<SEC-DOCUMENT>0001753926-24-002117.txt : 20241218
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<ACCEPTANCE-DATETIME>20241218163319
ACCESSION NUMBER:		0001753926-24-002117
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		115
CONFORMED PERIOD OF REPORT:	20241031
FILED AS OF DATE:		20241218
DATE AS OF CHANGE:		20241218

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HOVNANIAN ENTERPRISES INC
		CENTRAL INDEX KEY:			0000357294
		STANDARD INDUSTRIAL CLASSIFICATION:	OPERATIVE BUILDERS [1531]
		ORGANIZATION NAME:           	05 Real Estate & Construction
		IRS NUMBER:				221851059
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-08551
		FILM NUMBER:		241559721

	BUSINESS ADDRESS:	
		STREET 1:		90 MATAWAN ROAD, 5TH FLOOR
		CITY:			MATAWAN
		STATE:			NJ
		ZIP:			07747
		BUSINESS PHONE:		7327477800

	MAIL ADDRESS:	
		STREET 1:		90 MATAWAN ROAD, 5TH FLOOR
		CITY:			MATAWAN
		STATE:			NJ
		ZIP:			07747
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</ix:header></div><div><div style="font-family: 'times new roman', times; font-size: 10pt;" id="D3jap6nivgy5rswcqlaznoj">
<div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;" href="#toc">Table of Contents</a></p>
<p style="margin: 0pt 7.5pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">UNITED STATES SECURITIES AND EXCHANGE COMMISSION</p>
<p style="margin: 0pt 7.5pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Washington, D.C. 20549</p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p>
<p style="margin: 0pt 7.5pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Form <ix:nonNumeric contextRef="D20241031" name="dei:DocumentType" id="Tag129">10-K</ix:nonNumeric></p>
<p style="margin: 0pt 7.5pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric contextRef="D20241031" name="dei:DocumentAnnualReport" id="Tag105" format="ixt-sec:boolballotbox">&#9746;</ix:nonNumeric> ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT</p>
<p style="margin: 0pt 7.5pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">OF 1934</p>
<p style="margin: 0pt 7.5pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">For the fiscal year ended <span style="text-transform: uppercase;"><ix:nonNumeric contextRef="D20241031" name="dei:DocumentPeriodEndDate" id="Tag1155" format="ixt:date-monthname-day-year-en">October 31, 2024</ix:nonNumeric></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p>
<p style="margin: 0pt 7.5pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric contextRef="D20241031" name="dei:DocumentTransitionReport" id="Tag1150" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric> TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p>
<p style="margin: 0pt 7.5pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Commission file number: <ix:nonNumeric contextRef="D20241031" name="dei:EntityFileNumber" id="Tag22">1-8551</ix:nonNumeric></b></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p>
<p style="margin: 0pt 7.5pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Hovnanian Enterprises, Inc.</b></p>
<p style="margin: 0pt 7.5pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>(Exact Name of Registrant as Specified in Its Charter)</i></p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 170px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 17px;">
<td style="width: 50%; vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b><ix:nonNumeric contextRef="D20241031" name="dei:EntityIncorporationStateCountryCode" id="Tag24" format="ixt-sec:stateprovnameen">Delaware</ix:nonNumeric></b></p> </td>
<td style="width: 50%; vertical-align: top; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b><ix:nonNumeric contextRef="D20241031" name="dei:EntityTaxIdentificationNumber" id="Tag1157">22-1851059</ix:nonNumeric></b></p> </td> </tr>
<tr style="height: 17px;">
<td style="width: 50%; vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(State or Other Jurisdiction of Incorporation or Organization)</p> </td>
<td style="width: 50%; vertical-align: top; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(I.R.S. Employer Identification No.)</p> </td> </tr>
<tr style="height: 17px;">
<td style="width: 50%; vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p> </td>
<td style="width: 50%; vertical-align: top; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p> </td> </tr>
<tr style="height: 17px;">
<td style="width: 50%; vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b><ix:nonNumeric contextRef="D20241031" name="dei:EntityAddressAddressLine1" id="Tag1597">90 Matawan Road, Fifth Floor</ix:nonNumeric>, <ix:nonNumeric contextRef="D20241031" name="dei:EntityAddressCityOrTown" id="Tag27">Matawan</ix:nonNumeric>, <span style="-sec-ix-hidden:Tag1690">NJ</span></b></p> </td>
<td style="width: 50%; vertical-align: top; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b> <ix:nonNumeric contextRef="D20241031" name="dei:EntityAddressPostalZipCode" id="Tag20">07747</ix:nonNumeric></b></p> </td> </tr>
<tr style="height: 17px;">
<td style="width: 50%; vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(Address of Principal Executive Offices)</p> </td>
<td style="width: 50%; vertical-align: top; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(Zip Code)</p> </td> </tr>
<tr style="height: 17px;">
<td style="width: 50%; vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p> </td>
<td style="width: 50%; vertical-align: top; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p> </td> </tr>
<tr style="height: 17px;">
<td style="width: 50%; vertical-align: top; height: 17px;" colspan="3">
<p style="margin: 0pt 72pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b><ix:nonNumeric contextRef="D20241031" name="dei:CityAreaCode" id="Tag130">732</ix:nonNumeric>-<ix:nonNumeric contextRef="D20241031" name="dei:LocalPhoneNumber" id="Tag1149">747-7800</ix:nonNumeric></b></p> </td> </tr>
<tr style="height: 17px;">
<td style="width: 50%; vertical-align: top; height: 17px;" colspan="3">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(Registrant&#8217;s Telephone Number, Including Area Code)</p> </td> </tr>
<tr style="height: 17px;">
<td style="width: 50%; vertical-align: top; height: 17px;" colspan="3">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p> </td> </tr>
<tr style="height: 17px;">
<td style="width: 50%; vertical-align: top; height: 17px;" colspan="3">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Securities registered pursuant to Section 12(b) of the Act:</p> </td> </tr> </tbody> </table>
<p style="margin: 0px; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr>
<td style="padding: 0px; width: 40%; vertical-align: middle; border-width: 1px; border-color: #000000 !important; border-style: solid;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Title of each class</p> </td>
<td style="width: 20%; vertical-align: middle; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; border-right-width: 1px; border-right-style: solid; border-right-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Trading symbol(s)</p> </td>
<td style="width: 40%; vertical-align: middle; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; border-right-width: 1px; border-right-style: solid; border-right-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Name of each exchange on which registered</p> </td> </tr>
<tr>
<td style="padding: 0px; width: 40%; vertical-align: middle; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; border-right-width: 1px; border-right-style: solid; border-right-color: #000000 !important; border-left-width: 1px; border-left-style: solid; border-left-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric contextRef="D20241031_CommonClassAMember" name="dei:Security12bTitle" id="Tag1152">Class A Common Stock $0.01 par value per share</ix:nonNumeric></p> </td>
<td style="width: 20%; vertical-align: middle; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; border-right-width: 1px; border-right-style: solid; border-right-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric contextRef="D20241031_CommonClassAMember" name="dei:TradingSymbol" id="Tag1254">HOV</ix:nonNumeric></p> </td>
<td style="width: 40%; vertical-align: middle; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; border-right-width: 1px; border-right-style: solid; border-right-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric contextRef="D20241031_CommonClassAMember" name="dei:SecurityExchangeName" id="Tag1596" format="ixt-sec:exchnameen">New York Stock Exchange</ix:nonNumeric></p> </td> </tr>
<tr>
<td style="padding: 0px; width: 40%; vertical-align: middle; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; border-right-width: 1px; border-right-style: solid; border-right-color: #000000 !important; border-left-width: 1px; border-left-style: solid; border-left-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric contextRef="D20241031_PreferredStockPurchaseRightsMember" name="dei:Security12bTitle" id="Tag1255">Preferred Stock Purchase Rights</ix:nonNumeric>(1)</p> </td>
<td style="width: 20%; vertical-align: middle; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; border-right-width: 1px; border-right-style: solid; border-right-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="border-left: none; border-right: none;">N/A</span></p> </td>
<td style="width: 40%; vertical-align: middle; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; border-right-width: 1px; border-right-style: solid; border-right-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric contextRef="D20241031_PreferredStockPurchaseRightsMember" name="dei:SecurityExchangeName" id="Tag1158" format="ixt-sec:exchnameen">New York Stock Exchange</ix:nonNumeric></p> </td> </tr>
<tr>
<td style="padding: 0px; width: 40%; vertical-align: middle; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; border-right-width: 1px; border-right-style: solid; border-right-color: #000000 !important; border-left-width: 1px; border-left-style: solid; border-left-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric contextRef="D20241031_DepositorySharesMember" name="dei:Security12bTitle" id="Tag1389">Depositary Shares each representing 1/1,000th of a share of 7.625% Series A Preferred Stock</ix:nonNumeric></p> </td>
<td style="width: 20%; vertical-align: middle; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; border-right-width: 1px; border-right-style: solid; border-right-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric contextRef="D20241031_DepositorySharesMember" name="dei:TradingSymbol" id="Tag1159">HOVNP</ix:nonNumeric></p> </td>
<td style="width: 40%; vertical-align: middle; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; border-right-width: 1px; border-right-style: solid; border-right-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The <ix:nonNumeric contextRef="D20241031_DepositorySharesMember" name="dei:SecurityExchangeName" id="Tag1256" format="ixt-sec:exchnameen">Nasdaq</ix:nonNumeric> Stock Market LLC</p> </td> </tr> </tbody> </table>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1) <span><ix:footnote xml:lang="en-US" id="footnote18" footnoteRole="http://www.xbrl.org/2003/role/footnote">Each share of Common Stock includes an associated Preferred Stock Purchase Right. Each Preferred Stock Purchase Right initially represents the right, if such Preferred Stock Purchase Right becomes exercisable, to purchase from the Company one ten-thousandth of a share of its Series B Junior Preferred Stock for each share of Common Stock. The Preferred Stock Purchase Rights currently cannot trade separately from the underlying Common Stock.</ix:footnote></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p>
<p style="margin: 0pt; text-indent: 25pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act of 1933. Yes <ix:nonNumeric contextRef="D20241031" name="dei:EntityWellKnownSeasonedIssuer" id="Tag21" format="ixt-sec:yesnoballotbox">&#9746;</ix:nonNumeric><span style="border-left: none; border-right: none;"> No </span>&#9744;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 25pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes <ix:nonNumeric contextRef="D20241031" name="dei:EntityVoluntaryFilers" id="Tag26" format="ixt-sec:yesnoballotbox">&#9744;</ix:nonNumeric> <span style="border-left: none; border-right: none;">No</span> &#9746;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 25pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. <span style="border-left: none; border-right: none;">Yes</span> <ix:nonNumeric contextRef="D20241031" name="dei:EntityCurrentReportingStatus" id="Tag25" format="ixt-sec:yesnoballotbox">&#9746;</ix:nonNumeric> No &#9744;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 25pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (&#167; 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). <span style="border-left: none; border-right: none;">Yes</span> <ix:nonNumeric contextRef="D20241031" name="dei:EntityInteractiveDataCurrent" id="Tag1151" format="ixt-sec:yesnoballotbox">&#9746;</ix:nonNumeric> No &#9744;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 25pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or an emerging growth company. See the definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer,&#8221; &#8220;smaller reporting company,&#8221; and &#8220;emerging growth company&#8221; in Rule 12b-2 of the Exchange Act.</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 34px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 34px;">
<td style="width: 20%; vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span><span class="selected"><ix:nonNumeric contextRef="D20241031" name="dei:EntityFilerCategory" id="Tag19" format="ixt-sec:entityfilercategoryen">Large Accelerated Filer</ix:nonNumeric> <span style="border-left: none; border-right: none;">&#9746;</span></span></span></p> </td>
<td style="width: 18%; vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="border-left: none; border-right: none;">Accelerated Filer</span> &#9744; </p> </td>
<td style="width: 19%; vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Nonaccelerated Filer &#9744; </p> </td>
<td style="width: 24%; vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Smaller Reporting Company <ix:nonNumeric contextRef="D20241031" name="dei:EntitySmallBusiness" id="Tag1253" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></p> </td>
<td style="width: 19%; vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Emerging Growth Company <ix:nonNumeric contextRef="D20241031" name="dei:EntityEmergingGrowthCompany" id="Tag1154" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></p> </td> </tr> </tbody> </table>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><br/></p>
<div>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>1</span></span></td> </tr> </tbody> </table>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 25pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. &#9744;</p>
<p style="margin: 0pt; text-align: left; text-indent: 27pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 25pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Indicate by check mark whether the registrant has filed a report on and attestation to its management<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8217;</span>s assessment of the effectiveness of its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report. <ix:nonNumeric contextRef="D20241031" name="dei:IcfrAuditorAttestationFlag" id="Tag1156" format="ixt-sec:boolballotbox">&#9746;</ix:nonNumeric></p>
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: left; margin: 0pt; text-indent: 27pt;"> <br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: left; margin: 0pt; text-indent: 25pt;">If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect the correction of an error to previously issued financial statements. <ix:nonNumeric contextRef="D20241031" name="dei:DocumentFinStmtErrorCorrectionFlag" id="Tag1153" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"> <br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: left; margin: 0pt; text-indent: 25pt;">Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant&#8217;s executive officers during the relevant recovery period pursuant to &#167; 240.10D-1(b). &#9744;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 25pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes <ix:nonNumeric contextRef="D20241031" name="dei:EntityShellCompany" id="Tag1390" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric> No &#9746;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 25pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The aggregate market value of the voting and nonvoting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity as of April 30, 2024 (the last business day of the registrant&#8217;s most recently completed second fiscal quarter) was $<ix:nonFraction contextRef="I20240430" name="dei:EntityPublicFloat" unitRef="USD" id="Tag23" decimals="0" format="ixt:num-dot-decimal">727,547,193</ix:nonFraction>.</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 25pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Indicate the number of shares outstanding of each of the issuer<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8217;</span>s classes of common stock, as of the latest practicable date. <ix:nonFraction contextRef="I20241212_CommonClassAMember" name="dei:EntityCommonStockSharesOutstanding" unitRef="Shares" id="Tag1160" decimals="0" format="ixt:num-dot-decimal">5,326,091</ix:nonFraction> shares of Class A common stock and <ix:nonFraction contextRef="I20241212_CommonClassBMember" name="dei:EntityCommonStockSharesOutstanding" unitRef="Shares" id="Tag1394" decimals="0" format="ixt:num-dot-decimal">729,354</ix:nonFraction> shares of Class B common stock were outstanding as of <span>December 12, 2024</span>.</p> </div>
<div> <br/></div>
<div>
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">HOVNANIAN ENTERPRISES, INC.</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p>
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">DOCUMENTS INCORPORATED BY REFERENCE:</p>
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Part III &#8212; Those portions of the registrant&#8217;s definitive proxy statement to be filed pursuant to Regulation 14A in connection with registrant&#8217;s annual meeting of stockholders to be held on March 27, 2025, which are responsive to those parts of Part III, Items 10, 11, 12, 13 and 14 as identified herein.</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><br/></p>
<div>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>2</span></span></td> </tr> </tbody> </table>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </div> </div><div id="Dtnngxrj6xfocx59v5imyfk" style="font-family: 'times new roman', times; font-size: 10pt;">
<div>
<p style="margin: 10pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;">FORM 10-K</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a id="toc" href="#"></a>TABLE OF CONTENTS</span></p> <span style="font-family: 'times new roman', times; font-size: 10pt;"> &#8203;</span></div>
<div>
<table id="TOC" cellpadding="0" cellspacing="0" border="0" style="width: 99.6928%; margin-left: 0.1px; height: 612px; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr style="height: 17px;">
<td style="width: 5%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><b style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Item</b></span></td>
<td style="width: 90%; height: 17px;"><br/></td>
<td style="width: 5%; height: 17px; text-align: center;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><b style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Page</b></span><br/></td> </tr>
<tr style="height: 17px;">
<td style="width: 5%; height: 17px;"><br/></td>
<td id="BM_Bs11_911202423546144" style="width: 90%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs11_911202423546144"><span style="font-weight: bold;">PART I</span></a></span></td>
<td class="bmpageno" id="BMP_Bs11_911202423546144" style="width: 5%; height: 17px; text-align: center;">4</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><br/></td>
<td style="height: 17px;"><br/></td>
<td style="height: 17px; text-align: center;"><br/></td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">1</span></td>
<td id="BM_Bs12_91120242362188" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs12_91120242362188">Business</a></span></td>
<td class="bmpageno" id="BMP_Bs12_91120242362188" style="height: 17px; text-align: center;">4</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">1A</span></td>
<td id="BM_Bs13_911202423742367" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs13_911202423742367">Risk Factors</a></span></td>
<td class="bmpageno" id="BMP_Bs13_911202423742367" style="height: 17px; text-align: center;">13</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">1B</span></td>
<td id="BM_Bs14_911202423824407" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs14_911202423824407">Unresolved Staff Comments</a></span></td>
<td class="bmpageno" id="BMP_Bs14_911202423824407" style="height: 17px; text-align: center;">25</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">1C</span></td>
<td id="BM_Bs15_91120242385295" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs15_91120242385295">Cybersecurity</a></span></td>
<td class="bmpageno" id="BMP_Bs15_91120242385295" style="height: 17px; text-align: center;">25</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">2</span></td>
<td id="BM_Bs16_911202423919271" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs16_911202423919271">Properties</a></span></td>
<td class="bmpageno" id="BMP_Bs16_911202423919271" style="height: 17px; text-align: center;">27</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">3</span></td>
<td id="BM_Bs17_911202423937830" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs17_911202423937830">Legal Proceedings</a></span></td>
<td class="bmpageno" id="BMP_Bs17_911202423937830" style="height: 17px; text-align: center;">27</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">4</span></td>
<td id="BM_Bs18_911202423953743" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs18_911202423953743">Mine Safety Disclosures</a></span></td>
<td class="bmpageno" id="BMP_Bs18_911202423953743" style="height: 17px; text-align: center;">27</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><br/></td>
<td id="BM_BSS14_13112024233549494" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#BSS14_13112024233549494">Information About Our Executive Officers</a></span></td>
<td class="bmpageno" id="BMP_BSS14_13112024233549494" style="height: 17px; text-align: center;">27</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><br/></td>
<td style="height: 17px;"><br/></td>
<td style="height: 17px; text-align: center;"><br/></td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><br/></td>
<td id="BM_Bs20_9112024231057395" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs20_9112024231057395"><span style="font-weight: bold;">PART II</span></a></span></td>
<td class="bmpageno" id="BMP_Bs20_9112024231057395" style="height: 17px; text-align: center;">27</td> </tr>
<tr>
<td><br/></td>
<td><br/></td>
<td style="text-align: center;"><br/></td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">5</span></td>
<td id="BM_Bs21_9112024231117651" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs21_9112024231117651">Market for Registrant&#8217;s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities</a></span></td>
<td class="bmpageno" id="BMP_Bs21_9112024231117651" style="height: 17px; text-align: center;">27</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">6</span></td>
<td id="BM_Bs22_9112024231146683" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs22_9112024231146683">Reserved</a></span></td>
<td class="bmpageno" id="BMP_Bs22_9112024231146683" style="height: 17px; text-align: center;">28</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">7</span></td>
<td id="BM_Bs23_9112024231210499" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs23_9112024231210499">Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations</a></span></td>
<td class="bmpageno" id="BMP_Bs23_9112024231210499" style="height: 17px; text-align: center;">29</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">7A</span></td>
<td id="BM_Bs24_9112024231333839" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs24_9112024231333839">Quantitative and Qualitative Disclosures About Market Risk</a></span></td>
<td class="bmpageno" id="BMP_Bs24_9112024231333839" style="height: 17px; text-align: center;">51</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">8</span></td>
<td id="BM_Bs25_9112024231353134" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs25_9112024231353134">Financial Statements and Supplementary Data</a></span></td>
<td class="bmpageno" id="BMP_Bs25_9112024231353134" style="height: 17px; text-align: center;">51</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">9</span></td>
<td id="BM_Bs26_9112024231412574" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs26_9112024231412574">Changes in and Disagreements with Accountants on Accounting and Financial Disclosure</a></span></td>
<td class="bmpageno" id="BMP_Bs26_9112024231412574" style="height: 17px; text-align: center;">51</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">9A</span></td>
<td id="BM_Bs27_9112024231434983" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs27_9112024231434983">Controls and Procedures</a></span></td>
<td class="bmpageno" id="BMP_Bs27_9112024231434983" style="height: 17px; text-align: center;">52</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">9B</span></td>
<td id="BM_Bs28_9112024231450182" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs28_9112024231450182">Other Information</a></span></td>
<td class="bmpageno" id="BMP_Bs28_9112024231450182" style="height: 17px; text-align: center;">52</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">9C</span></td>
<td id="BM_Bs29_9112024231513455" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs29_9112024231513455">Disclosure Regarding Foreign Jurisdictions that Prevent Inspections</a></span></td>
<td class="bmpageno" id="BMP_Bs29_9112024231513455" style="height: 17px; text-align: center;">52</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><br/></td>
<td style="height: 17px;"><br/></td>
<td style="text-align: center; height: 17px;"><br/></td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><br/></td>
<td id="BM_Bs30_9112024231537551" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs30_9112024231537551"><span style="font-weight: bold;">PART III</span></a></span></td>
<td class="bmpageno" id="BMP_Bs30_9112024231537551" style="height: 17px; text-align: center;">53</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><br/></td>
<td style="height: 17px;"><br/></td>
<td style="text-align: center; height: 17px;"><br/></td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">10</span></td>
<td id="BM_Bs31_911202423167911" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs31_911202423167911">Directors, Executive Officers and Corporate Governance</a></span></td>
<td class="bmpageno" id="BMP_Bs31_911202423167911" style="height: 17px; text-align: center;">53</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">11</span></td>
<td id="BM_Bs32_9112024231628183" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs32_9112024231628183">Executive Compensation</a></span></td>
<td class="bmpageno" id="BMP_Bs32_9112024231628183" style="height: 17px; text-align: center;">54</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">12</span></td>
<td id="BM_Bs33_9112024231644447" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs33_9112024231644447">Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters</a></span></td>
<td class="bmpageno" id="BMP_Bs33_9112024231644447" style="height: 17px; text-align: center;">54</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">13</span></td>
<td id="BM_Bs34_91120242317847" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs34_91120242317847">Certain Relationships and Related Transactions, and Director Independence</a></span></td>
<td class="bmpageno" id="BMP_Bs34_91120242317847" style="height: 17px; text-align: center;">55</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">14</span></td>
<td id="BM_Bs35_9112024231728831" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs35_9112024231728831">Principal Accountant Fees and Services</a></span></td>
<td class="bmpageno" id="BMP_Bs35_9112024231728831" style="height: 17px; text-align: center;">55</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><br/></td>
<td style="height: 17px;"><br/></td>
<td style="text-align: center; height: 17px;"><br/></td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><br/></td>
<td id="BM_Bs36_911202423181735" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs36_911202423181735"><span style="font-weight: bold;">PART IV</span></a></span></td>
<td class="bmpageno" id="BMP_Bs36_911202423181735" style="height: 17px; text-align: center;">55</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><br/></td>
<td style="height: 17px;"><br/></td>
<td style="text-align: center; height: 17px;"><br/></td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">15</span></td>
<td id="BM_Bs37_9112024231850440" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs37_9112024231850440">Exhibits and Financial Statement Schedules</a></span></td>
<td class="bmpageno" id="BMP_Bs37_9112024231850440" style="height: 17px; text-align: center;">55</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">16</span></td>
<td id="BM_Bs40_9112024231945839" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs40_9112024231945839">Form 10-K Summary</a></span></td>
<td class="bmpageno" id="BMP_Bs40_9112024231945839" style="height: 17px; text-align: center;">61</td> </tr>
<tr style="height: 17px;">
<td style="height: 17px;"><br/></td>
<td id="BM_Bs41_9112024232039789" style="height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bs41_9112024232039789">Signatures</a></span></td>
<td class="bmpageno" id="BMP_Bs41_9112024232039789" style="height: 17px; text-align: center;">62</td> </tr> </tbody> </table> </div>
<div>
<p style="margin: 0px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;&#160;</span></p> </div>
<div>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; font-family: 'times new roman', times;" class="pageno"><span>3</span></span></td> </tr> </tbody> </table>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#TOC">Table of Contents</a></span></div> </div> </div><div id="Dqke2bi90odbnxhoxie69cp" style="font-family: 'times new roman', times; font-size: 10pt;">
<div style="margin: 0pt; text-align: left;"><br/><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs11_911202423546144" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><span style="text-transform: uppercase; line-height: inherit;">Part</span></b></span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b> I</b></span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><a id="item1" href="#"></a>ITEM <span>1</span></b></span></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs12_91120242362188" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>BUSINESS</b></span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Business Overview</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Hovnanian Enterprises, Inc. (&#8220;HEI&#8221;) conducts all of its homebuilding and financial services operations through its subsidiaries (references herein to the &#8220;Company,&#8221; &#8220;we,&#8221; &#8220;us&#8221; or &#8220;our&#8221; refer to HEI and its consolidated subsidiaries and should be understood to reflect the consolidated business of HEI&#8217;s subsidiaries). Through its subsidiaries, HEI designs, constructs, markets, and sells single-family detached homes, attached townhomes and condominiums,&#160;urban infill, and active lifestyle homes in planned residential developments and is <span>one</span> of the nation&#8217;s largest builders of residential homes. Founded in <span>1959</span> by Kevork Hovnanian, HEI was incorporated in New Jersey in <span>1967</span> and reincorporated in Delaware in <span>1983</span>. Since the incorporation of HEI&#8217;s predecessor company, the Company combined with its unconsolidated joint ventures have delivered in excess of <span>375,000</span> homes, including <span>6,201</span> homes in fiscal <span>2024</span>. The Company has <span>two</span> distinct operations: homebuilding and financial services. Our homebuilding operations consist of <span>three</span> reportable segments: Northeast, Southeast and West. Our financial services operations provide mortgage loans and title services to the customers of our homebuilding operations.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Excluding unconsolidated joint ventures, we are currently offering homes for sale in <span>130</span> communities in&#160;<span>27</span>&#160;markets in&#160;<span>13</span>&#160;states throughout the United States. We market and build homes for first-time buyers, move-up buyers, luxury buyers, active lifestyle buyers and empty nesters. We offer a variety of home styles at base prices ranging from $<span>62,000</span> to $<span>1,910,000</span> with an average sales price, including options, of $<span>538,000</span> nationwide in fiscal <span>2024</span>.</span></p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our operations span all significant aspects of the home-buying process &#8211; from design, construction, and sale, to mortgage origination and title services.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 0pt 0pt 45pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The following is a summary of our growth history:</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 0pt 0pt 45pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>1959</span> - Founded by Kevork Hovnanian as a New Jersey homebuilder.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 0pt 0pt 45pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>1983</span> - Completed initial public offering.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 0pt 0pt 45pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>1986</span> - Entered the North Carolina market through the investment in New Fortis Homes.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 0pt 0pt 45pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>1992</span> - Entered the greater Washington, D.C. market.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 0pt 0pt 45pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>1994</span> - Entered the Coastal Southern California market.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 0pt 0pt 45pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>1998</span> - Expanded in the greater Washington, D.C. market through the acquisition of P.C. Homes.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 0pt 0pt 45pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>1999</span> - Entered the Dallas, Texas market through our acquisition of Goodman Homes. Further diversified and strengthened our position as New Jersey&#8217;s largest homebuilder through the acquisition of Matzel &amp; Mumford.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 0pt 0pt 45pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>2001</span> - Continued expansion in the greater Washington D.C. and North Carolina markets through the acquisition of Washington Homes. This acquisition further strengthened our operations in each of these markets.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 0pt 0pt 45pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>2002</span> - Entered the Central Valley market in Northern California and Inland Empire region of Southern California through the acquisition of Forecast Homes.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 0pt 0pt 45pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>2003</span> - Expanded operations in Texas and entered the Houston market through the acquisition of Parkside Homes and Brighton Homes. Entered the greater Ohio market through our acquisition of Summit Homes and entered the greater metro Phoenix market through our acquisition of Great Western Homes.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 0pt 0pt 45pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>2004</span> - Entered the greater Tampa, Florida market through the acquisition of Windward Homes and started operations in the Minneapolis/St. Paul, Minnesota market.</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit; font-family: 'times new roman', times;" class="pageno"><span>4</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div> </div>
<p style="margin: 10pt 0pt 0pt 45pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>2005</span> - Entered the Orlando, Florida market through our acquisition of Cambridge Homes and entered the greater Chicago, Illinois market and expanded our position in Florida and Minnesota through the acquisition of the operations of Town &amp; Country Homes, which occurred concurrently with our entering into a joint venture with affiliates of Blackstone Real Estate Advisors to own and develop Town &amp; Country Homes&#8217; existing residential communities. We also entered the Cleveland, Ohio market through the acquisition of Oster Homes.</span></p>
<p style="margin: 0pt 7.5pt 0pt 52.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;&#160;&#160;</span></p>
<p style="margin: 0pt 0pt 0pt 45pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>2006</span> - Entered the coastal markets of South Carolina and Georgia through the acquisition of Craftbuilt Homes.</span></p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">During fiscal <span>2016</span>, we exited the Minneapolis, Minnesota and Raleigh, North Carolina markets and sold land portfolios in those markets. During fiscal <span>2018</span>, we completed a wind down of our operations in the San Francisco Bay area in Northern California and in Tampa, Florida. During fiscal <span>2020</span>, we began&#160;a wind down of our operations in the&#160;Chicago, Illinois market which was completed in fiscal <span>2023</span>.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Geographic Breakdown of Markets by Segment</b></span></p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The Company markets and builds homes that are constructed in&#160;<span>17</span>&#160;of the nation&#8217;s top <span>50</span> housing markets. We segregate our homebuilding operations geographically into the following <span>three</span> segments:</span></p>
<p style="margin: 0pt 7.5pt 0pt 52.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 0pt 0pt 45pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Northeast: Delaware, Maryland, New Jersey, Ohio, Pennsylvania, Virginia and West Virginia</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 0pt 0pt 45pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Southeast: Florida, Georgia and South Carolina</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 0pt 0pt 45pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">West: Arizona, California and Texas</span></p>
<p style="margin: 0pt 0pt 0pt 45pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-indent: 36pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">For financial information about our segments, see Item <span>7</span>&#160;&#8220;Management&#8217;s&#160;Discussion and Analysis of Financial Condition and Results of Operations.&#8221;</span></p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Human Capital</b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">As of <span>October 31, 2024</span>, we employed <span>1,878</span> full-time associates of whom <span>1,211</span> were involved in our homebuilding operations, <span>171</span> were involved in our financial services operations and <span>496</span> were involved in our corporate operations. We do not have collective bargaining agreements relating to any of our associates.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Successful execution of our strategy is dependent on attracting, developing and retaining key associates and members of our management team. The skills, experience and industry knowledge of our team significantly benefit our operations and performance. We continuously evaluate, modify, and enhance our internal processes and technologies to increase engagement, productivity, efficiency and the skills our associates need to be successful.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We believe that talented associates are the Company&#8217;s greatest asset and play a key role in creating long-term value for our stakeholders. As of <span>October 31, 2024</span>, <span>17.1</span>% of our associates had been with the Company for more than <span>15</span> years, and the average tenure of all associates was approximately <span>7.3</span> years. We understand that our ultimate success and ability to compete are significantly dependent on how well we identify, hire, train, and retain highly qualified personnel. We realize that each associate has a unique vision and their own special talents. We are committed to being an employer that fosters the growth of each associate, while building an inclusive and diverse workforce.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We believe that our focus on diversity and inclusion across the organization positions the Company to deliver innovation and growth. We have a diverse associate base comprised of <span>27.3</span><span style="text-indent: 45pt; line-height: inherit;">% non-white associates as of <span>October 31, 2024</span>. Additionally, as of <span>October 31, 2024</span>, <span>43.6</span>% of our associates were women, and women represent <span>38.5</span>% of all associates in manager and more senior positions.</span></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Promoting a diverse and inclusive work environment is a major priority at Hovnanian. In <span>2020</span>, the Company formed a Diversity &amp; Inclusion Committee that continues to be an important initiative. The committee is led by the CEO and comprised of members of senior leadership and associates in different functions throughout the organization representing various backgrounds. The objective of the committee is to advise on and evaluate the Company&#8217;s diversity and inclusion initiatives and to offer suggestions and guidance. All associates are required to take a diversity and inclusion training course on an annual basis. Those in leadership positions (representing approximately <span>21.8</span>% of all associates) are required to participate in more extensive diversity and inclusion training sessions.</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit; font-family: 'times new roman', times;" class="pageno"><span>5</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div> </div>
<p style="margin: 10pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The Company is also a founding member of the Building Talent Foundation (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>BTF<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) whose mission is to advance the education, training and careers of people from underrepresented groups in the fields of skilled technical workers and as business owners in the residential construction industry. The Company actively utilizes BTF&#8217;s residential construction careers platform JobsToBuild to find new talent. In fiscal <span>2024</span>, we extended our partnership and financial commitment with BTF for another <span>two</span> years.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Over the last <span>three</span> years, our leadership team has conducted quarterly Town Halls. These events have become a staple in the organization and serve as an opportunity for associates to hear from senior leadership candidly about our Company and directly ask questions of our CEO, CFO, Executive Vice President and Group Presidents. In fiscal 2023, the Company also introduced <span>two</span> new channels for engaging associates companywide, <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Lunch &amp; Learns<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span> and <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Coffee Chats<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>. The goal of these new platforms is to fuel our companywide objective to foster a culture of engagement and facilitate more <span>two</span>-way communication.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Through a combination of competitive benefits and educational programs, we believe that we positively contribute to the well-being of our associates and the communities in which they live and work. Our benefits packages include medical, dental, and vision coverage, as well as paid parental leave, health savings accounts, life insurance, disability income, <span>401</span>(k) savings plan with a company match and other assistance and wellness programs. Together, these benefits help keep our associates and their dependents healthy, while giving them tax-advantaged ways to save for retirement and establish long-term financial security. This package of programs is routinely reevaluated in order to meet the changing needs of our associates in our diverse organization.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In light of the Company&#8217;s experience managing the novel coronavirus (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>COVID-<span>19</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) pandemic and the recognition of the associated environmental benefits, the Company previously introduced a hybrid work schedule and continued its use throughout fiscal <span>2024</span>, whereby most office associates may work <span>two</span> days a week from home. We believe this change to a hybrid work model promotes a healthier work and home life balance for our associates while simultaneously providing the environmental benefits of having fewer vehicles on the road. In addition to the weekly hybrid schedule, non-field associates can work remotely up to <span>eight</span> weeks a year.&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We also have committed considerable resources to furthering our associates&#8217; personal and professional growth. We have a repository of over <span>500</span> training modules/courses to facilitate these learning sessions in both in-person and virtual settings, including mandatory diversity, ethics, workplace harassment prevention, cybersecurity&#160;and safety training courses.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Corporate Offices and Available Information</b></span></p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our corporate offices are located at <span>90</span> Matawan Road, Fifth Floor, Matawan, New Jersey <span>07747</span> (See Item <span>2</span>&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Properties<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>). Our telephone number is <span>732</span>-<span>747</span>-<span>7800</span>, and our Internet web site address is www.khov.com. Information available on or through our web site is not a part of this Form 10-K. We make available free of charge through our web site our Annual Report on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K, and amendments to these reports filed or furnished pursuant to Section <span>13</span>(d) or <span>15</span>(d) of the Securities Exchange Act of <span>1934</span>, as amended (&#8220;Exchange Act&#8221;), as soon as reasonably practicable after they are filed with, or furnished to, the Securities and Exchange Commission (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>SEC<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>). Copies of the Company&#8217;s Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K, and amendments to these reports are available free of charge upon request. The SEC also maintains an Internet site (http://www.sec.gov) that contains reports, proxy and information statements and other information regarding issuers that file electronically with the SEC.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Business Strategies </b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">As a result of the sharp increase in interest rates that began in fiscal <span>2022</span>, we have shifted our focus to increasing the availability of quick-move-in homes (&#8220;QMI homes&#8221;). The rationale behind this shift in focus is that QMI homes provide our customers with more certainty on what their mortgage payments will be at closing.&#160;QMI homes also allow us to offer customers mortgage rate buydowns that would be cost prohibitive on homes with a longer time until delivery. QMI homes greatly reduce the complexity of choices for our customers and significantly increase efficiencies for our trades, construction and purchasing teams. Beginning in fiscal <span>2023</span>, we began executing&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Build-For-Rent<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span> agreements to supplement our existing for sale business. The Build-For-Rent sales channel added incremental deliveries during fiscal <span>2023</span> and fiscal 2024, which allowed us to increase inventory turnover.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We remain focused on maintaining adequate&#160;liquidity and identifying investment opportunities that make economic sense in light of our current sales prices and sales paces. Our excess liquidity in fiscal years <span>2024</span>, <span>2023</span> and <span>2022</span> allowed us to repurchase $<span>113.5</span> million, $<span>245.0</span> million and $<span>100.0</span> million in aggregate principal of senior secured notes, respectively. Also, in May 2024, we completed a debt exchange resulting in a $75.3 million principal reduction of our senior notes and term loans which included an aggregate cash payment of $31.5 million. We also repurchased 188,800 shares of our Class A common stock with an aggregate market value of $26.5 million in fiscal 2024. In response to changing market conditions, we have been strategic in new land purchases at pricing that we believe will generate appropriate investment returns needed to sustain profitability.&#160;<span style="font-size: 10.0pt; font-family: 'Times New Roman',serif; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">After the past several years of concentrating
on debt reduction, in fiscal 2024 we shifted our focus back to growth as a focal point. The
housing market continues to be driven by positive fundamentals and as a result
we increased our lot count, community count and spending on land and land
development during the year. </span> In addition, we intend to continue to focus on our historic key business strategies, as enumerated below. We believe that these strategies separate us from our competitors in the residential homebuilding industry and the adoption, implementation and adherence to these principles will continue to benefit our business.</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;" class="pageno"><span>6</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div> </div>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our goal is to become a significant builder in each of the selected markets in which we operate, which will enable us to achieve economies of scale and differentiate ourselves from most of our competitors.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">As noted above, we offer a broad product array to provide housing to a wide range of customers. Our diverse product array includes single-family detached homes, attached townhomes and condominiums, urban infill and active lifestyle homes.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We are committed to customer satisfaction and quality in the homes that we build. We recognize that our future success rests on the ability to deliver quality homes to satisfied customers. We seek to expand our commitment to customer service through a variety of quality initiatives. In addition, we remain focused on attracting and developing quality associates. See <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Human Capital<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span> above for further discussion.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We focus on achieving high returns on invested capital. Each new community is evaluated based on its ability to meet or exceed internal rate of return requirements. Our belief is that the best way to create lasting value for our shareholders is through a strong focus on return on invested capital.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We prefer to use a risk-averse land acquisition strategy. We attempt to acquire land with a minimum cash investment and negotiate takedown options, thereby limiting the financial exposure to the amounts invested in property and predevelopment costs. This approach significantly reduces our risk and generally allows us to obtain necessary development approvals before acquisition of the land.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our strategy also includes homebuilding and land development joint ventures as a means of controlling lot positions, expanding our market opportunities, establishing strategic alliances, reducing our risk profile, leveraging our capital base and enhancing our returns on capital. Our homebuilding joint ventures are generally entered into with third-party investors to develop land and construct homes that are sold directly to home buyers. Our land development joint ventures include those with developers and other homebuilders, as well as financial investors to develop finished lots for sale to the joint venture&#8217;s members or other third-parties.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We manage our financial services operations to better serve all of our home buyers. Our current mortgage financing and title service operations enhance our contact with customers and allow us to coordinate the home-buying experience from beginning to end. Further, we are able to employ a range of pricing incentives through our mortgage financing operations, including temporary and permanent mortgage rate buy downs, which are tools that provide buyers with the opportunity to secure mortgage rates below market level.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Operating Policies and Procedures</b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We attempt to reduce the effect of certain risks inherent in the housing industry through the following policies and procedures:</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Training</i> - Our training is designed to provide our associates with the knowledge, attitudes, skills and habits necessary to succeed in their jobs. Our training department regularly conducts in-person, online or webinar training in sales, construction, administration and managerial skills.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Land Acquisition, Planning, and Development</i> - Before entering into a contract to acquire land, we complete extensive comparative studies and analyses which assist us in evaluating the economic feasibility of such land acquisition.</span></p>
<p style="margin: 0pt 22.7pt; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: justify; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Where possible, we acquire land for future development through the use of land options, which need not be exercised before the completion of the regulatory approval process. We attempt to structure these options with flexible takedown schedules rather than with an obligation to take down the entire parcel upon receiving regulatory approval. If we are unable to negotiate flexible takedown schedules, we will buy parcels in a single bulk purchase. Additionally, we purchase improved lots in certain markets by acquiring a small number of improved lots with an option on additional lots. This allows us to minimize the economic costs and risks of carrying a large inventory of land, while maintaining our ability to commence new developments during favorable market periods. </span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Our option and purchase agreements are typically subject to numerous conditions, including, but not limited to, our ability to obtain necessary governmental approvals for the proposed community. Generally, the deposit on the agreement will be returned to us if all approvals are not obtained, although predevelopment costs may not be recoverable. By paying an additional nonrefundable deposit, we have the right to extend a significant number of our options for varying periods of time. In most instances, we have the right to cancel any of our land option agreements by forfeiture of our deposit on the agreement. In fiscal <span>2024</span>, <span>2023</span> and <span>2022</span>, rather than purchase additional lots in underperforming communities, we took advantage of this right and walked away from 3,800 lots,&#160;<span>3,838</span> lots and&#160;<span>5,121</span> lots, respectively, out of 39,059 total lots,&#160;<span>28,227</span> total lots and&#160;<span>27,617</span> total lots, respectively, under option, resulting in charges to income before taxes of $1.6 million, $<span>1.5</span> million and $<span>5.7</span> million, respectively. </span></p> </td> </tr> </tbody> </table> </div>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;" class="pageno"><span>7</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div> </div>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Design</i> - Our residential communities are generally located in urban and suburban areas easily accessible through public and personal transportation. Our communities are designed as neighborhoods that fit existing land characteristics. We strive to create diversity within the overall planned community by offering a mix of homes with differing architecture, textures and colors.<b> </b>Recreational amenities, such as swimming pools, tennis courts, clubhouses, open areas and tot lots, are frequently included.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Construction</i> - We design and supervise the development and building of our communities. Our homes are constructed according to standardized prototypes, which are designed and engineered to provide innovative product design while attempting to minimize costs of construction. We generally employ subcontractors for the installation of site improvements and construction of homes. Agreements with subcontractors are generally short term and provide for a fixed price for labor and materials. We rigorously control costs through the use of computerized monitoring systems.&#160;</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Because of the risks involved in speculative building, our general policy is to construct an attached condominium or townhouse building only after signing contracts for the sale of at least <span>50</span>% of the homes in that building. Historically, a majority of our single-family detached homes were constructed after the signing of a sales contract and mortgage approval was obtained, which limits the buildup of inventory of unsold homes and the costs of maintaining and carrying that inventory. Beginning in fiscal <span>2022</span> and continuing through fiscal <span>2024</span>, we have increased our inventory of QMI homes in connection with our current business strategy discussed above.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Materials and Subcontractors</i> - We attempt to maintain efficient operations by utilizing standardized materials available from a variety of sources. In addition, we generally contract with subcontractors to construct our homes. We have reduced construction and administrative costs by consolidating the number of vendors serving certain markets and by executing national purchasing contracts with select vendors. Due to the COVID-<span>19</span> pandemic, we experienced construction delays from shortages in the supply of materials, as well as labor shortages in all of our markets. The impact and the particular materials associated with the delays varied from market to market. We have improved our cycle times since the beginning of fiscal <span>2023</span> by approximately <span>30</span> days but are still currently experiencing increased construction cycle times of <span>30</span>-<span>45</span> days over our pre-pandemic average in many of our markets. We cannot predict the extent to which shortages in necessary materials or labor will re-occur in our markets in the future.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Marketing and Sales</i> - Our homes in residential communities are sold principally through on-site sales offices. In order to respond to our customers&#8217; needs and trends in housing design, we rely upon our internal market research group to analyze information gathered from, among other sources, buyer profiles, exit interviews at model sites, focus groups and demographic databases. We make use of our website, internet, newspaper, radio, television, magazine, billboard, video and direct mail advertising, special and promotional events, illustrated brochures and full-sized and scale model homes in our comprehensive marketing program. We have also started offering curated <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Looks<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span> packages for customers to select, rather than a large number of a la carte options. This approach has continued to expand and provides customers with a more streamlined selection process and allows us to be more efficient in purchasing, sales and construction.&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We have a national call center which is responsible for follow up generated by&#160;our website and our digital marketing efforts. The call center supports our ability to swiftly respond to incoming customer leads,&#160;schedule and conduct virtual tours and video chats, as well as set up in person model home tours.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Customer Service and Quality Control</i> - In many of our markets, associates are responsible for customer service and preclosing quality control inspections as well as responding to post-closing customer needs. Prior to closing, each home is inspected, and any necessary completion work is undertaken by us or our subcontractors. Our homes are enrolled in a standard limited warranty program which, in general, provides a homebuyer with a limited warranty for the home&#8217;s materials and workmanship which follows each state&#8217;s applicable statute of repose. All of the warranties contain standard exceptions, including, but not limited to, damage caused by the customer.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Customer Financing</i> - We sell our homes to customers who generally finance their purchases through mortgages. Our financial services segment provides our customers with competitive financing and coordinates and expedites the loan origination transaction through the steps of loan application, loan approval, and closing and title services. We originate loans in each of the states in which we build homes. We believe that our ability to offer financing to customers on competitive terms as a part of the sales process is an important factor in completing sales.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;" class="pageno"><span>8</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div> </div>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">During the year ended <span>October 31, 2024</span>, for the markets in which our mortgage subsidiaries originated loans, <span>25.1</span>% of our home buyers paid in cash and <span>79.4</span>% of our noncash home buyers obtained mortgages from our mortgage banking subsidiary. The loans we originated in fiscal <span>2024</span> were <span>64.0</span>% conforming conventional loans and <span>35.4</span>% Federal Housing Administration/Veterans Affairs (&#8220;FHA/VA&#8221;). The remaining <span>0.6</span>% of our loan originations represented loans which exceeded conforming conventions.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We sell virtually all of the loans and loan-servicing rights that we originate within a short period of time. Loans are sold either individually or against forward commitments to institutional investors, including banks, mortgage banking firms, and savings and loan associations.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Residential Development Activities</b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our residential development activities include site planning and engineering, obtaining environmental and other regulatory approvals and constructing roads, sewer, water, and drainage facilities, recreational facilities, and other amenities and marketing and selling homes. These activities are performed by our associates, together with independent architects, consultants and contractors. Our associates also carry out long-term planning of communities. A residential development generally includes single-family detached homes and/or a number of residential buildings containing from <span>two</span> to <span>24</span> individual homes per building, together with recreational amenities, such as swimming pools, tennis courts, clubhouses, open areas and tot lots.&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Information on housing revenues, homes delivered and average sales price by segment for the year ended <span>October 31, 2024</span>, is set forth below:</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
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<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
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<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;" colspan="2"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
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<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;" colspan="2"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
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<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td> </tr>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(Housing revenues in thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Housing Revenues</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Homes Delivered</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Average Sales Price</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td> </tr>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>1,007,596</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>1,646</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>612,148</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
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<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>447,804</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>878</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>510,027</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>1,420,088</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>2,824</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>502,864</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Consolidated total </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>2,875,488</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>5,348</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>537,675</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Unconsolidated joint ventures(<span>1</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>539,028</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>853</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>631,920</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<span>1</span>) Represents housing revenues and home deliveries for our unconsolidated homebuilding joint ventures for the period. We provide this data as a supplement to our consolidated results as an indicator of the volume managed in our unconsolidated joint ventures. See Note <span>20</span> to the Consolidated Financial Statements included elsewhere in this Annual Report on Form 10-K for a further discussion of our unconsolidated joint ventures. </i></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i><b>Net Sales Contracts</b></i></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The dollar value of our net sales contracts, excluding unconsolidated joint ventures, was $<span>2.8</span>&#160;billion and $<span>2.5</span> billion for the years ended <span>October 31, 2024</span> and <span>2023</span>, respectively, and the number of homes contracted increased <span>11.6</span>% to <span>5,186</span> in fiscal <span>2024</span> from <span style="border-left: none; border-right: none; line-height: inherit;">4,647</span>&#160;in fiscal <span>2023</span>.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;Information on the dollar value of net sales contracts by segment for the years ended <span>October 31, 2024</span> and <span>2023</span>, is set forth below:</span></p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="t_ft_9U0TQ7FOE800000000000000000000b">
<table class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Percentage of</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><span>2024</span></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><span>2023</span></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Change</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>1,114,885</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>937,153</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>19.0</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>279,431</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>445,970</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><span>(37.3)</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>1,367,203</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>1,126,011</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><span>21.4</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">%</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Consolidated total </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>2,761,519</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>2,509,134</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><span>10.1</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">%</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Unconsolidated joint ventures(<span>1</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>627,714</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>359,478</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><span>74.6</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">%</span></td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 0pt 10pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<span>1</span>) Represents net contract dollars for our unconsolidated homebuilding joint ventures for the period. We provide this data as a supplement to our consolidated results as an indicator of the volume managed in our unconsolidated&#160;joint ventures. See Note <span>20</span> to the Consolidated Financial Statements included elsewhere in this Annual Report on Form 10-K for a further discussion of our unconsolidated joint ventures.</i></span></p>
<div style="line-height: 1.2;">
<div id="t_ft_UU9LC97NM800000000000000000000b">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>9</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> <i style="font-family: 'times new roman', times; font-size: 10pt;"><b></b></i></div>
<div style="font-family: 'times new roman', times; font-size: 10pt; margin: 10pt 0pt 0pt; text-indent: 0pt; line-height: 1.2;"><i style="font-family: 'times new roman', times; font-size: 10pt;"><b>Active Selling Communities</b></i>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">We ended fiscal<span>&#160;</span></span><span><span>2024</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>&#160;</span>with <span>130</span> active selling communities as compared to<span>&#160;</span></span><span style="border-left: none; border-right: none; line-height: inherit;">113</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#160;active selling communities at<span>&#160;</span></span><span><span>October 31, 2023</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">.&#160;</span>The average number of active selling communities increased to&#160;<span style="border-left: none; border-right: none; line-height: inherit;"><span>119</span></span>&#160;for fiscal 2024 from&#160;<span>114</span> for fiscal 2023.&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Information on our active selling communities by segment as of <span>October 31, 2024</span>, is set forth below. Contracted not delivered and remaining homes available in our active selling communities are included in the consolidated total homesites under the total residential real estate chart in Item <span>7</span> &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations.&#8221;&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div id="t_ft_TPAF6TDQ0000000000000000000000b">
<table class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 119px;" border="0" cellpadding="0" cellspacing="0">
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Contracted</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Remaining</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Approved</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Homes</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Not</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Homes</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Communities</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Homes</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Delivered</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Delivered(<span>1</span>)</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Available(<span>2</span>)</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 40%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 9%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>49</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 9%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>7,376</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 9%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>2,572</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 9%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>782</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 9%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>4,022</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 9%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>16</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 9%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>2,647</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 9%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>1,110</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 9%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>239</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 9%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>1,298</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 9%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>65</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 9%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>10,071</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 9%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>4,066</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 9%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>628</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 9%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>5,377</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 9%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>130</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 9%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>20,094</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 9%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>7,748</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 9%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>1,649</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 9%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>10,697</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
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<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr>
<td style="width: 3.3%; vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<span>1</span>)</i></span></p> </td>
<td style="width: 96.7%; vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Includes <span>430</span></i><i> home sites under option.</i></span></p> </td> </tr>
<tr>
<td style="width: 3.3%; vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<span>2</span>)</i></span></p> </td>
<td style="width: 96.7%; vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Of the total remaining homes available,</i><i> <span>1,106</span></i><i> were under construction or completed (including <span>85</span></i><i> models and sales offices), and <span>6,601</span></i><i> were under option.</i></span></p> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i><b>Backlog</b></i></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">At <span>October 31, 2024</span> and <span>2023</span>, including domestic unconsolidated joint ventures, we had a backlog of signed contracts for <span>2,052</span> homes and <span>2,196</span> homes, respectively, representing a <span>6.6</span>% decrease, with sales values aggregating $<span>1.2</span> billion and $<span>1.3</span> billion, respectively. Our focus on QMI homes continues to result in higher backlog conversion. Additionally at October 31, 2024 and 2023, we had a backlog of signed contracts for 276 homes and 50 homes, respectively, from our unconsolidated joint venture in the Kingdom&#160;of Saudi Arabia. The majority of our backlog at <span>October 31, 2024</span> is expected to be completed and closed within the next <span>six</span> to <span>nine</span> months.&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Current base prices for our homes in contract backlog at <span>October 31, 2024</span>, range from $<span>62,000</span>&#160;to $<span>1,910,000</span> in the Northeast, from $<span>276,000</span>&#160;to $<span>1,177,000</span>&#160;in the Southeast and from $<span>250,000</span>&#160;to $<span>880,000</span>&#160;in the West.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">At November 30, <span>2024</span> and <span>2023</span>, our backlog of signed contracts, including domestic unconsolidated joint ventures, was <span>2,111</span>&#160;homes and <span>2,158</span>&#160;homes, respectively, with sales values aggregating $<span>1.3</span>&#160;billion for both periods. Additionally at November 30, 2024 and 2023, we had a backlog of signed contracts for 20 homes for both periods, from our unconsolidated joint venture in the Kingdom of Saudi Arabia. For information on our backlog excluding unconsolidated joint ventures, see the contract table in Item <span style="border-left: none; border-right: none; line-height: inherit;">7</span> &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations &#8211; Homebuilding: Key Performance Indicators.&#8221;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Sales of our homes typically are made pursuant to a standard sales contract that provides the customer with a statutorily mandated right of rescission for a period ranging up to <span>15</span> days after execution. Sales contracts require a nominal customer deposit at the time of signing. In addition, in some Northeast locations, we typically obtain an additional <span>5</span>% to <span>10</span>% down payment due within <span>30</span> to <span>60</span> days after signing. In most markets, an additional deposit is required when a customer selects and commits to optional upgrades in the home. The contract may include a financing contingency, which permits customers to cancel their obligation in the event mortgage financing at prevailing interest rates (including financing arranged or provided by us) is unobtainable within the period specified in the contract. This contingency period typically is <span>four</span> to <span>eight</span> weeks following the date of execution of the contract. When mortgage rates increase or housing values decline in certain markets, some customers cancel their contracts and forfeit their deposits. Sales contracts are included in backlog once the sales contract is signed by the customer, which in some cases includes contracts that are in the rescission or cancellation periods. However, revenues from sales of homes are recognized in the Consolidated Statements of Operations, when control is transferred to the buyer, which occurs when the buyer takes title to and possession of the home and there is no continuing involvement. For further information on cancellation rates, see the contract cancellation rates table in Item <span>7</span> &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations &#8211; Homebuilding: Key Performance Indicators.&#8221;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Residential Land Inventory in Planning</b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">It is our objective&#160;to control a supply of land, primarily through options, whenever possible, consistent with anticipated homebuilding requirements in each of our housing markets. Controlled land (land owned and under option) as of <span>October 31, 2024</span>, exclusive of active selling communities and excluding unconsolidated joint ventures, is summarized in the following table. The proposed developable home sites in communities in planning are included in the <span>41,895</span> consolidated total home sites under the total residential real estate table in Item <span>7</span> &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations.&#8221;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;&#160;</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>10</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i><b>Communities in Planning</b></i></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 51.9141%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 9.99066%;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Total</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 51.9141%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 9.99066%;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Number</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 9.99066%;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Proposed</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 9.99066%;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Land</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 51.9141%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 9.99066%;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>of Proposed</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 9.99066%;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Developable</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 9.99066%;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Option</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 9.99066%;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Book</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 51.9141%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(Dollars in thousands)</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px; width: 9.99066%;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Communities</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px; width: 1.02708%;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px; width: 9.99066%;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Home Sites</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px; width: 1.02708%;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px; width: 9.99066%;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Price</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px; width: 1.02708%;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px; width: 9.99066%;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Value (<span>1</span>)(<span>2</span>)</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px; width: 1.02708%;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 51.9141%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 51.9141%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Under option </span></p> </td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>126</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>14,570</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>1,131,465</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>52,083</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px; width: 51.9141%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Owned </span></p> </td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span>7</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>206</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>7,861</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px; width: 51.9141%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>133</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>14,776</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>59,944</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 51.9141%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 51.9141%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Under option </span></p> </td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>43</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>5,300</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>388,777</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>37,110</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px; width: 51.9141%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Owned </span></p> </td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>11</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>324</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>39,249</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px; width: 51.9141%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>54</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>5,624</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>76,359</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 51.9141%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 51.9141%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Under option </span></p> </td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>71</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>8,358</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>712,510</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>88,173</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px; width: 51.9141%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Owned </span></p> </td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>11</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>791</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>37,629</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px; width: 51.9141%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>82</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>9,149</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>125,802</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 51.9141%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Totals: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 51.9141%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Under option </span></p> </td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>240</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>28,228</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>2,232,752</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>177,366</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px; width: 51.9141%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Owned </span></p> </td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>29</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>1,321</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>84,739</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px; width: 51.9141%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Combined total </span></p> </td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>269</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>29,549</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 8.96359%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.02708%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 8.96359%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span>262,105</span></span></td>
<td style="width: 1.02708%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span style="color: #000000; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div id="t_ft_P6JE8N28OG00000000000000000000b">
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr>
<td style="width: 3.3%; vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<span>1</span>)</i></span></p> </td>
<td style="width: 96.7%; vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Properties under option also includes costs incurred on properties not under option but which are under evaluation. For properties under option, as of <span><span>October 31, 2024</span></span>, option fees and deposits were $<span>125.0</span></i><i> million. As of <span>October 31, 2024</span>, we spent an additional $<span>52.4</span></i><i> million in nonrefundable predevelopment costs on such properties, including properties not under option but under evaluation.</i></span></p> </td> </tr>
<tr>
<td style="width: 3.3%; vertical-align: top;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<span>2</span>)</i></span></td>
<td style="width: 96.7%; vertical-align: top;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>The book value for properties under option includes land banking costs of $<span>23.6</span> million, which is included in <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Consolidated inventory not owned<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span> on our Consolidated Balance Sheets.</i></span></td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We either option or acquire improved or unimproved home sites from land developers or other sellers. Under a typical agreement with the land developer, we purchase a minimal number of home sites. The balance of the home sites to be purchased is covered under an option agreement or a nonrecourse purchase agreement. During a declining homebuilding market, we typically decide to <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>mothball<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span> (or stop development on) certain communities where we have determined that current market conditions do not justify further investment at that time.&#160;When we decide to mothball a community, the inventory is reclassified on our Consolidated Balance Sheets from <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Sold and unsold homes and lots under development<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span> to <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Land and land options held for future development or sale<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Raw Materials</b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The homebuilding industry has from time-to-time experienced raw material and labor shortages. In particular, shortages and fluctuations in the price of lumber or other important raw materials has resulted in the past, and could result in the future, in start or completion delays or increases to the cost of developing <span>one</span> or more of our residential communities. We attempt to maintain efficient operations by utilizing standardized materials available from a variety of sources. In addition, we generally contract with subcontractors to construct our homes. We have reduced construction and administrative costs by consolidating the number of vendors serving certain markets and by executing national purchasing contracts with select vendors. Labor and material shortages that were initially due to the COVID-<span>19</span> pandemic have improved. For example, we previously experienced a significant rise in lumber prices caused by supply chain issues, but due to increased availability prices began to decrease during the second half of fiscal <span>2022</span> and into fiscal <span>2024</span>. We cannot predict, however, the extent to which shortages in necessary raw materials or labor may occur in the future.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Seasonality</b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our business is seasonal in nature and, historically, weather-related problems, typically in the fall, late winter and early spring, can delay starts or closings and increase costs.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>
<div style="line-height: 1.2;">
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;" class="pageno"><span>11</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div> </div> </div>
<div style="font-family: 'times new roman', times; font-size: 10pt; margin: 10pt 0pt 0pt; text-indent: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Competition</b></span>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our homebuilding operations are highly competitive. We are among the top&#160;<span>20</span>&#160;homebuilders in the United States in both homebuilding revenues and home deliveries. We compete with numerous real estate developers in each of the geographic areas in which we operate. Our competition ranges from small local builders to larger private regional builders to publicly owned builders and developers, some of which have greater sales and financial resources than we do. Previously owned homes and the availability of rental housing provide additional competition. We compete primarily on the basis of reputation, price, location, design, quality, service and amenities.</span></p>
<p style="margin: 10pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Regulation and Environmental Matters</b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We are subject to extensive and complex laws and regulations that affect the development of land and home building, sales and customer financing processes concerning zoning, building design, construction, and similar matters, including local regulations which impose restrictive zoning and density requirements in order to limit the number of homes that can eventually be built within the boundaries of a particular locality. In addition, we are subject to registration and filing requirements in connection with the construction, advertisement and sale of our communities in certain states and localities in which we operate even if all necessary government approvals have been obtained. We may also be subject to periodic delays or may be precluded entirely from developing communities due to building moratoriums that could be implemented in the future in the states in which we operate. Generally, such moratoriums relate to insufficient water or sewerage facilities or inadequate road capacity.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In addition, some state and local governments in markets where we operate have approved, and others may approve, slow-growth, or no-growth initiatives that could negatively affect the availability of land and building opportunities within those areas. Approval of these initiatives could adversely affect our ability to build and sell homes in the affected markets and/or could require the satisfaction of additional administrative and regulatory requirements, which could result in slowing the progress or increasing the costs of our homebuilding operations in these markets. Any such delays or costs could have a negative effect on our future revenues and earnings.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We are also subject to a variety of local, state, federal and foreign laws and regulations concerning protection of health and the environment, including those regulating the emission or discharge of materials into the environment, the management of storm water runoff at construction sites, the handling, use, storage and disposal of hazardous substances, impacts to wetlands and other sensitive environments, and the remediation of contamination at properties that we have owned or developed or currently own or are developing (&#8220;environmental laws&#8221;). The particular environmental laws which apply to any given community vary greatly according to the community site, the site&#8217;s environmental conditions and the present and former uses of the site. See Risk Factors &#8211; &#8220;<i>Homebuilders are subject to a number of federal, local, state, and foreign laws and regulations concerning the development of land and homebuilding, sales and customer financing processes and the protection of the environment, which can cause us to incur delays and costs associated with compliance and which can prohibit or restrict our activity in some regions or areas&#8221;,</i> Item <span>3</span> &#8220;Legal Proceedings&#8221; and Note <span>18</span> to the Consolidated Financial Statements included elsewhere in this Annual Report on Form 10-K.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Despite our past ability to obtain necessary permits and approvals for our communities, we anticipate that increasingly stringent requirements will be imposed on developers and homebuilders in the future. Although we cannot reliably predict the extent of any effect these requirements may have on us, they could result in time-consuming and expensive compliance programs and in substantial expenditures, which could cause delays and increase our cost of operations. In addition, our ability to obtain or renew permits or approvals and the continued effectiveness of permits already granted or approvals already obtained is dependent upon many factors, some of which are beyond our control, such as changes in policies, rules and regulations and their interpretation and application.</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;" class="pageno"><span>12</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div> </div> </div> </div>
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<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>ITEM 1A</b></span></p>
<div style="font-family: 'times new roman', times; margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs13_911202423742367" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>RISK FACTORS</b></span></a></div>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; text-indent: 45pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">You should carefully consider the following risks in addition to the other information included in this Annual Report on Form 10-K, including the Consolidated Financial Statements and the notes thereto.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; text-indent: 0pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Risk Relating to Our Business and Industry </b></span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt 7.2pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>The homebuilding industry is significantly affected by changes in general and local economic conditions and real estate markets, which could affect our ability to build homes at prices our customers are willing or able to pay, could reduce profits that may not be recaptured, could result in cancellation of sales contracts, and could affect our liquidity. </i></span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; text-indent: 45pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The homebuilding industry is cyclical, has from time-to-time experienced significant difficulties, and is significantly affected by changes in general and local economic conditions such as: &#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; margin: 0pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Interest rates;</span></p> </td> </tr>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Employment levels and wage and job growth;&#160;</span></td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Labor shortages and increasing labor and materials costs, including because of changes in immigration laws and trends in labor migration;&#160;</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Availability and affordability of financing for home buyers;</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Adverse changes in tax laws;</span></p> </td> </tr>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Regulatory changes;&#160;</span></td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Inflation;</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Housing affordability, consumer confidence and spending;</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Housing demand in general and for our particular community locations and product designs, as well as consumer interest in purchasing a home compared to other housing alternatives;</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Population growth and demographic trends; and</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </td> </tr>
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<td style="width: 45pt; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#9679;</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Availability of water supply in locations in which we operate.</span></p> </td> </tr> </tbody> </table>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; text-indent: 45pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Turmoil in the financial markets can affect our liquidity. In addition, our cash balances are primarily invested in short-term government-backed instruments. The remaining cash balances are held at numerous financial institutions and may, at times, exceed insurable amounts. We seek to mitigate this risk by depositing our cash in major financial institutions and diversifying our investments. In addition, our homebuilding operations often require us to obtain letters of credit. We have certain stand-alone letter of credit facilities and agreements pursuant to which letters of credit are issued. However, we may need additional letters of credit above the amounts provided under these facilities and letters of credit may not be issued under our senior secured revolving credit facility. If we are unable to obtain such additional letters of credit as needed to operate our business, we would be adversely affected.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; text-indent: 45pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In addition, geopolitical events, acts of war or terrorism, threats to national security, civil unrest, any outbreak or escalation of hostilities throughout the world, tariffs and international trade sanctions, and health pandemics may have a substantial impact on the economy, consumer confidence, the housing market, our associates and our customers, and therefore our business and financial results.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>13</span></span></td> </tr> </tbody> </table>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
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<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; text-indent: 45pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The difficulties described above could cause us to take longer and incur more costs to build our homes. In addition, our insurance may not fully cover business interruptions or losses caused by weather conditions and man-made or natural disasters and we may not be able to recapture increased costs by raising prices in many cases because we fix our prices up to 12 months in advance of delivery by signing home sales contracts. Some buyers may also cancel or not honor their home sales contracts altogether.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Raw material and labor shortages and price fluctuations could delay or increase the cost of home construction and adversely affect our operating results.</i></span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; text-indent: 45pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The homebuilding industry is vulnerable to raw material and labor shortages and has from time-to-time experienced such shortages. In particular, shortages and fluctuations in the price of lumber or in other important raw materials could result in delays in the start or completion of, or increase the cost of, developing one or more of our residential communities. Pricing for labor and raw materials can be affected by various national, regional, local, economic and political factors. For example, the federal government has previously imposed new or increased tariffs or duties on an array of imported materials and goods that are used in connection with the construction and delivery of our homes, including lumber, raising our costs for these items (or products made with them). Such government-imposed tariffs and trade regulations on imported building supplies, and retaliatory measures by other countries, may in the future have significant impacts on the cost to construct our homes and on our customers&#8217; budgets, including by causing disruptions or shortages in our supply chain.&#160;</span><span style="font-size: 10.0pt;">We
have also experienced price fluctuations and increased labor costs, particularly
over the prior two fiscal years, before stabilizing in the current fiscal year, as a result
of a sharp rise in inflation across the United States. The cost and
availability of labor may be adversely affected by changes in immigration laws
and trends in labor migration. In addition, increased demand could increase
material and labor costs. Although much improved during the current fiscal year, we continued
to experience some construction delays due to shortages in the supply of
certain materials, as well as labor and subcontractor shortages in our markets.
These delays impact the timing of our expected home closings and may also
result in cost increases that we may not be able to pass to our current or
future customers. Sustained increases in construction costs may, over time,
erode our margins, and impact our total contract or delivery volumes.</span></p>
<p style="font-family: 'Times New Roman', serif; text-indent: 45pt; margin: 0in; font-size: 12pt;"><span style="font-size: 10.0pt;">&#160;</span></p>
<p style="font-family: 'Times New Roman', serif; margin: 0in; font-size: 12pt;"><i><span style="font-size: 10.0pt;">Interest rates increased
substantially in fiscal years 2022 and 2023 and remained volatile in 2024&#160;leading
to uncertainty in the market about the direction rates will go in the future.
Because the large majority&#160;of our customers require mortgage financing, increases in
interest rates or the decreased availability of mortgage financing could
considerably impair the affordability of our homes, lower demand for our
products, limit our marketing effectiveness and limit our ability to fully
realize our backlog.</span></i><span style="font-size: 10.0pt;"></span></p>
<p style="font-family: 'Times New Roman', serif; margin: 0in; font-size: 12pt;"><span style="font-size: 10.0pt;">&#160;</span></p>
<p style="font-family: 'Times New Roman', serif; text-indent: 45pt; margin: 0in; font-size: 12pt;"><span style="font-size: 10.0pt;">The large majority of our customers finance their acquisitions through lenders providing
mortgage financing. Mortgage rates, up until recently, had been historically
low, which made the homes we sell more affordable. Despite the Federal Reserve
lowering interest rates in September and November 2024, mortgage rates have significantly
increased since the beginning of fiscal year 2022 as a result of the Federal
Reserve raising interest rates in an effort to curtail inflation during fiscal
years 2023 and 2022. When interest rates increase, the cost to own a home
increases, which reduces the number of potential homebuyers who can obtain
mortgage financing and can result in a decline in the demand for our homes. We
cannot predict whether interest rates will rise further, or the paces of any increases,
but additional increases would likely have a considerable impact on housing
demand.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Increases in interest rates (or the perception that interest rates will rise, including as a result of government actions), have, and could in the future, increase the costs to obtain mortgages, decrease the availability of mortgage financing have, and lower demand for new homes because of the increased monthly mortgage costs and cash required to close on mortgages to potential home buyers. Even if potential customers do not need financing, changes in interest rates and mortgage availability could make it harder for them to sell their existing homes to potential buyers who need financing. This could prevent or limit our ability to attract new customers as well as our ability to fully realize our backlog because our sales contracts generally include a financing contingency. Financing contingencies permit the customer to cancel his/her obligation in the event mortgage financing at prevailing interest rates, including financing arranged or provided by us, is unobtainable within the period specified in the contract. This contingency period is typically four to eight weeks following the date of execution of the sales contract. We believe that the availability of mortgage financing, including through federal government agencies or government-sponsored enterprises (such as Federal National Mortgage Association, Federal Home Loan Mortgage Corporation and FHA/VA financing), is an important factor in marketing many of our homes. Any limitations or restrictions on the availability of mortgage&#160;financing (including due to any failure of lawmakers to agree on a budget or appropriation legislation to fund relevant programs or operations or as a result of instability in the banking sector) could reduce our sales. Further, if we are unable to originate mortgages for any reason going forward, our customers may experience significant mortgage loan funding issues, which could have a material impact on our homebuilding business and our Consolidated Financial Statements.</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>14</span></span></td> </tr> </tbody> </table>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Inflation may adversely affect us by increasing costs beyond what we can recover through price increases and by increasing mortgage rates for homebuyers.</i></span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt 7.2pt; text-align: left; text-indent: 45pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; text-indent: 45pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Inflation can adversely affect us by increasing costs of land, materials and labor, which we experienced in fiscal years 2023 and 2022 due to a historic rise in interest&#160;rates. In addition, as discussed above, elevated levels of inflation accompanied by higher interest rates has caused in the past, and could in the future cause, a slowdown in the housing market. In an inflationary environment, such as the economic environment we have experienced recently, depending on the homebuilding industry and other economic conditions, we may be unable to raise home prices enough to keep up with the rate of inflation. Moreover, in an inflationary environment, our cost of capital, labor and materials can increase and the purchasing power of our cash resources can decline, which can have an adverse impact on our business or financial results. In an effort to counteract such inflationary pressures and maintain sales volumes in light of these challenges, we have offered increased sales incentives and mortgage rate buydowns for qualifying homebuyers, which reduces our profit margins. These measures may not be successful and if inflationary pressures remain an obstacle and do not continue to moderate, this could further impact our profitability.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>A significant downturn in the homebuilding industry could materially and adversely affect our business. </i></span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt 15pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; text-indent: 45pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The homebuilding industry experienced a significant and sustained downturn that began in 2007, during which the lowest volumes of housing starts were significantly below troughs in previous downturns. This downturn resulted in an industry-wide softening of demand for new homes due to&#160;a lack of consumer confidence, decreased availability of mortgage financing, and large supplies of resale and new home inventories, among other factors. In addition, an oversupply of alternatives to new homes, such as rental properties, resale homes and foreclosures, depressed prices and reduced margins for the sale of new homes. Industry conditions had a material adverse effect on our business and results of operations in fiscal 2007 through 2011. Further, we had substantially increased our inventory through fiscal 2006, which required significant cash outlays and which increased our price and margin exposure as we worked through this inventory. If the homebuilding industry experiences another significant or sustained downturn, it would materially adversely affect our business and results of operations in future years. During the second half of fiscal 2022 and into fiscal 2023, we experienced a decrease in housing demand due to a sharp increase in mortgage rates, a substantial increase in home prices resulting from the COVID-19 pandemic, significant inflation in the broader economy, stock market volatility, and other macro-economic conditions, which adversely impacted buyer sentiment and behavior.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>The homebuilding industry is significantly affected by changes in weather and other environmental conditions and resulting governmental regulations and increased focus by stakeholders on sustainability issues.</i></span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Weather conditions and man-made or natural disasters such as hurricanes, tornadoes, earthquakes, floods or prolonged precipitation, droughts, fires and other environmental conditions have harmed us in the past, and may harm us in the future. During fiscal 2024, we experienced disruptions from Hurricane Beryl in Texas, our largest&#160;state in terms of deliveries. Additionally, the physical impacts of climate change may cause these occurrences to increase in frequency, severity and duration, which can delay home construction, increase costs by damaging inventories, reduce the availability of building materials, and adversely impact the demand for new homes in affected areas, as well as slow down or otherwise impair the ability of utilities and local governmental authorities to provide approvals and service to new housing communities. For example, wildfires in California and hurricanes in Texas and Florida in recent years have at various times caused utility company delays, slowing of our production process, increasing cost of operations and also impacting our sales and construction activity in affected markets during the related time periods. Additionally, other coastal areas where we operate face increased risks of adverse weather or natural disasters.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt 7.2pt; text-align: left; text-indent: 45pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; text-indent: 45pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In addition, there is a growing concern from advocacy groups and the general public that the emissions of greenhouse gases and other human activities have caused, or will cause, significant changes in weather patterns and temperatures and the frequency and severity of natural disasters. Government mandates, standards and regulations enacted in response to these projected climate changes impacts could result in restrictions on land development in certain areas or increased energy, transportation and raw material costs that may adversely affect our financial condition and results of operations. These concerns have also resulted in increasing government, investor and societal attention to environmental, social, and governance (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>ESG<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) matters, including expanding mandatory and voluntary reporting, diligence, and disclosure on topics such as climate change, waste production, water usage, human capital, labor, and risk oversight, and could expand the nature, scope, and complexity of matters that we are required to control, assess, and report. These and other rapidly changing laws, regulations, policies and related interpretations, as well as increased enforcement actions by various governmental and regulatory agencies, may create challenges for the Company, including with respect to our compliance and ethics programs, may alter the environment in which we do business, and may increase the ongoing costs of compliance, which could adversely impact our results of operations and cash flows.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt 7.2pt; text-align: left; text-indent: 45pt; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Our business is seasonal in nature and our quarterly operating results fluctuate.</i></span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt 7.2pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; text-indent: 45pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our quarterly operating results generally fluctuate by season. The construction of a customer&#8217;s home typically begins after signing the agreement of sale and can take six to nine months or more to complete. Weather-related problems, typically in the fall, winter and early spring, can delay starts or closings and increase costs and thus reduce profitability. In addition, delays in opening communities could have an adverse effect on our sales and revenues. Due to these factors, our quarterly operating results will likely continue to fluctuate.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>15</span></span></td> </tr> </tbody> </table>
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<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Our success depends on the availability of suitable undeveloped land and improved lots at acceptable prices and our having sufficient liquidity to fund such investments.</i></span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt 7.2pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; text-indent: 45pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our success in developing land and in building and selling homes depends in part upon the continued availability of suitable undeveloped land and improved lots at acceptable prices. The homebuilding industry is highly competitive for land that is suitable for residential development and the availability of undeveloped land and improved lots for purchase at favorable prices depends on a number of factors outside of our control, including the risk of competitive overbidding on land and lots, geographical or topographical constraints and restrictive governmental regulation. Should suitable land opportunities become less available, our ability to implement our strategies and operational actions would be limited and the number of homes we may be able to build and sell would be reduced, which would reduce revenue and profits. In addition, our ability to make land purchases will depend on us having sufficient liquidity to fund such purchases. We may be at a disadvantage in competing for land compared to others who have more substantial cash resources.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>We rely on subcontractors to construct our homes and may incur costs or losses if these subcontractors fail to properly construct our homes or manage and pay their employees, or if products supplied to us by subcontractors are defective.</i></span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt 7.2pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; text-indent: 45pt; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We engage subcontractors to perform the actual construction of our homes and, in some cases, to select and obtain building materials. Therefore, the timing and quality of our construction depends on the availability, skill, and cost of our subcontractors. Despite our quality control efforts, we may discover that our subcontractors failed to properly construct our homes or may use defective materials, which, if widely used in our business, could result in the need to perform extensive repairs to large numbers of homes. The occurrence of such events could require us to repair the homes in accordance with our standards and as required by law. The cost of complying with our warranty obligations may be significant if we are unable to recover the cost of repairs from subcontractors, materials suppliers and insurers. In addition, the cost of satisfying our legal obligations in these instances may be significant, and we may be unable to recover the cost of repair from subcontractors and insurers.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We also can suffer damage to our reputation, and may be exposed to possible liability, if subcontractors fail to comply with applicable laws, including laws involving actions or matters that are not within our control. When we learn about possibly improper practices by subcontractors, we attempt to cause the subcontractors to discontinue them and may terminate the use of such subcontractors. However, attempts at mitigation may not avoid claims against us relating to actions of or matters relating to our subcontractors that are out of our control. For example, although we do not have the ability to control what these independent subcontractors pay their own employees, or their own subcontractors, or the work rules they impose on such personnel, federal and state governmental agencies, including the U.S. National Labor Relations Board, have sought, and may in the future seek, to hold contracting parties like us responsible for subcontractors&#8217; violations of wage and hour laws, or workers&#8217; compensation, collective bargaining and/or other employment-related obligations related to subcontractors&#8217; workforces. Governmental agency determinations or attempts by others to make us responsible for subcontractors&#8217; labor practices or obligations, could create substantial adverse exposure for us in these types of situations even though not within our control.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Changes in economic and market conditions could result in the sale of homes at a loss or holding land in inventory longer than planned, the cost of which can be significant.</i></span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt 7.2pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: 1.2; margin: 0pt; text-align: left; text-indent: 45pt;">Land inventory risk can be substantial for homebuilders. We must continuously seek and make acquisitions of land for expansion into new markets and for replacement and expansion of land inventory within our current markets. We incur many costs even before we begin to build homes in a community. Depending on the stage of development of a land parcel when we acquire it, these may include costs of preparing land, finishing and entitling lots, installing roads, sewers, water systems and other utilities, taxes and other costs related to ownership of the land on which we plan to build homes. The market value of undeveloped land, buildable lots and housing inventories can fluctuate significantly as a result of changing economic and market conditions. In the event of significant changes in economic or market conditions, we may have to sell homes at a loss or hold land in inventory longer than planned. In the case of land options, we could choose not to exercise them, in which case we would write-off the value of these options. Inventory carrying costs, including the costs of holding QMI homes, can be significant and can result in losses in a poorly performing project or market.&#160;<span style="font-family: 'times new roman', times; font-size: 10pt;"><span>Land
options also often include interest or other cost increase provisions which cause us to incur additional costs in the case of delays in land development and/or longer land takedown periods.</span> </span> The assessment of communities for indicators of impairment is performed quarterly. While we consider available information to determine what we believe to be our best estimates as of the reporting period, these estimates are subject to change in future reporting periods as facts and circumstances change.</span><span style="font-size: 10pt; line-height: inherit;"><span>&#160;</span></span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">See Item 7 &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of </span>Operation&#8212;Critical<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"> Accounting Policies.&#8221;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt 7.2pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>We conduct a significant portion of our business in Arizona, California, Delaware, Florida, New Jersey, South Carolina, Texas and Virginia, and accordingly, regional factors affecting home sales and activities in these markets may have a large impact on our results of operations.</i></span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt 7.2pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
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<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; text-indent: 45pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We presently conduct a significant portion of our business in Arizona, California, Delaware, Florida, New Jersey, South Carolina, Texas and Virginia, which subjects us to risks associated with the regional and local economies of these markets. Home prices and sales activities in these markets and in most of the other markets in which we operate have declined from time to time, particularly as a result of slow economic growth. These markets may also depend, to a degree, on certain sectors of the economy, and any declines in those sectors may impact home sales and activities in that region. For example, to the extent the oil and gas industries, which can be very volatile, are negatively impacted by declining commodity prices, climate change, legislation or other factors, it could result in reduced employment, or other negative economic consequences, which in turn could adversely impact our home sales and activities in Texas. Furthermore, precarious economic and budget situations at the state government level may adversely affect the market for our homes in the affected areas. Weather-related or other events impacting these markets could also negatively affect these markets as well as the other markets in which we operate. If home prices and sales activity decline in one or more of the markets in which we operate, our costs may not decline at all or at the same rate and the Company&#8217;s business, financial condition and results of operations could be materially adversely affected.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Increases in cancellations of agreements of sale could have an adverse effect on our business.</i></span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt 7.2pt; text-align: left; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; text-indent: 45pt; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our backlog reflects agreements of sale with our home buyers for homes that have not yet been delivered. We have received a deposit from our home buyer for each home, which is reflected in our backlog, and we generally have the right to retain the deposit if the home buyer does not complete the purchase. In some situations, however, a home buyer may cancel the agreement of sale and receive a complete or partial refund of the deposit for reasons related to state and local law, an inability to obtain mortgage financing at prevailing interest rates (including financing arranged or provided by us), an inability to sell their current home, or our inability to complete and deliver the new home within the specified time. At October 31, <span style="border-left: none; border-right: none;">2024</span>, including unconsolidated joint ventures, we had a backlog of signed contracts for 2,328 homes with a sales value aggregating $1.3 billion. If mortgage financing becomes less accessible, or if economic conditions deteriorate, more home buyers may cancel their agreements of sale with us, which could have an adverse effect on our business and results of operations.</span></p> </div>
<div style="font-family: 'times new roman', times; font-size: 10pt; margin: 10pt 0pt 0pt; text-indent: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Increases in the after-tax costs of owning a home could prevent potential customers from buying our homes and adversely affect our business or financial results.</i></span>
<p style="margin: -3px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; magin: -2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Significant expenses of owning a home, including mortgage interest expenses and real estate taxes, have historically been deductible expenses for an individual&#8217;s federal, and in some cases state, income taxes, subject to limitations under tax law and policy. The <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Tax Cuts and Jobs Act<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span> (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>TCJA<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) which was signed into law in December 2017 included provisions which impose significant limitations with respect to these income tax deductions. For instance, through the end of 2025, the annual deduction for real estate taxes&#160;and state and local income taxes (or sales taxes in lieu of income taxes) is now generally limited to&#160;$10,000. Furthermore, through the end&#160;of 2025, the deduction for mortgage interest is&#160;generally only available with respect to the first $750,000 of a new mortgage and there is no longer a federal deduction for interest on home equity loans.&#160;<span style="font-size: 10.0pt; font-family: 'Times New Roman',serif; mso-fareast-font-family: 'Times New Roman'; mso-font-kerning: 0pt; mso-ligatures: none; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">It
is unclear whether the provisions of the TCJA described above will be allowed
to expire at the end of 2025, which would cause a reversion to the provisions
in effect prior to the TCJA, or whether some or all of such provisions will be
extended beyond 2025 by future legislation.&#160;</span>In addition, if the federal government or a state government further changes its income tax laws to further eliminate or substantially limit these income tax deductions, the after-tax cost of owning a new home would further increase for many of our potential customers.&#160;The loss or reduction of these homeowner tax deductions that have historically been available has and could further reduce the perceived affordability of homeownership, and therefore the demand for and sales price of new homes, including ours, particularly in states with higher state income taxes or home prices, such as in California and New Jersey. In addition, increases in property tax rates or fees on developers by local governmental authorities, as experienced in response to reduced federal and state funding or to fund local initiatives, such as funding schools or road improvements, or increases in insurance premiums can adversely affect the ability of potential customers to obtain financing or their desire to purchase new homes, and can have an adverse impact on our business and financial results.</span></p>
<p style="margin: -3pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Further, existing and prospective regulatory and societal focus on and responses to climate change intended to reduce potential climate change impacts may increase the upfront costs of purchasing a home, costs to maintain the home and its systems, energy and utility costs and the cost to obtain homeowner and various hazard and flood insurance, or limit homeowners&#8217; ability to obtain these insurance policies altogether. Although these items have not materially impacted our business to date, they could adversely affect our business in the future.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: -2pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Mortgage investors could seek to have us buy back loans or compensate them for losses incurred on mortgages we have sold based on claims that we breached our limited representations or warranties.</i></span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: -2pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our financial services segment originates mortgages, primarily for our homebuilding customers. Substantially all of the mortgage loans originated are sold within a short period of time in the secondary mortgage market on a servicing released, nonrecourse basis, although we remain liable for certain limited representations, such as fraud, and warranties related to loan sales. Accordingly, mortgage investors have in the past and could in the future seek to have us buy back loans or compensate them for losses incurred on mortgages we have sold based on claims that we breached our limited representations or warranties.&#160;While we believe our reserves are adequate for known losses and projected repurchase requests, given the volatility in the mortgage industry and the uncertainty regarding the ultimate resolution of these claims, if either actual repurchases or the losses incurred resolving those repurchases exceed our expectations, additional expense may be incurred. We may have significant liabilities in respect of such claims in the future, which could exceed our reserves, and the impact of such claims on our results of operations could be material. Further, an increase in the default rate on the mortgages we originate may adversely affect our ability to sell mortgages or the pricing we receive upon the sale of mortgages.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>We compete on several levels with homebuilders that may have greater sales and financial resources, which could hurt future earnings.</i></span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: -2pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We compete not only for home buyers but also for desirable properties, financing, raw materials and skilled labor often within larger subdivisions designed, planned and developed by other homebuilders. Our competitors include other local, regional&#160;and national homebuilders, some of which have greater sales and financial resources or more established relationships with suppliers and subcontractors in the markets in which we operate. In addition, we compete with other housing alternatives, such as existing homes and rental housing. In the homebuilding industry, we compete primarily on the basis of reputation, price, location, design, quality, service and amenities. Our financial services segment competes with other mortgage providers, primarily on the basis of fees, interest rates and other features of mortgage loan products.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: -2pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="text-indent: 45pt; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">In addition, the
homebuilding industry has been subject to increasing consolidation, which could result in existing competitors increasing their market share, create new competitors through business
combinations and/or result in stronger competitors. We may be unable to compete
successfully in an increasingly consolidated industry and cannot predict how industry consolidation will affect us.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: -3pt; text-align: left;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The competitive conditions in the homebuilding industry together with current market conditions have caused, and could continue to result in, difficulty in acquiring suitable land at acceptable prices; increased selling incentives; lower sales; delays in construction; or impairment of our ability to implement our strategies and operational actions. Any of these challenges could increase costs and/or lower profit margins.</span></p>
<p style="margin: -2px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Utility shortages and outages or rate fluctuations could have an adverse effect on our operations.</i></span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: -2pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In prior years, the areas in which we operate in California have experienced power shortages, including periods without electrical power, as well as significant fluctuations in utility costs. We may incur additional costs and may not be able to complete construction on a timely basis if such power shortages and outages and utility rate fluctuations continue. Furthermore, power shortages and outages and rate fluctuations may adversely affect the regional economies in which we operate, which may reduce demand for our homes. Our operations may be adversely affected if further rate fluctuations and/or power shortages and outages occur in California, or in our other markets.<br/></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
<p style="margin: 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Information technology failures and data security breaches could harm our business.</i></span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We use information technology (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>IT<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>), digital telecommunications and other computer resources to conduct important operational activities and to maintain our business records. In addition, we rely on the systems of third parties, such as third-party vendors. Our computer systems, including our backup systems, and those of the third parties on whose systems we rely, are subject to damage or interruption from computer and telecommunications failures, computer viruses, power outages, security breaches (including through phishing attempts, data-theft and cyber-attack), ransomware attacks, usage errors by our associates or other business partners or outside service providers, and catastrophic events, such as fires, floods, hurricanes and tornadoes. Cyber-attacks and other security threats could originate from a wide variety of external sources, including cyber-criminals, nation-state hackers, hacktivists and other outside parties. Cyber-attacks and other security threats could also originate from the malicious or accidental acts of insiders, such as employees, and other business partners and outside service providers.&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">As part of our normal business activities, we collect and store certain personal identifying and confidential information relating to our homebuyers, employees, vendors and suppliers, and maintain operational and financial information related to our business. We may share some of this confidential information with our vendors. We rely on our vendors and third-party service providers to maintain effective cybersecurity measures to keep our information secure. If our computer systems and our backup systems, or those of the third parties on whose systems we rely, are breached, compromised or damaged, or otherwise cease to function properly, we could suffer interruptions in our operations or the misappropriation of proprietary, personal identifying or confidential information, including information about our business partners and home buyers. Our or our vendors&#8217; and third-party service providers&#8217; failure to maintain the security of the data we are required to protect could result in damage to our reputation, financial obligations to third parties, fines, penalties, regulatory proceedings and private litigation with potentially large costs, and also in deterioration in customers&#8217; confidence in us and other competitive disadvantages.&#160;</span></p>
<p style="margin: 0pt 7.2pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>18</span></span></td> </tr> </tbody> </table>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="margin:0pt"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Data protection and privacy laws have been enacted by the U.S. federal and state governments, including the California Privacy Rights Act and the Virginia Consumer Data Protection Act, and the regulatory regime continues to evolve and is increasingly demanding. Many states have passed or are considering privacy and security legislation and there are ongoing discussions regarding a federal privacy law. Variations in requirements across other states could present compliance challenges, as well as increased costs related to compliance.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Privacy, security, and compliance concerns have continued to increase as technology has evolved. We maintain cybersecurity insurance coverage, which may not fully cover the costs related to cyber or other security threats or disruptions, and have implemented systems and processes intended to secure our IT systems and prevent unauthorized access to or loss of sensitive, confidential and personal data, including through the use of encryption and authentication technologies as well as prevent the diversion or theft of company funds through various forms of social engineering. Additionally, we have increased our monitoring capabilities to enhance early detection and rapid response to potential security anomalies. These measures, which require ongoing monitoring and updating as technologies change and efforts to overcome security measures are continually evolving and have become increasingly sophisticated, are costly and may not be effective in preventing or mitigating significant negative occurrences or irregularities in our systems or those of third parties on whose systems we rely. In addition, cyber-attacks or other security breaches may persist undetected over extended periods of time and may not be mitigated in a timely manner to minimize the impact of a cyber-attack or other security breach. While, to date, we have not had a significant cybersecurity breach or attack that has a material impact on our business or results of operations, our efforts to maintain the security and integrity of our IT networks and related systems may not be effective and attempted security breaches or disruptions could be successful or damaging.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Negative publicity could adversely affect our reputation and our business, financial results and stock price.</i></span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our reputation and brand are critical to our success.<i> </i>Unfavorable media related to our industry, company, brand, personnel, operations, business performance, or prospects may impact our stock price and the performance of our business, regardless of its accuracy or inaccuracy. The speed at which negative publicity is disseminated has increased dramatically through the use of electronic communication, including social media outlets, websites, &#8220;tweets,&#8221; and blogs. Our success in maintaining and expanding our brand image depends on our ability to adapt to this rapidly changing media environment. Adverse publicity or negative commentary from any media outlets could damage our reputation and reduce the demand for our homes, which would adversely affect our business.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Global economic and political instability and conflicts could adversely affect our business, financial condition or results of operations.</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our business could be adversely affected by unstable economic and political conditions within the United States, instability in foreign jurisdictions and geopolitical conflicts. While we do not have any customer or direct supplier relationships in any of the foreign countries or regions involved in the current military conflicts, any related sanctions, export controls or actions that may be initiated by nations (e.g., potential cyberattacks, disruption of energy flows, etc.) and other potential uncertainties could adversely affect our supply chain by causing shortages or increases in costs for materials necessary to construct homes and/or increases to the price of gasoline and other fuels.&#160;</span><span style="font-size: 10.0pt;">In
addition, a new public health crisis such as a major epidemic or pandemic, such
as COVID-19, could cause multiple disruptions in our supply chain and result
in shortages in certain building materials and tightness in the labor market,
which could cause our construction cycle times to lengthen. Such&#160;</span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">events could cause higher interest rates, inflation or general economic uncertainty, which could negatively impact our business partners, employees or customers, or otherwise adversely impact our business.</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>19</span></span></td> </tr> </tbody> </table>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="text-indent: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Risks Related to Our Debt and Liquidity </b></span></p>
<p style="margin: 0px; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Our high leverage may restrict our ability to operate, prevent us from fulfilling our obligations, and adversely affect our financial condition. </i></span></p>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We have a significant amount of debt.</span></p>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our debt (excluding nonrecourse secured debt and debt of our financial subsidiaries), as of October 31, 2024, including the debt of the subsidiaries that guarantee our debt, was $<span>881.6</span> million ($<span>896.2</span> million net of discounts, premiums and debt issuance costs). Additionally, we have a $<span>125.0</span> million senior secured revolving credit facility, which was fully available for borrowing as of October 31, 2024.</span></p> </td> </tr> </tbody> </table>
<p style="margin: 0pt 22.7pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our debt service payments for the year ended October 31, 2024, were $<span>291.4</span> million, which represented interest incurred and payments on the principal of our debt and does not include principal and interest on nonrecourse secured debt, debt of our financial subsidiaries or fees under our letters of credit and other credit facilities and agreements.</span></p> </td> </tr> </tbody> </table>
<p style="margin: 0pt 15pt; text-align: left; text-indent: 36pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">As of October 31, 2024, we had an aggregate of $<span>2.6</span> million outstanding under various letters of credit and other credit facilities and agreements, certain of which were collateralized by $<span>3.2</span> million of cash. Our fees for these letters of credit for the year ended October 31, 2024, which are based on both the used and unused portion of the facilities and agreements, were $<span>0.1</span> million. We also had substantial contractual commitments and contingent obligations, including $<span>225.7</span> million of performance bonds as of October 31, 2024. See Item 7 &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations&#8212;Contractual Obligations.&#8221;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our significant amount of debt could have important consequences. For example, it could:</span></p>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Limit our ability to obtain future financing for working capital, capital expenditures, acquisitions, debt service requirements, or other requirements;</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Require us to dedicate a substantial portion of our cash flow from operations to the payment of our debt and reduce our ability to use our cash flow for other purposes, including land investments;</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Require us to pay higher interest rates upon refinancing debt if interest rates rise or due to the concentration of debt maturities or our overall leverage levels;</span></p> </td> </tr>
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<p style="margin: 0pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Limit our flexibility in planning for, or reacting to, changes in our business;</span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Place us at a competitive disadvantage because we have more debt than some of our competitors;</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Limit our ability to implement our strategies and operational actions;</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#9679;</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Require us to consider selling some of our assets or debt or equity securities, possibly on unfavorable terms, to satisfy obligations; and</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#9679;</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Make us more vulnerable to downturns in our business and general economic conditions.</span></p> </td> </tr> </tbody> </table>
<p style="margin: 0pt 22.7pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;&#160;</span></p>
<p style="text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our ability to meet our debt service and other obligations will depend upon our future performance. We are engaged in businesses that are substantially affected by changes in economic cycles. Our revenues and earnings vary with the level of general economic activity in the markets we serve. Our businesses are also affected by customer sentiment and financial, political, business and other factors, many of which are beyond our control. The factors that affect our ability to generate cash can also affect our ability to raise additional funds for these purposes through the sale of equity or debt securities, the refinancing of debt or the sale of assets. Changes in prevailing interest rates may affect our ability to meet our debt service obligations to the extent we have any floating rate indebtedness. A higher interest rate on our debt service obligations could result in lower earnings or increased losses.</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;" class="pageno"><span>20</span></span></td> </tr> </tbody> </table>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div> </div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt 0pt; text-align: left; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Our sources of liquidity are limited and may not be sufficient to meet our needs.</i></span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We are largely dependent on our current cash balance and future cash flows from operations (which may not be positive) to enable us to service our indebtedness, to cover our operating expenses and/or to fund our other liquidity needs. Cash provided by&#160;operating activities in fiscal 2024 and 2023 was $<span>23.6</span>&#160;million and $<span>435.3</span> million, respectively. Depending on the levels of our land purchases, we could generate positive or negative cash flow in future years. If there is a sustained decline in market conditions in the homebuilding industry over the next several years, our cash flows could be insufficient to fund our obligations and support land purchases, and if we cannot buy additional land, we would ultimately be unable to generate future revenues from the sale of houses. If our cash flows and capital resources are insufficient to fund our debt service obligations or we are unable to refinance our indebtedness, we may be forced to reduce or delay investments and capital expenditures, sell assets, seek additional capital or restructure our indebtedness. These alternative measures may not be successful or, if successful, made on desirable terms and may not permit us to meet our debt service obligations. We have also entered into certain cash collateralized letters of credit agreements and facilities that require us to maintain specified amounts of cash in segregated accounts as collateral to support our letters of credit issued thereunder. If our available cash and capital resources are insufficient to meet our debt service and other obligations, we could face liquidity problems and might be required to dispose of material assets or operations to meet our debt service and other obligations. We may not be able to consummate those dispositions or the proceeds from the dispositions may not be permitted under the terms of our debt instruments to be used to service indebtedness or may not be adequate to meet any debt service obligations then due. For additional information about capital resources and liquidity, see Item 7 &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations&#8212;Capital Resources and Liquidity.&#8221;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><br/></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Our cash flows, liquidity and consolidated financial statements could be materially and adversely affected if we are unable to obtain letters of credit. </i></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our homebuilding operations often require us to obtain letters of credit. We have certain stand-alone letter of credit facilities and agreements pursuant to which letters of credit are issued. However, letters of credit may not be issued under our senior secured revolving credit facility, and we may need additional letters of credit above the amounts provided under these stand-alone facilities and agreements. If we are unable to obtain such additional letters of credit as needed to operate our business, we would be adversely affected.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>We may have difficulty in obtaining the additional financing required to operate and develop our business. </i></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our operations require significant amounts of cash, and we may be required to seek additional capital, whether from sales of debt or equity securities or borrowing additional money, for the future growth and development of our business. The terms and/or availability of additional capital is uncertain. Moreover, the agreements governing our outstanding debt instruments contain provisions that restrict the debt we may incur in the future and our ability to pay dividends on equity. If we are not successful in obtaining sufficient capital, it could reduce our sales and may hinder our future growth and results of operations. In addition, pledging substantially all of our assets to support our senior secured revolving credit facility and our senior secured notes may make it more difficult to raise additional financing in the future.</span></p>
<p style="margin: 0pt 15pt; text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>We could be adversely affected by a negative change in our credit rating. </i></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our ability to access capital on favorable terms is a key factor in our ability to service our indebtedness to cover our operating expenses and to fund our other liquidity needs. Negative rating actions by credit agencies, including downgrades, may make it more difficult and costly for us to access capital. Therefore, any downgrade by any of the principal credit agencies may exacerbate these difficulties. There can be no assurances that our credit ratings will not be downgraded in the future, whether as a result of deteriorating general economic conditions, a protracted downturn in the housing industry, failure to successfully implement our operating strategy, the adverse impact on our results of operations or liquidity position of any of the above, or otherwise.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Restrictive covenants in our debt instruments may restrict our and certain of our subsidiaries&#8217; ability to operate, and if our financial performance worsens, we may not be able to undertake transactions within the restrictions of our debt instruments.</i></span></p>
<p style="margin: 0pt 7.2pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The indentures governing our outstanding debt securities and the agreements governing our credit facilities impose certain restrictions on our and certain of our subsidiaries&#8217; operations and activities. The most significant restrictions relate to debt incurrence, creation of liens, repayment of certain indebtedness prior to its respective stated maturity, sales of assets (including in certain land banking transactions), cash distributions, (including paying dividends on common and preferred stock), capital stock repurchases, and investments by us and certain of our subsidiaries (including in joint ventures). Because of these restrictions, we could be prohibited from paying dividends.</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;" class="pageno"><span>21</span></span></td> </tr> </tbody> </table>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div> </div>
<p style="margin: 10pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The restrictions in our debt instruments could prohibit or restrict our and certain of our subsidiaries&#8217; activities, such as undertaking capital raising or restructuring activities or entering into other transactions. In addition, if we fail to comply with these restrictions or to make timely payments on this debt and other material indebtedness, an event of default could occur and our debt under these debt instruments could become due and payable prior to maturity. Any such event of default could lead to cross defaults under certain of our other debt instruments or negatively impact other debt-related covenants. In any of these situations, we may be unable to amend the applicable debt instrument or obtain a waiver without significant additional cost, or at all, and we may be unable to obtain alternative financing. Any such situation could have a material adverse effect on the solvency of the Company.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>The terms of our debt instruments allow us to incur additional indebtedness.</i></span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Under the terms of our indebtedness under our indentures and credit facilities, we have the ability, subject to our debt covenants, to incur additional amounts of debt, including secured debt. The incurrence of additional indebtedness could magnify the risks described above. In addition, certain obligations, such as standby letters of credit and performance bonds issued in the ordinary course of business, including those issued under our stand-alone letter of credit agreements and facilities, are not considered indebtedness under our debt instruments (and may be secured) and, therefore, are not subject to limits in our debt covenants.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Regulatory and Legal Risks</b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Homebuilders are subject to a number of federal, local, state, and foreign laws and regulations concerning the development of land and&#160;homebuilding, sales&#160;and customer financing processes and the protection of the environment, which can cause us to incur delays and costs associated with compliance and which can prohibit or restrict our activity in some regions or areas. </i></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We are subject to extensive and complex laws and regulations that affect the development of land and homebuilding, sales and customer financing processes, including laws and regulations relating to zoning, density, accessibility, anti-discrimination, building standards and mortgage financing. These laws and regulations often provide broad discretion to the administering governmental authorities. This can delay or increase the cost of development or homebuilding. In addition, some state and local governments in markets where we operate have approved, and others may approve, slow-growth or no-growth initiatives that could negatively impact the availability of land and building opportunities within those areas. Approval of these initiatives could adversely affect our ability to build and sell homes in the affected markets and/or could require the satisfaction of additional administrative and regulatory requirements, which could result in slowing the progress or increasing the costs of our homebuilding operations in these markets. Any of the above delays or costs could have a negative effect on our future revenues and earnings.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;We also are subject to a variety of local, state, federal and foreign laws and regulations concerning protection of health and the environment, including those regulating the emission or discharge of materials into the environment, the management of storm water runoff at construction sites, the handling, use, storage&#160;and disposal of hazardous substances, impacts to wetlands and other sensitive environments, and the remediation of contamination at properties that we have owned or developed or currently own or are developing (&#8220;environmental laws&#8221;).&#160;The particular environmental laws that apply to a site may vary greatly according to the&#160;community site, for example, due to the community, the environmental conditions at or near the site, and the present and former uses of the site.&#160;These environmental laws may result in delays, may cause us to incur substantial compliance, remediation and/or other costs, and can prohibit or severely restrict development and&#160;homebuilding activity.&#160;In addition, noncompliance with these laws and regulations could result in fines and penalties, obligations to remediate or take corrective action, permit revocations or other sanctions; and contamination or other environmental conditions at or in the vicinity of our developments may result in claims against us for personal injury, property damage or other losses.</span></p>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We anticipate that increasingly stringent requirements will continue to be imposed on developers and homebuilders in the future. In addition, some of these laws and regulations that significantly affect how certain properties may be developed are contentious, attract intense political attention, and may be subject to significant changes over time. For example, regulations governing wetlands permitting under the federal Clean Water Act have been the subject of extensive rulemakings for many years, resulting in several major joint rulemakings by the Environmental Protection Agency (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>EPA<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) and the U.S. Army Corps of Engineers that have expanded and contracted the scope&#160;of&#160;wetlands subject to regulation; and such rulemakings have been the subject of many legal challenges, some of which remain pending. It is unclear how these and related developments, including at the state or local level, ultimately may affect the scope of regulated wetlands where we operate. Although we cannot reliably&#160;predict the extent of any effect these developments regarding wetlands, or any other requirements that may take effect, may have on us, they could result in time-consuming and expensive compliance programs and in substantial expenditures, which could cause delays and increase our cost of operations. In addition, our ability to&#160;obtain or renew permits or approvals and the continued effectiveness of permits already granted or approvals already obtained is dependent upon many factors, some of which are beyond our control, such as changes in policies, rules and regulations and their interpretations and application.</span></p>
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<p style="margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><i><span style="font-size: 10.0pt;">We may be liable for
claims for damages as a result of use of hazardous materials. </span></i></p>
<p style="margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt; mso-bidi-font-style: italic;">&#160;</span></p>
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif; text-indent: 45pt;"><span style="font-size: 10.0pt; mso-bidi-font-style: italic;">As a homebuilding and land development business
with a wide variety of historical homebuilding, land development, and
construction activities, we could be liable for future claims for damages as a
result of the past or present use of hazardous materials, including building
materials or fixtures known or suspected to be hazardous, to contain hazardous
materials, or to be associated with mold. Any such claims may adversely affect
our business, prospects, financial condition or operating results. Insurance
coverage for such claims may be limited or non-existent.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Legal claims not resolved in our favor, such as product liability litigation and warranty claims may be costly. </i></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">As discussed in Item 3 &#8211; &#8220;Legal Proceedings,&#8221; in the ordinary course of business we are involved in litigation from time-to-time, including with homeowner associations, home buyers and other persons with whom we have relationships. For example, as a homebuilder, we are subject to construction defect and home warranty claims, including moisture intrusion and related claims, arising in the ordinary course of business. Such claims are common in the homebuilding industry and can be costly.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">With regard to certain general liability exposures such as product liability claims, construction defect claims and related claims, assessment of claims and the related liability and reserve estimation process is highly judgmental and subject to a high degree of variability due to uncertainties such as trends in construction defect claims relative to our markets and the types of products we build, claim settlement patterns, insurance industry practices and legal interpretations, among others. Because of the high degree of judgment required in determining these estimated liability amounts, actual future costs could differ significantly from our currently estimated amounts. Furthermore, after claims are asserted for construction defects, it can be difficult to determine the extent to which assertions of such claims will expand geographically. In addition, the amount and scope of coverage offered by insurance companies is currently limited, and this coverage may be further restricted and become more costly. If we are not able to obtain adequate insurance against such claims, if the costs associated with such claims significantly exceed the amount of our insurance coverage, or if our insurers do not pay on claims under our policies (whether because of dispute, inability, or otherwise), we may experience losses that could hurt our financial results.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our financial results could also be adversely affected if we were to experience an unusually high number of claims or unusually severe claims. Our insurance companies have the right to review our claims and claims history, and do so from time to time, and could decline to pay on such claims if such reviews determine the claims did not meet the terms for coverage. Additionally, we may need to significantly increase our construction defect and home warranty reserves as a result of insurance not being available for any of the reasons discussed above, such claims or the results of our annual actuarial study.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Tax increases and changes in tax rules may adversely affect our financial results.</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">As a company conducting business with physical operations throughout the U.S., we are exposed, both directly and indirectly, to the effects of changes in U.S., state and local tax rules. Taxes for financial reporting purposes and cash tax liabilities in the future may be adversely affected by changes in such tax rules. Such changes may put us at a competitive disadvantage compared to some of our major competitors, to the extent we are unable to pass the tax costs through to our customers.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Risks Related to Our Organization and Structure </b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>We conduct certain of our operations through unconsolidated joint ventures with independent third parties in which we do not have a controlling interest. These investments involve risks and are highly illiquid. </i></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We currently operate through a number of unconsolidated homebuilding joint ventures with independent third parties in which we do not have a controlling interest. At October 31, 2024, we had invested an aggregate of $<span>142.9</span> million in these unconsolidated joint ventures, including outstanding net advances to these unconsolidated joint ventures of $<span>2.4</span> million. In addition, as part of our strategy, we intend to continue to evaluate additional joint venture opportunities; however, we may be limited in pursuing all such desirable opportunities because the indentures governing our outstanding debt securities and agreements governing our credit facilities impose certain restrictions, among others, on investments by us and certain of our subsidiaries (including in joint ventures).</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>23</span></span></td> </tr> </tbody> </table>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">These investments involve risks and are highly illiquid. There are a limited number of sources willing to provide acquisition, development&#160;and construction financing to land development and homebuilding joint ventures, and if market conditions become more challenging, it may be difficult or impossible to obtain financing for our joint ventures on commercially reasonable terms.&#160;In addition, we lack a controlling interest in these joint ventures and, therefore, are usually unable to require that our joint ventures sell assets or return invested capital, make additional capital contributions, or take any other action without the vote of at least one of our venture partners. Therefore, absent partner agreement, we will be unable to liquidate our joint venture investments to generate cash.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>The Hovnanian family is able to exercise significant influence over us. </i></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The combined ownership of members of the Hovnanian family, including Ara K. Hovnanian, our Chairman of the Board, President, and Chief Executive Officer, through personal holdings, the limited partnership and the limited liability company established for members of Mr.&#160;Hovnanian&#8217;s family and&#160;family trusts of Class&#160;A and Class&#160;B common stock, enables them to exert significant control over us, including power to control the election of the Board of Directors and to approve matters presented to our stockholders. Such holdings represented approximately <span>58</span>% of the votes that could be cast by the holders of our outstanding Class&#160;A and Class&#160;B common stock combined as of October 31, 2024. This concentration of ownership may also make some transactions, including mergers or other changes in control, more difficult or impossible without their support. Also, because of their combined voting power, circumstances may occur in which their interests could be in conflict with the interests of other stakeholders.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Our net operating loss carryforwards could be substantially limited if we experience an ownership change as defined in the Internal Revenue Code. </i></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Based on past impairments and our financial performance in prior years, we generated a federal net operating loss carryforward of $<span>398.8</span> million through the year ended October 31, 2024, and we may generate net operating loss carryforwards in future years.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Section&#160;382 of the United States Internal Revenue Code of 1986, as amended (the &#8220;Code&#8221;), contains rules that limit the ability of a company that undergoes an ownership change, which is generally any change in ownership of more than 50% of its stock over a three-year period, to utilize its net operating loss carryforwards and certain built-in losses recognized in years after the ownership change. These rules generally operate by focusing on ownership shifts among stockholders owning directly or indirectly 5% or more of the stock of a company and any change in ownership arising from a new issuance of stock by the company.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">If we undergo an ownership change for purposes of Section&#160;382 as a result of future transactions involving our stock, including purchases or sales of stock between 5% shareholders, our ability to use our net operating loss carryforwards and to recognize certain built-in losses would be subject to the limitations of Section&#160;382. Depending on the resulting limitation, a significant portion of our net operating loss carryforwards could expire before we would be able to use them. A limitation imposed under Section&#160;382 on our ability to utilize our net operating loss carryforwards could have a negative impact on our financial position and results of operations.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The value of our deferred tax assets is also dependent upon the tax rates expected to be in effect at the time the taxable income is expected to be generated. A decrease in enacted corporate tax rates in our major jurisdictions, especially the U.S. federal corporate rate, would decrease the value of our deferred tax assets, which could be material.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;Our Board of Directors has adopted, and our shareholders have approved, a shareholder rights plan (the &#8220;Rights Plan&#8221;) designed to preserve shareholder value and the value of certain tax assets primarily associated with net operating loss carryforwards and built-in losses under Section&#160;382 of the Code. The Rights Plan is intended to act as a deterrent to any person or group acquiring 4.9% or more of our outstanding Class&#160;A common stock (any such person an &#8220;Acquiring Person&#8221;), without the approval of the Company&#8217;s Board of Directors. Subject to the terms, provisions and conditions of the Rights Plan, if and when they become exercisable, each right would entitle its holder to purchase from the Company one ten-thousandth of a share of the Company&#8217;s Series B Junior Preferred Stock for a specified purchase price (the &#8220;purchase price&#8221;). The rights will not be exercisable until the earlier of (i) 10 business days after a public announcement by us that a person or group has become an Acquiring Person and (ii) 10 business days after the commencement of a tender or exchange offer by a person or group for 4.9% of the Class&#160;A common stock (the &#8220;distribution date&#8221;). If issued, each fractional share of Series B Junior Preferred Stock would give the stockholder approximately the same dividend, voting and liquidation rights as does one share of the Company&#8217;s Class&#160;A common stock. However, prior to exercise, a right does not give its holder any rights as a stockholder of the Company, including without limitation any dividend, voting or liquidation rights. After the distribution date, each holder of a right, other than rights beneficially owned by the Acquiring Person (which will thereupon become void), will thereafter have the right to receive upon exercise of a right and payment of the purchase price, that number of shares of Class&#160;A common stock or Class&#160;B common stock, as the case may be, having a market value of two times the purchase price. After the distribution date, our Board of Directors may exchange the rights (other than rights owned by an Acquiring Person which will have become void), in whole or in part, at an exchange ratio of one share of common stock, or a fractional share of Series B Junior Preferred Stock (or of a share of a similar class or series of Hovnanian&#8217;s preferred stock having similar rights, preferences and privileges) of equivalent value, per right (subject to adjustment).</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;" class="pageno"><span>24</span></span></td> </tr> </tbody> </table>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div> </div>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In addition, our Restated Certificate of Incorporation restricts certain transfers of our common stock in order to preserve the tax treatment of our net operating loss carryforwards and built-in losses under Section&#160;382 of the Code. Subject to certain exceptions pertaining to pre-existing 5% stockholders and Class&#160;B stockholders, the transfer restrictions in our Restated Certificate of Incorporation generally restrict any direct or indirect transfer (such as transfers of the Company&#8217;s stock that result from the transfer of interests in other entities that own the Company&#8217;s stock) if the effect would be to: (i)&#160;increase the direct or indirect ownership of the Company&#8217;s stock by any person (or public group) from less than 5% to 5% or more of the Company&#8217;s stock; (ii)&#160;increase the percentage of the Company&#8217;s stock owned directly or indirectly by a person (or public group) owning or deemed to own 5% or more of the Company&#8217;s stock; or (iii)&#160;create a new &#8220;public group&#8221; (as defined in the applicable U.S. Treasury regulations).</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><br/></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>We could be adversely impacted by the loss of key management personnel or if we fail to attract qualified personnel. </i></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">To a significant degree, our future success depends on the efforts of our senior management, many of whom have been with the Company for a significant number of years, and our ability to attract qualified personnel. Our operations could be adversely affected if key members of our senior management leave the Company or if we cannot attract qualified personnel to manage growth in our business.</span></p>
<div><br/></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><a id="item1b" href="#"></a>ITEM 1B</b></span></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs14_911202423824407" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>UNRESOLVED STAFF COMMENTS</b></span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>None.</i></span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; color: #000000; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: left; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>ITEM 1C</b></span></p>
<div style="margin: 0pt; color: #000000; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs15_91120242385295" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>CYBERSECURITY</b></span></a></div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><br/></p>
<p style="margin: 0in 0in 12pt; line-height: normal; font-size: 12pt; font-family: Calibri, sans-serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;"><b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;">Risk
Management and Strategy</i></b></span></p>
<p style="margin: 0in 0in 10pt; line-height: 1.2; font-size: 10pt; font-family: Calibri, sans-serif; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">As
part of our Enterprise Risk Management function, which is led by our Chief
Financial Officer, we have implemented processes to assess,
identify and manage material risks facing the Company, including from cyber
threats. In fulfilling his Enterprise Risk Management responsibilities, our
Chief Financial Officer collaborates closely with members of
senior management and others, including outside experts. Our cybersecurity
program maps to standards published by The National Institute of Standards and
Technology. We believe that our processes provide us with a comprehensive
assessment of potential cyber threats. On a regular basis, we conduct scans,
penetration tests and vulnerability assessments of our systems. Our processes to assess, identify
and manage the material risks from cyber threats includes risks arising from
threats associated with third-party service providers, including cloud-based
platforms.</span></p>
<p style="margin: 0in 0in 12pt; text-indent: 45pt; line-height: normal; font-size: 10pt; font-family: Calibri, sans-serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;">We
have developed a robust Cybersecurity Incident Response Plan which provides a
documented framework for assessing cyber threats, managing high severity
security incidents and facilitating coordination across multiple platforms throughout
the Company and with outside agencies like the Federal Bureau of Investigation. Our cybersecurity
team uses advanced tools to constantly monitor emerging threats and respond to potential cybersecurity incidents. In addition,
we periodically perform simulations and drills, including tabletop exercises,
aimed at evaluating the Company&#8217;s cybersecurity preparedness. </span></p>
<p style="margin: 0in 0in 12pt; text-indent: 45pt; line-height: normal; font-size: 10pt; font-family: Calibri, sans-serif;"><span style="font-family: 'times new roman', times; font-size: 10pt;">Internally,
we have a Cybersecurity Awareness Program which includes annual training that
reinforces our information technology and security policies, standards and
practices. Our annual training includes education on how to identify potential
cybersecurity risks and ways to protect our resources and information. This training is
mandatory for all associates on an annual basis, and it is supplemented by
testing initiatives, including periodic phishing tests. In addition, we
distribute ongoing educational communications, such as newsletters on cybersecurity
awareness and hot topics, throughout the year. We also provide additional specialized
security training for our cybersecurity&#160;operations team, including attendance at
cybersecurity conferences and training seminars, breach simulation exercises
and personal accreditation training.</span></p>
<p style="margin: 0in 0in 12pt; text-indent: 45pt; line-height: normal; font-size: 10pt; font-family: Calibri, sans-serif;"><span style="font-family: 'times new roman', times; font-size: 10pt;">From
time to time, we engage third-party vendors or service providers to enhance
our risk mitigation efforts. For instance, we have periodically engaged an
independent cybersecurity advisor to lead a live&#160;cybersecurity crisis simulation
exercise with our senior management to prepare for a possible
cybersecurity incident. In addition, we have engaged other outside assessors,
consultants and third parties in connection with enhancing our
cybersecurity program. We purchase insurance to protect us against the risk of cybersecurity
breaches. Our Enterprise Risk Management function, along with our insurance broker,
are responsible for our insurance programs and on a consistent basis our cybersecurity
insurance policies are reviewed to assess whether we have appropriate coverage.
Enterprise Risk Management also presents updates on our cybersecurity liability
insurance to our Board of Directors, including industry claims data and
benchmarking.</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>25</span></span></td> </tr> </tbody> </table>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="margin:0pt"><br/></p>
<p style="margin: 0in 0in 12pt; text-indent: 45pt; line-height: normal; font-size: 10pt; font-family: Calibri, sans-serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;">To
date, risks from cybersecurity threats have not materially affected
us, and we currently do not expect that the risks from cybersecurity threats
are reasonably likely to materially affect us, including our business,
strategy, results of operations or financial condition. That said, the sophistication of cyber threats
continues to increase, and the preventative actions the Company takes to reduce
the risk of cyber incidents and protect its systems and information may be
insufficient. No matter how well designed or implemented the Company&#8217;s
cybersecurity controls are, it will not be able to anticipate all security
breaches, and it may not be able to implement effective preventive measures
against cybersecurity breaches in a timely manner. See Item 1A&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 36px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Risk Factors &#8212;
Information
technology failures and data security breaches could harm our business.<span style="color: #000000; font-family: 'times new roman', times; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 36px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span></span></p> <p style="margin: 0in 0in 12pt; line-height: normal; break-after: avoid; font-size: 12pt; font-family: Calibri, sans-serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;"><b style="mso-bidi-font-weight: normal;">Governance</b></span></p>
<p style="margin: 0in 0in 12pt; text-indent: 13.5pt; line-height: normal; font-size: 12pt; font-family: Calibri, sans-serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;"><b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;">Role
of the Board</i></b></span></p>
<p style="margin: 0in 0in 12pt; text-indent: 45pt; line-height: normal; font-size: 10pt; font-family: Calibri, sans-serif;"><span style="font-family: 'times new roman', times; font-size: 10pt;">Our
Enterprise Risk Management function is part of our Board of Directors&#8217; overall
risk management oversight process, which includes regular meetings to identify
and evaluate both short and long-term risks and develop plans to manage such
risks effectively. In addition, our Board of Directors established a
Cybersecurity Subcommittee of the Corporate Governance and Nominating Committee
of the Board of Directors in fiscal 2018 that receives regular updates from our cybersecurity&#160;operations team to assess the primary cybersecurity risks facing the Company, including,
among other things,&#160;the status of projects to
strengthen our information security systems, results of assessments performed as part of our Cybersecurity&#160;Awareness Program, the measures the Company is taking to mitigate cybersecurity risks and
our views of the emerging threat landscape.<span style="mso-spacerun: yes;">&#160;Reports from&#160;</span>outside experts who have been engaged by the Company to review and advise on cybersecurity
preparedness are also shared with the Cybersecurity
Subcommittee. The Cybersecurity Subcommittee regularly reports to the Board of Directors
on the oversight work the subcommittee has performed.</span></p>
<p style="margin: 0in 0in 12pt; text-indent: 45pt; line-height: normal; font-size: 10pt; font-family: Calibri, sans-serif;"><span style="font-family: 'times new roman', times; font-size: 10pt;">Additionally,
the Audit Committee of the Board of Directors is responsible for the primary
oversight of our Enterprise Risk Management function, which includes an
evaluation of cybersecurity risks and threats. In addition to the updates the Cybersecurity
Subcommittee provides the Board of Directors, the Board of Directors and Audit
Committee receive regular updates from management, including the Chief
Information Officer and members of his team, as to changes in our cybersecurity
risk profile and/or significant newly identified risks. Our Chief Financial
Officer reports directly to both the Audit Committee as well as
our Chairman, Chief Executive Officer and President and is responsible for
reporting to each on our Company-wide Enterprise Risk Management function.</span></p>
<p style="margin: 0in 0in 12pt; text-indent: 13.5pt; line-height: normal; font-size: 12pt; font-family: Calibri, sans-serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;"><b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;">Role
of Management</i></b></span></p>
<p style="margin: 0px; text-indent: 45pt; line-height: normal; font-size: 10pt; font-family: Calibri, sans-serif;"><span style="font-family: 'times new roman', times; font-size: 10pt;">Our
Chief Information Officer, together with our cybersecurity operations team, maintains 24/7 monitoring and is responsible for the day-to-day procedures related to&#160;our cybersecurity risks. We have established an Executive Incident
Response Team, which includes our Chief Financial Officer, Chief Information
Officer, Vice President, Risk Management, Vice President, Corporate Counsel and
other senior officers, which meets at
least bi-annually to review our&#160;cybersecurity posture and discuss information security
matters. The Executive Incident Response Team has primary oversight
responsibility for assessing and managing technology and operational risk,
including but not limited to, information security, fraud, vendor, data
protection and privacy, business continuity and resilience, and cybersecurity
risks.</span></p>
<p style="margin: 0px; text-indent: 0px; line-height: normal; font-size: 12pt; font-family: Calibri, sans-serif;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><br/></span></p>
<p style="margin: 0in 0in 12pt; text-indent: 45pt; line-height: normal; font-size: 10pt; font-family: Calibri, sans-serif;"><span style="font-family: 'times new roman', times; font-size: 10pt;">We
use our&#160;Cybersecurity
Incident Response Plan as part of the process to keep our
management, Board of Directors, Audit Committee and Cybersecurity Subcommittee
informed about, and to monitor the prevention, detection, mitigation, and
remediation of cybersecurity incidents. The policy is a set of coordinated
procedures and tasks that our cybersecurity&#160;operations team, under the direction of the Chief
Information Officer, executes with the goal of preventing cyber incidents
through early detection. In the event there is a cybersecurity incident, the
framework is designed to help mitigate the impact and ensure a timely and accurate response.
Our cybersecurity framework includes regular assessments to ensure we are following our internal policies and standards, as well as applicable state and federal statutes or regulations. In addition, we validate compliance with our internal data
security controls through the use of security monitoring utilities and internal
and external audits.</span></p>
<p style="margin: 0in 0in 12pt; line-height: normal; font-size: 10pt; font-family: Calibri, sans-serif; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;">Our Cybersecurity management team has
extensive experience in the information technology area, including
cybersecurity. In particular, our Chief Information Officer has <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">over 25 years of experience managing information technology systems and</span>&#160;eight
years of experience leading cybersecurity initiatives in the
information security area.</span></p>
<p style="margin: 0in 0in 12pt; line-height: normal; font-size: 10pt; font-family: Calibri, sans-serif; text-indent: 45pt;"><br/></p>
<div>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>26</span></span></td> </tr> </tbody> </table>
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<p style="margin:0pt"><br/></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><a id="item2" href="#"></a>ITEM 2</b></span></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs16_911202423919271" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>PROPERTIES</b></span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We rent approximately <span>62,000</span> square feet of office space for our corporate headquarters and own <span>215,000</span> square feet of office and warehouse space in the Northeast. We lease approximately <span>278,000</span> square feet of space for our segments located in the Northeast, Southeast and West.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><a id="item3" href="#"></a>ITEM 3</b></span></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs17_911202423937830" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>LEGAL PROCEEDINGS</b></span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The information required with respect to this item can be found under <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 36px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Commitments and Contingent Liabilities<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 36px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span> in Note 18 to our Consolidated Financial Statements included elsewhere in this Annual report on Form 10-K, which is incorporated by reference into this Item 3.&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><a id="item4" href="#"></a>ITEM 4</b></span></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs18_911202423953743" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>MINE SAFETY DISCLOSURES</b></span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Not applicable.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#" id="BSS14_13112024233549494" class="customBookmark"><b>INFORMATION ABOUT OUR EXECUTIVE OFFICERS </b></a></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Information on executive officers of the registrant is incorporated herein from Part III, Item 10.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </div><div id="Dumkvff0kh2djuwf3ypjh" style="font-family: 'times new roman', times; font-size: 10pt;">
<div style="margin: 10pt 0pt 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs20_9112024231057395" class="customBookmark"><b><span style="text-transform: uppercase; line-height: inherit;">Part</span></b><b> II</b></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><b><a id="item5" href="#"></a>ITEM <span>5</span></b></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs21_9112024231117651" class="customBookmark"><b>MARKET FOR REGISTRANT&#8217;S COMMON EQUITY, RELATED STOCKHOLDER MATTERS, AND ISSUER PURCHASES OF EQUITY SECURITIES</b></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">Our Class A common stock is traded on the New York Stock Exchange under the symbol &#8220;HOV&#8221; and was held by&#160;<span>199</span>&#160;stockholders of record at December <span>12</span>, 2024.&#160;There is no established public trading market for our Class B common stock, which was held by&#160;<span>148</span> stockholders of record at December <span>12</span>, 2024. If a stockholder desires to sell shares of Class B common stock (other than to Permitted Transferees (as defined in the Company&#8217;s amended Certificate of Incorporation)), such stock must be converted into shares of Class A common stock at a <span style="border-left: none; border-right: none;">one</span>-to-<span style="border-left: none; border-right: none;">one</span> conversion rate.&#160;</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><b>Recent Sales of Unregistered Equity Securities</b></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">None.</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><b>Issuer Purchases of Equity Securities</b></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;">None.</p>
<p style="margin: 0px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 0px; line-height: 1.2;"><br/></p>
<div style="line-height: 1.2;">
<div id="t_ft_ARNQH4ZJ2O00000000000000000000b">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>27</span></span></td> </tr> </tbody> </table> </div>
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<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><b>Performance Graph</b></p>
<p style="margin: 0pt; text-align: left; text-indent: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#160;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-indent: 36pt; line-height: 1.2;"><i>This performance graph shall not be deemed </i>&#8220;<i>soliciting material</i>&#8221;<i> or </i>&#8220;<i>filed</i>&#8221;<i> with the SEC for purposes of Section <span>18</span> of the Exchange Act, or otherwise subject to the liabilities under that Section, and shall not be deemed to be incorporated by reference into any of our filings under the Securities Act or the Exchange Act.</i></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-indent: 36pt; line-height: 1.2;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">The following graph compares the <span>five</span>-year cumulative total return of our Class A common stock with the Standard &amp; Poor<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8217;</span>s (<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>S&amp;P<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) <span>500</span> Index and the S&amp;P Homebuilding Index. The graph assumes $<span>100</span> invested on October 31, <span>2019</span> in our Class A common stock, the S&amp;P <span>500</span> Index and the S&amp;P Homebuilding Index, and the reinvestment of all dividends.</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">The stock price performance shown on the following graph is not necessarily indicative of future stock performance.&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#160;</p>
<div style="text-align: center; line-height: 1.2;">
<div><img src="img189fb38f3e894199bd26.jpg" alt="Graphics"/></div> </div>
<p style="margin: 0pt; text-align: left; text-indent: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">Source: Standard &amp; Poor<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">&#8217;</span>s, a division of S&amp;P Global.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>
<div id="t_ft_GLHQZYD0AO00000000000000000000b">
<table class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; height: 85px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 20.1979%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 9%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; height: 17px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: right;"><b><span>10</span>/<span>19</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 9%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; height: 17px;" colspan="2">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: right;"><b><span>10</span>/<span>20</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 11%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; height: 17px;" colspan="2">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: right;"><b><span>10</span>/<span>21</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 9%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; height: 17px;" colspan="2">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: right;"><b><span>10</span>/<span>22</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 9%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; height: 17px;" colspan="2">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: right;"><b><span>10</span>/<span>23</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; height: 17px;" colspan="2"><span style="font-weight: bold; line-height: inherit;"><span>10</span>/<span>24</span></span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; height: 17px;"><br/></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 20.1979%; height: 17px;">&#160;</td>
<td style="width: 0.989283%; height: 17px;">&#160;</td>
<td style="width: 9%; height: 17px;">&#160;</td>
<td style="width: 0.989283%; height: 17px;">&#160;</td>
<td style="width: 0.989283%; height: 17px;">&#160;</td>
<td style="width: 1%; height: 17px;">&#160;</td>
<td style="width: 8%; height: 17px;">&#160;</td>
<td style="width: 0.989283%; height: 17px;">&#160;</td>
<td style="width: 0.989283%; height: 17px;">&#160;</td>
<td style="width: 1%; height: 17px;">&#160;</td>
<td style="width: 10%; height: 17px;">&#160;</td>
<td style="width: 0.989283%; height: 17px;">&#160;</td>
<td style="width: 0.989283%; height: 17px;">&#160;</td>
<td style="width: 1%; height: 17px;">&#160;</td>
<td style="width: 8%; height: 17px;">&#160;</td>
<td style="width: 0.989283%; height: 17px;">&#160;</td>
<td style="width: 0.989283%; height: 17px;">&#160;</td>
<td style="width: 1%; height: 17px;">&#160;</td>
<td style="width: 8%; height: 17px;">&#160;</td>
<td style="width: 0.989283%; height: 17px;">&#160;</td>
<td style="width: 0.989283%; height: 17px;"><br/></td>
<td style="width: 0.989283%; height: 17px;"><br/></td>
<td style="width: 8.07914%; height: 17px;"><br/></td>
<td style="width: 0.989283%; height: 17px;"><br/></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 20.1979%; height: 17px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Hovnanian Enterprises, Inc.</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 9%; height: 17px;"><b><span>100.00</span></b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 8%; height: 17px;">126.63<b></b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 10%; height: 17px;">335.96<b></b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 8%; height: 17px;">160.81<b></b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 8%; height: 17px;">277.03<b></b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 8.07914%; text-align: right; height: 17px;">701.91</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;"><br/></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 20.1979%; height: 17px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>S&amp;P <span>500</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 9%; height: 17px;"><b><span>100.00</span></b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 8%; height: 17px;">109.71<b></b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 10%; height: 17px;">156.79<b></b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 8%; height: 17px;">133.88<b></b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 8%; height: 17px;">147.46<b></b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 8.07914%; text-align: right; height: 17px;">203.52</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;"><br/></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 20.1979%; height: 17px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>S&amp;P Homebuilding</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 9%; height: 17px;"><b><span>100.00</span></b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 8%; height: 17px;">117.37<b></b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 10%; height: 17px;">155.67<b></b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 8%; height: 17px;">132.48<b></b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 8%; height: 17px;">186.63<b></b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 8.07914%; text-align: right; height: 17px;">310.37</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 0.989283%; height: 17px;"><br/></td> </tr> </tbody> </table> </div>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><b><a id="Reserved" href="#"></a>ITEM <span>6</span> </b></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs22_9112024231146683" class="customBookmark"><b>RESERVED </b></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#160;&#160;</p>
<div>
<div id="t_ft_PTKFFZTQN400000000000000000000b">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>28</span></span></td> </tr> </tbody> </table> </div>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="margin: 10pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><b><a id="item7" href="#"></a>ITEM <span>7</span></b></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs23_9112024231210499" class="customBookmark"><b>MANAGEMENT&#8217;S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS</b></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#160;<br/></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">Hovnanian Enterprises, Inc. (&#8220;HEI&#8221;) conducts all of
its homebuilding and financial services operations through its subsidiaries
(references herein to the &#8220;Company&#8221;, &#8220;we&#8221;, &#8220;us&#8221; or &#8220;our&#8221; refer to HEI and its
consolidated subsidiaries and should be understood to reflect the consolidated
business of HEI&#8217;s subsidiaries). </span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;">The following tables and related discussion set forth key operating and financial data for our homebuilding and financial services operations as of and for the fiscal years ended <span>October 31, 2024</span> and&#160;<span>2023</span>. For similar operating and financial data and discussion of our fiscal 2023&#160;results compared to our fiscal 2022&#160;results, refer to Part II, Item <span>7</span>, &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations&#8221; of our annual report on Form 10-K for the fiscal year ended October 31, 2023, which was filed with the SEC on December 18, 2023.</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><b>Key Performance Indicators</b></p>
<p style="margin: 0pt 14.7pt; text-align: left; text-indent: -18pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#160;</p>
<p style="margin: 0pt; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; line-height: 1.2;">The following key performance indicators are commonly used in the homebuilding industry and by management as a means&#160;to better understand our operating performance and trends affecting our business and compare our performance with the performance of other homebuilders. We believe these key performance indicators also provide useful information to investors in analyzing our performance:</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;">&#160;</p>
<div id="t_ft_7G5Y2EXCYO00000000000000000000b">
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<tbody>
<tr style="vertical-align: top; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
<td style="width: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</td>
<td style="width: 27pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#9679;</p> </td>
<td style="width: auto; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Net contracts </i>is a volume indicator which represents the number&#160;of new contracts executed during the period for the purchase of homes, less cancellations of contracts in the same period. The dollar value of net contracts represents the dollars associated with net contracts executed in the period. These values are an indicator of potential future revenues;</p> </td> </tr> </tbody> </table> </div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;">&#160;</p>
<div id="t_ft_3K04VD1UUO00000000000000000000b">
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<tbody>
<tr style="vertical-align: top; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
<td style="width: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</td>
<td style="width: 27pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#9679;</p> </td>
<td style="width: auto; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Contract backlog</i> is a volume indicator which represents the number of homes that are under contract, but not yet delivered as of the stated date. The dollar value of contract backlog represents the dollar amount of the homes in contract backlog.&#160;These values are an indicator of potential future revenues;</p> </td> </tr> </tbody> </table> </div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;">&#160;</p>
<div id="t_ft_407JOTJJ1C00000000000000000000b">
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<tbody>
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<td style="width: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#9679;</p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Active selling communities</i> is a volume indicator which represents the number of communities which are open for sale with <span>ten</span> or more home sites available as of the end of a period. We identify communities based on product type;&#160;therefore, at times there are multiple communities at <span>one</span> land site. These values are an indicator of potential revenues;</p> </td> </tr> </tbody> </table> </div>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#9679;</p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Net contracts per average active selling community</i> is used to indicate the pace at which homes are being sold (put into contract) in active selling communities and is calculated by dividing the number of net contracts in a period by the average number of active selling communities in the same period. Sales pace is an indicator of market strength and demand; and</p> </td> </tr> </tbody> </table> </div>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#9679;</p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Contract cancellation rates</i> is a volume indicator which represents the number of sales contracts cancelled in the period divided by the number of gross sales contracts executed during the period. Contract cancellation rates as a percentage of backlog is calculated by dividing the number of cancelled contracts in the period by the contract backlog at the beginning of the period. Cancellation rates as compared to prior periods can be an indicator of market strength or weakness. &#160;</p> </td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; margin: 10pt 0pt; text-indent: 0pt;"><b>Overview </b></p>
<p style="margin: 0pt 14.7pt 0pt -48pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><i>Market Conditions and Operating Results</i></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">The demand for new and existing homes is dependent on a variety of demographic and economic factors, including job and wage growth, household formation, consumer confidence, mortgage financing, interest rates, inflation and overall housing affordability.</p>
<p style="margin: 10pt 0in 0in; text-indent: 45pt; line-height: 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">From January 2022 to October 2023,
30-year mortgage rates more than doubled. The sharp increase in interest rates,
persistently high levels of inflation and doubt about the stability of the
economy, negatively impacted housing demand beginning in the second half of
fiscal <span>2022</span> and into fiscal <span>2023</span>. During the first quarter of fiscal <span>2024</span>, mortgage rates declined, which had a positive
effect on our sales pace. Rates fluctuated for the remainder of
fiscal 2024 and affordability generally remains challenging for homebuyers. We
have been aggressive in our pricing, incentives and concessions in order to
align with the current market.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-indent: 45pt; line-height: 1.2;;margin:0pt"><br/></p>
<p style="margin: 0in 0in 10pt; text-indent: 45pt; line-height: 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">We continue to use our increased
inventory of quick move-in homes (<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>QMI homes<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) to help meet buyers&#8217;
needs for more affordable housing in the recent uncertain interest rate
environment. The time between contract signing and closing is shorter with a
QMI home as compared to a to be built home, which provides customers with more
certainty on their mortgage pricing. The availability of QMI homes also allows
us to offer mortgage interest rate buydown assistance, which is a tool we offer
through our wholly-owned mortgage banking subsidiary (<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>K. Hovnanian
Mortgage<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>), to help ease the impact of higher monthly payments from rising
interest rates. We pay the cost of interest rate buydowns for customers that
qualify through K. Hovnanian Mortgage and decide to use the program. The level
of interest rate based incentives utilized differs across our markets and is <span>one</span> of several available options we use to drive sales
and close homes.</span></p>
<p style="margin: 0in 0in 10pt; text-indent: 45pt; line-height: 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;"></span><span style="font-size: 10pt; text-indent: 45pt;">The number of existing home sales listings are at all-time low levels, which limits the supply of homes available for purchase, leading to increased demand for new homes, which leads to improved pricing power. During fiscal 2024, there was stronger demand for our homes as compared to the prior year, which led to a significant increase in net contracts and net contracts per average active selling community</span><span style="font-size: 10pt; text-indent: 45pt;">. We were able to increase net prices in approximately 34% of our communities during the fourth quarter of fiscal 2024.</span></p>
<p style="margin: 0in 0in 10pt; text-indent: 45pt; line-height: 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'Times New Roman', serif;">There still remains a great degree of uncertainty due to inflation, the continued possibility of an economic recession, employment risk and the potential for further mortgage rate increases. While we continue to experience some lingering supply chain issues, we remain focused on continuing to shorten our construction cycle times and building on our national initiatives to drive down costs with our material providers and trade partners. The changing conditions in the housing market, and in the general economy, make it difficult to predict how strongly our business will be impacted by these external factors over fiscal <span>2025</span> and beyond.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-indent: 45pt; line-height: 1.2; margin: 10pt 0pt;">Our cash position allowed us to spend $<span>995.4</span> million on land purchases and land development for long-term growth during fiscal <span>2024</span>, and still have total liquidity of $<span>338.2</span> million, including $<span>210.0</span> million of homebuilding cash and cash equivalents and $<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>125.0</span></span> million of borrowing capacity under our senior secured revolving credit facility as of <span>October 31, 2024</span>.&#160;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 10pt 8pt; text-indent: 45pt; line-height: 1.2;">Additional information on our results for the year ended <span>October 31, 2024</span> were as follows:&#160;</p>
<p style="margin: 0pt 0pt 0pt 81pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#9679; For the year ended <span>October 31, 2024</span>, sale of homes revenues <span>increased</span> <span>9.3</span>% as compared to the prior year, primarily due to a <span>9.6</span>% increase in homes delivered, partially offset by a <span>0.3</span>% decrease in average sales price. The increase in deliveries in fiscal <span>2024</span> was primarily the result of a <span>15.0</span>% increase in community count as well as an increase in QMI contracts.</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;">&#160;</p>
<p style="margin: 0pt 0pt 0pt 81pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#9679; Homebuilding gross margin percentage decreased from <span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>19.6</span></span>% for the year ended <span>October 31, 2023</span> to <span>18.7</span>% for the year ended <span>October 31, 2024</span>, and homebuilding gross margin percentage, before cost of sales interest expense and land charges, decreased from <span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>22.7</span></span>% for the year ended <span>October 31, 2023</span> to <span>22.0</span>% for the year ended <span>October 31, 2024</span>. The decreases were&#160;primarily due to the increased use of incentives and concessions, including additional mortgage interest rate buydowns,&#160;to make our homes more affordable.</p>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="margin: 10pt 0pt 0pt 81pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 0pt; line-height: 1.2;">&#9679; Selling, general and administrative expenses (including corporate general and administrative) <span>increased</span> $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>37.5</span></span> million for the year ended <span>October 31, 2024</span> as compared to the prior year, however, a<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">s a percentage of total revenue, such costs were relatively flat at<span>&#160;11.4</span></span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">% for the year ended<span>&#160;</span></span><span>October 31, 2024</span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>&#160;</span>compared to<span>&#160;</span></span><span><span>11.1</span></span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">% for the year ended<span>&#160;</span></span><span>October 31, 2023</span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">.&#160;</span>The increase was&#160;primarily due to an increase in advertising expenses and compensation expense, mainly related to increased headcount and annual merit increases, along with grants of phantom stock awards under our 2019, 2023 and 2024 long-term incentive plans, for which expense is impacted by the change in our stock price each period.&#160;<span style="font-size: 10.0pt; font-family: 'Times New Roman',serif; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">The
increase in headcount is in preparation for growth in community count and
deliveries in fiscal 2025.</span> </p>
<p style="margin: 10pt 0pt 0pt 81pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 0pt; line-height: 1.2;"> <span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#9679;&#160;</span><span style="font-size: 10.0pt; font-family: 'Times New Roman',serif; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Other interest <span>decreased</span>
to $<span>30.8</span> million&#160;for the year&#160;ended October<span>&#160;31, 2024&#160;</span>from $54.1 million for the year ended October 31, 2023,&#160;primarily <span style="color: #000000;">due to a reduction in principal of our senior notes as a
result of redemptions during fiscal <span>2023</span>
and the first quarter of fiscal <span>2024</span>, </span>and
the debt exchange executed in the third quarter of fiscal 2024.</span> </p>
<p style="margin: 0pt 0pt 0pt 81pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#160;</p>
<p style="margin: 0pt 0pt 0pt 81pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#9679; Income before income taxes <span>increased</span> to&#160;$<span>317.1</span> million for the year ended&#160;<span>October 31, 2024</span> from $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>256.0</span></span> million for the year ended&#160;<span>October 31, 2023</span>. Net income increased to $<span>242.0</span> million for the year ended&#160;<span>October 31, 2024</span> from $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>205.9</span></span> million for the year ended&#160;<span>October 31, 2023</span>. Net income for the years&#160;ended <span>October 31, 2024</span>&#160;and 2023, included gains of $<span>45.7</span> million and $19.1 million, respectively, from the consolidation of previously unconsolidated joint ventures. Net income for the year ended October 31, 2023 included a $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>25.6</span></span> million loss on extinguishment of debt.</p>
<p style="margin: 0pt 0pt 0pt 81pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#160;</p>
<p style="margin: 0pt 0pt 0pt 81pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#9679; Earnings per share, basic and diluted, increased to $<span>34.40</span> and $<span>31.79</span>, respectively,&#160;for the year ended&#160;<span>October 31, 2024</span>, compared to earnings&#160;per share, basic and diluted&#160;of $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>28.76</span></span> and $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>26.88</span></span>, respectively, for the year ended&#160;<span>October 31, 2023</span>.</p>
<p style="margin: 0pt 0pt 0pt 81pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#160;</p>
<p style="margin: 0pt 0pt 0pt 81pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#9679; Net contracts increased <span>11.6</span>% to <span>5,186</span> for the year ended <span>October 31, 2024</span>, compared to&#160;<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>4,647</span></span>&#160;in the prior year, primarily driven by demand for new homes resulting from the low supply of existing homes for sale and overall growth in the broader economy. Included in the year ended <span>October 31, 2024</span>&#160;and 2023, respectively, were <span>276</span> and&#160;<span>438</span> build-for-rent contracts.&#160;<span style="font-size: 10.0pt; font-family: 'Times New Roman',serif; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Net contracts, including domestic unconsolidated
joint ventures, increased <span>16.1</span>% to <span>6,007</span> for the year ended October 31, 2024, from
<span>5,172</span> in fiscal 2023.</span> </p>
<p style="margin: 0pt 0pt 0pt 81pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#160;</p>
<p style="margin: 0pt 0pt 0pt 81pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#9679; Net contracts per average active selling community increased to <span>43.6</span> for the year ended <span>October 31, 2024</span> compared to&#160;<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>40.8</span></span> in the prior year. The increase was due to the increase in net contracts discussed above.</p>
<p style="margin: 0pt 0pt 0pt 81pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt 0pt 0pt 81pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#9679; Active selling communities increased to <span>130</span> at <span>October 31, 2024</span> compared to&#160;<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>113</span></span> at <span>October 31, 2023</span>, and our total lots controlled increased to <span>41,891</span> at <span>October 31, 2024</span> compared to&#160;<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>31,726</span></span> at <span>October 31, 2023</span>. We expect our community count will continue to grow in fiscal 2025.</p>
<p style="margin: 0pt 0pt 0pt 81pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#160;</p>
<p style="margin: 0pt 0pt 0pt 81pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">&#9679; Contract backlog decreased from&#160;<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>1,824</span></span> homes at <span>October 31, 2023</span> to <span>1,649</span> homes at <span>October 31, 2024</span>, and the dollar value of contract backlog decreased to $<span>936.8</span> billion, a <span>11.7</span>% decrease in dollar value compared to the prior year. Our backlog conversion ratio has increased from the prior year due to our focus on having more QMI homes available to sell and deliver.&#160;</p>
<p style="margin: 0px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 0px; line-height: 1.2;"><br/></p>
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<tbody>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>31</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </div>
<div style="font-family: 'times new roman', times; font-size: 10pt; margin: 10pt 0pt 0pt; text-indent: 0pt; line-height: 1.2;"><b>Results of Operations</b>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><br/></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i><b>Total Revenues</b></i></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Compared to the prior year, revenues&#160;(decreased) increased as follows:</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<div id="t_ft_874WKRADM800000000000000000000b">
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<tr class="finHeading" style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><span>Year Ended October 31,</span> </b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr class="finHeading" style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b>Variance</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td> </tr>
<tr class="finHeading" style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>2024</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td> </tr>
<tr class="finHeading" style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b>Compared</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td> </tr>
<tr class="finHeading" style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 55%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>(Dollars in thousands)</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>2024</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b>to <span>2023</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>2023</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Homebuilding:</p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Sale of homes</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>2,875,488</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>245,031</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>2,630,457</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Land sales</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>42,757</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">(<span>5,460</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">)&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>48,217</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Other revenues</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>12,609</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">(<span>4,645</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">)&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>17,254</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Financial services</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>74,064</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>13,976</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>60,088</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Total change</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>3,004,918</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>248,902</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>2,756,016</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Total revenues percent change</p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span>9</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">%</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i><b>Homebuilding: Sale of Homes</b></i></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Sale of homes revenues <span>increased</span> $<span>245.0</span> million, or <span>9.3</span>%, for the year ended <span>October 31, 2024</span>, compared to the prior year. The increased revenues in fiscal <span>2024</span> were primarily due to a <span>9.6</span>% increase in homes delivered, partially offset by the average sales price per home decreasing slightly to $<span>537,675</span> in fiscal <span>2024</span> from $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>539,249</span></span> in fiscal <span>2023</span>. The increase in deliveries in fiscal <span>2024</span> was&#160;primarily the result of&#160;community count increasing, along with an increase in our backlog conversion ratio. The decrease in&#160;average sales price in fiscal <span>2024</span> was primarily due to the geographic and community mix of our deliveries. For further detail on changes in segment revenues see &#8220;Homebuilding Operations by Segment&#8221; below.&#160;Land sales are ancillary to our homebuilding operations and are expected to continue in the future but may fluctuate <span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">significantly<span>&#160;</span></span>up or down. For further detail on land sales and other revenues, see the section titled &#8220;Homebuilding: Land Sales and Other Revenues&#8221; below.</p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Information on the sale of homes is set forth in the table below:</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<div id="t_ft_J9W7HQDIWW00000000000000000000b">
<table class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 155px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr class="finHeading" style="vertical-align: bottom; height: 15px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="6">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Year Ended</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr class="finHeading" style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>October 31,</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>October 31,</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td> </tr>
<tr class="finHeading" style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 70%; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>(Dollars in thousands, except average sales price)</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>2024</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>2023</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 15px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Consolidated total:</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;"><b>&#160;</b></td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 15px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Housing revenues</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;"><span>2,875,488</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>2,630,457</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 15px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Homes delivered</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;"><span>5,348</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>4,878</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 15px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Average sales price</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;"><span>537,675</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>539,249</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 15px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Unconsolidated joint ventures:(<span>1</span>)</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;"><b>&#160;</b></td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 15px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Housing revenues</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;"><span>539,028</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>765,653</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 15px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Homes delivered</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;"><span>853</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>2,771</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 15px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Average sales price</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;"><span>631,920</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 15px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>276,309</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px;">&#160;</td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>(<span>1</span>) Represents housing revenues and home deliveries for our unconsolidated homebuilding joint ventures for the period. We provide this data as a supplement to our consolidated results as an indicator of the volume managed in our unconsolidated joint ventures.&#160;During the fourth quarter of fiscal 2023, we delivered <span>2,176</span>&#160;homes in our unconsolidated joint venture in the Kingdom of Saudi Arabia. See Note <span style="border-left: none; border-right: none;">20</span> to the Consolidated Financial Statements included elsewhere in this Annual Report on Form 10-K for a further discussion of our joint ventures.</i></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i><br/></i></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>32</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="margin: 10pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 0pt;"><i><b>Homebuilding: Land Sales and Other Revenues</b></i></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Land sales and other revenues <span>decreased</span> $10.1 million for the year ended <span>October 31, 2024</span>, compared to the prior year.&#160;Other revenues include interest income, which decreased as a result of lower rates on cash and cash equivalent accounts beginning in the first quarter of fiscal <span>2024</span> compared to the prior year.&#160;Revenue associated with land sales can vary significantly due to the mix of land parcels sold. There were <span>six</span>&#160;land sales during the year ended <span>October 31, 2024</span>, compared to <span style="border-right: none; border-left: none;"><span>four</span></span>&#160;in the&#160;prior year.</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i><b>Homebuilding: Cost of Sales</b></i></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Cost of sales includes expenses for consolidated housing and land and lot sales, including inventory impairment and land option write-offs (defined as &#8220;land charges&#8221; in the tables below). A breakout of such expenses for homebuilding and land and lot sales and the gross margins for each is set forth below.</p>
<p style="margin: 0pt 15pt; text-align: left; text-indent: 42.9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Homebuilding gross margin before cost of sales interest expense and land charges is a non-GAAP financial measure. This measure should not be considered as an alternative to homebuilding gross margin determined in accordance with U.S. GAAP as an indicator of operating performance.</p>
<p style="margin: 0pt 22.5pt; text-align: left; text-indent: 46.2pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Management believes this non-GAAP measure enables&#160;investors to better&#160;understand our operating performance. This measure is also useful internally, helping management evaluate our operating results on a consolidated basis and relative to other companies in our industry. In particular, the magnitude and volatility of land charges for the Company, and for other homebuilders, have been significant and, as such, have made comparable financial analysis of our industry more difficult. Homebuilding metrics excluding land charges, as well as interest amortized to cost of sales, and other similar presentations prepared by analysts and other companies are frequently used to assist investors in understanding and comparing the operating characteristics of homebuilding activities by eliminating many of the differences in companies&#8217; respective levels of impairments and debt.</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
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<tbody>
<tr class="finHeading" style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="6">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Year Ended</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr class="finHeading" style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>October 31,</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>October 31,</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td> </tr>
<tr class="finHeading" style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 70%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>(Dollars in thousands)</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>2024</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>2023</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Sale of homes</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>2,875,488</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>2,630,457</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Cost of sales, excluding interest expense and land charges</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>2,241,749</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>2,032,136</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Homebuilding gross margin, before cost of sales interest expense and land charges</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>633,739</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>598,321</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Cost of sales interest expense, excluding land sales interest expense</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>87,717</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>79,894</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Homebuilding gross margin, after cost of sales interest expense, before land charges</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>546,022</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>518,427</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Land charges</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>8,903</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>1,536</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Homebuilding gross margin</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>537,119</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>516,891</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Homebuilding gross margin percentage</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>18.7</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">%</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>19.6</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">%</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Homebuilding gross margin percentage, before cost of sales interest expense and land charges</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>22.0</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">%</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>22.7</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">%</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Homebuilding gross margin percentage, after cost of sales interest expense, before land charges</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>19.0</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">%</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>19.7</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">%</td> </tr> </tbody> </table> </div>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><br/></p>
<div>
<div id="t_ft_A8A3I6WXKW00000000000000000000b">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>33</span></span></td> </tr> </tbody> </table> </div>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Cost of sales as a percentage of consolidated home sales revenues are presented below:</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<div id="t_ft_DM8OKVLEGG00000000000000000000b">
<table class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr class="finHeading" style="vertical-align: bottom;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.8776%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.979592%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 27.9592%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="6">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Year Ended</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.979592%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr class="finHeading" style="vertical-align: bottom;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.8776%;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.979592%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 13%;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>October 31,</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.979592%;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.979592%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 13%;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>October 31,</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.979592%;">&#160;</td> </tr>
<tr class="finHeading" style="vertical-align: bottom;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.8776%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.979592%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 13%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>2024</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.979592%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.979592%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 13%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>2023</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.979592%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.8776%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Sale of homes</p> </td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span>100.0</span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;">%</td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span>100.0</span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;">%</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.8776%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Cost of sales, excluding interest expense and land charges:</p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.979592%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 12%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.979592%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.979592%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 12%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 0.979592%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.8776%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Housing, land and development costs</p> </td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span>68.6</span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;">%</td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>67.9</span></span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;">%</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.8776%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Commissions</p> </td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span>3.2</span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;">%</td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span>3.4</span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;">%</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.8776%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Financing concessions</p> </td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span>2.5</span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;">%</td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>2.1</span></span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;">%</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.8776%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Overheads</p> </td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>3.7</span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">%</td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>3.9</span></span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">%</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.8776%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Total cost of sales, before interest expense and land charges</p> </td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>78.0</span></span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">%</td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>77.3</span></span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">%</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.8776%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Cost of sales interest</p> </td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>3.0</span></span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;">%</td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span>3.0</span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;">%</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.8776%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Land charges</p> </td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>0.3</span></span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">%</td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>0.1</span></span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">%</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.8776%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Homebuilding gross margin percentage</p> </td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>18.7</span></span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;">%</td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>19.6</span></span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;">%</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.8776%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Homebuilding gross margin percentage, before cost of sales interest expense and land charges</p> </td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>22.0</span></span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;">%</td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>22.7</span></span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;">%</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.8776%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Homebuilding gross margin percentage, after cost of sales interest expense and before land charges</p> </td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>19.0</span></span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">%</td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>19.7</span></span></td>
<td style="width: 0.979592%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">%</td> </tr> </tbody> </table> </div>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">We sell a variety of home types in various communities, each yielding a different gross margin.&#160;As a result, depending on the mix of communities delivering homes, consolidated gross margin may fluctuate up or down.&#160;Total homebuilding gross margin percentage decreased to <span>18.7</span>% for the year ended <span>October 31, 2024</span> compared to <span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>19.6</span></span>% for the prior year. Total homebuilding gross margin percentage, before cost of sales interest expense and land charges decreased to <span>22.0</span>% for the year ended <span>October 31, 2024</span> compared to <span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>22.7</span></span>% for the prior year. The decreases in gross margins were&#160;primarily due to increases in our use of incentives and concessions, including additional mortgage interest rate buydowns, to make our homes more affordable.</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Land and lot sale expenses and gross margins are set forth below:</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<div id="t_ft_D9L1KDMPJ400000000000000000000b">
<table class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr class="finHeading" style="vertical-align: bottom;">
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<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="6">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Year Ended</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr class="finHeading" style="vertical-align: bottom;">
<td style="font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="font-family: Times New Roman; font-size: 10pt;">&#160;</td>
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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>October 31,</span></b></p> </td>
<td style="font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>October 31,</span></b></p> </td>
<td style="font-family: Times New Roman; font-size: 10pt;">&#160;</td> </tr>
<tr class="finHeading" style="vertical-align: bottom;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 70%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>(In thousands)</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>2024</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>2023</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff;">
<td style="font-family: Times New Roman; font-size: 10pt;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Land and lot sales</p> </td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td>
<td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span>42,757</span></td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">&#160;</td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td>
<td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>48,217</span></span></td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Cost of sales, excluding interest</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>21,635</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>20,664</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff;">
<td style="font-family: Times New Roman; font-size: 10pt;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Land and lot sales gross margin, excluding interest</p> </td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span>21,122</span></td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">&#160;</td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>27,553</span></span></td>
<td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Land and lot sales interest expense</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>2,090</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>926</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Land and lot sales gross margin, including interest</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span>19,032</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>26,627</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td> </tr> </tbody> </table> </div>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><br/></p>
<div>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>34</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">&#160;</p>
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i><b>Homebuilding: Inventory Impairments and Land Option Write-offs</b></i></p>
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;">Inventory impairments and land option write-offs reflect certain inventories we have either written off or written down to their estimated fair value totaling $<span>11.6</span> million and $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>1.5</span></span> million in expense for the years ended <span>October 31, 2024</span> and <span>2023</span>, respectively. During the years ended <span>October 31, 2024</span> and <span>2023</span>, we wrote off residential land option, approval and engineering costs totaling $<span>1.6</span> million and $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>1.5</span></span> million, respectively. Land option, approval and engineering costs are written off when a community&#8217;s pro forma profitability is not projected to produce an adequate return on investment commensurate with the risk. If we determine an adequate return is not probable, we cancel the option, or when a community is redesigned, we write off the engineering costs related to the initial design. Such write-offs occurred across each of our segments in fiscal <span>2024</span> and <span>2023</span>. Inventory impairments were $<span>10.0</span> million in the aggregate for the year ended October 31, 2024&#160;for two communities in our Northeast segment and two communities in our West segment.&#160;<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">We did not record any inventory impairments for the year ended October 31, 2023.&#160;</span>It is difficult to predict future impairments, but if conditions in the overall housing industry or a specific geographic market worsen in the future beyond our current expectations, there are future changes in our business strategy that significantly affect the key assumptions used in our projections of future cash flows, and/or there are material changes in any other items we consider in assessing recoverability, we may need to recognize additional inventory impairments and any such charges could be material.</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">In fiscal <span>2024</span>, we walked away from <span>9.7</span>% of all the lots we controlled under option contracts. The remaining <span>90.3</span>% of our option lots are in communities that we believe remain economically feasible.</p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The following table represents lot option walk-aways by segment for the year ended <span>October 31, 2024</span>:</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
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<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Walk-</b></p> </td>
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<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Away</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 50%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Dollar</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Number of</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>% of</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Lots as a</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 50%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Amount</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Walk-</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Walk-</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Total</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>% of Total</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 50%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>of Walk</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Away</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Away</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Option</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Option</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 50%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><b>(Dollars in millions)</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Away</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span><b>Lots</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Lots</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Lots(<span>1</span>)</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Lots</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 50%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Northeast</p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>0.4</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>427</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>11.2</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">%</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>18,078</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>2.4</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">%</td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 50%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Southeast</p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>0.9</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>1,748</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>46.0</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">%</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>8,103</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>21.6</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">%</td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 50%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">West</p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;"><span>0.3</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;"><span>1,625</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;"><span>42.8</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">%</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;"><span>12,878</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;"><span>12.6</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">%</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 50%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Total</p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">$</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;"><span>1.6</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;"><span>3,800</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;"><span>100.0</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">%</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;"><span>39,059</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;"><span>9.7</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">%</span></td> </tr> </tbody> </table> </div>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<div id="t_ft_7M82022TVK00000000000000000000b">
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<tbody>
<tr>
<td style="width: 3.3%; vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>(<span>1</span>)</i></p> </td>
<td style="width: 96.7%; vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Includes lots optioned at <span>October 31, 2024</span> and lots optioned that the Company walked away from in the year ended <span>October 31, 2024</span>.</i></p> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i><b>Homebuilding: Selling, General and Administrative</b></i></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>&#160;</b></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Homebuilding selling, general and administrative (&#8220;SGA&#8221;) expenses remained nearly flat with a $<span>0.9</span> million increase to $<span>202.5</span> million for the year ended <span>October 31, 2024</span>, compared to the prior fiscal year.</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Homebuilding: Key Performance Indicators</b></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Net Contracts Per Average Active Selling Community</i></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Net contracts per average active selling community in fiscal <span>2024</span> were <span>43.6</span> compared to&#160;<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>40.8</span></span> in fiscal <span>2023</span>, a <span>6.9</span>% increase in sales pace per community. Our reported level of sales contracts (net of cancellations) was impacted by an increase in our active selling communities and an increase in customer demand partially due to the increased availability of QMI homes.&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Contract Cancellation Rates</i></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The following table provides historical quarterly cancellation rates, which represents the number of cancelled contracts in the quarter divided by the number of gross sales contracts executed in the quarter, excluding unconsolidated joint ventures:</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">&#160;</p>
<div id="t_ft_K37EJYM8M800000000000000000000b">
<table class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 22.1586%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><b>Quarter</b></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: right; width: 11%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span style="font-weight: bold; line-height: inherit;"><span>2024</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 11%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b><span>2023</span></b></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1.06296%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 11%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b><span>2022</span></b></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1.06296%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 11%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b><span>2021</span></b></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1.06296%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 11%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b><span>2020</span></b></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1.06296%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 22.1586%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">First</p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 10%; text-align: right;"><span>14</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>30</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>14</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>17</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>19</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 22.1586%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Second</p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: right; width: 10%;"><span>14</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>18</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>17</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>16</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>23</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 22.1586%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Third</p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: right; width: 10%;"><span>17</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>16</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>27</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>16</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>18</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 22.1586%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Fourth</p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 0.981194%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; width: 10%;"><span>18</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 0.981194%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 10%;"><span>25</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 10%;"><span>41</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 10%;"><span>15</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 10%;"><span>18</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 1.06296%;">%</td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><br/></p>
<div>
<div id="t_ft_W42VUZZPA800000000000000000000b">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>35</span></span></td> </tr> </tbody> </table> </div>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The following table provides quarterly contract cancellations as a percentage of the beginning backlog, excluding unconsolidated joint ventures:</p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<div id="t_ft_2JAJ7T28GG00000000000000000000b">
<table class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 22.1586%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><b>Quarter</b></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: right; width: 11%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span style="font-weight: bold; line-height: inherit;"><span>2024</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1.06296%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 11%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b><span>2023</span></b></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1.06296%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 11%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b><span>2022</span></b></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1.06296%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 11%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b><span>2021</span></b></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1.06296%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 11%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b><span>2020</span></b></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1.06296%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 22.1586%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">First</p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 10%; text-align: right;"><span>10</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>16</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>8</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>11</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>14</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 22.1586%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Second</p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: right; width: 10%;"><span>13</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>16</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>9</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>9</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>20</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 22.1586%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Third</p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: right; width: 10%;"><span>12</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>12</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>8</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>6</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 10%;"><span>21</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; width: 1.06296%;">%</td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 22.1586%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Fourth</p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 0.981194%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; width: 10%;"><span>15</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 10%;"><span>13</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 10%;"><span>13</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 10%;"><span>6</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 1.06296%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 0.981194%;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 1%;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 10%;"><span>14</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; width: 1.06296%;">%</td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-indent: 45pt;">Most cancellations occur within the legal rescission period, which varies by state but is generally less than two weeks after the&#160;signing of the contract. Cancellations also occur as a result of a buyer&#8217;s failure to qualify for a mortgage, which generally occurs during the first&#160;few weeks after signing. Due to our solid backlog position, our cancellation rate as a percentage of beginning backlog for the fourth quarter of&#160;fiscal 2024 was 15%, which approximates our historical normal rate. When sales pace is increasing, the cancellation rate as a percentage of&#160;beginning backlog tends to lag the changes seen in our cancellation rate as a percentage of gross sales. Market conditions, although continuing to improve, still remain uncertain and it is difficult to predict what cancellation rates will be in the future.</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Contract Backlog</i></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Our consolidated contract backlog, excluding unconsolidated joint ventures, by segment is set forth below:</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
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<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>October 31,</span></b></p> </td>
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<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>October 31,</span></b></p> </td>
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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>(Dollars in thousands)</b></p> </td>
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<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>2024</span></b></p> </td>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>2023</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Northeast: (<span>1</span>)(<span>2</span>)(3)</b></p> </td>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Total contract backlog</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>531,481</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>420,100</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Number of homes</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>782</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>617</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Southeast: (<span>3</span>)</b></p> </td>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Total contract backlog</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>121,974</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>304,251</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Number of homes</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>239</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>615</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>West: (<span>3</span>)</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Total contract backlog</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>283,377</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>336,263</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Number of homes</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>628</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>592</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Totals: (<span>1</span>)(<span>2</span>)(3)</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Total consolidated contract backlog</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>936,832</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>1,060,614</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Number of homes</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span>1,649</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>1,824</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
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<p>(<span style="font-style: italic;"><span>1</span></span>)</p> </td>
<td style="width: 1782.12px; vertical-align: top;"><span style="font-style: italic;">Reflects the reclassification of <span>88</span> homes and $<span>74.2</span> million of contract backlog as of July 31, 2024 from an unconsolidated joint venture to the consolidated Northeast segment. This is related to the assets and liabilities acquired from a joint venture the company closed out during the three months ended July 31, 2024.&#160;&#160;</span></td> </tr>
<tr>
<td style="width: 58.875px; vertical-align: top;">
<p><i>(<span>2</span>)</i></p> </td>
<td style="width: 1782.12px; vertical-align: top;">
<p><i>Reflects the reclassification of <span>38</span> homes and $<span>32.3</span> million of contract backlog as of April 30, 2023 from an unconsolidated joint venture to the consolidated Northeast segment. This is related to the assets and liabilities acquired from a joint venture the Company closed out during the three months ended April 30, 2023.</i></p> </td> </tr>
<tr>
<td style="width: 58.875px; vertical-align: top;">
<p>(<span>3</span>)</p>
<p style="margin:0pt"><br/></p> </td>
<td style="width: 1782.12px; vertical-align: top;">
<p><i>Reflects the reclassification of <span>90</span> homes and $<span>73.7</span> million, <span>59</span> homes and $<span>33.0</span> million, and <span>12</span> homes and $<span>5.7</span> million of contract backlog from the consolidated Northeast, Southeast and West segments, respectively, to an unconsolidated joint venture as of July 31, 2023. This is related to the assets and liabilities contributed to a joint venture by the Company during the three months ended July 31, 2023.</i><i><br/></i></p> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 15pt; text-align: left; text-indent: 42.9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Contract backlog dollars <span>decreased</span> <span>11.7</span>% as of <span>October 31, 2024</span> compared to <span>October 31, 2023</span>, and the number of homes in backlog <span>decreased</span> <span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>9.6</span></span>% for the same period. The decrease in backlog dollars and number of homes for the year ended&#160;<span>October 31, 2024</span> compared to the prior fiscal year was primarily driven by an increase in sales of QMI homes and improved contract backlog conversion.</p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>36</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i><b>Homebuilding Operations by Segment&#160;</b></i></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Financial information relating to our homebuilding operations by segment was as follows:</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Year Ended <span>October 31,</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr class="finHeading" style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b>Variance</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td> </tr>
<tr class="finHeading" style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>2024</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td> </tr>
<tr class="finHeading" style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 55%; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>(Dollars in thousands, except average sales price)</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b>Compared</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td> </tr>
<tr class="finHeading" style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>2024</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b>to <span>2023</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><b><span>2023</span></b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Northeast</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Homebuilding revenue</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>1,036,049</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>67,198</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>968,851</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Income before income taxes</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>190,477</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>11,961</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>178,516</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Homes delivered</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>1,646</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>28</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>1,618</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Average sales price</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>612,148</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>35,414</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>576,734</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Southeast</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Homebuilding revenue</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>448,902</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>28,606</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>420,296</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 19px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 19px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Income before income taxes</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 19px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 19px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 19px;"><span>77,613</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 19px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 19px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 19px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">(<span>137</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 19px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 19px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 19px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>77,750</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 19px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Homes delivered</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>878</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>102</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>776</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Average sales price</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>510,027</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">(<span>30,767</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>540,794</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>West</b></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><b>&#160;</b></td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Homebuilding revenue</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>1,437,894</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>141,902</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>1,295,992</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Income before income taxes</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>123,246</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>9,162</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>114,084</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Homes delivered</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>2,824</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>340</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>2,484</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Average sales price</p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span>502,864</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">(<span>11,486</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>514,350</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td> </tr> </tbody> </table> </div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i><b>Homebuilding Results by Segment</b></i></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>&#160;</b></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Northeast</i> &#8211;<span style="font-size: 10.0pt;">Homebuilding revenues <span>increased</span>
<span>6.9</span>% in fiscal <span>2024</span> compared to fiscal <span>2023</span>, primarily due to a <span><span style="color: #000000;">1.7</span></span>% increase in homes delivered and a 6.1%
increase in average sales&#160;price. The increase in average sales price was
the result of new communities delivering higher priced, larger single family
homes and condominiums in higher-end submarkets of the segment in fiscal 2024
compared to some communities delivering lower priced, smaller single family
homes and townhomes in lower-end submarkets of the segment in fiscal 2023,
which were no longer delivering in the current year.</span><span style="font-size: 9.5pt; font-family: TimesNewRomanPSMT; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: TimesNewRomanPSMT;">
</span></p>
<p style="margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <span style="font-size: 10.0pt; font-family: 'Times New Roman',serif; mso-fareast-font-family: 'Times New Roman'; mso-font-kerning: 0pt; mso-ligatures: none; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Income before income
taxes <span>increased</span> $<span>12.0</span>&#160;million to $<span><span style="color: #000000;">190.5</span></span>&#160;million in fiscal <span>2024</span> compared to fiscal <span>2023</span>, primarily due to the increase in homebuilding
revenue discussed above and a $<span>1.1</span>&#160;million
decrease in SGA, while gross margin percentage remained relatively flat.</span> </p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Southeast</i> &#8211;&#160;<span style="font-size: 10.0pt;">Homebuilding revenues <span>increased</span>
<span>6.8</span>% in fiscal <span>2024</span> compared to fiscal <span>2023</span>, primarily due to a <span><span style="color: #000000;">13.1</span></span>% increase in homes delivered, partially
offset by a <span><span style="color: #000000;">5.7</span></span>%
decrease in average sales price. The decrease in average sales price was the
result of new communities delivering lower priced, smaller single family homes,&#160;townhomes&#160;<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">and build-for-rent homes</span> in lower-end submarkets of the segment in fiscal 2024 compared to
some communities in fiscal 2023 that had higher priced, larger single family
homes and townhomes in mid to higher-end submarkets, which were no longer
delivering in the current year.</span></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">&#160;</span></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">Income before income taxes remained relatively flat, with a
$<span>0.1</span> million decrease to $<span><span style="color: #000000;">77.6</span></span> million in
fiscal <span>2024</span> compared to fiscal <span>2023</span>. There was a slight decrease in gross margin
percentage in fiscal 2024 compared to
fiscal 2023.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;"><i>West</i> &#8211;&#160;<span style="font-size: 10.0pt;">Homebuilding revenues <span>increased</span>
<span>10.9</span>% in fiscal <span>2024</span> compared to fiscal <span>2023</span>, primarily due to a <span>13.7</span>%
increase in homes delivered, partially offset by a <span>2.2</span>%
decrease in average sales price. The decrease in average sales price was mainly
the result of new communities delivering lower priced, smaller single family
homes in lower-end submarkets of the segment in fiscal 2024 compared to some
communities in fiscal 2023 that had higher priced, larger single family homes
and condominiums in mid to higher-end submarkets, which were no longer
delivering in the current year.</span></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">&#160;</span></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">Income before income taxes <span>increased</span> $<span>9.2</span>
million to $<span><span style="color: #000000;">123.2</span></span>
million in fiscal <span>2024</span> compared to fiscal <span>2023</span>, primarily due to the increase in
homebuilding revenue discussed above and a $5.7 million increase in income from
unconsolidated joint ventures, while gross
margin percentage remained&#160;relatively flat.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;"><br/></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>37</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="margin: 10pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 0pt;"><i>Financial Services</i></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Financial services consists primarily of originating mortgages for our home buyers, selling such mortgages in the secondary market, and title insurance activities. We use mandatory investor commitments and forward sales of mortgage-backed securities (<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>MBS<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) to hedge our mortgage-related interest rate exposure on agency and government loans. These instruments involve, to varying degrees, elements of credit and interest rate risk. Credit risk associated with MBS forward commitments and loan sales transactions is managed by limiting our counterparties to investment banks, federally regulated bank affiliates and other investors meeting our credit standards. Our risk, in the event of default by the purchaser, is the difference between the contract price and fair value of the MBS forward commitments. For the years ended <span>October 31, 2024</span> and <span>2023</span>, our conforming conventional loan originations as a percentage of our total loans were&#160;<span>64.0</span>% and <span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>69.8</span></span>%, respectively. FHA/VA loans represented <span>35.4</span>% and <span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>29.5</span></span>%, respectively, of our total loans. The remaining&#160;<span>0.6</span>% and <span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>0.7</span></span>% of our loan originations represent loans which exceed conforming conventions. Realized gains and losses relating to the sale of mortgage loans are recognized when control passes to the buyer of the mortgage.</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">During the years ended <span>October 31, 2024</span> and <span>2023</span>, financial services provided $24.1 million and $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>19.4</span></span> million of income before income taxes, respectively. In fiscal <span>2024</span>, financial services income before income taxes increased $<span>4.7</span> million from the prior year primarily due to an increase in the volume of loans closed and an increase in the average size of the loans settled. In the markets served by our wholly owned mortgage banking subsidiaries, <span>79.4</span>% and <span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>70.1</span></span>% of our noncash home buyers obtained mortgages originated by these subsidiaries during the years ended <span>October 31, 2024</span> and <span>2023</span>, respectively.</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Corporate General and Administrative</i></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Corporate general and administrative expenses include payroll, stock compensation, facility costs and rent and other costs associated with our executive offices, legal expenses, information services, human resources, corporate accounting, training, treasury, process redesign, internal audit, national and digital marketing, construction services and administration of insurance, quality and safety. Corporate general and administrative expenses increased $<span>36.5</span> million for the year ended <span>October 31, 2024</span> compared to the year ended <span>October 31, 2023</span>, primarily due to an increase in compensation expense, mainly related to increased headcount and annual merit increases and increased expense related to grants of phantom stock awards under our 2019, 2023 and 2024 long-term incentive plans, for which expense is impacted&#160;by the change in our stock price each period. In addition, since the 2024 long-term incentive plan was new in the current year this resulted in incremental stock compensation expense when compared to the prior year.</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Other Interest</i></p>
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Other interest <span>decreased</span> $<span>23.3</span> million to $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>30.8</span></span> million for the year ended <span>October 31, 2024</span> compared to the year ended <span>October 31, 2023</span>.&#160;Our assets that qualify for interest&#160;capitalization (inventory under development) exceeded our debt during the third quarter of fiscal 2024, therefore, all of the related interest&#160;incurred during fiscal 2024 qualified for interest capitalization instead of being directly expensed. Also contributing to the decrease in Other&#160;interest was the reduction in principal of our senior notes as a result of redemptions during&#160;fiscal 2023 and the first quarter of fiscal 2024, and the debt exchange executed in the third quarter of fiscal 2024.</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Gain (Loss) on Extinguishment of Debt, Net</i></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;">On November 15, 2023, we redeemed in full all of the $<span>113.5</span> million aggregate principal amount of our&#160;<span>10.0</span>% Senior Secured <span>1.75</span> Lien Notes due <span>2025</span> for a redemption price of $<span>119.2</span> million, which included accrued and unpaid interest. This redemption resulted in a gain on extinguishment of debt of $<span>1.4</span> million, including the write-off of unamortized premiums, debt issuance&#160;costs and fees.</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;"><br/></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;">On May 30, 2023, we redeemed $<span>100.0</span> million aggregate principal amount of our <span>7.75</span>% Senior Secured <span>1.125</span> Lien Notes due <span>2026</span> (the <span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Existing <span>1.125</span> Lien Notes<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>). The aggregate purchase price for this redemption was $<span>104.2</span> million, which included accrued and unpaid interest and was funded with cash on hand. This redemption resulted in a loss on extinguishment of debt of $<span>4.1</span> million, including the write-off of unamortized debt issuance costs and fees.</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;">On August 29, 2023, we redeemed an additional $<span>100.0</span> million aggregate principal amount of our Existing <span>1.125</span> Lien Notes. The aggregate purchase&#160;price for this redemption was $<span>102.2</span> million, which included accrued and unpaid interest and was funded with cash on hand. This redemption resulted in a loss on&#160;extinguishment of debt of $<span>3.8</span> million, including the write-off of unamortized debt issuance costs and fees.</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;">On September 7, 2023, we repurchased in the open market $<span>45.0</span> million aggregate principal amount of our <span>10.0</span>% Senior Secured <span>1.75</span> Lien Notes due <span>2025</span>. The aggregate purchase price for this repurchase was $<span>46.7</span> million, which included accrued and unpaid interest and which was funded with cash on hand.&#160;This repurchase resulted in a gain on extinguishment of debt of $<span>0.2</span> million, including the write-off of unamortized debt&#160;issuance costs and fees.</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;">&#160;</p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>38</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;">On October 5, 2023, we issued new <span>8.0</span>% Senior Secured <span>1.125</span> Lien Notes due <span>2028</span> (the <span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>New <span>1.125</span> Lien Notes<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) and new <span>11.75</span>% Senior Secured <span>1.25</span> Lien Notes due <span>2029</span> (the <span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>New <span>1.25</span> Lien Notes<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) and redeemed with the proceeds from the issuances of the New <span>1.125</span> Lien Notes and New <span>1.25</span> Lien Notes all of the&#160;remaining (i) $<span>50.0</span> million aggregate principal amount of our Existing <span>1.125</span> Lien Notes for a redemption price of $<span>51.5</span> million, which included accrued and unpaid interest, (ii) $<span>282.3</span> million aggregate principal amount of our <span>10.5</span>% Senior Secured <span>1.25</span> Lien Notes due <span>2026</span> for a redemption price of&#160;$<span>293.9</span> million, which included accrued and unpaid interest, and (iii) $<span>162.3</span> million aggregate principal amount of our <span>11.25</span>% Senior Secured <span>1.5</span> Lien Notes due <span>2026</span> for a redemption price of $<span>164.8</span> million, which included accrued and unpaid interest. These redemptions resulted in a loss on extinguishment of debt&#160;of $<span>17.9</span> million, including the write-off of unamortized debt issuance costs and fees.</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><br/></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Income&#160;from Unconsolidated Joint Ventures</i></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Income from unconsolidated joint ventures consists of our share of the earnings or losses of our joint ventures. Income from unconsolidated joint ventures <span>increased</span> to $<span>52.3</span> million for the year ended <span>October 31, 2024</span> from income of $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>43.2</span></span> million for the year ended <span>October 31, 2023</span>. The increase of $<span>9.1</span> million in fiscal <span>2024</span> was primarily due to the recognition of additional income from <span>two</span> of our unconsolidated joint ventures; because the joint venture partner achieved certain return&#160;hurdles, the Company was able to recognize a higher share of the unconsolidated joint venture&#8217;s income than it had in the prior year.</p>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Income Taxes</i></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Income tax expense of $<span>75.1</span> million and $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>50.1</span></span> million for the years ended <span>October 31, 2024</span> and <span>2023</span>, respectively, was primarily driven by federal and state tax expense on income before income taxes and <span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">non-deductible executive compensation expense</span>, partially offset by the generation of energy efficient home tax credits. Income tax expense for fiscal years 2024 and 2023 also reflected the favorable impact of releasing state valuation allowances. The federal tax expense is not paid in cash as it is offset by the use of our existing net operating loss (&#8220;NOL&#8221;) carryforwards.</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Deferred federal and state income tax assets (<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>DTAs<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) primarily represent the deferred tax benefits arising from NOL carryforwards and temporary differences between book and tax income which will be recognized in subsequent years as an offset against future taxable income. If the combination of future years&#8217; income (or loss) and the reversal of the timing differences results in a loss, such losses can be carried forward to future years. In accordance with ASC <span style="border-left: none; border-right: none;">740</span>, we evaluate our DTAs quarterly to determine if valuation allowances are required. We assess whether valuation allowances should be established based on the consideration of all available evidence using a &#8220;more-likely-than-not&#8221; standard.</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">As of <span>October 31, 2024</span>, we considered the weight of all available positive and negative evidence to determine the valuation allowance for DTAs of $55.7 million. See Note <span style="border-left: none; border-right: none;">11</span> to the Consolidated Financial Statements included elsewhere in this Annual Report on Form 10-K for further information.</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Deferred tax assets, net, of $241.0 million at <span>October 31, 2024</span> decreased $61.8 million from <span>October 31, 2023</span>, due primarily to the utilization of our DTAs to offset tax expense on taxable income during fiscal <span>2024</span>.</p>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Contractual Obligations</b></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The following summarizes our aggregate contractual commitments at <span>October 31, 2024</span>:</p>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Payments Due by Period</b></p> </td>
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<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
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<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Less than</b></p> </td>
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<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
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<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><b>&#160;</b></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
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<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>More than</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td> </tr>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><b>(In thousands)</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Total</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b><span>1</span> year</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
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<td style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b><span>1</span>-<span>3</span> years</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b><span>3</span>-<span>5</span> years</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b><span>5</span> years</b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td> </tr>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Long term debt (<span>1</span>)(<span>2</span>)(<span>3</span>)</p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>1,280,870</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>90,863</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>202,032</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>950,211</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span>37,764</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">&#160;</td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Operating leases&#160;</p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>38,663</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>11,133</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>17,687</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>5,758</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>4,085</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 50%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Total</p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;">$</td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;"><span>1,319,533</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">$</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;"><span>101,996</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">$</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;"><span>219,719</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">$</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;"><span>955,969</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">$</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;"><span>41,849</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; line-height: inherit;">&#160;</span></td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
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<tbody>
<tr style="vertical-align: top;">
<td style="width: 45pt;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>(<span>1</span>)</i></p> </td>
<td style="width: auto;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Represents our senior secured and unsecured term loan credit facilities, senior secured and senior notes and other notes payable and $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>399.3</span></span> million of related interest payments for the life of such debt.</i></p> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>(<span>2</span>)</i></p> </td>
<td style="width: auto; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Does not include $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>90.7</span></span> million of nonrecourse mortgages secured by inventory. These mortgages have various maturities spread over the next <span>two</span> to <span>three</span> years and are paid off as homes are delivered.</i></td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
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<tbody>
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<td style="width: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>(<span>3</span>)</i></p> </td>
<td style="width: auto; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Does not include the mortgage warehouse lines of credit made under our Master Repurchase Agreements. See &#8220;Capital Resources and Liquidity&#8221; for further discussion. Also, does not include our $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>125.0</span></span> million Secured&#160;Credit Facility under which there were no borrowings outstanding as of <span>October 31, 2024</span>.</i></td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">We had outstanding letters of credit and performance bonds of $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>2.6</span></span> million and $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>225.7</span></span> million, respectively, at <span>October 31, 2024</span>, related primarily to our obligations to local governments to construct roads and other improvements in various developments. We do not believe that any such letters of credit or performance bonds are likely to be drawn upon.</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><b>Capital Resources and Liquidity</b></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Overview </i></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Our total liquidity at&#160;<span>October 31, 2024</span> was $<span>338.2</span> million, including $<span>210.0</span> million in homebuilding cash and cash equivalents&#160;and $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>125.0</span></span> million of borrowing capacity under our senior secured revolving credit facility. This was&#160;above our target liquidity range of $<span>170.0</span>&#160;to $<span>245.0</span>&#160;million. We believe that our cash on hand together with available&#160;borrowings on our senior secured revolving credit facility&#160;will be sufficient&#160;through fiscal <span>2025</span>&#160;to finance our working capital requirements.</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">We have historically funded our homebuilding and financial services operations with cash flows from operating activities, borrowings under our credit facilities, the issuance of new debt and equity securities, and other financing activities. We may not be able to obtain desired financing even if market conditions, including then-current market available interest rates (in recent years, we have not been able to access the traditional capital and bank lending markets at competitive interest rates due to our highly leveraged capital structure), would otherwise be favorable, which could also impact our ability to grow our business.&#160;</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">&#160;</p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><i>Operating, Investing and Financing Cash Flow Activities&#160;</i></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</p>
<p style="margin: 0pt 14.7pt 0pt -3pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">We spent $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>995.4</span></span> million on land and land development during&#160;fiscal <span>2024</span>. After land and land development spending and all other operating activities, including revenue received from deliveries, we had $23.6 million in cash provided by operations. During fiscal <span>2024</span>,&#160;cash used in investing activities was $46.5 million, primarily due to a new joint venture entered into during the period, along with spending on capitalized software, partially offset by distributions of capital from existing unconsolidated joint ventures. Cash used in&#160;financing activities was $187.9 million during fiscal <span>2024</span>, which was primarily due to a $<span>113.5</span>&#160;million redemption of our senior secured notes, net payments of $<span>31.5</span> million related to the May 2024 debt exchange, net payments for nonrecourse mortgage financings, treasury stock purchases&#160;and payments of preferred dividends, partially offset by net proceeds from our mortgage warehouse lines of credit, land banking financings and model sale leaseback financings. We intend to continue to use nonrecourse mortgages, model sale leasebacks, joint ventures, and, subject to covenant restrictions in our debt instruments, land banking programs as our business needs dictate.</p>
<p style="margin: 0pt 14.7pt 0pt -3pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><br/></p>
<div>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>40</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="margin: 0pt 14.7pt 0pt -3pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><br/></p>
<p style="margin: 0pt 14.7pt 0pt -3pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;">Our cash uses during&#160;the years ended <span>October 31, 2024</span> and <span>2023</span> were for operating expenses, land purchases, land deposits, land development, construction spending, debt payments, model sale leasebacks, land banking transactions, state income taxes, interest payments, preferred dividend payments, financing transaction costs, debt and equity repurchases, litigation matters and investments in unconsolidated joint ventures.&#160;During these periods, we provided for our cash requirements from available cash on hand, housing and land sales, financing transactions, nonrecourse mortgage transactions, income from unconsolidated joint ventures, financial service revenues and other revenues.</p>
<p style="margin: 0pt 14.7pt 0pt -3pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><br/></p> </div><div id="Dnls76zfmof0c3igeyj860j" style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">Our net income historically does not approximate cash flow from operating activities. The difference between net income and cash flow from operating activities is primarily caused by changes in inventory levels together with changes in receivables, prepaid expenses and other assets, mortgage loans held for sale, accrued interest, deferred income taxes, accounts payable and other liabilities, and noncash charges relating to depreciation, stock compensation and impairments. When we are expanding our operations, inventory levels, prepaid expenses and other assets increase causing cash flow from operating activities to decrease. Certain liabilities also increase as operations expand and partially offset the negative effect on cash flow from operations caused by the increase in inventory, prepaid expenses and other assets. Similarly, as our mortgage operations expand, net income from these operations increases, but for cash flow purposes, net income is partially offset by the net change in mortgage assets and liabilities. The opposite is true as our investment in new land purchases and development of new communities decrease, causing us to generate positive cash flow from operations.&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;">See &#8220;Inventories&#8221; below for a detailed discussion of our inventory position.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><i>Debt Transactions </i></span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;">Senior secured notes, senior notes and credit facilities balances as of <span>October 31, 2024</span> and <span>October 31, 2023</span>, were as follows:</span></p>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times;"><b><span>October 31,</span></b></span></p> </td>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times;"><b><span>October 31,</span></b></span></p> </td>
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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"><b>(In thousands)</b></span></p> </td>
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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times;"><b><span>2024</span></b></span></p> </td>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times;"><b><span>2023</span></b></span></p> </td>
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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Senior Secured Notes: </span></p> </td>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> <span>10.0</span>% Senior Secured <span>1.75</span> Lien Notes due November 15, 2025 (<span>1</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;"><span>-</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>113,502</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> <span>8.0</span>% Senior Secured <span>1.125</span> Lien Notes due September 30, 2028 </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;"><span>225,000</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>225,000</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> <span>11.75</span>% Senior Secured <span>1.25</span> Lien Notes due September 30, 2029 </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><span>430,000</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>430,000</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Total Senior Secured Notes </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><span>655,000</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>768,502</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Senior Notes: </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> <span>13.5</span>% Senior Notes due February 1, 2026 (<span>2</span>)</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;"><span>26,588</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: left; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;"><span>90,590</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> <span>5.0</span>% Senior Notes due February 1, 2040 (<span>2</span>)</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><span>24,968</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><span>90,120</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Total Senior Notes </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><span>51,556</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><span>180,710</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Senior Unsecured Term Loan Credit Facility due February 1, 2027 (<span>2</span>)</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><span>-</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><span>39,551</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Senior Secured <span>1.75</span> Lien Term Loan Credit Facility due January 31, 2028 (<span>2</span>)</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><span>175,000</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><span>81,498</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Senior Secured Revolving Credit Facility (<span>3</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><span>-</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><span>-</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Subtotal senior notes and credit facilities </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><span>881,556</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>1,070,261</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Net premiums (discounts)</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><span>17,340</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">(<span>14,563</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">)&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Unamortized debt issuance costs </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">(<span>2,678</span>)</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">(<span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>4,207</span></span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Total senior notes and credit facilities, net of discounts, premiums and unamortized debt issuance costs </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><span>896,218</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>1,051,491</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr> </tbody> </table> </div>
<p style="margin: 0px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 0px;"><span style="font-family: 'times new roman', times;"><i><br/></i></span></p>
<p style="margin: 0px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 0px; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><i>(<span>1</span>) On November 15, 2023, K. Hovnanian redeemed all of its $<span>113.5</span> million aggregate principal amount of <span>10.0</span>% Senior Secured <span>1.75</span> Lien Notes due November 15, 2025.</i></span></p>
<p style="margin: 0px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 0px; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><i><br/></i></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><i>(<span>2</span>) On May 21, 2024, K. Hovnanian&#160;exchanged $64.0 million aggregate principal amount of 13.5% Senior Notes due February 1, 2026 and cash, $65.2 million aggregate principal amount of 5.0% Senior Notes due February 1, 2040 and all of its $39.6 million aggregate principal amount of loans under the Senior Unsecured Term Loan Credit Facility due February 1, 2027 and cash for an additional $93.5 million aggregate principal amount of loans under the Senior Secured 1.75 Lien Term Loan Credit Facility due January 31, 2028.</i></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 0pt;"><span style="font-family: 'times new roman', times;"><i><br/></i></span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>41</span></span></td> </tr> </tbody> </table>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"><i><br/></i></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><i>(<span>3</span>) <span style="background-color: #ffffff; line-height: inherit;">At October&#160;</span>31, 2024<span style="background-color: #ffffff; line-height: inherit;">, </span></i><i>provides for up to $<span style="border-left: none; border-right: none; line-height: inherit;">125.0</span> million in aggregate amount of senior secured first lien revolving loans. The revolving loans thereunder have a maturity of June 30, 2026 and borrowings bear interest, at K. Hovnanian</i>&#8217;<i>s option, at either (i) a term secured overnight financing rate (subject to a floor of <span>3.00</span>%) plus an applicable margin of <span>4.50</span>% or (ii) an alternate base rate (subject to a floor of <span>4.00</span>%) plus an applicable margin of <span>3.50</span>%. In addition, K. Hovnanian will pay an unused commitment fee on the undrawn revolving commitments at a rate of <span>1.00</span>% per annum</i><i><span style="background-color: #ffffff; line-height: inherit;">.</span></i></span></p>
<p style="margin: 10pt 0pt 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">Except for K. Hovnanian, the issuer of the notes and borrower under the credit agreements governing our term loans and revolving credit facilities (collectively, the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Credit Facilities<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span>), our home mortgage subsidiaries, certain of our title insurance subsidiaries, joint ventures and subsidiaries holding interests in our joint ventures, we and each of our subsidiaries are guarantors of the Credit Facilities, the senior secured notes and senior notes outstanding at <span>October 31, 2024</span> (collectively, the &#8220;Notes Guarantors&#8221;).</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">The credit agreements governing the Credit Facilities and the indentures governing the senior secured and senior notes (together with the Credit Facilities, the &#8220;Debt Instruments&#8221;) outstanding at <span>October 31, 2024</span> do not contain any financial maintenance covenants, but do contain restrictive covenants that limit, among other things, the ability of HEI and certain of its subsidiaries, including K. Hovnanian, to incur (including through exchanges or certain other types of transactions) indebtedness, pay dividends and make distributions on common and preferred stock, repay/repurchase certain indebtedness prior to its respective stated maturity, repurchase common and preferred stock, make other restricted payments (including investments), sell certain assets (including in certain land banking transactions), incur liens, consolidate, merge, sell or otherwise dispose of all or substantially all of their assets and enter into certain transactions with affiliates. The Debt Instruments also contain customary events of default which would permit the lenders or holders thereof to exercise remedies with respect to the collateral (as applicable), declare the loans (the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Secured Term Loans<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span>) made under the Senior Secured <span>1.75</span> Lien Term Loan Credit Facility due January 31, 2028, and loans (the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Secured Revolving Loans<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span>) made under the Senior Secured Revolving Credit Agreement due June 30, 2026, or notes to be immediately due and payable if not cured within applicable grace periods, including the failure to make timely payments on the Secured Term Loans, Secured Revolving Loans or notes or other material indebtedness, cross default to other material indebtedness, the failure to comply with agreements and covenants and specified events of bankruptcy and insolvency, with respect to the Secured Term Loans and Secured Revolving Loans,&#160;</span><span style="font-size: 10pt; line-height: inherit;">material
inaccuracy of representations and warranties and with respect to the Secured
Term Loans and Secured Revolving Loans,&#160;</span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;">a change of control, and, with respect to the Secured Term Loans, Secured Revolving Loans and senior secured notes, the failure of the documents granting security for the obligations under the secured Debt Instruments to be in full force and effect, and the failure of the liens on any material portion of the collateral securing the obligations under the secured Debt Instruments to be valid and perfected. As of October 31, 2024, we believe we were in compliance with the covenants of the Debt Instruments.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">If our consolidated fixed charge coverage ratio is less than <span>2.0</span> to <span>1.0</span>, as defined in the applicable Debt Instrument, we are restricted from making certain payments and dividends (in the case of certain of such payments, our secured debt leverage ratio must also be less than <span>4.0</span> to <span>1.0</span>), and from incurring indebtedness other than certain permitted indebtedness and nonrecourse indebtedness. Beginning as of October 31, 2021, as a result of our improved operating results, we were no longer restricted from paying dividends. As such, we have made dividend payments of $<span>2.7</span> million to preferred shareholders in every quarter since the first quarter of fiscal <span>2022</span>. We currently believe our ratios will permit us to continue to make dividend payments on our preferred stock. However, with general economic uncertainty, it is difficult to predict long-term market conditions and the effects on our business and if and when we may be restricted under our Debt Instruments from continuing to pay dividends on our Series A preferred stock. Dividends on the Series A preferred stock are not cumulative and, accordingly, if for any reason we do not declare a dividend on the Series A preferred stock for a quarterly dividend period (regardless of our availability of funds), holders of the Series A Preferred Stock will have no right to receive a dividend for that period, and we will have no obligation to pay a dividend for that period.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">Under the terms of our Debt Instruments, we have the right to make certain redemptions and prepayments and, depending on market conditions, our strategic priorities and covenant restrictions, may do so from time to time. We also continue to actively analyze and evaluate our capital structure and explore transactions to simplify our capital structure and to strengthen our balance sheet, including those that reduce leverage, interest rates and/or extend maturities, and will seek to do so with the right opportunity. We may also continue to make debt or equity purchases and/or exchanges from time to time through tender offers, exchange offers, redemptions, open market purchases, private transactions, or otherwise, or seek to raise additional debt or equity capital, depending on market conditions and covenant restrictions.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">Any liquidity-enhancing or other capital raising or refinancing transaction will depend on identifying counterparties, negotiation of documentation and applicable closing conditions and any required approvals. Due to covenant restrictions in our Debt Instruments, we are currently limited in the amount of debt we can incur, even if market conditions, including then-current market available interest rates (in recent years, we have not been able to access the traditional capital and bank lending markets at competitive interest rates due to our highly leveraged capital structure), would otherwise be favorable, which could also impact our ability to grow our business.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">See Note <span>9</span> to the Consolidated Financial Statements included elsewhere in this Annual Report on Form 10-K for a further discussion of K. Hovnanian&#8217;s Credit Facilities, senior secured notes and senior notes, including information with respect to the collateral securing our Debt Instruments.</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>42</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="margin: 10pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 0pt;"><span style="font-family: 'times new roman', times;"><i>Mortgages and Notes Payable</i></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">We have nonrecourse mortgage loans for certain communities totaling $<span>90.7</span> million and $<span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>91.5</span></span> million, net of debt issuance costs, at <span>October 31, 2024</span> and <span>October 31, 2023</span>, respectively, which are secured by the related real property, including any improvements, with an aggregate book value of $<span>249.7</span>&#160;million&#160;and $<span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>331.6</span></span> million, respectively. The weighted-average interest rate on these obligations was <span>8.7</span>% and <span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>8.5</span></span>% at <span>October 31, 2024</span> and <span>October 31, 2023</span>, respectively, and the mortgage loan payments on each community primarily correspond to home deliveries.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;&#160;&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">K.&#160;Hovnanian Mortgage originates mortgage loans primarily from the sale of our homes. Such mortgage loans and related servicing rights are generally sold in the secondary mortgage market within a short period of time. K. Hovnanian Mortgage finances the origination of mortgage loans through various master repurchase agreements, which are recorded in &#8220;Financial services&#8221; liabilities on the Consolidated Balance Sheets. The loans are secured by the mortgages held for sale and are repaid when we sell the underlying mortgage loans to permanent investors.&#160;As of <span>October 31, 2024</span> and <span>2023</span>, we had an aggregate of $<span>131.4</span> million and $<span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>110.8</span></span> million, respectively, outstanding under several of K. Hovnanian Mortgage&#8217;s short-term borrowing facilities.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;See Note <span>8</span> to the Consolidated Financial Statements included elsewhere in this Annual Report on Form 10-K for a further discussion of these agreements and facilities.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><i>Equity&#160;</i></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">On September 1, 2022, our Board of Directors authorized a repurchase program for up to $<span>50.0</span> million of our Class A common stock. Under the program, repurchases may be made from time to time in open market transactions, in privately negotiated transactions or otherwise. The timing and the actual dollar amount repurchased will depend on a variety of factors, including legal requirements, price, future tax implications and economic and market conditions. The repurchase program may be changed, suspended or discontinued at any time and does not have a specified expiration date.&#160;During the year ended October 31, 2024, we repurchased <span>188,800</span> shares, with a market value of $<span>26.5</span> million, or $<span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>140.31</span></span> per share. During the year ended October 31, 2023, we repurchased&#160;<span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>118,478</span></span> shares, with a market value of $<span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>4.8</span></span> million, or $<span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>40.51</span></span> per share. Share repurchases are added to <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Treasury stock<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span> on our Consolidated Balance Sheets. As of October 31, 2024, $<span>6.5</span> million of our Class A common stock is available for repurchase under our share repurchase program.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><br/></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">On July 12, 2005, we issued <span>5,600</span> shares of <span>7.625</span>% Series A preferred stock, with a liquidation preference of $<span>25,000</span> per share. Dividends on the Series A preferred stock are not cumulative and are payable at an annual rate of <span>7.625</span>%. The Series A preferred stock is not convertible into the Company&#8217;s common stock and is redeemable in whole or in part at our option at the liquidation preference of the shares. The Series A preferred stock is traded as depositary shares, with each depositary share representing <span>1</span>/<span>1000</span>th of a share of Series A preferred stock. The depositary shares are listed on the NASDAQ Global Market under the symbol &#8220;HOVNP.&#8221; During both fiscal <span>2024</span> and <span>2023</span> we paid dividends of $<span>10.7</span>&#160;million on the Series A preferred stock.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><i>Unconsolidated Joint Ventures</i>&#160;</span></p>
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">We have investments in unconsolidated joint ventures in various markets where our homebuilding operations are located. As of&#160;<span>October 31, 2024</span> and <span>2023</span>, we had investments in <span>six</span> and <span style="border-right: none; border-left: none; line-height: inherit;">seven</span> unconsolidated homebuilding joint ventures, respectively, and&#160;<span>one</span> unconsolidated land development joint venture as of October 31, 2023. Our unconsolidated joint ventures had total combined assets of $<span>845.1</span> million and $<span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>884.4</span></span> million at <span>October 31, 2024</span> and <span>2023</span>, respectively. Our investments in unconsolidated joint ventures totaled $<span>142.9</span> million and $<span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>97.9</span></span> million at <span>October 31, 2024</span> and <span>2023</span>, respectively. The increase in our investments of $<span>45.0</span> million was primarily due to a new joint venture formed during the year, along with income recognized from existing joint ventures, partially offset by the consolidation of a previously unconsolidated joint venture.</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>43</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">As of <span>October 31, 2024</span> and <span>2023</span>, our unconsolidated joint ventures had outstanding debt totaling $<span>88.7</span>&#160;million and $<span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>101.1</span></span> million, respectively, under separate construction loan agreements with different third-party lenders and affiliates of certain investment partners to finance land development activities. The outstanding debt is secured by the underlying property and related project assets and is non-recourse to us. Although we and our unconsolidated joint venture partners provide certain guarantees and indemnities to the lender, we do not have a guaranty or any other obligation to repay the outstanding debt or to support the value of the collateral underlying the outstanding debt. Our guarantees are limited to performance and completion of development activities, environmental indemnification and standard warranty and representation against fraud, misrepresentation and similar actions, including voluntary bankruptcy. We do not believe that our existing exposure under our guaranty and indemnity obligations related to the outstanding debt is material.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">We determined that none of our joint ventures were a variable interest entity. All our unconsolidated joint ventures were accounted for under the equity method because we did not have a controlling financial interest. See Notes <span>19</span> and <span>20</span> to the Consolidated Financial Statements included elsewhere in this Annual Report on Form 10-K for further discussion of joint ventures and variable interest entities.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><i>Inventories</i></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">Total inventory, excluding consolidated inventory not owned, <span>increased</span> $<span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>309.4</span></span> million during the year ended <span>October 31, 2024</span>&#160;from <span>October 31, 2023</span>.&#160;Total inventory, excluding consolidated inventory not owned, increased in the Northeast by $<span>155.1</span> million, in the Southeast by $<span>2.8</span> million and in the West by $<span>151.5</span> million. The increases were primarily attributable to new land purchases and land development during the period, along with an increase in inventory from the consolidation of a previously unconsolidated joint venture. The increases were partially offset by home deliveries and land sales. In addition, our sold and unsold homes have increased as we focus on building more QMI homes. In the last few years, we have been able to acquire new land parcels at prices that we believe will generate reasonable returns under current homebuilding market conditions. This trend may not continue in either the near or the long term.&#160;Substantially all homes under construction or completed and included in inventory at <span>October 31, 2024</span> are expected to close during the next <span>six</span> to <span>nine</span> months.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">Consolidated inventory not owned, which consists of options related to land banking and model financing, decreased $<span>13.8</span> million during fiscal <span>2024</span>.&#160;The decrease was primarily&#160;due to a decrease in land banking transactions, partially offset by an increase in the sale and leaseback of certain model homes during the period. We have land banking arrangements, whereby we sell land parcels to land bankers and they provide us an option to purchase back finished lots on a predetermined schedule.&#160;Because of our options to repurchase these parcels, these transactions are considered a financing rather than a sale. Our Consolidated Balance Sheet, at October 31, 2024, included inventory of $<span>164.9</span> million recorded to &#8220;Consolidated inventory not owned,&#8221; with a corresponding amount of $<span>94.1</span> million (net of debt issuance costs) recorded to &#8220;Liabilities from inventory not owned&#8221; for the amount of net cash received from the transactions. In addition, we sell and lease back certain of our model homes with the right to participate in the potential profit when each home is sold to a third-party at the end of the respective lease.&#160;As a result of our continued involvement and the ability to repurchase model homes with below market options, these sale and leaseback transactions are considered a financing rather than a sale.&#160;Therefore, our Consolidated Balance Sheet, at <span>October 31, 2024</span>, included inventory of $<span>46.1</span> million recorded to &#8220;Consolidated inventory not owned,&#8221; with a corresponding amount of $<span>46.2</span> million (net of debt issuance costs) recorded to &#8220;Liabilities from inventory not owned&#8221; for the amount of net cash received from sale and leaseback transactions.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">In the ordinary course of business, we enter into land and lot option purchase contracts in order to procure land or lots for the construction of homes. Lot option contracts enable us to control significant lot positions with a minimal capital investment and substantially reduce the risks associated with land ownership and development. At <span>October 31, 2024</span>, we had total cash deposits of $<span>264.8</span> million to purchase land and lots with a total purchase price of $<span>3.0</span> billion. Our financial exposure is generally limited to forfeiture of the nonrefundable deposits, letters of credit and other nonrefundable amounts incurred. We have no material third-party guarantees.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;">The following tables summarize home sites included in our total residential real estate:</span></p>
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<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><b>Remaining</b></span></p> </td>
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<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><b>Total</b></span></p> </td>
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<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><b>Contracted</b></span></p> </td>
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<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><b>Home</b></span></p> </td>
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<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><b>Home</b></span></p> </td>
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<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><b>Not</b></span></p> </td>
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<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><b>Sites</b></span></p> </td>
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<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><b>Sites</b></span></p> </td>
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<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><b>Delivered</b></span></p> </td>
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<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><b>Available</b></span></p> </td>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"><b><span>October 31, 2024</span>:</b></span></p> </td>
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<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 754.283px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Northeast </span></p> </td>
<td style="width: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;"><span>19,580</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;"><span>782</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;"><span>18,798</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 754.283px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Southeast </span></p> </td>
<td style="width: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;"><span>7,161</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;"><span>239</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;"><span>6,922</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 754.283px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> West </span></p> </td>
<td style="width: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;"><span>15,154</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;"><span>628</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;"><span>14,526</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 754.283px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Consolidated total </span></p> </td>
<td style="width: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;"><span>41,895</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;"><span>1,649</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;"><span>40,246</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 754.283px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Unconsolidated joint ventures (<span>1</span>) </span></p> </td>
<td style="width: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;"><span>4,349</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;"><span>679</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;"><span>3,670</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 754.283px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Owned </span></p> </td>
<td style="width: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;"><span>6,632</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;"><span>1,215</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;"><span>5,417</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 754.283px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Optioned </span></p> </td>
<td style="width: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;"><span>35,259</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;"><span>430</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;"><span>34,829</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 754.283px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Construction to permanent financing lots </span></p> </td>
<td style="width: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;"><span>4</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;"><span>4</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;"><span>-</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 754.283px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Consolidated total </span></p> </td>
<td style="width: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><span>41,895</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><span>1,649</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><span>40,246</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 754.283px; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1px; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 754.283px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"><b><span>October 31, 2023</span>:</b></span></p> </td>
<td style="width: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 754.283px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Northeast </span></p> </td>
<td style="width: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>14,161</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>617</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>13,544</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 754.283px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Southeast </span></p> </td>
<td style="width: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>5,935</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>615</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>5,320</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 754.283px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> West </span></p> </td>
<td style="width: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>11,658</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>592</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>11,066</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 754.283px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Consolidated total </span></p> </td>
<td style="width: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>31,754</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>1,824</span></span><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>29,930</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 754.283px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Unconsolidated joint ventures (<span>1</span>) </span></p> </td>
<td style="width: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>5,406</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>422</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>4,984</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 754.283px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Owned </span></p> </td>
<td style="width: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>7,337</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>1,442</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>5,895</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 754.283px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Optioned </span></p> </td>
<td style="width: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>24,389</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>354</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>24,035</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 754.283px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Construction to permanent financing lots </span></p> </td>
<td style="width: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>28</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>28</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;"><span>-</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 754.283px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Consolidated total </span></p> </td>
<td style="width: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>31,754</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>1,824</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>29,930</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: -9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><i>(<span>1</span>) Represents active communities and home sites for our unconsolidated homebuilding joint ventures for the period. We provide this data as a supplement to our consolidated results as an indicator of the volume managed in our unconsolidated joint ventures. See Note <span>20</span> to the Consolidated Financial Statements included elsewhere in this Annual Report on Form 10-K for a further discussion of our unconsolidated joint ventures. </i></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">The following table summarizes our started or completed unsold homes and models, excluding unconsolidated joint ventures, in active selling communities. The increase in unsold homes was primarily due to a conscious effort to increase the number of QMI homes per community to provide buyers the opportunity to lock&#160;in a lower mortgage rate by closing quickly, thereby making our homes more affordable and creating certainty as mortgage rates continued to fluctuate during fiscal <span>2024</span>.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
<div id="t_ft_C9AUE1A4SG00000000000000000000b">
<table class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 136px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 46%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 25%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><b><span>October 31, 2024</span></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 25%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><b><span><span>October 31, 2023</span></span></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 46%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><b>Unsold</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;"><b>&#160;</b></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;"><b>&#160;</b></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><b>Unsold</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;"><b>&#160;</b></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;"><b>&#160;</b></span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 46%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><b>Homes</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><b>Models</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><b>Total</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><b>Homes</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><b>Models</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><b>Total</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 46%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> Northeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;"><span>259</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;"><span>35</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;"><span>294</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>159</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>41</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>200</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 46%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> Southeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;"><span>135</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;"><span>19</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;"><span>154</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>99</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>16</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>115</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 46%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> West </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;"><span>627</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;"><span>31</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;"><span>658</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>570</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>24</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>594</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 46%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> Total </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;"><span>1,021</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;"><span>85</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;"><span>1,106</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>828</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>81</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>909</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td> </tr>
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<p style="margin: 0pt 0pt 0pt 9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: -9pt; text-align: justify;"><span style="font-family: 'times new roman', times;"> Started or completed unsold homes and models per active selling communities(<span>1</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;"><span>7.9</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;"><span>0.6</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;"><span>8.5</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>7.3</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>0.7</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 6%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>8.0</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times;">&#160;</span></td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><i>(<span>1</span>)</i></span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><i>Active selling communities (which are communities that are open for sale with <span>ten</span> or more home sites available) were <span>130</span></i><i> and <i style="color: #000000; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span>113</span></i></i><i>&#160;at <span>October 31, 2024</span> and <span>2023</span>, respectively. </i><i>This r</i><i>atio does not include substantially completed communities, which are communities with less than <span>ten</span> home sites available.&#160;</i></span></p> </td> </tr> </tbody> </table> </div>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>45</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="margin: 10pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 0pt; line-height: 1.2;"><i style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 0pt;">Financial Services Assets and Liabilities&#160;</i></p>
<p style="margin: 10pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">Financial services assets&#160;consist primarily of residential mortgage receivables held for sale of which $147.2 million and $127.6 million at <span>October 31, 2024</span> and <span>2023</span>, respectively, were being temporarily warehoused and are awaiting sale in the secondary mortgage market. The increase in mortgage loans held for sale from October 31, 2023 was primarily related to an increase in the volume of loans originated during the fourth quarter of fiscal <span>2024</span> compared to the fourth quarter of fiscal <span>2023</span>, along with an increase&#160;in the average loan value.</span></p>
<p style="margin: 10pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">Financial services liabilities increased $34.9 million from $<span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 37.6px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span>148.2</span></span> million at <span>October 31, 2023</span>, to $<span>183.1</span> million at <span>October 31, 2024</span>. The increase was primarily due to the increase in amounts outstanding under our mortgage warehouse lines of credit, and directly correlated&#160;to the increase in the volume of mortgage loans held for sale.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><b>Inflation </b></span></p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">The annual rate of inflation in the United States was <span>2.6</span>% in <span>October 2024</span>, as measured by the Consumer Price Index, which is much improved from its peak of <span>9.1</span>% in June 2022. Inflation has a long-term effect, because of higher costs of land, materials and labor results in increasing the sale prices of our homes. Historically, these price increases have been commensurate with the general rate of inflation in our housing markets and have not had a significant adverse effect on the sale of our homes. A significant risk faced by the housing industry generally is that rising house construction costs, including land and interest costs, could substantially outpace increases in the income of potential purchasers and therefore limit our ability to raise home sales prices, which may result in lower gross margins.</span></p>
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">Inflation has a lesser short-term effect, because we generally negotiate fixed-price contracts with many, but not all, of our subcontractors and material suppliers for the construction of our homes. These prices usually are applicable for a specified number of residential buildings or for a time period of between <span>three</span> to <span>12</span> months. Construction costs for residential buildings represented approximately <span>53</span>% of our homebuilding cost of sales for fiscal year <span>2024</span>.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 15pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><b>Critical Accounting Policies</b></span></p>
<p style="margin: 0pt 15pt; text-align: left; text-indent: 42.9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">Management believes that the following critical accounting policies require its most significant judgments and estimates used in the preparation of the Consolidated Financial Statements:</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><i>Inventories</i> - Inventories consist of land, land development, home construction costs, capitalized interest, construction overhead and property taxes. Construction costs are accumulated during the period of construction and charged to cost of sales under the specific identification method. Land, land development and common facility costs are allocated based on buildable acres to product types within each community, then charged to cost of sales equally based upon the number of homes to be constructed in each product type.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">We record inventories on our Consolidated Balance Sheets at cost unless the inventory is determined to be impaired, in which case the inventory is written down to its fair value. Our inventories consist of the following <span>three</span> components: (<span>1</span>)&#160;sold and unsold homes and lots under development, which includes all construction, land, capitalized interest and land development costs related to started homes and land under development in our active communities; (<span>2</span>)&#160;land and land options held for future development or sale, which includes all costs related to land in our communities in planning or mothballed communities; and (<span>3</span>)&#160;consolidated inventory not owned, which consists of model homes financed with an investor and inventory related to land banking arrangements accounted for as financings.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">We sell and lease back certain of our model homes with the right to participate in the potential profit when each home is sold to a third-party at the end of the respective lease. As a result of our continued involvement and the ability to repurchase model homes with below market options, for accounting purposes in accordance with ASC <span>606</span> &#8220;Revenue From Contracts with Customers,&#8221; these sale and leaseback transactions are considered a financing rather than a sale.</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>46</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">We have land banking arrangements, whereby we sell our land parcels to the land banker and they provide us an option to purchase back finished lots on a predetermined schedule. Because of our options to repurchase these parcels, for accounting purposes in accordance with ASC <span>606</span>, these transactions are considered a&#160;financing&#160;rather than a sale.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">The recoverability of inventories and other long-lived assets is assessed in accordance with ASC <span>360</span>, &#8220;Property, Plant and Equipment.&#8221; ASC <span>360</span> requires long-lived assets, including inventories, held for development to be evaluated for impairment based on undiscounted future cash flows of the assets at the lowest level for which there are identifiable cash flows. We evaluate impairment at the individual community level, which is the lowest level of discrete cash flows that are available.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">We evaluate inventories of communities under development and held for future development for impairment when indicators of potential impairment are present. Indicators of impairment include, but are not limited to, decreases in local housing market values, decreases in gross margins or sales absorption rates, decreases in net sales prices (base sales price, net of sales incentives), or actual or projected operating or cash flow losses. The assessment of communities for indicators of impairment is performed quarterly. As part of this process, we prepare detailed budgets for all of our communities at least semi-annually and identify those communities with a projected operating loss.&#160;For those communities with projected losses, we estimate the remaining undiscounted future cash flows and compare those to the carrying value of the community, to determine if the carrying value of the asset is recoverable.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">The projected operating profits, losses or cash flows of each community can be significantly impacted by our estimates of the following:</span></p>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> future base selling prices; </span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#160; </span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> future home sales incentives; </span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#160; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#160; </span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> future home construction and land development costs; and </span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#160; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#160; </span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> future sales absorption pace and cancellation rates. </span></p> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">These estimates are dependent upon specific market conditions for each community. While we consider available information to determine what we believe to be our best estimates as of the end of a quarterly reporting period, these estimates are subject to change in future reporting periods as facts and circumstances change. Local market-specific conditions that may impact our estimates for a community include:</span></p>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> the intensity of competition within a market, including available home sales prices and home sales incentives offered by our competitors; </span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#160; </span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> the current sales absorption pace for both our communities and competitor communities; </span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#160; </span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> community specific attributes, such as location, availability of lots in the market, desirability and uniqueness of our community, and the size and style of homes currently being offered; </span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#160; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#160; </span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> potential for alternative product offerings to respond to local market conditions; </span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#160; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#160; </span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> changes by management in the sales strategy of the community; </span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#160; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#160; </span></p> </td> </tr>
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<td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> current local market economic and demographic conditions and related trends of forecasts; and </span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#160; </span></p> </td>
<td style="font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#160; </span></p> </td> </tr>
<tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;">
<td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> existing home inventory supplies, including foreclosures and short sales. </span></p> </td> </tr> </tbody> </table> </div>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>47</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">These and other local market-specific conditions that may be present are considered by management in preparing projection assumptions for each community. The sales objectives can differ between our communities, even within a given market. For example, facts and circumstances in a given community may lead us to price our homes with the objective of yielding a higher sales absorption pace, while facts and circumstances in another community may lead us to price our homes to minimize deterioration in our gross margins, although it may result in a slower sales absorption pace. In addition, the key assumptions included in our estimate of future undiscounted cash flows may be interrelated. For example, a decrease in estimated base sales price or an increase in homes sales incentives may result in a corresponding increase in sales absorption pace. Additionally, a decrease in the average sales price of homes to be sold and closed in future reporting periods for <span>one</span> community that has not been generating what management believes to be an adequate sales absorption pace may impact the estimated cash flow assumptions of a nearby community. Changes in our key assumptions, including estimated construction and development costs, sales absorption pace and selling strategies, could materially impact future cash flow and fair-value estimates. Due to the number of scenarios that would result from various changes in these factors, we do not believe it is possible to develop a sensitivity analysis with a level of precision that would be meaningful to an investor.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">If the undiscounted cash flows are more than the carrying value of the community, then the carrying amount is recoverable, and no impairment is recorded. However, if the undiscounted cash flows are less than the carrying amount, then the community is deemed impaired and is written down to its fair value. We determine the estimated fair value of each community by calculating the present value of its estimated future cash flows at a discount rate commensurate with the risk of the respective community, or in limited circumstances, prices for land in recent comparable sale transactions, market analysis studies, which include the estimated price a willing buyer would pay for the land (other than in a forced liquidation sale), and recent bona fide offers received from third parties. The estimated future cash flow assumptions are virtually the same for both our recoverability and fair value assessments. Should the estimates or expectations used in determining estimated cash flows or fair value, including discount rates, decrease or differ from current estimates in the future, we may be required to recognize additional impairments related to current and future communities. The impairment of a community is allocated to each lot on a relative fair value basis.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">From time to time, we write off deposits, engineering and capitalized interest costs when we determine that it is no longer probable that we will exercise options to buy land in specific locations or when we redesign communities and/or abandon certain engineering costs. In deciding not to exercise a land option, we take into consideration changes in market conditions, the timing of required land takedowns, the willingness of land sellers to modify terms of the land option contract (including timing of land takedowns), and the availability and best use of our capital, among other factors. The write-off is recorded in the period it is deemed not probable that the optioned property will be acquired.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">Inventories held for sale are land parcels ready for sale in their current condition, where we have decided not to build homes but are instead actively marketing the land. Land held for sale is recorded at the lower of carrying amount or fair value less costs to sell. In determining fair value for land held for sale, management considers, among other things, prices for land in recent comparable sale transactions, market analysis studies, which include the estimated price a willing buyer would pay for the land (other than in a forced liquidation sale) and recent bona fide offers received from third parties.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><i>Unconsolidated Homebuilding and Land Development Joint Ventures</i> - Investments in unconsolidated entities in which the Company has significant influence over the operating and financial decisions of the entity, but holds less than a controlling financial interest, are accounted for by the equity method. In all periods presented, our investments in unconsolidated homebuilding and land development joint ventures are accounted for under the equity method. Under the equity method, we recognize our proportionate share of income and loss earned by the joint venture upon the delivery of lots or homes to third parties. Our ownership interests in joint ventures vary but our voting equity interests held are generally <span>20</span>% to <span>50</span>%. In determining whether or not we must consolidate joint ventures where we are the managing member of the joint venture, we assess whether the other partners have specific rights to overcome the presumption of control by us as the manager of the joint venture. In most cases, the presumption is overcome because the joint venture agreements require that both partners agree on establishing the significant operating and capital decisions of the partnership, including budgets, in the ordinary course of business.&#160;The evaluation of whether or not we control a joint venture can require significant judgment. In accordance with ASC <span>323</span>, &#8220;Investments - Equity Method and Joint Ventures&#8221; we assess our investments in unconsolidated joint ventures for recoverability, and if it is determined that a loss in value of the investment below its carrying amount is other than temporary, we write down the investment to its fair value. We evaluate our equity investments for impairment based on the joint venture&#8217;s projected cash flows.</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>48</span></span></td> </tr> </tbody> </table> </div>
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<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><i>Warranty Costs&#160;and Construction Defect Reserves&#160;</i>- We accrue warranty costs that are covered under our existing general liability and construction defect policy as part of our general liability insurance deductible. This accrual is expensed as selling, general, and administrative costs. Our insurance coverage generally includes deductibles either in the aggregate or on a per-claim basis, with the exception of workers&#8217; compensation insurance, which does not have a deductible. Reserves for estimated losses for construction defects, warranty and bodily injury claims have been established using the assistance of a third-party actuary. The third-party actuary uses our historical warranty and construction defect data to assist management in estimating our unpaid claims, claim adjustment expenses and incurred but not reported claims reserves for the risks that we are assuming under the general liability and construction defect programs. The estimates consider provisions for inflation, claims handling and legal fees. These estimates are subject to a high degree of variability due to uncertainties such as trends in construction defect claims relative to our markets and the types of products we build, claim settlement patterns, insurance industry practices and legal interpretations, among others. As a high degree of judgment is required in determining these estimated liability amounts, actual future costs could differ significantly from our currently estimated amounts. In addition, we establish a warranty accrual for lower cost-related issues to cover home repairs, community amenities and land development infrastructure that are not covered under our general liability and construction defect policy. We accrue an estimate for these warranty costs as part of cost of sales at the time each home is closed and title and possession have been transferred to the homebuyer.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><i>Deferred Income Taxes -</i> Deferred income taxes are provided for temporary differences between amounts recorded for financial reporting and income tax purposes. If the combination of future years&#8217; income (or loss) combined with the reversal of the timing differences results in a loss, such losses can be carried forward to future years to recover the DTAs. We evaluate all available positive and negative evidence, including the existence of losses in recent years and forecasts of future taxable income, in assessing the need for a valuation allowance. The underlying assumptions we use in forecasting future taxable income require significant judgment. The ultimate realization of DTAs is dependent on the generation of future taxable income during the periods in which temporary differences or carry-forwards are deductible or creditable. A valuation allowance is provided to offset DTAs if, based upon the available evidence, it is more likely than not that some or all of the DTAs will not be realized.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">In evaluating the exposures associated with our various tax filing positions, we recognize tax liabilities in accordance with ASC <span>740</span>, &#8220;Income Taxes&#8221; for more likely than not exposures.&#160;We re-evaluate the exposures associated with our tax positions on a quarterly basis.&#160;This evaluation is based on factors such as changes in facts or circumstances, changes in tax law, new audit activity by taxing authorities and effectively settled issues.&#160;Determining whether an uncertain tax position is effectively settled requires judgment.&#160;Such a change in recognition or measurement would result in the recognition of a tax benefit or an additional charge to the tax provision.&#160;A number of years may elapse before a particular matter for which we have established a liability is audited and fully resolved or clarified.&#160;We adjust our liability for unrecognized tax benefits and the income tax provision in the period in which an uncertain tax position is effectively settled, the statute of limitations expires for the relevant taxing authority to examine the tax position or when more information becomes available. Due to the complexity of some of these uncertainties, the ultimate resolution may result in a&#160;liability that is materially different from our current estimate.&#160;Any such changes will be reflected as increases or decreases to income tax expense in the period in which they are determined.</span></p>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><b>Recent Accounting Pronouncements</b></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">See Note <span>3</span> to the Consolidated Financial Statements included elsewhere in this Annual Report on Form 10-K.</span></p>
<p style="margin: 0pt 7.2pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 15pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 27pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><b>Safe Harbor Statement&#160;</b></span></p>
<p style="margin: 0pt 7.2pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><b>&#160;</b></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">All statements in this Annual Report on Form 10-K that are not historical facts should be considered as &#8220;Forward-Looking Statements&#8221; within the meaning of the &#8220;Safe Harbor&#8221; provisions of the Private Securities Litigation Reform Act of <span>1995</span>. Such statements involve known and unknown risks, uncertainties and other factors that may cause actual results, performance or achievements of the Company to be materially different from any future results, performance or achievements expressed or implied by the forward-looking statements. Such forward-looking statements include but are not limited to statements related to the Company<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8217;</span>s goals and expectations with respect to its financial results for future financial periods. Although we believe that our plans, intentions and expectations reflected in, or suggested by, such forward-looking statements are reasonable, we can give no assurance that such plans, intentions or expectations will be achieved. By their nature, forward-looking statements: (i) speak only as of the date they are made, (ii) are not guarantees of future performance or results and (iii) are subject to risks, uncertainties and assumptions that are difficult to predict or quantify. Therefore, actual results could differ materially and adversely from those forward-looking statements as result of a variety of factors. Such risks, uncertainties and other factors include, but are not limited to:<b> </b></span></p>
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<td style="width: 27pt; font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 17px;" valign="top"><span style="font-family: 'times new roman', times;">&#9679;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;">Changes in general and local economic, industry and business conditions and impacts of a significant homebuilding downturn;</span></td> </tr>
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<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 27pt; font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 17px;" valign="top"><span style="font-family: 'times new roman', times;">&#9679;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;">Shortages in, and price fluctuations of, raw materials and labor, including due to geopolitical events, changes in trade policies, including the imposition of tariffs and duties on homebuilding materials and products, and related trade disputes with, and retaliatory measures taken by other countries;</span></td> </tr>
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<td style="width: 27pt; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times;">&#9679;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;">Fluctuations&#160;in interest rates and the availability of mortgage financing, including as a result of instability in the banking sector;&#160;</span></td> </tr>
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<td style="width: 27pt; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#9679;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><span style="color: rgb(0, 0, 0); font-family: &quot;times new roman&quot;, times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Increases in inflation;</span></td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;"> Adverse weather and other environmental conditions and natural disasters; </span></p> </td> </tr> </tbody> </table> </div>
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<td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#9679;</span></td>
<td style="font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;">The seasonality of the Company&#8217;s business;</span></td> </tr>
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<td style="font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;">The availability and cost of suitable land and improved lots and sufficient liquidity to invest in such land and lots;</span></td> </tr>
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<td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#9679;</span></td>
<td style="font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;">Reliance on, and the performance of subcontractors;&#160;</span></td> </tr>
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<td style="width: 36pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 27pt; font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top;" valign="top"><span style="font-family: 'times new roman', times;">&#9679;</span></td>
<td style="font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;">Regional and local economic factors, including dependency on certain sectors of the economy, and employment levels affecting home prices and sales activity in the markets where the Company builds homes;</span></td> </tr>
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<td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#9679;</span></td>
<td style="font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;">Increases in cancellations of agreements of sale;</span></td> </tr>
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<td style="width: 36pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#9679;</span></td>
<td style="font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;">Changes in tax laws affecting the after-tax costs of owning a home;&#160;</span></td> </tr>
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<td style="width: 27pt; font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top;" valign="top"><span style="font-family: 'times new roman', times;">&#9679;</span></td>
<td style="font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;">Legal claims brought against us and not resolved in our favor, such as product liability litigation, warranty claims and claims made by mortgage investors;</span></td> </tr>
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<td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#9679;</span></td>
<td style="font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;">Levels of competition;&#160;</span></td> </tr>
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<td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#9679;</span></td>
<td style="font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;">Utility shortages and outages or rate fluctuations;</span></td> </tr>
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<td style="width: 36pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#9679;</span></td>
<td style="font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;">Information technology failures and data security breaches;&#160;</span></td> </tr>
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<td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#9679;</span></td>
<td style="font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;">Negative publicity;&#160;</span></td> </tr>
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<td style="width: 27pt; font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#9679;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;">Global economic and political instability;&#160;</span></td> </tr>
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<td style="width: 36pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;"> High leverage and restrictions on the Company&#8217;s operations and activities imposed by the agreements governing the Company&#8217;s outstanding indebtedness; </span></p> </td> </tr>
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<td style="width: 36pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#9679; </span></p> </td>
<td style="font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;"> Availability and terms of financing to the Company; </span></p> </td> </tr>
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<td style="width: 36pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#9679; </span></p> </td>
<td style="font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;"> The Company&#8217;s sources of liquidity; </span></p> </td> </tr>
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<td style="width: 36pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#9679; </span></p> </td>
<td style="font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;"> Changes in credit ratings; </span></p> </td> </tr>
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<td style="width: 36pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#9679; </span></p> </td>
<td style="font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;">Government regulation, including regulations concerning development of land, the home building, sales and customer financing processes, tax laws and the environment;</span></td> </tr>
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<td style="width: 27pt; font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#9679;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;">Potential liability as a result of the past or present use of hazardous materials;</span></td> </tr>
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<td style="width: 36pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;"> Operations through unconsolidated joint ventures with third parties; </span></p> </td> </tr>
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<td style="width: 36pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#9679; </span></p> </td>
<td style="font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt;"> Significant influence of the Company&#8217;s controlling stockholders; </span></p> </td> </tr>
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<td style="width: 36pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times;"> &#9679; </span></p> </td>
<td style="font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt; line-height: inherit;"> Availability of net operating loss carryforwards; and</span></p> </td> </tr>
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<td style="width: 36pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; line-height: inherit;">&#160;</span></td>
<td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; line-height: inherit;"> &#9679; </span></p> </td>
<td style="font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt; line-height: inherit;"> Loss of key management personnel or failure to attract qualified personnel.</span></p> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 22.7pt 0pt 15pt; text-align: left; text-indent: 31.9pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;&#160;&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">Certain risks, uncertainties and other factors are described in detail in Part I, Item <span>1</span> &#8220;Business&#8221; and Part I, Item <span>1</span>A &#8220;Risk Factors&#8221; in this Annual Report on Form 10-K as updated by our subsequent filings with the SEC. Except as otherwise required by applicable securities laws, we undertake no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events, changed circumstances or any other reason after the date of this Annual Report on Form 10-K.</span></p>
<p style="margin: 0pt 22.7pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;&#160;</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>50</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </div>
<p style="margin:0pt"><br/></p><div id="Docfpeszo1gmbdkeh6yyj7p" style="font-family: 'times new roman', times; font-size: 10pt; line-height: 1.2;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>ITEM <span>7</span>A</b></span></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs24_9112024231333839" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK</b></span></a></div>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Substantially all of our long term-debt requires fixed interest payments and we have limited exposure to variable rates. In connection with our mortgage operations, mortgage loans held for sale and the associated mortgage warehouse lines of credit under our&#160;Master Repurchase Agreements are subject to interest rate risk; however, such obligations reprice frequently and are short-term in duration. In addition, we hedge the interest rate risk on mortgage loans by obtaining forward commitments from private investors. Accordingly, the interest rate risk from mortgage loans is not significant. We do not use financial instruments to hedge interest rate risk except with respect to mortgage loans. The following table sets forth as of <span>October 31, 2024</span>, our long-term debt obligations, principal cash flows by scheduled maturity, weighted-average interest rates and estimated fair value (&#8220;FV&#8221;).</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
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<tbody>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 19.0871%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 74.4194%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="30">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Long-Term Debt as of <span>October 31, 2024</span> by Fiscal Year of Debt Maturity</b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 19.0871%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.11235%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 7%; height: 17px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>FV at</b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(Dollars in thousands)</b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 7.46888%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><span>2025</span></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 7.46888%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><span>2026</span></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 7.46888%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><span>2027</span></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.11235%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 7.46888%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><span>2028</span></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 7.46888%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><span>2029</span></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 7.46888%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Thereafter</b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 7.46888%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Total</b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 7%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>10/31/2024</b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 19.0871%; height: 17px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Long term debt(<span>1</span>)(<span>2</span>):</span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.11235%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 6%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 19.0871%; height: 17px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Fixed rate </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>-</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>26,588</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 6.39004%; height: 17px;"><span>-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.11235%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>400,000</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>430,000</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>24,968</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>881,556</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 6%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>934,175</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 19.0871%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.11235%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 6.39004%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 6%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1.07884%; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 19.0871%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Weighted-average interest rate </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 6.39004%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>-</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 6.39004%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>13.50</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 6.39004%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>-</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.11235%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 6.39004%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>8.88</span></span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 6.39004%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>11.75</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 6.39004%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>5.00</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 6.39004%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>10.31</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; width: 6%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.07884%; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr> </tbody> </table> </div>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<span>1</span>) Does not include the mortgage warehouse lines of credit made under our</i>&#160;<i>Master Repurchase Agreements. </i></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<span>2</span>)&#160;Does not include $<span>90.7</span> million of nonrecourse mortgages secured by inventory. These mortgages have various maturities spread over the next <span>two</span> to <span>three</span> years and are paid off as homes are delivered. In addition, does not include our $<span>125.0</span> million Secured Credit Facility under which there were no borrowings outstanding as of <span>October 31, 2024</span>. The revolving loans thereunder have a maturity of June 30, 2026 and borrowings bear interest, at K. Hovnanian</i>&#8217;<i>s option, at either (i) a term secured overnight financing rate (subject to a floor of <span>3.00</span>%) plus an applicable margin of <span>4.50</span>% or (ii) an alternate base rate (subject to a floor of <span>4.00</span>%) plus an applicable margin of <span>3.50</span>%. In addition, K. Hovnanian pays an unused commitment fee on the undrawn revolving commitments at a rate of <span>1.00</span>% per annum. </i></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><a id="item8" href="#"></a>ITEM <span>8</span></b></span></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs25_9112024231353134" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA</b></span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Financial statements of Hovnanian Enterprises, Inc. and its consolidated subsidiaries are set forth herein beginning on page <span>66</span>.</span></p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><a id="item9" href="#"></a>ITEM <span>9</span></b></span></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs26_9112024231412574" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE</b></span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">None.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>
<div>
<div id="t_ft_XO0FEVTW1C00000000000000000000b">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>51</span></span></td> </tr> </tbody> </table> </div>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="margin: 10pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><a id="item9a" href="#"></a>ITEM <span>9</span>A</b></span></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs27_9112024231434983" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>CONTROLS AND PROCEDURES</b></span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The Company maintains disclosure controls and procedures that are designed to ensure that information required to be disclosed in the Company&#8217;s reports under the Securities Exchange Act of <span>1934</span>, as amended, is recorded, processed, summarized and reported within the time periods specified in the SEC&#8217;s rules and forms, and that such information is accumulated and communicated to the Company&#8217;s management, including its Chief Executive Officer and Chief Financial Officer, as appropriate, to allow timely decisions regarding required disclosures. Any controls and procedures, no matter how well designed and operated, can provide only reasonable assurance of achieving the desired control objectives. The Company&#8217;s management, with the participation of the Company&#8217;s Chief Executive Officer and Chief Financial Officer, has evaluated the effectiveness of the design and operation of the Company&#8217;s disclosure controls and procedures as of <span>October 31, 2024</span>. Based upon that evaluation and subject to the foregoing, the Company&#8217;s Chief Executive Officer and Chief Financial Officer concluded that the design and operation of the Company&#8217;s disclosure controls and procedures are effective to accomplish their objectives.</span></p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Changes in Internal Control Over Financial Reporting</b></span></p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">There was no change in the Company&#8217;s internal control over financial reporting that occurred during the quarter ended <span>October 31, 2024</span> that has materially affected, or is reasonably likely to materially affect, the Company&#8217;s internal control over financial reporting.</span></p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Management&#8217;s Report on Internal Control Over Financial Reporting</b></span></p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our management is responsible for establishing and maintaining adequate internal control over financial reporting, as such term is defined in Exchange Act Rule <span>13</span>a-<span>15</span>(f).</span></p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">All internal control systems, no matter how well designed, have inherent limitations. Therefore, even those systems determined to be effective can provide only reasonable assurance with respect to financial statement preparation and presentation.</span></p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Under the supervision and with the participation of our management, including our Chief Executive Officer and Chief Financial Officer, we conducted an evaluation of the effectiveness of our internal control over financial reporting based on the framework in<i> Internal Control - Integrated Framework</i> issued by the Committee of Sponsoring Organizations of the Treadway Commission (<span>2013</span> Framework). Based on our evaluation under the framework in<i> Internal Control - Integrated Framework</i>, our management concluded that our internal control over financial reporting was effective as of <span>October 31, 2024</span>.</span></p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The effectiveness of the Company&#8217;s internal control over financial reporting as of <span>October 31, 2024</span> has been audited by Deloitte &amp; Touche LLP, the Company&#8217;s independent registered public accounting firm, as stated in their report below.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><a id="item9b" href="#"></a>ITEM <span>9</span>B</b></span></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs28_9112024231450182" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>OTHER INFORMATION</b></span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; line-height: 1.2; font-size: 12pt; font-family: Aptos, sans-serif; text-align: left; text-indent: 45pt;"><span style="font-style: italic;"><span style="font-family: 'times new roman', times; font-size: 10pt;">Appointment of Treasurer</span></span></p>
<p style="margin: 0pt; line-height: 1.2; font-size: 12pt; font-family: Aptos, sans-serif; text-align: left; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><br/></span></p>
<p style="margin: 0pt; line-height: 1.2; font-size: 12pt; font-family: Aptos, sans-serif; text-align: left; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;">On December 16, 2024, the Company&#8217;s Board of Directors appointed Paul Eberly to the
position of Treasurer of the Company, effective January 1, 2025.<span>&#160; </span>Brad G. O&#8217;Connor, the Company&#8217;s current Chief
Financial Officer and Treasurer, will serve as Treasurer through December 31,
2024 and will continue to serve as Chief Financial Officer of the Company
following the effective date of Mr. Eberly&#8217;s appointment.</span></p>
<p style="margin: 0pt; line-height: 1.2; font-size: 12pt; font-family: Aptos, sans-serif; text-align: left; text-indent: 45pt;"><br/></p>
<p style="margin: 0pt; line-height: 1.2; font-size: 12pt; font-family: Aptos, sans-serif; text-align: left; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><i>Repurchase Program</i></span></p>
<p style="margin: 0pt; line-height: 1.2; font-size: 12pt; font-family: Aptos, sans-serif; text-align: left; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><i><br/></i></span></p>
<p style="margin: 0pt; line-height: 1.2; font-size: 12pt; font-family: Aptos, sans-serif; text-align: left; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;">On December 18, 2024, our Board of Directors authorized an
incremental increase to our repurchase program. Under the repurchase
program, as increased by the Board of Directors, inclusive of any amounts
remaining under the existing repurchase authorization initially authorized by
the Board of Directors on September 1, 2022, we are authorized to repurchase up
to $26.5 million of our Class A common stock. Under the program,
repurchases may be made from time to time in open market transactions, in
privately negotiated transactions or otherwise. The timing and the actual
dollar amount repurchased will depend on a variety of factors, including legal
requirements, price, future tax implications and economic and market
conditions. The repurchase program may be changed, suspended or discontinued at
any time and does not have a specified expiration date.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><a id="Disclosure_regarding_foreign" href="#"></a>ITEM <span>9</span>C</b></span></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs29_9112024231513455" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>DISCLOSURE REGARDING FOREIGN JURISDICTIONS THAT PREVENT INSPECTIONS</b></span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">None.</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>52</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="margin: 10pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><a id="part3" href="#"></a><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs30_9112024231537551" class="customBookmark">PART III</a></b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><a id="item10" href="#"></a>ITEM <span>10</span></b></span></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs31_911202423167911" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>DIRECTORS, EXECUTIVE OFFICERS, AND CORPORATE GOVERNANCE</b></span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The information called for by Item <span>10</span>, except as set forth in this Item <span>10</span>, is incorporated herein by reference to our definitive proxy statement to be filed pursuant to Regulation <span>14</span>A in connection with our annual meeting of shareholders to be held on March 27, 2025, which will involve the election of directors.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Information About Our </b><b>Executive Officers&#160;&#160; </b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our executive officers are listed below and brief summaries of their business experience and certain other information with respect to them are set forth following the table.&#160;Each executive officer holds such office for a <span>one</span>-year term.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Year</b></span></p> </td> </tr>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Started</b></span></p> </td> </tr>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>With</b></span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Name</b></span></p> </td>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Age</b></span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Position</b></span></p> </td>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Company</b></span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Ara K. Hovnanian </span></p> </td>
<td style="width: 1%; vertical-align: middle; background-color: #cceeff; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span> 67 </span></p> </td>
<td style="width: 1%; vertical-align: middle; background-color: #cceeff; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 52%; vertical-align: middle; background-color: #cceeff; height: 15px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Chairman of the Board, Chief Executive Officer, President and Director of the Company </span></p> </td>
<td style="width: 1%; vertical-align: middle; background-color: #cceeff; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 12%; vertical-align: middle; background-color: #cceeff; height: 15px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <span>1979</span> </span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Brad G. O&#8217;Connor </span></p> </td>
<td style="width: 1%; vertical-align: middle; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span> 54 </span></p> </td>
<td style="width: 1%; vertical-align: middle; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 52%; vertical-align: middle; height: 15px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Chief Financial Officer and Treasurer </span></p> </td>
<td style="width: 1%; vertical-align: middle; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 12%; vertical-align: middle; height: 15px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <span>2004</span> </span></p> </td> </tr>
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<td style="width: 21%; vertical-align: middle; background-color: #cceeff; height: 15px;">Alexander Hovnanian</td>
<td style="width: 1%; vertical-align: middle; background-color: #cceeff; height: 15px;"><br/></td>
<td style="width: 12%; vertical-align: middle; background-color: #cceeff; text-align: center; height: 15px;"><span>34</span></td>
<td style="width: 1%; vertical-align: middle; background-color: #cceeff; height: 15px;"><br/></td>
<td style="width: 52%; vertical-align: middle; background-color: #cceeff; height: 15px;">Executive Vice President, National Homebuilding Operations</td>
<td style="width: 1%; vertical-align: middle; background-color: #cceeff; height: 15px;"><br/></td>
<td style="width: 12%; vertical-align: middle; background-color: #cceeff; text-align: right; height: 15px;"><span>2012</span></td> </tr>
<tr style="height: 10px;">
<td style="width: 21%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; height: 10px; vertical-align: bottom;" valign="bottom">Michael Wyatt</td>
<td style="width: 1%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; vertical-align: bottom; height: 10px;" valign="bottom"><br/></td>
<td style="width: 12%; border-bottom-width: 3px; border-bottom-style: double; text-align: center; border-bottom-color: black !important; height: 10px; vertical-align: bottom;" valign="bottom"><span>58</span></td>
<td style="width: 1%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; vertical-align: bottom; height: 10px;" valign="bottom"><br/></td>
<td style="width: 52%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; height: 10px; vertical-align: bottom;" valign="bottom">Group President</td>
<td style="width: 1%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; vertical-align: bottom; height: 10px;" valign="bottom"><br/></td>
<td style="width: 12%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; height: 10px; vertical-align: bottom;" valign="bottom">
<p style="text-align: right;"><span> 2015 </span></p> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Mr. Hovnanian has been Chief Executive Officer since July 1997 after being appointed President in <span>1988</span> and Executive Vice President in <span>1983</span>. Mr. Hovnanian joined the Company in <span>1979</span> and has been a Director of the Company since <span>1981</span> and was Vice Chairman from <span>1998</span> through November 2009. In November 2009, he was elected Chairman of the Board following the death of Kevork S. Hovnanian, the chairman and founder of the Company and the father of Mr. Hovnanian.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Mr. O&#8217;Connor&#160;was appointed Chief Financial Officer in November 2023 and Senior Vice President and Treasurer in April 2020. He held the position of Chief Accounting Officer from May 2011 until October 2023. He joined the Company as Vice President, Associate Corporate Controller in May 2004, and was promoted to Corporate Controller in December 2007. Prior to joining the Company, Mr. O&#8217;Connor was the Corporate Controller for Amershem Biosciences, a global biotech company, and was a Senior Manager in the audit practice of PricewaterhouseCoopers LLP.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Mr. Alexander Hovnanian&#160;</span>has held the position of Executive Vice President, National Homebuilding Operations since March 2020. He joined the Company full-time in <span>2012</span> and has held various positions in the Company's homebuilding operations. He attended Harvard Business School from <span>2014</span>&#160;to <span>2016</span> and after obtaining his MBA, he returned to employment with the Company. In November 2017, Mr. Hovnanian was appointed Area President followed by a promotion to Division President of the Northeast Division in December 2018.</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Mr. Wyatt&#160;</span>has been Group President of the East Group operations since May 2020. He held the position of Region President of the California Region from June 2019 to May 2020. He joined the Company as Division President of the Northern California Division in September 2015. Prior to joining the Company, Mr. Wyatt spent <span>16</span> years with Centex&#160;Corporation (<span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Centex&#160;Homes<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) and <span>six</span> years with the PulteGroup, Inc. (<span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Pulte&#160;Homes<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>). He held Division President roles in Myrtle Beach, South Carolina, Las Vegas, Nevada, and Northern California for Centex Homes. After the merger of Centex Homes and Pulte&#160;Homes, Mr. Wyatt continued in the corporate office for Pulte&#160;Homes, where he spent <span>six</span> years managing home building operations rising to&#160;Senior Vice President of Home Building Operations when he left to join the Company.</p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Code of Ethics and Corporate Governance Guidelines</b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In more than <span>60</span> years of doing business, we have been committed to enhancing our shareholders&#8217; investment through conduct that is in accordance with the highest levels of integrity.&#160;Our Code of Ethics is a set of guidelines and policies that govern broad principles of ethical conduct and integrity embraced by our Company.&#160;Our Code of Ethics applies to our principal executive officer, principal&#160;financial officer and principal accounting officer, and all other associates of our Company, including our directors and other officers.<br/></span></p>
<div>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>53</span></span></td> </tr> </tbody> </table>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="margin: 0px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0px;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We also remain committed to fostering sound corporate governance principles.&#160;The Company&#8217;s Corporate Governance Guidelines assist the Board of Directors of the Company (the &#8220;Board&#8221;) in fulfilling its responsibilities related to corporate governance conduct.&#160;These guidelines serve as a framework addressing the function, structure, and operations of the Board, for purposes of promoting consistency of the Board&#8217;s role in overseeing the work of management.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We have posted&#160;our Code of Ethics on our web site at www.khov.com under &#8220;Investor Relations/Corporate Governance.&#8221; We have also posted&#160;our Corporate Governance Guidelines&#160;on our web site at www.khov.com under &#8220;Investor Relations/Corporate Governance.&#8221; We will post amendments to or waivers from our Code of Ethics that are required to be disclosed by the rules of either the SEC or the New York Stock Exchange (the &#8220;NYSE&#8221;) on our web site at www.khov.com under &#8220;Investor Relations/Corporate Governance.&#8221;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Audit Committee, Compensation Committee and Corporate Governance and Nominating Committee Charters</b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We have adopted charters that apply to the Company&#8217;s Audit Committee, Compensation Committee and Corporate Governance and Nominating Committee. We have posted the text of these charters on our web site at www.khov.com under &#8220;Investor Relations/Corporate Governance.&#8221;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><a id="item11" href="#"></a>ITEM <span>11</span></b></span></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs32_9112024231628183" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>EXECUTIVE COMPENSATION</b></span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The information called for by Item <span>11</span> is incorporated herein by reference to our definitive proxy statement to be filed pursuant to Regulation <span>14</span>A in connection with our annual meeting of shareholders to be held on March 27, 2025.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><a id="item12" href="#"></a>ITEM <span>12</span></b></span></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs33_9112024231644447" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER MATTERS</b></span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">EQUITY COMPENSATION PLAN INFORMATION&#160;&#160;&#160;<br/></span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>54</span></span></td> </tr> </tbody> </table>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="margin: 0px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0px;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-indent: 36pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The information called for by Item <span>12</span>, except as set forth in this Item 12, is incorporated herein by reference to our definitive proxy statement to be filed pursuant to Regulation <span>14</span>A in connection with our annual meeting of shareholders to be held on March 27, 2025.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-indent: 36pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-indent: 36pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: 1.2; margin: 0pt 0pt 0pt 8pt; text-indent: 36pt;"> The
following table provides information as of October 31, 2024, with respect to
compensation plans (including individual&#160;<span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal;">compensation arrangements) under which our
equity securities are authorized for issuance. </span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-indent: 36pt; line-height: 1.2;"><br/></p>
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<table border="0" cellspacing="0" cellpadding="0" width="100%" style="height: 138px; border-collapse: collapse; margin-left: 0.1px; width: 100%; font-family: 'times new roman'; font-size: 10pt;">
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<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;"> &#160; </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 98px;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;"> &#160; </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 98px;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif; line-height: 1.2; text-align: center;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Number of Class A Common Stock securities to be issued upon exercise of outstanding options, warrants and rights (<span>1</span>)</b></span></p> </td>
<td valign="bottom" style="padding: 0in; height: 98px;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;"> &#160; </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 98px;">
<p style="margin: 0in 1.8pt 0in 0in; text-align: center; font-size: 12pt; font-family: 'Times New Roman', serif; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Number of Class B Common Stock securities to be issued upon exercise of outstanding options, warrants and rights (<span>1</span>)</b></span></p> </td>
<td style="padding: 0in;"><br/></td>
<td valign="bottom" style="padding: 0in; height: 98px;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;"> &#160; </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 98px;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif; line-height: 1.2; text-align: center;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Weighted average exercise price of outstanding Class A Common Stock options, warrants and rights (<span>2</span>)</b></span></p> </td>
<td style="padding: 0in;"><br/></td>
<td valign="bottom" style="padding: 0in; height: 98px;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;"> &#160; </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 98px;">
<p style="margin: 0in 1.8pt 0in 0in; text-align: center; font-size: 12pt; font-family: 'Times New Roman', serif; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Weighted average exercise price of outstanding Class B Common Stock options, warrants and rights (<span>3</span>)</b></span></p> </td>
<td valign="bottom" style="padding: 0in; height: 98px;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;"> &#160; </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 98px;">
<p style="margin: 0in 1.8pt 0in 0in; text-align: center; font-size: 12pt; font-family: 'Times New Roman', serif; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Number of securities remaining available for future issuance under equity compensation plans (excluding securities reflected in columns (a)) (<span>4</span>)</b></span></p> </td> </tr>
<tr style="height: 10px;">
<td valign="bottom" style="padding: 0in; height: 10px; border-bottom: 1px solid #000000;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><b>Plan Category</b></span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; border-bottom: 1px solid #000000;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;"> &#160; </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; border-bottom: 1px solid #000000;">
<p style="margin: 0in 1.8pt 0in 0in; text-align: center; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><b>(a)</b></span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; border-bottom: 1px solid #000000;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;"> &#160; </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; border-bottom: 1px solid #000000;">
<p style="margin: 0in 1.8pt 0in 0in; text-align: center; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><b>(a)</b></span></p> </td>
<td style="padding: 0in; border-bottom: 1px solid #000000;"><br/></td>
<td valign="bottom" style="padding: 0in; height: 10px; border-bottom: 1px solid #000000;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;"> &#160; </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; border-bottom: 1px solid #000000;">
<p style="margin: 0in 1.8pt 0in 0in; text-align: center; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><b>(b)</b></span></p> </td>
<td style="padding: 0in; border-bottom: 1px solid #000000;"><br/></td>
<td valign="bottom" style="padding: 0in; height: 10px; border-bottom: 1px solid #000000;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;"> &#160; </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; border-bottom: 1px solid #000000;">
<p style="margin: 0in 1.8pt 0in 0in; text-align: center; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><b>(b)</b></span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; border-bottom: 1px solid #000000;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;"> &#160; </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; border-bottom: 1px solid #000000;">
<p style="margin: 0in 1.8pt 0in 0in; text-align: center; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><b>(c)</b></span></p> </td> </tr>
<tr style="height: 10px; background-color: #cceeff;">
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; width: 37%;">
<p style="margin: 0in 1.8pt 0in 9pt; text-indent: -9pt; font-size: 12pt; font-family: 'Times New Roman', serif; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Equity compensation plans approved by security holders: </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; width: 1%;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><br/></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; text-align: left; width: 11%;">
<p style="margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif; text-align: right;"><span style="font-size: 10pt; font-family: 'times new roman', times;"> <span>590,940</span> </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; text-align: left; width: 1%;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><br/></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; text-align: left; width: 11%;">
<p style="margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif; text-align: right;"><span style="font-size: 10pt; font-family: 'times new roman', times;"> <span>645,166</span> </span></p> </td>
<td style="padding: 0in; background-color: #cceeff; text-align: left; width: 1%;"><br/></td>
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; text-align: left; width: 1%;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;">$</span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; text-align: left; width: 11%;">
<p style="margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif; text-align: right;"><span style="font-size: 10pt; font-family: 'times new roman', times;"><span>32.04</span> </span></p> </td>
<td style="padding: 0in; background-color: #cceeff; text-align: left; width: 1%;"><br/></td>
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; text-align: left; width: 1%;">
<p style="margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; text-align: left; width: 11%;">
<p style="margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif; text-align: right;"><span style="font-size: 10pt; font-family: 'times new roman', times;"><span>29.98</span> </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; text-align: left; width: 1%;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><br/></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; text-align: left; width: 12%;">
<p style="margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif; text-align: right;"><span style="font-size: 10pt; font-family: 'times new roman', times;"> <span>541,154</span> </span></p> </td> </tr>
<tr style="height: 10px;">
<td valign="bottom" style="padding: 0in; height: 10px;">
<p style="margin: 0in 1.8pt 0in 9pt; text-indent: -9pt; font-size: 12pt; font-family: 'Times New Roman', serif; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Equity compensation plans not approved by security holders: </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;"> &#160; </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px;">
<p style="margin: 0in; text-align: right; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-weight: bold;">-</span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;"> &#160; </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px;">
<p style="margin: 0in; text-align: right; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-weight: bold;">-</span></p> </td>
<td style="padding: 0in;"><br/></td>
<td valign="bottom" style="padding: 0in; height: 10px;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; font-weight: bold;"> &#160; </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px;">
<p style="text-align: right; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-weight: bold;">-</span></p> </td>
<td style="padding: 0in;"><br/></td>
<td valign="bottom" style="padding: 0in; height: 10px;">
<p style="margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; font-weight: bold;"> &#160; </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px;">
<p style="text-align: right; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-weight: bold;">-</span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times;"> &#160; </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px;">
<p style="margin: 0in; text-align: right; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-weight: bold;">-</span></p> </td> </tr>
<tr style="height: 10px; background-color: #cceeff;">
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; border-bottom: 1px solid #000000;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Total </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; border-bottom: 1px solid #000000;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif; text-align: left;"><br/></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; border-bottom: 1px solid #000000;">
<p style="margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif; text-align: right;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> <span>590,940</span> </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; border-bottom: 1px solid #000000;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><br/></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; border-bottom: 1px solid #000000;">
<p style="margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif; text-align: right;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> <span>645,166</span> </span></p> </td>
<td style="padding: 0in; background-color: #cceeff; border-bottom: 1px solid #000000;"><br/></td>
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; border-bottom: 1px solid #000000;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; border-bottom: 1px solid #000000;">
<p style="margin: 0in; text-align: right; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span>32.04</span> </span></p> </td>
<td style="padding: 0in; background-color: #cceeff; border-bottom: 1px solid #000000;"><br/></td>
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; border-bottom: 1px solid #000000;">
<p style="margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; border-bottom: 1px solid #000000;">
<p style="margin: 0in; text-align: right; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span>29.98</span> </span></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; border-bottom: 1px solid #000000;">
<p style="margin: 0in 1.8pt 0in 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><br/></p> </td>
<td valign="bottom" style="padding: 0in; height: 10px; background-color: #cceeff; border-bottom: 1px solid #000000;">
<p style="margin: 0in; text-align: right; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> <span>541,154</span> </span></p> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<table style="width: 100%; margin-left: 0.1px; font-family: 'times new roman'; font-size: 10pt; height: 105px;">
<tbody>
<tr style="height: 31px; text-align: left;">
<td style="width: 1.54697%; vertical-align: top; height: 31px;" valign="top"><span style="font-style: italic;">(1)</span></td>
<td style="width: 98.453%; height: 31px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <i>Includes
the maximum number of shares that are potentially issuable under the PSUs
granted in fiscal year 2024 and the maximum number of shares that are
potentially issuable under the 2023 and 2024 Long-Term Incentive programs under the 2020
Plan.</i></span> <br/></td> </tr>
<tr style="height: 31px; text-align: left;">
<td style="vertical-align: top; height: 31px; width: 1.54697%;" valign="top"><span style="font-style: italic;">(2)</span></td>
<td style="height: 31px; width: 98.453%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <i>Does
not take into account 228,257 shares that may be issued upon the vesting of
restricted stock and performance-based awards discussed in (1) above, nor 1,758
shares of restricted stock vested but not yet issued nor&#160;283,511 shares of
restricted stock deferred due to mandatory hold requirements, in each case,
because they have no exercise price.</i></span> <br/></td> </tr>
<tr style="height: 28px; text-align: left;">
<td style="vertical-align: top; height: 28px; width: 1.54697%;" valign="top"><span style="color: #000000; font-family: 'times new roman'; font-size: 13.3333px; font-style: italic; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">(3)</span></td>
<td style="height: 28px; width: 98.453%;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> <i><span style="line-height: inherit;">Does
not take into account 358,015 shares that may be issued upon the vesting of the
performance-based awards discussed in (1) above nor&#160;233,551 shares of
restricted stock deferred due to mandatory hold requirements, in each case,
because they have no exercise price.</span></i> </span></td> </tr>
<tr style="height: 15px;">
<td style="vertical-align: bottom; height: 15px; width: 1.54697%;">(4)</td>
<td style="height: 15px; width: 98.453%;"><i style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Under the Company&#8217;s equity compensation plans, securities may be issued in either Class A Common Stock or Class B Common Stock.</i></td> </tr> </tbody> </table>
<div style="line-height: 1.2;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><br/></b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><a id="item13" href="#"></a>ITEM <span>13</span></b></span></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs34_91120242317847" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS AND DIRECTOR INDEPENDENCE</b></span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The information called for by Item <span>13</span> is incorporated herein by reference to our definitive proxy statement to be filed pursuant to Regulation <span>14</span>A in connection with our annual meeting of shareholders to be held on March 27, 2025.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><a id="item14" href="#"></a>ITEM <span>14</span></b></span></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs35_9112024231728831" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>PRINCIPAL ACCOUNTANT FEES AND SERVICES</b></span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our independent registered public accounting firm is Deloitte &amp; Touche LLP (PCAOB ID No. <ix:nonNumeric contextRef="D20241031" name="dei:AuditorFirmId" id="Tag12">34</ix:nonNumeric>).</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Further information called for by Item <span>14</span> is incorporated herein by reference to our definitive proxy statement to be filed pursuant to Regulation <span>14</span>A in connection with our annual meeting of shareholders to be held on March 27, 2025.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><a id="part4" href="#"></a><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs36_911202423181735" class="customBookmark">PART IV</a><br/></b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><a id="item15" href="#"></a>ITEM <span>15</span></b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs37_9112024231850440" class="customBookmark">EXHIBITS AND FINANCIAL STATEMENT SCHEDULES</a>&#160; </b></span></p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 23pt; text-indent: 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(a) The following documents are filed as part of this report:</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 54pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<span>1</span>) Consolidated Financial Statements</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 68pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">See the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Index<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span> to the Consolidated Financial Statements commencing on page&#160;<span>63</span>&#160;of this Form 10-K.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-indent: 63pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<span>2</span>) Financial Statement Schedules</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 68pt; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">No schedules have been prepared because the required information of such schedules is not present, is not present in amounts sufficient to require submission of the schedule, or because the required information is included in the financial statements and notes thereto.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-indent: 63pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<span>3</span>) Exhibits</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 68pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">See the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Exhibit Index<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span> beginning on page <span>56</span>&#160;of this Form 10-K.</span></p>
<p style="margin: 0pt 7.5pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div>
<div id="t_ft_ONFU29G1S000000000000000000000b">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>55</span></span></td> </tr> </tbody> </table> </div>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </div> </div>
<p style="margin:0pt"><br/></p><div style="font-family: 'times new roman', times; font-size: 10pt; line-height: 1;"><br/></div>
<div id="Djipfzwfsrjlfqkzxclxatk" style="font-family: 'times new roman', times; font-size: 10pt; line-height: 1;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><b>Exhibits:&#160;</b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 359px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px; width: 5%;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">3(a)</span></p> </td>
<td style="vertical-align: top; height: 17px; width: 95%;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: blue;"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774919005975/ex_139015.htm">Restated Certificate of Incorporation of the Registrant (Incorporated by reference to Exhibits to Current Report on Form&#160;8-K of the Registrant filed March 29, 2019).</a></span></p> </td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">3(b)</span></p> </td>
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774921021800/ex_281653.htm">Amended and Restated Bylaws of the Registrant (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q for the quarter ended July 31, 2021 of the Registrant filed September 9, 2021).</a></span></p> </td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">4(a)</span></p> </td>
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774919005975/ex_139016.htm"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">Specimen Class&#160;A Common Stock Certificate (Incorporated by reference to Exhibits to Current Report on Form<span style="-sec-extract: exhibit; font-family: 'times new roman', times; font-size: 10pt;">&#160;8-K </span><span style="font-family: 'times new roman', times; font-size: 10pt; font-weight: normal;">of the Registrant&#160;</span>filed March 29, 2019).</span></a></p> </td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">4(b)</span></p> </td>
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774919005975/ex_139017.htm" style="color: blue;">Specimen Class B Common Stock Certificate (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed March 29, 2019).</a></p> </td> </tr>
<tr style="height: 19px;">
<td style="vertical-align: top; height: 19px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">4(c)</span></p> </td>
<td style="vertical-align: top; height: 19px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000110465905032309/a05-11774_2ex4d1.htm">Certificate of Designations, Powers, Preferences and Rights of the 7.625% Series&#160;A Preferred Stock of Hovnanian Enterprises,&#160;Inc., dated July&#160;12, 2005 (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed July 13, 2005).</a></span></p> </td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">4(d)</span></p> </td>
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000035729408000034/ex4bcertseriesb.htm"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">Certificate of Designations of the Series&#160;B Junior Preferred Stock of Hovnanian Enterprises,&#160;Inc., dated August&#160;14, 2008 (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant&#160;for the quarter ended July 31, 2008 filed September 8, 2008).</span></a></p> </td> </tr>
<tr style="height: 34px;">
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">4(e)</span></p> </td>
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000035729408000032/rightsagreementexhibit.htm">Rights Agreement, dated as of August&#160;14, 2008, between Hovnanian Enterprises,&#160;Inc. and National City Bank, as Rights Agent, which includes the Form of Certificate of Designation as Exhibit&#160;A, Form of Right Certificate as Exhibit&#160;B and the Summary of Rights as Exhibit&#160;C (Incorporated by reference to Exhibits to the Registration Statement on Form 8-A of the Registrant filed August 14, 2008).</a></span></p> </td> </tr>
<tr style="height: 34px;">
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">4(f)</span></p> </td>
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774918000530/ex_102887.htm">Amendment No. 1 to Rights Agreement, dated as of January 11, 2018, between Hovnanian Enterprises, Inc. and Computershare Trust Company, N.A (as successor to National City Bank), as Rights Agent, which includes the amended and restated Form of Rights Certificate as Exhibit 1 and the amended and restated Summary of Rights as Exhibit 2 (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed January 11, 2018).</a></span></p> </td> </tr>
<tr style="height: 34px;">
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">4(g)</span></p> </td>
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774921000881/ex_220860.htm">Amendment No. 2 to Rights Agreement, dated as of January 18, 2021, between Hovnanian Enterprises, Inc. and Computershare Trust Company, N.A (as successor to National City Bank), as Rights Agent, which includes the amended and restated Form of Rights Certificate as Exhibit 1 and the amended and restated Summary of Rights as Exhibit 2 (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed January 19, 2021).</a></span></p> </td> </tr>
<tr style="height: 34px;">
<td style="vertical-align: top; height: 34px;">4(h)</td>
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774924001208/ex_614017.htm" style="color: blue;">Amendment No.
3 to Rights Agreement, dated as of January 11, 2024, between Hovnanian Enterprises,
Inc. and Computershare Trust Company, N.A (as successor to National City Bank),
as Rights Agent, which includes the amended and restated Form of Rights
Certificate as Exhibit 1 and the amended and restated Summary of Rights as
Exhibit 2 (Incorporated by reference to Exhibits to Current Report on Form 8-K
of the Registrant filed January 11, 2024). </a></span></p> </td> </tr>
<tr style="height: 34px;">
<td style="vertical-align: top; height: 34px;"><span style="font-family: 'times new roman', times; line-height: inherit;">4(i)</span></td>
<td style="vertical-align: top; height: 34px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774918001576/ex_104143.htm">Indenture, dated as of February 1, 2018, relating to the 13.5% Senior Notes due 2026 and 5.0% Senior Notes due 2040, by and among K. Hovnanian Enterprises, Inc., Hovnanian Enterprises, Inc., the other guarantors party thereto and Wilmington Trust, National Association, as Trustee, including the forms of 13.5% Senior Notes due 2026 and 5.0% Senior Notes due 2040 (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed February 2, 2018).</a></span></td> </tr>
<tr style="height: 34px;">
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">4(j)</span></p> </td>
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774918010943/ex_115500.htm">Second Supplemental Indenture, dated as of May 30, 2018, relating to the 13.5% Senior Notes due 2026 and 5.0% Senior Notes due 2040, among K. Hovnanian Enterprises, Inc., Hovnanian Enterprises, Inc., the other guarantors party thereto and Wilmington Trust, National Association, as trustee (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed May 30, 2018).</a></span></p> </td> </tr>
<tr style="height: 34px;">
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">4(k)</span></p> </td>
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774919021073/ex_161510.htm">Sixth Supplemental Indenture, dated as of October 31, 2019, relating to the 13.5% Senior Notes due 2026 and 5.0% Senior Notes due 2040, among K. Hovnanian Enterprises, Inc., Hovnanian Enterprises, Inc., the other guarantors party thereto and Wilmington Trust, National Association, as trustee (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed October 31, 2019).</a></span></p> </td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">4(l)</span></p> </td>
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774923026652/ex_571998.htm">Indenture, dated as of October 5, 2023, relating to the 8.0% Senior Secured 1.125 Lien Notes due 2028, among K. Hovnanian Enterprises, Inc., Hovnanian Enterprises, Inc., the other guarantors party thereto and Wilmington Trust, National Association, as trustee and collateral agent, including the form of 8.0% Senior Secured 1.125 Lien Notes due 2028 (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed September 25, 2023).</a></span></p> </td> </tr> </tbody> </table>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 103px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 47px;">
<td style="vertical-align: top; height: 47px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">4(m)</span></p> </td>
<td style="vertical-align: top; height: 47px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774923026652/ex_572272.htm">Indenture, dated as of October 5, 2023, relating to the 11.75% Senior Secured 1.25 Lien Notes due 2029, among K. Hovnanian Enterprises, Inc., Hovnanian Enterprises, Inc., the other guarantors party thereto and Wilmington Trust, National Association, as trustee and collateral agent, including the form of 11.75% Senior Secured 1.25 Lien Notes due 2029 (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed September 25, 2023).</a></span></p> </td> </tr>
<tr style="height: 15px;">
<td style="vertical-align: top; height: 15px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">4(n)</span></p> </td>
<td style="vertical-align: top; height: 15px;">
<p style="font-family: 'times new roman', times; line-height: inherit;"><a href="ex4N_1.htm" class="LinkedExhibit" style="-sec-extract: exhibit;"><span style="font-family: 'times new roman', times; line-height: inherit;">Description of the Registrant&#8217;s securities.</span></a></p> </td> </tr>
<tr style="height: 31px;">
<td style="vertical-align: top; height: 31px; width: 5%;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(a)</span></p> </td>
<td style="vertical-align: top; height: 31px; width: 95%;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774923026652/ex_572317.htm">Third Amendment, dated as of September 25, 2023, to the Credit Agreement, dated as of October 31, 2019, among K. Hovnanian Enterprises, Inc., Hovnanian Enterprises, Inc., the subsidiary guarantors named therein, Wilmington Trust, National Association, as Administrative Agent, and the lenders party thereto (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed September 25, 2023).</a></span></p> </td> </tr> </tbody> </table>
<div>
<p style="margin:0pt"><br/></p>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>56</span></span></td> </tr> </tbody> </table>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> <br/>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 10px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 10px;">
<td style="vertical-align: top; height: 10px; width: 5%;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(b)</span></p> </td>
<td style="vertical-align: top; height: 10px; width: 95%;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774919021073/ex_161223.htm">Security Agreement, dated as of October 31, 2019, relating to Senior Secured Revolving Credit Facility, made by K. Hovnanian Enterprises, Inc., Hovnanian Enterprises, Inc. and the other guarantors party thereto in favor of Wilmington Trust, National Association, as Administrative Agent and Joint First Lien Collateral Agent (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed October 31, 2019).</a></span></p> </td> </tr> </tbody> </table>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 41px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 10px;">
<td style="vertical-align: top; height: 10px; width: 5%;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(c)</span></p> </td>
<td style="vertical-align: top; height: 10px; width: 95%;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774918001576/ex_104065.htm">$212,500,000 Credit Agreement, dated as of January 29, 2018, by and among K. Hovnanian Enterprises Inc., Hovnanian Enterprises, Inc., the other guarantors party thereto, Wilmington Trust, National Association, as Administrative Agent, and the lenders party thereto (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed February 2, 2018).</a></span></p> </td> </tr>
<tr style="height: 31px;">
<td style="vertical-align: top; height: 31px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(d)</span></p> </td>
<td style="vertical-align: top; height: 31px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774919024166/ex_167025.htm">Credit Agreement, dated as of December 10, 2019, relating to the 1.75 Lien Term Loans, among K. Hovnanian Enterprises, Inc., Hovnanian Enterprises, Inc., the subsidiary guarantors named therein, Wilmington Trust, National Association, as Administrative Agent, and the lenders party thereto (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed December 11, 2019).</a></span></p> </td> </tr> </tbody> </table>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr>
<td style="vertical-align: top;">10(e)</td>
<td style="vertical-align: top;">
<p style="margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;"><span style="color: windowtext; text-decoration: none; text-underline: none;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000175392624001013/ex101_1.htm" style="color: blue;">First Amendment to the Credit Agreement, dated as of May 21, 2024, relating to the 1.75 Lien Term Loans, among K. Hovnanian Enterprises, Inc., Hovnanian Enterprises, Inc., the subsidiary guarantors named therein, Wilmington Trust, National Association, as Administrative Agent, and the lenders party thereto (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed May 22, 2024).</a></span></span></p> </td> </tr>
<tr>
<td style="vertical-align: top; width: 5%;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(f)*</span></p> </td>
<td style="vertical-align: top; width: 95%;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">Management Agreement dated August&#160;12, 1983, for the management of properties by K.&#160;Hovnanian Investment Properties,&#160;Inc. (Incorporated by reference to Exhibits to Registration Statement (No. 2-85198) on Form S-1 of the Registrant).</span></p> </td> </tr>
<tr>
<td style="vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(g)*</span></p> </td>
<td style="vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000035729404000006/d13744-ex10g.htm">Management Agreement dated December&#160;15, 1985, for the management of properties by K.&#160;Hovnanian Investment Properties,&#160;Inc. (Incorporated by reference to Exhibits to Annual Report on Form 10-K of the Registrant&#160;for the year ended October 31, 2003 filed January 21, 2004).</a></span></p> </td> </tr>
<tr>
<td style="vertical-align: top;">10(h)*</td>
<td style="vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774923034783/ex_606399.htm"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">Executive
Deferred Compensation Plan as amended and restated on January 1, 2022
(Incorporated by reference to Exhibits to Annual Report on Form 10-K of the
Registrant for the year ended October 31, 2023 filed December 18, 2023).</span></a></p> </td> </tr>
<tr>
<td style="vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(i)*</span></p> </td>
<td style="vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000035729406000030/aradisability22006.txt">Death and Disability Agreement between the Registrant and Ara K.&#160;Hovnanian, dated February&#160;2, 2006 (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended January 31, 2006 filed March 10, 2006).</a></span></p> </td> </tr>
<tr>
<td style="vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(j)*</span></p> </td>
<td style="vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774912002109/ex10c.htm">Form of Change in Control Severance Protection Agreement entered into with Brad G. O&#8217;Connor (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended January 31, 2012 filed March 8, 2012).</a></span></p> </td> </tr>
<tr>
<td style="vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(k)*</span></p> </td>
<td style="vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: blue;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774914016587/ex10-e.htm">Form of Incentive Stock Option Agreement (2014 grants and thereafter) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2014 filed September 5, 2014).</a></span></p> </td> </tr>
<tr>
<td style="vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(l)*</span></p> </td>
<td style="vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774914016587/ex10-g.htm">Form of Stock Option Agreement for Directors (2014 grants and thereafter) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2014 filed September 5, 2014).</a></span></p> </td> </tr>
<tr>
<td style="vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(m)*</span></p> </td>
<td style="vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774919001731/hov20190123_def14a.htm">2012 Hovnanian Enterprises, Inc. Amended and Restated Stock Incentive Plan (Incorporated by reference to Appendix A to the Registrant&#8217;s definitive Proxy Statement on Schedule 14A filed February 4, 2019).</a></span></p> </td> </tr>
<tr>
<td style="vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(n)*</span></p> </td>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774920019350/ex_201646.htm"><span style="text-decoration: underline; line-height: inherit; color: blue;">Form of 2020 Long-Term Incentive Program Award Agreement (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2020 filed September 4, 2020).</span></a></span></td> </tr>
<tr>
<td style="vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(o)*</span></p> </td>
<td style="vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774915004832/ex10-a.htm">Form of Letter Agreement Relating to Change in Control Severance Protection Agreement entered into with Brad G. O&#8217;Connor (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended January 31, 2015 filed March 12, 2015).</a></span></p> </td> </tr>
<tr>
<td style="vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(p)*</span></p> </td>
<td style="vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774916038532/ex10-g.htm">Premium-Priced Incentive Stock Option Agreement Class A (2016 grants and thereafter)&#160;(Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2016 filed September 9, 2016).</a></span></p> </td> </tr> </tbody> </table>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 30px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 20px;">
<td style="vertical-align: top; height: 20px; width: 5%;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(q)*</span></p> </td>
<td style="vertical-align: top; height: 20px; width: 95%;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774916038532/ex10-h.htm">Premium-Priced Non-qualified Stock Option Agreement Class B (2016 grants and thereafter)&#160;(Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2016 filed September 9, 2016).</a></span></p> </td> </tr>
<tr style="height: 10px;">
<td style="vertical-align: top; height: 10px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(r)*</span></p> </td>
<td style="vertical-align: top; height: 10px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774916038532/ex10-i.htm">Incentive Stock Option Agreement Class A (2016 grants and thereafter)&#160;(Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2016 filed September 9, 2016).</a></span></p> </td> </tr> </tbody> </table>
<div><br/>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt; height: 15px;">
<tbody>
<tr style="height: 15px;">
<td class="pgno" style="padding: 0px; text-align: center; height: 15px;"><span style="font-size: 10pt;" class="pageno"><span>57</span></span></td> </tr> </tbody> </table>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> <br/>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 275px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px; width: 5%;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(s)*</span></p> </td>
<td style="vertical-align: top; height: 17px; width: 95%;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774918016802/ex_123679.htm">Premium-Priced Incentive Stock Option Agreement Class A (2018 grants and thereafter) (Incorporated by reference to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2018 filed September 10, 2018).</a></span></p> </td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(t)*</span></p> </td>
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774918016802/ex_123680.htm">Premium-Priced Non-Qualified Stock Option Agreement Class B (2018 grants and thereafter) (Incorporated by reference to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2018 filed September 10, 2018).</a></span></p> </td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(u)*</span></p> </td>
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774918016802/ex_123681.htm">Incentive Stock Option Agreement Class A (2018 grants and thereafter) (Incorporated by reference to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2018 filed September 10, 2018).</a></span></p> </td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(v)*</span></p> </td>
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774918016802/ex_123682.htm">Non-Qualified Stock Option Agreement Class B (2018 grants and thereafter) (Incorporated by reference to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2018 filed September 10, 2018).</a></span></p> </td> </tr>
<tr style="height: 34px;">
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(w)</span></p> </td>
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774919021073/ex_161072.htm">Trademark Security Agreement, dated as of October 31, 2019, relating to Senior Secured Revolving Credit Facility, made by K. HOV IP II, Inc. in favor of Wilmington Trust, National Association, as Administrative Agent (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed October 31, 2019).</a></span></p> </td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(x)</span></p> </td>
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774923034783/ex_605281.htm"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">Trademark
Security Agreement, dated as of October 5, 2023, by K. HOV IP, II, Inc., in
favor of Wilmington Trust, National Association, as Administrative Agent and as
Joint First Lien Collateral Agent (Incorporated by reference to Exhibits to
Annual Report on Form 10-K of the Registrant for the year ended October 31,
2023 filed December 18, 2023).</span> </a></p> </td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(y)</span></p> </td>
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774923034783/ex_605282.htm"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">Copyright
Security Agreement, dated as of October 5, 2023, by K. HOV IP, II, Inc., in
favor of Wilmington Trust, National Association, as Administrative Agent and as
Joint First Lien Collateral Agent (Incorporated by reference to Exhibits to
Annual Report on Form 10-K of the Registrant for the year ended October 31,
2023 filed December 18, 2023).</span> </a></p> </td> </tr>
<tr style="height: 34px;">
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(z)</span></p> </td>
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774923034783/ex_605283.htm"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">1.125
Lien Security Agreement, dated as of October 5, 2023, relating to the 8.0%
Senior Secured 1.125 Lien Notes due 2028, made by K. Hovnanian Enterprises,
Inc., Hovnanian Enterprises, Inc. and the other guarantors party thereto in
favor of Wilmington Trust, National Association, as 1.125 Lien Collateral Agent
and as Joint First Lien Collateral Agent (Incorporated by reference to Exhibits
to Annual Report on Form 10-K of the Registrant for the year ended October 31,
2023 filed December 18, 2023).</span> </a></p> </td> </tr>
<tr style="height: 34px;">
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(aa<span style="color: #000000;">)</span></span></p> </td>
<td style="vertical-align: top; height: 34px; margin: 0pt; text-align: left;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774923034783/ex_605284.htm"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">1.125
Lien Pledge Agreement, dated as of October 5, 2023, relating to the 8.0% Senior
Secured 1.125 Lien Notes due 2028, given by K. Hovnanian Enterprises, Inc.,
Hovnanian Enterprises, Inc. and the other guarantors party thereto in favor of
Wilmington Trust, National Association, as 1.125 Lien Collateral Agent and as
Joint First Lien Collateral Agent (Incorporated by reference to Exhibits to
Annual Report on Form 10-K of the Registrant for the year ended October 31,
2023 filed December 18, 2023).</span> </a></p> </td> </tr>
<tr style="height: 34px;">
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(bb)</span></p> </td>
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774923034783/ex_605285.htm"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">1.125
Lien Trademark Security Agreement, dated as of October 5, 2023, by K. HOV IP,
II, Inc., in favor of Wilmington Trust, National Association, as 1.125 Lien
Collateral Agent and as Joint First Lien Collateral Agent (Incorporated by
reference to Exhibits to Annual Report on Form 10-K of the Registrant for the
year ended October 31, 2023 filed December 18, 2023).</span> </a></p> </td> </tr> </tbody> </table>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 175px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px; width: 5%;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(cc)</span></p> </td>
<td style="vertical-align: top; height: 17px; width: 95%;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774923034783/ex_605286.htm"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">1.125
Lien Copyright Security Agreement, dated as of October 5, 2023, by K. HOV IP,
II, Inc., in favor of Wilmington Trust, National Association, as 1.125 Lien
Collateral Agent and as Joint First Lien Collateral Agent (Incorporated by
reference to Exhibits to Annual Report on Form 10-K of the Registrant for the
year ended October 31, 2023 filed December 18, 2023).</span> </a></p> </td> </tr>
<tr style="height: 34px;">
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(dd)</span></p> </td>
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774923034783/ex_605287.htm"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">1.25
Lien Security Agreement, dated as of October 5, 2023, relating to the 11.75%
Senior Secured 1.25 Lien Notes due 2029, made by K. Hovnanian Enterprises,
Inc., Hovnanian Enterprises, Inc. and the other guarantors party thereto in
favor of Wilmington Trust, National Association, as 1.25 Lien Collateral Agent
and as Joint First Lien Collateral Agent (Incorporated by reference to Exhibits
to Annual Report on Form 10-K of the Registrant for the year ended October 31,
2023 filed December 18, 2023).</span> </a></p> </td> </tr>
<tr style="height: 34px;">
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(ee)</span></p> </td>
<td style="vertical-align: top; height: 34px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774923034783/ex_605288.htm"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">1.25
Lien Pledge Agreement, dated as of October 5, 2023, relating to the 11.75%
Senior Secured 1.25 Lien Notes due 2029, given by K. Hovnanian Enterprises,
Inc., Hovnanian Enterprises, Inc. and the other guarantors party thereto in
favor of Wilmington Trust, National Association, as 1.25 Lien Collateral Agent
and as Joint First Lien Collateral Agent (Incorporated by reference to Exhibits
to Annual Report on Form 10-K of the Registrant for the year ended October 31,
2023 filed December 18, 2023).</span> </a></p> </td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(ff)</span></p> </td>
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774923034783/ex_605289.htm"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">1.25
Lien Trademark Security Agreement, dated as of October 5, 2023, by K. HOV IP,
II, Inc., in favor of Wilmington Trust, National Association, as 1.25 Lien
Collateral Agent and as Joint First Lien Collateral Agent (Incorporated by
reference to Exhibits to Annual Report on Form 10-K of the Registrant for the
year ended October 31, 2023 filed December 18, 2023).</span> </a></p> </td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(gg)</span></p> </td>
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774923034783/ex_605290.htm"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">1.25
Lien Copyright Security Agreement, dated as of October 5, 2023, by K. HOV IP,
II, Inc., in favor of Wilmington Trust, National Association, as 1.25 Lien
Collateral Agent and as Joint First Lien Collateral Agent (Incorporated by
reference to Exhibits to Annual Report on Form 10-K of the Registrant for the
year ended October 31, 2023 filed December 18, 2023).</span> </a></p> </td> </tr>
<tr style="height: 36px;">
<td style="vertical-align: top; height: 36px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(hh)</span></p> </td>
<td style="vertical-align: top; height: 36px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774919021073/ex_161225.htm">First Lien Collateral Agency Agreement, dated as of October 31, 2019, among K. Hovnanian Enterprises, Inc., Hovnanian Enterprises, Inc., the other guarantors party thereto and Wilmington Trust, National Association, as Administrative Agent, 1.125 Lien Collateral Agent, 1.25 Lien Collateral Agent, 1.5 Lien Collateral Agent and Joint First Lien Collateral Agent (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed October 31, 2019).</a></span></p> </td> </tr>
<tr style="height: 20px;">
<td style="vertical-align: top; height: 20px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(ii)</span></p> </td>
<td style="vertical-align: top; height: 20px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774919021073/ex_161966.htm">First Lien Intercreditor Agreement, dated as of October 31, 2019, among K. Hovnanian Enterprises, Inc., Hovnanian Enterprises, Inc., the other guarantors party thereto and Wilmington Trust, National Association, as Administrative Agent, 1.125 Lien Trustee, 1.125 Lien Collateral Agent, 1.25 Lien Trustee, 1.25 Lien Collateral Agent, 1.5 Lien Trustee, 1.5 Lien Collateral Agent and Joint First Lien Collateral Agent (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed October 31, 2019).</a></span></p> </td> </tr> </tbody> </table>
<div>
<p style="margin:0pt"><br/></p>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>58</span></span></td> </tr> </tbody> </table>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> <br/>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 130px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 18px;">
<td style="vertical-align: top; height: 18px;">10(jj)</td>
<td style="vertical-align: top; height: 18px;">
<p style="margin-right: 0in; margin-left: 0in; font-size: 12pt; font-family: 'Times New Roman', serif; line-height: 1;"><span style="font-size: 10pt; line-height: inherit;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774919024166/ex_167026.htm" style="color: blue;"><span style="font-family: 'times new roman', times; line-height: inherit;">1.75 Lien Security Agreement, dated as of December 10, 2019, relating to the 10.000% Senior Secured 1.75 Lien Notes due 2025 and the 1.75 Lien Term Loans, made by K. Hovnanian Enterprises, Inc., Hovnanian Enterprises, Inc. and the subsidiary guarantors named therein in favor of Wilmington Trust, National Association, as 1.75 Pari Passu Lien Collateral Agent, and Wilmington Trust, National Association, as Joint First Lien Collateral Agent, Administrative Agent and 1.75 Lien Collateral Agent (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed December 11, 2019).</span></a></span></p> </td> </tr>
<tr style="height: 31px;">
<td style="vertical-align: top; height: 31px; width: 5%;">10(kk)</td>
<td style="vertical-align: top; height: 31px; width: 95%;">
<p style="margin-right: 0in; margin-left: 0in; font-size: 12pt; font-family: 'Times New Roman', serif; line-height: 1;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774919024166/ex_167027.htm"><span style="font-size: 10pt; line-height: inherit; color: blue;">1.75 Lien Pledge Agreement, dated as of December 10, 2019, relating to the 10.000% Senior Secured 1.75 Lien Notes due 2025 and the 1.75 Lien Term Loans, given by K. Hovnanian Enterprises, Inc., Hovnanian Enterprises, Inc. and the subsidiary guarantors named to Wilmington Trust, National Association, as 1.75 Pari Passu Lien Collateral Agent, and Wilmington Trust, National Association, as Joint First Lien Collateral Agent (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed December 11, 2019).</span></a></p> </td> </tr>
<tr style="height: 26px;">
<td style="vertical-align: top; height: 26px;">10(ll)</td>
<td style="vertical-align: top; height: 26px;">
<p style="margin-right: 0in; margin-left: 0in; font-size: 12pt; font-family: 'Times New Roman', serif; line-height: 1;"><span style="font-size: 10pt; line-height: inherit;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774919024166/ex_167028.htm"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">1.75 Lien Trademark Security Agreement, dated as of December 10, 2019, by K. HOV IP, II, Inc., in favor of Wilmington Trust, National Association, as 1.75 Pari Passu Lien Collateral Agent (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed December 11, 2019).</span></a></span></p> </td> </tr>
<tr style="height: 55px;">
<td style="vertical-align: top; height: 55px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(mm)</span></p> </td>
<td style="vertical-align: top; height: 55px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774919024166/ex_167029.htm">Joinder No. 1, dated as of December 10, 2019, to the First Lien Intercreditor Agreement and First Lien Collateral Agency Agreement, each dated as of October 31, 2019, among Wilmington Trust, National Association, as 1.75 Lien Trustee and 1.75 Pari Passu Lien Collateral Agent, and acknowledged by Wilmington Trust, National Association, as 1.75 Lien Collateral Agent, with acknowledged receipt by Wilmington Trust, National Association, as Senior Credit Agreement Administrative Agent, 1.125 Lien Trustee, 1.125 Lien Collateral Agent, 1.25 Lien Trustee, 1.25 Lien Collateral Agent, 1.5 Lien Trustee, 1.5 Lien Collateral Agent and Joint First Lien Collateral Agent (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed December 11, 2019).</a></span></td> </tr> </tbody> </table>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 10px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 10px;">
<td style="vertical-align: top; height: 10px; width: 5%;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(nn)</span></p> </td>
<td style="vertical-align: top; height: 10px; width: 95%;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774919024166/ex_167030.htm">Joinder No. 2, dated as of December 10, 2019, to the First Lien Intercreditor Agreement and First Lien Collateral Agency Agreement, each dated as of October 31, 2019, among Wilmington Trust, National Association, as Administrative Agent and 1.75 Pari Passu Lien Collateral Agent, with acknowledged receipt by the Senior Credit Agreement Administrative Agent, 1.125 Lien Trustee, 1.125 Lien Collateral Agent, 1.25 Lien Trustee, 1.25 Lien Collateral Agent, 1.5 Lien Trustee, 1.5 Lien Collateral Agent and Joint First Lien Collateral Agent (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed December 11, 2019).</a></span></p> </td> </tr> </tbody> </table>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr>
<td style="vertical-align: top; width: 5%;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(oo)</span></td>
<td style="vertical-align: top; width: 95%;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774923034783/ex_605308.htm"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">Joinder No. 3, dated as of October 5, 2023, to the First Lien Intercreditor Agreement and First Lien Collateral Agency Agreement, each dated as of October 31, 2019, among Wilmington Trust, National Association, as 1.125 Lien Trustee and
1.125 Lien Collateral Agent, with acknowledged receipt by the Senior Credit Agreement Collateral Agent, 1.25 Lien Trustee, 1.25 Lien Collateral Agent, 1.75 Lien Trustee, 1.75 Lien Collateral Agent and Joint First Lien Collateral Agent (Incorporated by reference to Exhibits to Annual Report on Form 10-K of the Registrant for the year ended October 31, 2023 filed December 18,
2023).</span></a></p> <span style="font-family: 'times new roman', times; line-height: inherit;"> </span></td> </tr>
<tr>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(pp)</span></td>
<td style="vertical-align: top;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774923034783/ex_605292.htm"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">Joinder No. 4, dated as of October 5, 2023, to the First Lien Intercreditor Agreement and First Lien Collateral Agency Agreement, each dated as of October 31, 2019, among Wilmington Trust, National Association, as 1.25 Lien Trustee and 1.25 Lien Collateral Agent, with acknowledged receipt by the Senior Credit Agreement Collateral Agent, 1.125 Lien Trustee, 1.125 Lien Collateral Agent, 1.75 Lien Trustee, 1.75 Lien Collateral Agent and Joint First Lien Collateral Agent (Incorporated by reference to Exhibits to Annual Report on Form 10-K of the Registrant for the year ended October 31, 2023 filed December 18, 2023).</span></a></p> <span style="font-family: 'times new roman', times; line-height: inherit;"> </span></td> </tr>
<tr>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(qq)*</span></td>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774920019350/ex_201641.htm">Form of 2020 Performance Share Unit Agreement (Class A) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2020 filed September&#160;4, 2020).</a></span></td> </tr>
<tr>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(rr)*</span></td>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774920019350/ex_201642.htm">Form of 2020 Performance Share Unit Agreement (Class B) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2020 filed September 4, 2020).</a></span></td> </tr>
<tr>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(ss)*</span></td>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774920019350/ex_201643.htm">Form of 2020 Associate Restricted Share Unit Agreement (Class A) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2020 filed September 4, 2020).</a></span></td> </tr>
<tr>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(tt)*</span></td>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774920019350/ex_201644.htm">Form of 2020 Associate Restricted Share Unit Agreement (Class B) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2020 filed September 4, 2020).</a></span></td> </tr>
<tr>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(uu)*</span></td>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774920019350/ex_201645.htm">Form of Director Restricted Share Unit Agreement (Class A) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2020 filed September 4, 2020).</a></span></td> </tr>
<tr>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(vv)*</span></td>
<td style="vertical-align: top; color: blue;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774921021800/ex_281610.htm">Form of 2021 Performance Share Unit Agreement - EBIT (Class A) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2021 filed September 9, 2021).</a></span></td> </tr>
<tr>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(ww)*</span></td>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774921021800/ex_281611.htm">Form of 2021 Performance Share Unit Agreement - EBIT (Class B) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2021 filed September 9, 2021).</a></span></td> </tr>
<tr>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(xx)*</span></td>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774921021800/ex_281612.htm">Form of 2021 Performance Share Unit Agreement - Relative EBIT ROI (Class A) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2021 filed September 9, 2021).</a></span></td> </tr>
<tr>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(yy)*</span></td>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774921021800/ex_281613.htm">Form of 2021 Performance Share Unit Agreement - Relative EBIT ROI (Class B) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2021 filed September 9, 2021).</a></span></td> </tr>
<tr>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(zz)*</span></td>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774921021800/ex_281615.htm">Form of 2021 Long-Term Incentive Program Award Agreement (Class A) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2021 filed September 9, 2021).</a></span></td> </tr>
<tr>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(aaa)*</span></td>
<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774921021800/ex_281616.htm">Form of 2021 Long-Term Incentive Program Award Agreement (Class B) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2021 filed September 9, 2021).</a></span></td> </tr> </tbody> </table>
<div>
<p style="margin:0pt"><br/></p>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>59</span></span></td> </tr> </tbody> </table>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> <br/>
<table style="height: 95px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse; margin-left: 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 10px;">
<td style="vertical-align: top; height: 10px; width: 5%;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(bbb)*</span></td>
<td style="vertical-align: top; height: 10px; width: 95%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774922005398/ex_324392.htm">Form of 2022 Long-Term Incentive Program Award Agreement (Class A) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended January 31, 2022 filed March 7, 2022).</a></span></td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(ccc)*</span></td>
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774922005398/ex_324393.htm">Form of 2022 Long-Term Incentive Program Award Agreement (Class B) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended January 31, 2022 filed March 7, 2022).</a></span></td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(ddd)*</span></td>
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774922007566/ex_352408.htm">Second Amended and Restated 2020 Hovnanian Enterprises, Inc. Stock Incentive Plan (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed March 29, 2022).</a></span></td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">10(eee)*</td>
<td style="vertical-align: top; height: 17px;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774924009053/ex_643175.htm" style="color: blue;">Third Amended and Restated 2020 Hovnanian&#160;Enterprises, Inc. Stock Incentive Plan (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed March 22, 2024).</a></td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(fff)*</span></td>
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774922021901/ex_418802.htm">Form of 2022 Performance Share Unit Agreement &#8211; EBIT (Class A) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2022 filed September 6, 2022).</a></span></td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(ggg)*</span></td>
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774922021901/ex_418803.htm">Form of 2022 Performance Share Unit Agreement &#8211; EBIT (Class B) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2022 filed September 6, 2022).</a></span></td> </tr> </tbody> </table>
<table style="height: 95px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px; width: 5%;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(hhh)*</span></td>
<td style="vertical-align: top; height: 17px; width: 95%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774922021901/ex_418804.htm">Form of 2022 Performance Share Unit Agreement &#8211; EBIT ROI (Class A) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2022 filed September 6, 2022).</a></span></td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(iii)*</span></td>
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774922021901/ex_418805.htm">Form of 2022 Performance Share Unit Agreement &#8211; EBIT ROI (Class B) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant&#160;for the quarter ended July 31, 2022 filed September 6, 2022).</a></span></td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(jjj)*</span></td>
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774922021901/ex_418807.htm">Form of 2022 Performance Share Unit Agreement &#8211; National Contracts Savings Performance Vesting (Class A) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2022 filed September 6, 2022).</a></span></td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(kkk)*</span></td>
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774922021901/ex_418808.htm">Form of 2022 Performance Share Unit Agreement &#8211; KHDS Savings Performance Vesting (Class A)&#160;(Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2022 filed September 6, 2022).</a></span></td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(lll)*</span></td>
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774922021901/ex_418809.htm">Restricted Share Unit Agreement Class A (2022 grants and thereafter) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2022 filed September 6, 2022).</a></span></td> </tr>
<tr style="height: 10px;">
<td style="vertical-align: top; height: 10px;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(mmm)*</span></td>
<td style="vertical-align: top; height: 10px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774922021901/ex_418810.htm">Director Restricted Share Unit Agreement Class A (2022 grants and thereafter) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2022 filed September 6, 2022).</a></span></td> </tr> </tbody> </table>
<table style="height: 235px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px; width: 5%;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(nnn)*</span></td>
<td style="vertical-align: top; height: 17px; width: 95%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774922029364/ex_457104.htm">Form of 2019 Associate Incentive Stock Option Agreement &#8211; Premium Priced (Class A) (Incorporated by reference to Exhibits to Annual Report on Form 10-K of the Registrant for the year ended October 31, 2022 filed December 19, 2022).</a></span></td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(ooo)*</span></td>
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774922029364/ex_457105.htm">Form of 2019 Associate Non-Qualified Stock Option Agreement &#8211; Premium Priced (Class B) (Incorporated by reference to Exhibits to Annual Report on Form 10-K of the Registrant for the year ended October 31, 2022 filed December 19, 2022).</a></span></td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(ppp)*</span></td>
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774922029364/ex_457106.htm">Form of 2019 Associate Incentive Stock Option Agreement (Class A) (Incorporated by reference to Exhibits to Annual Report on Form 10-K of the Registrant for the year ended October 31, 2022 filed December 19, 2022).</a></span></td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(qqq)*</span></td>
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774922029364/ex_457107.htm">Form of 2019 Associate Non-Qualified Stock Option Agreement (Class B) (Incorporated by reference to Exhibits to Annual Report on Form 10-K of the Registrant for the year ended October 31, 2022 filed December 19, 2022).</a></span></td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(rrr)*</span></td>
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774922029364/ex_457110.htm">Form of 2016 Non-Qualified Stock Option Agreement (Class B) (Incorporated by reference to Exhibits to Annual Report on Form 10-K of the Registrant for the year ended October 31, 2022 filed December 19, 2022).</a></span></td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(sss)*</span></td>
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774922029364/ex_457111.htm">Form of 2021 Associate Restricted Share Unit Agreement (Class A) (Incorporated by reference to Exhibits to Annual Report on Form 10-K of the Registrant for the year ended October 31, 2022 filed December 19, 2022).</a></span></td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(ttt)*</span></td>
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774923005546/ex_482039.htm">Form of 2023 Long-Term Incentive Program Award Agreement (Class A) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended January 31, 2023 filed March 6, 2023).</a></span></td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(uuu)*</span></td>
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774923005546/ex_482040.htm">Form of 2023 Long-Term Incentive Program Award Agreement (Class B) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended January 31, 2023 filed March 6, 2023).</a></span></td> </tr>
<tr style="height: 24px;">
<td style="vertical-align: top; height: 24px;">10(vvv)*</td>
<td style="vertical-align: top; height: 24px;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000175392624000450/ex10a_1.htm"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">Form of 2024 Long-Term Incentive Program Award Agreement (Class A) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended January 31, 2024 filed March 1, 2024).</span></a> </td> </tr>
<tr style="height: 24px;">
<td style="vertical-align: top; height: 24px;">10(www)*</td>
<td style="vertical-align: top; height: 24px; color: blue;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000175392624000450/ex10b_2.htm" style="color: blue;"><span style="font-family: 'times new roman', times; line-height: inherit;">Form of 2024 Long-Term Incentive Program Award Agreement (Class B) (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended January 31, 2024 filed March 1, 2024).</span></a> </td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(xxx)*</span></td>
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774923005546/ex_482041.htm">Form of 2023 Long-Term Incentive Program Phantom Share Agreement (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended January 31, 2023 filed March 6, 2023).</a></span></td> </tr> </tbody> </table>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 88px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px; width: 5%;">10(yyy)*</td>
<td style="vertical-align: top; height: 17px; width: 95%;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000175392624000450/ex10c_3.htm"> <span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">Form
of 2024 Long-Term Incentive Program Phantom Share Agreement (Incorporated by
reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for
the quarter ended January 31, 2024 filed March 1, 2024).</span> </a></td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(zzz)*</span></td>
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774923025061/ex_565124.htm">Form of 2023 Performance Share Unit Agreement EBIT Class A (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2023 filed September 1, 2023).</a></span></td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(aaaa)*</span></td>
<td style="vertical-align: top; height: 17px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774923025061/ex_565125.htm">Form of 2023 Performance Share Unit Agreement EBIT Class B (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2023 filed September 1, 2023).</a></span></td> </tr>
<tr style="height: 10px;">
<td style="vertical-align: top; height: 10px;">10(bbbb)*</td>
<td style="vertical-align: top; height: 10px;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000175392624001518/ex10B_1.htm"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">Form of 2024 Performance Share Unit Agreement EBIT Class A (Incorporate by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2024 filed August 30, 2024).</span></a> </td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">10(cccc)*</td>
<td style="vertical-align: top; height: 17px;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000175392624001518/ex10C_2.htm"> <span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">Form
of 2024 Performance Share Unit Agreement EBIT Class B (Incorporate by reference
to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter
ended July 31, 2024 filed August 30, 2024).</span> </a></td> </tr>
<tr style="height: 10px;">
<td style="vertical-align: top; height: 10px;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(dddd)*</span></td>
<td style="vertical-align: top; height: 10px;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774923025061/ex_565126.htm">Form of 2023 Performance Share Unit Agreement EBIT ROI Class A (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2023 filed September 1, 2023).</a></span></td> </tr> </tbody> </table>
<div>
<p style="margin:0pt"><br/></p>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>60</span></span></td> </tr> </tbody> </table>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> <br/>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 37px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 10px;">
<td style="vertical-align: top; height: 10px; width: 5%;"><span style="font-family: 'times new roman', times; line-height: inherit;">10(eeee)*</span></td>
<td style="vertical-align: top; height: 10px; width: 95%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a style="-sec-extract: exhibit; color: blue;" href="http://www.sec.gov/Archives/edgar/data/357294/000143774923025061/ex_565127.htm">Form of 2023 Performance Share Unit Agreement EBIT ROI Class B (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2023 filed September 1, 2023).</a></span></td> </tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">10(ffff)*</td>
<td style="vertical-align: top; height: 17px;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000175392624001518/ex10D_3.htm"> <span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">Form
of 2024 Performance Share Unit Agreement EBIT ROI Class A (Incorporated by
reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for
the quarter ended July 31, 2024 filed August 30, 2024).</span> </a></td> </tr>
<tr style="height: 10px;">
<td style="vertical-align: top; height: 10px;">10(gggg)*</td>
<td style="vertical-align: top; height: 10px;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000175392624001518/ex10E_4.htm"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">Form of 2024 Associate Restricted Share Unit Agreement Class A (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2024 filed August 30, 2024).</span></a> </td> </tr> </tbody> </table>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 156px; margin: 0px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px; width: 5%;">10(hhhh)*</td>
<td style="vertical-align: top; height: 17px; width: 95%;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000175392624001518/ex10F_5.htm"> <span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">Form
of 2024 Director Restricted Share Unit Agreement Class A (Incorporated by
reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for
the quarter ended July 31, 2024 filed August 30, 2024).</span> </a></td>
</tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">19(a)</td>
<td style="vertical-align: top; height: 17px;"><a href="ex19A_2.htm" class="LinkedExhibit" style="-sec-extract: exhibit;">Securities Trading Policy.</a></td>
</tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">21</span></p> </td>
<td style="vertical-align: top; height: 17px;">
<p style="font-family: 'times new roman', times; line-height: inherit;"><a href="ex21_3.htm" class="LinkedExhibit" style="-sec-extract: exhibit;"><span style="font-family: 'times new roman', times; line-height: inherit;">Subsidiaries of the Registrant.</span></a></p> </td>
</tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">23(a)</span></p> </td>
<td style="vertical-align: top; height: 17px;">
<p style="font-family: 'times new roman', times; line-height: inherit;"><a href="ex23A_4.htm" class="LinkedExhibit" style="-sec-extract: exhibit;"><span style="font-family: 'times new roman', times; line-height: inherit;">Consent of Deloitte &amp; Touche LLP.</span></a></p> </td>
</tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">31(a)</span></p> </td>
<td style="vertical-align: top; height: 17px;">
<p style="font-family: 'times new roman', times; line-height: inherit;"><a href="ex31A_5.htm" class="LinkedExhibit" style="-sec-extract: exhibit;"><span style="font-family: 'times new roman', times; line-height: inherit;">Rule&#160;13a-14(a)/15d-14(a) Certification of Chief Executive Officer.</span></a></p> </td>
</tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">31(b)</span></p> </td>
<td style="vertical-align: top; height: 17px;">
<p style="font-family: 'times new roman', times; line-height: inherit;"><a href="ex31B_6.htm" class="LinkedExhibit" style="-sec-extract: exhibit;"><span style="font-family: 'times new roman', times; line-height: inherit;">Rule&#160;13a-14(a)/15d-14(a) Certification of Chief Financial Officer.</span></a></p> </td>
</tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">32(a)</span></p> </td>
<td style="vertical-align: top; height: 17px;">
<p style="font-family: 'times new roman', times; line-height: inherit;"><a href="ex32A_7.htm" class="LinkedExhibit" style="-sec-extract: exhibit;"><span style="font-family: 'times new roman', times; line-height: inherit;">Section&#160;1350 Certification of Chief Executive Officer (furnished herewith).</span></a></p> </td>
</tr>
<tr style="height: 17px;">
<td style="vertical-align: top; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">32(b)</span></p> </td>
<td style="font-family: 'times new roman', times; line-height: inherit; height: 17px;">
<p style="font-family: 'times new roman', times; line-height: inherit;"><a href="ex32B_8.htm" class="LinkedExhibit" style="-sec-extract: exhibit;"><span style="font-family: 'times new roman', times; line-height: inherit;">Section&#160;1350 Certification of Chief Financial Officer (furnished herewith).</span></a></p> </td>
</tr>
<tr style="height: 10px;">
<td style="vertical-align: top; height: 10px;"><span style="font-family: 'times new roman', times; line-height: inherit;">97(a)</span></td>
<td style="vertical-align: top; height: 10px;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774923034783/ex_605294.htm"><span style="font-family: 'times new roman', times; line-height: inherit; color: blue;">Incentive Compensation Clawback Policy (Incorporated by reference to Exhibits to Annual Report on Form 10-K of the Registrant for the year ended October 31, 2023 filed December 18, 2023).</span></a></td>
</tr>
<tr style="height: 10px;">
<td style="vertical-align: top; height: 10px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">101</span></p> </td>
<td style="vertical-align: top; height: 10px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">The following financial information from our Annual Report on Form 10-K for the year ended October 31, 2024, formatted in inline Extensible Business Reporting Language (Inline XBRL): (i) the Consolidated Balance Sheets at October 31, 2024 and October 31, 2023, (ii) the Consolidated Statements of Operations for the years ended October 31, 2024, 2023 and 2022, (iii) the Consolidated Statements of Changes in Equity for years ended October 31, 2024, 2023 and 2022 (iv) the Consolidated Statements of Cash Flows for the years ended October 31, 2024, 2023 and 2022, and (v) the Notes&#160;to Consolidated Financial Statements.</span></p> </td>
</tr>
<tr>
<td style="vertical-align: top;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">104</span></td>
<td style="vertical-align: top;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Cover page from our Annual Report on Form 10-K for the year ended&#160;October 31, 2024, formatted in Inline XBRL (and contained in Exhibit 101).</span></td>
</tr>
<tr>
<td style="vertical-align: top;"><br/></td>
<td style="vertical-align: top;"><span style="font-size: 10pt;"><i style="color: rgb(0, 0, 0); font-family: &quot;times new roman&quot;, times; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">* Management contracts or compensatory plans or arrangements.</i></span></td>
</tr>
</tbody> </table>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 36pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">The agreements and other documents filed as exhibits to this report are not intended to provide factual information or other disclosure other than the terms of the agreements or other documents themselves, and you should not rely on them for that purpose. In particular, any representations and warranties made by the Company in these agreements or other documents were made solely within the specific context of the relevant agreement or document and may not describe the actual state of affairs at the date they were made or at any other time.<br/></span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 36pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 36pt;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><b><a id="item16" href="#"></a>ITEM 16</b></span></p>
<div><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bs40_9112024231945839" class="customBookmark"><span style="font-family: 'times new roman', times; line-height: inherit;"><b>Form 10-K Summary</b></span></a></div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>61</span></span></td> </tr> </tbody> </table>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </div><div id="Dblv9uffma9o2tk3tl1cw0q" style="font-family: 'times new roman', times; font-size: 10pt;">
<div style="margin: 10pt 0pt 0pt; text-align: left;"><a style="text-decoration: none; color: rgb(0, 0, 0); cursor: default; outline: none;" href="#TOC" id="Bs41_9112024232039789" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SIGNATURES</span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this Annual Report on Form 10-K to be signed on its behalf by the undersigned, thereunto duly authorized.</span></p>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">HOVNANIAN ENTERPRISES,&#160;INC.</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">By:</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">/s/&#160;ARA K. HOVNANIAN</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Ara K. Hovnanian</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Chairman of the Board, Chief Executive</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Officer and President</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>December 18, 2024</span></span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </td> </tr> </tbody> </table>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant on December 18, 2024, and in the capacities indicated.</span></p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">/s/ ARA K. HOVNANIAN</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Chairman of the Board, Chief Executive Officer, President and Director</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Ara K. Hovnanian</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(Principal Executive Officer)</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">/s/ BRAD G. O&#8217;CONNOR&#160;</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Chief Financial Officer and Treasurer</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Brad G. O&#8217;Connor</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(Principal Financial Officer and Principal Accounting Officer)&#160;</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p> </td>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">/s/ EDWARD A. KANGAS</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Chairman of Audit Committee and Director</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Edward A. Kangas</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">/s/ JOSEPH A. MARENGI</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Chairman of Compensation Committee and Director</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Joseph A. Marengi</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">/s/ VINCENT PAGANO JR.</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Chairman of Corporate Governance and Nominating Committee and Director</span></p> </td> </tr>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Vincent Pagano Jr.</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </td>
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<td style="width: 2%; vertical-align: middle;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">/s/ J. LARRY SORSBY</span></p> </td>
<td style="width: 2%; vertical-align: middle;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Director</span></p> </td> </tr>
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<td style="width: 49%; vertical-align: middle;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">J. Larry Sorsby</span></p> </td>
<td style="width: 2%; vertical-align: middle;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </td> </tr> </tbody> </table>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>62</span></span></td> </tr> </tbody> </table>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </div><div id="Dnlrjz3ehknqmvw6qlatt1f" style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">HOVNANIAN ENTERPRISES, INC. AND SUBSIDIARIES</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">INDEX TO CONSOLIDATED FINANCIAL STATEMENTS</span></p>
<p style="margin: 0px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
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<tbody>
<tr>
<td style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p><a style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;" href="#"></a></p>
<p style="vertical-align: middle; text-align: left;"><b style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Financial Statements:</b></p> </td>
<td style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="vertical-align: middle; text-align: center;"><span style="font-weight: bold;"> Page</span>&#160;</p> </td> </tr>
<tr>
<td id="BM_BSD_1_4102024123933444"><a href="#BSD_1_4102024123933444">Report of Independent Registered Public Accounting Firm</a></td>
<td class="bmpageno" id="BMP_BSD_1_4102024123933444" style="text-align: right;">64</td> </tr>
<tr>
<td id="BM_BSD_2_4102024124022517"><a href="#BSD_2_4102024124022517">Consolidated Balance Sheets at October 31, 2024 and 2023</a></td>
<td class="bmpageno" id="BMP_BSD_2_4102024124022517" style="text-align: right;">66</td> </tr>
<tr>
<td id="BM_BSD_3_4102024124059342"><a href="#BSD_3_4102024124059342">Consolidated Statements of Operations for the years ended October 31, 2024, 2023 and 2022</a></td>
<td class="bmpageno" id="BMP_BSD_3_4102024124059342" style="text-align: right;">67</td> </tr>
<tr>
<td id="BM_BSD_4_4102024124144784"><a href="#BSD_4_4102024124144784">Consolidated Statements of Changes in Equity for the years ended October 31, 2024, 2023 and 2022</a></td>
<td class="bmpageno" id="BMP_BSD_4_4102024124144784" style="text-align: right;">68</td> </tr>
<tr>
<td id="BM_BSD_5_410202412423381"><a href="#BSD_5_410202412423381">Consolidated Statements of Cash Flows for the years ended October 31, 2024, 2023 and 2022</a></td>
<td class="bmpageno" id="BMP_BSD_5_410202412423381" style="text-align: right;">69</td> </tr>
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<td id="BM_BSD_5_410202412437869" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><a href="#BSD_5_410202412437869">Notes to Consolidated Financial Statements</a></td>
<td class="bmpageno" id="BMP_BSD_5_410202412437869" style="text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">71</td> </tr> </tbody> </table>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">No schedules have been prepared because the required information of such schedules is not present, is not present in amounts sufficient to require submission of the schedule, or because the required information is included in the financial statements and notes thereto.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><br/></span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>63</span></span></td> </tr> </tbody> </table>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </div><div id="D9bt0lrq6c56ao7ibafpw4s" style="font-family: 'times new roman', times; font-size: 10pt;">
<div style="margin: 10pt 0pt 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="BSD_1_4102024123933444" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING</b> <b>FIRM</b></span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">To the stockholders and Board of Directors of Hovnanian Enterprises, Inc.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Opinions on the Financial Statements and Internal Control over Financial Reporting </b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We have audited the accompanying consolidated balance sheets of Hovnanian Enterprises,&#160;Inc. and subsidiaries (the &#8220;Company&#8221;) as of <span>October 31, 2024</span>, and <span>2023</span>, the related consolidated statements of operations, equity, and cash flows, for each of the <span>three</span> years in the period ended <span>October 31, 2024</span>, and the related notes (collectively referred to as the &#8220;financial statements&#8221;). We also have audited the Company&#8217;s internal control over financial reporting as of <span>October 31, 2024</span>, based on criteria established in <i>Internal Control </i>&#8212;<i> Integrated Framework (<span>2013</span>)</i> issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO).</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of the Company as of <span>October 31, 2024</span> and <span>2023</span>, and the results of its operations and its cash flows for each of the <span>three</span> years in the period ended <span>October 31, 2024</span>, in conformity with accounting principles generally accepted in the United States of America. Also, in our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of <span>October 31, 2024</span>, based on criteria established in <i>Internal Control </i>&#8212;<i> Integrated Framework (<span>2013</span>)</i> issued by COSO.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Basis for Opinions </b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The Company&#8217;s management is responsible for these financial statements, for maintaining effective internal control over financial reporting, and for its assessment of the effectiveness of internal control over financial reporting, included in the accompanying Management&#8217;s Report on Internal Control over Financial Reporting. Our responsibility is to express an opinion on these financial statements and an opinion on the Company&#8217;s internal control over financial reporting based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audits to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud, and whether effective internal control over financial reporting was maintained in all material respects.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our audits of the financial statements included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures to respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. Our audit of internal control over financial reporting included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our audits also included performing such other procedures as we considered necessary in the circumstances. We believe that our audits provide a reasonable basis for our opinions.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Definition and Limitations of Internal Control over Financial Reporting </b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">A company&#8217;s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company&#8217;s internal control over financial reporting includes those policies and procedures that (<span>1</span>) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (<span>2</span>) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of management and directors of the company; and (<span>3</span>) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company&#8217;s assets that could have a material effect on the financial statements.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>64</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Critical Audit Matter</b></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The critical audit matter communicated below is a matter arising from the current-period audit of the financial statements that was communicated or required to be communicated to the audit committee and that (<span>1</span>) relates to accounts or disclosures that are material to the financial statements and (<span>2</span>) involved our especially challenging, subjective, or complex judgments. The communication of critical audit matters does not alter in any way our opinion on the financial statements, taken as a whole, and we are not, by communicating the critical audit matter below, providing a separate opinion on the critical audit matter or on the accounts or disclosures to which it relates.</span></p>
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Warranty Costs and Construction Defect Reserves </b>&#8211;<b> Refer to Notes <span>3</span> and Note <span>16</span> to the financial statements</b></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Critical Audit Matter Description</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The Company accrues for warranty costs that are covered under its general liability and construction defect policy as part of its general liability insurance deductible. Reserves for estimated losses for construction defects, warranty and bodily injury claims are established using the assistance of a third-party actuary. The third-party actuary uses the Company&#8217;s historical warranty and construction defect data to assist management in estimating the unpaid claims, claim adjustment expenses and incurred but not reported claims reserves for the risks that the Company is assuming under the general liability and construction defect programs.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We identified the estimation of the reserves for warranty costs and construction defects as a critical audit matter because of the complexity and judgment involved in the determination of the estimated liability amount.&#160; This liability requires the Company to make significant assumptions about trends in construction defect claims, claim settlement patterns, insurance industry practices and legal interpretations with respect to homes built by the Company.&#160; Auditing the reserves for estimated losses for construction defects required a high degree of auditor judgment and increased effort, including the need to involve our actuarial specialists.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>How the Critical Audit Matter Was Addressed in the Audit</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our audit procedures related to the construction defect reserves, included the following, among others:</span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> We tested the operating effectiveness of controls over the Company&#8217;s process for estimating the reserve for warranty and construction defects, including those over the projection of settlement value of reported and unreported claims. </span></p> </td> </tr> </tbody> </table> </div>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> We evaluated the methods and assumptions used by management to estimate the warranty and construction defects by:</span></p> </td> </tr>
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<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; font-size: 13.3333px;">- Reading the Company&#8217;s insurance policies and comparing the coverage and terms to the assumptions used by management.</span></td> </tr>
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<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; font-size: 13.3333px;">- Testing the underlying data that served as the basis for the actuarial analysis, including historical claims, to test that the inputs to the actuarial estimate were accurate and complete.</span></td> </tr>
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<td style="vertical-align: top;"><span style="font-family: 'times new roman', times; font-size: 13.3333px;">- Comparing management&#8217;s prior-year assumptions of expected development and ultimate loss to actuals incurred during the current year to identify potential bias in the determination of the self-insurance reserves.</span></td> </tr> </tbody> </table> </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> With the assistance of our actuarial specialists, we evaluated the reasonableness of the actuarial methodology applied in estimating the warranty and construction defect reserves and developed independent estimates of the warranty and construction defect reserve, including loss data and industry claim development factors, and compared those to the reserve estimate recorded by management. </span></p> </td> </tr> </tbody> </table> </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">/s/ <ix:nonNumeric contextRef="D20241031" name="dei:AuditorName" id="Tag1287">DELOITTE &amp; TOUCHE LLP</ix:nonNumeric></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonNumeric contextRef="D20241031" name="dei:AuditorLocation" id="Tag11">New York, New York</ix:nonNumeric></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>December 18, 2024</span></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We have served as the Company<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8217;</span>s auditor since <span>2009</span>.</span></p>
<p style="margin: 0pt 22.7pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>65</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </div>
<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;</span></p><div id="Df38k1hlb77khlq309gby9b" style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>HOVNANIAN ENTERPRISES, INC. AND SUBSIDIARIES</b></span></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="BSD_2_4102024124022517" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>CONSOLIDATED BALANCE SHEETS</b></span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"> <br/></p>
<div style="line-height: 1.2;">
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.9804%;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.9804%;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; height: 10px; width: 73.8824%;"><span style="font-weight: bold;">(In thousands, except per share data)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; height: 10px; width: 10.9804%;" colspan="2"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; height: 10px; width: 10.9804%;" colspan="2"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></td>
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<td style="padding: 0px; margin: 0px; height: 10px; width: 73.8824%; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="padding: 0px; margin: 0px; height: 10px; width: 1.01961%;"> </td>
<td style="padding: 0px; margin: 0px; height: 10px; width: 1.01961%; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="padding: 0px; margin: 0px; height: 10px; width: 9.96078%; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="padding: 0px; margin: 0px; height: 10px; width: 1.01961%; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="padding: 0px; margin: 0px; height: 10px; width: 1.01961%;"> </td>
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<td style="padding: 0px; margin: 0px; height: 10px; width: 9.96078%; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="padding: 0px; margin: 0px; height: 10px; width: 1.01961%; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td> </tr>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>ASSETS</b></span></p> </td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td> </tr>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Homebuilding: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%; background-color: #cceeff;">
<p style="text-indent: 9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Cash and cash equivalents </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_HomeBuildingMember" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" unitRef="USD" id="Tag1119" decimals="-3" scale="3" format="ixt:num-dot-decimal">209,976</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_HomeBuildingMember" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" unitRef="USD" id="Tag1116" decimals="-3" scale="3" format="ixt:num-dot-decimal">434,119</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%;">
<p style="text-indent: 9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Restricted cash and cash equivalents </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_HomeBuildingMember" name="us-gaap:RestrictedCashAndCashEquivalents" unitRef="USD" id="Tag1120" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,875</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_HomeBuildingMember" name="us-gaap:RestrictedCashAndCashEquivalents" unitRef="USD" id="Tag1104" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,431</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%; background-color: #cceeff;">
<p style="text-indent: 9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Inventories: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%;">
<p style="text-indent: 9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Sold and unsold homes and lots under development </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_HomeBuildingMember" name="hov:InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" unitRef="USD" id="Tag1121" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,195,318</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_HomeBuildingMember" name="hov:InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" unitRef="USD" id="Tag1101" decimals="-3" scale="3" format="ixt:num-dot-decimal">998,841</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%; background-color: #cceeff;">
<p style="text-indent: 9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Land and land options held for future development or sale </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_HomeBuildingMember" name="hov:InventoryRealEstateLandHeldForFutureDevelopmentAndSale" unitRef="USD" id="Tag1563" decimals="-3" scale="3" format="ixt:num-dot-decimal">238,499</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_HomeBuildingMember" name="hov:InventoryRealEstateLandHeldForFutureDevelopmentAndSale" unitRef="USD" id="Tag1170" decimals="-3" scale="3" format="ixt:num-dot-decimal">125,587</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%;">
<p style="text-indent: 9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Consolidated inventory not owned </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: #000000;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_HomeBuildingMember" name="hov:TotalConsolidatedInventoryNotOwned" unitRef="USD" id="Tag1112" decimals="-3" scale="3" format="ixt:num-dot-decimal">210,987</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: #000000;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: #000000;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_HomeBuildingMember" name="hov:TotalConsolidatedInventoryNotOwned" unitRef="USD" id="Tag1126" decimals="-3" scale="3" format="ixt:num-dot-decimal">224,758</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: #000000;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%; background-color: #cceeff;">
<p style="text-indent: 9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total inventories </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_HomeBuildingMember" name="us-gaap:InventoryRealEstate" unitRef="USD" id="Tag1145" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,644,804</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_HomeBuildingMember" name="us-gaap:InventoryRealEstate" unitRef="USD" id="Tag1118" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,349,186</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Investments in and advances to unconsolidated joint ventures </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_HomeBuildingMember" name="us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" unitRef="USD" id="Tag1095" decimals="-3" scale="3" format="ixt:num-dot-decimal">142,910</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_HomeBuildingMember" name="us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" unitRef="USD" id="Tag1086" decimals="-3" scale="3" format="ixt:num-dot-decimal">97,886</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Receivables, deposits and notes, net </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_HomeBuildingMember" name="hov:AccountsAndNotesReceivableNetAndDeposits" unitRef="USD" id="Tag1114" decimals="-3" scale="3" format="ixt:num-dot-decimal">29,400</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_HomeBuildingMember" name="hov:AccountsAndNotesReceivableNetAndDeposits" unitRef="USD" id="Tag1125" decimals="-3" scale="3" format="ixt:num-dot-decimal">27,982</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Property and equipment, net </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_HomeBuildingMember" name="us-gaap:PropertyPlantAndEquipmentNet" unitRef="USD" id="Tag1088" decimals="-3" scale="3" format="ixt:num-dot-decimal">43,431</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_HomeBuildingMember" name="us-gaap:PropertyPlantAndEquipmentNet" unitRef="USD" id="Tag1100" decimals="-3" scale="3" format="ixt:num-dot-decimal">33,946</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Prepaid expenses and other assets </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_HomeBuildingMember" name="us-gaap:PrepaidExpenseAndOtherAssets" unitRef="USD" id="Tag1090" decimals="-3" scale="3" format="ixt:num-dot-decimal">82,525</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_HomeBuildingMember" name="us-gaap:PrepaidExpenseAndOtherAssets" unitRef="USD" id="Tag1134" decimals="-3" scale="3" format="ixt:num-dot-decimal">69,886</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%;">
<p style="text-indent: 9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_HomeBuildingMember" name="hov:AssetsExcludingDeferredIncomeTaxAssetsNet" unitRef="USD" id="Tag1108" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,160,921</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_HomeBuildingMember" name="hov:AssetsExcludingDeferredIncomeTaxAssetsNet" unitRef="USD" id="Tag1097" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,021,436</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="height: 10px; width: 73.8824%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 9.96078%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 9.96078%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.01961%; background-color: #cceeff;"> </td> </tr>
<tr class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_FinancialServiceMember" name="hov:AssetsExcludingDeferredIncomeTaxAssetsNet" unitRef="USD" id="Tag1124" decimals="-3" scale="3" format="ixt:num-dot-decimal">203,589</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_FinancialServiceMember" name="hov:AssetsExcludingDeferredIncomeTaxAssetsNet" unitRef="USD" id="Tag1188" decimals="-3" scale="3" format="ixt:num-dot-decimal">168,671</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="height: 10px; width: 73.8824%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 9.96078%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 9.96078%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.01961%; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; height: 10px; width: 73.8824%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Deferred tax assets, net </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:DeferredIncomeTaxAssetsNet" unitRef="USD" id="Tag1115" decimals="-3" scale="3" format="ixt:num-dot-decimal">241,064</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:DeferredIncomeTaxAssetsNet" unitRef="USD" id="Tag1093" decimals="-3" scale="3" format="ixt:num-dot-decimal">302,833</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; height: 10px; width: 1.01961%;"> </td> </tr>
<tr style="height: 17px; background-color: #cceeff;">
<td style="padding: 0px; margin: 0px; width: 73.8824%; height: 17px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Total assets</span></td>
<td style="padding: 0px; margin: 0px; width: 1.01961%; height: 17px; background-color: #cceeff;"><br/></td>
<td style="padding: 0px; margin: 0px; width: 1.01961%; border-bottom: 2.8pt double #000000; border-top: 1pt solid #000000; height: 17px; background-color: #cceeff;"><span style="font-size: 10pt; font-family: 'times new roman', times;">$</span></td>
<td style="padding: 0px; margin: 0px; width: 9.96078%; text-align: right; border-bottom: 2.8pt double #000000; border-top: 1pt solid #000000; height: 17px; background-color: #cceeff;"><span style="font-size: 10pt; font-family: 'times new roman', times;"><ix:nonFraction contextRef="I20241031" name="us-gaap:Assets" unitRef="USD" id="Tag1117" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,605,574</ix:nonFraction></span></td>
<td style="padding: 0px; margin: 0px; width: 1.01961%; border-bottom: 2.8pt double #000000; border-top: 1pt solid #000000; height: 17px; background-color: #cceeff;"><br/></td>
<td style="padding: 0px; margin: 0px; width: 1.01961%; height: 17px; background-color: #cceeff;"><br/></td>
<td style="padding: 0px; margin: 0px; width: 1.01961%; border-bottom: 2.8pt double #000000; border-top: 1pt solid #000000; height: 17px; background-color: #cceeff;"><span style="font-size: 10pt; font-family: 'times new roman', times;">$</span></td>
<td style="padding: 0px; margin: 0px; width: 9.96078%; text-align: right; border-bottom: 2.8pt double #000000; border-top: 1pt solid #000000; height: 17px; background-color: #cceeff;"><span style="font-size: 10pt; font-family: 'times new roman', times;"><ix:nonFraction contextRef="I20231031" name="us-gaap:Assets" unitRef="USD" id="Tag1191" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,492,940</ix:nonFraction></span></td>
<td style="padding: 0px; margin: 0px; width: 1.01961%; border-bottom: 2.8pt double #000000; border-top: 1pt solid #000000; height: 17px; background-color: #cceeff;"><br/></td> </tr>
<tr style="vertical-align: bottom; height: 18px;">
<td style="padding: 0px; margin: 0px; height: 18px; width: 73.8824%;"> </td>
<td style="padding: 0px; margin: 0px; height: 18px; width: 1.01961%;"> </td>
<td style="padding: 0px; margin: 0px; height: 18px; width: 1.01961%;"> </td>
<td style="padding: 0px; margin: 0px; height: 18px; width: 9.96078%;"> </td>
<td style="padding: 0px; margin: 0px; height: 18px; width: 1.01961%;"> </td>
<td style="padding: 0px; margin: 0px; height: 18px; width: 1.01961%;"> </td>
<td style="padding: 0px; margin: 0px; height: 18px; width: 1.01961%;"> </td>
<td style="padding: 0px; margin: 0px; height: 18px; width: 9.96078%;"> </td>
<td style="padding: 0px; margin: 0px; height: 18px; width: 1.01961%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>LIABILITIES AND EQUITY</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Homebuilding: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Nonrecourse mortgages secured by inventory, net of debt issuance costs </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_HomeBuildingMember" name="us-gaap:SecuredDebt" unitRef="USD" id="Tag1141" decimals="-3" scale="3" format="ixt:num-dot-decimal">90,675</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_HomeBuildingMember" name="us-gaap:SecuredDebt" unitRef="USD" id="Tag1147" decimals="-3" scale="3" format="ixt:num-dot-decimal">91,539</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Accounts payable and other liabilities </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_HomeBuildingMember" name="us-gaap:AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" unitRef="USD" id="Tag1103" decimals="-3" scale="3" format="ixt:num-dot-decimal">433,273</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_HomeBuildingMember" name="us-gaap:AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" unitRef="USD" id="Tag1113" decimals="-3" scale="3" format="ixt:num-dot-decimal">415,480</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Customers&#8217; deposits </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_HomeBuildingMember" name="us-gaap:ContractWithCustomerLiability" unitRef="USD" id="Tag1140" decimals="-3" scale="3" format="ixt:num-dot-decimal">41,639</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_HomeBuildingMember" name="us-gaap:ContractWithCustomerLiability" unitRef="USD" id="Tag1094" decimals="-3" scale="3" format="ixt:num-dot-decimal">51,419</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Liabilities from inventory not owned, net of debt issuance costs </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_HomeBuildingMember" name="hov:LiabilitiesFromInventoryRealEstateNotOwned" unitRef="USD" id="Tag1189" decimals="-3" scale="3" format="ixt:num-dot-decimal">140,298</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_HomeBuildingMember" name="hov:LiabilitiesFromInventoryRealEstateNotOwned" unitRef="USD" id="Tag1092" decimals="-3" scale="3" format="ixt:num-dot-decimal">124,254</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior notes and credit facilities (net of discounts, premiums and debt issuance costs) </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_HomeBuildingMember" name="us-gaap:LongTermDebt" unitRef="USD" id="Tag1142" decimals="-3" scale="3" format="ixt:num-dot-decimal">896,218</ix:nonFraction></span></td>
<td style="padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_HomeBuildingMember" name="us-gaap:LongTermDebt" unitRef="USD" id="Tag1106" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,051,491</ix:nonFraction></span></td>
<td style="padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Accrued interest </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: #000000;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_HomeBuildingMember" name="us-gaap:InterestPayableCurrentAndNoncurrent" unitRef="USD" id="Tag1168" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,508</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: #000000;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: #000000;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_HomeBuildingMember" name="us-gaap:InterestPayableCurrentAndNoncurrent" unitRef="USD" id="Tag1184" decimals="-3" scale="3" format="ixt:num-dot-decimal">26,926</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: #000000;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%; background-color: #cceeff;">
<p style="text-indent: 9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_HomeBuildingMember" name="hov:LiabilitiesExcludingAccruedIncomeTaxes" unitRef="USD" id="Tag1138" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,616,611</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_HomeBuildingMember" name="hov:LiabilitiesExcludingAccruedIncomeTaxes" unitRef="USD" id="Tag1186" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,761,109</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="height: 10px; width: 73.8824%;"> </td>
<td style="height: 10px; width: 1.01961%;"> </td>
<td style="height: 10px; width: 1.01961%;"> </td>
<td style="height: 10px; width: 9.96078%;"> </td>
<td style="height: 10px; width: 1.01961%;"> </td>
<td style="height: 10px; width: 1.01961%;"> </td>
<td style="height: 10px; width: 1.01961%;"> </td>
<td style="height: 10px; width: 9.96078%;"> </td>
<td style="height: 10px; width: 1.01961%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_FinancialServiceMember" name="hov:LiabilitiesExcludingAccruedIncomeTaxes" unitRef="USD" id="Tag1105" decimals="-3" scale="3" format="ixt:num-dot-decimal">183,135</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_FinancialServiceMember" name="hov:LiabilitiesExcludingAccruedIncomeTaxes" unitRef="USD" id="Tag1132" decimals="-3" scale="3" format="ixt:num-dot-decimal">148,181</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 12px;">
<td style="padding: 0px; margin: 0px; height: 12px; width: 73.8824%;"> </td>
<td style="padding: 0px; margin: 0px; height: 12px; width: 1.01961%;"> </td>
<td style="padding: 0px; margin: 0px; height: 12px; width: 1.01961%;"> </td>
<td style="padding: 0px; margin: 0px; height: 12px; width: 9.96078%;"> </td>
<td style="padding: 0px; margin: 0px; height: 12px; width: 1.01961%;"> </td>
<td style="padding: 0px; margin: 0px; height: 12px; width: 1.01961%;"> </td>
<td style="padding: 0px; margin: 0px; height: 12px; width: 1.01961%;"> </td>
<td style="padding: 0px; margin: 0px; height: 12px; width: 9.96078%;"> </td>
<td style="padding: 0px; margin: 0px; height: 12px; width: 1.01961%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Income taxes payable </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:AccruedIncomeTaxes" unitRef="USD" id="Tag1136" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,479</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:AccruedIncomeTaxes" unitRef="USD" id="Tag1089" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,861</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total liabilities </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:Liabilities" unitRef="USD" id="Tag1137" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,805,225</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:Liabilities" unitRef="USD" id="Tag1123" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,911,151</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="height: 10px; width: 73.8824%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 9.96078%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 9.96078%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.01961%; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Equity: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Hovnanian Enterprises, Inc. stockholders&#8217; equity: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 27pt; line-height: 1.1;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Preferred stock, $<ix:nonFraction contextRef="I20231031" name="us-gaap:PreferredStockParOrStatedValuePerShare" unitRef="USDPerShare" id="Tag1684" decimals="2" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20241031" name="us-gaap:PreferredStockParOrStatedValuePerShare" unitRef="USDPerShare" id="Tag1096" decimals="2" format="ixt:num-dot-decimal">0.01</ix:nonFraction></ix:nonFraction> par value - authorized <ix:nonFraction contextRef="I20231031" name="us-gaap:PreferredStockSharesAuthorized" unitRef="Shares" id="Tag1679" decimals="0" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20241031" name="us-gaap:PreferredStockSharesAuthorized" unitRef="Shares" id="Tag1087" decimals="0" format="ixt:num-dot-decimal">100,000</ix:nonFraction></ix:nonFraction> shares; issued and outstanding <ix:nonFraction contextRef="I20231031" name="us-gaap:PreferredStockSharesIssued" unitRef="Shares" id="Tag1678" decimals="0" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20231031" name="us-gaap:PreferredStockSharesOutstanding" unitRef="Shares" id="Tag1676" decimals="0" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20241031" name="us-gaap:PreferredStockSharesOutstanding" unitRef="Shares" id="Tag1677" decimals="0" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20241031" name="us-gaap:PreferredStockSharesIssued" unitRef="Shares" id="Tag1109" decimals="0" format="ixt:num-dot-decimal">5,600</ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction> shares with a liquidation preference of $<ix:nonFraction contextRef="I20231031" name="us-gaap:PreferredStockLiquidationPreferenceValue" unitRef="USD" id="Tag1675" decimals="-3" scale="3" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20241031" name="us-gaap:PreferredStockLiquidationPreferenceValue" unitRef="USD" id="Tag1187" decimals="-3" scale="3" format="ixt:num-dot-decimal">140,000</ix:nonFraction></ix:nonFraction> at <span>October 31, 2024</span> and <span>October 31, 2023</span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:PreferredStockValue" unitRef="USD" id="Tag1146" decimals="-3" scale="3" format="ixt:num-dot-decimal">135,299</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:PreferredStockValue" unitRef="USD" id="Tag1127" decimals="-3" scale="3" format="ixt:num-dot-decimal">135,299</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 27pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Common stock, Class A, $<ix:nonFraction contextRef="I20231031_CommonClassAMember" name="us-gaap:CommonStockParOrStatedValuePerShare" unitRef="USDPerShare" id="Tag1682" decimals="2" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20241031_CommonClassAMember" name="us-gaap:CommonStockParOrStatedValuePerShare" unitRef="USDPerShare" id="Tag1133" decimals="2" format="ixt:num-dot-decimal">0.01</ix:nonFraction></ix:nonFraction> par value - authorized <ix:nonFraction contextRef="I20231031_CommonClassAMember" name="us-gaap:CommonStockSharesAuthorized" unitRef="Shares" id="Tag1681" decimals="0" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20241031_CommonClassAMember" name="us-gaap:CommonStockSharesAuthorized" unitRef="Shares" id="Tag1194" decimals="0" format="ixt:num-dot-decimal">16,000,000</ix:nonFraction></ix:nonFraction> shares; issued <ix:nonFraction contextRef="I20241031_CommonClassAMember" name="us-gaap:CommonStockSharesIssued" unitRef="Shares" id="Tag1193" decimals="0" format="ixt:num-dot-decimal">6,415,794</ix:nonFraction> shares at <span>October 31, 2024</span> and <ix:nonFraction contextRef="I20231031_CommonClassAMember" name="us-gaap:CommonStockSharesIssued" unitRef="Shares" id="Tag1084" decimals="0" format="ixt:num-dot-decimal">6,247,308</ix:nonFraction> shares at <span>October 31, 2023</span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_CommonClassAMember" name="us-gaap:CommonStockValue" unitRef="USD" id="Tag1190" decimals="-3" scale="3" format="ixt:num-dot-decimal">64</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CommonClassAMember" name="us-gaap:CommonStockValue" unitRef="USD" id="Tag1130" decimals="-3" scale="3" format="ixt:num-dot-decimal">62</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 27pt; line-height: 1.1;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Common stock, Class B, $<ix:nonFraction contextRef="I20231031_CommonClassBMember" name="us-gaap:CommonStockParOrStatedValuePerShare" unitRef="USDPerShare" id="Tag1680" decimals="2" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20241031_CommonClassBMember" name="us-gaap:CommonStockParOrStatedValuePerShare" unitRef="USDPerShare" id="Tag1102" decimals="2" format="ixt:num-dot-decimal">0.01</ix:nonFraction></ix:nonFraction> par value (convertible to Class A at time of sale) - authorized <ix:nonFraction contextRef="I20231031_CommonClassBMember" name="us-gaap:CommonStockSharesAuthorized" unitRef="Shares" id="Tag1683" decimals="0" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20241031_CommonClassBMember" name="us-gaap:CommonStockSharesAuthorized" unitRef="Shares" id="Tag1131" decimals="0" format="ixt:num-dot-decimal">2,400,000</ix:nonFraction></ix:nonFraction> shares; issued <ix:nonFraction contextRef="I20241031_CommonClassBMember" name="us-gaap:CommonStockSharesIssued" unitRef="Shares" id="Tag1167" decimals="0" format="ixt:num-dot-decimal">757,023</ix:nonFraction> shares at <span>October 31, 2024</span> and <ix:nonFraction contextRef="I20231031_CommonClassBMember" name="us-gaap:CommonStockSharesIssued" unitRef="Shares" id="Tag1148" decimals="0" format="ixt:num-dot-decimal">776,750</ix:nonFraction> shares at <span>October 31, 2023</span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_CommonClassBMember" name="us-gaap:CommonStockValue" unitRef="USD" id="Tag1129" decimals="-3" scale="3" format="ixt:num-dot-decimal">8</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CommonClassBMember" name="us-gaap:CommonStockValue" unitRef="USD" id="Tag1144" decimals="-3" scale="3" format="ixt:num-dot-decimal">8</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Paid in capital - common stock </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:AdditionalPaidInCapitalCommonStock" unitRef="USD" id="Tag1111" decimals="-3" scale="3" format="ixt:num-dot-decimal">749,752</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:AdditionalPaidInCapitalCommonStock" unitRef="USD" id="Tag1085" decimals="-3" scale="3" format="ixt:num-dot-decimal">735,946</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Retained earnings (accumulated deficit) </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:RetainedEarningsAccumulatedDeficit" unitRef="USD" id="Tag1139" decimals="-3" scale="3" format="ixt:num-dot-decimal">74,136</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96078%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20231031" name="us-gaap:RetainedEarningsAccumulatedDeficit" unitRef="USD" id="Tag1107" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">157,197</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.01961%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="padding-left: 9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%; background-color: #cceeff;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; line-height: 1.1;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Treasury stock - at cost &#8211; <ix:nonFraction contextRef="I20241031_CommonClassAMember" name="us-gaap:TreasuryStockCommonShares" unitRef="Shares" id="Tag1099" decimals="0" format="ixt:num-dot-decimal">1,090,179</ix:nonFraction> shares of Class A common stock at <span>October 31, 2024</span> and <ix:nonFraction contextRef="I20231031_CommonClassAMember" name="us-gaap:TreasuryStockCommonShares" unitRef="Shares" id="Tag1122" decimals="0" format="ixt:num-dot-decimal">901,379</ix:nonFraction> shares at <span>October 31, 2023</span>; <ix:nonFraction contextRef="I20231031_CommonClassBMember" name="us-gaap:TreasuryStockCommonShares" unitRef="Shares" id="Tag1685" decimals="0" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20241031_CommonClassBMember" name="us-gaap:TreasuryStockCommonShares" unitRef="Shares" id="Tag1083" decimals="0" format="ixt:num-dot-decimal">27,669</ix:nonFraction></ix:nonFraction> shares of Class B common stock at <span>October 31, 2024</span> and <span>October 31, 2023</span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; vertical-align: bottom; background-color: #cceeff;" valign="bottom"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20241031" name="us-gaap:TreasuryStockValue" unitRef="USD" id="Tag1135" decimals="-3" scale="3" format="ixt:num-dot-decimal">158,910</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20231031" name="us-gaap:TreasuryStockValue" unitRef="USD" id="Tag1192" decimals="-3" scale="3" format="ixt:num-dot-decimal">132,382</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="padding-top: 0pt; padding-right: 0pt; padding-left: 27pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.8824%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total Hovnanian Enterprises, Inc. stockholders&#8217; equity </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:StockholdersEquity" unitRef="USD" id="Tag1091" decimals="-3" scale="3" format="ixt:num-dot-decimal">800,349</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:StockholdersEquity" unitRef="USD" id="Tag1143" decimals="-3" scale="3" format="ixt:num-dot-decimal">581,736</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="padding-left: 9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: -9pt; height: 10px; width: 73.8824%; background-color: #cceeff;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Noncontrolling interest in consolidated joint ventures </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-top: 1pt solid #000000; border-bottom: 2.8pt double #000000; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%; border-top: 1pt solid #000000; border-bottom: 2.8pt double #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:MinorityInterest" unitRef="USD" id="Tag1185" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-top: 1pt solid #000000; border-bottom: 2.8pt double #000000; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-top: 1pt solid #000000; border-bottom: 2.8pt double #000000; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%; border-top: 1pt solid #000000; border-bottom: 2.8pt double #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:MinorityInterest" unitRef="USD" id="Tag1562" decimals="-3" scale="3" format="ixt:num-dot-decimal">53</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-top: 1pt solid #000000; border-bottom: 2.8pt double #000000; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="padding-left: 18pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: -18pt; height: 10px; width: 73.8824%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total equity </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag1098" decimals="-3" scale="3" format="ixt:num-dot-decimal">800,349</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 10px; width: 1.01961%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag1110" decimals="-3" scale="3" format="ixt:num-dot-decimal">581,789</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="padding-top: 0pt; padding-right: 0pt; padding-left: 27pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: -27pt; height: 10px; width: 73.8824%; background-color: #cceeff;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total liabilities and equity </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-bottom: 2.8pt double #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%; border-bottom: 2.8pt double #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:LiabilitiesAndStockholdersEquity" unitRef="USD" id="Tag1169" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,605,574</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-bottom: 2.8pt double #000000; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 10px; width: 1.01961%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-bottom: 2.8pt double #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.96078%; border-bottom: 2.8pt double #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:LiabilitiesAndStockholdersEquity" unitRef="USD" id="Tag1128" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,492,940</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.01961%; border-bottom: 2.8pt double #000000; background-color: #cceeff;"> </td> </tr> </tbody> </table> </div> </div>
<p style="margin: 0px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0px;"> <br/></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>See notes to consolidated financial statements</i>.</span></p>
<p style="margin: 0px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0px;"> <br/></p>
<div style="line-height: 1.2;">
<div id="t_ft_JNMQJYBUDS00000000000000000000b">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;" class="pageno"><span>66</span></span></td> </tr> </tbody> </table> </div>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div> </div> </div>
<p style="margin:0pt"><br/></p><div id="Dof61qhjrbzoi0is5xyz23l" style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="margin: 10pt 0pt 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>HOVNANIAN ENTERPRISES, INC. AND SUBSIDIARIES</b></span></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="BSD_3_4102024124059342" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>CONSOLIDATED STATEMENTS OF OPERATIONS</b></span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"> <br/></p>
<div style="line-height: 1.2;">
<div id="t_ft_8KCPZXZCG000000000000000000000b">
<table class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 442px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 37%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;" colspan="10">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Year Ended</em></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands, except per share data)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Revenues:</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Homebuilding: </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Sale of homes </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_HomeBuildingMember_ResidentialRealEstateMember" name="us-gaap:Revenues" unitRef="USD" id="Tag1040" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,875,488</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_HomeBuildingMember_ResidentialRealEstateMember" name="us-gaap:Revenues" unitRef="USD" id="Tag1064" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,630,457</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_HomeBuildingMember_ResidentialRealEstateMember" name="us-gaap:Revenues" unitRef="USD" id="Tag1004" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,840,454</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Land sales and other revenues </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_HomeBuildingMember_LandSalesAndOtherRevenuesMember" name="us-gaap:Revenues" unitRef="USD" id="Tag1039" decimals="-3" scale="3" format="ixt:num-dot-decimal">55,366</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_HomeBuildingMember_LandSalesAndOtherRevenuesMember" name="us-gaap:Revenues" unitRef="USD" id="Tag1043" decimals="-3" scale="3" format="ixt:num-dot-decimal">65,471</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_HomeBuildingMember_LandSalesAndOtherRevenuesMember" name="us-gaap:Revenues" unitRef="USD" id="Tag1030" decimals="-3" scale="3" format="ixt:num-dot-decimal">20,237</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_HomeBuildingMember" name="us-gaap:Revenues" unitRef="USD" id="Tag1007" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,930,854</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_HomeBuildingMember" name="us-gaap:Revenues" unitRef="USD" id="Tag1079" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,695,928</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_HomeBuildingMember" name="us-gaap:Revenues" unitRef="USD" id="Tag1058" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,860,691</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_FinancialServiceMember" name="us-gaap:Revenues" unitRef="USD" id="Tag1060" decimals="-3" scale="3" format="ixt:num-dot-decimal">74,064</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_FinancialServiceMember" name="us-gaap:Revenues" unitRef="USD" id="Tag1032" decimals="-3" scale="3" format="ixt:num-dot-decimal">60,088</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_FinancialServiceMember" name="us-gaap:Revenues" unitRef="USD" id="Tag1042" decimals="-3" scale="3" format="ixt:num-dot-decimal">61,540</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total revenues </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:Revenues" unitRef="USD" id="Tag524" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,004,918</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:Revenues" unitRef="USD" id="Tag999" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,756,016</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:Revenues" unitRef="USD" id="Tag1001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,922,231</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="width: 61%; height: 10px;"> </td>
<td style="width: 1%; height: 10px;"> </td>
<td style="width: 1%; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; height: 10px;"> </td>
<td style="width: 1%; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; height: 10px;"> </td>
<td style="width: 1%; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Expenses:</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Homebuilding: </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Cost of sales, excluding interest </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_HomeBuildingMember" name="hov:CostOfGoodsAndServicesSoldExcludingInterest" unitRef="USD" id="Tag1076" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,263,384</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_HomeBuildingMember" name="hov:CostOfGoodsAndServicesSoldExcludingInterest" unitRef="USD" id="Tag1023" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,052,800</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_HomeBuildingMember" name="hov:CostOfGoodsAndServicesSoldExcludingInterest" unitRef="USD" id="Tag1046" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,137,063</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Cost of sales interest </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_HomeBuildingMember" name="hov:CostOfGoodsAndServicesSoldInterest" unitRef="USD" id="Tag1082" decimals="-3" scale="3" format="ixt:num-dot-decimal">89,807</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_HomeBuildingMember" name="hov:CostOfGoodsAndServicesSoldInterest" unitRef="USD" id="Tag1053" decimals="-3" scale="3" format="ixt:num-dot-decimal">80,820</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_HomeBuildingMember" name="hov:CostOfGoodsAndServicesSoldInterest" unitRef="USD" id="Tag1075" decimals="-3" scale="3" format="ixt:num-dot-decimal">85,240</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Inventory impairments and land option write-offs </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_HomeBuildingMember" name="hov:InventoryImpairmentsAndLandOptionCostWriteOffs" unitRef="USD" id="Tag1061" decimals="-3" scale="3" format="ixt:num-dot-decimal">11,556</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_HomeBuildingMember" name="hov:InventoryImpairmentsAndLandOptionCostWriteOffs" unitRef="USD" id="Tag1049" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,536</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_HomeBuildingMember" name="hov:InventoryImpairmentsAndLandOptionCostWriteOffs" unitRef="USD" id="Tag1036" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,076</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total cost of sales </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_HomeBuildingMember" name="us-gaap:CostOfGoodsAndServicesSold" unitRef="USD" id="Tag1054" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,364,747</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_HomeBuildingMember" name="us-gaap:CostOfGoodsAndServicesSold" unitRef="USD" id="Tag1018" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,135,156</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_HomeBuildingMember" name="us-gaap:CostOfGoodsAndServicesSold" unitRef="USD" id="Tag1029" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,236,379</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Selling, general and administrative </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_HomeBuildingMember" name="us-gaap:SellingGeneralAndAdministrativeExpense" unitRef="USD" id="Tag1566" decimals="-3" scale="3" format="ixt:num-dot-decimal">202,486</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_HomeBuildingMember" name="us-gaap:SellingGeneralAndAdministrativeExpense" unitRef="USD" id="Tag1057" decimals="-3" scale="3" format="ixt:num-dot-decimal">201,578</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_HomeBuildingMember" name="us-gaap:SellingGeneralAndAdministrativeExpense" unitRef="USD" id="Tag1050" decimals="-3" scale="3" format="ixt:num-dot-decimal">193,536</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding expenses </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_HomeBuildingMember" name="hov:CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" unitRef="USD" id="Tag1565" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,567,233</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_HomeBuildingMember" name="hov:CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" unitRef="USD" id="Tag507" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,336,734</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_HomeBuildingMember" name="hov:CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" unitRef="USD" id="Tag1052" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,429,915</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="width: 61%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; height: 10px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_FinancialServiceMember" name="hov:CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" unitRef="USD" id="Tag1003" decimals="-3" scale="3" format="ixt:num-dot-decimal">49,940</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_FinancialServiceMember" name="hov:CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" unitRef="USD" id="Tag1069" decimals="-3" scale="3" format="ixt:num-dot-decimal">40,723</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_FinancialServiceMember" name="hov:CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" unitRef="USD" id="Tag1000" decimals="-3" scale="3" format="ixt:num-dot-decimal">42,419</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate general and administrative </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="hov:CorporateGeneralAndAdministrative" unitRef="USD" id="Tag503" decimals="-3" scale="3" format="ixt:num-dot-decimal">139,740</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="hov:CorporateGeneralAndAdministrative" unitRef="USD" id="Tag1071" decimals="-3" scale="3" format="ixt:num-dot-decimal">103,196</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="hov:CorporateGeneralAndAdministrative" unitRef="USD" id="Tag1021" decimals="-3" scale="3" format="ixt:num-dot-decimal">102,618</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Other interest </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" unitRef="USD" id="Tag1250" decimals="-3" scale="3" format="ixt:num-dot-decimal">30,752</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" unitRef="USD" id="Tag1063" decimals="-3" scale="3" format="ixt:num-dot-decimal">54,082</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" unitRef="USD" id="Tag1074" decimals="-3" scale="3" format="ixt:num-dot-decimal">47,343</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Other (income) expenses, net (<span>1</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:OtherOperatingIncomeExpenseNet" unitRef="USD" id="Tag1072" decimals="-3" scale="3" format="ixt:num-dot-decimal">46,203</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt;">)</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:OtherOperatingIncomeExpenseNet" unitRef="USD" id="Tag227" decimals="-3" scale="3" format="ixt:num-dot-decimal">17,148</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:OtherOperatingIncomeExpenseNet" unitRef="USD" id="Tag1010" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">2,421</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td> </tr>
<tr class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total expenses </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:CostsAndExpenses" unitRef="USD" id="Tag1025" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,741,462</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:CostsAndExpenses" unitRef="USD" id="Tag1012" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,517,587</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:CostsAndExpenses" unitRef="USD" id="Tag1014" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,624,716</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Gain (loss) on extinguishment of debt, net </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:GainsLossesOnExtinguishmentOfDebt" unitRef="USD" id="Tag1055" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,371</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:GainsLossesOnExtinguishmentOfDebt" unitRef="USD" id="Tag1031" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">25,638</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:GainsLossesOnExtinguishmentOfDebt" unitRef="USD" id="Tag1022" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">6,795</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Income from unconsolidated joint ventures </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag1062" decimals="-3" scale="3" format="ixt:num-dot-decimal">52,262</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag506" decimals="-3" scale="3" format="ixt:num-dot-decimal">43,160</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag1059" decimals="-3" scale="3" format="ixt:num-dot-decimal">29,033</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Income before income taxes </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag1077" decimals="-3" scale="3" format="ixt:num-dot-decimal">317,089</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag1249" decimals="-3" scale="3" format="ixt:num-dot-decimal">255,951</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag1034" decimals="-3" scale="3" format="ixt:num-dot-decimal">319,753</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> State and federal income tax provision: </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> State </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_StateAndLocalJurisdictionMember" name="us-gaap:IncomeTaxExpenseBenefit" unitRef="USD" id="Tag1044" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,851</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_StateAndLocalJurisdictionMember" name="us-gaap:IncomeTaxExpenseBenefit" unitRef="USD" id="Tag1020" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,239</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_StateAndLocalJurisdictionMember" name="us-gaap:IncomeTaxExpenseBenefit" unitRef="USD" id="Tag1009" decimals="-3" scale="3" format="ixt:num-dot-decimal">34,199</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"/> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Federal </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_DomesticCountryMember" name="us-gaap:IncomeTaxExpenseBenefit" unitRef="USD" id="Tag499" decimals="-3" scale="3" format="ixt:num-dot-decimal">64,230</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_DomesticCountryMember" name="us-gaap:IncomeTaxExpenseBenefit" unitRef="USD" id="Tag1011" decimals="-3" scale="3" format="ixt:num-dot-decimal">46,821</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_DomesticCountryMember" name="us-gaap:IncomeTaxExpenseBenefit" unitRef="USD" id="Tag1594" decimals="-3" scale="3" format="ixt:num-dot-decimal">60,064</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"/> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total income taxes </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:IncomeTaxExpenseBenefit" unitRef="USD" id="Tag1037" decimals="-3" scale="3" format="ixt:num-dot-decimal">75,081</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:IncomeTaxExpenseBenefit" unitRef="USD" id="Tag607" decimals="-3" scale="3" format="ixt:num-dot-decimal">50,060</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:IncomeTaxExpenseBenefit" unitRef="USD" id="Tag1065" decimals="-3" scale="3" format="ixt:num-dot-decimal">94,263</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"/> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Net income </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag1015" decimals="-3" scale="3" format="ixt:num-dot-decimal">242,008</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag1045" decimals="-3" scale="3" format="ixt:num-dot-decimal">205,891</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag1066" decimals="-3" scale="3" format="ixt:num-dot-decimal">225,490</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less: preferred stock dividends </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:DividendsPreferredStockCash" unitRef="USD" id="Tag1081" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,675</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:DividendsPreferredStockCash" unitRef="USD" id="Tag1070" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,675</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:DividendsPreferredStockCash" unitRef="USD" id="Tag1035" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,675</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 10px; background-color: #cceeff;"> </td> </tr>
<tr style="height: 15px;">
<td style="width: 61%; height: 15px;">Net income available to common stockholders</td>
<td style="width: 1%; height: 15px;"><br/></td>
<td style="width: 1%; height: 15px; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000;">$</td>
<td style="width: 10%; text-align: right; height: 15px; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000;"><ix:nonFraction contextRef="D20241031" name="hov:NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" unitRef="USD" id="Tag1038" decimals="-3" scale="3" format="ixt:num-dot-decimal">231,333</ix:nonFraction></td>
<td style="width: 1%; height: 15px; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000;"><br/></td>
<td style="width: 1%; height: 15px;"><br/></td>
<td style="width: 1%; height: 15px; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000;">$</td>
<td style="width: 10%; text-align: right; height: 15px; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000;"><ix:nonFraction contextRef="D20231031" name="hov:NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" unitRef="USD" id="Tag1051" decimals="-3" scale="3" format="ixt:num-dot-decimal">195,216</ix:nonFraction></td>
<td style="width: 1%; height: 15px; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000;"><br/></td>
<td style="width: 1%; height: 15px;"><br/></td>
<td style="width: 1%; height: 15px; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000;">$</td>
<td style="width: 10%; text-align: right; height: 15px; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000;"><ix:nonFraction contextRef="D20221031" name="hov:NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" unitRef="USD" id="Tag1033" decimals="-3" scale="3" format="ixt:num-dot-decimal">214,815</ix:nonFraction></td>
<td style="width: 1%; height: 15px; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000;"><br/></td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="width: 61%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 10%; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; height: 10px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Per share data:</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Basic: </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="width: 61%; padding-left: 9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Net income per common share </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:EarningsPerShareBasic" unitRef="USDPerShare" id="Tag1047" decimals="INF" format="ixt:num-dot-decimal">34.40</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:EarningsPerShareBasic" unitRef="USDPerShare" id="Tag1080" decimals="INF" format="ixt:num-dot-decimal">28.76</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:EarningsPerShareBasic" unitRef="USDPerShare" id="Tag1028" decimals="2" format="ixt:num-dot-decimal">30.31</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="width: 61%; padding-left: 9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Weighted-average number of common shares outstanding </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" unitRef="Shares" id="Tag1073" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,479</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" unitRef="Shares" id="Tag1005" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,230</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" unitRef="Shares" id="Tag1056" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,437</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top: 1pt solid #000000; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Assuming dilution: </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Net income per common share </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:EarningsPerShareDiluted" unitRef="USDPerShare" id="Tag1019" decimals="INF" format="ixt:num-dot-decimal">31.79</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:EarningsPerShareDiluted" unitRef="USDPerShare" id="Tag1008" decimals="INF" format="ixt:num-dot-decimal">26.88</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:EarningsPerShareDiluted" unitRef="USDPerShare" id="Tag1567" decimals="2" format="ixt:num-dot-decimal">29.00</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Weighted-average number of common shares outstanding </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" unitRef="Shares" id="Tag1078" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,007</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" unitRef="Shares" id="Tag1017" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,666</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" unitRef="Shares" id="Tag1016" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,728</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td> </tr> </tbody> </table> </div> </div>
<p style="margin: 0pt 15pt 0pt 24pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: -27pt; line-height: 1.2;"> <br/></p>
<p style="margin: 0pt 15pt 0pt 24pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: -27pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<span>1</span>) <span><ix:footnote xml:lang="en-US" id="footnote1" footnoteRole="http://www.xbrl.org/2003/role/footnote">Includes gain on consolidation of a joint venture of $<span style="border-left: none; border-right: none; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="hov:GainOnConsolidationOfJointVenture" unitRef="USD" id="Tag1002" decimals="-5" scale="6" format="ixt:num-dot-decimal">45.7</ix:nonFraction></span> million and $<span style="border-left: none; border-right: none; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="hov:GainOnConsolidationOfJointVenture" unitRef="USD" id="Tag1006" decimals="-5" scale="6" format="ixt:num-dot-decimal">19.1</ix:nonFraction></span> million for the year ended <span>October 31, 2024</span> and <span>2023</span>, <span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">respectively</span> (see Note <span>20</span>).</ix:footnote></span></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"> <br/></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>See notes to consolidated financial statements</i>.</span></p>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"> <br/></p>
<div style="line-height: 1.2;">
<div id="t_ft_PZIKSC5JHC00000000000000000000b">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;" class="pageno"><span>67</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div> </div> </div>
<p style="margin:0pt"><br/></p><div style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="margin: 10pt 0pt 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>HOVNANIAN ENTERPRISES, INC. AND SUBSIDIA</b><span style="font-weight: bold;">RIES</span></span></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="BSD_4_4102024124144784" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY</b></span></a></div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"> <br/></p>
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<table class="finTable" style="height: 321px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0pt; margin-right: 0px; border-collapse: collapse;" cellpadding="0" cellspacing="0">
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 1px solid #000000; border-top: 1px solid black; height: 13px;">&#160;</td>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;">A Common Stock</em></em></b></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 1px solid #000000; border-top: 1px solid black; height: 13px;">&#160;</td>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;">B Common Stock</em></em></b></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 1px solid #000000; border-top: 1px solid black; height: 13px;">&#160;</td>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;">Preferred Stock</em></em></b></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 1px solid #000000; border-top: 1px solid black; height: 13px;">&#160;</td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 1px solid #000000; border-top: 1px solid black; height: 13px;"><b>&#160;</b></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 1px solid #000000; border-top: 1px solid black; height: 13px;"><b>&#160;</b></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 1px solid #000000; border-top: 1px solid black; height: 13px;">&#160;</td>
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<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 1px solid #000000; border-top: 1px solid black; height: 13px;"><em style="font: inherit;">&#160;</em></td>
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<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important; vertical-align: top;" valign="top">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b>(In thousands, except share data)</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Shares</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Shares</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Shares</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; text-align: right; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;" colspan="2"><span style="font-style: inherit; font-variant: inherit; font-weight: bold; font-stretch: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; font-family: 'times new roman', times; font-size: 8pt;">Retained Earnin<span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; font-family: 'times new roman', times;">gs</span></span><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Issued and</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Issued and</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Issued and</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Paid-In</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">(Accumulated</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Treasury</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Noncontrolling</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px; border-bottom: 1px solid #000000;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Outstanding</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Amount</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Outstanding</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Amount</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Outstanding</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Amount</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Capital</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Deficit)</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Stock</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Interest</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 12px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 12px; width: 24%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b>Balance, <span>October 31, 2021</span></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 4%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20211031_CommonClassAMember_CommonStockOutstandingMember" name="us-gaap:SharesOutstanding" unitRef="Shares" id="Tag920" decimals="0" format="ixt:num-dot-decimal">5,595,734</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 4%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20211031_CommonClassAMember_CommonStockOutstandingMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag989" decimals="-3" scale="3" format="ixt:num-dot-decimal">61</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 4%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20211031_CommonClassBMember_CommonStockOutstandingMember" name="us-gaap:SharesOutstanding" unitRef="Shares" id="Tag1203" decimals="0" format="ixt:num-dot-decimal">659,207</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 4%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20211031_CommonClassBMember_CommonStockOutstandingMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag933" decimals="-3" scale="3" format="ixt:num-dot-decimal">7</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 4%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20211031_PreferredStockMember" name="us-gaap:SharesOutstanding" unitRef="Shares" id="Tag935" decimals="0" format="ixt:num-dot-decimal">5,600</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 4%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20211031_PreferredStockMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag945" decimals="-3" scale="3" format="ixt:num-dot-decimal">135,299</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 4%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20211031_AdditionalPaidInCapitalMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag1549" decimals="-3" scale="3" format="ixt:num-dot-decimal">722,118</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 3%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="I20211031_RetainedEarningsMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag1555" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">567,228</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 4%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="I20211031_TreasuryStockCommonMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag1588" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">115,360</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 4%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20211031_NoncontrollingInterestMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag921" decimals="-3" scale="3" format="ixt:num-dot-decimal">487</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 12px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 4%;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20211031" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag946" decimals="-3" scale="3" format="ixt:num-dot-decimal">175,384</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 12px; width: 1%;"/> </tr>
<tr style="vertical-align: bottom; height: 13px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"> Stock options, amortization and issuances </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 13px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_CommonClassAMember_CommonStockOutstandingMember" name="hov:StockOptionsAmortizationAndIssuanceShares" unitRef="Shares" id="Tag966" decimals="0" format="ixt:num-dot-decimal">2,316</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 13px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 13px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_AdditionalPaidInCapitalMember" name="hov:StockOptionsAmortizationAndIssuanceValue" unitRef="USD" id="Tag1251" decimals="-3" scale="3" format="ixt:num-dot-decimal">120</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 13px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 13px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="hov:StockOptionsAmortizationAndIssuanceValue" unitRef="USD" id="Tag973" decimals="-3" scale="3" format="ixt:num-dot-decimal">120</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 13px;"><br/></td> </tr>
<tr style="background-color: #cceeff; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">Preferred dividend declared ($</span><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:PreferredStockDividendsPerShareDeclared" unitRef="USDPerShare" id="Tag1546" decimals="2" format="ixt:num-dot-decimal">476.56</ix:nonFraction></span><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"> per share)</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px; vertical-align: bottom;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031_RetainedEarningsMember" name="us-gaap:DividendsPreferredStock" unitRef="USD" id="Tag1557" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,675</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px; vertical-align: bottom;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px; vertical-align: bottom;" valign="bottom"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px; vertical-align: bottom;" valign="bottom"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px; vertical-align: bottom;" valign="bottom"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px; vertical-align: bottom;" valign="bottom"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px; vertical-align: bottom;" valign="bottom"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px; vertical-align: bottom;" valign="bottom"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px; vertical-align: bottom;" valign="bottom"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px; vertical-align: bottom;" valign="bottom"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px; vertical-align: bottom;" valign="bottom"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px; vertical-align: bottom;" valign="bottom"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px; vertical-align: bottom;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:DividendsPreferredStock" unitRef="USD" id="Tag947" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,675</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px; vertical-align: bottom;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 12px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"> Restricted stock amortization, issuances and forfeitures </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 12px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_CommonClassAMember_CommonStockOutstandingMember" name="us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" unitRef="Shares" id="Tag988" decimals="0" format="ixt:num-dot-decimal">91,263</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 12px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><ix:nonFraction contextRef="D20221031_CommonClassAMember_CommonStockOutstandingMember" name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" unitRef="USD" id="Tag980" decimals="-3" scale="3" format="ixt:num-dot-decimal">1</ix:nonFraction></em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 12px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_CommonClassBMember_CommonStockOutstandingMember" name="us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" unitRef="Shares" id="Tag1553" decimals="0" format="ixt:num-dot-decimal">46,641</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 12px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_AdditionalPaidInCapitalMember" name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" unitRef="USD" id="Tag974" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,425</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 12px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 12px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" unitRef="USD" id="Tag939" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,426</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 12px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"> Conversion of Class B to Class A common stock </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_CommonClassAMember_CommonStockOutstandingMember" name="hov:ConversionOfStockShares" unitRef="Shares" id="Tag995" decimals="0" format="ixt:num-dot-decimal">143</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031_CommonClassBMember_CommonStockOutstandingMember" name="hov:ConversionOfStockShares" unitRef="Shares" id="Tag938" decimals="0" format="ixt:num-dot-decimal" sign="-">143</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="hov:ConversionOfStockValue" unitRef="USD" id="Tag1548" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"> Changes in noncontrolling interest in consolidated joint ventures </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031_NoncontrollingInterestMember" name="us-gaap:MinorityInterestPeriodIncreaseDecrease" unitRef="USD" id="Tag1550" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">472</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:MinorityInterestPeriodIncreaseDecrease" unitRef="USD" id="Tag937" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">472</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #cceeff; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 8pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">Share repurchases</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031_CommonClassAMember_CommonStockOutstandingMember" name="us-gaap:TreasuryStockSharesAcquired" unitRef="Shares" id="Tag991" decimals="0" format="ixt:num-dot-decimal">312,471</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031_TreasuryStockCommonMember" name="us-gaap:TreasuryStockValueAcquiredCostMethod" unitRef="USD" id="Tag942" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,222</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:TreasuryStockValueAcquiredCostMethod" unitRef="USD" id="Tag960" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,222</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 13px; border-bottom: 1px solid #000000;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"> Net income </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 13px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_RetainedEarningsMember" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag1556" decimals="-3" scale="3" format="ixt:num-dot-decimal">225,490</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 13px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag931" decimals="-3" scale="3" format="ixt:num-dot-decimal">225,490</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 13px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b>Balance, <span>October 31, 2022</span></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20221031_CommonClassAMember_CommonStockOutstandingMember" name="us-gaap:SharesOutstanding" unitRef="Shares" id="Tag981" decimals="0" format="ixt:num-dot-decimal">5,376,985</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20221031_CommonClassAMember_CommonStockOutstandingMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag1205" decimals="-3" scale="3" format="ixt:num-dot-decimal">62</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20221031_CommonClassBMember_CommonStockOutstandingMember" name="us-gaap:SharesOutstanding" unitRef="Shares" id="Tag918" decimals="0" format="ixt:num-dot-decimal">705,705</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20221031_CommonClassBMember_CommonStockOutstandingMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag915" decimals="-3" scale="3" format="ixt:num-dot-decimal">7</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20221031_PreferredStockMember" name="us-gaap:SharesOutstanding" unitRef="Shares" id="Tag971" decimals="0" format="ixt:num-dot-decimal">5,600</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20221031_PreferredStockMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag990" decimals="-3" scale="3" format="ixt:num-dot-decimal">135,299</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20221031_AdditionalPaidInCapitalMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag964" decimals="-3" scale="3" format="ixt:num-dot-decimal">727,663</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="I20221031_RetainedEarningsMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag959" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">352,413</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="I20221031_TreasuryStockCommonMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag1252" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">127,582</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20221031_NoncontrollingInterestMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag997" decimals="-3" scale="3" format="ixt:num-dot-decimal">15</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20221031" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag940" decimals="-3" scale="3" format="ixt:num-dot-decimal">383,051</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"> Stock options, amortization and issuances </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_CommonClassAMember_CommonStockOutstandingMember" name="hov:StockOptionsAmortizationAndIssuanceShares" unitRef="Shares" id="Tag944" decimals="0" format="ixt:num-dot-decimal">3,563</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_AdditionalPaidInCapitalMember" name="hov:StockOptionsAmortizationAndIssuanceValue" unitRef="USD" id="Tag977" decimals="-3" scale="3" format="ixt:num-dot-decimal">92</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="hov:StockOptionsAmortizationAndIssuanceValue" unitRef="USD" id="Tag928" decimals="-3" scale="3" format="ixt:num-dot-decimal">92</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"> Preferred dividend declared ($<ix:nonFraction contextRef="D20231031" name="us-gaap:PreferredStockDividendsPerShareDeclared" unitRef="USDPerShare" id="Tag917" decimals="2" format="ixt:num-dot-decimal">476.56</ix:nonFraction> per share) </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031_RetainedEarningsMember" name="us-gaap:DividendsPreferredStock" unitRef="USD" id="Tag972" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,675</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:DividendsPreferredStock" unitRef="USD" id="Tag982" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,675</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"> Restricted stock amortization, issuances and forfeitures </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_CommonClassAMember_CommonStockOutstandingMember" name="us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" unitRef="Shares" id="Tag961" decimals="0" format="ixt:num-dot-decimal">83,660</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_CommonClassBMember_CommonStockOutstandingMember" name="us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" unitRef="Shares" id="Tag983" decimals="0" format="ixt:num-dot-decimal">43,575</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; text-align: right;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 8pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><ix:nonFraction contextRef="D20231031_CommonClassBMember_CommonStockOutstandingMember" name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" unitRef="USD" id="Tag1204" decimals="-3" scale="3" format="ixt:num-dot-decimal">1</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_AdditionalPaidInCapitalMember" name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" unitRef="USD" id="Tag1586" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,191</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" unitRef="USD" id="Tag949" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,192</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"> Conversion of Class B to Class A common stock </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_CommonClassAMember_CommonStockOutstandingMember" name="hov:ConversionOfStockShares" unitRef="Shares" id="Tag963" decimals="0" format="ixt:num-dot-decimal">199</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031_CommonClassBMember_CommonStockOutstandingMember" name="hov:ConversionOfStockShares" unitRef="Shares" id="Tag996" decimals="0" format="ixt:num-dot-decimal" sign="-">199</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="hov:ConversionOfStockValue" unitRef="USD" id="Tag1554" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"> Changes in noncontrolling interest in consolidated joint ventures </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
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<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_NoncontrollingInterestMember" name="us-gaap:MinorityInterestPeriodIncreaseDecrease" unitRef="USD" id="Tag975" decimals="-3" scale="3" format="ixt:num-dot-decimal">38</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:MinorityInterestPeriodIncreaseDecrease" unitRef="USD" id="Tag923" decimals="-3" scale="3" format="ixt:num-dot-decimal">38</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 10px;"><br/></td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"> Share repurchases </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031_CommonClassAMember_CommonStockOutstandingMember" name="us-gaap:TreasuryStockSharesAcquired" unitRef="Shares" id="Tag914" decimals="0" format="ixt:num-dot-decimal">118,478</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031_TreasuryStockCommonMember" name="us-gaap:TreasuryStockValueAcquiredCostMethod" unitRef="USD" id="Tag924" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,800</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:TreasuryStockValueAcquiredCostMethod" unitRef="USD" id="Tag1202" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,800</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 13px; border-bottom: 1px solid #000000;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"> Net income </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 13px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_RetainedEarningsMember" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag957" decimals="-3" scale="3" format="ixt:num-dot-decimal">205,891</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 13px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag757" decimals="-3" scale="3" format="ixt:num-dot-decimal">205,891</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; height: 13px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><b>Balance, <span>October 31, 2023</span></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CommonClassAMember_CommonStockOutstandingMember" name="us-gaap:SharesOutstanding" unitRef="Shares" id="Tag922" decimals="0" format="ixt:num-dot-decimal">5,345,929</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CommonClassAMember_CommonStockOutstandingMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag956" decimals="-3" scale="3" format="ixt:num-dot-decimal">62</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CommonClassBMember_CommonStockOutstandingMember" name="us-gaap:SharesOutstanding" unitRef="Shares" id="Tag925" decimals="0" format="ixt:num-dot-decimal">749,081</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CommonClassBMember_CommonStockOutstandingMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag932" decimals="-3" scale="3" format="ixt:num-dot-decimal">8</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_PreferredStockMember" name="us-gaap:SharesOutstanding" unitRef="Shares" id="Tag967" decimals="0" format="ixt:num-dot-decimal">5,600</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_PreferredStockMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag953" decimals="-3" scale="3" format="ixt:num-dot-decimal">135,299</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_AdditionalPaidInCapitalMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag1201" decimals="-3" scale="3" format="ixt:num-dot-decimal">735,946</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="I20231031_RetainedEarningsMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag994" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">157,197</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="I20231031_TreasuryStockCommonMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag934" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">132,382</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NoncontrollingInterestMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag1545" decimals="-3" scale="3" format="ixt:num-dot-decimal">53</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag919" decimals="-3" scale="3" format="ixt:num-dot-decimal">581,789</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; background-color: #cceeff; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 19px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;">
<p style="margin: 0pt; font-size: 8pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"> Stock options, amortization and issuances </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_CommonClassAMember_CommonStockOutstandingMember" name="hov:StockOptionsAmortizationAndIssuanceShares" unitRef="Shares" id="Tag985" decimals="0" format="ixt:num-dot-decimal">5,502</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_AdditionalPaidInCapitalMember" name="hov:StockOptionsAmortizationAndIssuanceValue" unitRef="USD" id="Tag955" decimals="-3" scale="3" format="ixt:num-dot-decimal">550</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="hov:StockOptionsAmortizationAndIssuanceValue" unitRef="USD" id="Tag1552" decimals="-3" scale="3" format="ixt:num-dot-decimal">550</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 19px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;">
<p style="margin: 0pt; font-size: 8pt; font-family: 'Times New Roman', Times, serif;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"> Preferred dividend declared ($<ix:nonFraction contextRef="D20241031" name="us-gaap:PreferredStockDividendsPerShareDeclared" unitRef="USDPerShare" id="Tag954" decimals="2" format="ixt:num-dot-decimal">476.56</ix:nonFraction> per share) </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031_RetainedEarningsMember" name="us-gaap:DividendsPreferredStock" unitRef="USD" id="Tag936" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,675</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:DividendsPreferredStock" unitRef="USD" id="Tag916" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,675</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="font-size: 8pt;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;">
<p style="margin: 0pt; font-size: 8pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"> Restricted stock amortization, issuances and forfeitures </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_CommonClassAMember_CommonStockOutstandingMember" name="us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" unitRef="Shares" id="Tag926" decimals="0" format="ixt:num-dot-decimal">90,007</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 8pt;"><ix:nonFraction contextRef="D20241031_CommonClassAMember_CommonStockOutstandingMember" name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" unitRef="USD" id="Tag1544" decimals="-3" scale="3" format="ixt:num-dot-decimal">1</ix:nonFraction> </span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_CommonClassBMember_CommonStockOutstandingMember" name="us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" unitRef="Shares" id="Tag986" decimals="0" format="ixt:num-dot-decimal">53,250</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_CommonClassBMember_CommonStockOutstandingMember" name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" unitRef="USD" id="Tag978" decimals="-3" scale="3" format="ixt:num-dot-decimal">1</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_AdditionalPaidInCapitalMember" name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" unitRef="USD" id="Tag962" decimals="-3" scale="3" format="ixt:num-dot-decimal">13,256</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" unitRef="USD" id="Tag1336" decimals="-3" scale="3" format="ixt:num-dot-decimal">13,258</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;">
<p style="margin: 0pt; font-size: 8pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"> Conversion of Class B to Class A common stock </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_CommonClassAMember_CommonStockOutstandingMember" name="hov:ConversionOfStockShares" unitRef="Shares" id="Tag987" decimals="0" format="ixt:num-dot-decimal">72,977</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_CommonClassAMember_CommonStockOutstandingMember" name="hov:ConversionOfStockValue" unitRef="USD" id="Tag976" decimals="-3" scale="3" format="ixt:num-dot-decimal">1</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031_CommonClassBMember_CommonStockOutstandingMember" name="hov:ConversionOfStockShares" unitRef="Shares" id="Tag984" decimals="0" format="ixt:num-dot-decimal" sign="-">72,977</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031_CommonClassBMember_CommonStockOutstandingMember" name="hov:ConversionOfStockValue" unitRef="USD" id="Tag1551" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">1</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="hov:ConversionOfStockValue" unitRef="USD" id="Tag952" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;">
<p style="margin: 0pt; font-size: 8pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"> Changes in noncontrolling interest in consolidated joint ventures </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;">(<ix:nonFraction contextRef="D20241031_NoncontrollingInterestMember" name="us-gaap:MinorityInterestPeriodIncreaseDecrease" unitRef="USD" id="Tag958" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">53</ix:nonFraction>)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:MinorityInterestPeriodIncreaseDecrease" unitRef="USD" id="Tag969" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">53</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 8pt;">)</span></td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;">
<p style="margin: 0pt; font-size: 8pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;"> Share repurchases </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031_CommonClassAMember_CommonStockOutstandingMember" name="us-gaap:TreasuryStockSharesAcquired" unitRef="Shares" id="Tag930" decimals="0" format="ixt:num-dot-decimal">188,800</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031_TreasuryStockCommonMember" name="us-gaap:TreasuryStockValueAcquiredCostMethod" unitRef="USD" id="Tag968" decimals="-3" scale="3" format="ixt:num-dot-decimal">26,528</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:TreasuryStockValueAcquiredCostMethod" unitRef="USD" id="Tag979" decimals="-3" scale="3" format="ixt:num-dot-decimal">26,528</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="font-size: 8pt;">)</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 13px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">
<p style="margin: 0pt; font-size: 8pt; font-family: 'Times New Roman', Times, serif;">Net income</p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;"><em style="font: inherit;">&#160;</em></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;"><em style="font: inherit;">&#160;</em></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;"><em style="font: inherit;">&#160;</em></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;"><em style="font: inherit;">&#160;</em></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;"><em style="font: inherit;">&#160;</em></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;"><em style="font: inherit;">&#160;</em></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;"><em style="font: inherit;">&#160;</em></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="width: 4%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;"><ix:nonFraction contextRef="D20241031_RetainedEarningsMember" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag941" decimals="-3" scale="3" format="ixt:num-dot-decimal">242,008</ix:nonFraction></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;"><em style="font: inherit;">&#160;</em></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;"><em style="font: inherit;">&#160;</em></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td>
<td style="width: 4%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;"><ix:nonFraction contextRef="D20241031" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag965" decimals="-3" scale="3" format="ixt:num-dot-decimal">242,008</ix:nonFraction></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; border-bottom: 1px solid #000000; height: 13px;">&#160;</td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 13px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; height: 13px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0pt;"><b>Balance, <span>October 31, 2024</span></b></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; height: 13px;">&#160;</td>
<td style="width: 4%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 13px;"><ix:nonFraction contextRef="I20241031_CommonClassAMember_CommonStockOutstandingMember" name="us-gaap:SharesOutstanding" unitRef="Shares" id="Tag992" decimals="0" format="ixt:num-dot-decimal">5,325,615</ix:nonFraction></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; margin-left: 0pt; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 13px;">$</td>
<td style="width: 4%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 13px;"><ix:nonFraction contextRef="I20241031_CommonClassAMember_CommonStockOutstandingMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag950" decimals="-3" scale="3" format="ixt:num-dot-decimal">64</ix:nonFraction></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; margin-left: 0pt; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; height: 13px;">&#160;</td>
<td style="width: 4%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 13px;"><ix:nonFraction contextRef="I20241031_CommonClassBMember_CommonStockOutstandingMember" name="us-gaap:SharesOutstanding" unitRef="Shares" id="Tag929" decimals="0" format="ixt:num-dot-decimal">729,354</ix:nonFraction></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; margin-left: 0pt; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 13px;">$</td>
<td style="width: 4%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 13px;"><ix:nonFraction contextRef="I20241031_CommonClassBMember_CommonStockOutstandingMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag998" decimals="-3" scale="3" format="ixt:num-dot-decimal">8</ix:nonFraction></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; margin-left: 0pt; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; height: 13px;">&#160;</td>
<td style="width: 4%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 13px;"><ix:nonFraction contextRef="I20241031_PreferredStockMember" name="us-gaap:SharesOutstanding" unitRef="Shares" id="Tag943" decimals="0" format="ixt:num-dot-decimal">5,600</ix:nonFraction></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; margin-left: 0pt; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 13px;">$</td>
<td style="width: 4%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 13px;"><ix:nonFraction contextRef="I20241031_PreferredStockMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag1467" decimals="-3" scale="3" format="ixt:num-dot-decimal">135,299</ix:nonFraction></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; margin-left: 0pt; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 13px;">$</td>
<td style="width: 4%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 13px;"><ix:nonFraction contextRef="I20241031_AdditionalPaidInCapitalMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag951" decimals="-3" scale="3" format="ixt:num-dot-decimal">749,752</ix:nonFraction></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; margin-left: 0pt; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 13px;">$</td>
<td style="width: 4%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 13px;"><ix:nonFraction contextRef="I20241031_RetainedEarningsMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag993" decimals="-3" scale="3" format="ixt:num-dot-decimal">74,136</ix:nonFraction></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 13px;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 13px;">$</td>
<td style="width: 4%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 13px;">(<ix:nonFraction contextRef="I20241031_TreasuryStockCommonMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag948" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">158,910</ix:nonFraction></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 13px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 13px;">$</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; margin-left: 0pt; height: 13px; text-align: right;"><ix:nonFraction contextRef="I20241031_NoncontrollingInterestMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag927" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; margin-left: 0pt; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; height: 13px;">&#160;</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 13px;">$</td>
<td style="width: 4%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 13px;"><ix:nonFraction contextRef="I20241031" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag970" decimals="-3" scale="3" format="ixt:num-dot-decimal">800,349</ix:nonFraction></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 8pt; border-bottom: 3px double #000000; margin-left: 0pt; height: 13px;">&#160;</td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 15pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"> <br/></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>See notes to consolidated financial statements</i>.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"> <br/></p>
<div style="line-height: 1.2;">
<div style="border-right: none; border-left: none;">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;" class="pageno"><span>68</span></span></td> </tr> </tbody> </table> </div>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div> </div> </div>
<p style="margin:0pt"><br/></p><div id="D7r3qmtlnxpoo5i765s1c" style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="margin: 10pt 0pt 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>HOVNANIAN ENTERPRISES, INC. AND SUBSIDIARIES</b></span></p>
<div style="margin: 0pt; text-align: left;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="BSD_5_410202412423381" class="customBookmark"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>CONSOLIDATED STATEMENTS OF CASH FLOWS</b></span></a></div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div style="line-height: 1.2;">
<div style="border-left: none; border-right: none;">
<table class="finTable" style="height: 904px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="10">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Year Ended</em></em></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;<span style="font-weight: bold;">(In thousands)</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;" colspan="2"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;" colspan="2"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;" colspan="2"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; width: 60%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Cash flows from operating activities:</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Net income </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag912" decimals="-3" scale="3" format="ixt:num-dot-decimal">242,008</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag1207" decimals="-3" scale="3" format="ixt:num-dot-decimal">205,891</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag793" decimals="-3" scale="3" format="ixt:num-dot-decimal">225,490</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 12px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 12px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Adjustments to reconcile net income to net cash provided by operating activities: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 12px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 12px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 12px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 12px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 12px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 12px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 12px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 12px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 12px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 12px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 12px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 12px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Depreciation </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag877" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,730</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag776" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,798</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag901" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,457</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Stock-based compensation </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:ShareBasedCompensation" unitRef="USD" id="Tag878" decimals="-3" scale="3" format="ixt:num-dot-decimal">25,269</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:ShareBasedCompensation" unitRef="USD" id="Tag1212" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,227</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:ShareBasedCompensation" unitRef="USD" id="Tag768" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,276</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(Accretion) amortization of debt discounts, premiums and debt issuance costs </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:AmortizationOfFinancingCostsAndDiscounts" unitRef="USD" id="Tag904" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">1,041</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:AmortizationOfFinancingCostsAndDiscounts" unitRef="USD" id="Tag758" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,645</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:AmortizationOfFinancingCostsAndDiscounts" unitRef="USD" id="Tag784" decimals="-3" scale="3" format="ixt:num-dot-decimal">376</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Gain on sale of property and assets </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:GainLossOnDispositionOfAssets" unitRef="USD" id="Tag801" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,143</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:GainLossOnDispositionOfAssets" unitRef="USD" id="Tag837" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,106</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:GainLossOnDispositionOfAssets" unitRef="USD" id="Tag762" decimals="-3" scale="3" format="ixt:num-dot-decimal">34</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">)</td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-indent: 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Gain on consolidation of joint ventures </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="hov:GainOnConsolidationOfJointVenture" unitRef="USD" id="Tag767" decimals="-3" scale="3" format="ixt:num-dot-decimal">45,653</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="hov:GainOnConsolidationOfJointVenture" unitRef="USD" id="Tag869" decimals="-3" scale="3" format="ixt:num-dot-decimal">19,102</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="hov:GainOnConsolidationOfJointVenture" unitRef="USD" id="Tag879" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Income from unconsolidated joint ventures </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag853" decimals="-3" scale="3" format="ixt:num-dot-decimal">52,262</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag866" decimals="-3" scale="3" format="ixt:num-dot-decimal">43,160</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag891" decimals="-3" scale="3" format="ixt:num-dot-decimal">29,033</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Distributions of earnings from unconsolidated joint ventures </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:EquityMethodInvestmentDividendsOrDistributions" unitRef="USD" id="Tag867" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,919</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:EquityMethodInvestmentDividendsOrDistributions" unitRef="USD" id="Tag874" decimals="-3" scale="3" format="ixt:num-dot-decimal">18,650</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:EquityMethodInvestmentDividendsOrDistributions" unitRef="USD" id="Tag808" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,990</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> (Gain) loss on extinguishment of debt </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:GainsLossesOnExtinguishmentOfDebt" unitRef="USD" id="Tag785" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,371</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:GainsLossesOnExtinguishmentOfDebt" unitRef="USD" id="Tag786" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">25,638</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:GainsLossesOnExtinguishmentOfDebt" unitRef="USD" id="Tag1219" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">6,795</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Noncontrolling interest in consolidated joint ventures </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="hov:NoncontrollingInterestIncomeInConsolidatedJointVenture" unitRef="USD" id="Tag913" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="hov:NoncontrollingInterestIncomeInConsolidatedJointVenture" unitRef="USD" id="Tag881" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">38</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="hov:NoncontrollingInterestIncomeInConsolidatedJointVenture" unitRef="USD" id="Tag844" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">270</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Inventory impairments and land option write-offs </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="hov:InventoryImpairmentsAndLandOptionCostWriteOffs" unitRef="USD" id="Tag822" decimals="-3" scale="3" format="ixt:num-dot-decimal">11,556</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="hov:InventoryImpairmentsAndLandOptionCostWriteOffs" unitRef="USD" id="Tag764" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,536</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="hov:InventoryImpairmentsAndLandOptionCostWriteOffs" unitRef="USD" id="Tag783" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,076</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> (Increase) decrease in assets: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Inventories </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:IncreaseDecreaseInInventories" unitRef="USD" id="Tag809" decimals="-3" scale="3" format="ixt:num-dot-decimal">183,522</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:IncreaseDecreaseInInventories" unitRef="USD" id="Tag807" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">278,672</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:IncreaseDecreaseInInventories" unitRef="USD" id="Tag862" decimals="-3" scale="3" format="ixt:num-dot-decimal">279,000</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Receivables, deposits and notes </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:IncreaseDecreaseInReceivables" unitRef="USD" id="Tag779" decimals="-3" scale="3" format="ixt:num-dot-decimal">11,901</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:IncreaseDecreaseInReceivables" unitRef="USD" id="Tag815" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">11,296</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:IncreaseDecreaseInReceivables" unitRef="USD" id="Tag766" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,632</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Origination of mortgage loans </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale" unitRef="USD" id="Tag1568" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,567,961</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale" unitRef="USD" id="Tag889" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,216,923</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale" unitRef="USD" id="Tag1221" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,205,604</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Sale of mortgage loans </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale" unitRef="USD" id="Tag832" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,549,272</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale" unitRef="USD" id="Tag893" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,197,988</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale" unitRef="USD" id="Tag845" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,245,408</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;">
<p style="margin: 0pt; text-indent: 27pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Deferred tax assets </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:IncreaseDecreaseInDeferredIncomeTaxes" unitRef="USD" id="Tag805" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">61,769</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:IncreaseDecreaseInDeferredIncomeTaxes" unitRef="USD" id="Tag884" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">41,960</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:IncreaseDecreaseInDeferredIncomeTaxes" unitRef="USD" id="Tag772" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">80,885</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><br/></td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> (Decrease) increase in liabilities: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Accounts payable, accrued interest and other liabilities </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" unitRef="USD" id="Tag909" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">349</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" unitRef="USD" id="Tag887" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">59,554</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" unitRef="USD" id="Tag876" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,705</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Customers&#8217; deposits </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:IncreaseDecreaseInContractWithCustomerLiability" unitRef="USD" id="Tag760" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">16,298</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:IncreaseDecreaseInContractWithCustomerLiability" unitRef="USD" id="Tag780" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">29,913</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:IncreaseDecreaseInContractWithCustomerLiability" unitRef="USD" id="Tag821" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,725</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> State income tax payable </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:IncreaseDecreaseInAccruedIncomeTaxesPayable" unitRef="USD" id="Tag871" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,618</ix:nonFraction></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:IncreaseDecreaseInAccruedIncomeTaxesPayable" unitRef="USD" id="Tag897" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">1,306</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:IncreaseDecreaseInAccruedIncomeTaxesPayable" unitRef="USD" id="Tag817" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">684</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">)</td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 36pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Net cash provided by operating activities </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; margin: 0pt; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; vertical-align: bottom;"><span style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; vertical-align: bottom;"><ix:nonFraction contextRef="D20241031" name="us-gaap:NetCashProvidedByUsedInOperatingActivities" unitRef="USD" id="Tag1210" decimals="-3" scale="3" format="ixt:num-dot-decimal">23,640</ix:nonFraction></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; height: 17px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:NetCashProvidedByUsedInOperatingActivities" unitRef="USD" id="Tag894" decimals="-3" scale="3" format="ixt:num-dot-decimal">435,275</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:NetCashProvidedByUsedInOperatingActivities" unitRef="USD" id="Tag908" decimals="-3" scale="3" format="ixt:num-dot-decimal">89,466</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Cash flows from investing activities:</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Proceeds from sale of property and assets </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment" unitRef="USD" id="Tag888" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,419</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment" unitRef="USD" id="Tag1217" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,961</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment" unitRef="USD" id="Tag872" decimals="-3" scale="3" format="ixt:num-dot-decimal">63</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Purchase of property, equipment, and other fixed assets </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:PaymentsToAcquirePropertyPlantAndEquipment" unitRef="USD" id="Tag1208" decimals="-3" scale="3" format="ixt:num-dot-decimal">17,859</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:PaymentsToAcquirePropertyPlantAndEquipment" unitRef="USD" id="Tag796" decimals="-3" scale="3" format="ixt:num-dot-decimal">18,821</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:PaymentsToAcquirePropertyPlantAndEquipment" unitRef="USD" id="Tag828" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,592</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Investment in and advances to unconsolidated joint ventures, net of reimbursements </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="hov:PaymentsToAcquireInterestInJointVentureNetOfReimbursements" unitRef="USD" id="Tag813" decimals="-3" scale="3" format="ixt:num-dot-decimal">34,436</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="hov:PaymentsToAcquireInterestInJointVentureNetOfReimbursements" unitRef="USD" id="Tag1213" decimals="-3" scale="3" format="ixt:num-dot-decimal">77,822</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="hov:PaymentsToAcquireInterestInJointVentureNetOfReimbursements" unitRef="USD" id="Tag769" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">35</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"/> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Distributions of capital from unconsolidated joint ventures </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" unitRef="USD" id="Tag791" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,404</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" unitRef="USD" id="Tag1218" decimals="-3" scale="3" format="ixt:num-dot-decimal">16,447</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" unitRef="USD" id="Tag812" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,342</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 36pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Net cash used in investing activities </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:NetCashProvidedByUsedInInvestingActivities" unitRef="USD" id="Tag806" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">46,472</ix:nonFraction></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:NetCashProvidedByUsedInInvestingActivities" unitRef="USD" id="Tag827" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">78,235</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:NetCashProvidedByUsedInInvestingActivities" unitRef="USD" id="Tag833" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">2,152</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">)</td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Cash flows from financing activities:</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Proceeds from mortgages and notes </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:ProceedsFromNotesPayable" unitRef="USD" id="Tag1570" decimals="-3" scale="3" format="ixt:num-dot-decimal">301,017</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:ProceedsFromNotesPayable" unitRef="USD" id="Tag799" decimals="-3" scale="3" format="ixt:num-dot-decimal">324,849</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:ProceedsFromNotesPayable" unitRef="USD" id="Tag847" decimals="-3" scale="3" format="ixt:num-dot-decimal">438,883</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Payments related to mortgages and notes </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:RepaymentsOfNotesPayable" unitRef="USD" id="Tag794" decimals="-3" scale="3" format="ixt:num-dot-decimal">340,093</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:RepaymentsOfNotesPayable" unitRef="USD" id="Tag892" decimals="-3" scale="3" format="ixt:num-dot-decimal">382,933</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:RepaymentsOfNotesPayable" unitRef="USD" id="Tag846" decimals="-3" scale="3" format="ixt:num-dot-decimal">418,383</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Proceeds from model sale leaseback financing programs </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="hov:ProceedsFromModelSaleLeasebackFinancingPrograms" unitRef="USD" id="Tag880" decimals="-3" scale="3" format="ixt:num-dot-decimal">27,136</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="hov:ProceedsFromModelSaleLeasebackFinancingPrograms" unitRef="USD" id="Tag765" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,412</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="hov:ProceedsFromModelSaleLeasebackFinancingPrograms" unitRef="USD" id="Tag816" decimals="-3" scale="3" format="ixt:num-dot-decimal">35,030</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Payments related to model sale leaseback financing programs </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="hov:PaymentsForModelSaleLeasebackFinancingPrograms" unitRef="USD" id="Tag781" decimals="-3" scale="3" format="ixt:num-dot-decimal">22,564</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="hov:PaymentsForModelSaleLeasebackFinancingPrograms" unitRef="USD" id="Tag763" decimals="-3" scale="3" format="ixt:num-dot-decimal">21,875</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="hov:PaymentsForModelSaleLeasebackFinancingPrograms" unitRef="USD" id="Tag896" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,857</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Proceeds from land bank financing programs </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="hov:ProceedsFromLandBankFinancingProgram" unitRef="USD" id="Tag899" decimals="-3" scale="3" format="ixt:num-dot-decimal">98,735</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="hov:ProceedsFromLandBankFinancingProgram" unitRef="USD" id="Tag830" decimals="-3" scale="3" format="ixt:num-dot-decimal">53,115</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="hov:ProceedsFromLandBankFinancingProgram" unitRef="USD" id="Tag868" decimals="-3" scale="3" format="ixt:num-dot-decimal">189,952</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Payments related to land bank financing programs </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="hov:PaymentsForLandBankFinancingProgram" unitRef="USD" id="Tag761" decimals="-3" scale="3" format="ixt:num-dot-decimal">86,624</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="hov:PaymentsForLandBankFinancingProgram" unitRef="USD" id="Tag905" decimals="-3" scale="3" format="ixt:num-dot-decimal">123,109</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="hov:PaymentsForLandBankFinancingProgram" unitRef="USD" id="Tag797" decimals="-3" scale="3" format="ixt:num-dot-decimal">68,746</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Proceeds from partner distributions to consolidated joint venture </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="hov:ProceedsFromPartnerDistributionsToConsolidatedJointVenture" unitRef="USD" id="Tag1211" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="hov:ProceedsFromPartnerDistributionsToConsolidatedJointVenture" unitRef="USD" id="Tag911" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="hov:ProceedsFromPartnerDistributionsToConsolidatedJointVenture" unitRef="USD" id="Tag857" decimals="-3" scale="3" format="ixt:num-dot-decimal">40</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Payments for partner distributions to consolidated joint venture </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="hov:PaymentsForPartnerDistributionsToConsolidatedJointVenture" unitRef="USD" id="Tag848" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="hov:PaymentsForPartnerDistributionsToConsolidatedJointVenture" unitRef="USD" id="Tag855" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="hov:PaymentsForPartnerDistributionsToConsolidatedJointVenture" unitRef="USD" id="Tag900" decimals="-3" scale="3" format="ixt:num-dot-decimal">782</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Net proceeds (payments) related to mortgage warehouse lines of credit </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:ProceedsFromRepaymentsOfLinesOfCredit" unitRef="USD" id="Tag789" decimals="-3" scale="3" format="ixt:num-dot-decimal">20,643</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:ProceedsFromRepaymentsOfLinesOfCredit" unitRef="USD" id="Tag850" decimals="-3" scale="3" format="ixt:num-dot-decimal">16,432</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:ProceedsFromRepaymentsOfLinesOfCredit" unitRef="USD" id="Tag886" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">40,618</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-indent: 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Net borrowings from senior secured notes </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:ProceedsFromIssuanceOfSecuredDebt" unitRef="USD" id="Tag1569" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:ProceedsFromIssuanceOfSecuredDebt" unitRef="USD" id="Tag906" decimals="-3" scale="3" format="ixt:num-dot-decimal">640,925</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:ProceedsFromIssuanceOfSecuredDebt" unitRef="USD" id="Tag825" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Payments related to senior secured notes </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:RepaymentsOfSeniorDebt" unitRef="USD" id="Tag839" decimals="-3" scale="3" format="ixt:num-dot-decimal">145,000</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:RepaymentsOfSeniorDebt" unitRef="USD" id="Tag826" decimals="-3" scale="3" format="ixt:num-dot-decimal">752,182</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:RepaymentsOfSeniorDebt" unitRef="USD" id="Tag863" decimals="-3" scale="3" format="ixt:num-dot-decimal">103,875</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;">
<p style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Preferred dividends paid </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" unitRef="USD" id="Tag860" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,675</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" unitRef="USD" id="Tag811" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,675</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" unitRef="USD" id="Tag865" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,675</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-indent: 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Treasury stock purchases </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:PaymentsForRepurchaseOfCommonStock" unitRef="USD" id="Tag759" decimals="-3" scale="3" format="ixt:num-dot-decimal">26,528</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:PaymentsForRepurchaseOfCommonStock" unitRef="USD" id="Tag835" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,800</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:PaymentsForRepurchaseOfCommonStock" unitRef="USD" id="Tag1262" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,222</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Debt issuance costs from note issuances, land banking financing programs and model sale leaseback financing programs</span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:PaymentsOfFinancingCosts" unitRef="USD" id="Tag840" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,973</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:PaymentsOfFinancingCosts" unitRef="USD" id="Tag883" decimals="-3" scale="3" format="ixt:num-dot-decimal">13,870</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:PaymentsOfFinancingCosts" unitRef="USD" id="Tag852" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,267</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 36pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Net cash used in financing activities </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:NetCashProvidedByUsedInFinancingActivities" unitRef="USD" id="Tag1216" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">187,926</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:NetCashProvidedByUsedInFinancingActivities" unitRef="USD" id="Tag864" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">261,711</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:NetCashProvidedByUsedInFinancingActivities" unitRef="USD" id="Tag800" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">16,520</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Net (decrease) increase in cash and cash equivalents, and restricted cash and cash equivalents </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" unitRef="USD" id="Tag861" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">210,758</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" unitRef="USD" id="Tag843" decimals="-3" scale="3" format="ixt:num-dot-decimal">95,329</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" unitRef="USD" id="Tag778" decimals="-3" scale="3" format="ixt:num-dot-decimal">70,794</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Cash and cash equivalents, and restricted cash and cash equivalents balance, beginning of period </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" unitRef="USD" id="Tag771" decimals="-3" scale="3" format="ixt:num-dot-decimal">477,519</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20221031" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" unitRef="USD" id="Tag792" decimals="-3" scale="3" format="ixt:num-dot-decimal">382,190</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20211031" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" unitRef="USD" id="Tag829" decimals="-3" scale="3" format="ixt:num-dot-decimal">311,396</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; height: 18px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 18px;"><span style="color: #000000 !important; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Cash and cash equivalents, and restricted cash and cash equivalents balance, end of period</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; background-color: #cceeff; height: 18px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; height: 18px; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; height: 18px; border-bottom-color: #000000 !important;"><ix:nonFraction contextRef="I20241031" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" unitRef="USD" id="Tag836" decimals="-3" scale="3" format="ixt:num-dot-decimal">266,761</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-width: 2.8pt; border-bottom-style: double; background-color: #cceeff; height: 18px; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; background-color: #cceeff; height: 18px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-width: 2.8pt; border-bottom-style: double; background-color: #cceeff; height: 18px; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-width: 2.8pt; border-bottom-style: double; background-color: #cceeff; height: 18px; border-bottom-color: #000000 !important;"><ix:nonFraction contextRef="I20231031" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" unitRef="USD" id="Tag910" decimals="-3" scale="3" format="ixt:num-dot-decimal">477,519</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-width: 2.8pt; border-bottom-style: double; background-color: #cceeff; height: 18px; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; background-color: #cceeff; height: 18px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-width: 2.8pt; border-bottom-style: double; background-color: #cceeff; height: 18px; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-width: 2.8pt; border-bottom-style: double; background-color: #cceeff; height: 18px; border-bottom-color: #000000 !important;"><ix:nonFraction contextRef="I20221031" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" unitRef="USD" id="Tag890" decimals="-3" scale="3" format="ixt:num-dot-decimal">382,190</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-width: 2.8pt; border-bottom-style: double; background-color: #cceeff; height: 18px; border-bottom-color: #000000 !important;"><br/></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Supplemental disclosures of cash flows: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Cash paid during the period for: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Interest, net of capitalized interest (see Note <span>3</span> to the Consolidated Financial Statements)</span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:InterestPaidNet" unitRef="USD" id="Tag859" decimals="-3" scale="3" format="ixt:num-dot-decimal">47,803</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:InterestPaidNet" unitRef="USD" id="Tag820" decimals="-3" scale="3" format="ixt:num-dot-decimal">62,576</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:InterestPaidNet" unitRef="USD" id="Tag777" decimals="-3" scale="3" format="ixt:num-dot-decimal">44,872</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Income taxes </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:IncomeTaxesPaidNet" unitRef="USD" id="Tag841" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,694</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:IncomeTaxesPaidNet" unitRef="USD" id="Tag875" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,407</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:IncomeTaxesPaidNet" unitRef="USD" id="Tag803" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,062</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 2.8pt; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Reconciliation of Cash, cash equivalents and restricted cash </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1px; border-top-style: solid; background-color: #cceeff; border-top-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Homebuilding: Cash and cash equivalents </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; background-color: #cceeff; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; background-color: #cceeff; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_HomeBuildingSegmentMember" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" unitRef="USD" id="Tag802" decimals="-3" scale="3" format="ixt:num-dot-decimal">209,976</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; background-color: #cceeff; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; background-color: #cceeff; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; background-color: #cceeff; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_HomeBuildingSegmentMember" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" unitRef="USD" id="Tag782" decimals="-3" scale="3" format="ixt:num-dot-decimal">434,119</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; background-color: #cceeff; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; background-color: #cceeff; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; background-color: #cceeff; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20221031_HomeBuildingSegmentMember" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" unitRef="USD" id="Tag902" decimals="-3" scale="3" format="ixt:num-dot-decimal">326,198</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; background-color: #cceeff; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Homebuilding: Restricted cash and cash equivalents </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_HomeBuildingSegmentMember" name="us-gaap:RestrictedCashAndCashEquivalents" unitRef="USD" id="Tag1209" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,875</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_HomeBuildingSegmentMember" name="us-gaap:RestrictedCashAndCashEquivalents" unitRef="USD" id="Tag870" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,431</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20221031_HomeBuildingSegmentMember" name="us-gaap:RestrictedCashAndCashEquivalents" unitRef="USD" id="Tag851" decimals="-3" scale="3" format="ixt:num-dot-decimal">13,382</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial Services: Cash and cash equivalents, included in financial services assets </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_FinancialServicesMember" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" unitRef="USD" id="Tag907" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,589</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_FinancialServicesMember" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" unitRef="USD" id="Tag814" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,519</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20221031_FinancialServicesMember" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" unitRef="USD" id="Tag898" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,468</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial Services: Restricted cash and cash equivalents, included in financial services assets </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_FinancialServicesMember" name="us-gaap:RestrictedCashAndCashEquivalents" unitRef="USD" id="Tag831" decimals="-3" scale="3" format="ixt:num-dot-decimal">42,321</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_FinancialServicesMember" name="us-gaap:RestrictedCashAndCashEquivalents" unitRef="USD" id="Tag819" decimals="-3" scale="3" format="ixt:num-dot-decimal">30,450</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20221031_FinancialServicesMember" name="us-gaap:RestrictedCashAndCashEquivalents" unitRef="USD" id="Tag1215" decimals="-3" scale="3" format="ixt:num-dot-decimal">36,142</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 2.8pt; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total cash, cash equivalents and restricted cash shown in the statements of cash flows </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 2.8pt; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 2.8pt; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" unitRef="USD" id="Tag873" decimals="-3" scale="3" format="ixt:num-dot-decimal">266,761</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 2.8pt; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 2.8pt; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 2.8pt; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" unitRef="USD" id="Tag774" decimals="-3" scale="3" format="ixt:num-dot-decimal">477,519</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 2.8pt; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 2.8pt; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 2.8pt; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20221031" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" unitRef="USD" id="Tag790" decimals="-3" scale="3" format="ixt:num-dot-decimal">382,190</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 2.8pt; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr> </tbody> </table> </div> </div>
<p style="margin: 0pt 22.7pt 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>See notes to consolidated financial statements.</i></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div style="line-height: 1.2;">
<div id="t_ft_CYFCC837LS00000000000000000000b">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;" class="pageno"><span>69</span></span></td> </tr> </tbody> </table> </div>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div> </div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div style="border-left: none; border-right: none; line-height: 1.2;">
<ix:nonNumeric contextRef="D20241031" name="us-gaap:CashFlowSupplementalDisclosuresTextBlock" id="Tag69" escape="true">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Supplemental disclosure of noncash investing and financing activities:</b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">second</em> quarter of fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span>,</em> we consolidated the remaining assets of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>one</span></em> of our unconsolidated joint ventures, resulting in a $<ix:nonFraction contextRef="D20230430_ConsolidatedJointVentureMember" name="hov:ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" unitRef="USD" id="Tag849" decimals="-5" scale="6" format="ixt:num-dot-decimal">10.8</ix:nonFraction> million reduction in our investment in the joint venture, and increases of $<ix:nonFraction contextRef="D20230430_ConsolidatedJointVentureMember" name="us-gaap:NoncashOrPartNoncashAcquisitionInventoryAcquired1" unitRef="USD" id="Tag804" decimals="-5" scale="6" format="ixt:num-dot-decimal">14.9</ix:nonFraction> million and $<ix:nonFraction contextRef="D20230430_ConsolidatedJointVentureMember" name="us-gaap:NoncashOrPartNoncashAcquisitionPayablesAssumed1" unitRef="USD" id="Tag1220" decimals="-5" scale="6" format="ixt:num-dot-decimal">5.3</ix:nonFraction> million to inventory and accounts payable, respectively.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em> quarter of fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span>,</em> we consolidated the remaining assets of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>one</span></em> of our unconsolidated joint ventures, resulting in a $<ix:nonFraction contextRef="D20230731_ConsolidatedJointVentureMember" name="hov:ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" unitRef="USD" id="Tag798" decimals="-5" scale="6" format="ixt:num-dot-decimal">53.4</ix:nonFraction> million reduction in our investment in the joint venture, and increases of $<ix:nonFraction contextRef="D20230731_ConsolidatedJointVentureMember" name="us-gaap:NoncashOrPartNoncashAcquisitionInventoryAcquired1" unitRef="USD" id="Tag775" decimals="-5" scale="6" format="ixt:num-dot-decimal">95.3</ix:nonFraction> million to inventory, $<ix:nonFraction contextRef="D20230731_ConsolidatedJointVentureMember" name="us-gaap:NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1" unitRef="USD" id="Tag770" decimals="-5" scale="6" format="ixt:num-dot-decimal">3.8</ix:nonFraction> million to other assets, $<ix:nonFraction contextRef="D20230731_ConsolidatedJointVentureMember" name="us-gaap:NoncashOrPartNoncashAcquisitionPayablesAssumed1" unitRef="USD" id="Tag882" decimals="-5" scale="6" format="ixt:num-dot-decimal">14.5</ix:nonFraction> million to accounts payable, $<ix:nonFraction contextRef="D20230731_ConsolidatedJointVentureMember" name="us-gaap:NoncashOrPartNoncashAcquisitionOtherLiabilitiesAssumed1" unitRef="USD" id="Tag885" decimals="-5" scale="6" format="ixt:num-dot-decimal">7.3</ix:nonFraction> million to customer deposits and $<ix:nonFraction contextRef="D20230731_ConsolidatedJointVentureMember" name="us-gaap:NoncashOrPartNoncashAcquisitionDebtAssumed1" unitRef="USD" id="Tag1258" decimals="-5" scale="6" format="ixt:num-dot-decimal">4.8</ix:nonFraction> million to nonrecourse mortgages and notes, net of debt issuance costs.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In the third quarter of fiscal <span>2024</span>, we consolidated the remaining assets of <span>one</span> of our unconsolidated joint ventures, resulting in a $<ix:nonFraction contextRef="D20240731_ConsolidatedJointVentureMember" name="hov:ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" unitRef="USD" id="Tag1214" decimals="-5" scale="6" format="ixt:num-dot-decimal">33.1</ix:nonFraction> million reduction in our investment in the joint venture, and increases of $<ix:nonFraction contextRef="D20240731_ConsolidatedJointVentureMember" name="us-gaap:NoncashOrPartNoncashAcquisitionInventoryAcquired1" unitRef="USD" id="Tag838" decimals="-5" scale="6" format="ixt:num-dot-decimal">123.7</ix:nonFraction> million to inventory, $<ix:nonFraction contextRef="D20240731_ConsolidatedJointVentureMember" name="us-gaap:NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1" unitRef="USD" id="Tag858" decimals="-5" scale="6" format="ixt:num-dot-decimal">7.0</ix:nonFraction> million to other assets, $<ix:nonFraction contextRef="D20240731_ConsolidatedJointVentureMember" name="us-gaap:NoncashOrPartNoncashAcquisitionPayablesAssumed1" unitRef="USD" id="Tag824" decimals="-5" scale="6" format="ixt:num-dot-decimal">8.8</ix:nonFraction> million to accounts payable, $<ix:nonFraction contextRef="D20240731_ConsolidatedJointVentureMember" name="us-gaap:NoncashOrPartNoncashAcquisitionOtherLiabilitiesAssumed1" unitRef="USD" id="Tag823" decimals="-5" scale="6" format="ixt:num-dot-decimal">6.5</ix:nonFraction> million to customer deposits and $<ix:nonFraction contextRef="D20240731_ConsolidatedJointVentureMember" name="us-gaap:NoncashOrPartNoncashAcquisitionDebtAssumed1" unitRef="USD" id="Tag842" decimals="-5" scale="6" format="ixt:num-dot-decimal">36.6</ix:nonFraction> million to nonrecourse mortgages and notes, net of debt issuance costs.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In the third quarter of fiscal <span>2024</span>, we exchanged $<ix:nonFraction contextRef="I20240731_UnsecuredSeniorNotesMember_The135SeniorNotesDue2026Member" name="us-gaap:DebtInstrumentFaceAmount" unitRef="USD" id="Tag795" decimals="-5" scale="6" format="ixt:num-dot-decimal">64.0</ix:nonFraction> million aggregate principal amount of <ix:nonFraction contextRef="I20240731_UnsecuredSeniorNotesMember_The135SeniorNotesDue2026Member" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag834" decimals="3" scale="-2" format="ixt:num-dot-decimal">13.5</ix:nonFraction>% Senior Notes due <ix:nonNumeric contextRef="D20240731_UnsecuredSeniorNotesMember_The135SeniorNotesDue2026Member" name="us-gaap:DebtInstrumentMaturityDate" id="Tag788" format="ixt:date-monthname-day-year-en">February 1, 2026</ix:nonNumeric> (the&#160;&#8220;<span>13.5</span>% Notes&#8221;), $<ix:nonFraction contextRef="I20240731_UnsecuredSeniorNotesMember_The50SeniorNotesDue2040Member" name="us-gaap:DebtInstrumentFaceAmount" unitRef="USD" id="Tag810" decimals="-5" scale="6" format="ixt:num-dot-decimal">65.2</ix:nonFraction> million aggregate principal amount of <ix:nonFraction contextRef="I20240731_UnsecuredSeniorNotesMember_The50SeniorNotesDue2040Member" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag787" decimals="3" scale="-2" format="ixt:num-dot-decimal">5.0</ix:nonFraction>% Senior Notes due <ix:nonNumeric contextRef="D20240731_UnsecuredSeniorNotesMember_The50SeniorNotesDue2040Member" name="us-gaap:DebtInstrumentMaturityDate" id="Tag854" format="ixt:date-monthname-day-year-en">February 1, 2040</ix:nonNumeric> and all of the $<ix:nonFraction contextRef="I20240731_UnsecuredSeniorTermLoanMember_SeniorUnsecuredTermLoanCreditFacilityDue2027Member" name="us-gaap:DebtInstrumentFaceAmount" unitRef="USD" id="Tag773" decimals="-5" scale="6" format="ixt:num-dot-decimal">39.6</ix:nonFraction> million aggregate principal amount of loans under the Senior Unsecured Term Loan Credit Facility due <ix:nonNumeric contextRef="D20240731_UnsecuredSeniorTermLoanMember_SeniorUnsecuredTermLoanCreditFacilityDue2027Member" name="us-gaap:DebtInstrumentMaturityDate" id="Tag818" format="ixt:date-monthname-day-year-en">February 1, 2027</ix:nonNumeric> (the &#8220;Unsecured Term Loan&#8221;) and an aggregate cash payment of $<ix:nonFraction contextRef="I20240731_UnsecuredSeniorTermLoanMember_The135SeniorNotesDue2026AndSeniorUnsecuredTermLoanCreditFacilityDue2027Member" name="hov:DebtInstrumentRedeemedFaceAmount" unitRef="USD" id="Tag895" decimals="-5" scale="6" format="ixt:num-dot-decimal">31.5</ix:nonFraction> million in respect of the <span>13.5</span>% Notes and Unsecured Term Loan for an additional $<ix:nonFraction contextRef="I20240731_SeniorSecuredTermLoanMember_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member" name="us-gaap:DebtInstrumentFaceAmount" unitRef="USD" id="Tag903" decimals="-5" scale="6" format="ixt:num-dot-decimal">93.5</ix:nonFraction> million aggregate principal amount of loans under the Senior Secured <span>1.75</span> Lien Term Loan Credit Facility due <ix:nonNumeric contextRef="D20240731_SeniorSecuredTermLoanMember_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member" name="us-gaap:DebtInstrumentMaturityDate" id="Tag856" format="ixt:date-monthname-day-year-en">January 31, 2028</ix:nonNumeric>.</span></p> </ix:nonNumeric>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;" class="pageno"><span>70</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div> </div> </div> </div>
<p style="margin:0pt"><br/></p><div id="Dwyxpjc3vyg952pmqovq7yn" style="font-family: 'times new roman', times; font-size: 10pt;">
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<p style="margin: 10pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">HOVNANIAN ENTERPRISES, INC.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a id="notes" href="#"></a><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="BSD_5_410202412437869" class="customBookmark">Notes to Consolidated Financial Statements</a></span></p> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<ix:nonNumeric contextRef="D20241031" name="us-gaap:BasisOfAccounting" id="Tag1564" escape="true">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">1.</em> Basis of Presentation</b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">The accompanying Consolidated Financial Statements have been prepared in accordance with generally accepted accounting principles in the United States of America (&#8220;U.S. GAAP&#8221;) and include Hovnanian Enterprises, Inc.&#8217;s (&#8220;HEI&#8221;) accounts and those of all its consolidated subsidiaries, after elimination of all intercompany balances and transactions. HEI&#8217;s fiscal year ends on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 31. </em><span>Noncontrolling interest represents the proportionate equity interest in a consolidated joint venture that is not <ix:nonFraction contextRef="I20241031" name="hov:PercentageOfEquityInterestInConsolidatedJointVentureThatIsNotOwnedByCompanyDirectlyOrIndirectly" unitRef="Pure" id="Tag1264" decimals="2" scale="-2" format="ixt:num-dot-decimal">100</ix:nonFraction>% owned by HEI, directly or indirectly; </span></span><span><span style="font-size: 10.0pt;">we sold our membership
interest in such joint venture during the first quarter of fiscal 2024.</span></span><span style="font-size: 10.0pt;"></span><br/></p> </ix:nonNumeric>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p> </div><div id="Dz8u7p10vrdpd6zygd2g44w" style="font-family: 'times new roman', times; font-size: 10pt;">
<ix:nonNumeric contextRef="D20241031" name="us-gaap:NatureOfOperations" id="Tag1636" escape="true">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">2.</em> Business</b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt; line-height: inherit;">HEI conducts all of its homebuilding and financial services operations through its subsidiaries (references herein to the &#8220;Company,&#8221; &#8220;we,&#8221; &#8220;us&#8221; or &#8220;our&#8221; refer to HEI and its consolidated subsidiaries and should be understood to reflect the consolidated business of HEI&#8217;s subsidiaries). Our operations consist of homebuilding, financial services and corporate. Our homebuilding operations are made up of <ix:nonFraction contextRef="D20241031_HomebuildingMember" name="us-gaap:NumberOfReportableSegments" unitRef="Item" id="Tag1634" decimals="0" format="ixt-sec:numwordsen">three</ix:nonFraction> reportable segments defined as Northeast, Southeast and West. Homebuilding operations comprise the substantial part of our business, representing approximately <ix:nonFraction contextRef="D20221030_HomebuildingMember_SegmentConcentrationRiskMember_SalesRevenueNetMember" name="us-gaap:ConcentrationRiskPercentage1" unitRef="Pure" id="Tag1714" decimals="2" scale="-2" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="D20231031_SalesRevenueNetMember_SegmentConcentrationRiskMember_HomebuildingMember" name="us-gaap:ConcentrationRiskPercentage1" unitRef="Pure" id="Tag1688" decimals="2" scale="-2" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="D20241031_SalesRevenueNetMember_SegmentConcentrationRiskMember_HomebuildingMember" name="us-gaap:ConcentrationRiskPercentage1" unitRef="Pure" id="Tag1635" decimals="2" scale="-2" format="ixt:num-dot-decimal">98</ix:nonFraction></ix:nonFraction></ix:nonFraction>% of consolidated revenues for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>,&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>&#160;and <span>2022</span>, respectively<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">. </em>HEI is a Delaware corporation, which through its subsidiaries, was building and selling homes in Arizona, California, Delaware, Florida, Georgia, Maryland, New Jersey, Ohio, Pennsylvania, South Carolina, Texas, Virginia and West Virginia, across <ix:nonFraction contextRef="I20241031" name="hov:NumberOfCommunities" unitRef="Item" id="Tag1633" decimals="0" format="ixt:num-dot-decimal">130</ix:nonFraction>&#160;consolidated active selling&#160;communities at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>.&#160;Our homebuilding subsidiaries offer a wide variety of homes that are designed to appeal to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">first</em>-time buyers, move-up buyers, luxury buyers, active lifestyle buyers and empty nesters. Our financial services operations, which are a reportable segment, provide mortgage banking and title services to the homebuilding operations&#8217; customers. Our financial services subsidiaries do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> typically retain or service the mortgages that they originate but rather sell the mortgages and related servicing rights to investors. Corporate primarily includes the operations of our corporate office whose primary purpose is to provide executive services, accounting, information services, human resources, management reporting, training, cash management, internal audit, risk management, and administration of process redesign, quality, and safety.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman'; font-size: 6pt; line-height: 1.2;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt; line-height: inherit;">See Note <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">10</em> &#8220;Operating and Reporting Segments&#8221; for further disclosure of our reportable segments.</span></p> </ix:nonNumeric>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p> </div><div id="Dejk5q315zb5ij4yzyix7ia" style="font-family: 'times new roman', times; font-size: 10pt;">
<ix:nonNumeric contextRef="D20241031" name="us-gaap:SignificantAccountingPoliciesTextBlock" id="Tag1337" escape="true">
<p style="margin: 0pt 0pt 10pt; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">3.</em> Summary of Significant Accounting Policies</b></span></p>
<ix:nonNumeric contextRef="D20241031" name="us-gaap:UseOfEstimates" id="Tag1381" escape="true">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Use of Estimates</i> - The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates and these differences could have a significant impact on the Consolidated Financial Statements.</span></p> </ix:nonNumeric>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>
<ix:nonNumeric contextRef="D20241031" name="us-gaap:RevenueFromContractWithCustomerPolicyTextBlock" id="Tag1326" escape="true">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Income Recognition from Home and Land Sales</i> - We are primarily engaged in the development, construction, marketing and sale of residential single-family and multi-family homes where the planned construction cycle is less than <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">12</em> months. For these homes, in accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">606,</em> &#8220;Revenue from Contracts with Customers,&#8221; revenue is recognized when control is transferred to the buyer, which occurs when the buyer takes title to and possession of the home and there is <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> continuing involvement. From time to time, as market conditions warrant, we offer sales incentives which enable customers to reduce the base price of a home or to reduce the price of options. These incentives are recorded as a reduction of revenue in accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">606.</em></span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Income Recognition from Mortgage Loans -</i> Our financial services segment originates mortgages, primarily for our homebuilding customers. We use mandatory investor commitments and forward sales of mortgage-backed securities (&#8220;MBS&#8221;) to hedge our mortgage-related interest rate exposure on agency and government loans.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We elected the fair value option for our mortgage loans held for sale in accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>825</span>,</em> &#8220;Financial Instruments,&#8221; which permits us to measure our loans held for sale at fair value. Management believes that the election of the fair value option for loans held for sale improves financial reporting because it mitigates volatility in reported earnings and by measuring the fair value of loans and the derivative instruments used to economically hedge them, we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> have to apply complex hedge accounting provisions.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Substantially all of the mortgage loans originated are sold within a short period of time in the secondary mortgage market on a servicing released, nonrecourse basis, although the Company remains liable for certain limited representations, such as fraud, and warranties related to loan sales. Mortgage investors could seek to have us buy back loans or compensate them for losses incurred on mortgages we have sold based on claims that we breached our limited representations and warranties. We have established reserves for probable losses.</span></p>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </ix:exclude> </ix:nonNumeric>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Cash and Cash Equivalents</i> - Cash equivalents include certificates of deposit, U.S. Treasury bills and government money&#8211;market funds with maturities of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">90</em> days or less when purchased. Our cash balances are held at a few financial institutions and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may, </em>at times, exceed insurable amounts. We believe we help to mitigate this risk by depositing our cash in major financial institutions. At <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, $<ix:nonFraction contextRef="I20241031" name="us-gaap:CashEquivalentsAtCarryingValue" unitRef="USD" id="Tag1523" decimals="-5" scale="6" format="ixt:num-dot-decimal">13.6</ix:nonFraction> million and $<ix:nonFraction contextRef="I20231031" name="us-gaap:CashEquivalentsAtCarryingValue" unitRef="USD" id="Tag1319" decimals="-5" scale="6" format="ixt:num-dot-decimal">11.4</ix:nonFraction> million, respectively, of the total cash and cash equivalents was in cash equivalents and restricted cash equivalents.</span></p> </ix:nonNumeric>
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<ix:nonNumeric contextRef="D20241031" name="us-gaap:FairValueOfFinancialInstrumentsPolicy" id="Tag1517" escape="true">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Fair Value of Financial Instruments</i> - The fair value of financial instruments is determined by reference to various market data and other valuation techniques as appropriate. Our financial instruments consist of cash and cash equivalents, restricted cash and cash equivalents, receivables, deposits and notes, accounts payable and other liabilities, customers<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8217;</span> deposits, mortgage loans held for sale, nonrecourse mortgages, mortgage warehouse lines of credit, senior secured revolving credit facility, accrued interest, senior secured term loan, senior unsecured term loan credit facility, senior secured notes and senior notes. The fair value of the senior secured revolving credit facility, senior secured term loan, senior unsecured term loan credit facility, senior secured notes and senior notes is estimated based on the quoted market prices for the same or similar issues or on the current rates offered to us for debt of the same remaining maturities or when <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> available, are estimated based on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em>-party broker quotes or management<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8217;</span>s estimate of the fair value based on available trades for similar debt instruments. The fair value of all of our other financial instruments approximates their carrying amounts.</span></p> </ix:nonNumeric>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Inventories</i> - Inventories consist of land, land development, home construction costs, capitalized interest, construction overhead and property taxes. Construction costs are accumulated during the period of construction and charged to cost of sales under the specific identification method. Land, land development and common facility costs are allocated based on buildable acres to product types within each community, then charged to cost of sales equally based upon the number of homes to be constructed for each product type.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We record inventories on our Consolidated Balance Sheets at cost unless the inventory is determined to be impaired, in which case the inventory is written down to its fair value. Our inventories consist of the following components: (<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>) sold and unsold homes and lots under development, which includes all construction, land, capitalized interest and land development costs related to started homes and land under development in our active communities; (<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2</span></em>) land and land options held for future development or sale, which includes all costs related to land in our communities in planning or mothballed communities; and (<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>3</span></em>) consolidated inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned, which consists of model homes financed with an investor and inventory related to land banking arrangements accounted for as financings.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We sell and lease back certain of our model homes with the right to participate in the potential profit when each home is sold to a <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em>-party at the end of the respective lease. As a result of our continued involvement and the ability to repurchase model homes with below market options, for accounting purposes in accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>606</span>,</em> these sale and leaseback transactions are considered a financing rather than a sale. Our Consolidated Balance Sheets, at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, included inventory of $<ix:nonFraction contextRef="I20241031_ModelSaleLeasebackFinancingArrangementsMember_HomebuildingMember" name="hov:InventoryRealEstateOtherOptions" unitRef="USD" id="Tag1525" decimals="-5" scale="6" format="ixt:num-dot-decimal">46.1</ix:nonFraction> million and $<ix:nonFraction contextRef="I20231031_ModelSaleLeasebackFinancingArrangementsMember_HomebuildingMember" name="hov:InventoryRealEstateOtherOptions" unitRef="USD" id="Tag1351" decimals="-5" scale="6" format="ixt:num-dot-decimal">41.7</ix:nonFraction> million, respectively, recorded to &#8220;Consolidated inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; with a corresponding amount of $<ix:nonFraction contextRef="I20241031_ModelSaleLeasebackFinancingArrangementsMember_HomebuildingMember" name="hov:LiabilitiesFromInventoryRealEstateNotOwned" unitRef="USD" id="Tag1536" decimals="-5" scale="6" format="ixt:num-dot-decimal">46.2</ix:nonFraction> million (net of debt issuance costs) and $<ix:nonFraction contextRef="I20231031_ModelSaleLeasebackFinancingArrangementsMember_HomebuildingMember" name="hov:LiabilitiesFromInventoryRealEstateNotOwned" unitRef="USD" id="Tag1343" decimals="-5" scale="6" format="ixt:num-dot-decimal">42.0</ix:nonFraction> million, respectively, recorded to &#8220;Liabilities from inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; for the amount of net cash received from the transactions.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We have land banking arrangements, whereby we sell our land parcels to a land banker and they provide us an option to purchase back finished lots on a predetermined schedule. Because of our options to repurchase these parcels, for accounting purposes, in accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>606</span>,</em> these transactions are considered a financing rather than a sale. Our Consolidated Balance Sheets, at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, included inventory of $<ix:nonFraction contextRef="I20241031_LandBankingArrangementMember_HomebuildingMember" name="hov:InventoryRealEstateOtherOptions" unitRef="USD" id="Tag1341" decimals="-5" scale="6" format="ixt:num-dot-decimal">164.9</ix:nonFraction> million and $<ix:nonFraction contextRef="I20231031_LandBankingArrangementMember_HomebuildingMember" name="hov:InventoryRealEstateOtherOptions" unitRef="USD" id="Tag1470" decimals="-5" scale="6" format="ixt:num-dot-decimal">183.1</ix:nonFraction> million, respectively, recorded to &#8220;Consolidated inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; with a corresponding amount of $<ix:nonFraction contextRef="I20241031_LandBankingArrangementMember_HomebuildingMember" name="hov:LiabilitiesFromInventoryRealEstateNotOwned" unitRef="USD" id="Tag1365" decimals="-5" scale="6" format="ixt:num-dot-decimal">94.1</ix:nonFraction> million (net of debt issuance costs) and $<ix:nonFraction contextRef="I20231031_LandBankingArrangementMember_HomebuildingMember" name="hov:LiabilitiesFromInventoryRealEstateNotOwned" unitRef="USD" id="Tag1364" decimals="-5" scale="6" format="ixt:num-dot-decimal">82.3</ix:nonFraction> million, respectively, recorded to &#8220;Liabilities from inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; for the amount of net cash received from the transactions.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The recoverability of inventories and other long-lived assets is assessed in accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>360</span>,</em> &#8220;Property, Plant and Equipment.&#8221; ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>360</span></em> requires long-lived assets, including inventories, held for development to be evaluated for impairment based on the undiscounted future cash flows of the assets at the lowest level for which there are identifiable cash flows. We evaluate impairment at the individual community level, which is the lowest level of discrete cash flows that are available.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We evaluate inventories of communities under development and held for future development for impairment when indicators of potential impairment are present. Indicators of impairment include, but are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> limited to, decreases in local housing market values, decreases in gross margins or sales absorption rates, decreases in net sales prices (base sales price, net of sales incentives), or actual or projected operating or cash flow losses. The assessment of communities for indication of impairment is performed quarterly. As part of this process, we prepare detailed budgets for all of our communities at least semi-annually and identify those communities with a projected operating loss. For those communities with projected losses, we estimate the remaining undiscounted future cash flows and compare those to the carrying value of the community, to determine if the carrying value of the asset is recoverable.</span></p>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </ix:exclude>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The projected operating profits, losses or cash flows of each community can be significantly impacted by our estimates of the following:</span></p>
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<p style="margin: 0px; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="margin: 0px; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> future base selling prices; </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> future home sales incentives; </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> future home construction and land development costs; and </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> future sales absorption pace and cancellation rates. </span></p> </td> </tr> </tbody> </table>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">These estimates are dependent upon specific market conditions for each community. While we consider available information to determine what we believe to be our best estimates as of the end of each quarter, these estimates are subject to change in future reporting periods as facts and circumstances change. Local market-specific conditions that <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>impact our estimates for a community include:</span></p>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> the intensity of competition within a market, including available home sales prices and home sales incentives offered by our competitors; </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> the current sales absorption pace for both our communities and competitor communities; </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> community-specific attributes, such as location, availability of lots in the market, desirability and uniqueness of our community, and the size and style of homes currently being offered; </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> potential for alternative product offerings to respond to local market conditions; </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> changes by management in the sales strategy of the community; </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> current local market economic and demographic conditions and related trends and forecasts; and </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> existing home inventory supplies, including foreclosures and short sales. </span></p> </td> </tr> </tbody> </table>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">These and other local market-specific conditions that <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>be present are considered by management in preparing projection assumptions for each community. The sales objectives can differ between our communities, even within a given market. For example, facts and circumstances in a given community <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>lead us to price our homes with the objective of yielding a higher sales absorption pace, while facts and circumstances in another community <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>lead us to price our homes to minimize deterioration in our gross margins, although it <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>result in a slower sales absorption pace. In addition, the key assumptions included in our estimate of future undiscounted cash flows <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>be interrelated. For example, a decrease in estimated base sales price or an increase in homes sales incentives <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>result in a corresponding increase in sales absorption pace. Additionally, a decrease in the average sales price of homes to be sold and closed in future reporting periods for <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>one</span></em> community that has <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> been generating what management believes to be an adequate sales absorption pace <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>impact the estimated cash flow assumptions of a nearby community. Changes in our key assumptions, including estimated construction and development costs, sales absorption pace and selling strategies, could materially impact future cash flow and fair value estimates. Due to the number of possible scenarios that would result from various changes in these factors, we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> believe it is possible to develop a sensitivity analysis with a level of precision that would be meaningful to an investor.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">If the undiscounted cash flows are more than the carrying value of the community, then the carrying amount is recoverable, and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> impairment is recorded. However, if the undiscounted cash flows are less than the carrying amount, then the community is deemed impaired and is written down to its fair value. We determine the estimated fair value of each community by calculating the present value of its estimated future cash flows at a discount rate commensurate with the risk of the respective community, or in limited circumstances, prices for land in recent comparable sale transactions, market analysis studies, which include the estimated price a willing buyer would pay for the land (other than in a forced liquidation sale), and recent bona fide offers received from <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em> parties. The estimated future cash flow assumptions are virtually the same for both our recoverability and fair value assessments. Should the estimates or expectations used in determining estimated cash flows or fair value, including discount rates, decrease or differ from current estimates in the future, we <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>be required to recognize additional impairments related to current and future communities. The impairment of a community is allocated to each lot on a relative fair value basis.</span></p>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">From time to time, we write off deposits, approval, engineering and capitalized interest costs when we determine that it is <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> longer probable that we will exercise options to buy land in specific locations or when we redesign communities and/or abandon certain engineering costs. In deciding <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> to exercise a land option, we take into consideration changes in market conditions, the timing of required land takedowns, the willingness of land sellers to modify terms of the land option contract (including timing of land takedowns), and the availability and best use of our capital, among other factors.</span></p>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </ix:exclude>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Inventories held for sale are land parcels ready for sale in their current condition, where we have decided not to build homes but are instead actively marketing for sale. Land parcels held for sale represented $<ix:nonFraction contextRef="I20241031_HomebuildingMember" name="hov:InventoriesHeldForSale" unitRef="USD" id="Tag1320" decimals="-5" scale="6" format="ixt:num-dot-decimal">5.1</ix:nonFraction> million of our total inventories at <span>October 31, 2024</span> and are reported at the lower of carrying amount or fair value less costs to sell. There were <ix:nonFraction contextRef="I20231031_HomebuildingMember" name="hov:InventoriesHeldForSale" unitRef="USD" id="Tag1368" decimals="-6" scale="6" format="ixt-sec:numwordsen">no</ix:nonFraction> inventories held for sale at <span>October 31, 2023</span>. In determining fair value for land held for sale, management considers, among other things, prices for land in recent comparable sale transactions, market analysis studies, which include the estimated price a willing buyer would pay for the land (other than in a forced liquidation sale) and recent bona fide offers received from outside third parties.</span></p> </ix:nonNumeric>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>
<ix:nonNumeric contextRef="D20241031" name="hov:PostdevelopmentCompletionWarrantyCostsAndInsuranceDeductibleReservesPolicyPolicyTextBlock" id="Tag1613" escape="true">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Warranty Costs and Construction Defect Reserves</i> - We accrue warranty costs that are covered under our existing general liability and construction defect policy as part of our general liability insurance deductible. This accrual is expensed as selling, general and administrative costs. <span style="font-size: 11pt; font-family: Aptos, sans-serif; margin: 0pt; text-align: left; text-indent: 45pt; line-height: inherit;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">For homes delivered in fiscal 2024, our deductible under our
general liability insurance was $<ix:nonFraction contextRef="I20241031" name="hov:GeneralLiabilityInsuranceDeductible" unitRef="USD" id="Tag1338" decimals="-5" scale="6" format="ixt:num-dot-decimal">30.0</ix:nonFraction> million, aggregated for construction
defect and warranty claims, and for homes delivered in fiscal 2023,
our deductible under our general liability insurance was $<ix:nonFraction contextRef="I20231031" name="hov:GeneralLiabilityInsuranceDeductible" unitRef="USD" id="Tag1535" decimals="-5" scale="6" format="ixt:num-dot-decimal">25.0</ix:nonFraction> million,
aggregated for construction defect, warranty, and bodily injury claims. </span></span></span><span style="font-family: Aptos, sans-serif; margin: 0pt; text-align: left; text-indent: 45pt; line-height: inherit;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">As of November
1, 2023, we no longer have an aggregate deductible for bodily injury claims.
For bodily injury claims, our deductible per occurrence in
fiscal 2024 was $<ix:nonFraction contextRef="I20241031_AllStatesOtherThanCaliforniaMember" name="hov:BodilyInjuryInsuranceDeductible" unitRef="USD" id="Tag1524" decimals="-4" scale="6" format="ixt:num-dot-decimal">0.25</ix:nonFraction> million and $<ix:nonFraction contextRef="I20241031_CA" name="hov:BodilyInjuryInsuranceDeductible" unitRef="USD" id="Tag1369" decimals="-5" scale="6" format="ixt:num-dot-decimal">0.5</ix:nonFraction> million for action
over claims, both with a $<ix:nonFraction contextRef="I20241031_AllStatesOtherThanCaliforniaMember" name="hov:BodilyInjuryInsuranceLimit" unitRef="USD" id="Tag1704" decimals="-5" scale="6" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20241031_CA" name="hov:BodilyInjuryInsuranceLimit" unitRef="USD" id="Tag1358" decimals="-5" scale="6" format="ixt:num-dot-decimal">30.0</ix:nonFraction></ix:nonFraction> million limit, and for
fiscal 2023 it was $<ix:nonFraction contextRef="I20231031_AllStatesOtherThanCaliforniaMember" name="hov:BodilyInjuryInsuranceDeductible" unitRef="USD" id="Tag1372" decimals="-4" scale="6" format="ixt:num-dot-decimal">0.25</ix:nonFraction> million for all other states and
$<ix:nonFraction contextRef="I20231031_CA" name="hov:BodilyInjuryInsuranceDeductible" unitRef="USD" id="Tag1340" decimals="-5" scale="6" format="ixt:num-dot-decimal">0.5</ix:nonFraction> million for California, both with a $<ix:nonFraction contextRef="I20231031_AllStatesOtherThanCaliforniaMember" name="hov:BodilyInjuryInsuranceLimit" unitRef="USD" id="Tag1712" decimals="-5" scale="6" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20231031_CA" name="hov:BodilyInjuryInsuranceLimit" unitRef="USD" id="Tag1321" decimals="-5" scale="6" format="ixt:num-dot-decimal">5.0</ix:nonFraction></ix:nonFraction> million limit. </span></span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> have a deductible on our worker<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8217;</span>s compensation insurance. Reserves for estimated losses for construction defects, warranty and bodily injury claims have been established using the assistance of a <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em>-party actuary. The <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em>-party actuary uses our historical warranty and construction defect data to assist management in estimating our unpaid claims, claim adjustment expenses and incurred but <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> reported claims reserves for the risks that we are assuming under the general liability and construction defect programs. The estimates consider provisions for inflation, claims handling and legal fees. These estimates are subject to a high degree of variability due to uncertainties such as trends in construction defect claims relative to our markets and the types of products we build, claim settlement patterns, insurance industry practices and legal interpretations, among others. Because of the high degree of judgment required in determining these estimated liabilities, actual future costs could differ significantly from our currently estimated amounts. In addition, we establish a warranty accrual for lower cost-related issues to cover home repairs, community amenities and land development infrastructure that are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> covered under our general liability and construction defect policy. We accrue an estimate for these warranty costs as part of cost of sales at the time each home is closed and control is transferred to the buyer.</span></p> </ix:nonNumeric>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>
<ix:nonNumeric contextRef="D20241031" name="us-gaap:InventoryInterestCapitalizationPolicy" id="Tag1519" escape="true">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Interest</i> - Interest attributable to properties under development during the land development and home construction period is capitalized and then expensed to cost of sales as the related inventories are sold. Interest that does <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> qualify for capitalization is expensed as incurred in &#8220;Other interest.&#8221;</span></p>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;">Interest costs incurred, expensed and capitalized were as follows:</span><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><br/></p>
<ix:nonNumeric contextRef="D20241031" name="hov:ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" id="Tag1630" escape="true">
<table class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 154px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 37%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p style="margin: 0pt; text-align: center; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Year Ended</em></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Interest capitalized at beginning of year </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:RealEstateInventoryCapitalizedInterestCosts" unitRef="USD" id="Tag1468" decimals="-3" scale="3" format="ixt:num-dot-decimal">52,060</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20221031" name="us-gaap:RealEstateInventoryCapitalizedInterestCosts" unitRef="USD" id="Tag1344" decimals="-3" scale="3" format="ixt:num-dot-decimal">59,600</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20211031" name="us-gaap:RealEstateInventoryCapitalizedInterestCosts" unitRef="USD" id="Tag1371" decimals="-3" scale="3" format="ixt:num-dot-decimal">58,159</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Plus interest incurred(<span>1</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:RealEstateInventoryCapitalizedInterestCostsIncurred" unitRef="USD" id="Tag1350" decimals="-3" scale="3" format="ixt:num-dot-decimal">128,777</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:RealEstateInventoryCapitalizedInterestCostsIncurred" unitRef="USD" id="Tag1378" decimals="-3" scale="3" format="ixt:num-dot-decimal">136,535</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:RealEstateInventoryCapitalizedInterestCostsIncurred" unitRef="USD" id="Tag1471" decimals="-3" scale="3" format="ixt:num-dot-decimal">134,024</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less cost of sales interest expensed </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:RealEstateInventoryCapitalizedInterestCostsCostOfSales1" unitRef="USD" id="Tag1349" decimals="-3" scale="3" format="ixt:num-dot-decimal">89,807</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:RealEstateInventoryCapitalizedInterestCostsCostOfSales1" unitRef="USD" id="Tag1538" decimals="-3" scale="3" format="ixt:num-dot-decimal">80,820</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:RealEstateInventoryCapitalizedInterestCostsCostOfSales1" unitRef="USD" id="Tag1335" decimals="-3" scale="3" format="ixt:num-dot-decimal">85,240</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less other interest expensed(<span>2</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" unitRef="USD" id="Tag1322" decimals="-3" scale="3" format="ixt:num-dot-decimal">30,752</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" unitRef="USD" id="Tag1330" decimals="-3" scale="3" format="ixt:num-dot-decimal">54,082</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" unitRef="USD" id="Tag1376" decimals="-3" scale="3" format="ixt:num-dot-decimal">47,343</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less interest contributed to unconsolidated joint ventures(<span>3</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="hov:RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" unitRef="USD" id="Tag1374" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">5,468</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="hov:RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" unitRef="USD" id="Tag1348" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">9,456</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">) </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="hov:RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" unitRef="USD" id="Tag1331" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"/> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Plus interest acquired from unconsolidated joint ventures(<span>4</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="hov:RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" unitRef="USD" id="Tag1537" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,861</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="hov:RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" unitRef="USD" id="Tag1324" decimals="-3" scale="3" format="ixt:num-dot-decimal">283</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="hov:RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" unitRef="USD" id="Tag1342" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Interest capitalized at end of year(<span>5</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:RealEstateInventoryCapitalizedInterestCosts" unitRef="USD" id="Tag1469" decimals="-3" scale="3" format="ixt:num-dot-decimal">57,671</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:RealEstateInventoryCapitalizedInterestCosts" unitRef="USD" id="Tag1379" decimals="-3" scale="3" format="ixt:num-dot-decimal">52,060</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20221031" name="us-gaap:RealEstateInventoryCapitalizedInterestCosts" unitRef="USD" id="Tag1367" decimals="-3" scale="3" format="ixt:num-dot-decimal">59,600</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td> </tr> </tbody> </table> </ix:nonNumeric>
<table style="height: 17px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; padding: 10px 0px 10px; width: 3%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">1</span></em>)</i></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; padding: 10px 0px 10px; width: 97%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span><ix:footnote xml:lang="en-US" id="footnote4" footnoteRole="http://www.xbrl.org/2003/role/footnote"><span style="line-height: inherit; border-right: none; border-left: none;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Does <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> include interest incurred by our mortgage and finance subsidiaries.</i></span></span></ix:footnote></span></p> </td> </tr> </tbody> </table>
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 3%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(2<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em>)</i></span></p> </td>
<td style="border-right: none; border-left: none; width: 97%;">
<p style="border-right: none; border-left: none; width: 97.8334%; line-height: 1.2;"><span><ix:footnote xml:lang="en-US" id="footnote5" footnoteRole="http://www.xbrl.org/2003/role/footnote"><span style="line-height: inherit; border-right: none; border-left: none;"><i><span style="line-height: inherit;">O<span style="line-height: inherit;">th</span><span style="line-height: inherit;"><span style="line-height: inherit;">e</span>r</span> interest expensed includes interest that does <em>not</em> qualify for interest capitalization because our assets that qualify for interest capitalization (inventory under development) did <em>not</em> </span></i></span><i style="border-right: none; border-left: none; width: 97.8334%;"><span style="line-height: inherit;">exceed our debt, which amounted to $</span></i><i><span style="line-height: inherit;"><ix:nonFraction contextRef="D20231031_QualifyingAssetsNotExceedingDebtMember" name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" unitRef="USD" id="Tag1347" decimals="-5" scale="6" format="ixt:num-dot-decimal">17.7</ix:nonFraction> million and $<ix:nonFraction contextRef="D20221031_QualifyingAssetsNotExceedingDebtMember" name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" unitRef="USD" id="Tag1610" decimals="-5" scale="6" format="ixt:num-dot-decimal">28.6</ix:nonFraction> million for the years ended <span>October 31, 2023</span></span></i><i><span style="line-height: inherit;"> and </span></i><i><span style="line-height: inherit;"><em><span>2022</span></em>, respectively. During the year ended <span>October 31, 2024</span>, our inventory under development exceeded our debt, therefore, all of the related interest incurred qualified for interest capitalization. Other interest also includes interest on completed homes, land in planning and fully developed lots without homes under construction, which does <em style="border-right: none; border-left: none; width: 97.8334%;">not</em> qualify for capitalization, and therefore, is expensed as incurred. This component of other interest was $<ix:nonFraction contextRef="D20241031_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" unitRef="USD" id="Tag1363" decimals="-5" scale="6" format="ixt:num-dot-decimal">30.8</ix:nonFraction> million, $<ix:nonFraction contextRef="D20231031_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" unitRef="USD" id="Tag1345" decimals="-5" scale="6" format="ixt:num-dot-decimal">36.4</ix:nonFraction> million and $<ix:nonFraction contextRef="D20221031_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" unitRef="USD" id="Tag1333" decimals="-5" scale="6" format="ixt:num-dot-decimal">18.8</ix:nonFraction> million for the years ended <em style="border-right: none; border-left: none; width: 97.8334%;"><span>October 31, 2024</span>, </em><em style="border-right: none; border-left: none; width: 97.8334%;"><span>2023</span></em> and <em style="border-right: none; border-left: none; width: 97.8334%;"><span>2022</span></em></span></i><i><span style="line-height: inherit;">, respectively</span></i><i><span style="line-height: inherit;">.</span></i></ix:footnote></span></p> <i></i></td> </tr>
<tr>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 3%;"><br/></td>
<td style="border-right: none; border-left: none; width: 97%;"><br/></td> </tr> </tbody> </table>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 17px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 3%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">3</span></em>)</i></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 97%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt; padding: 0px 0px 10px;"><span><ix:footnote xml:lang="en-US" id="footnote6" footnoteRole="http://www.xbrl.org/2003/role/footnote"><span style="line-height: inherit; border-right: none; border-left: none;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Represents capitalized interest which was included as part of the assets contributed to joint ventures, as discussed in Note <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;">20</span>.</em> There was <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> impact to the Consolidated Statement of Operations as a result of these capitalized interest transactions.</i></span></span></ix:footnote></span></p> </td> </tr> </tbody> </table>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 17px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 3%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">4</span></em>)</i></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 97%; padding: 0px 0px 10px;"><span><ix:footnote xml:lang="en-US" id="footnote7" footnoteRole="http://www.xbrl.org/2003/role/footnote"><span style="line-height: inherit; border-right: none; border-left: none;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Represents capitalized interest which was included as part of the assets acquired from joint ventures, as discussed in Note <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;">20</span>.</em> There was <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> impact to the Consolidated Statement of Operations as a result of these capitalized interest transactions.</i></span></span></ix:footnote></span></td> </tr> </tbody> </table>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 3%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">5</span></em>)</i></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 97%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span><ix:footnote xml:lang="en-US" id="footnote8" footnoteRole="http://www.xbrl.org/2003/role/footnote"><span style="line-height: inherit; border-right: none; border-left: none;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Capitalized interest amounts are shown gross before allocating any portion of impairments, if any, to capitalized interest.</i></span></span></span></ix:footnote></span></p> </td> </tr> </tbody> </table>
<ix:exclude>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>74</span></span></td> </tr> </tbody> </table> </div>
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<ix:nonNumeric contextRef="D20241031" name="us-gaap:LandUnderOptionArrangementsPolicy" id="Tag1518" escape="true">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Land Options -</i> We have access to land and lots through option contracts. Costs incurred to obtain options to acquire improved or unimproved home sites are capitalized. Such amounts are either included as part of the purchase price if the land is acquired or charged to &#8220;Inventory impairments and land option write-offs&#8221; if we determine we will <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> exercise the option. We record costs associated with options on the Consolidated Balance Sheets under &#8220;Land and land options held for future development or sale.&#8221;</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>810</span>,</em> &#8220;Consolidation,&#8221; we evaluate option contracts for land to determine whether they are with variable interest entities (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>VIEs<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span>) and, if so, whether we are the primary beneficiary. A VIE is an entity in which either (i) the equity investors as a group, if any, lack the power through voting or similar rights to direct the activities of such entity that most significantly impact such entity&#8217;s economic performance or (ii) the equity investment at risk is insufficient to finance that entity&#8217;s activities without additional subordinated financial support. VIEs are consolidated when we have a controlling financial interest. A controlling financial interest will have both of the following characteristics: (a) the power to direct the activities of a VIE that most significantly impact the VIE&#8217;s economic performance and (b) the obligation to absorb losses of the VIE that could potentially be significant to the VIE or the right to receive benefits from the VIE that could potentially be significant to the VIE. If land and lot options are determined to be with VIEs and we are the primary beneficiary or the options have terms that require us to record it as financing, then we record the land and lots under option on the Consolidated Balance Sheets under &#8220;Consolidated inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; with an offset under &#8220;Liabilities from inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned.&#8221; We perform on-going re-assessments of VIEs based on subsequent events, such as the modification of contracts or other changes in facts and circumstances, which could cause our consolidation conclusions to change.</span></p> </ix:nonNumeric>
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<ix:nonNumeric contextRef="D20241031" name="us-gaap:EquityMethodInvestmentsPolicy" id="Tag1327" escape="true">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Unconsolidated Homebuilding and Land Development Joint Ventures -</i> Investments in unconsolidated entities in which the Company has significant influence over the operating and financial decisions of the entity, but holds less than a controlling financial interest, are accounted for by the equity method. In all periods presented, our investments in unconsolidated homebuilding and land development joint ventures are accounted for under the equity method. Under the equity method, we recognize our proportionate share of income and loss earned by the joint venture upon the delivery of lots or homes to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em> parties. Our ownership interests in joint ventures vary but our voting equity interests held are generally <ix:nonFraction contextRef="I20241031_MinimumMember" name="hov:JointVentureVotingInterestPercentage" unitRef="Pure" id="Tag1329" decimals="2" scale="-2" format="ixt:num-dot-decimal">20</ix:nonFraction>% to <ix:nonFraction contextRef="I20241031_MaximumMember" name="hov:JointVentureVotingInterestPercentage" unitRef="Pure" id="Tag1366" decimals="2" scale="-2" format="ixt:num-dot-decimal">50</ix:nonFraction>%. In determining whether or <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> we must consolidate joint ventures where we are the managing member of the joint venture, we assess whether the other partners have specific rights to overcome the presumption of control by us as the manager of the joint venture. In most cases, the presumption is overcome because the joint venture agreements require that both partners agree on establishing the significant operating and capital decisions of the partnership, including budgets, in the ordinary course of business. The evaluation of whether or <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> we control a joint venture can require significant judgment.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>323</span>,</em> &#8220;Investments - Equity Method and Joint Ventures,&#8221; we assess our investments in unconsolidated joint ventures for recoverability quarterly, and if it is determined that a loss in value of the investment below its carrying amount is other than temporary, we write down the investment to its fair value. We evaluate our equity investments for impairment based on the joint venture&#8217;s projected cash flows. This process requires significant management judgment and estimates. There were <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> write-downs for any periods presented.</span></p> </ix:nonNumeric>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Debt Issuance Costs -</i> Costs associated with borrowings under our credit facilities and term loans and the issuance of senior secured and senior notes are capitalized and amortized over the term of each note&#8217;s issuance. The capitalized costs are recorded as a contra liability within our debt balances, except for the revolving credit facility costs, which are recorded as a prepaid expense.</span></p> </ix:nonNumeric>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Debt Issued at a Discount</i><i>/Premium</i><i> -</i> Debt issued at a discount or premium to the face amount is amortized utilizing the effective interest method over the term of the note and recorded as a component of <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Other interest<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span> in the Consolidated Statements of Operations.</span></p> </ix:nonNumeric>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Advertising Costs</i> - Advertising costs are expensed as incurred, primarily to <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Selling, general and administrative<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span> homebuilding expense in the Consolidated Statements of Operations. During the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em>, advertising expenses totaled $<ix:nonFraction contextRef="D20241031" name="us-gaap:AdvertisingExpense" unitRef="USD" id="Tag1323" decimals="-5" scale="6" format="ixt:num-dot-decimal">17.2</ix:nonFraction> million, $<ix:nonFraction contextRef="D20231031" name="us-gaap:AdvertisingExpense" unitRef="USD" id="Tag1346" decimals="-5" scale="6" format="ixt:num-dot-decimal">15.4</ix:nonFraction> million and $<ix:nonFraction contextRef="D20221031" name="us-gaap:AdvertisingExpense" unitRef="USD" id="Tag1377" decimals="-5" scale="6" format="ixt:num-dot-decimal">10.6</ix:nonFraction> million, respectively.</span></p> </ix:nonNumeric>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Deferred Income Taxes -</i> Deferred income taxes are provided for temporary differences between amounts recorded for financial reporting and income tax purposes. If the combination of future years&#8217; income (or loss) combined with the reversal of the timing differences results in a loss, such losses can be carried forward to future years to recover deferred tax assets. In accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">740,</em> &#8220;Income Taxes,&#8221; we evaluate our deferred tax assets quarterly to determine if valuation allowances are required. We assess whether valuation allowances should be established based on the consideration of all available evidence using a &#8220;more-likely-than-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not&#8221;</em> standard.</span></p>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </ix:exclude>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In evaluating the exposures associated with our various tax filing positions, we recognize tax liabilities for more-likely-than-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> exposures on a quarterly basis. This evaluation is based on factors such as changes in facts or circumstances, changes in tax law, new audit activity by taxing authorities and effectively settled issues. Determining whether an uncertain tax position is effectively settled requires judgment. Such a change in recognition or measurement would result in the recognition of a tax benefit or an additional charge to the tax provision. A number of years <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>elapse before a particular matter for which we have established a liability is audited and fully resolved or clarified. We adjust our liability for unrecognized tax benefits and income tax expense in the period in which an uncertain tax position is effectively settled, the statute of limitations expires for the relevant taxing authority to examine the tax position or when more information becomes available. Due to the complexity of some of these uncertainties, the ultimate resolution <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>result in a liability that is materially different from our current estimate. Any such changes will be reflected as increases or decreases to <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Income taxes<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span> in the Consolidated Statement of Operations for the period in which they are determined. In addition, we record interest and penalties related to unrecognized tax benefits as a component of income tax expense. Accrued interest and penalties are included within <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Income taxes payable<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span> on the Consolidated Balance Sheets. </span></p> </ix:nonNumeric>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Prepaid Expenses -</i> Prepaid expenses that relate to specific housing communities (model setup, architectural fees, homeowner warranty program fees, interest rate buydowns, etc.) are amortized to cost of sales as the applicable inventories are sold. All other prepaid expenses are amortized over a specific time period or as used and charged to overhead expense.</span></p> </ix:nonNumeric>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Allowance for Credit Losses</i> &#8211; We regularly review our receivable balances, which are included in <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Receivables, deposits and notes, net<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span> on the Consolidated Balance Sheets, for collectability. These receivables include receivables from our insurance carriers, receivables from municipalities related to the development of utilities or other infrastructure, and other miscellaneous receivables. Allowances are maintained for potential credit losses based on historical experience, present economic conditions and other factors considered relevant. The allowance for credit losses were $<ix:nonFraction contextRef="I20241031" name="us-gaap:AllowanceForDoubtfulAccountsReceivable" unitRef="USD" id="Tag1373" decimals="-5" scale="6" format="ixt:num-dot-decimal">13.0</ix:nonFraction> million and $<ix:nonFraction contextRef="I20231031" name="us-gaap:AllowanceForDoubtfulAccountsReceivable" unitRef="USD" id="Tag1375" decimals="-5" scale="6" format="ixt:num-dot-decimal">12.8</ix:nonFraction> million at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, respectively, which primarily related to allowances for receivables from municipalities and an allowance for a receivable for a prior year land sale. </span></p> </ix:nonNumeric>
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<ix:nonNumeric contextRef="D20241031" name="us-gaap:PropertyPlantAndEquipmentPolicyTextBlock" id="Tag1353" escape="true">
<p style="margin: 0pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt;"><i style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">Property and Equipment</i><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"> - Property and equipment are recorded at cost. Maintenance and repair costs are expensed as incurred. Depreciation is computed using the straight-line method based upon estimated useful lives, generally as follows: Building and building improvements - </span><ix:nonNumeric contextRef="I20241031_BuildingAndBuildingImprovementsMember" name="us-gaap:PropertyPlantAndEquipmentUsefulLife" id="Tag1334" format="ixt-sec:duryear">39</ix:nonNumeric><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"> years or life of the lease; Furniture - </span><ix:nonNumeric contextRef="I20241031_FurnitureAndFixturesMember_MinimumMember" name="us-gaap:PropertyPlantAndEquipmentUsefulLife" id="Tag1383" format="ixt-sec:duryear">5</ix:nonNumeric><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;">-</span><ix:nonNumeric contextRef="I20241031_FurnitureAndFixturesMember_MaximumMember" name="us-gaap:PropertyPlantAndEquipmentUsefulLife" id="Tag1382" format="ixt-sec:duryear">7</ix:nonNumeric><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"> years; Equipment - </span><ix:nonNumeric contextRef="I20241031_EquipmentMember_MinimumMember" name="us-gaap:PropertyPlantAndEquipmentUsefulLife" id="Tag1332" format="ixt-sec:duryear">5</ix:nonNumeric><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;">-</span><ix:nonNumeric contextRef="I20241031_EquipmentMember_MaximumMember" name="us-gaap:PropertyPlantAndEquipmentUsefulLife" id="Tag1534" format="ixt-sec:duryear">7</ix:nonNumeric><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"> years; Capitalized software - </span><ix:nonNumeric contextRef="I20241031_SoftwareAndSoftwareDevelopmentCostsMember_MinimumMember" name="us-gaap:PropertyPlantAndEquipmentUsefulLife" id="Tag1339" format="ixt-sec:duryear">3</ix:nonNumeric><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;">-</span><ix:nonNumeric contextRef="I20241031_SoftwareAndSoftwareDevelopmentCostsMember_MaximumMember" name="us-gaap:PropertyPlantAndEquipmentUsefulLife" id="Tag1380" format="ixt-sec:duryear">5</ix:nonNumeric><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"> years.</span></p> </ix:nonNumeric>
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<ix:nonNumeric contextRef="D20241031" name="us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy" id="Tag191" escape="true">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Stock-Based Compensation -</i> We account for our stock-based awards under ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">718,</em> &#8220;Compensation - Stock Compensation&#8221; which requires a fair-value based method to determine the estimated cost of an award. Compensation cost for stock-based awards is measured on the grant date. We recognize compensation cost for time-based awards ratably over the vesting period and performance-based awards ratably over the vesting period when it is probable that the stated performance target will be achieved. Forfeitures of stock-based awards are recognized as they occur.</span></p> </ix:nonNumeric>
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<ix:nonNumeric contextRef="D20241031" name="us-gaap:EarningsPerSharePolicyTextBlock" id="Tag1325" escape="true">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Per Share Calculations -</i> Basic earnings per share is computed by dividing net income (loss) (the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>numerator<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span>) by the weighted-average number of common shares outstanding, adjusted for participating securities (the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>denominator<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span>) for the period. Contingently issuable shares are included in basic earnings per share as of the date that all necessary vesting conditions have been satisfied. Computing diluted earnings per share is similar to computing basic earnings per share, except that the denominator is increased to include the dilutive effects of stock options and nonvested shares of restricted stock units (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>RSUs<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span>). Any stock options that have an exercise price greater than the average market price are considered to be anti-dilutive and are excluded from the diluted earnings per share calculation. </span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><br/></p>
<p style="margin: 0pt; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">All shares that contain non-forfeitable rights to dividends or dividend equivalents that participate in undistributed earnings with common stock are considered participating securities and are included in earnings per share pursuant to the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></em>-class method. The <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></em>-class method is an earnings allocation formula that determines earnings per share for each class of common stock and participating securities according to dividends or dividend equivalents and participation rights in undistributed earnings in periods where we have net income.</span></p> </ix:nonNumeric>
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<ix:nonNumeric contextRef="D20241031" name="us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock" id="Tag1356" escape="true">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Recent Accounting Pronouncements</i> - </span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> August 2023, </em>the Financial Accounting Standards Board (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>FASB<em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8221;</em>) issued Accounting Standards Update (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>ASU<em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8221;</em>) <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>05</span>,</em> &#8220;Business Combinations - Joint Venture Formations&#8221; (&#8220;ASU <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>05</span>&#8221;</em>), which addresses the accounting for contributions made to a joint venture. ASU <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>05</span></em> requires joint ventures to measure all assets and liabilities upon formation at fair value. This guidance will be applied prospectively to all joint venture formations with a formation date on or after <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> January 1, 2025. </em>We are currently evaluating the potential impact, but we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> expect the adoption of this guidance to have a material impact on our Consolidated Financial Statements.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> November 2023, </em>the FASB issued ASU <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>07</span>,</em> &#8220;Improvements to Reportable Segment Disclosures&#8221; (&#8220;ASU <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>07</span>&#8221;</em>). ASU <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>07</span></em> requires disclosure of significant segment expenses that are regularly provided to the chief operating decision maker and included within the segment measure of profit or loss. This guidance will be applied retrospectively and is effective for annual reporting periods in fiscal years beginning after <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> December 15, 2023, </em>and interim reporting periods in fiscal years beginning after <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> December 15, 2024. </em>We are currently evaluating the potential impact, but we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> expect the adoption of this guidance to have a material impact on our Consolidated Financial Statements.</span></p>
<ix:exclude>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>76</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </ix:exclude>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In December 2023, the FASB issued ASU <span>2023</span>-<span>09</span>, &#8220;Improvements to Income Tax Disclosures&#8221; (&#8220;ASU <span>2023</span>-<span>09</span>&#8221;). ASU <span>2023</span>-<span>09</span> requires enhanced disclosures related to the rate reconciliation and information on income taxes paid. This guidance will be applied prospectively and is effective for annual reporting periods in fiscal years beginning after December 15, 2024. We are currently evaluating the potential impact the adoption of this guidance will have on our Consolidated Financial Statements.</span></p>
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<p style="text-indent: 45pt; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif; line-height: 1.2;"><span style="font-size: 10pt; line-height: inherit;">In
November 2024, the FASB issued ASU 2024-03, &#8220;Disaggregation of Income Statement
Expenses&#8221; (&#8220;ASU 2024-03&#8221;). ASU 2024-03 requires disclosure of additional
information about specific cost and expense categories in the notes to the
financial statements. This guidance will be applied either prospectively or
retrospectively and is effective for annual reporting periods in fiscal years beginning
after December 15, 2026, and interim reporting periods in fiscal years
beginning after December 15, 2027. We are currently evaluating
the potential impact the adoption of this guidance will have on our
Consolidated Financial Statements.</span></p> </ix:nonNumeric> </ix:nonNumeric> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> </span><br/></p><div id="D21146e1ajzsrcf8wey2uy" style="font-family: 'times new roman', times; font-size: 10pt;">
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<td style="width: 18pt; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">4.</em></b></span></p> </td>
<td style="height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Leases</b></span></p> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: 1.2; margin: 0pt; text-align: left; text-indent: 45pt;">We rent certain office space for use in our operations. We assess each of these contracts to determine whether the arrangement contains a lease as defined by ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>842</span>,</em>&#160;&#8220;Leases.&#8221; In order to meet the definition of a lease under ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>842</span>,</em> the contractual arrangement must convey to us the right to control the use of an identifiable asset for a period of time in exchange for consideration. We recognize lease expense on a straight-line basis over the lease term and combine lease and non-lease components for all leases. Our office lease terms are typically from <span style="-sec-ix-hidden:Tag1721">three</span> to <ix:nonNumeric contextRef="I20241031_OfficeLeasesMember_MaximumMember" name="us-gaap:LesseeOperatingLeaseTermOfContract" id="Tag1281" format="ixt-sec:durwordsen"><span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;">five years</span></span></ix:nonNumeric> and generally contain renewal options. In accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>842</span>,</em> our lease terms include renewals only to the extent that they are reasonably certain to be exercised. The exercise of these lease renewal options is generally at our discretion. In accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>842</span>,</em> the lease liability is equal to the present value of the remaining lease payments while the ROU asset is based on the lease liability, subject to adjustment, such as for lease incentives. Our leases do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> provide a readily determinable implicit interest rate and therefore, we must estimate our incremental borrowing rate. In determining the incremental borrowing rate, we consider the lease period and our collateralized borrowing rates.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p> <p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our lease population at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em> is comprised of operating leases where we are the lessee, primarily for our corporate office and division offices. As allowed by ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>842</span>,</em> we made an accounting policy election to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> record leases with an initial term of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>12</span></em> months or less on our Consolidated Balance Sheets</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Lease costs are included in our Consolidated Statements of Operations, primarily in &#8220;Selling, general and administrative&#8221; homebuilding expenses and payments on our lease liabilities are presented in the table below. </span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<ix:nonNumeric contextRef="D20241031" name="us-gaap:LeaseCostTableTextBlock" continuedAt="ca71c1978-f104-4131-9c26-13018624563d" id="Tag1285" escape="true">
<table class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 68px;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="10">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; width: 55%; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Operating lease costs </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:OperatingLeaseExpense" unitRef="USD" id="Tag1269" decimals="-3" scale="3" format="ixt:num-dot-decimal">11,485</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:OperatingLeaseExpense" unitRef="USD" id="Tag1547" decimals="-3" scale="3" format="ixt:num-dot-decimal">11,059</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:OperatingLeaseExpense" unitRef="USD" id="Tag1273" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,483</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Cash payments on lease liabilities </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:OperatingLeasePayments" unitRef="USD" id="Tag1265" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,344</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:OperatingLeasePayments" unitRef="USD" id="Tag1589" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,293</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:OperatingLeasePayments" unitRef="USD" id="Tag1598" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,605</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr> </tbody> </table> </ix:nonNumeric>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">ROU assets are classified within &#8220;<span style="-sec-ix-hidden:Tag1727"><span style="-sec-ix-hidden:Tag1724">Prepaid expenses and other assets</span></span>&#8221; on our Consolidated Balance Sheets, while lease liabilities are classified within &#8220;<span style="-sec-ix-hidden:Tag1723"><span style="-sec-ix-hidden:Tag1726">Accounts payable and other liabilities</span></span>.&#8221; We recorded a net increase to both ROU assets and lease liabilities of $<ix:nonFraction contextRef="D20241031" name="us-gaap:IncreaseDecreaseInOperatingLeaseLiability" unitRef="USD" id="Tag1266" decimals="-2" scale="3" format="ixt:num-dot-decimal">13.9</ix:nonFraction> million as a result of new leases and lease renewals that commenced during the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>. The following table contains additional information about our leases:</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<ix:continuation id="ca71c1978-f104-4131-9c26-13018624563d">
<table class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 80px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 70%; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> ROU assets </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:OperatingLeaseRightOfUseAsset" unitRef="USD" id="Tag1270" decimals="-3" scale="3" format="ixt:num-dot-decimal">28,765</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:OperatingLeaseRightOfUseAsset" unitRef="USD" id="Tag1277" decimals="-3" scale="3" format="ixt:num-dot-decimal">25,745</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Lease liabilities </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:OperatingLeaseLiability" unitRef="USD" id="Tag1271" decimals="-3" scale="3" format="ixt:num-dot-decimal">30,868</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:OperatingLeaseLiability" unitRef="USD" id="Tag1171" decimals="-3" scale="3" format="ixt:num-dot-decimal">26,470</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Weighted-average remaining lease term (in years) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonNumeric contextRef="I20241031" name="us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1" id="Tag1283" format="ixt-sec:duryear">4.6</ix:nonNumeric></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonNumeric contextRef="I20231031" name="us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1" id="Tag1282" format="ixt-sec:duryear">5.1</ix:nonNumeric></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Weighted-average discount rate </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent" unitRef="Pure" id="Tag1274" decimals="3" scale="-2" format="ixt:num-dot-decimal">10.3</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent" unitRef="Pure" id="Tag1284" decimals="3" scale="-2" format="ixt:num-dot-decimal">10.0</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td> </tr> </tbody> </table> </ix:continuation>
<p style="margin: 10pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Maturities of our operating lease liabilities as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em> are as follows:</span></p>
<div style="border-right: none; border-left: none;">
<ix:nonNumeric contextRef="D20241031" name="us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock" id="Tag1200" escape="true">
<div id="fs_DL8TP5Z1WW00000000000000000000B">
<div style="margin: 0pt 0pt 10pt; text-indent: 0pt;">
<table class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 152px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: bottom; height: 15px;">
<td style="width: 85%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Fiscal Year Ending October 31,</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">(In thousands)</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <span>2025</span> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" unitRef="USD" id="Tag1276" decimals="-3" scale="3" format="ixt:num-dot-decimal">11,133</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <span>2026</span> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" unitRef="USD" id="Tag1278" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,102</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <span>2027</span> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearThree" unitRef="USD" id="Tag1306" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,585</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <span>2028</span> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearFour" unitRef="USD" id="Tag1268" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,843</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <span>2029</span> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearFive" unitRef="USD" id="Tag1272" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,915</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Thereafter </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 15px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 15px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive" unitRef="USD" id="Tag1267" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,085</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 15px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total operating lease payments&#160;</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"> </td>
<td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted " style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDue" unitRef="USD" id="Tag1280" decimals="-3" scale="3" format="ixt:num-dot-decimal">38,663</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less: imputed interest </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 15px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 15px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20241031" name="us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" unitRef="USD" id="Tag1275" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,795</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 15px;">)</td> </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Present value of operating lease liabilities </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:OperatingLeaseLiability" unitRef="USD" id="Tag1279" decimals="-3" scale="3" format="ixt:num-dot-decimal">30,868</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px; background-color: #cceeff;"> </td> </tr> </tbody> </table> </div> </div> </ix:nonNumeric> </div> </div> </ix:nonNumeric>
<div>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>77</span></span></td> </tr> </tbody> </table>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </div><div id="Dsd18xgcmxwggk1dgbh83pn" style="font-family: 'times new roman', times; font-size: 10pt;">
<ix:nonNumeric contextRef="D20241031" name="us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock" id="Tag1299" escape="true">
<p style="margin: 10pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">5.</em> Property and Equipment</b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Property and equipment balances as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>&#160;were as follows:</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<ix:nonNumeric contextRef="D20241031" name="us-gaap:PropertyPlantAndEquipmentTextBlock" id="Tag1298" escape="true">
<table class="finTable" style="height: 192px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="6">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Land and land improvements</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_LandAndLandImprovementsMember" name="us-gaap:PropertyPlantAndEquipmentGross" unitRef="USD" id="Tag754" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,292</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_LandAndLandImprovementsMember" name="us-gaap:PropertyPlantAndEquipmentGross" unitRef="USD" id="Tag756" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,563</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Buildings</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_BuildingMember" name="us-gaap:PropertyPlantAndEquipmentGross" unitRef="USD" id="Tag753" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,124</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_BuildingMember" name="us-gaap:PropertyPlantAndEquipmentGross" unitRef="USD" id="Tag755" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,828</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Building improvements</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_BuildingImprovementsMember" name="us-gaap:PropertyPlantAndEquipmentGross" unitRef="USD" id="Tag746" decimals="-3" scale="3" format="ixt:num-dot-decimal">16,911</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_BuildingImprovementsMember" name="us-gaap:PropertyPlantAndEquipmentGross" unitRef="USD" id="Tag743" decimals="-3" scale="3" format="ixt:num-dot-decimal">16,061</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Furniture</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_FurnitureAndFixturesMember" name="us-gaap:PropertyPlantAndEquipmentGross" unitRef="USD" id="Tag745" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,969</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_FurnitureAndFixturesMember" name="us-gaap:PropertyPlantAndEquipmentGross" unitRef="USD" id="Tag742" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,793</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Equipment</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_EquipmentMember" name="us-gaap:PropertyPlantAndEquipmentGross" unitRef="USD" id="Tag744" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,903</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_EquipmentMember" name="us-gaap:PropertyPlantAndEquipmentGross" unitRef="USD" id="Tag752" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,124</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Capitalized software</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_SoftwareAndSoftwareDevelopmentCostsMember" name="us-gaap:PropertyPlantAndEquipmentGross" unitRef="USD" id="Tag748" decimals="-3" scale="3" format="ixt:num-dot-decimal">62,902</ix:nonFraction></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_SoftwareAndSoftwareDevelopmentCostsMember" name="us-gaap:PropertyPlantAndEquipmentGross" unitRef="USD" id="Tag751" decimals="-3" scale="3" format="ixt:num-dot-decimal">50,630</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Property and equipment</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:PropertyPlantAndEquipmentGross" unitRef="USD" id="Tag747" decimals="-3" scale="3" format="ixt:num-dot-decimal">100,101</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:PropertyPlantAndEquipmentGross" unitRef="USD" id="Tag750" decimals="-3" scale="3" format="ixt:num-dot-decimal">88,999</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Less: accumulated depreciation</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20241031" name="us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" unitRef="USD" id="Tag739" decimals="-3" scale="3" format="ixt:num-dot-decimal">56,670</ix:nonFraction></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20231031" name="us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" unitRef="USD" id="Tag740" decimals="-3" scale="3" format="ixt:num-dot-decimal">55,053</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Property and equipment, net</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:PropertyPlantAndEquipmentNet" unitRef="USD" id="Tag741" decimals="-3" scale="3" format="ixt:num-dot-decimal">43,431</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:PropertyPlantAndEquipmentNet" unitRef="USD" id="Tag749" decimals="-3" scale="3" format="ixt:num-dot-decimal">33,946</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr> </tbody> </table> </ix:nonNumeric> </ix:nonNumeric>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div style="line-height: 1.2;"> </div> </div><div id="Dy0merqs0gafkkw287n6u" style="font-family: 'times new roman', times; font-size: 10pt;">
<ix:nonNumeric contextRef="D20241031" name="us-gaap:CashAndCashEquivalentsDisclosureTextBlock" id="Tag1176" escape="true">
<p style="margin: 0pt; text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">6.</em> Restricted Cash and Customers<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8217;</span> Deposits</b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Homebuilding &#8220;Restricted cash and cash equivalents&#8221; on the Consolidated Balance Sheets totaled $<ix:nonFraction contextRef="I20241031_HomeBuildingSegmentMember" name="us-gaap:RestrictedCashAndCashEquivalents" unitRef="USD" id="Tag734" decimals="-5" scale="6" format="ixt:num-dot-decimal">7.9</ix:nonFraction>&#160;million and $<ix:nonFraction contextRef="I20231031_HomeBuildingSegmentMember" name="us-gaap:RestrictedCashAndCashEquivalents" unitRef="USD" id="Tag736" decimals="-5" scale="6" format="ixt:num-dot-decimal">8.4</ix:nonFraction>&#160;million as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, respectively, which primarily consists of cash collateralizing our letter of credit agreements and facilities (see Note <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">9</em>).</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Financial services restricted cash and cash equivalents, which are included in <span>&#8220;Financial services&#8221; assets</span> on the Consolidated Balance Sheets, totaled $<ix:nonFraction contextRef="I20241031_FinancialServicesMember" name="us-gaap:RestrictedCash" unitRef="USD" id="Tag735" decimals="-5" scale="6" format="ixt:num-dot-decimal">42.3</ix:nonFraction>&#160;million and $<ix:nonFraction contextRef="I20231031_FinancialServicesMember" name="us-gaap:RestrictedCash" unitRef="USD" id="Tag733" decimals="-5" scale="6" format="ixt:num-dot-decimal">30.5</ix:nonFraction>&#160;million as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, respectively. Included in these balances were (<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">1</em>) financial services customers&#8217; deposits of $<ix:nonFraction contextRef="I20241031_CustomerDepositsMember_FinancialServicesMember" name="us-gaap:RestrictedCash" unitRef="USD" id="Tag732" decimals="-5" scale="6" format="ixt:num-dot-decimal">39.2</ix:nonFraction>&#160;million and $<ix:nonFraction contextRef="I20231031_CustomerDepositsMember_FinancialServicesMember" name="us-gaap:RestrictedCash" unitRef="USD" id="Tag738" decimals="-5" scale="6" format="ixt:num-dot-decimal">28.1</ix:nonFraction>&#160;million as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span>,</em> respectively, which are subject to restrictions&#160;on our use, and (<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">2</em>) restricted cash under the terms of our mortgage warehouse lines of credit of $<ix:nonFraction contextRef="I20241031_FinancialServicesMember_MortgageWarehouseLinesOfCreditMember" name="us-gaap:RestrictedCash" unitRef="USD" id="Tag737" decimals="-5" scale="6" format="ixt:num-dot-decimal">3.1</ix:nonFraction>&#160;million and $<ix:nonFraction contextRef="I20231031_FinancialServicesMember_MortgageWarehouseLinesOfCreditMember" name="us-gaap:RestrictedCash" unitRef="USD" id="Tag72" decimals="-5" scale="6" format="ixt:num-dot-decimal">2.4</ix:nonFraction>&#160;million as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span>,</em> respectively.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Homebuilding &#8220;Customers&#8217; deposits&#8221; are shown as a liability on the Consolidated Balance Sheets. These liabilities are significantly more than the applicable periods&#8217; restricted cash balances because&#160;in some states the deposits are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> restricted from use and, in other states, we are able to release the majority of these customer deposits to cash by pledging letters of credit and surety bonds.</span></p> </ix:nonNumeric>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </div><div id="D8lpx4hit7vnkkyyfvthgbk" style="font-family: 'times new roman', times; font-size: 10pt;">
<ix:nonNumeric contextRef="D20241031" name="us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" id="Tag1286" escape="true">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">7.</em> Mortgage Loans Held for Sale</b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our wholly owned mortgage banking subsidiary, K. Hovnanian American Mortgage, LLC (&#8220;K. Hovnanian Mortgage&#8221;) originates mortgage loans, primarily from the sale of our homes. Such mortgage loans are sold in the secondary mortgage market within a short period of time of origination. Mortgage loans held for sale are collateralized by the underlying property. Loans held for sale are recorded at fair value with the changes in the value recognized in the Consolidated Statements of Operations in &#8220;Financial services&#8221; revenue. We use forward sales of&#160; MBS, interest rate commitments from borrowers and mandatory and/or best-efforts forward commitments to sell loans to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em>-party purchasers to protect us from interest rate fluctuations. These short-term instruments do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> require any payments to be made to the counterparty or purchaser in connection with the execution of the commitments.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">At <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, $<ix:nonFraction contextRef="I20241031_CollateralizedDebtObligationsMember" name="us-gaap:DebtInstrumentCollateralAmount" unitRef="USD" id="Tag729" decimals="-2" scale="3" format="ixt:num-dot-decimal">145.7</ix:nonFraction>&#160;million and $<ix:nonFraction contextRef="I20231031_CollateralizedDebtObligationsMember" name="us-gaap:DebtInstrumentCollateralAmount" unitRef="USD" id="Tag728" decimals="-2" scale="3" format="ixt:num-dot-decimal">127.7</ix:nonFraction>&#160;million, respectively, of mortgage loans held for sale were pledged against our mortgage warehouse lines of credit (see Note <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">8</em>). We <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>incur losses with respect to mortgages that were previously sold that are delinquent and which had underwriting defects, but only to the extent the losses are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> covered by mortgage insurance or the resale value of the home. The reserves for these estimated losses are included in &#8220;Financial services&#8221; liabilities on the Consolidated Balance Sheets. At both<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;<span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, we had reserves specifically for <ix:nonFraction contextRef="I20231031_CollateralizedDebtObligationsMember" name="hov:NumberOfLoansReservedFor" unitRef="NUMBER" id="Tag1728" decimals="0" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20241031_CollateralizedDebtObligationsMember" name="hov:NumberOfLoansReservedFor" unitRef="NUMBER" id="Tag726" decimals="0" format="ixt:num-dot-decimal">10</ix:nonFraction></ix:nonFraction>&#160;identified mortgage loans as well as reserves for an estimate of future losses on mortgages sold but <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> yet identified to us.&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The activity in our loan origination reserves in fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>&#160;was as follows:</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<ix:nonNumeric contextRef="D20241031" name="hov:ScheduleOfActivityInLoanOriginationReservesTableTextBlock" id="Tag1175" escape="true">
<table class="finTable" style="height: 128px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="6">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Year Ended</em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="6">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Loan origination reserves, beginning of period</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CollateralizedDebtObligationsMember" name="us-gaap:MortgageLoansOnRealEstateWritedownOrReserveAmount1" unitRef="USD" id="Tag724" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,013</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20221031_CollateralizedDebtObligationsMember" name="us-gaap:MortgageLoansOnRealEstateWritedownOrReserveAmount1" unitRef="USD" id="Tag725" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,795</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Provisions for losses during the period</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_CollateralizedDebtObligationsMember" name="us-gaap:SecuritiesBorrowedCreditLossExpenseReversal" unitRef="USD" id="Tag727" decimals="-3" scale="3" format="ixt:num-dot-decimal">439</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_CollateralizedDebtObligationsMember" name="us-gaap:SecuritiesBorrowedCreditLossExpenseReversal" unitRef="USD" id="Tag722" decimals="-3" scale="3" format="ixt:num-dot-decimal">187</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Adjustments to pre-existing provisions for losses from changes in estimates</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_CollateralizedDebtObligationsMember" name="us-gaap:SecuritiesBorrowedChangeInMethodCreditLossExpenseReversal" unitRef="USD" id="Tag723" decimals="-3" scale="3" format="ixt:num-dot-decimal">68</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_CollateralizedDebtObligationsMember" name="us-gaap:SecuritiesBorrowedChangeInMethodCreditLossExpenseReversal" unitRef="USD" id="Tag730" decimals="-3" scale="3" format="ixt:num-dot-decimal">31</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 16px;"><br/></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Loan origination reserves, end of period</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_CollateralizedDebtObligationsMember" name="us-gaap:MortgageLoansOnRealEstateWritedownOrReserveAmount1" unitRef="USD" id="Tag731" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,520</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CollateralizedDebtObligationsMember" name="us-gaap:MortgageLoansOnRealEstateWritedownOrReserveAmount1" unitRef="USD" id="Tag721" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,013</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr> </tbody> </table> </ix:nonNumeric> </ix:nonNumeric>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>78</span></span></td> </tr> </tbody> </table>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </div><div id="Draa83l8ltrmtycw0hv22f" style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><br/></em></b></span></p>
<ix:nonNumeric contextRef="D20241031" name="hov:DisclosureOfMortgageLoansTextBlock" id="Tag1181" escape="true">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">8.</em> Mortgages</b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Nonrecourse</i></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We have nonrecourse mortgage loans for certain communities totaling $<ix:nonFraction contextRef="I20241031_NonrecourseMortgagesSecuredByInventoryMember_MortgagesMember_HomebuildingMember" name="us-gaap:SecuredDebt" unitRef="USD" id="Tag1625" decimals="-5" scale="6" format="ixt:num-dot-decimal">90.7</ix:nonFraction>&#160;million and $<ix:nonFraction contextRef="I20231031_NonrecourseMortgagesSecuredByInventoryMember_MortgagesMember_HomebuildingMember" name="us-gaap:SecuredDebt" unitRef="USD" id="Tag1624" decimals="-5" scale="6" format="ixt:num-dot-decimal">91.5</ix:nonFraction>&#160;million, net of debt issuance costs, at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, respectively, which are secured by the related real property, including any improvements, with an aggregate book value of $<ix:nonFraction contextRef="I20241031_NonrecourseMortgagesSecuredByInventoryMember_MortgagesMember_HomebuildingMember" name="us-gaap:DebtInstrumentCollateralAmount" unitRef="USD" id="Tag713" decimals="-5" scale="6" format="ixt:num-dot-decimal">249.7</ix:nonFraction> million and $<ix:nonFraction contextRef="I20231031_NonrecourseMortgagesSecuredByInventoryMember_MortgagesMember_HomebuildingMember" name="us-gaap:DebtInstrumentCollateralAmount" unitRef="USD" id="Tag1362" decimals="-5" scale="6" format="ixt:num-dot-decimal">331.6</ix:nonFraction>&#160;million, respectively. The weighted-average interest rate on these obligations was <ix:nonFraction contextRef="I20241031_NonrecourseMortgagesSecuredByInventoryMember_MortgagesMember_HomebuildingMember" name="us-gaap:DebtWeightedAverageInterestRate" unitRef="Pure" id="Tag1361" decimals="3" scale="-2" format="ixt:num-dot-decimal">8.7</ix:nonFraction>% and <ix:nonFraction contextRef="I20231031_NonrecourseMortgagesSecuredByInventoryMember_MortgagesMember_HomebuildingMember" name="us-gaap:DebtWeightedAverageInterestRate" unitRef="Pure" id="Tag715" decimals="3" scale="-2" format="ixt:num-dot-decimal">8.5</ix:nonFraction>% at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, respectively,&#160;and the mortgage loan payments on each community primarily correspond to home deliveries.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Mortgage Loans</i></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Mortgage originates mortgage loans primarily from the sale of our homes. Such mortgage loans and related servicing rights are generally sold in the secondary mortgage market within a short period of time. K. Hovnanian&#160;Mortgage finances the origination of mortgage loans through various master repurchase agreements, which are recorded in <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Financial services<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span> liabilities on the Consolidated Balance Sheets.</span></p> &#160;
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our secured Master Repurchase Agreement with JPMorgan Chase Bank, N.A. (&#8220;Chase Master Repurchase Agreement&#8221;)&#160;is a short-term borrowing facility that provides up to $<ix:nonFraction contextRef="I20241031_JPMorganChaseBankMember" name="us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity" unitRef="USD" id="Tag708" decimals="-5" scale="6" format="ixt:num-dot-decimal">50.0</ix:nonFraction> million through its maturity on July 31, 2025<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">. </em>The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors.&#160;Interest is payable monthly on outstanding advances at an adjusted Secured Overnight Financing&#160;Rate (&#8220;SOFR&#8221;),&#160;plus the applicable margin of <ix:nonFraction contextRef="D20241031_JPMorganChaseBankMember_MinimumMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" name="us-gaap:DebtInstrumentBasisSpreadOnVariableRate1" unitRef="Pure" id="Tag716" decimals="4" scale="-2" format="ixt:num-dot-decimal">2.00</ix:nonFraction>% to <ix:nonFraction contextRef="D20241031_JPMorganChaseBankMember_MaximumMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" name="us-gaap:DebtInstrumentBasisSpreadOnVariableRate1" unitRef="Pure" id="Tag1295" decimals="4" scale="-2" format="ixt:num-dot-decimal">2.25</ix:nonFraction>%. As of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, the aggregate principal amount of all borrowings outstanding under the Chase Master Repurchase Agreement was $<ix:nonFraction contextRef="I20241031_JPMorganChaseBankMember" name="us-gaap:WarehouseAgreementBorrowings" unitRef="USD" id="Tag1182" decimals="-5" scale="6" format="ixt:num-dot-decimal">7.3</ix:nonFraction>&#160;million and $<ix:nonFraction contextRef="I20231031_JPMorganChaseBankMember" name="us-gaap:WarehouseAgreementBorrowings" unitRef="USD" id="Tag720" decimals="-5" scale="6" format="ixt:num-dot-decimal">31.4</ix:nonFraction>&#160;million, respectively.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Mortgage has another secured Master Repurchase Agreement with Customers Bank (&#8220;Customers Master Repurchase Agreement&#8221;) which is a short-term borrowing facility that was initially amended&#160;</span>on July 24, 2024 to provide up to&#160;$<ix:nonFraction contextRef="I20240724_CustomersBankMember" name="us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity" unitRef="USD" id="Tag1465" decimals="-5" scale="6" format="ixt:num-dot-decimal">75.0</ix:nonFraction>&#160;million
through August 30, 2024, and up to $<ix:nonFraction contextRef="I20240724_CustomersBankMember" name="hov:LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" unitRef="USD" id="Tag711" decimals="-4" scale="6" format="ixt:num-dot-decimal">50.0 </ix:nonFraction>million from and after August 31, 2024
to maturity on March 5, 2025. On&#160;<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">August 1, 2024 there was a subsequent amendment&#160;to increase the borrowing capacity up to $</span><ix:nonFraction contextRef="I20241031_CustomersBankMember" name="us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity" unitRef="USD" id="Tag1360" decimals="-5" scale="6" format="ixt:num-dot-decimal">100.0</ix:nonFraction><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"> million&#160;through its&#160;maturity on </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> March 5, 2025. </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors.&#160;Interest is payable daily or as loans are sold to permanent investors on outstanding advances at the current SOFR, plus the applicable margin ranging from </span><ix:nonFraction contextRef="D20241031_CustomersBankMember_MinimumMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" name="us-gaap:DebtInstrumentBasisSpreadOnVariableRate1" unitRef="Pure" id="Tag714" decimals="5" scale="-2" format="ixt:num-dot-decimal">2.125</ix:nonFraction><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">% to </span><ix:nonFraction contextRef="D20241031_CustomersBankMember_MaximumMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" name="us-gaap:DebtInstrumentBasisSpreadOnVariableRate1" unitRef="Pure" id="Tag710" decimals="3" scale="-2" format="ixt:num-dot-decimal">4.5</ix:nonFraction><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">% based on the type of loan and the number of days outstanding&#160;on the warehouse line. As of </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">and </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">, the aggregate principal amount of all borrowings outstanding under the Customers Master Repurchase Agreement was $</span><ix:nonFraction contextRef="I20241031_CustomersBankMember" name="us-gaap:WarehouseAgreementBorrowings" unitRef="USD" id="Tag709" decimals="-5" scale="6" format="ixt:num-dot-decimal">78.6</ix:nonFraction><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">&#160;million and $</span><ix:nonFraction contextRef="I20231031_CustomersBankMember" name="us-gaap:WarehouseAgreementBorrowings" unitRef="USD" id="Tag1359" decimals="-5" scale="6" format="ixt:num-dot-decimal">41.1</ix:nonFraction><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">&#160;million, respectively.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Mortgage has another secured Master Repurchase Agreement with Hinsdale Bank &amp; Trust Company, N.A. (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Hinsdale Master Repurchase Agreement<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>), which is a short-term borrowing facility that provides up to $<ix:nonFraction contextRef="I20241031_HinsdaleBankAndTrustCompanyNAMember" name="us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity" unitRef="USD" id="Tag712" decimals="-5" scale="6" format="ixt:num-dot-decimal">50.0</ix:nonFraction> million through its maturity on July 14, 2025. The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors. Interest is payable monthly on outstanding advances at the <span>One</span>-Month Term SOFR, plus an applicable margin of <ix:nonFraction contextRef="D20241031_HinsdaleBankAndTrustCompanyNAMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" name="us-gaap:DebtInstrumentBasisSpreadOnVariableRate1" unitRef="Pure" id="Tag718" decimals="4" scale="-2" format="ixt:num-dot-decimal">1.75</ix:nonFraction>% subject to a floor of <ix:nonFraction contextRef="I20241031_HinsdaleBankAndTrustCompanyNAMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" name="hov:DebtInstrumentVariableRateBasisFloorRate" unitRef="Pure" id="Tag717" decimals="4" scale="-2" format="ixt:num-dot-decimal">2.75</ix:nonFraction>%. As of <span>October 31, 2024</span>, the aggregate principal amount of all borrowings outstanding under the Hinsdale Master Repurchase Agreement was $<ix:nonFraction contextRef="I20241031_HinsdaleBankAndTrustCompanyNAMember" name="us-gaap:WarehouseAgreementBorrowings" unitRef="USD" id="Tag719" decimals="-5" scale="6" format="ixt:num-dot-decimal">45.5</ix:nonFraction> million.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The Chase Master Repurchase Agreement, Customers Master Repurchase Agreement and Hinsdale Master Repurchase Agreement (together, the &#8220;Master Repurchase Agreements&#8221;) require K. Hovnanian Mortgage to satisfy and maintain specified financial ratios and other financial condition tests. Because of the extremely short period of time mortgages are held by K. Hovnanian Mortgage before the mortgages are sold to investors (generally a period of a few weeks), the immateriality to us on a consolidated basis,&#160;the size of the Master Repurchase Agreements, the levels required by these financial covenants, our ability based on our immediately available resources to contribute sufficient capital to cure any default, were such conditions to occur, and our right to cure any conditions of default based on the terms of the applicable agreement, we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> consider any of these covenants to be substantive or material.&#160;As of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>, we believe we were in compliance with the covenants under the Master Repurchase Agreements.</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>79</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </ix:exclude> </ix:nonNumeric> </div><p style="margin: 0px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0px;"><br/></p>
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<ix:nonNumeric contextRef="D20241031" name="us-gaap:LongTermDebtTextBlock" id="Tag1591" escape="true">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">9</span>.</em> Senior Notes and Credit Facilities</b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior secured notes, senior notes and credit facilities balances as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2023</span></em>, <span>were</span> as follows:</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<ix:nonNumeric contextRef="D20241031" name="us-gaap:ScheduleOfDebtInstrumentsTextBlock" id="Tag1459" escape="true">
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<table class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 201px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.7598%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.9661%;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.9661%;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.30548%;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 9.92167%; border-bottom-color: #000000 !important; text-align: center;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><span style="color: #000000; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></span></b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 9.92167%; border-bottom-color: #000000 !important; text-align: center;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><span style="color: #000000; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></span></b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Secured Notes: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 9.92167%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 9.92167%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"> <ix:nonFraction contextRef="I20231031_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1692" decimals="3" scale="-2" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20241031_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1631" decimals="3" scale="-2" format="ixt:num-dot-decimal">10.0</ix:nonFraction></ix:nonFraction>% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.75</span></span> Lien Notes due <ix:nonNumeric contextRef="D20231031_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag1691" format="ixt:date-monthname-day-year-en"><ix:nonNumeric contextRef="D20241031_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag1397" format="ixt:date-monthname-day-year-en">November 15, 2025</ix:nonNumeric></ix:nonNumeric> (<span>1</span>) </span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.04439%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag669" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.04439%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag1409" decimals="-3" scale="3" format="ixt:num-dot-decimal">113,502</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 73.7598%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <ix:nonFraction contextRef="I20231031_The80SeniorSecured1125LienNotesDue2028Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1694" decimals="3" scale="-2" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20241031_The80SeniorSecured1125LienNotesDue2028Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1475" decimals="3" scale="-2" format="ixt:num-dot-decimal">8.0</ix:nonFraction></ix:nonFraction>% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.125</span></span> Lien Notes due <ix:nonNumeric contextRef="D20231031_The80SeniorSecured1125LienNotesDue2028Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag1693" format="ixt:date-monthname-day-year-en"><ix:nonNumeric contextRef="D20241031_The80SeniorSecured1125LienNotesDue2028Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag702" format="ixt:date-monthname-day-year-en">September 30, 2028</ix:nonNumeric></ix:nonNumeric> </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_The80SeniorSecured1125LienNotesDue2028Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag1436" decimals="-3" scale="3" format="ixt:num-dot-decimal">225,000</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The80SeniorSecured1125LienNotesDue2028Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag1405" decimals="-3" scale="3" format="ixt:num-dot-decimal">225,000</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <ix:nonFraction contextRef="I20231031_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1696" decimals="4" scale="-2" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20241031_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag671" decimals="4" scale="-2" format="ixt:num-dot-decimal">11.75</ix:nonFraction></ix:nonFraction>% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.25</span></span> Lien Notes due <ix:nonNumeric contextRef="D20231031_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag1695" format="ixt:date-monthname-day-year-en"><ix:nonNumeric contextRef="D20241031_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag644" format="ixt:date-monthname-day-year-en">September 30, 2029</ix:nonNumeric></ix:nonNumeric> </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag656" decimals="-3" scale="3" format="ixt:num-dot-decimal">430,000</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag15" decimals="-3" scale="3" format="ixt:num-dot-decimal">430,000</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total Senior Secured Notes </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag1621" decimals="-3" scale="3" format="ixt:num-dot-decimal">655,000</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag1395" decimals="-3" scale="3" format="ixt:num-dot-decimal">768,502</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Notes: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.92167%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.92167%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <ix:nonFraction contextRef="I20231031_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1700" decimals="3" scale="-2" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20241031_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag693" decimals="3" scale="-2" format="ixt:num-dot-decimal">13.5</ix:nonFraction></ix:nonFraction>% Senior Notes due <span style="border-left: none; border-right: none;"><ix:nonNumeric contextRef="D20231031_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag1699" format="ixt:date-monthname-day-year-en"><ix:nonNumeric contextRef="D20241031_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag634" format="ixt:date-monthname-day-year-en">February 1, 2026</ix:nonNumeric></ix:nonNumeric> (<span>2</span>)</span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;">$ </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag1414" decimals="-3" scale="3" format="ixt:num-dot-decimal">26,588</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;">$ </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag1447" decimals="-3" scale="3" format="ixt:num-dot-decimal">90,590</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <ix:nonFraction contextRef="I20231031_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1702" decimals="3" scale="-2" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20241031_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag643" decimals="3" scale="-2" format="ixt:num-dot-decimal">5.0</ix:nonFraction></ix:nonFraction>% Senior Notes due <span style="border-left: none; border-right: none;"><ix:nonNumeric contextRef="D20231031_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag1701" format="ixt:date-monthname-day-year-en"><ix:nonNumeric contextRef="D20241031_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag631" format="ixt:date-monthname-day-year-en">February 1, 2040</ix:nonNumeric></ix:nonNumeric> (<span>2</span>)</span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag1420" decimals="-3" scale="3" format="ixt:num-dot-decimal">24,968</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag628" decimals="-3" scale="3" format="ixt:num-dot-decimal">90,120</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total Senior Notes </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag657" decimals="-3" scale="3" format="ixt:num-dot-decimal">51,556</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag1310" decimals="-3" scale="3" format="ixt:num-dot-decimal">180,710</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Unsecured Term Loan Credit Facility due <span style="border-left: none; border-right: none;"><ix:nonNumeric contextRef="D20231031_SeniorUnsecuredTermLoanCreditFacilityDue2027Member" name="us-gaap:DebtInstrumentMaturityDate" id="Tag1703" format="ixt:date-monthname-day-year-en"><ix:nonNumeric contextRef="D20241031_SeniorUnsecuredTermLoanCreditFacilityDue2027Member" name="us-gaap:DebtInstrumentMaturityDate" id="Tag1520" format="ixt:date-monthname-day-year-en">February 1, 2027</ix:nonNumeric></ix:nonNumeric> (<span>2</span>)</span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_SeniorUnsecuredTermLoanCreditFacilityDue2027Member" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag1294" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_SeniorUnsecuredTermLoanCreditFacilityDue2027Member" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag633" decimals="-3" scale="3" format="ixt:num-dot-decimal">39,551</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.75</span></span> Lien Term Loan Credit Facility due <span style="border-left: none; border-right: none;"><ix:nonNumeric contextRef="D20231031_The100SeniorSecured175LienTermLoansDue2028Member_SeniorSecuredTermLoanMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag1686" format="ixt:date-monthname-day-year-en"><ix:nonNumeric contextRef="D20241031_The100SeniorSecured175LienTermLoansDue2028Member_SeniorSecuredTermLoanMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag1448" format="ixt:date-monthname-day-year-en">January 31, 2028</ix:nonNumeric></ix:nonNumeric> (<span>2</span>)</span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_The100SeniorSecured175LienTermLoansDue2028Member_SeniorSecuredTermLoanMember" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag1415" decimals="-3" scale="3" format="ixt:num-dot-decimal">175,000</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 9.92167%;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The100SeniorSecured175LienTermLoansDue2028Member_SeniorSecuredTermLoanMember" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag1441" decimals="-3" scale="3" format="ixt:num-dot-decimal">81,498</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Secured Revolving Credit Facility (<span>3</span>)</span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_SeniorSecuredRevolvingCreditFacilityMember_7" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag684" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_SeniorSecuredRevolvingCreditFacilityMember" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag689" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 73.7598%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Subtotal senior notes and credit facilities </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag1432" decimals="-3" scale="3" format="ixt:num-dot-decimal">881,556</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag1400" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,070,261</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Net premiums (discounts) </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:DebtInstrumentUnamortizedDiscountPremiumNet" unitRef="USD" id="Tag1413" decimals="-3" scale="3" format="ixt:num-dot-decimal">17,340</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20231031" name="us-gaap:DebtInstrumentUnamortizedDiscountPremiumNet" unitRef="USD" id="Tag1437" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">14,563</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;">)</td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Unamortized debt issuance costs </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20241031" name="us-gaap:DeferredFinanceCostsNet" unitRef="USD" id="Tag639" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,678</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20231031" name="us-gaap:DeferredFinanceCostsNet" unitRef="USD" id="Tag1619" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,207</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total senior notes and credit facilities, net of discounts, premiums and unamortized debt issuance costs </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:LongTermDebt" unitRef="USD" id="Tag647" decimals="-3" scale="3" format="ixt:num-dot-decimal">896,218</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:LongTermDebt" unitRef="USD" id="Tag685" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,051,491</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr> </tbody> </table> </div> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; z-index: 40;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>) <span><ix:footnote xml:lang="en-US" id="footnote10" footnoteRole="http://www.xbrl.org/2003/role/footnote">On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> November 15, 2023, </em>K. Hovnanian redeemed all of its $<ix:nonFraction contextRef="I20231115_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredNotesMember" name="hov:DebtInstrumentRedeemedFaceAmount" unitRef="USD" id="Tag686" decimals="-5" scale="6" format="ixt:num-dot-decimal">113.5</ix:nonFraction> million aggregate principal amount of <ix:nonFraction contextRef="I20231115_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1540" decimals="3" scale="-2" format="ixt:num-dot-decimal">10.0</ix:nonFraction>% Senior Secured <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.75</span></em> Lien Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <ix:nonNumeric contextRef="D20231115" name="us-gaap:DebtInstrumentMaturityDate" id="Tag1407" format="ixt:date-monthname-day-year-en">November 15, 2025</ix:nonNumeric>.</em></ix:footnote></span></i></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; z-index: 40;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<span>2</span>) <span><ix:footnote xml:lang="en-US" id="footnote12" footnoteRole="http://www.xbrl.org/2003/role/footnote"><span style="border-left: none; border-right: none;">On <span>May 21, 2024</span>, K. Hovnanian exchanged $<ix:nonFraction contextRef="I20240521_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentFaceAmount" unitRef="USD" id="Tag646" decimals="-4" scale="6" format="ixt:num-dot-decimal">64.0 </ix:nonFraction>million aggregate principal amount of <ix:nonFraction contextRef="I20240521_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag652" decimals="3" scale="-2" format="ixt:num-dot-decimal">13.5</ix:nonFraction>% Senior Notes due <ix:nonNumeric contextRef="D20240521_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag627" format="ixt:date-monthname-day-year-en">February 1, 2026</ix:nonNumeric> and cash, $<ix:nonFraction contextRef="I20240521_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentFaceAmount" unitRef="USD" id="Tag696" decimals="-5" scale="6" format="ixt:num-dot-decimal">65.2</ix:nonFraction> million aggregate principal amount of <ix:nonFraction contextRef="I20240521_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag638" decimals="3" scale="-2" format="ixt:num-dot-decimal">5.0</ix:nonFraction>% Senior Notes due <ix:nonNumeric contextRef="D20240521_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag695" format="ixt:date-monthname-day-year-en">February 1, 2040</ix:nonNumeric> and all of its $<ix:nonFraction contextRef="I20240521_SeniorUnsecuredTermLoanCreditFacilityDue2027Member_UnsecuredSeniorTermLoanMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentFaceAmount" unitRef="USD" id="Tag670" decimals="-5" scale="6" format="ixt:num-dot-decimal">39.6</ix:nonFraction> million aggregate principal amount of loans under the Senior Unsecured Term Loan Credit Facility due <ix:nonNumeric contextRef="D20240521_SeniorUnsecuredTermLoanCreditFacilityDue2027Member_UnsecuredSeniorTermLoanMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag1617" format="ixt:date-monthname-day-year-en">February 1, 2027</ix:nonNumeric> and cash for an additional $<span style="border-left: none; border-right: none;"><ix:nonFraction contextRef="I20240521_SeniorSecuredTermLoanMember_ExchangeAgreementsMember_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member" name="us-gaap:DebtInstrumentFaceAmount" unitRef="USD" id="Tag1419" decimals="-5" scale="6" format="ixt:num-dot-decimal">93.5</ix:nonFraction></span> million aggregate principal amount of loans under the Senior Secured <span>1.75</span> Lien Term Loan Credit Facility due <ix:nonNumeric contextRef="D20240521_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member_SeniorSecuredTermLoanMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag659" format="ixt:date-monthname-day-year-en">January 31, 2028</ix:nonNumeric>.</span></ix:footnote></span></i></span></p> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div style="z-index: 40;"><span style="font-style: italic; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">(<span>3</span>) <span><ix:footnote xml:lang="en-US" id="footnote13" footnoteRole="http://www.xbrl.org/2003/role/footnote"><span style="border-right: none; border-left: none;">At <span>October 31, 2024</span>, provides for up to $<ix:nonFraction contextRef="I20241031_SeniorSecuredRevolvingCreditFacilityMember" name="us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity" unitRef="USD" id="Tag632" decimals="-5" scale="6" format="ixt:num-dot-decimal">125.0</ix:nonFraction> million in aggregate amount of senior secured first lien revolving loans. The revolving loans thereunder have a maturity of <span style="border-left: none; border-right: none;"><ix:nonNumeric contextRef="D20241031_SeniorSecuredRevolvingCreditFacilityMember_1" name="us-gaap:DebtInstrumentMaturityDate" id="Tag1396" format="ixt:date-monthname-day-year-en">June 30, 2026</ix:nonNumeric> </span>and borrowings bear interest, at K. Hovnanian&#8217;s option, at either (i) a term SOFR (subject to a floor of <span style="border-left: none; border-right: none; line-height: inherit;"><ix:nonFraction contextRef="I20241031_SeniorSecuredRevolvingCreditFacilityMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember_1" name="hov:LineOfCreditFacilityVariableRateFloor" unitRef="Pure" id="Tag1411" decimals="4" scale="-2" format="ixt:num-dot-decimal">3.00</ix:nonFraction></span>%) plus an applicable margin of <ix:nonFraction contextRef="I20241031_SeniorSecuredRevolvingCreditFacilityMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember_3" name="hov:LineOfCreditFacilityApplicableMargin" unitRef="Pure" id="Tag1428" decimals="4" scale="-2" format="ixt:num-dot-decimal">4.50</ix:nonFraction>% or (ii) an alternate base rate (subject to a floor of <span style="border-left: none; border-right: none; line-height: inherit;"><ix:nonFraction contextRef="I20241031_SeniorSecuredRevolvingCreditFacilityMember_AlternateBaseRateMember_1" name="hov:LineOfCreditFacilityVariableRateFloor" unitRef="Pure" id="Tag705" decimals="4" scale="-2" format="ixt:num-dot-decimal">4.00</ix:nonFraction></span>%) plus an applicable margin of <ix:nonFraction contextRef="I20241031_SeniorSecuredRevolvingCreditFacilityMember_AlternateBaseRateMember_3" name="hov:LineOfCreditFacilityApplicableMargin" unitRef="Pure" id="Tag701" decimals="4" scale="-2" format="ixt:num-dot-decimal">3.50</ix:nonFraction>%. In addition, K. Hovnanian will pay an unused commitment fee on the undrawn revolving commitments at a rate of <ix:nonFraction contextRef="I20241031_SeniorSecuredRevolvingCreditFacilityMember_6" name="hov:LineOfCreditFacilityUnusedCommitmentFeeRate" unitRef="Pure" id="Tag672" decimals="4" scale="-2" format="ixt:num-dot-decimal">1.00</ix:nonFraction>% per annum.</span></ix:footnote></span></span></div> </ix:nonNumeric>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">As of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>, future maturities of our borrowings were as follows (in thousands):</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<ix:nonNumeric contextRef="D20241031" name="us-gaap:ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" id="Tag1315" escape="true">
<div id="fo855748191fed4c5184eea223ccda041c">
<table class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 129px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Fiscal Year Ending October 31, (1)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px; margin-left: 0.1px; background-color: #cceeff;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <span>2025</span> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> $</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" unitRef="USD" id="Tag1402" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>2026</span></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" unitRef="USD" id="Tag694" decimals="-3" scale="3" format="ixt:num-dot-decimal">26,588</ix:nonFraction></span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>2027</span></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" unitRef="USD" id="Tag690" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>2028</span></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour" unitRef="USD" id="Tag1443" decimals="-3" scale="3" format="ixt:num-dot-decimal">400,000</ix:nonFraction></span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="height: 17px; margin-left: 0.1px; background-color: #cceeff;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><span>2029</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><span style="border-left: none; border-right: none;"><ix:nonFraction contextRef="I20241031" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive" unitRef="USD" id="Tag676" decimals="-3" scale="3" format="ixt:num-dot-decimal">430,000</ix:nonFraction></span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><br/></td> </tr>
<tr style="vertical-align: bottom; height: 16px; margin-left: 0.1px;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span> Thereafter </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive" unitRef="USD" id="Tag1398" decimals="-3" scale="3" format="ixt:num-dot-decimal">24,968</ix:nonFraction></span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px; margin-left: 0.1px; background-color: #cceeff;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:DebtInstrumentCarryingAmount" unitRef="USD" id="Tag1433" decimals="-3" scale="3" format="ixt:num-dot-decimal">881,556</ix:nonFraction></span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; z-index: 40;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>) <span><ix:footnote xml:lang="en-US" id="footnote11" footnoteRole="http://www.xbrl.org/2003/role/footnote">Does <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> include our $<ix:nonFraction contextRef="I20241031_SeniorSecuredRevolvingCreditFacilityMember_6" name="us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity" unitRef="USD" id="Tag1177" decimals="-5" scale="6" format="ixt:num-dot-decimal">125.0</ix:nonFraction> million Senior Secured Revolving Credit Facility under which there were <ix:nonFraction contextRef="I20241031_SeniorSecuredRevolvingCreditFacilityMember_6" name="us-gaap:LineOfCredit" unitRef="USD" id="Tag636" decimals="0" format="ixt-sec:numwordsen">no</ix:nonFraction> borrowings outstanding as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 31, 2024</em>.</ix:footnote></span></i></span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i></i></span></p> </ix:nonNumeric>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>General</i></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Except for K. Hovnanian, the issuer of the notes and borrower under the credit agreements governing our term loans and revolving credit facilities (collectively, the "Credit Facilities"), our home mortgage subsidiaries, certain of our title insurance subsidiaries, joint ventures and subsidiaries holding interests in our joint ventures, we and each of our subsidiaries are guarantors of the Credit Facilities, the senior secured notes and senior notes outstanding at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> (</em>collectively, the &#8220;Notes Guarantors&#8221;).</span></p>
<ix:exclude>
<p xmlns="http://www.w3.org/1999/xhtml" style="margin: -2px; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><br/></p>
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<div id="t_ft_MKGYWFDT0G00000000000000000000b">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>80</span></span></td> </tr> </tbody> </table> </div>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </ix:exclude>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">The credit agreements governing the Credit Facilities and the indentures governing the senior secured and senior notes (together, the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Debt Instruments<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) outstanding at October 31, 2024, do not contain any financial maintenance covenants, but do contain restrictive covenants that limit, among other things, the ability of HEI and certain of its subsidiaries, including K. Hovnanian, to incur (including through exchanges or certain other types of transactions) indebtedness, pay dividends and make distributions on common and preferred stock, repay/repurchase certain indebtedness prior to its respective stated maturity, repurchase common and preferred stock, make other restricted payments (including investments), sell certain assets (including in certain land banking transactions), incur liens, consolidate, merge, sell or otherwise dispose of all or substantially all of their assets and enter into certain transactions with affiliates. The Debt Instruments also contain customary events of default which would permit the lenders or holders thereof to exercise remedies with respect to the collateral (as applicable), declare the loans (the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Secured Term Loans<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) made under the Senior Secured <span>1.75</span> Lien Term Loan Credit Facility due January 31, 2028 (the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Secured Term Loan Facility<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) and loans (the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Secured Revolving Loans<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) made under the Senior Secured Revolving Credit Agreement due <span>June 30, 2026</span> (the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Secured Credit Agreement<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) or notes to be immediately due and payable if not cured within applicable grace periods, including the failure to make timely payments on the Secured Term Loans, Secured Revolving Loans or notes or other material indebtedness, cross default to other material indebtedness, the failure to comply with agreements and covenants and specified events of bankruptcy and insolvency, with respect to the Secured Term Loans and Secured Revolving Loans, material inaccuracy of representations and warranties and with respect to the Secured Term Loans and Secured Revolving Loans, a change of control, and, with respect to the Secured Term Loans, Secured Revolving Loans and senior secured notes, the failure of the documents granting security for the obligations under the secured Debt Instruments to be in full force and effect, and the failure of the liens on any material portion of the collateral securing the obligations under the secured Debt Instruments to be valid and perfected. As of <span>October 31, 2024</span>, we believe we were in compliance with the covenants of the Debt Instruments.</p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">If our consolidated fixed charge coverage ratio is less than <ix:nonFraction contextRef="I20241031" name="hov:DebtCovenantFixedChargeCoverageRatioMinimum" unitRef="Pure" id="Tag680" decimals="1" format="ixt:num-dot-decimal">2.0</ix:nonFraction> to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.0</span>,</em> as defined in the applicable Debt Instrument, we are restricted from making certain payments and dividends (in the case of certain of&#160;such payments, our secured debt leverage ratio must also be less than <ix:nonFraction contextRef="I20241031" name="hov:SecuredDebtLeverageRatio" unitRef="Pure" id="Tag1622" decimals="1" format="ixt:num-dot-decimal">4.0</ix:nonFraction> to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.0</span></em>), and from incurring indebtedness other than certain permitted indebtedness and nonrecourse indebtedness. Beginning as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span style="border-left: none; border-right: none;"><span>October 31, 2021</span></span>, </em>as a result of our improved operating results, we were <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> longer restricted from paying dividends. As such, we have made dividend payments of $<ix:nonFraction contextRef="D20220131" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" unitRef="USD" id="Tag1731" decimals="-5" scale="6" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="D20220430_1" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" unitRef="USD" id="Tag1730" decimals="-5" scale="6" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="D20220731_1" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" unitRef="USD" id="Tag1707" decimals="-5" scale="6" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="D20221031_5" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" unitRef="USD" id="Tag1706" decimals="-5" scale="6" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="D20230131" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" unitRef="USD" id="Tag1646" decimals="-5" scale="6" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="D20230430" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" unitRef="USD" id="Tag1645" decimals="-5" scale="6" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="D20230731" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" unitRef="USD" id="Tag1722" decimals="-5" scale="6" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="D20231031_7" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" unitRef="USD" id="Tag1732" decimals="-5" scale="6" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="D20240131" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" unitRef="USD" id="Tag1713" decimals="-5" scale="6" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="D20240430" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" unitRef="USD" id="Tag1729" decimals="-5" scale="6" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="D20240731" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" unitRef="USD" id="Tag1733" decimals="-5" scale="6" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="D20241031_156" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" unitRef="USD" id="Tag653" decimals="-5" scale="6" format="ixt:num-dot-decimal">2.7</ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction> million to preferred shareholders in every quarter since the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">first</em> quarter of fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span>.</em> Dividends on the Series A preferred stock are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> cumulative and, accordingly, if for any reason we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> declare a dividend on the Series A preferred stock for a quarterly dividend period (regardless of our availability of funds), holders of the Series A Preferred Stock will have <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> right to receive a dividend for that period, and we will have <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> obligation to pay a dividend for that period.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Under the terms of our Debt Instruments, we have the right to make certain redemptions and prepayments and, depending on market conditions, our strategic priorities and covenant restrictions, <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>do so from time to time. We also continue to actively analyze and evaluate our capital structure and explore transactions to simplify our capital structure and to strengthen our balance sheet, including those that reduce leverage, interest rates and/or extend maturities, and will seek to do so with the right opportunity. We <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>also continue to make debt or equity purchases and/or exchanges from time to time through tender offers, exchange offers, redemptions, open market purchases, private transactions, or otherwise, or seek to raise additional debt or equity capital, depending on market conditions and covenant restrictions.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-style: italic;"> Fiscal <span>2024</span></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"> On <span>November 15, 2023</span>, K. Hovnanian redeemed in full all of the $<ix:nonFraction contextRef="I20231115_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredNotesMember" name="hov:DebtInstrumentRedeemedFaceAmount" unitRef="USD" id="Tag674" decimals="-4" scale="6" format="ixt:num-dot-decimal">113.5 </ix:nonFraction>million aggregate principal amount of its <ix:nonFraction contextRef="I20231115_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1440" decimals="3" scale="-2" format="ixt:num-dot-decimal">10.0</ix:nonFraction>% Senior Secured <span>1.75 </span>Lien Notes due <span>2025 </span>for a redemption price of $<ix:nonFraction contextRef="D20231115_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredNotesMember" name="us-gaap:RepaymentsOfSeniorDebt" unitRef="USD" id="Tag687" decimals="-4" scale="6" format="ixt:num-dot-decimal">119.2 </ix:nonFraction>million, which included accrued and unpaid interest. This redemption resulted in a gain on extinguishment of debt of $<ix:nonFraction contextRef="D20241031_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredNotesMember" name="us-gaap:GainsLossesOnExtinguishmentOfDebt" unitRef="USD" id="Tag1399" decimals="-5" scale="6" format="ixt:num-dot-decimal">1.4</ix:nonFraction> million for the fiscal year ended <span>October 31, 2024</span>, including the write-off of unamortized premiums, debt issuance costs and fees. The gain from the redemption is included in <span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span><span style="background-color: #ffffff;">Gain (loss) on extinguishment of debt, net<span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span></span>&#160;in the Consolidated Statement of Operations.</p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal;">On<span style="font-size: 10.0pt; font-family: 'Times New Roman',serif; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">&#160;<span>May 21, 2024</span>, K. Hovnanian and the Notes Guarantors entered into certain exchange agreements, pursuant to which K. Hovnanian, the Notes Guarantors and affiliates of certain investment managers named therein (collectively in respect of the Exchange Agreements, the &#8220;Investors&#8221;) completed certain private exchanges (collectively, the &#8220;Exchanges&#8221;) of (i) $<span style="border-left: none; border-right: none;"><span><ix:nonFraction contextRef="I20240521_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentFaceAmount" unitRef="USD" id="Tag1450" decimals="-5" scale="6" format="ixt:num-dot-decimal">64.0</ix:nonFraction></span> </span>million aggregate principal amount of <span><ix:nonFraction contextRef="I20240521_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag683" decimals="3" scale="-2" format="ixt:num-dot-decimal">13.5</ix:nonFraction></span>% <span><span>2026</span></span> Notes (as defined below) and $<span style="border-left: none; border-right: none;"><span><ix:nonFraction contextRef="I20240521_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember_ExchangeAgreementsMember" name="hov:DebtInstrumentRedeemedFaceAmount" unitRef="USD" id="Tag1542" decimals="-5" scale="6" format="ixt:num-dot-decimal">21.5</ix:nonFraction></span> </span>million in cash for $<span style="border-left: none; border-right: none;"><span><span style="border-left: none; border-right: none;"><ix:nonFraction contextRef="I20240521_The135SeniorNotesDue2026Member_SeniorSecuredTermLoanMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentFaceAmount" unitRef="USD" id="Tag700" decimals="-5" scale="6" format="ixt:num-dot-decimal">42.5</ix:nonFraction></span></span> </span>million aggregate principal amount of additional Secured Term Loans, (ii) $<span><span><ix:nonFraction contextRef="I20240521_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentFaceAmount" unitRef="USD" id="Tag1584" decimals="-4" scale="6" format="ixt:num-dot-decimal">65.2 </ix:nonFraction></span></span>million aggregate principal amount of <span><ix:nonFraction contextRef="I20240521_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1618" decimals="3" scale="-2" format="ixt:num-dot-decimal">5.0</ix:nonFraction></span>% <span><span><span>2040</span></span> </span>Notes (as defined below) for $<span style="border-left: none; border-right: none;"><span><ix:nonFraction contextRef="I20240521_The50SeniorNotesDue2040Member_UnsecuredSeniorTermLoanMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentFaceAmount" unitRef="USD" id="Tag703" decimals="-5" scale="6" format="ixt:num-dot-decimal">31.4</ix:nonFraction></span> </span>million aggregate principal amount of additional Secured Term Loans and (iii) $<span><ix:nonFraction contextRef="I20240521_SeniorUnsecuredTermLoanCreditFacilityDue2027Member_UnsecuredSeniorTermLoanMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentFaceAmount" unitRef="USD" id="Tag1421" decimals="-5" scale="6" format="ixt:num-dot-decimal">39.6</ix:nonFraction></span> million aggregate principal amount of Unsecured Term Loans and $<span style="border-left: none; border-right: none;"><span><span style="border-left: none; border-right: none;"><ix:nonFraction contextRef="I20240521_SeniorUnsecuredTermLoanCreditFacilityDue2027Member_UnsecuredSeniorTermLoanMember_ExchangeAgreementsMember" name="hov:DebtInstrumentRedeemedFaceAmount" unitRef="USD" id="Tag1309" decimals="-5" scale="6" format="ixt:num-dot-decimal">10.0</ix:nonFraction> </span></span></span>million in cash for $<span style="border-left: none; border-right: none;"><span><ix:nonFraction contextRef="I20240521_SeniorUnsecuredTermLoanCreditFacilityDue2027Member_SeniorSecuredTermLoanMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentFaceAmount" unitRef="USD" id="Tag681" decimals="-5" scale="6" format="ixt:num-dot-decimal">19.6</ix:nonFraction></span> </span>million aggregate principal amount of additional Secured Term Loans. Following the consummation of the Exchanges, there are $<span style="border-left: none; border-right: none;"><span><ix:nonFraction contextRef="I20240521_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentFaceAmount" unitRef="USD" id="Tag1401" decimals="-5" scale="6" format="ixt:num-dot-decimal">26.6</ix:nonFraction></span> </span>million aggregate principal amount of <span><ix:nonFraction contextRef="I20240521_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1424" decimals="3" scale="-2" format="ixt:num-dot-decimal">13.5</ix:nonFraction></span>% <span><span>2026</span></span> Notes outstanding, $<ix:nonFraction contextRef="I20240521_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentFaceAmount" unitRef="USD" id="Tag1178" decimals="-5" scale="6" format="ixt:num-dot-decimal">25.0</ix:nonFraction> million aggregate principal amount of <span><ix:nonFraction contextRef="I20240521_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag679" decimals="3" scale="-2" format="ixt:num-dot-decimal">5.0</ix:nonFraction></span>% <span><span><span>2040</span></span> </span>Notes outstanding and <span><ix:nonFraction contextRef="I20240521_SeniorUnsecuredTermLoanCreditFacilityDue2027Member_UnsecuredSeniorTermLoanMember" name="us-gaap:DebtInstrumentFaceAmount" unitRef="USD" id="Tag1543" decimals="-6" scale="6" format="ixt-sec:numwordsen">no</ix:nonFraction></span> Unsecured Term Loans outstanding, in total equaling $<ix:nonFraction contextRef="I20240521_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentFaceAmount" unitRef="USD" id="Tag1423" decimals="-5" scale="6" format="ixt:num-dot-decimal">51.6</ix:nonFraction> million aggregate principal amount of indebtedness under these instruments outstanding (such amount, the &#8220;Remaining Unsecured Notes Amount&#8221;). As a result of the Exchanges, all outstanding obligations in respect of principal, interest and fees under the Unsecured Term Loan Facility and all commitments thereunder were terminated.</span></span></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<ix:exclude>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>81</span></span></td> </tr> </tbody> </table>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p xmlns="http://www.w3.org/1999/xhtml" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><br/></p> </ix:exclude>
<p style="text-indent: 45pt; line-height: 1.2; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">In connection with the Exchanges, K. Hovnanian, the Notes Guarantors and the Investors entered into the First Amendment to the Secured Term Loan Facility (the &#8220;First Amendment&#8221; and the Secured Term Loan Facility as amended, the &#8220;Amended Secured Term Loan Facility&#8221;), providing for, among other things, (i) the issuance of the $<ix:nonFraction contextRef="I20241031_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member_SeniorSecuredTermLoanMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentFaceAmount" unitRef="USD" id="Tag630" decimals="-5" scale="6" format="ixt:num-dot-decimal">93.5</ix:nonFraction> million aggregate principal amount of additional Secured Term Loans described above and (ii) certain other modifications and amendments, primarily related to indebtedness permitted to be incurred by K. Hovnanian and the Notes Guarantors thereunder, including providing that the interest rate on all the then outstanding Secured Term Loans shall be increased in certain circumstances when certain priority secured debt is issued, to a weighted-average rate that results from applying (x) an <span><ix:nonFraction contextRef="I20241031_SeniorSecuredTermLoanMember_ExchangeAgreementsMember_The1175SeniorSecured125LienNotesDue2029Member" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag637" decimals="4" scale="-2" format="ixt:num-dot-decimal">11.75</ix:nonFraction></span>% per annum rate to the principal amount of the Secured Terms Loans equal to a specified aggregate principal amount of such priority secured debt and (y) a <span><ix:nonFraction contextRef="I20241031_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredTermLoanMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1449" decimals="3" scale="-2" format="ixt:num-dot-decimal">10.0</ix:nonFraction></span>% per annum rate on the remaining principal amount of Secured Term Loans (the &#8220;Interest Rate Increase&#8221;). The Secured Term Loans bear interest at a rate equal to <span><ix:nonFraction contextRef="I20241031_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredTermLoanMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1446" decimals="3" scale="-2" format="ixt:num-dot-decimal">10.0</ix:nonFraction></span>% per annum (subject to the Interest Rate Increase) and will mature on <span><ix:nonNumeric contextRef="D20241031_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredTermLoanMember_ExchangeAgreementsMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag14" format="ixt:date-monthname-day-year-en">January 31, 2028</ix:nonNumeric></span>, with interest payable in arrears on the last business day of each fiscal quarter. Following consummation of the Exchanges, the total outstanding principal amount of Secured Term Loans under the Secured Term Loan Facility is $<span style="border-left: none; border-right: none;"><span><span style="border-left: none; border-right: none;"><ix:nonFraction contextRef="I20241031_SeniorSecuredTermLoanMember" name="us-gaap:DebtInstrumentFaceAmount" unitRef="USD" id="Tag1435" decimals="-5" scale="6" format="ixt:num-dot-decimal">175.0</ix:nonFraction></span></span> </span>million.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></i></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> May 30, 2023, </em>K. Hovnanian redeemed $<ix:nonFraction contextRef="I20230530_The775SeniorSecured1125LienNotesDueFebruary152026Member_SeniorSecuredNotesMember" name="hov:DebtInstrumentRedeemedFaceAmount" unitRef="USD" id="Tag1179" decimals="-5" scale="6" format="ixt:num-dot-decimal">100.0</ix:nonFraction> million aggregate principal amount of its <ix:nonFraction contextRef="I20230530_The775SeniorSecured1125LienNotesDueFebruary152026Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1180" decimals="4" scale="-2" format="ixt:num-dot-decimal">7.75</ix:nonFraction>% Senior Secured <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.125</span></em> Lien Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2026</span></em> (the &#8220;Existing <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.125</span></em> Lien Notes&#8221;). The aggregate purchase price for this redemption was $<ix:nonFraction contextRef="D20230530_The775SeniorSecured1125LienNotesDueFebruary152026Member_SeniorSecuredNotesMember" name="us-gaap:RepaymentsOfSeniorDebt" unitRef="USD" id="Tag642" decimals="-5" scale="6" format="ixt:num-dot-decimal">104.2</ix:nonFraction> million, which included accrued and unpaid interest and which was funded with cash on hand. This redemption resulted in a loss on extinguishment of debt of $<ix:nonFraction contextRef="D20231031_The775SeniorSecured1125LienNotesDueFebruary152026Member_SeniorSecuredNotesMember" name="us-gaap:GainsLossesOnExtinguishmentOfDebt" unitRef="USD" id="Tag625" decimals="-5" scale="6" format="ixt:num-dot-decimal" sign="-">4.1</ix:nonFraction> million for the fiscal year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;"><span>October 31, 2023</span></span></em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">, </em>including the write-off of unamortized debt issuance costs and fees. The loss from the redemption is included in the Consolidated Statement of Operations as &#8220;Loss on extinguishment of debt, net.&#8221;</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> August 29, 2023, </em>K. Hovnanian redeemed an additional $<ix:nonFraction contextRef="I20230829_The775SeniorSecured1125LienNotesDueFebruary152026Member_SeniorSecuredNotesMember" name="hov:DebtInstrumentRedeemedFaceAmount" unitRef="USD" id="Tag1445" decimals="-5" scale="6" format="ixt:num-dot-decimal">100.0</ix:nonFraction> million aggregate principal amount of the Existing <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.125</span></em> Lien Notes. The aggregate purchase price for this redemption was $<ix:nonFraction contextRef="D20230829_The775SeniorSecured1125LienNotesDueFebruary152026Member_SeniorSecuredNotesMember" name="us-gaap:RepaymentsOfSeniorDebt" unitRef="USD" id="Tag13" decimals="-5" scale="6" format="ixt:num-dot-decimal">102.2</ix:nonFraction> million, which included accrued and unpaid interest and which was funded with cash on hand. This redemption resulted in a loss on extinguishment of debt of $<ix:nonFraction contextRef="D20230829_The775SeniorSecured1125LienNotesDueFebruary152026Member_SeniorSecuredNotesMember" name="us-gaap:GainsLossesOnExtinguishmentOfDebt" unitRef="USD" id="Tag1312" decimals="-5" scale="6" format="ixt:num-dot-decimal" sign="-">3.8</ix:nonFraction> million for the fiscal year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 31, 2023, </em>including the write-off of unamortized debt issuance costs and fees. The loss from the redemption is included in the Consolidated Statement of Operations as &#8220;Loss on extinguishment of debt, net&#8221;.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> September 7, 2023, </em>K. Hovnanian repurchased in the open market $<ix:nonFraction contextRef="I20230907_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentRepurchasedFaceAmount" unitRef="USD" id="Tag1590" decimals="-5" scale="6" format="ixt:num-dot-decimal">45.0</ix:nonFraction> million aggregate principal amount of its <ix:nonFraction contextRef="I20230907_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag664" decimals="3" scale="-2" format="ixt:num-dot-decimal">10.0</ix:nonFraction>% <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.75</span></em> Lien Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2025</span></em> (the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;<span>1.75</span></em> Lien Notes&#8221;). The aggregate purchase price for this repurchase was $<ix:nonFraction contextRef="I20230907_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentRepurchaseAmount" unitRef="USD" id="Tag1260" decimals="-5" scale="6" format="ixt:num-dot-decimal">46.7</ix:nonFraction> million, which included accrued and unpaid interest and which was funded with cash on hand. This repurchase resulted in a gain on extinguishment of debt of $<ix:nonFraction contextRef="D20231031_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredNotesMember" name="us-gaap:GainsLossesOnExtinguishmentOfDebt" unitRef="USD" id="Tag1416" decimals="-5" scale="6" format="ixt:num-dot-decimal">0.2</ix:nonFraction> million for the fiscal year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span style="border-left: none; border-right: none;"><span>October 31, 2023</span></span>, </em>including the write-off of unamortized debt issuance costs and fees. The gain from the repurchase is included in the Consolidated Statement of Operations as &#8220;Loss on extinguishment of debt, net&#8221;.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> September 25, 2023, </em>HEI, K. Hovnanian and the Notes Guarantors entered into the Third Amendment (the &#8220;Third Amendment&#8221;) to the Secured Credit Agreement, dated as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 31, 2019 (</em>as amended by the First Amendment to the Credit Agreement, dated as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> November 27, 2019, </em>and by the Second Amendment to the Credit Agreement, dated as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> August 19, 2022), </em>by and among K. Hovnanian, the Company, the other guarantors party thereto, Wilmington Trust, National Association, as administrative agent, and the lenders party thereto, which provides for up to $<ix:nonFraction contextRef="I20230925_SeniorSecuredRevolvingCreditFacilityMember" name="us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity" unitRef="USD" id="Tag688" decimals="-5" scale="6" format="ixt:num-dot-decimal">125.0</ix:nonFraction> million in aggregate amount of senior secured <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">first</em> lien revolving loans. The Third Amendment (i) extended the final scheduled maturity of the Revolving Credit Facility from <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>June 30, 2024</span> </em>to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>June 30, 2026</span>, (</em>ii) increased the interest rate floor applicable to term secured overnight financing loans from <ix:nonFraction contextRef="I20230924_SeniorSecuredRevolvingCreditFacilityMember" name="hov:LineOfCreditFacilityVariableRateFloor" unitRef="Pure" id="Tag698" decimals="3" scale="-2" format="ixt:num-dot-decimal">1.0</ix:nonFraction>% to <ix:nonFraction contextRef="I20230925_SeniorSecuredRevolvingCreditFacilityMember" name="hov:LineOfCreditFacilityVariableRateFloor" unitRef="Pure" id="Tag699" decimals="3" scale="-2" format="ixt:num-dot-decimal">3.0</ix:nonFraction>% and (iii) provided for certain other amendments. Borrowings under the Revolving Credit Facility bear interest, at K. Hovnanian&#8217;s option, at either (a) term SOFR (subject to a floor of <ix:nonFraction contextRef="I20230925_SeniorSecuredRevolvingCreditFacilityMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" name="hov:LineOfCreditFacilityVariableRateFloor" unitRef="Pure" id="Tag655" decimals="3" scale="-2" format="ixt:num-dot-decimal">3.0</ix:nonFraction>%) plus an applicable margin of <ix:nonFraction contextRef="I20230925_SeniorSecuredRevolvingCreditFacilityMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" name="hov:LineOfCreditFacilityApplicableMargin" unitRef="Pure" id="Tag1259" decimals="3" scale="-2" format="ixt:num-dot-decimal">4.5</ix:nonFraction>% or (b) an alternate base rate (subject to a floor of <ix:nonFraction contextRef="I20230925_SeniorSecuredRevolvingCreditFacilityMember_AlternateBaseRateMember" name="hov:LineOfCreditFacilityVariableRateFloor" unitRef="Pure" id="Tag635" decimals="3" scale="-2" format="ixt:num-dot-decimal">4.0</ix:nonFraction>%) plus an applicable margin of <ix:nonFraction contextRef="I20230925_SeniorSecuredRevolvingCreditFacilityMember_AlternateBaseRateMember" name="hov:LineOfCreditFacilityApplicableMargin" unitRef="Pure" id="Tag650" decimals="3" scale="-2" format="ixt:num-dot-decimal">3.5</ix:nonFraction>%. In addition, K. Hovnanian pays an unused commitment fee on the undrawn revolving commitments at a rate of <ix:nonFraction contextRef="I20230925_SeniorSecuredRevolvingCreditFacilityMember" name="hov:LineOfCreditFacilityUnusedCommitmentFeeRate" unitRef="Pure" id="Tag1263" decimals="3" scale="-2" format="ixt:num-dot-decimal">1.0</ix:nonFraction>% per annum. The foregoing amendments took effect on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 5, 2023.</em></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 5, 2023, </em>K. Hovnanian issued and sold to investment funds, separate accounts and/or other entities owned (in whole or in part), controlled, managed and/or advised by Angelo, Gordon &amp; Co., L.P. (collectively, <em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;</em>Angelo Gordon<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>), investment funds, separate accounts and/or other entities owned (in whole or in part), controlled, managed and/or advised by Apollo Capital Management, L.P. (collectively, <em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;</em>Apollo<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span> and, together with Angelo Gordon, the <em style="color: #000000; font-family: 'times new roman', times; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; background-color: #ffffff; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;</em>Specified Persons<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>), and certain other institutional purchasers, in a private placement, $<ix:nonFraction contextRef="D20231005_The80SeniorSecured1125LienNotesDue2028Member_SeniorSecuredNotesMember" name="us-gaap:ProceedsFromIssuanceOfSecuredDebt" unitRef="USD" id="Tag1429" decimals="-5" scale="6" format="ixt:num-dot-decimal">225.0</ix:nonFraction> million aggregate principal amount of <ix:nonFraction contextRef="I20231005_The80SeniorSecured1125LienNotesDue2028Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag666" decimals="3" scale="-2" format="ixt:num-dot-decimal">8.0</ix:nonFraction>% Senior Secured <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.125</span></em> Lien Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2028</span></em> (the &#8220;New <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.125</span></em> Lien Notes&#8221;) and $<ix:nonFraction contextRef="D20231005_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" name="us-gaap:ProceedsFromIssuanceOfSecuredDebt" unitRef="USD" id="Tag1585" decimals="-5" scale="6" format="ixt:num-dot-decimal">430.0</ix:nonFraction> million aggregate principal amount of <ix:nonFraction contextRef="I20231005_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag648" decimals="4" scale="-2" format="ixt:num-dot-decimal">11.75</ix:nonFraction>% Senior Secured <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2029</span></em> (the &#8220;New <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes&#8221;). Under the terms of the indentures governing the New <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.125</span></em> Lien Notes and the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes, K. Hovnanian will have the ability to issue additional notes under the indenture that governs the New <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes (the &#8220;Additional <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes&#8221;) in exchange for Specified Junior Debt (as defined below) or to purchase certain Specified Junior Debt. K. Hovnanian has agreed that the Specified Persons <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may, </em>at their option from time to time, exchange certain junior lien and/or unsecured indebtedness of K. Hovnanian (the &#8220;Specified Junior Debt&#8221;) into a principal amount of Additional <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> to exceed $<ix:nonFraction contextRef="D20231005_PotentialConversionOfSpecifiedJuniorDebtToAdditionalLienNotesMember_MaximumMember" name="us-gaap:DebtConversionConvertedInstrumentAmount1" unitRef="USD" id="Tag1442" decimals="-5" scale="6" format="ixt:num-dot-decimal">150.0</ix:nonFraction> million in the aggregate. In any such exchange, K. Hovnanian will be required to issue a principal amount of Additional <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes equal to (i) the price at which the Specified Persons acquired such Specified Junior Debt (the &#8220;Specified Person Purchase Price&#8221;) plus (ii) <ix:nonFraction contextRef="I20231005_PotentialConversionOfSpecifiedJuniorDebtToAdditionalLienNotesMember" name="hov:DebtInstrumentToBeIssuedAsAPercentageDifferenceOfPrincipalAndPurchasePrice" unitRef="Pure" id="Tag1632" decimals="2" scale="-2" format="ixt:num-dot-decimal">20</ix:nonFraction>% of the difference between the principal amount of such Specified Junior Debt and the Specified Person Purchase Price (such sum, the &#8220;Company Acquisition Price&#8221;), provided that, the Company Acquisition Price shall be reduced, if applicable, such that the per annum interest expense on the applicable issuance of Additional <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes does <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> exceed the per annum interest expense on the applicable Specified Junior Debt being exchanged. In addition, K. Hovnanian will have the option to purchase such Specified Junior Debt in cash at the Company Acquisition Price in lieu of consummating any such exchange.</span></p>
<ix:exclude>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>82</span></span></td> </tr> </tbody> </table>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </ix:exclude>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 6pt 0pt 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 5, 2023, </em>K. Hovnanian redeemed with the proceeds from the issuances of the New <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.125</span></em> Lien Notes and the New <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes all of the remaining (i) $<ix:nonFraction contextRef="I20231005_The775SeniorSecured1125LienNotesDueFebruary152026Member_SeniorSecuredNotesMember" name="hov:DebtInstrumentRedeemedFaceAmount" unitRef="USD" id="Tag678" decimals="-5" scale="6" format="ixt:num-dot-decimal">50.0</ix:nonFraction> million aggregate principal amount of its Existing <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.125</span></em> Lien Notes for a redemption price of $<ix:nonFraction contextRef="D20231005_The775SeniorSecured1125LienNotesDueFebruary152026Member_SeniorSecuredNotesMember" name="us-gaap:RepaymentsOfSeniorDebt" unitRef="USD" id="Tag1434" decimals="-5" scale="6" format="ixt:num-dot-decimal">51.5</ix:nonFraction> million, which included accrued and unpaid interest, (ii) $<ix:nonFraction contextRef="I20231005_The105SeniorSecured125LienNotesDueFebruary152026Member_SeniorSecuredNotesMember" name="hov:DebtInstrumentRedeemedFaceAmount" unitRef="USD" id="Tag665" decimals="-5" scale="6" format="ixt:num-dot-decimal">282.3</ix:nonFraction> million aggregate principal amount of its <ix:nonFraction contextRef="I20231005_The105SeniorSecured125LienNotesDueFebruary152026Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1430" decimals="3" scale="-2" format="ixt:num-dot-decimal">10.5</ix:nonFraction>% Senior Secured <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2026</span></em> (the &#8220;Existing <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes&#8221;) for a redemption price of $<ix:nonFraction contextRef="D20231005_The105SeniorSecured125LienNotesDueFebruary152026Member_SeniorSecuredNotesMember" name="us-gaap:RepaymentsOfSeniorDebt" unitRef="USD" id="Tag704" decimals="-5" scale="6" format="ixt:num-dot-decimal">293.9</ix:nonFraction> million, which included accrued and unpaid interest, and (iii) $<ix:nonFraction contextRef="I20231005_The1125SeniorSecured15LienNotesDueFebruary152026Member_SeniorSecuredNotesMember" name="hov:DebtInstrumentRedeemedFaceAmount" unitRef="USD" id="Tag663" decimals="-5" scale="6" format="ixt:num-dot-decimal">162.3</ix:nonFraction> million aggregate principal amount of its <ix:nonFraction contextRef="I20231005_The1125SeniorSecured15LienNotesDueFebruary152026Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1616" decimals="4" scale="-2" format="ixt:num-dot-decimal">11.25</ix:nonFraction>% Senior Secured <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.5</span></em> Lien Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2026</span></em> (the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;<span>1.5</span></em> Lien Notes&#8221;) for a redemption price of $<ix:nonFraction contextRef="D20231005_The1125SeniorSecured15LienNotesDueFebruary152026Member_SeniorSecuredNotesMember" name="us-gaap:RepaymentsOfSeniorDebt" unitRef="USD" id="Tag1539" decimals="-5" scale="6" format="ixt:num-dot-decimal">164.8</ix:nonFraction> million, which included accrued and unpaid interest. These redemptions resulted in a loss on extinguishment of debt of $<ix:nonFraction contextRef="D20231005_SeniorSecuredNotesMember" name="us-gaap:GainsLossesOnExtinguishmentOfDebt" unitRef="USD" id="Tag660" decimals="-5" scale="6" format="ixt:num-dot-decimal">17.9</ix:nonFraction> million for the fiscal year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;"><span>October 31, 2023</span></span></em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">, </em>including the write-off of unamortized debt issuance costs and fees. The loss from the redemptions is included in the Consolidated Statement of Operations as &#8220;Loss on extinguishment of debt, net&#8221;.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span style="border-left: none; border-right: none;"><span>October 31, 2023</span></span>, </em>K. Hovnanian redeemed in full all of the $<ix:nonFraction contextRef="I20231031_The80SeniorNotesDue2027Member_SeniorSecuredNotesMember" name="hov:DebtInstrumentRedeemedFaceAmount" unitRef="USD" id="Tag691" decimals="-5" scale="6" format="ixt:num-dot-decimal">26.0</ix:nonFraction> million aggregate principal amount of its <ix:nonFraction contextRef="I20231031_The80SeniorNotesDue2027Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag667" decimals="3" scale="-2" format="ixt:num-dot-decimal">8.0</ix:nonFraction>% <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2027</span></em> Notes for a redemption price of <ix:nonFraction contextRef="D20231031_The80SeniorNotesDue2027Member_SeniorSecuredNotesMember_1" name="us-gaap:DebtInstrumentRedemptionPricePercentage" unitRef="Pure" id="Tag1418" decimals="2" scale="-2" format="ixt:num-dot-decimal">100</ix:nonFraction>% of the principal amount thereof, plus accrued and unpaid interest.</span> </p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i> Secured Obligations</i></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: 12pt; text-indent: 45pt; margin: 0in;"> The Secured Credit Agreement provides for up to $<ix:nonFraction contextRef="I20241031_SeniorSecuredRevolvingCreditFacilityMember" name="us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity" unitRef="USD" id="Tag654" decimals="-5" scale="6" format="ixt:num-dot-decimal">125.0</ix:nonFraction> million in aggregate amount of Secured Revolving Loans to be used for general corporate purposes, upon the terms and subject to the conditions set forth therein. Secured Revolving Loans are to be borrowed by K. Hovnanian and guaranteed by the Notes Guarantors. The revolving loans under the Secured Credit Agreement have a maturity of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>June 30, 2026</span> </em>and borrowings bear interest, at K. Hovnanian&#8217;s option, at either (i) SOFR (subject to a floor of <ix:nonFraction contextRef="I20241031_SeniorSecuredRevolvingCreditFacilityMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" name="hov:LineOfCreditFacilityVariableRateFloor" unitRef="Pure" id="Tag1426" decimals="4" scale="-2" format="ixt:num-dot-decimal">3.00</ix:nonFraction>%) plus an <span style="font-size: 10.0pt; font-family: 'Times New Roman', serif;">applicable</span> margin of <ix:nonFraction contextRef="I20241031_SeniorSecuredRevolvingCreditFacilityMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" name="hov:LineOfCreditFacilityApplicableMargin" unitRef="Pure" id="Tag1307" decimals="3" scale="-2" format="ixt:num-dot-decimal">4.5</ix:nonFraction>% or (ii) an alternate base rate (subject to a floor of <ix:nonFraction contextRef="I20231031_SeniorSecuredRevolvingCreditFacilityMember_AlternateBaseRateMember_1" name="hov:LineOfCreditFacilityVariableRateFloor" unitRef="Pure" id="Tag697" decimals="3" scale="-2" format="ixt:num-dot-decimal">4.0</ix:nonFraction>%) plus an applicable margin of <ix:nonFraction contextRef="I20241031_SeniorSecuredRevolvingCreditFacilityMember_AlternateBaseRateMember" name="hov:LineOfCreditFacilityApplicableMargin" unitRef="Pure" id="Tag1304" decimals="3" scale="-2" format="ixt:num-dot-decimal">3.5</ix:nonFraction>%. In addition, K. Hovnanian pays an unused commitment fee on the undrawn revolving commitments at a rate of <ix:nonFraction contextRef="I20241031_SeniorSecuredRevolvingCreditFacilityMember" name="hov:LineOfCreditFacilityUnusedCommitmentFeeRate" unitRef="Pure" id="Tag1451" decimals="3" scale="-2" format="ixt:num-dot-decimal">1.0</ix:nonFraction>% per annum.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="text-indent: 45pt; line-height: 1.1; margin: 0pt; font-size: 12pt; font-family: 'Times New Roman', serif; text-align: justify;"><span style="font-size: 10pt; line-height: 1.2; text-indent: 45pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal;"><span>The <ix:nonFraction contextRef="I20241031_The80SeniorSecured1125LienNotesDueSeptember302028Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag668" decimals="3" scale="-2" format="ixt:num-dot-decimal">8.0</ix:nonFraction>% Senior Secured <span><span>1.125</span> </span>Lien Notes due <span>2028</span> (the <em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;</em>New <span>1.125 </span>Lien Notes<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) have a maturity of <ix:nonNumeric contextRef="D20241031_The80SeniorSecured1125LienNotesDueSeptember302028Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag1261" format="ixt:date-monthname-day-year-en">September 30, 2028</ix:nonNumeric> and bear interest at a rate of <ix:nonFraction contextRef="I20241031_The80SeniorSecured1125LienNotesDueSeptember302028Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag209" decimals="3" scale="-2" format="ixt:num-dot-decimal">8.0</ix:nonFraction>% per annum payable semi-annually on <span>March 30</span> and <span>September 30</span> of each year to holders of record at the close of business on <span>March 15 </span>and <span>September 15</span>, as the case may be, immediately preceding such interest payment dates. The New <span>1.125 </span>Lien Notes are redeemable in whole or in part at K. Hovnanian&#8217;s option at any time prior to <span>September 30, 2025</span> at a redemption price equal to <ix:nonFraction contextRef="D20241031_The80SeniorSecured1125LienNotesDueSeptember302028Member_RedeemablePriorToSeptember302025Member" name="us-gaap:DebtInstrumentRedemptionPricePercentage" unitRef="Pure" id="Tag1410" decimals="2" scale="-2" format="ixt:num-dot-decimal">100</ix:nonFraction>% of their principal amount plus an applicable <em style="color: #000000; font-family: 'times new roman', times; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; text-align: start; background-color: #ffffff; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;</em>Make Whole Amount<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>. K. Hovnanian may also redeem some or all of the New <span><span>1.125</span> </span>Lien Notes at <ix:nonFraction contextRef="D20241031_The80SeniorSecured1125LienNotesDueSeptember302028Member_PrincipalCommencingSeptember302025Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentRedemptionPricePercentage" unitRef="Pure" id="Tag1431" decimals="3" scale="-2" format="ixt:num-dot-decimal">104.0</ix:nonFraction>% of their principal amount commencing on <span>September 30, 2025</span>, at <ix:nonFraction contextRef="D20241031_The80SeniorSecured1125LienNotesDueSeptember302028Member_PrincipalCommencingSeptember302026Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentRedemptionPricePercentage" unitRef="Pure" id="Tag658" decimals="3" scale="-2" format="ixt:num-dot-decimal">102.0</ix:nonFraction>% of their principal amount commencing on <span>September 30, 2026</span> and at <ix:nonFraction contextRef="D20241031_The80SeniorSecured1125LienNotesDueSeptember302028Member_PrincipalCommencingSeptember302027Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentRedemptionPricePercentage" unitRef="Pure" id="Tag1417" decimals="3" scale="-2" format="ixt:num-dot-decimal">100.0</ix:nonFraction>% of their principal amount commencing <span>September 30, 2027</span>. In addition, K. Hovnanian may also redeem up to <ix:nonFraction contextRef="D20241031_The80SeniorSecured1125LienNotesDueSeptember302028Member_RedeemablePriorToSeptember302025Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed" unitRef="Pure" id="Tag682" decimals="3" scale="-2" format="ixt:num-dot-decimal">35.0</ix:nonFraction>% of the aggregate principal amount of New <span><span>1.125</span> </span>Lien Notes prior to <span>September 30, 2025</span> with the net cash proceeds from certain equity offerings at <ix:nonFraction contextRef="D20241031_The80SeniorSecured1125LienNotesDueSeptember302028Member_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentRedemptionPricePercentage" unitRef="Pure" id="Tag629" decimals="3" scale="-2" format="ixt:num-dot-decimal">108.0</ix:nonFraction>% of their principal amount</span>.</span></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">The <span><span style="border-left: none; border-right: none;"><ix:nonFraction contextRef="I20241031_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1521" decimals="4" scale="-2" format="ixt:num-dot-decimal">11.75</ix:nonFraction></span></span>% Senior Secured <span><span><span style="border-left: none; border-right: none;"><span>1.25</span></span></span> </span>Lien Notes due <span><span style="border-left: none; border-right: none;"><span>2029</span></span></span> (the <em style="color: #000000; font-family: 'times new roman', times; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; text-align: start; background-color: #ffffff; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;</em>New <span><span><span style="border-left: none; border-right: none;"><span>1.25</span> </span></span></span>Lien Notes<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) have a maturity of <span style="border-left: none; border-right: none;"><ix:nonNumeric contextRef="D20241031_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag1404" format="ixt:date-monthname-day-year-en">September 30, 2029</ix:nonNumeric></span> and bear interest at a rate of <span><span style="border-left: none; border-right: none;"><ix:nonFraction contextRef="D20241031_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentRedemptionPricePercentage" unitRef="Pure" id="Tag640" decimals="4" scale="-2" format="ixt:num-dot-decimal">11.75</ix:nonFraction></span></span>% per annum payable semi-annually on <span style="border-left: none; border-right: none;">March 30</span> and <span style="border-left: none; border-right: none;">September 30</span> of each year to holders of record at the close of business on March 15 and September 15, as the case may be, immediately preceding such interest payment dates. The New <span><span style="border-left: none; border-right: none;"><span>1.25</span></span></span> Lien Notes are redeemable in whole or in part at K. Hovnanian&#8217;s option at any time prior to <span style="border-left: none; border-right: none;">March 30, 2026</span> at a redemption price equal to <span><ix:nonFraction contextRef="D20241031_RedeemablePriorToSeptember302025Member_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentRedemptionPricePercentage" unitRef="Pure" id="Tag675" decimals="2" scale="-2" format="ixt:num-dot-decimal">100</ix:nonFraction></span>% of their principal amount plus an applicable &#8220;Make Whole Amount&#8221;. K. Hovnanian may also redeem some or all of the New <span><span style="border-left: none; border-right: none;"><span>1.25</span></span></span> Lien Notes at <span><ix:nonFraction contextRef="D20241031_The1175SeniorSecured125LienNotesDue2029Member_PrincipalCommencingMarch302026Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentRedemptionPricePercentage" unitRef="Pure" id="Tag641" decimals="5" scale="-2" format="ixt:num-dot-decimal">105.875</ix:nonFraction></span>% of their principal amount commencing on <span style="border-left: none; border-right: none;">March 30, 2026</span>, at <span><ix:nonFraction contextRef="D20241031_The1175SeniorSecured125LienNotesDue2029Member_PrincipalCommencingSeptember302027Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentRedemptionPricePercentage" unitRef="Pure" id="Tag1422" decimals="6" scale="-2" format="ixt:num-dot-decimal">102.9375</ix:nonFraction></span>% of their principal amount commencing on <span style="border-left: none; border-right: none;">September 30, 2027 </span>and at <span><ix:nonFraction contextRef="D20241031_The1175SeniorSecured125LienNotesDue2029Member_PrincipalCommencingSeptember302028Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentRedemptionPricePercentage" unitRef="Pure" id="Tag1438" decimals="3" scale="-2" format="ixt:num-dot-decimal">100.0</ix:nonFraction></span>% of their principal amount commencing on <span style="border-left: none; border-right: none;">September 30, 2028</span>. In addition, K. Hovnanian may also redeem up to <span><ix:nonFraction contextRef="D20241031_The1175SeniorSecured125LienNotesDue2029Member_RedeemablePriorToMarch302026Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed" unitRef="Pure" id="Tag1427" decimals="3" scale="-2" format="ixt:num-dot-decimal">35.0</ix:nonFraction></span>% of the aggregate principal amount of New <span><span style="border-left: none; border-right: none;"><span>1.25</span></span></span> Lien Notes prior to <span style="border-left: none; border-right: none;">March 30, 2026</span>, with the net cash proceeds from certain equity offerings at <span><ix:nonFraction contextRef="D20241031_The105SeniorSecured125LienNotesDueFebruary152026Member_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentRedemptionPricePercentage" unitRef="Pure" id="Tag1403" decimals="4" scale="-2" format="ixt:num-dot-decimal">111.75</ix:nonFraction></span>% of their principal amount.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">The Secured Term Loans&#160;bear interest at a rate equal to <ix:nonFraction contextRef="I20241031_The80SeniorSecured1125LienNotesDueSeptember302028Member" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1541" decimals="3" scale="-2" format="ixt:num-dot-decimal">10.0</ix:nonFraction>% per annum (subject to increase as described above under <em style="color: #000000; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'times new roman', times; font-size: 13.3333px; background-color: #ffffff; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;</em>- Fiscal <span>2024</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) and will mature on <ix:nonNumeric contextRef="D20241031_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member" name="us-gaap:DebtInstrumentMaturityDate" id="Tag1453" format="ixt:date-monthname-day-year-en">January 31, 2028</ix:nonNumeric>, with interest payable in arrears on the last business day of each fiscal quarter. At any time and from time to time after&#160;<span>November 15, 2023</span>, K. Hovnanian&#160;may voluntarily prepay some or all of the Secured Term Loans at a prepayment price equal to <ix:nonFraction contextRef="I20241031_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member_AfterNovember152023Member" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1408" decimals="3" scale="-2" format="ixt:num-dot-decimal">100.0</ix:nonFraction>% of their principal amount.&#160;</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">Each series of secured notes and the guarantees thereof, the Secured Term Loans and the guarantees thereof and the Secured Credit Agreement and the guarantees thereof are secured by the same assets. Among the secured debt (in each case, with respect to the assets securing such<span style="color: #000000;"> debt)</span>: the liens securing the Secured Credit Agreement are senior to the liens securing all of K. Hovnanian&#8217;s other secured notes and the Secured Term Loans; the liens securing the New <span><span style="border-left: none; border-right: none;"><span>1.125</span></span></span> Lien Notes are senior to the liens securing the New <span><span style="border-left: none; border-right: none;"><span>1.25</span></span></span> Lien Notes, the Secured Term Loans and any other future secured obligations that are junior in priority with respect to the assets securing the New <span><span style="border-left: none; border-right: none;"><span>1.125</span></span></span> Lien Notes; the liens securing the New <span><span style="border-left: none; border-right: none;"><span>1.25</span></span></span> Lien Notes are senior to the liens securing the Secured Term Loans and any other future secured obligations that are junior in priority with respect to the assets securing the New <span><span style="border-left: none; border-right: none;"><span>1.25</span></span></span> Lien Notes; and the liens securing the Secured Term Loans are senior to any other future secured obligations that are junior in priority with respect to the assets securing the Secured Term Loans.</span></p> <p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.1;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">As of <span><span>October 31, 2024</span></span>, the collateral securing the Secured Credit Agreement, the Secured Term Loan Facility and the senior secured notes included (<span><span>1</span></span>) $<span><ix:nonFraction contextRef="I20241031_CashAndCashEquivalentsCollateralMember_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" name="us-gaap:DebtInstrumentCollateralAmount" unitRef="USD" id="Tag1257" decimals="-5" scale="6" format="ixt:num-dot-decimal">216.2</ix:nonFraction></span> million of cash and cash equivalents, which included $<span><ix:nonFraction contextRef="I20241031_RestrictedCashMember_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" name="us-gaap:DebtInstrumentCollateralAmount" unitRef="USD" id="Tag673" decimals="-5" scale="6" format="ixt:num-dot-decimal">3.2</ix:nonFraction></span> million of restricted cash collateralizing certain letters of credit (subsequent to such date, fluctuations as a result of cash uses include general business operations and real estate and other investments along with cash inflow primarily from deliveries); (<span><span>2</span></span>) $<span><ix:nonFraction contextRef="I20241031_RealPropertyMember_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" name="us-gaap:DebtInstrumentCollateralAmount" unitRef="USD" id="Tag1425" decimals="-5" scale="6" format="ixt:num-dot-decimal">655.1</ix:nonFraction></span>&#160;million aggregate book value of real property, which does not include the impact of inventory investments, home deliveries or impairments thereafter and which may differ from the value if it were appraised; and (<span><span>3</span></span>) equity interests in joint venture holding companies with an aggregate book value of $<span><ix:nonFraction contextRef="I20241031_EquityInterestsInJointVentureHoldingCompaniesCollateralMember_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" name="us-gaap:DebtInstrumentCollateralAmount" unitRef="USD" id="Tag645" decimals="-5" scale="6" format="ixt:num-dot-decimal">140.5</ix:nonFraction></span> million.</span></p>
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<td class="pgno" style="padding: 0px; text-align: center; height: 13px;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>83</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </ix:exclude>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i> Unsecured Obligations</i></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The <ix:nonFraction contextRef="I20241031_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag661" decimals="3" scale="-2" format="ixt:num-dot-decimal">13.5</ix:nonFraction>% Senior Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2026</span></em> (the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;<ix:nonFraction contextRef="I20241031_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1444" decimals="3" scale="-2" format="ixt:num-dot-decimal">13.5</ix:nonFraction>%</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2026</span></em> Notes&#8221;) bear interest at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><ix:nonFraction contextRef="I20241031_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1288" decimals="3" scale="-2" format="ixt:num-dot-decimal">13.5</ix:nonFraction>%</em> per annum and mature on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> February 1, 2026. </em>Interest on the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><ix:nonFraction contextRef="I20241031_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag649" decimals="3" scale="-2" format="ixt:num-dot-decimal">13.5</ix:nonFraction>%</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2026</span></em> Notes is payable semi-annually on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>February 1 </span></em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>August 1</span> </em>of each year to holders of record at the close of business on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>January 15</span> </em>or <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>July 15</span>, </em>as the case <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>be, immediately preceding each such interest payment date. The <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><ix:nonFraction contextRef="I20241031_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag706" decimals="3" scale="-2" format="ixt:num-dot-decimal">13.5</ix:nonFraction>%</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2026</span></em> Notes are redeemable in whole or in part at K. Hovnanian&#8217;s option at any time prior to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>February 1, 2025</span> </em>at a redemption price equal to <ix:nonFraction contextRef="D20241031_The135SeniorNotesDue2026Member_DebtInstrumentRedemptionPeriodOneMember_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentRedemptionPricePercentage" unitRef="Pure" id="Tag1226" decimals="2" scale="-2" format="ixt:num-dot-decimal">100</ix:nonFraction>% of their principal amount plus an applicable &#8220;Make Whole Amount&#8221;. At any time and from time to time on or after <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>February 1, 2025</span>, </em>K. Hovnanian <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>also redeem some or all of the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><ix:nonFraction contextRef="I20241031_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag626" decimals="3" scale="-2" format="ixt:num-dot-decimal">13.5</ix:nonFraction>%</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2026</span></em> Notes at a redemption price equal to <ix:nonFraction contextRef="D20241031_The135SeniorNotesDue2026Member_DebtInstrumentRedemptionPeriodTwoMember_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentRedemptionPricePercentage" unitRef="Pure" id="Tag1477" decimals="3" scale="-2" format="ixt:num-dot-decimal">100.0</ix:nonFraction>% of their principal amount.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The <ix:nonFraction contextRef="I20241031_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1439" decimals="3" scale="-2" format="ixt:num-dot-decimal">5.0</ix:nonFraction>% Senior Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2040</span></em> (the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;<ix:nonFraction contextRef="I20241031_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1412" decimals="3" scale="-2" format="ixt:num-dot-decimal">5.0</ix:nonFraction>%</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2040</span></em> Notes&#8221;) bear interest at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><ix:nonFraction contextRef="I20241031_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag692" decimals="3" scale="-2" format="ixt:num-dot-decimal">5.0</ix:nonFraction>%</em> per annum and mature on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> February 1, 2040. </em>Interest on the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><ix:nonFraction contextRef="I20241031_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1406" decimals="3" scale="-2" format="ixt:num-dot-decimal">5.0</ix:nonFraction>%</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2040</span></em> Notes is payable semi-annually on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>February 1</span> </em><span>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> August 1</em></span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> </em>of each year to holders of record at the close of business on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>January 15</span> </em>or <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>July 15</span>, </em>as the case <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>be, immediately preceding each such interest payment date. At any time and from time to time, K. Hovnanian <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>redeem some or all of the <ix:nonFraction contextRef="I20241031_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag677" decimals="3" scale="-2" format="ixt:num-dot-decimal">5.0</ix:nonFraction>% <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2040</span></em> Notes at a redemption price equal to <ix:nonFraction contextRef="D20241031_The50SeniorNotesDue2040Member_DebtInstrumentRedemptionPeriodOneMember_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentRedemptionPricePercentage" unitRef="Pure" id="Tag707" decimals="3" scale="-2" format="ixt:num-dot-decimal">100.0</ix:nonFraction>% of their principal amount. </span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Other</i></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> We have certain stand-alone cash collateralized letter of credit agreements and facilities under which there was a total of $<ix:nonFraction contextRef="I20241031_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" name="us-gaap:LettersOfCreditOutstandingAmount" unitRef="USD" id="Tag1573" decimals="-5" scale="6" format="ixt:num-dot-decimal">2.6</ix:nonFraction> million and $<ix:nonFraction contextRef="I20231031_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" name="us-gaap:LettersOfCreditOutstandingAmount" unitRef="USD" id="Tag1308" decimals="-5" scale="6" format="ixt:num-dot-decimal">4.9</ix:nonFraction> million letters of credit outstanding at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2023</span>, </em>respectively. These agreements and facilities require us to maintain specified amounts of cash as collateral in segregated accounts to support the letters of credit issued thereunder, which will affect the amount of cash we have available for other uses. At <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2023</span>, </em>the amount of cash collateral in these segregated accounts was $<ix:nonFraction contextRef="I20241031_RestrictedCashMember_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" name="us-gaap:DebtInstrumentCollateralAmount" unitRef="USD" id="Tag662" decimals="-5" scale="6" format="ixt:num-dot-decimal">3.2</ix:nonFraction> million and $<ix:nonFraction contextRef="I20231031_RestrictedCashMember_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" name="us-gaap:DebtInstrumentCollateralAmount" unitRef="USD" id="Tag1313" decimals="-5" scale="6" format="ixt:num-dot-decimal">5.1</ix:nonFraction> million, respectively, which is reflected in &#8220;Restricted cash and cash equivalents&#8221; on the Consolidated Balance Sheets.</span></p> </ix:nonNumeric>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><br/></p> </div> </div><div id="D0ra5tjod5fkhnq9vu5wxpgm" style="font-family: 'times new roman', times; font-size: 10pt;">
<ix:nonNumeric contextRef="D20241031" name="us-gaap:SegmentReportingDisclosureTextBlock" id="Tag1474" escape="true">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">10.</em> Operating and Reporting Segments </b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">HEI&#8217;s operating segments are components of the Company&#8217;s business for which discrete financial information is available and reviewed regularly by the chief operating decision maker, our Chief Executive Officer, to evaluate performance and make resource allocations.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We currently have homebuilding operations in <ix:nonFraction contextRef="I20241031" name="us-gaap:NumberOfStatesInWhichEntityOperates" unitRef="Pure" id="Tag481" decimals="0" format="ixt:num-dot-decimal">13</ix:nonFraction> states that are aggregated into reportable segments based primarily upon geographic proximity.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">HEI&#8217;s reportable segments consist of the following <ix:nonFraction contextRef="D20241031_HomeBuildingSegmentMember" name="us-gaap:NumberOfReportableSegments" unitRef="Segment" id="Tag510" decimals="0" format="ixt-sec:numwordsen">three</ix:nonFraction> homebuilding segments and a financial services segment.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt 7.5pt 0pt 16.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Homebuilding:</span></p>
<div id="t_ft_UVLTTJBGWG00000000000000000000b">
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: top;">
<td style="width: 36pt;"> </td>
<td style="width: 39px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> (<span>1</span>) </span></p> </td>
<td style="width: 1130px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast (Delaware, Maryland, New Jersey, Ohio, Pennsylvania, Virginia and West Virginia) </span></p> </td> </tr>
<tr style="vertical-align: top;">
<td style="width: 36pt;"> </td>
<td style="width: 39px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> (<span>2</span>) </span></p> </td>
<td style="width: 1130px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast (Florida, Georgia and South Carolina) </span></p> </td> </tr>
<tr style="vertical-align: top;">
<td style="width: 36pt;"> </td>
<td style="width: 39px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> (<span>3</span>) </span></p> </td>
<td style="width: 1130px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West (Arizona, California and Texas) </span></p> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Operations of the homebuilding segments primarily include the sale and construction of single-family attached and detached homes, attached townhomes and condominiums, urban infill and active lifestyle homes in planned residential developments. In addition, from time to time, operations of the homebuilding segments include sales of land. Operations of the financial services segment include mortgage banking and title services provided to the homebuilding operations&#8217; customers. Our financial services subsidiaries do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> typically retain or service mortgages that we originate but sell the mortgages and related servicing rights to investors. </span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Corporate and unallocated primarily represents operations at our headquarters in New Jersey. This includes our executive offices, information services, human resources, corporate accounting, training, treasury, process redesign, internal audit, construction services, administration of insurance, quality and safety. It also includes interest income and interest expense resulting from interest incurred that cannot be capitalized in inventory in the homebuilding segments, as well as the gains or losses on extinguishment of debt from any debt repurchases or exchanges.</span></p>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Evaluation of segment performance is based primarily on income (loss) before income taxes. Income (loss) before income taxes for the homebuilding segments consist of revenues generated from the sales of homes and land, income (loss) from unconsolidated entities, management fees and other income, less the cost of homes and land sold, selling, general and administrative expenses and interest expense. Income (loss) before income taxes for the financial services segment consist of revenues generated from mortgage financing, title insurance and closing services, less the cost of such services and corporate general and administrative expenses. </span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Operational results of each segment are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> necessarily indicative of the results that would have occurred had the segment been an independent stand-alone entity during the periods presented.</span></p>
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<p xmlns="http://www.w3.org/1999/xhtml" style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><br/></p>
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<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>84</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </ix:exclude>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Financial information relating to our reportable segments are as follows:</span></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></p>
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<div id="t_ft_7NSO4KZUW000000000000000000000b">
<table class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 306px;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="10">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Revenues: </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:Revenues" unitRef="USD" id="Tag523" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,036,049</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:Revenues" unitRef="USD" id="Tag573" decimals="-3" scale="3" format="ixt:num-dot-decimal">968,851</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:Revenues" unitRef="USD" id="Tag478" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,085,081</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:Revenues" unitRef="USD" id="Tag595" decimals="-3" scale="3" format="ixt:num-dot-decimal">448,902</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:Revenues" unitRef="USD" id="Tag604" decimals="-3" scale="3" format="ixt:num-dot-decimal">420,296</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:Revenues" unitRef="USD" id="Tag603" decimals="-3" scale="3" format="ixt:num-dot-decimal">323,961</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_WestMember_HomeBuildingSegmentMember" name="us-gaap:Revenues" unitRef="USD" id="Tag594" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,437,894</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_WestMember_HomeBuildingSegmentMember" name="us-gaap:Revenues" unitRef="USD" id="Tag544" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,295,992</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_WestMember_HomeBuildingSegmentMember" name="us-gaap:Revenues" unitRef="USD" id="Tag522" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,450,632</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:Revenues" unitRef="USD" id="Tag613" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,922,845</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:Revenues" unitRef="USD" id="Tag1048" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,685,139</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:Revenues" unitRef="USD" id="Tag574" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,859,674</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_FinancialServicesMember" name="us-gaap:Revenues" unitRef="USD" id="Tag602" decimals="-3" scale="3" format="ixt:num-dot-decimal">74,064</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_FinancialServicesMember" name="us-gaap:Revenues" unitRef="USD" id="Tag538" decimals="-3" scale="3" format="ixt:num-dot-decimal">60,088</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_FinancialServicesMember" name="us-gaap:Revenues" unitRef="USD" id="Tag490" decimals="-3" scale="3" format="ixt:num-dot-decimal">61,540</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_CorporateNonSegmentMember" name="us-gaap:Revenues" unitRef="USD" id="Tag599" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,009</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_CorporateNonSegmentMember" name="us-gaap:Revenues" unitRef="USD" id="Tag541" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,789</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_CorporateNonSegmentMember" name="us-gaap:Revenues" unitRef="USD" id="Tag520" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,017</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total revenues </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:Revenues" unitRef="USD" id="Tag493" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,004,918</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:Revenues" unitRef="USD" id="Tag587" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,756,016</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:Revenues" unitRef="USD" id="Tag527" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,922,231</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Income before income taxes: </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag476" decimals="-3" scale="3" format="ixt:num-dot-decimal">190,477</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag502" decimals="-3" scale="3" format="ixt:num-dot-decimal">178,516</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag537" decimals="-3" scale="3" format="ixt:num-dot-decimal">177,406</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag519" decimals="-3" scale="3" format="ixt:num-dot-decimal">77,613</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag615" decimals="-3" scale="3" format="ixt:num-dot-decimal">77,750</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag509" decimals="-3" scale="3" format="ixt:num-dot-decimal">60,178</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_WestMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag555" decimals="-3" scale="3" format="ixt:num-dot-decimal">123,246</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_WestMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag582" decimals="-3" scale="3" format="ixt:num-dot-decimal">114,084</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_WestMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag606" decimals="-3" scale="3" format="ixt:num-dot-decimal">207,519</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag557" decimals="-3" scale="3" format="ixt:num-dot-decimal">391,336</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag600" decimals="-3" scale="3" format="ixt:num-dot-decimal">370,350</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag547" decimals="-3" scale="3" format="ixt:num-dot-decimal">445,103</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_FinancialServicesMember" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag513" decimals="-3" scale="3" format="ixt:num-dot-decimal">24,124</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_FinancialServicesMember" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag531" decimals="-3" scale="3" format="ixt:num-dot-decimal">19,365</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_FinancialServicesMember" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag556" decimals="-3" scale="3" format="ixt:num-dot-decimal">19,121</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated (<span>1</span>) </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031_CorporateNonSegmentMember" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag559" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">98,371</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;">)</td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031_CorporateNonSegmentMember" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag525" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">133,764</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031_CorporateNonSegmentMember" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag586" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">144,471</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double black; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Income before income taxes </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag492" decimals="-3" scale="3" format="ixt:num-dot-decimal">317,089</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag597" decimals="-3" scale="3" format="ixt:num-dot-decimal">255,951</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" unitRef="USD" id="Tag616" decimals="-3" scale="3" format="ixt:num-dot-decimal">319,753</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </div> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>) <span><ix:footnote xml:lang="en-US" id="footnote2" footnoteRole="http://www.xbrl.org/2003/role/footnote"><span style="border-right: none; border-left: none; line-height: inherit;">Corporate and unallocated for the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em> included corporate general and administrative expenses of $<ix:nonFraction contextRef="D20241031_CorporateNonSegmentMember" name="us-gaap:GeneralAndAdministrativeExpense" unitRef="USD" id="Tag477" decimals="-5" scale="6" format="ixt:num-dot-decimal">139.7</ix:nonFraction> million, gain on extinguishment of debt of $<ix:nonFraction contextRef="D20241031_CorporateNonSegmentMember" name="us-gaap:GainsLossesOnExtinguishmentOfDebt" unitRef="USD" id="Tag1067" decimals="-5" scale="6" format="ixt:num-dot-decimal" sign="-">1.4</ix:nonFraction> million and $(<ix:nonFraction contextRef="D20241031_CorporateNonSegmentMember" name="us-gaap:OtherNonoperatingIncomeExpense" unitRef="USD" id="Tag575" decimals="-5" scale="6" format="ixt:num-dot-decimal" sign="-">39.9</ix:nonFraction>) million of other (income) expenses, net. Corporate and unallocated for the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2023</span></em> included corporate general and administrative expenses of $<ix:nonFraction contextRef="D20231031_CorporateNonSegmentMember" name="us-gaap:GeneralAndAdministrativeExpense" unitRef="USD" id="Tag471" decimals="-5" scale="6" format="ixt:num-dot-decimal">103.2</ix:nonFraction> million, interest expense of $<ix:nonFraction contextRef="D20231031_CorporateNonSegmentMember_QualifyingAssetsNotExceedingDebtMember" name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" unitRef="USD" id="Tag540" decimals="-5" scale="6" format="ixt:num-dot-decimal">17.7</ix:nonFraction> million, loss on extinguishment of debt of $<ix:nonFraction contextRef="D20231031_CorporateNonSegmentMember" name="us-gaap:GainsLossesOnExtinguishmentOfDebt" unitRef="USD" id="Tag491" decimals="-5" scale="6" format="ixt:num-dot-decimal" sign="-">25.6</ix:nonFraction> million and $(<ix:nonFraction contextRef="D20231031_CorporateNonSegmentMember" name="us-gaap:OtherNonoperatingIncomeExpense" unitRef="USD" id="Tag619" decimals="-5" scale="6" format="ixt:num-dot-decimal" sign="-">12.7</ix:nonFraction>) million of other (income) expenses, net. Corporate and unallocated for the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2022</span></em> included corporate general and administrative expenses of $<ix:nonFraction contextRef="D20221031_CorporateNonSegmentMember" name="us-gaap:GeneralAndAdministrativeExpense" unitRef="USD" id="Tag485" decimals="-5" scale="6" format="ixt:num-dot-decimal">102.6</ix:nonFraction> million, interest expense of $<ix:nonFraction contextRef="D20221031_CorporateNonSegmentMember_QualifyingAssetsNotExceedingDebtMember" name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" unitRef="USD" id="Tag529" decimals="-5" scale="6" format="ixt:num-dot-decimal">28.6</ix:nonFraction> million, loss on extinguishment of debt of $<ix:nonFraction contextRef="D20221031_CorporateNonSegmentMember" name="us-gaap:GainsLossesOnExtinguishmentOfDebt" unitRef="USD" id="Tag609" decimals="-5" scale="6" format="ixt:num-dot-decimal" sign="-">6.8</ix:nonFraction> million and $<ix:nonFraction contextRef="D20221031_CorporateNonSegmentMember" name="us-gaap:OtherNonoperatingIncomeExpense" unitRef="USD" id="Tag546" decimals="-5" scale="6" format="ixt:num-dot-decimal" sign="-">6.5</ix:nonFraction> million of other (income) expenses, net.</span></ix:footnote></span></i></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="foe052b82ff7ff45bc97dbbb6c19c28083">
<table class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 163px;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;" colspan="6">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 74%;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Assets: </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td class="highlightCont" style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 10%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td class="highlightCont" style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 10%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NortheastMember_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:Assets" unitRef="USD" id="Tag611" decimals="-3" scale="3" format="ixt:num-dot-decimal">664,064</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_OperatingSegmentsMember_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:Assets" unitRef="USD" id="Tag508" decimals="-3" scale="3" format="ixt:num-dot-decimal">483,784</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_SoutheastMember_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:Assets" unitRef="USD" id="Tag617" decimals="-3" scale="3" format="ixt:num-dot-decimal">296,058</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_OperatingSegmentsMember_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:Assets" unitRef="USD" id="Tag516" decimals="-3" scale="3" format="ixt:num-dot-decimal">286,701</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_WestMember_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:Assets" unitRef="USD" id="Tag1068" decimals="-3" scale="3" format="ixt:num-dot-decimal">889,704</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_OperatingSegmentsMember_WestMember_HomeBuildingSegmentMember" name="us-gaap:Assets" unitRef="USD" id="Tag578" decimals="-3" scale="3" format="ixt:num-dot-decimal">733,318</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:Assets" unitRef="USD" id="Tag569" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,849,826</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:Assets" unitRef="USD" id="Tag612" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,503,803</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_FinancialServicesMember_OperatingSegmentsMember" name="us-gaap:Assets" unitRef="USD" id="Tag482" decimals="-3" scale="3" format="ixt:num-dot-decimal">203,589</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_OperatingSegmentsMember_FinancialServicesMember" name="us-gaap:Assets" unitRef="USD" id="Tag565" decimals="-3" scale="3" format="ixt:num-dot-decimal">168,671</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_CorporateNonSegmentMember" name="us-gaap:Assets" unitRef="USD" id="Tag533" decimals="-3" scale="3" format="ixt:num-dot-decimal">552,159</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CorporateNonSegmentMember" name="us-gaap:Assets" unitRef="USD" id="Tag501" decimals="-3" scale="3" format="ixt:num-dot-decimal">820,466</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total assets </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:Assets" unitRef="USD" id="Tag560" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,605,574</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:Assets" unitRef="USD" id="Tag618" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,492,940</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </div>
<div id="fo10c03647b06842a8b63866a2e44e1ada">
<table class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px; height: 163px;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr style="height: 17px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><br/></td>
<td style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="6"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><br/></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="6">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Investments in and advances to unconsolidated joint ventures: </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NortheastMember_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" unitRef="USD" id="Tag579" decimals="-3" scale="3" format="ixt:num-dot-decimal">79,659</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_OperatingSegmentsMember_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" unitRef="USD" id="Tag486" decimals="-3" scale="3" format="ixt:num-dot-decimal">56,758</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_SoutheastMember_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" unitRef="USD" id="Tag1027" decimals="-3" scale="3" format="ixt:num-dot-decimal">55,344</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_OperatingSegmentsMember_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" unitRef="USD" id="Tag566" decimals="-3" scale="3" format="ixt:num-dot-decimal">35,262</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_WestMember_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" unitRef="USD" id="Tag479" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,348</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_OperatingSegmentsMember_WestMember_HomeBuildingSegmentMember" name="us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" unitRef="USD" id="Tag585" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,503</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" unitRef="USD" id="Tag561" decimals="-3" scale="3" format="ixt:num-dot-decimal">141,351</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" unitRef="USD" id="Tag535" decimals="-3" scale="3" format="ixt:num-dot-decimal">96,523</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_CorporateNonSegmentMember" name="us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" unitRef="USD" id="Tag621" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,559</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CorporateNonSegmentMember" name="us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" unitRef="USD" id="Tag495" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,363</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total investments in and advances to unconsolidated joint ventures </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" unitRef="USD" id="Tag518" decimals="-3" scale="3" format="ixt:num-dot-decimal">142,910</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" unitRef="USD" id="Tag593" decimals="-3" scale="3" format="ixt:num-dot-decimal">97,886</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </div>
<ix:exclude>
<p xmlns="http://www.w3.org/1999/xhtml" style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><br/></p>
<div xmlns="http://www.w3.org/1999/xhtml">
<div id="t_ft_2BLVKMP64G00000000000000000000b">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>85</span></span></td> </tr> </tbody> </table> </div>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </ix:exclude>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="fo952ac0ea2b2f4a99b9abb1c21d07d810">
<table class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 170px;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 37.9718%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="10">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 11.4859%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Homebuilding interest expense: </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:InterestExpense" unitRef="USD" id="Tag534" decimals="-3" scale="3" format="ixt:num-dot-decimal">33,459</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:InterestExpense" unitRef="USD" id="Tag497" decimals="-3" scale="3" format="ixt:num-dot-decimal">32,071</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:InterestExpense" unitRef="USD" id="Tag539" decimals="-3" scale="3" format="ixt:num-dot-decimal">31,552</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:InterestExpense" unitRef="USD" id="Tag572" decimals="-3" scale="3" format="ixt:num-dot-decimal">21,071</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:InterestExpense" unitRef="USD" id="Tag568" decimals="-3" scale="3" format="ixt:num-dot-decimal">20,055</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:InterestExpense" unitRef="USD" id="Tag473" decimals="-3" scale="3" format="ixt:num-dot-decimal">17,403</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_WestMember_HomeBuildingSegmentMember" name="us-gaap:InterestExpense" unitRef="USD" id="Tag474" decimals="-3" scale="3" format="ixt:num-dot-decimal">66,029</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_WestMember_HomeBuildingSegmentMember" name="us-gaap:InterestExpense" unitRef="USD" id="Tag514" decimals="-3" scale="3" format="ixt:num-dot-decimal">65,068</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_WestMember_HomeBuildingSegmentMember" name="us-gaap:InterestExpense" unitRef="USD" id="Tag549" decimals="-3" scale="3" format="ixt:num-dot-decimal">55,056</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:InterestExpense" unitRef="USD" id="Tag511" decimals="-3" scale="3" format="ixt:num-dot-decimal">120,559</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:InterestExpense" unitRef="USD" id="Tag592" decimals="-3" scale="3" format="ixt:num-dot-decimal">117,194</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:InterestExpense" unitRef="USD" id="Tag528" decimals="-3" scale="3" format="ixt:num-dot-decimal">104,011</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_CorporateNonSegmentMember" name="us-gaap:InterestExpense" unitRef="USD" id="Tag512" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_CorporateNonSegmentMember" name="us-gaap:InterestExpense" unitRef="USD" id="Tag494" decimals="-3" scale="3" format="ixt:num-dot-decimal">17,707</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_CorporateNonSegmentMember" name="us-gaap:InterestExpense" unitRef="USD" id="Tag583" decimals="-3" scale="3" format="ixt:num-dot-decimal">28,572</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services interest expense (income) (<span>1</span>) </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_FinancialServicesMember" name="us-gaap:InterestIncomeExpenseNet" unitRef="USD" id="Tag563" decimals="-3" scale="3" format="ixt:num-dot-decimal">125</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_FinancialServicesMember" name="us-gaap:InterestIncomeExpenseNet" unitRef="USD" id="Tag542" decimals="-3" scale="3" format="ixt:num-dot-decimal">1</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"/>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_FinancialServicesMember" name="us-gaap:InterestIncomeExpenseNet" unitRef="USD" id="Tag623" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">213</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total interest expense, net </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:InterestExpense" unitRef="USD" id="Tag608" decimals="-3" scale="3" format="ixt:num-dot-decimal">120,684</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:InterestExpense" unitRef="USD" id="Tag584" decimals="-3" scale="3" format="ixt:num-dot-decimal">134,902</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:InterestExpense" unitRef="USD" id="Tag554" decimals="-3" scale="3" format="ixt:num-dot-decimal">132,370</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="t_ft_LRKRH1CPDC00000000000000000000b">
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: top;">
<td style="width: 18pt;"> </td>
<td style="width: 18pt;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>)</i></span></p> </td>
<td>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span><ix:footnote xml:lang="en-US" id="footnote3" footnoteRole="http://www.xbrl.org/2003/role/footnote"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Financial services interest expense (income) is included in Financial services revenue or expense in the Consolidated Statements of Operations.</i></span></ix:footnote></span></p> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="foe97138b18e2147258444db6a341611b3">
<table class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 170px;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="10">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Depreciation: </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag548" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,241</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag521" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,352</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag598" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,542</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag553" decimals="-3" scale="3" format="ixt:num-dot-decimal">392</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag517" decimals="-3" scale="3" format="ixt:num-dot-decimal">444</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag614" decimals="-3" scale="3" format="ixt:num-dot-decimal">291</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_WestMember_HomeBuildingSegmentMember" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag610" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,475</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_WestMember_HomeBuildingSegmentMember" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag624" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,325</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_WestMember_HomeBuildingSegmentMember" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag564" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,298</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag532" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,108</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag577" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,121</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag1013" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,131</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_FinancialServicesMember" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag498" decimals="-3" scale="3" format="ixt:num-dot-decimal">251</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_FinancialServicesMember" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag562" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_FinancialServicesMember" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag483" decimals="-3" scale="3" format="ixt:num-dot-decimal">5</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_CorporateNonSegmentMember" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag551" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,371</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_CorporateNonSegmentMember" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag580" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,677</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_CorporateNonSegmentMember" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag591" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,321</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total depreciation </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag605" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,730</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag545" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,798</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:DepreciationDepletionAndAmortization" unitRef="USD" id="Tag500" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,457</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="fo2657540ba719451abee9da5700bd9792">
<table class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 170px;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="10">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Net additions to property and equipment: </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag530" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,211</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag570" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,678</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag470" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,848</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag504" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,172</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag488" decimals="-3" scale="3" format="ixt:num-dot-decimal">263</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag505" decimals="-3" scale="3" format="ixt:num-dot-decimal">229</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_WestMember_HomeBuildingSegmentMember" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag1041" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,578</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_WestMember_HomeBuildingSegmentMember" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag469" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,599</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_WestMember_HomeBuildingSegmentMember" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag472" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,841</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag484" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,961</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag620" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,540</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_HomeBuildingSegmentMember" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag475" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,918</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_FinancialServicesMember" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag576" decimals="-3" scale="3" format="ixt:num-dot-decimal">621</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_FinancialServicesMember" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag543" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,040</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_FinancialServicesMember" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag596" decimals="-3" scale="3" format="ixt:num-dot-decimal">28</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_CorporateNonSegmentMember" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag589" decimals="-3" scale="3" format="ixt:num-dot-decimal">13,277</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_CorporateNonSegmentMember" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag581" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,241</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_CorporateNonSegmentMember" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag552" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,646</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total net additions to property and equipment </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag496" decimals="-3" scale="3" format="ixt:num-dot-decimal">17,859</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag526" decimals="-3" scale="3" format="ixt:num-dot-decimal">18,821</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:SegmentExpenditureAdditionToLongLivedAssets" unitRef="USD" id="Tag550" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,592</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="fodb7517d5cec1458385e913e7e2fa7971">
<table class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 119px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="10">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Equity in earnings from unconsolidated joint ventures: </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag480" decimals="-3" scale="3" format="ixt:num-dot-decimal">26,899</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag622" decimals="-3" scale="3" format="ixt:num-dot-decimal">27,253</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag590" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,674</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag487" decimals="-3" scale="3" format="ixt:num-dot-decimal">19,459</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag536" decimals="-3" scale="3" format="ixt:num-dot-decimal">15,696</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag567" decimals="-3" scale="3" format="ixt:num-dot-decimal">16,359</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_OperatingSegmentsMember_WestMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag489" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,904</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_OperatingSegmentsMember_WestMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag601" decimals="-3" scale="3" format="ixt:num-dot-decimal">211</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_OperatingSegmentsMember_WestMember_HomeBuildingSegmentMember" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag588" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total equity in earnings from unconsolidated joint ventures </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag558" decimals="-3" scale="3" format="ixt:num-dot-decimal">52,262</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag515" decimals="-3" scale="3" format="ixt:num-dot-decimal">43,160</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag571" decimals="-3" scale="3" format="ixt:num-dot-decimal">29,033</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </div> </div> </ix:nonNumeric> </ix:nonNumeric>

<p xmlns="http://www.w3.org/1999/xhtml" style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><br/></p>
<div xmlns="http://www.w3.org/1999/xhtml">
<div id="t_ft_AS03EUTI9C00000000000000000000b">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>86</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>  </div><p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="Dls5rwe6hto1f00cfd3a5h" style="font-family: 'times new roman', times; font-size: 10pt;">
<ix:nonNumeric contextRef="D20241031" name="us-gaap:IncomeTaxDisclosureTextBlock" id="Tag16" escape="true">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">11.</em> Income Taxes</b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Income taxes (receivable) payable, including deferred benefits, consists of the following:</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<ix:nonNumeric contextRef="D20241031" name="hov:ScheduleOfComponentsOfIncomeTaxPayableReceivableTableTextBlock" id="Tag1174" escape="true">
<table class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 138px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 14%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="6">
<p style="margin: 0pt; text-align: center; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> State income taxes: </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Current </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_StateAndLocalJurisdictionMember" name="us-gaap:AccruedIncomeTaxesCurrent" unitRef="USD" id="Tag393" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,479</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_StateAndLocalJurisdictionMember" name="us-gaap:AccruedIncomeTaxesCurrent" unitRef="USD" id="Tag394" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,861</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Deferred </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20241031_StateAndLocalJurisdictionMember" name="us-gaap:DeferredTaxAssetsLiabilitiesNet" unitRef="USD" id="Tag384" decimals="-3" scale="3" format="ixt:num-dot-decimal">76,571</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20231031_StateAndLocalJurisdictionMember" name="us-gaap:DeferredTaxAssetsLiabilitiesNet" unitRef="USD" id="Tag428" decimals="-3" scale="3" format="ixt:num-dot-decimal">74,110</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Federal income taxes: </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Current </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_DomesticCountryMember" name="us-gaap:AccruedIncomeTaxesCurrent" unitRef="USD" id="Tag418" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_DomesticCountryMember" name="us-gaap:AccruedIncomeTaxesCurrent" unitRef="USD" id="Tag454" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Deferred </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20241031_DomesticCountryMember" name="us-gaap:DeferredTaxAssetsLiabilitiesNet" unitRef="USD" id="Tag421" decimals="-3" scale="3" format="ixt:num-dot-decimal">164,493</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20231031_DomesticCountryMember" name="us-gaap:DeferredTaxAssetsLiabilitiesNet" unitRef="USD" id="Tag382" decimals="-3" scale="3" format="ixt:num-dot-decimal">228,723</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20241031" name="hov:IncomeTaxesReceivablePayable" unitRef="USD" id="Tag405" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">235,585</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20231031" name="hov:IncomeTaxesReceivablePayable" unitRef="USD" id="Tag463" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">300,972</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr> </tbody> </table> </ix:nonNumeric>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The (benefit) provision for income taxes is composed of the following:</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>
<ix:nonNumeric contextRef="D20241031" name="us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" id="Tag140" escape="true">
<div style="border-left: none; border-right: none; z-index: 40;">
<table class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 160px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p style="margin: 0pt; text-align: center; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 61%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Current income tax expense: </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Federal (<span>1</span>) </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:CurrentFederalTaxExpenseBenefit" unitRef="USD" id="Tag406" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:CurrentFederalTaxExpenseBenefit" unitRef="USD" id="Tag425" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:CurrentFederalTaxExpenseBenefit" unitRef="USD" id="Tag433" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> State (<span>2</span>) </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:CurrentStateAndLocalTaxExpenseBenefit" unitRef="USD" id="Tag398" decimals="-3" scale="3" format="ixt:num-dot-decimal">13,312</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:CurrentStateAndLocalTaxExpenseBenefit" unitRef="USD" id="Tag456" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,101</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:CurrentStateAndLocalTaxExpenseBenefit" unitRef="USD" id="Tag432" decimals="-3" scale="3" format="ixt:num-dot-decimal">13,377</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total current income tax expense: </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:CurrentIncomeTaxExpenseBenefit" unitRef="USD" id="Tag391" decimals="-3" scale="3" format="ixt:num-dot-decimal">13,312</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:CurrentIncomeTaxExpenseBenefit" unitRef="USD" id="Tag380" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,101</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:CurrentIncomeTaxExpenseBenefit" unitRef="USD" id="Tag445" decimals="-3" scale="3" format="ixt:num-dot-decimal">13,377</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Federal </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:DeferredFederalIncomeTaxExpenseBenefit" unitRef="USD" id="Tag429" decimals="-3" scale="3" format="ixt:num-dot-decimal">64,230</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:DeferredFederalIncomeTaxExpenseBenefit" unitRef="USD" id="Tag1528" decimals="-3" scale="3" format="ixt:num-dot-decimal">46,821</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:DeferredFederalIncomeTaxExpenseBenefit" unitRef="USD" id="Tag430" decimals="-3" scale="3" format="ixt:num-dot-decimal">60,064</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"/> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> State </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit" unitRef="USD" id="Tag402" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">2,461</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit" unitRef="USD" id="Tag449" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">4,862</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit" unitRef="USD" id="Tag441" decimals="-3" scale="3" format="ixt:num-dot-decimal">20,822</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total deferred income tax expense: </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:DeferredIncomeTaxExpenseBenefit" unitRef="USD" id="Tag448" decimals="-3" scale="3" format="ixt:num-dot-decimal">61,769</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:DeferredIncomeTaxExpenseBenefit" unitRef="USD" id="Tag460" decimals="-3" scale="3" format="ixt:num-dot-decimal">41,959</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:DeferredIncomeTaxExpenseBenefit" unitRef="USD" id="Tag423" decimals="-3" scale="3" format="ixt:num-dot-decimal">80,886</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:IncomeTaxExpenseBenefit" unitRef="USD" id="Tag419" decimals="-3" scale="3" format="ixt:num-dot-decimal">75,081</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:IncomeTaxExpenseBenefit" unitRef="USD" id="Tag174" decimals="-3" scale="3" format="ixt:num-dot-decimal">50,060</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:IncomeTaxExpenseBenefit" unitRef="USD" id="Tag461" decimals="-3" scale="3" format="ixt:num-dot-decimal">94,263</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"/> </tr> </tbody> </table> </div>
<div id="t_ft_1RYMNNKFW000000000000000000000b">
<p style="margin:0pt"><br/></p>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: top; font-family: Times New Roman; font-size: 10pt;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 3%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>)</i></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 97%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span><ix:footnote xml:lang="en-US" id="footnote14" footnoteRole="http://www.xbrl.org/2003/role/footnote"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>The current federal income tax expense is net of the use of federal net operating losses totaling $<ix:nonFraction contextRef="D20241031_DomesticCountryMember" name="us-gaap:OperatingIncomeLoss" unitRef="USD" id="Tag411" decimals="-5" scale="6" format="ixt:num-dot-decimal" sign="-">290.1</ix:nonFraction> million (tax effected $<ix:nonFraction contextRef="D20241031_DomesticCountryMember" name="hov:OperatingIncomeLossTaxEffect" unitRef="USD" id="Tag1526" decimals="-5" scale="6" format="ixt:num-dot-decimal">60.9</ix:nonFraction> million), $<ix:nonFraction contextRef="D20231031_DomesticCountryMember" name="us-gaap:OperatingIncomeLoss" unitRef="USD" id="Tag409" decimals="-5" scale="6" format="ixt:num-dot-decimal" sign="-">221.2</ix:nonFraction> million (tax effected $<ix:nonFraction contextRef="D20231031_DomesticCountryMember" name="hov:OperatingIncomeLossTaxEffect" unitRef="USD" id="Tag1531" decimals="-5" scale="6" format="ixt:num-dot-decimal">46.4</ix:nonFraction> million) and $<ix:nonFraction contextRef="D20221031_DomesticCountryMember" name="us-gaap:OperatingIncomeLoss" unitRef="USD" id="Tag387" decimals="-5" scale="6" format="ixt:num-dot-decimal" sign="-">306.0</ix:nonFraction> million (tax effected $<ix:nonFraction contextRef="D20221031_DomesticCountryMember" name="hov:OperatingIncomeLossTaxEffect" unitRef="USD" id="Tag464" decimals="-5" scale="6" format="ixt:num-dot-decimal">64.3</ix:nonFraction> million) for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></i><i>, respectively. </i></span></ix:footnote></span></p> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="t_ft_V375T6HAG000000000000000000000b">
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 25px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; height: 25px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 25px; width: 3%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2</span></em>)</i></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 25px; width: 97%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span><ix:footnote xml:lang="en-US" id="footnote15" footnoteRole="http://www.xbrl.org/2003/role/footnote"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>The current state income tax expense is net of the use of state net operating losses totaling $<ix:nonFraction contextRef="D20241031_StateAndLocalJurisdictionMember" name="us-gaap:OperatingIncomeLoss" unitRef="USD" id="Tag438" decimals="-5" scale="6" format="ixt:num-dot-decimal" sign="-">110.0</ix:nonFraction> million (tax effected $<ix:nonFraction contextRef="D20241031_StateAndLocalJurisdictionMember" name="hov:OperatingIncomeLossTaxEffect" unitRef="USD" id="Tag386" decimals="-5" scale="6" format="ixt:num-dot-decimal">8.6</ix:nonFraction> million), $<ix:nonFraction contextRef="D20231031_StateAndLocalJurisdictionMember" name="us-gaap:OperatingIncomeLoss" unitRef="USD" id="Tag415" decimals="-5" scale="6" format="ixt:num-dot-decimal" sign="-">113.3</ix:nonFraction> million (tax effected $<ix:nonFraction contextRef="D20231031_StateAndLocalJurisdictionMember" name="hov:OperatingIncomeLossTaxEffect" unitRef="USD" id="Tag440" decimals="-5" scale="6" format="ixt:num-dot-decimal">8.3</ix:nonFraction> million) and $<ix:nonFraction contextRef="D20221031_StateAndLocalJurisdictionMember" name="us-gaap:OperatingIncomeLoss" unitRef="USD" id="Tag401" decimals="-5" scale="6" format="ixt:num-dot-decimal" sign="-">80.1</ix:nonFraction> million (tax effected $<ix:nonFraction contextRef="D20221031_StateAndLocalJurisdictionMember" name="hov:OperatingIncomeLossTaxEffect" unitRef="USD" id="Tag397" decimals="-5" scale="6" format="ixt:num-dot-decimal">5.8</ix:nonFraction> million) for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em>, respectively.</i></span></ix:footnote></span></p> </td> </tr> </tbody> </table> </div> </ix:nonNumeric>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The total income tax expense of $<ix:nonFraction contextRef="D20241031" name="us-gaap:IncomeTaxExpenseBenefit" unitRef="USD" id="Tag452" decimals="-5" scale="6" format="ixt:num-dot-decimal">75.1</ix:nonFraction> million, $<ix:nonFraction contextRef="D20231031" name="us-gaap:IncomeTaxExpenseBenefit" unitRef="USD" id="Tag396" decimals="-5" scale="6" format="ixt:num-dot-decimal">50.1</ix:nonFraction> million and $<ix:nonFraction contextRef="D20221031" name="us-gaap:IncomeTaxExpenseBenefit" unitRef="USD" id="Tag435" decimals="-5" scale="6" format="ixt:num-dot-decimal">94.3</ix:nonFraction> million for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>,&#160;</em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>&#160;and 2022, respectively, was primarily driven by federal and state tax expense on income before income taxes and non-deductible executive compensation, partially offset by the generation of energy efficient home tax credits. Income tax expense for fiscal years 2024 and 2023 also includes the favorable impact of releasing state valuation allowances. The federal tax expense for all periods presented was&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> paid in cash as it was offset by the use of our existing net operating loss (&#8220;NOL&#8221;) carryforwards.&#160;</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">As of October 31, 2024, we have remaining federal NOL carryforwards of $<ix:nonFraction contextRef="I20241031_DomesticCountryMember_Between2031And2038Member" name="us-gaap:OperatingLossCarryforwards" unitRef="USD" id="Tag451" decimals="-5" scale="6" format="ixt:num-dot-decimal">398.8</ix:nonFraction> million that expire between <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2031</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2038</span>,</em> and $<ix:nonFraction contextRef="I20241031_DomesticCountryMember_IndefiniteTaxPeriodMember" name="us-gaap:OperatingLossCarryforwards" unitRef="USD" id="Tag439" decimals="-5" scale="6" format="ixt:num-dot-decimal">15.7</ix:nonFraction> million have an indefinite carryforward period. Our total remaining state NOL carryforwards are $<ix:nonFraction contextRef="I20241031_StateAndLocalJurisdictionMember" name="us-gaap:OperatingLossCarryforwards" unitRef="USD" id="Tag403" decimals="-5" scale="6" format="ixt:num-dot-decimal">1.9</ix:nonFraction> billion: $<ix:nonFraction contextRef="I20241031_StateAndLocalJurisdictionMember_Between2025And2029Member" name="us-gaap:OperatingLossCarryforwards" unitRef="USD" id="Tag455" decimals="-5" scale="6" format="ixt:num-dot-decimal">853.6</ix:nonFraction> million that expire between <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2025</span></em> through <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2029</span>&#894;</em> $<ix:nonFraction contextRef="I20241031_StateAndLocalJurisdictionMember_Between2030And2034Member" name="us-gaap:OperatingLossCarryforwards" unitRef="USD" id="Tag377" decimals="-5" scale="6" format="ixt:num-dot-decimal">694.4</ix:nonFraction>&#160;million that expire between <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2030</span></em> through <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2034</span>&#894;</em> $<ix:nonFraction contextRef="I20241031_StateAndLocalJurisdictionMember_Between2035And2039Member" name="us-gaap:OperatingLossCarryforwards" unitRef="USD" id="Tag422" decimals="-5" scale="6" format="ixt:num-dot-decimal">254.0</ix:nonFraction> million that expire between <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2035</span></em> through <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2039</span>&#894;</em> $<ix:nonFraction contextRef="I20241031_StateAndLocalJurisdictionMember_Between2040Through2044Member" name="us-gaap:OperatingLossCarryforwards" unitRef="USD" id="Tag1530" decimals="-5" scale="6" format="ixt:num-dot-decimal">5.6</ix:nonFraction> million that expire between <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2040</span></em> through <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2044</span>;</em> and $<ix:nonFraction contextRef="I20241031_StateAndLocalJurisdictionMember_IndefiniteTaxPeriodMember" name="us-gaap:OperatingLossCarryforwards" unitRef="USD" id="Tag442" decimals="-5" scale="6" format="ixt:num-dot-decimal">45.0</ix:nonFraction> million that have an indefinite carryforward period.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> </span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="text-indent: 45pt; margin: 0pt; font-size: 10pt;"><span style="font-size: 10.0pt; font-family: 'times new roman', times;">The Company recognizes deferred income taxes for deferred tax benefits arising from NOL carryforwards and temporary differences between book and tax income which will be recognized in future years as an offset against future taxable income. As part of our analysis, we considered both positive and negative factors that impact profitability and whether those factors would lead to a change in estimate of our deferred tax assets (&#8220;DTAs&#8221;) that may be realized in the future. As of October 31, 2024, the Company has determined that it is more likely than not that sufficient taxable income will be generated in the future to realize its DTAs, net of any valuation allowance.</span></p>
<ix:exclude>
<p xmlns="http://www.w3.org/1999/xhtml" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 0pt; line-height: 1.2;"><br/></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>87</span></span></td>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div>
</div>
</ix:exclude>
<p style="margin: 0pt; text-align: left; text-indent: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Deferred tax assets and liabilities have been recognized on the Consolidated Balance Sheets as follows:</span></p>
<p style="margin: -2px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>
<ix:nonNumeric contextRef="D20241031" name="us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" id="Tag4" escape="true">
<table class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 304px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="6">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></em></b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
</tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Deferred tax assets: </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Impairments</span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses" unitRef="USD" id="Tag453" decimals="-3" scale="3" format="ixt:num-dot-decimal">22,742</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses" unitRef="USD" id="Tag379" decimals="-3" scale="3" format="ixt:num-dot-decimal">26,168</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"/>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Capitalized expenses</span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther" unitRef="USD" id="Tag410" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,420</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther" unitRef="USD" id="Tag1529" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,692</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"/>
</tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Warranty reserves </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsWarrantyReserves" unitRef="USD" id="Tag443" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,319</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsWarrantyReserves" unitRef="USD" id="Tag431" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,439</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"/>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Incentive compensation </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits" unitRef="USD" id="Tag465" decimals="-3" scale="3" format="ixt:num-dot-decimal">13,777</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits" unitRef="USD" id="Tag383" decimals="-3" scale="3" format="ixt:num-dot-decimal">15,252</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Provision for losses </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves" unitRef="USD" id="Tag408" decimals="-3" scale="3" format="ixt:num-dot-decimal">15,236</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves" unitRef="USD" id="Tag426" decimals="-3" scale="3" format="ixt:num-dot-decimal">16,915</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"/>
</tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Federal net operating losses </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:DeferredTaxAssetsOperatingLossCarryforwardsDomestic" unitRef="USD" id="Tag457" decimals="-3" scale="3" format="ixt:num-dot-decimal">87,041</ix:nonFraction></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:DeferredTaxAssetsOperatingLossCarryforwardsDomestic" unitRef="USD" id="Tag446" decimals="-3" scale="3" format="ixt:num-dot-decimal">147,841</ix:nonFraction></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"/>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> State net operating losses </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal" unitRef="USD" id="Tag434" decimals="-3" scale="3" format="ixt:num-dot-decimal">123,673</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal" unitRef="USD" id="Tag447" decimals="-3" scale="3" format="ixt:num-dot-decimal">136,257</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"/>
</tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Tax credit carryforwards </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:DeferredTaxAssetsTaxCreditCarryforwards" unitRef="USD" id="Tag378" decimals="-3" scale="3" format="ixt:num-dot-decimal">27,482</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:DeferredTaxAssetsTaxCreditCarryforwards" unitRef="USD" id="Tag467" decimals="-3" scale="3" format="ixt:num-dot-decimal">21,260</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"/>
</tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Other </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:DeferredTaxAssetsOther" unitRef="USD" id="Tag1480" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,699</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:DeferredTaxAssetsOther" unitRef="USD" id="Tag1533" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,631</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total deferred tax assets </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:DeferredTaxAssetsGross" unitRef="USD" id="Tag404" decimals="-3" scale="3" format="ixt:num-dot-decimal">309,389</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:DeferredTaxAssetsGross" unitRef="USD" id="Tag416" decimals="-3" scale="3" format="ixt:num-dot-decimal">381,455</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Deferred tax liabilities: </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"/>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"/>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"/>
</tr>
<tr style="height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;">Inventory valuation differences</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><br/></td>
<td style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; text-align: right; background-color: #cceeff;">(<ix:nonFraction contextRef="I20241031" name="us-gaap:DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts" unitRef="USD" id="Tag389" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,610</ix:nonFraction></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><br/></td>
<td style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; text-align: right;"><ix:nonFraction contextRef="I20231031" name="us-gaap:DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts" unitRef="USD" id="Tag436" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><br/></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Joint ventures</span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20241031" name="us-gaap:DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates" unitRef="USD" id="Tag392" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,017</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20231031" name="us-gaap:DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates" unitRef="USD" id="Tag1627" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,743</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total deferred tax liabilities </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20241031" name="us-gaap:DeferredIncomeTaxLiabilities" unitRef="USD" id="Tag1532" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,627</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20231031" name="us-gaap:DeferredIncomeTaxLiabilities" unitRef="USD" id="Tag412" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,743</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Valuation allowance </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20241031" name="us-gaap:DeferredTaxAssetsValuationAllowance" unitRef="USD" id="Tag444" decimals="-3" scale="3" format="ixt:num-dot-decimal">55,698</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="I20231031" name="us-gaap:DeferredTaxAssetsValuationAllowance" unitRef="USD" id="Tag390" decimals="-3" scale="3" format="ixt:num-dot-decimal">71,879</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Deferred tax assets, net </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:DeferredTaxAssetsLiabilitiesNet" unitRef="USD" id="Tag468" decimals="-3" scale="3" format="ixt:num-dot-decimal">241,064</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:DeferredTaxAssetsLiabilitiesNet" unitRef="USD" id="Tag414" decimals="-3" scale="3" format="ixt:num-dot-decimal">302,833</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"/>
</tr>
</tbody>
</table>
</ix:nonNumeric>
<p style="margin: -2px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our effective tax rate varied from the statutory federal income tax rate. The effective tax rate is affected by a number of factors. The sources of these factors were as follows:</span></p>
<p style="margin: -2px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>
<ix:nonNumeric contextRef="D20241031" name="us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" id="Tag1388" escape="true">
<table class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 161px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 37.4771%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p>
</td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Federal statutory income tax rate </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" unitRef="Pure" id="Tag437" decimals="3" scale="-2" format="ixt:num-dot-decimal">21.0</ix:nonFraction></span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" unitRef="Pure" id="Tag1629" decimals="3" scale="-2" format="ixt:num-dot-decimal">21.0</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;"><ix:nonFraction contextRef="D20221031" name="us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" unitRef="Pure" id="Tag385" decimals="3" scale="-2" format="ixt:num-dot-decimal">21.0</ix:nonFraction></span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> State income taxes, net of federal income tax benefit </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" unitRef="Pure" id="Tag1626" decimals="3" scale="-2" format="ixt:num-dot-decimal">6.6</ix:nonFraction></span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" unitRef="Pure" id="Tag427" decimals="3" scale="-2" format="ixt:num-dot-decimal">6.1</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;"><ix:nonFraction contextRef="D20221031" name="us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" unitRef="Pure" id="Tag1527" decimals="3" scale="-2" format="ixt:num-dot-decimal">5.0</ix:nonFraction></span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"/>
</tr>
<tr style="height: 17px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;">Non-deductible compensation</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><ix:nonFraction contextRef="D20241031" name="us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" unitRef="Pure" id="Tag420" decimals="3" scale="-2" format="ixt:num-dot-decimal">2.3</ix:nonFraction></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><ix:nonFraction contextRef="D20231031" name="us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" unitRef="Pure" id="Tag417" decimals="3" scale="-2" format="ixt:num-dot-decimal">1.4</ix:nonFraction></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><span style="border-left: none; border-right: none;"><ix:nonFraction contextRef="D20221031" name="us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" unitRef="Pure" id="Tag1595" decimals="3" scale="-2" format="ixt:num-dot-decimal">1.2</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><br/></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Permanent differences, net </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther" unitRef="Pure" id="Tag413" decimals="3" scale="-2" format="ixt:num-dot-decimal" sign="-">0.1</ix:nonFraction></span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther" unitRef="Pure" id="Tag459" decimals="3" scale="-2" format="ixt:num-dot-decimal" sign="-">0.4</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther" unitRef="Pure" id="Tag400" decimals="3" scale="-2" format="ixt:num-dot-decimal" sign="-">0.4</ix:nonFraction></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Deferred tax asset valuation allowance</span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance" unitRef="Pure" id="Tag407" decimals="3" scale="-2" format="ixt:num-dot-decimal" sign="-">4.1</ix:nonFraction></span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance" unitRef="Pure" id="Tag462" decimals="3" scale="-2" format="ixt:num-dot-decimal" sign="-">6.3</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;"><ix:nonFraction contextRef="D20221031" name="us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance" unitRef="Pure" id="Tag399" decimals="3" scale="-2" format="ixt:num-dot-decimal">4.8</ix:nonFraction></span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"/>
</tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Tax credits </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:EffectiveIncomeTaxRateReconciliationTaxCredits" unitRef="Pure" id="Tag458" decimals="3" scale="-2" format="ixt:num-dot-decimal">2.0</ix:nonFraction></span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:EffectiveIncomeTaxRateReconciliationTaxCredits" unitRef="Pure" id="Tag381" decimals="3" scale="-2" format="ixt:num-dot-decimal">2.2</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:EffectiveIncomeTaxRateReconciliationTaxCredits" unitRef="Pure" id="Tag175" decimals="3" scale="-2" format="ixt:num-dot-decimal">2.0</ix:nonFraction></span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">)</td>
</tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">Other</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments" unitRef="Pure" id="Tag466" decimals="2" scale="-2" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments" unitRef="Pure" id="Tag388" decimals="2" scale="-2" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments" unitRef="Pure" id="Tag450" decimals="3" scale="-2" format="ixt:num-dot-decimal" sign="-">0.1</ix:nonFraction></span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Effective tax rate </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:EffectiveIncomeTaxRateContinuingOperations" unitRef="Pure" id="Tag424" decimals="3" scale="-2" format="ixt:num-dot-decimal">23.7</ix:nonFraction></span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:EffectiveIncomeTaxRateContinuingOperations" unitRef="Pure" id="Tag395" decimals="3" scale="-2" format="ixt:num-dot-decimal">19.6</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"/>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"/>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><ix:nonFraction contextRef="D20221031" name="us-gaap:EffectiveIncomeTaxRateContinuingOperations" unitRef="Pure" id="Tag2" decimals="3" scale="-2" format="ixt:num-dot-decimal">29.5</ix:nonFraction></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;">%</td>
</tr>
</tbody>
</table>
</ix:nonNumeric>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"> </p>
<p style="margin: 0pt; text-indent: 45pt;"><span style="font-size: 10.0pt; font-family: 'times new roman', times;">At October 31, 2024, and 2023, we do not have any unrecognized tax benefits or open tax positions. Our policy is to accrue interest and penalties on unrecognized tax benefits and include them in the provision for income taxes.&#160;</span></p>
<p style="margin: 0pt; text-indent: 45pt;"><span style="font-size: 10.0pt;">&#160;</span></p>
<p style="text-indent: 45pt; margin: 0pt;"><span style="font-size: 10.0pt; font-family: 'times new roman', times;">The consolidated federal tax returns have been audited through<i> </i>October 31, 2023 and these years are closed. We are also subject to various income tax examinations in the states in which we do business. The outcome for a particular audit cannot be determined with certainty prior to the conclusion of the audit, appeal, and in some cases, litigation process. As each audit is concluded, adjustments, if any, are recorded in the period determined.&#160;To provide for potential exposures, tax reserves are recorded, if applicable, based on reasonable estimates of potential audit results.&#160;However, if the reserves are insufficient upon completion of an audit, there could be an adverse impact on our financial position and results of operations.&#160;The statute of limitations for our major tax jurisdictions remains open for examination for tax years<i> </i><span style="-sec-ix-hidden:Tag1709">2020 to 2023</span>.</span></p>
</ix:nonNumeric>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><br/></p>
</div><div style="font-family: 'times new roman', times; font-size: 10pt;">
<ix:nonNumeric contextRef="D20241031" name="hov:InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" id="Tag1301" escape="true">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">12.</em> Reduction<span> of Inventory to Fair Value</span></b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><br/></b></span></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We had <ix:nonFraction contextRef="D20241031_HomeBuildingSegmentMember" name="hov:NumberOfCommunitiesEvaluatedForImpairment" unitRef="Item" id="Tag340" decimals="0" format="ixt:num-dot-decimal">469</ix:nonFraction>, </span><ix:nonFraction contextRef="D20231031_HomeBuildingSegmentMember" name="hov:NumberOfCommunitiesEvaluatedForImpairment" unitRef="Item" id="Tag354" decimals="0" format="ixt:num-dot-decimal">380</ix:nonFraction><span style="font-family: 'times new roman', times; font-size: 10pt;"> and </span><ix:nonFraction contextRef="D20221031_HomeBuildingSegmentMember" name="hov:NumberOfCommunitiesEvaluatedForImpairment" unitRef="Item" id="Tag1522" decimals="0" format="ixt:num-dot-decimal">374</ix:nonFraction> <span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">communities under development and held for future development or sale at </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span><span><span>2023</span></span></span> </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">and </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span>, respectively,</span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"> which we evaluated for impairment indicators (i.e., those with a projected operating loss). We identified impairment indicators in <ix:nonFraction contextRef="D20241031_HomeBuildingSegmentMember" name="hov:NumberOfCommunitiesPerformedDetailedImpairmentCalculations" unitRef="NUMBER" id="Tag351" decimals="0" format="ixt-sec:numwordsen">four</ix:nonFraction> of our communities with an aggregate carrying value of $<ix:nonFraction contextRef="D20241031_HomeBuildingSegmentMember" name="hov:CarryingValueOfCommunitiesTestedForImpairment" unitRef="USD" id="Tag359" decimals="-5" scale="6" format="ixt:num-dot-decimal">41.1</ix:nonFraction> million during the year ended <span>October 31, 2024</span>. The impairment analyses resulted in impairment charges of $<ix:nonFraction contextRef="D20241031_HomeBuildingSegmentMember" name="us-gaap:ImpairmentOfRealEstate" unitRef="USD" id="Tag338" decimals="-5" scale="6" format="ixt:num-dot-decimal">10.0</ix:nonFraction> million. We performed an undiscounted future cash flow analysis for <ix:nonFraction contextRef="D20231031_HomeBuildingSegmentMember" name="hov:NumberOfCommunitiesPerformedDetailedImpairmentCalculations" unitRef="NUMBER" id="Tag347" decimals="0" format="ixt-sec:numwordsen">one</ix:nonFraction> community during</span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"> the year ended </span><span>October 31, 2023</span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">, for&#160;</span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">which we had recorded an impairment in the prior year. As a result of such analysis, we did </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"> identify any additional impairment for the community. During the year ended </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2022</span>, </span><ix:nonFraction contextRef="D20221031_HomeBuildingSegmentMember" name="hov:NumberOfCommunitiesPerformedDetailedImpairmentCalculations" unitRef="NUMBER" id="Tag368" decimals="0" format="ixt-sec:numwordsen">one</ix:nonFraction><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"> community, with a carrying value of $</span><ix:nonFraction contextRef="D20221031_HomeBuildingSegmentMember" name="hov:CarryingValueOfCommunitiesTestedForImpairment" unitRef="USD" id="Tag372" decimals="-5" scale="6" format="ixt:num-dot-decimal">10.6</ix:nonFraction><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"> million, had an impairment indicator. The impairment analysis resulted in an impairment charge of $</span><ix:nonFraction contextRef="D20221031_HomeBuildingSegmentMember" name="us-gaap:ImpairmentOfRealEstate" unitRef="USD" id="Tag343" decimals="-5" scale="6" format="ixt:num-dot-decimal">8.4</ix:nonFraction><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"> million. </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">Our aggregate impairment charges are included within &#8220;Inventory impairments and land option write-offs&#8221; in the Consolidated Statement of Operations and deducted from inventory.</span></span></p>
<ix:exclude>
<p xmlns="http://www.w3.org/1999/xhtml" style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><br/></b></span></span></p>
<div xmlns="http://www.w3.org/1999/xhtml">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>88</span></span></td> </tr> </tbody> </table>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </ix:exclude>
<div><br/></div>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The following table represents impairments by segment for fiscal <span>2024</span> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">:</em></span></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><br/></b></span></span></p>
<ix:nonNumeric contextRef="D20241031" name="hov:InventoryImpairmentTableTextBlock" id="Tag1296" escape="true">
<div style="border-left: none; border-right: none;">
<div id="t_ft_SJNRZ6KPC000000000000000000000b">
<table class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 80px;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(Dollars in millions)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 38.4576%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;" colspan="10">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;">Year Ended <span>October 31, 2024</span></span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Dollar</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 11.4859%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Pre-</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Number of</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Amount of</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 11.4859%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Impairment</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Communities</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Impairment</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 11.4859%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont " style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Value (<span>1</span>)</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_NortheastMember_HomeBuildingSegmentMember" name="hov:NumberOfCommunitiesImpaired" unitRef="Item" id="Tag371" decimals="0" format="ixt:num-dot-decimal">2</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:ImpairmentOfRealEstate" unitRef="USD" id="Tag348" decimals="-5" scale="6" format="ixt:num-dot-decimal">4.8</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_NortheastMember_HomeBuildingSegmentMember" name="hov:PreimpairmentValue" unitRef="USD" id="Tag376" decimals="-5" scale="6" format="ixt:num-dot-decimal">16.0</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_SoutheastMember_HomeBuildingSegmentMember" name="hov:NumberOfCommunitiesImpaired" unitRef="Item" id="Tag1166" decimals="0" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:ImpairmentOfRealEstate" unitRef="USD" id="Tag370" decimals="-6" scale="6" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_SoutheastMember_HomeBuildingSegmentMember" name="hov:PreimpairmentValue" unitRef="USD" id="Tag1393" decimals="-6" scale="6" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_WestMember_HomeBuildingSegmentMember" name="hov:NumberOfCommunitiesImpaired" unitRef="Item" id="Tag369" decimals="0" format="ixt:num-dot-decimal">2</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_WestMember_HomeBuildingSegmentMember" name="us-gaap:ImpairmentOfRealEstate" unitRef="USD" id="Tag360" decimals="-5" scale="6" format="ixt:num-dot-decimal">5.2</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_WestMember_HomeBuildingSegmentMember" name="hov:PreimpairmentValue" unitRef="USD" id="Tag367" decimals="-5" scale="6" format="ixt:num-dot-decimal">25.0</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_HomeBuildingSegmentMember" name="hov:NumberOfCommunitiesImpaired" unitRef="Item" id="Tag339" decimals="0" format="ixt:num-dot-decimal">4</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_HomeBuildingSegmentMember" name="us-gaap:ImpairmentOfRealEstate" unitRef="USD" id="Tag364" decimals="-5" scale="6" format="ixt:num-dot-decimal">10.0</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_HomeBuildingSegmentMember" name="hov:PreimpairmentValue" unitRef="USD" id="Tag365" decimals="-5" scale="6" format="ixt:num-dot-decimal">41.0</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"> </td> </tr> </tbody> </table> </div> </div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"> <br/></p>
<div style="border-left: none; border-right: none;">
<div id="t_ft_I6EDRKTJUO00000000000000000000b">
<table class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 128px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(Dollars in millions)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 37.4859%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="10">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;">Year Ended <span>October 31, 2022</span></span></em></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Dollar</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Pre-</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Number of</em></b></span></p> </td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Amount of</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Impairment</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Communities</em></b></span></p> </td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Impairment</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Value (<span>1</span>)</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_NortheastMember_HomeBuildingSegmentMember" name="hov:NumberOfCommunitiesImpaired" unitRef="Item" id="Tag342" decimals="0" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_NortheastMember_HomeBuildingSegmentMember" name="us-gaap:ImpairmentOfRealEstate" unitRef="USD" id="Tag363" decimals="-6" scale="6" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_NortheastMember_HomeBuildingSegmentMember" name="hov:PreimpairmentValue" unitRef="USD" id="Tag1392" decimals="-6" scale="6" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_SoutheastMember_HomeBuildingSegmentMember" name="hov:NumberOfCommunitiesImpaired" unitRef="Item" id="Tag373" decimals="0" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_SoutheastMember_HomeBuildingSegmentMember" name="us-gaap:ImpairmentOfRealEstate" unitRef="USD" id="Tag361" decimals="-6" scale="6" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_SoutheastMember_HomeBuildingSegmentMember" name="hov:PreimpairmentValue" unitRef="USD" id="Tag1490" decimals="-6" scale="6" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_WestMember_HomeBuildingSegmentMember" name="hov:NumberOfCommunitiesImpaired" unitRef="Item" id="Tag346" decimals="0" format="ixt:num-dot-decimal">1</ix:nonFraction></span></td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_WestMember_HomeBuildingSegmentMember" name="us-gaap:ImpairmentOfRealEstate" unitRef="USD" id="Tag362" decimals="-5" scale="6" format="ixt:num-dot-decimal">8.4</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_WestMember_HomeBuildingSegmentMember" name="hov:PreimpairmentValue" unitRef="USD" id="Tag345" decimals="-5" scale="6" format="ixt:num-dot-decimal">10.6</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_HomeBuildingSegmentMember" name="hov:NumberOfCommunitiesImpaired" unitRef="Item" id="Tag357" decimals="0" format="ixt:num-dot-decimal">1</ix:nonFraction></span></td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_HomeBuildingSegmentMember" name="us-gaap:ImpairmentOfRealEstate" unitRef="USD" id="Tag1391" decimals="-5" scale="6" format="ixt:num-dot-decimal">8.4</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_HomeBuildingSegmentMember" name="hov:PreimpairmentValue" unitRef="USD" id="Tag1357" decimals="-5" scale="6" format="ixt:num-dot-decimal">10.6</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"> </td> </tr> </tbody> </table> </div> </div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><br/></b></span></span></p>
<div id="t_ft_QZI86O9ZG000000000000000000000b">
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: top;">
<td style="width: 36pt;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>)</i></span></p> </td>
<td>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span><ix:footnote xml:lang="en-US" id="footnote9" footnoteRole="http://www.xbrl.org/2003/role/footnote"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Represents carrying value, net of prior period impairments, if any, at the time of recording the applicable period&#8217;s impairments.</i></span></ix:footnote></span></p> </td> </tr> </tbody> </table> </div> </ix:nonNumeric>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><br/></b></span></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Write-offs of options, engineering and capitalized interest costs are also recorded in &#8220;Inventory impairments and land option write-offs&#8221; when we redesign communities, abandon certain engineering costs or do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> exercise options in various locations because the pro forma profitability is <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> projected to produce adequate returns on investment commensurate with the risk. The total aggregate write-offs related to these items were $<ix:nonFraction contextRef="D20241031" name="hov:LandOptionWriteOffs" unitRef="USD" id="Tag352" decimals="-5" scale="6" format="ixt:num-dot-decimal">1.6</ix:nonFraction> million, $<ix:nonFraction contextRef="D20231031" name="hov:LandOptionWriteOffs" unitRef="USD" id="Tag375" decimals="-5" scale="6" format="ixt:num-dot-decimal">1.5</ix:nonFraction> million and $<ix:nonFraction contextRef="D20221031" name="hov:LandOptionWriteOffs" unitRef="USD" id="Tag341" decimals="-5" scale="6" format="ixt:num-dot-decimal">5.7</ix:nonFraction> million for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em>, respectively. Occasionally, these write-offs are offset by recovered deposits, sometimes through legal action, which had been written off in a prior period as walk-away costs. Historically, these recoveries have <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> been significant in comparison to the total costs written off.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The following table represents write-offs of such costs by segment for fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em>, <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em>:</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><br/></b></span></span></p>
<ix:nonNumeric contextRef="D20241031" name="hov:WriteOffsAndLotsWalkedAwayFromTableTextBlock" id="Tag1173" escape="true">
<table class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: bottom;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" colspan="10">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td> </tr>
<tr style="vertical-align: bottom;">
<td style="width: 55%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In millions)</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_NortheastMember_HomeBuildingSegmentMember" name="hov:LandOptionWriteOffs" unitRef="USD" id="Tag358" decimals="-5" scale="6" format="ixt:num-dot-decimal">0.4</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_NortheastMember_HomeBuildingSegmentMember" name="hov:LandOptionWriteOffs" unitRef="USD" id="Tag374" decimals="-5" scale="6" format="ixt:num-dot-decimal">0.5</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_NortheastMember_HomeBuildingSegmentMember" name="hov:LandOptionWriteOffs" unitRef="USD" id="Tag350" decimals="-5" scale="6" format="ixt:num-dot-decimal">0.4</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_SoutheastMember_HomeBuildingSegmentMember" name="hov:LandOptionWriteOffs" unitRef="USD" id="Tag1620" decimals="-5" scale="6" format="ixt:num-dot-decimal">0.9</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_SoutheastMember_HomeBuildingSegmentMember" name="hov:LandOptionWriteOffs" unitRef="USD" id="Tag349" decimals="-5" scale="6" format="ixt:num-dot-decimal">0.5</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_SoutheastMember_HomeBuildingSegmentMember" name="hov:LandOptionWriteOffs" unitRef="USD" id="Tag344" decimals="-5" scale="6" format="ixt:num-dot-decimal">0.9</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_WestMember_HomeBuildingSegmentMember" name="hov:LandOptionWriteOffs" unitRef="USD" id="Tag1485" decimals="-5" scale="6" format="ixt:num-dot-decimal">0.3</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_WestMember_HomeBuildingSegmentMember" name="hov:LandOptionWriteOffs" unitRef="USD" id="Tag1492" decimals="-5" scale="6" format="ixt:num-dot-decimal">0.5</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_WestMember_HomeBuildingSegmentMember" name="hov:LandOptionWriteOffs" unitRef="USD" id="Tag355" decimals="-5" scale="6" format="ixt:num-dot-decimal">4.4</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_HomeBuildingSegmentMember" name="hov:LandOptionWriteOffs" unitRef="USD" id="Tag366" decimals="-5" scale="6" format="ixt:num-dot-decimal">1.6</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_HomeBuildingSegmentMember" name="hov:LandOptionWriteOffs" unitRef="USD" id="Tag353" decimals="-5" scale="6" format="ixt:num-dot-decimal">1.5</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_HomeBuildingSegmentMember" name="hov:LandOptionWriteOffs" unitRef="USD" id="Tag356" decimals="-5" scale="6" format="ixt:num-dot-decimal">5.7</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"> </td> </tr> </tbody> </table> </ix:nonNumeric> </ix:nonNumeric>
<p style="margin: 0px; text-align: left; text-indent: 0px; font-family: 'Times New Roman'; font-size: 10pt;"><br/></p>
<div>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>89</span></span></td> </tr> </tbody> </table>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </div><div id="D6k43hmpzv75cmm19b5u8kf" style="font-family: 'times new roman', times; font-size: 10pt;">
<ix:nonNumeric contextRef="D20241031" name="us-gaap:EarningsPerShareTextBlock" id="Tag1303" escape="true">
<p style="margin: 6pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">13.</em> Per Share Calculations</b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>&#160;</i></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Basic and diluted earnings per share for the periods presented below were calculated as follows:</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<ix:nonNumeric contextRef="D20241031" name="us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" id="Tag1302" escape="true">
<table class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 0pt; height: 293px;" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;" colspan="10">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands, except per share data)</b></span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 61%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Numerator: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 19px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 19px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Net income </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag1607" decimals="-3" scale="3" format="ixt:num-dot-decimal">242,008</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag1628" decimals="-3" scale="3" format="ixt:num-dot-decimal">205,891</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag1603" decimals="-3" scale="3" format="ixt:num-dot-decimal">225,490</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less: preferred stock dividends </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:DividendsPreferredStockCash" unitRef="USD" id="Tag1604" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,675</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:DividendsPreferredStockCash" unitRef="USD" id="Tag313" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,675</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:DividendsPreferredStockCash" unitRef="USD" id="Tag337" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,675</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less: undistributed earnings allocated to participating securities </span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" unitRef="USD" id="Tag325" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,454</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">)</td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" unitRef="USD" id="Tag318" decimals="-3" scale="3" format="ixt:num-dot-decimal">16,027</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" unitRef="USD" id="Tag1605" decimals="-3" scale="3" format="ixt:num-dot-decimal">19,702</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Numerator for basic earnings per share </span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" unitRef="USD" id="Tag330" decimals="-3" scale="3" format="ixt:num-dot-decimal">222,879</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" unitRef="USD" id="Tag317" decimals="-3" scale="3" format="ixt:num-dot-decimal">179,189</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" unitRef="USD" id="Tag332" decimals="-3" scale="3" format="ixt:num-dot-decimal">195,113</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Plus: undistributed earnings allocated to participating securities </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:UndistributedEarningsDiluted" unitRef="USD" id="Tag334" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,454</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:UndistributedEarningsDiluted" unitRef="USD" id="Tag333" decimals="-3" scale="3" format="ixt:num-dot-decimal">16,027</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:UndistributedEarningsDiluted" unitRef="USD" id="Tag1608" decimals="-3" scale="3" format="ixt:num-dot-decimal">19,702</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less: undistributed earnings reallocated to participating securities </span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" unitRef="USD" id="Tag312" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,605</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">)</td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" unitRef="USD" id="Tag323" decimals="-3" scale="3" format="ixt:num-dot-decimal">16,058</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031" name="us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" unitRef="USD" id="Tag315" decimals="-3" scale="3" format="ixt:num-dot-decimal">19,717</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Numerator for diluted earnings per share </span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted" unitRef="USD" id="Tag324" decimals="-3" scale="3" format="ixt:num-dot-decimal">222,728</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted" unitRef="USD" id="Tag328" decimals="-3" scale="3" format="ixt:num-dot-decimal">179,158</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted" unitRef="USD" id="Tag1600" decimals="-3" scale="3" format="ixt:num-dot-decimal">195,098</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Denominator: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 20px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Denominator for basic earnings per share &#8211; weighted average shares outstanding </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" unitRef="Shares" id="Tag319" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,479</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" unitRef="Shares" id="Tag329" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,230</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" unitRef="Shares" id="Tag1601" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,437</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Effect of dilutive securities: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Stock-based payments </span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" unitRef="Shares" id="Tag322" decimals="-3" scale="3" format="ixt:num-dot-decimal">528</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" unitRef="Shares" id="Tag335" decimals="-3" scale="3" format="ixt:num-dot-decimal">436</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" unitRef="Shares" id="Tag331" decimals="-3" scale="3" format="ixt:num-dot-decimal">291</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 19px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Denominator for diluted earnings per share &#8211; weighted-average shares outstanding </span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" unitRef="Shares" id="Tag1606" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,007</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" unitRef="Shares" id="Tag326" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,666</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" unitRef="Shares" id="Tag316" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,728</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Basic earnings per share </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:EarningsPerShareBasic" unitRef="USDPerShare" id="Tag1599" decimals="2" format="ixt:num-dot-decimal">34.40</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:EarningsPerShareBasic" unitRef="USDPerShare" id="Tag320" decimals="2" format="ixt:num-dot-decimal">28.76</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:EarningsPerShareBasic" unitRef="USDPerShare" id="Tag1602" decimals="2" format="ixt:num-dot-decimal">30.31</ix:nonFraction></span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Diluted earnings per share </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:EarningsPerShareDiluted" unitRef="USDPerShare" id="Tag327" decimals="2" format="ixt:num-dot-decimal">31.79</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:EarningsPerShareDiluted" unitRef="USDPerShare" id="Tag321" decimals="2" format="ixt:num-dot-decimal">26.88</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031" name="us-gaap:EarningsPerShareDiluted" unitRef="USDPerShare" id="Tag336" decimals="2" format="ixt:num-dot-decimal">29.00</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr> </tbody> </table> </ix:nonNumeric>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; padding-left: 0px; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160; &#160;There were <ix:nonFraction contextRef="D20241031" name="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" unitRef="Shares" id="Tag314" decimals="-3" scale="3" format="ixt-sec:numwordsen">no</ix:nonFraction> anti-dilutive shares in fiscal 2024. Anti-dilutive shares were immaterial in fiscal 2023 and 2022.</span></p> </ix:nonNumeric> </div>
<p style="margin: 0px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; padding-left: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><br/></span></p><div id="Dvh2aahlgpvexkm51b35xmr" style="font-family: 'times new roman', times; font-size: 10pt;">
<ix:nonNumeric contextRef="D20241031" name="us-gaap:StockholdersEquityNoteDisclosureTextBlock" id="Tag1463" escape="true">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">14.</em> Capital Stock</b></span></p>
<p style="margin: -2px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Common Stock</i></span></p>
<p style="margin: -2pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Each share of Class&#160;A common stock entitles its holder to <span style="border-left: none; border-right: none;"><ix:nonFraction contextRef="D20241031_CommonClassAMember" name="hov:CommonStockVotingRightsVotesPerShareNumber" unitRef="Item" id="Tag1502" decimals="0" format="ixt-sec:numwordsen">one</ix:nonFraction></span> vote per share, and each share of Class&#160;B common stock generally entitles its holder to <span style="border-left: none; border-right: none;"><ix:nonFraction contextRef="D20241031_CommonClassBMember" name="hov:CommonStockVotingRightsVotesPerShareNumber" unitRef="Item" id="Tag1493" decimals="0" format="ixt-sec:numwordsen">ten</ix:nonFraction></span> votes per share. The amount of any regular cash dividend payable on a share of Class&#160;A common stock will be an amount equal to <ix:nonFraction contextRef="I20241031" name="hov:CommonStockDividendsPercentOfIncreaseFromClassAToClassB" unitRef="Pure" id="Tag303" decimals="2" scale="-2" format="ixt:num-dot-decimal">110</ix:nonFraction>% of the corresponding regular cash dividend payable on a share of Class&#160;B common stock. If a shareholder desires to sell shares of Class&#160;B common stock, such stock must be converted into shares of Class&#160;A common stock at a <span style="border-left: none; border-right: none;"><ix:nonFraction contextRef="D20241031" name="hov:ConversionOfStockFromClassBToClassAConversionRatio" unitRef="Pure" id="Tag1481" decimals="0" format="ixt-sec:numwordsen">one</ix:nonFraction></span>-to-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">one</em> conversion rate.</span></p>
<p style="margin: -2pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">On August&#160;<span>4</span>, <span>2008</span>,&#160;the Board of Directors of the Company (the <span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Board<em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8221;</em>) adopted a shareholder rights plan
(the &#8220;Rights Plan&#8221;), which was amended on January 11, 2018,&#160;January 18,
2021 and January 11, 2024,&#160;designed to preserve shareholder value and the
value of certain tax assets primarily associated with NOL&#160;carryforwards and built-in losses under Section&#160;<span>382</span> of the Internal Revenue Code. Our ability to use
NOLs and built-in losses would be limited if there was an &#8220;ownership change&#8221;
under Section&#160;<span>382</span>. This would occur if
shareholders owning (or deemed under Section&#160;<span>382</span>
to own) <span><ix:nonFraction contextRef="I20180111_MinimumMember" name="hov:ShareholderOwnershipPercentage" unitRef="Pure" id="Tag310" decimals="2" scale="-2" format="ixt:num-dot-decimal">5</ix:nonFraction></span>% or more of our stock increase their
collective ownership of the aggregate amount of our outstanding shares by more
than <span><ix:nonFraction contextRef="I20180111" name="hov:ShareholderOwnershipPercentageOfIncrease" unitRef="Pure" id="Tag1498" decimals="2" scale="-2" format="ixt:num-dot-decimal">50</ix:nonFraction></span>&#160;percentage points over a defined
period of time. The Rights Plan was adopted to reduce the likelihood of an
&#8220;ownership change&#8221; occurring as defined by Section&#160;<span>382</span>.
Under the Rights Plan, <span><ix:nonFraction contextRef="I20180111_CommonClassAMember" name="hov:NumberOfRights" unitRef="Pure" id="Tag1483" decimals="0" format="ixt-sec:numwordsen">one</ix:nonFraction></span> right was distributed
for each share of Class&#160;A common stock and Class&#160;B common stock
outstanding as of the close of business on August&#160;<span>15</span>,
<span>2008</span>. Effective August&#160;<span>15</span>, <span>2008</span>, if any person
or group acquires <span><ix:nonFraction contextRef="I20180815_CommonClassAMember" name="hov:ShareholderOwnershipPercentage" unitRef="Pure" id="Tag1466" decimals="3" scale="-2" format="ixt:num-dot-decimal">4.9</ix:nonFraction></span>% or more of the outstanding
shares of Class&#160;A common stock without the approval of the Board, there
would be a triggering event causing significant dilution in the voting power of
such person or group. However, existing shareholders who owned, at the time of
the Rights Plan&#8217;s initial adoption on August 4, 2008, <span><ix:nonFraction contextRef="I20180815_CommonClassAMember" name="hov:ShareholderOwnershipPercentage" unitRef="Pure" id="Tag308" decimals="3" scale="-2" format="ixt:num-dot-decimal">4.9</ix:nonFraction></span>%
or more of the outstanding shares of Class&#160;A common stock will trigger a
dilutive event only if they acquire additional shares. The approval of the
Board&#8217;s decision to adopt the Rights Plan may be terminated by the Board at any
time prior to the Rights being triggered. The Rights Plan will continue in
effect until August&#160;<span>14</span>, <span>2027</span>, unless it expires earlier in accordance with its
terms. The approval of the Board&#8217;s decision to initially adopt the Rights Plan
and Amendment&#160;Nos. <span>1</span>, <span>2</span>
and <span>3</span> thereto were&#160;approved by shareholders.
Our shareholders also approved an amendment to our Certificate of Incorporation
to restrict certain transfers of Class A common stock in order to preserve the
tax treatment of our NOLs and built-in losses under Section&#160;<span>382</span> of the Internal Revenue Code. Subject to certain
exceptions pertaining to pre-existing<span style="border-left: none; border-right: none;"> <span><ix:nonFraction contextRef="I20180111_CommonClassAMember" name="hov:ShareholdersPreExistingOwnershipPercentage" unitRef="Pure" id="Tag1491" decimals="2" scale="-2" format="ixt:num-dot-decimal">5</ix:nonFraction></span></span>%
shareholders and holders of Class B common stock, the transfer restrictions in
our Restated Certificate of Incorporation generally restrict any direct or
indirect transfer (such as transfers of our stock that result from the transfer
of interests in other entities that own our stock) if the effect would be to
(i) increase the direct or indirect ownership of our stock by any person (or
public group) from less than <span><ix:nonFraction contextRef="I20180111_CommonClassAMember" name="hov:ShareholdersPreExistingOwnershipPercentage" unitRef="Pure" id="Tag307" decimals="2" scale="-2" format="ixt:num-dot-decimal">5</ix:nonFraction></span>% to <span><ix:nonFraction contextRef="I20180111_CommonClassAMember" name="hov:ShareholdersCurrentOwnershipPercentage" unitRef="Pure" id="Tag1163" decimals="2" scale="-2" format="ixt:num-dot-decimal">5</ix:nonFraction></span>% or more of our common stock; (ii) increase the
percentage of our common stock owned directly or indirectly by a person (or
public group) owning or deemed to own <span><ix:nonFraction contextRef="I20180111_CommonClassAMember" name="hov:ShareholdersOwnershipPercentageOnTransfers" unitRef="Pure" id="Tag1494" decimals="2" scale="-2" format="ixt:num-dot-decimal">5</ix:nonFraction></span>% or more
of our common stock; or (iii) create a new &#8220;public group&#8221; (as defined in the
applicable U.S. Treasury regulations). Transfers included under the transfer
restrictions include sales to persons (or public groups) whose resulting
percentage ownership (direct or indirect) of common stock would exceed the <span><ix:nonFraction contextRef="I20180111_CommonClassAMember" name="hov:ShareholdersOwnershipPercentageThreshold" unitRef="Pure" id="Tag311" decimals="2" scale="-2" format="ixt:num-dot-decimal">5</ix:nonFraction></span>% thresholds discussed above, or to persons whose
direct or indirect ownership of common stock would by attribution cause another
person (or public group) to exceed such threshold.&#160;</span></p>
<ix:exclude>
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<div xmlns="http://www.w3.org/1999/xhtml">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>90</span></span></td> </tr> </tbody> </table>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </ix:exclude>
<div><br/></div>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; text-indent: 45pt;">On September 1, 2022,&#160;the Board authorized a
repurchase program for up to $</span><span style="font-size: 10pt; text-indent: 45pt;"><ix:nonFraction contextRef="I20220901_CommonClassAMember" name="srt:StockRepurchaseProgramAuthorizedAmount1" unitRef="USD" id="Tag1484" decimals="-5" scale="6" format="ixt:num-dot-decimal">50.0</ix:nonFraction></span><span style="font-size: 10pt; text-indent: 45pt;">&#160;million
of our Class A common stock. Under the program, repurchases&#160;may&#160;be
made from time to time in open market transactions, in privately negotiated
transactions or otherwise. The timing and the actual dollar amount repurchased
will depend on a variety of factors, including legal requirements, price,
future tax implications and economic and market conditions. The repurchase
program&#160;may&#160;be changed, suspended or discontinued at any time and
does&#160;not&#160;have a specified expiration date.&#160;</span><span style="font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="float: none; display: inline !important;">As of&#160;</span>October 31, 2024,&#160;<span style="float: none; display: inline !important;">$<ix:nonFraction contextRef="I20241031_CommonClassAMember" name="us-gaap:StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1" unitRef="USD" id="Tag1500" decimals="-5" scale="6" format="ixt:num-dot-decimal">6.5</ix:nonFraction>&#160;million of our Class A common stock is available for repurchase under the stock repurchase program.</span></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Preferred Stock </i></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: 1.2; margin: 0pt; text-align: left; text-indent: 45pt;">On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> July&#160;</em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">12,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">2005,</em> we issued <ix:nonFraction contextRef="I20050712_PreferredClassAMember" name="us-gaap:PreferredStockSharesIssued" unitRef="Shares" id="Tag1499" decimals="0" format="ixt:num-dot-decimal">5,600</ix:nonFraction> shares of <ix:nonFraction contextRef="D20050712_PreferredClassAMember" name="us-gaap:PreferredStockDividendRatePercentage" unitRef="Pure" id="Tag1496" decimals="5" scale="-2" format="ixt:num-dot-decimal">7.625</ix:nonFraction>% Series&#160;A preferred stock, with a liquidation preference of $<ix:nonFraction contextRef="I20050712_PreferredClassAMember" name="us-gaap:PreferredStockLiquidationPreference" unitRef="USDPerShare" id="Tag1623" decimals="0" format="ixt:num-dot-decimal">25,000</ix:nonFraction> per share. Dividends on the Series&#160;A preferred stock are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> cumulative and are payable at an annual rate of <ix:nonFraction contextRef="D20050712_PreferredClassAMember" name="us-gaap:PreferredStockDividendRatePercentage" unitRef="Pure" id="Tag1482" decimals="5" scale="-2" format="ixt:num-dot-decimal">7.625</ix:nonFraction>%. The Series&#160;A preferred stock is <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> convertible into the Company&#8217;s common stock and is redeemable in whole or in part at our option at the liquidation preference of the shares. The Series&#160;A preferred stock is traded as depositary shares, with each depositary share representing <span style="-sec-ix-hidden:Tag1653">1/1000th</span>&#160;of a share of Series&#160;A preferred stock. The depositary shares are listed on the NASDAQ Global Market under the symbol &#8220;HOVNP.&#8221; During each of fiscal 2024,&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">2023</em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;and 2022&#160;</em>we paid dividends of&#160;$<span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction contextRef="D20221031" name="us-gaap:PaymentsOfDividends" unitRef="USD" id="Tag1720" decimals="-5" scale="6" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="D20231031" name="us-gaap:PaymentsOfDividends" unitRef="USD" id="Tag1715" decimals="-5" scale="6" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="D20241031" name="us-gaap:PaymentsOfDividends" unitRef="USD" id="Tag1165" decimals="-5" scale="6" format="ixt:num-dot-decimal">10.7</ix:nonFraction></ix:nonFraction></ix:nonFraction></span> million&#160;on the Series A preferred stock.&#160;</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>&#160;</i></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Retirement Plan</i></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We have established a tax-qualified, defined contribution savings and investment retirement plan (<span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">401</em>(k) plan<span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>).&#160;All associates are eligible to participate in the retirement plan, and employer contributions are based on a percentage of associate contributions and our operating results. <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">401</em>(k) plan expenses were $<ix:nonFraction contextRef="D20241031" name="us-gaap:DefinedContributionPlanEmployerDiscretionaryContributionAmount" unitRef="USD" id="Tag309" decimals="-5" scale="6" format="ixt:num-dot-decimal">8.8</ix:nonFraction>&#160;million, $<ix:nonFraction contextRef="D20231031" name="us-gaap:DefinedContributionPlanEmployerDiscretionaryContributionAmount" unitRef="USD" id="Tag1479" decimals="-5" scale="6" format="ixt:num-dot-decimal">8.2</ix:nonFraction> million and $<ix:nonFraction contextRef="D20221031" name="us-gaap:DefinedContributionPlanEmployerDiscretionaryContributionAmount" unitRef="USD" id="Tag1495" decimals="-5" scale="6" format="ixt:num-dot-decimal">8.3</ix:nonFraction> million for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em>, respectively.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Treasury Stock</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">During the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em>we repurchased <ix:nonFraction contextRef="D20241031_CommonClassAMember" name="us-gaap:TreasuryStockSharesAcquired" unitRef="Shares" id="Tag306" decimals="0" format="ixt:num-dot-decimal">188,800</ix:nonFraction> shares under our stock repurchase program, with a market value of $<ix:nonFraction contextRef="D20241031_CommonClassAMember" name="us-gaap:TreasuryStockValueAcquiredCostMethod" unitRef="USD" id="Tag302" decimals="-5" scale="6" format="ixt:num-dot-decimal">26.5</ix:nonFraction> million, or $<ix:nonFraction contextRef="D20241031_CommonClassAMember" name="us-gaap:TreasuryStockAcquiredAverageCostPerShare" unitRef="USDPerShare" id="Tag1504" decimals="2" format="ixt:num-dot-decimal">140.31</ix:nonFraction> per share, which were added to &#8220;Treasury stock&#8221; on our Consolidated Balance Sheets as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> </em><span>October 31, 2024</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">.</em> During the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2023</span>, </em>we repurchased <ix:nonFraction contextRef="D20231031_CommonClassAMember" name="us-gaap:TreasuryStockSharesAcquired" unitRef="Shares" id="Tag1164" decimals="0" format="ixt:num-dot-decimal">118,478</ix:nonFraction> shares under our stock repurchase program, with a market value of $<ix:nonFraction contextRef="D20231031_CommonClassAMember" name="us-gaap:TreasuryStockValueAcquiredCostMethod" unitRef="USD" id="Tag305" decimals="-5" scale="6" format="ixt:num-dot-decimal">4.8</ix:nonFraction>&#160;million, or $<ix:nonFraction contextRef="D20231031_CommonClassAMember" name="us-gaap:TreasuryStockAcquiredAverageCostPerShare" unitRef="USDPerShare" id="Tag1574" decimals="2" format="ixt:num-dot-decimal">40.51</ix:nonFraction> per share<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">.</em>&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">During the year ended<span>&#160;</span></span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31, 2022</span>,<span>&#160;</span></em><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">we repurchased <ix:nonFraction contextRef="D20221031_CommonClassAMember" name="us-gaap:TreasuryStockSharesAcquired" unitRef="Shares" id="Tag1497" decimals="0" format="ixt:num-dot-decimal">312,471</ix:nonFraction>&#160;</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">shares under our stock repurchase program, with a market value of $</span><span style="border-right: none; border-left: none;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><ix:nonFraction contextRef="D20221031_CommonClassAMember" name="us-gaap:TreasuryStockValueAcquiredCostMethod" unitRef="USD" id="Tag304" decimals="-5" scale="6" format="ixt:num-dot-decimal">12.2</ix:nonFraction></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">million, or $<ix:nonFraction contextRef="D20221031_CommonClassAMember" name="us-gaap:TreasuryStockAcquiredAverageCostPerShare" unitRef="USDPerShare" id="Tag1503" decimals="2" format="ixt:num-dot-decimal">39.12</ix:nonFraction></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>&#160;</span>per share</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">.&#160;</em></span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em></span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em></span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><br/></em></span></p> </ix:nonNumeric>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><br/></em></span></p> </div><div id="D2aiywmw0m3ti5nlptoesul" style="font-family: 'times new roman', times; font-size: 10pt;">
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<p style="margin: 4pt 0pt 10pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">15.</em> Stock-Based Compensation Plans</b></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We have stock incentive plans for certain officers, key employees and directors that are approved by a committee appointed by the Board or its delegate. As of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em>we had <ix:nonFraction contextRef="I20241031" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" unitRef="Shares" id="Tag288" decimals="-5" scale="6" format="ixt:num-dot-decimal">0.5</ix:nonFraction> million shares authorized and remaining for future issuance under our stock incentive plans. Based on the terms of our stock incentive plans, awards that are forfeited become available to us for future grants.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Stock Options</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Prior to fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span>,</em> stock options were granted. There have been <ix:nonFraction contextRef="D20231031" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" unitRef="Shares" id="Tag1716" decimals="0" format="ixt-sec:numwordsen"><ix:nonFraction contextRef="D20221031" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" unitRef="Shares" id="Tag1717" decimals="0" format="ixt-sec:numwordsen"><ix:nonFraction contextRef="D20241031" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" unitRef="Shares" id="Tag248" decimals="0" format="ixt-sec:numwordsen">no</ix:nonFraction></ix:nonFraction></ix:nonFraction> stock option grants during fiscal years <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span>,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> or <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span>.</em> The exercise price of all stock options is at least equal to the fair market value of an underlying share of our Class A common stock on the date of the grant. The fair value of each stock option is estimated using the Black-Scholes option-pricing model. Stock options granted to officers and associates generally vest in <span style="border-left: none; border-right: none;"><ix:nonFraction contextRef="I20241031_EmployeeStockOptionMember" name="hov:SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments" unitRef="Pure" id="Tag293" decimals="0" format="ixt-sec:numwordsen">four</ix:nonFraction></span> equal installments on the <span style="border-left: none; border-right: none;"><span style="-sec-ix-hidden:Tag1708">second</span></span>, <span style="-sec-ix-hidden:Tag1674">third</span>, <span style="-sec-ix-hidden:Tag1673">fourth</span> and <span style="-sec-ix-hidden:Tag1672">fifth</span> anniversaries of the date of the grant. Non-employee directors&#8217; stock options vest in <ix:nonFraction contextRef="I20241031_EmployeeStockOptionMember_NonemployeeDirectorMember" name="hov:SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments" unitRef="Pure" id="Tag287" decimals="0" format="ixt-sec:numwordsen">three</ix:nonFraction> equal installments on the <span style="-sec-ix-hidden:Tag1671">first</span>, <span style="-sec-ix-hidden:Tag1670">second</span> and <span style="-sec-ix-hidden:Tag1669">third</span> anniversaries of the date of the grant. All stock options expire on the <span style="-sec-ix-hidden:Tag1668">tenth</span> anniversary from the date of grant.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The following table summarizes stock option activity as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31, 2024</span></em>:</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<ix:nonNumeric contextRef="D20241031" name="us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" id="Tag1581" escape="true">
<table class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 120px; margin: 0px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr class="finHeading" style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px;" colspan="2">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
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<td colspan="2" style="height: 10px;">
<p style="text-align: right;"><span style="font-weight: bold;">Weighted-Average</span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"> </td>
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<td colspan="2" style="text-align: right; height: 10px;">
<p><span style="font-weight: bold;"><span style="color: #000000; font-family: 'times new roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Weighted-<br/>Average<br/></span></span><span style="font-weight: bold;"><span style="color: #000000; font-family: 'times new roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Remaining<br/></span></span><span style="font-weight: bold;">Contractual</span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px;" colspan="2">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Aggregate </em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"> </td> </tr>
<tr class="finHeading" style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Exercise Price</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p><span style="font-weight: bold;">Life (Years)</span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Intrinsic Value</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 32%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Stock options outstanding at beginning of period </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 13%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" unitRef="Shares" id="Tag1489" decimals="0" format="ixt:num-dot-decimal">143,547</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 15%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$<ix:nonFraction contextRef="I20231031" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" unitRef="USDPerShare" id="Tag298" decimals="2" format="ixt:num-dot-decimal">34.63</ix:nonFraction></span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 15%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 13%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Granted </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" unitRef="Shares" id="Tag1486" decimals="0" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" unitRef="USDPerShare" id="Tag280" decimals="0" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Exercised </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised" unitRef="Shares" id="Tag1612" decimals="0" format="ixt:num-dot-decimal">12,533</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$ <ix:nonFraction contextRef="D20241031" name="us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" unitRef="USDPerShare" id="Tag1614" decimals="2" format="ixt:num-dot-decimal">70.55</ix:nonFraction></span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Forfeited </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" unitRef="Shares" id="Tag284" decimals="0" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" unitRef="USDPerShare" id="Tag131" decimals="0" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Expired </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" unitRef="Shares" id="Tag266" decimals="0" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" unitRef="USDPerShare" id="Tag1578" decimals="0" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Stock options outstanding at end of period </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" unitRef="Shares" id="Tag283" decimals="0" format="ixt:num-dot-decimal">131,014</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$ <ix:nonFraction contextRef="I20241031" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" unitRef="USDPerShare" id="Tag1513" decimals="2" format="ixt:num-dot-decimal">31.19</ix:nonFraction></span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonNumeric contextRef="D20241031" name="us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" id="Tag1615" format="ixt-sec:duryear">3.6</ix:nonNumeric></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$<ix:nonFraction contextRef="I20241031" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" unitRef="USD" id="Tag254" decimals="0" format="ixt:num-dot-decimal">18,977,000</ix:nonFraction></span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Stock options exercisable at end of period </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" unitRef="Shares" id="Tag1462" decimals="0" format="ixt:num-dot-decimal">131,014</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$ <ix:nonFraction contextRef="I20241031" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" unitRef="USDPerShare" id="Tag256" decimals="2" format="ixt:num-dot-decimal">31.19</ix:nonFraction></span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonNumeric contextRef="D20241031" name="us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" id="Tag278" format="ixt-sec:duryear">3.6</ix:nonNumeric></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$<ix:nonFraction contextRef="I20241031" name="us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" unitRef="USD" id="Tag249" decimals="0" format="ixt:num-dot-decimal">18,977,000</ix:nonFraction></span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td> </tr> </tbody> </table> </ix:nonNumeric>
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<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>91</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </div> </ix:exclude>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The total intrinsic value of stock options exercised during fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em> was <span style="border-right: none; border-left: none;">$<ix:nonFraction contextRef="D20241031" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" unitRef="USD" id="Tag1516" decimals="-5" scale="6" format="ixt:num-dot-decimal">1.4</ix:nonFraction></span> million and in both fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and 2022, it was $<ix:nonFraction contextRef="D20221031" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" unitRef="USD" id="Tag1711" decimals="-5" scale="6" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="D20231031" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" unitRef="USD" id="Tag1290" decimals="-5" scale="6" format="ixt:num-dot-decimal">0.2</ix:nonFraction></ix:nonFraction> million. The intrinsic value of a stock option is the amount by which the market value of the underlying stock exceeds the exercise price. </span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Based on the fair value at the time of grant, the per share weighted-average fair value of stock options vested in fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span>,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em> was $<span><ix:nonFraction contextRef="I20241031" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" unitRef="USDPerShare" id="Tag252" decimals="2" format="ixt:num-dot-decimal">9.50</ix:nonFraction></span>, $<ix:nonFraction contextRef="I20231031" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" unitRef="USDPerShare" id="Tag245" decimals="2" format="ixt:num-dot-decimal">6.29</ix:nonFraction> and $<ix:nonFraction contextRef="I20221031" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" unitRef="USDPerShare" id="Tag1509" decimals="2" format="ixt:num-dot-decimal">16.46</ix:nonFraction>, respectively.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>RSUs and Performance Units</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">RSUs are measured based upon the fair value of a share of our Class A common stock on the date of grant. Shares underlying RSUs granted to officers and associates generally vest in <ix:nonFraction contextRef="I20241031_RestrictedStockUnitsRSUMember_OfficersAndAssociatesMember" name="hov:SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments" unitRef="Pure" id="Tag286" decimals="0" format="ixt-sec:numwordsen">four</ix:nonFraction> equal installments on the <span style="-sec-ix-hidden:Tag1667">first</span>, <span style="-sec-ix-hidden:Tag1666">second</span>, <span style="-sec-ix-hidden:Tag1665">third</span>, and <span style="-sec-ix-hidden:Tag1664">fourth</span> anniversaries of the grant date. During fiscal year <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span>,</em> each of our <ix:nonFraction contextRef="I20241031_NonemployeeDirectorMember" name="hov:NumberOfDirectors" unitRef="Item" id="Tag285" decimals="0" format="ixt-sec:numwordsen">six</ix:nonFraction> existing non-employee directors were granted RSUs subject to a <span style="border-left: none; border-right: none;"><span style="-sec-ix-hidden:Tag1648">two</span></span>-year post-vesting holding period. Generally, participants aged <ix:nonNumeric contextRef="D20241031_RestrictedStockMember_ParticipantsWithoutServiceRequirementMember" name="hov:SharebasedCompensationArrangementBySharebasedPaymentAwardPostvestingHoldingPeriod" id="Tag292" format="ixt-sec:durwordsen">60 years</ix:nonNumeric> or older, or aged <span style="-sec-ix-hidden:Tag1647">58</span> with <ix:nonNumeric contextRef="D20241031" name="hov:SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsYearsOfService" id="Tag1579" format="ixt-sec:durwordsen">15 years</ix:nonNumeric> of service, are eligible to vest in their awards on an accelerated basis upon their retirement.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Grants of market share units (&#8220;MSUs&#8221;), performance share units (&#8220;PSUs&#8221;) and the stock portion of long-term incentive plans (&#8220;LTIPs&#8221;) (each discussed below), are also awarded as compensation.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The following table summarizes nonvested time-based RSU and MSU share activity as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> </em><span>October 31, 2024</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em>:</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<ix:nonNumeric contextRef="D20241031" name="us-gaap:ScheduleOfNonvestedShareActivityTableTextBlock" id="Tag1387" escape="true">
<div style="border-left: none; border-right: none;">
<table class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 94px;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom;height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 69.514%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.03093%;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 13%;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">October 31,</em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.4771%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.03093%;"> </td>
<td class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; height: 10px;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt; line-height: 1.1;"><span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Weighted-Average Grant Date</em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.03093%;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom;height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 69.514%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.03093%;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 13%;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.4771%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.03093%;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 13%;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair Value</em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.03093%;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.514%; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Nonvested time-based at beginning of period </span></p> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_TimeBasedShareUnitsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" unitRef="Shares" id="Tag1473" decimals="0" format="ixt:num-dot-decimal">132,143</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$<ix:nonFraction contextRef="I20231031_TimeBasedShareUnitsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" unitRef="USDPerShare" id="Tag1512" decimals="2" format="ixt:num-dot-decimal">52.79</ix:nonFraction></span></span></td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom;height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.514%;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Granted </span></p> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_TimeBasedShareUnitsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" unitRef="Shares" id="Tag1458" decimals="0" format="ixt:num-dot-decimal">62,988</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$<ix:nonFraction contextRef="D20241031_TimeBasedShareUnitsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" unitRef="USDPerShare" id="Tag251" decimals="2" format="ixt:num-dot-decimal">114.65</ix:nonFraction></span></span></td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.514%;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Vested (<span>1</span>) </span></p> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031_TimeBasedShareUnitsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" unitRef="Shares" id="Tag290" decimals="0" format="ixt:num-dot-decimal">78,627</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$<ix:nonFraction contextRef="D20241031_TimeBasedShareUnitsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" unitRef="USDPerShare" id="Tag1511" decimals="2" format="ixt:num-dot-decimal">37.35</ix:nonFraction></span></span></td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom;height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.514%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Forfeited </span></p> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031_TimeBasedShareUnitsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" unitRef="Shares" id="Tag263" decimals="0" format="ixt:num-dot-decimal">4,735</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;">)</td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$<ix:nonFraction contextRef="D20241031_TimeBasedShareUnitsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" unitRef="USDPerShare" id="Tag261" decimals="2" format="ixt:num-dot-decimal">92.19</ix:nonFraction></span></span></td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 69.514%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Nonvested time-based at end of period </span></p> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_TimeBasedShareUnitsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" unitRef="Shares" id="Tag257" decimals="0" format="ixt:num-dot-decimal">111,769</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$<ix:nonFraction contextRef="I20241031_TimeBasedShareUnitsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" unitRef="USDPerShare" id="Tag1317" decimals="2" format="ixt:num-dot-decimal">96.73</ix:nonFraction></span></span></td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;"> </td> </tr> </tbody> </table> </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The following table summarizes nonvested performance-based LTIP, PSU and MSU share activity as of <span>October 31, 2024</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em>:</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div style="border-left: none; border-right: none;">
<table class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 106px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: bottom; height: 15px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 69.9254%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 0.9942%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px; width: 13%;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">October 31,</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 0.9942%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 0.9942%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px; width: 13%;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Weighted-Average Grant Date</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 0.9942%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 69.9254%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 17px; width: 0.9942%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 13%;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.9942%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 17px; width: 0.9942%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 13%;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair Value</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.9942%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.9254%; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Nonvested performance-based at beginning of period </span></p> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_PerformanceSharesMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" unitRef="Shares" id="Tag264" decimals="0" format="ixt:num-dot-decimal">581,500</ix:nonFraction></span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$<ix:nonFraction contextRef="I20231031_PerformanceSharesMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" unitRef="USDPerShare" id="Tag247" decimals="2" format="ixt:num-dot-decimal">73.90</ix:nonFraction></span></span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.9254%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Granted </span></p> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_PerformanceSharesMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" unitRef="Shares" id="Tag1575" decimals="0" format="ixt:num-dot-decimal">140,593</ix:nonFraction></span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$<ix:nonFraction contextRef="D20241031_PerformanceSharesMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" unitRef="USDPerShare" id="Tag267" decimals="2" format="ixt:num-dot-decimal">84.51</ix:nonFraction></span></span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff; width: 69.9254%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Vested (<span>1</span>) </span></p> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031_PerformanceSharesMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" unitRef="Shares" id="Tag260" decimals="0" format="ixt:num-dot-decimal">358,825</ix:nonFraction></span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">)</td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$<ix:nonFraction contextRef="D20241031_PerformanceSharesMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" unitRef="USDPerShare" id="Tag295" decimals="2" format="ixt:num-dot-decimal">50.92</ix:nonFraction></span></span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.9254%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Forfeited </span></p> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031_PerformanceSharesMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" unitRef="Shares" id="Tag241" decimals="0" format="ixt:num-dot-decimal">10,067</ix:nonFraction></span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;">)</td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$<ix:nonFraction contextRef="D20241031_PerformanceSharesMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" unitRef="USDPerShare" id="Tag244" decimals="2" format="ixt:num-dot-decimal">67.20</ix:nonFraction></span></span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important; width: 69.9254%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Nonvested performance-based at end of period </span></p> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_PerformanceSharesMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" unitRef="Shares" id="Tag1510" decimals="0" format="ixt:num-dot-decimal">353,201</ix:nonFraction></span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important;"> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$<ix:nonFraction contextRef="I20241031_PerformanceSharesMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" unitRef="USDPerShare" id="Tag243" decimals="2" format="ixt:num-dot-decimal">57.98</ix:nonFraction></span></span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: black !important;"> </td> </tr> </tbody> </table> </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 7.5pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>) <span><ix:footnote xml:lang="en-US" id="footnote17" footnoteRole="http://www.xbrl.org/2003/role/footnote">Includes <ix:nonFraction contextRef="D20241031_TimeBasedShareUnitsMember" name="hov:SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodDeferred" unitRef="Shares" id="Tag269" decimals="0" format="ixt:num-dot-decimal">9,058</ix:nonFraction> time-based vested share awards and <ix:nonFraction contextRef="D20241031_PerformanceBasedPerformanceShareUnitsPSUsMember" name="hov:SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodDeferred" unitRef="Shares" id="Tag282" decimals="0" format="ixt:num-dot-decimal">329,583</ix:nonFraction> performance-based vested share awards which were deferred and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> yet issued as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31, 2024</span>.</em></ix:footnote></span></i></span></p> </ix:nonNumeric>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">LTIP awards include share adjustments for the difference between target performance metrics at the time of grant and the final performance outcome. Share adjustments are reflected in the &#8220;Granted&#8221; line above at the time the performance is finalized. Each of the 2024, 2023 and 2022 LTIP awards are subject to cliff vesting at the end of the performance period.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The fair value of LTIP and PSUs (discussed below) is determined using the Finnerty model, which uses an arithmetic average strike, put option. The strike price is based on the predetermined period average value of the underlying asset. <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">The following assumptions were used for the </span><em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span><span>2024</span></span></em><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"> LTIP grants: historical volatility factor of<span> <ix:nonFraction contextRef="D20241031_LTIPSharesMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" unitRef="Pure" id="Tag246" decimals="4" scale="-2" format="ixt:num-dot-decimal">66.65</ix:nonFraction></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">% based on the expected market price of our Class A common stock for the </span><em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></em><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">-year period ending on the valuation date, concluded stock price assumption of </span><span><ix:nonFraction contextRef="D20241031_LTIPSharesMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" unitRef="Pure" id="Tag301" decimals="4" scale="-2" format="ixt:num-dot-decimal">4.32</ix:nonFraction></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">% equal to the continuously compounded </span><em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></em><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">-year yield and a dividend yield of <ix:nonFraction contextRef="D20241031_LTIPSharesMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" unitRef="Pure" id="Tag265" decimals="2" scale="-2" format="ixt-sec:numwordsen">zero</ix:nonFraction></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">.</span> The following assumptions were used for the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> LTIP grants: historical volatility factor of <ix:nonFraction contextRef="D20231031_LTIPSharesMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" unitRef="Pure" id="Tag242" decimals="4" scale="-2" format="ixt:num-dot-decimal">75.29</ix:nonFraction>% based on the expected market price of our Class A common stock for the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></em>-year period ending on the valuation date, concluded stock price assumption of <ix:nonFraction contextRef="D20231031_LTIPSharesMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" unitRef="Pure" id="Tag277" decimals="4" scale="-2" format="ixt:num-dot-decimal">4.19</ix:nonFraction>% equal to the continuously compounded <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></em>-year yield and a dividend yield of <ix:nonFraction contextRef="D20231031_LTIPSharesMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" unitRef="Pure" id="Tag268" decimals="2" scale="-2" format="ixt-sec:numwordsen">zero</ix:nonFraction>. The following assumptions were used for the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em> LTIP grants: historical volatility factor of <ix:nonFraction contextRef="D20221031_LTIPSharesMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" unitRef="Pure" id="Tag279" decimals="4" scale="-2" format="ixt:num-dot-decimal">104.16</ix:nonFraction>% based on the expected market price of our Class A common stock for the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></em>-year period ending on the valuation date, concluded stock price assumption of <ix:nonFraction contextRef="D20221031_LTIPSharesMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" unitRef="Pure" id="Tag259" decimals="4" scale="-2" format="ixt:num-dot-decimal">0.67</ix:nonFraction>% equal to the continuously compounded <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></em>-year yield and a dividend yield of <ix:nonFraction contextRef="D20221031_LTIPSharesMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" unitRef="Pure" id="Tag1384" decimals="2" scale="-2" format="ixt-sec:numwordsen">zero</ix:nonFraction>. </span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; line-height: inherit;" class="pageno"><span>92</span></span></td> </tr> </tbody> </table> </div>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </ix:exclude> </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div style="margin: 0pt; text-indent: 45pt; line-height: 1.2; font-family: 'times new roman', times; font-size: 10pt;">PSUs<span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"> granted in fiscal </span><span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2020</span></span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"> vest in </span><ix:nonFraction contextRef="I20201031_PerformanceBasedPerformanceShareUnitsPSUsMember" name="hov:SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments" unitRef="Pure" id="Tag1506" decimals="0" format="ixt-sec:numwordsen">four</ix:nonFraction><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"> equal installments commencing on the </span><span style="-sec-ix-hidden:Tag1660">second</span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">, </span><span style="-sec-ix-hidden:Tag1659">third</span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">, </span><span style="-sec-ix-hidden:Tag1658">fourth</span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"> and </span><span style="-sec-ix-hidden:Tag1657">fifth</span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"> anniversary of the grant date, except that </span><span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"> portion of the award will vest unless the Board determines that the Company achieved specified earnings goals. </span>PSUs<span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"> granted subsequent to fiscal 2020 are subject to cliff vesting on the </span><span style="-sec-ix-hidden:Tag1656"><span style="line-height: inherit;"><span style="line-height: inherit;">third</span></span></span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"> year after the grant date. The following assumptions were used for the </span><span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"> PSU grants: historical volatility factor of <ix:nonFraction contextRef="D20241031_PerformanceBasedPerformanceShareUnitsPSUsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" unitRef="Pure" id="Tag299" decimals="4" scale="-2" format="ixt:num-dot-decimal">64.61</ix:nonFraction></span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">% based on the expected market price of our Class A common stock for the </span><span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">-year period ending on the valuation date, concluded stock price assumption of <ix:nonFraction contextRef="D20241031_PerformanceBasedPerformanceShareUnitsPSUsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" unitRef="Pure" id="Tag258" decimals="4" scale="-2" format="ixt:num-dot-decimal">4.62</ix:nonFraction></span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">% equal to the continuously compounded </span><span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">-year yield and a dividend yield of </span><ix:nonFraction contextRef="D20241031_PerformanceBasedPerformanceShareUnitsPSUsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" unitRef="Pure" id="Tag1505" decimals="2" scale="-2" format="ixt-sec:numwordsen">zero</ix:nonFraction><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">. The following assumptions were used for the<span style="line-height: inherit;"> 2023</span> PSU grants: historical volatility factor of<span style="line-height: inherit;"> <ix:nonFraction contextRef="D20231031_PerformanceBasedPerformanceShareUnitsPSUsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" unitRef="Pure" id="Tag297" decimals="4" scale="-2" format="ixt:num-dot-decimal">66.66</ix:nonFraction></span>% based on the expected market price of our Class A common stock for the <span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: inherit; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit;">two</span></span>-year period ending on the valuation date, concluded stock price assumption of<span style="line-height: inherit;"> <ix:nonFraction contextRef="D20231031_PerformanceBasedPerformanceShareUnitsPSUsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" unitRef="Pure" id="Tag1172" decimals="4" scale="-2" format="ixt:num-dot-decimal">4.54</ix:nonFraction></span>% equal to the continuously compounded <span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: inherit; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit;">two</span></span>-year yield and a dividend yield of<span style="line-height: inherit;"> <ix:nonFraction contextRef="D20231031_PerformanceBasedPerformanceShareUnitsPSUsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" unitRef="Pure" id="Tag291" decimals="2" scale="-2" format="ixt-sec:numwordsen">zero</ix:nonFraction></span>. The following assumptions were used for the 2022 PS</span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">U grants: historical volatility factor of </span><ix:nonFraction contextRef="D20221031_PerformanceBasedPerformanceShareUnitsPSUsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" unitRef="Pure" id="Tag276" decimals="4" scale="-2" format="ixt:num-dot-decimal">78.82</ix:nonFraction><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">% based on the expected market price of our Class A common stock for the </span><span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">-year period ending on the valuation date, concluded stock price assumption of </span><ix:nonFraction contextRef="D20221031_PerformanceBasedPerformanceShareUnitsPSUsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" unitRef="Pure" id="Tag275" decimals="4" scale="-2" format="ixt:num-dot-decimal">3.04</ix:nonFraction><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">% equal to the continuously compounded </span><span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">-year yield and a dividend yield of </span><span style="border-left: none; border-right: none; line-height: inherit;"><ix:nonFraction contextRef="D20221031_PerformanceBasedPerformanceShareUnitsPSUsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" unitRef="Pure" id="Tag274" decimals="2" scale="-2" format="ixt-sec:numwordsen">zero</ix:nonFraction></span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">. </span></div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div style="margin: 0pt; text-indent: 45pt; line-height: 1.2; font-family: 'times new roman', times; font-size: 10pt;"><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">There were <ix:nonFraction contextRef="D20221031_MarketStockUnitsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" unitRef="Shares" id="Tag1718" decimals="0" format="ixt-sec:numwordsen"><ix:nonFraction contextRef="D20231031_MarketStockUnitsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" unitRef="Shares" id="Tag1719" decimals="0" format="ixt-sec:numwordsen"><ix:nonFraction contextRef="D20241031_MarketStockUnitsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" unitRef="Shares" id="Tag1514" decimals="0" format="ixt-sec:numwordsen">no</ix:nonFraction></ix:nonFraction></ix:nonFraction> MSUs granted in fiscal <span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span>,</span> <span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></span> and <span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span>.</span> The fair value of MSUs is determined using the Monte-Carlo simulation model. The <span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">first</span> <ix:nonFraction contextRef="D20241031_MarketStockUnitsMember_ShareBasedCompensationAwardTrancheOneMember" name="us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" unitRef="Pure" id="Tag1487" decimals="2" scale="-2" format="ixt:num-dot-decimal">50</ix:nonFraction>% of an MSU grant vests in <ix:nonFraction contextRef="I20241031_MarketStockUnitsMember_ShareBasedCompensationAwardTrancheOneMember" name="hov:SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments" unitRef="Pure" id="Tag1478" decimals="0" format="ixt-sec:numwordsen">four</ix:nonFraction> equal annual installments, commencing on the <span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">second</span> anniversary from the date of grant, subject to stock price performance conditions, pursuant to which the actual number of shares issuable with respect to vested MSUs <span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </span>range from <ix:nonFraction contextRef="D20241031_MarketStockUnitsMember_MinimumMember" name="hov:PercentageOfTargetNumberOfSharesCoveredByMSUAwards" unitRef="Pure" id="Tag296" decimals="2" scale="-2" format="ixt:num-dot-decimal">0</ix:nonFraction>% to <ix:nonFraction contextRef="D20241031_MarketStockUnitsMember_MaximumMember" name="hov:PercentageOfTargetNumberOfSharesCoveredByMSUAwards" unitRef="Pure" id="Tag253" decimals="2" scale="-2" format="ixt:num-dot-decimal">200</ix:nonFraction>% of the target number of shares under each MSU award, generally depending on the growth in the <ix:nonNumeric contextRef="D20241031_MarketStockUnitsMember" name="hov:SharebasedCompensationArrangementBySharebasedCompensationAwardFairValueMeasurementPeriod" id="Tag1508" format="ixt-sec:durday">60</ix:nonNumeric>-day average trading price of the Company&#8217;s shares during the period between the grant date and the relevant vesting dates. The remaining <ix:nonFraction contextRef="D20241031_PerformanceBasedMsusMember_ShareBasedCompensationAwardTrancheTwoMember" name="us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" unitRef="Pure" id="Tag1572" decimals="2" scale="-2" format="ixt:num-dot-decimal">50</ix:nonFraction>% of an MSU grant is subject to financial performance conditions in addition to the stock price performance conditions. These remaining MSUs vest in <ix:nonFraction contextRef="I20241031_PerformanceBasedMsusMember_ShareBasedCompensationAwardTrancheTwoMember" name="hov:SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments" unitRef="Pure" id="Tag1488" decimals="0" format="ixt-sec:numwordsen">four</ix:nonFraction> equal installments with the <span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">first</span> installment vesting on the <span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third </span><span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> January </span><span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">1</span></span><span style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 45pt; line-height: inherit;">st after the grant date, and the remaining annual installments commencing on the </span><span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: inherit; text-indent: 45pt; font-style: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</span><span style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 45pt; line-height: inherit;"> anniversary from the date of grant, except that </span><span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: inherit; text-indent: 45pt; font-style: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</span><span style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 45pt; line-height: inherit;"> portion of the award will vest unless the Board determines the Company achieved certain specified performance goals.</span>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The total grant date fair value of RSU and performance unit awards granted during fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span>,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em> was $<ix:nonFraction contextRef="D20241031_RsusAndPerformanceUnitsMember" name="hov:SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodGrantDateFairValue" unitRef="USD" id="Tag273" decimals="-5" scale="6" format="ixt:num-dot-decimal">14.8</ix:nonFraction> million, $<ix:nonFraction contextRef="D20231031_RsusAndPerformanceUnitsMember" name="hov:SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodGrantDateFairValue" unitRef="USD" id="Tag1507" decimals="-5" scale="6" format="ixt:num-dot-decimal">10.4</ix:nonFraction> million and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">$<ix:nonFraction contextRef="D20221031_RsusAndPerformanceUnitsMember" name="hov:SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodGrantDateFairValue" unitRef="USD" id="Tag1576" decimals="-5" scale="6" format="ixt:num-dot-decimal">9.6</ix:nonFraction></em> million, respectively. The total fair value of these awards vested during fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span>,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em> was $<ix:nonFraction contextRef="D20241031_RsusAndPerformanceUnitsMember" name="hov:SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodGrantDateFairValue" unitRef="USD" id="Tag272" decimals="-5" scale="6" format="ixt:num-dot-decimal">21.2</ix:nonFraction>&#160;million, $<ix:nonFraction contextRef="D20231031_RsusAndPerformanceUnitsMember" name="hov:SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodGrantDateFairValue" unitRef="USD" id="Tag1577" decimals="-5" scale="6" format="ixt:num-dot-decimal">25.2</ix:nonFraction> million and $<ix:nonFraction contextRef="D20221031_RsusAndPerformanceUnitsMember" name="hov:SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodGrantDateFairValue" unitRef="USD" id="Tag1558" decimals="-5" scale="6" format="ixt:num-dot-decimal">15.6</ix:nonFraction> million, respectively.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">During the year-ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 31, 2024 </em>we issued <ix:nonFraction contextRef="D20241031_RestrictedStockUnitsRSUMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod" unitRef="Shares" id="Tag289" decimals="0" format="ixt:num-dot-decimal">58,716</ix:nonFraction> RSUs, <ix:nonFraction contextRef="D20241031_MarketStockUnitsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod" unitRef="Shares" id="Tag294" decimals="0" format="ixt:num-dot-decimal">34,904</ix:nonFraction> MSUs and <ix:nonFraction contextRef="D20241031_PerformanceBasedPerformanceShareUnitsPSUsMember" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod" unitRef="Shares" id="Tag255" decimals="0" format="ixt:num-dot-decimal">44,887</ix:nonFraction> PSU shares. As of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>, there was $<ix:nonFraction contextRef="I20241031" name="us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" unitRef="USD" id="Tag1385" decimals="-5" scale="6" format="ixt:num-dot-decimal">9.3</ix:nonFraction> million of unrecognized stock-based compensation, which is primarily comprised of unrecognized expenses for RSUs, PSUs, and the stock portion of LTIPs. The cost is expected to be recognized over a weighted-average period of <ix:nonNumeric contextRef="D20241031" name="us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" id="Tag1515" format="ixt-sec:duryear">2.77</ix:nonNumeric> years. </span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Stock-Based Compensation Expense</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">For the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span>,</em> stock-based compensation expense was $<ix:nonFraction contextRef="D20241031" name="us-gaap:AllocatedShareBasedCompensationExpense" unitRef="USD" id="Tag300" decimals="-5" scale="6" format="ixt:num-dot-decimal">25.3</ix:nonFraction> million ($<ix:nonFraction contextRef="D20241031" name="us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax" unitRef="USD" id="Tag1457" decimals="-5" scale="6" format="ixt:num-dot-decimal">19.3</ix:nonFraction> million post tax), $<ix:nonFraction contextRef="D20231031" name="us-gaap:AllocatedShareBasedCompensationExpense" unitRef="USD" id="Tag1386" decimals="-5" scale="6" format="ixt:num-dot-decimal">14.2</ix:nonFraction> million ($<ix:nonFraction contextRef="D20231031" name="us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax" unitRef="USD" id="Tag1580" decimals="-5" scale="6" format="ixt:num-dot-decimal">11.4</ix:nonFraction> million post tax) and $<ix:nonFraction contextRef="D20221031" name="us-gaap:AllocatedShareBasedCompensationExpense" unitRef="USD" id="Tag281" decimals="-5" scale="6" format="ixt:num-dot-decimal">10.3</ix:nonFraction> million ($<ix:nonFraction contextRef="D20221031" name="us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax" unitRef="USD" id="Tag1583" decimals="-5" scale="6" format="ixt:num-dot-decimal">7.3</ix:nonFraction> million post tax), respectively. Stock-based compensation for RSUs, MSUs, PSUs, and the stock portion of LTIPs was <span style="border-left: none; border-right: none; line-height: inherit;">$<ix:nonFraction contextRef="D20241031_NonOptionsMember" name="us-gaap:AllocatedShareBasedCompensationExpense" unitRef="USD" id="Tag270" decimals="-5" scale="6" format="ixt:num-dot-decimal">25.3</ix:nonFraction></span> million, $<ix:nonFraction contextRef="D20231031_NonOptionsMember" name="us-gaap:AllocatedShareBasedCompensationExpense" unitRef="USD" id="Tag1162" decimals="-5" scale="6" format="ixt:num-dot-decimal">14.2</ix:nonFraction> million and $<ix:nonFraction contextRef="D20221031_NonOptionsMember" name="us-gaap:AllocatedShareBasedCompensationExpense" unitRef="USD" id="Tag250" decimals="-5" scale="6" format="ixt:num-dot-decimal">10.2</ix:nonFraction> million for fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span>,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span>,</em> respectively. In addition, stock option compensation expense was $<ix:nonFraction contextRef="D20241031_EmployeeStockOptionMember" name="us-gaap:AllocatedShareBasedCompensationExpense" unitRef="USD" id="Tag271" decimals="-3" scale="3" format="ixt:num-dot-decimal">5</ix:nonFraction> thousand, $<ix:nonFraction contextRef="D20231031_EmployeeStockOptionMember" name="us-gaap:AllocatedShareBasedCompensationExpense" unitRef="USD" id="Tag1582" decimals="-3" scale="3" format="ixt:num-dot-decimal">27</ix:nonFraction> <span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">thousand</span> and $<ix:nonFraction contextRef="D20221031_EmployeeStockOptionMember" name="us-gaap:AllocatedShareBasedCompensationExpense" unitRef="USD" id="Tag262" decimals="-5" scale="6" format="ixt:num-dot-decimal">0.1</ix:nonFraction> million for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span>,</em> respectively.</span></p> </div> </ix:nonNumeric> </div>
<div style="margin: 0pt; text-indent: 45pt; line-height: 1.2; font-family: 'times new roman', times; font-size: 10pt;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </div> </div> </div> </div><div id="Driyob39sxy8coyqrvb6qd" style="font-family: 'times new roman', times; font-size: 10pt;">
<ix:nonNumeric contextRef="D20241031" name="us-gaap:ProductWarrantyDisclosureTextBlock" id="Tag1289" escape="true">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">16.</em> Warranty Costs </b></span></p>
<p style="margin: -4px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">General liability insurance for homebuilding companies and their suppliers and subcontractors is very difficult to obtain. The availability of general liability insurance is limited due to a decreased number of insurance companies willing to underwrite for the industry. In addition, those few insurers willing to underwrite liability insurance have significantly increased the premium costs. To date, we have been able to obtain general liability insurance but at higher premium costs with higher deductibles. Our subcontractors and suppliers have advised us that they have also had difficulty obtaining insurance that also provides us coverage. As a result, we have an owner-controlled insurance program for certain of our subcontractors whereby the subcontractors pay us an insurance premium (through a reduction of amounts we would otherwise owe such subcontractors for their work on our homes) based on the risk type of the trade. We absorb the liability associated with their work on our homes as part of our overall general liability insurance at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> additional cost to us because our existing general liability and construction defect insurance policy and related reserves for amounts under our deductible covers construction defects regardless of whether we or our subcontractors are responsible for the defect. For the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, we received $<ix:nonFraction contextRef="D20241031_OwnercontrolledInsuranceProgramForSubcontractorsMember" name="us-gaap:ProceedsFromInsurancePremiumsCollected" unitRef="USD" id="Tag6" decimals="-5" scale="6" format="ixt:num-dot-decimal">4.7</ix:nonFraction> million and $<ix:nonFraction contextRef="D20231031_OwnercontrolledInsuranceProgramForSubcontractorsMember" name="us-gaap:ProceedsFromInsurancePremiumsCollected" unitRef="USD" id="Tag1476" decimals="-5" scale="6" format="ixt:num-dot-decimal">4.3</ix:nonFraction> million, respectively, from subcontractors related to the owner controlled-insurance program, which we accounted for as reductions to inventory.</span> </p>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Additions and charges in the warranty reserve and general liability reserve for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> were as follows:</span></p>
<p style="margin: -2pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<ix:nonNumeric contextRef="D20241031" name="us-gaap:ScheduleOfProductWarrantyLiabilityTableTextBlock" id="Tag7" escape="true">
<table class="finTable" style="width: 100%; text-indent: 0px; font-family: &quot;times new roman&quot;; font-size: 10pt; margin-right: 0pt; height: 97px;" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 24%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="6">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 11%; text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2024</span></span></em></b></span></p> </td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 11%; text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2023</span></span></em></b></span></p> </td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Balance, beginning of period </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:ProductWarrantyAccrual" unitRef="USD" id="Tag1456" decimals="-3" scale="3" format="ixt:num-dot-decimal">98,919</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20221031" name="us-gaap:ProductWarrantyAccrual" unitRef="USD" id="Tag1461" decimals="-3" scale="3" format="ixt:num-dot-decimal">97,719</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Additions: Selling, general and administrative </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_SellingGeneralAndAdministrativeExpensesMember" name="us-gaap:ProductWarrantyAccrualWarrantiesIssued" unitRef="USD" id="Tag237" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,891</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_SellingGeneralAndAdministrativeExpensesMember" name="us-gaap:ProductWarrantyAccrualWarrantiesIssued" unitRef="USD" id="Tag651" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,140</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Additions: Cost of sales </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_CostOfSalesMember" name="us-gaap:ProductWarrantyAccrualWarrantiesIssued" unitRef="USD" id="Tag236" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,608</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_CostOfSalesMember" name="us-gaap:ProductWarrantyAccrualWarrantiesIssued" unitRef="USD" id="Tag240" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,807</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Charges incurred during the period </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031" name="us-gaap:ProductWarrantyAccrualPayments" unitRef="USD" id="Tag8" decimals="-3" scale="3" format="ixt:num-dot-decimal">32,004</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031" name="us-gaap:ProductWarrantyAccrualPayments" unitRef="USD" id="Tag238" decimals="-3" scale="3" format="ixt:num-dot-decimal">22,080</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Changes to pre-existing reserves </span></p> </td>
<td style="width: 1%; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031" name="us-gaap:ProductWarrantyAccrualPreexistingIncreaseDecrease" unitRef="USD" id="Tag235" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,977</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031" name="us-gaap:ProductWarrantyAccrualPreexistingIncreaseDecrease" unitRef="USD" id="Tag239" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,333</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="height: 10px;">
<td style="width: 74%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Balance, end of period</span></td>
<td style="width: 1%; padding-bottom: 3px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;"><br/></td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><ix:nonFraction contextRef="I20241031" name="us-gaap:ProductWarrantyAccrual" unitRef="USD" id="Tag10" decimals="-3" scale="3" format="ixt:num-dot-decimal">89,391</ix:nonFraction></td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><br/></td>
<td style="width: 1%; padding-bottom: 3px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;"><br/></td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><ix:nonFraction contextRef="I20231031" name="us-gaap:ProductWarrantyAccrual" unitRef="USD" id="Tag9" decimals="-3" scale="3" format="ixt:num-dot-decimal">98,919</ix:nonFraction></td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><br/></td> </tr> </tbody> </table> </ix:nonNumeric>
<p style="margin: -2px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
<div>
<ix:exclude>
<div xmlns="http://www.w3.org/1999/xhtml">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>93</span></span></td> </tr> </tbody> </table>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p xmlns="http://www.w3.org/1999/xhtml" style="margin: 0px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0px;"><br/></p> </ix:exclude> </div>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Warranty accruals are based upon historical experience. In fiscal&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2024</span></span></em>, we recorded an increase of $<ix:nonFraction contextRef="D20241031" name="hov:IncreaseDecreaseInConstructionDefectReserves" unitRef="USD" id="Tag5" decimals="-5" scale="6" format="ixt:num-dot-decimal">3.5</ix:nonFraction> million to our construction defect reserves as a result of our claims history. This increase is reflected in the changes to pre-existing reserves in the table above.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The majority of the charges incurred during fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2024</span></span></em>&#160;represented payments for construction defects related to the settlement of one litigation matter.&#160;</span></p> </ix:nonNumeric>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </div><div id="Dv0x2bwdfyhjhgsl2wr56jn" style="font-family: 'times new roman', times; font-size: 10pt;">
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<ix:nonNumeric contextRef="D20241031" name="us-gaap:RelatedPartyTransactionsDisclosureTextBlock" id="Tag1559" escape="true">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">17</span>.</em> Transactions with Related Parties</b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">During the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em>,&#160;an engineering firm owned by Tavit Najarian, a relative of Ara K. Hovnanian, our Chairman of the Board and our Chief Executive Officer, provided services to the Company totaling $<ix:nonFraction contextRef="D20241031_TavitNajarianMember" name="us-gaap:RelatedPartyTransactionAmountsOfTransaction" unitRef="USD" id="Tag1587" decimals="-5" scale="6" format="ixt:num-dot-decimal">1.3</ix:nonFraction>&#160;million, $<ix:nonFraction contextRef="D20231031_TavitNajarianMember" name="us-gaap:RelatedPartyTransactionAmountsOfTransaction" unitRef="USD" id="Tag233" decimals="-5" scale="6" format="ixt:num-dot-decimal">1.3</ix:nonFraction>&#160;million and $<ix:nonFraction contextRef="D20221031_TavitNajarianMember" name="us-gaap:RelatedPartyTransactionAmountsOfTransaction" unitRef="USD" id="Tag234" decimals="-5" scale="6" format="ixt:num-dot-decimal">1.1</ix:nonFraction>&#160;million, respectively. Neither the Company nor Mr. Hovnanian has a financial interest in the relative&#8217;s company from whom the services were provided.</span></p> </ix:nonNumeric>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </div> </div> </div><div id="Darohpg1f43gf3h63yfp5a4" style="font-family: 'times new roman', times; font-size: 10pt;">
<div style="border-left: none; border-right: none;">
<ix:nonNumeric contextRef="D20241031" name="us-gaap:CommitmentsAndContingenciesDisclosureTextBlock" id="Tag1560" escape="true">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">18.</em> Commitments and Contingent Liabilities</b></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times;">We are involved in litigation arising in the ordinary
course of business, none of which is expected to have a material adverse effect
on our financial position, results of operations or cash flows, and we are
subject to extensive and complex laws and regulations that affect the
development of land and home building, sales and customer financing processes,
including zoning, density, building standards and mortgage
financing.&#160;These laws and regulations often provide broad discretion to
the administering governmental authorities.&#160;This can delay or increase the
cost of development or homebuilding. The significant majority of our litigation
matters are related to construction defect claims. Our estimated losses from
construction defect litigation matters, if any, are included in our
construction defect reserves.</span></p>
<p style="margin: 10pt 0in; text-indent: 45pt; line-height: 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;"><span style="font-family: 'times new roman', times;">We also are subject to a variety of local, state,
federal and foreign laws and regulations concerning protection of health and
the environment, including those regulating the emission or discharge of
materials into the environment, the management of storm water runoff at
construction sites, the handling, use, storage and disposal of hazardous
substances, impacts to wetlands and other sensitive environments, and the
remediation of contamination at properties that we have owned or developed or
currently own or are developing (&#8220;environmental laws&#8221;).&#160;The particular
environmental laws that apply to a site may vary greatly according to the
community site, for example, due to the community, the environmental conditions
at or near the site, and the present and former uses of the site.&#160;These
environmental laws may result in delays, may cause us to incur substantial
compliance, remediation and/or other costs, and can prohibit or severely
restrict development and homebuilding activity.&#160;In addition, noncompliance
with these laws and regulations could result in fines and penalties,
obligations to remediate or take corrective action, permit revocations or other
sanctions; and contamination or other environmental conditions at or in the
vicinity of our developments may result in claims against us for personal
injury, property damage or other losses.</span></span></p>
<p style="margin: 10pt 0in; text-indent: 45pt; line-height: 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;"><span style="font-family: 'times new roman', times;">We anticipate that increasingly stringent requirements
will continue to be imposed on developers and homebuilders in the future. In
addition, some of these laws and regulations that significantly affect how
certain properties may be developed are contentious, attract intense political
attention, and may be subject to significant changes over time. For example,
regulations governing wetlands permitting under the federal Clean Water Act
have been the subject of extensive rulemakings for many years, resulting in
several major joint rulemakings by the EPA and the U.S. Army Corps of Engineers
that have expanded and contracted the scope of wetlands subject to regulation;
and such rulemakings have been the subject of many legal challenges, some of
which remain pending. It is unclear how these and related developments,
including at the state or local level, ultimately may affect the scope of
regulated wetlands where we operate. Although we cannot reliably predict the
extent of any effect these developments regarding wetlands, or any other
requirements that may take effect, may have on us, they could result in
time-consuming and expensive compliance programs and in substantial
expenditures, which could cause delays and increase our cost of operations. In
addition, our ability to obtain or renew permits or approvals and the continued
effectiveness of permits already granted or approvals already obtained is
dependent upon many factors, some of which are beyond our control, such as
changes in policies, rules and regulations and their interpretations and
application.</span><br/></span></p>
<p style="margin: 0pt; text-indent: 45pt; line-height: 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;"><span style="font-family: 'times new roman', times;">In December 2020, the New Jersey
Department of Environmental Protection (<span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>NJDEP<span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) and the
Administrator of the New Jersey Spill Compensation Fund (the &#8220;Spill Fund&#8221;)
filed a lawsuit in the Superior Court of New Jersey, Law Division, Union County
against Hovnanian Enterprises, Inc., in addition to other unrelated parties, in
connection with contamination at Hickory Manor, a residential condominium
development. Alleged predecessors of certain defendants had used the Hickory
Manor property for decades for manufacturing purposes.&#160;In&#160;1998, NJDEP confirmed that groundwater at this site was
impacted from an off-site source. The site was later remediated, resulting in
the NJDEP issuing an unconditional site-wide No Further Action determination
letter and Covenant Not to Sue in&#160;1999.
Subsequently,&#160;one&#160;of our affiliates was
involved in redeveloping the property as a residential community. The complaint
asserts claims under the New Jersey Spill Act and other state law claims and
alleges that the NJDEP and the Spill Fund have incurred over $<ix:nonFraction contextRef="D20241031_SpillFundLawsuitMember" name="us-gaap:LossContingencyDamagesSoughtValue" unitRef="USD" id="Tag1460" decimals="-5" scale="6" format="ixt:num-dot-decimal">5.3</ix:nonFraction>&#160;million since&#160;2009&#160;to
investigate vapor intrusion at the development and to install vapor mitigation
systems. Among other things, the complaint seeks recovery of the costs
incurred, an order that defendants perform additional required remediation and
disgorgement of profits on our affiliate&#8217;s sales of the units in the
development. Discovery has commenced.&#160;Hovnanian Enterprises, Inc. intends
to defend these claims vigorously.</span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>94</span></span></td> </tr> </tbody> </table>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </ix:exclude> </div> </ix:nonNumeric>
<p style="margin: 0pt; text-indent: 45pt; line-height: 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;"><span style="font-family: 'times new roman', times;"><br/></span></span></p> </div> </div><div id="Dyfx52ti5ssh7kvty8v9hg9" style="font-family: 'times new roman', times; font-size: 10pt;">
<ix:nonNumeric contextRef="D20241031" name="us-gaap:VariableInterestEntityDisclosureTextBlock" id="Tag1292" escape="true">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">19.</em> Variable Interest Entities</b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We enter into land and lot option purchase contracts to procure land or lots for the construction of homes. Under these contracts, the Company will fund a stated deposit in consideration for the right, but <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> the obligation, to purchase land or lots at a future point in time with predetermined terms. Under the terms of the option purchase contracts, many of the option deposits are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> refundable at the Company<span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8217;</span>s discretion.&#160;Under the requirements of ASC&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">810,</em> certain option purchase contracts <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>result in the creation of a VIE that owns the land parcel under option.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Although the Company does <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> have legal title to the underlying land, in compliance with ASC&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">810,</em> we analyze our option purchase contracts to determine whether the corresponding land and lot sellers are VIEs and, if so, whether we are the primary beneficiary. The&#160;significant factors we consider in determining if the power to direct the activities of a VIE that most significantly impact the VIE<span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8217;</span>s economic performance are shared include, among other things, our ability in determining or limiting the scope or purpose of the VIE, selling or transferring property owned or controlled by the VIE, changing the terms of the contract or arranging financing for the VIE. As a result of our analyses, we have concluded there are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em>&#160;VIEs that required consolidation at either October<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">31,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">2024</em>&#160;or <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">2023</em>&#160;because we are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> the primary beneficiary of the land or lots under option purchase contracts.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We will continue to secure land and lots using options, some of which are with VIEs where we have determined power is shared among the partners and we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> have a controlling financial interest. Including deposits on our unconsolidated VIEs, at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span>,</em> we had total cash deposits amounting to $<ix:nonFraction contextRef="I20241031" name="hov:DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" unitRef="USD" id="Tag231" decimals="-5" scale="6" format="ixt:num-dot-decimal">264.8</ix:nonFraction>&#160;million and $<ix:nonFraction contextRef="I20231031" name="hov:DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" unitRef="USD" id="Tag232" decimals="-5" scale="6" format="ixt:num-dot-decimal">192.3</ix:nonFraction> million, respectively, to purchase land and lots with a total purchase price of $<ix:nonFraction contextRef="I20241031" name="hov:PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" unitRef="USD" id="Tag3" decimals="-8" scale="9" format="ixt:num-dot-decimal">3.0</ix:nonFraction>&#160;billion and $<ix:nonFraction contextRef="I20231031" name="hov:PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" unitRef="USD" id="Tag230" decimals="-8" scale="9" format="ixt:num-dot-decimal">2.2</ix:nonFraction> billion, respectively. The maximum exposure to loss with respect to our land and lot options is limited to the deposits plus any pre-development costs invested in the property, although some deposits are refundable at our request or refundable if certain conditions are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> met.</span></p> </ix:nonNumeric>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </div><div id="Dmsk8qw5hj7piu2390swr0e" style="font-family: 'times new roman', times; font-size: 10pt;">
<ix:nonNumeric contextRef="D20241031" name="us-gaap:EquityMethodInvestmentsDisclosureTextBlock" id="Tag1305" escape="true">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">20</span>.</em> Investments in Unconsolidated Homebuilding and Land Development Joint Ventures</b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We enter into homebuilding and land development joint ventures from time to time as a means of accessing lot positions, expanding our market opportunities, establishing strategic alliances, managing our risk profile, leveraging our capital base and enhancing returns on capital. Our investments in homebuilding and land development joint ventures consist of equity interests that, in total, provide us with partner investment returns and management fees.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">During the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">first</em>&#160;quarter of fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span>,</em> we contributed <ix:nonFraction contextRef="D20230131" name="hov:NumberOfOwnedCommunitiesTransferredToTheJointVenture" unitRef="Item" id="Tag185" decimals="0" format="ixt-sec:numwordsen">four</ix:nonFraction> communities we owned, including <ix:nonFraction contextRef="D20230131" name="hov:NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" unitRef="Item" id="Tag226" decimals="0" format="ixt-sec:numwordsen">one</ix:nonFraction> active selling community, to <ix:nonFraction contextRef="D20230131" name="hov:NumberOfNewJointVentures" unitRef="Pure" id="Tag192" decimals="0" format="ixt-sec:numwordsen">one</ix:nonFraction> new unconsolidated joint venture for $<ix:nonFraction contextRef="D20230131" name="hov:ProceedsFromTransferOfLandToJointVenture" unitRef="USD" id="Tag47" decimals="-5" scale="6" format="ixt:num-dot-decimal">41.1</ix:nonFraction>&#160;million of net cash.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; During the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">second</em> quarter of fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span>,</em> <ix:nonFraction contextRef="D20230430" name="hov:NumberOfUnconsolidatedJointVenturesDissolved" unitRef="Item" id="Tag100" decimals="0" format="ixt-sec:numwordsen">one</ix:nonFraction> of the Company<span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8217;</span>s unconsolidated joint ventures was dissolved, and we assumed control of the remaining assets and liabilities.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; During the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em> quarter of fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span>,</em> we contributed <ix:nonFraction contextRef="D20230731" name="hov:NumberOfOwnedCommunitiesTransferredToTheJointVenture" unitRef="Item" id="Tag176" decimals="0" format="ixt:num-dot-decimal">16</ix:nonFraction> communities we owned, including <ix:nonFraction contextRef="D20230731" name="hov:NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" unitRef="Item" id="Tag43" decimals="0" format="ixt-sec:numwordsen">eight</ix:nonFraction> active selling communities, to <ix:nonFraction contextRef="D20230731" name="hov:NumberOfNewJointVentures" unitRef="Pure" id="Tag30" decimals="0" format="ixt-sec:numwordsen">one</ix:nonFraction> new unconsolidated joint venture for $<ix:nonFraction contextRef="D20230731" name="hov:ProceedsFromTransferOfLandToJointVenture" unitRef="USD" id="Tag31" decimals="-5" scale="6" format="ixt:num-dot-decimal">75.7</ix:nonFraction> million of net cash.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Also, during the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em> quarter of fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span>,</em> we assumed control of <ix:nonFraction contextRef="D20230731_NewUnconsolidatedJointVentureMember" name="hov:JointVenturesConsolidated" unitRef="Item" id="Tag223" decimals="0" format="ixt-sec:numwordsen">one</ix:nonFraction> of our unconsolidated joint ventures after the partner received their final cash distribution. We consolidated the remaining assets and liabilities that were in the unconsolidated joint venture at fair value on the date of distribution. Upon consolidation, we recorded a gain of $<ix:nonFraction contextRef="D20230731_NewUnconsolidatedJointVentureMember" name="hov:GainOnConsolidationOfJointVenture" unitRef="USD" id="Tag135" decimals="-5" scale="6" format="ixt:num-dot-decimal">19.1</ix:nonFraction> million in &#8220;Other (income) expense, net.&#8221; Subsequent to consolidation, we contributed the same <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><ix:nonFraction contextRef="D20230731_NewUnconsolidatedJointVentureMember" name="hov:NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" unitRef="Item" id="Tag1161" decimals="0" format="ixt-sec:numwordsen">three</ix:nonFraction></em> active selling communities to an unconsolidated joint venture for $<ix:nonFraction contextRef="D20230731_NewUnconsolidatedJointVentureMember" name="hov:ProceedsFromTransferOfLandToJointVenture" unitRef="USD" id="Tag46" decimals="-5" scale="6" format="ixt:num-dot-decimal">48.0</ix:nonFraction> million of net cash.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="line-height: 1.2; margin: 0pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">During the second quarter of fiscal <span>2024</span>, we contributed <ix:nonFraction contextRef="D20240430" name="hov:NumberOfOwnedCommunitiesTransferredToTheJointVenture" unitRef="Item" id="Tag77" decimals="0" format="ixt:num-dot-decimal">11</ix:nonFraction> communities we owned, including <ix:nonFraction contextRef="D20240430_NewUnconsolidatedJointVentureMember" name="hov:NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" unitRef="Item" id="Tag59" decimals="0" format="ixt-sec:numwordsen">three</ix:nonFraction> active selling communities to a new unconsolidated joint venture for $<ix:nonFraction contextRef="D20240430" name="hov:ProceedsFromTransferOfLandToJointVenture" unitRef="USD" id="Tag60" decimals="-5" scale="6" format="ixt:num-dot-decimal">53.8</ix:nonFraction> million of net cash.</span></p>
<p style="line-height: 1.2; margin: 0pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
<p style="line-height: 1.2; margin: 0pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">During the third quarter of fiscal <span>2024</span>, we assumed control of <ix:nonFraction contextRef="D20240731" name="hov:JointVenturesConsolidated" unitRef="Item" id="Tag173" decimals="0" format="ixt-sec:numwordsen">one</ix:nonFraction> of our unconsolidated joint ventures after the partner received their final cash distribution. We consolidated the remaining assets and liabilities that were in the unconsolidated joint venture at fair value on the date of distribution. Upon consolidation, we recorded a gain of $<ix:nonFraction contextRef="D20240731" name="hov:GainOnConsolidationOfJointVenture" unitRef="USD" id="Tag34" decimals="-5" scale="6" format="ixt:num-dot-decimal">45.7</ix:nonFraction> million in &#8220;Other (income) expense, net.&#8221;</span></p>
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<p xmlns="http://www.w3.org/1999/xhtml" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><br/></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>95</span></span></td> </tr> </tbody> </table>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </ix:exclude>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The tables set forth below summarize the combined financial information related to our unconsolidated homebuilding and land development joint ventures that are accounted for under the equity method:</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<ix:nonNumeric contextRef="D20241031" name="us-gaap:EquityMethodInvestmentsTextBlock" continuedAt="cd10f8037-988f-4ba4-9a57-806eea72c474" id="Tag1246" escape="true">
<table class="finTable highlightCont" style="height: 270px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;" border="0" cellpadding="0" cellspacing="0">
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<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31, 2024</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Land</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Homebuilding</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Development</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Assets:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Cash and cash equivalents</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" unitRef="USD" id="Tag137" decimals="-3" scale="3" format="ixt:num-dot-decimal">130,532</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" unitRef="USD" id="Tag136" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_CorporateJointVentureMember" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" unitRef="USD" id="Tag83" decimals="-3" scale="3" format="ixt:num-dot-decimal">130,532</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="padding: 0pt 0pt 0pt 45pt; width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Inventories</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:InventoryNet" unitRef="USD" id="Tag94" decimals="-3" scale="3" format="ixt:num-dot-decimal">402,628</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:InventoryNet" unitRef="USD" id="Tag1291" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_CorporateJointVentureMember" name="us-gaap:InventoryNet" unitRef="USD" id="Tag1026" decimals="-3" scale="3" format="ixt:num-dot-decimal">402,628</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Other assets</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:OtherAssets" unitRef="USD" id="Tag178" decimals="-3" scale="3" format="ixt:num-dot-decimal">311,955</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:OtherAssets" unitRef="USD" id="Tag32" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_CorporateJointVentureMember" name="us-gaap:OtherAssets" unitRef="USD" id="Tag1236" decimals="-3" scale="3" format="ixt:num-dot-decimal">311,955</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total assets</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:Assets" unitRef="USD" id="Tag37" decimals="-3" scale="3" format="ixt:num-dot-decimal">845,115</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:Assets" unitRef="USD" id="Tag106" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_CorporateJointVentureMember" name="us-gaap:Assets" unitRef="USD" id="Tag180" decimals="-3" scale="3" format="ixt:num-dot-decimal">845,115</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Liabilities and equity:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Accounts payable and accrued liabilities</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:AccountsPayableAndOtherAccruedLiabilities" unitRef="USD" id="Tag229" decimals="-3" scale="3" format="ixt:num-dot-decimal">469,320</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:AccountsPayableAndOtherAccruedLiabilities" unitRef="USD" id="Tag186" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_CorporateJointVentureMember" name="us-gaap:AccountsPayableAndOtherAccruedLiabilities" unitRef="USD" id="Tag111" decimals="-3" scale="3" format="ixt:num-dot-decimal">469,320</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Notes payable</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:NotesPayable" unitRef="USD" id="Tag88" decimals="-3" scale="3" format="ixt:num-dot-decimal">88,653</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:NotesPayable" unitRef="USD" id="Tag108" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_CorporateJointVentureMember" name="us-gaap:NotesPayable" unitRef="USD" id="Tag222" decimals="-3" scale="3" format="ixt:num-dot-decimal">88,653</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total liabilities</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:Liabilities" unitRef="USD" id="Tag182" decimals="-3" scale="3" format="ixt:num-dot-decimal">557,973</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:Liabilities" unitRef="USD" id="Tag225" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_CorporateJointVentureMember" name="us-gaap:Liabilities" unitRef="USD" id="Tag221" decimals="-3" scale="3" format="ixt:num-dot-decimal">557,973</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Equity of:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Hovnanian Enterprises, Inc.</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:StockholdersEquity" unitRef="USD" id="Tag45" decimals="-3" scale="3" format="ixt:num-dot-decimal">140,540</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:StockholdersEquity" unitRef="USD" id="Tag110" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_CorporateJointVentureMember" name="us-gaap:StockholdersEquity" unitRef="USD" id="Tag220" decimals="-3" scale="3" format="ixt:num-dot-decimal">140,540</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Others</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:MinorityInterest" unitRef="USD" id="Tag1240" decimals="-3" scale="3" format="ixt:num-dot-decimal">146,602</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:MinorityInterest" unitRef="USD" id="Tag228" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_CorporateJointVentureMember" name="us-gaap:MinorityInterest" unitRef="USD" id="Tag181" decimals="-3" scale="3" format="ixt:num-dot-decimal">146,602</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total equity</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag93" decimals="-3" scale="3" format="ixt:num-dot-decimal">287,142</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag184" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_CorporateJointVentureMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag1024" decimals="-3" scale="3" format="ixt:num-dot-decimal">287,142</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total liabilities and equity</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:LiabilitiesAndStockholdersEquity" unitRef="USD" id="Tag1238" decimals="-3" scale="3" format="ixt:num-dot-decimal">845,115</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:LiabilitiesAndStockholdersEquity" unitRef="USD" id="Tag44" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_CorporateJointVentureMember" name="us-gaap:LiabilitiesAndStockholdersEquity" unitRef="USD" id="Tag114" decimals="-3" scale="3" format="ixt:num-dot-decimal">845,115</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Debt to capitalization ratio</span></p> </td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="hov:JointVentureTotalDebtToCapitalizationRatio" unitRef="Pure" id="Tag57" decimals="2" scale="-2" format="ixt:num-dot-decimal">24</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="hov:JointVentureTotalDebtToCapitalizationRatio" unitRef="Pure" id="Tag188" decimals="2" scale="-2" format="ixt:num-dot-decimal">0</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_CorporateJointVentureMember" name="hov:JointVentureTotalDebtToCapitalizationRatio" unitRef="Pure" id="Tag217" decimals="2" scale="-2" format="ixt:num-dot-decimal">24</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td> </tr> </tbody> </table>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<table class="finTable highlightCont" style="height: 282px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 37.1468%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31, 2023</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Land</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Homebuilding</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Development</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Assets:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Cash and cash equivalents</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" unitRef="USD" id="Tag1247" decimals="-3" scale="3" format="ixt:num-dot-decimal">127,547</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" unitRef="USD" id="Tag218" decimals="-3" scale="3" format="ixt:num-dot-decimal">822</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CorporateJointVentureMember" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" unitRef="USD" id="Tag224" decimals="-3" scale="3" format="ixt:num-dot-decimal">128,369</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Inventories</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:InventoryNet" unitRef="USD" id="Tag99" decimals="-3" scale="3" format="ixt:num-dot-decimal">375,022</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:InventoryNet" unitRef="USD" id="Tag122" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CorporateJointVentureMember" name="us-gaap:InventoryNet" unitRef="USD" id="Tag90" decimals="-3" scale="3" format="ixt:num-dot-decimal">375,022</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Other assets</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:OtherAssets" unitRef="USD" id="Tag81" decimals="-3" scale="3" format="ixt:num-dot-decimal">380,989</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:OtherAssets" unitRef="USD" id="Tag189" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CorporateJointVentureMember" name="us-gaap:OtherAssets" unitRef="USD" id="Tag179" decimals="-3" scale="3" format="ixt:num-dot-decimal">380,989</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total assets</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:Assets" unitRef="USD" id="Tag28" decimals="-3" scale="3" format="ixt:num-dot-decimal">883,558</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:Assets" unitRef="USD" id="Tag190" decimals="-3" scale="3" format="ixt:num-dot-decimal">822</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CorporateJointVentureMember" name="us-gaap:Assets" unitRef="USD" id="Tag39" decimals="-3" scale="3" format="ixt:num-dot-decimal">884,380</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Liabilities and equity:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Accounts payable and accrued liabilities</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:AccountsPayableAndOtherAccruedLiabilities" unitRef="USD" id="Tag109" decimals="-3" scale="3" format="ixt:num-dot-decimal">524,586</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:AccountsPayableAndOtherAccruedLiabilities" unitRef="USD" id="Tag219" decimals="-3" scale="3" format="ixt:num-dot-decimal">605</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CorporateJointVentureMember" name="us-gaap:AccountsPayableAndOtherAccruedLiabilities" unitRef="USD" id="Tag40" decimals="-3" scale="3" format="ixt:num-dot-decimal">525,191</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Notes payable</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:NotesPayable" unitRef="USD" id="Tag70" decimals="-3" scale="3" format="ixt:num-dot-decimal">101,126</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:NotesPayable" unitRef="USD" id="Tag42" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CorporateJointVentureMember" name="us-gaap:NotesPayable" unitRef="USD" id="Tag1242" decimals="-3" scale="3" format="ixt:num-dot-decimal">101,126</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total liabilities</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:Liabilities" unitRef="USD" id="Tag89" decimals="-3" scale="3" format="ixt:num-dot-decimal">625,712</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:Liabilities" unitRef="USD" id="Tag71" decimals="-3" scale="3" format="ixt:num-dot-decimal">605</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CorporateJointVentureMember" name="us-gaap:Liabilities" unitRef="USD" id="Tag92" decimals="-3" scale="3" format="ixt:num-dot-decimal">626,317</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Equity of:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Hovnanian Enterprises, Inc.</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:StockholdersEquity" unitRef="USD" id="Tag1237" decimals="-3" scale="3" format="ixt:num-dot-decimal">96,281</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:StockholdersEquity" unitRef="USD" id="Tag183" decimals="-3" scale="3" format="ixt:num-dot-decimal">210</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CorporateJointVentureMember" name="us-gaap:StockholdersEquity" unitRef="USD" id="Tag115" decimals="-3" scale="3" format="ixt:num-dot-decimal">96,491</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Others</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:MinorityInterest" unitRef="USD" id="Tag132" decimals="-3" scale="3" format="ixt:num-dot-decimal">161,565</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:MinorityInterest" unitRef="USD" id="Tag79" decimals="-3" scale="3" format="ixt:num-dot-decimal">7</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CorporateJointVentureMember" name="us-gaap:MinorityInterest" unitRef="USD" id="Tag68" decimals="-3" scale="3" format="ixt:num-dot-decimal">161,572</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total equity</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag36" decimals="-3" scale="3" format="ixt:num-dot-decimal">257,846</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag67" decimals="-3" scale="3" format="ixt:num-dot-decimal">217</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CorporateJointVentureMember" name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" unitRef="USD" id="Tag66" decimals="-3" scale="3" format="ixt:num-dot-decimal">258,063</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total liabilities and equity</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:LiabilitiesAndStockholdersEquity" unitRef="USD" id="Tag95" decimals="-3" scale="3" format="ixt:num-dot-decimal">883,558</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:LiabilitiesAndStockholdersEquity" unitRef="USD" id="Tag133" decimals="-3" scale="3" format="ixt:num-dot-decimal">822</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CorporateJointVentureMember" name="us-gaap:LiabilitiesAndStockholdersEquity" unitRef="USD" id="Tag33" decimals="-3" scale="3" format="ixt:num-dot-decimal">884,380</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Debt to capitalization ratio</span></p> </td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="hov:JointVentureTotalDebtToCapitalizationRatio" unitRef="Pure" id="Tag123" decimals="2" scale="-2" format="ixt:num-dot-decimal">28</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="hov:JointVentureTotalDebtToCapitalizationRatio" unitRef="Pure" id="Tag65" decimals="2" scale="-2" format="ixt:num-dot-decimal">0</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1.14679%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_CorporateJointVentureMember" name="hov:JointVentureTotalDebtToCapitalizationRatio" unitRef="Pure" id="Tag1609" decimals="2" scale="-2" format="ixt:num-dot-decimal">28</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td> </tr> </tbody> </table> </ix:nonNumeric>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">As of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2023</span></span>,</em> we had outstanding advances to unconsolidated joint ventures of $<ix:nonFraction contextRef="I20241031_CorporateJointVentureMember" name="us-gaap:AdvancesToAffiliate" unitRef="USD" id="Tag64" decimals="-5" scale="6" format="ixt:num-dot-decimal">2.4</ix:nonFraction> million and $<ix:nonFraction contextRef="I20231031_CorporateJointVentureMember" name="us-gaap:AdvancesToAffiliate" unitRef="USD" id="Tag117" decimals="-5" scale="6" format="ixt:num-dot-decimal">1.4</ix:nonFraction> million, respectively. These amounts were included in &#8220;Accounts payable and accrued liabilities&#8221; in the tables above. In some cases, our net investment in unconsolidated joint ventures is less than our proportionate share of the equity reflected in the table above because of the differences between asset impairments recorded against our unconsolidated joint venture investments and any impairments recorded in the applicable unconsolidated joint venture. During the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2023</span></span>,</em> we did <span style="-sec-ix-hidden:Tag1652"><span style="line-height: inherit;">not</span></span> write-down any of our unconsolidated joint venture investments.</span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div style="line-height: 1.2;">
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </div>
<ix:continuation id="cd10f8037-988f-4ba4-9a57-806eea72c474">
<div style="border-left: none; border-right: none;">
<table class="finTable" style="height: 105px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">For The Year Ended <span>October 31, 2024</span></em></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Land</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Homebuilding</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Development</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Revenues</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:Revenues" unitRef="USD" id="Tag1243" decimals="-3" scale="3" format="ixt:num-dot-decimal">552,727</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:Revenues" unitRef="USD" id="Tag56" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_CorporateJointVentureMember" name="us-gaap:Revenues" unitRef="USD" id="Tag85" decimals="-3" scale="3" format="ixt:num-dot-decimal">552,727</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Cost of sales and expenses</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:CostOfRevenue" unitRef="USD" id="Tag101" decimals="-3" scale="3" format="ixt:num-dot-decimal">484,967</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:CostOfRevenue" unitRef="USD" id="Tag62" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">445</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031_CorporateJointVentureMember" name="us-gaap:CostOfRevenue" unitRef="USD" id="Tag112" decimals="-3" scale="3" format="ixt:num-dot-decimal">484,522</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Joint venture net income</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag35" decimals="-3" scale="3" format="ixt:num-dot-decimal">67,760</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag187" decimals="-3" scale="3" format="ixt:num-dot-decimal">445</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_CorporateJointVentureMember" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag1248" decimals="-3" scale="3" format="ixt:num-dot-decimal">68,205</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our share of net income</span></p> </td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag73" decimals="-3" scale="3" format="ixt:num-dot-decimal">52,142</ix:nonFraction></span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag38" decimals="-3" scale="3" format="ixt:num-dot-decimal">121</ix:nonFraction></span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_CorporateJointVentureMember" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag119" decimals="-3" scale="3" format="ixt:num-dot-decimal">52,263</ix:nonFraction></span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr> </tbody> </table> </div>
<ix:exclude>
<p xmlns="http://www.w3.org/1999/xhtml" style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div xmlns="http://www.w3.org/1999/xhtml">
<table style="width: 100%; font-family: &quot;times new roman&quot;; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>96</span></span></td> </tr> </tbody> </table>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </ix:exclude>
<div><br/></div>
<div style="border-left: none; border-right: none;">
<table class="finTable highlightCont" style="height: 119px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">For The Year Ended <span>October 31, 2023</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Land</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Homebuilding</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Development</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Revenues</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:Revenues" unitRef="USD" id="Tag63" decimals="-3" scale="3" format="ixt:num-dot-decimal">783,298</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:Revenues" unitRef="USD" id="Tag41" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_CorporateJointVentureMember" name="us-gaap:Revenues" unitRef="USD" id="Tag91" decimals="-3" scale="3" format="ixt:num-dot-decimal">783,298</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Cost of sales and expenses</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:CostOfRevenue" unitRef="USD" id="Tag1239" decimals="-3" scale="3" format="ixt:num-dot-decimal">654,217</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:CostOfRevenue" unitRef="USD" id="Tag107" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031_CorporateJointVentureMember" name="us-gaap:CostOfRevenue" unitRef="USD" id="Tag1233" decimals="-3" scale="3" format="ixt:num-dot-decimal">654,217</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Joint venture net income</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag121" decimals="-3" scale="3" format="ixt:num-dot-decimal">129,081</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag134" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_CorporateJointVentureMember" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag172" decimals="-3" scale="3" format="ixt:num-dot-decimal">129,081</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our share of net income</span></p> </td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag76" decimals="-3" scale="3" format="ixt:num-dot-decimal">43,160</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag87" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_CorporateJointVentureMember" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag58" decimals="-3" scale="3" format="ixt:num-dot-decimal">43,160</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div style="border-left: none; border-right: none;">
<table class="finTable highlightCont" style="height: 105px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">For The Year Ended <span>October 31, 2022</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Land</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Homebuilding</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Development</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Revenues</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:Revenues" unitRef="USD" id="Tag118" decimals="-3" scale="3" format="ixt:num-dot-decimal">351,767</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:Revenues" unitRef="USD" id="Tag86" decimals="-3" scale="3" format="ixt:num-dot-decimal">113</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_CorporateJointVentureMember" name="us-gaap:Revenues" unitRef="USD" id="Tag1245" decimals="-3" scale="3" format="ixt:num-dot-decimal">351,880</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Cost of sales and expenses</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:CostOfRevenue" unitRef="USD" id="Tag1241" decimals="-3" scale="3" format="ixt:num-dot-decimal">318,788</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:CostOfRevenue" unitRef="USD" id="Tag82" decimals="-3" scale="3" format="ixt:num-dot-decimal">37</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20221031_CorporateJointVentureMember" name="us-gaap:CostOfRevenue" unitRef="USD" id="Tag80" decimals="-3" scale="3" format="ixt:num-dot-decimal">318,825</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Joint venture net income</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag84" decimals="-3" scale="3" format="ixt:num-dot-decimal">32,979</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag104" decimals="-3" scale="3" format="ixt:num-dot-decimal">76</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_CorporateJointVentureMember" name="us-gaap:ProfitLoss" unitRef="USD" id="Tag102" decimals="-3" scale="3" format="ixt:num-dot-decimal">33,055</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our share of net income</span></p> </td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag75" decimals="-3" scale="3" format="ixt:num-dot-decimal">29,002</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag29" decimals="-3" scale="3" format="ixt:num-dot-decimal">31</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_CorporateJointVentureMember" name="us-gaap:IncomeLossFromEquityMethodInvestments" unitRef="USD" id="Tag113" decimals="-3" scale="3" format="ixt:num-dot-decimal">29,033</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr> </tbody> </table> </div> </ix:continuation>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The reason &#8220;Our share of net income&#8221; is higher or lower&#160;than the &#8220;Joint venture net&#160;income&#8221; in the tables above is a result of our varying ownership percentages in each investment. For the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2023</span></span>,</em> we had investments in <ix:nonFraction contextRef="D20241031_HomebuildingAndLandDevelopmentJointVenturesMember" name="hov:NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" unitRef="Item" id="Tag103" decimals="0" format="ixt-sec:numwordsen">six</ix:nonFraction> and <ix:nonFraction contextRef="D20231031_HomebuildingAndLandDevelopmentJointVenturesMember" name="hov:NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" unitRef="Item" id="Tag177" decimals="0" format="ixt-sec:numwordsen">eight</ix:nonFraction> unconsolidated joint ventures, respectively, and our ownership in these joint ventures ranged from <ix:nonFraction contextRef="I20231031_MinimumMember_HomebuildingAndLandDevelopmentJointVenturesMember" name="us-gaap:EquityMethodInvestmentOwnershipPercentage" unitRef="Pure" id="Tag1649" decimals="2" scale="-2" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20241031_MinimumMember_HomebuildingAndLandDevelopmentJointVenturesMember" name="us-gaap:EquityMethodInvestmentOwnershipPercentage" unitRef="Pure" id="Tag74" decimals="2" scale="-2" format="ixt:num-dot-decimal">20</ix:nonFraction></ix:nonFraction>% to over <span style="border-left: none; border-right: none; line-height: inherit;"><ix:nonFraction contextRef="I20231031_MaximumMember_HomebuildingAndLandDevelopmentJointVenturesMember" name="us-gaap:EquityMethodInvestmentOwnershipPercentage" unitRef="Pure" id="Tag1650" decimals="1" scale="-2" format="ixt:num-dot-decimal"><ix:nonFraction contextRef="I20241031_HomebuildingAndLandDevelopmentJointVenturesMember_MaximumMember" name="us-gaap:EquityMethodInvestmentOwnershipPercentage" unitRef="Pure" id="Tag78" decimals="2" scale="-2" format="ixt:num-dot-decimal">50</ix:nonFraction></ix:nonFraction>%</span> for both periods. Therefore, depending on mix, if the unconsolidated joint ventures in which we have higher sharing percentages are more profitable than our other unconsolidated joint ventures, that results in us having a higher overall percentage of income in the aggregate than would occur if all joint ventures had the same sharing percentage; conversely, if the unconsolidated joint ventures in which we have lower sharing percentages are more profitable than our other unconsolidated joint ventures, that results in us having a lower overall percentage of income in the aggregate than would occur if all joint ventures had the same sharing percentage. <span style="font-size: 10.0pt; font-family: 'Times New Roman',serif; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">For the year ended <span>October 31, 2024</span>, &#8220;Our share of net income&#8221; was less
than the &#8220;Joint venture net income&#8221; due to <span style="border-left: none; border-right: none;"><span>five</span>&#160;</span>unconsolidated joint
ventures with increased income during the period for which we currently
recognize a lower profit-sharing percentage based on the joint venture
agreements, partially offset by <span>one </span>unconsolidated joint venture with increased
income during the period for which we recognized a higher
profit-sharing percentage based on the joint venture agreements.&#160;</span><span style="background-color: #ffffff; line-height: inherit;">For the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2023</span>, &#8220;</em>Our share of net income&#8221; was lower than the &#8220;Joint venture net income&#8221; due to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>four</span></em> unconsolidated joint ventures with increased income during the period for which we currently recognize a lower profit-sharing percentage as well as a <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">fifth</em>&#160;unconsolidated joint venture for which we were recognizing all of the net loss.</span></span></p>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">To compensate us for the administrative services we provide as the manager of certain unconsolidated joint ventures, we receive a management fee based on a percentage of the applicable unconsolidated joint venture&#8217;s revenue. These management fees, which totaled $<ix:nonFraction contextRef="D20241031_ManagementFeesMember_HomeBuildingSegmentMember" name="us-gaap:Revenues" unitRef="USD" id="Tag120" decimals="-5" scale="6" format="ixt:num-dot-decimal">19.5</ix:nonFraction> million, $<ix:nonFraction contextRef="D20231031_ManagementFeesMember_HomeBuildingSegmentMember" name="us-gaap:Revenues" unitRef="USD" id="Tag61" decimals="-5" scale="6" format="ixt:num-dot-decimal">16.3</ix:nonFraction> million and $<ix:nonFraction contextRef="D20221031_ManagementFeesMember_HomeBuildingSegmentMember" name="us-gaap:Revenues" unitRef="USD" id="Tag161" decimals="-5" scale="6" format="ixt:num-dot-decimal">12.5</ix:nonFraction> million for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2023</span></span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2022</span></span>,</em> are recorded in &#8220;Selling, general and administrative&#8221; homebuilding expenses in the Consolidated Statements of Operations.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Typically, our unconsolidated joint ventures obtain separate project specific mortgage financing. For some of our unconsolidated joint ventures, obtaining financing was challenging, therefore, some of our unconsolidated joint ventures are capitalized only with equity. Any unconsolidated joint venture financing is on a nonrecourse basis, with guarantees from us limited only to&#160;performance and completion of development, environmental warranties and indemnification, standard indemnification for fraud, misrepresentation and other similar actions, including a voluntary bankruptcy filing. In some instances, the unconsolidated joint venture entity is considered a VIE due to the returns being capped to the equity holders; however, in these instances, we have determined that we are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> the primary beneficiary, and therefore we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> consolidate these entities.</span></p> </ix:nonNumeric>
<p style="margin: 0px; text-align: left; text-indent: 0px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p> </div><div style="font-family: 'times new roman', times; font-size: 10pt;">
<div style="border-left: none; border-right: none;">
<ix:nonNumeric contextRef="D20241031" name="us-gaap:FairValueDisclosuresTextBlock" id="Tag1592" escape="true">
<p style="margin: 10pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="display: inline; line-height: inherit;">21</span>.</em> Fair Value of Financial Instruments</b></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We use a fair-value hierarchy which prioritizes the inputs used in measuring fair value as follows:</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Level <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span>:</em> Fair value determined based on quoted prices in active markets for identical assets.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> </span><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Level <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2</span>:</em> Fair value determined using significant other observable inputs.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Level <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>3</span>: </em>Fair value determined using significant unobservable inputs.</span></p>
<ix:exclude>
<p xmlns="http://www.w3.org/1999/xhtml" style="margin: 0px; text-align: left; text-indent: 0px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>
<div xmlns="http://www.w3.org/1999/xhtml">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>97</span></span></td> </tr> </tbody> </table>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div> </ix:exclude>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our financial instruments measured at fair value on a recurring basis are summarized below:</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<ix:nonNumeric contextRef="D20241031" name="us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" id="Tag1244" escape="true">
<table class="finTable" style="height: 56px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair Value at</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair Value at</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair Value</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Hierarchy</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
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<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="height: 16px;"> </td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 54%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;"> Mortgage loans held for sale (1) </span></span></p> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 18%;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span> Level 2 </span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_FairValueInputsLevel2Member_FairValueMeasurementsRecurringMember" name="hov:MortgageLoansHeldForSaleCarryingValue" unitRef="USD" id="Tag158" decimals="-3" scale="3" format="ixt:num-dot-decimal">148,925</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_FairValueInputsLevel2Member_FairValueMeasurementsRecurringMember" name="hov:MortgageLoansHeldForSaleCarryingValue" unitRef="USD" id="Tag1235" decimals="-3" scale="3" format="ixt:num-dot-decimal">130,235</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"> </td> </tr> </tbody> </table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">1</span></em>) <span><ix:footnote xml:lang="en-US" id="footnote16" footnoteRole="http://www.xbrl.org/2003/role/footnote"><span style="border-left: none; border-right: none;">The aggregate unpaid principal balance was $<span style="display: inline; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="hov:LoansHeldForSaleMortgagesUnpaidPrincipal" unitRef="USD" id="Tag210" decimals="-5" scale="6" format="ixt:num-dot-decimal">149.4</ix:nonFraction></span> million and $<ix:nonFraction contextRef="I20231031" name="hov:LoansHeldForSaleMortgagesUnpaidPrincipal" unitRef="USD" id="Tag1199" decimals="-5" scale="6" format="ixt:num-dot-decimal">130.4</ix:nonFraction> million at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2023</span></span></em>, respectively.</span></ix:footnote></span></i></span></p> </ix:nonNumeric>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Fair value of mortgage loans held for sale is based on independent quoted market prices, where available, or the prices for other mortgage loans with similar characteristics.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The financial services segment had a pipeline of loan applications in process of $<ix:nonFraction contextRef="I20241031_LoanOriginationCommitmentsMember" name="hov:LoanApplicationsInProcess" unitRef="USD" id="Tag145" decimals="-5" scale="6" format="ixt:num-dot-decimal">572.9</ix:nonFraction> million at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>. Loans in process for which interest rates were committed to the borrowers totaled $<ix:nonFraction contextRef="I20241031_InterestRateCommittedLoanApplicationsMember" name="hov:InterestRateCommittedLoanApplications" unitRef="USD" id="Tag165" decimals="-5" scale="6" format="ixt:num-dot-decimal">58.0</ix:nonFraction> million as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>. Substantially all of these commitments were for periods of <ix:nonNumeric contextRef="D20241031_LoanOriginationCommitmentsMember_MaximumMember" name="hov:NumberOfDaysInCommittment" id="Tag1222" format="ixt-sec:durday">60</ix:nonNumeric> days or less. Since a portion of these commitments is expected to expire without being exercised by the borrowers, the total commitments do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> necessarily represent future cash requirements.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 0pt 10pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In addition, the financial services segment uses investor commitments and forward sales of mandatory MBS to hedge its mortgage-related interest rate exposure. These instruments involve, to varying degrees, elements of credit and interest rate risk. Credit risk is managed by entering into MBS forward commitments, option contracts with investment banks, federally regulated bank affiliates and loan sales transactions with permanent investors meeting the segment&#8217;s credit standards. Our risk, in the event of default by the purchaser, is the difference between the contract price and fair value of the MBS forward commitments and option contracts. At <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>, we had <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> open mandatory investor commitments to sell MBS.</span></p>
<div style="line-height: 1.2;">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">Changes in fair value that are included in income are shown, by financial instrument and financial statement line item, below:</span></p> </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<ix:nonNumeric contextRef="D20241031" name="us-gaap:FairValueOptionQuantitativeDisclosuresTextBlock" id="Tag1318" escape="true">
<table class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px; height: 84px;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;" colspan="10">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Year Ended <span>October 31, 2024</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Mortgage</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Interest Rate</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Loans Held</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Lock</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Forward</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">for Sale</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Commitments</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Contracts</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Change in fair value included in financial services revenue</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031_LoansHeldForSaleMember_FinancialServicesRevenueLineItemMember" name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" unitRef="USD" id="Tag1561" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">497</ix:nonFraction>)</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><br/></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_InterestRateLockCommitmentsMember_FinancialServicesRevenueLineItemMember" name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" unitRef="USD" id="Tag1198" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_ForwardContractsMember_FinancialServicesRevenueLineItemMember" name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" unitRef="USD" id="Tag1196" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr> </tbody> </table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<table class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px; height: 78px;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="10">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Year Ended <span>October 31, 2023</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Mortgage</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Interest Rate</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Loans Held</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Lock</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Forward</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">for Sale</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Commitments</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Contracts</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Change in fair value included in financial services revenue</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20231031_LoansHeldForSaleMember_FinancialServicesRevenueLineItemMember" name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" unitRef="USD" id="Tag193" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-">177</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_InterestRateLockCommitmentsMember_FinancialServicesRevenueLineItemMember" name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" unitRef="USD" id="Tag1223" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20231031_ForwardContractsMember_FinancialServicesRevenueLineItemMember" name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" unitRef="USD" id="Tag127" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr> </tbody> </table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<table class="finTable" style="height: 90px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px; margin-left: 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 37.1325%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="10">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Year Ended <span>October 31, 2022</span></em></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Mortgage</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Interest Rate</em></b></span></p> </td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Loans Held</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Lock</em></b></span></p> </td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Forward</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">for Sale</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Commitments</em></b></span></p> </td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;" colspan="2">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Contracts</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 10%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 10%; height: 16px;"> </td>
<td style="width: 1.1325%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 10%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Change in fair value included in financial services revenue</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_LoansHeldForSaleMember_FinancialServicesRevenueLineItemMember" name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" unitRef="USD" id="Tag143" decimals="-3" scale="3" format="ixt:num-dot-decimal">385</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_InterestRateLockCommitmentsMember_FinancialServicesRevenueLineItemMember" name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" unitRef="USD" id="Tag212" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20221031_ForwardContractsMember_FinancialServicesRevenueLineItemMember" name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" unitRef="USD" id="Tag166" decimals="-3" scale="3" format="ixt:num-dot-decimal">752</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><br/></td> </tr> </tbody> </table> </ix:nonNumeric>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Assets measured at fair value on a nonrecurring basis are those assets for which we have recorded valuation adjustments and write-offs during the year ended <span>October 31, 2024</span>. We did <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> have assets measured at fair value on a nonrecurring basis during the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span style="border-left: none; border-right: none;"><span>October 31, 2023</span></span></em>. The assets measured at fair value on a nonrecurring basis are all within our homebuilding operations and are summarized below:</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
<ix:exclude>
<p xmlns="http://www.w3.org/1999/xhtml" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><br/></p>
<div xmlns="http://www.w3.org/1999/xhtml">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>98</span></span></td> </tr> </tbody> </table>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div> </div>
<p xmlns="http://www.w3.org/1999/xhtml" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><br/></p>
</ix:exclude>
<ix:nonNumeric contextRef="D20241031" name="us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" id="Tag96" escape="true">
<table class="finTable" style="height: 106px; width: 100%; margin-right: 0px; margin-left: 0.1px; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 47%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 52.1287%; height: 16px;" colspan="12">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Year Ended</b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.14943%; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 47%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 52.1287%; height: 16px;" colspan="12">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><span>October 31, 2024</span></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1.14943%; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 47%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 11%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair </em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 12%; height: 16px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Pre-</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; width: 11%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.12867%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; width: 11%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.14943%; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 47%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 11%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Value</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 12%; height: 16px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Impairment</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; width: 11%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.12867%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; width: 11%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.14943%; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 47%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 11%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Hierarchy</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 12%; height: 16px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Amount</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 12%; height: 16px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total Losses</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 12.1287%; height: 16px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair Value</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1.14943%; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 47%; height: 16px;"> </td>
<td style="width: 11%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 11%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 11%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1.12867%; height: 16px;"> </td>
<td style="width: 11%; height: 16px;"> </td>
<td style="width: 1.14943%; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 47%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Land and land options held for future development or sale</span></p> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 11%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level 3</em></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted " style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_FairValueInputsLevel3Member_FairValueMeasurementsNonrecurringMember_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" name="hov:PreImpairmentValueOfInventory" unitRef="USD" id="Tag51" decimals="-3" scale="3" format="ixt:num-dot-decimal">41,061</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<ix:nonFraction contextRef="D20241031_FairValueInputsLevel3Member_FairValueMeasurementsNonrecurringMember_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" name="us-gaap:ImpairmentOfRealEstate" unitRef="USD" id="Tag170" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,992</ix:nonFraction>)</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1.12867%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted " style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="D20241031_FairValueInputsLevel3Member_FairValueMeasurementsNonrecurringMember_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" name="hov:FairValueOfInventory" unitRef="USD" id="Tag208" decimals="-3" scale="3" format="ixt:num-dot-decimal">31,069</ix:nonFraction></span></td>
<td style="width: 1.14943%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr> </tbody> </table> </ix:nonNumeric>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We recorded inventory impairments, which are included in the Consolidated Statements of Operations as &#8220;Inventory impairments and land option write-offs&#8221; and deducted from inventory of $<ix:nonFraction contextRef="D20241031" name="us-gaap:ImpairmentOfRealEstate" unitRef="USD" id="Tag1197" decimals="-5" scale="6" format="ixt:num-dot-decimal">10.0</ix:nonFraction> million and $<ix:nonFraction contextRef="D20221031" name="us-gaap:ImpairmentOfRealEstate" unitRef="USD" id="Tag1311" decimals="-5" scale="6" format="ixt:num-dot-decimal">8.4</ix:nonFraction> million for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span style="border-right: none; border-left: none;">October <span>2024</span></span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;"><span>2022</span></span>,</em> respectively. We did <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> have any assets measured at fair value on a nonrecurring basis during the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span style="border-left: none; border-right: none;"><span>October 31, 2023</span></span></em> (see Note <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>12</span></em>).</span></p>
<div><br/></div>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The fair value of our cash equivalents, restricted cash and cash equivalents and customers<span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8217;</span> deposits approximates their carrying amount, based on Level <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em> inputs.</span></p>
<div style="line-height: 1.2;">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><br/></p> </div>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The fair value of each series of our notes and credit facilities are listed below. Level <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2</span></em> measurements are estimated based on recent trades or quoted market prices for the same issues or based on recent trades or quoted market prices for our debt of similar security and maturity to achieve comparable yields. Level <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>3</span></em> measurements are estimated based on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em>-party broker quotes or management&#8217;s estimate of the fair value based on available trades for similar debt instruments. <span>As shown in the table below, our <ix:nonFraction contextRef="I20241031_FairValueInputsLevel2Member_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag17" decimals="3" scale="-2" format="ixt:num-dot-decimal">8.0</ix:nonFraction>% Senior Secured <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;"><span>1.125</span></span></em> Lien Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;"><span>2028</span>,</span></em> <span style="border-left: none; border-right: none;"><ix:nonFraction contextRef="I20241031_The1175SeniorSecured125LienNotesDue2029Member_FairValueInputsLevel2Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag55" decimals="4" scale="-2" format="ixt:num-dot-decimal">11.75</ix:nonFraction></span>% Senior Secured <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;"><span>1.25</span></span></em> Lien Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;"><span>2029</span></span></em> and <ix:nonFraction contextRef="I20241031_The502040NotesMember_FairValueInputsLevel2Member_UnsecuredSeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1231" decimals="3" scale="-2" format="ixt:num-dot-decimal">5.0</ix:nonFraction>% Senior Notes due <span>2040</span> were a Level <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2</span></em> measurement at<span style="border-right: none; border-left: none;"> <em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em></span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> </em>due to recent trades for the same notes.</span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<ix:nonNumeric contextRef="D20241031" name="hov:FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" id="Tag1232" escape="true">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Fair Value as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em></b></span></p>
<hr style="margin: 3pt 0px; border: currentColor; width: 100%; height: 1px; color: #000000; background-color: #000000;"/>
<table class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 152px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: bottom; height: 17px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 8%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span>1</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 8%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span>2</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 8%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span>3</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 8%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;" colspan="2">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Secured Notes:</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;">
<p style="margin: 0pt; text-indent: 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <ix:nonFraction contextRef="I20241031_The80SeniorSecured1125LienNotesDueSeptember302028Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag162" decimals="3" scale="-2" format="ixt:num-dot-decimal">8.0</ix:nonFraction>% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;">1.125</span> Lien Notes due <ix:nonNumeric contextRef="D20241031_The80SeniorSecured1125LienNotesDueSeptember302028Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag126" format="ixt:date-monthname-day-year-en">September 30, 2028</ix:nonNumeric> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_FairValueInputsLevel1Member_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag52" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_FairValueInputsLevel2Member_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag138" decimals="-3" scale="3" format="ixt:num-dot-decimal">231,068</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_FairValueInputsLevel3Member_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag1472" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_The80SeniorSecured1125LienNotesDueSeptember302028Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag203" decimals="-3" scale="3" format="ixt:num-dot-decimal">231,068</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <ix:nonFraction contextRef="I20241031_The1175SeniorSecured125LienNotesDueSeptember302029Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag197" decimals="4" scale="-2" format="ixt:num-dot-decimal">11.75</ix:nonFraction>% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;">1.25</span> Lien Notes due <ix:nonNumeric contextRef="D20241031_The1175SeniorSecured125LienNotesDueSeptember302029Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag196" format="ixt:date-monthname-day-year-en">September 30, 2029</ix:nonNumeric> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_FairValueInputsLevel1Member_SeniorSecuredNotesMember_The1175SeniorSecured125LienNotesDueSeptember302029Member" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag198" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_FairValueInputsLevel2Member_SeniorSecuredNotesMember_The1175SeniorSecured125LienNotesDueSeptember302029Member" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag142" decimals="-3" scale="3" format="ixt:num-dot-decimal">474,561</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_FairValueInputsLevel3Member_SeniorSecuredNotesMember_The1175SeniorSecured125LienNotesDueSeptember302029Member" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag160" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_The1175SeniorSecured125LienNotesDueSeptember302029Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag54" decimals="-3" scale="3" format="ixt:num-dot-decimal">474,561</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Notes:</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;">
<p style="margin: 0pt; text-indent: 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <ix:nonFraction contextRef="I20241031_The1352026NotesMember_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag164" decimals="3" scale="-2" format="ixt:num-dot-decimal">13.5</ix:nonFraction>% Senior Notes due <ix:nonNumeric contextRef="D20241031_The1352026NotesMember_SeniorNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag139" format="ixt:date-monthname-day-year-en">February 1, 2026</ix:nonNumeric> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_The1352026NotesMember_FairValueInputsLevel1Member_SeniorNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag53" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_The1352026NotesMember_FairValueInputsLevel2Member_SeniorNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag1464" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_The1352026NotesMember_FairValueInputsLevel3Member_SeniorNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag215" decimals="-3" scale="3" format="ixt:num-dot-decimal">27,020</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_The1352026NotesMember_SeniorNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag200" decimals="-3" scale="3" format="ixt:num-dot-decimal">27,020</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <ix:nonFraction contextRef="I20241031_The502040NotesMember_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag149" decimals="3" scale="-2" format="ixt:num-dot-decimal">5.0</ix:nonFraction>% Senior Notes due <ix:nonNumeric contextRef="D20241031_The502040NotesMember_SeniorNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag124" format="ixt:date-monthname-day-year-en">February 1, 2040</ix:nonNumeric> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_The502040NotesMember_FairValueInputsLevel1Member_SeniorNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag1195" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_The502040NotesMember_FairValueInputsLevel2Member_SeniorNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag156" decimals="-3" scale="3" format="ixt:num-dot-decimal">11,485</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_The502040NotesMember_FairValueInputsLevel3Member_SeniorNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag141" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_The502040NotesMember_SeniorNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag169" decimals="-3" scale="3" format="ixt:num-dot-decimal">11,485</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;">
<p style="margin: 0pt; text-indent: 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Credit Facilities:</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 13px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;">
<p style="margin: 0pt; text-indent: 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;">1.75</span> Lien Term Loan Credit Facility due <ix:nonNumeric contextRef="D20241031_The100SeniorSecured175LienTermLoansDue2028Member_SeniorSecuredTermLoanMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag201" format="ixt:date-monthname-day-year-en">January 31, 2028</ix:nonNumeric> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_The100SeniorSecured175LienTermLoansDue2028Member_FairValueInputsLevel1Member_SeniorSecuredTermLoanMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag1224" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_The100SeniorSecured175LienTermLoansDue2028Member_FairValueInputsLevel2Member_SeniorSecuredTermLoanMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag144" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_The100SeniorSecured175LienTermLoansDue2028Member_FairValueInputsLevel3Member_SeniorSecuredTermLoanMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag1225" decimals="-3" scale="3" format="ixt:num-dot-decimal">190,041</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_The100SeniorSecured175LienTermLoansDue2028Member_SeniorSecuredTermLoanMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag1228" decimals="-3" scale="3" format="ixt:num-dot-decimal">190,041</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total fair value</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_FairValueInputsLevel1Member" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag1234" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_FairValueInputsLevel2Member" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag154" decimals="-3" scale="3" format="ixt:num-dot-decimal">717,114</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031_FairValueInputsLevel3Member" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag195" decimals="-3" scale="3" format="ixt:num-dot-decimal">217,061</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20241031" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag167" decimals="-3" scale="3" format="ixt:num-dot-decimal">934,175</ix:nonFraction></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td> </tr> </tbody> </table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 7.2pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Fair Value as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2023</span></em></b></span></p>
<hr style="margin: 3pt 0px; border: currentColor; width: 100%; height: 1px; color: #000000; background-color: #000000;"/>
<table class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 176px;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level 1</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont " style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span>2</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont " style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span>3</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;" colspan="2">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Secured Notes:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 9pt; height: 17px;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <ix:nonFraction contextRef="I20231031_The100SeniorSecured175LienNotesDueNovember152025Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag214" decimals="3" scale="-2" format="ixt:num-dot-decimal">10.0</ix:nonFraction>% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.75</span></span> Lien Notes due <ix:nonNumeric contextRef="D20231031_The100SeniorSecured175LienNotesDueNovember152025Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag152" format="ixt:date-monthname-day-year-en">November 15, 2025</ix:nonNumeric> </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The100SeniorSecured175LienNotesDue2025Member_FairValueInputsLevel1Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag1227" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The100SeniorSecured175LienNotesDue2025Member_FairValueInputsLevel2Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag1455" decimals="-3" scale="3" format="ixt:num-dot-decimal">113,843</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The100SeniorSecured175LienNotesDue2025Member_FairValueInputsLevel3Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag98" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag1229" decimals="-3" scale="3" format="ixt:num-dot-decimal">113,843</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <ix:nonFraction contextRef="I20231031_The80SeniorSecured1125LienNotesDueSeptember302028Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag216" decimals="3" scale="-2" format="ixt:num-dot-decimal">8.0</ix:nonFraction>% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.125</span></span> Lien Notes due <ix:nonNumeric contextRef="D20231031_The80SeniorSecured1125LienNotesDueSeptember302028Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag206" format="ixt:date-monthname-day-year-en">September 30, 2028</ix:nonNumeric> </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The80SeniorSecured1125LienNotesDue2028Member_FairValueInputsLevel1Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag157" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The80SeniorSecured1125LienNotesDue2028Member_FairValueInputsLevel2Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag159" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The80SeniorSecured1125LienNotesDue2028Member_FairValueInputsLevel3Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag48" decimals="-3" scale="3" format="ixt:num-dot-decimal">230,690</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The80SeniorSecured1125LienNotesDue2028Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag125" decimals="-3" scale="3" format="ixt:num-dot-decimal">230,690</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <ix:nonFraction contextRef="I20231031_The1175SeniorSecured125LienNotesDueSeptember302029Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag1230" decimals="4" scale="-2" format="ixt:num-dot-decimal">11.75</ix:nonFraction>% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.25</span></span> Lien Notes due <ix:nonNumeric contextRef="D20231031_The1175SeniorSecured125LienNotesDueSeptember302029Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag199" format="ixt:date-monthname-day-year-en">September 30, 2029</ix:nonNumeric> </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The1175SeniorSecured125LienNotesDue2029Member_FairValueInputsLevel1Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag151" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The1175SeniorSecured125LienNotesDue2029Member_FairValueInputsLevel2Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag97" decimals="-3" scale="3" format="ixt:num-dot-decimal">476,655</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The1175SeniorSecured125LienNotesDue2029Member_FairValueInputsLevel3Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag155" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag148" decimals="-3" scale="3" format="ixt:num-dot-decimal">476,655</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Notes:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 9pt; height: 17px;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <ix:nonFraction contextRef="I20231031_The1352026NotesMember_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag153" decimals="3" scale="-2" format="ixt:num-dot-decimal">13.5</ix:nonFraction>% Senior Notes due <ix:nonNumeric contextRef="D20231031_The1352026NotesMember_SeniorNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag211" format="ixt:date-monthname-day-year-en">February 1, 2026</ix:nonNumeric> </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The1352026NotesMember_FairValueInputsLevel1Member_SeniorNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag205" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The1352026NotesMember_FairValueInputsLevel2Member_SeniorNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag202" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The1352026NotesMember_FairValueInputsLevel3Member_SeniorNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag1316" decimals="-3" scale="3" format="ixt:num-dot-decimal">95,062</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The1352026NotesMember_SeniorNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag1" decimals="-3" scale="3" format="ixt:num-dot-decimal">95,062</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <ix:nonFraction contextRef="I20231031_The502040NotesMember_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" unitRef="Pure" id="Tag207" decimals="3" scale="-2" format="ixt:num-dot-decimal">5.0</ix:nonFraction>% Senior Notes due <ix:nonNumeric contextRef="D20231031_The502040NotesMember_SeniorNotesMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag18" format="ixt:date-monthname-day-year-en">February 1, 2040</ix:nonNumeric> </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The502040NotesMember_FairValueInputsLevel1Member_SeniorNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag168" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The502040NotesMember_FairValueInputsLevel2Member_SeniorNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag128" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The502040NotesMember_FairValueInputsLevel3Member_SeniorNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag1454" decimals="-3" scale="3" format="ixt:num-dot-decimal">44,843</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The502040NotesMember_SeniorNotesMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag194" decimals="-3" scale="3" format="ixt:num-dot-decimal">44,843</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 9pt; height: 17px;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Credit Facilities:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Unsecured Term Loan Credit Facility due <ix:nonNumeric contextRef="D20231031_SeniorUnsecuredTermLoanCreditFacilityDue2027Member_3" name="us-gaap:DebtInstrumentMaturityDate" id="Tag147" format="ixt:date-monthname-day-year-en">February 1, 2027</ix:nonNumeric> </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_SeniorUnsecuredTermLoanCreditFacilityDue2027Member_FairValueInputsLevel1Member_UnsecuredSeniorTermLoanMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag213" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_SeniorUnsecuredTermLoanCreditFacilityDue2027Member_FairValueInputsLevel2Member_UnsecuredSeniorTermLoanMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag150" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_SeniorUnsecuredTermLoanCreditFacilityDue2027Member_FairValueInputsLevel3Member_UnsecuredSeniorTermLoanMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag1452" decimals="-3" scale="3" format="ixt:num-dot-decimal">35,034</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_SeniorUnsecuredTermLoanCreditFacilityDue2027Member_UnsecuredSeniorTermLoanMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag1501" decimals="-3" scale="3" format="ixt:num-dot-decimal">35,034</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 9pt; height: 10px; border-bottom: 1px solid #000000;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.75</span></span> Lien Term Loan Credit Facility due <ix:nonNumeric contextRef="D20231031_The100SeniorSecured175LienTermLoansDue2028Member_SeniorSecuredTermLoanMember" name="us-gaap:DebtInstrumentMaturityDate" id="Tag1206" format="ixt:date-monthname-day-year-en">January 31, 2028</ix:nonNumeric> </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The100SeniorSecured175LienTermLoansDue2028Member_FairValueInputsLevel1Member_SeniorSecuredTermLoanMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag49" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The100SeniorSecured175LienTermLoansDue2028Member_FairValueInputsLevel2Member_SeniorSecuredTermLoanMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag146" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The100SeniorSecured175LienTermLoansDue2028Member_FairValueInputsLevel3Member_SeniorSecuredTermLoanMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag1293" decimals="-3" scale="3" format="ixt:num-dot-decimal">81,742</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_The100SeniorSecured175LienTermLoansDue2028Member_SeniorSecuredTermLoanMember" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag1183" decimals="-3" scale="3" format="ixt:num-dot-decimal">81,742</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total fair value</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_FairValueInputsLevel1Member" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag50" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_FairValueInputsLevel2Member" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag1314" decimals="-3" scale="3" format="ixt:num-dot-decimal">590,498</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031_FairValueInputsLevel3Member" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag163" decimals="-3" scale="3" format="ixt:num-dot-decimal">487,371</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction contextRef="I20231031" name="us-gaap:DebtInstrumentFairValue" unitRef="USD" id="Tag171" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,077,869</ix:nonFraction></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </ix:nonNumeric>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The Senior Secured Revolving Credit Facility is <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> included in the above tables because there were <ix:nonFraction contextRef="I20231031_SeniorSecuredRevolvingCreditFacilityMember_1" name="us-gaap:LineOfCredit" unitRef="USD" id="Tag1687" decimals="-6" scale="6" format="ixt-sec:numwordsen"><ix:nonFraction contextRef="I20241031_SeniorSecuredRevolvingCreditFacilityMember_6" name="us-gaap:LineOfCredit" unitRef="USD" id="Tag204" decimals="-6" scale="6" format="ixt-sec:numwordsen">no</ix:nonFraction></ix:nonFraction> borrowings outstanding thereunder as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2023</span></span></em>.</span></p> </ix:nonNumeric>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt;" class="pageno"><span>99</span></span></td> </tr> </tbody> </table>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/></div> </div> </div></div></body></html>
</XBRL>
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<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>6
<FILENAME>hov-20241031_lab.xml
<DESCRIPTION>LABEL
<TEXT>
<XBRL>
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<!--Created by Genesis Filings LLC, Powered by IRIS Carbon, Unique Code 67633c182eea2b0a40756d89, Generated At Wed, 18 Dec 2024 21:19:20 GMT-->
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashFlowSupplementalDisclosuresTextBlock" xlink:label="CashFlowSupplementalDisclosuresTextBlock" xlink:title="CashFlowSupplementalDisclosuresTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_CashFlowSupplementalDisclosuresTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CashFlowSupplementalDisclosuresTextBlock" xml:lang="en-US" id="label_CashFlowSupplementalDisclosuresTextBlock">Supplemental disclosure of non-cash operating and investing activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashFlowSupplementalDisclosuresTextBlock" xlink:to="label_CashFlowSupplementalDisclosuresTextBlock" xlink:title="Label : CashFlowSupplementalDisclosuresTextBlock to label_CashFlowSupplementalDisclosuresTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfReportableSegmentsHistorically_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfReportableSegmentsHistorically_2" xml:lang="en-US" id="label_NumberOfReportableSegmentsHistorically_2">Represents number of reportable segments the company had historically.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfReportableSegmentsHistorically" xlink:to="label_NumberOfReportableSegmentsHistorically_2" xlink:title="Label : NumberOfReportableSegmentsHistorically to label_NumberOfReportableSegmentsHistorically_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:title="PaymentsOfDividendsPreferredStockAndPreferenceStock" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsOfDividendsPreferredStockAndPreferenceStock" xml:lang="en-US" id="label_PaymentsOfDividendsPreferredStockAndPreferenceStock">Preferred dividends paid</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:to="label_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:title="Label : PaymentsOfDividendsPreferredStockAndPreferenceStock to label_PaymentsOfDividendsPreferredStockAndPreferenceStock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsOfFinancingCosts" xlink:label="PaymentsOfFinancingCosts" xlink:title="PaymentsOfFinancingCosts" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsOfFinancingCosts" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsOfFinancingCosts" xml:lang="en-US" id="label_PaymentsOfFinancingCosts">Debt issuance costs from note issuances, land banking financing programs and model sale leaseback financing programs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfFinancingCosts" xlink:to="label_PaymentsOfFinancingCosts" xlink:title="Label : PaymentsOfFinancingCosts to label_PaymentsOfFinancingCosts" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_HomeBuildingSegmentMember" xlink:label="HomeBuildingSegmentMember" xlink:title="HomeBuildingSegmentMember" />
    <link:label xlink:type="resource" xlink:label="label_HomeBuildingSegmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_HomeBuildingSegmentMember" xml:lang="en-US" id="label_HomeBuildingSegmentMember">Home Building Segment [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HomeBuildingSegmentMember" xlink:to="label_HomeBuildingSegmentMember" xlink:title="Label : HomeBuildingSegmentMember to label_HomeBuildingSegmentMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MinorityInterestPeriodIncreaseDecrease" xlink:label="MinorityInterestPeriodIncreaseDecrease" xlink:title="MinorityInterestPeriodIncreaseDecrease" />
    <link:label xlink:type="resource" xlink:label="label_MinorityInterestPeriodIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MinorityInterestPeriodIncreaseDecrease" xml:lang="en-US" id="label_MinorityInterestPeriodIncreaseDecrease">Noncontrolling Interest, Period Increase (Decrease)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinorityInterestPeriodIncreaseDecrease" xlink:to="label_MinorityInterestPeriodIncreaseDecrease" xlink:title="Label : MinorityInterestPeriodIncreaseDecrease to label_MinorityInterestPeriodIncreaseDecrease" />
    <link:label xlink:type="resource" xlink:label="label_MinorityInterestPeriodIncreaseDecrease_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MinorityInterestPeriodIncreaseDecrease_1" xml:lang="en-US" id="label_MinorityInterestPeriodIncreaseDecrease_1">Changes in noncontrolling interest in consolidated joint ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinorityInterestPeriodIncreaseDecrease" xlink:to="label_MinorityInterestPeriodIncreaseDecrease_1" xlink:title="Label : MinorityInterestPeriodIncreaseDecrease to label_MinorityInterestPeriodIncreaseDecrease_1" />
    <link:label xlink:type="resource" xlink:label="label_HomeBuildingSegmentMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_HomeBuildingSegmentMember_1" xml:lang="en-US" id="label_HomeBuildingSegmentMember_1">Home Building [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HomeBuildingSegmentMember" xlink:to="label_HomeBuildingSegmentMember_1" xlink:title="Label : HomeBuildingSegmentMember to label_HomeBuildingSegmentMember_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_RevenueSourcesAxis" xlink:label="RevenueSourcesAxis" xlink:title="RevenueSourcesAxis" />
    <link:label xlink:type="resource" xlink:label="label_RevenueSourcesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RevenueSourcesAxis" xml:lang="en-US" id="label_RevenueSourcesAxis">Revenue Sources [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevenueSourcesAxis" xlink:to="label_RevenueSourcesAxis" xlink:title="Label : RevenueSourcesAxis to label_RevenueSourcesAxis" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_LiabilitiesExcludingAccruedIncomeTaxes" xlink:label="LiabilitiesExcludingAccruedIncomeTaxes" xlink:title="LiabilitiesExcludingAccruedIncomeTaxes" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesExcludingAccruedIncomeTaxes" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilitiesExcludingAccruedIncomeTaxes" xml:lang="en-US" id="label_LiabilitiesExcludingAccruedIncomeTaxes">Liabilities Excluding Accrued Income Taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesExcludingAccruedIncomeTaxes" xlink:to="label_LiabilitiesExcludingAccruedIncomeTaxes" xlink:title="Label : LiabilitiesExcludingAccruedIncomeTaxes to label_LiabilitiesExcludingAccruedIncomeTaxes" />
    <link:label xlink:type="resource" xlink:label="label_RevenueSourcesAxis_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RevenueSourcesAxis_1" xml:lang="en-US" id="label_RevenueSourcesAxis_1">Information by major payor source of revenue.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevenueSourcesAxis" xlink:to="label_RevenueSourcesAxis_1" xlink:title="Label : RevenueSourcesAxis to label_RevenueSourcesAxis_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_NoTradingSymbolFlag" xlink:label="NoTradingSymbolFlag" xlink:title="NoTradingSymbolFlag" />
    <link:label xlink:type="resource" xlink:label="label_NoTradingSymbolFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NoTradingSymbolFlag" xml:lang="en-US" id="label_NoTradingSymbolFlag">No Trading Symbol Flag</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoTradingSymbolFlag" xlink:to="label_NoTradingSymbolFlag" xlink:title="Label : NoTradingSymbolFlag to label_NoTradingSymbolFlag" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_AssetsExcludingDeferredIncomeTaxAssetsNet" xlink:label="AssetsExcludingDeferredIncomeTaxAssetsNet" xlink:title="AssetsExcludingDeferredIncomeTaxAssetsNet" />
    <link:label xlink:type="resource" xlink:label="label_AssetsExcludingDeferredIncomeTaxAssetsNet" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_AssetsExcludingDeferredIncomeTaxAssetsNet" xml:lang="en-US" id="label_AssetsExcludingDeferredIncomeTaxAssetsNet">Total assets excluding deferred tax assets, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsExcludingDeferredIncomeTaxAssetsNet" xlink:to="label_AssetsExcludingDeferredIncomeTaxAssetsNet" xlink:title="Label : AssetsExcludingDeferredIncomeTaxAssetsNet to label_AssetsExcludingDeferredIncomeTaxAssetsNet" />
    <link:label xlink:type="resource" xlink:label="label_AssetsExcludingDeferredIncomeTaxAssetsNet_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AssetsExcludingDeferredIncomeTaxAssetsNet_1" xml:lang="en-US" id="label_AssetsExcludingDeferredIncomeTaxAssetsNet_1">Assets Excluding Deferred Income Tax Assets Net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsExcludingDeferredIncomeTaxAssetsNet" xlink:to="label_AssetsExcludingDeferredIncomeTaxAssetsNet_1" xlink:title="Label : AssetsExcludingDeferredIncomeTaxAssetsNet to label_AssetsExcludingDeferredIncomeTaxAssetsNet_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InventoryNetAbstract" xlink:label="InventoryNetAbstract" xlink:title="InventoryNetAbstract" />
    <link:label xlink:type="resource" xlink:label="label_InventoryNetAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InventoryNetAbstract" xml:lang="en-US" id="label_InventoryNetAbstract">Inventory, Net [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryNetAbstract" xlink:to="label_InventoryNetAbstract" xlink:title="Label : InventoryNetAbstract to label_InventoryNetAbstract" />
    <link:label xlink:type="resource" xlink:label="label_AssetsExcludingDeferredIncomeTaxAssetsNet_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AssetsExcludingDeferredIncomeTaxAssetsNet_2" xml:lang="en-US" id="label_AssetsExcludingDeferredIncomeTaxAssetsNet_2">The amount of total carrying amounts as of the balance sheet date of all assets excluding deferred income tax assets, net that are recognized.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsExcludingDeferredIncomeTaxAssetsNet" xlink:to="label_AssetsExcludingDeferredIncomeTaxAssetsNet_2" xlink:title="Label : AssetsExcludingDeferredIncomeTaxAssetsNet to label_AssetsExcludingDeferredIncomeTaxAssetsNet_2" />
    <link:label xlink:type="resource" xlink:label="label_InventoryNetAbstract_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InventoryNetAbstract_1" xml:lang="en-US" id="label_InventoryNetAbstract_1">Inventories:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryNetAbstract" xlink:to="label_InventoryNetAbstract_1" xlink:title="Label : InventoryNetAbstract to label_InventoryNetAbstract_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProductWarrantyLiabilityTable" xlink:label="ProductWarrantyLiabilityTable" xlink:title="ProductWarrantyLiabilityTable" />
    <link:label xlink:type="resource" xlink:label="label_ProductWarrantyLiabilityTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProductWarrantyLiabilityTable" xml:lang="en-US" id="label_ProductWarrantyLiabilityTable">Product Warranty Liability [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantyLiabilityTable" xlink:to="label_ProductWarrantyLiabilityTable" xlink:title="Label : ProductWarrantyLiabilityTable to label_ProductWarrantyLiabilityTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProductWarrantiesDisclosuresAbstract" xlink:label="ProductWarrantiesDisclosuresAbstract" xlink:title="ProductWarrantiesDisclosuresAbstract" />
    <link:label xlink:type="resource" xlink:label="label_ProductWarrantiesDisclosuresAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProductWarrantiesDisclosuresAbstract" xml:lang="en-US" id="label_ProductWarrantiesDisclosuresAbstract">Warranty Costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantiesDisclosuresAbstract" xlink:to="label_ProductWarrantiesDisclosuresAbstract" xlink:title="Label : ProductWarrantiesDisclosuresAbstract to label_ProductWarrantiesDisclosuresAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract" xlink:label="CoverAbstract" xlink:title="CoverAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CoverAbstract" xml:lang="en-US" id="label_CoverAbstract">Cover [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CoverAbstract" xlink:to="label_CoverAbstract" xlink:title="Label : CoverAbstract to label_CoverAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialServiceMember" xlink:label="FinancialServiceMember" xlink:title="FinancialServiceMember" />
    <link:label xlink:type="resource" xlink:label="label_FinancialServiceMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancialServiceMember" xml:lang="en-US" id="label_FinancialServiceMember">Financial Services [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialServiceMember" xlink:to="label_FinancialServiceMember" xlink:title="Label : FinancialServiceMember to label_FinancialServiceMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HomeBuildingMember" xlink:label="HomeBuildingMember" xlink:title="HomeBuildingMember" />
    <link:label xlink:type="resource" xlink:label="label_HomeBuildingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_HomeBuildingMember" xml:lang="en-US" id="label_HomeBuildingMember">Home Building [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HomeBuildingMember" xlink:to="label_HomeBuildingMember" xlink:title="Label : HomeBuildingMember to label_HomeBuildingMember" />
    <link:label xlink:type="resource" xlink:label="label_FinancialServiceMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancialServiceMember_1" xml:lang="en-US" id="label_FinancialServiceMember_1">Financial Service [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialServiceMember" xlink:to="label_FinancialServiceMember_1" xlink:title="Label : FinancialServiceMember to label_FinancialServiceMember_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="DebtInstrumentLineItems" xlink:title="DebtInstrumentLineItems" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentLineItems" xml:lang="en-US" id="label_DebtInstrumentLineItems">Debt Instrument [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentLineItems" xlink:to="label_DebtInstrumentLineItems" xlink:title="Label : DebtInstrumentLineItems to label_DebtInstrumentLineItems" />
    <link:label xlink:type="resource" xlink:label="label_DisclosureOfMortgageLoansAbstract_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DisclosureOfMortgageLoansAbstract_1" xml:lang="en-US" id="label_DisclosureOfMortgageLoansAbstract_1">Disclosure of Mortgage Loans [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfMortgageLoansAbstract" xlink:to="label_DisclosureOfMortgageLoansAbstract_1" xlink:title="Label : DisclosureOfMortgageLoansAbstract to label_DisclosureOfMortgageLoansAbstract_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentTable" xlink:label="DebtInstrumentTable" xlink:title="DebtInstrumentTable" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentTable" xml:lang="en-US" id="label_DebtInstrumentTable">Schedule of Long-Term Debt Instruments [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentTable" xlink:to="label_DebtInstrumentTable" xlink:title="Label : DebtInstrumentTable to label_DebtInstrumentTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuritiesBorrowedAllowanceForCreditLossRollForward" xlink:label="SecuritiesBorrowedAllowanceForCreditLossRollForward" xlink:title="SecuritiesBorrowedAllowanceForCreditLossRollForward" />
    <link:label xlink:type="resource" xlink:label="label_SecuritiesBorrowedAllowanceForCreditLossRollForward" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SecuritiesBorrowedAllowanceForCreditLossRollForward" xml:lang="en-US" id="label_SecuritiesBorrowedAllowanceForCreditLossRollForward">Loan origination reserves</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesBorrowedAllowanceForCreditLossRollForward" xlink:to="label_SecuritiesBorrowedAllowanceForCreditLossRollForward" xlink:title="Label : SecuritiesBorrowedAllowanceForCreditLossRollForward to label_SecuritiesBorrowedAllowanceForCreditLossRollForward" />
    <link:label xlink:type="resource" xlink:label="label_SecuritiesBorrowedAllowanceForCreditLossRollForward_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuritiesBorrowedAllowanceForCreditLossRollForward_1" xml:lang="en-US" id="label_SecuritiesBorrowedAllowanceForCreditLossRollForward_1">Securities Borrowed, Allowance for Credit Loss [Roll Forward]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesBorrowedAllowanceForCreditLossRollForward" xlink:to="label_SecuritiesBorrowedAllowanceForCreditLossRollForward_1" xlink:title="Label : SecuritiesBorrowedAllowanceForCreditLossRollForward to label_SecuritiesBorrowedAllowanceForCreditLossRollForward_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentCollateralAmount" xlink:label="DebtInstrumentCollateralAmount" xlink:title="DebtInstrumentCollateralAmount" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentCollateralAmount" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_DebtInstrumentCollateralAmount" xml:lang="en-US" id="label_DebtInstrumentCollateralAmount">Mortgages held for sale, pledged</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentCollateralAmount" xlink:to="label_DebtInstrumentCollateralAmount" xlink:title="Label : DebtInstrumentCollateralAmount to label_DebtInstrumentCollateralAmount" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuritiesBorrowedAllowanceForCreditLossLineItems" xlink:label="SecuritiesBorrowedAllowanceForCreditLossLineItems" xlink:title="SecuritiesBorrowedAllowanceForCreditLossLineItems" />
    <link:label xlink:type="resource" xlink:label="label_SecuritiesBorrowedAllowanceForCreditLossLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SecuritiesBorrowedAllowanceForCreditLossLineItems" xml:lang="en-US" id="label_SecuritiesBorrowedAllowanceForCreditLossLineItems">Mortgage Loans Held for Sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesBorrowedAllowanceForCreditLossLineItems" xlink:to="label_SecuritiesBorrowedAllowanceForCreditLossLineItems" xlink:title="Label : SecuritiesBorrowedAllowanceForCreditLossLineItems to label_SecuritiesBorrowedAllowanceForCreditLossLineItems" />
    <link:label xlink:type="resource" xlink:label="label_SecuritiesBorrowedAllowanceForCreditLossLineItems_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuritiesBorrowedAllowanceForCreditLossLineItems_1" xml:lang="en-US" id="label_SecuritiesBorrowedAllowanceForCreditLossLineItems_1">Securities Borrowed, Allowance for Credit Loss [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesBorrowedAllowanceForCreditLossLineItems" xlink:to="label_SecuritiesBorrowedAllowanceForCreditLossLineItems_1" xlink:title="Label : SecuritiesBorrowedAllowanceForCreditLossLineItems to label_SecuritiesBorrowedAllowanceForCreditLossLineItems_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CollateralizedDebtObligationsMember" xlink:label="CollateralizedDebtObligationsMember" xlink:title="CollateralizedDebtObligationsMember" />
    <link:label xlink:type="resource" xlink:label="label_CollateralizedDebtObligationsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CollateralizedDebtObligationsMember" xml:lang="en-US" id="label_CollateralizedDebtObligationsMember">Collateralized Debt Obligations [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralizedDebtObligationsMember" xlink:to="label_CollateralizedDebtObligationsMember" xlink:title="Label : CollateralizedDebtObligationsMember to label_CollateralizedDebtObligationsMember" />
    <link:label xlink:type="resource" xlink:label="label_CollateralizedDebtObligationsMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CollateralizedDebtObligationsMember_1" xml:lang="en-US" id="label_CollateralizedDebtObligationsMember_1">Collateralized Debt Obligations [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralizedDebtObligationsMember" xlink:to="label_CollateralizedDebtObligationsMember_1" xlink:title="Label : CollateralizedDebtObligationsMember to label_CollateralizedDebtObligationsMember_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuritiesBorrowedAllowanceForCreditLossTable" xlink:label="SecuritiesBorrowedAllowanceForCreditLossTable" xlink:title="SecuritiesBorrowedAllowanceForCreditLossTable" />
    <link:label xlink:type="resource" xlink:label="label_SecuritiesBorrowedAllowanceForCreditLossTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuritiesBorrowedAllowanceForCreditLossTable" xml:lang="en-US" id="label_SecuritiesBorrowedAllowanceForCreditLossTable">Securities Borrowed, Allowance for Credit Loss [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesBorrowedAllowanceForCreditLossTable" xlink:to="label_SecuritiesBorrowedAllowanceForCreditLossTable" xlink:title="Label : SecuritiesBorrowedAllowanceForCreditLossTable to label_SecuritiesBorrowedAllowanceForCreditLossTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RestrictedCashAssetStatementOfFinancialPositionExtensibleList" xlink:label="RestrictedCashAssetStatementOfFinancialPositionExtensibleList" xlink:title="RestrictedCashAssetStatementOfFinancialPositionExtensibleList" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedCashAssetStatementOfFinancialPositionExtensibleList" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RestrictedCashAssetStatementOfFinancialPositionExtensibleList" xml:lang="en-US" id="label_RestrictedCashAssetStatementOfFinancialPositionExtensibleList">Restricted Cash, Statement of Financial Position [Extensible Enumeration]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedCashAssetStatementOfFinancialPositionExtensibleList" xlink:to="label_RestrictedCashAssetStatementOfFinancialPositionExtensibleList" xlink:title="Label : RestrictedCashAssetStatementOfFinancialPositionExtensibleList to label_RestrictedCashAssetStatementOfFinancialPositionExtensibleList" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RestrictedCash" xlink:label="RestrictedCash" xlink:title="RestrictedCash" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedCash" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RestrictedCash" xml:lang="en-US" id="label_RestrictedCash">Restricted Cash</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedCash" xlink:to="label_RestrictedCash" xlink:title="Label : RestrictedCash to label_RestrictedCash" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsLineItems" xlink:label="CashAndCashEquivalentsLineItems" xlink:title="CashAndCashEquivalentsLineItems" />
    <link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashAndCashEquivalentsLineItems" xml:lang="en-US" id="label_CashAndCashEquivalentsLineItems">Cash and Cash Equivalents [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsLineItems" xlink:to="label_CashAndCashEquivalentsLineItems" xlink:title="Label : CashAndCashEquivalentsLineItems to label_CashAndCashEquivalentsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfCashAndCashEquivalentsTable" xlink:label="ScheduleOfCashAndCashEquivalentsTable" xlink:title="ScheduleOfCashAndCashEquivalentsTable" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfCashAndCashEquivalentsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfCashAndCashEquivalentsTable" xml:lang="en-US" id="label_ScheduleOfCashAndCashEquivalentsTable">Cash and Cash Equivalent [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfCashAndCashEquivalentsTable" xlink:to="label_ScheduleOfCashAndCashEquivalentsTable" xlink:title="Label : ScheduleOfCashAndCashEquivalentsTable to label_ScheduleOfCashAndCashEquivalentsTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RevenueFromContractWithCustomerPolicyTextBlock" xlink:label="RevenueFromContractWithCustomerPolicyTextBlock" xlink:title="RevenueFromContractWithCustomerPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_RevenueFromContractWithCustomerPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RevenueFromContractWithCustomerPolicyTextBlock" xml:lang="en-US" id="label_RevenueFromContractWithCustomerPolicyTextBlock">Revenue</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevenueFromContractWithCustomerPolicyTextBlock" xlink:to="label_RevenueFromContractWithCustomerPolicyTextBlock" xlink:title="Label : RevenueFromContractWithCustomerPolicyTextBlock to label_RevenueFromContractWithCustomerPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_RevenueFromContractWithCustomerPolicyTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RevenueFromContractWithCustomerPolicyTextBlock_1" xml:lang="en-US" id="label_RevenueFromContractWithCustomerPolicyTextBlock_1">Revenue from Contract with Customer [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevenueFromContractWithCustomerPolicyTextBlock" xlink:to="label_RevenueFromContractWithCustomerPolicyTextBlock_1" xlink:title="Label : RevenueFromContractWithCustomerPolicyTextBlock to label_RevenueFromContractWithCustomerPolicyTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LiabilitiesAbstract" xlink:label="LiabilitiesAbstract" xlink:title="LiabilitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilitiesAbstract" xml:lang="en-US" id="label_LiabilitiesAbstract">Liabilities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAbstract" xlink:to="label_LiabilitiesAbstract" xlink:title="Label : LiabilitiesAbstract to label_LiabilitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xlink:label="OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xlink:title="OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xml:lang="en-US" id="label_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList">Operating Lease, Liability, Statement of Financial Position</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xlink:to="label_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xlink:title="Label : OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList to label_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xlink:label="OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xlink:title="OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xml:lang="en-US" id="label_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList">Operating Lease, Right-of-Use Asset, Statement of Financial Position</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xlink:to="label_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xlink:title="Label : OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList to label_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList_1" xml:lang="en-US" id="label_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList_1">Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xlink:to="label_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList_1" xlink:title="Label : OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList to label_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList_1" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList_1" xml:lang="en-US" id="label_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList_1">Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xlink:to="label_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList_1" xlink:title="Label : OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList to label_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_RealEstateInventoryExpenseNotEligibleForCapitalization" xlink:label="RealEstateInventoryExpenseNotEligibleForCapitalization" xlink:title="RealEstateInventoryExpenseNotEligibleForCapitalization" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryExpenseNotEligibleForCapitalization" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_RealEstateInventoryExpenseNotEligibleForCapitalization" xml:lang="en-US" id="label_RealEstateInventoryExpenseNotEligibleForCapitalization">Other interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryExpenseNotEligibleForCapitalization" xlink:to="label_RealEstateInventoryExpenseNotEligibleForCapitalization" xlink:title="Label : RealEstateInventoryExpenseNotEligibleForCapitalization to label_RealEstateInventoryExpenseNotEligibleForCapitalization" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxExaminationTable" xlink:label="IncomeTaxExaminationTable" xlink:title="IncomeTaxExaminationTable" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxExaminationTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncomeTaxExaminationTable" xml:lang="en-US" id="label_IncomeTaxExaminationTable">Statement [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExaminationTable" xlink:to="label_IncomeTaxExaminationTable" xlink:title="Label : IncomeTaxExaminationTable to label_IncomeTaxExaminationTable" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" xlink:label="FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" xlink:title="FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" xml:lang="en-US" id="label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock">Schedule of fair value of each series of Notes and Credit Facilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" xlink:to="label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" xlink:title="Label : FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock to label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:label="ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:title="ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xml:lang="en-US" id="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock">Schedule of financial instruments measured at fair value on a recurring basis</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:to="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:title="Label : ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock to label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_PostdevelopmentCompletionWarrantyCostsAndInsuranceDeductibleReservesPolicyPolicyTextBlock" xlink:label="PostdevelopmentCompletionWarrantyCostsAndInsuranceDeductibleReservesPolicyPolicyTextBlock" xlink:title="PostdevelopmentCompletionWarrantyCostsAndInsuranceDeductibleReservesPolicyPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_PostdevelopmentCompletionWarrantyCostsAndInsuranceDeductibleReservesPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PostdevelopmentCompletionWarrantyCostsAndInsuranceDeductibleReservesPolicyPolicyTextBlock" xml:lang="en-US" id="label_PostdevelopmentCompletionWarrantyCostsAndInsuranceDeductibleReservesPolicyPolicyTextBlock">Warranty Costs and Construction Defect Reserves</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PostdevelopmentCompletionWarrantyCostsAndInsuranceDeductibleReservesPolicyPolicyTextBlock" xlink:to="label_PostdevelopmentCompletionWarrantyCostsAndInsuranceDeductibleReservesPolicyPolicyTextBlock" xlink:title="Label : PostdevelopmentCompletionWarrantyCostsAndInsuranceDeductibleReservesPolicyPolicyTextBlock to label_PostdevelopmentCompletionWarrantyCostsAndInsuranceDeductibleReservesPolicyPolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:label="FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:title="FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xml:lang="en-US" id="label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock">Schedule of assets measured at fair value on a nonrecurring basis</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:to="label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:title="Label : FairValueAssetsMeasuredOnNonrecurringBasisTextBlock to label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock" xlink:label="FairValueOptionQuantitativeDisclosuresTextBlock" xlink:title="FairValueOptionQuantitativeDisclosuresTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_FairValueOptionQuantitativeDisclosuresTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueOptionQuantitativeDisclosuresTextBlock" xml:lang="en-US" id="label_FairValueOptionQuantitativeDisclosuresTextBlock">Schedule of change in fair value included in financial services revenue</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOptionQuantitativeDisclosuresTextBlock" xlink:to="label_FairValueOptionQuantitativeDisclosuresTextBlock" xlink:title="Label : FairValueOptionQuantitativeDisclosuresTextBlock to label_FairValueOptionQuantitativeDisclosuresTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:label="ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:title="ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xml:lang="en-US" id="label_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock">Schedule of basic and diluted earnings per share</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:to="label_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:title="Label : ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock to label_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:label="ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:title="ScheduleOfSegmentReportingInformationBySegmentTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xml:lang="en-US" id="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock">Schedule of financial information relating to our reportable segments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:to="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:title="Label : ScheduleOfSegmentReportingInformationBySegmentTextBlock to label_ScheduleOfSegmentReportingInformationBySegmentTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfDebtInstrumentsTextBlock" xlink:label="ScheduleOfDebtInstrumentsTextBlock" xlink:title="ScheduleOfDebtInstrumentsTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfDebtInstrumentsTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfDebtInstrumentsTextBlock" xml:lang="en-US" id="label_ScheduleOfDebtInstrumentsTextBlock">Schedule of Long-Term Debt Instruments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfDebtInstrumentsTextBlock" xlink:to="label_ScheduleOfDebtInstrumentsTextBlock" xlink:title="Label : ScheduleOfDebtInstrumentsTextBlock to label_ScheduleOfDebtInstrumentsTextBlock" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ScheduleOfActivityInLoanOriginationReservesTableTextBlock" xlink:label="ScheduleOfActivityInLoanOriginationReservesTableTextBlock" xlink:title="ScheduleOfActivityInLoanOriginationReservesTableTextBlock" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfActivityInLoanOriginationReservesTableTextBlock" xlink:to="label_ScheduleOfActivityInLoanOriginationReservesTableTextBlock" xlink:title="Label : ScheduleOfActivityInLoanOriginationReservesTableTextBlock to label_ScheduleOfActivityInLoanOriginationReservesTableTextBlock" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfActivityInLoanOriginationReservesTableTextBlock" xlink:to="label_ScheduleOfActivityInLoanOriginationReservesTableTextBlock_2" xlink:title="Label : ScheduleOfActivityInLoanOriginationReservesTableTextBlock to label_ScheduleOfActivityInLoanOriginationReservesTableTextBlock_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:label="NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:title="NewAccountingPronouncementsPolicyPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NewAccountingPronouncementsPolicyPolicyTextBlock" xml:lang="en-US" id="label_NewAccountingPronouncementsPolicyPolicyTextBlock">Recent Accounting Pronouncements</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:to="label_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:title="Label : NewAccountingPronouncementsPolicyPolicyTextBlock to label_NewAccountingPronouncementsPolicyPolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerSharePolicyTextBlock" xlink:label="EarningsPerSharePolicyTextBlock" xlink:title="EarningsPerSharePolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_EarningsPerSharePolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EarningsPerSharePolicyTextBlock" xml:lang="en-US" id="label_EarningsPerSharePolicyTextBlock">Per Share Calculations</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerSharePolicyTextBlock" xlink:to="label_EarningsPerSharePolicyTextBlock" xlink:title="Label : EarningsPerSharePolicyTextBlock to label_EarningsPerSharePolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:label="ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:title="ShareBasedCompensationOptionAndIncentivePlansPolicy" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationOptionAndIncentivePlansPolicy" xml:lang="en-US" id="label_ShareBasedCompensationOptionAndIncentivePlansPolicy">Stock-Based Compensation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:to="label_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:title="Label : ShareBasedCompensationOptionAndIncentivePlansPolicy to label_ShareBasedCompensationOptionAndIncentivePlansPolicy" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:label="PropertyPlantAndEquipmentPolicyTextBlock" xlink:title="PropertyPlantAndEquipmentPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_PropertyPlantAndEquipmentPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PropertyPlantAndEquipmentPolicyTextBlock" xml:lang="en-US" id="label_PropertyPlantAndEquipmentPolicyTextBlock">Property and Equipment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentPolicyTextBlock" xlink:to="label_PropertyPlantAndEquipmentPolicyTextBlock" xlink:title="Label : PropertyPlantAndEquipmentPolicyTextBlock to label_PropertyPlantAndEquipmentPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_CreditLossFinancialInstrumentPolicyTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CreditLossFinancialInstrumentPolicyTextBlock_1" xml:lang="en-US" id="label_CreditLossFinancialInstrumentPolicyTextBlock_1">Allowance for Credit Losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditLossFinancialInstrumentPolicyTextBlock" xlink:to="label_CreditLossFinancialInstrumentPolicyTextBlock_1" xlink:title="Label : CreditLossFinancialInstrumentPolicyTextBlock to label_CreditLossFinancialInstrumentPolicyTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_PrepaidExpensesPolicyPolicyTextBlock" xlink:label="PrepaidExpensesPolicyPolicyTextBlock" xlink:title="PrepaidExpensesPolicyPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_PrepaidExpensesPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PrepaidExpensesPolicyPolicyTextBlock" xml:lang="en-US" id="label_PrepaidExpensesPolicyPolicyTextBlock">Prepaid Expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrepaidExpensesPolicyPolicyTextBlock" xlink:to="label_PrepaidExpensesPolicyPolicyTextBlock" xlink:title="Label : PrepaidExpensesPolicyPolicyTextBlock to label_PrepaidExpensesPolicyPolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxPolicyTextBlock" xlink:label="IncomeTaxPolicyTextBlock" xlink:title="IncomeTaxPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncomeTaxPolicyTextBlock" xml:lang="en-US" id="label_IncomeTaxPolicyTextBlock">Deferred Income Taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxPolicyTextBlock" xlink:to="label_IncomeTaxPolicyTextBlock" xlink:title="Label : IncomeTaxPolicyTextBlock to label_IncomeTaxPolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdvertisingCostsPolicyTextBlock" xlink:label="AdvertisingCostsPolicyTextBlock" xlink:title="AdvertisingCostsPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_AdvertisingCostsPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AdvertisingCostsPolicyTextBlock" xml:lang="en-US" id="label_AdvertisingCostsPolicyTextBlock">Advertising Costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdvertisingCostsPolicyTextBlock" xlink:to="label_AdvertisingCostsPolicyTextBlock" xlink:title="Label : AdvertisingCostsPolicyTextBlock to label_AdvertisingCostsPolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtPolicyTextBlock" xlink:label="DebtPolicyTextBlock" xlink:title="DebtPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_DebtPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtPolicyTextBlock" xml:lang="en-US" id="label_DebtPolicyTextBlock">Debt Issued at a Discount/Premium</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtPolicyTextBlock" xlink:to="label_DebtPolicyTextBlock" xlink:title="Label : DebtPolicyTextBlock to label_DebtPolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredChargesPolicyTextBlock" xlink:label="DeferredChargesPolicyTextBlock" xlink:title="DeferredChargesPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_DeferredChargesPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DeferredChargesPolicyTextBlock" xml:lang="en-US" id="label_DeferredChargesPolicyTextBlock">Debt Issuance Costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredChargesPolicyTextBlock" xlink:to="label_DeferredChargesPolicyTextBlock" xlink:title="Label : DeferredChargesPolicyTextBlock to label_DeferredChargesPolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityMethodInvestmentsPolicy" xlink:label="EquityMethodInvestmentsPolicy" xlink:title="EquityMethodInvestmentsPolicy" />
    <link:label xlink:type="resource" xlink:label="label_EquityMethodInvestmentsPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EquityMethodInvestmentsPolicy" xml:lang="en-US" id="label_EquityMethodInvestmentsPolicy">Unconsolidated Homebuilding and Land Development Joint Ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvestmentsPolicy" xlink:to="label_EquityMethodInvestmentsPolicy" xlink:title="Label : EquityMethodInvestmentsPolicy to label_EquityMethodInvestmentsPolicy" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LandUnderOptionArrangementsPolicy" xlink:label="LandUnderOptionArrangementsPolicy" xlink:title="LandUnderOptionArrangementsPolicy" />
    <link:label xlink:type="resource" xlink:label="label_LandUnderOptionArrangementsPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LandUnderOptionArrangementsPolicy" xml:lang="en-US" id="label_LandUnderOptionArrangementsPolicy">Land Options</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandUnderOptionArrangementsPolicy" xlink:to="label_LandUnderOptionArrangementsPolicy" xlink:title="Label : LandUnderOptionArrangementsPolicy to label_LandUnderOptionArrangementsPolicy" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InventoryInterestCapitalizationPolicy" xlink:label="InventoryInterestCapitalizationPolicy" xlink:title="InventoryInterestCapitalizationPolicy" />
    <link:label xlink:type="resource" xlink:label="label_InventoryInterestCapitalizationPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InventoryInterestCapitalizationPolicy" xml:lang="en-US" id="label_InventoryInterestCapitalizationPolicy">Interest</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InventoryPolicyTextBlock" xlink:label="InventoryPolicyTextBlock" xlink:title="InventoryPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_InventoryPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InventoryPolicyTextBlock" xml:lang="en-US" id="label_InventoryPolicyTextBlock">Inventories</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryPolicyTextBlock" xlink:to="label_InventoryPolicyTextBlock" xlink:title="Label : InventoryPolicyTextBlock to label_InventoryPolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueOfFinancialInstrumentsPolicy" xlink:label="FairValueOfFinancialInstrumentsPolicy" xlink:title="FairValueOfFinancialInstrumentsPolicy" />
    <link:label xlink:type="resource" xlink:label="label_FairValueOfFinancialInstrumentsPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueOfFinancialInstrumentsPolicy" xml:lang="en-US" id="label_FairValueOfFinancialInstrumentsPolicy">Fair Value of Financial Instruments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOfFinancialInstrumentsPolicy" xlink:to="label_FairValueOfFinancialInstrumentsPolicy" xlink:title="Label : FairValueOfFinancialInstrumentsPolicy to label_FairValueOfFinancialInstrumentsPolicy" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:label="CashAndCashEquivalentsPolicyTextBlock" xlink:title="CashAndCashEquivalentsPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CashAndCashEquivalentsPolicyTextBlock" xml:lang="en-US" id="label_CashAndCashEquivalentsPolicyTextBlock">Cash and Cash Equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsPolicyTextBlock" xlink:to="label_CashAndCashEquivalentsPolicyTextBlock" xlink:title="Label : CashAndCashEquivalentsPolicyTextBlock to label_CashAndCashEquivalentsPolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_UseOfEstimates" xlink:label="UseOfEstimates" xlink:title="UseOfEstimates" />
    <link:label xlink:type="resource" xlink:label="label_UseOfEstimates" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_UseOfEstimates" xml:lang="en-US" id="label_UseOfEstimates">Use of Estimates</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_IssuerRule10b51MaterialTermsTextBlock" xlink:label="IssuerRule10b51MaterialTermsTextBlock" xlink:title="IssuerRule10b51MaterialTermsTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_IssuerRule10b51MaterialTermsTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_IssuerRule10b51MaterialTermsTextBlock" xml:lang="en-US" id="label_IssuerRule10b51MaterialTermsTextBlock">The entire disclosure for material terms under issuer rule 10b5-1.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IssuerRule10b51MaterialTermsTextBlock" xlink:to="label_IssuerRule10b51MaterialTermsTextBlock" xlink:title="Label : IssuerRule10b51MaterialTermsTextBlock to label_IssuerRule10b51MaterialTermsTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_IssuerRule10b51MaterialTermsTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IssuerRule10b51MaterialTermsTextBlock_1" xml:lang="en-US" id="label_IssuerRule10b51MaterialTermsTextBlock_1">Other Information</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IssuerRule10b51MaterialTermsTextBlock" xlink:to="label_IssuerRule10b51MaterialTermsTextBlock_1" xlink:title="Label : IssuerRule10b51MaterialTermsTextBlock to label_IssuerRule10b51MaterialTermsTextBlock_1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IssuerRule10b51MaterialTermsTextBlock" xlink:to="label_IssuerRule10b51MaterialTermsTextBlock_2" xlink:title="Label : IssuerRule10b51MaterialTermsTextBlock to label_IssuerRule10b51MaterialTermsTextBlock_2" />
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    <link:label xlink:type="resource" xlink:label="label_DisclosureOfIssuerRule10b51MaterialTermsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DisclosureOfIssuerRule10b51MaterialTermsAbstract" xml:lang="en-US" id="label_DisclosureOfIssuerRule10b51MaterialTermsAbstract">Other Information</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfIssuerRule10b51MaterialTermsAbstract" xlink:to="label_DisclosureOfIssuerRule10b51MaterialTermsAbstract" xlink:title="Label : DisclosureOfIssuerRule10b51MaterialTermsAbstract to label_DisclosureOfIssuerRule10b51MaterialTermsAbstract" />
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    <link:label xlink:type="resource" xlink:label="label_SubsequentEventsTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SubsequentEventsTextBlock" xml:lang="en-US" id="label_SubsequentEventsTextBlock">Subsequent Events</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventsTextBlock" xlink:to="label_SubsequentEventsTextBlock" xlink:title="Label : SubsequentEventsTextBlock to label_SubsequentEventsTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventsAbstract" xlink:label="SubsequentEventsAbstract" xlink:title="SubsequentEventsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_SubsequentEventsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventsAbstract" xml:lang="en-US" id="label_SubsequentEventsAbstract">Subsequent Events</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventsAbstract" xlink:to="label_SubsequentEventsAbstract" xlink:title="Label : SubsequentEventsAbstract to label_SubsequentEventsAbstract" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvestmentsDisclosureTextBlock" xlink:to="label_EquityMethodInvestmentsDisclosureTextBlock" xlink:title="Label : EquityMethodInvestmentsDisclosureTextBlock to label_EquityMethodInvestmentsDisclosureTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityMethodInvestmentsAndJointVenturesAbstract" xlink:label="EquityMethodInvestmentsAndJointVenturesAbstract" xlink:title="EquityMethodInvestmentsAndJointVenturesAbstract" />
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    <link:label xlink:type="resource" xlink:label="label_VariableInterestEntityDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_VariableInterestEntityDisclosureTextBlock" xml:lang="en-US" id="label_VariableInterestEntityDisclosureTextBlock">Variable Interest Entities</link:label>
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    <link:label xlink:type="resource" xlink:label="label_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xml:lang="en-US" id="label_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract">Basis of Presentation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:to="label_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:title="Label : OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract to label_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:label="CommitmentsAndContingenciesDisclosureTextBlock" xlink:title="CommitmentsAndContingenciesDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_CommitmentsAndContingenciesDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CommitmentsAndContingenciesDisclosureTextBlock" xml:lang="en-US" id="label_CommitmentsAndContingenciesDisclosureTextBlock">Commitments and Contingent Liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsAndContingenciesDisclosureTextBlock" xlink:to="label_CommitmentsAndContingenciesDisclosureTextBlock" xlink:title="Label : CommitmentsAndContingenciesDisclosureTextBlock to label_CommitmentsAndContingenciesDisclosureTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="CommitmentsAndContingenciesDisclosureAbstract" xlink:title="CommitmentsAndContingenciesDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CommitmentsAndContingenciesDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommitmentsAndContingenciesDisclosureAbstract" xml:lang="en-US" id="label_CommitmentsAndContingenciesDisclosureAbstract">Commitments and Contingent Liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsAndContingenciesDisclosureAbstract" xlink:to="label_CommitmentsAndContingenciesDisclosureAbstract" xlink:title="Label : CommitmentsAndContingenciesDisclosureAbstract to label_CommitmentsAndContingenciesDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RelatedPartyTransactionsDisclosureTextBlock" xlink:label="RelatedPartyTransactionsDisclosureTextBlock" xlink:title="RelatedPartyTransactionsDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionsDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RelatedPartyTransactionsDisclosureTextBlock" xml:lang="en-US" id="label_RelatedPartyTransactionsDisclosureTextBlock">Transactions with Related Parties</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionsDisclosureTextBlock" xlink:to="label_RelatedPartyTransactionsDisclosureTextBlock" xlink:title="Label : RelatedPartyTransactionsDisclosureTextBlock to label_RelatedPartyTransactionsDisclosureTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RelatedPartyTransactionsAbstract" xlink:label="RelatedPartyTransactionsAbstract" xlink:title="RelatedPartyTransactionsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RelatedPartyTransactionsAbstract" xml:lang="en-US" id="label_RelatedPartyTransactionsAbstract">Transactions with Related Parties</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionsAbstract" xlink:to="label_RelatedPartyTransactionsAbstract" xlink:title="Label : RelatedPartyTransactionsAbstract to label_RelatedPartyTransactionsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProductWarrantyDisclosureTextBlock" xlink:label="ProductWarrantyDisclosureTextBlock" xlink:title="ProductWarrantyDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ProductWarrantyDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ProductWarrantyDisclosureTextBlock" xml:lang="en-US" id="label_ProductWarrantyDisclosureTextBlock">Warranty Costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantyDisclosureTextBlock" xlink:to="label_ProductWarrantyDisclosureTextBlock" xlink:title="Label : ProductWarrantyDisclosureTextBlock to label_ProductWarrantyDisclosureTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:label="DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:title="DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xml:lang="en-US" id="label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock">Stock-Based Compensation Plans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:to="label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:title="Label : DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock to label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:title="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xml:lang="en-US" id="label_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract">Stock-Based Compensation Plans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:to="label_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:title="Label : DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract to label_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:label="StockholdersEquityNoteDisclosureTextBlock" xlink:title="StockholdersEquityNoteDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityNoteDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StockholdersEquityNoteDisclosureTextBlock" xml:lang="en-US" id="label_StockholdersEquityNoteDisclosureTextBlock">Capital Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteDisclosureTextBlock" xlink:to="label_StockholdersEquityNoteDisclosureTextBlock" xlink:title="Label : StockholdersEquityNoteDisclosureTextBlock to label_StockholdersEquityNoteDisclosureTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="StockholdersEquityNoteAbstract" xlink:title="StockholdersEquityNoteAbstract" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityNoteAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityNoteAbstract" xml:lang="en-US" id="label_StockholdersEquityNoteAbstract">Capital Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteAbstract" xlink:to="label_StockholdersEquityNoteAbstract" xlink:title="Label : StockholdersEquityNoteAbstract to label_StockholdersEquityNoteAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="EarningsPerShareTextBlock" xlink:title="EarningsPerShareTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_EarningsPerShareTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EarningsPerShareTextBlock" xml:lang="en-US" id="label_EarningsPerShareTextBlock">Per Share Calculations</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareTextBlock" xlink:to="label_EarningsPerShareTextBlock" xlink:title="Label : EarningsPerShareTextBlock to label_EarningsPerShareTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="EarningsPerShareAbstract" xlink:title="EarningsPerShareAbstract" />
    <link:label xlink:type="resource" xlink:label="label_EarningsPerShareAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EarningsPerShareAbstract" xml:lang="en-US" id="label_EarningsPerShareAbstract">Per Share Calculations</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareAbstract" xlink:to="label_EarningsPerShareAbstract" xlink:title="Label : EarningsPerShareAbstract to label_EarningsPerShareAbstract" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" xlink:label="InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" xlink:title="InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" xml:lang="en-US" id="label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock">Reduction of Inventory to Fair Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" xlink:to="label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" xlink:title="Label : InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock to label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_DisclosureOfInventoryImpairmentsAndLandOptionCostWriteOffsAbstract" xlink:label="DisclosureOfInventoryImpairmentsAndLandOptionCostWriteOffsAbstract" xlink:title="DisclosureOfInventoryImpairmentsAndLandOptionCostWriteOffsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_DisclosureOfInventoryImpairmentsAndLandOptionCostWriteOffsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DisclosureOfInventoryImpairmentsAndLandOptionCostWriteOffsAbstract" xml:lang="en-US" id="label_DisclosureOfInventoryImpairmentsAndLandOptionCostWriteOffsAbstract">Reduction of Inventory to Fair Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfInventoryImpairmentsAndLandOptionCostWriteOffsAbstract" xlink:to="label_DisclosureOfInventoryImpairmentsAndLandOptionCostWriteOffsAbstract" xlink:title="Label : DisclosureOfInventoryImpairmentsAndLandOptionCostWriteOffsAbstract to label_DisclosureOfInventoryImpairmentsAndLandOptionCostWriteOffsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="IncomeTaxDisclosureTextBlock" xlink:title="IncomeTaxDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncomeTaxDisclosureTextBlock" xml:lang="en-US" id="label_IncomeTaxDisclosureTextBlock">Income Taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxDisclosureTextBlock" xlink:to="label_IncomeTaxDisclosureTextBlock" xlink:title="Label : IncomeTaxDisclosureTextBlock to label_IncomeTaxDisclosureTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="IncomeTaxDisclosureAbstract" xlink:title="IncomeTaxDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxDisclosureAbstract" xml:lang="en-US" id="label_IncomeTaxDisclosureAbstract">Income Taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxDisclosureAbstract" xlink:to="label_IncomeTaxDisclosureAbstract" xlink:title="Label : IncomeTaxDisclosureAbstract to label_IncomeTaxDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SegmentReportingDisclosureTextBlock" xlink:label="SegmentReportingDisclosureTextBlock" xlink:title="SegmentReportingDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_SegmentReportingDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SegmentReportingDisclosureTextBlock" xml:lang="en-US" id="label_SegmentReportingDisclosureTextBlock">Operating and Reporting Segments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentReportingDisclosureTextBlock" xlink:to="label_SegmentReportingDisclosureTextBlock" xlink:title="Label : SegmentReportingDisclosureTextBlock to label_SegmentReportingDisclosureTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SegmentReportingAbstract" xlink:label="SegmentReportingAbstract" xlink:title="SegmentReportingAbstract" />
    <link:label xlink:type="resource" xlink:label="label_SegmentReportingAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SegmentReportingAbstract" xml:lang="en-US" id="label_SegmentReportingAbstract">Operating and Reporting Segments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentReportingAbstract" xlink:to="label_SegmentReportingAbstract" xlink:title="Label : SegmentReportingAbstract to label_SegmentReportingAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebtTextBlock" xlink:label="LongTermDebtTextBlock" xlink:title="LongTermDebtTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_LongTermDebtTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LongTermDebtTextBlock" xml:lang="en-US" id="label_LongTermDebtTextBlock">Senior Notes and Credit Facilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtTextBlock" xlink:to="label_LongTermDebtTextBlock" xlink:title="Label : LongTermDebtTextBlock to label_LongTermDebtTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="DebtDisclosureAbstract" xlink:title="DebtDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="label_DebtDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtDisclosureAbstract" xml:lang="en-US" id="label_DebtDisclosureAbstract">Senior Notes and Credit Facilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtDisclosureAbstract" xlink:to="label_DebtDisclosureAbstract" xlink:title="Label : DebtDisclosureAbstract to label_DebtDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:label="LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:title="LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xml:lang="en-US" id="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock">Mortgage Loans Held for Sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:to="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:title="Label : LoansNotesTradeAndOtherReceivablesDisclosureTextBlock to label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_MortgageLoansHeldForSaleDisclosureAbstract" xlink:label="MortgageLoansHeldForSaleDisclosureAbstract" xlink:title="MortgageLoansHeldForSaleDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="label_MortgageLoansHeldForSaleDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MortgageLoansHeldForSaleDisclosureAbstract" xml:lang="en-US" id="label_MortgageLoansHeldForSaleDisclosureAbstract">Mortgage Loans Held for Sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageLoansHeldForSaleDisclosureAbstract" xlink:to="label_MortgageLoansHeldForSaleDisclosureAbstract" xlink:title="Label : MortgageLoansHeldForSaleDisclosureAbstract to label_MortgageLoansHeldForSaleDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_VestingDomain" xlink:label="VestingDomain" xlink:title="VestingDomain" />
    <link:label xlink:type="resource" xlink:label="label_VestingDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VestingDomain" xml:lang="en-US" id="label_VestingDomain">Vesting [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VestingDomain" xlink:to="label_VestingDomain" xlink:title="Label : VestingDomain to label_VestingDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationAwardTrancheOneMember" xlink:label="ShareBasedCompensationAwardTrancheOneMember" xlink:title="ShareBasedCompensationAwardTrancheOneMember" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationAwardTrancheOneMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationAwardTrancheOneMember" xml:lang="en-US" id="label_ShareBasedCompensationAwardTrancheOneMember">Share-Based Payment Arrangement, Tranche One [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationAwardTrancheOneMember" xlink:to="label_ShareBasedCompensationAwardTrancheOneMember" xlink:title="Label : ShareBasedCompensationAwardTrancheOneMember to label_ShareBasedCompensationAwardTrancheOneMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationAwardTrancheTwoMember" xlink:label="ShareBasedCompensationAwardTrancheTwoMember" xlink:title="ShareBasedCompensationAwardTrancheTwoMember" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationAwardTrancheTwoMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationAwardTrancheTwoMember" xml:lang="en-US" id="label_ShareBasedCompensationAwardTrancheTwoMember">Share-Based Payment Arrangement, Tranche Two [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationAwardTrancheTwoMember" xlink:to="label_ShareBasedCompensationAwardTrancheTwoMember" xlink:title="Label : ShareBasedCompensationAwardTrancheTwoMember to label_ShareBasedCompensationAwardTrancheTwoMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Assets" xlink:label="Assets" xlink:title="Assets" />
    <link:label xlink:type="resource" xlink:label="label_Assets" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_Assets" xml:lang="en-US" id="label_Assets">Total assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Assets" xlink:to="label_Assets" xlink:title="Label : Assets to label_Assets" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="SupplementalCashFlowInformationAbstract" xlink:title="SupplementalCashFlowInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="label_SupplementalCashFlowInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SupplementalCashFlowInformationAbstract" xml:lang="en-US" id="label_SupplementalCashFlowInformationAbstract">Supplemental disclosures of cash flows:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupplementalCashFlowInformationAbstract" xlink:to="label_SupplementalCashFlowInformationAbstract" xlink:title="Label : SupplementalCashFlowInformationAbstract to label_SupplementalCashFlowInformationAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLeaseExpense" xlink:label="OperatingLeaseExpense" xlink:title="OperatingLeaseExpense" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OperatingLeaseExpense" xml:lang="en-US" id="label_OperatingLeaseExpense">Operating lease costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseExpense" xlink:to="label_OperatingLeaseExpense" xlink:title="Label : OperatingLeaseExpense to label_OperatingLeaseExpense" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ShareholdersOwnershipPercentageOnTransfers" xlink:label="ShareholdersOwnershipPercentageOnTransfers" xlink:title="ShareholdersOwnershipPercentageOnTransfers" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersOwnershipPercentageOnTransfers" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareholdersOwnershipPercentageOnTransfers" xml:lang="en-US" id="label_ShareholdersOwnershipPercentageOnTransfers">Shareholders Ownership Percentage on Transfers</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersOwnershipPercentageOnTransfers" xlink:to="label_ShareholdersOwnershipPercentageOnTransfers" xlink:title="Label : ShareholdersOwnershipPercentageOnTransfers to label_ShareholdersOwnershipPercentageOnTransfers" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="NetIncomeLossAvailableToCommonStockholdersBasic" xlink:title="NetIncomeLossAvailableToCommonStockholdersBasic" />
    <link:label xlink:type="resource" xlink:label="label_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetIncomeLossAvailableToCommonStockholdersBasic" xml:lang="en-US" id="label_NetIncomeLossAvailableToCommonStockholdersBasic">us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="label_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:title="Label : NetIncomeLossAvailableToCommonStockholdersBasic to label_NetIncomeLossAvailableToCommonStockholdersBasic" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_CommonStockVotingRightsVotesPerShareNumber" xlink:label="CommonStockVotingRightsVotesPerShareNumber" xlink:title="CommonStockVotingRightsVotesPerShareNumber" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockVotingRightsVotesPerShareNumber" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CommonStockVotingRightsVotesPerShareNumber" xml:lang="en-US" id="label_CommonStockVotingRightsVotesPerShareNumber">Represent the number of votes per share of common stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockVotingRightsVotesPerShareNumber" xlink:to="label_CommonStockVotingRightsVotesPerShareNumber" xlink:title="Label : CommonStockVotingRightsVotesPerShareNumber to label_CommonStockVotingRightsVotesPerShareNumber" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:label="NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:title="NetIncomeLossAvailableToCommonStockholdersDiluted" />
    <link:label xlink:type="resource" xlink:label="label_NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetIncomeLossAvailableToCommonStockholdersDiluted" xml:lang="en-US" id="label_NetIncomeLossAvailableToCommonStockholdersDiluted">us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:to="label_NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:title="Label : NetIncomeLossAvailableToCommonStockholdersDiluted to label_NetIncomeLossAvailableToCommonStockholdersDiluted" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockVotingRightsVotesPerShareNumber_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CommonStockVotingRightsVotesPerShareNumber_1" xml:lang="en-US" id="label_CommonStockVotingRightsVotesPerShareNumber_1">Common Stock Voting Rights Votes per Share Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockVotingRightsVotesPerShareNumber" xlink:to="label_CommonStockVotingRightsVotesPerShareNumber_1" xlink:title="Label : CommonStockVotingRightsVotesPerShareNumber to label_CommonStockVotingRightsVotesPerShareNumber_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LossContingencyDamagesSoughtValue" xlink:label="LossContingencyDamagesSoughtValue" xlink:title="LossContingencyDamagesSoughtValue" />
    <link:label xlink:type="resource" xlink:label="label_LossContingencyDamagesSoughtValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LossContingencyDamagesSoughtValue" xml:lang="en-US" id="label_LossContingencyDamagesSoughtValue">Loss Contingency, Damages Sought, Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LossContingencyDamagesSoughtValue" xlink:to="label_LossContingencyDamagesSoughtValue" xlink:title="Label : LossContingencyDamagesSoughtValue to label_LossContingencyDamagesSoughtValue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredIncomeTaxAssetsNet" xlink:label="DeferredIncomeTaxAssetsNet" xlink:title="DeferredIncomeTaxAssetsNet" />
    <link:label xlink:type="resource" xlink:label="label_DeferredIncomeTaxAssetsNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredIncomeTaxAssetsNet" xml:lang="en-US" id="label_DeferredIncomeTaxAssetsNet">Deferred tax assets, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredIncomeTaxAssetsNet" xlink:to="label_DeferredIncomeTaxAssetsNet" xlink:title="Label : DeferredIncomeTaxAssetsNet to label_DeferredIncomeTaxAssetsNet" />
    <link:label xlink:type="resource" xlink:label="label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_1" xml:lang="en-US" id="label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_1">Share-Based Payment Arrangement [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:to="label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_1" xlink:title="Label : DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock to label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_SeniorSecuredNotesMember" xlink:label="SeniorSecuredNotesMember" xlink:title="SeniorSecuredNotesMember" />
    <link:label xlink:type="resource" xlink:label="label_SeniorSecuredNotesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SeniorSecuredNotesMember" xml:lang="en-US" id="label_SeniorSecuredNotesMember">Represents information pertaining to senior secured notes.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeniorSecuredNotesMember" xlink:to="label_SeniorSecuredNotesMember" xlink:title="Label : SeniorSecuredNotesMember to label_SeniorSecuredNotesMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_InterestRateCommittedLoanApplications" xlink:label="InterestRateCommittedLoanApplications" xlink:title="InterestRateCommittedLoanApplications" />
    <link:label xlink:type="resource" xlink:label="label_InterestRateCommittedLoanApplications" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestRateCommittedLoanApplications" xml:lang="en-US" id="label_InterestRateCommittedLoanApplications">Interest Rate Committed Loan Applications</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateCommittedLoanApplications" xlink:to="label_InterestRateCommittedLoanApplications" xlink:title="Label : InterestRateCommittedLoanApplications to label_InterestRateCommittedLoanApplications" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherAssets" xlink:label="OtherAssets" xlink:title="OtherAssets" />
    <link:label xlink:type="resource" xlink:label="label_OtherAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherAssets" xml:lang="en-US" id="label_OtherAssets">Other assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherAssets" xlink:to="label_OtherAssets" xlink:title="Label : OtherAssets to label_OtherAssets" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PrepaidExpenseAndOtherAssets" xlink:label="PrepaidExpenseAndOtherAssets" xlink:title="PrepaidExpenseAndOtherAssets" />
    <link:label xlink:type="resource" xlink:label="label_PrepaidExpenseAndOtherAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PrepaidExpenseAndOtherAssets" xml:lang="en-US" id="label_PrepaidExpenseAndOtherAssets">Prepaid expenses and other assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrepaidExpenseAndOtherAssets" xlink:to="label_PrepaidExpenseAndOtherAssets" xlink:title="Label : PrepaidExpenseAndOtherAssets to label_PrepaidExpenseAndOtherAssets" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xml:lang="en-US" id="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain">Award Type [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="Label : ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain to label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RestrictedCashAndCashEquivalents" xlink:label="RestrictedCashAndCashEquivalents" xlink:title="RestrictedCashAndCashEquivalents" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedCashAndCashEquivalents" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RestrictedCashAndCashEquivalents" xml:lang="en-US" id="label_RestrictedCashAndCashEquivalents">Restricted cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedCashAndCashEquivalents" xlink:to="label_RestrictedCashAndCashEquivalents" xlink:title="Label : RestrictedCashAndCashEquivalents to label_RestrictedCashAndCashEquivalents" />
    <link:label xlink:type="resource" xlink:label="label_InterestRateCommittedLoanApplications_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InterestRateCommittedLoanApplications_1" xml:lang="en-US" id="label_InterestRateCommittedLoanApplications_1">Interest rate committed loan applications</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateCommittedLoanApplications" xlink:to="label_InterestRateCommittedLoanApplications_1" xlink:title="Label : InterestRateCommittedLoanApplications to label_InterestRateCommittedLoanApplications_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AwardTypeAxis" xlink:label="AwardTypeAxis" xlink:title="AwardTypeAxis" />
    <link:label xlink:type="resource" xlink:label="label_AwardTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AwardTypeAxis" xml:lang="en-US" id="label_AwardTypeAxis">Award Type [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AwardTypeAxis" xlink:to="label_AwardTypeAxis" xlink:title="Label : AwardTypeAxis to label_AwardTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_LoansHeldForSaleMortgagesUnpaidPrincipal" xlink:label="LoansHeldForSaleMortgagesUnpaidPrincipal" xlink:title="LoansHeldForSaleMortgagesUnpaidPrincipal" />
    <link:label xlink:type="resource" xlink:label="label_LoansHeldForSaleMortgagesUnpaidPrincipal" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansHeldForSaleMortgagesUnpaidPrincipal" xml:lang="en-US" id="label_LoansHeldForSaleMortgagesUnpaidPrincipal">Loans Held for Sale Mortgages Unpaid Principal</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansHeldForSaleMortgagesUnpaidPrincipal" xlink:to="label_LoansHeldForSaleMortgagesUnpaidPrincipal" xlink:title="Label : LoansHeldForSaleMortgagesUnpaidPrincipal to label_LoansHeldForSaleMortgagesUnpaidPrincipal" />
    <link:label xlink:type="resource" xlink:label="label_LoansHeldForSaleMortgagesUnpaidPrincipal_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansHeldForSaleMortgagesUnpaidPrincipal_1" xml:lang="en-US" id="label_LoansHeldForSaleMortgagesUnpaidPrincipal_1">Loans held for sale mortgages unpaid principal</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansHeldForSaleMortgagesUnpaidPrincipal" xlink:to="label_LoansHeldForSaleMortgagesUnpaidPrincipal_1" xlink:title="Label : LoansHeldForSaleMortgagesUnpaidPrincipal to label_LoansHeldForSaleMortgagesUnpaidPrincipal_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RestrictedStockUnitsRSUMember" xlink:label="RestrictedStockUnitsRSUMember" xlink:title="RestrictedStockUnitsRSUMember" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedStockUnitsRSUMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RestrictedStockUnitsRSUMember" xml:lang="en-US" id="label_RestrictedStockUnitsRSUMember">Restricted Stock Units (RSUs) [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedStockUnitsRSUMember" xlink:to="label_RestrictedStockUnitsRSUMember" xlink:title="Label : RestrictedStockUnitsRSUMember to label_RestrictedStockUnitsRSUMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_FinancialServicesMember" xlink:label="FinancialServicesMember" xlink:title="FinancialServicesMember" />
    <link:label xlink:type="resource" xlink:label="label_FinancialServicesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FinancialServicesMember" xml:lang="en-US" id="label_FinancialServicesMember">Represents information pertaining to financial services.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialServicesMember" xlink:to="label_FinancialServicesMember" xlink:title="Label : FinancialServicesMember to label_FinancialServicesMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RestrictedStockMember" xlink:label="RestrictedStockMember" xlink:title="RestrictedStockMember" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RestrictedStockMember" xml:lang="en-US" id="label_RestrictedStockMember">Restricted Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedStockMember" xlink:to="label_RestrictedStockMember" xlink:title="Label : RestrictedStockMember to label_RestrictedStockMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ForwardContractsMember" xlink:label="ForwardContractsMember" xlink:title="ForwardContractsMember" />
    <link:label xlink:type="resource" xlink:label="label_ForwardContractsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ForwardContractsMember" xml:lang="en-US" id="label_ForwardContractsMember">Forward Contracts [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ForwardContractsMember" xlink:to="label_ForwardContractsMember" xlink:title="Label : ForwardContractsMember to label_ForwardContractsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PerformanceSharesMember" xlink:label="PerformanceSharesMember" xlink:title="PerformanceSharesMember" />
    <link:label xlink:type="resource" xlink:label="label_PerformanceSharesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PerformanceSharesMember" xml:lang="en-US" id="label_PerformanceSharesMember">Performance Shares [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PerformanceSharesMember" xlink:to="label_PerformanceSharesMember" xlink:title="Label : PerformanceSharesMember to label_PerformanceSharesMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_HomebuildingMember" xlink:label="HomebuildingMember" xlink:title="HomebuildingMember" />
    <link:label xlink:type="resource" xlink:label="label_HomebuildingMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_HomebuildingMember" xml:lang="en-US" id="label_HomebuildingMember">Represents information pertaining to homebuilding.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HomebuildingMember" xlink:to="label_HomebuildingMember" xlink:title="Label : HomebuildingMember to label_HomebuildingMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:title="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" />
    <link:label xlink:type="resource" xlink:label="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xml:lang="en-US" id="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount">us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:to="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:title="Label : AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount to label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="EmployeeStockOptionMember" xlink:title="EmployeeStockOptionMember" />
    <link:label xlink:type="resource" xlink:label="label_EmployeeStockOptionMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EmployeeStockOptionMember" xml:lang="en-US" id="label_EmployeeStockOptionMember">Share-Based Payment Arrangement, Option [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOptionMember" xlink:to="label_EmployeeStockOptionMember" xlink:title="Label : EmployeeStockOptionMember to label_EmployeeStockOptionMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:label="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:title="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" />
    <link:label xlink:type="resource" xlink:label="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xml:lang="en-US" id="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis">Antidilutive Securities [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:to="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:title="Label : AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis to label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AntidilutiveSecuritiesNameDomain" xlink:label="AntidilutiveSecuritiesNameDomain" xlink:title="AntidilutiveSecuritiesNameDomain" />
    <link:label xlink:type="resource" xlink:label="label_AntidilutiveSecuritiesNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AntidilutiveSecuritiesNameDomain" xml:lang="en-US" id="label_AntidilutiveSecuritiesNameDomain">Antidilutive Securities, Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AntidilutiveSecuritiesNameDomain" xlink:to="label_AntidilutiveSecuritiesNameDomain" xlink:title="Label : AntidilutiveSecuritiesNameDomain to label_AntidilutiveSecuritiesNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_UndistributedEarningsDiluted" xlink:label="UndistributedEarningsDiluted" xlink:title="UndistributedEarningsDiluted" />
    <link:label xlink:type="resource" xlink:label="label_UndistributedEarningsDiluted" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_UndistributedEarningsDiluted" xml:lang="en-US" id="label_UndistributedEarningsDiluted">Plus: undistributed earnings allocated to participating securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UndistributedEarningsDiluted" xlink:to="label_UndistributedEarningsDiluted" xlink:title="Label : UndistributedEarningsDiluted to label_UndistributedEarningsDiluted" />
    <link:label xlink:type="resource" xlink:label="label_CommitmentsAndContingenciesDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommitmentsAndContingenciesDisclosureTextBlock_1" xml:lang="en-US" id="label_CommitmentsAndContingenciesDisclosureTextBlock_1">Commitments and Contingencies Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsAndContingenciesDisclosureTextBlock" xlink:to="label_CommitmentsAndContingenciesDisclosureTextBlock_1" xlink:title="Label : CommitmentsAndContingenciesDisclosureTextBlock to label_CommitmentsAndContingenciesDisclosureTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:label="ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:title="ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xml:lang="en-US" id="label_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock">Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:to="label_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:title="Label : ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock to label_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" xlink:label="RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" xlink:title="RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" />
    <link:label xlink:type="resource" xlink:label="label_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" xml:lang="en-US" id="label_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember">Redemption with net cash proceeds from certain equity offerings.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" xlink:to="label_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" xlink:title="Label : RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember to label_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="PropertyPlantAndEquipmentNet" xlink:title="PropertyPlantAndEquipmentNet" />
    <link:label xlink:type="resource" xlink:label="label_PropertyPlantAndEquipmentNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PropertyPlantAndEquipmentNet" xml:lang="en-US" id="label_PropertyPlantAndEquipmentNet">Property and equipment, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentNet" xlink:to="label_PropertyPlantAndEquipmentNet" xlink:title="Label : PropertyPlantAndEquipmentNet to label_PropertyPlantAndEquipmentNet" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_NonrecourseMortgagesSecuredByInventoryMember" xlink:label="NonrecourseMortgagesSecuredByInventoryMember" xlink:title="NonrecourseMortgagesSecuredByInventoryMember" />
    <link:label xlink:type="resource" xlink:label="label_NonrecourseMortgagesSecuredByInventoryMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NonrecourseMortgagesSecuredByInventoryMember" xml:lang="en-US" id="label_NonrecourseMortgagesSecuredByInventoryMember">Represents information pertaining to nonrecourse mortgages secured by inventory.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonrecourseMortgagesSecuredByInventoryMember" xlink:to="label_NonrecourseMortgagesSecuredByInventoryMember" xlink:title="Label : NonrecourseMortgagesSecuredByInventoryMember to label_NonrecourseMortgagesSecuredByInventoryMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_NumberOfLoansReservedFor" xlink:label="NumberOfLoansReservedFor" xlink:title="NumberOfLoansReservedFor" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfLoansReservedFor" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfLoansReservedFor" xml:lang="en-US" id="label_NumberOfLoansReservedFor">The number of mortgage loans for which specific reserves exist as of the balance sheet date.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfLoansReservedFor" xlink:to="label_NumberOfLoansReservedFor" xlink:title="Label : NumberOfLoansReservedFor to label_NumberOfLoansReservedFor" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="PropertyPlantAndEquipmentGross" xlink:title="PropertyPlantAndEquipmentGross" />
    <link:label xlink:type="resource" xlink:label="label_PropertyPlantAndEquipmentGross" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PropertyPlantAndEquipmentGross" xml:lang="en-US" id="label_PropertyPlantAndEquipmentGross">Property, plant and equipment, gross</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentGross" xlink:to="label_PropertyPlantAndEquipmentGross" xlink:title="Label : PropertyPlantAndEquipmentGross to label_PropertyPlantAndEquipmentGross" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfLoansReservedFor_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfLoansReservedFor_1" xml:lang="en-US" id="label_NumberOfLoansReservedFor_1">Number of Loans Reserved For</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfLoansReservedFor" xlink:to="label_NumberOfLoansReservedFor_1" xlink:title="Label : NumberOfLoansReservedFor to label_NumberOfLoansReservedFor_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_NewUnconsolidatedJointVentureMember" xlink:label="NewUnconsolidatedJointVentureMember" xlink:title="NewUnconsolidatedJointVentureMember" />
    <link:label xlink:type="resource" xlink:label="label_NewUnconsolidatedJointVentureMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NewUnconsolidatedJointVentureMember" xml:lang="en-US" id="label_NewUnconsolidatedJointVentureMember">Relating to new unconsolidated joint venture.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NewUnconsolidatedJointVentureMember" xlink:to="label_NewUnconsolidatedJointVentureMember" xlink:title="Label : NewUnconsolidatedJointVentureMember to label_NewUnconsolidatedJointVentureMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgagesMember" xlink:label="MortgagesMember" xlink:title="MortgagesMember" />
    <link:label xlink:type="resource" xlink:label="label_MortgagesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MortgagesMember" xml:lang="en-US" id="label_MortgagesMember">Mortgages [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgagesMember" xlink:to="label_MortgagesMember" xlink:title="Label : MortgagesMember to label_MortgagesMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="LongtermDebtTypeAxis" xlink:title="LongtermDebtTypeAxis" />
    <link:label xlink:type="resource" xlink:label="label_LongtermDebtTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongtermDebtTypeAxis" xml:lang="en-US" id="label_LongtermDebtTypeAxis">Long-Term Debt, Type [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongtermDebtTypeAxis" xlink:to="label_LongtermDebtTypeAxis" xlink:title="Label : LongtermDebtTypeAxis to label_LongtermDebtTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="LongtermDebtTypeDomain" xlink:title="LongtermDebtTypeDomain" />
    <link:label xlink:type="resource" xlink:label="label_LongtermDebtTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongtermDebtTypeDomain" xml:lang="en-US" id="label_LongtermDebtTypeDomain">Long-Term Debt, Type [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongtermDebtTypeDomain" xlink:to="label_LongtermDebtTypeDomain" xlink:title="Label : LongtermDebtTypeDomain to label_LongtermDebtTypeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Dividends" xlink:label="Dividends" xlink:title="Dividends" />
    <link:label xlink:type="resource" xlink:label="label_Dividends" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Dividends" xml:lang="en-US" id="label_Dividends">us-gaap_Dividends</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Dividends" xlink:to="label_Dividends" xlink:title="Label : Dividends to label_Dividends" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_GainOnConsolidationOfJointVenture" xlink:label="GainOnConsolidationOfJointVenture" xlink:title="GainOnConsolidationOfJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_GainOnConsolidationOfJointVenture" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GainOnConsolidationOfJointVenture" xml:lang="en-US" id="label_GainOnConsolidationOfJointVenture">Gain on consolidation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainOnConsolidationOfJointVenture" xlink:to="label_GainOnConsolidationOfJointVenture" xlink:title="Label : GainOnConsolidationOfJointVenture to label_GainOnConsolidationOfJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_GainOnConsolidationOfJointVenture_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GainOnConsolidationOfJointVenture_1" xml:lang="en-US" id="label_GainOnConsolidationOfJointVenture_1">Gain on Consolidation of Joint Venture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainOnConsolidationOfJointVenture" xlink:to="label_GainOnConsolidationOfJointVenture_1" xlink:title="Label : GainOnConsolidationOfJointVenture to label_GainOnConsolidationOfJointVenture_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:label="ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:title="ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xml:lang="en-US" id="label_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock">Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:to="label_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:title="Label : ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock to label_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_GainOnConsolidationOfJointVenture_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_GainOnConsolidationOfJointVenture_2" xml:lang="en-US" id="label_GainOnConsolidationOfJointVenture_2">Gain on consolidation of joint ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainOnConsolidationOfJointVenture" xlink:to="label_GainOnConsolidationOfJointVenture_2" xlink:title="Label : GainOnConsolidationOfJointVenture to label_GainOnConsolidationOfJointVenture_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityMethodInvestmentOwnershipPercentage" xlink:label="EquityMethodInvestmentOwnershipPercentage" xlink:title="EquityMethodInvestmentOwnershipPercentage" />
    <link:label xlink:type="resource" xlink:label="label_EquityMethodInvestmentOwnershipPercentage" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EquityMethodInvestmentOwnershipPercentage" xml:lang="en-US" id="label_EquityMethodInvestmentOwnershipPercentage">Equity Method Investment, Ownership Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvestmentOwnershipPercentage" xlink:to="label_EquityMethodInvestmentOwnershipPercentage" xlink:title="Label : EquityMethodInvestmentOwnershipPercentage to label_EquityMethodInvestmentOwnershipPercentage" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_TavitNajarianMember" xlink:label="TavitNajarianMember" xlink:title="TavitNajarianMember" />
    <link:label xlink:type="resource" xlink:label="label_TavitNajarianMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_TavitNajarianMember" xml:lang="en-US" id="label_TavitNajarianMember">Tavit najarian [member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TavitNajarianMember" xlink:to="label_TavitNajarianMember" xlink:title="Label : TavitNajarianMember to label_TavitNajarianMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProfitLoss" xlink:label="ProfitLoss" xlink:title="ProfitLoss" />
    <link:label xlink:type="resource" xlink:label="label_ProfitLoss" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_ProfitLoss" xml:lang="en-US" id="label_ProfitLoss">Net income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProfitLoss" xlink:to="label_ProfitLoss" xlink:title="Label : ProfitLoss to label_ProfitLoss" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ConsolidatedJointVentureMember" xlink:label="ConsolidatedJointVentureMember" xlink:title="ConsolidatedJointVentureMember" />
    <link:label xlink:type="resource" xlink:label="label_ConsolidatedJointVentureMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ConsolidatedJointVentureMember" xml:lang="en-US" id="label_ConsolidatedJointVentureMember">Represents a consolidated joint venture.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidatedJointVentureMember" xlink:to="label_ConsolidatedJointVentureMember" xlink:title="Label : ConsolidatedJointVentureMember to label_ConsolidatedJointVentureMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:label="ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:title="ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xml:lang="en-US" id="label_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock">Share-Based Payment Arrangement, Option, Activity [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:to="label_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:title="Label : ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock to label_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod">Granted, time-based (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" />
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" xlink:label="ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" xlink:title="ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" />
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" xlink:label="CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" xlink:title="CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" xlink:to="label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock_1" xlink:title="Label : InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock to label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" xlink:label="RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" xlink:title="RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" xml:lang="en-US" id="label_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture">The amount of interest contributed to unconsolidated joint ventures during period.</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ProceedsFromModelSaleLeasebackFinancingPrograms" xlink:label="ProceedsFromModelSaleLeasebackFinancingPrograms" xlink:title="ProceedsFromModelSaleLeasebackFinancingPrograms" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromModelSaleLeasebackFinancingPrograms" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ProceedsFromModelSaleLeasebackFinancingPrograms" xml:lang="en-US" id="label_ProceedsFromModelSaleLeasebackFinancingPrograms">Proceeds from the sale and leaseback of certain of our model homes with the right to participate in the potential profit when the home is sold to a third party at the end of the lease, and therefore treated as a financing.</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" xlink:label="StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" xlink:title="StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" />
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member" xlink:label="SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member" xlink:title="SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member" />
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" xlink:label="TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" xlink:title="TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" />
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_EquityInterestsInJointVentureHoldingCompaniesCollateralMember" xlink:label="EquityInterestsInJointVentureHoldingCompaniesCollateralMember" xlink:title="EquityInterestsInJointVentureHoldingCompaniesCollateralMember" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" />
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_CorporateGeneralAndAdministrative" xlink:label="CorporateGeneralAndAdministrative" xlink:title="CorporateGeneralAndAdministrative" />
    <link:label xlink:type="resource" xlink:label="label_CorporateGeneralAndAdministrative" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CorporateGeneralAndAdministrative" xml:lang="en-US" id="label_CorporateGeneralAndAdministrative">The aggregate total of expenses for Corporate operations, which are not directly or indirectly associated with the manufacture, sale or creation of a product or product line.</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" />
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_InventoryImpairmentsAndLandOptionCostWriteOffs" xlink:label="InventoryImpairmentsAndLandOptionCostWriteOffs" xlink:title="InventoryImpairmentsAndLandOptionCostWriteOffs" />
    <link:label xlink:type="resource" xlink:label="label_InventoryImpairmentsAndLandOptionCostWriteOffs" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InventoryImpairmentsAndLandOptionCostWriteOffs" xml:lang="en-US" id="label_InventoryImpairmentsAndLandOptionCostWriteOffs">The charge against earnings in the period to reduce the carrying amount of real property to fair value and to write off land option costs.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryImpairmentsAndLandOptionCostWriteOffs" xlink:to="label_InventoryImpairmentsAndLandOptionCostWriteOffs" xlink:title="Label : InventoryImpairmentsAndLandOptionCostWriteOffs to label_InventoryImpairmentsAndLandOptionCostWriteOffs" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_LiabilitiesFromInventoryRealEstateNotOwned" xlink:label="LiabilitiesFromInventoryRealEstateNotOwned" xlink:title="LiabilitiesFromInventoryRealEstateNotOwned" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesFromInventoryRealEstateNotOwned" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LiabilitiesFromInventoryRealEstateNotOwned" xml:lang="en-US" id="label_LiabilitiesFromInventoryRealEstateNotOwned">Includes the liabilities for the inventory for which we do not have title related to the remaining exercise price of land and lot option purchases contracts; variable interest entities when we are the primary beneficiary; and model sale leaseback financing arrangements.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesFromInventoryRealEstateNotOwned" xlink:to="label_LiabilitiesFromInventoryRealEstateNotOwned" xlink:title="Label : LiabilitiesFromInventoryRealEstateNotOwned to label_LiabilitiesFromInventoryRealEstateNotOwned" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber">Nonvested, time-based (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber">Stock options exercisable at end of period (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_AccountsAndNotesReceivableNetAndDeposits" xlink:label="AccountsAndNotesReceivableNetAndDeposits" xlink:title="AccountsAndNotesReceivableNetAndDeposits" />
    <link:label xlink:type="resource" xlink:label="label_AccountsAndNotesReceivableNetAndDeposits" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AccountsAndNotesReceivableNetAndDeposits" xml:lang="en-US" id="label_AccountsAndNotesReceivableNetAndDeposits">Carrying amount as of the balance sheet date, net of allowance for doubtful accounts, of account and note receivables due from other than related parties. Also includes refundable deposits.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsAndNotesReceivableNetAndDeposits" xlink:to="label_AccountsAndNotesReceivableNetAndDeposits" xlink:title="Label : AccountsAndNotesReceivableNetAndDeposits to label_AccountsAndNotesReceivableNetAndDeposits" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_TotalConsolidatedInventoryNotOwned" xlink:label="TotalConsolidatedInventoryNotOwned" xlink:title="TotalConsolidatedInventoryNotOwned" />
    <link:label xlink:type="resource" xlink:label="label_TotalConsolidatedInventoryNotOwned" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_TotalConsolidatedInventoryNotOwned" xml:lang="en-US" id="label_TotalConsolidatedInventoryNotOwned">Consolidation of inventory relating to land and lot option purchases contracts in which we are deemed to be the primary beneficiary. Also includes inventory under option that it is required to be purchased in the future based on the specific performance terms of the option agreement.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TotalConsolidatedInventoryNotOwned" xlink:to="label_TotalConsolidatedInventoryNotOwned" xlink:title="Label : TotalConsolidatedInventoryNotOwned to label_TotalConsolidatedInventoryNotOwned" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod">Vested, time-based (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice">Stock options exercisable at end of period, weighted average exercise price (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:label="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:title="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1">Stock options exercisable, weighted average contractual life (Year)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:title="Label : SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1 to label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:label="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:title="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1">Stock options exercisable, intrinsic value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:title="Label : SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1 to label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_1">Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:label="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:title="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2">Stock options outstanding, weighted average contractual life (Year)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:title="Label : SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2 to label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_NumberOfNewJointVentures" xlink:label="NumberOfNewJointVentures" xlink:title="NumberOfNewJointVentures" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfNewJointVentures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfNewJointVentures" xml:lang="en-US" id="label_NumberOfNewJointVentures">Number Of New Joint Ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfNewJointVentures" xlink:to="label_NumberOfNewJointVentures" xlink:title="Label : NumberOfNewJointVentures to label_NumberOfNewJointVentures" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue">Stock options outstanding, intrinsic value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfNewJointVentures_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfNewJointVentures_1" xml:lang="en-US" id="label_NumberOfNewJointVentures_1">Number of New Joint Ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfNewJointVentures" xlink:to="label_NumberOfNewJointVentures_1" xlink:title="Label : NumberOfNewJointVentures to label_NumberOfNewJointVentures_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_PaymentsForPartnerDistributionsToConsolidatedJointVenture" xlink:label="PaymentsForPartnerDistributionsToConsolidatedJointVenture" xlink:title="PaymentsForPartnerDistributionsToConsolidatedJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsForPartnerDistributionsToConsolidatedJointVenture" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PaymentsForPartnerDistributionsToConsolidatedJointVenture" xml:lang="en-US" id="label_PaymentsForPartnerDistributionsToConsolidatedJointVenture">The amount of cash paid for Partner Distributions to Consolidated Joint Venture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForPartnerDistributionsToConsolidatedJointVenture" xlink:to="label_PaymentsForPartnerDistributionsToConsolidatedJointVenture" xlink:title="Label : PaymentsForPartnerDistributionsToConsolidatedJointVenture to label_PaymentsForPartnerDistributionsToConsolidatedJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsForPartnerDistributionsToConsolidatedJointVenture_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsForPartnerDistributionsToConsolidatedJointVenture_1" xml:lang="en-US" id="label_PaymentsForPartnerDistributionsToConsolidatedJointVenture_1">Payments for partner distributions to consolidated joint venture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForPartnerDistributionsToConsolidatedJointVenture" xlink:to="label_PaymentsForPartnerDistributionsToConsolidatedJointVenture_1" xlink:title="Label : PaymentsForPartnerDistributionsToConsolidatedJointVenture to label_PaymentsForPartnerDistributionsToConsolidatedJointVenture_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice">Stock options outstanding, weighted average exercise price (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_AlternateBaseRateMember" xlink:label="AlternateBaseRateMember" xlink:title="AlternateBaseRateMember" />
    <link:label xlink:type="resource" xlink:label="label_AlternateBaseRateMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AlternateBaseRateMember" xml:lang="en-US" id="label_AlternateBaseRateMember">Relating to alternate base rate.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AlternateBaseRateMember" xlink:to="label_AlternateBaseRateMember" xlink:title="Label : AlternateBaseRateMember to label_AlternateBaseRateMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_RsusAndPerformanceUnitsMember" xlink:label="RsusAndPerformanceUnitsMember" xlink:title="RsusAndPerformanceUnitsMember" />
    <link:label xlink:type="resource" xlink:label="label_RsusAndPerformanceUnitsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RsusAndPerformanceUnitsMember" xml:lang="en-US" id="label_RsusAndPerformanceUnitsMember">Relating to RSUs and performance units.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RsusAndPerformanceUnitsMember" xlink:to="label_RsusAndPerformanceUnitsMember" xlink:title="Label : RsusAndPerformanceUnitsMember to label_RsusAndPerformanceUnitsMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_StockOptionsAmortizationAndIssuanceShares" xlink:label="StockOptionsAmortizationAndIssuanceShares" xlink:title="StockOptionsAmortizationAndIssuanceShares" />
    <link:label xlink:type="resource" xlink:label="label_StockOptionsAmortizationAndIssuanceShares" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_StockOptionsAmortizationAndIssuanceShares" xml:lang="en-US" id="label_StockOptionsAmortizationAndIssuanceShares">The number of shares issued related to the amortization and issuance of the stock options.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockOptionsAmortizationAndIssuanceShares" xlink:to="label_StockOptionsAmortizationAndIssuanceShares" xlink:title="Label : StockOptionsAmortizationAndIssuanceShares to label_StockOptionsAmortizationAndIssuanceShares" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInInvestingActivitiesAbstract" xml:lang="en-US" id="label_NetCashProvidedByUsedInInvestingActivitiesAbstract">Cash flows from investing activities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="label_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="Label : NetCashProvidedByUsedInInvestingActivitiesAbstract to label_NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_EarningsPerShareTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EarningsPerShareTextBlock_1" xml:lang="en-US" id="label_EarningsPerShareTextBlock_1">Earnings Per Share [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareTextBlock" xlink:to="label_EarningsPerShareTextBlock_1" xlink:title="Label : EarningsPerShareTextBlock to label_EarningsPerShareTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdvancesToAffiliate" xlink:label="AdvancesToAffiliate" xlink:title="AdvancesToAffiliate" />
    <link:label xlink:type="resource" xlink:label="label_AdvancesToAffiliate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AdvancesToAffiliate" xml:lang="en-US" id="label_AdvancesToAffiliate">Advances to Affiliate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdvancesToAffiliate" xlink:to="label_AdvancesToAffiliate" xlink:title="Label : AdvancesToAffiliate to label_AdvancesToAffiliate" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:label="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:title="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" />
    <link:label xlink:type="resource" xlink:label="label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xml:lang="en-US" id="label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures">Investments in and advances to unconsolidated joint ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:to="label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:title="Label : InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures to label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ConversionOfStockValue" xlink:label="ConversionOfStockValue" xlink:title="ConversionOfStockValue" />
    <link:label xlink:type="resource" xlink:label="label_ConversionOfStockValue" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ConversionOfStockValue" xml:lang="en-US" id="label_ConversionOfStockValue">The value of stock converted during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionOfStockValue" xlink:to="label_ConversionOfStockValue" xlink:title="Label : ConversionOfStockValue to label_ConversionOfStockValue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:label="IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:title="IncreaseDecreaseInAccruedIncomeTaxesPayable" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInAccruedIncomeTaxesPayable" xml:lang="en-US" id="label_IncreaseDecreaseInAccruedIncomeTaxesPayable">State income tax payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:to="label_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:title="Label : IncreaseDecreaseInAccruedIncomeTaxesPayable to label_IncreaseDecreaseInAccruedIncomeTaxesPayable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" xml:lang="en-US" id="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice">Forfeited, weighted average exercise price (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" xlink:to="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" xlink:title="Label : ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice to label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" xlink:label="ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" xlink:title="ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" xml:lang="en-US" id="label_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital">Distributions of capital from unconsolidated joint ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" xlink:to="label_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" xlink:title="Label : ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital to label_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromEquityMethodInvestments" xlink:label="IncomeLossFromEquityMethodInvestments" xlink:title="IncomeLossFromEquityMethodInvestments" />
    <link:label xlink:type="resource" xlink:label="label_IncomeLossFromEquityMethodInvestments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncomeLossFromEquityMethodInvestments" xml:lang="en-US" id="label_IncomeLossFromEquityMethodInvestments">Equity in earnings from unconsolidated joint ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeLossFromEquityMethodInvestments" xlink:to="label_IncomeLossFromEquityMethodInvestments" xlink:title="Label : IncomeLossFromEquityMethodInvestments to label_IncomeLossFromEquityMethodInvestments" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ConversionOfStockShares" xlink:label="ConversionOfStockShares" xlink:title="ConversionOfStockShares" />
    <link:label xlink:type="resource" xlink:label="label_ConversionOfStockShares" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ConversionOfStockShares" xml:lang="en-US" id="label_ConversionOfStockShares">The number of share converted during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionOfStockShares" xlink:to="label_ConversionOfStockShares" xlink:title="Label : ConversionOfStockShares to label_ConversionOfStockShares" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_StockOptionsAmortizationAndIssuanceValue" xlink:label="StockOptionsAmortizationAndIssuanceValue" xlink:title="StockOptionsAmortizationAndIssuanceValue" />
    <link:label xlink:type="resource" xlink:label="label_StockOptionsAmortizationAndIssuanceValue" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_StockOptionsAmortizationAndIssuanceValue" xml:lang="en-US" id="label_StockOptionsAmortizationAndIssuanceValue">The increase (decrease) to equity related to the amortization and issuance of stock options.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockOptionsAmortizationAndIssuanceValue" xlink:to="label_StockOptionsAmortizationAndIssuanceValue" xlink:title="Label : StockOptionsAmortizationAndIssuanceValue to label_StockOptionsAmortizationAndIssuanceValue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:label="IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:title="IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xml:lang="en-US" id="label_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities">Accounts payable, accrued interest and other liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:to="label_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:title="Label : IncreaseDecreaseInAccountsPayableAndAccruedLiabilities to label_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_PercentageOfTargetNumberOfSharesCoveredByMSUAwards" xlink:label="PercentageOfTargetNumberOfSharesCoveredByMSUAwards" xlink:title="PercentageOfTargetNumberOfSharesCoveredByMSUAwards" />
    <link:label xlink:type="resource" xlink:label="label_PercentageOfTargetNumberOfSharesCoveredByMSUAwards" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PercentageOfTargetNumberOfSharesCoveredByMSUAwards" xml:lang="en-US" id="label_PercentageOfTargetNumberOfSharesCoveredByMSUAwards">The percentage of the target number of shares covered by the MSU awards.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PercentageOfTargetNumberOfSharesCoveredByMSUAwards" xlink:to="label_PercentageOfTargetNumberOfSharesCoveredByMSUAwards" xlink:title="Label : PercentageOfTargetNumberOfSharesCoveredByMSUAwards to label_PercentageOfTargetNumberOfSharesCoveredByMSUAwards" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RelatedPartyTransactionAmountsOfTransaction" xlink:label="RelatedPartyTransactionAmountsOfTransaction" xlink:title="RelatedPartyTransactionAmountsOfTransaction" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionAmountsOfTransaction" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RelatedPartyTransactionAmountsOfTransaction" xml:lang="en-US" id="label_RelatedPartyTransactionAmountsOfTransaction">Related Party Transaction, Amounts of Transaction</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionAmountsOfTransaction" xlink:to="label_RelatedPartyTransactionAmountsOfTransaction" xlink:title="Label : RelatedPartyTransactionAmountsOfTransaction to label_RelatedPartyTransactionAmountsOfTransaction" />
    <link:label xlink:type="resource" xlink:label="label_PercentageOfTargetNumberOfSharesCoveredByMSUAwards_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PercentageOfTargetNumberOfSharesCoveredByMSUAwards_1" xml:lang="en-US" id="label_PercentageOfTargetNumberOfSharesCoveredByMSUAwards_1">Percentage of Target Number of Shares Covered by MSU Awards</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PercentageOfTargetNumberOfSharesCoveredByMSUAwards" xlink:to="label_PercentageOfTargetNumberOfSharesCoveredByMSUAwards_1" xlink:title="Label : PercentageOfTargetNumberOfSharesCoveredByMSUAwards to label_PercentageOfTargetNumberOfSharesCoveredByMSUAwards_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_NonemployeeDirectorMember" xlink:label="NonemployeeDirectorMember" xlink:title="NonemployeeDirectorMember" />
    <link:label xlink:type="resource" xlink:label="label_NonemployeeDirectorMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NonemployeeDirectorMember" xml:lang="en-US" id="label_NonemployeeDirectorMember">Nonemployee director [member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonemployeeDirectorMember" xlink:to="label_NonemployeeDirectorMember" xlink:title="Label : NonemployeeDirectorMember to label_NonemployeeDirectorMember" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionsDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RelatedPartyTransactionsDisclosureTextBlock_1" xml:lang="en-US" id="label_RelatedPartyTransactionsDisclosureTextBlock_1">Related Party Transactions Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionsDisclosureTextBlock" xlink:to="label_RelatedPartyTransactionsDisclosureTextBlock_1" xlink:title="Label : RelatedPartyTransactionsDisclosureTextBlock to label_RelatedPartyTransactionsDisclosureTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="IncomeTaxExpenseBenefit" xlink:title="IncomeTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxExpenseBenefit" xml:lang="en-US" id="label_IncomeTaxExpenseBenefit">Tax provision (benefit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExpenseBenefit" xlink:to="label_IncomeTaxExpenseBenefit" xlink:title="Label : IncomeTaxExpenseBenefit to label_IncomeTaxExpenseBenefit" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_NumberOfDirectors" xlink:label="NumberOfDirectors" xlink:title="NumberOfDirectors" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfDirectors" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfDirectors" xml:lang="en-US" id="label_NumberOfDirectors">Represents the number of directors.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfDirectors" xlink:to="label_NumberOfDirectors" xlink:title="Label : NumberOfDirectors to label_NumberOfDirectors" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfDirectors_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfDirectors_1" xml:lang="en-US" id="label_NumberOfDirectors_1">Number of Directors</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfDirectors" xlink:to="label_NumberOfDirectors_1" xlink:title="Label : NumberOfDirectors to label_NumberOfDirectors_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueOptionChangesInFairValueGainLoss1" xlink:label="FairValueOptionChangesInFairValueGainLoss1" xlink:title="FairValueOptionChangesInFairValueGainLoss1" />
    <link:label xlink:type="resource" xlink:label="label_FairValueOptionChangesInFairValueGainLoss1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueOptionChangesInFairValueGainLoss1" xml:lang="en-US" id="label_FairValueOptionChangesInFairValueGainLoss1">Change in fair value included in financial services revenue</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOptionChangesInFairValueGainLoss1" xlink:to="label_FairValueOptionChangesInFairValueGainLoss1" xlink:title="Label : FairValueOptionChangesInFairValueGainLoss1 to label_FairValueOptionChangesInFairValueGainLoss1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_PerformanceBasedMsusMember" xlink:label="PerformanceBasedMsusMember" xlink:title="PerformanceBasedMsusMember" />
    <link:label xlink:type="resource" xlink:label="label_PerformanceBasedMsusMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PerformanceBasedMsusMember" xml:lang="en-US" id="label_PerformanceBasedMsusMember">Related to market stock units that are performance based.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PerformanceBasedMsusMember" xlink:to="label_PerformanceBasedMsusMember" xlink:title="Label : PerformanceBasedMsusMember to label_PerformanceBasedMsusMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentRedemptionPricePercentage" xlink:label="DebtInstrumentRedemptionPricePercentage" xlink:title="DebtInstrumentRedemptionPricePercentage" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRedemptionPricePercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentRedemptionPricePercentage" xml:lang="en-US" id="label_DebtInstrumentRedemptionPricePercentage">us-gaap_DebtInstrumentRedemptionPricePercentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRedemptionPricePercentage" xlink:to="label_DebtInstrumentRedemptionPricePercentage" xlink:title="Label : DebtInstrumentRedemptionPricePercentage to label_DebtInstrumentRedemptionPricePercentage" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentRedemptionPeriodOneMember" xlink:label="DebtInstrumentRedemptionPeriodOneMember" xlink:title="DebtInstrumentRedemptionPeriodOneMember" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRedemptionPeriodOneMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentRedemptionPeriodOneMember" xml:lang="en-US" id="label_DebtInstrumentRedemptionPeriodOneMember">Debt Instrument, Redemption, Period One [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRedemptionPeriodOneMember" xlink:to="label_DebtInstrumentRedemptionPeriodOneMember" xlink:title="Label : DebtInstrumentRedemptionPeriodOneMember to label_DebtInstrumentRedemptionPeriodOneMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentRedemptionPeriodTwoMember" xlink:label="DebtInstrumentRedemptionPeriodTwoMember" xlink:title="DebtInstrumentRedemptionPeriodTwoMember" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRedemptionPeriodTwoMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentRedemptionPeriodTwoMember" xml:lang="en-US" id="label_DebtInstrumentRedemptionPeriodTwoMember">Debt Instrument, Redemption, Period Two [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRedemptionPeriodTwoMember" xlink:to="label_DebtInstrumentRedemptionPeriodTwoMember" xlink:title="Label : DebtInstrumentRedemptionPeriodTwoMember to label_DebtInstrumentRedemptionPeriodTwoMember" />
    <link:label xlink:type="resource" xlink:label="label_VariableInterestEntityDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VariableInterestEntityDisclosureTextBlock_1" xml:lang="en-US" id="label_VariableInterestEntityDisclosureTextBlock_1">Variable Interest Entity Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityDisclosureTextBlock" xlink:to="label_VariableInterestEntityDisclosureTextBlock_1" xlink:title="Label : VariableInterestEntityDisclosureTextBlock to label_VariableInterestEntityDisclosureTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_MarketStockUnitsMember" xlink:label="MarketStockUnitsMember" xlink:title="MarketStockUnitsMember" />
    <link:label xlink:type="resource" xlink:label="label_MarketStockUnitsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_MarketStockUnitsMember" xml:lang="en-US" id="label_MarketStockUnitsMember">Related to market stock units awarded by the company.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MarketStockUnitsMember" xlink:to="label_MarketStockUnitsMember" xlink:title="Label : MarketStockUnitsMember to label_MarketStockUnitsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentRedemptionPeriodAxis" xlink:label="DebtInstrumentRedemptionPeriodAxis" xlink:title="DebtInstrumentRedemptionPeriodAxis" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRedemptionPeriodAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentRedemptionPeriodAxis" xml:lang="en-US" id="label_DebtInstrumentRedemptionPeriodAxis">Debt Instrument, Redemption, Period [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRedemptionPeriodAxis" xlink:to="label_DebtInstrumentRedemptionPeriodAxis" xlink:title="Label : DebtInstrumentRedemptionPeriodAxis to label_DebtInstrumentRedemptionPeriodAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentRedemptionPeriodDomain" xlink:label="DebtInstrumentRedemptionPeriodDomain" xlink:title="DebtInstrumentRedemptionPeriodDomain" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRedemptionPeriodDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentRedemptionPeriodDomain" xml:lang="en-US" id="label_DebtInstrumentRedemptionPeriodDomain">Debt Instrument, Redemption, Period [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRedemptionPeriodDomain" xlink:to="label_DebtInstrumentRedemptionPeriodDomain" xlink:title="Label : DebtInstrumentRedemptionPeriodDomain to label_DebtInstrumentRedemptionPeriodDomain" />
    <link:label xlink:type="resource" xlink:label="label_FairValueOptionQuantitativeDisclosuresTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueOptionQuantitativeDisclosuresTextBlock_1" xml:lang="en-US" id="label_FairValueOptionQuantitativeDisclosuresTextBlock_1">Fair Value Option, Disclosures [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOptionQuantitativeDisclosuresTextBlock" xlink:to="label_FairValueOptionQuantitativeDisclosuresTextBlock_1" xlink:title="Label : FairValueOptionQuantitativeDisclosuresTextBlock to label_FairValueOptionQuantitativeDisclosuresTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GeneralAndAdministrativeExpense" xlink:label="GeneralAndAdministrativeExpense" xlink:title="GeneralAndAdministrativeExpense" />
    <link:label xlink:type="resource" xlink:label="label_GeneralAndAdministrativeExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GeneralAndAdministrativeExpense" xml:lang="en-US" id="label_GeneralAndAdministrativeExpense">us-gaap_GeneralAndAdministrativeExpense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GeneralAndAdministrativeExpense" xlink:to="label_GeneralAndAdministrativeExpense" xlink:title="Label : GeneralAndAdministrativeExpense to label_GeneralAndAdministrativeExpense" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashEquivalentsAtCarryingValue" xlink:label="CashEquivalentsAtCarryingValue" xlink:title="CashEquivalentsAtCarryingValue" />
    <link:label xlink:type="resource" xlink:label="label_CashEquivalentsAtCarryingValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashEquivalentsAtCarryingValue" xml:lang="en-US" id="label_CashEquivalentsAtCarryingValue">us-gaap_CashEquivalentsAtCarryingValue</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashEquivalentsAtCarryingValue" xlink:to="label_CashEquivalentsAtCarryingValue" xlink:title="Label : CashEquivalentsAtCarryingValue to label_CashEquivalentsAtCarryingValue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="CashAndCashEquivalentsAtCarryingValue" xlink:title="CashAndCashEquivalentsAtCarryingValue" />
    <link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsAtCarryingValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US" id="label_CashAndCashEquivalentsAtCarryingValue">Cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsAtCarryingValue" xlink:to="label_CashAndCashEquivalentsAtCarryingValue" xlink:title="Label : CashAndCashEquivalentsAtCarryingValue to label_CashAndCashEquivalentsAtCarryingValue" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_The502040NotesMember" xlink:label="The502040NotesMember" xlink:title="The502040NotesMember" />
    <link:label xlink:type="resource" xlink:label="label_The502040NotesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The502040NotesMember" xml:lang="en-US" id="label_The502040NotesMember">Represent the 5.0% 2040 notes.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The502040NotesMember" xlink:to="label_The502040NotesMember" xlink:title="Label : The502040NotesMember to label_The502040NotesMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax" xlink:label="AllocatedShareBasedCompensationExpenseNetOfTax" xlink:title="AllocatedShareBasedCompensationExpenseNetOfTax" />
    <link:label xlink:type="resource" xlink:label="label_AllocatedShareBasedCompensationExpenseNetOfTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AllocatedShareBasedCompensationExpenseNetOfTax" xml:lang="en-US" id="label_AllocatedShareBasedCompensationExpenseNetOfTax">us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllocatedShareBasedCompensationExpenseNetOfTax" xlink:to="label_AllocatedShareBasedCompensationExpenseNetOfTax" xlink:title="Label : AllocatedShareBasedCompensationExpenseNetOfTax to label_AllocatedShareBasedCompensationExpenseNetOfTax" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AllocatedShareBasedCompensationExpense" xlink:label="AllocatedShareBasedCompensationExpense" xlink:title="AllocatedShareBasedCompensationExpense" />
    <link:label xlink:type="resource" xlink:label="label_AllocatedShareBasedCompensationExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AllocatedShareBasedCompensationExpense" xml:lang="en-US" id="label_AllocatedShareBasedCompensationExpense">us-gaap_AllocatedShareBasedCompensationExpense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllocatedShareBasedCompensationExpense" xlink:to="label_AllocatedShareBasedCompensationExpense" xlink:title="Label : AllocatedShareBasedCompensationExpense to label_AllocatedShareBasedCompensationExpense" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_The1352026NotesMember" xlink:label="The1352026NotesMember" xlink:title="The1352026NotesMember" />
    <link:label xlink:type="resource" xlink:label="label_The1352026NotesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The1352026NotesMember" xml:lang="en-US" id="label_The1352026NotesMember">Represents the 13.5% senior notes due in February 1, 2026.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The1352026NotesMember" xlink:to="label_The1352026NotesMember" xlink:title="Label : The1352026NotesMember to label_The1352026NotesMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_Between2025And2029Member" xlink:label="Between2025And2029Member" xlink:title="Between2025And2029Member" />
    <link:label xlink:type="resource" xlink:label="label_Between2025And2029Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_Between2025And2029Member" xml:lang="en-US" id="label_Between2025And2029Member">Represents the tax period that ranges between 2025 and 2029.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Between2025And2029Member" xlink:to="label_Between2025And2029Member" xlink:title="Label : Between2025And2029Member to label_Between2025And2029Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xml:lang="en-US" id="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice">Expired, weighted average exercise price (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:to="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:title="Label : ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice to label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InventoryRealEstate" xlink:label="InventoryRealEstate" xlink:title="InventoryRealEstate" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InventoryRealEstate" xml:lang="en-US" id="label_InventoryRealEstate">us-gaap_InventoryRealEstate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstate" xlink:to="label_InventoryRealEstate" xlink:title="Label : InventoryRealEstate to label_InventoryRealEstate" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_Between2030And2034Member" xlink:label="Between2030And2034Member" xlink:title="Between2030And2034Member" />
    <link:label xlink:type="resource" xlink:label="label_Between2030And2034Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Between2030And2034Member" xml:lang="en-US" id="label_Between2030And2034Member">Between 2030 and 2034 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Between2030And2034Member" xlink:to="label_Between2030And2034Member" xlink:title="Label : Between2030And2034Member to label_Between2030And2034Member" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_Between2035And2039Member" xlink:label="Between2035And2039Member" xlink:title="Between2035And2039Member" />
    <link:label xlink:type="resource" xlink:label="label_Between2035And2039Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Between2035And2039Member" xml:lang="en-US" id="label_Between2035And2039Member">Between 2035 and 2039 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Between2035And2039Member" xlink:to="label_Between2035And2039Member" xlink:title="Label : Between2035And2039Member to label_Between2035And2039Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RealEstateInventoryCapitalizedInterestCosts" xlink:label="RealEstateInventoryCapitalizedInterestCosts" xlink:title="RealEstateInventoryCapitalizedInterestCosts" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryCapitalizedInterestCosts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RealEstateInventoryCapitalizedInterestCosts" xml:lang="en-US" id="label_RealEstateInventoryCapitalizedInterestCosts">us-gaap_RealEstateInventoryCapitalizedInterestCosts</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryCapitalizedInterestCosts" xlink:to="label_RealEstateInventoryCapitalizedInterestCosts" xlink:title="Label : RealEstateInventoryCapitalizedInterestCosts to label_RealEstateInventoryCapitalizedInterestCosts" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag" xlink:label="AmendmentFlag" xlink:title="AmendmentFlag" />
    <link:label xlink:type="resource" xlink:label="label_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AmendmentFlag" xml:lang="en-US" id="label_AmendmentFlag">Amendment Flag</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmendmentFlag" xlink:to="label_AmendmentFlag" xlink:title="Label : AmendmentFlag to label_AmendmentFlag" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RealEstateInventoryCapitalizedInterestCostsIncurred" xlink:label="RealEstateInventoryCapitalizedInterestCostsIncurred" xlink:title="RealEstateInventoryCapitalizedInterestCostsIncurred" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryCapitalizedInterestCostsIncurred" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RealEstateInventoryCapitalizedInterestCostsIncurred" xml:lang="en-US" id="label_RealEstateInventoryCapitalizedInterestCostsIncurred">Plus interest incurred(1)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryCapitalizedInterestCostsIncurred" xlink:to="label_RealEstateInventoryCapitalizedInterestCostsIncurred" xlink:title="Label : RealEstateInventoryCapitalizedInterestCostsIncurred to label_RealEstateInventoryCapitalizedInterestCostsIncurred" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RealEstateInventoryCapitalizedInterestCostsCostOfSales1" xlink:label="RealEstateInventoryCapitalizedInterestCostsCostOfSales1" xlink:title="RealEstateInventoryCapitalizedInterestCostsCostOfSales1" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryCapitalizedInterestCostsCostOfSales1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RealEstateInventoryCapitalizedInterestCostsCostOfSales1" xml:lang="en-US" id="label_RealEstateInventoryCapitalizedInterestCostsCostOfSales1">us-gaap_RealEstateInventoryCapitalizedInterestCostsCostOfSales1</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryCapitalizedInterestCostsCostOfSales1" xlink:to="label_RealEstateInventoryCapitalizedInterestCostsCostOfSales1" xlink:title="Label : RealEstateInventoryCapitalizedInterestCostsCostOfSales1 to label_RealEstateInventoryCapitalizedInterestCostsCostOfSales1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode" xlink:label="CityAreaCode" xlink:title="CityAreaCode" />
    <link:label xlink:type="resource" xlink:label="label_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CityAreaCode" xml:lang="en-US" id="label_CityAreaCode">City Area Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CityAreaCode" xlink:to="label_CityAreaCode" xlink:title="Label : CityAreaCode to label_CityAreaCode" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentMaturityDate" xlink:label="DebtInstrumentMaturityDate" xlink:title="DebtInstrumentMaturityDate" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentMaturityDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentMaturityDate" xml:lang="en-US" id="label_DebtInstrumentMaturityDate">Debt Instrument, Maturity Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentMaturityDate" xlink:to="label_DebtInstrumentMaturityDate" xlink:title="Label : DebtInstrumentMaturityDate to label_DebtInstrumentMaturityDate" />
    <link:label xlink:type="resource" xlink:label="label_UseOfEstimates_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UseOfEstimates_1" xml:lang="en-US" id="label_UseOfEstimates_1">Use of Estimates, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UseOfEstimates" xlink:to="label_UseOfEstimates_1" xlink:title="Label : UseOfEstimates to label_UseOfEstimates_1" />
    <link:label xlink:type="resource" xlink:label="label_NewAccountingPronouncementsPolicyPolicyTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NewAccountingPronouncementsPolicyPolicyTextBlock_1" xml:lang="en-US" id="label_NewAccountingPronouncementsPolicyPolicyTextBlock_1">New Accounting Pronouncements, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:to="label_NewAccountingPronouncementsPolicyPolicyTextBlock_1" xlink:title="Label : NewAccountingPronouncementsPolicyPolicyTextBlock to label_NewAccountingPronouncementsPolicyPolicyTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xml:lang="en-US" id="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice">Granted, weighted average exercise price (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:to="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:title="Label : ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice to label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TreasuryStockSharesAcquired" xlink:label="TreasuryStockSharesAcquired" xlink:title="TreasuryStockSharesAcquired" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockSharesAcquired" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TreasuryStockSharesAcquired" xml:lang="en-US" id="label_TreasuryStockSharesAcquired">us-gaap_TreasuryStockSharesAcquired</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockSharesAcquired" xlink:to="label_TreasuryStockSharesAcquired" xlink:title="Label : TreasuryStockSharesAcquired to label_TreasuryStockSharesAcquired" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestPaidNet" xlink:label="InterestPaidNet" xlink:title="InterestPaidNet" />
    <link:label xlink:type="resource" xlink:label="label_InterestPaidNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestPaidNet" xml:lang="en-US" id="label_InterestPaidNet">Interest Paid, Excluding Capitalized Interest, Operating Activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestPaidNet" xlink:to="label_InterestPaidNet" xlink:title="Label : InterestPaidNet to label_InterestPaidNet" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SharesOutstanding" xlink:label="SharesOutstanding" xlink:title="SharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="label_SharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SharesOutstanding" xml:lang="en-US" id="label_SharesOutstanding">us-gaap_SharesOutstanding</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharesOutstanding" xlink:to="label_SharesOutstanding" xlink:title="Label : SharesOutstanding to label_SharesOutstanding" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="PreferredStockSharesOutstanding" xlink:title="PreferredStockSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockSharesOutstanding" xml:lang="en-US" id="label_PreferredStockSharesOutstanding">Preferred stock, shares outstanding (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockSharesOutstanding" xlink:to="label_PreferredStockSharesOutstanding" xlink:title="Label : PreferredStockSharesOutstanding to label_PreferredStockSharesOutstanding" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtWeightedAverageInterestRate" xlink:label="DebtWeightedAverageInterestRate" xlink:title="DebtWeightedAverageInterestRate" />
    <link:label xlink:type="resource" xlink:label="label_DebtWeightedAverageInterestRate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtWeightedAverageInterestRate" xml:lang="en-US" id="label_DebtWeightedAverageInterestRate">us-gaap_DebtWeightedAverageInterestRate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtWeightedAverageInterestRate" xlink:to="label_DebtWeightedAverageInterestRate" xlink:title="Label : DebtWeightedAverageInterestRate to label_DebtWeightedAverageInterestRate" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ShareholdersOwnershipPercentageThreshold" xlink:label="ShareholdersOwnershipPercentageThreshold" xlink:title="ShareholdersOwnershipPercentageThreshold" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersOwnershipPercentageThreshold" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ShareholdersOwnershipPercentageThreshold" xml:lang="en-US" id="label_ShareholdersOwnershipPercentageThreshold">Threshold of percentage of ownership of common stock under the company's amended Certificate of Incorporation.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersOwnershipPercentageThreshold" xlink:to="label_ShareholdersOwnershipPercentageThreshold" xlink:title="Label : ShareholdersOwnershipPercentageThreshold to label_ShareholdersOwnershipPercentageThreshold" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CurrentFiscalYearEndDate" xlink:label="CurrentFiscalYearEndDate" xlink:title="CurrentFiscalYearEndDate" />
    <link:label xlink:type="resource" xlink:label="label_CurrentFiscalYearEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CurrentFiscalYearEndDate" xml:lang="en-US" id="label_CurrentFiscalYearEndDate">Current Fiscal Year End Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentFiscalYearEndDate" xlink:to="label_CurrentFiscalYearEndDate" xlink:title="Label : CurrentFiscalYearEndDate to label_CurrentFiscalYearEndDate" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:label="DebtInstrumentBasisSpreadOnVariableRate1" xlink:title="DebtInstrumentBasisSpreadOnVariableRate1" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentBasisSpreadOnVariableRate1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentBasisSpreadOnVariableRate1" xml:lang="en-US" id="label_DebtInstrumentBasisSpreadOnVariableRate1">us-gaap_DebtInstrumentBasisSpreadOnVariableRate1</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentBasisSpreadOnVariableRate1" xlink:to="label_DebtInstrumentBasisSpreadOnVariableRate1" xlink:title="Label : DebtInstrumentBasisSpreadOnVariableRate1 to label_DebtInstrumentBasisSpreadOnVariableRate1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:label="IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:title="IncreaseDecreaseInOperatingLiabilitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInOperatingLiabilitiesAbstract" xml:lang="en-US" id="label_IncreaseDecreaseInOperatingLiabilitiesAbstract">(Decrease) increase in liabilities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:to="label_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:title="Label : IncreaseDecreaseInOperatingLiabilitiesAbstract to label_IncreaseDecreaseInOperatingLiabilitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="DebtInstrumentInterestRateStatedPercentage" xlink:title="DebtInstrumentInterestRateStatedPercentage" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentInterestRateStatedPercentage" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentInterestRateStatedPercentage" xml:lang="en-US" id="label_DebtInstrumentInterestRateStatedPercentage">Debt instrument, interest rate, stated percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentInterestRateStatedPercentage" xlink:to="label_DebtInstrumentInterestRateStatedPercentage" xlink:title="Label : DebtInstrumentInterestRateStatedPercentage to label_DebtInstrumentInterestRateStatedPercentage" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent" xlink:label="OperatingLeaseWeightedAverageDiscountRatePercent" xlink:title="OperatingLeaseWeightedAverageDiscountRatePercent" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseWeightedAverageDiscountRatePercent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeaseWeightedAverageDiscountRatePercent" xml:lang="en-US" id="label_OperatingLeaseWeightedAverageDiscountRatePercent">Weighted-average discount rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseWeightedAverageDiscountRatePercent" xlink:to="label_OperatingLeaseWeightedAverageDiscountRatePercent" xlink:title="Label : OperatingLeaseWeightedAverageDiscountRatePercent to label_OperatingLeaseWeightedAverageDiscountRatePercent" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentFairValue" xlink:label="DebtInstrumentFairValue" xlink:title="DebtInstrumentFairValue" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentFairValue" xml:lang="en-US" id="label_DebtInstrumentFairValue">Notes, Fair Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentFairValue" xlink:to="label_DebtInstrumentFairValue" xlink:title="Label : DebtInstrumentFairValue to label_DebtInstrumentFairValue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="DocumentFiscalPeriodFocus" xlink:title="DocumentFiscalPeriodFocus" />
    <link:label xlink:type="resource" xlink:label="label_DocumentFiscalPeriodFocus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentFiscalPeriodFocus" xml:lang="en-US" id="label_DocumentFiscalPeriodFocus">Document Fiscal Period Focus</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFiscalPeriodFocus" xlink:to="label_DocumentFiscalPeriodFocus" xlink:title="Label : DocumentFiscalPeriodFocus to label_DocumentFiscalPeriodFocus" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentFiscalYearFocus" xlink:label="DocumentFiscalYearFocus" xlink:title="DocumentFiscalYearFocus" />
    <link:label xlink:type="resource" xlink:label="label_DocumentFiscalYearFocus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentFiscalYearFocus" xml:lang="en-US" id="label_DocumentFiscalYearFocus">Document Fiscal Year Focus</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFiscalYearFocus" xlink:to="label_DocumentFiscalYearFocus" xlink:title="Label : DocumentFiscalYearFocus to label_DocumentFiscalYearFocus" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xlink:label="IncreaseDecreaseInDeferredIncomeTaxes" xlink:title="IncreaseDecreaseInDeferredIncomeTaxes" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInDeferredIncomeTaxes" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInDeferredIncomeTaxes" xml:lang="en-US" id="label_IncreaseDecreaseInDeferredIncomeTaxes">us-gaap_IncreaseDecreaseInDeferredIncomeTaxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInDeferredIncomeTaxes" xlink:to="label_IncreaseDecreaseInDeferredIncomeTaxes" xlink:title="Label : IncreaseDecreaseInDeferredIncomeTaxes to label_IncreaseDecreaseInDeferredIncomeTaxes" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LeaseCostTableTextBlock" xlink:label="LeaseCostTableTextBlock" xlink:title="LeaseCostTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_LeaseCostTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LeaseCostTableTextBlock" xml:lang="en-US" id="label_LeaseCostTableTextBlock">Lease, Cost [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LeaseCostTableTextBlock" xlink:to="label_LeaseCostTableTextBlock" xlink:title="Label : LeaseCostTableTextBlock to label_LeaseCostTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentRepurchasedFaceAmount" xlink:label="DebtInstrumentRepurchasedFaceAmount" xlink:title="DebtInstrumentRepurchasedFaceAmount" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRepurchasedFaceAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentRepurchasedFaceAmount" xml:lang="en-US" id="label_DebtInstrumentRepurchasedFaceAmount">us-gaap_DebtInstrumentRepurchasedFaceAmount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRepurchasedFaceAmount" xlink:to="label_DebtInstrumentRepurchasedFaceAmount" xlink:title="Label : DebtInstrumentRepurchasedFaceAmount to label_DebtInstrumentRepurchasedFaceAmount" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate" xlink:label="DocumentPeriodEndDate" xlink:title="DocumentPeriodEndDate" />
    <link:label xlink:type="resource" xlink:label="label_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentPeriodEndDate" xml:lang="en-US" id="label_DocumentPeriodEndDate">Document Period End Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentPeriodEndDate" xlink:to="label_DocumentPeriodEndDate" xlink:title="Label : DocumentPeriodEndDate to label_DocumentPeriodEndDate" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xlink:label="RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xlink:title="RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" />
    <link:label xlink:type="resource" xlink:label="label_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xml:lang="en-US" id="label_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability">us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xlink:to="label_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xlink:title="Label : RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability to label_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersOwnershipPercentageThreshold_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareholdersOwnershipPercentageThreshold_1" xml:lang="en-US" id="label_ShareholdersOwnershipPercentageThreshold_1">Shareholders Ownership Percentage Threshold</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersOwnershipPercentageThreshold" xlink:to="label_ShareholdersOwnershipPercentageThreshold_1" xlink:title="Label : ShareholdersOwnershipPercentageThreshold to label_ShareholdersOwnershipPercentageThreshold_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ShareholdersCurrentOwnershipPercentage" xlink:label="ShareholdersCurrentOwnershipPercentage" xlink:title="ShareholdersCurrentOwnershipPercentage" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersCurrentOwnershipPercentage" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareholdersCurrentOwnershipPercentage" xml:lang="en-US" id="label_ShareholdersCurrentOwnershipPercentage">Shareholders Current Ownership Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersCurrentOwnershipPercentage" xlink:to="label_ShareholdersCurrentOwnershipPercentage" xlink:title="Label : ShareholdersCurrentOwnershipPercentage to label_ShareholdersCurrentOwnershipPercentage" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:label="OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:title="OperatingLeaseWeightedAverageRemainingLeaseTerm1" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeaseWeightedAverageRemainingLeaseTerm1" xml:lang="en-US" id="label_OperatingLeaseWeightedAverageRemainingLeaseTerm1">Weighted-average remaining lease term (in years) (Year)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:to="label_OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:title="Label : OperatingLeaseWeightedAverageRemainingLeaseTerm1 to label_OperatingLeaseWeightedAverageRemainingLeaseTerm1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber" xlink:label="EntityFileNumber" xlink:title="EntityFileNumber" />
    <link:label xlink:type="resource" xlink:label="label_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityFileNumber" xml:lang="en-US" id="label_EntityFileNumber">Entity File Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityFileNumber" xlink:to="label_EntityFileNumber" xlink:title="Label : EntityFileNumber to label_EntityFileNumber" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ShareholdersPreExistingOwnershipPercentage" xlink:label="ShareholdersPreExistingOwnershipPercentage" xlink:title="ShareholdersPreExistingOwnershipPercentage" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersPreExistingOwnershipPercentage" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ShareholdersPreExistingOwnershipPercentage" xml:lang="en-US" id="label_ShareholdersPreExistingOwnershipPercentage">Percentage of Class A Common Stock owned by stockholders prior to the amendment of the Company's Certificate of Incorporation.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersPreExistingOwnershipPercentage" xlink:to="label_ShareholdersPreExistingOwnershipPercentage" xlink:title="Label : ShareholdersPreExistingOwnershipPercentage to label_ShareholdersPreExistingOwnershipPercentage" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany" xlink:label="EntityEmergingGrowthCompany" xlink:title="EntityEmergingGrowthCompany" />
    <link:label xlink:type="resource" xlink:label="label_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityEmergingGrowthCompany" xml:lang="en-US" id="label_EntityEmergingGrowthCompany">Entity Emerging Growth Company</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityEmergingGrowthCompany" xlink:to="label_EntityEmergingGrowthCompany" xlink:title="Label : EntityEmergingGrowthCompany to label_EntityEmergingGrowthCompany" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentFaceAmount" xlink:label="DebtInstrumentFaceAmount" xlink:title="DebtInstrumentFaceAmount" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentFaceAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentFaceAmount" xml:lang="en-US" id="label_DebtInstrumentFaceAmount">Debt Instrument, Face Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentFaceAmount" xlink:to="label_DebtInstrumentFaceAmount" xlink:title="Label : DebtInstrumentFaceAmount to label_DebtInstrumentFaceAmount" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType" xlink:label="DocumentType" xlink:title="DocumentType" />
    <link:label xlink:type="resource" xlink:label="label_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentType" xml:lang="en-US" id="label_DocumentType">Document Type</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentType" xlink:to="label_DocumentType" xlink:title="Label : DocumentType to label_DocumentType" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:label="GainsLossesOnExtinguishmentOfDebt" xlink:title="GainsLossesOnExtinguishmentOfDebt" />
    <link:label xlink:type="resource" xlink:label="label_GainsLossesOnExtinguishmentOfDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GainsLossesOnExtinguishmentOfDebt" xml:lang="en-US" id="label_GainsLossesOnExtinguishmentOfDebt">Loss on extinguishment of debt, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainsLossesOnExtinguishmentOfDebt" xlink:to="label_GainsLossesOnExtinguishmentOfDebt" xlink:title="Label : GainsLossesOnExtinguishmentOfDebt to label_GainsLossesOnExtinguishmentOfDebt" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentRepurchaseAmount" xlink:label="DebtInstrumentRepurchaseAmount" xlink:title="DebtInstrumentRepurchaseAmount" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRepurchaseAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentRepurchaseAmount" xml:lang="en-US" id="label_DebtInstrumentRepurchaseAmount">us-gaap_DebtInstrumentRepurchaseAmount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRepurchaseAmount" xlink:to="label_DebtInstrumentRepurchaseAmount" xlink:title="Label : DebtInstrumentRepurchaseAmount to label_DebtInstrumentRepurchaseAmount" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterimPeriodCostsNotAllocableDomain" xlink:label="InterimPeriodCostsNotAllocableDomain" xlink:title="InterimPeriodCostsNotAllocableDomain" />
    <link:label xlink:type="resource" xlink:label="label_InterimPeriodCostsNotAllocableDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterimPeriodCostsNotAllocableDomain" xml:lang="en-US" id="label_InterimPeriodCostsNotAllocableDomain">Interim Period, Costs Not Allocable [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterimPeriodCostsNotAllocableDomain" xlink:to="label_InterimPeriodCostsNotAllocableDomain" xlink:title="Label : InterimPeriodCostsNotAllocableDomain to label_InterimPeriodCostsNotAllocableDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NumberOfStatesInWhichEntityOperates" xlink:label="NumberOfStatesInWhichEntityOperates" xlink:title="NumberOfStatesInWhichEntityOperates" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfStatesInWhichEntityOperates" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfStatesInWhichEntityOperates" xml:lang="en-US" id="label_NumberOfStatesInWhichEntityOperates">us-gaap_NumberOfStatesInWhichEntityOperates</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfStatesInWhichEntityOperates" xlink:to="label_NumberOfStatesInWhichEntityOperates" xlink:title="Label : NumberOfStatesInWhichEntityOperates to label_NumberOfStatesInWhichEntityOperates" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntitySmallBusiness" xlink:label="EntitySmallBusiness" xlink:title="EntitySmallBusiness" />
    <link:label xlink:type="resource" xlink:label="label_EntitySmallBusiness" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntitySmallBusiness" xml:lang="en-US" id="label_EntitySmallBusiness">Entity Small Business</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntitySmallBusiness" xlink:to="label_EntitySmallBusiness" xlink:title="Label : EntitySmallBusiness to label_EntitySmallBusiness" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityShellCompany" xlink:label="EntityShellCompany" xlink:title="EntityShellCompany" />
    <link:label xlink:type="resource" xlink:label="label_EntityShellCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityShellCompany" xml:lang="en-US" id="label_EntityShellCompany">Entity Shell Company</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityShellCompany" xlink:to="label_EntityShellCompany" xlink:title="Label : EntityShellCompany to label_EntityShellCompany" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="DividendsPreferredStockCash" xlink:title="DividendsPreferredStockCash" />
    <link:label xlink:type="resource" xlink:label="label_DividendsPreferredStockCash" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DividendsPreferredStockCash" xml:lang="en-US" id="label_DividendsPreferredStockCash">Less: preferred stock dividends</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendsPreferredStockCash" xlink:to="label_DividendsPreferredStockCash" xlink:title="Label : DividendsPreferredStockCash to label_DividendsPreferredStockCash" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentInformationLineItems" xlink:label="DocumentInformationLineItems" xlink:title="DocumentInformationLineItems" />
    <link:label xlink:type="resource" xlink:label="label_DocumentInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentInformationLineItems" xml:lang="en-US" id="label_DocumentInformationLineItems">Document Information [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentInformationLineItems" xlink:to="label_DocumentInformationLineItems" xlink:title="Label : DocumentInformationLineItems to label_DocumentInformationLineItems" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentCollateralAmount_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentCollateralAmount_1" xml:lang="en-US" id="label_DebtInstrumentCollateralAmount_1">Debt Instrument, Collateral Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentCollateralAmount" xlink:to="label_DebtInstrumentCollateralAmount_1" xlink:title="Label : DebtInstrumentCollateralAmount to label_DebtInstrumentCollateralAmount_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DividendsPreferredStock" xlink:label="DividendsPreferredStock" xlink:title="DividendsPreferredStock" />
    <link:label xlink:type="resource" xlink:label="label_DividendsPreferredStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DividendsPreferredStock" xml:lang="en-US" id="label_DividendsPreferredStock">us-gaap_DividendsPreferredStock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendsPreferredStock" xlink:to="label_DividendsPreferredStock" xlink:title="Label : DividendsPreferredStock to label_DividendsPreferredStock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentInformationTable" xlink:label="DocumentInformationTable" xlink:title="DocumentInformationTable" />
    <link:label xlink:type="resource" xlink:label="label_DocumentInformationTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentInformationTable" xml:lang="en-US" id="label_DocumentInformationTable">Document Information [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentInformationTable" xlink:to="label_DocumentInformationTable" xlink:title="Label : DocumentInformationTable to label_DocumentInformationTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NatureOfExpenseAxis" xlink:label="NatureOfExpenseAxis" xlink:title="NatureOfExpenseAxis" />
    <link:label xlink:type="resource" xlink:label="label_NatureOfExpenseAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NatureOfExpenseAxis" xml:lang="en-US" id="label_NatureOfExpenseAxis">Nature of Expense [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NatureOfExpenseAxis" xlink:to="label_NatureOfExpenseAxis" xlink:title="Label : NatureOfExpenseAxis to label_NatureOfExpenseAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityPublicFloat" xlink:label="EntityPublicFloat" xlink:title="EntityPublicFloat" />
    <link:label xlink:type="resource" xlink:label="label_EntityPublicFloat" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityPublicFloat" xml:lang="en-US" id="label_EntityPublicFloat">Entity Public Float</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityPublicFloat" xlink:to="label_EntityPublicFloat" xlink:title="Label : EntityPublicFloat to label_EntityPublicFloat" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFilerCategory" xlink:label="EntityFilerCategory" xlink:title="EntityFilerCategory" />
    <link:label xlink:type="resource" xlink:label="label_EntityFilerCategory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityFilerCategory" xml:lang="en-US" id="label_EntityFilerCategory">Entity Filer Category</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityFilerCategory" xlink:to="label_EntityFilerCategory" xlink:title="Label : EntityFilerCategory to label_EntityFilerCategory" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentAxis" xlink:label="DebtInstrumentAxis" xlink:title="DebtInstrumentAxis" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentAxis" xml:lang="en-US" id="label_DebtInstrumentAxis">Debt Instrument [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentAxis" xlink:to="label_DebtInstrumentAxis" xlink:title="Label : DebtInstrumentAxis to label_DebtInstrumentAxis" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersPreExistingOwnershipPercentage_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareholdersPreExistingOwnershipPercentage_1" xml:lang="en-US" id="label_ShareholdersPreExistingOwnershipPercentage_1">Shareholders Pre Existing Ownership Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersPreExistingOwnershipPercentage" xlink:to="label_ShareholdersPreExistingOwnershipPercentage_1" xlink:title="Label : ShareholdersPreExistingOwnershipPercentage to label_ShareholdersPreExistingOwnershipPercentage_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCurrentReportingStatus" xlink:label="EntityCurrentReportingStatus" xlink:title="EntityCurrentReportingStatus" />
    <link:label xlink:type="resource" xlink:label="label_EntityCurrentReportingStatus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityCurrentReportingStatus" xml:lang="en-US" id="label_EntityCurrentReportingStatus">Entity Current Reporting Status</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCurrentReportingStatus" xlink:to="label_EntityCurrentReportingStatus" xlink:title="Label : EntityCurrentReportingStatus to label_EntityCurrentReportingStatus" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="DebtInstrumentNameDomain" xlink:title="DebtInstrumentNameDomain" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentNameDomain" xml:lang="en-US" id="label_DebtInstrumentNameDomain">Debt Instrument, Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentNameDomain" xlink:to="label_DebtInstrumentNameDomain" xlink:title="Label : DebtInstrumentNameDomain to label_DebtInstrumentNameDomain" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_NumberOfRights" xlink:label="NumberOfRights" xlink:title="NumberOfRights" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfRights" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfRights" xml:lang="en-US" id="label_NumberOfRights">Number of rights which, under the company's shareholder rights plan, was distributed for each share of Class A Common Stock and Class B Common Stock outstanding at the close of business on August 15, 2008.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfRights" xlink:to="label_NumberOfRights" xlink:title="Label : NumberOfRights to label_NumberOfRights" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityVoluntaryFilers" xlink:label="EntityVoluntaryFilers" xlink:title="EntityVoluntaryFilers" />
    <link:label xlink:type="resource" xlink:label="label_EntityVoluntaryFilers" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityVoluntaryFilers" xml:lang="en-US" id="label_EntityVoluntaryFilers">Entity Voluntary Filers</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityVoluntaryFilers" xlink:to="label_EntityVoluntaryFilers" xlink:title="Label : EntityVoluntaryFilers to label_EntityVoluntaryFilers" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfRights_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfRights_1" xml:lang="en-US" id="label_NumberOfRights_1">Number of Rights</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfRights" xlink:to="label_NumberOfRights_1" xlink:title="Label : NumberOfRights to label_NumberOfRights_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="EntityWellKnownSeasonedIssuer" xlink:title="EntityWellKnownSeasonedIssuer" />
    <link:label xlink:type="resource" xlink:label="label_EntityWellKnownSeasonedIssuer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityWellKnownSeasonedIssuer" xml:lang="en-US" id="label_EntityWellKnownSeasonedIssuer">Entity Well-known Seasoned Issuer</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityWellKnownSeasonedIssuer" xlink:to="label_EntityWellKnownSeasonedIssuer" xlink:title="Label : EntityWellKnownSeasonedIssuer to label_EntityWellKnownSeasonedIssuer" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ShareholderOwnershipPercentageOfIncrease" xlink:label="ShareholderOwnershipPercentageOfIncrease" xlink:title="ShareholderOwnershipPercentageOfIncrease" />
    <link:label xlink:type="resource" xlink:label="label_ShareholderOwnershipPercentageOfIncrease" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareholderOwnershipPercentageOfIncrease" xml:lang="en-US" id="label_ShareholderOwnershipPercentageOfIncrease">Shareholder Ownership Percentage of Increase</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholderOwnershipPercentageOfIncrease" xlink:to="label_ShareholderOwnershipPercentageOfIncrease" xlink:title="Label : ShareholderOwnershipPercentageOfIncrease to label_ShareholderOwnershipPercentageOfIncrease" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_IncreaseDecreaseInConstructionDefectReserves" xlink:label="IncreaseDecreaseInConstructionDefectReserves" xlink:title="IncreaseDecreaseInConstructionDefectReserves" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInConstructionDefectReserves" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInConstructionDefectReserves" xml:lang="en-US" id="label_IncreaseDecreaseInConstructionDefectReserves">Increase Decrease In Construction Defect Reserves</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInConstructionDefectReserves" xlink:to="label_IncreaseDecreaseInConstructionDefectReserves" xlink:title="Label : IncreaseDecreaseInConstructionDefectReserves to label_IncreaseDecreaseInConstructionDefectReserves" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_VariableRateDomain" xlink:label="VariableRateDomain" xlink:title="VariableRateDomain" />
    <link:label xlink:type="resource" xlink:label="label_VariableRateDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VariableRateDomain" xml:lang="en-US" id="label_VariableRateDomain">Variable Rate [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableRateDomain" xlink:to="label_VariableRateDomain" xlink:title="Label : VariableRateDomain to label_VariableRateDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ImpairmentOfRealEstate" xlink:label="ImpairmentOfRealEstate" xlink:title="ImpairmentOfRealEstate" />
    <link:label xlink:type="resource" xlink:label="label_ImpairmentOfRealEstate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ImpairmentOfRealEstate" xml:lang="en-US" id="label_ImpairmentOfRealEstate">Dollar amount of impairment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairmentOfRealEstate" xlink:to="label_ImpairmentOfRealEstate" xlink:title="Label : ImpairmentOfRealEstate to label_ImpairmentOfRealEstate" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInReceivables" xlink:label="IncreaseDecreaseInReceivables" xlink:title="IncreaseDecreaseInReceivables" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInReceivables" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInReceivables" xml:lang="en-US" id="label_IncreaseDecreaseInReceivables">us-gaap_IncreaseDecreaseInReceivables</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInReceivables" xlink:to="label_IncreaseDecreaseInReceivables" xlink:title="Label : IncreaseDecreaseInReceivables to label_IncreaseDecreaseInReceivables" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfDebtInstrumentsTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfDebtInstrumentsTextBlock_1" xml:lang="en-US" id="label_ScheduleOfDebtInstrumentsTextBlock_1">Schedule of Long-Term Debt Instruments [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfDebtInstrumentsTextBlock" xlink:to="label_ScheduleOfDebtInstrumentsTextBlock_1" xlink:title="Label : ScheduleOfDebtInstrumentsTextBlock to label_ScheduleOfDebtInstrumentsTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_VariableRateAxis" xlink:label="VariableRateAxis" xlink:title="VariableRateAxis" />
    <link:label xlink:type="resource" xlink:label="label_VariableRateAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VariableRateAxis" xml:lang="en-US" id="label_VariableRateAxis">Variable Rate [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableRateAxis" xlink:to="label_VariableRateAxis" xlink:title="Label : VariableRateAxis to label_VariableRateAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConcentrationRiskPercentage1" xlink:label="ConcentrationRiskPercentage1" xlink:title="ConcentrationRiskPercentage1" />
    <link:label xlink:type="resource" xlink:label="label_ConcentrationRiskPercentage1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ConcentrationRiskPercentage1" xml:lang="en-US" id="label_ConcentrationRiskPercentage1">Concentration Risk, Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskPercentage1" xlink:to="label_ConcentrationRiskPercentage1" xlink:title="Label : ConcentrationRiskPercentage1 to label_ConcentrationRiskPercentage1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber" xlink:label="EntityTaxIdentificationNumber" xlink:title="EntityTaxIdentificationNumber" />
    <link:label xlink:type="resource" xlink:label="label_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityTaxIdentificationNumber" xml:lang="en-US" id="label_EntityTaxIdentificationNumber">Entity Tax Identification Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityTaxIdentificationNumber" xlink:to="label_EntityTaxIdentificationNumber" xlink:title="Label : EntityTaxIdentificationNumber to label_EntityTaxIdentificationNumber" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ShareholderOwnershipPercentage" xlink:label="ShareholderOwnershipPercentage" xlink:title="ShareholderOwnershipPercentage" />
    <link:label xlink:type="resource" xlink:label="label_ShareholderOwnershipPercentage" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareholderOwnershipPercentage" xml:lang="en-US" id="label_ShareholderOwnershipPercentage">Shareholder Ownership Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholderOwnershipPercentage" xlink:to="label_ShareholderOwnershipPercentage" xlink:title="Label : ShareholderOwnershipPercentage to label_ShareholderOwnershipPercentage" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey" xlink:label="EntityCentralIndexKey" xlink:title="EntityCentralIndexKey" />
    <link:label xlink:type="resource" xlink:label="label_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityCentralIndexKey" xml:lang="en-US" id="label_EntityCentralIndexKey">Entity Central Index Key</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCentralIndexKey" xlink:to="label_EntityCentralIndexKey" xlink:title="Label : EntityCentralIndexKey to label_EntityCentralIndexKey" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName" xlink:label="EntityRegistrantName" xlink:title="EntityRegistrantName" />
    <link:label xlink:type="resource" xlink:label="label_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityRegistrantName" xml:lang="en-US" id="label_EntityRegistrantName">Entity Registrant Name</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityRegistrantName" xlink:to="label_EntityRegistrantName" xlink:title="Label : EntityRegistrantName to label_EntityRegistrantName" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityDomain" xlink:label="EntityDomain" xlink:title="EntityDomain" />
    <link:label xlink:type="resource" xlink:label="label_EntityDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityDomain" xml:lang="en-US" id="label_EntityDomain">Entity [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityDomain" xlink:to="label_EntityDomain" xlink:title="Label : EntityDomain to label_EntityDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LegalEntityAxis" xlink:label="LegalEntityAxis" xlink:title="LegalEntityAxis" />
    <link:label xlink:type="resource" xlink:label="label_LegalEntityAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LegalEntityAxis" xml:lang="en-US" id="label_LegalEntityAxis">Legal Entity [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LegalEntityAxis" xlink:to="label_LegalEntityAxis" xlink:title="Label : LegalEntityAxis to label_LegalEntityAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1" xlink:label="EntityAddressAddressLine1" xlink:title="EntityAddressAddressLine1" />
    <link:label xlink:type="resource" xlink:label="label_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityAddressAddressLine1" xml:lang="en-US" id="label_EntityAddressAddressLine1">Entity Address, Address Line One</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressAddressLine1" xlink:to="label_EntityAddressAddressLine1" xlink:title="Label : EntityAddressAddressLine1 to label_EntityAddressAddressLine1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:label="TreasuryStockValueAcquiredCostMethod" xlink:title="TreasuryStockValueAcquiredCostMethod" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockValueAcquiredCostMethod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TreasuryStockValueAcquiredCostMethod" xml:lang="en-US" id="label_TreasuryStockValueAcquiredCostMethod">us-gaap_TreasuryStockValueAcquiredCostMethod</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockValueAcquiredCostMethod" xlink:to="label_TreasuryStockValueAcquiredCostMethod" xlink:title="Label : TreasuryStockValueAcquiredCostMethod to label_TreasuryStockValueAcquiredCostMethod" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown" xlink:label="EntityAddressCityOrTown" xlink:title="EntityAddressCityOrTown" />
    <link:label xlink:type="resource" xlink:label="label_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityAddressCityOrTown" xml:lang="en-US" id="label_EntityAddressCityOrTown">Entity Address, City or Town</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressCityOrTown" xlink:to="label_EntityAddressCityOrTown" xlink:title="Label : EntityAddressCityOrTown to label_EntityAddressCityOrTown" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode" xlink:label="EntityAddressPostalZipCode" xlink:title="EntityAddressPostalZipCode" />
    <link:label xlink:type="resource" xlink:label="label_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityAddressPostalZipCode" xml:lang="en-US" id="label_EntityAddressPostalZipCode">Entity Address, Postal Zip Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressPostalZipCode" xlink:to="label_EntityAddressPostalZipCode" xlink:title="Label : EntityAddressPostalZipCode to label_EntityAddressPostalZipCode" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince" xlink:label="EntityAddressStateOrProvince" xlink:title="EntityAddressStateOrProvince" />
    <link:label xlink:type="resource" xlink:label="label_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityAddressStateOrProvince" xml:lang="en-US" id="label_EntityAddressStateOrProvince">Entity Address, State or Province</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressStateOrProvince" xlink:to="label_EntityAddressStateOrProvince" xlink:title="Label : EntityAddressStateOrProvince to label_EntityAddressStateOrProvince" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConcentrationRiskByTypeAxis" xlink:label="ConcentrationRiskByTypeAxis" xlink:title="ConcentrationRiskByTypeAxis" />
    <link:label xlink:type="resource" xlink:label="label_ConcentrationRiskByTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConcentrationRiskByTypeAxis" xml:lang="en-US" id="label_ConcentrationRiskByTypeAxis">Concentration Risk Type [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskByTypeAxis" xlink:to="label_ConcentrationRiskByTypeAxis" xlink:title="Label : ConcentrationRiskByTypeAxis to label_ConcentrationRiskByTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConcentrationRiskTypeDomain" xlink:label="ConcentrationRiskTypeDomain" xlink:title="ConcentrationRiskTypeDomain" />
    <link:label xlink:type="resource" xlink:label="label_ConcentrationRiskTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConcentrationRiskTypeDomain" xml:lang="en-US" id="label_ConcentrationRiskTypeDomain">Concentration Risk Type [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskTypeDomain" xlink:to="label_ConcentrationRiskTypeDomain" xlink:title="Label : ConcentrationRiskTypeDomain to label_ConcentrationRiskTypeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AllowanceForDoubtfulAccountsReceivable" xlink:label="AllowanceForDoubtfulAccountsReceivable" xlink:title="AllowanceForDoubtfulAccountsReceivable" />
    <link:label xlink:type="resource" xlink:label="label_AllowanceForDoubtfulAccountsReceivable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AllowanceForDoubtfulAccountsReceivable" xml:lang="en-US" id="label_AllowanceForDoubtfulAccountsReceivable">us-gaap_AllowanceForDoubtfulAccountsReceivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllowanceForDoubtfulAccountsReceivable" xlink:to="label_AllowanceForDoubtfulAccountsReceivable" xlink:title="Label : AllowanceForDoubtfulAccountsReceivable to label_AllowanceForDoubtfulAccountsReceivable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TreasuryStockValue" xlink:label="TreasuryStockValue" xlink:title="TreasuryStockValue" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockValue" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_TreasuryStockValue" xml:lang="en-US" id="label_TreasuryStockValue">Treasury stock - at cost &#x2013; 1,090,179 shares of Class A common stock at October 31, 2024 and 901,379 shares at October 31, 2023; 27,669 shares of Class B common stock at October 31, 2024 and October 31, 2023</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockValue" xlink:to="label_TreasuryStockValue" xlink:title="Label : TreasuryStockValue to label_TreasuryStockValue" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ConversionOfStockFromClassBToClassAConversionRatio" xlink:label="ConversionOfStockFromClassBToClassAConversionRatio" xlink:title="ConversionOfStockFromClassBToClassAConversionRatio" />
    <link:label xlink:type="resource" xlink:label="label_ConversionOfStockFromClassBToClassAConversionRatio" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ConversionOfStockFromClassBToClassAConversionRatio" xml:lang="en-US" id="label_ConversionOfStockFromClassBToClassAConversionRatio">Represents the ratio at which Class B stock must be converted to Class A stock, should such conversion occur.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionOfStockFromClassBToClassAConversionRatio" xlink:to="label_ConversionOfStockFromClassBToClassAConversionRatio" xlink:title="Label : ConversionOfStockFromClassBToClassAConversionRatio to label_ConversionOfStockFromClassBToClassAConversionRatio" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="EntityCommonStockSharesOutstanding" xlink:title="EntityCommonStockSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="label_EntityCommonStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityCommonStockSharesOutstanding" xml:lang="en-US" id="label_EntityCommonStockSharesOutstanding">Entity Common Stock, Shares Outstanding</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCommonStockSharesOutstanding" xlink:to="label_EntityCommonStockSharesOutstanding" xlink:title="Label : EntityCommonStockSharesOutstanding to label_EntityCommonStockSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="label_ConversionOfStockFromClassBToClassAConversionRatio_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ConversionOfStockFromClassBToClassAConversionRatio_1" xml:lang="en-US" id="label_ConversionOfStockFromClassBToClassAConversionRatio_1">Conversion of Stock From Class B to Class A Conversion Ratio</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionOfStockFromClassBToClassAConversionRatio" xlink:to="label_ConversionOfStockFromClassBToClassAConversionRatio_1" xlink:title="Label : ConversionOfStockFromClassBToClassAConversionRatio to label_ConversionOfStockFromClassBToClassAConversionRatio_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_AlexanderHovnanianMember" xlink:label="AlexanderHovnanianMember" xlink:title="AlexanderHovnanianMember" />
    <link:label xlink:type="resource" xlink:label="label_AlexanderHovnanianMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AlexanderHovnanianMember" xml:lang="en-US" id="label_AlexanderHovnanianMember">Refers to information regarding Mr. Alexander Hovnanian, the son of Ara, K. Hovananian, who is the Chairman of the Board, Chief Executive Officer and President of Hovnanian Enterprises, Inc.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AlexanderHovnanianMember" xlink:to="label_AlexanderHovnanianMember" xlink:title="Label : AlexanderHovnanianMember to label_AlexanderHovnanianMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdvertisingExpense" xlink:label="AdvertisingExpense" xlink:title="AdvertisingExpense" />
    <link:label xlink:type="resource" xlink:label="label_AdvertisingExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AdvertisingExpense" xml:lang="en-US" id="label_AdvertisingExpense">us-gaap_AdvertisingExpense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdvertisingExpense" xlink:to="label_AdvertisingExpense" xlink:title="Label : AdvertisingExpense to label_AdvertisingExpense" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SalesRevenueNetMember" xlink:label="SalesRevenueNetMember" xlink:title="SalesRevenueNetMember" />
    <link:label xlink:type="resource" xlink:label="label_SalesRevenueNetMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SalesRevenueNetMember" xml:lang="en-US" id="label_SalesRevenueNetMember">Revenue Benchmark [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SalesRevenueNetMember" xlink:to="label_SalesRevenueNetMember" xlink:title="Label : SalesRevenueNetMember to label_SalesRevenueNetMember" />
    <link:label xlink:type="resource" xlink:label="label_LongTermDebtTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongTermDebtTextBlock_1" xml:lang="en-US" id="label_LongTermDebtTextBlock_1">Long-Term Debt [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtTextBlock" xlink:to="label_LongTermDebtTextBlock_1" xlink:title="Label : LongTermDebtTextBlock to label_LongTermDebtTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInInventories" xlink:label="IncreaseDecreaseInInventories" xlink:title="IncreaseDecreaseInInventories" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInInventories" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInInventories" xml:lang="en-US" id="label_IncreaseDecreaseInInventories">us-gaap_IncreaseDecreaseInInventories</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInInventories" xlink:to="label_IncreaseDecreaseInInventories" xlink:title="Label : IncreaseDecreaseInInventories to label_IncreaseDecreaseInInventories" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_IncomeTaxesReceivablePayable" xlink:label="IncomeTaxesReceivablePayable" xlink:title="IncomeTaxesReceivablePayable" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxesReceivablePayable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_IncomeTaxesReceivablePayable" xml:lang="en-US" id="label_IncomeTaxesReceivablePayable">Carrying amount as of the balance sheet date of income taxes (receivable) and payable and deferred tax assets.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxesReceivablePayable" xlink:to="label_IncomeTaxesReceivablePayable" xlink:title="Label : IncomeTaxesReceivablePayable to label_IncomeTaxesReceivablePayable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol" xlink:label="TradingSymbol" xlink:title="TradingSymbol" />
    <link:label xlink:type="resource" xlink:label="label_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TradingSymbol" xml:lang="en-US" id="label_TradingSymbol">Trading Symbol</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TradingSymbol" xlink:to="label_TradingSymbol" xlink:title="Label : TradingSymbol to label_TradingSymbol" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConcentrationRiskByBenchmarkAxis" xlink:label="ConcentrationRiskByBenchmarkAxis" xlink:title="ConcentrationRiskByBenchmarkAxis" />
    <link:label xlink:type="resource" xlink:label="label_ConcentrationRiskByBenchmarkAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConcentrationRiskByBenchmarkAxis" xml:lang="en-US" id="label_ConcentrationRiskByBenchmarkAxis">Concentration Risk Benchmark [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskByBenchmarkAxis" xlink:to="label_ConcentrationRiskByBenchmarkAxis" xlink:title="Label : ConcentrationRiskByBenchmarkAxis to label_ConcentrationRiskByBenchmarkAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConcentrationRiskBenchmarkDomain" xlink:label="ConcentrationRiskBenchmarkDomain" xlink:title="ConcentrationRiskBenchmarkDomain" />
    <link:label xlink:type="resource" xlink:label="label_ConcentrationRiskBenchmarkDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConcentrationRiskBenchmarkDomain" xml:lang="en-US" id="label_ConcentrationRiskBenchmarkDomain">Concentration Risk Benchmark [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskBenchmarkDomain" xlink:to="label_ConcentrationRiskBenchmarkDomain" xlink:title="Label : ConcentrationRiskBenchmarkDomain to label_ConcentrationRiskBenchmarkDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NatureOfOperations" xlink:label="NatureOfOperations" xlink:title="NatureOfOperations" />
    <link:label xlink:type="resource" xlink:label="label_NatureOfOperations" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NatureOfOperations" xml:lang="en-US" id="label_NatureOfOperations">Nature of Operations [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NatureOfOperations" xlink:to="label_NatureOfOperations" xlink:title="Label : NatureOfOperations to label_NatureOfOperations" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CorporateJointVentureMember" xlink:label="CorporateJointVentureMember" xlink:title="CorporateJointVentureMember" />
    <link:label xlink:type="resource" xlink:label="label_CorporateJointVentureMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CorporateJointVentureMember" xml:lang="en-US" id="label_CorporateJointVentureMember">Corporate Joint Venture [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CorporateJointVentureMember" xlink:to="label_CorporateJointVentureMember" xlink:title="Label : CorporateJointVentureMember to label_CorporateJointVentureMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber" xlink:label="LocalPhoneNumber" xlink:title="LocalPhoneNumber" />
    <link:label xlink:type="resource" xlink:label="label_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LocalPhoneNumber" xml:lang="en-US" id="label_LocalPhoneNumber">Local Phone Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LocalPhoneNumber" xlink:to="label_LocalPhoneNumber" xlink:title="Label : LocalPhoneNumber to label_LocalPhoneNumber" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_CommonStockDividendsPercentOfIncreaseFromClassAToClassB" xlink:label="CommonStockDividendsPercentOfIncreaseFromClassAToClassB" xlink:title="CommonStockDividendsPercentOfIncreaseFromClassAToClassB" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB" xml:lang="en-US" id="label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB">Common Stock Dividends Percent of Increase from Class A to Class B</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockDividendsPercentOfIncreaseFromClassAToClassB" xlink:to="label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB" xlink:title="Label : CommonStockDividendsPercentOfIncreaseFromClassAToClassB to label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_AllStatesOtherThanCaliforniaMember" xlink:label="AllStatesOtherThanCaliforniaMember" xlink:title="AllStatesOtherThanCaliforniaMember" />
    <link:label xlink:type="resource" xlink:label="label_AllStatesOtherThanCaliforniaMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AllStatesOtherThanCaliforniaMember" xml:lang="en-US" id="label_AllStatesOtherThanCaliforniaMember">Represents all states other than California.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllStatesOtherThanCaliforniaMember" xlink:to="label_AllStatesOtherThanCaliforniaMember" xlink:title="Label : AllStatesOtherThanCaliforniaMember to label_AllStatesOtherThanCaliforniaMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_PaymentsToAcquireInterestInJointVentureNetOfReimbursements" xlink:label="PaymentsToAcquireInterestInJointVentureNetOfReimbursements" xlink:title="PaymentsToAcquireInterestInJointVentureNetOfReimbursements" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements" xml:lang="en-US" id="label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements">Investment in and advances to unconsolidated joint ventures, net of reimbursements</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireInterestInJointVentureNetOfReimbursements" xlink:to="label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements" xlink:title="Label : PaymentsToAcquireInterestInJointVentureNetOfReimbursements to label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GainLossOnDispositionOfAssets" xlink:label="GainLossOnDispositionOfAssets" xlink:title="GainLossOnDispositionOfAssets" />
    <link:label xlink:type="resource" xlink:label="label_GainLossOnDispositionOfAssets" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_GainLossOnDispositionOfAssets" xml:lang="en-US" id="label_GainLossOnDispositionOfAssets">Gain on sale of property and assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainLossOnDispositionOfAssets" xlink:to="label_GainLossOnDispositionOfAssets" xlink:title="Label : GainLossOnDispositionOfAssets to label_GainLossOnDispositionOfAssets" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:title="StockIssuedDuringPeriodSharesStockOptionsExercised" />
    <link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:title="label_StockIssuedDuringPeriodSharesStockOptionsExercised" xml:lang="en-US" id="label_StockIssuedDuringPeriodSharesStockOptionsExercised">Exercised (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:to="label_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:title="Label : StockIssuedDuringPeriodSharesStockOptionsExercised to label_StockIssuedDuringPeriodSharesStockOptionsExercised" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="LineOfCreditFacilityMaximumBorrowingCapacity" xlink:title="LineOfCreditFacilityMaximumBorrowingCapacity" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityMaximumBorrowingCapacity" xml:lang="en-US" id="label_LineOfCreditFacilityMaximumBorrowingCapacity">us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityMaximumBorrowingCapacity" xlink:to="label_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:title="Label : LineOfCreditFacilityMaximumBorrowingCapacity to label_LineOfCreditFacilityMaximumBorrowingCapacity" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_SeniorSecuredRevolvingCreditFacilityMember" xlink:label="SeniorSecuredRevolvingCreditFacilityMember" xlink:title="SeniorSecuredRevolvingCreditFacilityMember" />
    <link:label xlink:type="resource" xlink:label="label_SeniorSecuredRevolvingCreditFacilityMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SeniorSecuredRevolvingCreditFacilityMember" xml:lang="en-US" id="label_SeniorSecuredRevolvingCreditFacilityMember">Represents information pertaining to Senior Secured Revolving Credit Facility.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeniorSecuredRevolvingCreditFacilityMember" xlink:to="label_SeniorSecuredRevolvingCreditFacilityMember" xlink:title="Label : SeniorSecuredRevolvingCreditFacilityMember to label_SeniorSecuredRevolvingCreditFacilityMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:label="PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:title="PaymentsForOriginationOfMortgageLoansHeldForSale" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsForOriginationOfMortgageLoansHeldForSale" xml:lang="en-US" id="label_PaymentsForOriginationOfMortgageLoansHeldForSale">us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:to="label_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:title="Label : PaymentsForOriginationOfMortgageLoansHeldForSale to label_PaymentsForOriginationOfMortgageLoansHeldForSale" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_OperatingIncomeLossTaxEffect" xlink:label="OperatingIncomeLossTaxEffect" xlink:title="OperatingIncomeLossTaxEffect" />
    <link:label xlink:type="resource" xlink:label="label_OperatingIncomeLossTaxEffect" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_OperatingIncomeLossTaxEffect" xml:lang="en-US" id="label_OperatingIncomeLossTaxEffect">Represents tax effect of operating income (loss)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingIncomeLossTaxEffect" xlink:to="label_OperatingIncomeLossTaxEffect" xlink:title="Label : OperatingIncomeLossTaxEffect to label_OperatingIncomeLossTaxEffect" />
    <link:label xlink:type="resource" xlink:label="label_OperatingIncomeLossTaxEffect_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OperatingIncomeLossTaxEffect_1" xml:lang="en-US" id="label_OperatingIncomeLossTaxEffect_1">Operating Income (Loss), Tax Effect</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingIncomeLossTaxEffect" xlink:to="label_OperatingIncomeLossTaxEffect_1" xlink:title="Label : OperatingIncomeLossTaxEffect to label_OperatingIncomeLossTaxEffect_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_NoncontrollingInterestIncomeInConsolidatedJointVenture" xlink:label="NoncontrollingInterestIncomeInConsolidatedJointVenture" xlink:title="NoncontrollingInterestIncomeInConsolidatedJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_NoncontrollingInterestIncomeInConsolidatedJointVenture" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_NoncontrollingInterestIncomeInConsolidatedJointVenture" xml:lang="en-US" id="label_NoncontrollingInterestIncomeInConsolidatedJointVenture">Noncontrolling interest in consolidated joint ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncontrollingInterestIncomeInConsolidatedJointVenture" xlink:to="label_NoncontrollingInterestIncomeInConsolidatedJointVenture" xlink:title="Label : NoncontrollingInterestIncomeInConsolidatedJointVenture to label_NoncontrollingInterestIncomeInConsolidatedJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_LandUnderOptionArrangementsPolicy_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LandUnderOptionArrangementsPolicy_1" xml:lang="en-US" id="label_LandUnderOptionArrangementsPolicy_1">Land under Option Arrangements, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandUnderOptionArrangementsPolicy" xlink:to="label_LandUnderOptionArrangementsPolicy_1" xlink:title="Label : LandUnderOptionArrangementsPolicy to label_LandUnderOptionArrangementsPolicy_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" xlink:label="RelatedPartyTransactionsByRelatedPartyAxis" xlink:title="RelatedPartyTransactionsByRelatedPartyAxis" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionsByRelatedPartyAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RelatedPartyTransactionsByRelatedPartyAxis" xml:lang="en-US" id="label_RelatedPartyTransactionsByRelatedPartyAxis">Related Party, Type [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionsByRelatedPartyAxis" xlink:to="label_RelatedPartyTransactionsByRelatedPartyAxis" xlink:title="Label : RelatedPartyTransactionsByRelatedPartyAxis to label_RelatedPartyTransactionsByRelatedPartyAxis" />
    <link:label xlink:type="resource" xlink:label="label_InventoryInterestCapitalizationPolicy_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InventoryInterestCapitalizationPolicy_1" xml:lang="en-US" id="label_InventoryInterestCapitalizationPolicy_1">Inventory, Interest Capitalization Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryInterestCapitalizationPolicy" xlink:to="label_InventoryInterestCapitalizationPolicy_1" xlink:title="Label : InventoryInterestCapitalizationPolicy to label_InventoryInterestCapitalizationPolicy_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RelatedPartyDomain" xlink:label="RelatedPartyDomain" xlink:title="RelatedPartyDomain" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RelatedPartyDomain" xml:lang="en-US" id="label_RelatedPartyDomain">Related Party, Type [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyDomain" xlink:to="label_RelatedPartyDomain" xlink:title="Label : RelatedPartyDomain to label_RelatedPartyDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:label="ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:title="ProceedsFromSaleOfMortgageLoansHeldForSale" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromSaleOfMortgageLoansHeldForSale" xml:lang="en-US" id="label_ProceedsFromSaleOfMortgageLoansHeldForSale">Sale of mortgage loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:to="label_ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:title="Label : ProceedsFromSaleOfMortgageLoansHeldForSale to label_ProceedsFromSaleOfMortgageLoansHeldForSale" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SellingGeneralAndAdministrativeExpense" xlink:label="SellingGeneralAndAdministrativeExpense" xlink:title="SellingGeneralAndAdministrativeExpense" />
    <link:label xlink:type="resource" xlink:label="label_SellingGeneralAndAdministrativeExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SellingGeneralAndAdministrativeExpense" xml:lang="en-US" id="label_SellingGeneralAndAdministrativeExpense">Selling, general and administrative</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SellingGeneralAndAdministrativeExpense" xlink:to="label_SellingGeneralAndAdministrativeExpense" xlink:title="Label : SellingGeneralAndAdministrativeExpense to label_SellingGeneralAndAdministrativeExpense" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProvisionForDoubtfulAccounts" xlink:label="ProvisionForDoubtfulAccounts" xlink:title="ProvisionForDoubtfulAccounts" />
    <link:label xlink:type="resource" xlink:label="label_ProvisionForDoubtfulAccounts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProvisionForDoubtfulAccounts" xml:lang="en-US" id="label_ProvisionForDoubtfulAccounts">us-gaap_ProvisionForDoubtfulAccounts</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProvisionForDoubtfulAccounts" xlink:to="label_ProvisionForDoubtfulAccounts" xlink:title="Label : ProvisionForDoubtfulAccounts to label_ProvisionForDoubtfulAccounts" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LineOfCreditFacilityLenderDomain" xlink:label="LineOfCreditFacilityLenderDomain" xlink:title="LineOfCreditFacilityLenderDomain" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityLenderDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityLenderDomain" xml:lang="en-US" id="label_LineOfCreditFacilityLenderDomain">Line of Credit Facility, Lender [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityLenderDomain" xlink:to="label_LineOfCreditFacilityLenderDomain" xlink:title="Label : LineOfCreditFacilityLenderDomain to label_LineOfCreditFacilityLenderDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LineOfCreditFacilityAxis" xlink:label="LineOfCreditFacilityAxis" xlink:title="LineOfCreditFacilityAxis" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityAxis" xml:lang="en-US" id="label_LineOfCreditFacilityAxis">Lender Name [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityAxis" xlink:to="label_LineOfCreditFacilityAxis" xlink:title="Label : LineOfCreditFacilityAxis to label_LineOfCreditFacilityAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="LiabilitiesAndStockholdersEquity" xlink:title="LiabilitiesAndStockholdersEquity" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesAndStockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_LiabilitiesAndStockholdersEquity" xml:lang="en-US" id="label_LiabilitiesAndStockholdersEquity">Total liabilities and equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquity" xlink:to="label_LiabilitiesAndStockholdersEquity" xlink:title="Label : LiabilitiesAndStockholdersEquity to label_LiabilitiesAndStockholdersEquity" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RelatedPartyTransactionAxis" xlink:label="RelatedPartyTransactionAxis" xlink:title="RelatedPartyTransactionAxis" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RelatedPartyTransactionAxis" xml:lang="en-US" id="label_RelatedPartyTransactionAxis">Related Party Transaction [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionAxis" xlink:to="label_RelatedPartyTransactionAxis" xlink:title="Label : RelatedPartyTransactionAxis to label_RelatedPartyTransactionAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RelatedPartyTransactionDomain" xlink:label="RelatedPartyTransactionDomain" xlink:title="RelatedPartyTransactionDomain" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RelatedPartyTransactionDomain" xml:lang="en-US" id="label_RelatedPartyTransactionDomain">Related Party Transaction [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionDomain" xlink:to="label_RelatedPartyTransactionDomain" xlink:title="Label : RelatedPartyTransactionDomain to label_RelatedPartyTransactionDomain" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_OfficeLeasesMember" xlink:label="OfficeLeasesMember" xlink:title="OfficeLeasesMember" />
    <link:label xlink:type="resource" xlink:label="label_OfficeLeasesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_OfficeLeasesMember" xml:lang="en-US" id="label_OfficeLeasesMember">Represents the information pertaining to office leases.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OfficeLeasesMember" xlink:to="label_OfficeLeasesMember" xlink:title="Label : OfficeLeasesMember to label_OfficeLeasesMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInOperatingAssetsAbstract" xlink:label="IncreaseDecreaseInOperatingAssetsAbstract" xlink:title="IncreaseDecreaseInOperatingAssetsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInOperatingAssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInOperatingAssetsAbstract" xml:lang="en-US" id="label_IncreaseDecreaseInOperatingAssetsAbstract">(Increase) decrease in assets:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOperatingAssetsAbstract" xlink:to="label_IncreaseDecreaseInOperatingAssetsAbstract" xlink:title="Label : IncreaseDecreaseInOperatingAssetsAbstract to label_IncreaseDecreaseInOperatingAssetsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="RetainedEarningsAccumulatedDeficit" xlink:title="RetainedEarningsAccumulatedDeficit" />
    <link:label xlink:type="resource" xlink:label="label_RetainedEarningsAccumulatedDeficit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RetainedEarningsAccumulatedDeficit" xml:lang="en-US" id="label_RetainedEarningsAccumulatedDeficit">Accumulated deficit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsAccumulatedDeficit" xlink:to="label_RetainedEarningsAccumulatedDeficit" xlink:title="Label : RetainedEarningsAccumulatedDeficit to label_RetainedEarningsAccumulatedDeficit" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xml:lang="en-US" id="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice">Exercised, weighted average exercise price (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:to="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:title="Label : ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice to label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:label="RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:title="RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xml:lang="en-US" id="label_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember">Cash and Cash Equivalents [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:to="label_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:title="Label : RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember to label_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpense" xlink:label="InterestExpense" xlink:title="InterestExpense" />
    <link:label xlink:type="resource" xlink:label="label_InterestExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestExpense" xml:lang="en-US" id="label_InterestExpense">us-gaap_InterestExpense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpense" xlink:to="label_InterestExpense" xlink:title="Label : InterestExpense to label_InterestExpense" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" xlink:label="RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" xlink:title="RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" xml:lang="en-US" id="label_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis">Restricted Cash and Cash Equivalents [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" xlink:to="label_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" xlink:title="Label : RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis to label_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" />
    <link:label xlink:type="resource" xlink:label="label_NatureOfOperations_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NatureOfOperations_1" xml:lang="en-US" id="label_NatureOfOperations_1">Business</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NatureOfOperations" xlink:to="label_NatureOfOperations_1" xlink:title="Label : NatureOfOperations to label_NatureOfOperations_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLeaseLiability" xlink:label="OperatingLeaseLiability" xlink:title="OperatingLeaseLiability" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseLiability" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeaseLiability" xml:lang="en-US" id="label_OperatingLeaseLiability">Lease liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseLiability" xlink:to="label_OperatingLeaseLiability" xlink:title="Label : OperatingLeaseLiability to label_OperatingLeaseLiability" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_CommonStockOutstandingMember" xlink:label="CommonStockOutstandingMember" xlink:title="CommonStockOutstandingMember" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockOutstandingMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CommonStockOutstandingMember" xml:lang="en-US" id="label_CommonStockOutstandingMember">Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockOutstandingMember" xlink:to="label_CommonStockOutstandingMember" xlink:title="Label : CommonStockOutstandingMember to label_CommonStockOutstandingMember" />
    <link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashAndCashEquivalentsDisclosureTextBlock_1" xml:lang="en-US" id="label_CashAndCashEquivalentsDisclosureTextBlock_1">Cash and Cash Equivalents Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsDisclosureTextBlock" xlink:to="label_CashAndCashEquivalentsDisclosureTextBlock_1" xlink:title="Label : CashAndCashEquivalentsDisclosureTextBlock to label_CashAndCashEquivalentsDisclosureTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber">Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod">Share Based Compensation Arrangement By Share Based Payment Award Options Expirations In Period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_SeniorSecuredTermLoanMember" xlink:label="SeniorSecuredTermLoanMember" xlink:title="SeniorSecuredTermLoanMember" />
    <link:label xlink:type="resource" xlink:label="label_SeniorSecuredTermLoanMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SeniorSecuredTermLoanMember" xml:lang="en-US" id="label_SeniorSecuredTermLoanMember">Information pertaining to senior secured term loans.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeniorSecuredTermLoanMember" xlink:to="label_SeniorSecuredTermLoanMember" xlink:title="Label : SeniorSecuredTermLoanMember to label_SeniorSecuredTermLoanMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_Between2031And2038Member" xlink:label="Between2031And2038Member" xlink:title="Between2031And2038Member" />
    <link:label xlink:type="resource" xlink:label="label_Between2031And2038Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_Between2031And2038Member" xml:lang="en-US" id="label_Between2031And2038Member">Represents NOL carryforwards that expire between 2031 and 2038.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Between2031And2038Member" xlink:to="label_Between2031And2038Member" xlink:title="Label : Between2031And2038Member to label_Between2031And2038Member" />
    <link:label xlink:type="resource" xlink:label="label_SubsequentEventsTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventsTextBlock_1" xml:lang="en-US" id="label_SubsequentEventsTextBlock_1">Subsequent Events [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventsTextBlock" xlink:to="label_SubsequentEventsTextBlock_1" xlink:title="Label : SubsequentEventsTextBlock to label_SubsequentEventsTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLeaseRightOfUseAsset" xlink:label="OperatingLeaseRightOfUseAsset" xlink:title="OperatingLeaseRightOfUseAsset" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseRightOfUseAsset" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OperatingLeaseRightOfUseAsset" xml:lang="en-US" id="label_OperatingLeaseRightOfUseAsset">ROU assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseRightOfUseAsset" xlink:to="label_OperatingLeaseRightOfUseAsset" xlink:title="Label : OperatingLeaseRightOfUseAsset to label_OperatingLeaseRightOfUseAsset" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityMethodInvestmentDividendsOrDistributions" xlink:label="EquityMethodInvestmentDividendsOrDistributions" xlink:title="EquityMethodInvestmentDividendsOrDistributions" />
    <link:label xlink:type="resource" xlink:label="label_EquityMethodInvestmentDividendsOrDistributions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityMethodInvestmentDividendsOrDistributions" xml:lang="en-US" id="label_EquityMethodInvestmentDividendsOrDistributions">Distributions of earnings from unconsolidated joint ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvestmentDividendsOrDistributions" xlink:to="label_EquityMethodInvestmentDividendsOrDistributions" xlink:title="Label : EquityMethodInvestmentDividendsOrDistributions to label_EquityMethodInvestmentDividendsOrDistributions" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDue" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDue" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDue" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDue">Lessee Operating Lease Liability Payments Due</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDue" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDue to label_LesseeOperatingLeaseLiabilityPaymentsDue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:label="LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:title="LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:title="label_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount">Less: imputed interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:to="label_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:title="Label : LesseeOperatingLeaseLiabilityUndiscountedExcessAmount to label_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxExpenseBenefit_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncomeTaxExpenseBenefit_1" xml:lang="en-US" id="label_IncomeTaxExpenseBenefit_1">Income Tax Expense (Benefit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExpenseBenefit" xlink:to="label_IncomeTaxExpenseBenefit_1" xlink:title="Label : IncomeTaxExpenseBenefit to label_IncomeTaxExpenseBenefit_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="DeferredIncomeTaxExpenseBenefit" xlink:title="DeferredIncomeTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="label_DeferredIncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_DeferredIncomeTaxExpenseBenefit" xml:lang="en-US" id="label_DeferredIncomeTaxExpenseBenefit">Total deferred income tax expense:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredIncomeTaxExpenseBenefit" xlink:to="label_DeferredIncomeTaxExpenseBenefit" xlink:title="Label : DeferredIncomeTaxExpenseBenefit to label_DeferredIncomeTaxExpenseBenefit" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDueYearThree" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDueYearThree">Lessee Operating Lease Liability Payments Due Year Three</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDueYearThree to label_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_OwnercontrolledInsuranceProgramForSubcontractorsMember" xlink:label="OwnercontrolledInsuranceProgramForSubcontractorsMember" xlink:title="OwnercontrolledInsuranceProgramForSubcontractorsMember" />
    <link:label xlink:type="resource" xlink:label="label_OwnercontrolledInsuranceProgramForSubcontractorsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_OwnercontrolledInsuranceProgramForSubcontractorsMember" xml:lang="en-US" id="label_OwnercontrolledInsuranceProgramForSubcontractorsMember">Information pertaining to owner-controlled insurance program for certain of our subcontractors.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OwnercontrolledInsuranceProgramForSubcontractorsMember" xlink:to="label_OwnercontrolledInsuranceProgramForSubcontractorsMember" xlink:title="Label : OwnercontrolledInsuranceProgramForSubcontractorsMember to label_OwnercontrolledInsuranceProgramForSubcontractorsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDueYearFour" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDueYearFour" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDueYearFour" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDueYearFour" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDueYearFour">2028</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueYearFour" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDueYearFour" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDueYearFour to label_LesseeOperatingLeaseLiabilityPaymentsDueYearFour" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDueYearFive" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDueYearFive" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDueYearFive" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDueYearFive" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDueYearFive">2029</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueYearFive" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDueYearFive" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDueYearFive to label_LesseeOperatingLeaseLiabilityPaymentsDueYearFive" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive">Lessee Operating Lease Liability Payments Due After Year Five</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive to label_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive" />
    <link:label xlink:type="resource" xlink:label="label_FairValueOfFinancialInstrumentsPolicy_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueOfFinancialInstrumentsPolicy_1" xml:lang="en-US" id="label_FairValueOfFinancialInstrumentsPolicy_1">Fair Value of Financial Instruments, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOfFinancialInstrumentsPolicy" xlink:to="label_FairValueOfFinancialInstrumentsPolicy_1" xlink:title="Label : FairValueOfFinancialInstrumentsPolicy to label_FairValueOfFinancialInstrumentsPolicy_1" />
    <link:label xlink:type="resource" xlink:label="label_PrepaidExpensesPolicyPolicyTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PrepaidExpensesPolicyPolicyTextBlock_1" xml:lang="en-US" id="label_PrepaidExpensesPolicyPolicyTextBlock_1">Prepaid Expenses, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrepaidExpensesPolicyPolicyTextBlock" xlink:to="label_PrepaidExpensesPolicyPolicyTextBlock_1" xlink:title="Label : PrepaidExpensesPolicyPolicyTextBlock to label_PrepaidExpensesPolicyPolicyTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths">Lessee Operating Lease Liability Payments Due Next Twelve Months</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths to label_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_DepositorySharesMember" xlink:label="DepositorySharesMember" xlink:title="DepositorySharesMember" />
    <link:label xlink:type="resource" xlink:label="label_DepositorySharesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DepositorySharesMember" xml:lang="en-US" id="label_DepositorySharesMember">Depository shares registered pursuant to section 12(b).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositorySharesMember" xlink:to="label_DepositorySharesMember" xlink:title="Label : DepositorySharesMember to label_DepositorySharesMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo">Lessee Operating Lease Liability Payments Due Year Two</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDueYearTwo to label_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_PreferredStockPurchaseRightsMember" xlink:label="PreferredStockPurchaseRightsMember" xlink:title="PreferredStockPurchaseRightsMember" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockPurchaseRightsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PreferredStockPurchaseRightsMember" xml:lang="en-US" id="label_PreferredStockPurchaseRightsMember">Preferred stock purchase rights securities registered pursuant to section 12(b).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockPurchaseRightsMember" xlink:to="label_PreferredStockPurchaseRightsMember" xlink:title="Label : PreferredStockPurchaseRightsMember to label_PreferredStockPurchaseRightsMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_OutOfTheMoneyStockOptionsMember" xlink:label="OutOfTheMoneyStockOptionsMember" xlink:title="OutOfTheMoneyStockOptionsMember" />
    <link:label xlink:type="resource" xlink:label="label_OutOfTheMoneyStockOptionsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_OutOfTheMoneyStockOptionsMember" xml:lang="en-US" id="label_OutOfTheMoneyStockOptionsMember">Represents Out of the Money Stock Options.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OutOfTheMoneyStockOptionsMember" xlink:to="label_OutOfTheMoneyStockOptionsMember" xlink:title="Label : OutOfTheMoneyStockOptionsMember to label_OutOfTheMoneyStockOptionsMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_WriteOffsAndLotsWalkedAwayFromTableTextBlock" xlink:label="WriteOffsAndLotsWalkedAwayFromTableTextBlock" xlink:title="WriteOffsAndLotsWalkedAwayFromTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_WriteOffsAndLotsWalkedAwayFromTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_WriteOffsAndLotsWalkedAwayFromTableTextBlock" xml:lang="en-US" id="label_WriteOffsAndLotsWalkedAwayFromTableTextBlock">Schedule of land option write-off costs by homebuilding segment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WriteOffsAndLotsWalkedAwayFromTableTextBlock" xlink:to="label_WriteOffsAndLotsWalkedAwayFromTableTextBlock" xlink:title="Label : WriteOffsAndLotsWalkedAwayFromTableTextBlock to label_WriteOffsAndLotsWalkedAwayFromTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ManagementFeesMember" xlink:label="ManagementFeesMember" xlink:title="ManagementFeesMember" />
    <link:label xlink:type="resource" xlink:label="label_ManagementFeesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ManagementFeesMember" xml:lang="en-US" id="label_ManagementFeesMember">Represents the information pertaining to management fees.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ManagementFeesMember" xlink:to="label_ManagementFeesMember" xlink:title="Label : ManagementFeesMember to label_ManagementFeesMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_PerformanceBasedPerformanceShareUnitsPSUsMember" xlink:label="PerformanceBasedPerformanceShareUnitsPSUsMember" xlink:title="PerformanceBasedPerformanceShareUnitsPSUsMember" />
    <link:label xlink:type="resource" xlink:label="label_PerformanceBasedPerformanceShareUnitsPSUsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PerformanceBasedPerformanceShareUnitsPSUsMember" xml:lang="en-US" id="label_PerformanceBasedPerformanceShareUnitsPSUsMember">Represents information regarding performance-based performance share units (PSUs).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PerformanceBasedPerformanceShareUnitsPSUsMember" xlink:to="label_PerformanceBasedPerformanceShareUnitsPSUsMember" xlink:title="Label : PerformanceBasedPerformanceShareUnitsPSUsMember to label_PerformanceBasedPerformanceShareUnitsPSUsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtConversionConvertedInstrumentAmount1" xlink:label="DebtConversionConvertedInstrumentAmount1" xlink:title="DebtConversionConvertedInstrumentAmount1" />
    <link:label xlink:type="resource" xlink:label="label_DebtConversionConvertedInstrumentAmount1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtConversionConvertedInstrumentAmount1" xml:lang="en-US" id="label_DebtConversionConvertedInstrumentAmount1">us-gaap_DebtConversionConvertedInstrumentAmount1</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtConversionConvertedInstrumentAmount1" xlink:to="label_DebtConversionConvertedInstrumentAmount1" xlink:title="Label : DebtConversionConvertedInstrumentAmount1 to label_DebtConversionConvertedInstrumentAmount1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_CashCompensationMember" xlink:label="CashCompensationMember" xlink:title="CashCompensationMember" />
    <link:label xlink:type="resource" xlink:label="label_CashCompensationMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CashCompensationMember" xml:lang="en-US" id="label_CashCompensationMember">Represents cash compensation.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashCompensationMember" xlink:to="label_CashCompensationMember" xlink:title="Label : CashCompensationMember to label_CashCompensationMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:label="LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:title="LesseeOperatingLeaseLiabilityMaturityTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityMaturityTableTextBlock">Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:to="label_LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:title="Label : LesseeOperatingLeaseLiabilityMaturityTableTextBlock to label_LesseeOperatingLeaseLiabilityMaturityTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensation" xlink:label="ShareBasedCompensation" xlink:title="ShareBasedCompensation" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensation" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensation" xml:lang="en-US" id="label_ShareBasedCompensation">Stock-based compensation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensation" xlink:to="label_ShareBasedCompensation" xlink:title="Label : ShareBasedCompensation to label_ShareBasedCompensation" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_LineOfCreditFacilityUnusedCommitmentFeeRate" xlink:label="LineOfCreditFacilityUnusedCommitmentFeeRate" xlink:title="LineOfCreditFacilityUnusedCommitmentFeeRate" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityUnusedCommitmentFeeRate" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LineOfCreditFacilityUnusedCommitmentFeeRate" xml:lang="en-US" id="label_LineOfCreditFacilityUnusedCommitmentFeeRate">Percentage rate of unused commitment fee in line of credit facility.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityUnusedCommitmentFeeRate" xlink:to="label_LineOfCreditFacilityUnusedCommitmentFeeRate" xlink:title="Label : LineOfCreditFacilityUnusedCommitmentFeeRate to label_LineOfCreditFacilityUnusedCommitmentFeeRate" />
    <link:label xlink:type="resource" xlink:label="label_EarningsPerSharePolicyTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EarningsPerSharePolicyTextBlock_1" xml:lang="en-US" id="label_EarningsPerSharePolicyTextBlock_1">Earnings Per Share, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerSharePolicyTextBlock" xlink:to="label_EarningsPerSharePolicyTextBlock_1" xlink:title="Label : EarningsPerSharePolicyTextBlock to label_EarningsPerSharePolicyTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AmortizationOfFinancingCostsAndDiscounts" xlink:label="AmortizationOfFinancingCostsAndDiscounts" xlink:title="AmortizationOfFinancingCostsAndDiscounts" />
    <link:label xlink:type="resource" xlink:label="label_AmortizationOfFinancingCostsAndDiscounts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AmortizationOfFinancingCostsAndDiscounts" xml:lang="en-US" id="label_AmortizationOfFinancingCostsAndDiscounts">(Accretion) amortization of debt discounts, premiums and debt issuance costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationOfFinancingCostsAndDiscounts" xlink:to="label_AmortizationOfFinancingCostsAndDiscounts" xlink:title="Label : AmortizationOfFinancingCostsAndDiscounts to label_AmortizationOfFinancingCostsAndDiscounts" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityUnusedCommitmentFeeRate_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityUnusedCommitmentFeeRate_1" xml:lang="en-US" id="label_LineOfCreditFacilityUnusedCommitmentFeeRate_1">Line of Credit Facility, Unused Commitment Fee Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityUnusedCommitmentFeeRate" xlink:to="label_LineOfCreditFacilityUnusedCommitmentFeeRate_1" xlink:title="Label : LineOfCreditFacilityUnusedCommitmentFeeRate to label_LineOfCreditFacilityUnusedCommitmentFeeRate_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_LineOfCreditFacilityApplicableMargin" xlink:label="LineOfCreditFacilityApplicableMargin" xlink:title="LineOfCreditFacilityApplicableMargin" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityApplicableMargin" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LineOfCreditFacilityApplicableMargin" xml:lang="en-US" id="label_LineOfCreditFacilityApplicableMargin">Amount of margin on the variable rate.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityApplicableMargin" xlink:to="label_LineOfCreditFacilityApplicableMargin" xlink:title="Label : LineOfCreditFacilityApplicableMargin to label_LineOfCreditFacilityApplicableMargin" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityApplicableMargin_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityApplicableMargin_1" xml:lang="en-US" id="label_LineOfCreditFacilityApplicableMargin_1">Line of Credit Facility, Applicable Margin</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityApplicableMargin" xlink:to="label_LineOfCreditFacilityApplicableMargin_1" xlink:title="Label : LineOfCreditFacilityApplicableMargin to label_LineOfCreditFacilityApplicableMargin_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_NumberOfUnconsolidatedJointVenturesDissolved" xlink:label="NumberOfUnconsolidatedJointVenturesDissolved" xlink:title="NumberOfUnconsolidatedJointVenturesDissolved" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfUnconsolidatedJointVenturesDissolved" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfUnconsolidatedJointVenturesDissolved" xml:lang="en-US" id="label_NumberOfUnconsolidatedJointVenturesDissolved">Number Of Unconsolidated Joint Ventures Dissolved</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfUnconsolidatedJointVenturesDissolved" xlink:to="label_NumberOfUnconsolidatedJointVenturesDissolved" xlink:title="Label : NumberOfUnconsolidatedJointVenturesDissolved to label_NumberOfUnconsolidatedJointVenturesDissolved" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfUnconsolidatedJointVenturesDissolved_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfUnconsolidatedJointVenturesDissolved_1" xml:lang="en-US" id="label_NumberOfUnconsolidatedJointVenturesDissolved_1">Number of Unconsolidated Joint Ventures Dissolved</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfUnconsolidatedJointVenturesDissolved" xlink:to="label_NumberOfUnconsolidatedJointVenturesDissolved_1" xlink:title="Label : NumberOfUnconsolidatedJointVenturesDissolved to label_NumberOfUnconsolidatedJointVenturesDissolved_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtConversionByUniqueDescriptionAxis" xlink:label="DebtConversionByUniqueDescriptionAxis" xlink:title="DebtConversionByUniqueDescriptionAxis" />
    <link:label xlink:type="resource" xlink:label="label_DebtConversionByUniqueDescriptionAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtConversionByUniqueDescriptionAxis" xml:lang="en-US" id="label_DebtConversionByUniqueDescriptionAxis">Debt Conversion Description [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtConversionByUniqueDescriptionAxis" xlink:to="label_DebtConversionByUniqueDescriptionAxis" xlink:title="Label : DebtConversionByUniqueDescriptionAxis to label_DebtConversionByUniqueDescriptionAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Revenues" xlink:label="Revenues" xlink:title="Revenues" />
    <link:label xlink:type="resource" xlink:label="label_Revenues" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Revenues" xml:lang="en-US" id="label_Revenues">Revenues</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Revenues" xlink:to="label_Revenues" xlink:title="Label : Revenues to label_Revenues" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtConversionNameDomain" xlink:label="DebtConversionNameDomain" xlink:title="DebtConversionNameDomain" />
    <link:label xlink:type="resource" xlink:label="label_DebtConversionNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtConversionNameDomain" xml:lang="en-US" id="label_DebtConversionNameDomain">Debt Conversion, Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtConversionNameDomain" xlink:to="label_DebtConversionNameDomain" xlink:title="Label : DebtConversionNameDomain to label_DebtConversionNameDomain" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxPolicyTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxPolicyTextBlock_1" xml:lang="en-US" id="label_IncomeTaxPolicyTextBlock_1">Income Tax, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxPolicyTextBlock" xlink:to="label_IncomeTaxPolicyTextBlock_1" xlink:title="Label : IncomeTaxPolicyTextBlock to label_IncomeTaxPolicyTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeOperatingLeaseTermOfContract" xlink:label="LesseeOperatingLeaseTermOfContract" xlink:title="LesseeOperatingLeaseTermOfContract" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseTermOfContract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeOperatingLeaseTermOfContract" xml:lang="en-US" id="label_LesseeOperatingLeaseTermOfContract">us-gaap_LesseeOperatingLeaseTermOfContract</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseTermOfContract" xlink:to="label_LesseeOperatingLeaseTermOfContract" xlink:title="Label : LesseeOperatingLeaseTermOfContract to label_LesseeOperatingLeaseTermOfContract" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_LineOfCreditFacilityVariableRateFloor" xlink:label="LineOfCreditFacilityVariableRateFloor" xlink:title="LineOfCreditFacilityVariableRateFloor" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityVariableRateFloor" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LineOfCreditFacilityVariableRateFloor" xml:lang="en-US" id="label_LineOfCreditFacilityVariableRateFloor">Represents the variable rate floor under the line of credit facility.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityVariableRateFloor" xlink:to="label_LineOfCreditFacilityVariableRateFloor" xlink:title="Label : LineOfCreditFacilityVariableRateFloor to label_LineOfCreditFacilityVariableRateFloor" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DepreciationDepletionAndAmortization" xlink:label="DepreciationDepletionAndAmortization" xlink:title="DepreciationDepletionAndAmortization" />
    <link:label xlink:type="resource" xlink:label="label_DepreciationDepletionAndAmortization" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DepreciationDepletionAndAmortization" xml:lang="en-US" id="label_DepreciationDepletionAndAmortization">Depreciation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepreciationDepletionAndAmortization" xlink:to="label_DepreciationDepletionAndAmortization" xlink:title="Label : DepreciationDepletionAndAmortization to label_DepreciationDepletionAndAmortization" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgagesHeldForSaleFairValueDisclosure" xlink:label="MortgagesHeldForSaleFairValueDisclosure" xlink:title="MortgagesHeldForSaleFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_MortgagesHeldForSaleFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MortgagesHeldForSaleFairValueDisclosure" xml:lang="en-US" id="label_MortgagesHeldForSaleFairValueDisclosure">us-gaap_MortgagesHeldForSaleFairValueDisclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgagesHeldForSaleFairValueDisclosure" xlink:to="label_MortgagesHeldForSaleFairValueDisclosure" xlink:title="Label : MortgagesHeldForSaleFairValueDisclosure to label_MortgagesHeldForSaleFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationOptionAndIncentivePlansPolicy_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationOptionAndIncentivePlansPolicy_1" xml:lang="en-US" id="label_ShareBasedCompensationOptionAndIncentivePlansPolicy_1">Share-Based Payment Arrangement [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:to="label_ShareBasedCompensationOptionAndIncentivePlansPolicy_1" xlink:title="Label : ShareBasedCompensationOptionAndIncentivePlansPolicy to label_ShareBasedCompensationOptionAndIncentivePlansPolicy_1" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityNoteDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityNoteDisclosureTextBlock_1" xml:lang="en-US" id="label_StockholdersEquityNoteDisclosureTextBlock_1">Equity [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteDisclosureTextBlock" xlink:to="label_StockholdersEquityNoteDisclosureTextBlock_1" xlink:title="Label : StockholdersEquityNoteDisclosureTextBlock to label_StockholdersEquityNoteDisclosureTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TreasuryStockCommonShares" xlink:label="TreasuryStockCommonShares" xlink:title="TreasuryStockCommonShares" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockCommonShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TreasuryStockCommonShares" xml:lang="en-US" id="label_TreasuryStockCommonShares">Common stock, shares held in Treasury (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockCommonShares" xlink:to="label_TreasuryStockCommonShares" xlink:title="Label : TreasuryStockCommonShares to label_TreasuryStockCommonShares" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="FairValueMeasurementsNonrecurringMember" xlink:title="FairValueMeasurementsNonrecurringMember" />
    <link:label xlink:type="resource" xlink:label="label_FairValueMeasurementsNonrecurringMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueMeasurementsNonrecurringMember" xml:lang="en-US" id="label_FairValueMeasurementsNonrecurringMember">Fair Value, Nonrecurring [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementsNonrecurringMember" xlink:to="label_FairValueMeasurementsNonrecurringMember" xlink:title="Label : FairValueMeasurementsNonrecurringMember to label_FairValueMeasurementsNonrecurringMember" />
    <link:label xlink:type="resource" xlink:label="label_AdvertisingCostsPolicyTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AdvertisingCostsPolicyTextBlock_1" xml:lang="en-US" id="label_AdvertisingCostsPolicyTextBlock_1">Advertising Cost [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdvertisingCostsPolicyTextBlock" xlink:to="label_AdvertisingCostsPolicyTextBlock_1" xlink:title="Label : AdvertisingCostsPolicyTextBlock to label_AdvertisingCostsPolicyTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockValue" xlink:label="CommonStockValue" xlink:title="CommonStockValue" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockValue" xml:lang="en-US" id="label_CommonStockValue">Common Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockValue" xlink:to="label_CommonStockValue" xlink:title="Label : CommonStockValue to label_CommonStockValue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SeniorNotesMember" xlink:label="SeniorNotesMember" xlink:title="SeniorNotesMember" />
    <link:label xlink:type="resource" xlink:label="label_SeniorNotesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SeniorNotesMember" xml:lang="en-US" id="label_SeniorNotesMember">Senior Notes [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeniorNotesMember" xlink:to="label_SeniorNotesMember" xlink:title="Label : SeniorNotesMember to label_SeniorNotesMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="FairValueByMeasurementFrequencyAxis" xlink:title="FairValueByMeasurementFrequencyAxis" />
    <link:label xlink:type="resource" xlink:label="label_FairValueByMeasurementFrequencyAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueByMeasurementFrequencyAxis" xml:lang="en-US" id="label_FairValueByMeasurementFrequencyAxis">Measurement Frequency [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByMeasurementFrequencyAxis" xlink:to="label_FairValueByMeasurementFrequencyAxis" xlink:title="Label : FairValueByMeasurementFrequencyAxis to label_FairValueByMeasurementFrequencyAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="FairValueMeasurementFrequencyDomain" xlink:title="FairValueMeasurementFrequencyDomain" />
    <link:label xlink:type="resource" xlink:label="label_FairValueMeasurementFrequencyDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueMeasurementFrequencyDomain" xml:lang="en-US" id="label_FairValueMeasurementFrequencyDomain">Measurement Frequency [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementFrequencyDomain" xlink:to="label_FairValueMeasurementFrequencyDomain" xlink:title="Label : FairValueMeasurementFrequencyDomain to label_FairValueMeasurementFrequencyDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="FairValueMeasurementsRecurringMember" xlink:title="FairValueMeasurementsRecurringMember" />
    <link:label xlink:type="resource" xlink:label="label_FairValueMeasurementsRecurringMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueMeasurementsRecurringMember" xml:lang="en-US" id="label_FairValueMeasurementsRecurringMember">Fair Value, Recurring [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementsRecurringMember" xlink:to="label_FairValueMeasurementsRecurringMember" xlink:title="Label : FairValueMeasurementsRecurringMember to label_FairValueMeasurementsRecurringMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="CommonStockSharesAuthorized" xlink:title="CommonStockSharesAuthorized" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockSharesAuthorized" xml:lang="en-US" id="label_CommonStockSharesAuthorized">Common stock, shares authorized (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockSharesAuthorized" xlink:to="label_CommonStockSharesAuthorized" xlink:title="Label : CommonStockSharesAuthorized to label_CommonStockSharesAuthorized" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockSharesIssued" xlink:label="CommonStockSharesIssued" xlink:title="CommonStockSharesIssued" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockSharesIssued" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockSharesIssued" xml:lang="en-US" id="label_CommonStockSharesIssued">Common stock, shares issued (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockSharesIssued" xlink:to="label_CommonStockSharesIssued" xlink:title="Label : CommonStockSharesIssued to label_CommonStockSharesIssued" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="CommonStockParOrStatedValuePerShare" xlink:title="CommonStockParOrStatedValuePerShare" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockParOrStatedValuePerShare" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockParOrStatedValuePerShare" xml:lang="en-US" id="label_CommonStockParOrStatedValuePerShare">Common stock, par value (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockParOrStatedValuePerShare" xlink:to="label_CommonStockParOrStatedValuePerShare" xlink:title="Label : CommonStockParOrStatedValuePerShare to label_CommonStockParOrStatedValuePerShare" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityVariableRateFloor_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityVariableRateFloor_1" xml:lang="en-US" id="label_LineOfCreditFacilityVariableRateFloor_1">Line of Credit Facility, Variable Rate Floor</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityVariableRateFloor" xlink:to="label_LineOfCreditFacilityVariableRateFloor_1" xlink:title="Label : LineOfCreditFacilityVariableRateFloor to label_LineOfCreditFacilityVariableRateFloor_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="DeferredTaxAssetsValuationAllowance" xlink:title="DeferredTaxAssetsValuationAllowance" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsValuationAllowance" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsValuationAllowance" xml:lang="en-US" id="label_DeferredTaxAssetsValuationAllowance">us-gaap_DeferredTaxAssetsValuationAllowance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsValuationAllowance" xlink:to="label_DeferredTaxAssetsValuationAllowance" xlink:title="Label : DeferredTaxAssetsValuationAllowance to label_DeferredTaxAssetsValuationAllowance" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" xlink:label="NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" xlink:title="NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" />
    <link:label xlink:type="resource" xlink:label="label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" xml:lang="en-US" id="label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss">Net income available to common stockholders</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" xlink:to="label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" xlink:title="Label : NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss to label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember" xlink:label="RangeMember" xlink:title="RangeMember" />
    <link:label xlink:type="resource" xlink:label="label_RangeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RangeMember" xml:lang="en-US" id="label_RangeMember">Statistical Measurement [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RangeMember" xlink:to="label_RangeMember" xlink:title="Label : RangeMember to label_RangeMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLeasePayments" xlink:label="OperatingLeasePayments" xlink:title="OperatingLeasePayments" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeasePayments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeasePayments" xml:lang="en-US" id="label_OperatingLeasePayments">Cash payments on lease liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeasePayments" xlink:to="label_OperatingLeasePayments" xlink:title="Label : OperatingLeasePayments to label_OperatingLeasePayments" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MaximumMember" xlink:label="MaximumMember" xlink:title="MaximumMember" />
    <link:label xlink:type="resource" xlink:label="label_MaximumMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MaximumMember" xml:lang="en-US" id="label_MaximumMember">Maximum [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MaximumMember" xlink:to="label_MaximumMember" xlink:title="Label : MaximumMember to label_MaximumMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MinimumMember" xlink:label="MinimumMember" xlink:title="MinimumMember" />
    <link:label xlink:type="resource" xlink:label="label_MinimumMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MinimumMember" xml:lang="en-US" id="label_MinimumMember">Minimum [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumMember" xlink:to="label_MinimumMember" xlink:title="Label : MinimumMember to label_MinimumMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ProductOrServiceAxis" xlink:label="ProductOrServiceAxis" xlink:title="ProductOrServiceAxis" />
    <link:label xlink:type="resource" xlink:label="label_ProductOrServiceAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProductOrServiceAxis" xml:lang="en-US" id="label_ProductOrServiceAxis">Product and Service [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductOrServiceAxis" xlink:to="label_ProductOrServiceAxis" xlink:title="Label : ProductOrServiceAxis to label_ProductOrServiceAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ProductsAndServicesDomain" xlink:label="ProductsAndServicesDomain" xlink:title="ProductsAndServicesDomain" />
    <link:label xlink:type="resource" xlink:label="label_ProductsAndServicesDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProductsAndServicesDomain" xml:lang="en-US" id="label_ProductsAndServicesDomain">Product and Service [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductsAndServicesDomain" xlink:to="label_ProductsAndServicesDomain" xlink:title="Label : ProductsAndServicesDomain to label_ProductsAndServicesDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeAxis" xlink:label="RangeAxis" xlink:title="RangeAxis" />
    <link:label xlink:type="resource" xlink:label="label_RangeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RangeAxis" xml:lang="en-US" id="label_RangeAxis">Statistical Measurement [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RangeAxis" xlink:to="label_RangeAxis" xlink:title="Label : RangeAxis to label_RangeAxis" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_SharebasedCompensationMember" xlink:label="SharebasedCompensationMember" xlink:title="SharebasedCompensationMember" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SharebasedCompensationMember" xml:lang="en-US" id="label_SharebasedCompensationMember">Represents share-based compensation.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationMember" xlink:to="label_SharebasedCompensationMember" xlink:title="Label : SharebasedCompensationMember to label_SharebasedCompensationMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_EquityMethodInvesteeNameDomain" xlink:label="EquityMethodInvesteeNameDomain" xlink:title="EquityMethodInvesteeNameDomain" />
    <link:label xlink:type="resource" xlink:label="label_EquityMethodInvesteeNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityMethodInvesteeNameDomain" xml:lang="en-US" id="label_EquityMethodInvesteeNameDomain">Investment, Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvesteeNameDomain" xlink:to="label_EquityMethodInvesteeNameDomain" xlink:title="Label : EquityMethodInvesteeNameDomain to label_EquityMethodInvesteeNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockLiquidationPreferenceValue" xlink:label="PreferredStockLiquidationPreferenceValue" xlink:title="PreferredStockLiquidationPreferenceValue" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockLiquidationPreferenceValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockLiquidationPreferenceValue" xml:lang="en-US" id="label_PreferredStockLiquidationPreferenceValue">Preferred stock, liquidation preference</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockLiquidationPreferenceValue" xlink:to="label_PreferredStockLiquidationPreferenceValue" xlink:title="Label : PreferredStockLiquidationPreferenceValue to label_PreferredStockLiquidationPreferenceValue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod" xlink:label="SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod" xlink:title="SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod" xlink:title="Label : SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod to label_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" xlink:label="NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" xlink:title="NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" xml:lang="en-US" id="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture">Number Of Owned Active Communities Transferred To The Joint Venture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" xlink:to="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" xlink:title="Label : NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture to label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_DeferredChargesPolicyTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredChargesPolicyTextBlock_1" xml:lang="en-US" id="label_DeferredChargesPolicyTextBlock_1">Deferred Charges, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredChargesPolicyTextBlock" xlink:to="label_DeferredChargesPolicyTextBlock_1" xlink:title="Label : DeferredChargesPolicyTextBlock to label_DeferredChargesPolicyTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_LitigationCaseAxis" xlink:label="LitigationCaseAxis" xlink:title="LitigationCaseAxis" />
    <link:label xlink:type="resource" xlink:label="label_LitigationCaseAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LitigationCaseAxis" xml:lang="en-US" id="label_LitigationCaseAxis">Litigation Case [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LitigationCaseAxis" xlink:to="label_LitigationCaseAxis" xlink:title="Label : LitigationCaseAxis to label_LitigationCaseAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockLiquidationPreference" xlink:label="PreferredStockLiquidationPreference" xlink:title="PreferredStockLiquidationPreference" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockLiquidationPreference" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockLiquidationPreference" xml:lang="en-US" id="label_PreferredStockLiquidationPreference">us-gaap_PreferredStockLiquidationPreference</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockLiquidationPreference" xlink:to="label_PreferredStockLiquidationPreference" xlink:title="Label : PreferredStockLiquidationPreference to label_PreferredStockLiquidationPreference" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_LitigationCaseTypeDomain" xlink:label="LitigationCaseTypeDomain" xlink:title="LitigationCaseTypeDomain" />
    <link:label xlink:type="resource" xlink:label="label_LitigationCaseTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LitigationCaseTypeDomain" xml:lang="en-US" id="label_LitigationCaseTypeDomain">Litigation Case [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LitigationCaseTypeDomain" xlink:to="label_LitigationCaseTypeDomain" xlink:title="Label : LitigationCaseTypeDomain to label_LitigationCaseTypeDomain" />
    <link:label xlink:type="resource" xlink:label="label_DebtPolicyTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtPolicyTextBlock_1" xml:lang="en-US" id="label_DebtPolicyTextBlock_1">Debt, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtPolicyTextBlock" xlink:to="label_DebtPolicyTextBlock_1" xlink:title="Label : DebtPolicyTextBlock to label_DebtPolicyTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ParticipantsWithoutServiceRequirementMember" xlink:label="ParticipantsWithoutServiceRequirementMember" xlink:title="ParticipantsWithoutServiceRequirementMember" />
    <link:label xlink:type="resource" xlink:label="label_ParticipantsWithoutServiceRequirementMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ParticipantsWithoutServiceRequirementMember" xml:lang="en-US" id="label_ParticipantsWithoutServiceRequirementMember">Information pertaining to participants without service requirements.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ParticipantsWithoutServiceRequirementMember" xlink:to="label_ParticipantsWithoutServiceRequirementMember" xlink:title="Label : ParticipantsWithoutServiceRequirementMember to label_ParticipantsWithoutServiceRequirementMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="DeferredTaxAssetsLiabilitiesNet" xlink:title="DeferredTaxAssetsLiabilitiesNet" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsLiabilitiesNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsLiabilitiesNet" xml:lang="en-US" id="label_DeferredTaxAssetsLiabilitiesNet">us-gaap_DeferredTaxAssetsLiabilitiesNet</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsLiabilitiesNet" xlink:to="label_DeferredTaxAssetsLiabilitiesNet" xlink:title="Label : DeferredTaxAssetsLiabilitiesNet to label_DeferredTaxAssetsLiabilitiesNet" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="PreferredStockSharesIssued" xlink:title="PreferredStockSharesIssued" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockSharesIssued" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockSharesIssued" xml:lang="en-US" id="label_PreferredStockSharesIssued">Preferred stock, shares issued (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockSharesIssued" xlink:to="label_PreferredStockSharesIssued" xlink:title="Label : PreferredStockSharesIssued to label_PreferredStockSharesIssued" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ParticipantsWithServiceRequirementMember" xlink:label="ParticipantsWithServiceRequirementMember" xlink:title="ParticipantsWithServiceRequirementMember" />
    <link:label xlink:type="resource" xlink:label="label_ParticipantsWithServiceRequirementMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ParticipantsWithServiceRequirementMember" xml:lang="en-US" id="label_ParticipantsWithServiceRequirementMember">Information pertaining to participants with service requirements.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ParticipantsWithServiceRequirementMember" xlink:to="label_ParticipantsWithServiceRequirementMember" xlink:title="Label : ParticipantsWithServiceRequirementMember to label_ParticipantsWithServiceRequirementMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_BloombergShorttermBankYieldIndexBSBYMember" xlink:label="BloombergShorttermBankYieldIndexBSBYMember" xlink:title="BloombergShorttermBankYieldIndexBSBYMember" />
    <link:label xlink:type="resource" xlink:label="label_BloombergShorttermBankYieldIndexBSBYMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_BloombergShorttermBankYieldIndexBSBYMember" xml:lang="en-US" id="label_BloombergShorttermBankYieldIndexBSBYMember">Related to Bloomberg Short-Term Bank Yield Index (BSBY).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BloombergShorttermBankYieldIndexBSBYMember" xlink:to="label_BloombergShorttermBankYieldIndexBSBYMember" xlink:title="Label : BloombergShorttermBankYieldIndexBSBYMember to label_BloombergShorttermBankYieldIndexBSBYMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_PrincipalCommencingSeptember302027Member" xlink:label="PrincipalCommencingSeptember302027Member" xlink:title="PrincipalCommencingSeptember302027Member" />
    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingSeptember302027Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PrincipalCommencingSeptember302027Member" xml:lang="en-US" id="label_PrincipalCommencingSeptember302027Member">Information about timing of debt redemption features under terms of the debt agreement.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingSeptember302027Member" xlink:to="label_PrincipalCommencingSeptember302027Member" xlink:title="Label : PrincipalCommencingSeptember302027Member to label_PrincipalCommencingSeptember302027Member" />
    <link:label xlink:type="resource" xlink:label="label_InterestPaidNet_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InterestPaidNet_1" xml:lang="en-US" id="label_InterestPaidNet_1">Interest, net of capitalized interest (see Note 3 to the Consolidated Financial Statements)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestPaidNet" xlink:to="label_InterestPaidNet_1" xlink:title="Label : InterestPaidNet to label_InterestPaidNet_1" />
    <link:label xlink:type="resource" xlink:label="label_CashFlowSupplementalDisclosuresTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashFlowSupplementalDisclosuresTextBlock_1" xml:lang="en-US" id="label_CashFlowSupplementalDisclosuresTextBlock_1">Cash Flow, Supplemental Disclosures [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashFlowSupplementalDisclosuresTextBlock" xlink:to="label_CashFlowSupplementalDisclosuresTextBlock_1" xlink:title="Label : CashFlowSupplementalDisclosuresTextBlock to label_CashFlowSupplementalDisclosuresTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_The80SeniorSecured1125LienNotesDueSeptember302028Member" xlink:label="The80SeniorSecured1125LienNotesDueSeptember302028Member" xlink:title="The80SeniorSecured1125LienNotesDueSeptember302028Member" />
    <link:label xlink:type="resource" xlink:label="label_The80SeniorSecured1125LienNotesDueSeptember302028Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_The80SeniorSecured1125LienNotesDueSeptember302028Member" xml:lang="en-US" id="label_The80SeniorSecured1125LienNotesDueSeptember302028Member">The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The80SeniorSecured1125LienNotesDueSeptember302028Member" xlink:to="label_The80SeniorSecured1125LienNotesDueSeptember302028Member" xlink:title="Label : The80SeniorSecured1125LienNotesDueSeptember302028Member to label_The80SeniorSecured1125LienNotesDueSeptember302028Member" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_RealPropertyMember" xlink:label="RealPropertyMember" xlink:title="RealPropertyMember" />
    <link:label xlink:type="resource" xlink:label="label_RealPropertyMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RealPropertyMember" xml:lang="en-US" id="label_RealPropertyMember">Related to real property.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealPropertyMember" xlink:to="label_RealPropertyMember" xlink:title="Label : RealPropertyMember to label_RealPropertyMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:label="ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:title="ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xml:lang="en-US" id="label_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis">Investment, Name [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:to="label_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:title="Label : ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis to label_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsOther" xlink:label="DeferredTaxAssetsOther" xlink:title="DeferredTaxAssetsOther" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsOther" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsOther" xml:lang="en-US" id="label_DeferredTaxAssetsOther">us-gaap_DeferredTaxAssetsOther</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsOther" xlink:to="label_DeferredTaxAssetsOther" xlink:title="Label : DeferredTaxAssetsOther to label_DeferredTaxAssetsOther" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:label="PropertyPlantAndEquipmentDisclosureTextBlock" xlink:title="PropertyPlantAndEquipmentDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PropertyPlantAndEquipmentDisclosureTextBlock" xml:lang="en-US" id="label_PropertyPlantAndEquipmentDisclosureTextBlock">Property, Plant and Equipment Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentDisclosureTextBlock" xlink:to="label_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:title="Label : PropertyPlantAndEquipmentDisclosureTextBlock to label_PropertyPlantAndEquipmentDisclosureTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_StatementGeographicalAxis" xlink:label="StatementGeographicalAxis" xlink:title="StatementGeographicalAxis" />
    <link:label xlink:type="resource" xlink:label="label_StatementGeographicalAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementGeographicalAxis" xml:lang="en-US" id="label_StatementGeographicalAxis">Geographical [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementGeographicalAxis" xlink:to="label_StatementGeographicalAxis" xlink:title="Label : StatementGeographicalAxis to label_StatementGeographicalAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_SegmentGeographicalDomain" xlink:label="SegmentGeographicalDomain" xlink:title="SegmentGeographicalDomain" />
    <link:label xlink:type="resource" xlink:label="label_SegmentGeographicalDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SegmentGeographicalDomain" xml:lang="en-US" id="label_SegmentGeographicalDomain">Geographical [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentGeographicalDomain" xlink:to="label_SegmentGeographicalDomain" xlink:title="Label : SegmentGeographicalDomain to label_SegmentGeographicalDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:label="PropertyPlantAndEquipmentTextBlock" xlink:title="PropertyPlantAndEquipmentTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_PropertyPlantAndEquipmentTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PropertyPlantAndEquipmentTextBlock" xml:lang="en-US" id="label_PropertyPlantAndEquipmentTextBlock">Property, Plant and Equipment [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentTextBlock" xlink:to="label_PropertyPlantAndEquipmentTextBlock" xlink:title="Label : PropertyPlantAndEquipmentTextBlock to label_PropertyPlantAndEquipmentTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="DeferredTaxAssetsGross" xlink:title="DeferredTaxAssetsGross" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsGross" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsGross" xml:lang="en-US" id="label_DeferredTaxAssetsGross">us-gaap_DeferredTaxAssetsGross</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsGross" xlink:to="label_DeferredTaxAssetsGross" xlink:title="Label : DeferredTaxAssetsGross to label_DeferredTaxAssetsGross" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="PreferredStockSharesAuthorized" xlink:title="PreferredStockSharesAuthorized" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockSharesAuthorized" xml:lang="en-US" id="label_PreferredStockSharesAuthorized">Preferred stock, shares authorized (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockSharesAuthorized" xlink:to="label_PreferredStockSharesAuthorized" xlink:title="Label : PreferredStockSharesAuthorized to label_PreferredStockSharesAuthorized" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="DeferredIncomeTaxLiabilities" xlink:title="DeferredIncomeTaxLiabilities" />
    <link:label xlink:type="resource" xlink:label="label_DeferredIncomeTaxLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredIncomeTaxLiabilities" xml:lang="en-US" id="label_DeferredIncomeTaxLiabilities">us-gaap_DeferredIncomeTaxLiabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredIncomeTaxLiabilities" xlink:to="label_DeferredIncomeTaxLiabilities" xlink:title="Label : DeferredIncomeTaxLiabilities to label_DeferredIncomeTaxLiabilities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/stpr/2024/stpr-2024.xsd#stpr_CA" xlink:label="CA" xlink:title="CA" />
    <link:label xlink:type="resource" xlink:label="label_CA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CA" xml:lang="en-US" id="label_CA">CALIFORNIA</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CA" xlink:to="label_CA" xlink:title="Label : CA to label_CA" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_1" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_1">Expired (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InventoryNet" xlink:label="InventoryNet" xlink:title="InventoryNet" />
    <link:label xlink:type="resource" xlink:label="label_InventoryNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InventoryNet" xml:lang="en-US" id="label_InventoryNet">us-gaap_InventoryNet</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryNet" xlink:to="label_InventoryNet" xlink:title="Label : InventoryNet to label_InventoryNet" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:label="PreferredStockParOrStatedValuePerShare" xlink:title="PreferredStockParOrStatedValuePerShare" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockParOrStatedValuePerShare" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockParOrStatedValuePerShare" xml:lang="en-US" id="label_PreferredStockParOrStatedValuePerShare">Preferred stock, par value (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockParOrStatedValuePerShare" xlink:to="label_PreferredStockParOrStatedValuePerShare" xlink:title="Label : PreferredStockParOrStatedValuePerShare to label_PreferredStockParOrStatedValuePerShare" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_PrincipalCommencingMarch302026Member" xlink:label="PrincipalCommencingMarch302026Member" xlink:title="PrincipalCommencingMarch302026Member" />
    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingMarch302026Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PrincipalCommencingMarch302026Member" xml:lang="en-US" id="label_PrincipalCommencingMarch302026Member">Information about timing of debt redemption features under terms of the debt agreement.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingMarch302026Member" xlink:to="label_PrincipalCommencingMarch302026Member" xlink:title="Label : PrincipalCommencingMarch302026Member to label_PrincipalCommencingMarch302026Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="FairValueInputsLevel3Member" xlink:title="FairValueInputsLevel3Member" />
    <link:label xlink:type="resource" xlink:label="label_FairValueInputsLevel3Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueInputsLevel3Member" xml:lang="en-US" id="label_FairValueInputsLevel3Member">Fair Value, Inputs, Level 3 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel3Member" xlink:to="label_FairValueInputsLevel3Member" xlink:title="Label : FairValueInputsLevel3Member to label_FairValueInputsLevel3Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsDeferredIncome" xlink:label="DeferredTaxAssetsDeferredIncome" xlink:title="DeferredTaxAssetsDeferredIncome" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsDeferredIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsDeferredIncome" xml:lang="en-US" id="label_DeferredTaxAssetsDeferredIncome">Deferred income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsDeferredIncome" xlink:to="label_DeferredTaxAssetsDeferredIncome" xlink:title="Label : DeferredTaxAssetsDeferredIncome to label_DeferredTaxAssetsDeferredIncome" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="FairValueMeasurementsFairValueHierarchyDomain" xlink:title="FairValueMeasurementsFairValueHierarchyDomain" />
    <link:label xlink:type="resource" xlink:label="label_FairValueMeasurementsFairValueHierarchyDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueMeasurementsFairValueHierarchyDomain" xml:lang="en-US" id="label_FairValueMeasurementsFairValueHierarchyDomain">Fair Value Hierarchy and NAV [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementsFairValueHierarchyDomain" xlink:to="label_FairValueMeasurementsFairValueHierarchyDomain" xlink:title="Label : FairValueMeasurementsFairValueHierarchyDomain to label_FairValueMeasurementsFairValueHierarchyDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromInsurancePremiumsCollected" xlink:label="ProceedsFromInsurancePremiumsCollected" xlink:title="ProceedsFromInsurancePremiumsCollected" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromInsurancePremiumsCollected" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ProceedsFromInsurancePremiumsCollected" xml:lang="en-US" id="label_ProceedsFromInsurancePremiumsCollected">Proceeds from Insurance Premiums Collected</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromInsurancePremiumsCollected" xlink:to="label_ProceedsFromInsurancePremiumsCollected" xlink:title="Label : ProceedsFromInsurancePremiumsCollected to label_ProceedsFromInsurancePremiumsCollected" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="FairValueInputsLevel1Member" xlink:title="FairValueInputsLevel1Member" />
    <link:label xlink:type="resource" xlink:label="label_FairValueInputsLevel1Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueInputsLevel1Member" xml:lang="en-US" id="label_FairValueInputsLevel1Member">Fair Value, Inputs, Level 1 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel1Member" xlink:to="label_FairValueInputsLevel1Member" xlink:title="Label : FairValueInputsLevel1Member to label_FairValueInputsLevel1Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:label="IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:title="IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" />
    <link:label xlink:type="resource" xlink:label="label_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xml:lang="en-US" id="label_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements">us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:to="label_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:title="Label : IncrementalCommonSharesAttributableToShareBasedPaymentArrangements to label_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="FairValueInputsLevel2Member" xlink:title="FairValueInputsLevel2Member" />
    <link:label xlink:type="resource" xlink:label="label_FairValueInputsLevel2Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueInputsLevel2Member" xml:lang="en-US" id="label_FairValueInputsLevel2Member">Fair Value, Inputs, Level 2 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel2Member" xlink:to="label_FairValueInputsLevel2Member" xlink:title="Label : FairValueInputsLevel2Member to label_FairValueInputsLevel2Member" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_RedeemablePriorToSeptember302025Member" xlink:label="RedeemablePriorToSeptember302025Member" xlink:title="RedeemablePriorToSeptember302025Member" />
    <link:label xlink:type="resource" xlink:label="label_RedeemablePriorToSeptember302025Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RedeemablePriorToSeptember302025Member" xml:lang="en-US" id="label_RedeemablePriorToSeptember302025Member">Information about timing of debt redemption features under terms of the debt agreement.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RedeemablePriorToSeptember302025Member" xlink:to="label_RedeemablePriorToSeptember302025Member" xlink:title="Label : RedeemablePriorToSeptember302025Member to label_RedeemablePriorToSeptember302025Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="FairValueByFairValueHierarchyLevelAxis" xlink:title="FairValueByFairValueHierarchyLevelAxis" />
    <link:label xlink:type="resource" xlink:label="label_FairValueByFairValueHierarchyLevelAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueByFairValueHierarchyLevelAxis" xml:lang="en-US" id="label_FairValueByFairValueHierarchyLevelAxis">Fair Value Hierarchy and NAV [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByFairValueHierarchyLevelAxis" xlink:to="label_FairValueByFairValueHierarchyLevelAxis" xlink:title="Label : FairValueByFairValueHierarchyLevelAxis to label_FairValueByFairValueHierarchyLevelAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProductWarrantyAccrualPayments" xlink:label="ProductWarrantyAccrualPayments" xlink:title="ProductWarrantyAccrualPayments" />
    <link:label xlink:type="resource" xlink:label="label_ProductWarrantyAccrualPayments" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_ProductWarrantyAccrualPayments" xml:lang="en-US" id="label_ProductWarrantyAccrualPayments">Charges incurred during the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantyAccrualPayments" xlink:to="label_ProductWarrantyAccrualPayments" xlink:title="Label : ProductWarrantyAccrualPayments to label_ProductWarrantyAccrualPayments" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther" xlink:label="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther" xlink:title="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther" xml:lang="en-US" id="label_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther">Capitalized expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther" xlink:to="label_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther" xlink:title="Label : DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther to label_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_PrincipalCommencingSeptember302025Member" xlink:label="PrincipalCommencingSeptember302025Member" xlink:title="PrincipalCommencingSeptember302025Member" />
    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingSeptember302025Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PrincipalCommencingSeptember302025Member" xml:lang="en-US" id="label_PrincipalCommencingSeptember302025Member">Information about timing of debt redemption features under terms of the debt agreement.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingSeptember302025Member" xlink:to="label_PrincipalCommencingSeptember302025Member" xlink:title="Label : PrincipalCommencingSeptember302025Member to label_PrincipalCommencingSeptember302025Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProductWarrantyAccrualWarrantiesIssued" xlink:label="ProductWarrantyAccrualWarrantiesIssued" xlink:title="ProductWarrantyAccrualWarrantiesIssued" />
    <link:label xlink:type="resource" xlink:label="label_ProductWarrantyAccrualWarrantiesIssued" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProductWarrantyAccrualWarrantiesIssued" xml:lang="en-US" id="label_ProductWarrantyAccrualWarrantiesIssued">Additions</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantyAccrualWarrantiesIssued" xlink:to="label_ProductWarrantyAccrualWarrantiesIssued" xlink:title="Label : ProductWarrantyAccrualWarrantiesIssued to label_ProductWarrantyAccrualWarrantiesIssued" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProductWarrantyAccrualPreexistingIncreaseDecrease" xlink:label="ProductWarrantyAccrualPreexistingIncreaseDecrease" xlink:title="ProductWarrantyAccrualPreexistingIncreaseDecrease" />
    <link:label xlink:type="resource" xlink:label="label_ProductWarrantyAccrualPreexistingIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProductWarrantyAccrualPreexistingIncreaseDecrease" xml:lang="en-US" id="label_ProductWarrantyAccrualPreexistingIncreaseDecrease">Changes to pre-existing reserves</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantyAccrualPreexistingIncreaseDecrease" xlink:to="label_ProductWarrantyAccrualPreexistingIncreaseDecrease" xlink:title="Label : ProductWarrantyAccrualPreexistingIncreaseDecrease to label_ProductWarrantyAccrualPreexistingIncreaseDecrease" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SoftwareAndSoftwareDevelopmentCostsMember" xlink:label="SoftwareAndSoftwareDevelopmentCostsMember" xlink:title="SoftwareAndSoftwareDevelopmentCostsMember" />
    <link:label xlink:type="resource" xlink:label="label_SoftwareAndSoftwareDevelopmentCostsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SoftwareAndSoftwareDevelopmentCostsMember" xml:lang="en-US" id="label_SoftwareAndSoftwareDevelopmentCostsMember">Software and Software Development Costs [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SoftwareAndSoftwareDevelopmentCostsMember" xlink:to="label_SoftwareAndSoftwareDevelopmentCostsMember" xlink:title="Label : SoftwareAndSoftwareDevelopmentCostsMember to label_SoftwareAndSoftwareDevelopmentCostsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:label="PropertyPlantAndEquipmentUsefulLife" xlink:title="PropertyPlantAndEquipmentUsefulLife" />
    <link:label xlink:type="resource" xlink:label="label_PropertyPlantAndEquipmentUsefulLife" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PropertyPlantAndEquipmentUsefulLife" xml:lang="en-US" id="label_PropertyPlantAndEquipmentUsefulLife">us-gaap_PropertyPlantAndEquipmentUsefulLife</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentUsefulLife" xlink:to="label_PropertyPlantAndEquipmentUsefulLife" xlink:title="Label : PropertyPlantAndEquipmentUsefulLife to label_PropertyPlantAndEquipmentUsefulLife" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="InterestIncomeExpenseNet" xlink:title="InterestIncomeExpenseNet" />
    <link:label xlink:type="resource" xlink:label="label_InterestIncomeExpenseNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestIncomeExpenseNet" xml:lang="en-US" id="label_InterestIncomeExpenseNet">us-gaap_InterestIncomeExpenseNet</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestIncomeExpenseNet" xlink:to="label_InterestIncomeExpenseNet" xlink:title="Label : InterestIncomeExpenseNet to label_InterestIncomeExpenseNet" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:label="UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:title="UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" />
    <link:label xlink:type="resource" xlink:label="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:title="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xml:lang="en-US" id="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic">Less: undistributed earnings allocated to participating securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:to="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:title="Label : UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic to label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses" xlink:label="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses" xlink:title="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses" xml:lang="en-US" id="label_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses">Impairments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses" xlink:to="label_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses" xlink:title="Label : DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses to label_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockDividendRatePercentage" xlink:label="PreferredStockDividendRatePercentage" xlink:title="PreferredStockDividendRatePercentage" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockDividendRatePercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockDividendRatePercentage" xml:lang="en-US" id="label_PreferredStockDividendRatePercentage">us-gaap_PreferredStockDividendRatePercentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDividendRatePercentage" xlink:to="label_PreferredStockDividendRatePercentage" xlink:title="Label : PreferredStockDividendRatePercentage to label_PreferredStockDividendRatePercentage" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MinorityInterest" xlink:label="MinorityInterest" xlink:title="MinorityInterest" />
    <link:label xlink:type="resource" xlink:label="label_MinorityInterest" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MinorityInterest" xml:lang="en-US" id="label_MinorityInterest">Noncontrolling interest in consolidated joint ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinorityInterest" xlink:to="label_MinorityInterest" xlink:title="Label : MinorityInterest to label_MinorityInterest" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves" xlink:label="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves" xlink:title="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves" xml:lang="en-US" id="label_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves">Provision for losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves" xlink:to="label_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves" xlink:title="Label : DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves to label_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:title="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xml:lang="en-US" id="label_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment">Less: accumulated depreciation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:to="label_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:title="Label : AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment to label_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" xlink:label="UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" xlink:title="UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" />
    <link:label xlink:type="resource" xlink:label="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:title="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" xml:lang="en-US" id="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted">Less: undistributed earnings reallocated to participating securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" xlink:to="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" xlink:title="Label : UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted to label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US" id="label_NetCashProvidedByUsedInOperatingActivitiesAbstract">Cash flows from operating activities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="label_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="Label : NetCashProvidedByUsedInOperatingActivitiesAbstract to label_NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsWarrantyReserves" xlink:label="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsWarrantyReserves" xlink:title="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsWarrantyReserves" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsWarrantyReserves" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsWarrantyReserves" xml:lang="en-US" id="label_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsWarrantyReserves">Warranty reserves</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsWarrantyReserves" xlink:to="label_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsWarrantyReserves" xlink:title="Label : DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsWarrantyReserves to label_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsWarrantyReserves" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock_1" xml:lang="en-US" id="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock_1">Schedule of Segment Reporting Information, by Segment [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:to="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock_1" xlink:title="Label : ScheduleOfSegmentReportingInformationBySegmentTextBlock to label_ScheduleOfSegmentReportingInformationBySegmentTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementLineItems" xlink:label="StatementLineItems" xlink:title="StatementLineItems" />
    <link:label xlink:type="resource" xlink:label="label_StatementLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementLineItems" xml:lang="en-US" id="label_StatementLineItems">Statement [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementLineItems" xlink:to="label_StatementLineItems" xlink:title="Label : StatementLineItems to label_StatementLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="FurnitureAndFixturesMember" xlink:title="FurnitureAndFixturesMember" />
    <link:label xlink:type="resource" xlink:label="label_FurnitureAndFixturesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FurnitureAndFixturesMember" xml:lang="en-US" id="label_FurnitureAndFixturesMember">Furniture and Fixtures [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FurnitureAndFixturesMember" xlink:to="label_FurnitureAndFixturesMember" xlink:title="Label : FurnitureAndFixturesMember to label_FurnitureAndFixturesMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NumberOfReportableSegments" xlink:label="NumberOfReportableSegments" xlink:title="NumberOfReportableSegments" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfReportableSegments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfReportableSegments" xml:lang="en-US" id="label_NumberOfReportableSegments">Number of Reportable Segments</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed" xlink:label="DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed" xlink:title="DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount" xlink:label="DefinedContributionPlanEmployerDiscretionaryContributionAmount" xlink:title="DefinedContributionPlanEmployerDiscretionaryContributionAmount" />
    <link:label xlink:type="resource" xlink:label="label_DefinedContributionPlanEmployerDiscretionaryContributionAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DefinedContributionPlanEmployerDiscretionaryContributionAmount" xml:lang="en-US" id="label_DefinedContributionPlanEmployerDiscretionaryContributionAmount">Defined Contribution Plan, Employer Discretionary Contribution Amount</link:label>
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    <link:label xlink:type="resource" xlink:label="label_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability_1" xml:lang="en-US" id="label_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability_1">Right-of-Use Asset Obtained in Exchange for Operating Lease Liability</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" xlink:label="DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" xlink:title="DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BuildingAndBuildingImprovementsMember" xlink:label="BuildingAndBuildingImprovementsMember" xlink:title="BuildingAndBuildingImprovementsMember" />
    <link:label xlink:type="resource" xlink:label="label_BuildingAndBuildingImprovementsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BuildingAndBuildingImprovementsMember" xml:lang="en-US" id="label_BuildingAndBuildingImprovementsMember">Building and Building Improvements [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BuildingAndBuildingImprovementsMember" xlink:to="label_BuildingAndBuildingImprovementsMember" xlink:title="Label : BuildingAndBuildingImprovementsMember to label_BuildingAndBuildingImprovementsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BuildingMember" xlink:label="BuildingMember" xlink:title="BuildingMember" />
    <link:label xlink:type="resource" xlink:label="label_BuildingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BuildingMember" xml:lang="en-US" id="label_BuildingMember">Building [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BuildingMember" xlink:to="label_BuildingMember" xlink:title="Label : BuildingMember to label_BuildingMember" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockValue_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TreasuryStockValue_1" xml:lang="en-US" id="label_TreasuryStockValue_1">Treasury Stock, Value, Total</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod">Forfeited (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BuildingImprovementsMember" xlink:label="BuildingImprovementsMember" xlink:title="BuildingImprovementsMember" />
    <link:label xlink:type="resource" xlink:label="label_BuildingImprovementsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BuildingImprovementsMember" xml:lang="en-US" id="label_BuildingImprovementsMember">Building Improvements [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BuildingImprovementsMember" xlink:to="label_BuildingImprovementsMember" xlink:title="Label : BuildingImprovementsMember to label_BuildingImprovementsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdditionalPaidInCapitalCommonStock" xlink:label="AdditionalPaidInCapitalCommonStock" xlink:title="AdditionalPaidInCapitalCommonStock" />
    <link:label xlink:type="resource" xlink:label="label_AdditionalPaidInCapitalCommonStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AdditionalPaidInCapitalCommonStock" xml:lang="en-US" id="label_AdditionalPaidInCapitalCommonStock">Paid in capital - common stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdditionalPaidInCapitalCommonStock" xlink:to="label_AdditionalPaidInCapitalCommonStock" xlink:title="Label : AdditionalPaidInCapitalCommonStock to label_AdditionalPaidInCapitalCommonStock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LandAndLandImprovementsMember" xlink:label="LandAndLandImprovementsMember" xlink:title="LandAndLandImprovementsMember" />
    <link:label xlink:type="resource" xlink:label="label_LandAndLandImprovementsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LandAndLandImprovementsMember" xml:lang="en-US" id="label_LandAndLandImprovementsMember">Land and Land Improvements [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandAndLandImprovementsMember" xlink:to="label_LandAndLandImprovementsMember" xlink:title="Label : LandAndLandImprovementsMember to label_LandAndLandImprovementsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfProductWarrantyLiabilityTableTextBlock" xlink:label="ScheduleOfProductWarrantyLiabilityTableTextBlock" xlink:title="ScheduleOfProductWarrantyLiabilityTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfProductWarrantyLiabilityTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfProductWarrantyLiabilityTableTextBlock" xml:lang="en-US" id="label_ScheduleOfProductWarrantyLiabilityTableTextBlock">Schedule of Product Warranty Liability [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfProductWarrantyLiabilityTableTextBlock" xlink:to="label_ScheduleOfProductWarrantyLiabilityTableTextBlock" xlink:title="Label : ScheduleOfProductWarrantyLiabilityTableTextBlock to label_ScheduleOfProductWarrantyLiabilityTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_PropertyPlantAndEquipmentPolicyTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PropertyPlantAndEquipmentPolicyTextBlock_1" xml:lang="en-US" id="label_PropertyPlantAndEquipmentPolicyTextBlock_1">Property, Plant and Equipment, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentPolicyTextBlock" xlink:to="label_PropertyPlantAndEquipmentPolicyTextBlock_1" xlink:title="Label : PropertyPlantAndEquipmentPolicyTextBlock to label_PropertyPlantAndEquipmentPolicyTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherNonoperatingIncomeExpense" xlink:label="OtherNonoperatingIncomeExpense" xlink:title="OtherNonoperatingIncomeExpense" />
    <link:label xlink:type="resource" xlink:label="label_OtherNonoperatingIncomeExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherNonoperatingIncomeExpense" xml:lang="en-US" id="label_OtherNonoperatingIncomeExpense">us-gaap_OtherNonoperatingIncomeExpense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherNonoperatingIncomeExpense" xlink:to="label_OtherNonoperatingIncomeExpense" xlink:title="Label : OtherNonoperatingIncomeExpense to label_OtherNonoperatingIncomeExpense" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="PropertyPlantAndEquipmentByTypeAxis" xlink:title="PropertyPlantAndEquipmentByTypeAxis" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentByTypeAxis" xlink:to="label_PropertyPlantAndEquipmentByTypeAxis" xlink:title="Label : PropertyPlantAndEquipmentByTypeAxis to label_PropertyPlantAndEquipmentByTypeAxis" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentTypeDomain" xlink:to="label_PropertyPlantAndEquipmentTypeDomain" xlink:title="Label : PropertyPlantAndEquipmentTypeDomain to label_PropertyPlantAndEquipmentTypeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued" xlink:label="UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued" xlink:title="UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued" />
    <link:label xlink:type="resource" xlink:label="label_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued" xml:lang="en-US" id="label_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued">Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued" xlink:to="label_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued" xlink:title="Label : UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued to label_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense" xlink:label="UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense" xlink:title="UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense" />
    <link:label xlink:type="resource" xlink:label="label_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense" xml:lang="en-US" id="label_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense">Unrecognized Tax Benefits, Income Tax Penalties and Interest Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense" xlink:to="label_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense" xlink:title="Label : UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense to label_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased" xlink:label="StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased" xlink:title="StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased" xlink:to="label_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased" xlink:title="Label : StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased to label_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased" />
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    <link:label xlink:type="resource" xlink:label="label_ProductWarrantyDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProductWarrantyDisclosureTextBlock_1" xml:lang="en-US" id="label_ProductWarrantyDisclosureTextBlock_1">Product Warranty Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantyDisclosureTextBlock" xlink:to="label_ProductWarrantyDisclosureTextBlock_1" xlink:title="Label : ProductWarrantyDisclosureTextBlock to label_ProductWarrantyDisclosureTextBlock_1" />
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    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsTaxCreditCarryforwards" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsTaxCreditCarryforwards" xml:lang="en-US" id="label_DeferredTaxAssetsTaxCreditCarryforwards">Tax credit carryforwards</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsTaxCreditCarryforwards" xlink:to="label_DeferredTaxAssetsTaxCreditCarryforwards" xlink:title="Label : DeferredTaxAssetsTaxCreditCarryforwards to label_DeferredTaxAssetsTaxCreditCarryforwards" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_RedeemablePriorToMarch302026Member" xlink:label="RedeemablePriorToMarch302026Member" xlink:title="RedeemablePriorToMarch302026Member" />
    <link:label xlink:type="resource" xlink:label="label_RedeemablePriorToMarch302026Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RedeemablePriorToMarch302026Member" xml:lang="en-US" id="label_RedeemablePriorToMarch302026Member">Information about timing of debt redemption features under terms of the debt agreement.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RedeemablePriorToMarch302026Member" xlink:to="label_RedeemablePriorToMarch302026Member" xlink:title="Label : RedeemablePriorToMarch302026Member to label_RedeemablePriorToMarch302026Member" />
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    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal" xml:lang="en-US" id="label_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal">State net operating losses</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:title="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="FairValueDisclosuresTextBlock" xlink:title="FairValueDisclosuresTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_FairValueDisclosuresTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueDisclosuresTextBlock" xml:lang="en-US" id="label_FairValueDisclosuresTextBlock">Fair Value of Financial Instruments</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsDomestic" xlink:label="DeferredTaxAssetsOperatingLossCarryforwardsDomestic" xlink:title="DeferredTaxAssetsOperatingLossCarryforwardsDomestic" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" />
    <link:label xlink:type="resource" xlink:label="label_InventoryPolicyTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InventoryPolicyTextBlock_1" xml:lang="en-US" id="label_InventoryPolicyTextBlock_1">Inventory, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryPolicyTextBlock" xlink:to="label_InventoryPolicyTextBlock_1" xlink:title="Label : InventoryPolicyTextBlock to label_InventoryPolicyTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsAbstract" xlink:label="AssetsAbstract" xlink:title="AssetsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_AssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AssetsAbstract" xml:lang="en-US" id="label_AssetsAbstract">ASSETS</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Liabilities" xlink:label="Liabilities" xlink:title="Liabilities" />
    <link:label xlink:type="resource" xlink:label="label_Liabilities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_Liabilities" xml:lang="en-US" id="label_Liabilities">Total liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Liabilities" xlink:to="label_Liabilities" xlink:title="Label : Liabilities to label_Liabilities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:label="SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:title="SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:title="Label : SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage to label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="NetCashProvidedByUsedInFinancingActivities" xlink:title="NetCashProvidedByUsedInFinancingActivities" />
    <link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInFinancingActivities" xml:lang="en-US" id="label_NetCashProvidedByUsedInFinancingActivities">us-gaap_NetCashProvidedByUsedInFinancingActivities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="label_NetCashProvidedByUsedInFinancingActivities" xlink:title="Label : NetCashProvidedByUsedInFinancingActivities to label_NetCashProvidedByUsedInFinancingActivities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingIncomeLoss" xlink:label="OperatingIncomeLoss" xlink:title="OperatingIncomeLoss" />
    <link:label xlink:type="resource" xlink:label="label_OperatingIncomeLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingIncomeLoss" xml:lang="en-US" id="label_OperatingIncomeLoss">us-gaap_OperatingIncomeLoss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingIncomeLoss" xlink:to="label_OperatingIncomeLoss" xlink:title="Label : OperatingIncomeLoss to label_OperatingIncomeLoss" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="NetCashProvidedByUsedInOperatingActivities" xlink:title="NetCashProvidedByUsedInOperatingActivities" />
    <link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInOperatingActivities" xml:lang="en-US" id="label_NetCashProvidedByUsedInOperatingActivities">us-gaap_NetCashProvidedByUsedInOperatingActivities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="label_NetCashProvidedByUsedInOperatingActivities" xlink:title="Label : NetCashProvidedByUsedInOperatingActivities to label_NetCashProvidedByUsedInOperatingActivities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="NetCashProvidedByUsedInInvestingActivities" xlink:title="NetCashProvidedByUsedInInvestingActivities" />
    <link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NetCashProvidedByUsedInInvestingActivities" xml:lang="en-US" id="label_NetCashProvidedByUsedInInvestingActivities">Net cash used in investing activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="label_NetCashProvidedByUsedInInvestingActivities" xlink:title="Label : NetCashProvidedByUsedInInvestingActivities to label_NetCashProvidedByUsedInInvestingActivities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CostOfRevenue" xlink:label="CostOfRevenue" xlink:title="CostOfRevenue" />
    <link:label xlink:type="resource" xlink:label="label_CostOfRevenue" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:title="label_CostOfRevenue" xml:lang="en-US" id="label_CostOfRevenue">Cost of sales and expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostOfRevenue" xlink:to="label_CostOfRevenue" xlink:title="Label : CostOfRevenue to label_CostOfRevenue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CostOfGoodsAndServicesSold" xlink:label="CostOfGoodsAndServicesSold" xlink:title="CostOfGoodsAndServicesSold" />
    <link:label xlink:type="resource" xlink:label="label_CostOfGoodsAndServicesSold" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CostOfGoodsAndServicesSold" xml:lang="en-US" id="label_CostOfGoodsAndServicesSold">us-gaap_CostOfGoodsAndServicesSold</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostOfGoodsAndServicesSold" xlink:to="label_CostOfGoodsAndServicesSold" xlink:title="Label : CostOfGoodsAndServicesSold to label_CostOfGoodsAndServicesSold" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidationItemsDomain" xlink:label="ConsolidationItemsDomain" xlink:title="ConsolidationItemsDomain" />
    <link:label xlink:type="resource" xlink:label="label_ConsolidationItemsDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConsolidationItemsDomain" xml:lang="en-US" id="label_ConsolidationItemsDomain">Consolidation Items [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidationItemsDomain" xlink:to="label_ConsolidationItemsDomain" xlink:title="Label : ConsolidationItemsDomain to label_ConsolidationItemsDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ContractWithCustomerLiability" xlink:label="ContractWithCustomerLiability" xlink:title="ContractWithCustomerLiability" />
    <link:label xlink:type="resource" xlink:label="label_ContractWithCustomerLiability" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ContractWithCustomerLiability" xml:lang="en-US" id="label_ContractWithCustomerLiability">Customers&#x2019; deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ContractWithCustomerLiability" xlink:to="label_ContractWithCustomerLiability" xlink:title="Label : ContractWithCustomerLiability to label_ContractWithCustomerLiability" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidationItemsAxis" xlink:label="ConsolidationItemsAxis" xlink:title="ConsolidationItemsAxis" />
    <link:label xlink:type="resource" xlink:label="label_ConsolidationItemsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConsolidationItemsAxis" xml:lang="en-US" id="label_ConsolidationItemsAxis">Consolidation Items [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidationItemsAxis" xlink:to="label_ConsolidationItemsAxis" xlink:title="Label : ConsolidationItemsAxis to label_ConsolidationItemsAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="InterestPayableCurrentAndNoncurrent" xlink:title="InterestPayableCurrentAndNoncurrent" />
    <link:label xlink:type="resource" xlink:label="label_InterestPayableCurrentAndNoncurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestPayableCurrentAndNoncurrent" xml:lang="en-US" id="label_InterestPayableCurrentAndNoncurrent">Accrued interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestPayableCurrentAndNoncurrent" xlink:to="label_InterestPayableCurrentAndNoncurrent" xlink:title="Label : InterestPayableCurrentAndNoncurrent to label_InterestPayableCurrentAndNoncurrent" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_PrincipalCommencingSeptember302026Member" xlink:label="PrincipalCommencingSeptember302026Member" xlink:title="PrincipalCommencingSeptember302026Member" />
    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingSeptember302026Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PrincipalCommencingSeptember302026Member" xml:lang="en-US" id="label_PrincipalCommencingSeptember302026Member">Information about timing of debt redemption features under terms of the debt agreement.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingSeptember302026Member" xlink:to="label_PrincipalCommencingSeptember302026Member" xlink:title="Label : PrincipalCommencingSeptember302026Member to label_PrincipalCommencingSeptember302026Member" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates" xlink:label="DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates" xlink:title="DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates" xml:lang="en-US" id="label_DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates">Joint ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates" xlink:to="label_DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates" xlink:title="Label : DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates to label_DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_PrincipalCommencingSeptember302028Member" xlink:label="PrincipalCommencingSeptember302028Member" xlink:title="PrincipalCommencingSeptember302028Member" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingSeptember302028Member" xlink:to="label_PrincipalCommencingSeptember302028Member" xlink:title="Label : PrincipalCommencingSeptember302028Member to label_PrincipalCommencingSeptember302028Member" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="ConsolidatedEntitiesAxis" xlink:title="ConsolidatedEntitiesAxis" />
    <link:label xlink:type="resource" xlink:label="label_ConsolidatedEntitiesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConsolidatedEntitiesAxis" xml:lang="en-US" id="label_ConsolidatedEntitiesAxis">Consolidated Entities [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidatedEntitiesAxis" xlink:to="label_ConsolidatedEntitiesAxis" xlink:title="Label : ConsolidatedEntitiesAxis to label_ConsolidatedEntitiesAxis" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvestmentsPolicy" xlink:to="label_EquityMethodInvestmentsPolicy_1" xlink:title="Label : EquityMethodInvestmentsPolicy to label_EquityMethodInvestmentsPolicy_1" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccruedIncomeTaxes" xlink:label="AccruedIncomeTaxes" xlink:title="AccruedIncomeTaxes" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="ConsolidatedEntitiesDomain" xlink:title="ConsolidatedEntitiesDomain" />
    <link:label xlink:type="resource" xlink:label="label_ConsolidatedEntitiesDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConsolidatedEntitiesDomain" xml:lang="en-US" id="label_ConsolidatedEntitiesDomain">Consolidated Entities [Domain]</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_SharebasedPaymentArrangementCliffVestingMember" xlink:label="SharebasedPaymentArrangementCliffVestingMember" xlink:title="SharebasedPaymentArrangementCliffVestingMember" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedPaymentArrangementCliffVestingMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SharebasedPaymentArrangementCliffVestingMember" xml:lang="en-US" id="label_SharebasedPaymentArrangementCliffVestingMember">Represents share-based payment arrangement subjected to cliff vesting.</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LettersOfCreditOutstandingAmount" xlink:label="LettersOfCreditOutstandingAmount" xlink:title="LettersOfCreditOutstandingAmount" />
    <link:label xlink:type="resource" xlink:label="label_LettersOfCreditOutstandingAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LettersOfCreditOutstandingAmount" xml:lang="en-US" id="label_LettersOfCreditOutstandingAmount">us-gaap_LettersOfCreditOutstandingAmount</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccountsPayableAndOtherAccruedLiabilities" xlink:label="AccountsPayableAndOtherAccruedLiabilities" xlink:title="AccountsPayableAndOtherAccruedLiabilities" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsOfDividends" xlink:label="PaymentsOfDividends" xlink:title="PaymentsOfDividends" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsOfDividends" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsOfDividends" xml:lang="en-US" id="label_PaymentsOfDividends">us-gaap_PaymentsOfDividends</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfDividends" xlink:to="label_PaymentsOfDividends" xlink:title="Label : PaymentsOfDividends to label_PaymentsOfDividends" />
    <link:label xlink:type="resource" xlink:label="label_EquityMethodInvestmentsDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityMethodInvestmentsDisclosureTextBlock_1" xml:lang="en-US" id="label_EquityMethodInvestmentsDisclosureTextBlock_1">Equity Method Investments and Joint Ventures Disclosure [Text Block]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityMethodInvestmentsTextBlock" xlink:label="EquityMethodInvestmentsTextBlock" xlink:title="EquityMethodInvestmentsTextBlock" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvestmentsTextBlock" xlink:to="label_EquityMethodInvestmentsTextBlock" xlink:title="Label : EquityMethodInvestmentsTextBlock to label_EquityMethodInvestmentsTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProductWarrantyAccrual" xlink:label="ProductWarrantyAccrual" xlink:title="ProductWarrantyAccrual" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantyAccrual" xlink:to="label_ProductWarrantyAccrual" xlink:title="Label : ProductWarrantyAccrual to label_ProductWarrantyAccrual" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_UnsecuredSeniorNotesMember" xlink:label="UnsecuredSeniorNotesMember" xlink:title="UnsecuredSeniorNotesMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnsecuredSeniorNotesMember" xlink:to="label_UnsecuredSeniorNotesMember" xlink:title="Label : UnsecuredSeniorNotesMember to label_UnsecuredSeniorNotesMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_Between2040Through2044Member" xlink:label="Between2040Through2044Member" xlink:title="Between2040Through2044Member" />
    <link:label xlink:type="resource" xlink:label="label_Between2040Through2044Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Between2040Through2044Member" xml:lang="en-US" id="label_Between2040Through2044Member">Between 2040 Through 2044 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Between2040Through2044Member" xlink:to="label_Between2040Through2044Member" xlink:title="Label : Between2040Through2044Member to label_Between2040Through2044Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CostsAndExpenses" xlink:label="CostsAndExpenses" xlink:title="CostsAndExpenses" />
    <link:label xlink:type="resource" xlink:label="label_CostsAndExpenses" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CostsAndExpenses" xml:lang="en-US" id="label_CostsAndExpenses">Costs and Expenses, Total</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoncontrollingInterestMember" xlink:label="NoncontrollingInterestMember" xlink:title="NoncontrollingInterestMember" />
    <link:label xlink:type="resource" xlink:label="label_NoncontrollingInterestMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NoncontrollingInterestMember" xml:lang="en-US" id="label_NoncontrollingInterestMember">Noncontrolling Interest [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncontrollingInterestMember" xlink:to="label_NoncontrollingInterestMember" xlink:title="Label : NoncontrollingInterestMember to label_NoncontrollingInterestMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" xlink:label="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" xlink:title="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" />
    <link:label xlink:type="resource" xlink:label="label_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" xml:lang="en-US" id="label_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized">us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" xlink:to="label_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" xlink:title="Label : EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized to label_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="PaymentsForRepurchaseOfCommonStock" xlink:title="PaymentsForRepurchaseOfCommonStock" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsForRepurchaseOfCommonStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsForRepurchaseOfCommonStock" xml:lang="en-US" id="label_PaymentsForRepurchaseOfCommonStock">us-gaap_PaymentsForRepurchaseOfCommonStock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForRepurchaseOfCommonStock" xlink:to="label_PaymentsForRepurchaseOfCommonStock" xlink:title="Label : PaymentsForRepurchaseOfCommonStock to label_PaymentsForRepurchaseOfCommonStock" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_The80SeniorSecured1125LienNotesDue2028Member" xlink:label="The80SeniorSecured1125LienNotesDue2028Member" xlink:title="The80SeniorSecured1125LienNotesDue2028Member" />
    <link:label xlink:type="resource" xlink:label="label_The80SeniorSecured1125LienNotesDue2028Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The80SeniorSecured1125LienNotesDue2028Member" xml:lang="en-US" id="label_The80SeniorSecured1125LienNotesDue2028Member">Information pertaining to the 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The80SeniorSecured1125LienNotesDue2028Member" xlink:to="label_The80SeniorSecured1125LienNotesDue2028Member" xlink:title="Label : The80SeniorSecured1125LienNotesDue2028Member to label_The80SeniorSecured1125LienNotesDue2028Member" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense" xlink:to="label_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense_1" xlink:title="Label : UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense to label_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense_1" />
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    <link:label xlink:type="resource" xlink:label="label_TreasuryStockAcquiredAverageCostPerShare" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TreasuryStockAcquiredAverageCostPerShare" xml:lang="en-US" id="label_TreasuryStockAcquiredAverageCostPerShare">us-gaap_TreasuryStockAcquiredAverageCostPerShare</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="TitleOfIndividualWithRelationshipToEntityDomain" xlink:title="TitleOfIndividualWithRelationshipToEntityDomain" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TitleOfIndividualWithRelationshipToEntityDomain" xlink:to="label_TitleOfIndividualWithRelationshipToEntityDomain" xlink:title="Label : TitleOfIndividualWithRelationshipToEntityDomain to label_TitleOfIndividualWithRelationshipToEntityDomain" />
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    <link:label xlink:type="resource" xlink:label="label_The1175SeniorSecured125LienNotesDue2029Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The1175SeniorSecured125LienNotesDue2029Member" xml:lang="en-US" id="label_The1175SeniorSecured125LienNotesDue2029Member">Information pertaining to the 11.75% Senior Secured 1.25 Lien Notes due September 30, 2029</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The1175SeniorSecured125LienNotesDue2029Member" xlink:to="label_The1175SeniorSecured125LienNotesDue2029Member" xlink:title="Label : The1175SeniorSecured125LienNotesDue2029Member to label_The1175SeniorSecured125LienNotesDue2029Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:label="CurrentStateAndLocalTaxExpenseBenefit" xlink:title="CurrentStateAndLocalTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="label_CurrentStateAndLocalTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CurrentStateAndLocalTaxExpenseBenefit" xml:lang="en-US" id="label_CurrentStateAndLocalTaxExpenseBenefit">State (2)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentStateAndLocalTaxExpenseBenefit" xlink:to="label_CurrentStateAndLocalTaxExpenseBenefit" xlink:title="Label : CurrentStateAndLocalTaxExpenseBenefit to label_CurrentStateAndLocalTaxExpenseBenefit" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_TitleOfIndividualAxis" xlink:label="TitleOfIndividualAxis" xlink:title="TitleOfIndividualAxis" />
    <link:label xlink:type="resource" xlink:label="label_TitleOfIndividualAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TitleOfIndividualAxis" xml:lang="en-US" id="label_TitleOfIndividualAxis">Title of Individual [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TitleOfIndividualAxis" xlink:to="label_TitleOfIndividualAxis" xlink:title="Label : TitleOfIndividualAxis to label_TitleOfIndividualAxis" />
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    <link:label xlink:type="resource" xlink:label="label_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredStateAndLocalIncomeTaxExpenseBenefit" xml:lang="en-US" id="label_DeferredStateAndLocalIncomeTaxExpenseBenefit">State</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:to="label_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:title="Label : DeferredStateAndLocalIncomeTaxExpenseBenefit to label_DeferredStateAndLocalIncomeTaxExpenseBenefit" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TreasuryStockCommonMember" xlink:label="TreasuryStockCommonMember" xlink:title="TreasuryStockCommonMember" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockCommonMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TreasuryStockCommonMember" xml:lang="en-US" id="label_TreasuryStockCommonMember">Treasury Stock, Common [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockCommonMember" xlink:to="label_TreasuryStockCommonMember" xlink:title="Label : TreasuryStockCommonMember to label_TreasuryStockCommonMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations" xlink:label="UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations" xlink:title="UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1" xlink:label="StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1" xlink:title="StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1" />
    <link:label xlink:type="resource" xlink:label="label_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1" xml:lang="en-US" id="label_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1">us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1" xlink:to="label_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1" xlink:title="Label : StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1 to label_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="AdditionalPaidInCapitalMember" xlink:title="AdditionalPaidInCapitalMember" />
    <link:label xlink:type="resource" xlink:label="label_AdditionalPaidInCapitalMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AdditionalPaidInCapitalMember" xml:lang="en-US" id="label_AdditionalPaidInCapitalMember">Additional Paid-in Capital [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdditionalPaidInCapitalMember" xlink:to="label_AdditionalPaidInCapitalMember" xlink:title="Label : AdditionalPaidInCapitalMember to label_AdditionalPaidInCapitalMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CurrentFederalTaxExpenseBenefit" xlink:label="CurrentFederalTaxExpenseBenefit" xlink:title="CurrentFederalTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="label_CurrentFederalTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CurrentFederalTaxExpenseBenefit" xml:lang="en-US" id="label_CurrentFederalTaxExpenseBenefit">Federal (1)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentFederalTaxExpenseBenefit" xlink:to="label_CurrentFederalTaxExpenseBenefit" xlink:title="Label : CurrentFederalTaxExpenseBenefit to label_CurrentFederalTaxExpenseBenefit" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_StockRepurchaseProgramAuthorizedAmount1" xlink:label="StockRepurchaseProgramAuthorizedAmount1" xlink:title="StockRepurchaseProgramAuthorizedAmount1" />
    <link:label xlink:type="resource" xlink:label="label_StockRepurchaseProgramAuthorizedAmount1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockRepurchaseProgramAuthorizedAmount1" xml:lang="en-US" id="label_StockRepurchaseProgramAuthorizedAmount1">us-gaap_StockRepurchaseProgramAuthorizedAmount1</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockRepurchaseProgramAuthorizedAmount1" xlink:to="label_StockRepurchaseProgramAuthorizedAmount1" xlink:title="Label : StockRepurchaseProgramAuthorizedAmount1 to label_StockRepurchaseProgramAuthorizedAmount1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:label="DeferredFederalIncomeTaxExpenseBenefit" xlink:title="DeferredFederalIncomeTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="label_DeferredFederalIncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredFederalIncomeTaxExpenseBenefit" xml:lang="en-US" id="label_DeferredFederalIncomeTaxExpenseBenefit">Federal</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredFederalIncomeTaxExpenseBenefit" xlink:to="label_DeferredFederalIncomeTaxExpenseBenefit" xlink:title="Label : DeferredFederalIncomeTaxExpenseBenefit to label_DeferredFederalIncomeTaxExpenseBenefit" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockMember" xlink:label="PreferredStockMember" xlink:title="PreferredStockMember" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockMember" xml:lang="en-US" id="label_PreferredStockMember">Preferred Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockMember" xlink:to="label_PreferredStockMember" xlink:title="Label : PreferredStockMember to label_PreferredStockMember" />
    <link:label xlink:type="resource" xlink:label="label_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_1" xml:lang="en-US" id="label_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_1">us-gaap_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased" xlink:to="label_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_1" xlink:title="Label : StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased to label_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CollateralDomain" xlink:label="CollateralDomain" xlink:title="CollateralDomain" />
    <link:label xlink:type="resource" xlink:label="label_CollateralDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CollateralDomain" xml:lang="en-US" id="label_CollateralDomain">Collateral Held [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralDomain" xlink:to="label_CollateralDomain" xlink:title="Label : CollateralDomain to label_CollateralDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="StatementEquityComponentsAxis" xlink:title="StatementEquityComponentsAxis" />
    <link:label xlink:type="resource" xlink:label="label_StatementEquityComponentsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementEquityComponentsAxis" xml:lang="en-US" id="label_StatementEquityComponentsAxis">Equity Components [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementEquityComponentsAxis" xlink:to="label_StatementEquityComponentsAxis" xlink:title="Label : StatementEquityComponentsAxis to label_StatementEquityComponentsAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityComponentDomain" xlink:label="EquityComponentDomain" xlink:title="EquityComponentDomain" />
    <link:label xlink:type="resource" xlink:label="label_EquityComponentDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityComponentDomain" xml:lang="en-US" id="label_EquityComponentDomain">Equity Component [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityComponentDomain" xlink:to="label_EquityComponentDomain" xlink:title="Label : EquityComponentDomain to label_EquityComponentDomain" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_OfficersAndAssociatesMember" xlink:label="OfficersAndAssociatesMember" xlink:title="OfficersAndAssociatesMember" />
    <link:label xlink:type="resource" xlink:label="label_OfficersAndAssociatesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_OfficersAndAssociatesMember" xml:lang="en-US" id="label_OfficersAndAssociatesMember">Information pertaining to officers and associates.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OfficersAndAssociatesMember" xlink:to="label_OfficersAndAssociatesMember" xlink:title="Label : OfficersAndAssociatesMember to label_OfficersAndAssociatesMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebt" xlink:label="LongTermDebt" xlink:title="LongTermDebt" />
    <link:label xlink:type="resource" xlink:label="label_LongTermDebt" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_LongTermDebt" xml:lang="en-US" id="label_LongTermDebt">Total senior notes and credit facilities, net of discounts, premiums and unamortized debt issuance costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebt" xlink:to="label_LongTermDebt" xlink:title="Label : LongTermDebt to label_LongTermDebt" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CollateralAxis" xlink:label="CollateralAxis" xlink:title="CollateralAxis" />
    <link:label xlink:type="resource" xlink:label="label_CollateralAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CollateralAxis" xml:lang="en-US" id="label_CollateralAxis">Collateral Held [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralAxis" xlink:to="label_CollateralAxis" xlink:title="Label : CollateralAxis to label_CollateralAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit" xlink:label="CurrentIncomeTaxExpenseBenefit" xlink:title="CurrentIncomeTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="label_CurrentIncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CurrentIncomeTaxExpenseBenefit" xml:lang="en-US" id="label_CurrentIncomeTaxExpenseBenefit">us-gaap_CurrentIncomeTaxExpenseBenefit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentIncomeTaxExpenseBenefit" xlink:to="label_CurrentIncomeTaxExpenseBenefit" xlink:title="Label : CurrentIncomeTaxExpenseBenefit to label_CurrentIncomeTaxExpenseBenefit" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_DebtCovenantFixedChargeCoverageRatioMinimum" xlink:label="DebtCovenantFixedChargeCoverageRatioMinimum" xlink:title="DebtCovenantFixedChargeCoverageRatioMinimum" />
    <link:label xlink:type="resource" xlink:label="label_DebtCovenantFixedChargeCoverageRatioMinimum" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtCovenantFixedChargeCoverageRatioMinimum" xml:lang="en-US" id="label_DebtCovenantFixedChargeCoverageRatioMinimum">Debt Covenant Fixed Charge Coverage Ratio Minimum</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtCovenantFixedChargeCoverageRatioMinimum" xlink:to="label_DebtCovenantFixedChargeCoverageRatioMinimum" xlink:title="Label : DebtCovenantFixedChargeCoverageRatioMinimum to label_DebtCovenantFixedChargeCoverageRatioMinimum" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NotesPayable" xlink:label="NotesPayable" xlink:title="NotesPayable" />
    <link:label xlink:type="resource" xlink:label="label_NotesPayable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NotesPayable" xml:lang="en-US" id="label_NotesPayable">Notes payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayable" xlink:to="label_NotesPayable" xlink:title="Label : NotesPayable to label_NotesPayable" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_PreimpairmentValue" xlink:label="PreimpairmentValue" xlink:title="PreimpairmentValue" />
    <link:label xlink:type="resource" xlink:label="label_PreimpairmentValue" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PreimpairmentValue" xml:lang="en-US" id="label_PreimpairmentValue">Book value of inventory prior to current period impairment charge.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreimpairmentValue" xlink:to="label_PreimpairmentValue" xlink:title="Label : PreimpairmentValue to label_PreimpairmentValue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:label="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:title="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" />
    <link:label xlink:type="resource" xlink:label="label_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xml:lang="en-US" id="label_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1">us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:to="label_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:title="Label : EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1 to label_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" />
    <link:label xlink:type="resource" xlink:label="label_PreimpairmentValue_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PreimpairmentValue_1" xml:lang="en-US" id="label_PreimpairmentValue_1">Pre-impairment amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreimpairmentValue" xlink:to="label_PreimpairmentValue_1" xlink:title="Label : PreimpairmentValue to label_PreimpairmentValue_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_NumberOfCommunitiesImpaired" xlink:label="NumberOfCommunitiesImpaired" xlink:title="NumberOfCommunitiesImpaired" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfCommunitiesImpaired" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfCommunitiesImpaired" xml:lang="en-US" id="label_NumberOfCommunitiesImpaired">Represents the number of communities with impairment losses.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfCommunitiesImpaired" xlink:to="label_NumberOfCommunitiesImpaired" xlink:title="Label : NumberOfCommunitiesImpaired to label_NumberOfCommunitiesImpaired" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfCommunitiesImpaired_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfCommunitiesImpaired_1" xml:lang="en-US" id="label_NumberOfCommunitiesImpaired_1">Number of Communities Impaired</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfCommunitiesImpaired" xlink:to="label_NumberOfCommunitiesImpaired_1" xlink:title="Label : NumberOfCommunitiesImpaired to label_NumberOfCommunitiesImpaired_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_InventoryImpairmentTableTextBlock" xlink:label="InventoryImpairmentTableTextBlock" xlink:title="InventoryImpairmentTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_InventoryImpairmentTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InventoryImpairmentTableTextBlock" xml:lang="en-US" id="label_InventoryImpairmentTableTextBlock">Schedule of inventory impairments by homebuilding segment.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryImpairmentTableTextBlock" xlink:to="label_InventoryImpairmentTableTextBlock" xlink:title="Label : InventoryImpairmentTableTextBlock to label_InventoryImpairmentTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_LandOptionWriteOffs" xlink:label="LandOptionWriteOffs" xlink:title="LandOptionWriteOffs" />
    <link:label xlink:type="resource" xlink:label="label_LandOptionWriteOffs" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LandOptionWriteOffs" xml:lang="en-US" id="label_LandOptionWriteOffs">The charge against earnings in the period to write off costs associated with land options that were terminated.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandOptionWriteOffs" xlink:to="label_LandOptionWriteOffs" xlink:title="Label : LandOptionWriteOffs to label_LandOptionWriteOffs" />
    <link:label xlink:type="resource" xlink:label="label_LandOptionWriteOffs_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LandOptionWriteOffs_1" xml:lang="en-US" id="label_LandOptionWriteOffs_1">Land Option Write Offs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandOptionWriteOffs" xlink:to="label_LandOptionWriteOffs_1" xlink:title="Label : LandOptionWriteOffs to label_LandOptionWriteOffs_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_IcfrAuditorAttestationFlag" xlink:label="IcfrAuditorAttestationFlag" xlink:title="IcfrAuditorAttestationFlag" />
    <link:label xlink:type="resource" xlink:label="label_IcfrAuditorAttestationFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IcfrAuditorAttestationFlag" xml:lang="en-US" id="label_IcfrAuditorAttestationFlag">ICFR Auditor Attestation Flag</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IcfrAuditorAttestationFlag" xlink:to="label_IcfrAuditorAttestationFlag" xlink:title="Label : IcfrAuditorAttestationFlag to label_IcfrAuditorAttestationFlag" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LineOfCredit" xlink:label="LineOfCredit" xlink:title="LineOfCredit" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCredit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCredit" xml:lang="en-US" id="label_LineOfCredit">Long-Term Line of Credit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCredit" xlink:to="label_LineOfCredit" xlink:title="Label : LineOfCredit to label_LineOfCredit" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_CarryingValueOfCommunitiesTestedForImpairment" xlink:label="CarryingValueOfCommunitiesTestedForImpairment" xlink:title="CarryingValueOfCommunitiesTestedForImpairment" />
    <link:label xlink:type="resource" xlink:label="label_CarryingValueOfCommunitiesTestedForImpairment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CarryingValueOfCommunitiesTestedForImpairment" xml:lang="en-US" id="label_CarryingValueOfCommunitiesTestedForImpairment">The aggregate carrying value of communities for which detailed impairment calculatons were performed.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CarryingValueOfCommunitiesTestedForImpairment" xlink:to="label_CarryingValueOfCommunitiesTestedForImpairment" xlink:title="Label : CarryingValueOfCommunitiesTestedForImpairment to label_CarryingValueOfCommunitiesTestedForImpairment" />
    <link:label xlink:type="resource" xlink:label="label_CarryingValueOfCommunitiesTestedForImpairment_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CarryingValueOfCommunitiesTestedForImpairment_1" xml:lang="en-US" id="label_CarryingValueOfCommunitiesTestedForImpairment_1">Carrying Value of Communities Tested for Impairment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CarryingValueOfCommunitiesTestedForImpairment" xlink:to="label_CarryingValueOfCommunitiesTestedForImpairment_1" xlink:title="Label : CarryingValueOfCommunitiesTestedForImpairment to label_CarryingValueOfCommunitiesTestedForImpairment_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StateAndLocalJurisdictionMember" xlink:label="StateAndLocalJurisdictionMember" xlink:title="StateAndLocalJurisdictionMember" />
    <link:label xlink:type="resource" xlink:label="label_StateAndLocalJurisdictionMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StateAndLocalJurisdictionMember" xml:lang="en-US" id="label_StateAndLocalJurisdictionMember">State and Local Jurisdiction [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StateAndLocalJurisdictionMember" xlink:to="label_StateAndLocalJurisdictionMember" xlink:title="Label : StateAndLocalJurisdictionMember to label_StateAndLocalJurisdictionMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_InventoryRealEstateLandHeldForFutureDevelopmentAndSale" xlink:label="InventoryRealEstateLandHeldForFutureDevelopmentAndSale" xlink:title="InventoryRealEstateLandHeldForFutureDevelopmentAndSale" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale" xml:lang="en-US" id="label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale">Carrying amount net of impairment reserves as of the balance sheet date primarily consisting of deposits for land purchases (including option payments), related acquisition costs, and land which is not currently being developed, but is expected to be developed or sold in the future.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstateLandHeldForFutureDevelopmentAndSale" xlink:to="label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale" xlink:title="Label : InventoryRealEstateLandHeldForFutureDevelopmentAndSale to label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredFinanceCostsNet" xlink:label="DeferredFinanceCostsNet" xlink:title="DeferredFinanceCostsNet" />
    <link:label xlink:type="resource" xlink:label="label_DeferredFinanceCostsNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredFinanceCostsNet" xml:lang="en-US" id="label_DeferredFinanceCostsNet">us-gaap_DeferredFinanceCostsNet</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredFinanceCostsNet" xlink:to="label_DeferredFinanceCostsNet" xlink:title="Label : DeferredFinanceCostsNet to label_DeferredFinanceCostsNet" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuredDebt" xlink:label="SecuredDebt" xlink:title="SecuredDebt" />
    <link:label xlink:type="resource" xlink:label="label_SecuredDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuredDebt" xml:lang="en-US" id="label_SecuredDebt">Secured Debt</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuredDebt" xlink:to="label_SecuredDebt" xlink:title="Label : SecuredDebt to label_SecuredDebt" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxAuthorityAxis" xlink:label="IncomeTaxAuthorityAxis" xlink:title="IncomeTaxAuthorityAxis" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxAuthorityAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxAuthorityAxis" xml:lang="en-US" id="label_IncomeTaxAuthorityAxis">Income Tax Authority [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxAuthorityAxis" xlink:to="label_IncomeTaxAuthorityAxis" xlink:title="Label : IncomeTaxAuthorityAxis to label_IncomeTaxAuthorityAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxAuthorityDomain" xlink:label="IncomeTaxAuthorityDomain" xlink:title="IncomeTaxAuthorityDomain" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxAuthorityDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxAuthorityDomain" xml:lang="en-US" id="label_IncomeTaxAuthorityDomain">Income Tax Authority [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxAuthorityDomain" xlink:to="label_IncomeTaxAuthorityDomain" xlink:title="Label : IncomeTaxAuthorityDomain to label_IncomeTaxAuthorityDomain" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_NumberOfCommunitiesPerformedDetailedImpairmentCalculations" xlink:label="NumberOfCommunitiesPerformedDetailedImpairmentCalculations" xlink:title="NumberOfCommunitiesPerformedDetailedImpairmentCalculations" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfCommunitiesPerformedDetailedImpairmentCalculations" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfCommunitiesPerformedDetailedImpairmentCalculations" xml:lang="en-US" id="label_NumberOfCommunitiesPerformedDetailedImpairmentCalculations">Number of Communities Performed Detailed Impairment Calculations</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfCommunitiesPerformedDetailedImpairmentCalculations" xlink:to="label_NumberOfCommunitiesPerformedDetailedImpairmentCalculations" xlink:title="Label : NumberOfCommunitiesPerformedDetailedImpairmentCalculations to label_NumberOfCommunitiesPerformedDetailedImpairmentCalculations" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DomesticCountryMember" xlink:label="DomesticCountryMember" xlink:title="DomesticCountryMember" />
    <link:label xlink:type="resource" xlink:label="label_DomesticCountryMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DomesticCountryMember" xml:lang="en-US" id="label_DomesticCountryMember">Domestic Tax Authority [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DomesticCountryMember" xlink:to="label_DomesticCountryMember" xlink:title="Label : DomesticCountryMember to label_DomesticCountryMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquipmentMember" xlink:label="EquipmentMember" xlink:title="EquipmentMember" />
    <link:label xlink:type="resource" xlink:label="label_EquipmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquipmentMember" xml:lang="en-US" id="label_EquipmentMember">Equipment [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquipmentMember" xlink:to="label_EquipmentMember" xlink:title="Label : EquipmentMember to label_EquipmentMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_NumberOfCommunitiesEvaluatedForImpairment" xlink:label="NumberOfCommunitiesEvaluatedForImpairment" xlink:title="NumberOfCommunitiesEvaluatedForImpairment" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfCommunitiesEvaluatedForImpairment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfCommunitiesEvaluatedForImpairment" xml:lang="en-US" id="label_NumberOfCommunitiesEvaluatedForImpairment">Number of communities evaluated for impairment during the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfCommunitiesEvaluatedForImpairment" xlink:to="label_NumberOfCommunitiesEvaluatedForImpairment" xlink:title="Label : NumberOfCommunitiesEvaluatedForImpairment to label_NumberOfCommunitiesEvaluatedForImpairment" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfCommunitiesEvaluatedForImpairment_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfCommunitiesEvaluatedForImpairment_1" xml:lang="en-US" id="label_NumberOfCommunitiesEvaluatedForImpairment_1">Number of Communities Evaluated for Impairment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfCommunitiesEvaluatedForImpairment" xlink:to="label_NumberOfCommunitiesEvaluatedForImpairment_1" xlink:title="Label : NumberOfCommunitiesEvaluatedForImpairment to label_NumberOfCommunitiesEvaluatedForImpairment_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentAnnualReport" xlink:label="DocumentAnnualReport" xlink:title="DocumentAnnualReport" />
    <link:label xlink:type="resource" xlink:label="label_DocumentAnnualReport" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentAnnualReport" xml:lang="en-US" id="label_DocumentAnnualReport">Document Annual Report</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentAnnualReport" xlink:to="label_DocumentAnnualReport" xlink:title="Label : DocumentAnnualReport to label_DocumentAnnualReport" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_UnsecuredSeniorTermLoanMember" xlink:label="UnsecuredSeniorTermLoanMember" xlink:title="UnsecuredSeniorTermLoanMember" />
    <link:label xlink:type="resource" xlink:label="label_UnsecuredSeniorTermLoanMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_UnsecuredSeniorTermLoanMember" xml:lang="en-US" id="label_UnsecuredSeniorTermLoanMember">Information related to the unsecured senior term loan.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnsecuredSeniorTermLoanMember" xlink:to="label_UnsecuredSeniorTermLoanMember" xlink:title="Label : UnsecuredSeniorTermLoanMember to label_UnsecuredSeniorTermLoanMember" />
    <link:label xlink:type="resource" xlink:label="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic_1" xml:lang="en-US" id="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic_1">us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:to="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic_1" xlink:title="Label : UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic to label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_The50SeniorNotesDue2040Member" xlink:label="The50SeniorNotesDue2040Member" xlink:title="The50SeniorNotesDue2040Member" />
    <link:label xlink:type="resource" xlink:label="label_The50SeniorNotesDue2040Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The50SeniorNotesDue2040Member" xml:lang="en-US" id="label_The50SeniorNotesDue2040Member">Information related to notes issued due 2040.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The50SeniorNotesDue2040Member" xlink:to="label_The50SeniorNotesDue2040Member" xlink:title="Label : The50SeniorNotesDue2040Member to label_The50SeniorNotesDue2040Member" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_The135SeniorNotesDue2026Member" xlink:label="The135SeniorNotesDue2026Member" xlink:title="The135SeniorNotesDue2026Member" />
    <link:label xlink:type="resource" xlink:label="label_The135SeniorNotesDue2026Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The135SeniorNotesDue2026Member" xml:lang="en-US" id="label_The135SeniorNotesDue2026Member">Information related to notes due 2026.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The135SeniorNotesDue2026Member" xlink:to="label_The135SeniorNotesDue2026Member" xlink:title="Label : The135SeniorNotesDue2026Member to label_The135SeniorNotesDue2026Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentUnamortizedDiscountPremiumNet" xlink:label="DebtInstrumentUnamortizedDiscountPremiumNet" xlink:title="DebtInstrumentUnamortizedDiscountPremiumNet" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentUnamortizedDiscountPremiumNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentUnamortizedDiscountPremiumNet" xml:lang="en-US" id="label_DebtInstrumentUnamortizedDiscountPremiumNet">Net (discounts) premiums</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentUnamortizedDiscountPremiumNet" xlink:to="label_DebtInstrumentUnamortizedDiscountPremiumNet" xlink:title="Label : DebtInstrumentUnamortizedDiscountPremiumNet to label_DebtInstrumentUnamortizedDiscountPremiumNet" />
    <link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsPolicyTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashAndCashEquivalentsPolicyTextBlock_1" xml:lang="en-US" id="label_CashAndCashEquivalentsPolicyTextBlock_1">Cash and Cash Equivalents, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsPolicyTextBlock" xlink:to="label_CashAndCashEquivalentsPolicyTextBlock_1" xlink:title="Label : CashAndCashEquivalentsPolicyTextBlock to label_CashAndCashEquivalentsPolicyTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BalanceSheetLocationAxis" xlink:label="BalanceSheetLocationAxis" xlink:title="BalanceSheetLocationAxis" />
    <link:label xlink:type="resource" xlink:label="label_BalanceSheetLocationAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BalanceSheetLocationAxis" xml:lang="en-US" id="label_BalanceSheetLocationAxis">Balance Sheet Location [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BalanceSheetLocationAxis" xlink:to="label_BalanceSheetLocationAxis" xlink:title="Label : BalanceSheetLocationAxis to label_BalanceSheetLocationAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BalanceSheetLocationDomain" xlink:label="BalanceSheetLocationDomain" xlink:title="BalanceSheetLocationDomain" />
    <link:label xlink:type="resource" xlink:label="label_BalanceSheetLocationDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BalanceSheetLocationDomain" xml:lang="en-US" id="label_BalanceSheetLocationDomain">Balance Sheet Location [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BalanceSheetLocationDomain" xlink:to="label_BalanceSheetLocationDomain" xlink:title="Label : BalanceSheetLocationDomain to label_BalanceSheetLocationDomain" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ScheduleOfComponentsOfIncomeTaxPayableReceivableTableTextBlock" xlink:label="ScheduleOfComponentsOfIncomeTaxPayableReceivableTableTextBlock" xlink:title="ScheduleOfComponentsOfIncomeTaxPayableReceivableTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfComponentsOfIncomeTaxPayableReceivableTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ScheduleOfComponentsOfIncomeTaxPayableReceivableTableTextBlock" xml:lang="en-US" id="label_ScheduleOfComponentsOfIncomeTaxPayableReceivableTableTextBlock">Tabular disclosure of income taxes payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfComponentsOfIncomeTaxPayableReceivableTableTextBlock" xlink:to="label_ScheduleOfComponentsOfIncomeTaxPayableReceivableTableTextBlock" xlink:title="Label : ScheduleOfComponentsOfIncomeTaxPayableReceivableTableTextBlock to label_ScheduleOfComponentsOfIncomeTaxPayableReceivableTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_NonOptionsMember" xlink:label="NonOptionsMember" xlink:title="NonOptionsMember" />
    <link:label xlink:type="resource" xlink:label="label_NonOptionsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NonOptionsMember" xml:lang="en-US" id="label_NonOptionsMember">Relating to non options.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonOptionsMember" xlink:to="label_NonOptionsMember" xlink:title="Label : NonOptionsMember to label_NonOptionsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="EntityIncorporationStateCountryCode" xlink:title="EntityIncorporationStateCountryCode" />
    <link:label xlink:type="resource" xlink:label="label_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityIncorporationStateCountryCode" xml:lang="en-US" id="label_EntityIncorporationStateCountryCode">Entity Incorporation, State or Country Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityIncorporationStateCountryCode" xlink:to="label_EntityIncorporationStateCountryCode" xlink:title="Label : EntityIncorporationStateCountryCode to label_EntityIncorporationStateCountryCode" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentCarryingAmount" xlink:label="DebtInstrumentCarryingAmount" xlink:title="DebtInstrumentCarryingAmount" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentCarryingAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentCarryingAmount" xml:lang="en-US" id="label_DebtInstrumentCarryingAmount">us-gaap_DebtInstrumentCarryingAmount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentCarryingAmount" xlink:to="label_DebtInstrumentCarryingAmount" xlink:title="Label : DebtInstrumentCarryingAmount to label_DebtInstrumentCarryingAmount" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_UnrecognizedTaxBenefits" xlink:label="UnrecognizedTaxBenefits" xlink:title="UnrecognizedTaxBenefits" />
    <link:label xlink:type="resource" xlink:label="label_UnrecognizedTaxBenefits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UnrecognizedTaxBenefits" xml:lang="en-US" id="label_UnrecognizedTaxBenefits">us-gaap_UnrecognizedTaxBenefits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnrecognizedTaxBenefits" xlink:to="label_UnrecognizedTaxBenefits" xlink:title="Label : UnrecognizedTaxBenefits to label_UnrecognizedTaxBenefits" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_WestMember" xlink:label="WestMember" xlink:title="WestMember" />
    <link:label xlink:type="resource" xlink:label="label_WestMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_WestMember" xml:lang="en-US" id="label_WestMember">West [member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WestMember" xlink:to="label_WestMember" xlink:title="Label : WestMember to label_WestMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="AccountingPoliciesAbstract" xlink:title="AccountingPoliciesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_AccountingPoliciesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccountingPoliciesAbstract" xml:lang="en-US" id="label_AccountingPoliciesAbstract">Summary of Significant Accounting Policies</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountingPoliciesAbstract" xlink:to="label_AccountingPoliciesAbstract" xlink:title="Label : AccountingPoliciesAbstract to label_AccountingPoliciesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SignificantAccountingPoliciesTextBlock" xlink:label="SignificantAccountingPoliciesTextBlock" xlink:title="SignificantAccountingPoliciesTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_SignificantAccountingPoliciesTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SignificantAccountingPoliciesTextBlock" xml:lang="en-US" id="label_SignificantAccountingPoliciesTextBlock">Significant Accounting Policies [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SignificantAccountingPoliciesTextBlock" xlink:to="label_SignificantAccountingPoliciesTextBlock" xlink:title="Label : SignificantAccountingPoliciesTextBlock to label_SignificantAccountingPoliciesTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_1" xml:lang="en-US" id="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_1">Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:to="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_1" xlink:title="Label : AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount to label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OpenTaxYear" xlink:label="OpenTaxYear" xlink:title="OpenTaxYear" />
    <link:label xlink:type="resource" xlink:label="label_OpenTaxYear" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OpenTaxYear" xml:lang="en-US" id="label_OpenTaxYear">us-gaap_OpenTaxYear</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OpenTaxYear" xlink:to="label_OpenTaxYear" xlink:title="Label : OpenTaxYear to label_OpenTaxYear" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentTransitionReport" xlink:label="DocumentTransitionReport" xlink:title="DocumentTransitionReport" />
    <link:label xlink:type="resource" xlink:label="label_DocumentTransitionReport" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentTransitionReport" xml:lang="en-US" id="label_DocumentTransitionReport">Document Transition Report</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentTransitionReport" xlink:to="label_DocumentTransitionReport" xlink:title="Label : DocumentTransitionReport to label_DocumentTransitionReport" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentFinStmtErrorCorrectionFlag" xlink:label="DocumentFinStmtErrorCorrectionFlag" xlink:title="DocumentFinStmtErrorCorrectionFlag" />
    <link:label xlink:type="resource" xlink:label="label_DocumentFinStmtErrorCorrectionFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentFinStmtErrorCorrectionFlag" xml:lang="en-US" id="label_DocumentFinStmtErrorCorrectionFlag">Document Financial Statement Error Correction [Flag]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFinStmtErrorCorrectionFlag" xlink:to="label_DocumentFinStmtErrorCorrectionFlag" xlink:title="Label : DocumentFinStmtErrorCorrectionFlag to label_DocumentFinStmtErrorCorrectionFlag" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RepaymentsOfSeniorDebt" xlink:label="RepaymentsOfSeniorDebt" xlink:title="RepaymentsOfSeniorDebt" />
    <link:label xlink:type="resource" xlink:label="label_RepaymentsOfSeniorDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RepaymentsOfSeniorDebt" xml:lang="en-US" id="label_RepaymentsOfSeniorDebt">us-gaap_RepaymentsOfSeniorDebt</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepaymentsOfSeniorDebt" xlink:to="label_RepaymentsOfSeniorDebt" xlink:title="Label : RepaymentsOfSeniorDebt to label_RepaymentsOfSeniorDebt" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_WarehouseAgreementBorrowings" xlink:label="WarehouseAgreementBorrowings" xlink:title="WarehouseAgreementBorrowings" />
    <link:label xlink:type="resource" xlink:label="label_WarehouseAgreementBorrowings" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_WarehouseAgreementBorrowings" xml:lang="en-US" id="label_WarehouseAgreementBorrowings">us-gaap_WarehouseAgreementBorrowings</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WarehouseAgreementBorrowings" xlink:to="label_WarehouseAgreementBorrowings" xlink:title="Label : WarehouseAgreementBorrowings to label_WarehouseAgreementBorrowings" />
    <link:label xlink:type="resource" xlink:label="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted_1" xml:lang="en-US" id="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted_1">us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" xlink:to="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted_1" xlink:title="Label : UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted to label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted_1" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_1" xml:lang="en-US" id="label_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_1">us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:to="label_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_1" xlink:title="Label : AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment to label_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_SoutheastMember" xlink:label="SoutheastMember" xlink:title="SoutheastMember" />
    <link:label xlink:type="resource" xlink:label="label_SoutheastMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SoutheastMember" xml:lang="en-US" id="label_SoutheastMember">Southeast [member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SoutheastMember" xlink:to="label_SoutheastMember" xlink:title="Label : SoutheastMember to label_SoutheastMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_HomebuildingAndLandDevelopmentJointVenturesMember" xlink:label="HomebuildingAndLandDevelopmentJointVenturesMember" xlink:title="HomebuildingAndLandDevelopmentJointVenturesMember" />
    <link:label xlink:type="resource" xlink:label="label_HomebuildingAndLandDevelopmentJointVenturesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_HomebuildingAndLandDevelopmentJointVenturesMember" xml:lang="en-US" id="label_HomebuildingAndLandDevelopmentJointVenturesMember">Information pertaining to the homebuilding and land development joint ventures.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HomebuildingAndLandDevelopmentJointVenturesMember" xlink:to="label_HomebuildingAndLandDevelopmentJointVenturesMember" xlink:title="Label : HomebuildingAndLandDevelopmentJointVenturesMember to label_HomebuildingAndLandDevelopmentJointVenturesMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_NumberOfOwnedCommunitiesTransferredToTheJointVenture" xlink:label="NumberOfOwnedCommunitiesTransferredToTheJointVenture" xlink:title="NumberOfOwnedCommunitiesTransferredToTheJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfOwnedCommunitiesTransferredToTheJointVenture" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfOwnedCommunitiesTransferredToTheJointVenture" xml:lang="en-US" id="label_NumberOfOwnedCommunitiesTransferredToTheJointVenture">Number Of Owned Communities Transferred To The Joint Venture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfOwnedCommunitiesTransferredToTheJointVenture" xlink:to="label_NumberOfOwnedCommunitiesTransferredToTheJointVenture" xlink:title="Label : NumberOfOwnedCommunitiesTransferredToTheJointVenture to label_NumberOfOwnedCommunitiesTransferredToTheJointVenture" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SellingGeneralAndAdministrativeExpensesMember" xlink:label="SellingGeneralAndAdministrativeExpensesMember" xlink:title="SellingGeneralAndAdministrativeExpensesMember" />
    <link:label xlink:type="resource" xlink:label="label_SellingGeneralAndAdministrativeExpensesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SellingGeneralAndAdministrativeExpensesMember" xml:lang="en-US" id="label_SellingGeneralAndAdministrativeExpensesMember">Selling, General and Administrative Expenses [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SellingGeneralAndAdministrativeExpensesMember" xlink:to="label_SellingGeneralAndAdministrativeExpensesMember" xlink:title="Label : SellingGeneralAndAdministrativeExpensesMember to label_SellingGeneralAndAdministrativeExpensesMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityInteractiveDataCurrent" xlink:label="EntityInteractiveDataCurrent" xlink:title="EntityInteractiveDataCurrent" />
    <link:label xlink:type="resource" xlink:label="label_EntityInteractiveDataCurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityInteractiveDataCurrent" xml:lang="en-US" id="label_EntityInteractiveDataCurrent">Entity Interactive Data Current</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityInteractiveDataCurrent" xlink:to="label_EntityInteractiveDataCurrent" xlink:title="Label : EntityInteractiveDataCurrent to label_EntityInteractiveDataCurrent" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries" xlink:label="AllowanceForDoubtfulAccountsReceivableRecoveries" xlink:title="AllowanceForDoubtfulAccountsReceivableRecoveries" />
    <link:label xlink:type="resource" xlink:label="label_AllowanceForDoubtfulAccountsReceivableRecoveries" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AllowanceForDoubtfulAccountsReceivableRecoveries" xml:lang="en-US" id="label_AllowanceForDoubtfulAccountsReceivableRecoveries">us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllowanceForDoubtfulAccountsReceivableRecoveries" xlink:to="label_AllowanceForDoubtfulAccountsReceivableRecoveries" xlink:title="Label : AllowanceForDoubtfulAccountsReceivableRecoveries to label_AllowanceForDoubtfulAccountsReceivableRecoveries" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfOwnedCommunitiesTransferredToTheJointVenture_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfOwnedCommunitiesTransferredToTheJointVenture_1" xml:lang="en-US" id="label_NumberOfOwnedCommunitiesTransferredToTheJointVenture_1">Number of Owned Communities Transferred to the Joint Venture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfOwnedCommunitiesTransferredToTheJointVenture" xlink:to="label_NumberOfOwnedCommunitiesTransferredToTheJointVenture_1" xlink:title="Label : NumberOfOwnedCommunitiesTransferredToTheJointVenture to label_NumberOfOwnedCommunitiesTransferredToTheJointVenture_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_NortheastMember" xlink:label="NortheastMember" xlink:title="NortheastMember" />
    <link:label xlink:type="resource" xlink:label="label_NortheastMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NortheastMember" xml:lang="en-US" id="label_NortheastMember">Northeast [member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NortheastMember" xlink:to="label_NortheastMember" xlink:title="Label : NortheastMember to label_NortheastMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName" xlink:label="SecurityExchangeName" xlink:title="SecurityExchangeName" />
    <link:label xlink:type="resource" xlink:label="label_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecurityExchangeName" xml:lang="en-US" id="label_SecurityExchangeName">Security Exchange Name</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecurityExchangeName" xlink:to="label_SecurityExchangeName" xlink:title="Label : SecurityExchangeName to label_SecurityExchangeName" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions" xlink:label="UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions" xlink:title="UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions" />
    <link:label xlink:type="resource" xlink:label="label_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions" xml:lang="en-US" id="label_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions">Gross increases&#x2014;tax positions in current period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions" xlink:to="label_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions" xlink:title="Label : UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions to label_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle" xlink:label="Security12bTitle" xlink:title="Security12bTitle" />
    <link:label xlink:type="resource" xlink:label="label_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Security12bTitle" xml:lang="en-US" id="label_Security12bTitle">Title of 12(b) Security</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Security12bTitle" xlink:to="label_Security12bTitle" xlink:title="Label : Security12bTitle to label_Security12bTitle" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs" xlink:label="AllowanceForDoubtfulAccountsReceivableWriteOffs" xlink:title="AllowanceForDoubtfulAccountsReceivableWriteOffs" />
    <link:label xlink:type="resource" xlink:label="label_AllowanceForDoubtfulAccountsReceivableWriteOffs" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AllowanceForDoubtfulAccountsReceivableWriteOffs" xml:lang="en-US" id="label_AllowanceForDoubtfulAccountsReceivableWriteOffs">us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllowanceForDoubtfulAccountsReceivableWriteOffs" xlink:to="label_AllowanceForDoubtfulAccountsReceivableWriteOffs" xlink:title="Label : AllowanceForDoubtfulAccountsReceivableWriteOffs to label_AllowanceForDoubtfulAccountsReceivableWriteOffs" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityMethodInvestmentNonconsolidatedInvesteeAxis" xlink:label="EquityMethodInvestmentNonconsolidatedInvesteeAxis" xlink:title="EquityMethodInvestmentNonconsolidatedInvesteeAxis" />
    <link:label xlink:type="resource" xlink:label="label_EquityMethodInvestmentNonconsolidatedInvesteeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityMethodInvestmentNonconsolidatedInvesteeAxis" xml:lang="en-US" id="label_EquityMethodInvestmentNonconsolidatedInvesteeAxis">Equity Method Investment, Nonconsolidated Investee [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvestmentNonconsolidatedInvesteeAxis" xlink:to="label_EquityMethodInvestmentNonconsolidatedInvesteeAxis" xlink:title="Label : EquityMethodInvestmentNonconsolidatedInvesteeAxis to label_EquityMethodInvestmentNonconsolidatedInvesteeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CostOfSalesMember" xlink:label="CostOfSalesMember" xlink:title="CostOfSalesMember" />
    <link:label xlink:type="resource" xlink:label="label_CostOfSalesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CostOfSalesMember" xml:lang="en-US" id="label_CostOfSalesMember">Cost of Sales [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostOfSalesMember" xlink:to="label_CostOfSalesMember" xlink:title="Label : CostOfSalesMember to label_CostOfSalesMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_SeniorUnsecuredTermLoanCreditFacilityDue2027Member" xlink:label="SeniorUnsecuredTermLoanCreditFacilityDue2027Member" xlink:title="SeniorUnsecuredTermLoanCreditFacilityDue2027Member" />
    <link:label xlink:type="resource" xlink:label="label_SeniorUnsecuredTermLoanCreditFacilityDue2027Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SeniorUnsecuredTermLoanCreditFacilityDue2027Member" xml:lang="en-US" id="label_SeniorUnsecuredTermLoanCreditFacilityDue2027Member">Represents information pertaining to the Senior Unsecured Term Loan Credit Facility due 2027.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeniorUnsecuredTermLoanCreditFacilityDue2027Member" xlink:to="label_SeniorUnsecuredTermLoanCreditFacilityDue2027Member" xlink:title="Label : SeniorUnsecuredTermLoanCreditFacilityDue2027Member to label_SeniorUnsecuredTermLoanCreditFacilityDue2027Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageLoansOnRealEstateWritedownOrReserveAmount1" xlink:label="MortgageLoansOnRealEstateWritedownOrReserveAmount1" xlink:title="MortgageLoansOnRealEstateWritedownOrReserveAmount1" />
    <link:label xlink:type="resource" xlink:label="label_MortgageLoansOnRealEstateWritedownOrReserveAmount1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MortgageLoansOnRealEstateWritedownOrReserveAmount1" xml:lang="en-US" id="label_MortgageLoansOnRealEstateWritedownOrReserveAmount1">us-gaap_MortgageLoansOnRealEstateWritedownOrReserveAmount1</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageLoansOnRealEstateWritedownOrReserveAmount1" xlink:to="label_MortgageLoansOnRealEstateWritedownOrReserveAmount1" xlink:title="Label : MortgageLoansOnRealEstateWritedownOrReserveAmount1 to label_MortgageLoansOnRealEstateWritedownOrReserveAmount1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityMethodInvestmentNonconsolidatedInvesteeDomain" xlink:label="EquityMethodInvestmentNonconsolidatedInvesteeDomain" xlink:title="EquityMethodInvestmentNonconsolidatedInvesteeDomain" />
    <link:label xlink:type="resource" xlink:label="label_EquityMethodInvestmentNonconsolidatedInvesteeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityMethodInvestmentNonconsolidatedInvesteeDomain" xml:lang="en-US" id="label_EquityMethodInvestmentNonconsolidatedInvesteeDomain">Equity Method Investment, Nonconsolidated Investee [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvestmentNonconsolidatedInvesteeDomain" xlink:to="label_EquityMethodInvestmentNonconsolidatedInvesteeDomain" xlink:title="Label : EquityMethodInvestmentNonconsolidatedInvesteeDomain to label_EquityMethodInvestmentNonconsolidatedInvesteeDomain" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_LesseeOperatingLeaseLeaseNotYetCommenced" xlink:label="LesseeOperatingLeaseLeaseNotYetCommenced" xlink:title="LesseeOperatingLeaseLeaseNotYetCommenced" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLeaseNotYetCommenced" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LesseeOperatingLeaseLeaseNotYetCommenced" xml:lang="en-US" id="label_LesseeOperatingLeaseLeaseNotYetCommenced">Amount of operating leases not yet commenced.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLeaseNotYetCommenced" xlink:to="label_LesseeOperatingLeaseLeaseNotYetCommenced" xlink:title="Label : LesseeOperatingLeaseLeaseNotYetCommenced to label_LesseeOperatingLeaseLeaseNotYetCommenced" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" xlink:label="InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" xlink:title="InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" xml:lang="en-US" id="label_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment">Carrying amount, net of impairment reserves as of the balance sheet date of land, land development and capitalized construction costs for homes under construction and lots under development.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" xlink:to="label_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" xlink:title="Label : InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment to label_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLeaseNotYetCommenced_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LesseeOperatingLeaseLeaseNotYetCommenced_1" xml:lang="en-US" id="label_LesseeOperatingLeaseLeaseNotYetCommenced_1">Lessee, Operating Lease, Lease Not Yet Commenced</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLeaseNotYetCommenced" xlink:to="label_LesseeOperatingLeaseLeaseNotYetCommenced_1" xlink:title="Label : LesseeOperatingLeaseLeaseNotYetCommenced to label_LesseeOperatingLeaseLeaseNotYetCommenced_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromIssuanceOfSecuredDebt" xlink:label="ProceedsFromIssuanceOfSecuredDebt" xlink:title="ProceedsFromIssuanceOfSecuredDebt" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromIssuanceOfSecuredDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromIssuanceOfSecuredDebt" xml:lang="en-US" id="label_ProceedsFromIssuanceOfSecuredDebt">Net borrowings from senior secured notes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromIssuanceOfSecuredDebt" xlink:to="label_ProceedsFromIssuanceOfSecuredDebt" xlink:title="Label : ProceedsFromIssuanceOfSecuredDebt to label_ProceedsFromIssuanceOfSecuredDebt" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_CustomerDepositsMember" xlink:label="CustomerDepositsMember" xlink:title="CustomerDepositsMember" />
    <link:label xlink:type="resource" xlink:label="label_CustomerDepositsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CustomerDepositsMember" xml:lang="en-US" id="label_CustomerDepositsMember">Customer deposits [member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CustomerDepositsMember" xlink:to="label_CustomerDepositsMember" xlink:title="Label : CustomerDepositsMember to label_CustomerDepositsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="IncomeStatementLocationAxis" xlink:title="IncomeStatementLocationAxis" />
    <link:label xlink:type="resource" xlink:label="label_IncomeStatementLocationAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeStatementLocationAxis" xml:lang="en-US" id="label_IncomeStatementLocationAxis">Income Statement Location [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeStatementLocationAxis" xlink:to="label_IncomeStatementLocationAxis" xlink:title="Label : IncomeStatementLocationAxis to label_IncomeStatementLocationAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="IncomeStatementLocationDomain" xlink:title="IncomeStatementLocationDomain" />
    <link:label xlink:type="resource" xlink:label="label_IncomeStatementLocationDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeStatementLocationDomain" xml:lang="en-US" id="label_IncomeStatementLocationDomain">Income Statement Location [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeStatementLocationDomain" xlink:to="label_IncomeStatementLocationDomain" xlink:title="Label : IncomeStatementLocationDomain to label_IncomeStatementLocationDomain" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_SecuredDebtLeverageRatio" xlink:label="SecuredDebtLeverageRatio" xlink:title="SecuredDebtLeverageRatio" />
    <link:label xlink:type="resource" xlink:label="label_SecuredDebtLeverageRatio" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SecuredDebtLeverageRatio" xml:lang="en-US" id="label_SecuredDebtLeverageRatio">The maximum for payments of dividends on preferred stock.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuredDebtLeverageRatio" xlink:to="label_SecuredDebtLeverageRatio" xlink:title="Label : SecuredDebtLeverageRatio to label_SecuredDebtLeverageRatio" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" xlink:label="MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" xlink:title="MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" />
    <link:label xlink:type="resource" xlink:label="label_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" xml:lang="en-US" id="label_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis">Real Estate, Type of Property [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" xlink:to="label_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" xlink:title="Label : MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis to label_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TaxPeriodDomain" xlink:label="TaxPeriodDomain" xlink:title="TaxPeriodDomain" />
    <link:label xlink:type="resource" xlink:label="label_TaxPeriodDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TaxPeriodDomain" xml:lang="en-US" id="label_TaxPeriodDomain">Tax Period [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TaxPeriodDomain" xlink:to="label_TaxPeriodDomain" xlink:title="Label : TaxPeriodDomain to label_TaxPeriodDomain" />
    <link:label xlink:type="resource" xlink:label="label_SecuredDebtLeverageRatio_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SecuredDebtLeverageRatio_1" xml:lang="en-US" id="label_SecuredDebtLeverageRatio_1">Secured Debt Leverage Ratio</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuredDebtLeverageRatio" xlink:to="label_SecuredDebtLeverageRatio_1" xlink:title="Label : SecuredDebtLeverageRatio to label_SecuredDebtLeverageRatio_1" />
    <link:label xlink:type="resource" xlink:label="label_DefinedContributionPlanEmployerDiscretionaryContributionAmount_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DefinedContributionPlanEmployerDiscretionaryContributionAmount_1" xml:lang="en-US" id="label_DefinedContributionPlanEmployerDiscretionaryContributionAmount_1">us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DefinedContributionPlanEmployerDiscretionaryContributionAmount" xlink:to="label_DefinedContributionPlanEmployerDiscretionaryContributionAmount_1" xlink:title="Label : DefinedContributionPlanEmployerDiscretionaryContributionAmount to label_DefinedContributionPlanEmployerDiscretionaryContributionAmount_1" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed_1" xml:lang="en-US" id="label_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed_1">us-gaap_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed" xlink:to="label_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed_1" xlink:title="Label : DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed to label_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MortgageLoansOnRealEstateNamePropertyTypeDomain" xlink:label="MortgageLoansOnRealEstateNamePropertyTypeDomain" xlink:title="MortgageLoansOnRealEstateNamePropertyTypeDomain" />
    <link:label xlink:type="resource" xlink:label="label_MortgageLoansOnRealEstateNamePropertyTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MortgageLoansOnRealEstateNamePropertyTypeDomain" xml:lang="en-US" id="label_MortgageLoansOnRealEstateNamePropertyTypeDomain">Real Estate [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageLoansOnRealEstateNamePropertyTypeDomain" xlink:to="label_MortgageLoansOnRealEstateNamePropertyTypeDomain" xlink:title="Label : MortgageLoansOnRealEstateNamePropertyTypeDomain to label_MortgageLoansOnRealEstateNamePropertyTypeDomain" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_The100SeniorSecured175LienTermLoansDue2028Member" xlink:label="The100SeniorSecured175LienTermLoansDue2028Member" xlink:title="The100SeniorSecured175LienTermLoansDue2028Member" />
    <link:label xlink:type="resource" xlink:label="label_The100SeniorSecured175LienTermLoansDue2028Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The100SeniorSecured175LienTermLoansDue2028Member" xml:lang="en-US" id="label_The100SeniorSecured175LienTermLoansDue2028Member">Represents the 10.0% senior secured 1.75 lien term loans due 2028.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The100SeniorSecured175LienTermLoansDue2028Member" xlink:to="label_The100SeniorSecured175LienTermLoansDue2028Member" xlink:title="Label : The100SeniorSecured175LienTermLoansDue2028Member to label_The100SeniorSecured175LienTermLoansDue2028Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AuditorName" xlink:label="AuditorName" xlink:title="AuditorName" />
    <link:label xlink:type="resource" xlink:label="label_AuditorName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AuditorName" xml:lang="en-US" id="label_AuditorName">Auditor Name</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AuditorName" xlink:to="label_AuditorName" xlink:title="Label : AuditorName to label_AuditorName" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_LandSalesAndOtherRevenuesMember" xlink:label="LandSalesAndOtherRevenuesMember" xlink:title="LandSalesAndOtherRevenuesMember" />
    <link:label xlink:type="resource" xlink:label="label_LandSalesAndOtherRevenuesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LandSalesAndOtherRevenuesMember" xml:lang="en-US" id="label_LandSalesAndOtherRevenuesMember">Land Sales and Other Revenues [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandSalesAndOtherRevenuesMember" xlink:to="label_LandSalesAndOtherRevenuesMember" xlink:title="Label : LandSalesAndOtherRevenuesMember to label_LandSalesAndOtherRevenuesMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_JointVentureVotingInterestPercentage" xlink:label="JointVentureVotingInterestPercentage" xlink:title="JointVentureVotingInterestPercentage" />
    <link:label xlink:type="resource" xlink:label="label_JointVentureVotingInterestPercentage" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_JointVentureVotingInterestPercentage" xml:lang="en-US" id="label_JointVentureVotingInterestPercentage">Joint venture, voting interest percentage.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="JointVentureVotingInterestPercentage" xlink:to="label_JointVentureVotingInterestPercentage" xlink:title="Label : JointVentureVotingInterestPercentage to label_JointVentureVotingInterestPercentage" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TaxPeriodAxis" xlink:label="TaxPeriodAxis" xlink:title="TaxPeriodAxis" />
    <link:label xlink:type="resource" xlink:label="label_TaxPeriodAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TaxPeriodAxis" xml:lang="en-US" id="label_TaxPeriodAxis">Tax Period [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TaxPeriodAxis" xlink:to="label_TaxPeriodAxis" xlink:title="Label : TaxPeriodAxis to label_TaxPeriodAxis" />
    <link:label xlink:type="resource" xlink:label="label_JointVentureVotingInterestPercentage_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_JointVentureVotingInterestPercentage_1" xml:lang="en-US" id="label_JointVentureVotingInterestPercentage_1">Joint Venture Voting Interest Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="JointVentureVotingInterestPercentage" xlink:to="label_JointVentureVotingInterestPercentage_1" xlink:title="Label : JointVentureVotingInterestPercentage to label_JointVentureVotingInterestPercentage_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AuditorFirmId" xlink:label="AuditorFirmId" xlink:title="AuditorFirmId" />
    <link:label xlink:type="resource" xlink:label="label_AuditorFirmId" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AuditorFirmId" xml:lang="en-US" id="label_AuditorFirmId">Auditor Firm ID</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AuditorFirmId" xlink:to="label_AuditorFirmId" xlink:title="Label : AuditorFirmId to label_AuditorFirmId" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AuditorLocation" xlink:label="AuditorLocation" xlink:title="AuditorLocation" />
    <link:label xlink:type="resource" xlink:label="label_AuditorLocation" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AuditorLocation" xml:lang="en-US" id="label_AuditorLocation">Auditor Location</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AuditorLocation" xlink:to="label_AuditorLocation" xlink:title="Label : AuditorLocation to label_AuditorLocation" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_BodilyInjuryInsuranceLimit" xlink:label="BodilyInjuryInsuranceLimit" xlink:title="BodilyInjuryInsuranceLimit" />
    <link:label xlink:type="resource" xlink:label="label_BodilyInjuryInsuranceLimit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BodilyInjuryInsuranceLimit" xml:lang="en-US" id="label_BodilyInjuryInsuranceLimit">Bodily Injury Insurance Limit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BodilyInjuryInsuranceLimit" xlink:to="label_BodilyInjuryInsuranceLimit" xlink:title="Label : BodilyInjuryInsuranceLimit to label_BodilyInjuryInsuranceLimit" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="StatementBusinessSegmentsAxis" xlink:title="StatementBusinessSegmentsAxis" />
    <link:label xlink:type="resource" xlink:label="label_StatementBusinessSegmentsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementBusinessSegmentsAxis" xml:lang="en-US" id="label_StatementBusinessSegmentsAxis">Segments [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementBusinessSegmentsAxis" xlink:to="label_StatementBusinessSegmentsAxis" xlink:title="Label : StatementBusinessSegmentsAxis to label_StatementBusinessSegmentsAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SegmentDomain" xlink:label="SegmentDomain" xlink:title="SegmentDomain" />
    <link:label xlink:type="resource" xlink:label="label_SegmentDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SegmentDomain" xml:lang="en-US" id="label_SegmentDomain">Segments [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentDomain" xlink:to="label_SegmentDomain" xlink:title="Label : SegmentDomain to label_SegmentDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" xlink:label="StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" xlink:title="StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" />
    <link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" xml:lang="en-US" id="label_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures">Restricted stock amortization, issuances and forfeitures (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" xlink:to="label_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" xlink:title="Label : StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures to label_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxDisclosureTextBlock_1" xml:lang="en-US" id="label_IncomeTaxDisclosureTextBlock_1">Income Tax Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxDisclosureTextBlock" xlink:to="label_IncomeTaxDisclosureTextBlock_1" xlink:title="Label : IncomeTaxDisclosureTextBlock to label_IncomeTaxDisclosureTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RepaymentsOfNotesPayable" xlink:label="RepaymentsOfNotesPayable" xlink:title="RepaymentsOfNotesPayable" />
    <link:label xlink:type="resource" xlink:label="label_RepaymentsOfNotesPayable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RepaymentsOfNotesPayable" xml:lang="en-US" id="label_RepaymentsOfNotesPayable">us-gaap_RepaymentsOfNotesPayable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepaymentsOfNotesPayable" xlink:to="label_RepaymentsOfNotesPayable" xlink:title="Label : RepaymentsOfNotesPayable to label_RepaymentsOfNotesPayable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="WeightedAverageNumberOfDilutedSharesOutstanding" xlink:title="WeightedAverageNumberOfDilutedSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_WeightedAverageNumberOfDilutedSharesOutstanding" xml:lang="en-US" id="label_WeightedAverageNumberOfDilutedSharesOutstanding">us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="label_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:title="Label : WeightedAverageNumberOfDilutedSharesOutstanding to label_WeightedAverageNumberOfDilutedSharesOutstanding" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromNotesPayable" xlink:label="ProceedsFromNotesPayable" xlink:title="ProceedsFromNotesPayable" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromNotesPayable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromNotesPayable" xml:lang="en-US" id="label_ProceedsFromNotesPayable">Proceeds from mortgages and notes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromNotesPayable" xlink:to="label_ProceedsFromNotesPayable" xlink:title="Label : ProceedsFromNotesPayable to label_ProceedsFromNotesPayable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherOperatingIncomeExpenseNet" xlink:label="OtherOperatingIncomeExpenseNet" xlink:title="OtherOperatingIncomeExpenseNet" />
    <link:label xlink:type="resource" xlink:label="label_OtherOperatingIncomeExpenseNet" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_OtherOperatingIncomeExpenseNet" xml:lang="en-US" id="label_OtherOperatingIncomeExpenseNet">Other (income) expenses, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherOperatingIncomeExpenseNet" xlink:to="label_OtherOperatingIncomeExpenseNet" xlink:title="Label : OtherOperatingIncomeExpenseNet to label_OtherOperatingIncomeExpenseNet" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" xlink:label="ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" xlink:title="ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" xml:lang="en-US" id="label_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock">Schedule of Maturities of Long-Term Debt [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" xlink:to="label_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" xlink:title="Label : ScheduleOfMaturitiesOfLongTermDebtTableTextBlock to label_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLossCarryforwards" xlink:label="OperatingLossCarryforwards" xlink:title="OperatingLossCarryforwards" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLossCarryforwards" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLossCarryforwards" xml:lang="en-US" id="label_OperatingLossCarryforwards">us-gaap_OperatingLossCarryforwards</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLossCarryforwards" xlink:to="label_OperatingLossCarryforwards" xlink:title="Label : OperatingLossCarryforwards to label_OperatingLossCarryforwards" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:label xlink:type="resource" xlink:label="label_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xml:lang="en-US" id="label_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain">Financial Instruments [Domain]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfNonvestedShareActivityTableTextBlock" xlink:label="ScheduleOfNonvestedShareActivityTableTextBlock" xlink:title="ScheduleOfNonvestedShareActivityTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfNonvestedShareActivityTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfNonvestedShareActivityTableTextBlock" xml:lang="en-US" id="label_ScheduleOfNonvestedShareActivityTableTextBlock">Schedule of Nonvested Share Activity [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfNonvestedShareActivityTableTextBlock" xlink:to="label_ScheduleOfNonvestedShareActivityTableTextBlock" xlink:title="Label : ScheduleOfNonvestedShareActivityTableTextBlock to label_ScheduleOfNonvestedShareActivityTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_BodilyInjuryInsuranceLimit_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_BodilyInjuryInsuranceLimit_1" xml:lang="en-US" id="label_BodilyInjuryInsuranceLimit_1">Bodily Injury Insurance Limit</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementTable" xlink:label="StatementTable" xlink:title="StatementTable" />
    <link:label xlink:type="resource" xlink:label="label_StatementTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementTable" xml:lang="en-US" id="label_StatementTable">Statement [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementTable" xlink:to="label_StatementTable" xlink:title="Label : StatementTable to label_StatementTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="StatementOfFinancialPositionAbstract" xlink:title="StatementOfFinancialPositionAbstract" />
    <link:label xlink:type="resource" xlink:label="label_StatementOfFinancialPositionAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementOfFinancialPositionAbstract" xml:lang="en-US" id="label_StatementOfFinancialPositionAbstract">CONSOLIDATED BALANCE SHEETS</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementOfFinancialPositionAbstract" xlink:to="label_StatementOfFinancialPositionAbstract" xlink:title="Label : StatementOfFinancialPositionAbstract to label_StatementOfFinancialPositionAbstract" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_DebtInstrumentRedeemedFaceAmount" xlink:label="DebtInstrumentRedeemedFaceAmount" xlink:title="DebtInstrumentRedeemedFaceAmount" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRedeemedFaceAmount" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DebtInstrumentRedeemedFaceAmount" xml:lang="en-US" id="label_DebtInstrumentRedeemedFaceAmount">Face (par) amount of the original debt instrument that was redeemed.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRedeemedFaceAmount" xlink:to="label_DebtInstrumentRedeemedFaceAmount" xlink:title="Label : DebtInstrumentRedeemedFaceAmount to label_DebtInstrumentRedeemedFaceAmount" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="EarningsPerShareDiluted" xlink:title="EarningsPerShareDiluted" />
    <link:label xlink:type="resource" xlink:label="label_EarningsPerShareDiluted" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_EarningsPerShareDiluted" xml:lang="en-US" id="label_EarningsPerShareDiluted">Net income per common share (in dollars per share)</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="WeightedAverageNumberOfSharesOutstandingBasic" xlink:title="WeightedAverageNumberOfSharesOutstandingBasic" />
    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberOfSharesOutstandingBasic" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_WeightedAverageNumberOfSharesOutstandingBasic" xml:lang="en-US" id="label_WeightedAverageNumberOfSharesOutstandingBasic">Denominator for basic earnings per share &#x2013; weighted average shares outstanding (in shares)</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:label="EffectiveIncomeTaxRateContinuingOperations" xlink:title="EffectiveIncomeTaxRateContinuingOperations" />
    <link:label xlink:type="resource" xlink:label="label_EffectiveIncomeTaxRateContinuingOperations" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EffectiveIncomeTaxRateContinuingOperations" xml:lang="en-US" id="label_EffectiveIncomeTaxRateContinuingOperations">us-gaap_EffectiveIncomeTaxRateContinuingOperations</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateContinuingOperations" xlink:to="label_EffectiveIncomeTaxRateContinuingOperations" xlink:title="Label : EffectiveIncomeTaxRateContinuingOperations to label_EffectiveIncomeTaxRateContinuingOperations" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRedeemedFaceAmount_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentRedeemedFaceAmount_1" xml:lang="en-US" id="label_DebtInstrumentRedeemedFaceAmount_1">Debt Instrument, Redeemed, Face Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRedeemedFaceAmount" xlink:to="label_DebtInstrumentRedeemedFaceAmount_1" xlink:title="Label : DebtInstrumentRedeemedFaceAmount to label_DebtInstrumentRedeemedFaceAmount_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_AcquisitionOfRemainingAssetsOfOneOfJointVenturesMember" xlink:label="AcquisitionOfRemainingAssetsOfOneOfJointVenturesMember" xlink:title="AcquisitionOfRemainingAssetsOfOneOfJointVenturesMember" />
    <link:label xlink:type="resource" xlink:label="label_AcquisitionOfRemainingAssetsOfOneOfJointVenturesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AcquisitionOfRemainingAssetsOfOneOfJointVenturesMember" xml:lang="en-US" id="label_AcquisitionOfRemainingAssetsOfOneOfJointVenturesMember">Represents the acquisition of the remaining assets of one of joint ventures.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AcquisitionOfRemainingAssetsOfOneOfJointVenturesMember" xlink:to="label_AcquisitionOfRemainingAssetsOfOneOfJointVenturesMember" xlink:title="Label : AcquisitionOfRemainingAssetsOfOneOfJointVenturesMember to label_AcquisitionOfRemainingAssetsOfOneOfJointVenturesMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerShareBasic" xlink:label="EarningsPerShareBasic" xlink:title="EarningsPerShareBasic" />
    <link:label xlink:type="resource" xlink:label="label_EarningsPerShareBasic" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EarningsPerShareBasic" xml:lang="en-US" id="label_EarningsPerShareBasic">Basic earnings per share (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareBasic" xlink:to="label_EarningsPerShareBasic" xlink:title="Label : EarningsPerShareBasic to label_EarningsPerShareBasic" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromRepaymentsOfLinesOfCredit" xlink:label="ProceedsFromRepaymentsOfLinesOfCredit" xlink:title="ProceedsFromRepaymentsOfLinesOfCredit" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromRepaymentsOfLinesOfCredit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromRepaymentsOfLinesOfCredit" xml:lang="en-US" id="label_ProceedsFromRepaymentsOfLinesOfCredit">Net proceeds (payments) related to mortgage warehouse lines of credit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromRepaymentsOfLinesOfCredit" xlink:to="label_ProceedsFromRepaymentsOfLinesOfCredit" xlink:title="Label : ProceedsFromRepaymentsOfLinesOfCredit to label_ProceedsFromRepaymentsOfLinesOfCredit" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:label="EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:title="EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:to="label_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:title="Label : EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance to label_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="StatementOfCashFlowsAbstract" xlink:title="StatementOfCashFlowsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_StatementOfCashFlowsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementOfCashFlowsAbstract" xml:lang="en-US" id="label_StatementOfCashFlowsAbstract">CONSOLIDATED STATEMENTS OF CASH FLOWS</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementOfCashFlowsAbstract" xlink:to="label_StatementOfCashFlowsAbstract" xlink:title="Label : StatementOfCashFlowsAbstract to label_StatementOfCashFlowsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="StatementOfStockholdersEquityAbstract" xlink:title="StatementOfStockholdersEquityAbstract" />
    <link:label xlink:type="resource" xlink:label="label_StatementOfStockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementOfStockholdersEquityAbstract" xml:lang="en-US" id="label_StatementOfStockholdersEquityAbstract">CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY (DEFICIT)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementOfStockholdersEquityAbstract" xlink:to="label_StatementOfStockholdersEquityAbstract" xlink:title="Label : StatementOfStockholdersEquityAbstract to label_StatementOfStockholdersEquityAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LeaseContractualTermDomain" xlink:label="LeaseContractualTermDomain" xlink:title="LeaseContractualTermDomain" />
    <link:label xlink:type="resource" xlink:label="label_LeaseContractualTermDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LeaseContractualTermDomain" xml:lang="en-US" id="label_LeaseContractualTermDomain">Lease Contractual Term [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LeaseContractualTermDomain" xlink:to="label_LeaseContractualTermDomain" xlink:title="Label : LeaseContractualTermDomain to label_LeaseContractualTermDomain" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_BodilyInjuryInsuranceDeductible" xlink:label="BodilyInjuryInsuranceDeductible" xlink:title="BodilyInjuryInsuranceDeductible" />
    <link:label xlink:type="resource" xlink:label="label_BodilyInjuryInsuranceDeductible" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BodilyInjuryInsuranceDeductible" xml:lang="en-US" id="label_BodilyInjuryInsuranceDeductible">Bodily Injury Insurance Deductible</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BodilyInjuryInsuranceDeductible" xlink:to="label_BodilyInjuryInsuranceDeductible" xlink:title="Label : BodilyInjuryInsuranceDeductible to label_BodilyInjuryInsuranceDeductible" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockDividendsPerShareDeclared" xlink:label="PreferredStockDividendsPerShareDeclared" xlink:title="PreferredStockDividendsPerShareDeclared" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockDividendsPerShareDeclared" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockDividendsPerShareDeclared" xml:lang="en-US" id="label_PreferredStockDividendsPerShareDeclared">Dividend per share (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDividendsPerShareDeclared" xlink:to="label_PreferredStockDividendsPerShareDeclared" xlink:title="Label : PreferredStockDividendsPerShareDeclared to label_PreferredStockDividendsPerShareDeclared" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LeaseContractualTermAxis" xlink:label="LeaseContractualTermAxis" xlink:title="LeaseContractualTermAxis" />
    <link:label xlink:type="resource" xlink:label="label_LeaseContractualTermAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LeaseContractualTermAxis" xml:lang="en-US" id="label_LeaseContractualTermAxis">Lease Contractual Term [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LeaseContractualTermAxis" xlink:to="label_LeaseContractualTermAxis" xlink:title="Label : LeaseContractualTermAxis to label_LeaseContractualTermAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeStatementAbstract" xlink:label="IncomeStatementAbstract" xlink:title="IncomeStatementAbstract" />
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    <link:label xlink:type="resource" xlink:label="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" xml:lang="en-US" id="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree">us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive" xlink:to="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive" xlink:title="Label : LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive to label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive" />
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    <link:label xlink:type="resource" xlink:label="label_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive" xml:lang="en-US" id="label_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive">Thereafter</link:label>
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    <link:label xlink:type="resource" xlink:label="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xml:lang="en-US" id="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths">us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:to="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:title="Label : LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths to label_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:label="LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:title="LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" />
    <link:label xlink:type="resource" xlink:label="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xml:lang="en-US" id="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo">us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:to="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:title="Label : LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo to label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" />
    <link:label xlink:type="resource" xlink:label="label_BodilyInjuryInsuranceDeductible_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_BodilyInjuryInsuranceDeductible_1" xml:lang="en-US" id="label_BodilyInjuryInsuranceDeductible_1">Bodily Injury Insurance Deductible</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BodilyInjuryInsuranceDeductible" xlink:to="label_BodilyInjuryInsuranceDeductible_1" xlink:title="Label : BodilyInjuryInsuranceDeductible to label_BodilyInjuryInsuranceDeductible_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_GeneralLiabilityInsuranceDeductible" xlink:label="GeneralLiabilityInsuranceDeductible" xlink:title="GeneralLiabilityInsuranceDeductible" />
    <link:label xlink:type="resource" xlink:label="label_GeneralLiabilityInsuranceDeductible" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GeneralLiabilityInsuranceDeductible" xml:lang="en-US" id="label_GeneralLiabilityInsuranceDeductible">General Liability Insurance Deductible</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GeneralLiabilityInsuranceDeductible" xlink:to="label_GeneralLiabilityInsuranceDeductible" xlink:title="Label : GeneralLiabilityInsuranceDeductible to label_GeneralLiabilityInsuranceDeductible" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock" xlink:label="ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock" xlink:title="ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock" xml:lang="en-US" id="label_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock">Schedule of Unrecognized Tax Benefits Roll Forward [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock" xlink:to="label_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock" xlink:title="Label : ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock to label_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccruedIncomeTaxesCurrent" xlink:label="AccruedIncomeTaxesCurrent" xlink:title="AccruedIncomeTaxesCurrent" />
    <link:label xlink:type="resource" xlink:label="label_AccruedIncomeTaxesCurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccruedIncomeTaxesCurrent" xml:lang="en-US" id="label_AccruedIncomeTaxesCurrent">us-gaap_AccruedIncomeTaxesCurrent</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedIncomeTaxesCurrent" xlink:to="label_AccruedIncomeTaxesCurrent" xlink:title="Label : AccruedIncomeTaxesCurrent to label_AccruedIncomeTaxesCurrent" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="FinancialInstrumentAxis" xlink:title="FinancialInstrumentAxis" />
    <link:label xlink:type="resource" xlink:label="label_FinancialInstrumentAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancialInstrumentAxis" xml:lang="en-US" id="label_FinancialInstrumentAxis">Financial Instrument [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialInstrumentAxis" xlink:to="label_FinancialInstrumentAxis" xlink:title="Label : FinancialInstrumentAxis to label_FinancialInstrumentAxis" />
    <link:label xlink:type="resource" xlink:label="label_GeneralLiabilityInsuranceDeductible_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GeneralLiabilityInsuranceDeductible_1" xml:lang="en-US" id="label_GeneralLiabilityInsuranceDeductible_1">General Liability Insurance Deductible</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GeneralLiabilityInsuranceDeductible" xlink:to="label_GeneralLiabilityInsuranceDeductible_1" xlink:title="Label : GeneralLiabilityInsuranceDeductible to label_GeneralLiabilityInsuranceDeductible_1" />
    <link:label xlink:type="resource" xlink:label="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1" xml:lang="en-US" id="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1">Loans, Notes, Trade and Other Receivables Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:to="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1" xlink:title="Label : LoansNotesTradeAndOtherReceivablesDisclosureTextBlock to label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeOperatingLeasesTextBlock" xlink:label="LesseeOperatingLeasesTextBlock" xlink:title="LesseeOperatingLeasesTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeasesTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeOperatingLeasesTextBlock" xml:lang="en-US" id="label_LesseeOperatingLeasesTextBlock">Lessee, Operating Leases [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeasesTextBlock" xlink:to="label_LesseeOperatingLeasesTextBlock" xlink:title="Label : LesseeOperatingLeasesTextBlock to label_LesseeOperatingLeasesTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:label="ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:title="ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xml:lang="en-US" id="label_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock">Schedule of Deferred Tax Assets and Liabilities [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:to="label_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:title="Label : ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock to label_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ComericaMasterRepurchaseAgreementMember" xlink:label="ComericaMasterRepurchaseAgreementMember" xlink:title="ComericaMasterRepurchaseAgreementMember" />
    <link:label xlink:type="resource" xlink:label="label_ComericaMasterRepurchaseAgreementMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ComericaMasterRepurchaseAgreementMember" xml:lang="en-US" id="label_ComericaMasterRepurchaseAgreementMember">The name of the lender included in the repurchase agreement.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComericaMasterRepurchaseAgreementMember" xlink:to="label_ComericaMasterRepurchaseAgreementMember" xlink:title="Label : ComericaMasterRepurchaseAgreementMember to label_ComericaMasterRepurchaseAgreementMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_JPMorganChaseBankMember" xlink:label="JPMorganChaseBankMember" xlink:title="JPMorganChaseBankMember" />
    <link:label xlink:type="resource" xlink:label="label_JPMorganChaseBankMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_JPMorganChaseBankMember" xml:lang="en-US" id="label_JPMorganChaseBankMember">Represents information relating to JP Morgan Chase Bank.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="JPMorganChaseBankMember" xlink:to="label_JPMorganChaseBankMember" xlink:title="Label : JPMorganChaseBankMember to label_JPMorganChaseBankMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="RetirementPlanTypeDomain" xlink:title="RetirementPlanTypeDomain" />
    <link:label xlink:type="resource" xlink:label="label_RetirementPlanTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RetirementPlanTypeDomain" xml:lang="en-US" id="label_RetirementPlanTypeDomain">Retirement Plan Type [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetirementPlanTypeDomain" xlink:to="label_RetirementPlanTypeDomain" xlink:title="Label : RetirementPlanTypeDomain to label_RetirementPlanTypeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RetirementPlanTypeAxis" xlink:label="RetirementPlanTypeAxis" xlink:title="RetirementPlanTypeAxis" />
    <link:label xlink:type="resource" xlink:label="label_RetirementPlanTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RetirementPlanTypeAxis" xml:lang="en-US" id="label_RetirementPlanTypeAxis">Retirement Plan Type [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetirementPlanTypeAxis" xlink:to="label_RetirementPlanTypeAxis" xlink:title="Label : RetirementPlanTypeAxis to label_RetirementPlanTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_CashAndCashEquivalentsCollateralMember" xlink:label="CashAndCashEquivalentsCollateralMember" xlink:title="CashAndCashEquivalentsCollateralMember" />
    <link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsCollateralMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CashAndCashEquivalentsCollateralMember" xml:lang="en-US" id="label_CashAndCashEquivalentsCollateralMember">Represents cash and cash equivalents collateral.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsCollateralMember" xlink:to="label_CashAndCashEquivalentsCollateralMember" xlink:title="Label : CashAndCashEquivalentsCollateralMember to label_CashAndCashEquivalentsCollateralMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetAcquisitionAxis" xlink:label="AssetAcquisitionAxis" xlink:title="AssetAcquisitionAxis" />
    <link:label xlink:type="resource" xlink:label="label_AssetAcquisitionAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AssetAcquisitionAxis" xml:lang="en-US" id="label_AssetAcquisitionAxis">Asset Acquisition [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetAcquisitionAxis" xlink:to="label_AssetAcquisitionAxis" xlink:title="Label : AssetAcquisitionAxis to label_AssetAcquisitionAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits" xlink:label="EffectiveIncomeTaxRateReconciliationTaxCredits" xlink:title="EffectiveIncomeTaxRateReconciliationTaxCredits" />
    <link:label xlink:type="resource" xlink:label="label_EffectiveIncomeTaxRateReconciliationTaxCredits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EffectiveIncomeTaxRateReconciliationTaxCredits" xml:lang="en-US" id="label_EffectiveIncomeTaxRateReconciliationTaxCredits">us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateReconciliationTaxCredits" xlink:to="label_EffectiveIncomeTaxRateReconciliationTaxCredits" xlink:title="Label : EffectiveIncomeTaxRateReconciliationTaxCredits to label_EffectiveIncomeTaxRateReconciliationTaxCredits" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:label="EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:title="EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" />
    <link:label xlink:type="resource" xlink:label="label_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xml:lang="en-US" id="label_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes">State income taxes, net of federal income tax benefit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:to="label_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:title="Label : EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes to label_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ModelSaleLeasebackFinancingArrangementsMember" xlink:label="ModelSaleLeasebackFinancingArrangementsMember" xlink:title="ModelSaleLeasebackFinancingArrangementsMember" />
    <link:label xlink:type="resource" xlink:label="label_ModelSaleLeasebackFinancingArrangementsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ModelSaleLeasebackFinancingArrangementsMember" xml:lang="en-US" id="label_ModelSaleLeasebackFinancingArrangementsMember">Represents sale and leaseback transactions that are considered a financing rather than a sale.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ModelSaleLeasebackFinancingArrangementsMember" xlink:to="label_ModelSaleLeasebackFinancingArrangementsMember" xlink:title="Label : ModelSaleLeasebackFinancingArrangementsMember to label_ModelSaleLeasebackFinancingArrangementsMember" />
    <link:label xlink:type="resource" xlink:label="label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_1" xml:lang="en-US" id="label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_1">Fair Value Measurements, Nonrecurring [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:to="label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_1" xlink:title="Label : FairValueAssetsMeasuredOnNonrecurringBasisTextBlock to label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:title="ProceedsFromSaleOfPropertyPlantAndEquipment" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromSaleOfPropertyPlantAndEquipment" xml:lang="en-US" id="label_ProceedsFromSaleOfPropertyPlantAndEquipment">Proceeds from sale of property and assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:to="label_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:title="Label : ProceedsFromSaleOfPropertyPlantAndEquipment to label_ProceedsFromSaleOfPropertyPlantAndEquipment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CreditFacilityAxis" xlink:label="CreditFacilityAxis" xlink:title="CreditFacilityAxis" />
    <link:label xlink:type="resource" xlink:label="label_CreditFacilityAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CreditFacilityAxis" xml:lang="en-US" id="label_CreditFacilityAxis">Credit Facility [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditFacilityAxis" xlink:to="label_CreditFacilityAxis" xlink:title="Label : CreditFacilityAxis to label_CreditFacilityAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInFinancingActivitiesAbstract" xml:lang="en-US" id="label_NetCashProvidedByUsedInFinancingActivitiesAbstract">Cash flows from financing activities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="label_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="Label : NetCashProvidedByUsedInFinancingActivitiesAbstract to label_NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:title="EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" />
    <link:label xlink:type="resource" xlink:label="label_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xml:lang="en-US" id="label_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate">Federal statutory income tax rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:to="label_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:title="Label : EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate to label_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetAcquisitionDomain" xlink:label="AssetAcquisitionDomain" xlink:title="AssetAcquisitionDomain" />
    <link:label xlink:type="resource" xlink:label="label_AssetAcquisitionDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AssetAcquisitionDomain" xml:lang="en-US" id="label_AssetAcquisitionDomain">Asset Acquisition [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetAcquisitionDomain" xlink:to="label_AssetAcquisitionDomain" xlink:title="Label : AssetAcquisitionDomain to label_AssetAcquisitionDomain" />
    <link:label xlink:type="resource" xlink:label="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_1" xml:lang="en-US" id="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_1">2025</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:to="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_1" xlink:title="Label : LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths to label_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CreditFacilityDomain" xlink:label="CreditFacilityDomain" xlink:title="CreditFacilityDomain" />
    <link:label xlink:type="resource" xlink:label="label_CreditFacilityDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CreditFacilityDomain" xml:lang="en-US" id="label_CreditFacilityDomain">Credit Facility [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditFacilityDomain" xlink:to="label_CreditFacilityDomain" xlink:title="Label : CreditFacilityDomain to label_CreditFacilityDomain" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_RestrictedCashMember" xlink:label="RestrictedCashMember" xlink:title="RestrictedCashMember" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedCashMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RestrictedCashMember" xml:lang="en-US" id="label_RestrictedCashMember">Primary financial statement caption encompassing restricted cash.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedCashMember" xlink:to="label_RestrictedCashMember" xlink:title="Label : RestrictedCashMember to label_RestrictedCashMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_PaymentsByInsuranceCompaniesForClaims" xlink:label="PaymentsByInsuranceCompaniesForClaims" xlink:title="PaymentsByInsuranceCompaniesForClaims" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsByInsuranceCompaniesForClaims" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsByInsuranceCompaniesForClaims" xml:lang="en-US" id="label_PaymentsByInsuranceCompaniesForClaims">Payments By Insurance Companies For Claims</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsByInsuranceCompaniesForClaims" xlink:to="label_PaymentsByInsuranceCompaniesForClaims" xlink:title="Label : PaymentsByInsuranceCompaniesForClaims to label_PaymentsByInsuranceCompaniesForClaims" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsByInsuranceCompaniesForClaims_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PaymentsByInsuranceCompaniesForClaims_1" xml:lang="en-US" id="label_PaymentsByInsuranceCompaniesForClaims_1">Payments by Insurance Companies for Claims</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsByInsuranceCompaniesForClaims" xlink:to="label_PaymentsByInsuranceCompaniesForClaims_1" xlink:title="Label : PaymentsByInsuranceCompaniesForClaims to label_PaymentsByInsuranceCompaniesForClaims_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeFairValueOfDerivativeNet" xlink:label="DerivativeFairValueOfDerivativeNet" xlink:title="DerivativeFairValueOfDerivativeNet" />
    <link:label xlink:type="resource" xlink:label="label_DerivativeFairValueOfDerivativeNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DerivativeFairValueOfDerivativeNet" xml:lang="en-US" id="label_DerivativeFairValueOfDerivativeNet">Derivative Fair Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeFairValueOfDerivativeNet" xlink:to="label_DerivativeFairValueOfDerivativeNet" xlink:title="Label : DerivativeFairValueOfDerivativeNet to label_DerivativeFairValueOfDerivativeNet" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CorporateNonSegmentMember" xlink:label="CorporateNonSegmentMember" xlink:title="CorporateNonSegmentMember" />
    <link:label xlink:type="resource" xlink:label="label_CorporateNonSegmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CorporateNonSegmentMember" xml:lang="en-US" id="label_CorporateNonSegmentMember">Corporate, Non-Segment [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CorporateNonSegmentMember" xlink:to="label_CorporateNonSegmentMember" xlink:title="Label : CorporateNonSegmentMember to label_CorporateNonSegmentMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestRateLockCommitmentsMember" xlink:label="InterestRateLockCommitmentsMember" xlink:title="InterestRateLockCommitmentsMember" />
    <link:label xlink:type="resource" xlink:label="label_InterestRateLockCommitmentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestRateLockCommitmentsMember" xml:lang="en-US" id="label_InterestRateLockCommitmentsMember">Interest Rate Lock Commitments [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateLockCommitmentsMember" xlink:to="label_InterestRateLockCommitmentsMember" xlink:title="Label : InterestRateLockCommitmentsMember to label_InterestRateLockCommitmentsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LoanOriginationCommitmentsMember" xlink:label="LoanOriginationCommitmentsMember" xlink:title="LoanOriginationCommitmentsMember" />
    <link:label xlink:type="resource" xlink:label="label_LoanOriginationCommitmentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoanOriginationCommitmentsMember" xml:lang="en-US" id="label_LoanOriginationCommitmentsMember">Loan Origination Commitments [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoanOriginationCommitmentsMember" xlink:to="label_LoanOriginationCommitmentsMember" xlink:title="Label : LoanOriginationCommitmentsMember to label_LoanOriginationCommitmentsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredClassAMember" xlink:label="PreferredClassAMember" xlink:title="PreferredClassAMember" />
    <link:label xlink:type="resource" xlink:label="label_PreferredClassAMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredClassAMember" xml:lang="en-US" id="label_PreferredClassAMember">Preferred Class A [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredClassAMember" xlink:to="label_PreferredClassAMember" xlink:title="Label : PreferredClassAMember to label_PreferredClassAMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_MortgageWarehouseLinesOfCreditMember" xlink:label="MortgageWarehouseLinesOfCreditMember" xlink:title="MortgageWarehouseLinesOfCreditMember" />
    <link:label xlink:type="resource" xlink:label="label_MortgageWarehouseLinesOfCreditMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_MortgageWarehouseLinesOfCreditMember" xml:lang="en-US" id="label_MortgageWarehouseLinesOfCreditMember">Information pertaining to the mortgage warehouse lines of credit.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageWarehouseLinesOfCreditMember" xlink:to="label_MortgageWarehouseLinesOfCreditMember" xlink:title="Label : MortgageWarehouseLinesOfCreditMember to label_MortgageWarehouseLinesOfCreditMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquity" xlink:label="StockholdersEquity" xlink:title="StockholdersEquity" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StockholdersEquity" xml:lang="en-US" id="label_StockholdersEquity">Hovnanian Enterprises, Inc.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquity" xlink:to="label_StockholdersEquity" xlink:title="Label : StockholdersEquity to label_StockholdersEquity" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_QualifyingAssetsNotExceedingDebtMember" xlink:label="QualifyingAssetsNotExceedingDebtMember" xlink:title="QualifyingAssetsNotExceedingDebtMember" />
    <link:label xlink:type="resource" xlink:label="label_QualifyingAssetsNotExceedingDebtMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_QualifyingAssetsNotExceedingDebtMember" xml:lang="en-US" id="label_QualifyingAssetsNotExceedingDebtMember">Information pertaining to qualifying assets that have not been capitalized because they do not exceed their debt.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="QualifyingAssetsNotExceedingDebtMember" xlink:to="label_QualifyingAssetsNotExceedingDebtMember" xlink:title="Label : QualifyingAssetsNotExceedingDebtMember to label_QualifyingAssetsNotExceedingDebtMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ProceedsFromTransferOfLandToJointVenture" xlink:label="ProceedsFromTransferOfLandToJointVenture" xlink:title="ProceedsFromTransferOfLandToJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromTransferOfLandToJointVenture" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromTransferOfLandToJointVenture" xml:lang="en-US" id="label_ProceedsFromTransferOfLandToJointVenture">Proceeds From Transfer Of Land To Joint Venture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromTransferOfLandToJointVenture" xlink:to="label_ProceedsFromTransferOfLandToJointVenture" xlink:title="Label : ProceedsFromTransferOfLandToJointVenture to label_ProceedsFromTransferOfLandToJointVenture" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonClassAMember" xlink:label="CommonClassAMember" xlink:title="CommonClassAMember" />
    <link:label xlink:type="resource" xlink:label="label_CommonClassAMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonClassAMember" xml:lang="en-US" id="label_CommonClassAMember">Common Class A [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonClassAMember" xlink:to="label_CommonClassAMember" xlink:title="Label : CommonClassAMember to label_CommonClassAMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonClassBMember" xlink:label="CommonClassBMember" xlink:title="CommonClassBMember" />
    <link:label xlink:type="resource" xlink:label="label_CommonClassBMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonClassBMember" xml:lang="en-US" id="label_CommonClassBMember">Common Class B [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonClassBMember" xlink:to="label_CommonClassBMember" xlink:title="Label : CommonClassBMember to label_CommonClassBMember" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromTransferOfLandToJointVenture_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ProceedsFromTransferOfLandToJointVenture_1" xml:lang="en-US" id="label_ProceedsFromTransferOfLandToJointVenture_1">Proceeds from Transfer of Land to Joint Venture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromTransferOfLandToJointVenture" xlink:to="label_ProceedsFromTransferOfLandToJointVenture_1" xlink:title="Label : ProceedsFromTransferOfLandToJointVenture to label_ProceedsFromTransferOfLandToJointVenture_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="StatementClassOfStockAxis" xlink:title="StatementClassOfStockAxis" />
    <link:label xlink:type="resource" xlink:label="label_StatementClassOfStockAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementClassOfStockAxis" xml:lang="en-US" id="label_StatementClassOfStockAxis">Class of Stock [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementClassOfStockAxis" xlink:to="label_StatementClassOfStockAxis" xlink:title="Label : StatementClassOfStockAxis to label_StatementClassOfStockAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain" xlink:title="ClassOfStockDomain" />
    <link:label xlink:type="resource" xlink:label="label_ClassOfStockDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ClassOfStockDomain" xml:lang="en-US" id="label_ClassOfStockDomain">Class of Stock [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ClassOfStockDomain" xlink:to="label_ClassOfStockDomain" xlink:title="Label : ClassOfStockDomain to label_ClassOfStockDomain" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_InterestRateCommittedLoanApplicationsMember" xlink:label="InterestRateCommittedLoanApplicationsMember" xlink:title="InterestRateCommittedLoanApplicationsMember" />
    <link:label xlink:type="resource" xlink:label="label_InterestRateCommittedLoanApplicationsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InterestRateCommittedLoanApplicationsMember" xml:lang="en-US" id="label_InterestRateCommittedLoanApplicationsMember">Value of loan applications in process with committed interest rates at the end of the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateCommittedLoanApplicationsMember" xlink:to="label_InterestRateCommittedLoanApplicationsMember" xlink:title="Label : InterestRateCommittedLoanApplicationsMember to label_InterestRateCommittedLoanApplicationsMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_LoanApplicationsInProcess" xlink:label="LoanApplicationsInProcess" xlink:title="LoanApplicationsInProcess" />
    <link:label xlink:type="resource" xlink:label="label_LoanApplicationsInProcess" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoanApplicationsInProcess" xml:lang="en-US" id="label_LoanApplicationsInProcess">Loan Applications In Process</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoanApplicationsInProcess" xlink:to="label_LoanApplicationsInProcess" xlink:title="Label : LoanApplicationsInProcess to label_LoanApplicationsInProcess" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_1" xml:lang="en-US" id="label_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_1">Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:to="label_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_1" xlink:title="Label : ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock to label_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_LoanApplicationsInProcess_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoanApplicationsInProcess_1" xml:lang="en-US" id="label_LoanApplicationsInProcess_1">Loan applications in process</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoanApplicationsInProcess" xlink:to="label_LoanApplicationsInProcess_1" xlink:title="Label : LoanApplicationsInProcess to label_LoanApplicationsInProcess_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetInterestCarryforward" xlink:label="DeferredTaxAssetInterestCarryforward" xlink:title="DeferredTaxAssetInterestCarryforward" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetInterestCarryforward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetInterestCarryforward" xml:lang="en-US" id="label_DeferredTaxAssetInterestCarryforward">Interest expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetInterestCarryforward" xlink:to="label_DeferredTaxAssetInterestCarryforward" xlink:title="Label : DeferredTaxAssetInterestCarryforward to label_DeferredTaxAssetInterestCarryforward" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_NumberOfCommunities" xlink:label="NumberOfCommunities" xlink:title="NumberOfCommunities" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfCommunities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfCommunities" xml:lang="en-US" id="label_NumberOfCommunities">Number Of Communities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfCommunities" xlink:to="label_NumberOfCommunities" xlink:title="Label : NumberOfCommunities to label_NumberOfCommunities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingSegmentsMember" xlink:label="OperatingSegmentsMember" xlink:title="OperatingSegmentsMember" />
    <link:label xlink:type="resource" xlink:label="label_OperatingSegmentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingSegmentsMember" xml:lang="en-US" id="label_OperatingSegmentsMember">Operating Segments [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingSegmentsMember" xlink:to="label_OperatingSegmentsMember" xlink:title="Label : OperatingSegmentsMember to label_OperatingSegmentsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfCommunities_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfCommunities_1" xml:lang="en-US" id="label_NumberOfCommunities_1">Number of Communities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfCommunities" xlink:to="label_NumberOfCommunities_1" xlink:title="Label : NumberOfCommunities to label_NumberOfCommunities_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuritiesBorrowedChangeInMethodCreditLossExpenseReversal" xlink:label="SecuritiesBorrowedChangeInMethodCreditLossExpenseReversal" xlink:title="SecuritiesBorrowedChangeInMethodCreditLossExpenseReversal" />
    <link:label xlink:type="resource" xlink:label="label_SecuritiesBorrowedChangeInMethodCreditLossExpenseReversal" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuritiesBorrowedChangeInMethodCreditLossExpenseReversal" xml:lang="en-US" id="label_SecuritiesBorrowedChangeInMethodCreditLossExpenseReversal">Securities Borrowed, Change in Method, Credit Loss Expense (Reversal)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesBorrowedChangeInMethodCreditLossExpenseReversal" xlink:to="label_SecuritiesBorrowedChangeInMethodCreditLossExpenseReversal" xlink:title="Label : SecuritiesBorrowedChangeInMethodCreditLossExpenseReversal to label_SecuritiesBorrowedChangeInMethodCreditLossExpenseReversal" />
    <link:label xlink:type="resource" xlink:label="label_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_1" xml:lang="en-US" id="label_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_1">Stock-based payments (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:to="label_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_1" xlink:title="Label : IncrementalCommonSharesAttributableToShareBasedPaymentArrangements to label_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="PaymentsToAcquirePropertyPlantAndEquipment" xlink:title="PaymentsToAcquirePropertyPlantAndEquipment" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsToAcquirePropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsToAcquirePropertyPlantAndEquipment" xml:lang="en-US" id="label_PaymentsToAcquirePropertyPlantAndEquipment">us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="label_PaymentsToAcquirePropertyPlantAndEquipment" xlink:title="Label : PaymentsToAcquirePropertyPlantAndEquipment to label_PaymentsToAcquirePropertyPlantAndEquipment" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_1">Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures In Period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuritiesBorrowedCreditLossExpenseReversal" xlink:label="SecuritiesBorrowedCreditLossExpenseReversal" xlink:title="SecuritiesBorrowedCreditLossExpenseReversal" />
    <link:label xlink:type="resource" xlink:label="label_SecuritiesBorrowedCreditLossExpenseReversal" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuritiesBorrowedCreditLossExpenseReversal" xml:lang="en-US" id="label_SecuritiesBorrowedCreditLossExpenseReversal">Securities Borrowed, Credit Loss Expense (Reversal)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesBorrowedCreditLossExpenseReversal" xlink:to="label_SecuritiesBorrowedCreditLossExpenseReversal" xlink:title="Label : SecuritiesBorrowedCreditLossExpenseReversal to label_SecuritiesBorrowedCreditLossExpenseReversal" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxesPaidNet" xlink:label="IncomeTaxesPaidNet" xlink:title="IncomeTaxesPaidNet" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxesPaidNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxesPaidNet" xml:lang="en-US" id="label_IncomeTaxesPaidNet">Income taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxesPaidNet" xlink:to="label_IncomeTaxesPaidNet" xlink:title="Label : IncomeTaxesPaidNet to label_IncomeTaxesPaidNet" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" xlink:label="SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" xlink:title="SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" />
    <link:label xlink:type="resource" xlink:label="label_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" xml:lang="en-US" id="label_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember">Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" xlink:to="label_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" xlink:title="Label : SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember to label_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_PaymentsForLandBankFinancingProgram" xlink:label="PaymentsForLandBankFinancingProgram" xlink:title="PaymentsForLandBankFinancingProgram" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsForLandBankFinancingProgram" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PaymentsForLandBankFinancingProgram" xml:lang="en-US" id="label_PaymentsForLandBankFinancingProgram">Payments for the buy-back of finished lots related a land bank financing transaction.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForLandBankFinancingProgram" xlink:to="label_PaymentsForLandBankFinancingProgram" xlink:title="Label : PaymentsForLandBankFinancingProgram to label_PaymentsForLandBankFinancingProgram" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsForLandBankFinancingProgram_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsForLandBankFinancingProgram_1" xml:lang="en-US" id="label_PaymentsForLandBankFinancingProgram_1">Payments related to land bank financing programs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForLandBankFinancingProgram" xlink:to="label_PaymentsForLandBankFinancingProgram_1" xlink:title="Label : PaymentsForLandBankFinancingProgram to label_PaymentsForLandBankFinancingProgram_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="LiabilitiesAndStockholdersEquityAbstract" xlink:title="LiabilitiesAndStockholdersEquityAbstract" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesAndStockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilitiesAndStockholdersEquityAbstract" xml:lang="en-US" id="label_LiabilitiesAndStockholdersEquityAbstract">LIABILITIES AND EQUITY</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquityAbstract" xlink:to="label_LiabilitiesAndStockholdersEquityAbstract" xlink:title="Label : LiabilitiesAndStockholdersEquityAbstract to label_LiabilitiesAndStockholdersEquityAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationAwardTrancheThreeMember" xlink:label="ShareBasedCompensationAwardTrancheThreeMember" xlink:title="ShareBasedCompensationAwardTrancheThreeMember" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationAwardTrancheThreeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationAwardTrancheThreeMember" xml:lang="en-US" id="label_ShareBasedCompensationAwardTrancheThreeMember">Share-Based Payment Arrangement, Tranche Three [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationAwardTrancheThreeMember" xlink:to="label_ShareBasedCompensationAwardTrancheThreeMember" xlink:title="Label : ShareBasedCompensationAwardTrancheThreeMember to label_ShareBasedCompensationAwardTrancheThreeMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US" id="label_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">Adjustments to reconcile net income to net cash provided by operating activities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="label_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="Label : AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to label_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ProceedsFromLandBankFinancingProgram" xlink:label="ProceedsFromLandBankFinancingProgram" xlink:title="ProceedsFromLandBankFinancingProgram" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromLandBankFinancingProgram" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ProceedsFromLandBankFinancingProgram" xml:lang="en-US" id="label_ProceedsFromLandBankFinancingProgram">Proceeds from the sale of land with the option to purchase back finished lots, and therefore treated as a financing.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromLandBankFinancingProgram" xlink:to="label_ProceedsFromLandBankFinancingProgram" xlink:title="Label : ProceedsFromLandBankFinancingProgram to label_ProceedsFromLandBankFinancingProgram" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_PaymentsForModelSaleLeasebackFinancingPrograms" xlink:label="PaymentsForModelSaleLeasebackFinancingPrograms" xlink:title="PaymentsForModelSaleLeasebackFinancingPrograms" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsForModelSaleLeasebackFinancingPrograms" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PaymentsForModelSaleLeasebackFinancingPrograms" xml:lang="en-US" id="label_PaymentsForModelSaleLeasebackFinancingPrograms">Payments related to the sale of model homes to a third party that were in a sale-leaseback financing program.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForModelSaleLeasebackFinancingPrograms" xlink:to="label_PaymentsForModelSaleLeasebackFinancingPrograms" xlink:title="Label : PaymentsForModelSaleLeasebackFinancingPrograms to label_PaymentsForModelSaleLeasebackFinancingPrograms" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsForModelSaleLeasebackFinancingPrograms_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsForModelSaleLeasebackFinancingPrograms_1" xml:lang="en-US" id="label_PaymentsForModelSaleLeasebackFinancingPrograms_1">Payments related to model sale leaseback financing programs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForModelSaleLeasebackFinancingPrograms" xlink:to="label_PaymentsForModelSaleLeasebackFinancingPrograms_1" xlink:title="Label : PaymentsForModelSaleLeasebackFinancingPrograms to label_PaymentsForModelSaleLeasebackFinancingPrograms_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_LandDevelopmentJointVentureMember" xlink:label="LandDevelopmentJointVentureMember" xlink:title="LandDevelopmentJointVentureMember" />
    <link:label xlink:type="resource" xlink:label="label_LandDevelopmentJointVentureMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LandDevelopmentJointVentureMember" xml:lang="en-US" id="label_LandDevelopmentJointVentureMember">Related to the land development joint venture.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandDevelopmentJointVentureMember" xlink:to="label_LandDevelopmentJointVentureMember" xlink:title="Label : LandDevelopmentJointVentureMember to label_LandDevelopmentJointVentureMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_HomebuildingJointVentureMember" xlink:label="HomebuildingJointVentureMember" xlink:title="HomebuildingJointVentureMember" />
    <link:label xlink:type="resource" xlink:label="label_HomebuildingJointVentureMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_HomebuildingJointVentureMember" xml:lang="en-US" id="label_HomebuildingJointVentureMember">Related to the homebuilding joint venture.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HomebuildingJointVentureMember" xlink:to="label_HomebuildingJointVentureMember" xlink:title="Label : HomebuildingJointVentureMember to label_HomebuildingJointVentureMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" xlink:label="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" xlink:title="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" />
    <link:label xlink:type="resource" xlink:label="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" xml:lang="en-US" id="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations">Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" xlink:to="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" xlink:title="Label : CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations to label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:label="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:title="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" />
    <link:label xlink:type="resource" xlink:label="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xml:lang="en-US" id="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect">Net (decrease) increase in cash and cash equivalents, and restricted cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:to="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:title="Label : CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect to label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_MortgageLoansHeldForSaleCarryingValue" xlink:label="MortgageLoansHeldForSaleCarryingValue" xlink:title="MortgageLoansHeldForSaleCarryingValue" />
    <link:label xlink:type="resource" xlink:label="label_MortgageLoansHeldForSaleCarryingValue" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_MortgageLoansHeldForSaleCarryingValue" xml:lang="en-US" id="label_MortgageLoansHeldForSaleCarryingValue">The carrying amount of the outstanding balance due under the mortgage loans classified as held for sale.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageLoansHeldForSaleCarryingValue" xlink:to="label_MortgageLoansHeldForSaleCarryingValue" xlink:title="Label : MortgageLoansHeldForSaleCarryingValue to label_MortgageLoansHeldForSaleCarryingValue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInOperatingLeaseLiability" xlink:label="IncreaseDecreaseInOperatingLeaseLiability" xlink:title="IncreaseDecreaseInOperatingLeaseLiability" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInOperatingLeaseLiability" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInOperatingLeaseLiability" xml:lang="en-US" id="label_IncreaseDecreaseInOperatingLeaseLiability">us-gaap_IncreaseDecreaseInOperatingLeaseLiability</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOperatingLeaseLiability" xlink:to="label_IncreaseDecreaseInOperatingLeaseLiability" xlink:title="Label : IncreaseDecreaseInOperatingLeaseLiability to label_IncreaseDecreaseInOperatingLeaseLiability" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_VestingAxis" xlink:label="VestingAxis" xlink:title="VestingAxis" />
    <link:label xlink:type="resource" xlink:label="label_VestingAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VestingAxis" xml:lang="en-US" id="label_VestingAxis">Vesting [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VestingAxis" xlink:to="label_VestingAxis" xlink:title="Label : VestingAxis to label_VestingAxis" />
    <link:label xlink:type="resource" xlink:label="label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock_1" xml:lang="en-US" id="label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock_1">Tabular disclosure of liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring and/or nonrecurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3). Where the quoted price in an active market for the identical liability is not available, the Level 1 input is the quoted price of an identical liability when traded as an asset.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" xlink:to="label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock_1" xlink:title="Label : FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock to label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_AfterNovember152023Member" xlink:label="AfterNovember152023Member" xlink:title="AfterNovember152023Member" />
    <link:label xlink:type="resource" xlink:label="label_AfterNovember152023Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AfterNovember152023Member" xml:lang="en-US" id="label_AfterNovember152023Member">Represents after November 15, 2023.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AfterNovember152023Member" xlink:to="label_AfterNovember152023Member" xlink:title="Label : AfterNovember152023Member to label_AfterNovember152023Member" />
    <link:label xlink:type="resource" xlink:label="label_OtherOperatingIncomeExpenseNet_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherOperatingIncomeExpenseNet_1" xml:lang="en-US" id="label_OtherOperatingIncomeExpenseNet_1">us-gaap_OtherOperatingIncomeExpenseNet</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherOperatingIncomeExpenseNet" xlink:to="label_OtherOperatingIncomeExpenseNet_1" xlink:title="Label : OtherOperatingIncomeExpenseNet to label_OtherOperatingIncomeExpenseNet_1" />
    <link:label xlink:type="resource" xlink:label="label_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2" xml:lang="en-US" id="label_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="label_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2" xlink:title="Label : IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest to label_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_CustomersBankMember" xlink:label="CustomersBankMember" xlink:title="CustomersBankMember" />
    <link:label xlink:type="resource" xlink:label="label_CustomersBankMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CustomersBankMember" xml:lang="en-US" id="label_CustomersBankMember">Represents the customers bank.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CustomersBankMember" xlink:to="label_CustomersBankMember" xlink:title="Label : CustomersBankMember to label_CustomersBankMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" xlink:label="LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" xlink:title="LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" xml:lang="en-US" id="label_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod">hov_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" xlink:to="label_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" xlink:title="Label : LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod to label_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_DebtInstrumentVariableRateBasisFloorRate" xlink:label="DebtInstrumentVariableRateBasisFloorRate" xlink:title="DebtInstrumentVariableRateBasisFloorRate" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentVariableRateBasisFloorRate" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DebtInstrumentVariableRateBasisFloorRate" xml:lang="en-US" id="label_DebtInstrumentVariableRateBasisFloorRate">Debt instrument variable rate basis floor rat</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentVariableRateBasisFloorRate" xlink:to="label_DebtInstrumentVariableRateBasisFloorRate" xlink:title="Label : DebtInstrumentVariableRateBasisFloorRate to label_DebtInstrumentVariableRateBasisFloorRate" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentVariableRateBasisFloorRate_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentVariableRateBasisFloorRate_1" xml:lang="en-US" id="label_DebtInstrumentVariableRateBasisFloorRate_1">Debt Instrument Variable Rate Basis Floor Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentVariableRateBasisFloorRate" xlink:to="label_DebtInstrumentVariableRateBasisFloorRate_1" xlink:title="Label : DebtInstrumentVariableRateBasisFloorRate to label_DebtInstrumentVariableRateBasisFloorRate_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_The100SeniorSecured175LienNotesDue2025Member" xlink:label="The100SeniorSecured175LienNotesDue2025Member" xlink:title="The100SeniorSecured175LienNotesDue2025Member" />
    <link:label xlink:type="resource" xlink:label="label_The100SeniorSecured175LienNotesDue2025Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The100SeniorSecured175LienNotesDue2025Member" xml:lang="en-US" id="label_The100SeniorSecured175LienNotesDue2025Member">Information pertaining to the 10.0% senior secured 1.75 lien notes due 2025.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The100SeniorSecured175LienNotesDue2025Member" xlink:to="label_The100SeniorSecured175LienNotesDue2025Member" xlink:title="Label : The100SeniorSecured175LienNotesDue2025Member to label_The100SeniorSecured175LienNotesDue2025Member" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_TimeBasedShareUnitsMember" xlink:label="TimeBasedShareUnitsMember" xlink:title="TimeBasedShareUnitsMember" />
    <link:label xlink:type="resource" xlink:label="label_TimeBasedShareUnitsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_TimeBasedShareUnitsMember" xml:lang="en-US" id="label_TimeBasedShareUnitsMember">Related to time-based share units awarded by the company.</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_LTIPSharesMember" xlink:label="LTIPSharesMember" xlink:title="LTIPSharesMember" />
    <link:label xlink:type="resource" xlink:label="label_LTIPSharesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LTIPSharesMember" xml:lang="en-US" id="label_LTIPSharesMember">Represents awards for the share portion of long-term incentive plans ("LTIPs").</link:label>
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    <link:label xlink:type="resource" xlink:label="label_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations_1" xml:lang="en-US" id="label_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations_1">us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_SharebasedCompensationArrangementBySharebasedPaymentAwardPostvestingHoldingPeriod" xlink:label="SharebasedCompensationArrangementBySharebasedPaymentAwardPostvestingHoldingPeriod" xlink:title="SharebasedCompensationArrangementBySharebasedPaymentAwardPostvestingHoldingPeriod" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardPostvestingHoldingPeriod" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardPostvestingHoldingPeriod" xlink:title="Label : SharebasedCompensationArrangementBySharebasedPaymentAwardPostvestingHoldingPeriod to label_SharebasedCompensationArrangementBySharebasedPaymentAwardPostvestingHoldingPeriod" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xlink:label="PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xlink:title="PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" />
    <link:label xlink:type="resource" xlink:label="label_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xml:lang="en-US" id="label_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities">Purchase price associated with land and lot options of unconsolidated variable interest entities.</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xlink:label="DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xlink:title="DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" />
    <link:label xlink:type="resource" xlink:label="label_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xml:lang="en-US" id="label_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities">Cash and letter of credit deposits associated with land and lot options of unconsolidated variable interest entities.</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_The775SeniorSecured1125LienNotesDueFebruary152026Member" xlink:label="The775SeniorSecured1125LienNotesDueFebruary152026Member" xlink:title="The775SeniorSecured1125LienNotesDueFebruary152026Member" />
    <link:label xlink:type="resource" xlink:label="label_The775SeniorSecured1125LienNotesDueFebruary152026Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The775SeniorSecured1125LienNotesDueFebruary152026Member" xml:lang="en-US" id="label_The775SeniorSecured1125LienNotesDueFebruary152026Member">Represents the 7.75% senior secured 1.125 lien notes due February 15, 2026.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The775SeniorSecured1125LienNotesDueFebruary152026Member" xlink:to="label_The775SeniorSecured1125LienNotesDueFebruary152026Member" xlink:title="Label : The775SeniorSecured1125LienNotesDueFebruary152026Member to label_The775SeniorSecured1125LienNotesDueFebruary152026Member" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_The105SeniorSecured125LienNotesDueFebruary152026Member" xlink:label="The105SeniorSecured125LienNotesDueFebruary152026Member" xlink:title="The105SeniorSecured125LienNotesDueFebruary152026Member" />
    <link:label xlink:type="resource" xlink:label="label_The105SeniorSecured125LienNotesDueFebruary152026Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The105SeniorSecured125LienNotesDueFebruary152026Member" xml:lang="en-US" id="label_The105SeniorSecured125LienNotesDueFebruary152026Member">Represents the 10.5% senior secured 1.25 lien notes due February 15, 2026.</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:title="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xml:lang="en-US" id="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest">Balance</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodGrantDateFairValue" xlink:label="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodGrantDateFairValue" xlink:title="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodGrantDateFairValue" />
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodGrantDateFairValue" xlink:label="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodGrantDateFairValue" xlink:title="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodGrantDateFairValue" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodGrantDateFairValue" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodGrantDateFairValue" xlink:title="Label : SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodGrantDateFairValue to label_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodGrantDateFairValue" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_1" xml:lang="en-US" id="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_1">Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:to="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_1" xlink:title="Label : ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock to label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_1" xml:lang="en-US" id="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_1">Balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_1" xlink:title="Label : StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest to label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_1">Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Dividend Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_1">Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Risk Free Interest Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsYearsOfService" xlink:label="SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsYearsOfService" xlink:title="SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsYearsOfService" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsYearsOfService" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsYearsOfService" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsYearsOfService">hov_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsYearsOfService</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsYearsOfService" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsYearsOfService" xlink:title="Label : SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsYearsOfService to label_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsYearsOfService" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsAge" xlink:label="SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsAge" xlink:title="SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsAge" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsAge" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsAge" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsAge">hov_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsAge</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsAge" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsAge" xlink:title="Label : SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsAge to label_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsAge" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_1">Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Volatility Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_1" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2" xml:lang="en-US" id="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2">Total equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2" xlink:title="Label : StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest to label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_The1125SeniorSecured15LienNotesDueFebruary152026Member" xlink:label="The1125SeniorSecured15LienNotesDueFebruary152026Member" xlink:title="The1125SeniorSecured15LienNotesDueFebruary152026Member" />
    <link:label xlink:type="resource" xlink:label="label_The1125SeniorSecured15LienNotesDueFebruary152026Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The1125SeniorSecured15LienNotesDueFebruary152026Member" xml:lang="en-US" id="label_The1125SeniorSecured15LienNotesDueFebruary152026Member">Represents the 11.25% senior secured 1.5 lien notes due February 15, 2026.</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_SpillFundLawsuitMember" xlink:label="SpillFundLawsuitMember" xlink:title="SpillFundLawsuitMember" />
    <link:label xlink:type="resource" xlink:label="label_SpillFundLawsuitMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SpillFundLawsuitMember" xml:lang="en-US" id="label_SpillFundLawsuitMember">Related to Spill Fund lawsuit.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SpillFundLawsuitMember" xlink:to="label_SpillFundLawsuitMember" xlink:title="Label : SpillFundLawsuitMember to label_SpillFundLawsuitMember" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryExpenseNotEligibleForCapitalization_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RealEstateInventoryExpenseNotEligibleForCapitalization_1" xml:lang="en-US" id="label_RealEstateInventoryExpenseNotEligibleForCapitalization_1">Interest cost which does not qualify for interest capitalization.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryExpenseNotEligibleForCapitalization" xlink:to="label_RealEstateInventoryExpenseNotEligibleForCapitalization_1" xlink:title="Label : RealEstateInventoryExpenseNotEligibleForCapitalization to label_RealEstateInventoryExpenseNotEligibleForCapitalization_1" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryExpenseNotEligibleForCapitalization_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_RealEstateInventoryExpenseNotEligibleForCapitalization_2" xml:lang="en-US" id="label_RealEstateInventoryExpenseNotEligibleForCapitalization_2">Less other interest expensed(2)</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_SharebasedCompensationArrangementBySharebasedCompensationAwardFairValueMeasurementPeriod" xlink:label="SharebasedCompensationArrangementBySharebasedCompensationAwardFairValueMeasurementPeriod" xlink:title="SharebasedCompensationArrangementBySharebasedCompensationAwardFairValueMeasurementPeriod" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedCompensationAwardFairValueMeasurementPeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SharebasedCompensationArrangementBySharebasedCompensationAwardFairValueMeasurementPeriod" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedCompensationAwardFairValueMeasurementPeriod">hov_SharebasedCompensationArrangementBySharebasedCompensationAwardFairValueMeasurementPeriod</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedCompensationAwardFairValueMeasurementPeriod" xlink:to="label_SharebasedCompensationArrangementBySharebasedCompensationAwardFairValueMeasurementPeriod" xlink:title="Label : SharebasedCompensationArrangementBySharebasedCompensationAwardFairValueMeasurementPeriod to label_SharebasedCompensationArrangementBySharebasedCompensationAwardFairValueMeasurementPeriod" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryExpenseNotEligibleForCapitalization_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RealEstateInventoryExpenseNotEligibleForCapitalization_3" xml:lang="en-US" id="label_RealEstateInventoryExpenseNotEligibleForCapitalization_3">Real Estate Inventory Expense Not Eligible for Capitalization</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryExpenseNotEligibleForCapitalization" xlink:to="label_RealEstateInventoryExpenseNotEligibleForCapitalization_3" xlink:title="Label : RealEstateInventoryExpenseNotEligibleForCapitalization to label_RealEstateInventoryExpenseNotEligibleForCapitalization_3" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_1">Nonvested, weighted average grant date fair value, time-based (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_1" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesFromInventoryRealEstateNotOwned_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LiabilitiesFromInventoryRealEstateNotOwned_1" xml:lang="en-US" id="label_LiabilitiesFromInventoryRealEstateNotOwned_1">Liabilities from Inventory Real Estate Not Owned</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesFromInventoryRealEstateNotOwned" xlink:to="label_LiabilitiesFromInventoryRealEstateNotOwned_1" xlink:title="Label : LiabilitiesFromInventoryRealEstateNotOwned to label_LiabilitiesFromInventoryRealEstateNotOwned_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2">Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Weighted Average Grant Date Fair Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_1">Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Forfeited In Period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_The80SeniorNotesDue2027Member" xlink:label="The80SeniorNotesDue2027Member" xlink:title="The80SeniorNotesDue2027Member" />
    <link:label xlink:type="resource" xlink:label="label_The80SeniorNotesDue2027Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The80SeniorNotesDue2027Member" xml:lang="en-US" id="label_The80SeniorNotesDue2027Member">Represents the the 8.0% senior notes due 2027.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The80SeniorNotesDue2027Member" xlink:to="label_The80SeniorNotesDue2027Member" xlink:title="Label : The80SeniorNotesDue2027Member to label_The80SeniorNotesDue2027Member" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_1">Nonvested, time-based (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_1" />
    <link:label xlink:type="resource" xlink:label="label_AccruedIncomeTaxesCurrent_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AccruedIncomeTaxesCurrent_1" xml:lang="en-US" id="label_AccruedIncomeTaxesCurrent_1">Current</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedIncomeTaxesCurrent" xlink:to="label_AccruedIncomeTaxesCurrent_1" xlink:title="Label : AccruedIncomeTaxesCurrent to label_AccruedIncomeTaxesCurrent_1" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture_1" xml:lang="en-US" id="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture_1">Number of Owned Active Communities Transferred to the Joint Venture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" xlink:to="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture_1" xlink:title="Label : NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture to label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_FairValueOfInventory" xlink:label="FairValueOfInventory" xlink:title="FairValueOfInventory" />
    <link:label xlink:type="resource" xlink:label="label_FairValueOfInventory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueOfInventory" xml:lang="en-US" id="label_FairValueOfInventory">Fair Value Of Inventory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOfInventory" xlink:to="label_FairValueOfInventory" xlink:title="Label : FairValueOfInventory to label_FairValueOfInventory" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_2" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_2">Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_2" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_2" />
    <link:label xlink:type="resource" xlink:label="label_FairValueOfInventory_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueOfInventory_1" xml:lang="en-US" id="label_FairValueOfInventory_1">Fair Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOfInventory" xlink:to="label_FairValueOfInventory_1" xlink:title="Label : FairValueOfInventory to label_FairValueOfInventory_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" xlink:label="LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" xlink:title="LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" />
    <link:label xlink:type="resource" xlink:label="label_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" xml:lang="en-US" id="label_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember">Land and Land Options Held for Future Development or Sale [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" xlink:to="label_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" xlink:title="Label : LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember to label_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_1">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_1">Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested In Period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice_1">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Vested and Expected to Vest, Outstanding, Weighted Average Exercise Price (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice_1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_1">Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_1" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsToAcquirePropertyPlantAndEquipment_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsToAcquirePropertyPlantAndEquipment_1" xml:lang="en-US" id="label_PaymentsToAcquirePropertyPlantAndEquipment_1">Purchase of property, equipment, and other fixed assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="label_PaymentsToAcquirePropertyPlantAndEquipment_1" xlink:title="Label : PaymentsToAcquirePropertyPlantAndEquipment to label_PaymentsToAcquirePropertyPlantAndEquipment_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_GreatNotchCondominiumClaimsMember" xlink:label="GreatNotchCondominiumClaimsMember" xlink:title="GreatNotchCondominiumClaimsMember" />
    <link:label xlink:type="resource" xlink:label="label_GreatNotchCondominiumClaimsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_GreatNotchCondominiumClaimsMember" xml:lang="en-US" id="label_GreatNotchCondominiumClaimsMember">Related to the claims of Great Notch condominium regarding various construction defects, design defects, and geotechnical issues relating to the community.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GreatNotchCondominiumClaimsMember" xlink:to="label_GreatNotchCondominiumClaimsMember" xlink:title="Label : GreatNotchCondominiumClaimsMember to label_GreatNotchCondominiumClaimsMember" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_1" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_1">Share based Compensation Arrangement By Share based Payment Award Options Exercisable Weighted Average Remaining Contractual Term 1</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_1" xlink:title="Label : SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1 to label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_NumberOfDaysInCommittment" xlink:label="NumberOfDaysInCommittment" xlink:title="NumberOfDaysInCommittment" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfDaysInCommittment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfDaysInCommittment" xml:lang="en-US" id="label_NumberOfDaysInCommittment">Number of Days in Committment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfDaysInCommittment" xlink:to="label_NumberOfDaysInCommittment" xlink:title="Label : NumberOfDaysInCommittment to label_NumberOfDaysInCommittment" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfDaysInCommittment_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfDaysInCommittment_1" xml:lang="en-US" id="label_NumberOfDaysInCommittment_1">Number of days in committment (day)</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_IndefiniteTaxPeriodMember" xlink:label="IndefiniteTaxPeriodMember" xlink:title="IndefiniteTaxPeriodMember" />
    <link:label xlink:type="resource" xlink:label="label_IndefiniteTaxPeriodMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_IndefiniteTaxPeriodMember" xml:lang="en-US" id="label_IndefiniteTaxPeriodMember">Represents an indefinite carryforward period.</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_InventoryRealEstateOtherOptions" xlink:label="InventoryRealEstateOtherOptions" xlink:title="InventoryRealEstateOtherOptions" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstateOtherOptions" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InventoryRealEstateOtherOptions" xml:lang="en-US" id="label_InventoryRealEstateOtherOptions">Inventory not owned required to be recorded as a financing in accordance with current accounting standards.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_1" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_1">Share based Compensation Arrangement By Share based Payment Award Options Exercisable Intrinsic Value 1</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_1" xlink:title="Label : SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1 to label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_1" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInOperatingLeaseLiability_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncreaseDecreaseInOperatingLeaseLiability_1" xml:lang="en-US" id="label_IncreaseDecreaseInOperatingLeaseLiability_1">Increase (Decrease) in Operating Lease Liability</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOperatingLeaseLiability" xlink:to="label_IncreaseDecreaseInOperatingLeaseLiability_1" xlink:title="Label : IncreaseDecreaseInOperatingLeaseLiability to label_IncreaseDecreaseInOperatingLeaseLiability_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_1">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period, Intrinsic Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_1" />
    <link:label xlink:type="resource" xlink:label="label_Assets_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Assets_1" xml:lang="en-US" id="label_Assets_1">Assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Assets" xlink:to="label_Assets_1" xlink:title="Label : Assets to label_Assets_1" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstateOtherOptions_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InventoryRealEstateOtherOptions_1" xml:lang="en-US" id="label_InventoryRealEstateOtherOptions_1">Inventory Real Estate, Other Options</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstateOtherOptions" xlink:to="label_InventoryRealEstateOtherOptions_1" xlink:title="Label : InventoryRealEstateOtherOptions to label_InventoryRealEstateOtherOptions_1" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_1" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_1">Share based Compensation Arrangement By Share based Payment Award Options Outstanding Weighted Average Remaining Contractual Term 2</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_1" xlink:title="Label : SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2 to label_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_1" />
    <link:label xlink:type="resource" xlink:label="label_NetIncomeLossAvailableToCommonStockholdersBasic_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NetIncomeLossAvailableToCommonStockholdersBasic_1" xml:lang="en-US" id="label_NetIncomeLossAvailableToCommonStockholdersBasic_1">Numerator for basic earnings per share</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="label_NetIncomeLossAvailableToCommonStockholdersBasic_1" xlink:title="Label : NetIncomeLossAvailableToCommonStockholdersBasic to label_NetIncomeLossAvailableToCommonStockholdersBasic_1" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale_1" xml:lang="en-US" id="label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale_1">Land and land options held for future development or sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstateLandHeldForFutureDevelopmentAndSale" xlink:to="label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale_1" xlink:title="Label : InventoryRealEstateLandHeldForFutureDevelopmentAndSale to label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_1">Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:to="label_NetIncomeLossAvailableToCommonStockholdersDiluted_1" xlink:title="Label : NetIncomeLossAvailableToCommonStockholdersDiluted to label_NetIncomeLossAvailableToCommonStockholdersDiluted_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_FinancialServicesRevenueLineItemMember" xlink:label="FinancialServicesRevenueLineItemMember" xlink:title="FinancialServicesRevenueLineItemMember" />
    <link:label xlink:type="resource" xlink:label="label_FinancialServicesRevenueLineItemMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FinancialServicesRevenueLineItemMember" xml:lang="en-US" id="label_FinancialServicesRevenueLineItemMember">Financial services revenue line item [member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialServicesRevenueLineItemMember" xlink:to="label_FinancialServicesRevenueLineItemMember" xlink:title="Label : FinancialServicesRevenueLineItemMember to label_FinancialServicesRevenueLineItemMember" />
    <link:label xlink:type="resource" xlink:label="label_LossContingencyDamagesSoughtValue_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LossContingencyDamagesSoughtValue_1" xml:lang="en-US" id="label_LossContingencyDamagesSoughtValue_1">Loss Contingency Damages Sought Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LossContingencyDamagesSoughtValue" xlink:to="label_LossContingencyDamagesSoughtValue_1" xlink:title="Label : LossContingencyDamagesSoughtValue to label_LossContingencyDamagesSoughtValue_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_LoansHeldForSaleMember" xlink:label="LoansHeldForSaleMember" xlink:title="LoansHeldForSaleMember" />
    <link:label xlink:type="resource" xlink:label="label_LoansHeldForSaleMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansHeldForSaleMember" xml:lang="en-US" id="label_LoansHeldForSaleMember">Loans Held for Sale [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansHeldForSaleMember" xlink:to="label_LoansHeldForSaleMember" xlink:title="Label : LoansHeldForSaleMember to label_LoansHeldForSaleMember" />
    <link:label xlink:type="resource" xlink:label="label_MortgageLoansHeldForSaleCarryingValue_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MortgageLoansHeldForSaleCarryingValue_1" xml:lang="en-US" id="label_MortgageLoansHeldForSaleCarryingValue_1">Mortgage loans held for sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageLoansHeldForSaleCarryingValue" xlink:to="label_MortgageLoansHeldForSaleCarryingValue_1" xlink:title="Label : MortgageLoansHeldForSaleCarryingValue to label_MortgageLoansHeldForSaleCarryingValue_1" />
    <link:label xlink:type="resource" xlink:label="label_OtherAssets_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherAssets_1" xml:lang="en-US" id="label_OtherAssets_1">Other Assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherAssets" xlink:to="label_OtherAssets_1" xlink:title="Label : OtherAssets to label_OtherAssets_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments" xlink:label="SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments" xlink:title="SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments">hov_SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments" xlink:title="Label : SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments to label_SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedCashAndCashEquivalents_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RestrictedCashAndCashEquivalents_1" xml:lang="en-US" id="label_RestrictedCashAndCashEquivalents_1">Restricted Cash and Cash Equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedCashAndCashEquivalents" xlink:to="label_RestrictedCashAndCashEquivalents_1" xlink:title="Label : RestrictedCashAndCashEquivalents to label_RestrictedCashAndCashEquivalents_1" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedCashAndCashEquivalents_2" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_RestrictedCashAndCashEquivalents_2" xml:lang="en-US" id="label_RestrictedCashAndCashEquivalents_2">Restricted cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedCashAndCashEquivalents" xlink:to="label_RestrictedCashAndCashEquivalents_2" xlink:title="Label : RestrictedCashAndCashEquivalents to label_RestrictedCashAndCashEquivalents_2" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersOwnershipPercentageOnTransfers_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareholdersOwnershipPercentageOnTransfers_1" xml:lang="en-US" id="label_ShareholdersOwnershipPercentageOnTransfers_1">hov_ShareholdersOwnershipPercentageOnTransfers</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersOwnershipPercentageOnTransfers" xlink:to="label_ShareholdersOwnershipPercentageOnTransfers_1" xlink:title="Label : ShareholdersOwnershipPercentageOnTransfers to label_ShareholdersOwnershipPercentageOnTransfers_1" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockVotingRightsVotesPerShareNumber_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockVotingRightsVotesPerShareNumber_2" xml:lang="en-US" id="label_CommonStockVotingRightsVotesPerShareNumber_2">hov_CommonStockVotingRightsVotesPerShareNumber</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockVotingRightsVotesPerShareNumber" xlink:to="label_CommonStockVotingRightsVotesPerShareNumber_2" xlink:title="Label : CommonStockVotingRightsVotesPerShareNumber to label_CommonStockVotingRightsVotesPerShareNumber_2" />
    <link:label xlink:type="resource" xlink:label="label_SeniorSecuredNotesMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SeniorSecuredNotesMember_1" xml:lang="en-US" id="label_SeniorSecuredNotesMember_1">Senior Secured Notes [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeniorSecuredNotesMember" xlink:to="label_SeniorSecuredNotesMember_1" xlink:title="Label : SeniorSecuredNotesMember to label_SeniorSecuredNotesMember_1" />
    <link:label xlink:type="resource" xlink:label="label_InterestRateCommittedLoanApplications_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InterestRateCommittedLoanApplications_2" xml:lang="en-US" id="label_InterestRateCommittedLoanApplications_2">Value of loan applications in process with committed interest rates at the end of the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateCommittedLoanApplications" xlink:to="label_InterestRateCommittedLoanApplications_2" xlink:title="Label : InterestRateCommittedLoanApplications to label_InterestRateCommittedLoanApplications_2" />
    <link:label xlink:type="resource" xlink:label="label_LoansHeldForSaleMortgagesUnpaidPrincipal_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LoansHeldForSaleMortgagesUnpaidPrincipal_2" xml:lang="en-US" id="label_LoansHeldForSaleMortgagesUnpaidPrincipal_2">Mortgage loans held for sale unpaid principal.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansHeldForSaleMortgagesUnpaidPrincipal" xlink:to="label_LoansHeldForSaleMortgagesUnpaidPrincipal_2" xlink:title="Label : LoansHeldForSaleMortgagesUnpaidPrincipal to label_LoansHeldForSaleMortgagesUnpaidPrincipal_2" />
    <link:label xlink:type="resource" xlink:label="label_FinancialServicesMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancialServicesMember_1" xml:lang="en-US" id="label_FinancialServicesMember_1">Financial Services [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialServicesMember" xlink:to="label_FinancialServicesMember_1" xlink:title="Label : FinancialServicesMember to label_FinancialServicesMember_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_1">Stock options outstanding, weighted average exercise price (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_1" />
    <link:label xlink:type="resource" xlink:label="label_HomebuildingMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_HomebuildingMember_1" xml:lang="en-US" id="label_HomebuildingMember_1">Homebuilding [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HomebuildingMember" xlink:to="label_HomebuildingMember_1" xlink:title="Label : HomebuildingMember to label_HomebuildingMember_1" />
    <link:label xlink:type="resource" xlink:label="label_UndistributedEarningsDiluted_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UndistributedEarningsDiluted_1" xml:lang="en-US" id="label_UndistributedEarningsDiluted_1">us-gaap_UndistributedEarningsDiluted</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UndistributedEarningsDiluted" xlink:to="label_UndistributedEarningsDiluted_1" xlink:title="Label : UndistributedEarningsDiluted to label_UndistributedEarningsDiluted_1" />
    <link:label xlink:type="resource" xlink:label="label_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember_1" xml:lang="en-US" id="label_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember_1">Redemption with Net Cash Proceeds from Certain Equity Offerings [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" xlink:to="label_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember_1" xlink:title="Label : RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember to label_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember_1" />
    <link:label xlink:type="resource" xlink:label="label_NonrecourseMortgagesSecuredByInventoryMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NonrecourseMortgagesSecuredByInventoryMember_1" xml:lang="en-US" id="label_NonrecourseMortgagesSecuredByInventoryMember_1">Nonrecourse Mortgages Secured By Inventory [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonrecourseMortgagesSecuredByInventoryMember" xlink:to="label_NonrecourseMortgagesSecuredByInventoryMember_1" xlink:title="Label : NonrecourseMortgagesSecuredByInventoryMember to label_NonrecourseMortgagesSecuredByInventoryMember_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_2" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_2">Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_2" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_2" />
    <link:label xlink:type="resource" xlink:label="label_PropertyPlantAndEquipmentNet_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_PropertyPlantAndEquipmentNet_1" xml:lang="en-US" id="label_PropertyPlantAndEquipmentNet_1">Property and equipment, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentNet" xlink:to="label_PropertyPlantAndEquipmentNet_1" xlink:title="Label : PropertyPlantAndEquipmentNet to label_PropertyPlantAndEquipmentNet_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_JointVentureTotalDebtToCapitalizationRatio" xlink:label="JointVentureTotalDebtToCapitalizationRatio" xlink:title="JointVentureTotalDebtToCapitalizationRatio" />
    <link:label xlink:type="resource" xlink:label="label_JointVentureTotalDebtToCapitalizationRatio" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_JointVentureTotalDebtToCapitalizationRatio" xml:lang="en-US" id="label_JointVentureTotalDebtToCapitalizationRatio">Debt to capitalization ratio</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="JointVentureTotalDebtToCapitalizationRatio" xlink:to="label_JointVentureTotalDebtToCapitalizationRatio" xlink:title="Label : JointVentureTotalDebtToCapitalizationRatio to label_JointVentureTotalDebtToCapitalizationRatio" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfLoansReservedFor_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfLoansReservedFor_2" xml:lang="en-US" id="label_NumberOfLoansReservedFor_2">hov_NumberOfLoansReservedFor</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfLoansReservedFor" xlink:to="label_NumberOfLoansReservedFor_2" xlink:title="Label : NumberOfLoansReservedFor to label_NumberOfLoansReservedFor_2" />
    <link:label xlink:type="resource" xlink:label="label_NewUnconsolidatedJointVentureMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NewUnconsolidatedJointVentureMember_1" xml:lang="en-US" id="label_NewUnconsolidatedJointVentureMember_1">New Unconsolidated Joint Venture [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NewUnconsolidatedJointVentureMember" xlink:to="label_NewUnconsolidatedJointVentureMember_1" xlink:title="Label : NewUnconsolidatedJointVentureMember to label_NewUnconsolidatedJointVentureMember_1" />
    <link:label xlink:type="resource" xlink:label="label_GainOnConsolidationOfJointVenture_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_GainOnConsolidationOfJointVenture_3" xml:lang="en-US" id="label_GainOnConsolidationOfJointVenture_3">Gain on consolidation of joint venture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainOnConsolidationOfJointVenture" xlink:to="label_GainOnConsolidationOfJointVenture_3" xlink:title="Label : GainOnConsolidationOfJointVenture to label_GainOnConsolidationOfJointVenture_3" />
    <link:label xlink:type="resource" xlink:label="label_TavitNajarianMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TavitNajarianMember_1" xml:lang="en-US" id="label_TavitNajarianMember_1">Tavit Najarian [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TavitNajarianMember" xlink:to="label_TavitNajarianMember_1" xlink:title="Label : TavitNajarianMember to label_TavitNajarianMember_1" />
    <link:label xlink:type="resource" xlink:label="label_Dividends_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_Dividends_1" xml:lang="en-US" id="label_Dividends_1">Dividends</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Dividends" xlink:to="label_Dividends_1" xlink:title="Label : Dividends to label_Dividends_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_1">Share Based Compensation Arrangements By Share Based Payment Award Options Forfeitures In Period Weighted Average Exercise Price</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" xlink:to="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_1" xlink:title="Label : ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice to label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_1" />
    <link:label xlink:type="resource" xlink:label="label_ConsolidatedJointVentureMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConsolidatedJointVentureMember_1" xml:lang="en-US" id="label_ConsolidatedJointVentureMember_1">Consolidated Joint Venture [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidatedJointVentureMember" xlink:to="label_ConsolidatedJointVentureMember_1" xlink:title="Label : ConsolidatedJointVentureMember to label_ConsolidatedJointVentureMember_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_1">Share Based Compensation Arrangements By Share Based Payment Award Options Expirations In Period Weighted Average Exercise Price</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:to="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_1" xlink:title="Label : ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice to label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_1" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfNewJointVentures_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfNewJointVentures_2" xml:lang="en-US" id="label_NumberOfNewJointVentures_2">The number of new joint ventures entered into during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfNewJointVentures" xlink:to="label_NumberOfNewJointVentures_2" xlink:title="Label : NumberOfNewJointVentures to label_NumberOfNewJointVentures_2" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" xlink:label="RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" xlink:title="RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" xml:lang="en-US" id="label_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture">Plus interest acquired from unconsolidated joint ventures(4)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" xlink:to="label_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" xlink:title="Label : RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture to label_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsForPartnerDistributionsToConsolidatedJointVenture_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsForPartnerDistributionsToConsolidatedJointVenture_2" xml:lang="en-US" id="label_PaymentsForPartnerDistributionsToConsolidatedJointVenture_2">hov_PaymentsForPartnerDistributionsToConsolidatedJointVenture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForPartnerDistributionsToConsolidatedJointVenture" xlink:to="label_PaymentsForPartnerDistributionsToConsolidatedJointVenture_2" xlink:title="Label : PaymentsForPartnerDistributionsToConsolidatedJointVenture to label_PaymentsForPartnerDistributionsToConsolidatedJointVenture_2" />
    <link:label xlink:type="resource" xlink:label="label_EquityMethodInvestmentOwnershipPercentage_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityMethodInvestmentOwnershipPercentage_1" xml:lang="en-US" id="label_EquityMethodInvestmentOwnershipPercentage_1">Equity Method Investment Ownership Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvestmentOwnershipPercentage" xlink:to="label_EquityMethodInvestmentOwnershipPercentage_1" xlink:title="Label : EquityMethodInvestmentOwnershipPercentage to label_EquityMethodInvestmentOwnershipPercentage_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ProceedsFromPartnerDistributionsToConsolidatedJointVenture" xlink:label="ProceedsFromPartnerDistributionsToConsolidatedJointVenture" xlink:title="ProceedsFromPartnerDistributionsToConsolidatedJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromPartnerDistributionsToConsolidatedJointVenture" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromPartnerDistributionsToConsolidatedJointVenture" xml:lang="en-US" id="label_ProceedsFromPartnerDistributionsToConsolidatedJointVenture">Proceeds from partner distributions to consolidated joint venture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromPartnerDistributionsToConsolidatedJointVenture" xlink:to="label_ProceedsFromPartnerDistributionsToConsolidatedJointVenture" xlink:title="Label : ProceedsFromPartnerDistributionsToConsolidatedJointVenture to label_ProceedsFromPartnerDistributionsToConsolidatedJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_ProfitLoss_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProfitLoss_1" xml:lang="en-US" id="label_ProfitLoss_1">Net income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProfitLoss" xlink:to="label_ProfitLoss_1" xlink:title="Label : ProfitLoss to label_ProfitLoss_1" />
    <link:label xlink:type="resource" xlink:label="label_ProfitLoss_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ProfitLoss_2" xml:lang="en-US" id="label_ProfitLoss_2">Joint venture net income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProfitLoss" xlink:to="label_ProfitLoss_2" xlink:title="Label : ProfitLoss to label_ProfitLoss_2" />
    <link:label xlink:type="resource" xlink:label="label_ProfitLoss_3" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_ProfitLoss_3" xml:lang="en-US" id="label_ProfitLoss_3">Net income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProfitLoss" xlink:to="label_ProfitLoss_3" xlink:title="Label : ProfitLoss to label_ProfitLoss_3" />
    <link:label xlink:type="resource" xlink:label="label_AlternateBaseRateMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AlternateBaseRateMember_1" xml:lang="en-US" id="label_AlternateBaseRateMember_1">Alternate Base Rate [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AlternateBaseRateMember" xlink:to="label_AlternateBaseRateMember_1" xlink:title="Label : AlternateBaseRateMember to label_AlternateBaseRateMember_1" />
    <link:label xlink:type="resource" xlink:label="label_RsusAndPerformanceUnitsMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RsusAndPerformanceUnitsMember_1" xml:lang="en-US" id="label_RsusAndPerformanceUnitsMember_1">RSUs and Performance Units [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RsusAndPerformanceUnitsMember" xlink:to="label_RsusAndPerformanceUnitsMember_1" xlink:title="Label : RsusAndPerformanceUnitsMember to label_RsusAndPerformanceUnitsMember_1" />
    <link:label xlink:type="resource" xlink:label="label_StockOptionsAmortizationAndIssuanceShares_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockOptionsAmortizationAndIssuanceShares_1" xml:lang="en-US" id="label_StockOptionsAmortizationAndIssuanceShares_1">Stock options, amortization and issuances (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockOptionsAmortizationAndIssuanceShares" xlink:to="label_StockOptionsAmortizationAndIssuanceShares_1" xlink:title="Label : StockOptionsAmortizationAndIssuanceShares to label_StockOptionsAmortizationAndIssuanceShares_1" />
    <link:label xlink:type="resource" xlink:label="label_ConversionOfStockValue_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConversionOfStockValue_1" xml:lang="en-US" id="label_ConversionOfStockValue_1">Conversion of Class B to Class A common stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionOfStockValue" xlink:to="label_ConversionOfStockValue_1" xlink:title="Label : ConversionOfStockValue to label_ConversionOfStockValue_1" />
    <link:label xlink:type="resource" xlink:label="label_ConversionOfStockShares_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConversionOfStockShares_1" xml:lang="en-US" id="label_ConversionOfStockShares_1">Conversion of Class B to Class A common stock (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionOfStockShares" xlink:to="label_ConversionOfStockShares_1" xlink:title="Label : ConversionOfStockShares to label_ConversionOfStockShares_1" />
    <link:label xlink:type="resource" xlink:label="label_StockOptionsAmortizationAndIssuanceValue_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockOptionsAmortizationAndIssuanceValue_1" xml:lang="en-US" id="label_StockOptionsAmortizationAndIssuanceValue_1">Stock options, amortization and issuances</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockOptionsAmortizationAndIssuanceValue" xlink:to="label_StockOptionsAmortizationAndIssuanceValue_1" xlink:title="Label : StockOptionsAmortizationAndIssuanceValue to label_StockOptionsAmortizationAndIssuanceValue_1" />
    <link:label xlink:type="resource" xlink:label="label_PercentageOfTargetNumberOfSharesCoveredByMSUAwards_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PercentageOfTargetNumberOfSharesCoveredByMSUAwards_2" xml:lang="en-US" id="label_PercentageOfTargetNumberOfSharesCoveredByMSUAwards_2">hov_PercentageOfTargetNumberOfSharesCoveredByMSUAwards</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PercentageOfTargetNumberOfSharesCoveredByMSUAwards" xlink:to="label_PercentageOfTargetNumberOfSharesCoveredByMSUAwards_2" xlink:title="Label : PercentageOfTargetNumberOfSharesCoveredByMSUAwards to label_PercentageOfTargetNumberOfSharesCoveredByMSUAwards_2" />
    <link:label xlink:type="resource" xlink:label="label_NonemployeeDirectorMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NonemployeeDirectorMember_1" xml:lang="en-US" id="label_NonemployeeDirectorMember_1">Nonemployee Director [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonemployeeDirectorMember" xlink:to="label_NonemployeeDirectorMember_1" xlink:title="Label : NonemployeeDirectorMember to label_NonemployeeDirectorMember_1" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfDirectors_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfDirectors_2" xml:lang="en-US" id="label_NumberOfDirectors_2">hov_NumberOfDirectors</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfDirectors" xlink:to="label_NumberOfDirectors_2" xlink:title="Label : NumberOfDirectors to label_NumberOfDirectors_2" />
    <link:label xlink:type="resource" xlink:label="label_AdvancesToAffiliate_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AdvancesToAffiliate_1" xml:lang="en-US" id="label_AdvancesToAffiliate_1">Advances To Affiliate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdvancesToAffiliate" xlink:to="label_AdvancesToAffiliate_1" xlink:title="Label : AdvancesToAffiliate to label_AdvancesToAffiliate_1" />
    <link:label xlink:type="resource" xlink:label="label_PerformanceBasedMsusMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PerformanceBasedMsusMember_1" xml:lang="en-US" id="label_PerformanceBasedMsusMember_1">Performance Based MSUs [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PerformanceBasedMsusMember" xlink:to="label_PerformanceBasedMsusMember_1" xlink:title="Label : PerformanceBasedMsusMember to label_PerformanceBasedMsusMember_1" />
    <link:label xlink:type="resource" xlink:label="label_MarketStockUnitsMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MarketStockUnitsMember_1" xml:lang="en-US" id="label_MarketStockUnitsMember_1">Market Stock Units [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MarketStockUnitsMember" xlink:to="label_MarketStockUnitsMember_1" xlink:title="Label : MarketStockUnitsMember to label_MarketStockUnitsMember_1" />
    <link:label xlink:type="resource" xlink:label="label_IncomeLossFromEquityMethodInvestments_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_IncomeLossFromEquityMethodInvestments_1" xml:lang="en-US" id="label_IncomeLossFromEquityMethodInvestments_1">Income from unconsolidated joint ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeLossFromEquityMethodInvestments" xlink:to="label_IncomeLossFromEquityMethodInvestments_1" xlink:title="Label : IncomeLossFromEquityMethodInvestments to label_IncomeLossFromEquityMethodInvestments_1" />
    <link:label xlink:type="resource" xlink:label="label_IncomeLossFromEquityMethodInvestments_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeLossFromEquityMethodInvestments_2" xml:lang="en-US" id="label_IncomeLossFromEquityMethodInvestments_2">Income from unconsolidated joint ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeLossFromEquityMethodInvestments" xlink:to="label_IncomeLossFromEquityMethodInvestments_2" xlink:title="Label : IncomeLossFromEquityMethodInvestments to label_IncomeLossFromEquityMethodInvestments_2" />
    <link:label xlink:type="resource" xlink:label="label_IncomeLossFromEquityMethodInvestments_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_IncomeLossFromEquityMethodInvestments_3" xml:lang="en-US" id="label_IncomeLossFromEquityMethodInvestments_3">Our share of net income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeLossFromEquityMethodInvestments" xlink:to="label_IncomeLossFromEquityMethodInvestments_3" xlink:title="Label : IncomeLossFromEquityMethodInvestments to label_IncomeLossFromEquityMethodInvestments_3" />
    <link:label xlink:type="resource" xlink:label="label_The502040NotesMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The502040NotesMember_1" xml:lang="en-US" id="label_The502040NotesMember_1">The 5.0% 2040 Notes [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The502040NotesMember" xlink:to="label_The502040NotesMember_1" xlink:title="Label : The502040NotesMember to label_The502040NotesMember_1" />
    <link:label xlink:type="resource" xlink:label="label_The1352026NotesMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The1352026NotesMember_1" xml:lang="en-US" id="label_The1352026NotesMember_1">The 13.5% 2026 Notes [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The1352026NotesMember" xlink:to="label_The1352026NotesMember_1" xlink:title="Label : The1352026NotesMember to label_The1352026NotesMember_1" />
    <link:label xlink:type="resource" xlink:label="label_Between2025And2029Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Between2025And2029Member_1" xml:lang="en-US" id="label_Between2025And2029Member_1">Between 2025 and 2029 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Between2025And2029Member" xlink:to="label_Between2025And2029Member_1" xlink:title="Label : Between2025And2029Member to label_Between2025And2029Member_1" />
    <link:label xlink:type="resource" xlink:label="label_Between2030And2034Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_Between2030And2034Member_1" xml:lang="en-US" id="label_Between2030And2034Member_1">Represents the tax period that ranges between 2030 and 2034.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Between2030And2034Member" xlink:to="label_Between2030And2034Member_1" xlink:title="Label : Between2030And2034Member to label_Between2030And2034Member_1" />
    <link:label xlink:type="resource" xlink:label="label_Between2035And2039Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_Between2035And2039Member_1" xml:lang="en-US" id="label_Between2035And2039Member_1">Represents the tax period that ranges between 2035 and 2039.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Between2035And2039Member" xlink:to="label_Between2035And2039Member_1" xlink:title="Label : Between2035And2039Member to label_Between2035And2039Member_1" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionAmountsOfTransaction_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RelatedPartyTransactionAmountsOfTransaction_1" xml:lang="en-US" id="label_RelatedPartyTransactionAmountsOfTransaction_1">Related Party Transaction Amounts Of Transaction</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionAmountsOfTransaction" xlink:to="label_RelatedPartyTransactionAmountsOfTransaction_1" xlink:title="Label : RelatedPartyTransactionAmountsOfTransaction to label_RelatedPartyTransactionAmountsOfTransaction_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersOwnershipPercentageThreshold_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareholdersOwnershipPercentageThreshold_2" xml:lang="en-US" id="label_ShareholdersOwnershipPercentageThreshold_2">hov_ShareholdersOwnershipPercentageThreshold</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersOwnershipPercentageThreshold" xlink:to="label_ShareholdersOwnershipPercentageThreshold_2" xlink:title="Label : ShareholdersOwnershipPercentageThreshold to label_ShareholdersOwnershipPercentageThreshold_2" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersCurrentOwnershipPercentage_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareholdersCurrentOwnershipPercentage_1" xml:lang="en-US" id="label_ShareholdersCurrentOwnershipPercentage_1">hov_ShareholdersCurrentOwnershipPercentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersCurrentOwnershipPercentage" xlink:to="label_ShareholdersCurrentOwnershipPercentage_1" xlink:title="Label : ShareholdersCurrentOwnershipPercentage to label_ShareholdersCurrentOwnershipPercentage_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersPreExistingOwnershipPercentage_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareholdersPreExistingOwnershipPercentage_2" xml:lang="en-US" id="label_ShareholdersPreExistingOwnershipPercentage_2">hov_ShareholdersPreExistingOwnershipPercentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersPreExistingOwnershipPercentage" xlink:to="label_ShareholdersPreExistingOwnershipPercentage_2" xlink:title="Label : ShareholdersPreExistingOwnershipPercentage to label_ShareholdersPreExistingOwnershipPercentage_2" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfRights_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfRights_2" xml:lang="en-US" id="label_NumberOfRights_2">hov_NumberOfRights</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfRights" xlink:to="label_NumberOfRights_2" xlink:title="Label : NumberOfRights to label_NumberOfRights_2" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxExpenseBenefit_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_IncomeTaxExpenseBenefit_2" xml:lang="en-US" id="label_IncomeTaxExpenseBenefit_2">Total income taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExpenseBenefit" xlink:to="label_IncomeTaxExpenseBenefit_2" xlink:title="Label : IncomeTaxExpenseBenefit to label_IncomeTaxExpenseBenefit_2" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxExpenseBenefit_3" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_IncomeTaxExpenseBenefit_3" xml:lang="en-US" id="label_IncomeTaxExpenseBenefit_3">Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExpenseBenefit" xlink:to="label_IncomeTaxExpenseBenefit_3" xlink:title="Label : IncomeTaxExpenseBenefit to label_IncomeTaxExpenseBenefit_3" />
    <link:label xlink:type="resource" xlink:label="label_ShareholderOwnershipPercentageOfIncrease_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareholderOwnershipPercentageOfIncrease_1" xml:lang="en-US" id="label_ShareholderOwnershipPercentageOfIncrease_1">hov_ShareholderOwnershipPercentageOfIncrease</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholderOwnershipPercentageOfIncrease" xlink:to="label_ShareholderOwnershipPercentageOfIncrease_1" xlink:title="Label : ShareholderOwnershipPercentageOfIncrease to label_ShareholderOwnershipPercentageOfIncrease_1" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInConstructionDefectReserves_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncreaseDecreaseInConstructionDefectReserves_1" xml:lang="en-US" id="label_IncreaseDecreaseInConstructionDefectReserves_1">Increase (Decrease) In Construction Defect Reserves</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInConstructionDefectReserves" xlink:to="label_IncreaseDecreaseInConstructionDefectReserves_1" xlink:title="Label : IncreaseDecreaseInConstructionDefectReserves to label_IncreaseDecreaseInConstructionDefectReserves_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_1">Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:to="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_1" xlink:title="Label : ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice to label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareholderOwnershipPercentage_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareholderOwnershipPercentage_1" xml:lang="en-US" id="label_ShareholderOwnershipPercentage_1">hov_ShareholderOwnershipPercentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholderOwnershipPercentage" xlink:to="label_ShareholderOwnershipPercentage_1" xlink:title="Label : ShareholderOwnershipPercentage to label_ShareholderOwnershipPercentage_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_1">Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:to="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_1" xlink:title="Label : ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice to label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod_1">Share-Based Compensation Arrangement by Share-Based Payment Award, Shares Issued in Period (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod_1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod_1" />
    <link:label xlink:type="resource" xlink:label="label_ConversionOfStockFromClassBToClassAConversionRatio_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConversionOfStockFromClassBToClassAConversionRatio_2" xml:lang="en-US" id="label_ConversionOfStockFromClassBToClassAConversionRatio_2">hov_ConversionOfStockFromClassBToClassAConversionRatio</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionOfStockFromClassBToClassAConversionRatio" xlink:to="label_ConversionOfStockFromClassBToClassAConversionRatio_2" xlink:title="Label : ConversionOfStockFromClassBToClassAConversionRatio to label_ConversionOfStockFromClassBToClassAConversionRatio_2" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod_1" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod_1">Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period (Year)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod_1" xlink:title="Label : SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod to label_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod_1" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRedemptionPricePercentage_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentRedemptionPricePercentage_1" xml:lang="en-US" id="label_DebtInstrumentRedemptionPricePercentage_1">Debt Instrument, Redemption Price, Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRedemptionPricePercentage" xlink:to="label_DebtInstrumentRedemptionPricePercentage_1" xlink:title="Label : DebtInstrumentRedemptionPricePercentage to label_DebtInstrumentRedemptionPricePercentage_1" />
    <link:label xlink:type="resource" xlink:label="label_AlexanderHovnanianMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AlexanderHovnanianMember_1" xml:lang="en-US" id="label_AlexanderHovnanianMember_1">Alexander Hovnanian [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AlexanderHovnanianMember" xlink:to="label_AlexanderHovnanianMember_1" xlink:title="Label : AlexanderHovnanianMember to label_AlexanderHovnanianMember_1" />
    <link:label xlink:type="resource" xlink:label="label_GeneralAndAdministrativeExpense_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GeneralAndAdministrativeExpense_1" xml:lang="en-US" id="label_GeneralAndAdministrativeExpense_1">General and Administrative Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GeneralAndAdministrativeExpense" xlink:to="label_GeneralAndAdministrativeExpense_1" xlink:title="Label : GeneralAndAdministrativeExpense to label_GeneralAndAdministrativeExpense_1" />
    <link:label xlink:type="resource" xlink:label="label_CashEquivalentsAtCarryingValue_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CashEquivalentsAtCarryingValue_1" xml:lang="en-US" id="label_CashEquivalentsAtCarryingValue_1">Cash Equivalents, at Carrying Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashEquivalentsAtCarryingValue" xlink:to="label_CashEquivalentsAtCarryingValue_1" xlink:title="Label : CashEquivalentsAtCarryingValue to label_CashEquivalentsAtCarryingValue_1" />
    <link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsAtCarryingValue_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CashAndCashEquivalentsAtCarryingValue_1" xml:lang="en-US" id="label_CashAndCashEquivalentsAtCarryingValue_1">Cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsAtCarryingValue" xlink:to="label_CashAndCashEquivalentsAtCarryingValue_1" xlink:title="Label : CashAndCashEquivalentsAtCarryingValue to label_CashAndCashEquivalentsAtCarryingValue_1" />
    <link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsAtCarryingValue_2" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_CashAndCashEquivalentsAtCarryingValue_2" xml:lang="en-US" id="label_CashAndCashEquivalentsAtCarryingValue_2">Cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsAtCarryingValue" xlink:to="label_CashAndCashEquivalentsAtCarryingValue_2" xlink:title="Label : CashAndCashEquivalentsAtCarryingValue to label_CashAndCashEquivalentsAtCarryingValue_2" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxesReceivablePayable_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxesReceivablePayable_1" xml:lang="en-US" id="label_IncomeTaxesReceivablePayable_1">Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxesReceivablePayable" xlink:to="label_IncomeTaxesReceivablePayable_1" xlink:title="Label : IncomeTaxesReceivablePayable to label_IncomeTaxesReceivablePayable_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_1">Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_1">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_1" />
    <link:label xlink:type="resource" xlink:label="label_AllocatedShareBasedCompensationExpenseNetOfTax_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AllocatedShareBasedCompensationExpenseNetOfTax_1" xml:lang="en-US" id="label_AllocatedShareBasedCompensationExpenseNetOfTax_1">Share-Based Payment Arrangement, Expense, after Tax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllocatedShareBasedCompensationExpenseNetOfTax" xlink:to="label_AllocatedShareBasedCompensationExpenseNetOfTax_1" xlink:title="Label : AllocatedShareBasedCompensationExpenseNetOfTax to label_AllocatedShareBasedCompensationExpenseNetOfTax_1" />
    <link:label xlink:type="resource" xlink:label="label_AllocatedShareBasedCompensationExpense_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AllocatedShareBasedCompensationExpense_1" xml:lang="en-US" id="label_AllocatedShareBasedCompensationExpense_1">Share-Based Payment Arrangement, Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllocatedShareBasedCompensationExpense" xlink:to="label_AllocatedShareBasedCompensationExpense_1" xlink:title="Label : AllocatedShareBasedCompensationExpense to label_AllocatedShareBasedCompensationExpense_1" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstate_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_InventoryRealEstate_1" xml:lang="en-US" id="label_InventoryRealEstate_1">Total inventories</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstate" xlink:to="label_InventoryRealEstate_1" xlink:title="Label : InventoryRealEstate to label_InventoryRealEstate_1" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB_1" xml:lang="en-US" id="label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB_1">hov_CommonStockDividendsPercentOfIncreaseFromClassAToClassB</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockDividendsPercentOfIncreaseFromClassAToClassB" xlink:to="label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB_1" xlink:title="Label : CommonStockDividendsPercentOfIncreaseFromClassAToClassB to label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB_1" />
    <link:label xlink:type="resource" xlink:label="label_AllStatesOtherThanCaliforniaMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AllStatesOtherThanCaliforniaMember_1" xml:lang="en-US" id="label_AllStatesOtherThanCaliforniaMember_1">All States Other Than California [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllStatesOtherThanCaliforniaMember" xlink:to="label_AllStatesOtherThanCaliforniaMember_1" xlink:title="Label : AllStatesOtherThanCaliforniaMember to label_AllStatesOtherThanCaliforniaMember_1" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements_1" xml:lang="en-US" id="label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements_1">hov_PaymentsToAcquireInterestInJointVentureNetOfReimbursements</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireInterestInJointVentureNetOfReimbursements" xlink:to="label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements_1" xlink:title="Label : PaymentsToAcquireInterestInJointVentureNetOfReimbursements to label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements_1" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryCapitalizedInterestCosts_1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_RealEstateInventoryCapitalizedInterestCosts_1" xml:lang="en-US" id="label_RealEstateInventoryCapitalizedInterestCosts_1">Interest capitalized at beginning of year</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryCapitalizedInterestCosts" xlink:to="label_RealEstateInventoryCapitalizedInterestCosts_1" xlink:title="Label : RealEstateInventoryCapitalizedInterestCosts to label_RealEstateInventoryCapitalizedInterestCosts_1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryCapitalizedInterestCosts" xlink:to="label_RealEstateInventoryCapitalizedInterestCosts_2" xlink:title="Label : RealEstateInventoryCapitalizedInterestCosts to label_RealEstateInventoryCapitalizedInterestCosts_2" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryCapitalizedInterestCostsCostOfSales1_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_RealEstateInventoryCapitalizedInterestCostsCostOfSales1_1" xml:lang="en-US" id="label_RealEstateInventoryCapitalizedInterestCostsCostOfSales1_1">Less cost of sales interest expensed</link:label>
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    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentMaturityDate_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentMaturityDate_1" xml:lang="en-US" id="label_DebtInstrumentMaturityDate_1">Debt Instrument, Maturity Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentMaturityDate" xlink:to="label_DebtInstrumentMaturityDate_1" xlink:title="Label : DebtInstrumentMaturityDate to label_DebtInstrumentMaturityDate_1" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockSharesAcquired_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_TreasuryStockSharesAcquired_1" xml:lang="en-US" id="label_TreasuryStockSharesAcquired_1">Treasury Stock, Shares, Acquired (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockSharesAcquired" xlink:to="label_TreasuryStockSharesAcquired_1" xlink:title="Label : TreasuryStockSharesAcquired to label_TreasuryStockSharesAcquired_1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockSharesAcquired" xlink:to="label_TreasuryStockSharesAcquired_2" xlink:title="Label : TreasuryStockSharesAcquired to label_TreasuryStockSharesAcquired_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInContractWithCustomerLiability" xlink:label="IncreaseDecreaseInContractWithCustomerLiability" xlink:title="IncreaseDecreaseInContractWithCustomerLiability" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInContractWithCustomerLiability" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncreaseDecreaseInContractWithCustomerLiability" xml:lang="en-US" id="label_IncreaseDecreaseInContractWithCustomerLiability">Customers&#x2019; deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInContractWithCustomerLiability" xlink:to="label_IncreaseDecreaseInContractWithCustomerLiability" xlink:title="Label : IncreaseDecreaseInContractWithCustomerLiability to label_IncreaseDecreaseInContractWithCustomerLiability" />
    <link:label xlink:type="resource" xlink:label="label_SharesOutstanding_1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_SharesOutstanding_1" xml:lang="en-US" id="label_SharesOutstanding_1">Balance (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharesOutstanding" xlink:to="label_SharesOutstanding_1" xlink:title="Label : SharesOutstanding to label_SharesOutstanding_1" />
    <link:label xlink:type="resource" xlink:label="label_SharesOutstanding_2" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_SharesOutstanding_2" xml:lang="en-US" id="label_SharesOutstanding_2">Balance (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharesOutstanding" xlink:to="label_SharesOutstanding_2" xlink:title="Label : SharesOutstanding to label_SharesOutstanding_2" />
    <link:label xlink:type="resource" xlink:label="label_DebtWeightedAverageInterestRate_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtWeightedAverageInterestRate_1" xml:lang="en-US" id="label_DebtWeightedAverageInterestRate_1">Debt, Weighted Average Interest Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtWeightedAverageInterestRate" xlink:to="label_DebtWeightedAverageInterestRate_1" xlink:title="Label : DebtWeightedAverageInterestRate to label_DebtWeightedAverageInterestRate_1" />
    <link:label xlink:type="resource" xlink:label="label_SeniorSecuredRevolvingCreditFacilityMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SeniorSecuredRevolvingCreditFacilityMember_1" xml:lang="en-US" id="label_SeniorSecuredRevolvingCreditFacilityMember_1">Senior Secured Revolving Credit Facility [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeniorSecuredRevolvingCreditFacilityMember" xlink:to="label_SeniorSecuredRevolvingCreditFacilityMember_1" xlink:title="Label : SeniorSecuredRevolvingCreditFacilityMember to label_SeniorSecuredRevolvingCreditFacilityMember_1" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentBasisSpreadOnVariableRate1_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentBasisSpreadOnVariableRate1_1" xml:lang="en-US" id="label_DebtInstrumentBasisSpreadOnVariableRate1_1">Debt Instrument, Basis Spread on Variable Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentBasisSpreadOnVariableRate1" xlink:to="label_DebtInstrumentBasisSpreadOnVariableRate1_1" xlink:title="Label : DebtInstrumentBasisSpreadOnVariableRate1 to label_DebtInstrumentBasisSpreadOnVariableRate1_1" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentInterestRateStatedPercentage_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentInterestRateStatedPercentage_1" xml:lang="en-US" id="label_DebtInstrumentInterestRateStatedPercentage_1">Debt Instrument, Stated Interest Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentInterestRateStatedPercentage" xlink:to="label_DebtInstrumentInterestRateStatedPercentage_1" xlink:title="Label : DebtInstrumentInterestRateStatedPercentage to label_DebtInstrumentInterestRateStatedPercentage_1" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_1" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_1">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_1" xlink:title="Label : SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage to label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_1" />
    <link:label xlink:type="resource" xlink:label="label_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized_1" xml:lang="en-US" id="label_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized_1">Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" xlink:to="label_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized_1" xlink:title="Label : EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized to label_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized_1" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInDeferredIncomeTaxes_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_IncreaseDecreaseInDeferredIncomeTaxes_1" xml:lang="en-US" id="label_IncreaseDecreaseInDeferredIncomeTaxes_1">Deferred tax assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInDeferredIncomeTaxes" xlink:to="label_IncreaseDecreaseInDeferredIncomeTaxes_1" xlink:title="Label : IncreaseDecreaseInDeferredIncomeTaxes to label_IncreaseDecreaseInDeferredIncomeTaxes_1" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRepurchasedFaceAmount_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentRepurchasedFaceAmount_1" xml:lang="en-US" id="label_DebtInstrumentRepurchasedFaceAmount_1">Debt Instrument, Repurchased Face Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRepurchasedFaceAmount" xlink:to="label_DebtInstrumentRepurchasedFaceAmount_1" xlink:title="Label : DebtInstrumentRepurchasedFaceAmount to label_DebtInstrumentRepurchasedFaceAmount_1" />
    <link:label xlink:type="resource" xlink:label="label_OperatingIncomeLossTaxEffect_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingIncomeLossTaxEffect_2" xml:lang="en-US" id="label_OperatingIncomeLossTaxEffect_2">hov_OperatingIncomeLossTaxEffect</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingIncomeLossTaxEffect" xlink:to="label_OperatingIncomeLossTaxEffect_2" xlink:title="Label : OperatingIncomeLossTaxEffect to label_OperatingIncomeLossTaxEffect_2" />
    <link:label xlink:type="resource" xlink:label="label_SecuritiesBorrowedCreditLossExpenseReversal_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SecuritiesBorrowedCreditLossExpenseReversal_1" xml:lang="en-US" id="label_SecuritiesBorrowedCreditLossExpenseReversal_1">Provisions for losses during the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesBorrowedCreditLossExpenseReversal" xlink:to="label_SecuritiesBorrowedCreditLossExpenseReversal_1" xlink:title="Label : SecuritiesBorrowedCreditLossExpenseReversal to label_SecuritiesBorrowedCreditLossExpenseReversal_1" />
    <link:label xlink:type="resource" xlink:label="label_NoncontrollingInterestIncomeInConsolidatedJointVenture_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NoncontrollingInterestIncomeInConsolidatedJointVenture_1" xml:lang="en-US" id="label_NoncontrollingInterestIncomeInConsolidatedJointVenture_1">hov_NoncontrollingInterestIncomeInConsolidatedJointVenture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncontrollingInterestIncomeInConsolidatedJointVenture" xlink:to="label_NoncontrollingInterestIncomeInConsolidatedJointVenture_1" xlink:title="Label : NoncontrollingInterestIncomeInConsolidatedJointVenture to label_NoncontrollingInterestIncomeInConsolidatedJointVenture_1" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentFaceAmount_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentFaceAmount_1" xml:lang="en-US" id="label_DebtInstrumentFaceAmount_1">us-gaap_DebtInstrumentFaceAmount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentFaceAmount" xlink:to="label_DebtInstrumentFaceAmount_1" xlink:title="Label : DebtInstrumentFaceAmount to label_DebtInstrumentFaceAmount_1" />
    <link:label xlink:type="resource" xlink:label="label_GainsLossesOnExtinguishmentOfDebt_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GainsLossesOnExtinguishmentOfDebt_1" xml:lang="en-US" id="label_GainsLossesOnExtinguishmentOfDebt_1">Gain (loss) on extinguishment of debt, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainsLossesOnExtinguishmentOfDebt" xlink:to="label_GainsLossesOnExtinguishmentOfDebt_1" xlink:title="Label : GainsLossesOnExtinguishmentOfDebt to label_GainsLossesOnExtinguishmentOfDebt_1" />
    <link:label xlink:type="resource" xlink:label="label_GainsLossesOnExtinguishmentOfDebt_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_GainsLossesOnExtinguishmentOfDebt_2" xml:lang="en-US" id="label_GainsLossesOnExtinguishmentOfDebt_2">(Gain) loss on extinguishment of debt</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainsLossesOnExtinguishmentOfDebt" xlink:to="label_GainsLossesOnExtinguishmentOfDebt_2" xlink:title="Label : GainsLossesOnExtinguishmentOfDebt to label_GainsLossesOnExtinguishmentOfDebt_2" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRepurchaseAmount_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentRepurchaseAmount_1" xml:lang="en-US" id="label_DebtInstrumentRepurchaseAmount_1">Debt Instrument, Repurchase Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRepurchaseAmount" xlink:to="label_DebtInstrumentRepurchaseAmount_1" xlink:title="Label : DebtInstrumentRepurchaseAmount to label_DebtInstrumentRepurchaseAmount_1" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfStatesInWhichEntityOperates_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfStatesInWhichEntityOperates_1" xml:lang="en-US" id="label_NumberOfStatesInWhichEntityOperates_1">Number of States in which Entity Operates</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfStatesInWhichEntityOperates" xlink:to="label_NumberOfStatesInWhichEntityOperates_1" xlink:title="Label : NumberOfStatesInWhichEntityOperates to label_NumberOfStatesInWhichEntityOperates_1" />
    <link:label xlink:type="resource" xlink:label="label_DividendsPreferredStockCash_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_DividendsPreferredStockCash_1" xml:lang="en-US" id="label_DividendsPreferredStockCash_1">Less: preferred stock dividends</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendsPreferredStockCash" xlink:to="label_DividendsPreferredStockCash_1" xlink:title="Label : DividendsPreferredStockCash to label_DividendsPreferredStockCash_1" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentCollateralAmount_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentCollateralAmount_2" xml:lang="en-US" id="label_DebtInstrumentCollateralAmount_2">us-gaap_DebtInstrumentCollateralAmount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentCollateralAmount" xlink:to="label_DebtInstrumentCollateralAmount_2" xlink:title="Label : DebtInstrumentCollateralAmount to label_DebtInstrumentCollateralAmount_2" />
    <link:label xlink:type="resource" xlink:label="label_DividendsPreferredStock_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_DividendsPreferredStock_1" xml:lang="en-US" id="label_DividendsPreferredStock_1">Preferred dividend declared ($476.56 per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendsPreferredStock" xlink:to="label_DividendsPreferredStock_1" xlink:title="Label : DividendsPreferredStock to label_DividendsPreferredStock_1" />
    <link:label xlink:type="resource" xlink:label="label_OfficeLeasesMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OfficeLeasesMember_1" xml:lang="en-US" id="label_OfficeLeasesMember_1">Office Leases [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OfficeLeasesMember" xlink:to="label_OfficeLeasesMember_1" xlink:title="Label : OfficeLeasesMember to label_OfficeLeasesMember_1" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockOutstandingMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockOutstandingMember_1" xml:lang="en-US" id="label_CommonStockOutstandingMember_1">Common Stock Outstanding [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockOutstandingMember" xlink:to="label_CommonStockOutstandingMember_1" xlink:title="Label : CommonStockOutstandingMember to label_CommonStockOutstandingMember_1" />
    <link:label xlink:type="resource" xlink:label="label_SeniorSecuredTermLoanMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SeniorSecuredTermLoanMember_1" xml:lang="en-US" id="label_SeniorSecuredTermLoanMember_1">Senior Secured Term Loan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeniorSecuredTermLoanMember" xlink:to="label_SeniorSecuredTermLoanMember_1" xlink:title="Label : SeniorSecuredTermLoanMember to label_SeniorSecuredTermLoanMember_1" />
    <link:label xlink:type="resource" xlink:label="label_Between2031And2038Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Between2031And2038Member_1" xml:lang="en-US" id="label_Between2031And2038Member_1">Between 2031 and 2038 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Between2031And2038Member" xlink:to="label_Between2031And2038Member_1" xlink:title="Label : Between2031And2038Member to label_Between2031And2038Member_1" />
    <link:label xlink:type="resource" xlink:label="label_OwnercontrolledInsuranceProgramForSubcontractorsMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OwnercontrolledInsuranceProgramForSubcontractorsMember_1" xml:lang="en-US" id="label_OwnercontrolledInsuranceProgramForSubcontractorsMember_1">Owner-Controlled Insurance Program for Subcontractors [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OwnercontrolledInsuranceProgramForSubcontractorsMember" xlink:to="label_OwnercontrolledInsuranceProgramForSubcontractorsMember_1" xlink:title="Label : OwnercontrolledInsuranceProgramForSubcontractorsMember to label_OwnercontrolledInsuranceProgramForSubcontractorsMember_1" />
    <link:label xlink:type="resource" xlink:label="label_ImpairmentOfRealEstate_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ImpairmentOfRealEstate_1" xml:lang="en-US" id="label_ImpairmentOfRealEstate_1">Impairment of Real Estate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairmentOfRealEstate" xlink:to="label_ImpairmentOfRealEstate_1" xlink:title="Label : ImpairmentOfRealEstate to label_ImpairmentOfRealEstate_1" />
    <link:label xlink:type="resource" xlink:label="label_ImpairmentOfRealEstate_2" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:title="label_ImpairmentOfRealEstate_2" xml:lang="en-US" id="label_ImpairmentOfRealEstate_2">Total losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairmentOfRealEstate" xlink:to="label_ImpairmentOfRealEstate_2" xlink:title="Label : ImpairmentOfRealEstate to label_ImpairmentOfRealEstate_2" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInReceivables_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncreaseDecreaseInReceivables_1" xml:lang="en-US" id="label_IncreaseDecreaseInReceivables_1">Increase (Decrease) in Receivables</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInReceivables" xlink:to="label_IncreaseDecreaseInReceivables_1" xlink:title="Label : IncreaseDecreaseInReceivables to label_IncreaseDecreaseInReceivables_1" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInReceivables_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_IncreaseDecreaseInReceivables_2" xml:lang="en-US" id="label_IncreaseDecreaseInReceivables_2">Receivables, deposits and notes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInReceivables" xlink:to="label_IncreaseDecreaseInReceivables_2" xlink:title="Label : IncreaseDecreaseInReceivables to label_IncreaseDecreaseInReceivables_2" />
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    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingMarch302026Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PrincipalCommencingMarch302026Member_1" xml:lang="en-US" id="label_PrincipalCommencingMarch302026Member_1">Principal Commencing March 30, 2026 [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_RedeemablePriorToSeptember302025Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RedeemablePriorToSeptember302025Member_1" xml:lang="en-US" id="label_RedeemablePriorToSeptember302025Member_1">Redeemable Prior to September 30, 2025 [Member]</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingSeptember302025Member" xlink:to="label_PrincipalCommencingSeptember302025Member_1" xlink:title="Label : PrincipalCommencingSeptember302025Member to label_PrincipalCommencingSeptember302025Member_1" />
    <link:label xlink:type="resource" xlink:label="label_RedeemablePriorToMarch302026Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RedeemablePriorToMarch302026Member_1" xml:lang="en-US" id="label_RedeemablePriorToMarch302026Member_1">Redeemable Prior to March 30, 2026 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RedeemablePriorToMarch302026Member" xlink:to="label_RedeemablePriorToMarch302026Member_1" xlink:title="Label : RedeemablePriorToMarch302026Member to label_RedeemablePriorToMarch302026Member_1" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDue_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDue_1" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDue_1">Total operating lease payments</link:label>
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    <link:label xlink:type="resource" xlink:label="label_DeferredIncomeTaxExpenseBenefit_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredIncomeTaxExpenseBenefit_1" xml:lang="en-US" id="label_DeferredIncomeTaxExpenseBenefit_1">us-gaap_DeferredIncomeTaxExpenseBenefit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredIncomeTaxExpenseBenefit" xlink:to="label_DeferredIncomeTaxExpenseBenefit_1" xlink:title="Label : DeferredIncomeTaxExpenseBenefit to label_DeferredIncomeTaxExpenseBenefit_1" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_1" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_1">2027</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_1" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDueYearThree to label_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_1" />
    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingSeptember302026Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PrincipalCommencingSeptember302026Member_1" xml:lang="en-US" id="label_PrincipalCommencingSeptember302026Member_1">Principal Commencing September 30, 2026 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingSeptember302026Member" xlink:to="label_PrincipalCommencingSeptember302026Member_1" xlink:title="Label : PrincipalCommencingSeptember302026Member to label_PrincipalCommencingSeptember302026Member_1" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_1" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_1">Lessee Operating Lease Liability Payments Due Year Four</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueYearFour" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_1" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDueYearFour to label_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_1" />
    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingSeptember302028Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PrincipalCommencingSeptember302028Member_1" xml:lang="en-US" id="label_PrincipalCommencingSeptember302028Member_1">Principal Commencing September 30, 2028 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingSeptember302028Member" xlink:to="label_PrincipalCommencingSeptember302028Member_1" xlink:title="Label : PrincipalCommencingSeptember302028Member to label_PrincipalCommencingSeptember302028Member_1" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedPaymentArrangementCliffVestingMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SharebasedPaymentArrangementCliffVestingMember_1" xml:lang="en-US" id="label_SharebasedPaymentArrangementCliffVestingMember_1">Share-Based Payment Arrangement, Cliff Vesting [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedPaymentArrangementCliffVestingMember" xlink:to="label_SharebasedPaymentArrangementCliffVestingMember_1" xlink:title="Label : SharebasedPaymentArrangementCliffVestingMember to label_SharebasedPaymentArrangementCliffVestingMember_1" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_1" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_1">2025</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_1" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths to label_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_1" />
    <link:label xlink:type="resource" xlink:label="label_UnsecuredSeniorNotesMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UnsecuredSeniorNotesMember_1" xml:lang="en-US" id="label_UnsecuredSeniorNotesMember_1">Unsecured Senior Notes [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_1" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_1">2026</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_1" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDueYearTwo to label_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_1" />
    <link:label xlink:type="resource" xlink:label="label_Between2040Through2044Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_Between2040Through2044Member_1" xml:lang="en-US" id="label_Between2040Through2044Member_1">Represents the tax periods ranging between 2040 and 2044.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Between2040Through2044Member" xlink:to="label_Between2040Through2044Member_1" xlink:title="Label : Between2040Through2044Member to label_Between2040Through2044Member_1" />
    <link:label xlink:type="resource" xlink:label="label_The80SeniorSecured1125LienNotesDue2028Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The80SeniorSecured1125LienNotesDue2028Member_1" xml:lang="en-US" id="label_The80SeniorSecured1125LienNotesDue2028Member_1">The 8.0% Senior Secured 1.125 Lien Notes Due 2028 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The80SeniorSecured1125LienNotesDue2028Member" xlink:to="label_The80SeniorSecured1125LienNotesDue2028Member_1" xlink:title="Label : The80SeniorSecured1125LienNotesDue2028Member to label_The80SeniorSecured1125LienNotesDue2028Member_1" />
    <link:label xlink:type="resource" xlink:label="label_The1175SeniorSecured125LienNotesDue2029Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The1175SeniorSecured125LienNotesDue2029Member_1" xml:lang="en-US" id="label_The1175SeniorSecured125LienNotesDue2029Member_1">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The1175SeniorSecured125LienNotesDue2029Member" xlink:to="label_The1175SeniorSecured125LienNotesDue2029Member_1" xlink:title="Label : The1175SeniorSecured125LienNotesDue2029Member to label_The1175SeniorSecured125LienNotesDue2029Member_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_SharebasedPaymentArrangementTrancheFourMember" xlink:label="SharebasedPaymentArrangementTrancheFourMember" xlink:title="SharebasedPaymentArrangementTrancheFourMember" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedPaymentArrangementTrancheFourMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SharebasedPaymentArrangementTrancheFourMember" xml:lang="en-US" id="label_SharebasedPaymentArrangementTrancheFourMember">Share-Based Payment Arrangement, Tranche Four [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedPaymentArrangementTrancheFourMember" xlink:to="label_SharebasedPaymentArrangementTrancheFourMember" xlink:title="Label : SharebasedPaymentArrangementTrancheFourMember to label_SharebasedPaymentArrangementTrancheFourMember" />
    <link:label xlink:type="resource" xlink:label="label_OfficersAndAssociatesMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OfficersAndAssociatesMember_1" xml:lang="en-US" id="label_OfficersAndAssociatesMember_1">Officers and Associates [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OfficersAndAssociatesMember" xlink:to="label_OfficersAndAssociatesMember_1" xlink:title="Label : OfficersAndAssociatesMember to label_OfficersAndAssociatesMember_1" />
    <link:label xlink:type="resource" xlink:label="label_DebtConversionConvertedInstrumentAmount1_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtConversionConvertedInstrumentAmount1_1" xml:lang="en-US" id="label_DebtConversionConvertedInstrumentAmount1_1">Debt Conversion, Converted Instrument, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtConversionConvertedInstrumentAmount1" xlink:to="label_DebtConversionConvertedInstrumentAmount1_1" xlink:title="Label : DebtConversionConvertedInstrumentAmount1 to label_DebtConversionConvertedInstrumentAmount1_1" />
    <link:label xlink:type="resource" xlink:label="label_DebtCovenantFixedChargeCoverageRatioMinimum_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtCovenantFixedChargeCoverageRatioMinimum_1" xml:lang="en-US" id="label_DebtCovenantFixedChargeCoverageRatioMinimum_1">hov_DebtCovenantFixedChargeCoverageRatioMinimum</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtCovenantFixedChargeCoverageRatioMinimum" xlink:to="label_DebtCovenantFixedChargeCoverageRatioMinimum_1" xlink:title="Label : DebtCovenantFixedChargeCoverageRatioMinimum to label_DebtCovenantFixedChargeCoverageRatioMinimum_1" />
    <link:label xlink:type="resource" xlink:label="label_PreimpairmentValue_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreimpairmentValue_2" xml:lang="en-US" id="label_PreimpairmentValue_2">Pre-impairment value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreimpairmentValue" xlink:to="label_PreimpairmentValue_2" xlink:title="Label : PreimpairmentValue to label_PreimpairmentValue_2" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfCommunitiesImpaired_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfCommunitiesImpaired_2" xml:lang="en-US" id="label_NumberOfCommunitiesImpaired_2">Number of communities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfCommunitiesImpaired" xlink:to="label_NumberOfCommunitiesImpaired_2" xlink:title="Label : NumberOfCommunitiesImpaired to label_NumberOfCommunitiesImpaired_2" />
    <link:label xlink:type="resource" xlink:label="label_InventoryImpairmentTableTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InventoryImpairmentTableTextBlock_1" xml:lang="en-US" id="label_InventoryImpairmentTableTextBlock_1">Inventory Impairment [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryImpairmentTableTextBlock" xlink:to="label_InventoryImpairmentTableTextBlock_1" xlink:title="Label : InventoryImpairmentTableTextBlock to label_InventoryImpairmentTableTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_LandOptionWriteOffs_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LandOptionWriteOffs_2" xml:lang="en-US" id="label_LandOptionWriteOffs_2">Amount of write-offs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandOptionWriteOffs" xlink:to="label_LandOptionWriteOffs_2" xlink:title="Label : LandOptionWriteOffs to label_LandOptionWriteOffs_2" />
    <link:label xlink:type="resource" xlink:label="label_CarryingValueOfCommunitiesTestedForImpairment_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CarryingValueOfCommunitiesTestedForImpairment_2" xml:lang="en-US" id="label_CarryingValueOfCommunitiesTestedForImpairment_2">hov_CarryingValueOfCommunitiesTestedForImpairment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CarryingValueOfCommunitiesTestedForImpairment" xlink:to="label_CarryingValueOfCommunitiesTestedForImpairment_2" xlink:title="Label : CarryingValueOfCommunitiesTestedForImpairment to label_CarryingValueOfCommunitiesTestedForImpairment_2" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfCommunitiesPerformedDetailedImpairmentCalculations_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfCommunitiesPerformedDetailedImpairmentCalculations_1" xml:lang="en-US" id="label_NumberOfCommunitiesPerformedDetailedImpairmentCalculations_1">hov_NumberOfCommunitiesPerformedDetailedImpairmentCalculations</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfCommunitiesPerformedDetailedImpairmentCalculations" xlink:to="label_NumberOfCommunitiesPerformedDetailedImpairmentCalculations_1" xlink:title="Label : NumberOfCommunitiesPerformedDetailedImpairmentCalculations to label_NumberOfCommunitiesPerformedDetailedImpairmentCalculations_1" />
    <link:label xlink:type="resource" xlink:label="label_Revenues_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_Revenues_1" xml:lang="en-US" id="label_Revenues_1">Revenues</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Revenues" xlink:to="label_Revenues_1" xlink:title="Label : Revenues to label_Revenues_1" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseTermOfContract_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LesseeOperatingLeaseTermOfContract_1" xml:lang="en-US" id="label_LesseeOperatingLeaseTermOfContract_1">Lessee, Operating Lease, Term of Contract (Year)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseTermOfContract" xlink:to="label_LesseeOperatingLeaseTermOfContract_1" xlink:title="Label : LesseeOperatingLeaseTermOfContract to label_LesseeOperatingLeaseTermOfContract_1" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfCommunitiesEvaluatedForImpairment_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfCommunitiesEvaluatedForImpairment_2" xml:lang="en-US" id="label_NumberOfCommunitiesEvaluatedForImpairment_2">hov_NumberOfCommunitiesEvaluatedForImpairment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfCommunitiesEvaluatedForImpairment" xlink:to="label_NumberOfCommunitiesEvaluatedForImpairment_2" xlink:title="Label : NumberOfCommunitiesEvaluatedForImpairment to label_NumberOfCommunitiesEvaluatedForImpairment_2" />
    <link:label xlink:type="resource" xlink:label="label_DepreciationDepletionAndAmortization_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DepreciationDepletionAndAmortization_1" xml:lang="en-US" id="label_DepreciationDepletionAndAmortization_1">Total depreciation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepreciationDepletionAndAmortization" xlink:to="label_DepreciationDepletionAndAmortization_1" xlink:title="Label : DepreciationDepletionAndAmortization to label_DepreciationDepletionAndAmortization_1" />
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    <link:label xlink:type="resource" xlink:label="label_The50SeniorNotesDue2040Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The50SeniorNotesDue2040Member_1" xml:lang="en-US" id="label_The50SeniorNotesDue2040Member_1">The 5.0% Senior Notes due 2040 [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss_1" xml:lang="en-US" id="label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss_1">hov_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss</link:label>
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    <link:label xlink:type="resource" xlink:label="label_ScheduleOfComponentsOfIncomeTaxPayableReceivableTableTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfComponentsOfIncomeTaxPayableReceivableTableTextBlock_1" xml:lang="en-US" id="label_ScheduleOfComponentsOfIncomeTaxPayableReceivableTableTextBlock_1">Schedule of Components of Income Tax Payable Receivable [Table Text Block]</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsLiabilitiesNet" xlink:to="label_DeferredTaxAssetsLiabilitiesNet_1" xlink:title="Label : DeferredTaxAssetsLiabilitiesNet to label_DeferredTaxAssetsLiabilitiesNet_1" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsLiabilitiesNet_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_DeferredTaxAssetsLiabilitiesNet_2" xml:lang="en-US" id="label_DeferredTaxAssetsLiabilitiesNet_2">Deferred tax assets, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsLiabilitiesNet" xlink:to="label_DeferredTaxAssetsLiabilitiesNet_2" xlink:title="Label : DeferredTaxAssetsLiabilitiesNet to label_DeferredTaxAssetsLiabilitiesNet_2" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsLiabilitiesNet_3" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:title="label_DeferredTaxAssetsLiabilitiesNet_3" xml:lang="en-US" id="label_DeferredTaxAssetsLiabilitiesNet_3">Deferred</link:label>
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    <link:label xlink:type="resource" xlink:label="label_PreferredStockSharesIssued_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PreferredStockSharesIssued_1" xml:lang="en-US" id="label_PreferredStockSharesIssued_1">Preferred Stock, Shares Issued, Total (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockSharesIssued" xlink:to="label_PreferredStockSharesIssued_1" xlink:title="Label : PreferredStockSharesIssued to label_PreferredStockSharesIssued_1" />
    <link:label xlink:type="resource" xlink:label="label_NonOptionsMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NonOptionsMember_1" xml:lang="en-US" id="label_NonOptionsMember_1">Non Options [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonOptionsMember" xlink:to="label_NonOptionsMember_1" xlink:title="Label : NonOptionsMember to label_NonOptionsMember_1" />
    <link:label xlink:type="resource" xlink:label="label_WestMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_WestMember_1" xml:lang="en-US" id="label_WestMember_1">West [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WestMember" xlink:to="label_WestMember_1" xlink:title="Label : WestMember to label_WestMember_1" />
    <link:label xlink:type="resource" xlink:label="label_SoutheastMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SoutheastMember_1" xml:lang="en-US" id="label_SoutheastMember_1">Southeast [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SoutheastMember" xlink:to="label_SoutheastMember_1" xlink:title="Label : SoutheastMember to label_SoutheastMember_1" />
    <link:label xlink:type="resource" xlink:label="label_HomebuildingAndLandDevelopmentJointVenturesMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_HomebuildingAndLandDevelopmentJointVenturesMember_1" xml:lang="en-US" id="label_HomebuildingAndLandDevelopmentJointVenturesMember_1">Homebuilding and Land Development Joint Ventures [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_NortheastMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NortheastMember_1" xml:lang="en-US" id="label_NortheastMember_1">Northeast [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NortheastMember" xlink:to="label_NortheastMember_1" xlink:title="Label : NortheastMember to label_NortheastMember_1" />
    <link:label xlink:type="resource" xlink:label="label_SeniorUnsecuredTermLoanCreditFacilityDue2027Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SeniorUnsecuredTermLoanCreditFacilityDue2027Member_1" xml:lang="en-US" id="label_SeniorUnsecuredTermLoanCreditFacilityDue2027Member_1">Senior Unsecured Term Loan Credit Facility Due 2027 [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLeaseNotYetCommenced_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeOperatingLeaseLeaseNotYetCommenced_2" xml:lang="en-US" id="label_LesseeOperatingLeaseLeaseNotYetCommenced_2">hov_LesseeOperatingLeaseLeaseNotYetCommenced</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLeaseNotYetCommenced" xlink:to="label_LesseeOperatingLeaseLeaseNotYetCommenced_2" xlink:title="Label : LesseeOperatingLeaseLeaseNotYetCommenced to label_LesseeOperatingLeaseLeaseNotYetCommenced_2" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsOther_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DeferredTaxAssetsOther_1" xml:lang="en-US" id="label_DeferredTaxAssetsOther_1">Other</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsOther" xlink:to="label_DeferredTaxAssetsOther_1" xlink:title="Label : DeferredTaxAssetsOther to label_DeferredTaxAssetsOther_1" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsGross_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_DeferredTaxAssetsGross_1" xml:lang="en-US" id="label_DeferredTaxAssetsGross_1">Total deferred tax assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsGross" xlink:to="label_DeferredTaxAssetsGross_1" xlink:title="Label : DeferredTaxAssetsGross to label_DeferredTaxAssetsGross_1" />
    <link:label xlink:type="resource" xlink:label="label_DeferredIncomeTaxLiabilities_1" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:title="label_DeferredIncomeTaxLiabilities_1" xml:lang="en-US" id="label_DeferredIncomeTaxLiabilities_1">Total deferred tax liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredIncomeTaxLiabilities" xlink:to="label_DeferredIncomeTaxLiabilities_1" xlink:title="Label : DeferredIncomeTaxLiabilities to label_DeferredIncomeTaxLiabilities_1" />
    <link:label xlink:type="resource" xlink:label="label_InventoryNet_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InventoryNet_1" xml:lang="en-US" id="label_InventoryNet_1">Inventories</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryNet" xlink:to="label_InventoryNet_1" xlink:title="Label : InventoryNet to label_InventoryNet_1" />
    <link:label xlink:type="resource" xlink:label="label_CustomerDepositsMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CustomerDepositsMember_1" xml:lang="en-US" id="label_CustomerDepositsMember_1">Customer Deposits [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CustomerDepositsMember" xlink:to="label_CustomerDepositsMember_1" xlink:title="Label : CustomerDepositsMember to label_CustomerDepositsMember_1" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromInsurancePremiumsCollected_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromInsurancePremiumsCollected_1" xml:lang="en-US" id="label_ProceedsFromInsurancePremiumsCollected_1">Proceeds From Insurance Premiums Collected</link:label>
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    <link:label xlink:type="resource" xlink:label="label_SecuredDebtLeverageRatio_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuredDebtLeverageRatio_2" xml:lang="en-US" id="label_SecuredDebtLeverageRatio_2">hov_SecuredDebtLeverageRatio</link:label>
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    <link:label xlink:type="resource" xlink:label="label_ProductWarrantyAccrualPayments_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProductWarrantyAccrualPayments_1" xml:lang="en-US" id="label_ProductWarrantyAccrualPayments_1">Product Warranty Accrual Payments</link:label>
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    <link:label xlink:type="resource" xlink:label="label_The100SeniorSecured175LienTermLoansDue2028Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The100SeniorSecured175LienTermLoansDue2028Member_1" xml:lang="en-US" id="label_The100SeniorSecured175LienTermLoansDue2028Member_1">The 10.0% Senior Secured 1.75 Lien Term Loans Due 2028 [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_PreferredStockDividendRatePercentage_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PreferredStockDividendRatePercentage_1" xml:lang="en-US" id="label_PreferredStockDividendRatePercentage_1">Preferred Stock, Dividend Rate, Percentage</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" xlink:label="StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" xlink:title="StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" />
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_DebtInstrumentToBeIssuedAsAPercentageDifferenceOfPrincipalAndPurchasePrice" xlink:label="DebtInstrumentToBeIssuedAsAPercentageDifferenceOfPrincipalAndPurchasePrice" xlink:title="DebtInstrumentToBeIssuedAsAPercentageDifferenceOfPrincipalAndPurchasePrice" />
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    <link:label xlink:type="resource" xlink:label="label_OtherNonoperatingIncomeExpense_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherNonoperatingIncomeExpense_1" xml:lang="en-US" id="label_OtherNonoperatingIncomeExpense_1">Other Nonoperating Income (Expense)</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_CostOfGoodsAndServicesSoldExcludingInterest" xlink:label="CostOfGoodsAndServicesSoldExcludingInterest" xlink:title="CostOfGoodsAndServicesSoldExcludingInterest" />
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    <link:label xlink:type="resource" xlink:label="label_Liabilities_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Liabilities_1" xml:lang="en-US" id="label_Liabilities_1">Liabilities</link:label>
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    <link:label xlink:type="resource" xlink:label="label_OperatingIncomeLoss_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OperatingIncomeLoss_1" xml:lang="en-US" id="label_OperatingIncomeLoss_1">Operating Income (Loss)</link:label>
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    <link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInOperatingActivities_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NetCashProvidedByUsedInOperatingActivities_1" xml:lang="en-US" id="label_NetCashProvidedByUsedInOperatingActivities_1">Net cash provided by operating activities</link:label>
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    <link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInInvestingActivities_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInInvestingActivities_1" xml:lang="en-US" id="label_NetCashProvidedByUsedInInvestingActivities_1">us-gaap_NetCashProvidedByUsedInInvestingActivities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="label_NetCashProvidedByUsedInInvestingActivities_1" xlink:title="Label : NetCashProvidedByUsedInInvestingActivities to label_NetCashProvidedByUsedInInvestingActivities_1" />
    <link:label xlink:type="resource" xlink:label="label_CostOfRevenue_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CostOfRevenue_1" xml:lang="en-US" id="label_CostOfRevenue_1">Cost Of Revenue</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" xlink:label="ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" xlink:title="ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" />
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    <link:label xlink:type="resource" xlink:label="label_CostOfGoodsAndServicesSold_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_CostOfGoodsAndServicesSold_1" xml:lang="en-US" id="label_CostOfGoodsAndServicesSold_1">Total cost of sales</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostOfGoodsAndServicesSold" xlink:to="label_CostOfGoodsAndServicesSold_1" xlink:title="Label : CostOfGoodsAndServicesSold to label_CostOfGoodsAndServicesSold_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_CostOfGoodsAndServicesSoldInterest" xlink:label="CostOfGoodsAndServicesSoldInterest" xlink:title="CostOfGoodsAndServicesSoldInterest" />
    <link:label xlink:type="resource" xlink:label="label_CostOfGoodsAndServicesSoldInterest" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CostOfGoodsAndServicesSoldInterest" xml:lang="en-US" id="label_CostOfGoodsAndServicesSoldInterest">Cost of sales interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostOfGoodsAndServicesSoldInterest" xlink:to="label_CostOfGoodsAndServicesSoldInterest" xlink:title="Label : CostOfGoodsAndServicesSoldInterest to label_CostOfGoodsAndServicesSoldInterest" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates_1" xml:lang="en-US" id="label_DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates_1">us-gaap_DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates" xlink:to="label_DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates_1" xlink:title="Label : DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates to label_DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" xlink:label="PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" xlink:title="PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" xml:lang="en-US" id="label_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare">hov_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" xlink:to="label_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" xlink:title="Label : PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare to label_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" />
    <link:label xlink:type="resource" xlink:label="label_LandSalesAndOtherRevenuesMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LandSalesAndOtherRevenuesMember_1" xml:lang="en-US" id="label_LandSalesAndOtherRevenuesMember_1">Represents information pertaining to land sales and other revenues.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandSalesAndOtherRevenuesMember" xlink:to="label_LandSalesAndOtherRevenuesMember_1" xlink:title="Label : LandSalesAndOtherRevenuesMember to label_LandSalesAndOtherRevenuesMember_1" />
    <link:label xlink:type="resource" xlink:label="label_EquityMethodInvestmentOtherThanTemporaryImpairment_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityMethodInvestmentOtherThanTemporaryImpairment_1" xml:lang="en-US" id="label_EquityMethodInvestmentOtherThanTemporaryImpairment_1">Equity Method Investment Other Than Temporary Impairment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvestmentOtherThanTemporaryImpairment" xlink:to="label_EquityMethodInvestmentOtherThanTemporaryImpairment_1" xlink:title="Label : EquityMethodInvestmentOtherThanTemporaryImpairment to label_EquityMethodInvestmentOtherThanTemporaryImpairment_1" />
    <link:label xlink:type="resource" xlink:label="label_LettersOfCreditOutstandingAmount_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LettersOfCreditOutstandingAmount_1" xml:lang="en-US" id="label_LettersOfCreditOutstandingAmount_1">Letters of Credit Outstanding, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LettersOfCreditOutstandingAmount" xlink:to="label_LettersOfCreditOutstandingAmount_1" xlink:title="Label : LettersOfCreditOutstandingAmount to label_LettersOfCreditOutstandingAmount_1" />
    <link:label xlink:type="resource" xlink:label="label_AccountsPayableAndOtherAccruedLiabilities_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccountsPayableAndOtherAccruedLiabilities_1" xml:lang="en-US" id="label_AccountsPayableAndOtherAccruedLiabilities_1">Accounts Payable And Other Accrued Liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsPayableAndOtherAccruedLiabilities" xlink:to="label_AccountsPayableAndOtherAccruedLiabilities_1" xlink:title="Label : AccountsPayableAndOtherAccruedLiabilities to label_AccountsPayableAndOtherAccruedLiabilities_1" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsOfDividends_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PaymentsOfDividends_1" xml:lang="en-US" id="label_PaymentsOfDividends_1">Payments of Dividends</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfDividends" xlink:to="label_PaymentsOfDividends_1" xlink:title="Label : PaymentsOfDividends to label_PaymentsOfDividends_1" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsOfDividends_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsOfDividends_2" xml:lang="en-US" id="label_PaymentsOfDividends_2">Preferred dividends paid</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfDividends" xlink:to="label_PaymentsOfDividends_2" xlink:title="Label : PaymentsOfDividends to label_PaymentsOfDividends_2" />
    <link:label xlink:type="resource" xlink:label="label_ProductWarrantyAccrual_1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_ProductWarrantyAccrual_1" xml:lang="en-US" id="label_ProductWarrantyAccrual_1">Balance, beginning of period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantyAccrual" xlink:to="label_ProductWarrantyAccrual_1" xlink:title="Label : ProductWarrantyAccrual to label_ProductWarrantyAccrual_1" />
    <link:label xlink:type="resource" xlink:label="label_ProductWarrantyAccrual_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProductWarrantyAccrual_2" xml:lang="en-US" id="label_ProductWarrantyAccrual_2">Product Warranty Accrual</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantyAccrual" xlink:to="label_ProductWarrantyAccrual_2" xlink:title="Label : ProductWarrantyAccrual to label_ProductWarrantyAccrual_2" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_1" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_1">Stock options outstanding (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_1" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_1" />
    <link:label xlink:type="resource" xlink:label="label_JointVentureVotingInterestPercentage_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_JointVentureVotingInterestPercentage_2" xml:lang="en-US" id="label_JointVentureVotingInterestPercentage_2">hov_JointVentureVotingInterestPercentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="JointVentureVotingInterestPercentage" xlink:to="label_JointVentureVotingInterestPercentage_2" xlink:title="Label : JointVentureVotingInterestPercentage to label_JointVentureVotingInterestPercentage_2" />
    <link:label xlink:type="resource" xlink:label="label_BodilyInjuryInsuranceLimit_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_BodilyInjuryInsuranceLimit_2" xml:lang="en-US" id="label_BodilyInjuryInsuranceLimit_2">The limit on our deductible for bodily injury claims.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BodilyInjuryInsuranceLimit" xlink:to="label_BodilyInjuryInsuranceLimit_2" xlink:title="Label : BodilyInjuryInsuranceLimit to label_BodilyInjuryInsuranceLimit_2" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_1" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_1">Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross</link:label>
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    <link:label xlink:type="resource" xlink:label="label_PaymentsForRepurchaseOfCommonStock_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsForRepurchaseOfCommonStock_1" xml:lang="en-US" id="label_PaymentsForRepurchaseOfCommonStock_1">Treasury stock purchases</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForRepurchaseOfCommonStock" xlink:to="label_PaymentsForRepurchaseOfCommonStock_1" xlink:title="Label : PaymentsForRepurchaseOfCommonStock to label_PaymentsForRepurchaseOfCommonStock_1" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRedeemedFaceAmount_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentRedeemedFaceAmount_2" xml:lang="en-US" id="label_DebtInstrumentRedeemedFaceAmount_2">hov_DebtInstrumentRedeemedFaceAmount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRedeemedFaceAmount" xlink:to="label_DebtInstrumentRedeemedFaceAmount_2" xlink:title="Label : DebtInstrumentRedeemedFaceAmount to label_DebtInstrumentRedeemedFaceAmount_2" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockAcquiredAverageCostPerShare_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_TreasuryStockAcquiredAverageCostPerShare_1" xml:lang="en-US" id="label_TreasuryStockAcquiredAverageCostPerShare_1">Shares Acquired, Average Cost Per Share (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockAcquiredAverageCostPerShare" xlink:to="label_TreasuryStockAcquiredAverageCostPerShare_1" xlink:title="Label : TreasuryStockAcquiredAverageCostPerShare to label_TreasuryStockAcquiredAverageCostPerShare_1" />
    <link:label xlink:type="resource" xlink:label="label_AcquisitionOfRemainingAssetsOfOneOfJointVenturesMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AcquisitionOfRemainingAssetsOfOneOfJointVenturesMember_1" xml:lang="en-US" id="label_AcquisitionOfRemainingAssetsOfOneOfJointVenturesMember_1">Acquisition of Remaining Assets of One of Joint Ventures [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AcquisitionOfRemainingAssetsOfOneOfJointVenturesMember" xlink:to="label_AcquisitionOfRemainingAssetsOfOneOfJointVenturesMember_1" xlink:title="Label : AcquisitionOfRemainingAssetsOfOneOfJointVenturesMember to label_AcquisitionOfRemainingAssetsOfOneOfJointVenturesMember_1" />
    <link:label xlink:type="resource" xlink:label="label_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture_1" xml:lang="en-US" id="label_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture_1">hov_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" xlink:to="label_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture_1" xlink:title="Label : ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture to label_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture_1" />
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    <link:label xlink:type="resource" xlink:label="label_MortgageWarehouseLinesOfCreditMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MortgageWarehouseLinesOfCreditMember_1" xml:lang="en-US" id="label_MortgageWarehouseLinesOfCreditMember_1">Mortgage Warehouse Lines of Credit [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_RepaymentsOfNotesPayable_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RepaymentsOfNotesPayable_1" xml:lang="en-US" id="label_RepaymentsOfNotesPayable_1">Repayments of Notes Payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepaymentsOfNotesPayable" xlink:to="label_RepaymentsOfNotesPayable_1" xlink:title="Label : RepaymentsOfNotesPayable to label_RepaymentsOfNotesPayable_1" />
    <link:label xlink:type="resource" xlink:label="label_RepaymentsOfNotesPayable_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_RepaymentsOfNotesPayable_2" xml:lang="en-US" id="label_RepaymentsOfNotesPayable_2">Payments related to mortgages and notes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepaymentsOfNotesPayable" xlink:to="label_RepaymentsOfNotesPayable_2" xlink:title="Label : RepaymentsOfNotesPayable to label_RepaymentsOfNotesPayable_2" />
    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberOfDilutedSharesOutstanding_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_WeightedAverageNumberOfDilutedSharesOutstanding_1" xml:lang="en-US" id="label_WeightedAverageNumberOfDilutedSharesOutstanding_1">Denominator for diluted earnings per share &#x2013; weighted-average shares outstanding (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="label_WeightedAverageNumberOfDilutedSharesOutstanding_1" xlink:title="Label : WeightedAverageNumberOfDilutedSharesOutstanding to label_WeightedAverageNumberOfDilutedSharesOutstanding_1" />
    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberOfDilutedSharesOutstanding_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_WeightedAverageNumberOfDilutedSharesOutstanding_2" xml:lang="en-US" id="label_WeightedAverageNumberOfDilutedSharesOutstanding_2">Weighted-average number of common shares outstanding (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="label_WeightedAverageNumberOfDilutedSharesOutstanding_2" xlink:title="Label : WeightedAverageNumberOfDilutedSharesOutstanding to label_WeightedAverageNumberOfDilutedSharesOutstanding_2" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLossCarryforwards_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OperatingLossCarryforwards_1" xml:lang="en-US" id="label_OperatingLossCarryforwards_1">Operating Loss Carryforwards</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLossCarryforwards" xlink:to="label_OperatingLossCarryforwards_1" xlink:title="Label : OperatingLossCarryforwards to label_OperatingLossCarryforwards_1" />
    <link:label xlink:type="resource" xlink:label="label_CorporateGeneralAndAdministrative_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CorporateGeneralAndAdministrative_1" xml:lang="en-US" id="label_CorporateGeneralAndAdministrative_1">Corporate general and administrative</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CorporateGeneralAndAdministrative" xlink:to="label_CorporateGeneralAndAdministrative_1" xlink:title="Label : CorporateGeneralAndAdministrative to label_CorporateGeneralAndAdministrative_1" />
    <link:label xlink:type="resource" xlink:label="label_InventoryImpairmentsAndLandOptionCostWriteOffs_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InventoryImpairmentsAndLandOptionCostWriteOffs_1" xml:lang="en-US" id="label_InventoryImpairmentsAndLandOptionCostWriteOffs_1">Inventory impairments and land option write-offs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryImpairmentsAndLandOptionCostWriteOffs" xlink:to="label_InventoryImpairmentsAndLandOptionCostWriteOffs_1" xlink:title="Label : InventoryImpairmentsAndLandOptionCostWriteOffs to label_InventoryImpairmentsAndLandOptionCostWriteOffs_1" />
    <link:label xlink:type="resource" xlink:label="label_EarningsPerShareDiluted_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EarningsPerShareDiluted_1" xml:lang="en-US" id="label_EarningsPerShareDiluted_1">Diluted earnings per share (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareDiluted" xlink:to="label_EarningsPerShareDiluted_1" xlink:title="Label : EarningsPerShareDiluted to label_EarningsPerShareDiluted_1" />
    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberOfSharesOutstandingBasic_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_WeightedAverageNumberOfSharesOutstandingBasic_1" xml:lang="en-US" id="label_WeightedAverageNumberOfSharesOutstandingBasic_1">Weighted-average number of common shares outstanding basic (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageNumberOfSharesOutstandingBasic" xlink:to="label_WeightedAverageNumberOfSharesOutstandingBasic_1" xlink:title="Label : WeightedAverageNumberOfSharesOutstandingBasic to label_WeightedAverageNumberOfSharesOutstandingBasic_1" />
    <link:label xlink:type="resource" xlink:label="label_EffectiveIncomeTaxRateContinuingOperations_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_EffectiveIncomeTaxRateContinuingOperations_1" xml:lang="en-US" id="label_EffectiveIncomeTaxRateContinuingOperations_1">Effective tax rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateContinuingOperations" xlink:to="label_EffectiveIncomeTaxRateContinuingOperations_1" xlink:title="Label : EffectiveIncomeTaxRateContinuingOperations to label_EffectiveIncomeTaxRateContinuingOperations_1" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesFromInventoryRealEstateNotOwned_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilitiesFromInventoryRealEstateNotOwned_2" xml:lang="en-US" id="label_LiabilitiesFromInventoryRealEstateNotOwned_2">Liabilities from inventory not owned, net of debt issuance costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesFromInventoryRealEstateNotOwned" xlink:to="label_LiabilitiesFromInventoryRealEstateNotOwned_2" xlink:title="Label : LiabilitiesFromInventoryRealEstateNotOwned to label_LiabilitiesFromInventoryRealEstateNotOwned_2" />
    <link:label xlink:type="resource" xlink:label="label_The80SeniorNotesDue2027Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The80SeniorNotesDue2027Member_1" xml:lang="en-US" id="label_The80SeniorNotesDue2027Member_1">The 8.0% Senior Notes Due 2027 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The80SeniorNotesDue2027Member" xlink:to="label_The80SeniorNotesDue2027Member_1" xlink:title="Label : The80SeniorNotesDue2027Member to label_The80SeniorNotesDue2027Member_1" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture_2" xml:lang="en-US" id="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture_2">The number of previously owned active communities by the Company which were transferred to the joint venture.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" xlink:to="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture_2" xlink:title="Label : NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture to label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture_2" />
    <link:label xlink:type="resource" xlink:label="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_1" xml:lang="en-US" id="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_1">2027</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" xlink:to="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_1" xlink:title="Label : LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree to label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_1" />
    <link:label xlink:type="resource" xlink:label="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_1" xml:lang="en-US" id="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_1">2028</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour" xlink:to="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_1" xlink:title="Label : LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour to label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_1" />
    <link:label xlink:type="resource" xlink:label="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_1" xml:lang="en-US" id="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_1">2029</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive" xlink:to="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_1" xlink:title="Label : LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive to label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_1" />
    <link:label xlink:type="resource" xlink:label="label_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_1" xml:lang="en-US" id="label_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_1">us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive" xlink:to="label_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_1" xlink:title="Label : LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive to label_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_1" />
    <link:label xlink:type="resource" xlink:label="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_1" xml:lang="en-US" id="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_1">2026</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:to="label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_1" xlink:title="Label : LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo to label_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_1" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment_1" xml:lang="en-US" id="label_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment_1">Sold and unsold homes and lots under development</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" xlink:to="label_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment_1" xlink:title="Label : InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment to label_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment_1" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale_2" xml:lang="en-US" id="label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale_2">hov_InventoryRealEstateLandHeldForFutureDevelopmentAndSale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstateLandHeldForFutureDevelopmentAndSale" xlink:to="label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale_2" xlink:title="Label : InventoryRealEstateLandHeldForFutureDevelopmentAndSale to label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale_2" />
    <link:label xlink:type="resource" xlink:label="label_FairValueOfInventory_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FairValueOfInventory_2" xml:lang="en-US" id="label_FairValueOfInventory_2">This element represents the fair value of inventory whose carrying value was adjusted to fair value during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOfInventory" xlink:to="label_FairValueOfInventory_2" xlink:title="Label : FairValueOfInventory to label_FairValueOfInventory_2" />
    <link:label xlink:type="resource" xlink:label="label_EffectiveIncomeTaxRateReconciliationTaxCredits_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_EffectiveIncomeTaxRateReconciliationTaxCredits_1" xml:lang="en-US" id="label_EffectiveIncomeTaxRateReconciliationTaxCredits_1">Tax credits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateReconciliationTaxCredits" xlink:to="label_EffectiveIncomeTaxRateReconciliationTaxCredits_1" xlink:title="Label : EffectiveIncomeTaxRateReconciliationTaxCredits to label_EffectiveIncomeTaxRateReconciliationTaxCredits_1" />
    <link:label xlink:type="resource" xlink:label="label_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_1" xml:lang="en-US" id="label_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_1">Land and land options held for future development or sale [member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" xlink:to="label_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_1" xlink:title="Label : LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember to label_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_1" />
    <link:label xlink:type="resource" xlink:label="label_GreatNotchCondominiumClaimsMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GreatNotchCondominiumClaimsMember_1" xml:lang="en-US" id="label_GreatNotchCondominiumClaimsMember_1">Great Notch Condominium Claims[Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GreatNotchCondominiumClaimsMember" xlink:to="label_GreatNotchCondominiumClaimsMember_1" xlink:title="Label : GreatNotchCondominiumClaimsMember to label_GreatNotchCondominiumClaimsMember_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xml:lang="en-US" id="label_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable">Schedule of Share-Based Compensation Arrangements by Share-Based Payment Award [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="label_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="Label : ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to label_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LossContingenciesTable" xlink:label="LossContingenciesTable" xlink:title="LossContingenciesTable" />
    <link:label xlink:type="resource" xlink:label="label_LossContingenciesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LossContingenciesTable" xml:lang="en-US" id="label_LossContingenciesTable">Loss Contingencies [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LossContingenciesTable" xlink:to="label_LossContingenciesTable" xlink:title="Label : LossContingenciesTable to label_LossContingenciesTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems">Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RelatedPartyTransactionLineItems" xlink:label="RelatedPartyTransactionLineItems" xlink:title="RelatedPartyTransactionLineItems" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RelatedPartyTransactionLineItems" xml:lang="en-US" id="label_RelatedPartyTransactionLineItems">Related Party Transaction [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionLineItems" xlink:to="label_RelatedPartyTransactionLineItems" xlink:title="Label : RelatedPartyTransactionLineItems to label_RelatedPartyTransactionLineItems" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquity_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_StockholdersEquity_1" xml:lang="en-US" id="label_StockholdersEquity_1">Total Hovnanian Enterprises, Inc. stockholders&#x2019; equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquity" xlink:to="label_StockholdersEquity_1" xlink:title="Label : StockholdersEquity to label_StockholdersEquity_1" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquity_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquity_2" xml:lang="en-US" id="label_StockholdersEquity_2">Stockholders Equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquity" xlink:to="label_StockholdersEquity_2" xlink:title="Label : StockholdersEquity to label_StockholdersEquity_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" xlink:label="ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" xlink:title="ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" xml:lang="en-US" id="label_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable">Related Party Transaction [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" xlink:to="label_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" xlink:title="Label : ScheduleOfRelatedPartyTransactionsByRelatedPartyTable to label_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfDaysInCommittment_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfDaysInCommittment_2" xml:lang="en-US" id="label_NumberOfDaysInCommittment_2">The number of days for which loans are committed.</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeDisclosureAbstract" xlink:label="LesseeDisclosureAbstract" xlink:title="LesseeDisclosureAbstract" />
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    <link:label xlink:type="resource" xlink:label="label_LossContingenciesLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LossContingenciesLineItems" xml:lang="en-US" id="label_LossContingenciesLineItems">Loss Contingencies [Line Items]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLossCarryforwardsTable" xlink:label="OperatingLossCarryforwardsTable" xlink:title="OperatingLossCarryforwardsTable" />
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    <link:label xlink:type="resource" xlink:label="label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_1" xml:lang="en-US" id="label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_1">Nonconsolidated Investees, Land Development Joint Venture [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonconsolidatedInvesteesLandDevelopmentJointVentureMember" xlink:to="label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_1" xlink:title="Label : NonconsolidatedInvesteesLandDevelopmentJointVentureMember to label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_NonconsolidatedInvesteesHomebuildingJointVentureMember" xlink:label="NonconsolidatedInvesteesHomebuildingJointVentureMember" xlink:title="NonconsolidatedInvesteesHomebuildingJointVentureMember" />
    <link:label xlink:type="resource" xlink:label="label_NonconsolidatedInvesteesHomebuildingJointVentureMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NonconsolidatedInvesteesHomebuildingJointVentureMember" xml:lang="en-US" id="label_NonconsolidatedInvesteesHomebuildingJointVentureMember">Homebuilding Joint Venture [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonconsolidatedInvesteesHomebuildingJointVentureMember" xlink:to="label_NonconsolidatedInvesteesHomebuildingJointVentureMember" xlink:title="Label : NonconsolidatedInvesteesHomebuildingJointVentureMember to label_NonconsolidatedInvesteesHomebuildingJointVentureMember" />
    <link:label xlink:type="resource" xlink:label="label_NonconsolidatedInvesteesHomebuildingJointVentureMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NonconsolidatedInvesteesHomebuildingJointVentureMember_1" xml:lang="en-US" id="label_NonconsolidatedInvesteesHomebuildingJointVentureMember_1">Nonconsolidated Investees, Homebuilding Joint Venture [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonconsolidatedInvesteesHomebuildingJointVentureMember" xlink:to="label_NonconsolidatedInvesteesHomebuildingJointVentureMember_1" xlink:title="Label : NonconsolidatedInvesteesHomebuildingJointVentureMember to label_NonconsolidatedInvesteesHomebuildingJointVentureMember_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfEquityMethodInvestmentsLineItems" xlink:label="ScheduleOfEquityMethodInvestmentsLineItems" xlink:title="ScheduleOfEquityMethodInvestmentsLineItems" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfEquityMethodInvestmentsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfEquityMethodInvestmentsLineItems" xml:lang="en-US" id="label_ScheduleOfEquityMethodInvestmentsLineItems">Schedule of Equity Method Investments [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfEquityMethodInvestmentsLineItems" xlink:to="label_ScheduleOfEquityMethodInvestmentsLineItems" xlink:title="Label : ScheduleOfEquityMethodInvestmentsLineItems to label_ScheduleOfEquityMethodInvestmentsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfEquityMethodInvestmentsTable" xlink:label="ScheduleOfEquityMethodInvestmentsTable" xlink:title="ScheduleOfEquityMethodInvestmentsTable" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfEquityMethodInvestmentsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfEquityMethodInvestmentsTable" xml:lang="en-US" id="label_ScheduleOfEquityMethodInvestmentsTable">Equity Method Investment [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfEquityMethodInvestmentsTable" xlink:to="label_ScheduleOfEquityMethodInvestmentsTable" xlink:title="Label : ScheduleOfEquityMethodInvestmentsTable to label_ScheduleOfEquityMethodInvestmentsTable" />
    <link:label xlink:type="resource" xlink:label="label_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_2" xml:lang="en-US" id="label_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_2">Land and land options held for future development [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" xlink:to="label_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_2" xlink:title="Label : LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember to label_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_2" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_PreImpairmentValueOfInventory" xlink:label="PreImpairmentValueOfInventory" xlink:title="PreImpairmentValueOfInventory" />
    <link:label xlink:type="resource" xlink:label="label_PreImpairmentValueOfInventory" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PreImpairmentValueOfInventory" xml:lang="en-US" id="label_PreImpairmentValueOfInventory">Book value of inventory prior to current period impairment charge.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreImpairmentValueOfInventory" xlink:to="label_PreImpairmentValueOfInventory" xlink:title="Label : PreImpairmentValueOfInventory to label_PreImpairmentValueOfInventory" />
    <link:label xlink:type="resource" xlink:label="label_PreImpairmentValueOfInventory_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PreImpairmentValueOfInventory_1" xml:lang="en-US" id="label_PreImpairmentValueOfInventory_1">Pre-Impairment Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreImpairmentValueOfInventory" xlink:to="label_PreImpairmentValueOfInventory_1" xlink:title="Label : PreImpairmentValueOfInventory to label_PreImpairmentValueOfInventory_1" />
    <link:label xlink:type="resource" xlink:label="label_PreImpairmentValueOfInventory_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreImpairmentValueOfInventory_2" xml:lang="en-US" id="label_PreImpairmentValueOfInventory_2">Pre-Impairment Value of Inventory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreImpairmentValueOfInventory" xlink:to="label_PreImpairmentValueOfInventory_2" xlink:title="Label : PreImpairmentValueOfInventory to label_PreImpairmentValueOfInventory_2" />
    <link:label xlink:type="resource" xlink:label="label_LoansHeldForSaleMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansHeldForSaleMember_2" xml:lang="en-US" id="label_LoansHeldForSaleMember_2">Mortgage Loans Held For Sale [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansHeldForSaleMember" xlink:to="label_LoansHeldForSaleMember_2" xlink:title="Label : LoansHeldForSaleMember to label_LoansHeldForSaleMember_2" />
    <link:label xlink:type="resource" xlink:label="label_NonconsolidatedInvesteesHomebuildingJointVentureMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NonconsolidatedInvesteesHomebuildingJointVentureMember_2" xml:lang="en-US" id="label_NonconsolidatedInvesteesHomebuildingJointVentureMember_2">This member stands for the information pertaining to "Homebuilding Joint Venture" a nonconsolidated joint venturer of the reporting entity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonconsolidatedInvesteesHomebuildingJointVentureMember" xlink:to="label_NonconsolidatedInvesteesHomebuildingJointVentureMember_2" xlink:title="Label : NonconsolidatedInvesteesHomebuildingJointVentureMember to label_NonconsolidatedInvesteesHomebuildingJointVentureMember_2" />
    <link:label xlink:type="resource" xlink:label="label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_2" xml:lang="en-US" id="label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_2">This member stands for the information pertaining to "Land Development Joint Venture" a nonconsolidated joint venturer of the reporting entity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonconsolidatedInvesteesLandDevelopmentJointVentureMember" xlink:to="label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_2" xlink:title="Label : NonconsolidatedInvesteesLandDevelopmentJointVentureMember to label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_InsiderTradingArrLineItems" xlink:label="InsiderTradingArrLineItems" xlink:title="InsiderTradingArrLineItems" />
    <link:label xlink:type="resource" xlink:label="label_InsiderTradingArrLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InsiderTradingArrLineItems" xml:lang="en-US" id="label_InsiderTradingArrLineItems">Insider Trading Arrangements [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InsiderTradingArrLineItems" xlink:to="label_InsiderTradingArrLineItems" xlink:title="Label : InsiderTradingArrLineItems to label_InsiderTradingArrLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_Rule10b51ArrAdoptedFlag" xlink:label="Rule10b51ArrAdoptedFlag" xlink:title="Rule10b51ArrAdoptedFlag" />
    <link:label xlink:type="resource" xlink:label="label_Rule10b51ArrAdoptedFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Rule10b51ArrAdoptedFlag" xml:lang="en-US" id="label_Rule10b51ArrAdoptedFlag">Rule 10b5-1 Arrangement Adopted [Flag]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Rule10b51ArrAdoptedFlag" xlink:to="label_Rule10b51ArrAdoptedFlag" xlink:title="Label : Rule10b51ArrAdoptedFlag to label_Rule10b51ArrAdoptedFlag" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_NonRule10b51ArrAdoptedFlag" xlink:label="NonRule10b51ArrAdoptedFlag" xlink:title="NonRule10b51ArrAdoptedFlag" />
    <link:label xlink:type="resource" xlink:label="label_NonRule10b51ArrAdoptedFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NonRule10b51ArrAdoptedFlag" xml:lang="en-US" id="label_NonRule10b51ArrAdoptedFlag">Non-Rule 10b5-1 Arrangement Adopted [Flag]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonRule10b51ArrAdoptedFlag" xlink:to="label_NonRule10b51ArrAdoptedFlag" xlink:title="Label : NonRule10b51ArrAdoptedFlag to label_NonRule10b51ArrAdoptedFlag" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_Rule10b51ArrTrmntdFlag" xlink:label="Rule10b51ArrTrmntdFlag" xlink:title="Rule10b51ArrTrmntdFlag" />
    <link:label xlink:type="resource" xlink:label="label_Rule10b51ArrTrmntdFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Rule10b51ArrTrmntdFlag" xml:lang="en-US" id="label_Rule10b51ArrTrmntdFlag">Rule 10b5-1 Arrangement Terminated [Flag]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Rule10b51ArrTrmntdFlag" xlink:to="label_Rule10b51ArrTrmntdFlag" xlink:title="Label : Rule10b51ArrTrmntdFlag to label_Rule10b51ArrTrmntdFlag" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_NonRule10b51ArrTrmntdFlag" xlink:label="NonRule10b51ArrTrmntdFlag" xlink:title="NonRule10b51ArrTrmntdFlag" />
    <link:label xlink:type="resource" xlink:label="label_NonRule10b51ArrTrmntdFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NonRule10b51ArrTrmntdFlag" xml:lang="en-US" id="label_NonRule10b51ArrTrmntdFlag">Non-Rule 10b5-1 Arrangement Terminated [Flag]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonRule10b51ArrTrmntdFlag" xlink:to="label_NonRule10b51ArrTrmntdFlag" xlink:title="Label : NonRule10b51ArrTrmntdFlag to label_NonRule10b51ArrTrmntdFlag" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockValue" xlink:label="PreferredStockValue" xlink:title="PreferredStockValue" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockValue" xml:lang="en-US" id="label_PreferredStockValue">Preferred stock, $0.01 par value - authorized 100,000 shares; issued and outstanding 5,600 shares with a liquidation preference of $140,000 at October 31, 2024 and October 31, 2023</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_FlagstarBankNAMember" xlink:label="FlagstarBankNAMember" xlink:title="FlagstarBankNAMember" />
    <link:label xlink:type="resource" xlink:label="label_FlagstarBankNAMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FlagstarBankNAMember" xml:lang="en-US" id="label_FlagstarBankNAMember">This member stands for the information pertaining to "Flagstar Bank, N.A.".</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FlagstarBankNAMember" xlink:to="label_FlagstarBankNAMember" xlink:title="Label : FlagstarBankNAMember to label_FlagstarBankNAMember" />
    <link:label xlink:type="resource" xlink:label="label_FlagstarBankNAMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FlagstarBankNAMember_1" xml:lang="en-US" id="label_FlagstarBankNAMember_1">Flagstar Bank, N.A. [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FlagstarBankNAMember" xlink:to="label_FlagstarBankNAMember_1" xlink:title="Label : FlagstarBankNAMember to label_FlagstarBankNAMember_1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FlagstarBankNAMember" xlink:to="label_FlagstarBankNAMember_2" xlink:title="Label : FlagstarBankNAMember to label_FlagstarBankNAMember_2" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_HinsdaleBankAndTrustCompanyNAMember" xlink:label="HinsdaleBankAndTrustCompanyNAMember" xlink:title="HinsdaleBankAndTrustCompanyNAMember" />
    <link:label xlink:type="resource" xlink:label="label_HinsdaleBankAndTrustCompanyNAMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_HinsdaleBankAndTrustCompanyNAMember" xml:lang="en-US" id="label_HinsdaleBankAndTrustCompanyNAMember">This member stands for the information pertaining to "Hinsdale Bank &amp; Trust Company, N.A.".</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HinsdaleBankAndTrustCompanyNAMember" xlink:to="label_HinsdaleBankAndTrustCompanyNAMember" xlink:title="Label : HinsdaleBankAndTrustCompanyNAMember to label_HinsdaleBankAndTrustCompanyNAMember" />
    <link:label xlink:type="resource" xlink:label="label_HinsdaleBankAndTrustCompanyNAMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_HinsdaleBankAndTrustCompanyNAMember_1" xml:lang="en-US" id="label_HinsdaleBankAndTrustCompanyNAMember_1">Hinsdale Bank &amp; Trust Company, N.A. [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HinsdaleBankAndTrustCompanyNAMember" xlink:to="label_HinsdaleBankAndTrustCompanyNAMember_1" xlink:title="Label : HinsdaleBankAndTrustCompanyNAMember to label_HinsdaleBankAndTrustCompanyNAMember_1" />
    <link:label xlink:type="resource" xlink:label="label_HinsdaleBankAndTrustCompanyNAMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_HinsdaleBankAndTrustCompanyNAMember_2" xml:lang="en-US" id="label_HinsdaleBankAndTrustCompanyNAMember_2">Hinsdale Bank and Trust Company N A [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HinsdaleBankAndTrustCompanyNAMember" xlink:to="label_HinsdaleBankAndTrustCompanyNAMember_2" xlink:title="Label : HinsdaleBankAndTrustCompanyNAMember to label_HinsdaleBankAndTrustCompanyNAMember_2" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" xlink:label="BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" xlink:title="BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" xlink:to="label_BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" xlink:title="Label : BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember to label_BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" />
    <link:label xlink:type="resource" xlink:label="label_BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember_1" xml:lang="en-US" id="label_BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember_1">Bloomberg Short-term Bank Yield Index ("BSBY") rate or SOFR</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" xlink:to="label_BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember_1" xlink:title="Label : BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember to label_BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember_1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" xlink:to="label_BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember_2" xlink:title="Label : BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember to label_BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember_2" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits_1" xml:lang="en-US" id="label_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits_1">Incentive compensation</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsGrossAbstract" xlink:label="DeferredTaxAssetsGrossAbstract" xlink:title="DeferredTaxAssetsGrossAbstract" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsGrossAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsGrossAbstract" xml:lang="en-US" id="label_DeferredTaxAssetsGrossAbstract">Deferred Tax Assets, Gross [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsGrossAbstract" xlink:to="label_DeferredTaxAssetsGrossAbstract" xlink:title="Label : DeferredTaxAssetsGrossAbstract to label_DeferredTaxAssetsGrossAbstract" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsGrossAbstract_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DeferredTaxAssetsGrossAbstract_1" xml:lang="en-US" id="label_DeferredTaxAssetsGrossAbstract_1">Deferred tax assets:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsGrossAbstract" xlink:to="label_DeferredTaxAssetsGrossAbstract_1" xlink:title="Label : DeferredTaxAssetsGrossAbstract to label_DeferredTaxAssetsGrossAbstract_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxLiabilitiesAbstract" xlink:label="DeferredTaxLiabilitiesAbstract" xlink:title="DeferredTaxLiabilitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxLiabilitiesAbstract" xml:lang="en-US" id="label_DeferredTaxLiabilitiesAbstract">Deferred tax liabilities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesAbstract" xlink:to="label_DeferredTaxLiabilitiesAbstract" xlink:title="Label : DeferredTaxLiabilitiesAbstract to label_DeferredTaxLiabilitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts" xlink:label="DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts" xlink:title="DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts" xml:lang="en-US" id="label_DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts">Deferred Tax Liabilities, Inventory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts" xlink:to="label_DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts" xlink:title="Label : DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts to label_DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts_1" xml:lang="en-US" id="label_DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts_1">Inventory valuation differences</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts" xlink:to="label_DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts_1" xlink:title="Label : DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts to label_DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" xlink:label="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" xlink:title="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" xlink:to="label_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" xlink:title="Label : EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost to label_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther" xlink:label="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther" xlink:title="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther" />
    <link:label xlink:type="resource" xlink:label="label_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther" xml:lang="en-US" id="label_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther">Effective Income Tax Rate Reconciliation, Nondeductible Expense, Other, Percent</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther" xlink:to="label_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther" xlink:title="Label : EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther to label_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther" />
    <link:label xlink:type="resource" xlink:label="label_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost_1" xml:lang="en-US" id="label_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost_1">Non-deductible compensation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" xlink:to="label_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost_1" xlink:title="Label : EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost to label_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost_1" />
    <link:label xlink:type="resource" xlink:label="label_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther_1" xml:lang="en-US" id="label_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther_1">Permanent differences, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther" xlink:to="label_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther_1" xlink:title="Label : EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther to label_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_SignificantAccountingPoliciesDisclosureTable" xlink:label="SignificantAccountingPoliciesDisclosureTable" xlink:title="SignificantAccountingPoliciesDisclosureTable" />
    <link:label xlink:type="resource" xlink:label="label_SignificantAccountingPoliciesDisclosureTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SignificantAccountingPoliciesDisclosureTable" xml:lang="en-US" id="label_SignificantAccountingPoliciesDisclosureTable">Significant Accounting Policies, Disclosure [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SignificantAccountingPoliciesDisclosureTable" xlink:to="label_SignificantAccountingPoliciesDisclosureTable" xlink:title="Label : SignificantAccountingPoliciesDisclosureTable to label_SignificantAccountingPoliciesDisclosureTable" />
    <link:label xlink:type="resource" xlink:label="label_SignificantAccountingPoliciesDisclosureTable_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SignificantAccountingPoliciesDisclosureTable_1" xml:lang="en-US" id="label_SignificantAccountingPoliciesDisclosureTable_1">Significant Accounting Policies, Disclosure [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SignificantAccountingPoliciesDisclosureTable" xlink:to="label_SignificantAccountingPoliciesDisclosureTable_1" xlink:title="Label : SignificantAccountingPoliciesDisclosureTable to label_SignificantAccountingPoliciesDisclosureTable_1" />
    <link:label xlink:type="resource" xlink:label="label_SignificantAccountingPoliciesDisclosureTable_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SignificantAccountingPoliciesDisclosureTable_2" xml:lang="en-US" id="label_SignificantAccountingPoliciesDisclosureTable_2">Disclosure of information about significant accounting policies of the reporting entity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SignificantAccountingPoliciesDisclosureTable" xlink:to="label_SignificantAccountingPoliciesDisclosureTable_2" xlink:title="Label : SignificantAccountingPoliciesDisclosureTable to label_SignificantAccountingPoliciesDisclosureTable_2" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_SignificantAccountingPoliciesDisclosureLineItems" xlink:label="SignificantAccountingPoliciesDisclosureLineItems" xlink:title="SignificantAccountingPoliciesDisclosureLineItems" />
    <link:label xlink:type="resource" xlink:label="label_SignificantAccountingPoliciesDisclosureLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SignificantAccountingPoliciesDisclosureLineItems" xml:lang="en-US" id="label_SignificantAccountingPoliciesDisclosureLineItems">Summary of Significant Accounting Policies</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SignificantAccountingPoliciesDisclosureLineItems" xlink:to="label_SignificantAccountingPoliciesDisclosureLineItems" xlink:title="Label : SignificantAccountingPoliciesDisclosureLineItems to label_SignificantAccountingPoliciesDisclosureLineItems" />
    <link:label xlink:type="resource" xlink:label="label_SignificantAccountingPoliciesDisclosureLineItems_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SignificantAccountingPoliciesDisclosureLineItems_1" xml:lang="en-US" id="label_SignificantAccountingPoliciesDisclosureLineItems_1">Significant Accounting Policies, Disclosure [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SignificantAccountingPoliciesDisclosureLineItems" xlink:to="label_SignificantAccountingPoliciesDisclosureLineItems_1" xlink:title="Label : SignificantAccountingPoliciesDisclosureLineItems to label_SignificantAccountingPoliciesDisclosureLineItems_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_InventoriesHeldForSale" xlink:label="InventoriesHeldForSale" xlink:title="InventoriesHeldForSale" />
    <link:label xlink:type="resource" xlink:label="label_InventoriesHeldForSale" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InventoriesHeldForSale" xml:lang="en-US" id="label_InventoriesHeldForSale">Inventories Held for Sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoriesHeldForSale" xlink:to="label_InventoriesHeldForSale" xlink:title="Label : InventoriesHeldForSale to label_InventoriesHeldForSale" />
    <link:label xlink:type="resource" xlink:label="label_InventoriesHeldForSale_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InventoriesHeldForSale_1" xml:lang="en-US" id="label_InventoriesHeldForSale_1">Land parcels held for sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoriesHeldForSale" xlink:to="label_InventoriesHeldForSale_1" xlink:title="Label : InventoriesHeldForSale to label_InventoriesHeldForSale_1" />
    <link:label xlink:type="resource" xlink:label="label_InventoriesHeldForSale_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InventoriesHeldForSale_2" xml:lang="en-US" id="label_InventoriesHeldForSale_2">The carrying amount as of the balance sheet date of inventories as held for sale by the reporting entity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoriesHeldForSale" xlink:to="label_InventoriesHeldForSale_2" xlink:title="Label : InventoriesHeldForSale to label_InventoriesHeldForSale_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherSignificantNoncashTransactionsTable" xlink:label="OtherSignificantNoncashTransactionsTable" xlink:title="OtherSignificantNoncashTransactionsTable" />
    <link:label xlink:type="resource" xlink:label="label_OtherSignificantNoncashTransactionsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherSignificantNoncashTransactionsTable" xml:lang="en-US" id="label_OtherSignificantNoncashTransactionsTable">Other Significant Noncash Transactions [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherSignificantNoncashTransactionsTable" xlink:to="label_OtherSignificantNoncashTransactionsTable" xlink:title="Label : OtherSignificantNoncashTransactionsTable to label_OtherSignificantNoncashTransactionsTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherSignificantNoncashTransactionsLineItems" xlink:label="OtherSignificantNoncashTransactionsLineItems" xlink:title="OtherSignificantNoncashTransactionsLineItems" />
    <link:label xlink:type="resource" xlink:label="label_OtherSignificantNoncashTransactionsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherSignificantNoncashTransactionsLineItems" xml:lang="en-US" id="label_OtherSignificantNoncashTransactionsLineItems">Other Significant Noncash Transactions [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherSignificantNoncashTransactionsLineItems" xlink:to="label_OtherSignificantNoncashTransactionsLineItems" xlink:title="Label : OtherSignificantNoncashTransactionsLineItems to label_OtherSignificantNoncashTransactionsLineItems" />
    <link:label xlink:type="resource" xlink:label="label_OtherSignificantNoncashTransactionsLineItems_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherSignificantNoncashTransactionsLineItems_1" xml:lang="en-US" id="label_OtherSignificantNoncashTransactionsLineItems_1">Supplemental disclosure of noncash investing and financing activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherSignificantNoncashTransactionsLineItems" xlink:to="label_OtherSignificantNoncashTransactionsLineItems_1" xlink:title="Label : OtherSignificantNoncashTransactionsLineItems to label_OtherSignificantNoncashTransactionsLineItems_1" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseRightOfUseAsset_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeaseRightOfUseAsset_1" xml:lang="en-US" id="label_OperatingLeaseRightOfUseAsset_1">Operating Lease Right Of Use Asset</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseRightOfUseAsset" xlink:to="label_OperatingLeaseRightOfUseAsset_1" xlink:title="Label : OperatingLeaseRightOfUseAsset to label_OperatingLeaseRightOfUseAsset_1" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseExpense_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeaseExpense_1" xml:lang="en-US" id="label_OperatingLeaseExpense_1">Operating Lease Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseExpense" xlink:to="label_OperatingLeaseExpense_1" xlink:title="Label : OperatingLeaseExpense to label_OperatingLeaseExpense_1" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentUnamortizedDiscountPremiumNet_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentUnamortizedDiscountPremiumNet_1" xml:lang="en-US" id="label_DebtInstrumentUnamortizedDiscountPremiumNet_1">Net premiums (discounts)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentUnamortizedDiscountPremiumNet" xlink:to="label_DebtInstrumentUnamortizedDiscountPremiumNet_1" xlink:title="Label : DebtInstrumentUnamortizedDiscountPremiumNet to label_DebtInstrumentUnamortizedDiscountPremiumNet_1" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseWeightedAverageRemainingLeaseTerm1_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OperatingLeaseWeightedAverageRemainingLeaseTerm1_1" xml:lang="en-US" id="label_OperatingLeaseWeightedAverageRemainingLeaseTerm1_1">Weighted-average remaining lease term (in years)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:to="label_OperatingLeaseWeightedAverageRemainingLeaseTerm1_1" xlink:title="Label : OperatingLeaseWeightedAverageRemainingLeaseTerm1 to label_OperatingLeaseWeightedAverageRemainingLeaseTerm1_1" />
    <link:label xlink:type="resource" xlink:label="label_SoftwareAndSoftwareDevelopmentCostsMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SoftwareAndSoftwareDevelopmentCostsMember_1" xml:lang="en-US" id="label_SoftwareAndSoftwareDevelopmentCostsMember_1">Capitalized software</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SoftwareAndSoftwareDevelopmentCostsMember" xlink:to="label_SoftwareAndSoftwareDevelopmentCostsMember_1" xlink:title="Label : SoftwareAndSoftwareDevelopmentCostsMember to label_SoftwareAndSoftwareDevelopmentCostsMember_1" />
    <link:label xlink:type="resource" xlink:label="label_FurnitureAndFixturesMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FurnitureAndFixturesMember_1" xml:lang="en-US" id="label_FurnitureAndFixturesMember_1">Furniture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FurnitureAndFixturesMember" xlink:to="label_FurnitureAndFixturesMember_1" xlink:title="Label : FurnitureAndFixturesMember to label_FurnitureAndFixturesMember_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_MtrlTermsOfTrdArrTextBlock" xlink:label="MtrlTermsOfTrdArrTextBlock" xlink:title="MtrlTermsOfTrdArrTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_MtrlTermsOfTrdArrTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MtrlTermsOfTrdArrTextBlock" xml:lang="en-US" id="label_MtrlTermsOfTrdArrTextBlock">Material Terms of Trading Arrangement [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MtrlTermsOfTrdArrTextBlock" xlink:to="label_MtrlTermsOfTrdArrTextBlock" xlink:title="Label : MtrlTermsOfTrdArrTextBlock to label_MtrlTermsOfTrdArrTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrIndName" xlink:label="TrdArrIndName" xlink:title="TrdArrIndName" />
    <link:label xlink:type="resource" xlink:label="label_TrdArrIndName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TrdArrIndName" xml:lang="en-US" id="label_TrdArrIndName">Trading Arrangement, Individual Name</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TrdArrIndName" xlink:to="label_TrdArrIndName" xlink:title="Label : TrdArrIndName to label_TrdArrIndName" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrIndTitle" xlink:label="TrdArrIndTitle" xlink:title="TrdArrIndTitle" />
    <link:label xlink:type="resource" xlink:label="label_TrdArrIndTitle" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TrdArrIndTitle" xml:lang="en-US" id="label_TrdArrIndTitle">Trading Arrangement, Individual Title</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TrdArrIndTitle" xlink:to="label_TrdArrIndTitle" xlink:title="Label : TrdArrIndTitle to label_TrdArrIndTitle" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrAdoptionDate" xlink:label="TrdArrAdoptionDate" xlink:title="TrdArrAdoptionDate" />
    <link:label xlink:type="resource" xlink:label="label_TrdArrAdoptionDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TrdArrAdoptionDate" xml:lang="en-US" id="label_TrdArrAdoptionDate">Trading Arrangement Adoption Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TrdArrAdoptionDate" xlink:to="label_TrdArrAdoptionDate" xlink:title="Label : TrdArrAdoptionDate to label_TrdArrAdoptionDate" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrTerminationDate" xlink:label="TrdArrTerminationDate" xlink:title="TrdArrTerminationDate" />
    <link:label xlink:type="resource" xlink:label="label_TrdArrTerminationDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TrdArrTerminationDate" xml:lang="en-US" id="label_TrdArrTerminationDate">Trading Arrangement Termination Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TrdArrTerminationDate" xlink:to="label_TrdArrTerminationDate" xlink:title="Label : TrdArrTerminationDate to label_TrdArrTerminationDate" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrExpirationDate" xlink:label="TrdArrExpirationDate" xlink:title="TrdArrExpirationDate" />
    <link:label xlink:type="resource" xlink:label="label_TrdArrExpirationDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TrdArrExpirationDate" xml:lang="en-US" id="label_TrdArrExpirationDate">Trading Arrangement Expiration Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TrdArrExpirationDate" xlink:to="label_TrdArrExpirationDate" xlink:title="Label : TrdArrExpirationDate to label_TrdArrExpirationDate" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrDuration" xlink:label="TrdArrDuration" xlink:title="TrdArrDuration" />
    <link:label xlink:type="resource" xlink:label="label_TrdArrDuration" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TrdArrDuration" xml:lang="en-US" id="label_TrdArrDuration">Trading Arrangement Duration</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TrdArrDuration" xlink:to="label_TrdArrDuration" xlink:title="Label : TrdArrDuration to label_TrdArrDuration" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrSecuritiesAggAvailAmt" xlink:label="TrdArrSecuritiesAggAvailAmt" xlink:title="TrdArrSecuritiesAggAvailAmt" />
    <link:label xlink:type="resource" xlink:label="label_TrdArrSecuritiesAggAvailAmt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TrdArrSecuritiesAggAvailAmt" xml:lang="en-US" id="label_TrdArrSecuritiesAggAvailAmt">Trading Arrangement, Securities Aggregate Available Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TrdArrSecuritiesAggAvailAmt" xlink:to="label_TrdArrSecuritiesAggAvailAmt" xlink:title="Label : TrdArrSecuritiesAggAvailAmt to label_TrdArrSecuritiesAggAvailAmt" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TradingArrByIndTable" xlink:label="TradingArrByIndTable" xlink:title="TradingArrByIndTable" />
    <link:label xlink:type="resource" xlink:label="label_TradingArrByIndTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TradingArrByIndTable" xml:lang="en-US" id="label_TradingArrByIndTable">Trading Arrangements, by Individual [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TradingArrByIndTable" xlink:to="label_TradingArrByIndTable" xlink:title="Label : TradingArrByIndTable to label_TradingArrByIndTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TradingArrAxis" xlink:label="TradingArrAxis" xlink:title="TradingArrAxis" />
    <link:label xlink:type="resource" xlink:label="label_TradingArrAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TradingArrAxis" xml:lang="en-US" id="label_TradingArrAxis">Trading Arrangement [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TradingArrAxis" xlink:to="label_TradingArrAxis" xlink:title="Label : TradingArrAxis to label_TradingArrAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AllTradingArrangementsMember" xlink:label="AllTradingArrangementsMember" xlink:title="AllTradingArrangementsMember" />
    <link:label xlink:type="resource" xlink:label="label_AllTradingArrangementsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AllTradingArrangementsMember" xml:lang="en-US" id="label_AllTradingArrangementsMember">All Trading Arrangements [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllTradingArrangementsMember" xlink:to="label_AllTradingArrangementsMember" xlink:title="Label : AllTradingArrangementsMember to label_AllTradingArrangementsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_IndividualAxis" xlink:label="IndividualAxis" xlink:title="IndividualAxis" />
    <link:label xlink:type="resource" xlink:label="label_IndividualAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IndividualAxis" xml:lang="en-US" id="label_IndividualAxis">Individual [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IndividualAxis" xlink:to="label_IndividualAxis" xlink:title="Label : IndividualAxis to label_IndividualAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AllIndividualsMember" xlink:label="AllIndividualsMember" xlink:title="AllIndividualsMember" />
    <link:label xlink:type="resource" xlink:label="label_AllIndividualsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AllIndividualsMember" xml:lang="en-US" id="label_AllIndividualsMember">All Individuals [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllIndividualsMember" xlink:to="label_AllIndividualsMember" xlink:title="Label : AllIndividualsMember to label_AllIndividualsMember" />
    <link:label xlink:type="resource" xlink:label="label_AssetsAbstract_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AssetsAbstract_1" xml:lang="en-US" id="label_AssetsAbstract_1">Assets:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsAbstract" xlink:to="label_AssetsAbstract_1" xlink:title="Label : AssetsAbstract to label_AssetsAbstract_1" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesAndStockholdersEquityAbstract_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LiabilitiesAndStockholdersEquityAbstract_1" xml:lang="en-US" id="label_LiabilitiesAndStockholdersEquityAbstract_1">Liabilities and equity:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquityAbstract" xlink:to="label_LiabilitiesAndStockholdersEquityAbstract_1" xlink:title="Label : LiabilitiesAndStockholdersEquityAbstract to label_LiabilitiesAndStockholdersEquityAbstract_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersDilutedAbstract" xlink:label="NetIncomeLossAvailableToCommonStockholdersDilutedAbstract" xlink:title="NetIncomeLossAvailableToCommonStockholdersDilutedAbstract" />
    <link:label xlink:type="resource" xlink:label="label_NetIncomeLossAvailableToCommonStockholdersDilutedAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetIncomeLossAvailableToCommonStockholdersDilutedAbstract" xml:lang="en-US" id="label_NetIncomeLossAvailableToCommonStockholdersDilutedAbstract">Net Income (Loss) Available to Common Stockholders, Diluted [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAvailableToCommonStockholdersDilutedAbstract" xlink:to="label_NetIncomeLossAvailableToCommonStockholdersDilutedAbstract" xlink:title="Label : NetIncomeLossAvailableToCommonStockholdersDilutedAbstract to label_NetIncomeLossAvailableToCommonStockholdersDilutedAbstract" />
    <link:label xlink:type="resource" xlink:label="label_NetIncomeLossAvailableToCommonStockholdersDilutedAbstract_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NetIncomeLossAvailableToCommonStockholdersDilutedAbstract_1" xml:lang="en-US" id="label_NetIncomeLossAvailableToCommonStockholdersDilutedAbstract_1">Numerator:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAvailableToCommonStockholdersDilutedAbstract" xlink:to="label_NetIncomeLossAvailableToCommonStockholdersDilutedAbstract_1" xlink:title="Label : NetIncomeLossAvailableToCommonStockholdersDilutedAbstract to label_NetIncomeLossAvailableToCommonStockholdersDilutedAbstract_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract" xlink:label="WeightedAverageNumberOfSharesOutstandingAbstract" xlink:title="WeightedAverageNumberOfSharesOutstandingAbstract" />
    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberOfSharesOutstandingAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_WeightedAverageNumberOfSharesOutstandingAbstract" xml:lang="en-US" id="label_WeightedAverageNumberOfSharesOutstandingAbstract">Weighted Average Number of Shares Outstanding, Diluted [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageNumberOfSharesOutstandingAbstract" xlink:to="label_WeightedAverageNumberOfSharesOutstandingAbstract" xlink:title="Label : WeightedAverageNumberOfSharesOutstandingAbstract to label_WeightedAverageNumberOfSharesOutstandingAbstract" />
    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberOfSharesOutstandingAbstract_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_WeightedAverageNumberOfSharesOutstandingAbstract_1" xml:lang="en-US" id="label_WeightedAverageNumberOfSharesOutstandingAbstract_1">Denominator:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageNumberOfSharesOutstandingAbstract" xlink:to="label_WeightedAverageNumberOfSharesOutstandingAbstract_1" xlink:title="Label : WeightedAverageNumberOfSharesOutstandingAbstract to label_WeightedAverageNumberOfSharesOutstandingAbstract_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract" xlink:label="WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract" xlink:title="WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract" />
    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract" xml:lang="en-US" id="label_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract">Weighted Average Number of Shares Outstanding, Diluted, Adjustment [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract" xlink:to="label_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract" xlink:title="Label : WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract to label_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract" />
    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract_1" xml:lang="en-US" id="label_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract_1">Effect of dilutive securities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract" xlink:to="label_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract_1" xlink:title="Label : WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract to label_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:label="EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:title="EffectiveIncomeTaxRateReconciliationOtherAdjustments" />
    <link:label xlink:type="resource" xlink:label="label_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xml:lang="en-US" id="label_EffectiveIncomeTaxRateReconciliationOtherAdjustments">Effective Income Tax Rate Reconciliation, Other Adjustments, Percent</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:to="label_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:title="Label : EffectiveIncomeTaxRateReconciliationOtherAdjustments to label_EffectiveIncomeTaxRateReconciliationOtherAdjustments" />
    <link:label xlink:type="resource" xlink:label="label_EffectiveIncomeTaxRateReconciliationOtherAdjustments_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EffectiveIncomeTaxRateReconciliationOtherAdjustments_1" xml:lang="en-US" id="label_EffectiveIncomeTaxRateReconciliationOtherAdjustments_1">Other</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:to="label_EffectiveIncomeTaxRateReconciliationOtherAdjustments_1" xlink:title="Label : EffectiveIncomeTaxRateReconciliationOtherAdjustments to label_EffectiveIncomeTaxRateReconciliationOtherAdjustments_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeLeaseDescriptionTable" xlink:label="LesseeLeaseDescriptionTable" xlink:title="LesseeLeaseDescriptionTable" />
    <link:label xlink:type="resource" xlink:label="label_LesseeLeaseDescriptionTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeLeaseDescriptionTable" xml:lang="en-US" id="label_LesseeLeaseDescriptionTable">Lessee, Lease, Description [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeLeaseDescriptionTable" xlink:to="label_LesseeLeaseDescriptionTable" xlink:title="Label : LesseeLeaseDescriptionTable to label_LesseeLeaseDescriptionTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeLeaseDescriptionLineItems" xlink:label="LesseeLeaseDescriptionLineItems" xlink:title="LesseeLeaseDescriptionLineItems" />
    <link:label xlink:type="resource" xlink:label="label_LesseeLeaseDescriptionLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LesseeLeaseDescriptionLineItems" xml:lang="en-US" id="label_LesseeLeaseDescriptionLineItems">Statement [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeLeaseDescriptionLineItems" xlink:to="label_LesseeLeaseDescriptionLineItems" xlink:title="Label : LesseeLeaseDescriptionLineItems to label_LesseeLeaseDescriptionLineItems" />
    <link:label xlink:type="resource" xlink:label="label_LesseeLeaseDescriptionLineItems_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeLeaseDescriptionLineItems_1" xml:lang="en-US" id="label_LesseeLeaseDescriptionLineItems_1">Lessee, Lease, Description [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeLeaseDescriptionLineItems" xlink:to="label_LesseeLeaseDescriptionLineItems_1" xlink:title="Label : LesseeLeaseDescriptionLineItems to label_LesseeLeaseDescriptionLineItems_1" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_1" xml:lang="en-US" id="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_1">Equity, Including Portion Attributable to Noncontrolling Interest [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:to="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_1" xlink:title="Label : StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract to label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_1" />
    <link:label xlink:type="resource" xlink:label="label_SegmentExpenditureAdditionToLongLivedAssets_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SegmentExpenditureAdditionToLongLivedAssets_1" xml:lang="en-US" id="label_SegmentExpenditureAdditionToLongLivedAssets_1">Net additions to operating properties and equipment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentExpenditureAdditionToLongLivedAssets" xlink:to="label_SegmentExpenditureAdditionToLongLivedAssets_1" xlink:title="Label : SegmentExpenditureAdditionToLongLivedAssets to label_SegmentExpenditureAdditionToLongLivedAssets_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20241031.xsd#hov_VariableInterestEntityDisclosureAbstract" xlink:label="VariableInterestEntityDisclosureAbstract" xlink:title="VariableInterestEntityDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="label_VariableInterestEntityDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_VariableInterestEntityDisclosureAbstract" xml:lang="en-US" id="label_VariableInterestEntityDisclosureAbstract">Cash and letter of credit deposits associated with land and lot options of unconsolidated variable interest entities.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityDisclosureAbstract" xlink:to="label_VariableInterestEntityDisclosureAbstract" xlink:title="Label : VariableInterestEntityDisclosureAbstract to label_VariableInterestEntityDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxExaminationTable_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxExaminationTable_1" xml:lang="en-US" id="label_IncomeTaxExaminationTable_1">Income Tax Examination [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExaminationTable" xlink:to="label_IncomeTaxExaminationTable_1" xlink:title="Label : IncomeTaxExaminationTable to label_IncomeTaxExaminationTable_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxExaminationLineItems" xlink:label="IncomeTaxExaminationLineItems" xlink:title="IncomeTaxExaminationLineItems" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxExaminationLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxExaminationLineItems" xml:lang="en-US" id="label_IncomeTaxExaminationLineItems">Income Tax Examination [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExaminationLineItems" xlink:to="label_IncomeTaxExaminationLineItems" xlink:title="Label : IncomeTaxExaminationLineItems to label_IncomeTaxExaminationLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="PropertyPlantAndEquipmentAbstract" xlink:title="PropertyPlantAndEquipmentAbstract" />
    <link:label xlink:type="resource" xlink:label="label_PropertyPlantAndEquipmentAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PropertyPlantAndEquipmentAbstract" xml:lang="en-US" id="label_PropertyPlantAndEquipmentAbstract">Property, Plant and Equipment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentAbstract" xlink:to="label_PropertyPlantAndEquipmentAbstract" xlink:title="Label : PropertyPlantAndEquipmentAbstract to label_PropertyPlantAndEquipmentAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="ScheduleOfPropertyPlantAndEquipmentTable" xlink:title="ScheduleOfPropertyPlantAndEquipmentTable" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfPropertyPlantAndEquipmentTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfPropertyPlantAndEquipmentTable" xml:lang="en-US" id="label_ScheduleOfPropertyPlantAndEquipmentTable">Schedule Of Property Plant And Equipment [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfPropertyPlantAndEquipmentTable" xlink:to="label_ScheduleOfPropertyPlantAndEquipmentTable" xlink:title="Label : ScheduleOfPropertyPlantAndEquipmentTable to label_ScheduleOfPropertyPlantAndEquipmentTable" />
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  <xsd:element name="RealPropertyMember" id="hov_RealPropertyMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="RestrictedCashMember" id="hov_RestrictedCashMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="SecuredDebtLeverageRatio" id="hov_SecuredDebtLeverageRatio" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="SoutheastMember" id="hov_SoutheastMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="SpillFundLawsuitMember" id="hov_SpillFundLawsuitMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="TavitNajarianMember" id="hov_TavitNajarianMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The1352026NotesMember" id="hov_The1352026NotesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The502040NotesMember" id="hov_The502040NotesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="WestMember" id="hov_WestMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="AccountsAndNotesReceivableNetAndDeposits" id="hov_AccountsAndNotesReceivableNetAndDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="AcquisitionOfRemainingAssetsOfOneOfJointVenturesMember" id="hov_AcquisitionOfRemainingAssetsOfOneOfJointVenturesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="AfterNovember152023Member" id="hov_AfterNovember152023Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims" id="hov_AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="AlexanderHovnanianMember" id="hov_AlexanderHovnanianMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="AllStatesOtherThanCaliforniaMember" id="hov_AllStatesOtherThanCaliforniaMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="AlternateBaseRateMember" id="hov_AlternateBaseRateMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="Between2025And2029Member" id="hov_Between2025And2029Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="Between2030And2034Member" id="hov_Between2030And2034Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="Between2031And2038Member" id="hov_Between2031And2038Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="Between2035And2039Member" id="hov_Between2035And2039Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="Between2040Through2044Member" id="hov_Between2040Through2044Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="BloombergShorttermBankYieldIndexBSBYMember" id="hov_BloombergShorttermBankYieldIndexBSBYMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="BodilyInjuryInsuranceDeductible" id="hov_BodilyInjuryInsuranceDeductible" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="BodilyInjuryInsuranceLimit" id="hov_BodilyInjuryInsuranceLimit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="CarryingValueOfCommunitiesTestedForImpairment" id="hov_CarryingValueOfCommunitiesTestedForImpairment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="CashAndCashEquivalentsCollateralMember" id="hov_CashAndCashEquivalentsCollateralMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="ComericaMasterRepurchaseAgreementMember" id="hov_ComericaMasterRepurchaseAgreementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="CommonStockDividendsPercentOfIncreaseFromClassAToClassB" id="hov_CommonStockDividendsPercentOfIncreaseFromClassAToClassB" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="CommonStockOutstandingMember" id="hov_CommonStockOutstandingMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="CommonStockVotingRightsVotesPerShareNumber" id="hov_CommonStockVotingRightsVotesPerShareNumber" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" id="hov_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="ConsolidatedJointVentureMember" id="hov_ConsolidatedJointVentureMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="ConversionOfStockFromClassBToClassAConversionRatio" id="hov_ConversionOfStockFromClassBToClassAConversionRatio" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="ConversionOfStockShares" id="hov_ConversionOfStockShares" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="ConversionOfStockValue" id="hov_ConversionOfStockValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="CorporateGeneralAndAdministrative" id="hov_CorporateGeneralAndAdministrative" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="CostOfGoodsAndServicesSoldExcludingInterest" id="hov_CostOfGoodsAndServicesSoldExcludingInterest" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="CostOfGoodsAndServicesSoldInterest" id="hov_CostOfGoodsAndServicesSoldInterest" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="DebtCovenantFixedChargeCoverageRatioMinimum" id="hov_DebtCovenantFixedChargeCoverageRatioMinimum" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="DebtInstrumentRedeemedFaceAmount" id="hov_DebtInstrumentRedeemedFaceAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DebtInstrumentToBeIssuedAsAPercentageDifferenceOfPrincipalAndPurchasePrice" id="hov_DebtInstrumentToBeIssuedAsAPercentageDifferenceOfPrincipalAndPurchasePrice" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="DebtInstrumentVariableRateBasisFloorRate" id="hov_DebtInstrumentVariableRateBasisFloorRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" id="hov_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="EquityInterestsInJointVentureHoldingCompaniesCollateralMember" id="hov_EquityInterestsInJointVentureHoldingCompaniesCollateralMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" id="hov_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="FinancialServicesRevenueLineItemMember" id="hov_FinancialServicesRevenueLineItemMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="GainOnConsolidationOfJointVenture" id="hov_GainOnConsolidationOfJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="GeneralLiabilityInsuranceDeductible" id="hov_GeneralLiabilityInsuranceDeductible" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="GreatNotchCondominiumClaimsMember" id="hov_GreatNotchCondominiumClaimsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="HomebuildingAndLandDevelopmentJointVenturesMember" id="hov_HomebuildingAndLandDevelopmentJointVenturesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="HomebuildingJointVentureMember" id="hov_HomebuildingJointVentureMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="IncreaseDecreaseInConstructionDefectReserves" id="hov_IncreaseDecreaseInConstructionDefectReserves" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="IndefiniteTaxPeriodMember" id="hov_IndefiniteTaxPeriodMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="InterestRateCommittedLoanApplications" id="hov_InterestRateCommittedLoanApplications" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="InterestRateCommittedLoanApplicationsMember" id="hov_InterestRateCommittedLoanApplicationsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="InventoryImpairmentTableTextBlock" id="hov_InventoryImpairmentTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="InventoryImpairmentsAndLandOptionCostWriteOffs" id="hov_InventoryImpairmentsAndLandOptionCostWriteOffs" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
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  <xsd:element name="InventoryRealEstateLandHeldForFutureDevelopmentAndSale" id="hov_InventoryRealEstateLandHeldForFutureDevelopmentAndSale" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="InventoryRealEstateOtherOptions" id="hov_InventoryRealEstateOtherOptions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" id="hov_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="JPMorganChaseBankMember" id="hov_JPMorganChaseBankMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="JointVentureTotalDebtToCapitalizationRatio" id="hov_JointVentureTotalDebtToCapitalizationRatio" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="JointVentureVotingInterestPercentage" id="hov_JointVentureVotingInterestPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" id="hov_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="LandBankingArrangementMember" id="hov_LandBankingArrangementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="LandDevelopmentJointVentureMember" id="hov_LandDevelopmentJointVentureMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="LandSalesAndOtherRevenuesMember" id="hov_LandSalesAndOtherRevenuesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="LesseeOperatingLeaseLeaseNotYetCommenced" id="hov_LesseeOperatingLeaseLeaseNotYetCommenced" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="LiabilitiesFromInventoryRealEstateNotOwned" id="hov_LiabilitiesFromInventoryRealEstateNotOwned" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LineOfCreditFacilityApplicableMargin" id="hov_LineOfCreditFacilityApplicableMargin" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" id="hov_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LineOfCreditFacilityUnusedCommitmentFeeRate" id="hov_LineOfCreditFacilityUnusedCommitmentFeeRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="LineOfCreditFacilityVariableRateFloor" id="hov_LineOfCreditFacilityVariableRateFloor" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="LoanApplicationsInProcess" id="hov_LoanApplicationsInProcess" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LoansHeldForSaleMortgagesUnpaidPrincipal" id="hov_LoansHeldForSaleMortgagesUnpaidPrincipal" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ModelSaleLeasebackFinancingArrangementsMember" id="hov_ModelSaleLeasebackFinancingArrangementsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageLoansHeldForSaleCarryingValue" id="hov_MortgageLoansHeldForSaleCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="MortgageWarehouseLinesOfCreditMember" id="hov_MortgageWarehouseLinesOfCreditMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" id="hov_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="NewUnconsolidatedJointVentureMember" id="hov_NewUnconsolidatedJointVentureMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NoncontrollingInterestIncomeInConsolidatedJointVenture" id="hov_NoncontrollingInterestIncomeInConsolidatedJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="NonemployeeDirectorMember" id="hov_NonemployeeDirectorMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NonrecourseMortgagesSecuredByInventoryMember" id="hov_NonrecourseMortgagesSecuredByInventoryMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfCommunitiesEvaluatedForImpairment" id="hov_NumberOfCommunitiesEvaluatedForImpairment" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="NumberOfCommunitiesPerformedDetailedImpairmentCalculations" id="hov_NumberOfCommunitiesPerformedDetailedImpairmentCalculations" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="NumberOfDaysInCommittment" id="hov_NumberOfDaysInCommittment" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" id="hov_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="NumberOfOwnedCommunitiesTransferredToTheJointVenture" id="hov_NumberOfOwnedCommunitiesTransferredToTheJointVenture" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="NumberOfUnconsolidatedJointVenturesDissolved" id="hov_NumberOfUnconsolidatedJointVenturesDissolved" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="OfficersAndAssociatesMember" id="hov_OfficersAndAssociatesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="OperatingIncomeLossTaxEffect" id="hov_OperatingIncomeLossTaxEffect" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="OutOfTheMoneyStockOptionsMember" id="hov_OutOfTheMoneyStockOptionsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="OwnercontrolledInsuranceProgramForSubcontractorsMember" id="hov_OwnercontrolledInsuranceProgramForSubcontractorsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="ParticipantsWithServiceRequirementMember" id="hov_ParticipantsWithServiceRequirementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="ParticipantsWithoutServiceRequirementMember" id="hov_ParticipantsWithoutServiceRequirementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PaymentsByInsuranceCompaniesForClaims" id="hov_PaymentsByInsuranceCompaniesForClaims" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="PaymentsForLandBankFinancingProgram" id="hov_PaymentsForLandBankFinancingProgram" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PaymentsForModelSaleLeasebackFinancingPrograms" id="hov_PaymentsForModelSaleLeasebackFinancingPrograms" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PaymentsForPartnerDistributionsToConsolidatedJointVenture" id="hov_PaymentsForPartnerDistributionsToConsolidatedJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PaymentsToAcquireInterestInJointVentureNetOfReimbursements" id="hov_PaymentsToAcquireInterestInJointVentureNetOfReimbursements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfTargetNumberOfSharesCoveredByMSUAwards" id="hov_PercentageOfTargetNumberOfSharesCoveredByMSUAwards" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
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  <xsd:element name="PercentageOfEquityInterestInConsolidatedJointVentureThatIsNotOwnedByCompanyDirectlyOrIndirectly" id="hov_PercentageOfEquityInterestInConsolidatedJointVentureThatIsNotOwnedByCompanyDirectlyOrIndirectly" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
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  <xsd:element name="ExchangeAgreementsMember" id="hov_ExchangeAgreementsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PreImpairmentValueOfInventory" id="hov_PreImpairmentValueOfInventory" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="NonconsolidatedInvesteesHomebuildingJointVentureMember" id="hov_NonconsolidatedInvesteesHomebuildingJointVentureMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NonconsolidatedInvesteesLandDevelopmentJointVentureMember" id="hov_NonconsolidatedInvesteesLandDevelopmentJointVentureMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="HinsdaleBankAndTrustCompanyNAMember" id="hov_HinsdaleBankAndTrustCompanyNAMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="FlagstarBankNAMember" id="hov_FlagstarBankNAMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" id="hov_BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="SignificantAccountingPoliciesDisclosureTable" id="hov_SignificantAccountingPoliciesDisclosureTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="SignificantAccountingPoliciesDisclosureLineItems" id="hov_SignificantAccountingPoliciesDisclosureLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="InventoriesHeldForSale" id="hov_InventoriesHeldForSale" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="VariableInterestEntityDisclosureAbstract" id="hov_VariableInterestEntityDisclosureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NatureOfOperationsDisclosureAbstract" id="hov_NatureOfOperationsDisclosureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="NatureOfOperationsDisclosureTable" id="hov_NatureOfOperationsDisclosureTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTable" id="hov_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureLineItems" id="hov_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
</xsd:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.N
<SEQUENCE>8
<FILENAME>ex4N_1.htm
<DESCRIPTION>EXHIBIT 4(N)
<TEXT>
<html><body><div><div style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="margin: 0pt; text-align: right; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; line-height: inherit;">Exhibit 4(</font><font style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; line-height: inherit;">n</font><font style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; line-height: inherit;">)</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&nbsp;</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; line-height: inherit;">DESCRIPTION OF CAPITAL STOCK</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&nbsp;</font></p>
<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">The following description of the common stock and preferred stock of Hovnanian Enterprises, Inc. (&#8220;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; text-decoration: underline; line-height: inherit;">Hovnanian</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&#8221; or the &#8220;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; text-decoration: underline; line-height: inherit;">Company</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&#8221;) summarizes the material terms and provisions of the common stock and the preferred stock. For the complete terms of our common stock and preferred stock, please refer to Hovnanian&#8217;s restated certificate of incorporation, the &#8220;Restated Certificate of Incorporation,&#8221; amended and restated bylaws, the &#8220;Amended and Restated By-Laws&#8221; and Amended Rights Plan (as defined below). The terms of these securities may also be affected by the General Corporation Law of the State of Delaware. The summary below is qualified in its entirety by reference to the Restated Certificate of Incorporation, Amended and Restated By-laws and Amended Rights Plan.</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&nbsp;</font></p>
<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">The authorized capital stock of Hovnanian is 18,500,000 shares, consisting of 16,000,000 shares of Class A Common Stock, par value $.01 per share, the &#8220;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; text-decoration: underline; line-height: inherit;">Class A Common Stock</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&#8221;, 2,400,000 shares of Class B Common Stock, par value $.01 per share, the &#8220;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; text-decoration: underline; line-height: inherit;">Class B Common Stock</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&#8221; and together with the Class A Common Stock, the &#8220;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; text-decoration: underline; line-height: inherit;">Common Stock</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&#8221;, and 100,000 shares of preferred stock, par value $.01 per share, in the series and with the designations, powers, preferences and relative, participating, optional or other special rights thereof, and qualifications, limitations or restrictions thereon, as may be fixed from time to time by the Board of Directors of Hovnanian (the &#8220;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; text-decoration: underline; line-height: inherit;">Board of Directors</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&#8221;) for each series.</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&nbsp;</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; line-height: inherit;">Common Stock </font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&nbsp;</font></p>
<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">As of October 31, 202</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">4</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">, </font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">6,415,794 </font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">shares of Class A Common Stock and </font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">757,023 </font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">shares of Class B Common Stock were issued and outstanding. The Class A Common Stock is traded on the New York Stock Exchange under the symbol &#8220;HOV&#8221;. There is no established public trading market for the Class B Common Stock. </font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">In order to</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;"> trade Class B Common Stock, the shares must be converted into Class A Common Stock on a one-for-one basis. The outstanding Class A Common Stock and Class B Common Stock is fully paid and non-assessable. The rights, powers and preferences of holders of Common Stock are subject to, and may be adversely affected by, the rights of the holder of shares of any series of preferred stock that Hovnanian may designate and issue.</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&nbsp;</font></p>
<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Dividends</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. Subject to the rights of the holders of any outstanding preferred stock, and subject to any other provisions of the Restated Certificate of Incorporation, holders of Class A Common Stock and Class B Common Stock are entitled to receive dividends and other distributions (including stock splits or divisions of stock) in cash, stock or property of Hovnanian as may be declared thereon by the Board of Directors from time to time out of assets or funds of Hovnanian legally available therefor, </font><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">provided</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;"> that in the case of special cash dividends or distributions or dividends or distributions payable in preferred stock, holders of Class A Common Stock and Class B Common Stock shall be entitled to share ratably as a single class, and provided, further, that in the case of regular cash dividends, no such dividend shall be declared or paid on one class of common stock unless a cash dividend is simultaneously declared and paid on the other class of common stock, and any such dividend will be paid on the Class A Common Stock in an amount per share of Class A Common Stock equal to 110% of the amount of such dividend paid on each share of Class B Common Stock, and </font><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">provided, further</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">, that, in the case of dividends or other distributions payable in stock of Hovnanian other than preferred stock, including distributions pursuant to stock splits or divisions of stock of Hovnanian other than preferred stock, only shares of Class A Common Stock shall be distributed with respect to Class A Common Stock and only shares of Class B Common Stock in an amount per share equal to the amount per share paid with respect to the Class A Common Stock shall be distributed with respect to Class B Common Stock, and </font><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">provided, further</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">, that neither class of common stock may be combined or reclassified (including any reclassification in connection with a consolidation or merger in which Hovnanian is the continuing corporation) unless the other class of common stock is likewise combined or reclassified, and that, in the case of any such combination or reclassification of Class A Common Stock, the shares of Class B Common Stock shall also be combined or reclassified so that the number of issued shares of Class B Common Stock immediately following such combination or reclassification shall bear the same relationship to the number of issued shares immediately prior to such combination or reclassification as the number of issued shares of Class A Common Stock immediately following such combination or reclassification bears to the number of issued shares of Class A Common Stock immediately prior to such combination or reclassification.</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&nbsp;</font></p>
<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">Certain debt instruments to which Hovnanian is a party contain restrictions on the payment of cash dividends.</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&nbsp;</font></p>
<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Voting Rights</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. Except as otherwise specifically provided in the Restated Certificate of Incorporation or as otherwise required by law, with respect to all matters upon which stockholders are entitled to vote or to which stockholders are entitled to give consent, the holders of the outstanding shares of Class A Common Stock and the holders of the outstanding shares of Class B Common Stock vote together without regard to class. Holders of Class A Common Stock are entitled to one vote for each share held by them on all matters presented to stockholders. Holders of Class B Common Stock are generally entitled to ten votes per share held by them on all matters presented to stockholders, </font><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">provided</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">, </font><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">however</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">, that each share of Class B Common Stock held of record in nominee name, to the extent of Hovnanian&#8217;s knowledge, is entitled to only one vote per share held; and provided, further, however, that the holder of any such share held in nominee name shall be entitled, notwithstanding the limitation of the foregoing proviso, to the number of votes to which such holder otherwise would be entitled at any meeting of stockholders of Hovnanian, to the extent such holder establishes to the satisfaction of Hovnanian that such share of Class B Common Stock has been held continuously since the date of issuance for the benefit or account of the same named beneficial owner of such shares (as defined in Paragraph (4)(E) of the Restated Certificate of Incorporation) or any Permitted Transferee thereof (as defined in Paragraph (4)(A) of the Restated Certificate of Incorporation).</font></p>
<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;"><br></font></p>
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<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&nbsp;</font></p>
<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Liquidation Rights</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. In the event the Company shall be liquidated (either partially or completely), dissolved or wound up, whether voluntarily or involuntarily, the holders of the Class A Common Stock and the Class B Common Stock shall be entitled to share ratably as a single class in the net assets of the Company available to the holders of Common Stock.</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&nbsp;</font></p>
<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Preemptive and Other Rights</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. The holders of Common Stock do not have preemptive rights as to additional issues of Common Stock or conversion rights. The shares of Common Stock are not subject to redemption or to any further calls or assessments and are not entitled to the benefit of any sinking fund provisions.</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&nbsp;</font></p>
<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Conversion of Class B Common Stock into Class A Common Stock.</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&nbsp;</font></p>
<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">(A) Each share of Class B Common Stock may, at any time or from time to time, at the option of the holder thereof, be converted into one fully paid and nonassessable share of Class A Common Stock, in the manner described in Paragraphs 3(A) to 3(D) of the Restated Certificate of Incorporation. All shares of Class A Common Stock which shall be issued upon conversion of the Class B Common Stock will, upon issuance, be fully paid and nonassessable and not subject to any preemptive rights.</font></p>
<p style="margin: 0pt; line-height: 1.2;"><br></p>
<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">(B) All issued shares of Class B Common Stock shall be deemed, without further action on the part of any person, to be immediately and automatically converted into shares of Class A Common Stock (in which case, the Class B Common Stock shall automatically be cancelled and shall no longer be authorized for issuance) in each of the instances set forth below:</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&nbsp;</font></p>
<p style="margin: 0pt; text-indent: 54pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">(i) If and when on any record date for determining the stockholders entitled to participate in any dividend or distribution on the Common Stock of the Company, or any annual or special meeting of stockholders or action of common stockholders by written consent, the number of issued and outstanding shares of Class B Common Stock is less than 5% of the aggregate number of shares of Class A Common Stock and Class B Common Stock then outstanding; and</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&nbsp;</font></p>
<p style="margin: 0pt; text-indent: 54pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">(ii) In the event that the Board of Directors, by a majority vote thereof, determines that there has been a material adverse change in the liquidity of the market for, or the marketability of, the then outstanding shares of Class A Common Stock due to a delisting of the Class A Common Stock from a national securities exchange or the cessation of the quotation of bids for the Class A Common Stock in any quotation system operated by an association of securities dealers, or due to requirements of federal or state law applicable to trading in the Class A Common Stock, attributable to the existence of the Class A Common Stock and Class B Common Stock.</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&nbsp;</font></p>
<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">(C) Except as provided in the Restated Certificate of Incorporation, shares of Class B Common Stock that are converted into shares of Class A Common Stock shall be restored to the status of authorized but unissued shares of Class B Common Stock and may again be issued by the Company as permitted in accordance with the terms of the Restated Certificate of Incorporation.</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&nbsp;</font></p>
<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Merger</font> <font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">and</font> <font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Consolidation</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. In the event of a merger, consolidation, acquisition, tender offer, recapitalization, reorganization or other business combination to which the Company is a party (whether or not the Company is the surviving corporation), in which shares of Class A Common Stock and Class B Common Stock are exchanged for or changed into other stock or securities, cash and/or any other property, then, and in such event, each share of Class A Common Stock and Class B Common Stock shall be entitled to receive the same per share consideration pursuant to such merger, consolidation, acquisition, tender offer, recapitalization, reorganization or other business combination unless different treatment of the shares of each such class is approved by the affirmative vote of the holders of a majority of the outstanding shares of Class A Common Stock and by the affirmative vote of the holders of a majority of the outstanding shares of Class B Common Stock, each voting separately as a class.</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&nbsp;</font></p>
<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Transfer Restrictions in the Restated Certificate of Incorporation</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">.</font><font style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; line-height: inherit;">&nbsp;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">The Restated Certificate of Incorporation contains certain provisions that restrict certain transfers of Class A Common Stock </font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">in order to</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;"> preserve the tax treatment of the Company&#8217;s net operating loss carryforwards and built-in losses under Section 382 of the Internal Revenue Code, or &#8220;NOLs&#8221;. Subject to certain exceptions pertaining to pre-existing 5% stockholders and holders of Class B Common Stock, the transfer restrictions in the Restated Certificate of Incorporation generally restrict any direct or indirect transfer (such as transfers of the stock that result from the transfer of interests in other entities that own the stock if the effect would be to: (i) increase the direct or indirect ownership of Hovnanian&#8217;s stock by any person (or public group) from less than 5% to 5% or more of Hovnanian&#8217;s Common Stock; (ii) increase the percentage of Hovnanian&#8217;s Common Stock owned directly or indirectly by a person (or public group) owning or deemed to own 5% or more of Hovnanian&#8217;s Common Stock; or (iii) create a new &#8220;public group&#8221; (as defined in the applicable Treasury regulations). Transfers included under the transfer restrictions include sales to persons (or public groups) whose resulting percentage ownership (direct or indirect) of Common Stock would exceed the 5% thresholds discussed above, or to persons whose direct or indirect ownership of Common Stock would by attribution cause another person (or public group) to exceed such threshold.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Consequences of Prohibited Transfers</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. In accordance with the Restated Certificate of Incorporation, any direct or indirect transfer attempted in violation of the restrictions would be void as of the date of the purported transfer as to the purported transferee (or, in the case of an indirect transfer, the ownership of the direct owner of Class A Common Stock would terminate simultaneously with the transfer), and the purported transferee (or in the case of any indirect transfer, the direct owner) would not be recognized as the owner of the shares owned in violation of the restrictions for any purpose, including for purposes of voting and receiving dividends or other distributions in respect of such Class A Common Stock, or in the case of options, receiving Class A Common Stock in respect of their exercise. Class A Common Stock purportedly acquired in violation of the transfer restrictions is referred to as &#8220;excess stock.&#8221;</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">In addition to the purported transfer being void as of the date of the purported transfer, upon demand, the purported transferee must transfer the excess stock to Hovnanian&#8217;s agent along with any dividends or other distributions paid with respect to such excess stock. Hovnanian&#8217;s agent is required to sell such excess stock in an arms&#8217; length transaction (or series of transactions) that would not constitute a violation under the transfer restrictions. The net proceeds of the sale, together with any other distributions with respect to such excess stock received by Hovnanian&#8217;s agent, after deduction of all costs incurred by the agent, will be distributed first to the purported transferee in an amount, if any, up to the cost (or in the case of gift, inheritance or similar transfer, the fair market value of the excess stock on the date of the violative transfer) incurred by the purported transferee to acquire such excess stock, and the balance of the proceeds, if any, will be distributed to a charitable beneficiary. If the excess stock is sold by the purported transferee, such person will be treated as having sold the excess stock on behalf of the agent, and will be required to remit all proceeds to Hovnanian&#8217;s agent (except to the extent Hovnanian grants written permission to the purported transferee to retain an amount not to exceed the amount such person otherwise would have been entitled to retain had Hovnanian&#8217;s agent sold such shares).</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">To the extent permitted by law, any stockholder who knowingly violates the transfer restrictions will be liable for </font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">any and all</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;"> damages suffered by Hovnanian as a result of such violation, including damages resulting from a reduction in or elimination of the ability to utilize the NOLs and any professional fees incurred in connection with addressing such violation.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">With respect to any transfer of Class A Common Stock which does not involve a transfer of &#8220;securities&#8221; of Hovnanian within the meaning of the General Corporation Law of the State of </font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">Delaware</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;"> but which would cause any 5% stockholder to violate the transfer restrictions, the following procedure will apply in lieu of those described above. In such case, no such 5% stockholder shall be required to dispose of any interest that is not a security of Hovnanian, but such 5% stockholder and/or any person whose ownership of securities of Hovnanian is attributed to such 5% stockholder will be deemed to have disposed of (and will be required to dispose of) sufficient securities, simultaneously with the transfer, to cause such 5% stockholder not to be in violation of the transfer restrictions, and such securities will be treated as excess stock to be disposed of through the agent under the provisions summarized above, with the maximum amount payable to such 5% stockholder or such other person that was the direct holder of such excess stock from the proceeds of sale by the agent being the fair market value of such excess stock at the time of the prohibited transfer.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Exceptions</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. The Board of Directors has the discretion to approve transfers that would otherwise be restricted by the Restated Certificate of Incorporation.</font></p>
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<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; line-height: inherit;">Preferred Stock </font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">The Restated Certificate of Incorporation authorizes the Board of Directors to issue from time to time up to 100,000 shares of preferred stock, in one or more series, and to fix the number of shares in each series and the designations, powers, preferences and relative, participating, optional or other special rights thereof, and qualifications, limitations or restrictions thereof. The preferred stock may be issued by the Board of Directors without further action by Hovnanian&#8217;s stockholders as an anti-takeover device. As of October 31, 2024, 5,600 shares of Hovnanian&#8217;s preferred stock were issued and outstanding, consisting of entirely of Hovnanian&#8217;s 7.625% Series A Preferred Stock (liquidation preference $25,000.00 per share) par value $.01 per share, the &#8220;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; text-decoration: underline; line-height: inherit;">Series A Preferred Stock</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&#8221;.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; font-weight: bold; line-height: inherit;">7.625% Series A Preferred Stock </font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Dividends</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. Dividends on the Series A Preferred Stock are not cumulative. The Series A Preferred Stock ranks senior to Hovnanian&#8217;s Common Stock with respect to the payment of dividends to the extent provided in the Certificate of Designations, Powers, Preferences and Rights of the 7.625% Series A Preferred Stock, or the &#8220;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; text-decoration: underline; line-height: inherit;">Certificate</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&#8221;. The Certificate provides that unless dividends have been declared and paid or set apart for payment on the Series A Preferred Stock for the then-current quarterly dividend period, no dividend may be declared or paid or set apart for payment on Hovnanian&#8217;s Common Stock for that period, other than dividends or distributions paid in shares of, or options, warrants or rights to subscribe for or purchase shares of, the Common Stock of Hovnanian or any other stock of Hovnanian ranking, as to the payment of dividends and the distribution of assets upon dissolution, liquidation or winding up of Hovnanian, junior to the Series A Preferred Stock.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">The Series A Preferred Stock is traded as depositary shares, with each depositary share representing 1/1,000th of a share of Series A Preferred </font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">Stock, and</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;"> is listed on the Nasdaq Global Market under the symbol &#8220;HOVNP&#8221;.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Voting Rights</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. The Series A Preferred Stock has no voting rights except as provided for in the Certificate or as otherwise required by law. However, so long as any shares of Series A Preferred Stock are outstanding, Hovnanian will not, without the vote of the holders of at least a majority of the shares of the Series A Preferred Stock, (1) authorize, create or issue any capital stock of Hovnanian ranking, as to dividends or upon liquidation, dissolution or winding up, senior to the Series A Preferred Stock, or reclassify any authorized capital stock of </font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">Hovnanian into any such shares of such capital stock, or issue any obligation or security convertible into or evidencing the right to purchase any such shares, or (2) amend, alter or repeal the Certificate, or the Restated Certificate of Incorporation, whether by merger, consolidation or otherwise, in a way that adversely affects the powers, preferences or special rights of the Series A Preferred Stock. Any increase in the amount of authorized Common Stock or preferred stock or any increase or decrease in the number of shares of any series of preferred stock or the authorization, creation and issuance of other classes or series of stock, in each case ranking equally with or junior to the Series A Preferred Stock will not be deemed to adversely affect such powers, preferences or special rights.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Optional Redemption</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">.</font><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">&nbsp;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">Hovnanian may, at its option, redeem the Series A Preferred Stock, in whole or, from time to time, in part, upon not less than 30 nor more than 60 days' notice, at a price per share equal to the liquidation preference plus accrued and unpaid dividends (whether earned or not earned or declared) for the then-current quarterly dividend period to the redemption date (but without accumulation of any undeclared dividends from prior dividend periods), if any, </font><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">provided, however</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">, that any redemption that would reduce the aggregate liquidation preference of the Series A Preferred Stock outstanding to $25 million or less in the aggregate would be restricted to a redemption in whole only. There is no sinking fund for the redemption or purchase of the Series A Preferred Stock. Holders of the Series A Preferred Stock will have no right to require the redemption of the Series A Preferred Stock.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Maturity</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">.</font><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">&nbsp;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">The Series A Preferred Stock does not have a maturity date, and Hovnanian is not required to redeem the Series A Preferred Stock. In addition, Hovnanian is not required to set aside funds to redeem the Series A Preferred Stock.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Liquidation Preference</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. The Series A Preferred Stock has liquidation preferences over Hovnanian&#8217;s Common Stock. Upon any liquidation, dissolution or winding up of Hovnanian, the holders of the Series A Preferred Stock will be entitled to receive out of the assets of Hovnanian available for distribution to its stockholders, an amount equal to the liquidation preference of $25,000 per share plus all accrued and unpaid dividends for the then-current quarterly dividend period to but excluding the date of final distribution, but without accumulation of unpaid dividends on the Series A Preferred Stock, before any payment or distribution out of Hovnanian&#8217;s assets may be made to or set apart for the holders of Hovnanian&#8217;s Common Stock or other junior equity. If, upon any liquidation, dissolution or winding up of Hovnanian, the assets of Hovnanian, or proceeds thereof, distributable among the holders of shares Series A Preferred Stock and any stock ranking equally with the Series A Preferred Stock shall be insufficient to pay in full the preferential amounts to which such stock would be entitled, then such assets, or the proceeds thereof, shall be distributable among such holders ratably in accordance with the respective amounts which would be payable on such shares if all amounts payable thereon were paid in full (but without, in the case of any non-cumulative preferred stock, accumulation of unpaid dividends for prior dividend periods). Neither a consolidation nor merger of Hovnanian, nor a sale, lease, exchange or transfer of all or substantially all of Hovnanian&#8217;s assets will be deemed to be a liquidation, dissolution or winding up of Hovnanian.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; font-weight: bold; line-height: inherit;">Depositary Shares </font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">Each depositary share represents 1/1,000th of a share of Series A Preferred Stock. The depositary shares are evidenced by depositary receipts, and the underlying shares of Series A Preferred Stock have been deposited pursuant to a deposit agreement among Hovnanian, Computershare Trust Company, N.A. as successor depositary, and the holders of the depositary receipts. Subject to the terms of the deposit agreement, the depositary shares are entitled to all the rights and preferences of the Series A Preferred Stock in proportion to the applicable fraction of a share of preferred stock represented by such depositary share.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Dividends and Other Distributions. </font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">The depositary will distribute all cash dividends and other cash distributions received on the Series A Preferred Stock to the holders of record of the depositary receipts in proportion to the number of depositary shares held by each holder. In the event of a distribution other than in cash, the depositary will distribute property received by it to the holders of record of the depositary receipts in proportion to the number of depositary shares held by each holder.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">The depositary will distribute dividends and other distributions only in an amount that can be distributed without attributing to any holder of depositary receipts a fraction of one cent. Any balance not so distributable will be held by the depositary and will be added to the next sum received by the depositary for distribution.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Taxes and Other Governmental Charges</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. Hovnanian pays all transfer and other taxes and governmental charges arising solely from the existence of the depositary arrangements. Hovnanian pays charges of the depositary in connection with the deposit of Series A Preferred Stock and any redemption of Series A Preferred Stock. The amount paid as dividends or otherwise distributable by the depositary with respect to the depositary shares or the underlying Series A Preferred Stock is reduced by any amounts required to be withheld by Hovnanian or the depositary on account of taxes or other governmental charges. Holders of depositary receipts pay other transfer and other taxes and governmental charges and such other charges, including a fee for the withdrawal of shares of Series A Preferred Stock upon surrender of depositary receipts, as are expressly provided in the deposit agreement to be for their accounts. The depositary may refuse to make any payment or distribution, or any transfer, exchange or withdrawal of any depositary shares or shares of Series A Preferred Stock, until such taxes or other governmental charges are paid.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Redemption of Depositary Shares</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. If Hovnanian redeems the Series A Preferred Stock, in whole or in part, the corresponding depositary shares will also be redeemed. The redemption price per depositary share will be equal to 1/1,000th of the redemption price per share of Series A Preferred Stock.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Withdrawal of Series A Preferred Stock</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. Underlying shares of Series A Preferred Stock may be withdrawn from the depositary arrangement upon surrender of depositary receipts and upon payment of the taxes, charges and fees provided for in the deposit agreement. Subject to the terms of the deposit agreement, the holder of depositary receipts will receive the appropriate number of shares of Series A Preferred Stock and any money or property represented by such depositary shares. Only whole shares of Series A Preferred Stock may be withdrawn; if a holder holds an amount other than a whole multiple of 1,000 depositary shares, the depositary will deliver along with the withdrawn shares of Series A Preferred Stock a new depositary receipt evidencing the excess number of depositary shares. Except as described in the deposit agreement, holders of withdrawn shares of Series A Preferred Stock will not be entitled to redeposit such shares or to receive depositary shares.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Voting Rights</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. Because each depositary share represents ownership of 1/1,000th of a share of Series A Preferred Stock, and each share of Series A Preferred Stock is entitled to a vote per share based on liquidation preference under the limited circumstances described above, holders of depositary receipts are entitled to 1/1,000th of such vote per depositary share under such limited circumstances.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; font-weight: bold; line-height: inherit;">Amended Rights Plan </font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">On July 29, 2008, the Board of Directors adopted a stockholder rights plan and declared a dividend of one preferred share purchase right for each outstanding share of Class A Common Stock and Class B Common Stock, which was subsequently paid to stockholders of record as of August 15, 2008. On August 14, 2008, Hovnanian and Computershare Trust Company, N.A. (as successor to National City Bank), as Rights Agent, entered into the Rights Agreement (the &#8220;Rights Agreement&#8221;) (as amended by Amendment No. 1, dated January 11, 2018 (&#8220;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; text-decoration: underline; line-height: inherit;">Amendment No. 1</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&#8221;), Amendment No. 2, dated as of January 18, 2021 (&#8220;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; text-decoration: underline; line-height: inherit;">Amendment No. 2</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&#8221;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">), and Amendment No. 3, dated as of January 11, 2024 (&#8220;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; text-decoration: underline; line-height: inherit;">Amendment No. 3</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&#8221;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;"> and the Rights Agreement as amended thereby, the &#8220;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; text-decoration: underline; line-height: inherit;">Amended Rights Plan</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&#8221;)). Under Amendment No. </font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">3</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">, (i) each preferred stock purchase right, if exercisable, will initially represent the right to purchase from Hovnanian one ten-thousandth of a share of Hovnanian&#8217;s Series B Junior Preferred Stock, par value $0.01 per share (the &#8220;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; text-decoration: underline; line-height: inherit;">Series B Preferred Stock</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&#8221;), for a purchase price of $</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">802.00</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;"> (the &#8220;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; text-decoration: underline; line-height: inherit;">Purchase Price</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&#8221;) (which Purchase Price was modified in light of the trading price of Hovnanian&#8217;s Class A Common Stock since the adoption of Amendment No. </font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">2</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">), (ii) the Final Expiration Date (as defined in the Rights Agreement) is extended to August 14, 202</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">7</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">, (iii) in the event rights certificates are distributed, such certificates will not need to be affixed with a corporate seal and may be signed by electronic signature and (iv) notwithstanding any prior adjustments, each share of the Hovnanian&#8217;s Class A Common Stock and Class B Common Stock entitles the holder thereof to one right, representing the right to purchase from Hovnanian one ten-thousandth of a share of Series B Preferred Stock at the Purchase Price (subject to certain adjustments). If issued, each fractional share of Series B Preferred Stock would </font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">give the stockholder approximately the same dividend, voting and liquidation rights as does one share of Hovnanian&#8217;s Class A Common Stock. However, prior to exercise, a right does not give its holder any rights as a stockholder of Hovnanian, including without limitation any dividend, voting or liquidation rights.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">The Board of Directors adopted the Amended Rights Plan </font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">in an effort to</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;"> preserve stockholder value by attempting to protect against a possible limitation on Hovnanian&#8217;s ability to use its NOLs to reduce potential future federal income tax obligations. Any person or group that acquires 4.9% or more of the outstanding shares of Class A Common Stock without the approval of the Board of Directors is referred to as an &#8220;Acquiring Person.&#8221;</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Exercisability</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. The rights will not be exercisable until the earlier of (i) 10 business days after a public announcement by us that a person or group has become an Acquiring Person and (ii) 10 business days after the commencement of a tender or exchange offer by a person or group for 4.9% of the Class A Common Stock.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">Until the date that the rights become exercisable, the &#8220;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; text-decoration: underline; line-height: inherit;">Distribution Date</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">,&#8221; the rights are evidenced by Hovnanian&#8217;s Class A Common Stock and Class B Common Stock certificates which contain a notation to that effect. Any transfer of shares of Class A Common Stock and/or Class B Common Stock prior to the Distribution Date constitutes a transfer of the associated rights. After the Distribution Date, the rights may be transferred separately from the transfer of the underlying shares of Class A Common Stock or Class B Common Stock. After the Distribution Date, each holder of a right, other than rights beneficially owned by the Acquiring Person (which will thereupon become void), will thereafter have the right to receive upon exercise of a right and payment of the Purchase Price, that number of shares of Class A Common Stock or Class B Common Stock, as the case may be, having a market value of two times the Purchase Price.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Exchange</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. After the Distribution Date, the Board of Directors may exchange the rights (other than rights owned by an Acquiring Person which will have become void), in whole or in part, at an exchange ratio of one share of Common Stock, or a fractional share of Series B Preferred Stock (or of a share of a similar class or series of Hovnanian&#8217;s preferred stock having similar rights, preferences and privileges) of equivalent value, per right (subject to adjustment).</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Expiration</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. The Amended Rights Plan will continue in effect until August 14, 2024, unless it expires earlier in accordance with its terms.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Redemption</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. At any time prior to the time an Acquiring Person becomes such, the Board of Directors may redeem the rights in whole, but not in part, at a price of $0.01 per right, the &#8220;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; text-decoration: underline; line-height: inherit;">Redemption Price</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">.&#8221; The redemption of the rights may be made effective at such time, on such basis and with such conditions as the Board of Directors in its sole discretion may establish. Immediately upon any redemption of the rights, the right to exercise the rights will terminate and the only right of the holders of rights will be to receive the Redemption Price.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Anti-Dilution Provisions</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. The Board of Directors may adjust the purchase price of the preferred shares, the number of preferred shares issuable and the number of outstanding rights to prevent dilution that may occur </font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">as a result of</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;"> certain events, including among others, a stock dividend, a stock split or a reclassification of the preferred stock or Common Stock. No adjustments to the purchase price of less than 1% will be made.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Amendments</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. Before the Distribution Date, the Board of Directors may amend or supplement the Amended Rights Plan without the consent of the holders of the rights. After the Distribution Date, the Board of Directors may amend or supplement the Amended Rights Plan only to cure an ambiguity, to alter </font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">time period</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;"> provisions, to correct inconsistent provisions, or to make any additional changes to the Amended Rights Plan, but only to the extent that those changes do not impair or adversely affect any rights holder.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Exceptions</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. The Board of Directors may exempt any person or group from triggering the dilutive effect of the Amended Rights Plan.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; font-weight: bold; line-height: inherit;">Series B Junior Preferred Stock </font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Dividends</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. Subject to the rights of the holders of any shares of any series of preferred stock ranking prior to the Series B Preferred Stock with respect to dividends, the holders of shares of Series B Preferred Stock, in preference to the holders of Common Stock of the Company, and of any other junior stock, will be entitled to receive, when, as and if declared by the Board out of funds legally available for the purpose, dividends payable in cash (except as otherwise provided below) on such dates as are from time to time established for the payment of dividends on the Common Stock (each such date being referred to herein as a &#8220;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; text-decoration: underline; line-height: inherit;">Dividend Payment Date</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&#8221;), commencing on the first Dividend Payment Date after the first issuance of a share or fraction of a share of Series B Preferred Stock (the &#8220;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; text-decoration: underline; line-height: inherit;">First Dividend Payment Date</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&#8221;), in an amount per share (rounded to the nearest cent) equal to, subject to the provision for adjustment discussed below, the greater of (i) $1 and (ii) ten thousand (10,000) times the aggregate per share amount of all cash dividends, and ten thousand (10,000) times the aggregate per share amount (payable in kind) of all non-cash dividends, other than a dividend payable in shares of Common Stock, or a subdivision of the outstanding shares of Common Stock (by reclassification or otherwise), declared on the Common Stock since the immediately preceding Dividend Payment Date or, with respect to the First Dividend Payment Date, since the first issuance of any share or fraction of a share of Series B Preferred Stock. In the event that the Company at any time (i) declares a dividend on the outstanding shares of Common Stock payable in shares of Common Stock, (ii) subdivides the outstanding shares of Common Stock, (iii) combines the outstanding shares of Common Stock into a smaller number of shares or (iv) issues any shares of its capital stock in a reclassification of the outstanding shares of Common Stock (including any such reclassification in connection with a consolidation or merger in which the Company is the continuing or surviving corporation), then, in each such case and regardless of whether any shares of Series B Preferred Stock are then issued or outstanding, the amount to which holders of shares of Series B Preferred Stock would otherwise be entitled immediately prior to such event will be correspondingly adjusted by multiplying such amount by a fraction, the numerator of which is the number of shares of Common Stock outstanding immediately after such event and the denominator of which is the number of shares of Common Stock that were outstanding immediately prior to such event.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">The Company will declare a dividend on the Series B Preferred Stock immediately after it declares a dividend on the Class A Common Stock and/or Class B Common Stock (other than a dividend payable in shares of Common Stock). Each such dividend on the Series B Preferred Stock will be payable immediately prior to the time at which the related dividend on the Class A Common Stock and/or Class B Common Stock is payable.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">Dividends will accrue, and be cumulative, on outstanding shares of Series B Preferred Stock from the Dividend Payment Date next preceding the date of issue of such shares, subject to certain exceptions. Accrued but unpaid dividends will cumulate from the applicable Dividend Payment Date but will not bear interest.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Voting Rights</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. The holders of shares of Series B Preferred Stock have the following voting rights: (1) Subject to the provision for adjustment hereinafter set forth and except as otherwise provided in the Restated Certificate of Incorporation or required by law, each share of Series B Preferred Stock shall entitle the holder thereof to 10,000 votes, on all matters upon which the holders of the Common Stock of the Company are entitled to vote. In the event the Company shall at any time after the record date declare or pay any dividend on the Common Stock payable in shares of Common Stock, or effect a subdivision or combination or consolidation of the outstanding shares of Common Stock (by reclassification or otherwise than by payment of a dividend in shares of Common Stock) into a greater or lesser number of shares of Common Stock, then in each such case the number of votes per share to which holders of shares of Series B Preferred Stock were entitled immediately prior to such event shall be adjusted by multiplying such number by a fraction, the numerator of which is the number of shares of Common Stock outstanding immediately after such event and the denominator of which is the number of shares of Common Stock that were outstanding immediately prior to such event; (2) except as otherwise provided in the Certificate of Designation of Series B Junior Preferred Stock, in the Restated Certificate of Incorporation or in any other certificate of designations creating a series of preferred stock or any similar stock, and except as otherwise required by law, the holders of shares of Series B Preferred Stock and the holders of shares of Common Stock and any other capital stock of the Company having general voting rights shall vote together as one class on all matters submitted to a vote of stockholders of the Company; and (3) except as set forth in the Certificate of Designation of Series B Junior Preferred Stock, or as otherwise provided by law, holders of Series B Preferred Stock have no special voting rights and their consent is not required (except to the extent they are entitled to vote with holders of Common Stock as set forth in the Certificate of Designation of Series B Junior Preferred Stock) for taking any corporate action.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Restrictions</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. Whenever dividends or other dividends or distributions payable on the Series B Preferred Stock are in arrears, thereafter and until all accrued and unpaid dividends and distributions, whether or not declared, on shares of Series B Preferred outstanding have been paid in full, the Company will not: (1) declare or pay dividends, or make any other distributions, on any shares of stock ranking junior (either as to dividends or upon liquidation, dissolution or winding up) (&#8220;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; text-decoration: underline; line-height: inherit;">Junior Stock</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&#8221;) to the shares of Series B Preferred Stock; (2) declare or pay dividends, or make any other distributions, on any shares of stock ranking on a parity (either as to dividends or upon liquidation, dissolution or winding up) (&#8220;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; text-decoration: underline; line-height: inherit;">Parity Stock</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">&#8221;) with the shares of Series B Preferred Stock, except dividends paid ratably on the shares of Series B Preferred Stock and all such Parity Stock on which dividends are payable or in arrears in proportion to the total amounts to which the holders of all such shares are then entitled; (3) redeem, purchase or otherwise acquire for consideration shares of any Junior Stock; provided, however, that the Company may at any time redeem, purchase or otherwise acquire shares of any such Junior Stock in exchange for shares of any other Junior Stock of the Company; or (4) redeem, purchase or otherwise acquire for consideration any shares of Series B Preferred Stock, or any shares of Parity Stock, except in accordance with a purchase offer made in writing or by publication (as determined by the Board of Directors) to all holders of such shares upon such terms as the Board of Directors, after consideration of the respective annual dividend rates and other relative rights and preferences of the respective series and classes, may determine in good faith will result in fair and equitable treatment among the respective series or classes. The Company will not permit any majority-owned subsidiary of the Company to purchase or otherwise acquire for consideration any shares of stock of the Company unless the Company could, under Section 4(a) of the Certificate of Designation of Series B Junior Preferred Stock, purchase or otherwise acquire such shares at such time and in such manner.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Liquidation, Dissolution or Winding Up</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">. Upon any liquidation, dissolution or winding up of the Company, no distribution will be made (a) to the holders of shares of Junior Stock unless, prior thereto, the holders of shares of Series B Preferred Stock have received an amount equal to accrued and unpaid dividends and distributions thereon, whether or not declared, to the date of such payment; provided, however, that the holders of shares of Series B Preferred Stock will be entitled to receive an aggregate amount per share, subject to the provision for adjustment hereinafter set forth, equal to a minimum per share liquidation payment of $10,000 but will be entitled to an aggregate per share liquidation payment of 10,000 times the payment made per share of Common Stock or (b) to the holders of shares of Parity Stock, except distributions made ratably on the shares of Series B Preferred Stock and all such Parity Stock in proportion to the total amounts to which the holders of all such shares are entitled upon such liquidation, dissolution or winding up. In the event the Company at any time (i) declares a dividend on the outstanding shares of Common Stock payable in shares of Common Stock, (ii) subdivides the outstanding shares of Common Stock, (iii) combines the outstanding shares of Common Stock into a smaller number of shares or (iv) issues any shares of its capital stock in a reclassification of the outstanding shares of Common Stock (including any such reclassification in connection with a consolidation or merger in which the Company is the continuing or surviving corporation), then, in each such case and regardless of whether any shares of Series B Preferred Stock are then issued or outstanding, the aggregate amount to which each holder of shares of Series B Preferred Stock would otherwise be entitled immediately prior to such event will be correspondingly adjusted by multiplying such amount by a fraction, the numerator of which is the number of shares of Common Stock outstanding immediately after such event and the denominator of which is the number of shares of Common Stock that were outstanding immediately prior to such event.</font></p>
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<p style="margin: 0pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; line-height: inherit;">Consolidation, Merger, etc.</font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;"> In the event that the Company enters into any consolidation, merger, combination or other transaction in which the shares of Common Stock are exchanged for or changed into other stock or securities, cash and/or any other property, then, in each such case, each share of Series B Preferred Stock will at the same time be similarly exchanged for or changed into an amount per share, subject to the provision for adjustment hereinafter set forth, equal to ten thousand times the aggregate amount of stock, securities, cash and/or any other property (payable in kind), as the case may be, into which or for which each share of Common Stock is changed or exchanged. In the event the Company at any time (a) declares a dividend on the outstanding shares of Common Stock payable in shares of Common Stock, (b) subdivides the outstanding shares of Common Stock, (c) combines the outstanding shares of Common Stock in a smaller number of shares or (d) issues any shares of its </font><font style="font-family: 'Times New Roman'; font-size: 10pt; line-height: inherit;">capital stock in a reclassification of the outstanding shares of Common Stock (including any such reclassification in connection with a consolidation or merger in which the Company is the continuing or surviving corporation), then, in each such case and regardless of whether any shares of Series B Preferred Stock are then issued or outstanding, the amount set forth in the preceding sentence with respect to the exchange or change of shares of Series B Preferred Stock will be correspondingly adjusted by multiplying such amount by a fraction, the numerator of which is the number of shares of Common Stock outstanding immediately after such event and the denominator of which is the number of shares of Common Stock that were outstanding immediately prior to such event.</font></p>

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<FILENAME>ex19A_2.htm
<DESCRIPTION>EXHIBIT 19(A)
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<p style="margin: 0pt; text-align: right; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;">Exhibit 19(a)</font></p>
<p style="margin: 0pt; text-align: justify; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 12pt; font-weight: bold; line-height: inherit;">&nbsp;</font></p>
<p style="margin: 0pt; padding-bottom: 1pt; text-align: justify; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 12pt; font-weight: bold; line-height: inherit;">LE010 Securities Trading Policy </font></p>


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<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 12pt; line-height: inherit;">&nbsp;</font></p>
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<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">LE010 SEC</font><font style="font-size: 10pt; line-height: inherit;">URITIES TRADING POLICY </font></font><br><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">HOVNANIAN ENTERPRISES, INC.</font></p>
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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Compliance with United States Securities </font><br><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Laws and Security Trading</font></p>
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&nbsp;</font></p>
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<p style="margin: 0pt; text-align: justify; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">This Securities Trading Policy ("Policy") contains the following sections:</font></p>
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<p style="margin: 0pt; text-align: justify; line-height: 1.2;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">1.0</font><font style="font-size: 10pt; line-height: inherit;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="font-size: 10pt; line-height: inherit;">General</font></font></p>
<p style="margin: 0pt; text-align: justify; line-height: 1.2;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">2.0</font><font style="font-size: 10pt; line-height: inherit;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="font-size: 10pt; line-height: inherit;">Definitions</font></font></p>
<p style="margin: 0pt; text-align: justify; line-height: 1.2;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">3.0</font><font style="font-size: 10pt; line-height: inherit;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="font-size: 10pt; line-height: inherit;">Statement of Policy</font></font></p>
<p style="margin: 0pt; text-align: justify; line-height: 1.2;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">4.0</font><font style="font-size: 10pt; line-height: inherit;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="font-size: 10pt; line-height: inherit;">Certain Exceptions</font></font></p>
<p style="margin: 0pt; text-align: justify; line-height: 1.2;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">5.0</font><font style="font-size: 10pt; line-height: inherit;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="font-size: 10pt; line-height: inherit;">Pre-clearance of Trades and Other Procedures</font></font></p>
<p style="margin: 0pt; text-align: justify; line-height: 1.2;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">6.0</font><font style="font-size: 10pt; line-height: inherit;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="font-size: 10pt; line-height: inherit;">10b5-1 </font><font style="font-size: 10pt; line-height: inherit;">and Other Trading Plans</font></font></p>
<p style="margin: 0pt; text-align: justify; line-height: 1.2;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">7.0</font><font style="font-size: 10pt; line-height: inherit;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="font-size: 10pt; line-height: inherit;">Potential Criminal </font><font style="font-size: 10pt; line-height: inherit;">And</font><font style="font-size: 10pt; line-height: inherit;"> Civil Liability </font><font style="font-size: 10pt; line-height: inherit;">And/Or</font><font style="font-size: 10pt; line-height: inherit;"> Disciplinary Action</font></font></p>
<p style="margin: 0pt; text-align: justify; line-height: 1.2;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">8.0</font><font style="font-size: 10pt; line-height: inherit;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="font-size: 10pt; line-height: inherit;">Broker Requirements for Section 16 Persons</font></font></p>
<p style="margin: 0pt; text-align: justify; line-height: 1.2;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">9.0</font><font style="font-size: 10pt; line-height: inherit;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="font-size: 10pt; line-height: inherit;">Confidentiality</font></font></p>
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<p style="margin: 0pt; text-align: justify;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">10.0 </font><font style="font-size: 10pt; line-height: inherit;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><font style="font-size: 10pt; line-height: inherit;">Legal Effect of this</font> <font style="font-size: 10pt; line-height: inherit;">Policy</font></font></p>
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<td style="width: 95%; height: 17px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">General</font></td>


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<td style="height: 34px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">1.1</font></td>
<td style="height: 34px;"><font style="font-size: 10pt;">Hovnanian<font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&nbsp;Enterprises,&nbsp;</font>Inc<font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">. and its subsidiaries (collectively, the "Corporation"), their directors, officers and employees (collectively, "</font>Hovnanian<font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&nbsp;Associates"), family members of&nbsp;</font>Hovnanian<font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&nbsp;Associates and trusts, corporations and other entities controlled by any of such persons (collectively, "Insiders") must, at all times, comply with the securities laws of the United States and all applicable jurisdictions.</font></font></td>


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<td style="vertical-align: top; height: 103px;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">1.2</font></td>
<td style="height: 103px;"><font style="font-size: 10pt;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Federal securities laws prohibit trading in the securities of a company&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">while aware</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;of material, non-public "inside" information. These transactions are commonly known as "insider trading". It is also illegal to communicate material non-public inside information to another person (commonly called a "tippee") that could be used in connection with a decision to&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">trade</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;or retain the securities to which such inside information relates.&nbsp;&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">This includes any communication providing insider information on social media or other internal or external Internet platforms.&nbsp;&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Anyone violating these laws&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">could be</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;subject to personal liability and could face&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">significant fines and&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">criminal penalties, including&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">imprisonment</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. Federal securities law</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">s</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;also create a strong incentive for the Corporation to deter insider trading by its employees. In the normal course of business,&nbsp;Hovnanian&nbsp;Associates may come into possession of inside information concerning the Corporation,&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">its industry,&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">transactions in which the Corporation proposes to engage</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">, or customers, partners, vendors,</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;or other entities with which the Corporation does business. Therefore, the Corporation has established this Policy with respect to trading in its securities or securities of another company. Any violation of this Policy could subject you to disciplinary action, up to and including termination. See Section 7.</font></font></td>


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<td style="vertical-align: top; height: 34px;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">1.3</font></td>
<td style="height: 34px;"><font style="font-size: 10pt;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">This Policy concerns compliance as it pertains to the disclosure of inside information</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">regarding the Corporation or another company and to trading in securities while in possession of such inside information. In addition to requiring that Insiders comply with</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">the letter of the law, it is the Corporation's policy that Insiders exercise judgment so as to also comply with the spirit of the law and avoid even the appearance of impropriety.</font></font></td>


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<td style="vertical-align: top; height: 51px;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">1.4</font></td>
<td style="height: 51px;"><font style="font-size: 10pt;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">This Policy is intended to protect Insiders and the Corporation from insider trading</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">violations. However, the matters set forth in this Policy are guidelines only and are not intended to replace your responsibility to understand and comply with the legal prohibition on insider trading. Appropriate judgment should be exercised in&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">connection with all securities trading. If you have specific questions regarding this Policy or applicable law, please contact the Corporate Counsel or the Chief Financial Officer.</font></font></td>


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<td style="vertical-align: top; height: 17px; width: 5%;" valign="top"><font style="font-size: 10pt;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">2</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">.0</font></font></td>
<td style="height: 17px; width: 95%;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Definitions</font></td>


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<td style="vertical-align: top; height: 51px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">2.1</font></td>
<td style="height: 51px;"><font style="font-size: 10pt;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; line-height: inherit;">Family Members</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. For purposes of this Policy, the term "family members" includes</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">family members who reside with you, anyone else who lives in your household and any</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">family members who do not live in your household but whose transactions in the Corporation's securities are directed by you or are subject to your influence or control.&nbsp;&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Hovnanian&nbsp;Associates are responsible for the transactions of their family members and therefore should make them aware of the need to confer with you before they trade in the Corporation&#8217;s securities or securities of companies we do business with.</font></font></td>


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<td style="vertical-align: top; height: 34px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">2.1</font></td>
<td style="height: 34px;"><font style="font-size: 10pt;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; line-height: inherit;">Material</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. Information is generally considered "material" if a reasonable investor would</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">consider it important in deciding whether to&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">trade</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;or&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">retain</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;a security. The information may concern the Corporation or another company and may be positive or negative. Employees should assume that information that would affect their consideration of whether to trade, or which might tend to influence the price of the security, is material.</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -43.2px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;</font></font></td>


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<td style="height: 17px;" colspan="2"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Depending upon the circumstances, examples of material information may include, but are not limited to:</font></td>


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<td style="height: 17px; padding: 0px 0px 0px 2px; vertical-align: top; width: 3%;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font></td>
<td style="height: 17px; width: 92%;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">dividend information or the changing of dividend policies,</font></td>


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<td style="height: 20px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font></td>
<td style="height: 20px; padding: 0px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">the declaration of a stock split or the offering of additional debt or equity securities;</font></td>


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<td style="height: 20px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font><br></td>
<td style="height: 20px; padding: 0px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">earnings<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">results</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">, estimates and guidance on earnings and<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">confirmations of or<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">changes<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">to</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font>&nbsp;</font>previously released earnings results, estimates or guidance</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">, or other performance related measures or metrics</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">;</font></td>


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<td style="height: 20px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font></td>
<td style="height: 20px; padding: 0px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">financial projections;</font></td>


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<td style="height: 20px;"><br></td>
<td style="height: 20px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font></td>
<td style="height: 20px; padding: 0px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">a significant merger, acquisition, tender offer, sale of assets, disposition or divestiture proposal or agreement;</font></td>


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<td style="height: 20px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font><br></td>
<td style="height: 20px; padding: 0px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">impending bankruptcy or financial liquidity problems;</font></td>


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<td style="height: 20px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font><br></td>
<td style="height: 20px; padding: 0px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">investments, joint ventures or changes in assets;</font></td>


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<td style="height: 20px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font></td>
<td style="height: 20px; padding: 0px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">financings<font>&nbsp;</font>and other events involving the Corporation&#8217;s securities (e.g., public or private sales by the Corporation, its senior management or significant<font>&nbsp;</font>securityholders, calls of securities for redemption, share repurchase plans,&nbsp; stock splits, and changes to</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font>&nbsp;</font>the rights of<font>&nbsp;</font>securityholders);</font></td>


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<td style="height: 20px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font></td>
<td style="height: 20px; padding: 0px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">acquisition of, refinancing or repayment of<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">significant</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">debts or default</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">s</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font>&nbsp;</font>on</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font>&nbsp;</font>debt;</font></td>


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<td style="height: 20px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font></td>
<td style="height: 20px; padding: 0px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">a significant disruption in the Corporation&#8217;s operations or loss, potential loss, breach or unauthorized access of its property or assets, including</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font>&nbsp;</font>its facilities, data</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font>&nbsp;</font>and information technology infrastructure</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">and<font>&nbsp;</font>cybersecurity<font>&nbsp;</font>and privacy incidents or events</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">;</font></td>


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<td style="height: 20px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font><br></td>
<td style="height: 20px; padding: 0px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">the gain or loss of a significant supplier;</font></td>


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<td style="height: 20px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font></td>
<td style="height: 20px; padding: 0px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">changes in senior management or other senior management developments;</font></td>


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<td style="height: 20px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font><br></td>
<td style="height: 20px; padding: 0px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">significant litigation or governmental investigations;</font></td>


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<td style="height: 20px;"><br></td>
<td style="height: 20px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font><br></td>
<td style="height: 20px; padding: 0px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">restructuring</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">,</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font>&nbsp;</font>layoffs</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font>&nbsp;</font>or furloughs</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">;</font></td>


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<td style="height: 20px;"><br></td>
<td style="height: 20px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font></td>
<td style="height: 20px; padding: 0px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">significant write-offs; and</font></td>


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<tr style="height: 20px;">
<td style="height: 20px;"><br></td>
<td style="height: 20px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font><br></td>
<td style="height: 20px; padding: 0px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">changes in</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">, or disagreements with,</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font>&nbsp;</font>auditors</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font>&nbsp;</font>or notifications that the Corporation may no longer rely on such<font>&nbsp;</font>firm&#8217;s<font>&nbsp;</font>report</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">.</font></td>


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<p style="margin: 0pt 7.2pt 0pt 39.6pt; line-height: 1.2;"><br></p>
<table style="width: 100%; margin-left: 0.1px; border-collapse: collapse; height: 233px; font-family: &quot;times new roman&quot;; font-size: 10pt;">

<tr style="height: 77px;">
<td style="width: 5%; height: 77px;"><br></td>
<td style="width: 95%; height: 77px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">What is material is often viewed in hindsight and courts may adopt a broad definition of what is material or resolve close cases in favor of finding the information material. Information that something is likely to happen or even just that it may happen may be deemed material.<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">It should be emphasized that material information does not have to relate to a company&#8217;s business.&nbsp;<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">For example, information about the contents of a forthcoming publication in the financial press that is expected to affect the market price of a security could well be material. Therefore, Insiders should err on the side of caution. Insiders should keep in mind that the Securities and Exchange Commission's ("SEC") rules and regulations provide that the mere fact that a person is aware of the material, non-public information is a bar to trading. It is no excuse that such person's reasons for trading were<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">unrelated</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>to</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>the material non-public information.</font></td>
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<td style="height: 17px;"><br></td>
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<tr style="height: 17px;">
<td style="height: 17px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">2.3</font></td>
<td style="height: 17px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; line-height: inherit;">Non-Public Information</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. For the purpose of this Policy, information is "non-public" until three criteria have been satisfied:</font></td>
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<td style="height: 17px;"><br></td>
<td style="height: 17px;"><br></td>
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<td style="height: 34px;"><br></td>
<td style="height: 34px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">First, the information must have been widely disseminated</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>by the Corporation</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">.</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Generally, Insiders should assume that information has NOT been widely disseminated unless</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">it has been disclosed by the Corporation<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">in<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">(i)<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">a press release distributed through a widely disseminated news or wire service</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">,</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">(ii)<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">a publicly available filing made with the SEC</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>or (iii) another manner compliant with Regulation FD</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">.</font></td>
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<td style="height: 17px;"><br></td>
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<td style="height: 26px;"><br></td>
<td style="height: 26px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Second, the information disseminated must be some form of "official" announcement</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>or<font>&nbsp;</font>disclosur</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">e</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">, which, in the case of the information about the Corporation, must be</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>made by the Corporation</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. In other words, the fact that rumors, speculation, or statements attributed to unidentified sources are public is insufficient to be</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>considered widely disseminated even when the<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">rumors, speculation or statements</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">are</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>accurate.</font><br></td>
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<td style="width: 95%;"><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; line-height: inherit;">Third, after the information has been disseminated, a period of time must pass sufficient for the information to be absorbed by the general public. Generally, it is reasonable to consider information fully absorbed after the closing of the first full trading day on the New York Stock Exchange that follows the day on which the information is disseminated in a national news medium or disclosed in</font><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; line-height: inherit;"><font>&nbsp;</font>a manner compliant with Regulation FD, including in</font><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; line-height: inherit;"><font>&nbsp;</font>a filing with the SEC.</font></td>
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<td style="width: 5%; height: 17px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">2.4</font></td>
<td style="width: 95%; height: 17px;"><font style="font-size: 10pt; line-height: inherit;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; line-height: inherit;">Section 16 Persons</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">:</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;The "Section 16 Persons" means&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Hovnanian&nbsp;Enterprises,&nbsp;Inc.</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&#8217;s&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">directors and&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&#8220;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">officers</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&#8221;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;(as defined&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">in Rule 16a-1 under the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;))</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">.</font></font></td>
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<td style="height: 17px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">2.5</font></td>
<td style="height: 17px;"><font style="font-size: 10pt; line-height: inherit;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; line-height: inherit;">Security or Securities</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. The term "security" or "securities" is defined very broadly by the securities laws and includes stock (common and preferred), stock options, warrants, bonds, notes, debentures, convertible instruments, put or call options (i.e., exchange-traded options), or other similar instruments.</font></font></td>
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<td style="height: 17px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">2.6</font></td>
<td style="height: 17px;"><font style="font-size: 10pt; line-height: inherit;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; line-height: inherit;">Trade or Trading</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. The term "trade" or "trading" means broadly any purchase, sale or other transaction to acquire, transfer or dispose of securities, including&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">derivative</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;exercises, gifts or other contributions</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">,&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">pledges,</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">exercises of stock options granted under the Corporation's stock plans, sales of stock acquired upon the exercise of options and trades made under an employee benefit plan such as a 401(k) plan.</font></font></td>
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<td style="height: 17px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">3.0</font></td>
<td style="height: 17px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">Statement of Policy</font></td>
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<td style="height: 17px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">3.1</font></td>
<td style="height: 17px;"><font style="font-size: 10pt; line-height: inherit;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">No Insider may&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">trade</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;the Corporation's securities at any time when the Insider has material non-public information concerning the Corporation</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">.</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp; It is the responsibility of the Insider to be certain that he or she does not have material non-public information when determining to trade.</font></font></td>
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<td style="height: 17px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">3.2</font></td>
<td style="height: 17px;"><font style="font-size: 10pt; line-height: inherit;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">No Insider may&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">trade</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;securities of another company at any time when the Insider</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">has material non-public information about that company</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;or its industry, including without limitation, information about any of our customers, vendors, suppliers or partners,</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;when that information was obtained</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">, in whole or in part,</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;as a result of the Insider's employment or relationship to the Corporation.</font></font></td>
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<td style="height: 17px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">3.3</font></td>
<td style="height: 17px;"><font style="font-size: 10pt; line-height: inherit;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">No Insider may disclose ("tip") material non-public information to any other person (including family members), and no insider may make&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">trade</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;recommendations on the basis of material non-public information. In addition, Insiders should take care before trading on the recommendation of others to ensure that the recommendation is not the result of an illegal "tip".</font></font></td>
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<td style="height: 17px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">3.4</font></td>
<td style="height: 17px;"><font style="font-size: 10pt; line-height: inherit;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">No Insider who receives or has access to the Corporation's material non-public information may comment on stock price movements or rumors of other corporate&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">developments (including discussions</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;on social media platforms</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">,&nbsp;blogs&nbsp;or online comment forums</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">) that are of possible significance to the investing public unless it is part of the Insider's job (such as Investor Relations</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">) or the Insider has been specifically authorized in accordance with the Corporations' Policies and Procedures for Compliance with Regulation FD</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">, which prohibits selective disclosure of material non-public information to market participants by persons acting on behalf of the Corporation</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. If you comment on&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">corporate developments,&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">stock price movements or rumors or disclose material non-public information to a third party you must contact the Corporate Counsel or the Chief Financial Officer immediately.</font></font></td>
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<td style="height: 17px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">3.5</font></td>
<td style="height: 17px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">In addition, it is generally the practice of the Corporation not to respond to inquiries and/or rumors concerning the Corporation's affairs. If you receive inquiries concerning the Corporation from the media or inquiries from securities analysts or other members of the financial community, you should refer such inquiries, without comment, to the Corporation's Investor Relations Officer, the Corporate Counsel or the Chief Financial Officer.</font></td>
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<td style="height: 17px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">3.6</font></td>
<td style="height: 17px;"><font style="font-size: 10pt; line-height: inherit;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Certain Insiders may only trade in the Corporation's securities during the four "Window Periods" (as defined in Section 5.4) that occur each fiscal year or in connection with a</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">n</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;SEC</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">-</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">registered primary or secondary underwritten offering of the Corporation. These persons must also receive pre-approval prior to any transaction. See Section 5.0.</font></font></td>
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<td style="height: 17px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">3.7</font></td>
<td style="height: 17px;"><font style="font-size: 10pt; line-height: inherit;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">An Insider who is aware of material non-public information when he or she ceases to be an Insider, may not trade in the Corporation's securities until that information has become public or is no longer material. In addition, this Policy&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">continues in effect for all Permanent Restricted Persons and Other Restricted Persons (</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">each&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">as defined in Sections 5.1 and 5.2</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">, respectively</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">) until the opening of the first Window Period after termination of employment or other relationship with the Corporation, except that, unless notified otherwise by the Corporation, the pre-clearance requirements set forth in Section 5.0 continue to apply to Permanent Restricted Persons for six months after the termination of their status as a Permanent Restricted Person. See Section 5.3.</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;</font></font></td>
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<td style="width: 5%; vertical-align: top;"><font style="font-size: 10pt;"><font style="color: rgb(0, 0, 0); font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">3</font><font style="color: rgb(0, 0, 0); font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">.</font><font style="color: rgb(0, 0, 0); font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">8</font></font></td>
<td style="width: 95%;"><font style="color: rgb(0, 0, 0); font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">No Short Sales, Hedging or Speculative Transactions.&nbsp; No Insider, whether or not he or she possesses material non-public information, may trade in options, warrants, puts and calls or similar instruments on the Corporation&#8217;s securities or sell such securities &#8220;short&#8221; (i.e., selling stock that is not owned and borrowing the shares to make delivery) or engage in speculative trading (e.g., &#8220;day-trading&#8221;) that is intended to take advantage of short-term price fluctuations.&nbsp; Such activities may put the personal gain of the Insider in conflict with the best interests of the Corporation and its&nbsp;securityholders&nbsp;or otherwise give the appearance of impropriety.&nbsp; No&nbsp;</font><font style="color: rgb(0, 0, 0); font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">Insider</font><font style="color: rgb(0, 0, 0); font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">&nbsp;may engage in any transactions (including variable forward contracts, equity swaps, collars and exchange funds) that are designed to hedge or offset any decrease in the market value of the Corporation&#8217;s equity securities.</font></td>
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<td style="width: 5%; height: 15px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">3</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">.</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">9</font></td>
<td style="width: 95%; height: 15px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; line-height: inherit;">Margin Accounts and Pledges</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. Securities purchased on margin may be sold by the broker without the customer's consent if the customer fails to meet a margin call. Similarly, securities held in an account which may be borrowed against or are otherwise pledged (or hypothecated) as collateral for a loan may be sold in foreclosure if the borrower defaults on the loan. Accordingly, if you purchase securities on margin or pledge them as collateral for a loan, a margin sale or foreclosure sale may occur at a time when you are aware of material non-public information or otherwise are not permitted to trade in our securities. The sale, even though not initiated at your request, is still a sale for your benefit and may subject you to liability under the insider trading rules if made at a time when you are aware of material non-public information. Similar cautions apply to a bank or other loans for which you have pledged stock as collateral.</font></td>
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<td style="height: 15px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Therefore, no<font>&nbsp;</font>Hovnanian<font>&nbsp;</font>Associates, whether or not in possession of material non-public information, may purchase the Corporation's securities on margin, or borrow against any account in which the Corporation's securities are held, or pledge the Corporation's securities as collateral for a loan, without first obtaining pre-</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">clearance. A request for approval must be submitted in writing to the Corporate Counsel or the Chief Financial Officer at least two weeks prior to the execution of the documents evidencing the proposed pledge. The Corporate Counsel or the Chief Financial Officer is under</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>no obligation to approve any request for pre-clearance and may determine not to permit the arrangement for any reason. Approvals will be based on the particular facts and circumstances of the request, including, but not limited to, the percentage amount that the securities being pledged represent of the total number of our securities held by the person making the request and the financial capacity of the person making the request. Notwithstanding the pre-clearance of any request, the Corporation assumes no liability for the consequences of any transaction made pursuant to such request.</font></td>
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<td style="height: 15px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">3.10</font></td>
<td style="height: 15px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Managed Accounts. If you have a managed account (where another person has been given discretion or authority to trade without your prior approval), you should advise your broker or investment advisor not to trade in Corporation securities at any time</font></td>
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<td style="height: 15px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">4.0</font></td>
<td style="height: 15px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Certain Exceptions</font></td>
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<td style="height: 15px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">The prohibition on trading in the Corporation's securities set forth in Section 3.0 above does<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">n</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">ot apply to:</font></td>
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<td style="width: 3%; height: 19px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font></td>
<td style="width: 92%; height: 19px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Transferring shares to an entity that does not involve a change in the beneficial ownership of the shares (for example, to an inter<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">vivos</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font>&nbsp;</font>trust of which you are the sole beneficiary during your lifetime).</font></td>

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<td style="height: 19px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font></td>
<td style="height: 19px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">The exercise of stock options pursuant to our stock plans (</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">including any net-settled stock option exercise); however, the sale of any such stock acquired upon such exercise, including as part of a</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font>&nbsp;</font>broker-assisted</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font>&nbsp;</font>cashless exercise&nbsp; of an option,</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font>&nbsp;</font>or any other market sale for the purpose of generating the cash needed to pay the exercise price of an option or to satisfy tax withholding requirements,</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font>&nbsp;</font>is subject to this Policy.</font></td>

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<td style="height: 19px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font></td>
<td style="height: 19px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">The exercise of a tax withholding right pursuant to which you elect</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font>&nbsp;</font>(or the Corporation mandates)</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font>&nbsp;</font>to have the Corporation withhold shares of restricted stock, shares underlying restricted stock units or shares subject to an option to satisfy tax withholding requirements.</font></td>

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<td style="height: 19px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font></td>
<td style="height: 19px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-size: 10pt;">The execution of transactions pursuant to a trading plan that complies with SEC Rule 10b5-</font><font style="font-size: 10pt;">1</font></font><font style="color: #000000; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: Arial;"><font style="font-family: 'times new roman', times;"><font>&nbsp;</font>and which has been approved by the Corporation. See Section 6.1</font></font></td>

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<td style="height: 15px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font><br></td>
<td style="height: 15px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">T</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">rading<font>&nbsp;</font>in mutual funds and Exchange Traded Funds (ETFs) holding Company securities at any time, that are either based on broad indexes</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">, such as Standard &amp;<font>&nbsp;</font>Poor&#8217;s<font>&nbsp;</font>or NYSE</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">, or on targeted sectors with<font>&nbsp;</font>por</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">tfolio<font>&nbsp;</font>holdings of at least 30</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font>&nbsp;</font>or more companies</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">.</font></td>

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<td style="height: 15px; padding: 0px 0px 0px 2px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font></td>
<td style="height: 15px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -24px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">To the extent the Corporation offers its securities as an investment option in the Corporation's 401(k) plan, the purchase of stock through the Corporation's 401(k) plan through regular payroll deductions; however, the sale of any such stock and the election to transfer funds into or out of, or a loan with respect to amounts invested in, the stock fund is subject to this Policy.</font></td>

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<td><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">To the extent the Corporation offers its securities as an investment option in an employee stock purchase plan, the purchase of stock through the Corporation's employee stock purchase plan; however,</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font>&nbsp;</font>elections to participate in such plan,</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><font>&nbsp;</font>the sale of any such stock and changing instructions regarding the level of withholding contributions which are used to purchase stock is subject to this Policy.</font></td>

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<td style="width: 5%; vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">5.0</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;</font></td>
<td style="width: 95%;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Pre-clearance of Trades and Other Procedures</font></td>
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<td style="vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -52.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">5.1</font></td>
<td><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -52.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; line-height: inherit;">Applicability</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -52.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. Section 16 Persons, family members of Section 16 Persons and trusts, corporations and other entities controlled by Section 16 Persons (collectively, "Permanent Restricted Persons") as well as certain other persons described in<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -52.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Section 5.2 must obtain the advance approval of the Corporate Counsel or the Chief Financial Officer in accordance with Section 5.3 before effecting transactions in the Corporation's securities, including any exercise of an option (whether cashless or otherwise), gifts, loans, pledges, rights or warrant to purchase or sell such securities, contribution to a trust or other transfers, whether the transaction is for the individual's own account, one over which he or she exercises control or one in which he or she has a</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -52.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>beneficial interest.</font></td>
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<td style="vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -52.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">5.2</font></td>
<td><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -52.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; line-height: inherit;">Other Restricted Persons</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -52.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. From time to time, the Corporation will notify persons other than Permanent Restricted Persons that they are subject to the pre-clearance requirements set forth in Section 5.3 if the Corporation believes that, in the normal course of their duties, they are likely to have regular access to material non-public information ("Other Restricted Persons"). Examples of such persons include non-executive officers, accounting personnel,<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -52.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">legal personnel and certain personnel in Human Resources and family members of any of such persons and trusts, corporations and other entities controlled by any of such persons.&nbsp;<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -52.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Any person notified of their status as an Other Restricted Person will remain an Other Restricted Person subject to the pre-clearance requirements set forth in Section 5.3 unless otherwise notified in writing by the Corporate Counsel or the Chief Financial Officer or his or her respective designee.</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -52.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -52.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Occasionally, certain individuals may have access to material non-public information for a limited period of time. During such a period, such persons may be notified that they are also Other Restricted Persons who will be subject to the pre-clearance requirements set forth in Section<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -52.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">5.3.</font></td>
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<td style="vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">5.3</font></td>
<td><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; line-height: inherit;">Procedures</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. Subject to<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Section 6.1, Permanent Restricted Persons and Other Restricted Persons<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">must</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>submit a request for pre-clearance to the Corporate Counsel or Chief Financial Officer (via email or in such other form as is approved by the Corporate Counsel or Chief Financial Officer)<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">at least two business days</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>in advance</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>of the proposed transaction</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>(provided that any request to<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">purchase the Corporation's securities on margin, or borrow against any account in which the Corporation's securities are held, or pledge the Corporation's securities as collateral for a loan</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>must be submitted at least two weeks in advance of the proposed transaction in accordance with Section 3.9)</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. Approval must be dated and in writing and specify the securities involved and the type of transaction. APPROVAL FOR TRANSACTIONS AND PLEDGES OF THE CORPORATION'S SECURITIES WILL GENERALLY BE GRANTED ONLY DURING A WINDOW PERIOD (DESCRIBED IN SECTION 5.4 BELOW) AND THE TRANSACT</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">ION MAY ONLY BE PERFORMED DURING THE WINDOW PERIOD IN WHICH THE APPROVAL WAS GRANTED<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; line-height: inherit;">AND IN ANY EVENT WITHIN THREE BUSINESS DAYS FROM THE DATE OF APPROVAL</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; line-height: inherit;">; PROVIDED THAT NOTWITHSTANDING RECEIPT OF PRE</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; line-height: inherit;">-</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; line-height: inherit;">CLEARANCE, YOU MUST NOT TRADE IN CORPORATION SECURITIES IF YOU SUBSEQUENTLY BECOME AWARE OF MATERIAL NON-PUBLIC INFORMATION PRIOR TO EFFECTING THE TRANSACTION</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. Unless notified otherwise by the Corporation, Permanent Restricted Persons must comply with these pre-clearance requirements for the<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">six month</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>period following the termination of their status as a Permanent Restricted Person.</font></td>
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<td style="vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">5.4</font></td>
<td><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; line-height: inherit;">Window Periods</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">.</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>The Corporation has established four "windows" of time during the fiscal year during which requests for pre-clearance may be approved and transactions and pledges may be performed ("Window Periods").<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Each Window Period begins at the opening of trading on the</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">first trading day after at least one full</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">trading day on the New York Stock<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">E</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">xchange</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">after</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>the day on which the Corporation</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">issues</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>a public news release of its quarterly or annual earnings for the prior fiscal quarter or year.</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">That same Window Period closes at the close of trading on the<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">15</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 6.67pt; vertical-align: super; line-height: inherit;">th</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>calendar</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>day</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>of the last month</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>of</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>the then current fiscal quarter. After the close of the Window Period, except as set forth in Section 4.0 above, Permanent Restricted Persons and Other Restricted Persons may not trade in any of the Corporation's securities. The prohibition against trading while aware of, or tipping of, material non-public information applies even during a Window Period. For example, if during a Window Period, a material acquisition or divestiture is pending or a forthcoming publication in the financial press may affect the relevant securities market, you may not trade in the Corporation's securities. You must consult the Corp</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">orate Counsel or the Chief Financial Officer whenever you are in doubt.</font></td>
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<td style="width: 5%; vertical-align: top; height: 65px;"><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">5</font><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">.5</font></td>
<td style="width: 95%; height: 65px;"><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">Suspension of Trading</font><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">. From time to time, the Corporation may require that directors, officers, selected employees and/or others suspend trading in the Corporation's securities</font><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">, including during a Window Period, regardless of any other provision of this policy</font><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;"><font>&nbsp;</font>because of developments that have not yet been disclosed to the public. All those affected shall not trade in the Corporation's securities while the suspension is in<font>&nbsp;</font></font><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">effect, and</font><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;"><font>&nbsp;</font>shall not disclose to others that the Corporation has suspended trading for certain individuals. Though these blackouts generally will arise because the Corporation is involved in a<font>&nbsp;</font></font><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">highly-sensitive</font><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;"><font>&nbsp;</font>transaction, they may be declared for</font><font style="color: rgb(0, 0, 0); font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; font-size: 13.3333px; text-indent: -48px; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">any reason. If the Corporation declares a blackout to which you are subject, the</font><font style="color: rgb(0, 0, 0); font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; font-size: 13.3333px; text-indent: -48px; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">Corporate Counsel or the Chief Financial Officer will notify you when the blackout begins and when it ends.</font></td>
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<td style="width: 5%; vertical-align: top; height: 46px;"><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">5</font><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">.6</font></td>
<td style="width: 95%; height: 46px;"><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">Notification of Window Periods</font><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">.</font><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;"><font>&nbsp;</font>In order to assist you in complying with this Policy, the</font><font style="color: rgb(0, 0, 0); font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; font-size: 13.3333px; text-indent: -48px; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">Corporation will deliver an e-mail (or other<font>&nbsp;</font></font><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">communication) notifying all Section 16 Persons and all other<font>&nbsp;</font>Hovnanian<font>&nbsp;</font>Associates designated as Other Restricted Persons</font><font style="color: rgb(0, 0, 0); font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; font-size: 13.3333px; text-indent: -48px; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: &quot;times new roman&quot;, times; text-indent: -48px; line-height: inherit;">when the Window Period has opened and when the Window Period is about to close. The CORPORATION'S DELIVERY OR NON-DELIVERY OF THESE E-MAILS (OR OTHER COMMUNICATION) DOES NOT RELIEVE YOU OF YOUR OBLIGATION TO ONLY TRADE IN THE CORPORATION'S SECURITIES IN FULL COMPLIANCE WITH THIS POLICY.</font></td>
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<td style="width: 5%; vertical-align: top; height: 47px;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">5</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">.7</font></td>
<td style="width: 95%; height: 47px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; line-height: inherit;">Hardship Exemptions</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. Those subject to the Window Periods or a blackout pursuant to Section<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">5</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">.5 may request a hardship exemption for periods outside the Window Periods or during a blackout, as applicable, if they are not in possession of material non-public information and are not otherwise prohibited from trading pursuant to this Policy.&nbsp; Hardship exemptions are granted infrequently and only in exceptional circumstances.&nbsp; Any request for a hardship exemption should be made to the Corporate Counsel or the Chief<font>&nbsp;</font>Financia</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">l Officer</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>or his or her designee</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">.</font></td>
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<td style="vertical-align: top; height: 15px;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">6</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">.0</font></td>
<td style="height: 15px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">10b5-1<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">and Other Trading Plans</font></td>
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<td style="vertical-align: top; height: 111px;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">6</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">.1</font></td>
<td style="height: 111px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; line-height: inherit;">10b5-1 Trading Plans</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. A 10b5-1 trading plan is a binding, written contract between you</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">and your broker that specifies the price, amount, and date of trades to be executed in your account in the<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">future, or</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>provides a formula or mechanism that your broker will follow</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">,</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>and satisfies various other conditions and limitations set forth in Rule 10b5-1 under the Exchange Act</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. A 10b5-1 trading plan can only be established when you do not possess material non</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">-</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">public information. Therefore, Insiders cannot enter into these plans at any time when in possession of material non-public information and, in addition, persons subject to the pre</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">-</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">clearance requirements of this Policy described in Section 5.0 cannot enter into these plans outside Window Periods. In addition, a 10b5-1 trading plan must<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">not permit you to exercise any subsequent influence over how, when, or whether the purchases or sales are made.</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Unless such requirement is waived or modified by the Corporate Counsel or Chief Financial Officer in his or her sole discretion, or as otherwise required by applicable law, (i) a 10b5-1 trading plan should have a duration of at least six months and no more than two years</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">; (ii)<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">you should not trade in the Corporation&#8217;s securities outside of a 10b5-1 trading plan while such 10b5-1 trading plan is in effect</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">; and (iii)</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>a 10b5-1 trading plan adopted or modified by a Section 16 Person should not permit any trades to occur until<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">expiration of<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">the cooling-off period mandated by Rule 10b5-1(c)(1)(ii)(B)</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>of the Exchange Act</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">.</font></td>
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<td style="height: 31px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">You have an affirmative defense against any claim by the SEC</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>against you for insider trading if your trade was made under a 10b5-1 trading plan that you entered into when you were not aware of material non-public information. The rules regarding 10b5-1 trading plans are complex and you must fully comply with them. You should consult with your legal advisor before<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">entering into any 10b5-1 trading plan</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">.</font></td>
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<td style="height: 42px; width: 95%;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Each Insider must pre-clear with the Corporate Counsel or the Chief Financial Officer<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">any</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">proposed trading plan</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">, including 10b5-1 trading plans,</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>prior to the<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">adoption</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>of such plan.<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Each Insider must also pre-clear with the Corporate Counsel or the Chief Financial Officer<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">any</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>proposed modification or termination of an existing trading plan, including 10b5-1 trading plans, prior to the modification or termination of such plan.<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">The Corporation reserves the right to withhold pre-clearance of<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">the</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">adoption,<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">modification</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>or termination</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>of</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>such</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>trading plan that the Corporation determines is not consistent with the rules regarding such plans.<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">No Insider will be permitted to adopt a Rule 10b5-1 trading plan if such Insider has an existing contract, instruction or plan that would qualify for the affirmative defense under Rule 10b5-1, subject to the exceptions set forth in the rule.&nbsp;<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Notwithstanding any pre-clearance of a<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Rule<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">10b5-1<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">or other<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">trading plan, the Corporation assumes no liability for the consequences of any transaction made pursuant to such plan.</font></td>
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<td style="height: 47px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">If you enter into a 10b5-1 trading plan, your 10b5-1 trading plan should be structured to avoid purchases or sales shortly before known announcements, such as quarterly or annual earnings announcements. Even though transactions executed in accordance with a properly formulated 10b5-1 trading plan are exempt from the insider trading rules, the trades may nonetheless occur at times shortly before we announce material news, and the investing public and media may not understand the nuances of trading pursuant to a 10b5-1 trading plan. This could result in negative publicity for you and the Corporation if the SEC or the New York Stock Exchange were to investigate your trades.</font></td>
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<td style="height: 63px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">For Insiders, any modification or termination of a pre-approved 10b5-1</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>or other</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>trading plan requires pre-</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>c</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">learance<font>&nbsp;</font>by the Corporate Counsel or the Chief Financial Officer. In addition, any modification of a pre-approved 10b5-1<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">or other<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">trading plan must occur<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">when</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>you</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>are not</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>aware of any material non-public information and must comply with the requirements of the rules regarding<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">such</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>trading plans</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>(including 10b5-1, if applicable)</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>and, if you are subject to Window Period restrictions, must take place during a Window Period</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">.</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Unless such requirement is waived or modified by the Corporate Counsel or Chief Financial Officer in his or her sole discretion, or as otherwise required by applicable law, if you terminate a 10b5-1 trading plan, you must wait at least 60 days before (i) you trade the Corporation&#8217;s securities;<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">or</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">(ii) enter into a new 10b5-1 trading plan.</font></td>
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<td style="height: 31px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Transactions effected pursuant to a pre-cleared 10b5-1<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">or other<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">trading plan will not require further pre-clearance at the time of the transaction if the plan specifies the dates, prices and amounts of the contemplated trades, or establishes a formula for determining the dates, prices and amounts.</font></td>
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<td style="height: 79px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Finally, if you are a Section 16 Person, 10b5-1</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>and other</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>trading plans require special care</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>as the Corporation may be required to disclose the adoption, amendment or termination of such plans by such persons in its periodic reports filed with the SEC.&nbsp; Accordingly, it is imperative that Section 16 Persons coordinate with Corporate Counsel prior to adopting or modifying such plans.&nbsp; Moreover,</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">b</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">ecause<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">such</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>plan</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">s</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">may</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>specify conditions that trigger a purchase or sale, you may not even be aware that a transaction has taken place and you may not be able to comply with the<font>&nbsp;</font>SEC's<font>&nbsp;</font>requirement that you report your transaction to the SEC within two business days after its execution. Therefore, for Section 16 Persons, a transaction executed according to a trading plan is not permitted unless the trading plan requires your broker to notify the Corporation before the close of business on the day of the execution of the transaction. See Section<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">8.0.</font></td>
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<td style="width: 5%; height: 17px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">7.0</font></td>
<td style="width: 95%; height: 17px;"><font style="font-size: 10pt;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Potential Criminal&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">a</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">nd Civil Liability&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">a</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">nd/</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">o</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">r Disciplinary Action</font></font></td>

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<td style="height: 51px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">7.1</font></td>
<td style="height: 51px;"><font style="font-size: 10pt;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; line-height: inherit;">Individual Responsibility</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. Each Insider is individually responsible for complying with</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">the securities laws and this Policy, regardless of whether the Corporation has prohibited trading by that Insider or any other Insiders. Trading in securities during the Window Periods and outside of any suspension periods&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">or with pre</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">-</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">clearance&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">should not be considered a "safe harbor". We remind you that, whether or not during a Window Period</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;and whether or not you have obtained pre</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">-</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">clearance</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">, you</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;may not trade securities on the basis of material non-public information.</font></font></td>

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<td style="height: 69px;"><font style="font-size: 10pt;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">You should also bear in mind that any proceeding alleging improper trading will necessarily occur after the trade has been completed and is particularly susceptible to second-guessing with the benefit of hindsight. Therefore, as a practical matter, before engaging in any transaction you should carefully consider how enforcement authorities and others might view the transaction in hindsight. Further, whether or not you possess material non-public information, it is advisable that you invest in the Corporation's securities or the securities of any company that has a substantial relationship with the Corporation from the perspective of a&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">long term</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;investor because you may be prohibited from&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">disposing of</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&nbsp;such securities&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">in the future</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">.</font></font></td>

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<td style="height: 86px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">7.2</font></td>
<td style="height: 86px;"><font style="font-size: 10pt;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; line-height: inherit;">Controlling Persons</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. The securities laws provide that, in addition to sanctions against an</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">individual who trades illegally, penalties may be assessed against what are known as "controlling persons" with respect to the violator. The term "controlling person" is not defined, but includes employers (i.e., the Corporation), its directors, officers and managerial and supervisory personnel. The concept is broader than what would normally be encompassed by a reporting chain. Individuals may be considered "controlling persons" with respect to any other individual whose behavior they have the power to influence. Liability can be imposed only if two conditions are met. First, it must be shown that the "controlling person" knew or recklessly disregarded the fact that a violation was likely. Second, it must be shown that the "controlling person" failed to take appropriate steps to prevent the violation from occurring. For this reason, the Corporation's supervisory personnel are directed to take appropriate steps to ensure that those&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">whom&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">they supervise, understand and comply with the requirements set forth in this Policy.</font></font></td>

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<td style="height: 17px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">7.3</font></td>
<td style="height: 17px;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Potential Sanctions</font></td>

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<p style="margin: 0pt 7.2pt 0pt 50.6pt; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">(i)</font><font style="font-size: 10pt; line-height: inherit;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="font-size: 10pt; text-decoration: underline; line-height: inherit;">Liability for Insider Trading and Tipping</font><font style="font-size: 10pt; line-height: inherit;">. Insiders, controlling persons and the Corporation may be subject to civil penalties, criminal penalties and/or jail for trading in securities when they have material non-public information or for improper transactions by any person (commonly referred to as a "tippee") to whom they have disclosed material non-public information, or to whom they have made recommendations or expressed opinions on the basis of such information about trading securities. The SEC has imposed large penalties even when the disclosing person did not profit from the trading. The SEC, the stock exchanges and the Financial Industry Regulatory Authority use sophisticated electronic surveillance techniques to uncover insider trading.</font></font></p>
<p style="margin: 0pt 14.4pt 0pt 36pt; text-indent: 39.6pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&nbsp;</font></p>
<p style="margin: 0pt 14.4pt 0pt 50.6pt; text-indent: 39.6pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">(ii)</font><font style="font-size: 10pt; line-height: inherit;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="font-size: 10pt; text-decoration: underline; line-height: inherit;">Possible Disciplinary Actions</font><font style="font-size: 10pt; line-height: inherit;">.</font><font style="font-size: 10pt; line-height: inherit;"> Hovnanian Associates who violate this Policy will be subject to disciplinary action, up to and including termination of employment for cause, whether or not the Hovnanian Associates' failure to comply results in a violation of law. Needless to say, a violation of law, or even an SEC investigation that does not result in prosecution, can tarnish one's reputation and irreparably damage a career.</font></font></p>
<p style="margin: 0pt 14.4pt 0pt 36pt; text-indent: 39.6pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&nbsp;</font></p>
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<td style="width: 5%; vertical-align: top;" valign="top"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">7.4</font></td>
<td style="width: 95%;"><font style="font-size: 10pt;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration: underline; line-height: inherit;">Questions and Violations</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. Anyone with questions concerning this Policy or its application should contact the Corporate Counsel or the Chief Financial Officer. Any violation or perceived violation should be reported immediately to the Corporate Counsel or the Chief Financial Officer.</font></font></td>

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<td><font style="font-size: 10pt;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">8</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">.0</font></font></td>
<td><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Broker Requirements for Section 16 Persons</font></td>

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<td><font style="font-size: 10pt;"><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">The timely reporting of transactions requires tight interface with brokers handling transactions for our&nbsp;</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Section 16 Persons</font><font style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. A knowledgeable, alert broker can also serve as a gatekeeper, helping to ensure compliance with our pre-clearance procedures and helping prevent inadvertent violations. Therefore, in order to facilitate timely compliance by the directors and executive officers of the Corporation with the requirements of Section 16 of the Exchange Act, brokers of Section 16 Persons need to comply with the following requirements:</font></font></td>

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<td style="width: 3%; padding: 0px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: -0.0666667px; orphans: 2; text-align: start; text-indent: -28.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font></td>
<td style="width: 92%;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -28.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Not to enter any order (except for orders under pre-approved Rule 10b5-1 plans) without first verifying with the Corporation that your transaction was pre-cleared and complying with the brokerage<font>&nbsp;</font></font>firm's<font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -28.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><font>&nbsp;</font>compliance procedures (e.g., Rule 144), and</font></td>

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<td style="padding: 0px; vertical-align: top;" valign="top"><font style="color: #000000; font-family: Symbol; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: -0.0666667px; orphans: 2; text-align: start; text-indent: -28.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#61623;</font></td>
<td><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -28.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">To report before the close of business on the day of the execution of the transaction to the Corporation by telephone and in writing via e-mail to the Corporate Counsel and Assistant Treasurer, the complete (i.e., date, type of transaction, number of shares and price) details of every transaction involving the<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -28.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Corporation's<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -28.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">equity securities</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -28.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">, including gifts, transfers, pledges and all 10b5-1 transactions</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -28.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>and other trading plans</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: -28.8px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">.</font></td>

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<td style="width: 95%;"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Because it is the legal obligation of the trading person to cause<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">any</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>filing</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">s on Form 3, Form 4, Form 5 or Form 144 (or as may<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">be otherwise<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">required)</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>to be made, you</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">are strongly encouraged to confirm following any</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>transaction that your broker has immediately telephoned and e-mailed the required information to the Corporation.</font></td>

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<td><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">9.0</font></td>
<td><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Confidentiality</font></td>

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<td><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">No<font>&nbsp;</font>Hovnanian<font>&nbsp;</font>Associate should disclose any non-public information to non-Hovnanian<font>&nbsp;</font>Associates (including to family members), except when such disclosure is needed to carry out the Corporation's business and then only when the<font>&nbsp;</font>Hovnanian<font>&nbsp;</font>Associate disclosing the information has no reason to believe that the recipient will misuse the information</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>(for example, when such disclosures are authorized as necessary to facilitate negotiations with<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">vendors, suppliers or customers or when such persons are subject to contractual confidentiality restrictions)</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">. When such information is disclosed, the recipient must be told that such information may be used only for the business purpose related to its disclosure and that the information must be held in confidence.<font>&nbsp;</font>Hovnanian<font>&nbsp;</font>Associates should disclose non</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">-</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">public information to other<font>&nbsp;</font>Hovnanian<font>&nbsp;</font>Associates only in the ordinary course of business, for legitimate business purposes and in the absence of reasons to believe that</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">the information will be misused or improperly disclosed by the recipient. Written</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>non-public</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>information should be appropriately safeguarded and should not be left where it may be seen by persons not entitled to the information</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">, or otherwise accessible by persons not entitled to the information,</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>and non-public information should not be discussed with any person within the Corporation under circumstances where it could be overheard. See also, Controlling Persons, Section<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">7.2.</font></td>

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<td><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">In addition to other circumstances where it may be applicable, this confidentiality policy must be strictly adhered to in responding to inquiries about the Corporation that may be made by the press, securities analysts or other members of the financial community. It is important that responses to any such inquiries be made on behalf of the Corporation by a duly designated officer. Accordingly,<font>&nbsp;</font>Hovnanian<font>&nbsp;</font>Associates should not respond to any such inquiries and should refer all such inquiries to the Corporation's Investor Relations Officer or the Corporate Counsel or the Chief Financial Officer. See also, Statement of Policy, Sections<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">3.4 and 3.5</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">.</font></td>

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<td><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">Neither this<font>&nbsp;</font>Poli</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">cy nor any policy of the Corporation</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">, and notwithstanding any other confidentiality or non-disclosure agreement (whether in writing or otherwise, including without limitation as part of an employment agreement, separation agreement or similar employment or compensation arrangement) applicable to current or former Insiders, should be deemed to restrict any current or former Insider from communicating, cooperating or filing a complaint with any U.S. federal, state or local governmental or law enforcement branch, agency or entity (collectively, a &#8220;Governmental Entity&#8221;) with respect to possible violations of any U.S. federal, state or local law or regulation, or otherwise making disclosures to any Governmental Entity, in each case, that are protected under the<font>&nbsp;</font>whistleblower<font>&nbsp;</font>provisions of any such law or regulation, provided that (1) in each case such communications and disclosures are consistent with applicable law and (2) the information subject to such disclosure was not obtained by the current or former Insider through a communication that was subject to the attorney-client privilege, unless such disclosure of that information would otherwise be permitted by an attorney pursuant to 17 CFR 205.3(d)(2), applicable state attorney conduct rules, or otherwise.&nbsp; Any agreement in conflict with the foregoing is here</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">by deemed amended by the Corporation</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>to be consistent with the foregoing.</font></td>

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<td><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">10.0</font></td>
<td><font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Legal Effect of this Policy</font></td>

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<td><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">The Corporation's Policy with respect to<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">securities</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><font>&nbsp;</font>trading and the disclosure of confidential information, and the procedures that implement this Policy, are not intended to serve as precise recitations of the legal prohibitions against insider trading and tipping which are highly complex, fact specific and evolving. Certain of the procedures are designed to prevent even the<font>&nbsp;</font></font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">a</font><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">ppearance<font>&nbsp;</font>of impropriety and in some respects may be more restrictive than the securities laws. Therefore, these procedures are not intended to serve as a basis for establishing civil or criminal liability that would not otherwise exist.</font></td>

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</table>
<p style="margin: 0pt; line-height: 1.2;"><br></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times;"><font style="font-size: 10pt; line-height: inherit;">Failure to comply with this Policy may result in disciplinary action, including termination</font><font style="font-size: 10pt; line-height: inherit;">.</font></font></p>


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</div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-21
<SEQUENCE>10
<FILENAME>ex21_3.htm
<DESCRIPTION>EXHIBIT 21
<TEXT>
<html><body><div><div style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="margin: 0pt; text-align: right; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;">Exhibit 21</font></p>
<p style="margin: 0pt; text-align: right; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;">&nbsp;</font></p>
<table cellspacing="0" cellpadding="0" style="height: 659px; border-collapse: collapse; margin-left: auto; font-family: 'times new roman'; font-size: 10pt; width: 85%; margin-right: auto;" width="85%">

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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; text-decoration: underline; line-height: inherit;">Legal Entity Name</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: top; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; text-decoration: underline; line-height: inherit;">State of Formation</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Eastern National Title Agency Arizona, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV AT SILVERSTONE LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Pointe 16 LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Arizona New GC, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN ARIZONA OPERATIONS, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at 17 North, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at 23 North, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at 240 Missouri, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Acacia Place, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Aire on McDowell, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Alameda Point, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Alto, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Ambra, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Aria at Silverstone, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Aster Ridge, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Catania, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Eagle Heights, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Edgewood, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Gallery, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Galloway Ridge, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Honeysuckle Trail, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Laveen Springs, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Luke Landing, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Maryland Ridge, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at McCartney Ranch, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Monroe Ranch, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Montana Vista Dobbins, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Montana Vista, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Orangewood Ranch, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Palermo, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Palm Valley, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Park Paseo, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Pinnacle Peak Patio, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Pointe 16, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Quail Creek, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Rancho Cabrillo, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Rancho El Dorado, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Rancho Mirage Parcel 17, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Rancho Mirage Parcel 23, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Santa Rosa Springs, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian at </font><font style="font-size: 10pt; line-height: inherit;">Santanilla</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Scottsdale Heights, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Sienna Hills, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Silverstone G, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Silverstone, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Skye on McDowell, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Sterling Vistas, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Sun City West, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Sunrise Trail II, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Sunrise Trail III, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at The Meadows 9, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at The Meadows, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Tortosa South, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Union Park, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Ventana Lakes, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Verrado Cascina, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Verrado Marketside, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Victory at Verrado PH3C, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Victory at Verrado PH9, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Victory at Verrado, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian at </font><font style="font-size: 10pt; line-height: inherit;">Villago</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian at </font><font style="font-size: 10pt; line-height: inherit;">Viviendo</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Companies of Arizona, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN GREAT WESTERN HOMES, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Legacy at Via Bella, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


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</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Phoenix Division, Inc.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian West Group, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at The Manor II, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at The Manor, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Vistas at Silverstone LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">AZ</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2700 Empire, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Rancho 79 LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOV IP, II, Inc.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Aspire at Bellevue Ranch M2, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Aspire at Bellevue Ranch, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Aspire at River Terrace, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Aspire at Solaire, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Aspire at Stones Throw, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Andalusia, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Aspire at Apricot Grove PH2, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Bakersfield 463, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Beacon Park Area 129 II, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Beacon Park Area 129, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Beacon Park Area 137, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Bennett Ranch, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Blackstone, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Cadence Park, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN AT CAPISTRANO, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Carlsbad, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Cedar Lane, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Cielo, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian at </font><font style="font-size: 10pt; line-height: inherit;">Fiddyment</font><font style="font-size: 10pt; line-height: inherit;"> Ranch, LLC</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Firefly at Winding Creek, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Fresno, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Gilroy 60, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Gilroy, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Hidden Lake, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Jaeger Ranch, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at La Laguna, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Ladd Ranch, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Luna Vista, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Melanie Meadows, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Meridian Hills, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Muirfield, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Parkside, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Pavilion Park, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Positano, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN AT ROSEMARY LANTANA, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian at Sage II Harvest at </font><font style="font-size: 10pt; line-height: inherit;">Limoneira</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Santa Nella, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Sendero Ranch, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Sierra Vista, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Skye Isle, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Sunridge Park, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Trail Ridge, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Valle Del Sol, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Verona Estates, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Victorville, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Village Center, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Vineyard Heights, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Waterstone, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at West View Estates, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Westshore, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Wheeler Ranch, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Woodcreek West, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian CA Land Holdings, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian California Operations, Inc.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian California Region, Inc.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Communities, Inc.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Companies of Southern California, Inc.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Companies, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian East Group, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Enterprises, Inc.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Four Seasons at Homestead, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian GT Investment, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes Northern California, Inc.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian JV Holdings, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian JV Services Company, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Meadow View at Mountain House, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Northeast Division, Inc.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="background-color: #ffffff; padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Northern California Division, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Operations Company, Inc.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian </font><font style="font-size: 10pt; line-height: inherit;">Sonterra</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="background-color: #ffffff; padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Southern California Division, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Terra Lago Investment, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Aspire at Union Village, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN'S FOUR SEASONS AT BAKERSFIELD, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at Beaumont, LLC&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at Los Banos, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Sonata at The Preserve, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian's Veranda at </font><font style="font-size: 10pt; line-height: inherit;">RiverPark</font><font style="font-size: 10pt; line-height: inherit;"> II, LLC</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian's Veranda at </font><font style="font-size: 10pt; line-height: inherit;">RiverPark</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">STONEBROOK HOMES, INC.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Parkview at Sterling Meadows, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">CA </font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Developments of D.C., Inc.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes at Parkside, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes of D.C., L.L.C.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Arbors at Monroe Parent LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Four Ponds Parent LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">GTIS-HOV </font><font style="font-size: 10pt; line-height: inherit;">Heatherfield</font><font style="font-size: 10pt; line-height: inherit;"> Parent LLC</font></font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Hilltop at Cedar Grove Parent LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Holdings IX LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Holdings LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-Hov Holdings V LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Holdings VI LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV HOLDINGS VII LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV HOLDINGS VIII LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Holdings X LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">GTIS-HOV </font><font style="font-size: 10pt; line-height: inherit;">Lakes</font><font style="font-size: 10pt; line-height: inherit;"> of Cane Bay Parent LLC</font></font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Parkside of Libertyville Parent LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Pender Oaks Parent LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Pinnacle Peak Patio Parent LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Residences at Columbia Park Parent LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Sauganash Glen Parent LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Homebuyers Financial USA, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Hovnanian Enterprises, Inc. (PARENT COMPANY)</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">HovSite</font><font style="font-size: 10pt; line-height: inherit;"> Churchill Club LLC</font></font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">HovSite</font><font style="font-size: 10pt; line-height: inherit;"> Firenze LLC</font></font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">HovSite</font><font style="font-size: 10pt; line-height: inherit;"> Hunt Club LLC</font></font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">HovSite</font><font style="font-size: 10pt; line-height: inherit;"> Liberty Lakes LLC</font></font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">HovSite</font><font style="font-size: 10pt; line-height: inherit;"> Providence LLC</font></font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">HovSite</font><font style="font-size: 10pt; line-height: inherit;"> Southampton LLC</font></font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Agency Holdings, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian Aspire at </font><font style="font-size: 10pt; line-height: inherit;">Lynnbury</font><font style="font-size: 10pt; line-height: inherit;"> Woods, LLC</font></font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Admiral's Landing, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Ashby Place, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Aspire at Webber Farm, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Aspire at Wickersham, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Autumn Ridge, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Bay Knolls, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian at </font><font style="font-size: 10pt; line-height: inherit;">Brenford</font><font style="font-size: 10pt; line-height: inherit;"> Station, LLC</font></font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Cedar Lane Estates, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Egret Shores, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Ellery Farm, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Fork Landing, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Harbor's Edge at Bayside, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Hidden Brook, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Liberty West, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Middletown Reserve, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Mitchell's Corner, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at North Brunswick VI, L.L.C.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Nottingham Meadows, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Ocean View Beach Club, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Odessa Commons, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Oyster Cove, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Patriots Bluff, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Plantation Lakes, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Pleasanton, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Prestige on 64th, LLC / 6th &amp; Mayo, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Red Mill Pond, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Retreat at Millstone, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Satterfield, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Seabrook, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Tower Hill, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Townsend Fields, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Woodfield, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Central Acquisitions, L.L.C.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Delaware Division, Inc.</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Delaware Operations, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian GT IX Investment, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian GT V Investment, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian GT VI Investment, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian GT VII Investment, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian GT VIII Investment, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian GT X Investment, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian GT XII Investment, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian GT XIII Investment, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian GT XIV Investment, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian GT XV Investment, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">DE</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian Homes at </font><font style="font-size: 10pt; line-height: inherit;">Knollac</font><font style="font-size: 10pt; line-height: inherit;"> Acres, LLC</font></font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes at Summit Pointe, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes of Delaware I, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes of Longacre Village, L.L.C.</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian M.E. Investments, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian New Jersey Operations, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian North Central Acquisitions, L.L.C.</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian North Jersey Acquisitions, L.L.C.</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian South Jersey Acquisitions, L.L.C.</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at Baymont Farms L.L.C.</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at Belle Terre, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at Hatteras Hills, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at Silver Maple Farm, L.L.C.</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">KHH Shell Hall Loan Acquisition, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">Ridgemore</font><font style="font-size: 10pt; line-height: inherit;"> Utility of Delaware, LLC</font></font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Traverse Partners, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Washington Homes, Inc.&nbsp; </font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">WTC Ventures, L.L.C.</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Nicholson Parent LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Eastern National Title Agency Florida, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">HOVNANIAN DEVELOPMENTS OF FLORIDA, INC.</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Amber Glen, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Aspire at Boatman Hammock, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Aspire at Canter Creek, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Aspire at East Lake, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Aspire at Edgewater, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Aspire at Hawks Ridge, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Aspire at Marion Oaks, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Aspire at Morningside, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Aspire at Palm Bay, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Aspire at Palm Coast, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Aspire at Port St. Lucie, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Aspire at Treasure Coast, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Aspire at Victoria Parc, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN ASPIRE AT WATERSTONE, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Armen Groves, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Aspire at Citrus Springs, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Aspire at Glen Aire, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Aspire at The Pines, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Avenir II, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN AT AVENIR, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Boca Dunes, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Citrus Cove, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Coral Lago, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Deer Lakes, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


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<div style="font-family: 'times new roman', times; font-size: 10pt;">
<table cellspacing="0" cellpadding="0" style="height: 676px; border-collapse: collapse; margin-left: auto; font-family: 'times new roman'; font-size: 10pt; width: 85%; margin-right: auto;" width="85%">

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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Delray Beach, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Eden Preserve, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Golden Gem Estates, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Hampton Cove, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Heritage Grove, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Hilltop Reserve II, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Hilltop Reserve, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Lake Burden, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Lake Florence, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Lake LeClare, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Mystic Dunes, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Northlake, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Parkside SEFL, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Pickett Reserve, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Redtail, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Saddlebrook Meadows, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Spring Isle, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Summerlake, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Terra Bella Two, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at The Highlands at Summerlake Grove, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Tilden Ranch, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Valletta, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Vdara, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Walkers Grove, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Windward Landing, LLC </font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Belmont Reserve, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Cambridge Homes, L.L.C.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Companies of Florida, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Cypress Creek, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Cypress Key, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Estates at Wekiva, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN FIRST HOMES, L.L.C.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Floresta Gardens, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN FLORIDA OPERATIONS, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Florida Realty, L.L.C.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Grand Cypress, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian </font><font style="font-size: 10pt; line-height: inherit;">Grandefield</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes of Florida I, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Ivy Trail, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Lake Parker, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Magnolia at Westside, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian </font><font style="font-size: 10pt; line-height: inherit;">Montclaire</font><font style="font-size: 10pt; line-height: inherit;"> Estates, LLC</font></font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Ocoee Landings, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Orlando Division, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Pinewood Gardens, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Preserve at Avonlea, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN PRESERVE AT TURTLE CREEK LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Reynolds Ranch, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Riverside, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Rivington, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian San Sebastian, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Sereno, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian Siena at </font><font style="font-size: 10pt; line-height: inherit;">Solaeris</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Sola Vista, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian South Fork, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Southeast Florida Division, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Sterling Ranch, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian T&amp;C Homes at Florida, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian </font><font style="font-size: 10pt; line-height: inherit;">TerraLargo</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Union Park, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Waterford Reserve, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Winding Bay Preserve, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN WINDWARD HOMES, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at </font><font style="font-size: 10pt; line-height: inherit;">Crossprairie</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at Wylder, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">KHOV WINDING BAY II, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">LINKS AT CALUSA SPRINGS, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">FL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Kate's Cove, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Oakwood at New Hampstead, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at The Commons at Richmond Hill, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Waterways Single Family, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Waterways Townhomes, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Westbrook, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Developments of Georgia, Inc.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Georgia Operations, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN HOMES AT CREEKSIDE, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Aspire at New Hampstead, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Amber Ridge, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Arbor Trails, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">EASTERN NATIONAL TITLE AGENCY ILLINOIS, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">Glenrise</font><font style="font-size: 10pt; line-height: inherit;"> Grove, L.L.C.</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Parkside of Libertyville LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


</td>


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<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">

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<div style="font-family: 'times new roman', times; font-size: 10pt;"><br></div>
<div style="font-family: 'times new roman', times; font-size: 10pt;">
<table cellspacing="0" cellpadding="0" style="height: 683px; border-collapse: collapse; margin-left: auto; font-family: 'times new roman'; font-size: 10pt; width: 85%; margin-right: auto;" width="85%">

<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Sauganash Glen LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Amberley Woods, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Ashley Pointe LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Bradwell Estates, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Christina Court, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Churchill Farms LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Deer Ridge, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Estates of Fox Chase, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Fairfield Ridge, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Grande Park, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Hanover Estates, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian at </font><font style="font-size: 10pt; line-height: inherit;">Heatherfield</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Island Lake, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Link Crossing, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Maple Hill LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Meadowridge Villas, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at North Grove Crossing, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at North Pointe Estates LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Northridge Estates, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Orchard Meadows, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Prairie Pointe, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Randall Highlands, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at River Hills, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian at </font><font style="font-size: 10pt; line-height: inherit;">Sagebrook</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN AT SILVER LEAF, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Silverwood Glen, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Somerset, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN AT TAMARACK SOUTH LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Tanglewood Oaks, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Trafford Place, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian at </font><font style="font-size: 10pt; line-height: inherit;">Tramore</font><font style="font-size: 10pt; line-height: inherit;"> LLC</font></font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN AT VILLAS AT THE COMMONS, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Chicago Division, Inc.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Estates at Regency, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN ILLINOIS OPERATIONS, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian T&amp;C Homes at Illinois, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Norton Lake LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IL </font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Eastern National Title Agency Maryland, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Villages at Pepper Mill LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Homebuyers Financial Services, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


</td>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Hovnanian Land Investment Group of Maryland, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Hovnanian Land Investment Group, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Brittany Manor, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Caton's Reserve, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Eden Terrace, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Gambrill Glenn, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Grace Meadows, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Locke Landing, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Southpointe, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Wade's Grant, L.L.C.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Brittany Manor Borrower, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Developments of Maryland, Inc. </font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes of Maryland I, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes of Maryland II, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes of Maryland, L.L.C.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at Kent Island III, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at Kent Island, L.L.C.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">Ridgemore</font><font style="font-size: 10pt; line-height: inherit;"> Utility L.L.C.</font></font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MD</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Developments of Minnesota, Inc.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MN</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes of Minnesota at Arbor Creek, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MN</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes of Minnesota at Autumn Meadows, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MN</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian Homes of Minnesota at </font><font style="font-size: 10pt; line-height: inherit;">Brynwood</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MN</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes of Minnesota at Cedar Hollow, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MN</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes of Minnesota at Founder's Ridge, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MN</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes of Minnesota at Harpers Street Woods, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MN</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes of Minnesota at Oaks of Oxbow, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MN</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes of Minnesota at Regent's Point, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MN</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes of Minnesota, L.L.C.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MN</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Liberty on Bluff Creek, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MN</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Timbres at Elm Creek, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MN</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at Rush Creek II, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MN</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Burch Kove, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Indian Wells, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Lily Orchard, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Main Street Square, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Oak Pointe, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at The Promenade at Beaver Creek, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Wheeler Woods, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Developments of North Carolina, Inc.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes at Brook Manor, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN HOMES OF NORTH CAROLINA, INC.</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Sherwood at Regency, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Builder Services NJ, L.L.C.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Eastern National Title Agency, Inc.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">F&amp;W MECHANICAL SERVICES, L.L.C.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Arbors at Monroe LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Holdings XI LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Residences at Columbia Park LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Hilltop at Cedar Grove Urban Renewal, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN 77 HUDSON STREET INVESTMENTS, L.L.C.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Acquisitions, Inc.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian American Mortgage, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Academy Hill Urban Renewal, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Asbury Park Urban Renewal, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Carriages at Wall Urban Renewal, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Charleston Meadows, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Chesterfield, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Dunellen Urban Renewal, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at East Brunswick III, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at East Brunswick, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at East Windsor, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Four Seasons at Bella Vista, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Franklin II, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Franklin, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Freehold Township III, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN AT GLEN OAKS, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Great Notch, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Harvest Oaks, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Hillandale, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Hillsborough, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Howell Fort Plains, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Howell II, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Howell, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Huntington Knolls, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Jackson I, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Jackson, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Little Egg Harbor Township II, L.L.C.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Manalapan Crossing, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Manalapan II, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Manalapan IV, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Manalapan V, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Maple Avenue, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Marlboro Grove, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Middletown III, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 17px;">
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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Middletown IV, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Millville II, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Monroe NJ II, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Monroe NJ III, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Monroe NJ, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Montgomery, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Montvale II, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Morris Twp, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN AT MORRIS WOODS, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at North Caldwell III, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at North Wildwood, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Oakland, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Old Bridge II, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 17px;">
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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Old Bridge, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Port Imperial Investment, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN AT PORT IMPERIAL URBAN RENEWAL V, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN AT PORT IMPERIAL URBAN RENEWAL VI, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN AT PORT IMPERIAL URBAN RENEWAL VIII, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Rancocas Creek, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Reservoir Point, LLC </font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Ridgemont, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Sandpiper Place, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Shrewsbury, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Smithville, Inc.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at South Brunswick II, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at South Brunswick III, LLC </font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at South Brunswick IV, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Station Square, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at The Monarch, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


</td>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at The Views at Northshore Urban Renewal, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN AT TOWNES AT PARKVIEW, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


</td>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Townes at West Long Branch, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


</td>


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<tr style="height: 10px;">
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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Trenton II, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Trenton Urban Renewal, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


</td>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Views at Seaside Urban Renewal, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Villages at Country View, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Villages at Florham Park, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Wall Donato, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Wall Quail Ridge, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Warren Township II, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Washington Ridge, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Wildwood Bayside, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Woolwich I, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Estates at Brock Farms, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


</td>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian GT XI Investment, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Holdings NJ, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Manalapan Acquisition, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Northeast Services, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Properties of Red Bank, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 17px;">
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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Southern New Jersey, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Villages at Hays Mill Creek Urban Renewal, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Villages at Hays Mill Creek, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<tr style="height: 10px;">
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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Aegean at Asbury Park Urban Renewal, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Baltic at Asbury Park Urban Renewal, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Cove at Asbury Park Urban Renewal, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Crossings at Princeton Junction, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Delta at Asbury Park Urban Renewal, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Enclave at Old Tappan, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN'S FOUR SEASONS AT COLTS FARM, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Gables at Basking Ridge, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Horizons at Wall, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Lofts at Kingsley Urban Renewal, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Reflections at Robbinsville, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Terraces at Absecon Inlet, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Views at Wesley Lake, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">LANDARAMA, INC.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">M &amp; M at Monroe Woods, L.L.C.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">M&amp;M at West Orange, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Matzel &amp; Mumford at Egg Harbor, L.L.C.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MCNJ, Inc.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MM-Beachfront North I, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Route 1 and Route 522, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Terrapin Realty, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The Matzel &amp; Mumford Organization, Inc</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Waldwick, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ </font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Classics, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NJ </font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Elmwood Preserve, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NY</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN COMPANIES OF NEW YORK, INC.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NY</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Developments of New York, Inc.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NY</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian New York Operations, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">NY</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Aberdeen, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Akron Scattered Site, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Asbury Pointe, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Aspire at Auld Farms, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Aspire at Weston Place, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Apple Blossom, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Bay Meadows Estates, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Booth Farm, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Cooper's Landing, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Country View Estates, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Creekside Crossing, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Eagles Edge, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Hampshire Farms, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Harvest Meadows, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Hawk Ridge, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Heritage Park, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Lighthouse Estates, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian at </font><font style="font-size: 10pt; line-height: inherit;">Longbrooke</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Orchard Park, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Oregon Town Center, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian at </font><font style="font-size: 10pt; line-height: inherit;">Riverfield</font><font style="font-size: 10pt; line-height: inherit;"> Reserve, LLC</font></font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Stratton Corners, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Toussaint Springs, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian at </font><font style="font-size: 10pt; line-height: inherit;">Trucen</font><font style="font-size: 10pt; line-height: inherit;"> Farm, LLC</font></font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Belden Pointe, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Build on Your Lot Division, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Central Ohio, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Cleveland Division, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Cornerstone Farms, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Edgebrook, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Falls Pointe, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Forest Lakes, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Forest Valley, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Four Seasons at Chestnut Ridge, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Hidden Hollow, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Highland Ridge, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Indian Trails, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Kingston at Western Reserve, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian LaDue Reserve, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Lakes of Green, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Landings 40s, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Meadow Lakes, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Monarch Grove, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Northpointe 40s, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Northwest Ohio, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Norton Place, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Ohio Realty, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Ohio Region, Inc.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Redfern Trails, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian </font><font style="font-size: 10pt; line-height: inherit;">Rivendale</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian </font><font style="font-size: 10pt; line-height: inherit;">Schady</font><font style="font-size: 10pt; line-height: inherit;"> Reserve, LLC</font></font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Village Glen, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Waterbury, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian White Road, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Woodland Pointe, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at Addison Farms, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at Sandstone, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">MIDWEST BUILDING PRODUCTS &amp; CONTRACTOR SERVICES, L.L.C.</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">New Home Realty, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN OHIO OPERATIONS, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH </font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Woodridge Place, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">OH </font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Builder Services PA, L.L.C.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">PA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Eastern National Abstract, Inc.</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">PA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Warminster LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">PA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Doylestown, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">PA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Middletown, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">PA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Northampton, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">PA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Sunny Slope Crossings, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">PA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Developments of Pennsylvania, Inc.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">PA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. HOVNANIAN HOMES OF PENNSYLVANIA, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">PA</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian PA Real Estate, Inc.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">PA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Pennsylvania Build on Your Lot Division, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">PA</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Pennsylvania Operations, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">PA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Midwest Building Products &amp; Contractor Services of Pennsylvania, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">PA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Upper Providence, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">PA </font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian at </font><font style="font-size: 10pt; line-height: inherit;">Coosaw</font><font style="font-size: 10pt; line-height: inherit;"> Point, LLC</font></font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Fox Path at Hampton Lake, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Hammock Breeze, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Hampton Lake, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Haulover Creek, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Lakes at New Riverside, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Liberty Hill Farm Water Lots, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Liberty Hill Farm, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Magnolia Place, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian at </font><font style="font-size: 10pt; line-height: inherit;">Marshview</font><font style="font-size: 10pt; line-height: inherit;"> Estates, LLC</font></font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Old Bay, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian at Pasture at </font><font style="font-size: 10pt; line-height: inherit;">Farrfield</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Pinckney Farm, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Pine Crest, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Pleasant Point, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Sea Island Collective, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Stono Village, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Willow Pond, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian </font><font style="font-size: 10pt; line-height: inherit;">CraftBuilt</font><font style="font-size: 10pt; line-height: inherit;"> Homes of South Carolina, L.L.C.</font></font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes at Salt Creek Landing, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes at Sandy Creek Landing, LLC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes at Shell Hall, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes at The Abby, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes at The Paddocks, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian South Carolina Operations, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Southeast Coastal Division, Inc.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at Cane Bay Expansion, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at Carolina Oaks, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at Lakes of Cane Bay LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Lakes at New Riverside Expansion, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Shell Hall Club Amenity Acquisition, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Shell Hall Land Acquisition, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">SC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Eastern National Title Agency Texas, Inc.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Developments of Texas, Inc.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Agave Ranch, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Ascend at </font><font style="font-size: 10pt; line-height: inherit;">Creekshaw</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Ascend at Justin Crossing, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Aspire at Noble Ridge, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Aspire at Reunion, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Auburn Farms, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Bayside, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Belmont, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Berkshire II, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Berkshire, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Bluff Creek, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Caldwell Lakes, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Calloway Trails, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Canyon Falls, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Carillon, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Commodore at Preston, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Creekside Estates II, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Diamond Creek Estates, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Division, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Elevon, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<tr style="height: 10px;">
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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Encore of Las Colinas II, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Encore of Las Colinas, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Gateway Parks, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Harmon Farms, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Heath Golf and Yacht Club, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Heritage Crossing, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Heritage Ranch, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Heron Pond, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW High Pointe, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Hightower, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Homestead, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Inspiration, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Kensington Place, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Kreymer at the Park, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Lexington, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Liberty Crossing II, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Liberty Crossing, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Liberty, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Light Farms Cypress III, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Light Farms II, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Light Farms, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Lincoln Pointe, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Midtown Park, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian DFW </font><font style="font-size: 10pt; line-height: inherit;">Milrany</font><font style="font-size: 10pt; line-height: inherit;"> Ranch, LLC</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Monterra, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Mustang Lakes II, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Mustang Lakes, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW North Creek, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW North Sky, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Oakmont Park II, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Oakmont Park, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Palisades, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Parkside, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Parkview, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Providence Commons, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Ridgeview, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Rolling Ridge, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Sanford Park, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Sapphire Bay, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Seventeen Lakes, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW South Pointe, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Sterling Greene, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian DFW </font><font style="font-size: 10pt; line-height: inherit;">The</font><font style="font-size: 10pt; line-height: inherit;"> Parks at Rosehill, LLC</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian DFW </font><font style="font-size: 10pt; line-height: inherit;">Timberbrook</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Trailwood II, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Trailwood, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Villas at Mustang Park, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Villas at The Station, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Watson Creek, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 24px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Wellington Estates South, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 24px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Wellington Villas, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Wellington, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Wildridge, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Distribution Services, Inc.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes - DFW II, L.L.C.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes - DFW, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Balmoral Park Lakes East Section 8, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Balmoral, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Bayou Oaks at West Orem, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Cambridge Heights, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston City Heights, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Creek Bend, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Division, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Dry Creek Village, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Eldridge Park, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Fairchild Farms, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian Houston </font><font style="font-size: 10pt; line-height: inherit;">Greatwood</font><font style="font-size: 10pt; line-height: inherit;"> Lake, LLC</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Katy Pointe II, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Katy Pointe, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Kingdom Heights, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Lakes of Bella Terra West II, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Lakes of Bella Terra West, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Laurel Glen, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Magnolia Creek, LLC</font></p>


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<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Midtown Park I, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Park Lakes East, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Parkway Trails, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston River Farms, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Sunset Ranch, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Terra Del Sol, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Thunder Bay Subdivision, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Tranquility Lake Estates, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Houston Westwood, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian Houston </font><font style="font-size: 10pt; line-height: inherit;">Willowpoint</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian Houston </font><font style="font-size: 10pt; line-height: inherit;">Woodshore</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian of Houston II, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian of Houston III, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Texas Operations, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">PARK TITLE COMPANY, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian DFW Creekside Estates, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">TX </font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Eastern National Title Agency Virginia, Inc.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">GTIS-HOV Leeland Station LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">GTIS-HOV </font><font style="font-size: 10pt; line-height: inherit;">Willowsford</font><font style="font-size: 10pt; line-height: inherit;"> Windmill LLC</font></font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Alexander Lakes, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian at </font><font style="font-size: 10pt; line-height: inherit;">Bellewood</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Bensen's Mill Estates, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Canter V, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Dominion Crossing, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at East Chase, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Embrey Mill Village, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Embrey Mill, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Estates at Wheatlands, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Estates of Chancellorsville, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Hampton Run, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Highland Park, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Hoadly Falls, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Holly Ridge, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Hunter's Pond, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Jacks Run, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Jackson Village, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Jameson Crossing, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Laurel Hills Crossing, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Lenah Woods, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Lincoln Park, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Madison Square, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Meadow Springs Run, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Melody Farm, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at New Post, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Nicholson, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at North Hill, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at North Ridge, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Occoquan Overlook, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Old Carolina, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Porchlight Commons, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Potomac Trace, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Raymond Farm, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Reserves at Wheatlands, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Residence at Discovery Square, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Rockland Village Green, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Rocky Run Village, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Summit Crossing Estates, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Tanager, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at The Grove at Jackson BFR, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at The Lofts at Durham Park, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Townes at County Center, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Waxpool Crossing, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Wellsprings, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Wilderness Shores, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian at </font><font style="font-size: 10pt; line-height: inherit;">Willowsford</font><font style="font-size: 10pt; line-height: inherit;"> Greens III, LLC</font></font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Wren Hollow, LLC</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Developments of Virginia, Inc.</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes at Burke Junction, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes at Leigh Mill, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes at Pender Oaks, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes at Thompson's Grant, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian Homes at </font><font style="font-size: 10pt; line-height: inherit;">Willowsford</font><font style="font-size: 10pt; line-height: inherit;"> Grange, LLC</font></font></p>


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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


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<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian Homes at </font><font style="font-size: 10pt; line-height: inherit;">Willowsford</font><font style="font-size: 10pt; line-height: inherit;"> Grant II, LLC</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian Homes at </font><font style="font-size: 10pt; line-height: inherit;">Willowsford</font><font style="font-size: 10pt; line-height: inherit;"> Grant, LLC</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian Homes at </font><font style="font-size: 10pt; line-height: inherit;">Willowsford</font><font style="font-size: 10pt; line-height: inherit;"> Greens, LLC</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian Homes at </font><font style="font-size: 10pt; line-height: inherit;">Willowsford</font><font style="font-size: 10pt; line-height: inherit;"> New, LLC</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Mid-Atlantic Division, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Mid-Atlantic Operations, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Summit Holdings, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Virginia Operations, Inc.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at Charlottesville II, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at New Kent Vineyards, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at Plank Ridge, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian's Four Seasons at Virginia Crossing, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">VA</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Dillon Farm, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">WV</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian at Estates of Tuscarora, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">WV</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; line-height: inherit;">K. Hovnanian at </font><font style="font-size: 10pt; line-height: inherit;">Huntfield</font><font style="font-size: 10pt; line-height: inherit;">, LLC</font></font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">WV</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Developments of West Virginia, Inc.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">WV</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes at Liberty Run, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">WV</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Homes at Shenandoah Springs, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">WV</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian West Virginia Build on Your Lot Division, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">WV</font></p>


</td>


</tr>
<tr style="height: 17px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 17px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian West Virginia Operations, LLC</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 17px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">WV</font></p>


</td>


</tr>
<tr style="height: 10px;">
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 215pt; height: 10px;">
<p style="margin: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Midwest Building Products &amp; Contractor Services of West Virginia, L.L.C.</font></p>


</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 59.7pt; height: 10px;">
<p style="margin: 0pt; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">WV</font></p>


</td>


</tr>





</table>
<p style="font-size: 12pt; line-height: 1.2; margin: 0pt 0pt 8pt;"><font style="font-family: 'times new roman', times; font-size: 12pt; line-height: inherit;">&nbsp;</font></p>


</div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.A
<SEQUENCE>11
<FILENAME>ex23A_4.htm
<DESCRIPTION>EXHIBIT 23(A)
<TEXT>
<html><body><div><div style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 10pt 0pt 0pt 5pt; line-height: 1.2; text-indent: 0pt;">Exhibit 23a</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">We consent to the incorporation by reference in the following Registration Statements of our report dated December 18, 2024, relating to the consolidated financial statements of Hovnanian Enterprises, Inc. and the effectiveness of the&nbsp;
















<font style="font-size: 10pt; line-height: 115%; font-family: 'times new roman', times;">Hovnanian Enterprises, Inc.'s</font>


 internal control over financial reporting appearing in the Annual Report on Form 10-K of Hovnanian Enterprises, Inc. for the year ended <font>October 31, 2024</font>:</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">

<tr>
<td style="width: 18pt;">&nbsp;</td>
<td style="vertical-align: top; width: 18pt;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">1.</p>











			</td>
<td style="vertical-align: top;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Registration Statements Nos. 333-113758, 333-106756, and 333-92977 on Form S-8 pertaining to the Amended and Restated 2008 Hovnanian Enterprises, Inc. Stock Incentive Plan (which superseded and replaced the Amended and Restated 1999 Hovnanian Enterprises, Inc. Stock Incentive Plan), and Hovnanian Enterprises. Inc. Senior Executive Short-Term Incentive Plan, as amended and restated;</p>











			</td>











		</tr>























</table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">

<tr>
<td style="width: 18pt;">&nbsp;</td>
<td style="vertical-align: top; width: 18pt;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">2.</p>











			</td>
<td style="vertical-align: top;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Registration Statement No. 333-56972 on Form S-8 pertaining to the Hovnanian Enterprises, Inc. 1983 Stock Option Plan as amended and restated;</p>











			</td>











		</tr>























</table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">

<tr>
<td style="width: 18pt;">&nbsp;</td>
<td style="vertical-align: top; width: 18pt;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">3.</p>











			</td>
<td style="vertical-align: top;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Registration Statement No. 333-56640 on Form S-8 pertaining to the Washington Homes Employee Stock Option Plan;</p>











			</td>











		</tr>























</table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">

<tr>
<td style="width: 18pt;">&nbsp;</td>
<td style="vertical-align: top; width: 18pt;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">4.</p>











			</td>
<td style="vertical-align: top;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Registration Statement No. 333-180668 on Form S-8 pertaining to the 2012 Hovnanian Enterprises, Inc. Stock Incentive Plan;</p>











			</td>











		</tr>























</table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">

<tr>
<td style="width: 18pt;">&nbsp;</td>
<td style="vertical-align: top; width: 18pt;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">5.</p>











			</td>
<td style="vertical-align: top;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Registration Statement Nos. 333-194542, 333-210218 and 333-230417 on Form S-8 pertaining to the 2012 Hovnanian Enterprises, Inc. Amended and Restated Stock Incentive Plan; and</p>











			</td>











		</tr>























</table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">

<tr>
<td style="width: 18pt;">&nbsp;</td>
<td style="vertical-align: top; width: 18pt;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">6.</p>











			</td>
<td style="vertical-align: top;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Registration Statement Nos. 333-239045, 333-254853, 333-265462 and 333-279882 on Form S-8 pertaining to the Third Amended and Restated 2020 Hovnanian Enterprises, Inc. Stock Incentive Plan.</p>











			</td>











		</tr>























</table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><br></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 5pt; line-height: 1.2;">/s/Deloitte &amp; Touche LLP</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 5pt; line-height: 1.2;">New York, New York</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><font>December 18, 2024</font></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: -2pt; line-height: 1.2;"><font><br></font></p>
<hr style="page-break-after: always; border: none; width: 100%; height: 2px; color: #000000; background-color: #000000;"></hr>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><br></p>













</div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.A
<SEQUENCE>12
<FILENAME>ex31A_5.htm
<DESCRIPTION>EXHIBIT 31(A)
<TEXT>
<html><body><div><div style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt; text-indent: 36pt; line-height: 1.2;"><b>CERTIFICATIONS</b></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt; text-indent: 36pt; line-height: 1.2;"><b>Exhibit 31(a)</b></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;<br></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">I, Ara K. Hovnanian, certify that:</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">1.&nbsp;&nbsp; I have reviewed this Annual Report on Form 10-K for the year ended <font>October 31, 2024</font> of Hovnanian Enterprises, Inc. (the &#8220;registrant&#8221;);</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">2.&nbsp;&nbsp; Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">3.&nbsp;&nbsp; Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">4.&nbsp;&nbsp; The registrant&#8217;s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; line-height: 1.2;">(a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; line-height: 1.2;">(b) designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; line-height: 1.2;">(c) evaluated the effectiveness of the registrant&#8217;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; line-height: 1.2;">(d) disclosed in this report any change in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter (the registrant&#8217;s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting; and</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">5.&nbsp;&nbsp; The registrant&#8217;s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant&#8217;s auditors and the audit committee of the registrant&#8217;s board of directors (or persons performing the equivalent functions):</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">(a) all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#8217;s ability to record, process, summarize and report financial information; and</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">(b) any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant&#8217;s internal control over financial reporting.</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">Date: <font>December 18, 2024</font></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><u>/s/ARA K. HOVNANIAN</u><br>
Ara K. Hovnanian<br>
Chairman, President and Chief Executive Officer</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><br></p>
<hr style="page-break-after: always; border: none; width: 100%; height: 2px; color: #000000; background-color: #000000;"></hr>
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<DOCUMENT>
<TYPE>EX-31.B
<SEQUENCE>13
<FILENAME>ex31B_6.htm
<DESCRIPTION>EXHIBIT 31(B)
<TEXT>
<html><body><div><div style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; line-height: 1.2; text-indent: 0px;"><br></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt; text-indent: 36pt; line-height: 1.2;"><b>CERTIFICATIONS</b></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt; text-indent: 36pt; line-height: 1.2;"><b>Exhibit 31(b)</b></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">I, Brad O&#8217;Connor, certify that:</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">1.&nbsp;&nbsp; I have reviewed this Annual Report on Form 10-K for the year ended <font>October 31, 2024</font> of Hovnanian Enterprises, Inc. (the &#8220;registrant&#8221;);</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">2.&nbsp;&nbsp; Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">3.&nbsp;&nbsp; Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">4.&nbsp;&nbsp; The registrant&#8217;s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; line-height: 1.2;">(a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; line-height: 1.2;">(b) designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; line-height: 1.2;">(c) evaluated the effectiveness of the registrant&#8217;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; line-height: 1.2;">(d) disclosed in this report any change in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter (the registrant&#8217;s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting; and</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">5.&nbsp;&nbsp; The registrant&#8217;s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant&#8217;s auditors and the audit committee of the registrant&#8217;s board of directors (or persons performing the equivalent functions):</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; line-height: 1.2;">(a) all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#8217;s ability to record, process, summarize and report financial information; and</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; line-height: 1.2;">(b) any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant&#8217;s internal control over financial reporting.</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">Date: <font>December 18, 2024</font></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><u>/s/BRAD O</u><u>&#8217;</u><u>CONNOR</u><br>
Brad O&#8217;Connor<br>
Chief Financial Officer and Treasurer<br></p>
<div style="line-height: 1.2;"><br><hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"></hr>





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<DOCUMENT>
<TYPE>EX-32.A
<SEQUENCE>14
<FILENAME>ex32A_7.htm
<DESCRIPTION>EXHIBIT 32(A)
<TEXT>
<html><body><div><div style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 10pt 0pt 0pt; text-indent: 0pt;"><b>Exhibit 32(a)</b></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>CERTIFICATION PURSUANT TO</b></p>
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>18 U.S.C. SECTION 1350,</b></p>
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>AS ADOPTED PURSUANT TO</b><br>
<b>SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002</b></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">In connection with the Annual Report of Hovnanian Enterprises, Inc. (the &#8220;Company&#8221;) on Form 10&#8209;K for the year ended <font>October 31, 2024</font> as filed with the Securities and Exchange Commission on the date hereof (the &#8220;Report&#8221;), I, Ara K. Hovnanian, President and Chief Executive Officer of the Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">1.&nbsp;&nbsp; The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">2.&nbsp;&nbsp; The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Date: <font>December 18, 2024</font></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><u>/s/ARA K. HOVNANIAN</u><br>
Ara K. Hovnanian<br>
Chairman, President and Chief Executive Officer</p>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.B
<SEQUENCE>15
<FILENAME>ex32B_8.htm
<DESCRIPTION>EXHIBIT 32(B)
<TEXT>
<html><body><div><div style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt; line-height: 1.2;"><b>Exhibit 32(b)</b></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt; line-height: 1.2;"><b>CERTIFICATION PURSUANT TO</b></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt; line-height: 1.2;"><b>18 U.S.C. SECTION 1350,</b></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt; line-height: 1.2;"><b>AS ADOPTED PURSUANT TO</b><br>
<b>SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002</b></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">In connection with the Annual Report of Hovnanian Enterprises, Inc. (the &#8220;Company&#8221;) on Form 10&#8209;K for the year ended <font>October 31, 2024</font> as filed with the Securities and Exchange Commission on the date hereof (the &#8220;Report&#8221;), I, Brad O&#8217;Connor, Chief Financial Officer and Treasurer of the Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">1.&nbsp;&nbsp; The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">2.&nbsp;&nbsp; The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">Date: <font>December 18, 2024</font></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&nbsp;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><u>/s/BRAD O</u><u>&#8217;</u><u>CONNOR</u><br>
Brad O&#8217;Connor<br>
Chief Financial Officer and Treasurer</p>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380435246992">
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<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Document And Entity Information - USD ($)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
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<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Dec. 12, 2024</div></th>
<th class="th"><div>Apr. 30, 2024</div></th>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">0000357294<span></span>
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<td class="text">&#160;<span></span>
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</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">HOVNANIAN ENTERPRISES INC<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">--10-31<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document Fiscal Period Focus</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">FY<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentFiscalYearFocus', window );">Document Fiscal Year Focus</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">2024<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">10-K<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentAnnualReport', window );">Document Annual Report</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">true<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Oct. 31,  2024<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentTransitionReport', window );">Document Transition Report</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">1-8551<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">DE<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">22-1851059<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">90 Matawan Road, Fifth Floor<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Matawan<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">NJ<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">07747<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">732<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">747-7800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityWellKnownSeasonedIssuer', window );">Entity Well-known Seasoned Issuer</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Yes<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityVoluntaryFilers', window );">Entity Voluntary Filers</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">No<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCurrentReportingStatus', window );">Entity Current Reporting Status</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Yes<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityInteractiveDataCurrent', window );">Entity Interactive Data Current</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Yes<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFilerCategory', window );">Entity Filer Category</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Large Accelerated Filer<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntitySmallBusiness', window );">Entity Small Business</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_IcfrAuditorAttestationFlag', window );">ICFR Auditor Attestation Flag</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">true<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentFinStmtErrorCorrectionFlag', window );">Document Financial Statement Error Correction [Flag]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityShellCompany', window );">Entity Shell Company</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityPublicFloat', window );">Entity Public Float</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 727,547,193<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AuditorFirmId', window );">Auditor Firm ID</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">34<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AuditorName', window );">Auditor Name</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">DELOITTE & TOUCHE LLP<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AuditorLocation', window );">Auditor Location</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">New York, New York<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=hov_PreferredStockPurchaseRightsMember', window );">Preferred Stock Purchase Rights [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Preferred Stock Purchase Rights<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">NYSE<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_NoTradingSymbolFlag', window );">No Trading Symbol Flag</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">true<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember', window );">Common Class B [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">729,354<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember', window );">Common Class A [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Class A Common Stock $0.01 par value per share<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">HOV<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">NYSE<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,326,091<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=hov_DepositorySharesMember', window );">Depository Shares [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Depositary Shares each representing 1/1,000th of a share of 7.625% Series A Preferred Stock<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">HOVNP<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">NASDAQ<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Each share of Common Stock includes an associated Preferred Stock Purchase Right. Each Preferred Stock Purchase Right initially represents the right, if such Preferred Stock Purchase Right becomes exercisable, to purchase from the Company one ten-thousandth of a share of its Series B Junior Preferred Stock for each share of Common Stock. The Preferred Stock Purchase Rights currently cannot trade separately from the underlying Common Stock.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AuditorFirmId">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>PCAOB issued Audit Firm Identifier</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AuditorFirmId</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:nonemptySequenceNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AuditorLocation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AuditorLocation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:internationalNameItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AuditorName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AuditorName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:internationalNameItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gMonthDayItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentAnnualReport">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true only for a form used as an annual report.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentAnnualReport</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFinStmtErrorCorrectionFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicates whether any of the financial statement period in the filing include a restatement due to error correction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection w<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFinStmtErrorCorrectionFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalPeriodFocus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalPeriodFocus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fiscalPeriodItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalYearFocus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalYearFocus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gYearItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentTransitionReport">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true only for a form used as a transition report.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Forms 10-K, 10-Q, 20-F<br> -Number 240<br> -Section 13<br> -Subsection a-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentTransitionReport</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCommonStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCommonStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCurrentReportingStatus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCurrentReportingStatus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFilerCategory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFilerCategory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:filerCategoryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityInteractiveDataCurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-T<br> -Number 232<br> -Section 405<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityInteractiveDataCurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityPublicFloat">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityPublicFloat</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityShellCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityShellCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntitySmallBusiness">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicates that the company is a Smaller Reporting Company (SRC).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntitySmallBusiness</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityVoluntaryFilers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityVoluntaryFilers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityWellKnownSeasonedIssuer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 405<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityWellKnownSeasonedIssuer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_IcfrAuditorAttestationFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_IcfrAuditorAttestationFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_NoTradingSymbolFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true only for a security having no trading symbol.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_NoTradingSymbolFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:trueItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=hov_PreferredStockPurchaseRightsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=hov_PreferredStockPurchaseRightsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=hov_DepositorySharesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=hov_DepositorySharesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
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<TYPE>XML
<SEQUENCE>18
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<head>
<title></title>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380436047632">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Consolidated Balance Sheets - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InventoryNetAbstract', window );"><strong>Inventories:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures', window );">Investments in and advances to unconsolidated joint ventures</a></td>
<td class="nump">$ 142,910<span></span>
</td>
<td class="nump">$ 97,886<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Property and equipment, net</a></td>
<td class="nump">43,431<span></span>
</td>
<td class="nump">33,946<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxAssetsNet', window );">Deferred tax assets, net</a></td>
<td class="nump">241,064<span></span>
</td>
<td class="nump">302,833<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">2,605,574<span></span>
</td>
<td class="nump">2,492,940<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>LIABILITIES AND EQUITY</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Senior notes and credit facilities (net of discounts, premiums and debt issuance costs)</a></td>
<td class="nump">896,218<span></span>
</td>
<td class="nump">1,051,491<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccruedIncomeTaxes', window );">Income taxes payable</a></td>
<td class="nump">5,479<span></span>
</td>
<td class="nump">1,861<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
<td class="nump">1,805,225<span></span>
</td>
<td class="nump">1,911,151<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Hovnanian Enterprises, Inc. stockholders' equity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock, $0.01 par value - authorized 100,000 shares; issued and outstanding 5,600 shares with a liquidation preference of $140,000 at October 31, 2024 and October 31, 2023</a></td>
<td class="nump">135,299<span></span>
</td>
<td class="nump">135,299<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapitalCommonStock', window );">Paid in capital - common stock</a></td>
<td class="nump">749,752<span></span>
</td>
<td class="nump">735,946<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings (accumulated deficit)</a></td>
<td class="nump">74,136<span></span>
</td>
<td class="num">(157,197)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockValue', window );">Treasury stock - at cost &#8211; 1,090,179 shares of Class A common stock at October 31, 2024 and 901,379 shares at October 31, 2023; 27,669 shares of Class B common stock at October 31, 2024 and October 31, 2023</a></td>
<td class="num">(158,910)<span></span>
</td>
<td class="num">(132,382)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total Hovnanian Enterprises, Inc. stockholders&#8217; equity</a></td>
<td class="nump">800,349<span></span>
</td>
<td class="nump">581,736<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MinorityInterest', window );">Noncontrolling interest in consolidated joint ventures</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">53<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Total equity</a></td>
<td class="nump">800,349<span></span>
</td>
<td class="nump">581,789<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and equity</a></td>
<td class="nump">2,605,574<span></span>
</td>
<td class="nump">2,492,940<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember', window );">Common Class A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Hovnanian Enterprises, Inc. stockholders' equity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common Stock</a></td>
<td class="nump">64<span></span>
</td>
<td class="nump">62<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember', window );">Common Class B [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Hovnanian Enterprises, Inc. stockholders' equity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common Stock</a></td>
<td class="nump">8<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ProductOrServiceAxis=us-gaap_HomeBuildingMember', window );">Home Building [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
<td class="nump">209,976<span></span>
</td>
<td class="nump">434,119<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RestrictedCashAndCashEquivalents', window );">Restricted cash and cash equivalents</a></td>
<td class="nump">7,875<span></span>
</td>
<td class="nump">8,431<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InventoryNetAbstract', window );"><strong>Inventories:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment', window );">Sold and unsold homes and lots under development</a></td>
<td class="nump">1,195,318<span></span>
</td>
<td class="nump">998,841<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_InventoryRealEstateLandHeldForFutureDevelopmentAndSale', window );">Land and land options held for future development or sale</a></td>
<td class="nump">238,499<span></span>
</td>
<td class="nump">125,587<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_TotalConsolidatedInventoryNotOwned', window );">Consolidated inventory not owned</a></td>
<td class="nump">210,987<span></span>
</td>
<td class="nump">224,758<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InventoryRealEstate', window );">Total inventories</a></td>
<td class="nump">1,644,804<span></span>
</td>
<td class="nump">1,349,186<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures', window );">Investments in and advances to unconsolidated joint ventures</a></td>
<td class="nump">142,910<span></span>
</td>
<td class="nump">97,886<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_AccountsAndNotesReceivableNetAndDeposits', window );">Receivables, deposits and notes, net</a></td>
<td class="nump">29,400<span></span>
</td>
<td class="nump">27,982<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Property and equipment, net</a></td>
<td class="nump">43,431<span></span>
</td>
<td class="nump">33,946<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PrepaidExpenseAndOtherAssets', window );">Prepaid expenses and other assets</a></td>
<td class="nump">82,525<span></span>
</td>
<td class="nump">69,886<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_AssetsExcludingDeferredIncomeTaxAssetsNet', window );">Total assets excluding deferred tax assets, net</a></td>
<td class="nump">2,160,921<span></span>
</td>
<td class="nump">2,021,436<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>LIABILITIES AND EQUITY</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebt', window );">Nonrecourse mortgages secured by inventory, net of debt issuance costs</a></td>
<td class="nump">90,675<span></span>
</td>
<td class="nump">91,539<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent', window );">Accounts payable and other liabilities</a></td>
<td class="nump">433,273<span></span>
</td>
<td class="nump">415,480<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ContractWithCustomerLiability', window );">Customers&#8217; deposits</a></td>
<td class="nump">41,639<span></span>
</td>
<td class="nump">51,419<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LiabilitiesFromInventoryRealEstateNotOwned', window );">Liabilities from inventory not owned, net of debt issuance costs</a></td>
<td class="nump">140,298<span></span>
</td>
<td class="nump">124,254<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Senior notes and credit facilities (net of discounts, premiums and debt issuance costs)</a></td>
<td class="nump">896,218<span></span>
</td>
<td class="nump">1,051,491<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Accrued interest</a></td>
<td class="nump">14,508<span></span>
</td>
<td class="nump">26,926<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LiabilitiesExcludingAccruedIncomeTaxes', window );">Total liabilities excluding income taxes payable</a></td>
<td class="nump">1,616,611<span></span>
</td>
<td class="nump">1,761,109<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ProductOrServiceAxis=us-gaap_FinancialServiceMember', window );">Financial Services [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InventoryNetAbstract', window );"><strong>Inventories:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_AssetsExcludingDeferredIncomeTaxAssetsNet', window );">Total assets excluding deferred tax assets, net</a></td>
<td class="nump">203,589<span></span>
</td>
<td class="nump">168,671<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>LIABILITIES AND EQUITY</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LiabilitiesExcludingAccruedIncomeTaxes', window );">Total liabilities excluding income taxes payable</a></td>
<td class="nump">$ 183,135<span></span>
</td>
<td class="nump">$ 148,181<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_AccountsAndNotesReceivableNetAndDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date, net of allowance for doubtful accounts, of account and note receivables due from other than related parties. Also includes refundable deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_AccountsAndNotesReceivableNetAndDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_AssetsExcludingDeferredIncomeTaxAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of total carrying amounts as of the balance sheet date of all assets excluding deferred income tax assets, net that are recognized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_AssetsExcludingDeferredIncomeTaxAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_InventoryRealEstateLandHeldForFutureDevelopmentAndSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying amount net of impairment reserves as of the balance sheet date primarily consisting of deposits for land purchases (including option payments), related acquisition costs, and land which is not currently being developed, but is expected to be developed or sold in the future.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_InventoryRealEstateLandHeldForFutureDevelopmentAndSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying amount, net of impairment reserves as of the balance sheet date of land, land development and capitalized construction costs for homes under construction and lots under development.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LiabilitiesExcludingAccruedIncomeTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of total carrying amounts as of the balance sheet date of all liabilities excluding accrued income taxes that are recognized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LiabilitiesExcludingAccruedIncomeTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LiabilitiesFromInventoryRealEstateNotOwned">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Includes the liabilities for the inventory for which we do not have title related to the remaining exercise price of land and lot option purchases contracts; variable interest entities when we are the primary beneficiary; and model sale leaseback financing arrangements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LiabilitiesFromInventoryRealEstateNotOwned</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_TotalConsolidatedInventoryNotOwned">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Consolidation of inventory relating to land and lot option purchases contracts in which we are deemed to be the primary beneficiary. Also includes inventory under option that it is required to be purchased in the future based on the specific performance terms of the option agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_TotalConsolidatedInventoryNotOwned</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying values as of the balance sheet date of obligations incurred through that date, including liabilities incurred and payable to vendors for goods and services received, taxes, interest, rent and utilities, compensation costs, payroll taxes and fringe benefits (other than pension and postretirement obligations), contractual rights and obligations, and statutory obligations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccruedIncomeTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of the unpaid sum of the known and estimated amounts payable to satisfy all domestic and foreign income tax obligations due. This amount is the total of current and noncurrent accrued income taxes.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(20))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(24))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(15)(b)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccruedIncomeTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapitalCommonStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Value received from shareholders in common stock-related transactions that are in excess of par value or stated value and amounts received from other stock-related transactions. Includes only common stock transactions (excludes preferred stock transactions). May be called contributed capital, capital in excess of par, capital surplus, or paid-in capital.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30)(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdditionalPaidInCapitalCommonStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of asset recognized for present right to economic benefit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 48<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-48<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 49<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-49<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name 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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483467/210-10-45-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(22))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ContractWithCustomerLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of obligation to transfer good or service to customer for which consideration has been received or is receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479837/606-10-45-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479806/606-10-50-8<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479837/606-10-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ContractWithCustomerLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, with jurisdictional netting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482525/740-10-45-4<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482525/740-10-45-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPayableCurrentAndNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of interest payable on debt, including, but not limited to, trade payables.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(15)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestPayableCurrentAndNoncurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InventoryNetAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InventoryNetAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InventoryRealEstate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total of (1) improvements, (2) held-for-sale, (3) land and land under development, (4) construction-in-process, (5) mortgage loans held-in-inventory, and (6) other real estate investments which are considered inventory due to being held for sale or disposition.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InventoryRealEstate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in equity method investee and investment in and advance to affiliate.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of liability recognized for present obligation requiring transfer or otherwise providing economic benefit to others.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(20))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(24))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: 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(a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481404/852-10-50-7<br><br>Reference 28: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481404/852-10-50-7<br><br>Reference 29: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(25))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(23))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(32))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after deduction of unamortized premium (discount) and debt issuance cost, of long-term debt. Excludes lease obligation.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MinorityInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of equity (deficit) attributable to noncontrolling interest. Excludes temporary equity.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MinorityInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(21))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PrepaidExpenseAndOtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of asset related to consideration paid in advance for costs that provide economic benefits in future periods, and amount of other assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PrepaidExpenseAndOtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 360<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-7A<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 360<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478451/942-360-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RestrictedCashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash and cash equivalents restricted as to withdrawal or usage. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-8<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(1)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RestrictedCashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated undistributed earnings (deficit).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30)(a)(3))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480016/944-40-65-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (h)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480016/944-40-65-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480990/946-20-50-11<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(23)(a)(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(17))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RetainedEarningsAccumulatedDeficit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuredDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying value as of the balance sheet date, including the current and noncurrent portions, of collateralized debt obligations (with maturities initially due after one year or beyond the operating cycle, if longer). Such obligations include mortgage loans, chattel loans, and any other borrowings secured by assets of the borrower.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuredDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of equity (deficit) attributable to parent. Excludes temporary equity and equity attributable to noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(31))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-12<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(19))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.6-05(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-2<br><br>Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(4)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(7))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 11: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 12: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 13: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 14: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB Topic 4.E)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480418/310-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of equity (deficit) attributable to parent and noncontrolling interest. Excludes temporary equity.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481520/505-30-50-4<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481549/505-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockValue</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember</td>
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<tr>
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<td></td>
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<td><strong> Data Type:</strong></td>
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<tr>
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<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=us-gaap_HomeBuildingMember</td>
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<tr>
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<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=us-gaap_FinancialServiceMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380435507120">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Consolidated Balance Sheets (Parentheticals) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockParOrStatedValuePerShare', window );">Preferred stock, par value (in dollars per share)</a></td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock, shares authorized (in shares)</a></td>
<td class="nump">100,000<span></span>
</td>
<td class="nump">100,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, shares issued (in shares)</a></td>
<td class="nump">5,600<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Preferred stock, shares outstanding (in shares)</a></td>
<td class="nump">5,600<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreferenceValue', window );">Preferred stock, liquidation preference</a></td>
<td class="nump">$ 140,000<span></span>
</td>
<td class="nump">$ 140,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember', window );">Common Class A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value (in dollars per share)</a></td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized (in shares)</a></td>
<td class="nump">16,000,000<span></span>
</td>
<td class="nump">16,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued (in shares)</a></td>
<td class="nump">6,415,794<span></span>
</td>
<td class="nump">6,247,308<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockCommonShares', window );">Common stock, shares held in Treasury (in shares)</a></td>
<td class="nump">1,090,179<span></span>
</td>
<td class="nump">901,379<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember', window );">Common Class B [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value (in dollars per share)</a></td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized (in shares)</a></td>
<td class="nump">2,400,000<span></span>
</td>
<td class="nump">2,400,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued (in shares)</a></td>
<td class="nump">757,023<span></span>
</td>
<td class="nump">776,750<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockCommonShares', window );">Common stock, shares held in Treasury (in shares)</a></td>
<td class="nump">27,669<span></span>
</td>
<td class="nump">27,669<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockParOrStatedValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value per share of common stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockParOrStatedValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(16)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockLiquidationPreferenceValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Value of the difference between preference in liquidation and the par or stated values of the preferred shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-4<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-13<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockLiquidationPreferenceValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockParOrStatedValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value per share of preferred stock nonredeemable or redeemable solely at the option of the issuer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockParOrStatedValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(16)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares issued for nonredeemable preferred shares and preferred shares redeemable solely at option of issuer. Includes, but is not limited to, preferred shares issued, repurchased, and held as treasury shares. Excludes preferred shares classified as debt.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Aggregate share number for all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by stockholders. Does not include preferred shares that have been repurchased.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.6-05(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-2<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(4)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(16)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(7))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockCommonShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of previously issued common shares repurchased by the issuing entity and held in treasury.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481549/505-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockCommonShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>20
<FILENAME>R4.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380436496512">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements of Operations - USD ($)<br> shares in Thousands, $ in Thousands</strong></div></th>
<th class="th" colspan="5">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Oct. 31, 2024</div></th>
<th class="th" colspan="2"><div>Oct. 31, 2023</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 3,004,918<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 2,756,016<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 2,922,231<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_InventoryImpairmentsAndLandOptionCostWriteOffs', window );">Inventory impairments and land option write-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,556<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,536<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">14,076<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_CorporateGeneralAndAdministrative', window );">Corporate general and administrative</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">139,740<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">103,196<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">102,618<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization', window );">Other interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">30,752<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">54,082<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">47,343<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherOperatingIncomeExpenseNet', window );">Other (income) expenses, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(46,203)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(17,148)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">2,421<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CostsAndExpenses', window );">Total expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,741,462<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,517,587<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,624,716<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainsLossesOnExtinguishmentOfDebt', window );">Gain (loss) on extinguishment of debt, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,371<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(25,638)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(6,795)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Income from unconsolidated joint ventures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">52,262<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">43,160<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">29,033<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">317,089<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">255,951<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">319,753<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Total income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">75,081<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">50,060<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">94,263<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">242,008<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">205,891<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">225,490<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Less: preferred stock dividends</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,675<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">10,675<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">10,675<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss', window );">Net income available to common stockholders</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 231,333<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 195,216<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 214,815<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Net income per common share (in dollars per share)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 34.4<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 28.76<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 30.31<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Weighted-average number of common shares outstanding basic (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,479<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,230<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,437<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Net income per common share (in dollars per share)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 31.79<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 26.88<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 29<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Weighted-average number of common shares outstanding (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,007<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,666<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,728<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember', window );">State and Local Jurisdiction [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Total income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 10,851<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 3,239<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 34,199<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember', window );">Domestic Tax Authority [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Total income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">64,230<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">46,821<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">60,064<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ProductOrServiceAxis=us-gaap_HomeBuildingMember', window );">Home Building [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,930,854<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,695,928<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,860,691<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_CostOfGoodsAndServicesSoldExcludingInterest', window );">Cost of sales, excluding interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,263,384<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,052,800<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,137,063<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_CostOfGoodsAndServicesSoldInterest', window );">Cost of sales interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">89,807<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">80,820<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">85,240<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_InventoryImpairmentsAndLandOptionCostWriteOffs', window );">Inventory impairments and land option write-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,556<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,536<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">14,076<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CostOfGoodsAndServicesSold', window );">Total cost of sales</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,364,747<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,135,156<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,236,379<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SellingGeneralAndAdministrativeExpense', window );">Selling, general and administrative</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">202,486<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">201,578<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">193,536<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet', window );">Total expenses excluding Corporate general and administrative, Other interest and Other expenses, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,567,233<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,336,734<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,429,915<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ProductOrServiceAxis=us-gaap_HomeBuildingMember', window );">Home Building [Member] | Sale of homes [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,875,488<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,630,457<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,840,454<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ProductOrServiceAxis=us-gaap_HomeBuildingMember', window );">Home Building [Member] | Land Sales and Other Revenues [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">55,366<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">65,471<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">20,237<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ProductOrServiceAxis=us-gaap_FinancialServiceMember', window );">Financial Services [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">74,064<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">60,088<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">61,540<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet', window );">Total expenses excluding Corporate general and administrative, Other interest and Other expenses, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 49,940<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 40,723<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 42,419<span></span>
</td>
</tr>
<tr><td colspan="6"></td></tr>
<tr><td colspan="6"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><span style="line-height: inherit; border-right: none; border-left: none;"><i><span style="line-height: inherit;">O<span style="line-height: inherit;">th</span><span style="line-height: inherit;"><span style="line-height: inherit;">e</span>r</span> interest expensed includes interest that does <em>not</em> qualify for interest capitalization because our assets that qualify for interest capitalization (inventory under development) did <em>not</em> </span></i></span><i style="border-right: none; border-left: none; width: 97.8334%;"><span style="line-height: inherit;">exceed our debt, which amounted to $</span></i><i><span style="line-height: inherit;">17.7 million and $28.6 million for the years ended <span>October 31, 2023</span></span></i><i><span style="line-height: inherit;"> and </span></i><i><span style="line-height: inherit;"><em><span>2022</span></em>, respectively. During the year ended <span>October 31, 2024</span>, our inventory under development exceeded our debt, therefore, all of the related interest incurred qualified for interest capitalization. Other interest also includes interest on completed homes, land in planning and fully developed lots without homes under construction, which does <em style="border-right: none; border-left: none; width: 97.8334%;">not</em> qualify for capitalization, and therefore, is expensed as incurred. This component of other interest was $30.8 million, $36.4 million and $18.8 million for the years ended <em style="border-right: none; border-left: none; width: 97.8334%;"><span>October 31, 2024</span>, </em><em style="border-right: none; border-left: none; width: 97.8334%;"><span>2023</span></em> and <em style="border-right: none; border-left: none; width: 97.8334%;"><span>2022</span></em></span></i><i><span style="line-height: inherit;">, respectively</span></i><i><span style="line-height: inherit;">.</span></i></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Includes gain on consolidation of a joint venture of $<span style="border-left: none; border-right: none; line-height: inherit;">45.7</span> million and $<span style="border-left: none; border-right: none; line-height: inherit;">19.1</span> million for the year ended <span>October 31, 2024</span> and <span>2023</span>, <span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">respectively</span> (see Note <span>20</span>).</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_CorporateGeneralAndAdministrative">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate total of expenses for Corporate operations, which are not directly or indirectly associated with the manufacture, sale or creation of a product or product line.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_CorporateGeneralAndAdministrative</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_CostOfGoodsAndServicesSoldExcludingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate costs related to goods produced and sold and services rendered by an entity during the reporting period, excluding interest. This excludes costs incurred during the reporting period related to financial services rendered and other revenue generating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_CostOfGoodsAndServicesSoldExcludingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_CostOfGoodsAndServicesSoldInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The interest cost related to goods produced and sold and services rendered by an entity during the reporting period. This excludes costs incurred during the reporting period related to financial services rendered and other revenue generating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_CostOfGoodsAndServicesSoldInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of total costs of sales and operating expenses excluding corporate general and administrative, real estate inventory interest expense not eligible for capitalization and other operating expenses, net during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_InventoryImpairmentsAndLandOptionCostWriteOffs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The charge against earnings in the period to reduce the carrying amount of real property to fair value and to write off land option costs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_InventoryImpairmentsAndLandOptionCostWriteOffs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock of income (loss) available to common shareholders.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest cost which does not qualify for interest capitalization.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_RealEstateInventoryExpenseNotEligibleForCapitalization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CostOfGoodsAndServicesSold">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate costs related to goods produced and sold and services rendered by an entity during the reporting period. This excludes costs incurred during the reporting period related to financial services rendered and other revenue generating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(2)(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(2)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 924<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 11.L)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479941/924-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CostOfGoodsAndServicesSold</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CostsAndExpenses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total costs of sales and operating expenses for the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CostsAndExpenses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStockCash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -SubTopic 405<br> -Topic 942<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477787/942-405-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsPreferredStockCash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 52<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482635/260-10-55-52<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476176/805-60-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 323<br> -Name 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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainsLossesOnExtinguishmentOfDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Difference between the fair value of payments made and the carrying amount of debt which is extinguished prior to maturity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481303/470-50-40-2<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481303/470-50-40-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainsLossesOnExtinguishmentOfDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 48<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-48<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(11))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 9: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 31<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-31<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-05(b)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-1<br><br>Reference 11: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 12: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(15))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) for proportionate share of equity method investee's income (loss).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481664/323-10-45-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(13)(f))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-9<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-8<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-10<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -SubTopic 20<br> -Topic 740<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482659/740-20-45-2<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -SubTopic 10<br> -Topic 235<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherOperatingIncomeExpenseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The net amount of other operating income and expenses, the components of which are not separately disclosed on the income statement, from items that are associated with the entity's normal revenue producing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherOperatingIncomeExpenseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Revenues">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss).</p></div>
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https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-05(b)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-1<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Revenues</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SellingGeneralAndAdministrativeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate total costs related to selling a firm's product and services, as well as all other general and administrative expenses. Direct selling expenses (for example, credit, warranty, and advertising) are expenses that can be directly linked to the sale of specific products. Indirect selling expenses are expenses that cannot be directly linked to the sale of specific products, for example telephone expenses, Internet, and postal charges. General and administrative expenses include salaries of non-sales personnel, rent, utilities, communication, etc.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SellingGeneralAndAdministrativeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 16<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-16<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-10<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ProductOrServiceAxis=us-gaap_HomeBuildingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=us-gaap_HomeBuildingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_RevenueSourcesAxis=us-gaap_ResidentialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_RevenueSourcesAxis=us-gaap_ResidentialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_RevenueSourcesAxis=hov_LandSalesAndOtherRevenuesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_RevenueSourcesAxis=hov_LandSalesAndOtherRevenuesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ProductOrServiceAxis=us-gaap_FinancialServiceMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=us-gaap_FinancialServiceMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements of Operations (Parentheticals) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">3 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeStatementAbstract', window );"><strong>CONSOLIDATED STATEMENTS OF OPERATIONS</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_GainOnConsolidationOfJointVenture', window );">Gain on consolidation of joint ventures</a></td>
<td class="num">$ (45,700)<span></span>
</td>
<td class="num">$ (45,653)<span></span>
</td>
<td class="num">$ (19,102)<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_GainOnConsolidationOfJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gain on consolidation of joint venture</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_GainOnConsolidationOfJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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</div>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>22
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380427756160">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Consolidated Statements of Changes in Equity (Deficit) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Total</div></th>
<th class="th"><div>Common Class A [Member]</div></th>
<th class="th">
<div>Common Stock Outstanding [Member] </div>
<div>Common Class A [Member]</div>
</th>
<th class="th">
<div>Common Stock Outstanding [Member] </div>
<div>Common Class B [Member]</div>
</th>
<th class="th"><div>Preferred Stock [Member]</div></th>
<th class="th"><div>Additional Paid-in Capital [Member]</div></th>
<th class="th"><div>Retained Earnings [Member]</div></th>
<th class="th"><div>Treasury Stock, Common [Member]</div></th>
<th class="th"><div>Noncontrolling Interest [Member]</div></th>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Oct. 31, 2021</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,595,734<span></span>
</td>
<td class="nump">659,207<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Oct. 31, 2021</a></td>
<td class="nump">$ 175,384<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 61<span></span>
</td>
<td class="nump">$ 7<span></span>
</td>
<td class="nump">$ 135,299<span></span>
</td>
<td class="nump">$ 722,118<span></span>
</td>
<td class="num">$ (567,228)<span></span>
</td>
<td class="num">$ (115,360)<span></span>
</td>
<td class="nump">$ 487<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockOptionsAmortizationAndIssuanceShares', window );">Stock options, amortization and issuances (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,316<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockOptionsAmortizationAndIssuanceValue', window );">Stock options, amortization and issuances</a></td>
<td class="nump">120<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">120<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DividendsPreferredStock', window );">Preferred dividend declared ($476.56 per share)</a></td>
<td class="num">(10,675)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(10,675)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures', window );">Restricted stock amortization, issuances and forfeitures (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">91,263<span></span>
</td>
<td class="nump">46,641<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue', window );">Restricted stock amortization, issuances and forfeitures</a></td>
<td class="nump">5,426<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,425<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ConversionOfStockShares', window );">Conversion of Class B to Class A common stock (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">143<span></span>
</td>
<td class="num">(143)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ConversionOfStockValue', window );">Conversion of Class B to Class A common stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MinorityInterestPeriodIncreaseDecrease', window );">Changes in noncontrolling interest in consolidated joint ventures</a></td>
<td class="num">(472)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(472)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Share repurchases (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(312,471)<span></span>
</td>
<td class="num">(312,471)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Share repurchases</a></td>
<td class="num">(12,222)<span></span>
</td>
<td class="num">$ (12,200)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(12,222)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">225,490<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">225,490<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Oct. 31, 2022</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,376,985<span></span>
</td>
<td class="nump">705,705<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Oct. 31, 2022</a></td>
<td class="nump">383,051<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 62<span></span>
</td>
<td class="nump">$ 7<span></span>
</td>
<td class="nump">$ 135,299<span></span>
</td>
<td class="nump">727,663<span></span>
</td>
<td class="num">(352,413)<span></span>
</td>
<td class="num">(127,582)<span></span>
</td>
<td class="nump">15<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockOptionsAmortizationAndIssuanceShares', window );">Stock options, amortization and issuances (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,563<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockOptionsAmortizationAndIssuanceValue', window );">Stock options, amortization and issuances</a></td>
<td class="nump">92<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">92<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DividendsPreferredStock', window );">Preferred dividend declared ($476.56 per share)</a></td>
<td class="num">(10,675)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(10,675)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures', window );">Restricted stock amortization, issuances and forfeitures (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">83,660<span></span>
</td>
<td class="nump">43,575<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue', window );">Restricted stock amortization, issuances and forfeitures</a></td>
<td class="nump">8,192<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8,191<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ConversionOfStockShares', window );">Conversion of Class B to Class A common stock (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">199<span></span>
</td>
<td class="num">(199)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ConversionOfStockValue', window );">Conversion of Class B to Class A common stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MinorityInterestPeriodIncreaseDecrease', window );">Changes in noncontrolling interest in consolidated joint ventures</a></td>
<td class="nump">38<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">38<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Share repurchases (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(118,478)<span></span>
</td>
<td class="num">(118,478)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Share repurchases</a></td>
<td class="num">(4,800)<span></span>
</td>
<td class="num">$ (4,800)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(4,800)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">205,891<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">205,891<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Oct. 31, 2023</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,345,929<span></span>
</td>
<td class="nump">749,081<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Oct. 31, 2023</a></td>
<td class="nump">581,789<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 62<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
<td class="nump">$ 135,299<span></span>
</td>
<td class="nump">735,946<span></span>
</td>
<td class="num">(157,197)<span></span>
</td>
<td class="num">(132,382)<span></span>
</td>
<td class="nump">53<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockOptionsAmortizationAndIssuanceShares', window );">Stock options, amortization and issuances (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,502<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockOptionsAmortizationAndIssuanceValue', window );">Stock options, amortization and issuances</a></td>
<td class="nump">550<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">550<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DividendsPreferredStock', window );">Preferred dividend declared ($476.56 per share)</a></td>
<td class="num">(10,675)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(10,675)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures', window );">Restricted stock amortization, issuances and forfeitures (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">90,007<span></span>
</td>
<td class="nump">53,250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue', window );">Restricted stock amortization, issuances and forfeitures</a></td>
<td class="nump">13,258<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1<span></span>
</td>
<td class="nump">$ 1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13,256<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ConversionOfStockShares', window );">Conversion of Class B to Class A common stock (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">72,977<span></span>
</td>
<td class="num">(72,977)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ConversionOfStockValue', window );">Conversion of Class B to Class A common stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1<span></span>
</td>
<td class="num">$ (1)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MinorityInterestPeriodIncreaseDecrease', window );">Changes in noncontrolling interest in consolidated joint ventures</a></td>
<td class="num">(53)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(53)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Share repurchases (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(188,800)<span></span>
</td>
<td class="num">(188,800)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Share repurchases</a></td>
<td class="num">(26,528)<span></span>
</td>
<td class="num">$ (26,500)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(26,528)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">242,008<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">242,008<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Oct. 31, 2024</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,325,615<span></span>
</td>
<td class="nump">729,354<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Oct. 31, 2024</a></td>
<td class="nump">$ 800,349<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 64<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
<td class="nump">$ 135,299<span></span>
</td>
<td class="nump">$ 749,752<span></span>
</td>
<td class="nump">$ 74,136<span></span>
</td>
<td class="num">$ (158,910)<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ConversionOfStockShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of share converted during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ConversionOfStockShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ConversionOfStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The value of stock converted during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ConversionOfStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>This element represents the amount of recognized share-based compensation during the period, that is, the amount recognized as expense in the income statement (or as asset if compensation is capitalized). Also includes value of stock related to Restricted Stock Awards issued during the period, net of the stock value of such awards forfeited.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_StockOptionsAmortizationAndIssuanceShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of shares issued related to the amortization and issuance of the stock options.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_StockOptionsAmortizationAndIssuanceShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_StockOptionsAmortizationAndIssuanceValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) to equity related to the amortization and issuance of stock options.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_StockOptionsAmortizationAndIssuanceValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash, stock and payment-in-kind (PIK).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -SubTopic 405<br> -Topic 942<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477787/942-405-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsPreferredStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MinorityInterestPeriodIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Net Increase or Decrease in balance of noncontrolling interest in the subsidiary during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481231/810-10-45-16<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MinorityInterestPeriodIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares issued which are neither cancelled nor held in the treasury.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares issued during the period related to Restricted Stock Awards, net of any shares forfeited.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -SubTopic 10<br> -Topic 505<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of equity (deficit) attributable to parent and noncontrolling interest. Excludes temporary equity.</p></div>
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http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 44: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 45: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 46: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481231/810-10-45-15<br><br>Reference 47: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481231/810-10-45-16<br><br>Reference 48: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 55<br> -Paragraph 4I<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481175/810-10-55-4I<br><br>Reference 49: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476166/350-60-65-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockSharesAcquired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares that have been repurchased during the period and are being held in treasury.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -SubTopic 10<br> -Topic 505<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockSharesAcquired</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValueAcquiredCostMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Equity impact of the cost of common and preferred stock that were repurchased during the period. Recorded using the cost method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -SubTopic 10<br> -Topic 505<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481549/505-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockValueAcquiredCostMethod</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380433220464">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements of Changes in Equity (Deficit) (Parentheticals) - $ / shares<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementOfStockholdersEquityAbstract', window );"><strong>CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY (DEFICIT)</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockDividendsPerShareDeclared', window );">Dividend per share (in dollars per share)</a></td>
<td class="nump">$ 476.56<span></span>
</td>
<td class="nump">$ 476.56<span></span>
</td>
<td class="nump">$ 476.56<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Aggregate dividends declared during the period for each share of preferred stock outstanding.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockDividendsPerShareDeclared</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementOfStockholdersEquityAbstract">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementOfStockholdersEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380436390320">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements of Cash Flows - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Cash flows from operating activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">$ 242,008<span></span>
</td>
<td class="nump">$ 205,891<span></span>
</td>
<td class="nump">$ 225,490<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepreciationDepletionAndAmortization', window );">Depreciation</a></td>
<td class="nump">7,730<span></span>
</td>
<td class="nump">8,798<span></span>
</td>
<td class="nump">5,457<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation</a></td>
<td class="nump">25,269<span></span>
</td>
<td class="nump">14,227<span></span>
</td>
<td class="nump">10,276<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AmortizationOfFinancingCostsAndDiscounts', window );">(Accretion) amortization of debt discounts, premiums and debt issuance costs</a></td>
<td class="num">(1,041)<span></span>
</td>
<td class="nump">1,645<span></span>
</td>
<td class="nump">376<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainLossOnDispositionOfAssets', window );">Gain on sale of property and assets</a></td>
<td class="num">(1,143)<span></span>
</td>
<td class="num">(1,106)<span></span>
</td>
<td class="num">(34)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_GainOnConsolidationOfJointVenture', window );">Gain on consolidation of joint ventures</a></td>
<td class="num">(45,653)<span></span>
</td>
<td class="num">(19,102)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Income from unconsolidated joint ventures</a></td>
<td class="num">(52,262)<span></span>
</td>
<td class="num">(43,160)<span></span>
</td>
<td class="num">(29,033)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EquityMethodInvestmentDividendsOrDistributions', window );">Distributions of earnings from unconsolidated joint ventures</a></td>
<td class="nump">3,919<span></span>
</td>
<td class="nump">18,650<span></span>
</td>
<td class="nump">3,990<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainsLossesOnExtinguishmentOfDebt', window );">(Gain) loss on extinguishment of debt</a></td>
<td class="num">(1,371)<span></span>
</td>
<td class="nump">25,638<span></span>
</td>
<td class="nump">6,795<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NoncontrollingInterestIncomeInConsolidatedJointVenture', window );">Noncontrolling interest in consolidated joint ventures</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">38<span></span>
</td>
<td class="nump">270<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_InventoryImpairmentsAndLandOptionCostWriteOffs', window );">Inventory impairments and land option write-offs</a></td>
<td class="nump">11,556<span></span>
</td>
<td class="nump">1,536<span></span>
</td>
<td class="nump">14,076<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract', window );"><strong>(Increase) decrease in assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInInventories', window );">Inventories</a></td>
<td class="num">(183,522)<span></span>
</td>
<td class="nump">278,672<span></span>
</td>
<td class="num">(279,000)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInReceivables', window );">Receivables, deposits and notes</a></td>
<td class="num">(11,901)<span></span>
</td>
<td class="nump">11,296<span></span>
</td>
<td class="num">(2,632)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale', window );">Origination of mortgage loans</a></td>
<td class="num">(1,567,961)<span></span>
</td>
<td class="num">(1,216,923)<span></span>
</td>
<td class="num">(1,205,604)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale', window );">Sale of mortgage loans</a></td>
<td class="nump">1,549,272<span></span>
</td>
<td class="nump">1,197,988<span></span>
</td>
<td class="nump">1,245,408<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes', window );">Deferred tax assets</a></td>
<td class="nump">61,769<span></span>
</td>
<td class="nump">41,960<span></span>
</td>
<td class="nump">80,885<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract', window );"><strong>(Decrease) increase in liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities', window );">Accounts payable, accrued interest and other liabilities</a></td>
<td class="num">(349)<span></span>
</td>
<td class="num">(59,554)<span></span>
</td>
<td class="nump">7,705<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInContractWithCustomerLiability', window );">Customers&#8217; deposits</a></td>
<td class="num">(16,298)<span></span>
</td>
<td class="num">(29,913)<span></span>
</td>
<td class="nump">5,725<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable', window );">State income tax payable</a></td>
<td class="nump">3,618<span></span>
</td>
<td class="num">(1,306)<span></span>
</td>
<td class="num">(684)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
<td class="nump">23,640<span></span>
</td>
<td class="nump">435,275<span></span>
</td>
<td class="nump">89,466<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>Cash flows from investing activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment', window );">Proceeds from sale of property and assets</a></td>
<td class="nump">1,419<span></span>
</td>
<td class="nump">1,961<span></span>
</td>
<td class="nump">63<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchase of property, equipment, and other fixed assets</a></td>
<td class="num">(17,859)<span></span>
</td>
<td class="num">(18,821)<span></span>
</td>
<td class="num">(12,592)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PaymentsToAcquireInterestInJointVentureNetOfReimbursements', window );">Investment in and advances to unconsolidated joint ventures, net of reimbursements</a></td>
<td class="num">(34,436)<span></span>
</td>
<td class="num">(77,822)<span></span>
</td>
<td class="nump">35<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital', window );">Distributions of capital from unconsolidated joint ventures</a></td>
<td class="nump">4,404<span></span>
</td>
<td class="nump">16,447<span></span>
</td>
<td class="nump">10,342<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash used in investing activities</a></td>
<td class="num">(46,472)<span></span>
</td>
<td class="num">(78,235)<span></span>
</td>
<td class="num">(2,152)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>Cash flows from financing activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromNotesPayable', window );">Proceeds from mortgages and notes</a></td>
<td class="nump">301,017<span></span>
</td>
<td class="nump">324,849<span></span>
</td>
<td class="nump">438,883<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RepaymentsOfNotesPayable', window );">Payments related to mortgages and notes</a></td>
<td class="num">(340,093)<span></span>
</td>
<td class="num">(382,933)<span></span>
</td>
<td class="num">(418,383)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ProceedsFromModelSaleLeasebackFinancingPrograms', window );">Proceeds from model sale leaseback financing programs</a></td>
<td class="nump">27,136<span></span>
</td>
<td class="nump">12,412<span></span>
</td>
<td class="nump">35,030<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PaymentsForModelSaleLeasebackFinancingPrograms', window );">Payments related to model sale leaseback financing programs</a></td>
<td class="num">(22,564)<span></span>
</td>
<td class="num">(21,875)<span></span>
</td>
<td class="num">(14,857)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ProceedsFromLandBankFinancingProgram', window );">Proceeds from land bank financing programs</a></td>
<td class="nump">98,735<span></span>
</td>
<td class="nump">53,115<span></span>
</td>
<td class="nump">189,952<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PaymentsForLandBankFinancingProgram', window );">Payments related to land bank financing programs</a></td>
<td class="num">(86,624)<span></span>
</td>
<td class="num">(123,109)<span></span>
</td>
<td class="num">(68,746)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ProceedsFromPartnerDistributionsToConsolidatedJointVenture', window );">Proceeds from partner distributions to consolidated joint venture</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">40<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PaymentsForPartnerDistributionsToConsolidatedJointVenture', window );">Payments for partner distributions to consolidated joint venture</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(782)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromRepaymentsOfLinesOfCredit', window );">Net proceeds (payments) related to mortgage warehouse lines of credit</a></td>
<td class="nump">20,643<span></span>
</td>
<td class="nump">16,432<span></span>
</td>
<td class="num">(40,618)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfSecuredDebt', window );">Net borrowings from senior secured notes</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">640,925<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RepaymentsOfSeniorDebt', window );">Payments related to senior secured notes</a></td>
<td class="num">(145,000)<span></span>
</td>
<td class="num">(752,182)<span></span>
</td>
<td class="num">(103,875)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock', window );">Preferred dividends paid</a></td>
<td class="num">(10,675)<span></span>
</td>
<td class="num">(10,675)<span></span>
</td>
<td class="num">(10,675)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfCommonStock', window );">Treasury stock purchases</a></td>
<td class="num">(26,528)<span></span>
</td>
<td class="num">(4,800)<span></span>
</td>
<td class="num">(12,222)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsOfFinancingCosts', window );">Debt issuance costs from note issuances, land banking financing programs and model sale leaseback financing programs</a></td>
<td class="num">(3,973)<span></span>
</td>
<td class="num">(13,870)<span></span>
</td>
<td class="num">(10,267)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash used in financing activities</a></td>
<td class="num">(187,926)<span></span>
</td>
<td class="num">(261,711)<span></span>
</td>
<td class="num">(16,520)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect', window );">Net (decrease) increase in cash and cash equivalents, and restricted cash and cash equivalents</a></td>
<td class="num">(210,758)<span></span>
</td>
<td class="nump">95,329<span></span>
</td>
<td class="nump">70,794<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations', window );">Cash and cash equivalents, and restricted cash and cash equivalents balance, beginning of period</a></td>
<td class="nump">477,519<span></span>
</td>
<td class="nump">382,190<span></span>
</td>
<td class="nump">311,396<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations', window );">Cash and cash equivalents, and restricted cash and cash equivalents balance, end of period</a></td>
<td class="nump">266,761<span></span>
</td>
<td class="nump">477,519<span></span>
</td>
<td class="nump">382,190<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowInformationAbstract', window );"><strong>Supplemental disclosures of cash flows:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestPaidNet', window );">Interest, net of capitalized interest (see Note 3 to the Consolidated Financial Statements)</a></td>
<td class="nump">47,803<span></span>
</td>
<td class="nump">62,576<span></span>
</td>
<td class="nump">44,872<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaidNet', window );">Income taxes</a></td>
<td class="nump">9,694<span></span>
</td>
<td class="nump">9,407<span></span>
</td>
<td class="nump">14,062<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations', window );">Cash and cash equivalents, and restricted cash and cash equivalents balance, end of period</a></td>
<td class="nump">266,761<span></span>
</td>
<td class="nump">477,519<span></span>
</td>
<td class="nump">382,190<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowInformationAbstract', window );"><strong>Supplemental disclosures of cash flows:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
<td class="nump">209,976<span></span>
</td>
<td class="nump">434,119<span></span>
</td>
<td class="nump">326,198<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RestrictedCashAndCashEquivalents', window );">Restricted Cash and Cash Equivalents</a></td>
<td class="nump">7,875<span></span>
</td>
<td class="nump">8,431<span></span>
</td>
<td class="nump">13,382<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_FinancialServicesMember', window );">Financial Services [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowInformationAbstract', window );"><strong>Supplemental disclosures of cash flows:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
<td class="nump">6,589<span></span>
</td>
<td class="nump">4,519<span></span>
</td>
<td class="nump">6,468<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RestrictedCashAndCashEquivalents', window );">Restricted Cash and Cash Equivalents</a></td>
<td class="nump">$ 42,321<span></span>
</td>
<td class="nump">$ 30,450<span></span>
</td>
<td class="nump">$ 36,142<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_GainOnConsolidationOfJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gain on consolidation of joint venture</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_GainOnConsolidationOfJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_InventoryImpairmentsAndLandOptionCostWriteOffs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The charge against earnings in the period to reduce the carrying amount of real property to fair value and to write off land option costs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_InventoryImpairmentsAndLandOptionCostWriteOffs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NoncontrollingInterestIncomeInConsolidatedJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense related to the increase (decrease) in non-controlling interest in consolidated joint ventures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NoncontrollingInterestIncomeInConsolidatedJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_PaymentsForLandBankFinancingProgram">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Payments for the buy-back of finished lots related a land bank financing transaction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_PaymentsForLandBankFinancingProgram</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_PaymentsForModelSaleLeasebackFinancingPrograms">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Payments related to the sale of model homes to a third party that were in a sale-leaseback financing program.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_PaymentsForModelSaleLeasebackFinancingPrograms</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_PaymentsForPartnerDistributionsToConsolidatedJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of cash paid for Partner Distributions to Consolidated Joint Venture</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_PaymentsForPartnerDistributionsToConsolidatedJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_PaymentsToAcquireInterestInJointVentureNetOfReimbursements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the investment in or advances to an entity in which the reporting entity shares control of the entity with another party or group, net of reimbursements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_PaymentsToAcquireInterestInJointVentureNetOfReimbursements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ProceedsFromLandBankFinancingProgram">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Proceeds from the sale of land with the option to purchase back finished lots, and therefore treated as a financing.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ProceedsFromLandBankFinancingProgram</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ProceedsFromModelSaleLeasebackFinancingPrograms">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Proceeds from the sale and leaseback of certain of our model homes with the right to participate in the potential profit when the home is sold to a third party at the end of the lease, and therefore treated as a financing.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ProceedsFromModelSaleLeasebackFinancingPrograms</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ProceedsFromPartnerDistributionsToConsolidatedJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the amount of cash received during the period from partner distributions to consolidated joint venture.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ProceedsFromPartnerDistributionsToConsolidatedJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfFinancingCostsAndDiscounts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense attributable to debt discount (premium) and debt issuance costs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69E<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69E<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69F<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69F<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1F<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1F<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmortizationOfFinancingCostsAndDiscounts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483467/210-10-45-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including, but not limited to, disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-8<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-24<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in cash, cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-24<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -SubTopic 230<br> -Topic 830<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477401/830-230-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationDepletionAndAmortization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate expense recognized in the current period that allocates the cost of tangible assets, intangible assets, or depleting assets to periods that benefit from use of the assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 48<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-48<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 49<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-49<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepreciationDepletionAndAmortization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityMethodInvestmentDividendsOrDistributions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of distribution received from equity method investee for return on investment, classified as operating activities. Excludes distribution for return of investment, classified as investing activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 21D<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-21D<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquityMethodInvestmentDividendsOrDistributions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnDispositionOfAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) on sale or disposal of property, plant and equipment assets, excluding oil and gas property and timber property.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 360<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482130/360-10-45-5<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 360<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnDispositionOfAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainsLossesOnExtinguishmentOfDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Difference between the fair value of payments made and the carrying amount of debt which is extinguished prior to maturity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481303/470-50-40-2<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481303/470-50-40-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainsLossesOnExtinguishmentOfDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) for proportionate share of equity method investee's income (loss).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481664/323-10-45-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(13)(f))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaidNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after refund, of cash paid to foreign, federal, state, and local jurisdictions as income tax.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-2A<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 23<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-22<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxesPaidNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the amounts payable to vendors for goods and services received and the amount of obligations and expenses incurred but not paid.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the period in the amount due for taxes based on the reporting entity's earnings or attributable to the entity's income earning process (business presence) within a given jurisdiction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInContractWithCustomerLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in obligation to transfer good or service to customer for which consideration has been received or is receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 912<br> -SubTopic 310<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478345/912-310-45-11<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInContractWithCustomerLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the account that represents the temporary difference that results from Income or Loss that is recognized for accounting purposes but not for tax purposes and vice versa.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInDeferredIncomeTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInInventories">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the aggregate value of all inventory held by the reporting entity, associated with underlying transactions that are classified as operating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInInventories</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOperatingAssetsAbstract</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInReceivables">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the total amount due within one year (or one operating cycle) from all parties, associated with underlying transactions that are classified as operating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInReceivables</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPaidNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash paid for interest, excluding capitalized interest, classified as operating activity. Includes, but is not limited to, payment to settle zero-coupon bond for accreted interest of debt discount and debt instrument with insignificant coupon interest rate in relation to effective interest rate of borrowing attributable to accreted interest of debt discount.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 17<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-17<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-25<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestPaidNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-24<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-24<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-24<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-25<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of cash paid for the origination of mortgages that are held for sale.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 21<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-21<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-25<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfCommonStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to reacquire common stock during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForRepurchaseOfCommonStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow in the form of ordinary dividends to preferred shareholders of the parent entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfFinancingCosts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for loan and debt issuance costs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfFinancingCosts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of distribution received from equity method investee for return of investment, classified as investing activities. Excludes distribution for return on investment, classified as operating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-12<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 21D<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-21D<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfSecuredDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from amounts received from issuance of long-term debt that is wholly or partially secured by collateral. Excludes proceeds from tax exempt secured debt.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-14<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromIssuanceOfSecuredDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromNotesPayable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from a borrowing supported by a written promise to pay an obligation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-14<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromNotesPayable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromRepaymentsOfLinesOfCredit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or cash outflow from a contractual arrangement with the lender, including letter of credit, standby letter of credit and revolving credit arrangements, under which borrowings can be made up to a specific amount at any point in time with either short term or long term maturity that is collateralized (backed by pledge, mortgage or other lien in the entity's assets).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromRepaymentsOfLinesOfCredit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from sales of loans that are secured with real estate mortgages and are held with the intention to resell in the near future.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-25<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 21<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-21<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the sale of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-9<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476176/805-60-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 323<br> -Name 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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for a borrowing supported by a written promise to pay an obligation.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for a long-term debt where the holder has highest claim on the entity's asset in case of bankruptcy or liquidation during the period.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash and cash equivalents restricted as to withdrawal or usage. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of noncash expense for share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380439495296">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Supplemental Disclosure of Non-cash Operating and Investing Activities<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowElementsAbstract', window );"><strong>Supplemental Cash Flow Elements [Abstract]</strong></a></td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">second</em> quarter of fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span>,</em> we consolidated the remaining assets of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>one</span></em> of our unconsolidated joint ventures, resulting in a $10.8 million reduction in our investment in the joint venture, and increases of $14.9 million and $5.3 million to inventory and accounts payable, respectively.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em> quarter of fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span>,</em> we consolidated the remaining assets of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>one</span></em> of our unconsolidated joint ventures, resulting in a $53.4 million reduction in our investment in the joint venture, and increases of $95.3 million to inventory, $3.8 million to other assets, $14.5 million to accounts payable, $7.3 million to customer deposits and $4.8 million to nonrecourse mortgages and notes, net of debt issuance costs.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In the third quarter of fiscal <span>2024</span>, we consolidated the remaining assets of <span>one</span> of our unconsolidated joint ventures, resulting in a $33.1 million reduction in our investment in the joint venture, and increases of $123.7 million to inventory, $7.0 million to other assets, $8.8 million to accounts payable, $6.5 million to customer deposits and $36.6 million to nonrecourse mortgages and notes, net of debt issuance costs.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In the third quarter of fiscal <span>2024</span>, we exchanged $64.0 million aggregate principal amount of 13.5% Senior Notes due February 1, 2026 (the&#160;&#8220;<span>13.5</span>% Notes&#8221;), $65.2 million aggregate principal amount of 5.0% Senior Notes due February 1, 2040 and all of the $39.6 million aggregate principal amount of loans under the Senior Unsecured Term Loan Credit Facility due February 1, 2027 (the &#8220;Unsecured Term Loan&#8221;) and an aggregate cash payment of $31.5 million in respect of the <span>13.5</span>% Notes and Unsecured Term Loan for an additional $93.5 million aggregate principal amount of loans under the Senior Secured <span>1.75</span> Lien Term Loan Credit Facility due January 31, 2028.</span></p> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for supplemental cash flow activities, including cash, noncash, and part noncash transactions, for the period. Noncash is defined as information about all investing and financing activities of an enterprise during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/230/tableOfContent<br></p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380434546608">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 1 - Basis of Presentation<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">1.</em> Basis of Presentation</b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">The accompanying Consolidated Financial Statements have been prepared in accordance with generally accepted accounting principles in the United States of America (&#8220;U.S. GAAP&#8221;) and include Hovnanian Enterprises, Inc.&#8217;s (&#8220;HEI&#8221;) accounts and those of all its consolidated subsidiaries, after elimination of all intercompany balances and transactions. HEI&#8217;s fiscal year ends on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 31. </em><span>Noncontrolling interest represents the proportionate equity interest in a consolidated joint venture that is not 100% owned by HEI, directly or indirectly; </span></span><span><span style="font-size: 10.0pt;">we sold our membership
interest in such joint venture during the first quarter of fiscal 2024.</span></span><span style="font-size: 10.0pt;"></span><br/></p> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for the basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 235<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/235/tableOfContent<br></p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380437131072">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 2 - Business<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NatureOfOperations', window );">Business</a></td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">2.</em> Business</b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt; line-height: inherit;">HEI conducts all of its homebuilding and financial services operations through its subsidiaries (references herein to the &#8220;Company,&#8221; &#8220;we,&#8221; &#8220;us&#8221; or &#8220;our&#8221; refer to HEI and its consolidated subsidiaries and should be understood to reflect the consolidated business of HEI&#8217;s subsidiaries). Our operations consist of homebuilding, financial services and corporate. Our homebuilding operations are made up of three reportable segments defined as Northeast, Southeast and West. Homebuilding operations comprise the substantial part of our business, representing approximately 98% of consolidated revenues for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>,&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>&#160;and <span>2022</span>, respectively<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">. </em>HEI is a Delaware corporation, which through its subsidiaries, was building and selling homes in Arizona, California, Delaware, Florida, Georgia, Maryland, New Jersey, Ohio, Pennsylvania, South Carolina, Texas, Virginia and West Virginia, across 130&#160;consolidated active selling&#160;communities at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>.&#160;Our homebuilding subsidiaries offer a wide variety of homes that are designed to appeal to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">first</em>-time buyers, move-up buyers, luxury buyers, active lifestyle buyers and empty nesters. Our financial services operations, which are a reportable segment, provide mortgage banking and title services to the homebuilding operations&#8217; customers. Our financial services subsidiaries do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> typically retain or service the mortgages that they originate but rather sell the mortgages and related servicing rights to investors. Corporate primarily includes the operations of our corporate office whose primary purpose is to provide executive services, accounting, information services, human resources, management reporting, training, cash management, internal audit, risk management, and administration of process redesign, quality, and safety.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman'; font-size: 6pt; line-height: 1.2;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt; line-height: inherit;">See Note <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">10</em> &#8220;Operating and Reporting Segments&#8221; for further disclosure of our reportable segments.</span></p> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for the nature of an entity's business, major products or services, principal markets including location, and the relative importance of its operations in each business and the basis for the determination, including but not limited to, assets, revenues, or earnings. For an entity that has not commenced principal operations, disclosures about the risks and uncertainties related to the activities in which the entity is currently engaged and an understanding of what those activities are being directed toward.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Topic 275<br> -Publisher FASB<br> -URI https://asc.fasb.org/275/tableOfContent<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 275<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482861/275-10-50-1<br></p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380522415072">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 3 - Summary of Significant Accounting Policies<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SignificantAccountingPoliciesTextBlock', window );">Summary of Significant Accounting Policies</a></td>
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<p style="margin: 0pt 0pt 10pt; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">3.</em> Summary of Significant Accounting Policies</b></span></p>

<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Use of Estimates</i> - The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates and these differences could have a significant impact on the Consolidated Financial Statements.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Income Recognition from Home and Land Sales</i> - We are primarily engaged in the development, construction, marketing and sale of residential single-family and multi-family homes where the planned construction cycle is less than <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">12</em> months. For these homes, in accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">606,</em> &#8220;Revenue from Contracts with Customers,&#8221; revenue is recognized when control is transferred to the buyer, which occurs when the buyer takes title to and possession of the home and there is <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> continuing involvement. From time to time, as market conditions warrant, we offer sales incentives which enable customers to reduce the base price of a home or to reduce the price of options. These incentives are recorded as a reduction of revenue in accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">606.</em></span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Income Recognition from Mortgage Loans -</i> Our financial services segment originates mortgages, primarily for our homebuilding customers. We use mandatory investor commitments and forward sales of mortgage-backed securities (&#8220;MBS&#8221;) to hedge our mortgage-related interest rate exposure on agency and government loans.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We elected the fair value option for our mortgage loans held for sale in accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>825</span>,</em> &#8220;Financial Instruments,&#8221; which permits us to measure our loans held for sale at fair value. Management believes that the election of the fair value option for loans held for sale improves financial reporting because it mitigates volatility in reported earnings and by measuring the fair value of loans and the derivative instruments used to economically hedge them, we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> have to apply complex hedge accounting provisions.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Substantially all of the mortgage loans originated are sold within a short period of time in the secondary mortgage market on a servicing released, nonrecourse basis, although the Company remains liable for certain limited representations, such as fraud, and warranties related to loan sales. Mortgage investors could seek to have us buy back loans or compensate them for losses incurred on mortgages we have sold based on claims that we breached our limited representations and warranties. We have established reserves for probable losses.</span></p>

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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Cash and Cash Equivalents</i> - Cash equivalents include certificates of deposit, U.S. Treasury bills and government money&#8211;market funds with maturities of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">90</em> days or less when purchased. Our cash balances are held at a few financial institutions and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may, </em>at times, exceed insurable amounts. We believe we help to mitigate this risk by depositing our cash in major financial institutions. At <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, $13.6 million and $11.4 million, respectively, of the total cash and cash equivalents was in cash equivalents and restricted cash equivalents.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Fair Value of Financial Instruments</i> - The fair value of financial instruments is determined by reference to various market data and other valuation techniques as appropriate. Our financial instruments consist of cash and cash equivalents, restricted cash and cash equivalents, receivables, deposits and notes, accounts payable and other liabilities, customers<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8217;</span> deposits, mortgage loans held for sale, nonrecourse mortgages, mortgage warehouse lines of credit, senior secured revolving credit facility, accrued interest, senior secured term loan, senior unsecured term loan credit facility, senior secured notes and senior notes. The fair value of the senior secured revolving credit facility, senior secured term loan, senior unsecured term loan credit facility, senior secured notes and senior notes is estimated based on the quoted market prices for the same or similar issues or on the current rates offered to us for debt of the same remaining maturities or when <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> available, are estimated based on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em>-party broker quotes or management<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8217;</span>s estimate of the fair value based on available trades for similar debt instruments. The fair value of all of our other financial instruments approximates their carrying amounts.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Inventories</i> - Inventories consist of land, land development, home construction costs, capitalized interest, construction overhead and property taxes. Construction costs are accumulated during the period of construction and charged to cost of sales under the specific identification method. Land, land development and common facility costs are allocated based on buildable acres to product types within each community, then charged to cost of sales equally based upon the number of homes to be constructed for each product type.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We record inventories on our Consolidated Balance Sheets at cost unless the inventory is determined to be impaired, in which case the inventory is written down to its fair value. Our inventories consist of the following components: (<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>) sold and unsold homes and lots under development, which includes all construction, land, capitalized interest and land development costs related to started homes and land under development in our active communities; (<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2</span></em>) land and land options held for future development or sale, which includes all costs related to land in our communities in planning or mothballed communities; and (<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>3</span></em>) consolidated inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned, which consists of model homes financed with an investor and inventory related to land banking arrangements accounted for as financings.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We sell and lease back certain of our model homes with the right to participate in the potential profit when each home is sold to a <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em>-party at the end of the respective lease. As a result of our continued involvement and the ability to repurchase model homes with below market options, for accounting purposes in accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>606</span>,</em> these sale and leaseback transactions are considered a financing rather than a sale. Our Consolidated Balance Sheets, at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, included inventory of $46.1 million and $41.7 million, respectively, recorded to &#8220;Consolidated inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; with a corresponding amount of $46.2 million (net of debt issuance costs) and $42.0 million, respectively, recorded to &#8220;Liabilities from inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; for the amount of net cash received from the transactions.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We have land banking arrangements, whereby we sell our land parcels to a land banker and they provide us an option to purchase back finished lots on a predetermined schedule. Because of our options to repurchase these parcels, for accounting purposes, in accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>606</span>,</em> these transactions are considered a financing rather than a sale. Our Consolidated Balance Sheets, at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, included inventory of $164.9 million and $183.1 million, respectively, recorded to &#8220;Consolidated inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; with a corresponding amount of $94.1 million (net of debt issuance costs) and $82.3 million, respectively, recorded to &#8220;Liabilities from inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; for the amount of net cash received from the transactions.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The recoverability of inventories and other long-lived assets is assessed in accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>360</span>,</em> &#8220;Property, Plant and Equipment.&#8221; ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>360</span></em> requires long-lived assets, including inventories, held for development to be evaluated for impairment based on the undiscounted future cash flows of the assets at the lowest level for which there are identifiable cash flows. We evaluate impairment at the individual community level, which is the lowest level of discrete cash flows that are available.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We evaluate inventories of communities under development and held for future development for impairment when indicators of potential impairment are present. Indicators of impairment include, but are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> limited to, decreases in local housing market values, decreases in gross margins or sales absorption rates, decreases in net sales prices (base sales price, net of sales incentives), or actual or projected operating or cash flow losses. The assessment of communities for indication of impairment is performed quarterly. As part of this process, we prepare detailed budgets for all of our communities at least semi-annually and identify those communities with a projected operating loss. For those communities with projected losses, we estimate the remaining undiscounted future cash flows and compare those to the carrying value of the community, to determine if the carrying value of the asset is recoverable.</span></p>

<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The projected operating profits, losses or cash flows of each community can be significantly impacted by our estimates of the following:</span></p>
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<p style="margin: 0px; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="margin: 0px; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> future base selling prices; </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> future home sales incentives; </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> future home construction and land development costs; and </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> future sales absorption pace and cancellation rates. </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">These estimates are dependent upon specific market conditions for each community. While we consider available information to determine what we believe to be our best estimates as of the end of each quarter, these estimates are subject to change in future reporting periods as facts and circumstances change. Local market-specific conditions that <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>impact our estimates for a community include:</span></p>
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<td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
<td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> the intensity of competition within a market, including available home sales prices and home sales incentives offered by our competitors; </span></p> </td> </tr> </tbody> </table>
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<td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"> </td>
<td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
<td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> the current sales absorption pace for both our communities and competitor communities; </span></p> </td> </tr> </tbody> </table>
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<tbody>
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<td style="width: 45pt; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="width: 27pt; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
<td style="padding-bottom: 5px; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> community-specific attributes, such as location, availability of lots in the market, desirability and uniqueness of our community, and the size and style of homes currently being offered; </span></p> </td> </tr> </tbody> </table>
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<tbody>
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<td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"> </td>
<td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
<td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> potential for alternative product offerings to respond to local market conditions; </span></p> </td> </tr> </tbody> </table>
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<td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"> </td>
<td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
<td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> changes by management in the sales strategy of the community; </span></p> </td> </tr> </tbody> </table>
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<tbody>
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<td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"> </td>
<td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
<td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> current local market economic and demographic conditions and related trends and forecasts; and </span></p> </td> </tr> </tbody> </table>
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<tbody>
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<td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"> </td>
<td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
<td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> existing home inventory supplies, including foreclosures and short sales. </span></p> </td> </tr> </tbody> </table>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">These and other local market-specific conditions that <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>be present are considered by management in preparing projection assumptions for each community. The sales objectives can differ between our communities, even within a given market. For example, facts and circumstances in a given community <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>lead us to price our homes with the objective of yielding a higher sales absorption pace, while facts and circumstances in another community <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>lead us to price our homes to minimize deterioration in our gross margins, although it <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>result in a slower sales absorption pace. In addition, the key assumptions included in our estimate of future undiscounted cash flows <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>be interrelated. For example, a decrease in estimated base sales price or an increase in homes sales incentives <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>result in a corresponding increase in sales absorption pace. Additionally, a decrease in the average sales price of homes to be sold and closed in future reporting periods for <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>one</span></em> community that has <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> been generating what management believes to be an adequate sales absorption pace <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>impact the estimated cash flow assumptions of a nearby community. Changes in our key assumptions, including estimated construction and development costs, sales absorption pace and selling strategies, could materially impact future cash flow and fair value estimates. Due to the number of possible scenarios that would result from various changes in these factors, we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> believe it is possible to develop a sensitivity analysis with a level of precision that would be meaningful to an investor.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">If the undiscounted cash flows are more than the carrying value of the community, then the carrying amount is recoverable, and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> impairment is recorded. However, if the undiscounted cash flows are less than the carrying amount, then the community is deemed impaired and is written down to its fair value. We determine the estimated fair value of each community by calculating the present value of its estimated future cash flows at a discount rate commensurate with the risk of the respective community, or in limited circumstances, prices for land in recent comparable sale transactions, market analysis studies, which include the estimated price a willing buyer would pay for the land (other than in a forced liquidation sale), and recent bona fide offers received from <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em> parties. The estimated future cash flow assumptions are virtually the same for both our recoverability and fair value assessments. Should the estimates or expectations used in determining estimated cash flows or fair value, including discount rates, decrease or differ from current estimates in the future, we <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>be required to recognize additional impairments related to current and future communities. The impairment of a community is allocated to each lot on a relative fair value basis.</span></p>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">From time to time, we write off deposits, approval, engineering and capitalized interest costs when we determine that it is <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> longer probable that we will exercise options to buy land in specific locations or when we redesign communities and/or abandon certain engineering costs. In deciding <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> to exercise a land option, we take into consideration changes in market conditions, the timing of required land takedowns, the willingness of land sellers to modify terms of the land option contract (including timing of land takedowns), and the availability and best use of our capital, among other factors.</span></p>

<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Inventories held for sale are land parcels ready for sale in their current condition, where we have decided not to build homes but are instead actively marketing for sale. Land parcels held for sale represented $5.1 million of our total inventories at <span>October 31, 2024</span> and are reported at the lower of carrying amount or fair value less costs to sell. There were no inventories held for sale at <span>October 31, 2023</span>. In determining fair value for land held for sale, management considers, among other things, prices for land in recent comparable sale transactions, market analysis studies, which include the estimated price a willing buyer would pay for the land (other than in a forced liquidation sale) and recent bona fide offers received from outside third parties.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>

<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Warranty Costs and Construction Defect Reserves</i> - We accrue warranty costs that are covered under our existing general liability and construction defect policy as part of our general liability insurance deductible. This accrual is expensed as selling, general and administrative costs. <span style="font-size: 11pt; font-family: Aptos, sans-serif; margin: 0pt; text-align: left; text-indent: 45pt; line-height: inherit;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">For homes delivered in fiscal 2024, our deductible under our
general liability insurance was $30.0 million, aggregated for construction
defect and warranty claims, and for homes delivered in fiscal 2023,
our deductible under our general liability insurance was $25.0 million,
aggregated for construction defect, warranty, and bodily injury claims. </span></span></span><span style="font-family: Aptos, sans-serif; margin: 0pt; text-align: left; text-indent: 45pt; line-height: inherit;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">As of November
1, 2023, we no longer have an aggregate deductible for bodily injury claims.
For bodily injury claims, our deductible per occurrence in
fiscal 2024 was $0.25 million and $0.5 million for action
over claims, both with a $30.0 million limit, and for
fiscal 2023 it was $0.25 million for all other states and
$0.5 million for California, both with a $5.0 million limit. </span></span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> have a deductible on our worker<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8217;</span>s compensation insurance. Reserves for estimated losses for construction defects, warranty and bodily injury claims have been established using the assistance of a <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em>-party actuary. The <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em>-party actuary uses our historical warranty and construction defect data to assist management in estimating our unpaid claims, claim adjustment expenses and incurred but <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> reported claims reserves for the risks that we are assuming under the general liability and construction defect programs. The estimates consider provisions for inflation, claims handling and legal fees. These estimates are subject to a high degree of variability due to uncertainties such as trends in construction defect claims relative to our markets and the types of products we build, claim settlement patterns, insurance industry practices and legal interpretations, among others. Because of the high degree of judgment required in determining these estimated liabilities, actual future costs could differ significantly from our currently estimated amounts. In addition, we establish a warranty accrual for lower cost-related issues to cover home repairs, community amenities and land development infrastructure that are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> covered under our general liability and construction defect policy. We accrue an estimate for these warranty costs as part of cost of sales at the time each home is closed and control is transferred to the buyer.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>

<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Interest</i> - Interest attributable to properties under development during the land development and home construction period is capitalized and then expensed to cost of sales as the related inventories are sold. Interest that does <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> qualify for capitalization is expensed as incurred in &#8220;Other interest.&#8221;</span></p>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;">Interest costs incurred, expensed and capitalized were as follows:</span><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><br/></p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 154px;">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td colspan="10" style="width: 37%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Year Ended</em></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Interest capitalized at beginning of year </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">52,060</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">59,600</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">58,159</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Plus interest incurred(<span>1</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">128,777</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">136,535</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">134,024</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less cost of sales interest expensed </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(89,807</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(80,820</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(85,240</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less other interest expensed(<span>2</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(30,752</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(54,082</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(47,343</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less interest contributed to unconsolidated joint ventures(<span>3</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(5,468</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(9,456</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">) </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Plus interest acquired from unconsolidated joint ventures(<span>4</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,861</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">283</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Interest capitalized at end of year(<span>5</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">57,671</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">52,060</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">59,600</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td> </tr> </tbody> </table>
<table border="0" cellpadding="0" cellspacing="0" style="height: 17px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px;">
<tbody>
<tr style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; padding: 10px 0px 10px; width: 3%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">1</span></em>)</i></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; padding: 10px 0px 10px; width: 97%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span><span style="line-height: inherit; border-right: none; border-left: none;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Does <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> include interest incurred by our mortgage and finance subsidiaries.</i></span></span></span></p> </td> </tr> </tbody> </table>
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 3%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(2<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em>)</i></span></p> </td>
<td style="border-right: none; border-left: none; width: 97%;">
<p style="border-right: none; border-left: none; width: 97.8334%; line-height: 1.2;"><span><span style="line-height: inherit; border-right: none; border-left: none;"><i><span style="line-height: inherit;">O<span style="line-height: inherit;">th</span><span style="line-height: inherit;"><span style="line-height: inherit;">e</span>r</span> interest expensed includes interest that does <em>not</em> qualify for interest capitalization because our assets that qualify for interest capitalization (inventory under development) did <em>not</em> </span></i></span><i style="border-right: none; border-left: none; width: 97.8334%;"><span style="line-height: inherit;">exceed our debt, which amounted to $</span></i><i><span style="line-height: inherit;">17.7 million and $28.6 million for the years ended <span>October 31, 2023</span></span></i><i><span style="line-height: inherit;"> and </span></i><i><span style="line-height: inherit;"><em><span>2022</span></em>, respectively. During the year ended <span>October 31, 2024</span>, our inventory under development exceeded our debt, therefore, all of the related interest incurred qualified for interest capitalization. Other interest also includes interest on completed homes, land in planning and fully developed lots without homes under construction, which does <em style="border-right: none; border-left: none; width: 97.8334%;">not</em> qualify for capitalization, and therefore, is expensed as incurred. This component of other interest was $30.8 million, $36.4 million and $18.8 million for the years ended <em style="border-right: none; border-left: none; width: 97.8334%;"><span>October 31, 2024</span>, </em><em style="border-right: none; border-left: none; width: 97.8334%;"><span>2023</span></em> and <em style="border-right: none; border-left: none; width: 97.8334%;"><span>2022</span></em></span></i><i><span style="line-height: inherit;">, respectively</span></i><i><span style="line-height: inherit;">.</span></i></span></p> <i></i></td> </tr>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">3</span></em>)</i></span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt; padding: 0px 0px 10px;"><span><span style="line-height: inherit; border-right: none; border-left: none;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Represents capitalized interest which was included as part of the assets contributed to joint ventures, as discussed in Note <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;">20</span>.</em> There was <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> impact to the Consolidated Statement of Operations as a result of these capitalized interest transactions.</i></span></span></span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">4</span></em>)</i></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 97%; padding: 0px 0px 10px;"><span><span style="line-height: inherit; border-right: none; border-left: none;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Represents capitalized interest which was included as part of the assets acquired from joint ventures, as discussed in Note <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;">20</span>.</em> There was <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> impact to the Consolidated Statement of Operations as a result of these capitalized interest transactions.</i></span></span></span></td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">5</span></em>)</i></span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span><span style="line-height: inherit; border-right: none; border-left: none;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Capitalized interest amounts are shown gross before allocating any portion of impairments, if any, to capitalized interest.</i></span></span></span></span></p> </td> </tr> </tbody> </table>

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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Land Options -</i> We have access to land and lots through option contracts. Costs incurred to obtain options to acquire improved or unimproved home sites are capitalized. Such amounts are either included as part of the purchase price if the land is acquired or charged to &#8220;Inventory impairments and land option write-offs&#8221; if we determine we will <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> exercise the option. We record costs associated with options on the Consolidated Balance Sheets under &#8220;Land and land options held for future development or sale.&#8221;</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>810</span>,</em> &#8220;Consolidation,&#8221; we evaluate option contracts for land to determine whether they are with variable interest entities (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>VIEs<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span>) and, if so, whether we are the primary beneficiary. A VIE is an entity in which either (i) the equity investors as a group, if any, lack the power through voting or similar rights to direct the activities of such entity that most significantly impact such entity&#8217;s economic performance or (ii) the equity investment at risk is insufficient to finance that entity&#8217;s activities without additional subordinated financial support. VIEs are consolidated when we have a controlling financial interest. A controlling financial interest will have both of the following characteristics: (a) the power to direct the activities of a VIE that most significantly impact the VIE&#8217;s economic performance and (b) the obligation to absorb losses of the VIE that could potentially be significant to the VIE or the right to receive benefits from the VIE that could potentially be significant to the VIE. If land and lot options are determined to be with VIEs and we are the primary beneficiary or the options have terms that require us to record it as financing, then we record the land and lots under option on the Consolidated Balance Sheets under &#8220;Consolidated inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; with an offset under &#8220;Liabilities from inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned.&#8221; We perform on-going re-assessments of VIEs based on subsequent events, such as the modification of contracts or other changes in facts and circumstances, which could cause our consolidation conclusions to change.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Unconsolidated Homebuilding and Land Development Joint Ventures -</i> Investments in unconsolidated entities in which the Company has significant influence over the operating and financial decisions of the entity, but holds less than a controlling financial interest, are accounted for by the equity method. In all periods presented, our investments in unconsolidated homebuilding and land development joint ventures are accounted for under the equity method. Under the equity method, we recognize our proportionate share of income and loss earned by the joint venture upon the delivery of lots or homes to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em> parties. Our ownership interests in joint ventures vary but our voting equity interests held are generally 20% to 50%. In determining whether or <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> we must consolidate joint ventures where we are the managing member of the joint venture, we assess whether the other partners have specific rights to overcome the presumption of control by us as the manager of the joint venture. In most cases, the presumption is overcome because the joint venture agreements require that both partners agree on establishing the significant operating and capital decisions of the partnership, including budgets, in the ordinary course of business. The evaluation of whether or <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> we control a joint venture can require significant judgment.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>323</span>,</em> &#8220;Investments - Equity Method and Joint Ventures,&#8221; we assess our investments in unconsolidated joint ventures for recoverability quarterly, and if it is determined that a loss in value of the investment below its carrying amount is other than temporary, we write down the investment to its fair value. We evaluate our equity investments for impairment based on the joint venture&#8217;s projected cash flows. This process requires significant management judgment and estimates. There were <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> write-downs for any periods presented.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Debt Issuance Costs -</i> Costs associated with borrowings under our credit facilities and term loans and the issuance of senior secured and senior notes are capitalized and amortized over the term of each note&#8217;s issuance. The capitalized costs are recorded as a contra liability within our debt balances, except for the revolving credit facility costs, which are recorded as a prepaid expense.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Debt Issued at a Discount</i><i>/Premium</i><i> -</i> Debt issued at a discount or premium to the face amount is amortized utilizing the effective interest method over the term of the note and recorded as a component of <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Other interest<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span> in the Consolidated Statements of Operations.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Advertising Costs</i> - Advertising costs are expensed as incurred, primarily to <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Selling, general and administrative<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span> homebuilding expense in the Consolidated Statements of Operations. During the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em>, advertising expenses totaled $17.2 million, $15.4 million and $10.6 million, respectively.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Deferred Income Taxes -</i> Deferred income taxes are provided for temporary differences between amounts recorded for financial reporting and income tax purposes. If the combination of future years&#8217; income (or loss) combined with the reversal of the timing differences results in a loss, such losses can be carried forward to future years to recover deferred tax assets. In accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">740,</em> &#8220;Income Taxes,&#8221; we evaluate our deferred tax assets quarterly to determine if valuation allowances are required. We assess whether valuation allowances should be established based on the consideration of all available evidence using a &#8220;more-likely-than-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not&#8221;</em> standard.</span></p>

<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In evaluating the exposures associated with our various tax filing positions, we recognize tax liabilities for more-likely-than-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> exposures on a quarterly basis. This evaluation is based on factors such as changes in facts or circumstances, changes in tax law, new audit activity by taxing authorities and effectively settled issues. Determining whether an uncertain tax position is effectively settled requires judgment. Such a change in recognition or measurement would result in the recognition of a tax benefit or an additional charge to the tax provision. A number of years <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>elapse before a particular matter for which we have established a liability is audited and fully resolved or clarified. We adjust our liability for unrecognized tax benefits and income tax expense in the period in which an uncertain tax position is effectively settled, the statute of limitations expires for the relevant taxing authority to examine the tax position or when more information becomes available. Due to the complexity of some of these uncertainties, the ultimate resolution <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>result in a liability that is materially different from our current estimate. Any such changes will be reflected as increases or decreases to <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Income taxes<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span> in the Consolidated Statement of Operations for the period in which they are determined. In addition, we record interest and penalties related to unrecognized tax benefits as a component of income tax expense. Accrued interest and penalties are included within <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Income taxes payable<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span> on the Consolidated Balance Sheets. </span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Prepaid Expenses -</i> Prepaid expenses that relate to specific housing communities (model setup, architectural fees, homeowner warranty program fees, interest rate buydowns, etc.) are amortized to cost of sales as the applicable inventories are sold. All other prepaid expenses are amortized over a specific time period or as used and charged to overhead expense.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Allowance for Credit Losses</i> &#8211; We regularly review our receivable balances, which are included in <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Receivables, deposits and notes, net<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span> on the Consolidated Balance Sheets, for collectability. These receivables include receivables from our insurance carriers, receivables from municipalities related to the development of utilities or other infrastructure, and other miscellaneous receivables. Allowances are maintained for potential credit losses based on historical experience, present economic conditions and other factors considered relevant. The allowance for credit losses were $13.0 million and $12.8 million at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, respectively, which primarily related to allowances for receivables from municipalities and an allowance for a receivable for a prior year land sale. </span></p>
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<p style="margin: 0pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt;"><i style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">Property and Equipment</i><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"> - Property and equipment are recorded at cost. Maintenance and repair costs are expensed as incurred. Depreciation is computed using the straight-line method based upon estimated useful lives, generally as follows: Building and building improvements - </span>39<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"> years or life of the lease; Furniture - </span>5<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;">-</span>7<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"> years; Equipment - </span>5<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;">-</span>7<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"> years; Capitalized software - </span>3<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;">-</span>5<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"> years.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Stock-Based Compensation -</i> We account for our stock-based awards under ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">718,</em> &#8220;Compensation - Stock Compensation&#8221; which requires a fair-value based method to determine the estimated cost of an award. Compensation cost for stock-based awards is measured on the grant date. We recognize compensation cost for time-based awards ratably over the vesting period and performance-based awards ratably over the vesting period when it is probable that the stated performance target will be achieved. Forfeitures of stock-based awards are recognized as they occur.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Per Share Calculations -</i> Basic earnings per share is computed by dividing net income (loss) (the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>numerator<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span>) by the weighted-average number of common shares outstanding, adjusted for participating securities (the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>denominator<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span>) for the period. Contingently issuable shares are included in basic earnings per share as of the date that all necessary vesting conditions have been satisfied. Computing diluted earnings per share is similar to computing basic earnings per share, except that the denominator is increased to include the dilutive effects of stock options and nonvested shares of restricted stock units (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>RSUs<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span>). Any stock options that have an exercise price greater than the average market price are considered to be anti-dilutive and are excluded from the diluted earnings per share calculation. </span></p>
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<p style="margin: 0pt; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">All shares that contain non-forfeitable rights to dividends or dividend equivalents that participate in undistributed earnings with common stock are considered participating securities and are included in earnings per share pursuant to the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></em>-class method. The <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></em>-class method is an earnings allocation formula that determines earnings per share for each class of common stock and participating securities according to dividends or dividend equivalents and participation rights in undistributed earnings in periods where we have net income.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Recent Accounting Pronouncements</i> - </span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> August 2023, </em>the Financial Accounting Standards Board (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>FASB<em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8221;</em>) issued Accounting Standards Update (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>ASU<em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8221;</em>) <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>05</span>,</em> &#8220;Business Combinations - Joint Venture Formations&#8221; (&#8220;ASU <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>05</span>&#8221;</em>), which addresses the accounting for contributions made to a joint venture. ASU <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>05</span></em> requires joint ventures to measure all assets and liabilities upon formation at fair value. This guidance will be applied prospectively to all joint venture formations with a formation date on or after <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> January 1, 2025. </em>We are currently evaluating the potential impact, but we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> expect the adoption of this guidance to have a material impact on our Consolidated Financial Statements.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> November 2023, </em>the FASB issued ASU <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>07</span>,</em> &#8220;Improvements to Reportable Segment Disclosures&#8221; (&#8220;ASU <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>07</span>&#8221;</em>). ASU <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>07</span></em> requires disclosure of significant segment expenses that are regularly provided to the chief operating decision maker and included within the segment measure of profit or loss. This guidance will be applied retrospectively and is effective for annual reporting periods in fiscal years beginning after <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> December 15, 2023, </em>and interim reporting periods in fiscal years beginning after <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> December 15, 2024. </em>We are currently evaluating the potential impact, but we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> expect the adoption of this guidance to have a material impact on our Consolidated Financial Statements.</span></p>

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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In December 2023, the FASB issued ASU <span>2023</span>-<span>09</span>, &#8220;Improvements to Income Tax Disclosures&#8221; (&#8220;ASU <span>2023</span>-<span>09</span>&#8221;). ASU <span>2023</span>-<span>09</span> requires enhanced disclosures related to the rate reconciliation and information on income taxes paid. This guidance will be applied prospectively and is effective for annual reporting periods in fiscal years beginning after December 15, 2024. We are currently evaluating the potential impact the adoption of this guidance will have on our Consolidated Financial Statements.</span></p>
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<p style="text-indent: 45pt; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif; line-height: 1.2;"><span style="font-size: 10pt; line-height: inherit;">In
November 2024, the FASB issued ASU 2024-03, &#8220;Disaggregation of Income Statement
Expenses&#8221; (&#8220;ASU 2024-03&#8221;). ASU 2024-03 requires disclosure of additional
information about specific cost and expense categories in the notes to the
financial statements. This guidance will be applied either prospectively or
retrospectively and is effective for annual reporting periods in fiscal years beginning
after December 15, 2026, and interim reporting periods in fiscal years
beginning after December 15, 2027. We are currently evaluating
the potential impact the adoption of this guidance will have on our
Consolidated Financial Statements.</span></p>  <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for all significant accounting policies of the reporting entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483426/235-10-50-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 235<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/235/tableOfContent<br></p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380434414000">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 4 - Leases<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeDisclosureAbstract', window );"><strong>Leases</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeasesTextBlock', window );">Leases</a></td>
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<div id="t_ft_YU0KMB5YEO00000000000000000000b">
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">4.</em></b></span></p> </td>
<td style="height: 17px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Leases</b></span></p> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: 1.2; margin: 0pt; text-align: left; text-indent: 45pt;">We rent certain office space for use in our operations. We assess each of these contracts to determine whether the arrangement contains a lease as defined by ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>842</span>,</em>&#160;&#8220;Leases.&#8221; In order to meet the definition of a lease under ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>842</span>,</em> the contractual arrangement must convey to us the right to control the use of an identifiable asset for a period of time in exchange for consideration. We recognize lease expense on a straight-line basis over the lease term and combine lease and non-lease components for all leases. Our office lease terms are typically from <span style="-sec-ix-hidden:Tag1721">three</span> to <span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;">five years</span></span> and generally contain renewal options. In accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>842</span>,</em> our lease terms include renewals only to the extent that they are reasonably certain to be exercised. The exercise of these lease renewal options is generally at our discretion. In accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>842</span>,</em> the lease liability is equal to the present value of the remaining lease payments while the ROU asset is based on the lease liability, subject to adjustment, such as for lease incentives. Our leases do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> provide a readily determinable implicit interest rate and therefore, we must estimate our incremental borrowing rate. In determining the incremental borrowing rate, we consider the lease period and our collateralized borrowing rates.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p> <p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our lease population at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em> is comprised of operating leases where we are the lessee, primarily for our corporate office and division offices. As allowed by ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>842</span>,</em> we made an accounting policy election to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> record leases with an initial term of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>12</span></em> months or less on our Consolidated Balance Sheets</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Lease costs are included in our Consolidated Statements of Operations, primarily in &#8220;Selling, general and administrative&#8221; homebuilding expenses and payments on our lease liabilities are presented in the table below. </span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 68px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; width: 55%; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Operating lease costs </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">11,485</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">11,059</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10,483</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Cash payments on lease liabilities </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">9,344</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">9,293</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">9,605</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr> </tbody> </table>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">ROU assets are classified within &#8220;<span style="-sec-ix-hidden:Tag1727"><span style="-sec-ix-hidden:Tag1724">Prepaid expenses and other assets</span></span>&#8221; on our Consolidated Balance Sheets, while lease liabilities are classified within &#8220;<span style="-sec-ix-hidden:Tag1723"><span style="-sec-ix-hidden:Tag1726">Accounts payable and other liabilities</span></span>.&#8221; We recorded a net increase to both ROU assets and lease liabilities of $13.9 million as a result of new leases and lease renewals that commenced during the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>. The following table contains additional information about our leases:</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 80px;">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 70%; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> ROU assets </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">28,765</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">25,745</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Lease liabilities </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">30,868</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">26,470</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Weighted-average remaining lease term (in years) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4.6</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">5.1</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Weighted-average discount rate </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10.3</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10.0</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td> </tr> </tbody> </table>
<p style="margin: 10pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Maturities of our operating lease liabilities as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em> are as follows:</span></p>
<div style="border-right: none; border-left: none;">

<div id="fs_DL8TP5Z1WW00000000000000000000B">
<div style="margin: 0pt 0pt 10pt; text-indent: 0pt;">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 152px;">
<tbody>
<tr style="vertical-align: bottom; height: 15px;">
<td style="width: 85%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Fiscal Year Ending October 31,</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">(In thousands)</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <span>2025</span> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">11,133</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <span>2026</span> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10,102</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <span>2027</span> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">7,585</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <span>2028</span> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3,843</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <span>2029</span> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,915</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Thereafter </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 15px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 15px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4,085</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 15px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total operating lease payments&#160;</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"> </td>
<td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted " style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">38,663</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less: imputed interest </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 15px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 15px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(7,795</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 15px;">)</td> </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Present value of operating lease liabilities </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">30,868</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px; background-color: #cceeff;"> </td> </tr> </tbody> </table> </div> </div>  </div> </div> <span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeasesTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for operating leases of lessee. Includes, but is not limited to, description of operating lease and maturity analysis of operating lease liability.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/842-20/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeasesTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380433181248">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 5 - Property, Plant and Equipment<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Property, Plant and Equipment</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock', window );">Property and Equipment</a></td>
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<p style="margin: 10pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">5.</em> Property and Equipment</b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Property and equipment balances as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>&#160;were as follows:</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 192px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Land and land improvements</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,292</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,563</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Buildings</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">5,124</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">7,828</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Building improvements</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">16,911</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">16,061</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Furniture</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,969</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,793</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Equipment</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10,903</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10,124</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Capitalized software</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">62,902</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">50,630</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Property and equipment</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">100,101</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">88,999</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
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<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Less: accumulated depreciation</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(56,670</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(55,053</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Property and equipment, net</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">43,431</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">33,946</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr> </tbody> </table>  <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 360<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/360/tableOfContent<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -SubTopic 360<br> -Topic 958<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477798/958-360-50-6<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -SubTopic 360<br> -Topic 958<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477798/958-360-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -SubTopic 360<br> -Topic 958<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477798/958-360-50-7<br></p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380437095824">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 6 - Restricted Cash and Customers' Deposits<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAbstract', window );"><strong>Restricted Cash and Customers' Deposits</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsDisclosureTextBlock', window );">Restricted Cash and Customers' Deposits</a></td>
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<p style="margin: 0pt; text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">6.</em> Restricted Cash and Customers<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8217;</span> Deposits</b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Homebuilding &#8220;Restricted cash and cash equivalents&#8221; on the Consolidated Balance Sheets totaled $7.9&#160;million and $8.4&#160;million as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, respectively, which primarily consists of cash collateralizing our letter of credit agreements and facilities (see Note <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">9</em>).</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Financial services restricted cash and cash equivalents, which are included in <span>&#8220;Financial services&#8221; assets</span> on the Consolidated Balance Sheets, totaled $42.3&#160;million and $30.5&#160;million as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, respectively. Included in these balances were (<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">1</em>) financial services customers&#8217; deposits of $39.2&#160;million and $28.1&#160;million as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span>,</em> respectively, which are subject to restrictions&#160;on our use, and (<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">2</em>) restricted cash under the terms of our mortgage warehouse lines of credit of $3.1&#160;million and $2.4&#160;million as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span>,</em> respectively.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Homebuilding &#8220;Customers&#8217; deposits&#8221; are shown as a liability on the Consolidated Balance Sheets. These liabilities are significantly more than the applicable periods&#8217; restricted cash balances because&#160;in some states the deposits are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> restricted from use and, in other states, we are able to release the majority of these customer deposits to cash by pledging letters of credit and surety bonds.</span></p> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for cash and cash equivalent footnotes, which may include the types of deposits and money market instruments, applicable carrying amounts, restricted amounts and compensating balance arrangements. Cash and equivalents include: (1) currency on hand (2) demand deposits with banks or financial institutions (3) other kinds of accounts that have the general characteristics of demand deposits (4) short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Generally, only investments maturing within three months from the date of acquisition qualify.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380439418976">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 7 - Mortgage Loans Held for Sale<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_MortgageLoansHeldForSaleDisclosureAbstract', window );"><strong>Mortgage Loans Held for Sale</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock', window );">Mortgage Loans Held for Sale</a></td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">7.</em> Mortgage Loans Held for Sale</b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our wholly owned mortgage banking subsidiary, K. Hovnanian American Mortgage, LLC (&#8220;K. Hovnanian Mortgage&#8221;) originates mortgage loans, primarily from the sale of our homes. Such mortgage loans are sold in the secondary mortgage market within a short period of time of origination. Mortgage loans held for sale are collateralized by the underlying property. Loans held for sale are recorded at fair value with the changes in the value recognized in the Consolidated Statements of Operations in &#8220;Financial services&#8221; revenue. We use forward sales of&#160; MBS, interest rate commitments from borrowers and mandatory and/or best-efforts forward commitments to sell loans to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em>-party purchasers to protect us from interest rate fluctuations. These short-term instruments do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> require any payments to be made to the counterparty or purchaser in connection with the execution of the commitments.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">At <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, $145.7&#160;million and $127.7&#160;million, respectively, of mortgage loans held for sale were pledged against our mortgage warehouse lines of credit (see Note <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">8</em>). We <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>incur losses with respect to mortgages that were previously sold that are delinquent and which had underwriting defects, but only to the extent the losses are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> covered by mortgage insurance or the resale value of the home. The reserves for these estimated losses are included in &#8220;Financial services&#8221; liabilities on the Consolidated Balance Sheets. At both<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;<span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, we had reserves specifically for 10&#160;identified mortgage loans as well as reserves for an estimate of future losses on mortgages sold but <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> yet identified to us.&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The activity in our loan origination reserves in fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>&#160;was as follows:</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>

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<tbody>
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<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Year Ended</em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Loan origination reserves, beginning of period</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,013</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,795</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Provisions for losses during the period</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">439</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">187</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Adjustments to pre-existing provisions for losses from changes in estimates</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">68</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">31</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 16px;"><br/></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Loan origination reserves, end of period</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,520</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,013</span></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for claims held for amounts due to entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/310-10/tableOfContent<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br></p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380439457840">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Mortgages<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_DisclosureOfMortgageLoansAbstract', window );"><strong>Disclosure of Mortgage Loans [Abstract]</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_DisclosureOfMortgageLoansTextBlock', window );">Mortgages</a></td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">8.</em> Mortgages</b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Nonrecourse</i></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We have nonrecourse mortgage loans for certain communities totaling $90.7&#160;million and $91.5&#160;million, net of debt issuance costs, at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, respectively, which are secured by the related real property, including any improvements, with an aggregate book value of $249.7 million and $331.6&#160;million, respectively. The weighted-average interest rate on these obligations was 8.7% and 8.5% at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, respectively,&#160;and the mortgage loan payments on each community primarily correspond to home deliveries.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Mortgage Loans</i></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Mortgage originates mortgage loans primarily from the sale of our homes. Such mortgage loans and related servicing rights are generally sold in the secondary mortgage market within a short period of time. K. Hovnanian&#160;Mortgage finances the origination of mortgage loans through various master repurchase agreements, which are recorded in <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Financial services<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span> liabilities on the Consolidated Balance Sheets.</span></p> &#160;
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our secured Master Repurchase Agreement with JPMorgan Chase Bank, N.A. (&#8220;Chase Master Repurchase Agreement&#8221;)&#160;is a short-term borrowing facility that provides up to $50.0 million through its maturity on July 31, 2025<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">. </em>The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors.&#160;Interest is payable monthly on outstanding advances at an adjusted Secured Overnight Financing&#160;Rate (&#8220;SOFR&#8221;),&#160;plus the applicable margin of 2.00% to 2.25%. As of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, the aggregate principal amount of all borrowings outstanding under the Chase Master Repurchase Agreement was $7.3&#160;million and $31.4&#160;million, respectively.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Mortgage has another secured Master Repurchase Agreement with Customers Bank (&#8220;Customers Master Repurchase Agreement&#8221;) which is a short-term borrowing facility that was initially amended&#160;</span>on July 24, 2024 to provide up to&#160;$75.0&#160;million
through August 30, 2024, and up to $50.0 million from and after August 31, 2024
to maturity on March 5, 2025. On&#160;<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">August 1, 2024 there was a subsequent amendment&#160;to increase the borrowing capacity up to $</span>100.0<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"> million&#160;through its&#160;maturity on </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> March 5, 2025. </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors.&#160;Interest is payable daily or as loans are sold to permanent investors on outstanding advances at the current SOFR, plus the applicable margin ranging from </span>2.125<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">% to </span>4.5<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">% based on the type of loan and the number of days outstanding&#160;on the warehouse line. As of </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">and </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">, the aggregate principal amount of all borrowings outstanding under the Customers Master Repurchase Agreement was $</span>78.6<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">&#160;million and $</span>41.1<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">&#160;million, respectively.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">K. Hovnanian Mortgage has another secured Master Repurchase Agreement with Hinsdale Bank &amp; Trust Company, N.A. (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Hinsdale Master Repurchase Agreement<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>), which is a short-term borrowing facility that provides up to $50.0 million through its maturity on July 14, 2025. The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors. Interest is payable monthly on outstanding advances at the <span>One</span>-Month Term SOFR, plus an applicable margin of 1.75% subject to a floor of 2.75%. As of <span>October 31, 2024</span>, the aggregate principal amount of all borrowings outstanding under the Hinsdale Master Repurchase Agreement was $45.5 million.</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The Chase Master Repurchase Agreement, Customers Master Repurchase Agreement and Hinsdale Master Repurchase Agreement (together, the &#8220;Master Repurchase Agreements&#8221;) require K. Hovnanian Mortgage to satisfy and maintain specified financial ratios and other financial condition tests. Because of the extremely short period of time mortgages are held by K. Hovnanian Mortgage before the mortgages are sold to investors (generally a period of a few weeks), the immateriality to us on a consolidated basis,&#160;the size of the Master Repurchase Agreements, the levels required by these financial covenants, our ability based on our immediately available resources to contribute sufficient capital to cure any default, were such conditions to occur, and our right to cure any conditions of default based on the terms of the applicable agreement, we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> consider any of these covenants to be substantive or material.&#160;As of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>, we believe we were in compliance with the covenants under the Master Repurchase Agreements.</span></p>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for mortgage loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380435714928">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 9 - Senior Notes and Credit Facilities<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtDisclosureAbstract', window );"><strong>Senior Notes and Credit Facilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebtTextBlock', window );">Senior Notes and Credit Facilities</a></td>
<td class="text">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">9</span>.</em> Senior Notes and Credit Facilities</b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior secured notes, senior notes and credit facilities balances as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2023</span></em>, <span>were</span> as follows:</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>

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<div id="t_ft_P5QJV5HFLS00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 201px;">
<tbody>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.7598%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.9661%;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.9661%;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.30548%;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 9.92167%; border-bottom-color: #000000 !important; text-align: center;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><span style="color: #000000; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></span></b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 9.92167%; border-bottom-color: #000000 !important; text-align: center;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><span style="color: #000000; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></span></b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Secured Notes: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 9.92167%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 9.92167%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"> 10.0% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.75</span></span> Lien Notes due November 15, 2025 (<span>1</span>) </span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.04439%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.04439%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">113,502</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 73.7598%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 8.0% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.125</span></span> Lien Notes due September 30, 2028 </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">225,000</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">225,000</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 11.75% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.25</span></span> Lien Notes due September 30, 2029 </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">430,000</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">430,000</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total Senior Secured Notes </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">655,000</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">768,502</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Notes: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.92167%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.92167%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 13.5% Senior Notes due <span style="border-left: none; border-right: none;">February 1, 2026 (<span>2</span>)</span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;">$ </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">26,588</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;">$ </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">90,590</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 5.0% Senior Notes due <span style="border-left: none; border-right: none;">February 1, 2040 (<span>2</span>)</span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">24,968</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">90,120</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total Senior Notes </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">51,556</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">180,710</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Unsecured Term Loan Credit Facility due <span style="border-left: none; border-right: none;">February 1, 2027 (<span>2</span>)</span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">39,551</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.75</span></span> Lien Term Loan Credit Facility due <span style="border-left: none; border-right: none;">January 31, 2028 (<span>2</span>)</span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">175,000</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 9.92167%;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">81,498</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Secured Revolving Credit Facility (<span>3</span>)</span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 73.7598%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Subtotal senior notes and credit facilities </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">881,556</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,070,261</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Net premiums (discounts) </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">17,340</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(14,563</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;">)</td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Unamortized debt issuance costs </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(2,678</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(4,207</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total senior notes and credit facilities, net of discounts, premiums and unamortized debt issuance costs </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">896,218</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,051,491</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr> </tbody> </table> </div> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; z-index: 40;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>) <span>On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> November 15, 2023, </em>K. Hovnanian redeemed all of its $113.5 million aggregate principal amount of 10.0% Senior Secured <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.75</span></em> Lien Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> November 15, 2025.</em></span></i></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; z-index: 40;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<span>2</span>) <span><span style="border-left: none; border-right: none;">On <span>May 21, 2024</span>, K. Hovnanian exchanged $64.0 million aggregate principal amount of 13.5% Senior Notes due February 1, 2026 and cash, $65.2 million aggregate principal amount of 5.0% Senior Notes due February 1, 2040 and all of its $39.6 million aggregate principal amount of loans under the Senior Unsecured Term Loan Credit Facility due February 1, 2027 and cash for an additional $<span style="border-left: none; border-right: none;">93.5</span> million aggregate principal amount of loans under the Senior Secured <span>1.75</span> Lien Term Loan Credit Facility due January 31, 2028.</span></span></i></span></p> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div style="z-index: 40;"><span style="font-style: italic; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">(<span>3</span>) <span><span style="border-right: none; border-left: none;">At <span>October 31, 2024</span>, provides for up to $125.0 million in aggregate amount of senior secured first lien revolving loans. The revolving loans thereunder have a maturity of <span style="border-left: none; border-right: none;">June 30, 2026 </span>and borrowings bear interest, at K. Hovnanian&#8217;s option, at either (i) a term SOFR (subject to a floor of <span style="border-left: none; border-right: none; line-height: inherit;">3.00</span>%) plus an applicable margin of 4.50% or (ii) an alternate base rate (subject to a floor of <span style="border-left: none; border-right: none; line-height: inherit;">4.00</span>%) plus an applicable margin of 3.50%. In addition, K. Hovnanian will pay an unused commitment fee on the undrawn revolving commitments at a rate of 1.00% per annum.</span></span></span></div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">As of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>, future maturities of our borrowings were as follows (in thousands):</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>

<div id="fo855748191fed4c5184eea223ccda041c">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 129px;">
<tbody>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Fiscal Year Ending October 31, (1)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px; margin-left: 0.1px; background-color: #cceeff;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <span>2025</span> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> $</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>2026</span></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">26,588</span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>2027</span></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>2028</span></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">400,000</span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="height: 17px; margin-left: 0.1px; background-color: #cceeff;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><span>2029</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><span style="border-left: none; border-right: none;">430,000</span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><br/></td> </tr>
<tr style="vertical-align: bottom; height: 16px; margin-left: 0.1px;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span> Thereafter </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">24,968</span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px; margin-left: 0.1px; background-color: #cceeff;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">881,556</span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; z-index: 40;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>) <span>Does <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> include our $125.0 million Senior Secured Revolving Credit Facility under which there were no borrowings outstanding as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 31, 2024</em>.</span></i></span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i></i></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>General</i></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Except for K. Hovnanian, the issuer of the notes and borrower under the credit agreements governing our term loans and revolving credit facilities (collectively, the "Credit Facilities"), our home mortgage subsidiaries, certain of our title insurance subsidiaries, joint ventures and subsidiaries holding interests in our joint ventures, we and each of our subsidiaries are guarantors of the Credit Facilities, the senior secured notes and senior notes outstanding at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> (</em>collectively, the &#8220;Notes Guarantors&#8221;).</span></p>

<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">The credit agreements governing the Credit Facilities and the indentures governing the senior secured and senior notes (together, the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Debt Instruments<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) outstanding at October 31, 2024, do not contain any financial maintenance covenants, but do contain restrictive covenants that limit, among other things, the ability of HEI and certain of its subsidiaries, including K. Hovnanian, to incur (including through exchanges or certain other types of transactions) indebtedness, pay dividends and make distributions on common and preferred stock, repay/repurchase certain indebtedness prior to its respective stated maturity, repurchase common and preferred stock, make other restricted payments (including investments), sell certain assets (including in certain land banking transactions), incur liens, consolidate, merge, sell or otherwise dispose of all or substantially all of their assets and enter into certain transactions with affiliates. The Debt Instruments also contain customary events of default which would permit the lenders or holders thereof to exercise remedies with respect to the collateral (as applicable), declare the loans (the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Secured Term Loans<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) made under the Senior Secured <span>1.75</span> Lien Term Loan Credit Facility due January 31, 2028 (the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Secured Term Loan Facility<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) and loans (the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Secured Revolving Loans<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) made under the Senior Secured Revolving Credit Agreement due <span>June 30, 2026</span> (the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Secured Credit Agreement<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) or notes to be immediately due and payable if not cured within applicable grace periods, including the failure to make timely payments on the Secured Term Loans, Secured Revolving Loans or notes or other material indebtedness, cross default to other material indebtedness, the failure to comply with agreements and covenants and specified events of bankruptcy and insolvency, with respect to the Secured Term Loans and Secured Revolving Loans, material inaccuracy of representations and warranties and with respect to the Secured Term Loans and Secured Revolving Loans, a change of control, and, with respect to the Secured Term Loans, Secured Revolving Loans and senior secured notes, the failure of the documents granting security for the obligations under the secured Debt Instruments to be in full force and effect, and the failure of the liens on any material portion of the collateral securing the obligations under the secured Debt Instruments to be valid and perfected. As of <span>October 31, 2024</span>, we believe we were in compliance with the covenants of the Debt Instruments.</p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">If our consolidated fixed charge coverage ratio is less than 2.0 to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.0</span>,</em> as defined in the applicable Debt Instrument, we are restricted from making certain payments and dividends (in the case of certain of&#160;such payments, our secured debt leverage ratio must also be less than 4.0 to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.0</span></em>), and from incurring indebtedness other than certain permitted indebtedness and nonrecourse indebtedness. Beginning as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span style="border-left: none; border-right: none;"><span>October 31, 2021</span></span>, </em>as a result of our improved operating results, we were <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> longer restricted from paying dividends. As such, we have made dividend payments of $2.7 million to preferred shareholders in every quarter since the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">first</em> quarter of fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span>.</em> Dividends on the Series A preferred stock are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> cumulative and, accordingly, if for any reason we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> declare a dividend on the Series A preferred stock for a quarterly dividend period (regardless of our availability of funds), holders of the Series A Preferred Stock will have <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> right to receive a dividend for that period, and we will have <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> obligation to pay a dividend for that period.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Under the terms of our Debt Instruments, we have the right to make certain redemptions and prepayments and, depending on market conditions, our strategic priorities and covenant restrictions, <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>do so from time to time. We also continue to actively analyze and evaluate our capital structure and explore transactions to simplify our capital structure and to strengthen our balance sheet, including those that reduce leverage, interest rates and/or extend maturities, and will seek to do so with the right opportunity. We <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>also continue to make debt or equity purchases and/or exchanges from time to time through tender offers, exchange offers, redemptions, open market purchases, private transactions, or otherwise, or seek to raise additional debt or equity capital, depending on market conditions and covenant restrictions.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-style: italic;"> Fiscal <span>2024</span></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"> On <span>November 15, 2023</span>, K. Hovnanian redeemed in full all of the $113.5 million aggregate principal amount of its 10.0% Senior Secured <span>1.75 </span>Lien Notes due <span>2025 </span>for a redemption price of $119.2 million, which included accrued and unpaid interest. This redemption resulted in a gain on extinguishment of debt of $1.4 million for the fiscal year ended <span>October 31, 2024</span>, including the write-off of unamortized premiums, debt issuance costs and fees. The gain from the redemption is included in <span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span><span style="background-color: #ffffff;">Gain (loss) on extinguishment of debt, net<span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span></span>&#160;in the Consolidated Statement of Operations.</p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal;">On<span style="font-size: 10.0pt; font-family: 'Times New Roman',serif; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">&#160;<span>May 21, 2024</span>, K. Hovnanian and the Notes Guarantors entered into certain exchange agreements, pursuant to which K. Hovnanian, the Notes Guarantors and affiliates of certain investment managers named therein (collectively in respect of the Exchange Agreements, the &#8220;Investors&#8221;) completed certain private exchanges (collectively, the &#8220;Exchanges&#8221;) of (i) $<span style="border-left: none; border-right: none;"><span>64.0</span> </span>million aggregate principal amount of <span>13.5</span>% <span><span>2026</span></span> Notes (as defined below) and $<span style="border-left: none; border-right: none;"><span>21.5</span> </span>million in cash for $<span style="border-left: none; border-right: none;"><span><span style="border-left: none; border-right: none;">42.5</span></span> </span>million aggregate principal amount of additional Secured Term Loans, (ii) $<span><span>65.2 </span></span>million aggregate principal amount of <span>5.0</span>% <span><span><span>2040</span></span> </span>Notes (as defined below) for $<span style="border-left: none; border-right: none;"><span>31.4</span> </span>million aggregate principal amount of additional Secured Term Loans and (iii) $<span>39.6</span> million aggregate principal amount of Unsecured Term Loans and $<span style="border-left: none; border-right: none;"><span><span style="border-left: none; border-right: none;">10.0 </span></span></span>million in cash for $<span style="border-left: none; border-right: none;"><span>19.6</span> </span>million aggregate principal amount of additional Secured Term Loans. Following the consummation of the Exchanges, there are $<span style="border-left: none; border-right: none;"><span>26.6</span> </span>million aggregate principal amount of <span>13.5</span>% <span><span>2026</span></span> Notes outstanding, $25.0 million aggregate principal amount of <span>5.0</span>% <span><span><span>2040</span></span> </span>Notes outstanding and <span>no</span> Unsecured Term Loans outstanding, in total equaling $51.6 million aggregate principal amount of indebtedness under these instruments outstanding (such amount, the &#8220;Remaining Unsecured Notes Amount&#8221;). As a result of the Exchanges, all outstanding obligations in respect of principal, interest and fees under the Unsecured Term Loan Facility and all commitments thereunder were terminated.</span></span></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>

<p style="text-indent: 45pt; line-height: 1.2; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">In connection with the Exchanges, K. Hovnanian, the Notes Guarantors and the Investors entered into the First Amendment to the Secured Term Loan Facility (the &#8220;First Amendment&#8221; and the Secured Term Loan Facility as amended, the &#8220;Amended Secured Term Loan Facility&#8221;), providing for, among other things, (i) the issuance of the $93.5 million aggregate principal amount of additional Secured Term Loans described above and (ii) certain other modifications and amendments, primarily related to indebtedness permitted to be incurred by K. Hovnanian and the Notes Guarantors thereunder, including providing that the interest rate on all the then outstanding Secured Term Loans shall be increased in certain circumstances when certain priority secured debt is issued, to a weighted-average rate that results from applying (x) an <span>11.75</span>% per annum rate to the principal amount of the Secured Terms Loans equal to a specified aggregate principal amount of such priority secured debt and (y) a <span>10.0</span>% per annum rate on the remaining principal amount of Secured Term Loans (the &#8220;Interest Rate Increase&#8221;). The Secured Term Loans bear interest at a rate equal to <span>10.0</span>% per annum (subject to the Interest Rate Increase) and will mature on <span>January 31, 2028</span>, with interest payable in arrears on the last business day of each fiscal quarter. Following consummation of the Exchanges, the total outstanding principal amount of Secured Term Loans under the Secured Term Loan Facility is $<span style="border-left: none; border-right: none;"><span><span style="border-left: none; border-right: none;">175.0</span></span> </span>million.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></i></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> May 30, 2023, </em>K. Hovnanian redeemed $100.0 million aggregate principal amount of its 7.75% Senior Secured <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.125</span></em> Lien Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2026</span></em> (the &#8220;Existing <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.125</span></em> Lien Notes&#8221;). The aggregate purchase price for this redemption was $104.2 million, which included accrued and unpaid interest and which was funded with cash on hand. This redemption resulted in a loss on extinguishment of debt of $4.1 million for the fiscal year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;"><span>October 31, 2023</span></span></em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">, </em>including the write-off of unamortized debt issuance costs and fees. The loss from the redemption is included in the Consolidated Statement of Operations as &#8220;Loss on extinguishment of debt, net.&#8221;</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> August 29, 2023, </em>K. Hovnanian redeemed an additional $100.0 million aggregate principal amount of the Existing <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.125</span></em> Lien Notes. The aggregate purchase price for this redemption was $102.2 million, which included accrued and unpaid interest and which was funded with cash on hand. This redemption resulted in a loss on extinguishment of debt of $3.8 million for the fiscal year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 31, 2023, </em>including the write-off of unamortized debt issuance costs and fees. The loss from the redemption is included in the Consolidated Statement of Operations as &#8220;Loss on extinguishment of debt, net&#8221;.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> September 7, 2023, </em>K. Hovnanian repurchased in the open market $45.0 million aggregate principal amount of its 10.0% <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.75</span></em> Lien Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2025</span></em> (the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;<span>1.75</span></em> Lien Notes&#8221;). The aggregate purchase price for this repurchase was $46.7 million, which included accrued and unpaid interest and which was funded with cash on hand. This repurchase resulted in a gain on extinguishment of debt of $0.2 million for the fiscal year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span style="border-left: none; border-right: none;"><span>October 31, 2023</span></span>, </em>including the write-off of unamortized debt issuance costs and fees. The gain from the repurchase is included in the Consolidated Statement of Operations as &#8220;Loss on extinguishment of debt, net&#8221;.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> September 25, 2023, </em>HEI, K. Hovnanian and the Notes Guarantors entered into the Third Amendment (the &#8220;Third Amendment&#8221;) to the Secured Credit Agreement, dated as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 31, 2019 (</em>as amended by the First Amendment to the Credit Agreement, dated as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> November 27, 2019, </em>and by the Second Amendment to the Credit Agreement, dated as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> August 19, 2022), </em>by and among K. Hovnanian, the Company, the other guarantors party thereto, Wilmington Trust, National Association, as administrative agent, and the lenders party thereto, which provides for up to $125.0 million in aggregate amount of senior secured <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">first</em> lien revolving loans. The Third Amendment (i) extended the final scheduled maturity of the Revolving Credit Facility from <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>June 30, 2024</span> </em>to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>June 30, 2026</span>, (</em>ii) increased the interest rate floor applicable to term secured overnight financing loans from 1.0% to 3.0% and (iii) provided for certain other amendments. Borrowings under the Revolving Credit Facility bear interest, at K. Hovnanian&#8217;s option, at either (a) term SOFR (subject to a floor of 3.0%) plus an applicable margin of 4.5% or (b) an alternate base rate (subject to a floor of 4.0%) plus an applicable margin of 3.5%. In addition, K. Hovnanian pays an unused commitment fee on the undrawn revolving commitments at a rate of 1.0% per annum. The foregoing amendments took effect on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 5, 2023.</em></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 5, 2023, </em>K. Hovnanian issued and sold to investment funds, separate accounts and/or other entities owned (in whole or in part), controlled, managed and/or advised by Angelo, Gordon &amp; Co., L.P. (collectively, <em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;</em>Angelo Gordon<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>), investment funds, separate accounts and/or other entities owned (in whole or in part), controlled, managed and/or advised by Apollo Capital Management, L.P. (collectively, <em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;</em>Apollo<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span> and, together with Angelo Gordon, the <em style="color: #000000; font-family: 'times new roman', times; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; background-color: #ffffff; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;</em>Specified Persons<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>), and certain other institutional purchasers, in a private placement, $225.0 million aggregate principal amount of 8.0% Senior Secured <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.125</span></em> Lien Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2028</span></em> (the &#8220;New <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.125</span></em> Lien Notes&#8221;) and $430.0 million aggregate principal amount of 11.75% Senior Secured <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2029</span></em> (the &#8220;New <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes&#8221;). Under the terms of the indentures governing the New <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.125</span></em> Lien Notes and the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes, K. Hovnanian will have the ability to issue additional notes under the indenture that governs the New <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes (the &#8220;Additional <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes&#8221;) in exchange for Specified Junior Debt (as defined below) or to purchase certain Specified Junior Debt. K. Hovnanian has agreed that the Specified Persons <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may, </em>at their option from time to time, exchange certain junior lien and/or unsecured indebtedness of K. Hovnanian (the &#8220;Specified Junior Debt&#8221;) into a principal amount of Additional <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> to exceed $150.0 million in the aggregate. In any such exchange, K. Hovnanian will be required to issue a principal amount of Additional <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes equal to (i) the price at which the Specified Persons acquired such Specified Junior Debt (the &#8220;Specified Person Purchase Price&#8221;) plus (ii) 20% of the difference between the principal amount of such Specified Junior Debt and the Specified Person Purchase Price (such sum, the &#8220;Company Acquisition Price&#8221;), provided that, the Company Acquisition Price shall be reduced, if applicable, such that the per annum interest expense on the applicable issuance of Additional <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes does <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> exceed the per annum interest expense on the applicable Specified Junior Debt being exchanged. In addition, K. Hovnanian will have the option to purchase such Specified Junior Debt in cash at the Company Acquisition Price in lieu of consummating any such exchange.</span></p>

<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 6pt 0pt 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 5, 2023, </em>K. Hovnanian redeemed with the proceeds from the issuances of the New <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.125</span></em> Lien Notes and the New <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes all of the remaining (i) $50.0 million aggregate principal amount of its Existing <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.125</span></em> Lien Notes for a redemption price of $51.5 million, which included accrued and unpaid interest, (ii) $282.3 million aggregate principal amount of its 10.5% Senior Secured <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2026</span></em> (the &#8220;Existing <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.25</span></em> Lien Notes&#8221;) for a redemption price of $293.9 million, which included accrued and unpaid interest, and (iii) $162.3 million aggregate principal amount of its 11.25% Senior Secured <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.5</span></em> Lien Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2026</span></em> (the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;<span>1.5</span></em> Lien Notes&#8221;) for a redemption price of $164.8 million, which included accrued and unpaid interest. These redemptions resulted in a loss on extinguishment of debt of $17.9 million for the fiscal year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;"><span>October 31, 2023</span></span></em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">, </em>including the write-off of unamortized debt issuance costs and fees. The loss from the redemptions is included in the Consolidated Statement of Operations as &#8220;Loss on extinguishment of debt, net&#8221;.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span style="border-left: none; border-right: none;"><span>October 31, 2023</span></span>, </em>K. Hovnanian redeemed in full all of the $26.0 million aggregate principal amount of its 8.0% <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2027</span></em> Notes for a redemption price of 100% of the principal amount thereof, plus accrued and unpaid interest.</span> </p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i> Secured Obligations</i></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: 12pt; text-indent: 45pt; margin: 0in;"> The Secured Credit Agreement provides for up to $125.0 million in aggregate amount of Secured Revolving Loans to be used for general corporate purposes, upon the terms and subject to the conditions set forth therein. Secured Revolving Loans are to be borrowed by K. Hovnanian and guaranteed by the Notes Guarantors. The revolving loans under the Secured Credit Agreement have a maturity of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>June 30, 2026</span> </em>and borrowings bear interest, at K. Hovnanian&#8217;s option, at either (i) SOFR (subject to a floor of 3.00%) plus an <span style="font-size: 10.0pt; font-family: 'Times New Roman', serif;">applicable</span> margin of 4.5% or (ii) an alternate base rate (subject to a floor of 4.0%) plus an applicable margin of 3.5%. In addition, K. Hovnanian pays an unused commitment fee on the undrawn revolving commitments at a rate of 1.0% per annum.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="text-indent: 45pt; line-height: 1.1; margin: 0pt; font-size: 12pt; font-family: 'Times New Roman', serif; text-align: justify;"><span style="font-size: 10pt; line-height: 1.2; text-indent: 45pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal;"><span>The 8.0% Senior Secured <span><span>1.125</span> </span>Lien Notes due <span>2028</span> (the <em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;</em>New <span>1.125 </span>Lien Notes<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) have a maturity of September 30, 2028 and bear interest at a rate of 8.0% per annum payable semi-annually on <span>March 30</span> and <span>September 30</span> of each year to holders of record at the close of business on <span>March 15 </span>and <span>September 15</span>, as the case may be, immediately preceding such interest payment dates. The New <span>1.125 </span>Lien Notes are redeemable in whole or in part at K. Hovnanian&#8217;s option at any time prior to <span>September 30, 2025</span> at a redemption price equal to 100% of their principal amount plus an applicable <em style="color: #000000; font-family: 'times new roman', times; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; text-align: start; background-color: #ffffff; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;</em>Make Whole Amount<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>. K. Hovnanian may also redeem some or all of the New <span><span>1.125</span> </span>Lien Notes at 104.0% of their principal amount commencing on <span>September 30, 2025</span>, at 102.0% of their principal amount commencing on <span>September 30, 2026</span> and at 100.0% of their principal amount commencing <span>September 30, 2027</span>. In addition, K. Hovnanian may also redeem up to 35.0% of the aggregate principal amount of New <span><span>1.125</span> </span>Lien Notes prior to <span>September 30, 2025</span> with the net cash proceeds from certain equity offerings at 108.0% of their principal amount</span>.</span></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">The <span><span style="border-left: none; border-right: none;">11.75</span></span>% Senior Secured <span><span><span style="border-left: none; border-right: none;"><span>1.25</span></span></span> </span>Lien Notes due <span><span style="border-left: none; border-right: none;"><span>2029</span></span></span> (the <em style="color: #000000; font-family: 'times new roman', times; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; text-align: start; background-color: #ffffff; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;</em>New <span><span><span style="border-left: none; border-right: none;"><span>1.25</span> </span></span></span>Lien Notes<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) have a maturity of <span style="border-left: none; border-right: none;">September 30, 2029</span> and bear interest at a rate of <span><span style="border-left: none; border-right: none;">11.75</span></span>% per annum payable semi-annually on <span style="border-left: none; border-right: none;">March 30</span> and <span style="border-left: none; border-right: none;">September 30</span> of each year to holders of record at the close of business on March 15 and September 15, as the case may be, immediately preceding such interest payment dates. The New <span><span style="border-left: none; border-right: none;"><span>1.25</span></span></span> Lien Notes are redeemable in whole or in part at K. Hovnanian&#8217;s option at any time prior to <span style="border-left: none; border-right: none;">March 30, 2026</span> at a redemption price equal to <span>100</span>% of their principal amount plus an applicable &#8220;Make Whole Amount&#8221;. K. Hovnanian may also redeem some or all of the New <span><span style="border-left: none; border-right: none;"><span>1.25</span></span></span> Lien Notes at <span>105.875</span>% of their principal amount commencing on <span style="border-left: none; border-right: none;">March 30, 2026</span>, at <span>102.9375</span>% of their principal amount commencing on <span style="border-left: none; border-right: none;">September 30, 2027 </span>and at <span>100.0</span>% of their principal amount commencing on <span style="border-left: none; border-right: none;">September 30, 2028</span>. In addition, K. Hovnanian may also redeem up to <span>35.0</span>% of the aggregate principal amount of New <span><span style="border-left: none; border-right: none;"><span>1.25</span></span></span> Lien Notes prior to <span style="border-left: none; border-right: none;">March 30, 2026</span>, with the net cash proceeds from certain equity offerings at <span>111.75</span>% of their principal amount.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">The Secured Term Loans&#160;bear interest at a rate equal to 10.0% per annum (subject to increase as described above under <em style="color: #000000; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'times new roman', times; font-size: 13.3333px; background-color: #ffffff; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;</em>- Fiscal <span>2024</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) and will mature on January 31, 2028, with interest payable in arrears on the last business day of each fiscal quarter. At any time and from time to time after&#160;<span>November 15, 2023</span>, K. Hovnanian&#160;may voluntarily prepay some or all of the Secured Term Loans at a prepayment price equal to 100.0% of their principal amount.&#160;</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">Each series of secured notes and the guarantees thereof, the Secured Term Loans and the guarantees thereof and the Secured Credit Agreement and the guarantees thereof are secured by the same assets. Among the secured debt (in each case, with respect to the assets securing such<span style="color: #000000;"> debt)</span>: the liens securing the Secured Credit Agreement are senior to the liens securing all of K. Hovnanian&#8217;s other secured notes and the Secured Term Loans; the liens securing the New <span><span style="border-left: none; border-right: none;"><span>1.125</span></span></span> Lien Notes are senior to the liens securing the New <span><span style="border-left: none; border-right: none;"><span>1.25</span></span></span> Lien Notes, the Secured Term Loans and any other future secured obligations that are junior in priority with respect to the assets securing the New <span><span style="border-left: none; border-right: none;"><span>1.125</span></span></span> Lien Notes; the liens securing the New <span><span style="border-left: none; border-right: none;"><span>1.25</span></span></span> Lien Notes are senior to the liens securing the Secured Term Loans and any other future secured obligations that are junior in priority with respect to the assets securing the New <span><span style="border-left: none; border-right: none;"><span>1.25</span></span></span> Lien Notes; and the liens securing the Secured Term Loans are senior to any other future secured obligations that are junior in priority with respect to the assets securing the Secured Term Loans.</span></p> <p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.1;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">As of <span><span>October 31, 2024</span></span>, the collateral securing the Secured Credit Agreement, the Secured Term Loan Facility and the senior secured notes included (<span><span>1</span></span>) $<span>216.2</span> million of cash and cash equivalents, which included $<span>3.2</span> million of restricted cash collateralizing certain letters of credit (subsequent to such date, fluctuations as a result of cash uses include general business operations and real estate and other investments along with cash inflow primarily from deliveries); (<span><span>2</span></span>) $<span>655.1</span>&#160;million aggregate book value of real property, which does not include the impact of inventory investments, home deliveries or impairments thereafter and which may differ from the value if it were appraised; and (<span><span>3</span></span>) equity interests in joint venture holding companies with an aggregate book value of $<span>140.5</span> million.</span></p>

<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i> Unsecured Obligations</i></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The 13.5% Senior Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2026</span></em> (the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;13.5%</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2026</span></em> Notes&#8221;) bear interest at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">13.5%</em> per annum and mature on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> February 1, 2026. </em>Interest on the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">13.5%</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2026</span></em> Notes is payable semi-annually on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>February 1 </span></em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>August 1</span> </em>of each year to holders of record at the close of business on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>January 15</span> </em>or <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>July 15</span>, </em>as the case <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>be, immediately preceding each such interest payment date. The <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">13.5%</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2026</span></em> Notes are redeemable in whole or in part at K. Hovnanian&#8217;s option at any time prior to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>February 1, 2025</span> </em>at a redemption price equal to 100% of their principal amount plus an applicable &#8220;Make Whole Amount&#8221;. At any time and from time to time on or after <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>February 1, 2025</span>, </em>K. Hovnanian <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>also redeem some or all of the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">13.5%</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2026</span></em> Notes at a redemption price equal to 100.0% of their principal amount.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The 5.0% Senior Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2040</span></em> (the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8220;5.0%</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2040</span></em> Notes&#8221;) bear interest at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">5.0%</em> per annum and mature on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> February 1, 2040. </em>Interest on the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">5.0%</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2040</span></em> Notes is payable semi-annually on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>February 1</span> </em><span>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> August 1</em></span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> </em>of each year to holders of record at the close of business on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>January 15</span> </em>or <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>July 15</span>, </em>as the case <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>be, immediately preceding each such interest payment date. At any time and from time to time, K. Hovnanian <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>redeem some or all of the 5.0% <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2040</span></em> Notes at a redemption price equal to 100.0% of their principal amount. </span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
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<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> We have certain stand-alone cash collateralized letter of credit agreements and facilities under which there was a total of $2.6 million and $4.9 million letters of credit outstanding at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2023</span>, </em>respectively. These agreements and facilities require us to maintain specified amounts of cash as collateral in segregated accounts to support the letters of credit issued thereunder, which will affect the amount of cash we have available for other uses. At <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2023</span>, </em>the amount of cash collateral in these segregated accounts was $3.2 million and $5.1 million, respectively, which is reflected in &#8220;Restricted cash and cash equivalents&#8221; on the Consolidated Balance Sheets.</span></p> <span></span>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380434414000">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 10 - Operating and Reporting Segments<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">10.</em> Operating and Reporting Segments </b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">HEI&#8217;s operating segments are components of the Company&#8217;s business for which discrete financial information is available and reviewed regularly by the chief operating decision maker, our Chief Executive Officer, to evaluate performance and make resource allocations.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We currently have homebuilding operations in 13 states that are aggregated into reportable segments based primarily upon geographic proximity.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">HEI&#8217;s reportable segments consist of the following three homebuilding segments and a financial services segment.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt 7.5pt 0pt 16.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Homebuilding:</span></p>
<div id="t_ft_UVLTTJBGWG00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr style="vertical-align: top;">
<td style="width: 36pt;"> </td>
<td style="width: 39px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> (<span>1</span>) </span></p> </td>
<td style="width: 1130px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast (Delaware, Maryland, New Jersey, Ohio, Pennsylvania, Virginia and West Virginia) </span></p> </td> </tr>
<tr style="vertical-align: top;">
<td style="width: 36pt;"> </td>
<td style="width: 39px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> (<span>2</span>) </span></p> </td>
<td style="width: 1130px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast (Florida, Georgia and South Carolina) </span></p> </td> </tr>
<tr style="vertical-align: top;">
<td style="width: 36pt;"> </td>
<td style="width: 39px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> (<span>3</span>) </span></p> </td>
<td style="width: 1130px;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West (Arizona, California and Texas) </span></p> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Operations of the homebuilding segments primarily include the sale and construction of single-family attached and detached homes, attached townhomes and condominiums, urban infill and active lifestyle homes in planned residential developments. In addition, from time to time, operations of the homebuilding segments include sales of land. Operations of the financial services segment include mortgage banking and title services provided to the homebuilding operations&#8217; customers. Our financial services subsidiaries do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> typically retain or service mortgages that we originate but sell the mortgages and related servicing rights to investors. </span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Corporate and unallocated primarily represents operations at our headquarters in New Jersey. This includes our executive offices, information services, human resources, corporate accounting, training, treasury, process redesign, internal audit, construction services, administration of insurance, quality and safety. It also includes interest income and interest expense resulting from interest incurred that cannot be capitalized in inventory in the homebuilding segments, as well as the gains or losses on extinguishment of debt from any debt repurchases or exchanges.</span></p>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Evaluation of segment performance is based primarily on income (loss) before income taxes. Income (loss) before income taxes for the homebuilding segments consist of revenues generated from the sales of homes and land, income (loss) from unconsolidated entities, management fees and other income, less the cost of homes and land sold, selling, general and administrative expenses and interest expense. Income (loss) before income taxes for the financial services segment consist of revenues generated from mortgage financing, title insurance and closing services, less the cost of such services and corporate general and administrative expenses. </span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Operational results of each segment are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> necessarily indicative of the results that would have occurred had the segment been an independent stand-alone entity during the periods presented.</span></p>

<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Financial information relating to our reportable segments are as follows:</span></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></p>

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<div id="t_ft_7NSO4KZUW000000000000000000000b">
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<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Revenues: </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,036,049</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">968,851</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,085,081</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">448,902</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">420,296</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">323,961</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,437,894</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,295,992</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,450,632</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,922,845</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,685,139</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,859,674</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">74,064</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">60,088</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">61,540</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">8,009</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10,789</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,017</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total revenues </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3,004,918</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,756,016</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,922,231</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Income before income taxes: </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">190,477</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">178,516</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">177,406</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">77,613</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">77,750</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">60,178</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">123,246</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">114,084</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">207,519</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">391,336</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">370,350</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">445,103</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">24,124</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">19,365</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">19,121</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated (<span>1</span>) </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(98,371</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;">)</td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(133,764</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(144,471</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double black; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Income before income taxes </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">317,089</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">255,951</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">319,753</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </div> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>) <span><span style="border-right: none; border-left: none; line-height: inherit;">Corporate and unallocated for the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em> included corporate general and administrative expenses of $139.7 million, gain on extinguishment of debt of $1.4 million and $(39.9) million of other (income) expenses, net. Corporate and unallocated for the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2023</span></em> included corporate general and administrative expenses of $103.2 million, interest expense of $17.7 million, loss on extinguishment of debt of $25.6 million and $(12.7) million of other (income) expenses, net. Corporate and unallocated for the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2022</span></em> included corporate general and administrative expenses of $102.6 million, interest expense of $28.6 million, loss on extinguishment of debt of $6.8 million and $6.5 million of other (income) expenses, net.</span></span></i></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="foe052b82ff7ff45bc97dbbb6c19c28083">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 163px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="6" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 74%;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Assets: </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td class="highlightCont" style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 10%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td class="highlightCont" style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 10%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">664,064</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">483,784</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">296,058</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">286,701</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">889,704</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">733,318</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,849,826</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,503,803</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">203,589</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">168,671</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">552,159</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">820,466</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total assets </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,605,574</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,492,940</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </div>
<div id="fo10c03647b06842a8b63866a2e44e1ada">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px; height: 163px;">
<tbody class="highlightCont">
<tr style="height: 17px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><br/></td>
<td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><br/></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="6" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Investments in and advances to unconsolidated joint ventures: </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">79,659</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">56,758</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">55,344</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">35,262</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">6,348</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4,503</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">141,351</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">96,523</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,559</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,363</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total investments in and advances to unconsolidated joint ventures </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">142,910</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">97,886</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </div>

<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="fo952ac0ea2b2f4a99b9abb1c21d07d810">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 170px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="10" style="width: 37.9718%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11.4859%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Homebuilding interest expense: </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">33,459</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">32,071</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">31,552</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">21,071</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">20,055</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">17,403</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">66,029</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">65,068</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">55,056</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">120,559</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">117,194</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">104,011</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">17,707</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">28,572</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services interest expense (income) (<span>1</span>) </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">125</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(213</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total interest expense, net </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">120,684</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">134,902</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">132,370</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="t_ft_LRKRH1CPDC00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr style="vertical-align: top;">
<td style="width: 18pt;"> </td>
<td style="width: 18pt;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>)</i></span></p> </td>
<td>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Financial services interest expense (income) is included in Financial services revenue or expense in the Consolidated Statements of Operations.</i></span></span></p> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="foe97138b18e2147258444db6a341611b3">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 170px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Depreciation: </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,241</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4,352</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,542</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">392</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">444</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">291</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,475</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,325</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,298</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3,108</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">6,121</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3,131</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">251</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">5</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4,371</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,677</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,321</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total depreciation </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">7,730</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">8,798</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">5,457</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="fo2657540ba719451abee9da5700bd9792">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 170px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Net additions to property and equipment: </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,211</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,678</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,848</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,172</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">263</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">229</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,578</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,599</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,841</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3,961</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3,540</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3,918</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">621</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,040</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">28</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">13,277</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">14,241</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">8,646</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total net additions to property and equipment </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">17,859</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">18,821</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">12,592</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="fodb7517d5cec1458385e913e7e2fa7971">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 119px;">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Equity in earnings from unconsolidated joint ventures: </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">26,899</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">27,253</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">12,674</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">19,459</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">15,696</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">16,359</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">5,904</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">211</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total equity in earnings from unconsolidated joint ventures </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">52,262</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">43,160</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">29,033</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </div> </div>  <span></span>
</td>
</tr>
</table>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SegmentReportingAbstract</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 48<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-48<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> 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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380435714928">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 11 - Income Taxes<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Taxes</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureTextBlock', window );">Income Taxes</a></td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">11.</em> Income Taxes</b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Income taxes (receivable) payable, including deferred benefits, consists of the following:</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 138px;">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> State income taxes: </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Current </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">5,479</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,861</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Deferred </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(76,571</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(74,110</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Federal income taxes: </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Current </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Deferred </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(164,493</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(228,723</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(235,585</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(300,972</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr> </tbody> </table>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The (benefit) provision for income taxes is composed of the following:</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>

<div style="border-left: none; border-right: none; z-index: 40;">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 160px;">
<tbody>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 61%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Current income tax expense: </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Federal (<span>1</span>) </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> State (<span>2</span>) </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">13,312</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">8,101</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">13,377</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total current income tax expense: </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">13,312</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">8,101</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">13,377</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Federal </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">64,230</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">46,821</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">60,064</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> State </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(2,461</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(4,862</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">20,822</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total deferred income tax expense: </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">61,769</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">41,959</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">80,886</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">75,081</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">50,060</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">94,263</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"></td> </tr> </tbody> </table> </div>
<div id="t_ft_1RYMNNKFW000000000000000000000b">
<p style="margin:0pt"><br/></p>
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<tbody>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 3%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>)</i></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 97%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>The current federal income tax expense is net of the use of federal net operating losses totaling $290.1 million (tax effected $60.9 million), $221.2 million (tax effected $46.4 million) and $306.0 million (tax effected $64.3 million) for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></i><i>, respectively. </i></span></span></p> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="t_ft_V375T6HAG000000000000000000000b">
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<tbody>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 25px; width: 3%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2</span></em>)</i></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 25px; width: 97%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>The current state income tax expense is net of the use of state net operating losses totaling $110.0 million (tax effected $8.6 million), $113.3 million (tax effected $8.3 million) and $80.1 million (tax effected $5.8 million) for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em>, respectively.</i></span></span></p> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The total income tax expense of $75.1 million, $50.1 million and $94.3 million for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>,&#160;</em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>&#160;and 2022, respectively, was primarily driven by federal and state tax expense on income before income taxes and non-deductible executive compensation, partially offset by the generation of energy efficient home tax credits. Income tax expense for fiscal years 2024 and 2023 also includes the favorable impact of releasing state valuation allowances. The federal tax expense for all periods presented was&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> paid in cash as it was offset by the use of our existing net operating loss (&#8220;NOL&#8221;) carryforwards.&#160;</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">As of October 31, 2024, we have remaining federal NOL carryforwards of $398.8 million that expire between <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2031</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2038</span>,</em> and $15.7 million have an indefinite carryforward period. Our total remaining state NOL carryforwards are $1.9 billion: $853.6 million that expire between <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2025</span></em> through <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2029</span>&#894;</em> $694.4&#160;million that expire between <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2030</span></em> through <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2034</span>&#894;</em> $254.0 million that expire between <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2035</span></em> through <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2039</span>&#894;</em> $5.6 million that expire between <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2040</span></em> through <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2044</span>;</em> and $45.0 million that have an indefinite carryforward period.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> </span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="text-indent: 45pt; margin: 0pt; font-size: 10pt;"><span style="font-size: 10.0pt; font-family: 'times new roman', times;">The Company recognizes deferred income taxes for deferred tax benefits arising from NOL carryforwards and temporary differences between book and tax income which will be recognized in future years as an offset against future taxable income. As part of our analysis, we considered both positive and negative factors that impact profitability and whether those factors would lead to a change in estimate of our deferred tax assets (&#8220;DTAs&#8221;) that may be realized in the future. As of October 31, 2024, the Company has determined that it is more likely than not that sufficient taxable income will be generated in the future to realize its DTAs, net of any valuation allowance.</span></p>

<p style="margin: 0pt; text-align: left; text-indent: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Deferred tax assets and liabilities have been recognized on the Consolidated Balance Sheets as follows:</span></p>
<p style="margin: -2px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 304px;">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></em></b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
</tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Deferred tax assets: </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Impairments</span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">22,742</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">26,168</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Capitalized expenses</span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4,420</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3,692</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"></td>
</tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Warranty reserves </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4,319</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4,439</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Incentive compensation </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">13,777</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">15,252</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Provision for losses </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">15,236</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">16,915</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
</tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Federal net operating losses </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">87,041</span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">147,841</span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> State net operating losses </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">123,673</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">136,257</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
</tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Tax credit carryforwards </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">27,482</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">21,260</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"></td>
</tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Other </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10,699</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">9,631</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total deferred tax assets </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">309,389</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">381,455</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Deferred tax liabilities: </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
</tr>
<tr style="height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;">Inventory valuation differences</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><br/></td>
<td style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; text-align: right; background-color: #cceeff;">(8,610</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><br/></td>
<td style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; text-align: right;">-</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><br/></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Joint ventures</span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(4,017</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(6,743</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total deferred tax liabilities </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(12,627</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(6,743</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Valuation allowance </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(55,698</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(71,879</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Deferred tax assets, net </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">241,064</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">302,833</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"></td>
</tr>
</tbody>
</table>

<p style="margin: -2px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our effective tax rate varied from the statutory federal income tax rate. The effective tax rate is affected by a number of factors. The sources of these factors were as follows:</span></p>
<p style="margin: -2px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 161px;">
<tbody>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="10" style="width: 37.4771%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p>
</td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Federal statutory income tax rate </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">21.0</span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">21.0</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">21.0</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> State income taxes, net of federal income tax benefit </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">6.6</span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">6.1</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">5.0</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
</tr>
<tr style="height: 17px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;">Non-deductible compensation</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;">2.3</td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;">1.4</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><span style="border-left: none; border-right: none;">1.2</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><br/></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Permanent differences, net </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(0.1</span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(0.4</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">(0.4</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Deferred tax asset valuation allowance</span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(4.1</span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(6.3</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">4.8</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"></td>
</tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Tax credits </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(2.0</span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(2.2</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">(2.0</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">)</td>
</tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">Other</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">(0.1</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
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<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Effective tax rate </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">23.7</span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">19.6</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;">29.5</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;">%</td>
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</tbody>
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<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"> </p>
<p style="margin: 0pt; text-indent: 45pt;"><span style="font-size: 10.0pt; font-family: 'times new roman', times;">At October 31, 2024, and 2023, we do not have any unrecognized tax benefits or open tax positions. Our policy is to accrue interest and penalties on unrecognized tax benefits and include them in the provision for income taxes.&#160;</span></p>
<p style="margin: 0pt; text-indent: 45pt;"><span style="font-size: 10.0pt;">&#160;</span></p>
<p style="text-indent: 45pt; margin: 0pt;"><span style="font-size: 10.0pt; font-family: 'times new roman', times;">The consolidated federal tax returns have been audited through<i> </i>October 31, 2023 and these years are closed. We are also subject to various income tax examinations in the states in which we do business. The outcome for a particular audit cannot be determined with certainty prior to the conclusion of the audit, appeal, and in some cases, litigation process. As each audit is concluded, adjustments, if any, are recorded in the period determined.&#160;To provide for potential exposures, tax reserves are recorded, if applicable, based on reasonable estimates of potential audit results.&#160;However, if the reserves are insufficient upon completion of an audit, there could be an adverse impact on our financial position and results of operations.&#160;The statute of limitations for our major tax jurisdictions remains open for examination for tax years<i> </i><span style="-sec-ix-hidden:Tag1709">2020 to 2023</span>.</span></p>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380437057840">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Reduction of Inventory to Fair Value<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock', window );">Reduction of Inventory to Fair Value</a></td>
<td class="text">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">12.</em> Reduction<span> of Inventory to Fair Value</span></b></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><br/></b></span></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We had 469, </span>380<span style="font-family: 'times new roman', times; font-size: 10pt;"> and </span>374 <span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">communities under development and held for future development or sale at </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span><span><span>2023</span></span></span> </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">and </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span>, respectively,</span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"> which we evaluated for impairment indicators (i.e., those with a projected operating loss). We identified impairment indicators in four of our communities with an aggregate carrying value of $41.1 million during the year ended <span>October 31, 2024</span>. The impairment analyses resulted in impairment charges of $10.0 million. We performed an undiscounted future cash flow analysis for one community during</span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"> the year ended </span><span>October 31, 2023</span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">, for&#160;</span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">which we had recorded an impairment in the prior year. As a result of such analysis, we did </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"> identify any additional impairment for the community. During the year ended </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2022</span>, </span>one<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"> community, with a carrying value of $</span>10.6<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"> million, had an impairment indicator. The impairment analysis resulted in an impairment charge of $</span>8.4<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"> million. </span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">Our aggregate impairment charges are included within &#8220;Inventory impairments and land option write-offs&#8221; in the Consolidated Statement of Operations and deducted from inventory.</span></span></p>

<div><br/></div>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The following table represents impairments by segment for fiscal <span>2024</span> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">:</em></span></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><br/></b></span></span></p>

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<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 80px;">
<tbody class="highlightCont">
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<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(Dollars in millions)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="10" style="width: 38.4576%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;">Year Ended <span>October 31, 2024</span></span></em></em></em></b></span></p> </td>
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<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
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<td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Dollar</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11.4859%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Pre-</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Number of</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Amount of</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11.4859%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Impairment</em></b></span></p> </td>
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<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Communities</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Impairment</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11.4859%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont " style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Value (<span>1</span>)</em></b></span></p> </td>
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<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4.8</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">16.0</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">5.2</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">25.0</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10.0</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">41.0</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"> </td> </tr> </tbody> </table> </div> </div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"> <br/></p>
<div style="border-left: none; border-right: none;">
<div id="t_ft_I6EDRKTJUO00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 128px;">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(Dollars in millions)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td colspan="10" style="width: 37.4859%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;">Year Ended <span>October 31, 2022</span></span></em></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Dollar</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Pre-</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Number of</em></b></span></p> </td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Amount of</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Impairment</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Communities</em></b></span></p> </td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Impairment</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Value (<span>1</span>)</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1</span></td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">8.4</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10.6</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1</span></td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">8.4</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10.6</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"> </td> </tr> </tbody> </table> </div> </div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><br/></b></span></span></p>
<div id="t_ft_QZI86O9ZG000000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr style="vertical-align: top;">
<td style="width: 36pt;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>)</i></span></p> </td>
<td>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Represents carrying value, net of prior period impairments, if any, at the time of recording the applicable period&#8217;s impairments.</i></span></span></p> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><br/></b></span></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Write-offs of options, engineering and capitalized interest costs are also recorded in &#8220;Inventory impairments and land option write-offs&#8221; when we redesign communities, abandon certain engineering costs or do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> exercise options in various locations because the pro forma profitability is <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> projected to produce adequate returns on investment commensurate with the risk. The total aggregate write-offs related to these items were $1.6 million, $1.5 million and $5.7 million for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em>, respectively. Occasionally, these write-offs are offset by recovered deposits, sometimes through legal action, which had been written off in a prior period as walk-away costs. Historically, these recoveries have <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> been significant in comparison to the total costs written off.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The following table represents write-offs of such costs by segment for fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em>, <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em>:</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><br/></b></span></span></p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px;">
<tbody>
<tr style="vertical-align: bottom;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td colspan="10" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td> </tr>
<tr style="vertical-align: bottom;">
<td style="width: 55%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In millions)</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">0.4</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">0.5</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">0.4</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">0.9</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">0.5</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">0.9</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">0.3</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">0.5</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4.4</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1.6</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1.5</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">5.7</span></td>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380439500032">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 13 - Per Share Calculations<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareTextBlock', window );">Per Share Calculations</a></td>
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<p style="margin: 6pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">13.</em> Per Share Calculations</b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>&#160;</i></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Basic and diluted earnings per share for the periods presented below were calculated as follows:</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>

<table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 0pt; height: 293px;">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands, except per share data)</b></span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 61%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Numerator: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 19px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 19px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Net income </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">242,008</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">205,891</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">225,490</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less: preferred stock dividends </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(10,675</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(10,675</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(10,675</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less: undistributed earnings allocated to participating securities </span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(8,454</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">)</td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(16,027</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(19,702</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Numerator for basic earnings per share </span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">222,879</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">179,189</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">195,113</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Plus: undistributed earnings allocated to participating securities </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">8,454</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">16,027</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">19,702</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less: undistributed earnings reallocated to participating securities </span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(8,605</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">)</td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(16,058</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(19,717</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Numerator for diluted earnings per share </span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">222,728</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">179,158</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">195,098</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Denominator: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 20px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Denominator for basic earnings per share &#8211; weighted average shares outstanding </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">6,479</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">6,230</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">6,437</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Effect of dilutive securities: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Stock-based payments </span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">528</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">436</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">291</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 19px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Denominator for diluted earnings per share &#8211; weighted-average shares outstanding </span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">7,007</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">6,666</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">6,728</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Basic earnings per share </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">34.40</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">28.76</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">30.31</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Diluted earnings per share </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">31.79</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">26.88</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">29.00</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr> </tbody> </table>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; padding-left: 0px; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160; &#160;There were no anti-dilutive shares in fiscal 2024. Anti-dilutive shares were immaterial in fiscal 2023 and 2022.</span></p> <span></span>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380522343904">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 14 - Capital Stock<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityNoteAbstract', window );"><strong>Capital Stock</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityNoteDisclosureTextBlock', window );">Capital Stock</a></td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">14.</em> Capital Stock</b></span></p>
<p style="margin: -2px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Common Stock</i></span></p>
<p style="margin: -2pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Each share of Class&#160;A common stock entitles its holder to <span style="border-left: none; border-right: none;">one</span> vote per share, and each share of Class&#160;B common stock generally entitles its holder to <span style="border-left: none; border-right: none;">ten</span> votes per share. The amount of any regular cash dividend payable on a share of Class&#160;A common stock will be an amount equal to 110% of the corresponding regular cash dividend payable on a share of Class&#160;B common stock. If a shareholder desires to sell shares of Class&#160;B common stock, such stock must be converted into shares of Class&#160;A common stock at a <span style="border-left: none; border-right: none;">one</span>-to-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">one</em> conversion rate.</span></p>
<p style="margin: -2pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">On August&#160;<span>4</span>, <span>2008</span>,&#160;the Board of Directors of the Company (the <span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Board<em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8221;</em>) adopted a shareholder rights plan
(the &#8220;Rights Plan&#8221;), which was amended on January 11, 2018,&#160;January 18,
2021 and January 11, 2024,&#160;designed to preserve shareholder value and the
value of certain tax assets primarily associated with NOL&#160;carryforwards and built-in losses under Section&#160;<span>382</span> of the Internal Revenue Code. Our ability to use
NOLs and built-in losses would be limited if there was an &#8220;ownership change&#8221;
under Section&#160;<span>382</span>. This would occur if
shareholders owning (or deemed under Section&#160;<span>382</span>
to own) <span>5</span>% or more of our stock increase their
collective ownership of the aggregate amount of our outstanding shares by more
than <span>50</span>&#160;percentage points over a defined
period of time. The Rights Plan was adopted to reduce the likelihood of an
&#8220;ownership change&#8221; occurring as defined by Section&#160;<span>382</span>.
Under the Rights Plan, <span>one</span> right was distributed
for each share of Class&#160;A common stock and Class&#160;B common stock
outstanding as of the close of business on August&#160;<span>15</span>,
<span>2008</span>. Effective August&#160;<span>15</span>, <span>2008</span>, if any person
or group acquires <span>4.9</span>% or more of the outstanding
shares of Class&#160;A common stock without the approval of the Board, there
would be a triggering event causing significant dilution in the voting power of
such person or group. However, existing shareholders who owned, at the time of
the Rights Plan&#8217;s initial adoption on August 4, 2008, <span>4.9</span>%
or more of the outstanding shares of Class&#160;A common stock will trigger a
dilutive event only if they acquire additional shares. The approval of the
Board&#8217;s decision to adopt the Rights Plan may be terminated by the Board at any
time prior to the Rights being triggered. The Rights Plan will continue in
effect until August&#160;<span>14</span>, <span>2027</span>, unless it expires earlier in accordance with its
terms. The approval of the Board&#8217;s decision to initially adopt the Rights Plan
and Amendment&#160;Nos. <span>1</span>, <span>2</span>
and <span>3</span> thereto were&#160;approved by shareholders.
Our shareholders also approved an amendment to our Certificate of Incorporation
to restrict certain transfers of Class A common stock in order to preserve the
tax treatment of our NOLs and built-in losses under Section&#160;<span>382</span> of the Internal Revenue Code. Subject to certain
exceptions pertaining to pre-existing<span style="border-left: none; border-right: none;"> <span>5</span></span>%
shareholders and holders of Class B common stock, the transfer restrictions in
our Restated Certificate of Incorporation generally restrict any direct or
indirect transfer (such as transfers of our stock that result from the transfer
of interests in other entities that own our stock) if the effect would be to
(i) increase the direct or indirect ownership of our stock by any person (or
public group) from less than <span>5</span>% to <span>5</span>% or more of our common stock; (ii) increase the
percentage of our common stock owned directly or indirectly by a person (or
public group) owning or deemed to own <span>5</span>% or more
of our common stock; or (iii) create a new &#8220;public group&#8221; (as defined in the
applicable U.S. Treasury regulations). Transfers included under the transfer
restrictions include sales to persons (or public groups) whose resulting
percentage ownership (direct or indirect) of common stock would exceed the <span>5</span>% thresholds discussed above, or to persons whose
direct or indirect ownership of common stock would by attribution cause another
person (or public group) to exceed such threshold.&#160;</span></p>

<div><br/></div>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; text-indent: 45pt;">On September 1, 2022,&#160;the Board authorized a
repurchase program for up to $</span><span style="font-size: 10pt; text-indent: 45pt;">50.0</span><span style="font-size: 10pt; text-indent: 45pt;">&#160;million
of our Class A common stock. Under the program, repurchases&#160;may&#160;be
made from time to time in open market transactions, in privately negotiated
transactions or otherwise. The timing and the actual dollar amount repurchased
will depend on a variety of factors, including legal requirements, price,
future tax implications and economic and market conditions. The repurchase
program&#160;may&#160;be changed, suspended or discontinued at any time and
does&#160;not&#160;have a specified expiration date.&#160;</span><span style="font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="float: none; display: inline !important;">As of&#160;</span>October 31, 2024,&#160;<span style="float: none; display: inline !important;">$6.5&#160;million of our Class A common stock is available for repurchase under the stock repurchase program.</span></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Preferred Stock </i></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: 1.2; margin: 0pt; text-align: left; text-indent: 45pt;">On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> July&#160;</em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">12,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">2005,</em> we issued 5,600 shares of 7.625% Series&#160;A preferred stock, with a liquidation preference of $25,000 per share. Dividends on the Series&#160;A preferred stock are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> cumulative and are payable at an annual rate of 7.625%. The Series&#160;A preferred stock is <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> convertible into the Company&#8217;s common stock and is redeemable in whole or in part at our option at the liquidation preference of the shares. The Series&#160;A preferred stock is traded as depositary shares, with each depositary share representing <span style="-sec-ix-hidden:Tag1653">1/1000th</span>&#160;of a share of Series&#160;A preferred stock. The depositary shares are listed on the NASDAQ Global Market under the symbol &#8220;HOVNP.&#8221; During each of fiscal 2024,&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">2023</em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;and 2022&#160;</em>we paid dividends of&#160;$<span style="font-family: 'times new roman', times; font-size: 10pt;">10.7</span> million&#160;on the Series A preferred stock.&#160;</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>&#160;</i></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Retirement Plan</i></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We have established a tax-qualified, defined contribution savings and investment retirement plan (<span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">401</em>(k) plan<span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>).&#160;All associates are eligible to participate in the retirement plan, and employer contributions are based on a percentage of associate contributions and our operating results. <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">401</em>(k) plan expenses were $8.8&#160;million, $8.2 million and $8.3 million for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em>, respectively.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Treasury Stock</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">During the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em>we repurchased 188,800 shares under our stock repurchase program, with a market value of $26.5 million, or $140.31 per share, which were added to &#8220;Treasury stock&#8221; on our Consolidated Balance Sheets as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> </em><span>October 31, 2024</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">.</em> During the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2023</span>, </em>we repurchased 118,478 shares under our stock repurchase program, with a market value of $4.8&#160;million, or $40.51 per share<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">.</em>&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">During the year ended<span>&#160;</span></span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31, 2022</span>,<span>&#160;</span></em><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">we repurchased 312,471&#160;</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">shares under our stock repurchase program, with a market value of $</span><span style="border-right: none; border-left: none;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">12.2</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">million, or $39.12</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>&#160;</span>per share</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">.&#160;</em></span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em></span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em></span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><br/></em></span></p> <span></span>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380434405808">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 15 - Share-based Compensation Plans<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract', window );"><strong>Stock-Based Compensation Plans</strong></a></td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock', window );">Stock-Based Compensation Plans</a></td>
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<p style="margin: 4pt 0pt 10pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">15.</em> Stock-Based Compensation Plans</b></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We have stock incentive plans for certain officers, key employees and directors that are approved by a committee appointed by the Board or its delegate. As of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em>we had 0.5 million shares authorized and remaining for future issuance under our stock incentive plans. Based on the terms of our stock incentive plans, awards that are forfeited become available to us for future grants.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Stock Options</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Prior to fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span>,</em> stock options were granted. There have been no stock option grants during fiscal years <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span>,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> or <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span>.</em> The exercise price of all stock options is at least equal to the fair market value of an underlying share of our Class A common stock on the date of the grant. The fair value of each stock option is estimated using the Black-Scholes option-pricing model. Stock options granted to officers and associates generally vest in <span style="border-left: none; border-right: none;">four</span> equal installments on the <span style="border-left: none; border-right: none;"><span style="-sec-ix-hidden:Tag1708">second</span></span>, <span style="-sec-ix-hidden:Tag1674">third</span>, <span style="-sec-ix-hidden:Tag1673">fourth</span> and <span style="-sec-ix-hidden:Tag1672">fifth</span> anniversaries of the date of the grant. Non-employee directors&#8217; stock options vest in three equal installments on the <span style="-sec-ix-hidden:Tag1671">first</span>, <span style="-sec-ix-hidden:Tag1670">second</span> and <span style="-sec-ix-hidden:Tag1669">third</span> anniversaries of the date of the grant. All stock options expire on the <span style="-sec-ix-hidden:Tag1668">tenth</span> anniversary from the date of grant.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The following table summarizes stock option activity as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31, 2024</span></em>:</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>

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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
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<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"> </td>
<td colspan="2" style="height: 10px;">
<p style="text-align: right;"><span style="font-weight: bold;">Weighted-Average</span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"> </td>
<td colspan="2" style="text-align: right; height: 10px;">
<p><span style="font-weight: bold;"><span style="color: #000000; font-family: 'times new roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Weighted-<br/>Average<br/></span></span><span style="font-weight: bold;"><span style="color: #000000; font-family: 'times new roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Remaining<br/></span></span><span style="font-weight: bold;">Contractual</span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Aggregate </em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"> </td> </tr>
<tr class="finHeading" style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Exercise Price</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p><span style="font-weight: bold;">Life (Years)</span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Intrinsic Value</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 32%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Stock options outstanding at beginning of period </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 13%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">143,547</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 15%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$34.63</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 15%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 13%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Granted </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Exercised </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(12,533</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$ 70.55</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Forfeited </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Expired </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Stock options outstanding at end of period </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">131,014</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$ 31.19</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3.6</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$18,977,000</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Stock options exercisable at end of period </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">131,014</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$ 31.19</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3.6</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$18,977,000</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td> </tr> </tbody> </table>
 </div>
<div>

<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The total intrinsic value of stock options exercised during fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em> was <span style="border-right: none; border-left: none;">$1.4</span> million and in both fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and 2022, it was $0.2 million. The intrinsic value of a stock option is the amount by which the market value of the underlying stock exceeds the exercise price. </span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Based on the fair value at the time of grant, the per share weighted-average fair value of stock options vested in fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span>,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em> was $<span>9.50</span>, $6.29 and $16.46, respectively.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>RSUs and Performance Units</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">RSUs are measured based upon the fair value of a share of our Class A common stock on the date of grant. Shares underlying RSUs granted to officers and associates generally vest in four equal installments on the <span style="-sec-ix-hidden:Tag1667">first</span>, <span style="-sec-ix-hidden:Tag1666">second</span>, <span style="-sec-ix-hidden:Tag1665">third</span>, and <span style="-sec-ix-hidden:Tag1664">fourth</span> anniversaries of the grant date. During fiscal year <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span>,</em> each of our six existing non-employee directors were granted RSUs subject to a <span style="border-left: none; border-right: none;"><span style="-sec-ix-hidden:Tag1648">two</span></span>-year post-vesting holding period. Generally, participants aged 60 years or older, or aged <span style="-sec-ix-hidden:Tag1647">58</span> with 15 years of service, are eligible to vest in their awards on an accelerated basis upon their retirement.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Grants of market share units (&#8220;MSUs&#8221;), performance share units (&#8220;PSUs&#8221;) and the stock portion of long-term incentive plans (&#8220;LTIPs&#8221;) (each discussed below), are also awarded as compensation.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The following table summarizes nonvested time-based RSU and MSU share activity as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> </em><span>October 31, 2024</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em>:</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>

<div style="border-left: none; border-right: none;">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 94px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom;height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 69.514%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.03093%;"> </td>
<td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 13%;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">October 31,</em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.4771%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.03093%;"> </td>
<td class="highlightCont" colspan="2" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt; line-height: 1.1;"><span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Weighted-Average Grant Date</em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.03093%;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom;height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 69.514%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.03093%;"> </td>
<td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 13%;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.4771%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.03093%;"> </td>
<td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 13%;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair Value</em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.03093%;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.514%; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Nonvested time-based at beginning of period </span></p> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">132,143</span></td>
<td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$52.79</span></span></td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom;height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.514%;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Granted </span></p> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">62,988</span></td>
<td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$114.65</span></span></td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.514%;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Vested (<span>1</span>) </span></p> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(78,627</span></td>
<td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$37.35</span></span></td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom;height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.514%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Forfeited </span></p> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(4,735</span></td>
<td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;">)</td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$92.19</span></span></td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 69.514%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Nonvested time-based at end of period </span></p> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">111,769</span></td>
<td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$96.73</span></span></td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;"> </td> </tr> </tbody> </table> </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The following table summarizes nonvested performance-based LTIP, PSU and MSU share activity as of <span>October 31, 2024</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em>:</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div style="border-left: none; border-right: none;">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 106px;">
<tbody>
<tr style="vertical-align: bottom; height: 15px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 69.9254%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 0.9942%;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px; width: 13%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">October 31,</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 0.9942%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 0.9942%;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px; width: 13%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Weighted-Average Grant Date</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 0.9942%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 69.9254%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 17px; width: 0.9942%;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 13%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.9942%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 17px; width: 0.9942%;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 13%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair Value</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.9942%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.9254%; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Nonvested performance-based at beginning of period </span></p> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">581,500</span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$73.90</span></span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.9254%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Granted </span></p> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">140,593</span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$84.51</span></span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff; width: 69.9254%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Vested (<span>1</span>) </span></p> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(358,825</span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">)</td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$50.92</span></span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.9254%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Forfeited </span></p> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(10,067</span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;">)</td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$67.20</span></span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important; width: 69.9254%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Nonvested performance-based at end of period </span></p> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">353,201</span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important;"> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$57.98</span></span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: black !important;"> </td> </tr> </tbody> </table> </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 7.5pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>) <span>Includes 9,058 time-based vested share awards and 329,583 performance-based vested share awards which were deferred and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> yet issued as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31, 2024</span>.</em></span></i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">LTIP awards include share adjustments for the difference between target performance metrics at the time of grant and the final performance outcome. Share adjustments are reflected in the &#8220;Granted&#8221; line above at the time the performance is finalized. Each of the 2024, 2023 and 2022 LTIP awards are subject to cliff vesting at the end of the performance period.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The fair value of LTIP and PSUs (discussed below) is determined using the Finnerty model, which uses an arithmetic average strike, put option. The strike price is based on the predetermined period average value of the underlying asset. <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">The following assumptions were used for the </span><em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span><span>2024</span></span></em><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"> LTIP grants: historical volatility factor of<span> 66.65</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">% based on the expected market price of our Class A common stock for the </span><em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></em><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">-year period ending on the valuation date, concluded stock price assumption of </span><span>4.32</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">% equal to the continuously compounded </span><em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></em><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">-year yield and a dividend yield of zero</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">.</span> The following assumptions were used for the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> LTIP grants: historical volatility factor of 75.29% based on the expected market price of our Class A common stock for the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></em>-year period ending on the valuation date, concluded stock price assumption of 4.19% equal to the continuously compounded <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></em>-year yield and a dividend yield of zero. The following assumptions were used for the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em> LTIP grants: historical volatility factor of 104.16% based on the expected market price of our Class A common stock for the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></em>-year period ending on the valuation date, concluded stock price assumption of 0.67% equal to the continuously compounded <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></em>-year yield and a dividend yield of zero. </span></p>
 </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div style="margin: 0pt; text-indent: 45pt; line-height: 1.2; font-family: 'times new roman', times; font-size: 10pt;">PSUs<span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"> granted in fiscal </span><span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2020</span></span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"> vest in </span>four<span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"> equal installments commencing on the </span><span style="-sec-ix-hidden:Tag1660">second</span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">, </span><span style="-sec-ix-hidden:Tag1659">third</span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">, </span><span style="-sec-ix-hidden:Tag1658">fourth</span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"> and </span><span style="-sec-ix-hidden:Tag1657">fifth</span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"> anniversary of the grant date, except that </span><span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"> portion of the award will vest unless the Board determines that the Company achieved specified earnings goals. </span>PSUs<span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"> granted subsequent to fiscal 2020 are subject to cliff vesting on the </span><span style="-sec-ix-hidden:Tag1656"><span style="line-height: inherit;"><span style="line-height: inherit;">third</span></span></span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"> year after the grant date. The following assumptions were used for the </span><span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"> PSU grants: historical volatility factor of 64.61</span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">% based on the expected market price of our Class A common stock for the </span><span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">-year period ending on the valuation date, concluded stock price assumption of 4.62</span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">% equal to the continuously compounded </span><span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">-year yield and a dividend yield of </span>zero<span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">. The following assumptions were used for the<span style="line-height: inherit;"> 2023</span> PSU grants: historical volatility factor of<span style="line-height: inherit;"> 66.66</span>% based on the expected market price of our Class A common stock for the <span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: inherit; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit;">two</span></span>-year period ending on the valuation date, concluded stock price assumption of<span style="line-height: inherit;"> 4.54</span>% equal to the continuously compounded <span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: inherit; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit;">two</span></span>-year yield and a dividend yield of<span style="line-height: inherit;"> zero</span>. The following assumptions were used for the 2022 PS</span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">U grants: historical volatility factor of </span>78.82<span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">% based on the expected market price of our Class A common stock for the </span><span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">-year period ending on the valuation date, concluded stock price assumption of </span>3.04<span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">% equal to the continuously compounded </span><span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">-year yield and a dividend yield of </span><span style="border-left: none; border-right: none; line-height: inherit;">zero</span><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">. </span></div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div style="margin: 0pt; text-indent: 45pt; line-height: 1.2; font-family: 'times new roman', times; font-size: 10pt;"><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;">There were no MSUs granted in fiscal <span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span>,</span> <span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></span> and <span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span>.</span> The fair value of MSUs is determined using the Monte-Carlo simulation model. The <span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">first</span> 50% of an MSU grant vests in four equal annual installments, commencing on the <span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">second</span> anniversary from the date of grant, subject to stock price performance conditions, pursuant to which the actual number of shares issuable with respect to vested MSUs <span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </span>range from 0% to 200% of the target number of shares under each MSU award, generally depending on the growth in the 60-day average trading price of the Company&#8217;s shares during the period between the grant date and the relevant vesting dates. The remaining 50% of an MSU grant is subject to financial performance conditions in addition to the stock price performance conditions. These remaining MSUs vest in four equal installments with the <span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">first</span> installment vesting on the <span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third </span><span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> January </span><span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">1</span></span><span style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 45pt; line-height: inherit;">st after the grant date, and the remaining annual installments commencing on the </span><span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: inherit; text-indent: 45pt; font-style: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</span><span style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 45pt; line-height: inherit;"> anniversary from the date of grant, except that </span><span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: inherit; text-indent: 45pt; font-style: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</span><span style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 45pt; line-height: inherit;"> portion of the award will vest unless the Board determines the Company achieved certain specified performance goals.</span>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The total grant date fair value of RSU and performance unit awards granted during fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span>,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em> was $14.8 million, $10.4 million and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">$9.6</em> million, respectively. The total fair value of these awards vested during fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span>,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em> was $21.2&#160;million, $25.2 million and $15.6 million, respectively.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">During the year-ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 31, 2024 </em>we issued 58,716 RSUs, 34,904 MSUs and 44,887 PSU shares. As of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>, there was $9.3 million of unrecognized stock-based compensation, which is primarily comprised of unrecognized expenses for RSUs, PSUs, and the stock portion of LTIPs. The cost is expected to be recognized over a weighted-average period of 2.77 years. </span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Stock-Based Compensation Expense</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">For the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span>,</em> stock-based compensation expense was $25.3 million ($19.3 million post tax), $14.2 million ($11.4 million post tax) and $10.3 million ($7.3 million post tax), respectively. Stock-based compensation for RSUs, MSUs, PSUs, and the stock portion of LTIPs was <span style="border-left: none; border-right: none; line-height: inherit;">$25.3</span> million, $14.2 million and $10.2 million for fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span>,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span>,</em> respectively. In addition, stock option compensation expense was $5 thousand, $27 <span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">thousand</span> and $0.1 million for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span>,</em> respectively.</span></p> </div> <span></span>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380435907600">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 16 - Warranty Costs<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyDisclosureTextBlock', window );">Warranty Costs</a></td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">16.</em> Warranty Costs </b></span></p>
<p style="margin: -4px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">General liability insurance for homebuilding companies and their suppliers and subcontractors is very difficult to obtain. The availability of general liability insurance is limited due to a decreased number of insurance companies willing to underwrite for the industry. In addition, those few insurers willing to underwrite liability insurance have significantly increased the premium costs. To date, we have been able to obtain general liability insurance but at higher premium costs with higher deductibles. Our subcontractors and suppliers have advised us that they have also had difficulty obtaining insurance that also provides us coverage. As a result, we have an owner-controlled insurance program for certain of our subcontractors whereby the subcontractors pay us an insurance premium (through a reduction of amounts we would otherwise owe such subcontractors for their work on our homes) based on the risk type of the trade. We absorb the liability associated with their work on our homes as part of our overall general liability insurance at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> additional cost to us because our existing general liability and construction defect insurance policy and related reserves for amounts under our deductible covers construction defects regardless of whether we or our subcontractors are responsible for the defect. For the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, we received $4.7 million and $4.3 million, respectively, from subcontractors related to the owner controlled-insurance program, which we accounted for as reductions to inventory.</span> </p>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Additions and charges in the warranty reserve and general liability reserve for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> were as follows:</span></p>
<p style="margin: -2pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>

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<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="6" style="width: 24%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2024</span></span></em></b></span></p> </td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="width: 11%; text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2023</span></span></em></b></span></p> </td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
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<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Balance, beginning of period </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">98,919</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">97,719</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Additions: Selling, general and administrative </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">8,891</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">7,140</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Additions: Cost of sales </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10,608</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">6,807</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Charges incurred during the period </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(32,004</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(22,080</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Changes to pre-existing reserves </span></p> </td>
<td style="width: 1%; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,977</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">9,333</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="height: 10px;">
<td style="width: 74%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Balance, end of period</span></td>
<td style="width: 1%; padding-bottom: 3px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;"><br/></td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;">89,391</td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><br/></td>
<td style="width: 1%; padding-bottom: 3px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;"><br/></td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;">98,919</td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><br/></td> </tr> </tbody> </table>
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 </div>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Warranty accruals are based upon historical experience. In fiscal&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2024</span></span></em>, we recorded an increase of $3.5 million to our construction defect reserves as a result of our claims history. This increase is reflected in the changes to pre-existing reserves in the table above.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for standard and extended product warranties and other product guarantee contracts, including a tabular reconciliation of the changes in the guarantor's aggregate product warranty liability for the reporting period.</p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380437095824">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 17 - Transactions With Related Parties<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
<tr class="re">
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<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionsDisclosureTextBlock', window );">Transactions with Related Parties</a></td>
<td class="text">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">17</span>.</em> Transactions with Related Parties</b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">During the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em>,&#160;an engineering firm owned by Tavit Najarian, a relative of Ara K. Hovnanian, our Chairman of the Board and our Chief Executive Officer, provided services to the Company totaling $1.3&#160;million, $1.3&#160;million and $1.1&#160;million, respectively. Neither the Company nor Mr. Hovnanian has a financial interest in the relative&#8217;s company from whom the services were provided.</span></p> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for related party transactions. Examples of related party transactions include transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners; and (d) affiliates.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480990/946-20-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480990/946-20-50-5<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480990/946-20-50-6<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477968/946-235-50-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477968/946-235-50-2<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 850<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483326/850-10-50-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(2)(g)(3))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(2)(c))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(2)(e))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 850<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/850/tableOfContent<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 850<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483326/850-10-50-6<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 850<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483326/850-10-50-1<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 850<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483326/850-10-50-1<br></p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380439460400">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Commitments and Contingent Liabilities<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingent Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock', window );">Commitments and Contingent Liabilities</a></td>
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<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">18.</em> Commitments and Contingent Liabilities</b></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times;">We are involved in litigation arising in the ordinary
course of business, none of which is expected to have a material adverse effect
on our financial position, results of operations or cash flows, and we are
subject to extensive and complex laws and regulations that affect the
development of land and home building, sales and customer financing processes,
including zoning, density, building standards and mortgage
financing.&#160;These laws and regulations often provide broad discretion to
the administering governmental authorities.&#160;This can delay or increase the
cost of development or homebuilding. The significant majority of our litigation
matters are related to construction defect claims. Our estimated losses from
construction defect litigation matters, if any, are included in our
construction defect reserves.</span></p>
<p style="margin: 10pt 0in; text-indent: 45pt; line-height: 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;"><span style="font-family: 'times new roman', times;">We also are subject to a variety of local, state,
federal and foreign laws and regulations concerning protection of health and
the environment, including those regulating the emission or discharge of
materials into the environment, the management of storm water runoff at
construction sites, the handling, use, storage and disposal of hazardous
substances, impacts to wetlands and other sensitive environments, and the
remediation of contamination at properties that we have owned or developed or
currently own or are developing (&#8220;environmental laws&#8221;).&#160;The particular
environmental laws that apply to a site may vary greatly according to the
community site, for example, due to the community, the environmental conditions
at or near the site, and the present and former uses of the site.&#160;These
environmental laws may result in delays, may cause us to incur substantial
compliance, remediation and/or other costs, and can prohibit or severely
restrict development and homebuilding activity.&#160;In addition, noncompliance
with these laws and regulations could result in fines and penalties,
obligations to remediate or take corrective action, permit revocations or other
sanctions; and contamination or other environmental conditions at or in the
vicinity of our developments may result in claims against us for personal
injury, property damage or other losses.</span></span></p>
<p style="margin: 10pt 0in; text-indent: 45pt; line-height: 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;"><span style="font-family: 'times new roman', times;">We anticipate that increasingly stringent requirements
will continue to be imposed on developers and homebuilders in the future. In
addition, some of these laws and regulations that significantly affect how
certain properties may be developed are contentious, attract intense political
attention, and may be subject to significant changes over time. For example,
regulations governing wetlands permitting under the federal Clean Water Act
have been the subject of extensive rulemakings for many years, resulting in
several major joint rulemakings by the EPA and the U.S. Army Corps of Engineers
that have expanded and contracted the scope of wetlands subject to regulation;
and such rulemakings have been the subject of many legal challenges, some of
which remain pending. It is unclear how these and related developments,
including at the state or local level, ultimately may affect the scope of
regulated wetlands where we operate. Although we cannot reliably predict the
extent of any effect these developments regarding wetlands, or any other
requirements that may take effect, may have on us, they could result in
time-consuming and expensive compliance programs and in substantial
expenditures, which could cause delays and increase our cost of operations. In
addition, our ability to obtain or renew permits or approvals and the continued
effectiveness of permits already granted or approvals already obtained is
dependent upon many factors, some of which are beyond our control, such as
changes in policies, rules and regulations and their interpretations and
application.</span><br/></span></p>
<p style="margin: 0pt; text-indent: 45pt; line-height: 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;"><span style="font-family: 'times new roman', times;">In December 2020, the New Jersey
Department of Environmental Protection (<span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>NJDEP<span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span>) and the
Administrator of the New Jersey Spill Compensation Fund (the &#8220;Spill Fund&#8221;)
filed a lawsuit in the Superior Court of New Jersey, Law Division, Union County
against Hovnanian Enterprises, Inc., in addition to other unrelated parties, in
connection with contamination at Hickory Manor, a residential condominium
development. Alleged predecessors of certain defendants had used the Hickory
Manor property for decades for manufacturing purposes.&#160;In&#160;1998, NJDEP confirmed that groundwater at this site was
impacted from an off-site source. The site was later remediated, resulting in
the NJDEP issuing an unconditional site-wide No Further Action determination
letter and Covenant Not to Sue in&#160;1999.
Subsequently,&#160;one&#160;of our affiliates was
involved in redeveloping the property as a residential community. The complaint
asserts claims under the New Jersey Spill Act and other state law claims and
alleges that the NJDEP and the Spill Fund have incurred over $5.3&#160;million since&#160;2009&#160;to
investigate vapor intrusion at the development and to install vapor mitigation
systems. Among other things, the complaint seeks recovery of the costs
incurred, an order that defendants perform additional required remediation and
disgorgement of profits on our affiliate&#8217;s sales of the units in the
development. Discovery has commenced.&#160;Hovnanian Enterprises, Inc. intends
to defend these claims vigorously.</span></span></p>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for commitments and contingencies.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 405<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/405-30/tableOfContent<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 440<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482648/440-10-50-4<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 450<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/450/tableOfContent<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 954<br> -SubTopic 440<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478522/954-440-50-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 440<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482648/440-10-50-4<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 440<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/440/tableOfContent<br></p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380437148976">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 19 - Variable Interest Entities<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_VariableInterestEntityDisclosureAbstract', window );"><strong>Variable Interest Entity</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_VariableInterestEntityDisclosureTextBlock', window );">Variable Interest Entities</a></td>
<td class="text">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">19.</em> Variable Interest Entities</b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We enter into land and lot option purchase contracts to procure land or lots for the construction of homes. Under these contracts, the Company will fund a stated deposit in consideration for the right, but <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> the obligation, to purchase land or lots at a future point in time with predetermined terms. Under the terms of the option purchase contracts, many of the option deposits are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> refundable at the Company<span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8217;</span>s discretion.&#160;Under the requirements of ASC&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">810,</em> certain option purchase contracts <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>result in the creation of a VIE that owns the land parcel under option.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Although the Company does <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> have legal title to the underlying land, in compliance with ASC&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">810,</em> we analyze our option purchase contracts to determine whether the corresponding land and lot sellers are VIEs and, if so, whether we are the primary beneficiary. The&#160;significant factors we consider in determining if the power to direct the activities of a VIE that most significantly impact the VIE<span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8217;</span>s economic performance are shared include, among other things, our ability in determining or limiting the scope or purpose of the VIE, selling or transferring property owned or controlled by the VIE, changing the terms of the contract or arranging financing for the VIE. As a result of our analyses, we have concluded there are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em>&#160;VIEs that required consolidation at either October<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">31,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">2024</em>&#160;or <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">2023</em>&#160;because we are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> the primary beneficiary of the land or lots under option purchase contracts.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We will continue to secure land and lots using options, some of which are with VIEs where we have determined power is shared among the partners and we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> have a controlling financial interest. Including deposits on our unconsolidated VIEs, at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span>,</em> we had total cash deposits amounting to $264.8&#160;million and $192.3 million, respectively, to purchase land and lots with a total purchase price of $3.0&#160;billion and $2.2 billion, respectively. The maximum exposure to loss with respect to our land and lot options is limited to the deposits plus any pre-development costs invested in the property, although some deposits are refundable at our request or refundable if certain conditions are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> met.</span></p> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash and letter of credit deposits associated with land and lot options of unconsolidated variable interest entities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for a variable interest entity (VIE), including but not limited to, judgments and assumptions in determining whether to consolidate and in identifying the primary beneficiary, gain (loss) recognized on the initial consolidation of the VIE, terms of arrangements, amounts and classification of the VIE's assets and liabilities, and the entity's maximum exposure to loss.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 810<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/810/tableOfContent<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 20 - Investments in Unconsolidated Homebuilding and Land Development Joint Ventures<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EquityMethodInvestmentsAndJointVenturesAbstract', window );"><strong>Investments in Unconsolidated Homebuilding and Land Development Joint Ventures</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EquityMethodInvestmentsDisclosureTextBlock', window );">Investments in Unconsolidated Homebuilding and Land Development Joint Ventures</a></td>
<td class="text">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">20</span>.</em> Investments in Unconsolidated Homebuilding and Land Development Joint Ventures</b></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We enter into homebuilding and land development joint ventures from time to time as a means of accessing lot positions, expanding our market opportunities, establishing strategic alliances, managing our risk profile, leveraging our capital base and enhancing returns on capital. Our investments in homebuilding and land development joint ventures consist of equity interests that, in total, provide us with partner investment returns and management fees.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">During the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">first</em>&#160;quarter of fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span>,</em> we contributed four communities we owned, including one active selling community, to one new unconsolidated joint venture for $41.1&#160;million of net cash.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; During the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">second</em> quarter of fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span>,</em> one of the Company<span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8217;</span>s unconsolidated joint ventures was dissolved, and we assumed control of the remaining assets and liabilities.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; During the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em> quarter of fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span>,</em> we contributed 16 communities we owned, including eight active selling communities, to one new unconsolidated joint venture for $75.7 million of net cash.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Also, during the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em> quarter of fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span>,</em> we assumed control of one of our unconsolidated joint ventures after the partner received their final cash distribution. We consolidated the remaining assets and liabilities that were in the unconsolidated joint venture at fair value on the date of distribution. Upon consolidation, we recorded a gain of $19.1 million in &#8220;Other (income) expense, net.&#8221; Subsequent to consolidation, we contributed the same <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">three</em> active selling communities to an unconsolidated joint venture for $48.0 million of net cash.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="line-height: 1.2; margin: 0pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">During the second quarter of fiscal <span>2024</span>, we contributed 11 communities we owned, including three active selling communities to a new unconsolidated joint venture for $53.8 million of net cash.</span></p>
<p style="line-height: 1.2; margin: 0pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
<p style="line-height: 1.2; margin: 0pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">During the third quarter of fiscal <span>2024</span>, we assumed control of one of our unconsolidated joint ventures after the partner received their final cash distribution. We consolidated the remaining assets and liabilities that were in the unconsolidated joint venture at fair value on the date of distribution. Upon consolidation, we recorded a gain of $45.7 million in &#8220;Other (income) expense, net.&#8221;</span></p>

<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The tables set forth below summarize the combined financial information related to our unconsolidated homebuilding and land development joint ventures that are accounted for under the equity method:</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>

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<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31, 2024</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Land</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Homebuilding</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Development</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Assets:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Cash and cash equivalents</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">130,532</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">130,532</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="padding: 0pt 0pt 0pt 45pt; width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Inventories</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">402,628</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">402,628</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Other assets</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">311,955</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">311,955</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total assets</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">845,115</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">845,115</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Liabilities and equity:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Accounts payable and accrued liabilities</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">469,320</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">469,320</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Notes payable</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">88,653</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">88,653</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total liabilities</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">557,973</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">557,973</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Equity of:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Hovnanian Enterprises, Inc.</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">140,540</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">140,540</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Others</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">146,602</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">146,602</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total equity</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">287,142</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">287,142</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total liabilities and equity</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">845,115</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">845,115</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Debt to capitalization ratio</span></p> </td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">24</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">0</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">24</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td> </tr> </tbody> </table>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 282px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="10" style="width: 37.1468%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31, 2023</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Land</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Homebuilding</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Development</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Assets:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Cash and cash equivalents</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">127,547</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">822</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">128,369</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Inventories</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">375,022</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">375,022</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Other assets</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">380,989</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">380,989</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total assets</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">883,558</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">822</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">884,380</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Liabilities and equity:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Accounts payable and accrued liabilities</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">524,586</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">605</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">525,191</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Notes payable</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">101,126</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">101,126</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total liabilities</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">625,712</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">605</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">626,317</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Equity of:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Hovnanian Enterprises, Inc.</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">96,281</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">210</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">96,491</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Others</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">161,565</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">7</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">161,572</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total equity</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">257,846</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">217</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">258,063</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total liabilities and equity</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">883,558</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">822</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">884,380</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Debt to capitalization ratio</span></p> </td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">28</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">0</span></td>
<td class="highlightCont" style="width: 1.14679%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">28</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td> </tr> </tbody> </table>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">As of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2023</span></span>,</em> we had outstanding advances to unconsolidated joint ventures of $2.4 million and $1.4 million, respectively. These amounts were included in &#8220;Accounts payable and accrued liabilities&#8221; in the tables above. In some cases, our net investment in unconsolidated joint ventures is less than our proportionate share of the equity reflected in the table above because of the differences between asset impairments recorded against our unconsolidated joint venture investments and any impairments recorded in the applicable unconsolidated joint venture. During the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2023</span></span>,</em> we did <span style="-sec-ix-hidden:Tag1652"><span style="line-height: inherit;">not</span></span> write-down any of our unconsolidated joint venture investments.</span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div style="line-height: 1.2;">
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p> </div>

<div style="border-left: none; border-right: none;">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 105px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">For The Year Ended <span>October 31, 2024</span></em></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Land</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Homebuilding</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Development</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Revenues</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">552,727</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">552,727</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Cost of sales and expenses</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(484,967</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">445</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(484,522</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Joint venture net income</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">67,760</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">445</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">68,205</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our share of net income</span></p> </td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">52,142</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">121</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">52,263</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr> </tbody> </table> </div>

<div><br/></div>
<div style="border-left: none; border-right: none;">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 119px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">For The Year Ended <span>October 31, 2023</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Land</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Homebuilding</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Development</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Revenues</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">783,298</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">783,298</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Cost of sales and expenses</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(654,217</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(654,217</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Joint venture net income</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">129,081</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">129,081</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our share of net income</span></p> </td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">43,160</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">43,160</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div style="border-left: none; border-right: none;">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 105px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">For The Year Ended <span>October 31, 2022</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Land</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Homebuilding</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Development</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Revenues</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">351,767</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">113</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">351,880</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Cost of sales and expenses</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(318,788</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(37</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(318,825</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Joint venture net income</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">32,979</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">76</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">33,055</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our share of net income</span></p> </td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">29,002</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">31</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">29,033</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr> </tbody> </table> </div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The reason &#8220;Our share of net income&#8221; is higher or lower&#160;than the &#8220;Joint venture net&#160;income&#8221; in the tables above is a result of our varying ownership percentages in each investment. For the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2023</span></span>,</em> we had investments in six and eight unconsolidated joint ventures, respectively, and our ownership in these joint ventures ranged from 20% to over <span style="border-left: none; border-right: none; line-height: inherit;">50%</span> for both periods. Therefore, depending on mix, if the unconsolidated joint ventures in which we have higher sharing percentages are more profitable than our other unconsolidated joint ventures, that results in us having a higher overall percentage of income in the aggregate than would occur if all joint ventures had the same sharing percentage; conversely, if the unconsolidated joint ventures in which we have lower sharing percentages are more profitable than our other unconsolidated joint ventures, that results in us having a lower overall percentage of income in the aggregate than would occur if all joint ventures had the same sharing percentage. <span style="font-size: 10.0pt; font-family: 'Times New Roman',serif; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">For the year ended <span>October 31, 2024</span>, &#8220;Our share of net income&#8221; was less
than the &#8220;Joint venture net income&#8221; due to <span style="border-left: none; border-right: none;"><span>five</span>&#160;</span>unconsolidated joint
ventures with increased income during the period for which we currently
recognize a lower profit-sharing percentage based on the joint venture
agreements, partially offset by <span>one </span>unconsolidated joint venture with increased
income during the period for which we recognized a higher
profit-sharing percentage based on the joint venture agreements.&#160;</span><span style="background-color: #ffffff; line-height: inherit;">For the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2023</span>, &#8220;</em>Our share of net income&#8221; was lower than the &#8220;Joint venture net income&#8221; due to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>four</span></em> unconsolidated joint ventures with increased income during the period for which we currently recognize a lower profit-sharing percentage as well as a <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">fifth</em>&#160;unconsolidated joint venture for which we were recognizing all of the net loss.</span></span></p>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">To compensate us for the administrative services we provide as the manager of certain unconsolidated joint ventures, we receive a management fee based on a percentage of the applicable unconsolidated joint venture&#8217;s revenue. These management fees, which totaled $19.5 million, $16.3 million and $12.5 million for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2023</span></span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2022</span></span>,</em> are recorded in &#8220;Selling, general and administrative&#8221; homebuilding expenses in the Consolidated Statements of Operations.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Typically, our unconsolidated joint ventures obtain separate project specific mortgage financing. For some of our unconsolidated joint ventures, obtaining financing was challenging, therefore, some of our unconsolidated joint ventures are capitalized only with equity. Any unconsolidated joint venture financing is on a nonrecourse basis, with guarantees from us limited only to&#160;performance and completion of development, environmental warranties and indemnification, standard indemnification for fraud, misrepresentation and other similar actions, including a voluntary bankruptcy filing. In some instances, the unconsolidated joint venture entity is considered a VIE due to the returns being capped to the equity holders; however, in these instances, we have determined that we are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> the primary beneficiary, and therefore we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> consolidate these entities.</span></p> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for equity method investments and joint ventures. Equity method investments are investments that give the investor the ability to exercise significant influence over the operating and financial policies of an investee. Joint ventures are entities owned and operated by a small group of businesses as a separate and specific business or project for the mutual benefit of the members of the group.</p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380439499248">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 21 - Fair Value of Financial Instruments<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value of Financial Instruments</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresTextBlock', window );">Fair Value of Financial Instruments</a></td>
<td class="text">
<p style="margin: 10pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="display: inline; line-height: inherit;">21</span>.</em> Fair Value of Financial Instruments</b></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We use a fair-value hierarchy which prioritizes the inputs used in measuring fair value as follows:</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Level <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span>:</em> Fair value determined based on quoted prices in active markets for identical assets.</span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> </span><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Level <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2</span>:</em> Fair value determined using significant other observable inputs.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Level <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>3</span>: </em>Fair value determined using significant unobservable inputs.</span></p>

<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our financial instruments measured at fair value on a recurring basis are summarized below:</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 56px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair Value at</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair Value at</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair Value</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Hierarchy</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 54%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;"> Mortgage loans held for sale (1) </span></span></p> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 18%;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span> Level 2 </span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">148,925</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">130,235</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"> </td> </tr> </tbody> </table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">1</span></em>) <span><span style="border-left: none; border-right: none;">The aggregate unpaid principal balance was $<span style="display: inline; line-height: inherit;">149.4</span> million and $130.4 million at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2023</span></span></em>, respectively.</span></span></i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Fair value of mortgage loans held for sale is based on independent quoted market prices, where available, or the prices for other mortgage loans with similar characteristics.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The financial services segment had a pipeline of loan applications in process of $572.9 million at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>. Loans in process for which interest rates were committed to the borrowers totaled $58.0 million as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>. Substantially all of these commitments were for periods of 60 days or less. Since a portion of these commitments is expected to expire without being exercised by the borrowers, the total commitments do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> necessarily represent future cash requirements.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 0pt 10pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In addition, the financial services segment uses investor commitments and forward sales of mandatory MBS to hedge its mortgage-related interest rate exposure. These instruments involve, to varying degrees, elements of credit and interest rate risk. Credit risk is managed by entering into MBS forward commitments, option contracts with investment banks, federally regulated bank affiliates and loan sales transactions with permanent investors meeting the segment&#8217;s credit standards. Our risk, in the event of default by the purchaser, is the difference between the contract price and fair value of the MBS forward commitments and option contracts. At <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em>, we had <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> open mandatory investor commitments to sell MBS.</span></p>
<div style="line-height: 1.2;">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">Changes in fair value that are included in income are shown, by financial instrument and financial statement line item, below:</span></p> </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px; height: 84px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Year Ended <span>October 31, 2024</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Mortgage</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Interest Rate</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Loans Held</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Lock</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Forward</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">for Sale</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Commitments</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Contracts</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Change in fair value included in financial services revenue</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(497)</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><br/></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr> </tbody> </table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px; height: 78px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Year Ended <span>October 31, 2023</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Mortgage</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Interest Rate</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Loans Held</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Lock</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Forward</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">for Sale</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Commitments</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Contracts</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Change in fair value included in financial services revenue</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(177</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr> </tbody> </table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 90px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px; margin-left: 0.1px;">
<tbody>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td colspan="10" style="width: 37.1325%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Year Ended <span>October 31, 2022</span></em></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Mortgage</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Interest Rate</em></b></span></p> </td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Loans Held</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Lock</em></b></span></p> </td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Forward</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">for Sale</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Commitments</em></b></span></p> </td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Contracts</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 10%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 10%; height: 16px;"> </td>
<td style="width: 1.1325%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 10%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Change in fair value included in financial services revenue</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">385</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">752</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><br/></td> </tr> </tbody> </table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Assets measured at fair value on a nonrecurring basis are those assets for which we have recorded valuation adjustments and write-offs during the year ended <span>October 31, 2024</span>. We did <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> have assets measured at fair value on a nonrecurring basis during the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span style="border-left: none; border-right: none;"><span>October 31, 2023</span></span></em>. The assets measured at fair value on a nonrecurring basis are all within our homebuilding operations and are summarized below:</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>


<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 106px; width: 100%; margin-right: 0px; margin-left: 0.1px; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px;">
<tbody>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 47%; height: 16px;"> </td>
<td colspan="12" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 52.1287%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Year Ended</b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.14943%; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 47%; height: 16px;"> </td>
<td colspan="12" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 52.1287%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><span>October 31, 2024</span></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1.14943%; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 47%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 11%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair </em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 12%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Pre-</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; width: 11%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.12867%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; width: 11%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.14943%; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 47%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 11%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Value</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 12%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Impairment</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; width: 11%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.12867%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; width: 11%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.14943%; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 47%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 11%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Hierarchy</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"> </td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 12%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Amount</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"> </td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 12%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total Losses</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"> </td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 12.1287%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair Value</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1.14943%; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 47%; height: 16px;"> </td>
<td style="width: 11%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 11%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 11%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1.12867%; height: 16px;"> </td>
<td style="width: 11%; height: 16px;"> </td>
<td style="width: 1.14943%; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 47%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Land and land options held for future development or sale</span></p> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 11%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level 3</em></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted " style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">41,061</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(9,992)</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1.12867%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted " style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">31,069</span></td>
<td style="width: 1.14943%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr> </tbody> </table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We recorded inventory impairments, which are included in the Consolidated Statements of Operations as &#8220;Inventory impairments and land option write-offs&#8221; and deducted from inventory of $10.0 million and $8.4 million for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span style="border-right: none; border-left: none;">October <span>2024</span></span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;"><span>2022</span></span>,</em> respectively. We did <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> have any assets measured at fair value on a nonrecurring basis during the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span style="border-left: none; border-right: none;"><span>October 31, 2023</span></span></em> (see Note <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>12</span></em>).</span></p>
<div><br/></div>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The fair value of our cash equivalents, restricted cash and cash equivalents and customers<span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8217;</span> deposits approximates their carrying amount, based on Level <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em> inputs.</span></p>
<div style="line-height: 1.2;">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><br/></p> </div>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The fair value of each series of our notes and credit facilities are listed below. Level <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2</span></em> measurements are estimated based on recent trades or quoted market prices for the same issues or based on recent trades or quoted market prices for our debt of similar security and maturity to achieve comparable yields. Level <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>3</span></em> measurements are estimated based on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em>-party broker quotes or management&#8217;s estimate of the fair value based on available trades for similar debt instruments. <span>As shown in the table below, our 8.0% Senior Secured <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;"><span>1.125</span></span></em> Lien Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;"><span>2028</span>,</span></em> <span style="border-left: none; border-right: none;">11.75</span>% Senior Secured <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;"><span>1.25</span></span></em> Lien Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;"><span>2029</span></span></em> and 5.0% Senior Notes due <span>2040</span> were a Level <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2</span></em> measurement at<span style="border-right: none; border-left: none;"> <em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em></span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> </em>due to recent trades for the same notes.</span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>

<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Fair Value as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em></b></span></p>
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<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 152px;">
<tbody>
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<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td colspan="2" style="width: 8%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span>1</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td colspan="2" style="width: 8%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span>2</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td colspan="2" style="width: 8%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span>3</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td colspan="2" style="width: 8%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Secured Notes:</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;">
<p style="margin: 0pt; text-indent: 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 8.0% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;">1.125</span> Lien Notes due September 30, 2028 </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">231,068</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">231,068</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 11.75% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;">1.25</span> Lien Notes due September 30, 2029 </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">474,561</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">474,561</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Notes:</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;">
<p style="margin: 0pt; text-indent: 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 13.5% Senior Notes due February 1, 2026 </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">27,020</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">27,020</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 5.0% Senior Notes due February 1, 2040 </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">11,485</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">11,485</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;">
<p style="margin: 0pt; text-indent: 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Credit Facilities:</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 13px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;">
<p style="margin: 0pt; text-indent: 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;">1.75</span> Lien Term Loan Credit Facility due January 31, 2028 </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">190,041</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">190,041</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total fair value</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">717,114</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">217,061</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">934,175</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td> </tr> </tbody> </table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 7.2pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Fair Value as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2023</span></em></b></span></p>
<hr style="margin: 3pt 0px; border: currentColor; width: 100%; height: 1px; color: #000000; background-color: #000000;"/>
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 176px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level 1</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont " style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span>2</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont " style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span>3</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Secured Notes:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 9pt; height: 17px;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 10.0% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.75</span></span> Lien Notes due November 15, 2025 </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">113,843</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">113,843</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 8.0% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.125</span></span> Lien Notes due September 30, 2028 </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">230,690</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">230,690</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 11.75% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.25</span></span> Lien Notes due September 30, 2029 </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">476,655</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">476,655</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Notes:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 9pt; height: 17px;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 13.5% Senior Notes due February 1, 2026 </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">95,062</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">95,062</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 5.0% Senior Notes due February 1, 2040 </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">44,843</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">44,843</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 9pt; height: 17px;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Credit Facilities:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Unsecured Term Loan Credit Facility due February 1, 2027 </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">35,034</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">35,034</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 9pt; height: 10px; border-bottom: 1px solid #000000;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.75</span></span> Lien Term Loan Credit Facility due January 31, 2028 </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">81,742</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">81,742</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total fair value</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">590,498</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">487,371</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,077,869</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The Senior Secured Revolving Credit Facility is <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> included in the above tables because there were no borrowings outstanding thereunder as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2023</span></span></em>.</span></p> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.</p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380431718864">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Insider Trading Arrangements<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 408<br> -Subsection a<br></p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380431072064">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Significant Accounting Policies (Policies)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_UseOfEstimates', window );">Use of Estimates</a></td>
<td class="text">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Use of Estimates</i> - The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates and these differences could have a significant impact on the Consolidated Financial Statements.</span></p> <span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerPolicyTextBlock', window );">Revenue</a></td>
<td class="text">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Income Recognition from Home and Land Sales</i> - We are primarily engaged in the development, construction, marketing and sale of residential single-family and multi-family homes where the planned construction cycle is less than <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">12</em> months. For these homes, in accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">606,</em> &#8220;Revenue from Contracts with Customers,&#8221; revenue is recognized when control is transferred to the buyer, which occurs when the buyer takes title to and possession of the home and there is <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> continuing involvement. From time to time, as market conditions warrant, we offer sales incentives which enable customers to reduce the base price of a home or to reduce the price of options. These incentives are recorded as a reduction of revenue in accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">606.</em></span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Income Recognition from Mortgage Loans -</i> Our financial services segment originates mortgages, primarily for our homebuilding customers. We use mandatory investor commitments and forward sales of mortgage-backed securities (&#8220;MBS&#8221;) to hedge our mortgage-related interest rate exposure on agency and government loans.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We elected the fair value option for our mortgage loans held for sale in accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>825</span>,</em> &#8220;Financial Instruments,&#8221; which permits us to measure our loans held for sale at fair value. Management believes that the election of the fair value option for loans held for sale improves financial reporting because it mitigates volatility in reported earnings and by measuring the fair value of loans and the derivative instruments used to economically hedge them, we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> have to apply complex hedge accounting provisions.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Substantially all of the mortgage loans originated are sold within a short period of time in the secondary mortgage market on a servicing released, nonrecourse basis, although the Company remains liable for certain limited representations, such as fraud, and warranties related to loan sales. Mortgage investors could seek to have us buy back loans or compensate them for losses incurred on mortgages we have sold based on claims that we breached our limited representations and warranties. We have established reserves for probable losses.</span></p>
 <span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPolicyTextBlock', window );">Cash and Cash Equivalents</a></td>
<td class="text">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Cash and Cash Equivalents</i> - Cash equivalents include certificates of deposit, U.S. Treasury bills and government money&#8211;market funds with maturities of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">90</em> days or less when purchased. Our cash balances are held at a few financial institutions and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may, </em>at times, exceed insurable amounts. We believe we help to mitigate this risk by depositing our cash in major financial institutions. At <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, $13.6 million and $11.4 million, respectively, of the total cash and cash equivalents was in cash equivalents and restricted cash equivalents.</span></p> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueOfFinancialInstrumentsPolicy', window );">Fair Value of Financial Instruments</a></td>
<td class="text">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Fair Value of Financial Instruments</i> - The fair value of financial instruments is determined by reference to various market data and other valuation techniques as appropriate. Our financial instruments consist of cash and cash equivalents, restricted cash and cash equivalents, receivables, deposits and notes, accounts payable and other liabilities, customers<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8217;</span> deposits, mortgage loans held for sale, nonrecourse mortgages, mortgage warehouse lines of credit, senior secured revolving credit facility, accrued interest, senior secured term loan, senior unsecured term loan credit facility, senior secured notes and senior notes. The fair value of the senior secured revolving credit facility, senior secured term loan, senior unsecured term loan credit facility, senior secured notes and senior notes is estimated based on the quoted market prices for the same or similar issues or on the current rates offered to us for debt of the same remaining maturities or when <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> available, are estimated based on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em>-party broker quotes or management<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8217;</span>s estimate of the fair value based on available trades for similar debt instruments. The fair value of all of our other financial instruments approximates their carrying amounts.</span></p> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InventoryPolicyTextBlock', window );">Inventories</a></td>
<td class="text">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Inventories</i> - Inventories consist of land, land development, home construction costs, capitalized interest, construction overhead and property taxes. Construction costs are accumulated during the period of construction and charged to cost of sales under the specific identification method. Land, land development and common facility costs are allocated based on buildable acres to product types within each community, then charged to cost of sales equally based upon the number of homes to be constructed for each product type.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We record inventories on our Consolidated Balance Sheets at cost unless the inventory is determined to be impaired, in which case the inventory is written down to its fair value. Our inventories consist of the following components: (<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>) sold and unsold homes and lots under development, which includes all construction, land, capitalized interest and land development costs related to started homes and land under development in our active communities; (<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2</span></em>) land and land options held for future development or sale, which includes all costs related to land in our communities in planning or mothballed communities; and (<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>3</span></em>) consolidated inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned, which consists of model homes financed with an investor and inventory related to land banking arrangements accounted for as financings.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We sell and lease back certain of our model homes with the right to participate in the potential profit when each home is sold to a <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em>-party at the end of the respective lease. As a result of our continued involvement and the ability to repurchase model homes with below market options, for accounting purposes in accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>606</span>,</em> these sale and leaseback transactions are considered a financing rather than a sale. Our Consolidated Balance Sheets, at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, included inventory of $46.1 million and $41.7 million, respectively, recorded to &#8220;Consolidated inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; with a corresponding amount of $46.2 million (net of debt issuance costs) and $42.0 million, respectively, recorded to &#8220;Liabilities from inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; for the amount of net cash received from the transactions.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We have land banking arrangements, whereby we sell our land parcels to a land banker and they provide us an option to purchase back finished lots on a predetermined schedule. Because of our options to repurchase these parcels, for accounting purposes, in accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>606</span>,</em> these transactions are considered a financing rather than a sale. Our Consolidated Balance Sheets, at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, included inventory of $164.9 million and $183.1 million, respectively, recorded to &#8220;Consolidated inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; with a corresponding amount of $94.1 million (net of debt issuance costs) and $82.3 million, respectively, recorded to &#8220;Liabilities from inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; for the amount of net cash received from the transactions.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The recoverability of inventories and other long-lived assets is assessed in accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>360</span>,</em> &#8220;Property, Plant and Equipment.&#8221; ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>360</span></em> requires long-lived assets, including inventories, held for development to be evaluated for impairment based on the undiscounted future cash flows of the assets at the lowest level for which there are identifiable cash flows. We evaluate impairment at the individual community level, which is the lowest level of discrete cash flows that are available.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We evaluate inventories of communities under development and held for future development for impairment when indicators of potential impairment are present. Indicators of impairment include, but are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> limited to, decreases in local housing market values, decreases in gross margins or sales absorption rates, decreases in net sales prices (base sales price, net of sales incentives), or actual or projected operating or cash flow losses. The assessment of communities for indication of impairment is performed quarterly. As part of this process, we prepare detailed budgets for all of our communities at least semi-annually and identify those communities with a projected operating loss. For those communities with projected losses, we estimate the remaining undiscounted future cash flows and compare those to the carrying value of the community, to determine if the carrying value of the asset is recoverable.</span></p>

<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The projected operating profits, losses or cash flows of each community can be significantly impacted by our estimates of the following:</span></p>
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<p style="margin: 0px; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> future base selling prices; </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> future home sales incentives; </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> future home construction and land development costs; and </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> future sales absorption pace and cancellation rates. </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">These estimates are dependent upon specific market conditions for each community. While we consider available information to determine what we believe to be our best estimates as of the end of each quarter, these estimates are subject to change in future reporting periods as facts and circumstances change. Local market-specific conditions that <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>impact our estimates for a community include:</span></p>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> the intensity of competition within a market, including available home sales prices and home sales incentives offered by our competitors; </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> the current sales absorption pace for both our communities and competitor communities; </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> community-specific attributes, such as location, availability of lots in the market, desirability and uniqueness of our community, and the size and style of homes currently being offered; </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> potential for alternative product offerings to respond to local market conditions; </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> changes by management in the sales strategy of the community; </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> current local market economic and demographic conditions and related trends and forecasts; and </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#9679; </span></p> </td>
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<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> existing home inventory supplies, including foreclosures and short sales. </span></p> </td> </tr> </tbody> </table>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">These and other local market-specific conditions that <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>be present are considered by management in preparing projection assumptions for each community. The sales objectives can differ between our communities, even within a given market. For example, facts and circumstances in a given community <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>lead us to price our homes with the objective of yielding a higher sales absorption pace, while facts and circumstances in another community <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>lead us to price our homes to minimize deterioration in our gross margins, although it <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>result in a slower sales absorption pace. In addition, the key assumptions included in our estimate of future undiscounted cash flows <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>be interrelated. For example, a decrease in estimated base sales price or an increase in homes sales incentives <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>result in a corresponding increase in sales absorption pace. Additionally, a decrease in the average sales price of homes to be sold and closed in future reporting periods for <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>one</span></em> community that has <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> been generating what management believes to be an adequate sales absorption pace <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>impact the estimated cash flow assumptions of a nearby community. Changes in our key assumptions, including estimated construction and development costs, sales absorption pace and selling strategies, could materially impact future cash flow and fair value estimates. Due to the number of possible scenarios that would result from various changes in these factors, we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> believe it is possible to develop a sensitivity analysis with a level of precision that would be meaningful to an investor.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">If the undiscounted cash flows are more than the carrying value of the community, then the carrying amount is recoverable, and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> impairment is recorded. However, if the undiscounted cash flows are less than the carrying amount, then the community is deemed impaired and is written down to its fair value. We determine the estimated fair value of each community by calculating the present value of its estimated future cash flows at a discount rate commensurate with the risk of the respective community, or in limited circumstances, prices for land in recent comparable sale transactions, market analysis studies, which include the estimated price a willing buyer would pay for the land (other than in a forced liquidation sale), and recent bona fide offers received from <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em> parties. The estimated future cash flow assumptions are virtually the same for both our recoverability and fair value assessments. Should the estimates or expectations used in determining estimated cash flows or fair value, including discount rates, decrease or differ from current estimates in the future, we <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>be required to recognize additional impairments related to current and future communities. The impairment of a community is allocated to each lot on a relative fair value basis.</span></p>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">From time to time, we write off deposits, approval, engineering and capitalized interest costs when we determine that it is <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> longer probable that we will exercise options to buy land in specific locations or when we redesign communities and/or abandon certain engineering costs. In deciding <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> to exercise a land option, we take into consideration changes in market conditions, the timing of required land takedowns, the willingness of land sellers to modify terms of the land option contract (including timing of land takedowns), and the availability and best use of our capital, among other factors.</span></p>

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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Inventories held for sale are land parcels ready for sale in their current condition, where we have decided not to build homes but are instead actively marketing for sale. Land parcels held for sale represented $5.1 million of our total inventories at <span>October 31, 2024</span> and are reported at the lower of carrying amount or fair value less costs to sell. There were no inventories held for sale at <span>October 31, 2023</span>. In determining fair value for land held for sale, management considers, among other things, prices for land in recent comparable sale transactions, market analysis studies, which include the estimated price a willing buyer would pay for the land (other than in a forced liquidation sale) and recent bona fide offers received from outside third parties.</span></p> <span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PostdevelopmentCompletionWarrantyCostsAndInsuranceDeductibleReservesPolicyPolicyTextBlock', window );">Warranty Costs and Construction Defect Reserves</a></td>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Warranty Costs and Construction Defect Reserves</i> - We accrue warranty costs that are covered under our existing general liability and construction defect policy as part of our general liability insurance deductible. This accrual is expensed as selling, general and administrative costs. <span style="font-size: 11pt; font-family: Aptos, sans-serif; margin: 0pt; text-align: left; text-indent: 45pt; line-height: inherit;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">For homes delivered in fiscal 2024, our deductible under our
general liability insurance was $30.0 million, aggregated for construction
defect and warranty claims, and for homes delivered in fiscal 2023,
our deductible under our general liability insurance was $25.0 million,
aggregated for construction defect, warranty, and bodily injury claims. </span></span></span><span style="font-family: Aptos, sans-serif; margin: 0pt; text-align: left; text-indent: 45pt; line-height: inherit;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">As of November
1, 2023, we no longer have an aggregate deductible for bodily injury claims.
For bodily injury claims, our deductible per occurrence in
fiscal 2024 was $0.25 million and $0.5 million for action
over claims, both with a $30.0 million limit, and for
fiscal 2023 it was $0.25 million for all other states and
$0.5 million for California, both with a $5.0 million limit. </span></span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">We do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> have a deductible on our worker<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8217;</span>s compensation insurance. Reserves for estimated losses for construction defects, warranty and bodily injury claims have been established using the assistance of a <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em>-party actuary. The <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em>-party actuary uses our historical warranty and construction defect data to assist management in estimating our unpaid claims, claim adjustment expenses and incurred but <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> reported claims reserves for the risks that we are assuming under the general liability and construction defect programs. The estimates consider provisions for inflation, claims handling and legal fees. These estimates are subject to a high degree of variability due to uncertainties such as trends in construction defect claims relative to our markets and the types of products we build, claim settlement patterns, insurance industry practices and legal interpretations, among others. Because of the high degree of judgment required in determining these estimated liabilities, actual future costs could differ significantly from our currently estimated amounts. In addition, we establish a warranty accrual for lower cost-related issues to cover home repairs, community amenities and land development infrastructure that are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> covered under our general liability and construction defect policy. We accrue an estimate for these warranty costs as part of cost of sales at the time each home is closed and control is transferred to the buyer.</span></p> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InventoryInterestCapitalizationPolicy', window );">Interest</a></td>
<td class="text">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Interest</i> - Interest attributable to properties under development during the land development and home construction period is capitalized and then expensed to cost of sales as the related inventories are sold. Interest that does <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> qualify for capitalization is expensed as incurred in &#8220;Other interest.&#8221;</span></p>
<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;">Interest costs incurred, expensed and capitalized were as follows:</span><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><br/></p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 154px;">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td colspan="10" style="width: 37%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Year Ended</em></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Interest capitalized at beginning of year </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">52,060</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">59,600</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">58,159</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Plus interest incurred(<span>1</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">128,777</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">136,535</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">134,024</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less cost of sales interest expensed </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(89,807</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(80,820</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(85,240</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less other interest expensed(<span>2</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(30,752</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(54,082</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(47,343</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less interest contributed to unconsolidated joint ventures(<span>3</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(5,468</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(9,456</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">) </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Plus interest acquired from unconsolidated joint ventures(<span>4</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,861</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">283</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Interest capitalized at end of year(<span>5</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">57,671</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">52,060</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">59,600</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td> </tr> </tbody> </table>
<table border="0" cellpadding="0" cellspacing="0" style="height: 17px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px;">
<tbody>
<tr style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; padding: 10px 0px 10px; width: 3%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">1</span></em>)</i></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; padding: 10px 0px 10px; width: 97%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span><span style="line-height: inherit; border-right: none; border-left: none;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Does <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> include interest incurred by our mortgage and finance subsidiaries.</i></span></span></span></p> </td> </tr> </tbody> </table>
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<tbody>
<tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 3%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(2<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em>)</i></span></p> </td>
<td style="border-right: none; border-left: none; width: 97%;">
<p style="border-right: none; border-left: none; width: 97.8334%; line-height: 1.2;"><span><span style="line-height: inherit; border-right: none; border-left: none;"><i><span style="line-height: inherit;">O<span style="line-height: inherit;">th</span><span style="line-height: inherit;"><span style="line-height: inherit;">e</span>r</span> interest expensed includes interest that does <em>not</em> qualify for interest capitalization because our assets that qualify for interest capitalization (inventory under development) did <em>not</em> </span></i></span><i style="border-right: none; border-left: none; width: 97.8334%;"><span style="line-height: inherit;">exceed our debt, which amounted to $</span></i><i><span style="line-height: inherit;">17.7 million and $28.6 million for the years ended <span>October 31, 2023</span></span></i><i><span style="line-height: inherit;"> and </span></i><i><span style="line-height: inherit;"><em><span>2022</span></em>, respectively. During the year ended <span>October 31, 2024</span>, our inventory under development exceeded our debt, therefore, all of the related interest incurred qualified for interest capitalization. Other interest also includes interest on completed homes, land in planning and fully developed lots without homes under construction, which does <em style="border-right: none; border-left: none; width: 97.8334%;">not</em> qualify for capitalization, and therefore, is expensed as incurred. This component of other interest was $30.8 million, $36.4 million and $18.8 million for the years ended <em style="border-right: none; border-left: none; width: 97.8334%;"><span>October 31, 2024</span>, </em><em style="border-right: none; border-left: none; width: 97.8334%;"><span>2023</span></em> and <em style="border-right: none; border-left: none; width: 97.8334%;"><span>2022</span></em></span></i><i><span style="line-height: inherit;">, respectively</span></i><i><span style="line-height: inherit;">.</span></i></span></p> <i></i></td> </tr>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 3%;"><br/></td>
<td style="border-right: none; border-left: none; width: 97%;"><br/></td> </tr> </tbody> </table>
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 17px;">
<tbody>
<tr style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 3%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">3</span></em>)</i></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 97%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt; padding: 0px 0px 10px;"><span><span style="line-height: inherit; border-right: none; border-left: none;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Represents capitalized interest which was included as part of the assets contributed to joint ventures, as discussed in Note <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;">20</span>.</em> There was <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> impact to the Consolidated Statement of Operations as a result of these capitalized interest transactions.</i></span></span></span></p> </td> </tr> </tbody> </table>
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 17px;">
<tbody>
<tr style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 3%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">4</span></em>)</i></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 97%; padding: 0px 0px 10px;"><span><span style="line-height: inherit; border-right: none; border-left: none;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Represents capitalized interest which was included as part of the assets acquired from joint ventures, as discussed in Note <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;">20</span>.</em> There was <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> impact to the Consolidated Statement of Operations as a result of these capitalized interest transactions.</i></span></span></span></td> </tr> </tbody> </table>
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<tbody>
<tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 3%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">5</span></em>)</i></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 97%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span><span style="line-height: inherit; border-right: none; border-left: none;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Capitalized interest amounts are shown gross before allocating any portion of impairments, if any, to capitalized interest.</i></span></span></span></span></p> </td> </tr> </tbody> </table>
 <span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LandUnderOptionArrangementsPolicy', window );">Land Options</a></td>
<td class="text">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Land Options -</i> We have access to land and lots through option contracts. Costs incurred to obtain options to acquire improved or unimproved home sites are capitalized. Such amounts are either included as part of the purchase price if the land is acquired or charged to &#8220;Inventory impairments and land option write-offs&#8221; if we determine we will <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> exercise the option. We record costs associated with options on the Consolidated Balance Sheets under &#8220;Land and land options held for future development or sale.&#8221;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>810</span>,</em> &#8220;Consolidation,&#8221; we evaluate option contracts for land to determine whether they are with variable interest entities (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>VIEs<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span>) and, if so, whether we are the primary beneficiary. A VIE is an entity in which either (i) the equity investors as a group, if any, lack the power through voting or similar rights to direct the activities of such entity that most significantly impact such entity&#8217;s economic performance or (ii) the equity investment at risk is insufficient to finance that entity&#8217;s activities without additional subordinated financial support. VIEs are consolidated when we have a controlling financial interest. A controlling financial interest will have both of the following characteristics: (a) the power to direct the activities of a VIE that most significantly impact the VIE&#8217;s economic performance and (b) the obligation to absorb losses of the VIE that could potentially be significant to the VIE or the right to receive benefits from the VIE that could potentially be significant to the VIE. If land and lot options are determined to be with VIEs and we are the primary beneficiary or the options have terms that require us to record it as financing, then we record the land and lots under option on the Consolidated Balance Sheets under &#8220;Consolidated inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; with an offset under &#8220;Liabilities from inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned.&#8221; We perform on-going re-assessments of VIEs based on subsequent events, such as the modification of contracts or other changes in facts and circumstances, which could cause our consolidation conclusions to change.</span></p> <span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EquityMethodInvestmentsPolicy', window );">Unconsolidated Homebuilding and Land Development Joint Ventures</a></td>
<td class="text">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Unconsolidated Homebuilding and Land Development Joint Ventures -</i> Investments in unconsolidated entities in which the Company has significant influence over the operating and financial decisions of the entity, but holds less than a controlling financial interest, are accounted for by the equity method. In all periods presented, our investments in unconsolidated homebuilding and land development joint ventures are accounted for under the equity method. Under the equity method, we recognize our proportionate share of income and loss earned by the joint venture upon the delivery of lots or homes to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em> parties. Our ownership interests in joint ventures vary but our voting equity interests held are generally 20% to 50%. In determining whether or <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> we must consolidate joint ventures where we are the managing member of the joint venture, we assess whether the other partners have specific rights to overcome the presumption of control by us as the manager of the joint venture. In most cases, the presumption is overcome because the joint venture agreements require that both partners agree on establishing the significant operating and capital decisions of the partnership, including budgets, in the ordinary course of business. The evaluation of whether or <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> we control a joint venture can require significant judgment.</span></p>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>323</span>,</em> &#8220;Investments - Equity Method and Joint Ventures,&#8221; we assess our investments in unconsolidated joint ventures for recoverability quarterly, and if it is determined that a loss in value of the investment below its carrying amount is other than temporary, we write down the investment to its fair value. We evaluate our equity investments for impairment based on the joint venture&#8217;s projected cash flows. This process requires significant management judgment and estimates. There were <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> write-downs for any periods presented.</span></p> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredChargesPolicyTextBlock', window );">Debt Issuance Costs</a></td>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Debt Issuance Costs -</i> Costs associated with borrowings under our credit facilities and term loans and the issuance of senior secured and senior notes are capitalized and amortized over the term of each note&#8217;s issuance. The capitalized costs are recorded as a contra liability within our debt balances, except for the revolving credit facility costs, which are recorded as a prepaid expense.</span></p> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtPolicyTextBlock', window );">Debt Issued at a Discount/Premium</a></td>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Debt Issued at a Discount</i><i>/Premium</i><i> -</i> Debt issued at a discount or premium to the face amount is amortized utilizing the effective interest method over the term of the note and recorded as a component of <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Other interest<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span> in the Consolidated Statements of Operations.</span></p> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdvertisingCostsPolicyTextBlock', window );">Advertising Costs</a></td>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Advertising Costs</i> - Advertising costs are expensed as incurred, primarily to <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Selling, general and administrative<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span> homebuilding expense in the Consolidated Statements of Operations. During the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em>, advertising expenses totaled $17.2 million, $15.4 million and $10.6 million, respectively.</span></p> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxPolicyTextBlock', window );">Deferred Income Taxes</a></td>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Deferred Income Taxes -</i> Deferred income taxes are provided for temporary differences between amounts recorded for financial reporting and income tax purposes. If the combination of future years&#8217; income (or loss) combined with the reversal of the timing differences results in a loss, such losses can be carried forward to future years to recover deferred tax assets. In accordance with ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">740,</em> &#8220;Income Taxes,&#8221; we evaluate our deferred tax assets quarterly to determine if valuation allowances are required. We assess whether valuation allowances should be established based on the consideration of all available evidence using a &#8220;more-likely-than-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not&#8221;</em> standard.</span></p>

<p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In evaluating the exposures associated with our various tax filing positions, we recognize tax liabilities for more-likely-than-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> exposures on a quarterly basis. This evaluation is based on factors such as changes in facts or circumstances, changes in tax law, new audit activity by taxing authorities and effectively settled issues. Determining whether an uncertain tax position is effectively settled requires judgment. Such a change in recognition or measurement would result in the recognition of a tax benefit or an additional charge to the tax provision. A number of years <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>elapse before a particular matter for which we have established a liability is audited and fully resolved or clarified. We adjust our liability for unrecognized tax benefits and income tax expense in the period in which an uncertain tax position is effectively settled, the statute of limitations expires for the relevant taxing authority to examine the tax position or when more information becomes available. Due to the complexity of some of these uncertainties, the ultimate resolution <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>result in a liability that is materially different from our current estimate. Any such changes will be reflected as increases or decreases to <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Income taxes<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span> in the Consolidated Statement of Operations for the period in which they are determined. In addition, we record interest and penalties related to unrecognized tax benefits as a component of income tax expense. Accrued interest and penalties are included within <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Income taxes payable<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span> on the Consolidated Balance Sheets. </span></p> <span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PrepaidExpensesPolicyPolicyTextBlock', window );">Prepaid Expenses</a></td>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Prepaid Expenses -</i> Prepaid expenses that relate to specific housing communities (model setup, architectural fees, homeowner warranty program fees, interest rate buydowns, etc.) are amortized to cost of sales as the applicable inventories are sold. All other prepaid expenses are amortized over a specific time period or as used and charged to overhead expense.</span></p> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CreditLossFinancialInstrumentPolicyTextBlock', window );">Allowance for Credit Losses</a></td>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Allowance for Credit Losses</i> &#8211; We regularly review our receivable balances, which are included in <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>Receivables, deposits and notes, net<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span> on the Consolidated Balance Sheets, for collectability. These receivables include receivables from our insurance carriers, receivables from municipalities related to the development of utilities or other infrastructure, and other miscellaneous receivables. Allowances are maintained for potential credit losses based on historical experience, present economic conditions and other factors considered relevant. The allowance for credit losses were $13.0 million and $12.8 million at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>, respectively, which primarily related to allowances for receivables from municipalities and an allowance for a receivable for a prior year land sale. </span></p> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock', window );">Property and Equipment</a></td>
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<p style="margin: 0pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt;"><i style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">Property and Equipment</i><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"> - Property and equipment are recorded at cost. Maintenance and repair costs are expensed as incurred. Depreciation is computed using the straight-line method based upon estimated useful lives, generally as follows: Building and building improvements - </span>39<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"> years or life of the lease; Furniture - </span>5<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;">-</span>7<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"> years; Equipment - </span>5<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;">-</span>7<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"> years; Capitalized software - </span>3<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;">-</span>5<span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"> years.</span></p> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy', window );">Stock-Based Compensation</a></td>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Stock-Based Compensation -</i> We account for our stock-based awards under ASC <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">718,</em> &#8220;Compensation - Stock Compensation&#8221; which requires a fair-value based method to determine the estimated cost of an award. Compensation cost for stock-based awards is measured on the grant date. We recognize compensation cost for time-based awards ratably over the vesting period and performance-based awards ratably over the vesting period when it is probable that the stated performance target will be achieved. Forfeitures of stock-based awards are recognized as they occur.</span></p> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerSharePolicyTextBlock', window );">Per Share Calculations</a></td>
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<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Per Share Calculations -</i> Basic earnings per share is computed by dividing net income (loss) (the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>numerator<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span>) by the weighted-average number of common shares outstanding, adjusted for participating securities (the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>denominator<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span>) for the period. Contingently issuable shares are included in basic earnings per share as of the date that all necessary vesting conditions have been satisfied. Computing diluted earnings per share is similar to computing basic earnings per share, except that the denominator is increased to include the dilutive effects of stock options and nonvested shares of restricted stock units (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>RSUs<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8221;</span>). Any stock options that have an exercise price greater than the average market price are considered to be anti-dilutive and are excluded from the diluted earnings per share calculation. </span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><br/></p>
<p style="margin: 0pt; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">All shares that contain non-forfeitable rights to dividends or dividend equivalents that participate in undistributed earnings with common stock are considered participating securities and are included in earnings per share pursuant to the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></em>-class method. The <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>two</span></em>-class method is an earnings allocation formula that determines earnings per share for each class of common stock and participating securities according to dividends or dividend equivalents and participation rights in undistributed earnings in periods where we have net income.</span></p> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock', window );">Recent Accounting Pronouncements</a></td>
<td class="text">
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Recent Accounting Pronouncements</i> - </span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> August 2023, </em>the Financial Accounting Standards Board (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>FASB<em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8221;</em>) issued Accounting Standards Update (<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#8220;</span>ASU<em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#8221;</em>) <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>05</span>,</em> &#8220;Business Combinations - Joint Venture Formations&#8221; (&#8220;ASU <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>05</span>&#8221;</em>), which addresses the accounting for contributions made to a joint venture. ASU <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>05</span></em> requires joint ventures to measure all assets and liabilities upon formation at fair value. This guidance will be applied prospectively to all joint venture formations with a formation date on or after <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> January 1, 2025. </em>We are currently evaluating the potential impact, but we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> expect the adoption of this guidance to have a material impact on our Consolidated Financial Statements.</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> November 2023, </em>the FASB issued ASU <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>07</span>,</em> &#8220;Improvements to Reportable Segment Disclosures&#8221; (&#8220;ASU <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>07</span>&#8221;</em>). ASU <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em>-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>07</span></em> requires disclosure of significant segment expenses that are regularly provided to the chief operating decision maker and included within the segment measure of profit or loss. This guidance will be applied retrospectively and is effective for annual reporting periods in fiscal years beginning after <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> December 15, 2023, </em>and interim reporting periods in fiscal years beginning after <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> December 15, 2024. </em>We are currently evaluating the potential impact, but we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> expect the adoption of this guidance to have a material impact on our Consolidated Financial Statements.</span></p>

<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"><br/></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In December 2023, the FASB issued ASU <span>2023</span>-<span>09</span>, &#8220;Improvements to Income Tax Disclosures&#8221; (&#8220;ASU <span>2023</span>-<span>09</span>&#8221;). ASU <span>2023</span>-<span>09</span> requires enhanced disclosures related to the rate reconciliation and information on income taxes paid. This guidance will be applied prospectively and is effective for annual reporting periods in fiscal years beginning after December 15, 2024. We are currently evaluating the potential impact the adoption of this guidance will have on our Consolidated Financial Statements.</span></p>
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<p style="text-indent: 45pt; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif; line-height: 1.2;"><span style="font-size: 10pt; line-height: inherit;">In
November 2024, the FASB issued ASU 2024-03, &#8220;Disaggregation of Income Statement
Expenses&#8221; (&#8220;ASU 2024-03&#8221;). ASU 2024-03 requires disclosure of additional
information about specific cost and expense categories in the notes to the
financial statements. This guidance will be applied either prospectively or
retrospectively and is effective for annual reporting periods in fiscal years beginning
after December 15, 2026, and interim reporting periods in fiscal years
beginning after December 15, 2027. We are currently evaluating
the potential impact the adoption of this guidance will have on our
Consolidated Financial Statements.</span></p> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for post-development completion, warranty costs, and insurance deductible reserves.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for prepaid expenses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for advertising cost.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -SubTopic 35<br> -Topic 720<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483406/720-35-50-1<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value.</p></div>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for credit loss on financial instrument measured at amortized cost basis, net investment in lease, off-balance sheet credit exposure, and available-for-sale debt security. Includes, but is not limited to, methodology used to estimate allowance for credit loss, how writeoff of uncollectible amount is recognized, and determination of past due status and nonaccrual status.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.M.2.Q4)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483530/326-20-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-14<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 30<br> -Paragraph 5A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479391/326-20-30-5A<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3C<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 35<br> -Paragraph 8A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479366/326-20-35-8A<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3D<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3D<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-5<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 30<br> -Paragraph 1B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479175/326-30-30-1B<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479106/326-30-50-3C<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479106/326-30-50-3A<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3D<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479106/326-30-50-3D<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 35<br> -Paragraph 13A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479148/326-30-35-13A<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 30<br> -Paragraph 4A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479391/326-20-30-4A<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 35<br> -Paragraph 7A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479148/326-30-35-7A<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 21<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-21<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-11<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479106/326-30-50-7<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 17<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-17<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CreditLossFinancialInstrumentPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy related to debt. Includes, but is not limited to, debt issuance costs, the effects of refinancings, method of amortizing debt issuance costs and original issue discount, and classifications of debt.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredChargesPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for deferral and amortization of significant deferred charges.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(17))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredChargesPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerSharePolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerSharePolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityMethodInvestmentsPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for equity method of accounting for investments and other interests. Investment includes, but is not limited to, unconsolidated subsidiary, corporate joint venture, noncontrolling interest in real estate venture, limited partnership, and limited liability company. Information includes, but is not limited to, ownership percentage, reason equity method is or is not considered appropriate, and accounting policy election for distribution received.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 21D<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-21D<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquityMethodInvestmentsPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueOfFinancialInstrumentsPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for determining the fair value of financial instruments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 825<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueOfFinancialInstrumentsPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 20<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-20<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 19<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-19<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482525/740-10-45-25<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-03(h)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479886/946-10-S99-3<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 17<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-17<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-9<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482525/740-10-45-28<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482765/220-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InventoryInterestCapitalizationPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for (i) capitalizing to inventory the interest costs incurred on land development, home construction, and building construction projects, (ii) charging such capitalized costs against earnings, including identification of the line item captions reflecting such expense (typically cost of sales), and (iii) allocating such costs to projects.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483013/835-20-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InventoryInterestCapitalizationPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InventoryPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of inventory accounting policy for inventory classes, including, but not limited to, basis for determining inventory amounts, methods by which amounts are added and removed from inventory classes, loss recognition on impairment of inventories, and situations in which inventories are stated above cost.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(6)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 330<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483080/330-10-50-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483489/210-10-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483426/235-10-50-4<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 912<br> -SubTopic 330<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478411/912-330-50-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 330<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/330/tableOfContent<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 330<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483080/330-10-50-4<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 6<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 270<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482989/270-10-45-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for including or excluding land under option arrangements in financial reports, which may include a discussion of options on land owned by variable interest entities, and timing and manner in which related impairment losses are determined and recognized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 05<br> -Paragraph 1<br> -SubTopic 340<br> -Topic 970<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477878/970-340-05-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LandUnderOptionArrangementsPolicy</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 360<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -SubTopic 360<br> -Topic 958<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477798/958-360-50-6<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -SubTopic 360<br> -Topic 958<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477798/958-360-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for revenue from contract with customer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 17<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479806/606-10-50-17<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 19<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479806/606-10-50-19<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 18<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479806/606-10-50-18<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 18<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479806/606-10-50-18<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 20<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479806/606-10-50-20<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 20<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479806/606-10-50-20<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 20<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479806/606-10-50-20<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 20<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479806/606-10-50-20<br><br>Reference 9: http://www.xbrl.org/2003/role/exampleRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (e)<br> -SubTopic 10<br> -Topic 235<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483426/235-10-50-4<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Topic 606<br> -Publisher FASB<br> -URI https://asc.fasb.org/606/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RevenueFromContractWithCustomerPolicyTextBlock</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for award under share-based payment arrangement. Includes, but is not limited to, methodology and assumption used in measuring cost.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)(v)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 14.C.Q3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479830/718-10-S99-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 14.D.1.Q5)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479830/718-10-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 14.D.3.Q2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479830/718-10-S99-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 14.D.2.Q6)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479830/718-10-S99-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/718/tableOfContent<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for the use of estimates in the preparation of financial statements in conformity with generally accepted accounting principles.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482861/275-10-50-9<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482861/275-10-50-4<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 275<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482861/275-10-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -SubTopic 10<br> -Topic 275<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482861/275-10-50-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -SubTopic 10<br> -Topic 275<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482861/275-10-50-11<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -SubTopic 10<br> -Topic 275<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482861/275-10-50-12<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482861/275-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_UseOfEstimates</td>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380433582480">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 3 - Summary of Significant Accounting Policies (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock', window );">Schedule of Real Estate Inventory, Capitalized Interest Costs [Table Text Block]</a></td>
<td class="text">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 154px;">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td colspan="10" style="width: 37%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Year Ended</em></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Interest capitalized at beginning of year </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">52,060</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">59,600</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">58,159</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Plus interest incurred(<span>1</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">128,777</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">136,535</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">134,024</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less cost of sales interest expensed </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(89,807</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(80,820</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(85,240</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less other interest expensed(<span>2</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(30,752</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(54,082</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(47,343</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less interest contributed to unconsolidated joint ventures(<span>3</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(5,468</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(9,456</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">) </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Plus interest acquired from unconsolidated joint ventures(<span>4</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,861</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">283</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Interest capitalized at end of year(<span>5</span>) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">57,671</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">52,060</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">59,600</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td> </tr> </tbody> </table> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">us-gaap_AccountingPoliciesAbstract</td>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380437130064">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 4 - Leases (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeDisclosureAbstract', window );"><strong>Leases</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LeaseCostTableTextBlock', window );">Lease, Cost [Table Text Block]</a></td>
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<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 68px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; width: 55%; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Operating lease costs </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">11,485</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">11,059</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10,483</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Cash payments on lease liabilities </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">9,344</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">9,293</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">9,605</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr> </tbody> </table>
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 80px;">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 70%; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> ROU assets </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">28,765</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">25,745</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Lease liabilities </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">30,868</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">26,470</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Weighted-average remaining lease term (in years) </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4.6</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">5.1</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Weighted-average discount rate </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10.3</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10.0</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td> </tr> </tbody> </table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock', window );">Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]</a></td>
<td class="text">
<div id="fs_DL8TP5Z1WW00000000000000000000B">
<div style="margin: 0pt 0pt 10pt; text-indent: 0pt;">
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<tbody>
<tr style="vertical-align: bottom; height: 15px;">
<td style="width: 85%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Fiscal Year Ending October 31,</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">(In thousands)</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <span>2025</span> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">11,133</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <span>2026</span> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10,102</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <span>2027</span> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">7,585</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <span>2028</span> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3,843</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <span>2029</span> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,915</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Thereafter </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 15px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 15px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4,085</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 15px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total operating lease payments&#160;</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"> </td>
<td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted " style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">38,663</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 15px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less: imputed interest </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 15px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 15px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(7,795</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 15px;">)</td> </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Present value of operating lease liabilities </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">30,868</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px; background-color: #cceeff;"> </td> </tr> </tbody> </table> </div> </div> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of lessee's lease cost. Includes, but is not limited to, interest expense for finance lease, amortization of right-of-use asset for finance lease, operating lease cost, short-term lease cost, variable lease cost and sublease income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-4<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of undiscounted cash flows of lessee's operating lease liability. Includes, but is not limited to, reconciliation of undiscounted cash flows to operating lease liability recognized in statement of financial position.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-6<br></p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380437151728">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 5 - Property, Plant and Equipment (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Land and land improvements</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,292</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,563</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Buildings</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">5,124</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">7,828</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Building improvements</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">16,911</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">16,061</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Furniture</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,969</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,793</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Equipment</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10,903</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10,124</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Capitalized software</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">62,902</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">50,630</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Property and equipment</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">100,101</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">88,999</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Less: accumulated depreciation</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(56,670</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(55,053</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Property and equipment, net</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">43,431</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380438738752">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 7 - Mortgage Loans Held for Sale (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Year Ended</em></em></b></span></p> </td>
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<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
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<td style="width: 74%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Loan origination reserves, beginning of period</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,013</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,795</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Provisions for losses during the period</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">439</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">187</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
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<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Adjustments to pre-existing provisions for losses from changes in estimates</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">68</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">31</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 16px;"><br/></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Loan origination reserves, end of period</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,520</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,013</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr> </tbody> </table> <span></span>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380522339072">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 9 - Senior Notes and Credit Facilities (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtDisclosureAbstract', window );"><strong>Senior Notes and Credit Facilities</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfDebtInstrumentsTextBlock', window );">Schedule of Long-Term Debt Instruments</a></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.9661%;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.9661%;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.30548%;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 9.92167%; border-bottom-color: #000000 !important; text-align: center;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><span style="color: #000000; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></span></b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 9.92167%; border-bottom-color: #000000 !important; text-align: center;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><span style="color: #000000; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></span></b></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Secured Notes: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 9.92167%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 9.92167%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"> 10.0% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.75</span></span> Lien Notes due November 15, 2025 (<span>1</span>) </span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.04439%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.04439%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">113,502</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 73.7598%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 8.0% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.125</span></span> Lien Notes due September 30, 2028 </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">225,000</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">225,000</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 11.75% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.25</span></span> Lien Notes due September 30, 2029 </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">430,000</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">430,000</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total Senior Secured Notes </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">655,000</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">768,502</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Notes: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.92167%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.92167%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 13.5% Senior Notes due <span style="border-left: none; border-right: none;">February 1, 2026 (<span>2</span>)</span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;">$ </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">26,588</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;">$ </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">90,590</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 5.0% Senior Notes due <span style="border-left: none; border-right: none;">February 1, 2040 (<span>2</span>)</span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">24,968</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">90,120</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total Senior Notes </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">51,556</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">180,710</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Unsecured Term Loan Credit Facility due <span style="border-left: none; border-right: none;">February 1, 2027 (<span>2</span>)</span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">39,551</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.75</span></span> Lien Term Loan Credit Facility due <span style="border-left: none; border-right: none;">January 31, 2028 (<span>2</span>)</span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">175,000</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 9.92167%;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">81,498</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Secured Revolving Credit Facility (<span>3</span>)</span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 73.7598%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Subtotal senior notes and credit facilities </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">881,556</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 9.92167%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,070,261</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.30548%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Net premiums (discounts) </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">17,340</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(14,563</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;">)</td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Unamortized debt issuance costs </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(2,678</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(4,207</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total senior notes and credit facilities, net of discounts, premiums and unamortized debt issuance costs </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">896,218</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,051,491</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"> </td> </tr> </tbody> </table> </div> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; z-index: 40;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>) <span>On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> November 15, 2023, </em>K. Hovnanian redeemed all of its $113.5 million aggregate principal amount of 10.0% Senior Secured <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.75</span></em> Lien Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> November 15, 2025.</em></span></i></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; z-index: 40;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<span>2</span>) <span><span style="border-left: none; border-right: none;">On <span>May 21, 2024</span>, K. Hovnanian exchanged $64.0 million aggregate principal amount of 13.5% Senior Notes due February 1, 2026 and cash, $65.2 million aggregate principal amount of 5.0% Senior Notes due February 1, 2040 and all of its $39.6 million aggregate principal amount of loans under the Senior Unsecured Term Loan Credit Facility due February 1, 2027 and cash for an additional $<span style="border-left: none; border-right: none;">93.5</span> million aggregate principal amount of loans under the Senior Secured <span>1.75</span> Lien Term Loan Credit Facility due January 31, 2028.</span></span></i></span></p> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div style="z-index: 40;"><span style="font-style: italic; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">(<span>3</span>) <span><span style="border-right: none; border-left: none;">At <span>October 31, 2024</span>, provides for up to $125.0 million in aggregate amount of senior secured first lien revolving loans. The revolving loans thereunder have a maturity of <span style="border-left: none; border-right: none;">June 30, 2026 </span>and borrowings bear interest, at K. Hovnanian&#8217;s option, at either (i) a term SOFR (subject to a floor of <span style="border-left: none; border-right: none; line-height: inherit;">3.00</span>%) plus an applicable margin of 4.50% or (ii) an alternate base rate (subject to a floor of <span style="border-left: none; border-right: none; line-height: inherit;">4.00</span>%) plus an applicable margin of 3.50%. In addition, K. Hovnanian will pay an unused commitment fee on the undrawn revolving commitments at a rate of 1.00% per annum.</span></span></span></div> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock', window );">Schedule of Maturities of Long-Term Debt [Table Text Block]</a></td>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Fiscal Year Ending October 31, (1)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px; margin-left: 0.1px; background-color: #cceeff;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <span>2025</span> </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> $</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>2026</span></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">26,588</span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>2027</span></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span>2028</span></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">400,000</span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="height: 17px; margin-left: 0.1px; background-color: #cceeff;">
<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><span>2029</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><span style="border-left: none; border-right: none;">430,000</span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><br/></td> </tr>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span> Thereafter </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">24,968</span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
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<td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">881,556</span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; z-index: 40;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>) <span>Does <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> include our $125.0 million Senior Secured Revolving Credit Facility under which there were no borrowings outstanding as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 31, 2024</em>.</span></i></span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i></i></span></p> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtDisclosureAbstract</td>
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<td>us-gaap_</td>
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<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of long-debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the entity, if longer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69B<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69E<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69E<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-3<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477734/942-470-50-3<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-8<br><br>Reference 9: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-6<br><br>Reference 10: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-7<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of maturity and sinking fund requirement for long-term debt.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1<br></p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380435898224">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 10 - Operating and Reporting Segments (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingAbstract', window );"><strong>Operating and Reporting Segments</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock', window );">Schedule of financial information relating to our reportable segments</a></td>
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<div>
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<div id="t_ft_7NSO4KZUW000000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 306px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Revenues: </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,036,049</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">968,851</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,085,081</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">448,902</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">420,296</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">323,961</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,437,894</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,295,992</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,450,632</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,922,845</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,685,139</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,859,674</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">74,064</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">60,088</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">61,540</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">8,009</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10,789</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,017</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total revenues </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3,004,918</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,756,016</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,922,231</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Income before income taxes: </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">190,477</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">178,516</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">177,406</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">77,613</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">77,750</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">60,178</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">123,246</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">114,084</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">207,519</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">391,336</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">370,350</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">445,103</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">24,124</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">19,365</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">19,121</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated (<span>1</span>) </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(98,371</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;">)</td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(133,764</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(144,471</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double black; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Income before income taxes </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double black; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">317,089</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">255,951</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">319,753</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </div> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>) <span><span style="border-right: none; border-left: none; line-height: inherit;">Corporate and unallocated for the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em> included corporate general and administrative expenses of $139.7 million, gain on extinguishment of debt of $1.4 million and $(39.9) million of other (income) expenses, net. Corporate and unallocated for the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2023</span></em> included corporate general and administrative expenses of $103.2 million, interest expense of $17.7 million, loss on extinguishment of debt of $25.6 million and $(12.7) million of other (income) expenses, net. Corporate and unallocated for the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2022</span></em> included corporate general and administrative expenses of $102.6 million, interest expense of $28.6 million, loss on extinguishment of debt of $6.8 million and $6.5 million of other (income) expenses, net.</span></span></i></span></p>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="foe052b82ff7ff45bc97dbbb6c19c28083">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 163px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="6" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 74%;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Assets: </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td class="highlightCont" style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 10%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td class="highlightCont" style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 10%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">664,064</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">483,784</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">296,058</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">286,701</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">889,704</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">733,318</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,849,826</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,503,803</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">203,589</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">168,671</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">552,159</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">820,466</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total assets </span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,605,574</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,492,940</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </div>
<div id="fo10c03647b06842a8b63866a2e44e1ada">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px; height: 163px;">
<tbody class="highlightCont">
<tr style="height: 17px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><br/></td>
<td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><br/></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="6" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Investments in and advances to unconsolidated joint ventures: </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">79,659</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">56,758</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">55,344</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">35,262</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">6,348</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4,503</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">141,351</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">96,523</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,559</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,363</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total investments in and advances to unconsolidated joint ventures </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">142,910</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">97,886</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </div>

<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="fo952ac0ea2b2f4a99b9abb1c21d07d810">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 170px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="10" style="width: 37.9718%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11.4859%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Homebuilding interest expense: </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">33,459</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">32,071</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">31,552</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">21,071</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">20,055</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">17,403</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">66,029</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">65,068</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">55,056</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">120,559</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">117,194</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">104,011</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">17,707</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">28,572</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services interest expense (income) (<span>1</span>) </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">125</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(213</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total interest expense, net </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">120,684</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">134,902</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">132,370</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="t_ft_LRKRH1CPDC00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr style="vertical-align: top;">
<td style="width: 18pt;"> </td>
<td style="width: 18pt;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>)</i></span></p> </td>
<td>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Financial services interest expense (income) is included in Financial services revenue or expense in the Consolidated Statements of Operations.</i></span></span></p> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="foe97138b18e2147258444db6a341611b3">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 170px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Depreciation: </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,241</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4,352</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,542</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">392</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">444</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">291</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,475</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,325</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,298</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3,108</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">6,121</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3,131</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">251</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">5</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4,371</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,677</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,321</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total depreciation </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">7,730</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">8,798</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">5,457</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="fo2657540ba719451abee9da5700bd9792">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 170px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Net additions to property and equipment: </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,211</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,678</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,848</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,172</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">263</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">229</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,578</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,599</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,841</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total homebuilding </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3,961</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3,540</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3,918</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Financial services </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">621</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,040</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">28</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Corporate and unallocated </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">13,277</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">14,241</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">8,646</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total net additions to property and equipment </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">17,859</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">18,821</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">12,592</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="fodb7517d5cec1458385e913e7e2fa7971">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 119px;">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Equity in earnings from unconsolidated joint ventures: </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">26,899</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">27,253</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">12,674</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">19,459</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">15,696</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">16,359</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">5,904</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">211</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total equity in earnings from unconsolidated joint ventures </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">52,262</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">43,160</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">29,033</span></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.</p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380436790320">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 11 - Income Taxes (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Taxes</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
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<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 138px;">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> State income taxes: </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Current </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">5,479</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,861</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Deferred </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(76,571</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(74,110</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Federal income taxes: </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Current </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Deferred </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(164,493</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(228,723</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(235,585</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(300,972</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr> </tbody> </table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock', window );">Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]</a></td>
<td class="text">
<div style="border-left: none; border-right: none; z-index: 40;">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 160px;">
<tbody>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 61%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Current income tax expense: </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Federal (<span>1</span>) </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> State (<span>2</span>) </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">13,312</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">8,101</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">13,377</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total current income tax expense: </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">13,312</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">8,101</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">13,377</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Federal </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">64,230</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">46,821</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">60,064</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> State </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(2,461</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(4,862</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">20,822</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total deferred income tax expense: </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">61,769</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">41,959</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">80,886</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">75,081</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">50,060</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">94,263</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"></td> </tr> </tbody> </table> </div>
<div id="t_ft_1RYMNNKFW000000000000000000000b">
<p style="margin:0pt"><br/></p>
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr style="vertical-align: top; font-family: Times New Roman; font-size: 10pt;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 3%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>)</i></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 97%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>The current federal income tax expense is net of the use of federal net operating losses totaling $290.1 million (tax effected $60.9 million), $221.2 million (tax effected $46.4 million) and $306.0 million (tax effected $64.3 million) for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></i><i>, respectively. </i></span></span></p> </td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;&#160;</span></p>
<div id="t_ft_V375T6HAG000000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 25px;">
<tbody>
<tr style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; height: 25px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 25px; width: 3%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2</span></em>)</i></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 25px; width: 97%;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>The current state income tax expense is net of the use of state net operating losses totaling $110.0 million (tax effected $8.6 million), $113.3 million (tax effected $8.3 million) and $80.1 million (tax effected $5.8 million) for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em>, respectively.</i></span></span></p> </td> </tr> </tbody> </table> </div> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock', window );">Schedule of Deferred Tax Assets and Liabilities [Table Text Block]</a></td>
<td class="text">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 304px;">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></em></b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
</tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Deferred tax assets: </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Impairments</span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br/></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">22,742</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">26,168</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Capitalized expenses</span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4,420</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3,692</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"></td>
</tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Warranty reserves </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4,319</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4,439</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Incentive compensation </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">13,777</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">15,252</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Provision for losses </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">15,236</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">16,915</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
</tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Federal net operating losses </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">87,041</span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">147,841</span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> State net operating losses </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">123,673</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">136,257</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
</tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Tax credit carryforwards </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">27,482</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">21,260</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"></td>
</tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Other </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10,699</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">9,631</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total deferred tax assets </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">309,389</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">381,455</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Deferred tax liabilities: </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
</tr>
<tr style="height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;">Inventory valuation differences</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><br/></td>
<td style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; text-align: right; background-color: #cceeff;">(8,610</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><br/></td>
<td style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; text-align: right;">-</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"><br/></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Joint ventures</span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(4,017</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(6,743</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total deferred tax liabilities </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(12,627</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(6,743</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Valuation allowance </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(55,698</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(71,879</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Deferred tax assets, net </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">241,064</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">302,833</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"></td>
</tr>
</tbody>
</table>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock', window );">Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]</a></td>
<td class="text">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 161px;">
<tbody>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="10" style="width: 37.4771%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p>
</td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Federal statutory income tax rate </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">21.0</span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">21.0</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">21.0</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> State income taxes, net of federal income tax benefit </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">6.6</span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">6.1</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">5.0</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"></td>
</tr>
<tr style="height: 17px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;">Non-deductible compensation</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;">2.3</td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;">1.4</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><span style="border-left: none; border-right: none;">1.2</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><br/></td>
</tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Permanent differences, net </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(0.1</span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(0.4</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">(0.4</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
</tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Deferred tax asset valuation allowance</span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(4.1</span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(6.3</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">4.8</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"></td>
</tr>
<tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Tax credits </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(2.0</span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(2.2</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">(2.0</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">)</td>
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<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">Other</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">(0.1</span></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
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<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Effective tax rate </span></p>
</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">23.7</span></td>
<td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">19.6</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;">29.5</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;">%</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-9<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-2<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12A<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br></p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380431852592">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Reduction of Inventory to Fair Value (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_InventoryImpairmentTableTextBlock', window );">Inventory Impairment [Table Text Block]</a></td>
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<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(Dollars in millions)</b></span></p> </td>
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<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;">Year Ended <span>October 31, 2024</span></span></em></em></em></b></span></p> </td>
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<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Dollar</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11.4859%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Pre-</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Number of</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Amount of</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11.4859%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Impairment</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Communities</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Impairment</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 11.4859%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont " style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Value (<span>1</span>)</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4.8</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">16.0</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">5.2</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">25.0</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10.0</span></td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">41.0</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"> </td> </tr> </tbody> </table> </div> </div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"> <br/></p>
<div style="border-left: none; border-right: none;">
<div id="t_ft_I6EDRKTJUO00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 128px;">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(Dollars in millions)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td colspan="10" style="width: 37.4859%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;">Year Ended <span>October 31, 2022</span></span></em></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Dollar</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Pre-</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Number of</em></b></span></p> </td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Amount of</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Impairment</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Communities</em></b></span></p> </td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Impairment</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Value (<span>1</span>)</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1</span></td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">8.4</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10.6</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1</span></td>
<td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">8.4</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10.6</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"> </td> </tr> </tbody> </table> </div> </div>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><br/></b></span></span></p>
<div id="t_ft_QZI86O9ZG000000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr style="vertical-align: top;">
<td style="width: 36pt;">
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>)</i></span></p> </td>
<td>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Represents carrying value, net of prior period impairments, if any, at the time of recording the applicable period&#8217;s impairments.</i></span></span></p> </td> </tr> </tbody> </table> </div> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_WriteOffsAndLotsWalkedAwayFromTableTextBlock', window );">Write Offs and Lots Walked Away From [Table Text Block]</a></td>
<td class="text">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px;">
<tbody>
<tr style="vertical-align: bottom;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td colspan="10" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td> </tr>
<tr style="vertical-align: bottom;">
<td style="width: 55%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In millions)</b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Northeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">0.4</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">0.5</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">0.4</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Southeast </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">0.9</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">0.5</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">0.9</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> West </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">0.3</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">0.5</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4.4</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Total </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1.6</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1.5</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">5.7</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"> </td> </tr> </tbody> </table> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Schedule of inventory impairments by homebuilding segment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Schedule of land option write-off costs by homebuilding segment</p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380532177632">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 13 - Per Share Calculations (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="text">&#160;<span></span>
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<table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 0pt; height: 293px;">
<tbody>
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<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></em></b></span></p> </td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands, except per share data)</b></span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></b></span></p> </td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 61%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Numerator: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 19px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 19px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Net income </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">242,008</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">205,891</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">225,490</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less: preferred stock dividends </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(10,675</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(10,675</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(10,675</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less: undistributed earnings allocated to participating securities </span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(8,454</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">)</td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(16,027</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(19,702</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Numerator for basic earnings per share </span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">222,879</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">179,189</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">195,113</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Plus: undistributed earnings allocated to participating securities </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">8,454</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">16,027</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">19,702</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Less: undistributed earnings reallocated to participating securities </span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(8,605</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">)</td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(16,058</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(19,717</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Numerator for diluted earnings per share </span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">222,728</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">179,158</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">195,098</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Denominator: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 20px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Denominator for basic earnings per share &#8211; weighted average shares outstanding </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">6,479</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">6,230</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">6,437</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Effect of dilutive securities: </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Stock-based payments </span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">528</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">436</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">291</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
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<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Denominator for diluted earnings per share &#8211; weighted-average shares outstanding </span></p> </td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">7,007</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">6,666</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">6,728</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Basic earnings per share </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">34.40</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">28.76</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">30.31</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Diluted earnings per share </span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">31.79</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">26.88</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">29.00</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr> </tbody> </table> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br></p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380439484032">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 15 - Share-based Compensation Plans (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"> </td>
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<p style="text-align: right;"><span style="font-weight: bold;">Weighted-Average</span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"> </td>
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<p><span style="font-weight: bold;"><span style="color: #000000; font-family: 'times new roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Weighted-<br/>Average<br/></span></span><span style="font-weight: bold;"><span style="color: #000000; font-family: 'times new roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Remaining<br/></span></span><span style="font-weight: bold;">Contractual</span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Aggregate </em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"> </td> </tr>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Exercise Price</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p><span style="font-weight: bold;">Life (Years)</span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Intrinsic Value</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 32%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Stock options outstanding at beginning of period </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 13%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">143,547</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 15%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$34.63</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 15%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 13%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Granted </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Exercised </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(12,533</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$ 70.55</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Forfeited </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Expired </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #ffffff; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Stock options outstanding at end of period </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">131,014</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$ 31.19</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3.6</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$18,977,000</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Stock options exercisable at end of period </span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">131,014</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$ 31.19</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3.6</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$18,977,000</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td> </tr> </tbody> </table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfNonvestedShareActivityTableTextBlock', window );">Schedule of Nonvested Share Activity [Table Text Block]</a></td>
<td class="text">
<div style="border-left: none; border-right: none;">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 94px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom;height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 69.514%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.03093%;"> </td>
<td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 13%;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">October 31,</em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.4771%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.03093%;"> </td>
<td class="highlightCont" colspan="2" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt; line-height: 1.1;"><span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Weighted-Average Grant Date</em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.03093%;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom;height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 69.514%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.03093%;"> </td>
<td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 13%;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.4771%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.03093%;"> </td>
<td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 13%;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair Value</em></b></span></p> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.03093%;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.514%; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Nonvested time-based at beginning of period </span></p> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">132,143</span></td>
<td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$52.79</span></span></td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom;height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.514%;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Granted </span></p> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">62,988</span></td>
<td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$114.65</span></span></td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.514%;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Vested (<span>1</span>) </span></p> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(78,627</span></td>
<td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">)</td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$37.35</span></span></td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom;height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.514%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Forfeited </span></p> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(4,735</span></td>
<td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;">)</td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$92.19</span></span></td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 69.514%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Nonvested time-based at end of period </span></p> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">111,769</span></td>
<td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$96.73</span></span></td>
<td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;"> </td> </tr> </tbody> </table> </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The following table summarizes nonvested performance-based LTIP, PSU and MSU share activity as of <span>October 31, 2024</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em>:</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div style="border-left: none; border-right: none;">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 106px;">
<tbody>
<tr style="vertical-align: bottom; height: 15px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 69.9254%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 0.9942%;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px; width: 13%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">October 31,</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 0.9942%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 0.9942%;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px; width: 13%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Weighted-Average Grant Date</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 0.9942%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 69.9254%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 17px; width: 0.9942%;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 13%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.9942%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 17px; width: 0.9942%;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 13%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair Value</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.9942%;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.9254%; height: 16px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Nonvested performance-based at beginning of period </span></p> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">581,500</span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$73.90</span></span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.9254%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Granted </span></p> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">140,593</span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$84.51</span></span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff; width: 69.9254%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Vested (<span>1</span>) </span></p> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(358,825</span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">)</td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$50.92</span></span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.9254%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Forfeited </span></p> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(10,067</span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;">)</td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$67.20</span></span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"> </td> </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important; width: 69.9254%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Nonvested performance-based at end of period </span></p> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; background-color: #cceeff;"> </td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">353,201</span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important;"> </td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;">$57.98</span></span></td>
<td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: black !important;"> </td> </tr> </tbody> </table> </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 7.5pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1</span></em>) <span>Includes 9,058 time-based vested share awards and 329,583 performance-based vested share awards which were deferred and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> yet issued as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31, 2024</span>.</em></span></i></span></p> <span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 16 - Warranty Costs (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
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<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>Year Ended October 31,</span></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
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<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="width: 11%; text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2024</span></span></em></b></span></p> </td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; padding-bottom: 1px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="width: 11%; text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2023</span></span></em></b></span></p> </td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
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<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Balance, beginning of period </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">98,919</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">97,719</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Additions: Selling, general and administrative </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">8,891</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">7,140</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Additions: Cost of sales </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">10,608</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">6,807</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Charges incurred during the period </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(32,004</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(22,080</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Changes to pre-existing reserves </span></p> </td>
<td style="width: 1%; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2,977</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">9,333</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="height: 10px;">
<td style="width: 74%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Balance, end of period</span></td>
<td style="width: 1%; padding-bottom: 3px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;"><br/></td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;">89,391</td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><br/></td>
<td style="width: 1%; padding-bottom: 3px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; height: 10px;"><br/></td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;">98,919</td>
<td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"><br/></td> </tr> </tbody> </table> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the changes in the guarantor's aggregate product warranty liability, including the beginning balance of the aggregate product warranty liability, the aggregate reductions in that liability for payments made (in cash or in kind) under the warranty, the aggregate changes in the liability for accruals related to product warranties issued during the reporting period, the aggregate changes in the liability for accruals related to preexisting warranties (including adjustments related to changes in estimates), and the ending balance of the aggregate product warranty liability.</p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380522351104">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 20 - Investments in Unconsolidated Homebuilding and Land Development Joint Ventures (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="text">&#160;<span></span>
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<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31, 2024</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Land</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Homebuilding</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Development</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Assets:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Cash and cash equivalents</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">130,532</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">130,532</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="padding: 0pt 0pt 0pt 45pt; width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Inventories</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">402,628</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">402,628</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Other assets</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">311,955</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">311,955</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total assets</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">845,115</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">845,115</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Liabilities and equity:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Accounts payable and accrued liabilities</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">469,320</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">469,320</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Notes payable</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">88,653</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">88,653</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total liabilities</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">557,973</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">557,973</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Equity of:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Hovnanian Enterprises, Inc.</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">140,540</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">140,540</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Others</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">146,602</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">146,602</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total equity</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">287,142</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">287,142</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total liabilities and equity</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">845,115</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">845,115</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Debt to capitalization ratio</span></p> </td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">24</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">0</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">24</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td> </tr> </tbody> </table>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 282px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="10" style="width: 37.1468%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31, 2023</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Land</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Homebuilding</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Development</em></b></span></p> </td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Assets:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Cash and cash equivalents</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">127,547</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">822</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">128,369</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Inventories</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">375,022</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">375,022</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Other assets</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">380,989</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">380,989</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total assets</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">883,558</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">822</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">884,380</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Liabilities and equity:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Accounts payable and accrued liabilities</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">524,586</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">605</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">525,191</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Notes payable</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">101,126</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">101,126</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total liabilities</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">625,712</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">605</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">626,317</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Equity of:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Hovnanian Enterprises, Inc.</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">96,281</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">210</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">96,491</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Others</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">161,565</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">7</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">161,572</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total equity</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">257,846</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">217</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">258,063</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total liabilities and equity</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">883,558</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">822</span></td>
<td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">884,380</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Debt to capitalization ratio</span></p> </td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">28</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">0</span></td>
<td class="highlightCont" style="width: 1.14679%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont " style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">28</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">%</span></td> </tr> </tbody> </table>
<div style="border-left: none; border-right: none;">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 105px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">For The Year Ended <span>October 31, 2024</span></em></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Land</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>&#160;</b></span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Homebuilding</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Development</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Revenues</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">552,727</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">552,727</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Cost of sales and expenses</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(484,967</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">445</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(484,522</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Joint venture net income</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">67,760</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">445</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">68,205</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our share of net income</span></p> </td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">52,142</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">121</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">52,263</span></td>
<td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr> </tbody> </table> </div>

<div><br/></div>
<div style="border-left: none; border-right: none;">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 119px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">For The Year Ended <span>October 31, 2023</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Land</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Homebuilding</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Development</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Revenues</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">783,298</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">783,298</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Cost of sales and expenses</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(654,217</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(654,217</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Joint venture net income</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">129,081</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">129,081</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our share of net income</span></p> </td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">43,160</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">43,160</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr> </tbody> </table> </div>
<p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div style="border-left: none; border-right: none;">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 105px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">For The Year Ended <span>October 31, 2022</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Land</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">&#160;</b></span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Homebuilding</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Development</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Revenues</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">351,767</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">113</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">351,880</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Cost of sales and expenses</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(318,788</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(37</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(318,825</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Joint venture net income</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">32,979</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">76</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">33,055</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr>
<tr class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;">
<td class="highlightCont" style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our share of net income</span></p> </td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">29,002</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">31</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">29,033</span></td>
<td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></td> </tr> </tbody> </table> </div> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of equity method investments including, but not limited to, name of each investee or group of investments, percentage ownership, difference between recorded amount of an investment and the value of the underlying equity in the net assets, and summarized financial information.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br></p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380431841264">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 21 - Fair Value of Financial Instruments (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value of Financial Instruments</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock', window );">Schedule of financial instruments measured at fair value on a recurring basis</a></td>
<td class="text">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 56px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair Value at</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair Value at</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair Value</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31,</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Hierarchy</em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2024</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em></b></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td> </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 54%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="border-left: none; border-right: none;"> Mortgage loans held for sale (1) </span></span></p> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 18%;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span> Level 2 </span></span></p> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">148,925</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11%;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">130,235</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"> </td> </tr> </tbody> </table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>(<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">1</span></em>) <span><span style="border-left: none; border-right: none;">The aggregate unpaid principal balance was $<span style="display: inline; line-height: inherit;">149.4</span> million and $130.4 million at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2023</span></span></em>, respectively.</span></span></i></span></p> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock', window );">Schedule of change in fair value included in financial services revenue</a></td>
<td class="text">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px; height: 84px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Year Ended <span>October 31, 2024</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Mortgage</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Interest Rate</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Loans Held</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Lock</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Forward</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">for Sale</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Commitments</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Contracts</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Change in fair value included in financial services revenue</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(497)</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><br/></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr> </tbody> </table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px; height: 78px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Year Ended <span>October 31, 2023</span></em></em></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Mortgage</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Interest Rate</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Loans Held</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Lock</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Forward</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">for Sale</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Commitments</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Contracts</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td>
<td class="highlightCont" style="width: 10%; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; height: 16px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Change in fair value included in financial services revenue</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(177</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr> </tbody> </table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 90px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px; margin-left: 0.1px;">
<tbody>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td colspan="10" style="width: 37.1325%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Year Ended <span>October 31, 2022</span></em></em></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Mortgage</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Interest Rate</em></b></span></p> </td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Loans Held</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Lock</em></b></span></p> </td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Forward</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">for Sale</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Commitments</em></b></span></p> </td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td>
<td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Contracts</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 61%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 10%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 10%; height: 16px;"> </td>
<td style="width: 1.1325%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 10%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td> </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Change in fair value included in financial services revenue</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">385</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">752</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><br/></td> </tr> </tbody> </table> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock', window );">Schedule of assets measured at fair value on a nonrecurring basis</a></td>
<td class="text">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 106px; width: 100%; margin-right: 0px; margin-left: 0.1px; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px;">
<tbody>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 47%; height: 16px;"> </td>
<td colspan="12" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 52.1287%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Year Ended</b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.14943%; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 47%; height: 16px;"> </td>
<td colspan="12" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 52.1287%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><span>October 31, 2024</span></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1.14943%; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 47%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 11%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair </em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 12%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Pre-</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; width: 11%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.12867%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; width: 11%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.14943%; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 47%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 11%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Value</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 12%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Impairment</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; width: 11%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.12867%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; width: 11%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.14943%; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 47%; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 11%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Hierarchy</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"> </td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 12%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Amount</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"> </td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 12%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total Losses</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"> </td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 12.1287%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Fair Value</em></b></span></p> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1.14943%; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="width: 47%; height: 16px;"> </td>
<td style="width: 11%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 11%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 11%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1%; height: 16px;"> </td>
<td style="width: 1.12867%; height: 16px;"> </td>
<td style="width: 11%; height: 16px;"> </td>
<td style="width: 1.14943%; height: 16px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 47%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Land and land options held for future development or sale</span></p> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 11%; height: 16px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level 3</em></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted " style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">41,061</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(9,992)</span></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><br/></td>
<td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 1.12867%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted " style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">31,069</span></td>
<td style="width: 1.14943%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td> </tr> </tbody> </table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock', window );">Schedule of fair value of each series of Notes and Credit Facilities</a></td>
<td class="text">
<p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Fair Value as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em></b></span></p>
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<tbody>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>(In thousands)</b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td colspan="2" style="width: 8%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span>1</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td colspan="2" style="width: 8%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span>2</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td colspan="2" style="width: 8%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span>3</span></em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td colspan="2" style="width: 8%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;">
<p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Secured Notes:</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;">
<p style="margin: 0pt; text-indent: 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 8.0% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;">1.125</span> Lien Notes due September 30, 2028 </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">231,068</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">231,068</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 11.75% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;">1.25</span> Lien Notes due September 30, 2029 </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">474,561</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">474,561</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Notes:</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;">
<p style="margin: 0pt; text-indent: 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 13.5% Senior Notes due February 1, 2026 </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">27,020</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">27,020</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 5.0% Senior Notes due February 1, 2040 </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">11,485</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">11,485</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;">
<p style="margin: 0pt; text-indent: 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Credit Facilities:</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"> </td> </tr>
<tr style="vertical-align: bottom; height: 13px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;">
<p style="margin: 0pt; text-indent: 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;">1.75</span> Lien Term Loan Credit Facility due January 31, 2028 </span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">190,041</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">190,041</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"> </td> </tr>
<tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;">
<td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total fair value</span></p> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">717,114</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">217,061</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">934,175</span></td>
<td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"> </td> </tr> </tbody> </table>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt 7.2pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Fair Value as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2023</span></em></b></span></p>
<hr style="margin: 3pt 0px; border: currentColor; width: 100%; height: 1px; color: #000000; background-color: #000000;"/>
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 176px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont">(In thousands)</b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level 1</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont " style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span>2</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont " style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span>3</span></em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;">
<p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b class="highlightCont"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Total</em></b></span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Secured Notes:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 9pt; height: 17px;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 10.0% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.75</span></span> Lien Notes due November 15, 2025 </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">113,843</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">113,843</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 8.0% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.125</span></span> Lien Notes due September 30, 2028 </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">230,690</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">230,690</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 11.75% Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.25</span></span> Lien Notes due September 30, 2029 </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">476,655</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">476,655</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Notes:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 9pt; height: 17px;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 13.5% Senior Notes due February 1, 2026 </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">95,062</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">95,062</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> 5.0% Senior Notes due February 1, 2040 </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">44,843</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">44,843</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 9pt; height: 17px;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior Credit Facilities:</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Unsecured Term Loan Credit Facility due February 1, 2027 </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">35,034</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">35,034</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td> </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 9pt; height: 10px; border-bottom: 1px solid #000000;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Senior Secured <span style="border-left: none; border-right: none; line-height: inherit;"><span>1.75</span></span> Lien Term Loan Credit Facility due January 31, 2028 </span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">81,742</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td>
<td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">81,742</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"> </td> </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total fair value</span></p> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">-</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">590,498</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">487,371</span></td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"> </td>
<td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"><span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1,077,869</span></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 30<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-30<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 31<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-31<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-32<br></p></div>
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<th class="th" colspan="3">3 Months Ended</th>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_UnsecuredSeniorNotesMember', window );">Unsecured Senior Notes [Member] | The 13.5% Senior Notes Due 2026 [Member]</a></td>
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</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt Instrument, Face Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 64.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Feb.  01,  2026<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_UnsecuredSeniorNotesMember', window );">Unsecured Senior Notes [Member] | The 5.0% Senior Notes due 2040 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherSignificantNoncashTransactionsLineItems', window );"><strong>Supplemental disclosure of noncash investing and financing activities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt Instrument, Face Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 65.2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Feb.  01,  2040<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_UnsecuredSeniorTermLoanMember', window );">Unsecured Senior Term Loan [Member] | The 13.5% Senior Notes Due 2026 and Senior Unsecured Term Loan Credit Facility Due 2027 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherSignificantNoncashTransactionsLineItems', window );"><strong>Supplemental disclosure of noncash investing and financing activities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_DebtInstrumentRedeemedFaceAmount', window );">Debt Instrument, Redeemed, Face Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 31.5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_UnsecuredSeniorTermLoanMember', window );">Unsecured Senior Term Loan [Member] | Senior Unsecured Term Loan Credit Facility Due 2027 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherSignificantNoncashTransactionsLineItems', window );"><strong>Supplemental disclosure of noncash investing and financing activities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt Instrument, Face Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 39.6<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Feb.  01,  2027<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_SeniorSecuredTermLoanMember', window );">Senior Secured Term Loan [Member] | Senior Secured 1.75 Lien Term Loan Credit Facility Due January 31, 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherSignificantNoncashTransactionsLineItems', window );"><strong>Supplemental disclosure of noncash investing and financing activities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt Instrument, Face Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 93.5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Jan. 31,  2028<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ConsolidatedEntitiesAxis=hov_ConsolidatedJointVentureMember', window );">Consolidated Joint Venture [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherSignificantNoncashTransactionsLineItems', window );"><strong>Supplemental disclosure of noncash investing and financing activities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture', window );">Reduction in Investment from Consolidation of Remining Interest in Joint Venture</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 33.1<span></span>
</td>
<td class="nump">$ 53.4<span></span>
</td>
<td class="nump">$ 10.8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoncashOrPartNoncashAcquisitionInventoryAcquired1', window );">Increase in inventories</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">123.7<span></span>
</td>
<td class="nump">95.3<span></span>
</td>
<td class="nump">14.9<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1', window );">Increase in other assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7.0<span></span>
</td>
<td class="nump">3.8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoncashOrPartNoncashAcquisitionPayablesAssumed1', window );">Increase in accounts payable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.8<span></span>
</td>
<td class="nump">14.5<span></span>
</td>
<td class="nump">$ 5.3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoncashOrPartNoncashAcquisitionOtherLiabilitiesAssumed1', window );">Increase in Customers&#8217; deposits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6.5<span></span>
</td>
<td class="nump">7.3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoncashOrPartNoncashAcquisitionDebtAssumed1', window );">Increase in nonrecourse mortgages and notes, net of debt issuance costs</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 36.6<span></span>
</td>
<td class="nump">$ 4.8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_DebtInstrumentRedeemedFaceAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Face (par) amount of the original debt instrument that was redeemed.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_DebtInstrumentRedeemedFaceAmount</td>
</tr>
<tr>
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<tr>
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<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of reduction in the balance of investment from the consolidation of the remaining interests in the joint venture.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentFaceAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Face (par) amount of debt instrument at time of issuance.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482949/835-30-55-8<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69B<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69C<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482900/835-30-50-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentFaceAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateStatedPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Contractual interest rate for funds borrowed, under the debt agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateStatedPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentMaturityDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Date when the debt instrument is scheduled to be fully repaid, in YYYY-MM-DD format.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentMaturityDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoncashOrPartNoncashAcquisitionDebtAssumed1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of debt that an Entity assumes in acquiring a business or in consideration for an asset received in a noncash (or part noncash) acquisition. Noncash is defined as transactions during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-4<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-3<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoncashOrPartNoncashAcquisitionDebtAssumed1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoncashOrPartNoncashAcquisitionInventoryAcquired1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of inventory that an Entity acquires in a noncash (or part noncash) acquisition. Noncash is defined as information about all investing and financing activities of an enterprise during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-4<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-3<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoncashOrPartNoncashAcquisitionInventoryAcquired1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of assets, classified as other, acquired in a noncash or part noncash acquisition.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-4<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-3<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoncashOrPartNoncashAcquisitionOtherLiabilitiesAssumed1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities, classified as other, assumed in acquiring a business or in consideration for an asset received in a noncash or part noncash acquisition.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-4<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-3<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoncashOrPartNoncashAcquisitionOtherLiabilitiesAssumed1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoncashOrPartNoncashAcquisitionPayablesAssumed1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of payables that an Entity assumes in acquiring a business or in consideration for an asset received in a noncash (or part noncash) acquisition. Noncash is defined as transactions during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-4<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-3<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoncashOrPartNoncashAcquisitionPayablesAssumed1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherSignificantNoncashTransactionsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherSignificantNoncashTransactionsLineItems</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
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<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorUnsecuredTermLoanCreditFacilityDue2027Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_SeniorUnsecuredTermLoanCreditFacilityDue2027Member</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_UnsecuredSeniorNotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_UnsecuredSeniorNotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_The135SeniorNotesDue2026Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_The135SeniorNotesDue2026Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_The50SeniorNotesDue2040Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_The50SeniorNotesDue2040Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_UnsecuredSeniorTermLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_UnsecuredSeniorTermLoanMember</td>
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 1 - Basis of Presentation (Details Textual)<br></strong></div></th>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The percentage of equity interest in a consolidated joint venture that is not owned by the company directly or indirectly.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 2 - Business (Details Textual) - Item<br></strong></div></th>
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<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For an entity that discloses a concentration risk in relation to quantitative amount, which serves as the "benchmark" (or denominator) in the equation, this concept represents the concentration percentage derived from the division.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 42<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-42<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 21<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-21<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 20<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-20<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 18<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482861/275-10-50-18<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 20<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482861/275-10-50-20<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of segments reported by the entity. A reportable segment is a component of an entity for which there is an accounting requirement to report separate financial information on that component in the entity's financial statements.</p></div>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ConcentrationRiskByTypeAxis=hov_SegmentConcentrationRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ConcentrationRiskByTypeAxis=hov_SegmentConcentrationRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ConcentrationRiskByBenchmarkAxis=us-gaap_SalesRevenueNetMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</html>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>65
<FILENAME>R49.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<head>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380429464656">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 3 - Summary of Significant Accounting Policies (Details Textual) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SignificantAccountingPoliciesDisclosureLineItems', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashEquivalentsAtCarryingValue', window );">Cash Equivalents, at Carrying Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 13,600<span></span>
</td>
<td class="nump">$ 11,400<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_GeneralLiabilityInsuranceDeductible', window );">General Liability Insurance Deductible</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">30,000<span></span>
</td>
<td class="nump">25,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization', window );">Other interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">30,752<span></span>
</td>
<td class="nump">54,082<span></span>
</td>
<td class="nump">$ 47,343<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdvertisingExpense', window );">Advertising Expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17,200<span></span>
</td>
<td class="nump">15,400<span></span>
</td>
<td class="nump">10,600<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AllowanceForDoubtfulAccountsReceivable', window );">Accounts Receivable, Allowance for Credit Loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13,000<span></span>
</td>
<td class="nump">12,800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=stpr_CA', window );">CALIFORNIA</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SignificantAccountingPoliciesDisclosureLineItems', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_BodilyInjuryInsuranceDeductible', window );">Bodily Injury Insurance Deductible</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">500<span></span>
</td>
<td class="nump">500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_BodilyInjuryInsuranceLimit', window );">Bodily Injury Insurance Limit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">30,000<span></span>
</td>
<td class="nump">5,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=hov_AllStatesOtherThanCaliforniaMember', window );">All States Other Than California [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SignificantAccountingPoliciesDisclosureLineItems', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_BodilyInjuryInsuranceDeductible', window );">Bodily Injury Insurance Deductible</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">250<span></span>
</td>
<td class="nump">250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_BodilyInjuryInsuranceLimit', window );">Bodily Injury Insurance Limit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 30,000<span></span>
</td>
<td class="nump">5,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MaximumMember', window );">Maximum [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SignificantAccountingPoliciesDisclosureLineItems', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_JointVentureVotingInterestPercentage', window );">Joint Venture Voting Interest Percentage</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SignificantAccountingPoliciesDisclosureLineItems', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_JointVentureVotingInterestPercentage', window );">Joint Venture Voting Interest Percentage</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">20.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NatureOfExpenseAxis=hov_QualifyingAssetsNotExceedingDebtMember', window );">Qualifying Assets Not Exceeding Debt [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SignificantAccountingPoliciesDisclosureLineItems', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization', window );">Other interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">17,700<span></span>
</td>
<td class="nump">28,600<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NatureOfExpenseAxis=hov_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember', window );">Completed Homes, Land in Planning and Fully Developed Lots without Homes under Construction [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SignificantAccountingPoliciesDisclosureLineItems', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization', window );">Other interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 30,800<span></span>
</td>
<td class="nump">36,400<span></span>
</td>
<td class="nump">$ 18,800<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember', window );">Building and Building Improvements [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SignificantAccountingPoliciesDisclosureLineItems', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Property, Plant and Equipment, Useful Life (Year)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">39 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember', window );">Furniture and Fixtures [Member] | Maximum [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SignificantAccountingPoliciesDisclosureLineItems', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Property, Plant and Equipment, Useful Life (Year)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">7 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember', window );">Furniture and Fixtures [Member] | Minimum [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SignificantAccountingPoliciesDisclosureLineItems', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Property, Plant and Equipment, Useful Life (Year)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_EquipmentMember', window );">Equipment [Member] | Maximum [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SignificantAccountingPoliciesDisclosureLineItems', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Property, Plant and Equipment, Useful Life (Year)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">7 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_EquipmentMember', window );">Equipment [Member] | Minimum [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SignificantAccountingPoliciesDisclosureLineItems', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Property, Plant and Equipment, Useful Life (Year)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_SoftwareAndSoftwareDevelopmentCostsMember', window );">Software and Software Development Costs [Member] | Maximum [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SignificantAccountingPoliciesDisclosureLineItems', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Property, Plant and Equipment, Useful Life (Year)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_SoftwareAndSoftwareDevelopmentCostsMember', window );">Software and Software Development Costs [Member] | Minimum [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SignificantAccountingPoliciesDisclosureLineItems', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Property, Plant and Equipment, Useful Life (Year)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">3 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomebuildingMember', window );">Homebuilding [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SignificantAccountingPoliciesDisclosureLineItems', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_InventoriesHeldForSale', window );">Land parcels held for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 5,100<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomebuildingMember', window );">Homebuilding [Member] | Model Sale Leaseback Financing Arrangements [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SignificantAccountingPoliciesDisclosureLineItems', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_InventoryRealEstateOtherOptions', window );">Inventory Real Estate, Other Options</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,100<span></span>
</td>
<td class="nump">41,700<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LiabilitiesFromInventoryRealEstateNotOwned', window );">Liabilities from Inventory Real Estate Not Owned</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,200<span></span>
</td>
<td class="nump">42,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomebuildingMember', window );">Homebuilding [Member] | Land Banking Arrangement [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SignificantAccountingPoliciesDisclosureLineItems', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_InventoryRealEstateOtherOptions', window );">Inventory Real Estate, Other Options</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">164,900<span></span>
</td>
<td class="nump">183,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LiabilitiesFromInventoryRealEstateNotOwned', window );">Liabilities from Inventory Real Estate Not Owned</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 94,100<span></span>
</td>
<td class="nump">$ 82,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><span style="line-height: inherit; border-right: none; border-left: none;"><i><span style="line-height: inherit;">O<span style="line-height: inherit;">th</span><span style="line-height: inherit;"><span style="line-height: inherit;">e</span>r</span> interest expensed includes interest that does <em>not</em> qualify for interest capitalization because our assets that qualify for interest capitalization (inventory under development) did <em>not</em> </span></i></span><i style="border-right: none; border-left: none; width: 97.8334%;"><span style="line-height: inherit;">exceed our debt, which amounted to $</span></i><i><span style="line-height: inherit;">17.7 million and $28.6 million for the years ended <span>October 31, 2023</span></span></i><i><span style="line-height: inherit;"> and </span></i><i><span style="line-height: inherit;"><em><span>2022</span></em>, respectively. During the year ended <span>October 31, 2024</span>, our inventory under development exceeded our debt, therefore, all of the related interest incurred qualified for interest capitalization. Other interest also includes interest on completed homes, land in planning and fully developed lots without homes under construction, which does <em style="border-right: none; border-left: none; width: 97.8334%;">not</em> qualify for capitalization, and therefore, is expensed as incurred. This component of other interest was $30.8 million, $36.4 million and $18.8 million for the years ended <em style="border-right: none; border-left: none; width: 97.8334%;"><span>October 31, 2024</span>, </em><em style="border-right: none; border-left: none; width: 97.8334%;"><span>2023</span></em> and <em style="border-right: none; border-left: none; width: 97.8334%;"><span>2022</span></em></span></i><i><span style="line-height: inherit;">, respectively</span></i><i><span style="line-height: inherit;">.</span></i></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_BodilyInjuryInsuranceDeductible">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Annual deductible for bodily injury claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_BodilyInjuryInsuranceDeductible</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_BodilyInjuryInsuranceLimit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The limit on our deductible for bodily injury claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_BodilyInjuryInsuranceLimit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_GeneralLiabilityInsuranceDeductible">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Annual deductible under our general liability insurance per occurrence for construction defects and warranty claims on homes delivered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_GeneralLiabilityInsuranceDeductible</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_InventoriesHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The carrying amount as of the balance sheet date of inventories as held for sale by the reporting entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_InventoriesHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_InventoryRealEstateOtherOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Inventory not owned required to be recorded as a financing in accordance with current accounting standards.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_InventoryRealEstateOtherOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_JointVentureVotingInterestPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Joint venture, voting interest percentage.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_JointVentureVotingInterestPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LiabilitiesFromInventoryRealEstateNotOwned">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Includes the liabilities for the inventory for which we do not have title related to the remaining exercise price of land and lot option purchases contracts; variable interest entities when we are the primary beneficiary; and model sale leaseback financing arrangements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LiabilitiesFromInventoryRealEstateNotOwned</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest cost which does not qualify for interest capitalization.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_RealEstateInventoryExpenseNotEligibleForCapitalization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_SignificantAccountingPoliciesDisclosureLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_SignificantAccountingPoliciesDisclosureLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvertisingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount charged to advertising expense for the period, which are expenses incurred with the objective of increasing revenue for a specified brand, product or product line.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 720<br> -SubTopic 35<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483385/720-35-55-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 720<br> -SubTopic 35<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483406/720-35-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdvertisingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForDoubtfulAccountsReceivable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance for credit loss on accounts receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-4<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllowanceForDoubtfulAccountsReceivable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentUsefulLife">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Useful life of long lived, physical assets used in the normal conduct of business and not intended for resale, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Examples include, but not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentUsefulLife</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementGeographicalAxis=stpr_CA">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementGeographicalAxis=stpr_CA</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementGeographicalAxis=hov_AllStatesOtherThanCaliforniaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementGeographicalAxis=hov_AllStatesOtherThanCaliforniaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NatureOfExpenseAxis=hov_QualifyingAssetsNotExceedingDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NatureOfExpenseAxis=hov_QualifyingAssetsNotExceedingDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NatureOfExpenseAxis=hov_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NatureOfExpenseAxis=hov_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_EquipmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_EquipmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_SoftwareAndSoftwareDevelopmentCostsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_SoftwareAndSoftwareDevelopmentCostsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomebuildingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=hov_HomebuildingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis=hov_ModelSaleLeasebackFinancingArrangementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis=hov_ModelSaleLeasebackFinancingArrangementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis=hov_LandBankingArrangementMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<head>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380436021008">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 3 - Summary of Significant Accounting Policies - Interest Costs Incurred, Expensed and Capitalized (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="5">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Oct. 31, 2024</div></th>
<th class="th" colspan="2"><div>Oct. 31, 2023</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateInventoryCapitalizedInterestCosts', window );">Interest capitalized at beginning of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 52,060<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 59,600<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 58,159<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateInventoryCapitalizedInterestCostsIncurred', window );">Plus interest incurred(1)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">128,777<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">136,535<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">134,024<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateInventoryCapitalizedInterestCostsCostOfSales1', window );">Less cost of sales interest expensed</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(89,807)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(80,820)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(85,240)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization', window );">Less other interest expensed(2)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="num">(30,752)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(54,082)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(47,343)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture', window );">Less interest contributed to unconsolidated joint ventures(3)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="num">(5,468)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(9,456)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture', window );">Plus interest acquired from unconsolidated joint ventures(4)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">2,861<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">283<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateInventoryCapitalizedInterestCosts', window );">Interest capitalized at end of year(5)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 57,671<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 52,060<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 59,600<span></span>
</td>
</tr>
<tr><td colspan="6"></td></tr>
<tr><td colspan="6"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><span style="line-height: inherit; border-right: none; border-left: none;"><span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Capitalized interest amounts are shown gross before allocating any portion of impairments, if any, to capitalized interest.</i></span></span></span></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><span style="line-height: inherit; border-right: none; border-left: none;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Does <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> include interest incurred by our mortgage and finance subsidiaries.</i></span></span></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top"><span style="line-height: inherit; border-right: none; border-left: none;"><i><span style="line-height: inherit;">O<span style="line-height: inherit;">th</span><span style="line-height: inherit;"><span style="line-height: inherit;">e</span>r</span> interest expensed includes interest that does <em>not</em> qualify for interest capitalization because our assets that qualify for interest capitalization (inventory under development) did <em>not</em> </span></i></span><i style="border-right: none; border-left: none; width: 97.8334%;"><span style="line-height: inherit;">exceed our debt, which amounted to $</span></i><i><span style="line-height: inherit;">17.7 million and $28.6 million for the years ended <span>October 31, 2023</span></span></i><i><span style="line-height: inherit;"> and </span></i><i><span style="line-height: inherit;"><em><span>2022</span></em>, respectively. During the year ended <span>October 31, 2024</span>, our inventory under development exceeded our debt, therefore, all of the related interest incurred qualified for interest capitalization. Other interest also includes interest on completed homes, land in planning and fully developed lots without homes under construction, which does <em style="border-right: none; border-left: none; width: 97.8334%;">not</em> qualify for capitalization, and therefore, is expensed as incurred. This component of other interest was $30.8 million, $36.4 million and $18.8 million for the years ended <em style="border-right: none; border-left: none; width: 97.8334%;"><span>October 31, 2024</span>, </em><em style="border-right: none; border-left: none; width: 97.8334%;"><span>2023</span></em> and <em style="border-right: none; border-left: none; width: 97.8334%;"><span>2022</span></em></span></i><i><span style="line-height: inherit;">, respectively</span></i><i><span style="line-height: inherit;">.</span></i></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top"><span style="line-height: inherit; border-right: none; border-left: none;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Represents capitalized interest which was included as part of the assets contributed to joint ventures, as discussed in Note <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;">20</span>.</em> There was <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> impact to the Consolidated Statement of Operations as a result of these capitalized interest transactions.</i></span></span></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[5]</td>
<td style="vertical-align: top;" valign="top"><span style="line-height: inherit; border-right: none; border-left: none;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Represents capitalized interest which was included as part of the assets acquired from joint ventures, as discussed in Note <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;">20</span>.</em> There was <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">no</em> impact to the Consolidated Statement of Operations as a result of these capitalized interest transactions.</i></span></span></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest acquired from unconsolidated joint ventures during period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest contributed to unconsolidated joint ventures during period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest cost which does not qualify for interest capitalization.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_RealEstateInventoryExpenseNotEligibleForCapitalization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountingPoliciesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountingPoliciesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateInventoryCapitalizedInterestCosts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of interest costs that were capitalized to properties under development during the land development and construction period of a project, and which are included in inventory.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483013/835-20-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateInventoryCapitalizedInterestCosts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateInventoryCapitalizedInterestCostsCostOfSales1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of interest cost charged to cost of sales that had been previously capitalized to inventory.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483013/835-20-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateInventoryCapitalizedInterestCostsCostOfSales1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateInventoryCapitalizedInterestCostsIncurred">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest capitalized to an operative builder's inventory during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483013/835-20-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateInventoryCapitalizedInterestCostsIncurred</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>67
<FILENAME>R51.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380437130320">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 4 - Leases (Details Textual) - USD ($)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeLeaseDescriptionLineItems', window );"><strong>Statement [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingLeaseLiability', window );">Increase (Decrease) in Operating Lease Liability</a></td>
<td class="nump">$ 13,900<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList', window );">Operating Lease, Liability, Statement of Financial Position</a></td>
<td class="text">Accounts payable and other liabilities<span></span>
</td>
<td class="text">Accounts payable and other liabilities<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList', window );">Operating Lease, Right-of-Use Asset, Statement of Financial Position</a></td>
<td class="text">Prepaid expenses and other assets<span></span>
</td>
<td class="text">Prepaid expenses and other assets<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum [Member] | Office Leases [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeLeaseDescriptionLineItems', window );"><strong>Statement [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseTermOfContract', window );">Lessee, Operating Lease, Term of Contract (Year)</a></td>
<td class="text">3 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MaximumMember', window );">Maximum [Member] | Office Leases [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeLeaseDescriptionLineItems', window );"><strong>Statement [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseTermOfContract', window );">Lessee, Operating Lease, Term of Contract (Year)</a></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingLeaseLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in obligation for operating lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (g)(1)<br> -SubTopic 20<br> -Topic 842<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOperatingLeaseLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeLeaseDescriptionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7A<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-7A<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeLeaseDescriptionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseTermOfContract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Term of lessee's operating lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseTermOfContract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicates line item in statement of financial position that includes operating lease liability.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479041/842-20-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>enum2:enumerationSetItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicates line item in statement of financial position that includes operating lease right-of-use asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479041/842-20-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>enum2:enumerationSetItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeaseContractualTermAxis=hov_OfficeLeasesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LeaseContractualTermAxis=hov_OfficeLeasesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div>
</body>
</html>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>68
<FILENAME>R52.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380430364816">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 4 - Leases - Lease Cost (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeDisclosureAbstract', window );"><strong>Leases</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseExpense', window );">Operating lease costs</a></td>
<td class="nump">$ 11,485<span></span>
</td>
<td class="nump">$ 11,059<span></span>
</td>
<td class="nump">$ 10,483<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeasePayments', window );">Cash payments on lease liabilities</a></td>
<td class="nump">9,344<span></span>
</td>
<td class="nump">9,293<span></span>
</td>
<td class="nump">$ 9,605<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseRightOfUseAsset', window );">ROU assets</a></td>
<td class="nump">28,765<span></span>
</td>
<td class="nump">25,745<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseLiability', window );">Lease liabilities</a></td>
<td class="nump">$ 30,868<span></span>
</td>
<td class="nump">$ 26,470<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1', window );">Weighted-average remaining lease term (in years)</a></td>
<td class="text">4 years 7 months 6 days<span></span>
</td>
<td class="text">5 years 1 month 6 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent', window );">Weighted-average discount rate</a></td>
<td class="nump">10.30%<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeDisclosureAbstract</td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of operating lease expense. Excludes sublease income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 4<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479041/842-20-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Present value of lessee's discounted obligation for lease payments from operating lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479041/842-20-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasePayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow from operating lease, excluding payments to bring another asset to condition and location necessary for its intended use.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 5<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479041/842-20-45-5<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (g)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasePayments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseRightOfUseAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's right to use underlying asset under operating lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479041/842-20-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseRightOfUseAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average discount rate for operating lease calculated at point in time.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 53<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479589/842-20-55-53<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (g)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average remaining lease term for operating lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 53<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479589/842-20-55-53<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (g)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380432413232">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 4 - Leases - Maturities of Operating Lease Liabilities (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeDisclosureAbstract', window );"><strong>Leases</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths', window );">2025</a></td>
<td class="nump">$ 11,133<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo', window );">2026</a></td>
<td class="nump">10,102<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree', window );">2027</a></td>
<td class="nump">7,585<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour', window );">2028</a></td>
<td class="nump">3,843<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive', window );">2029</a></td>
<td class="nump">1,915<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive', window );">Thereafter</a></td>
<td class="nump">4,085<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue', window );">Total operating lease payments</a></td>
<td class="nump">38,663<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount', window );">Less: imputed interest</a></td>
<td class="num">(7,795)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseLiability', window );">Present value of operating lease liabilities</a></td>
<td class="nump">$ 30,868<span></span>
</td>
<td class="nump">$ 26,470<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payment for operating lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payment for operating lease due after fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in third fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payments in excess of discounted obligation for lease payments for operating lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Present value of lessee's discounted obligation for lease payments from operating lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479041/842-20-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380436450112">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 5 - Property, Plant and Equipment - Property, Plant and Equipment (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property Plant And Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Property, plant and equipment, gross</a></td>
<td class="nump">$ 100,101<span></span>
</td>
<td class="nump">$ 88,999<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment', window );">Less: accumulated depreciation</a></td>
<td class="num">(56,670)<span></span>
</td>
<td class="num">(55,053)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Property and equipment, net</a></td>
<td class="nump">43,431<span></span>
</td>
<td class="nump">33,946<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandAndLandImprovementsMember', window );">Land and Land Improvements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property Plant And Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Property, plant and equipment, gross</a></td>
<td class="nump">1,292<span></span>
</td>
<td class="nump">1,563<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingMember', window );">Building [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property Plant And Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Property, plant and equipment, gross</a></td>
<td class="nump">5,124<span></span>
</td>
<td class="nump">7,828<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingImprovementsMember', window );">Building Improvements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property Plant And Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Property, plant and equipment, gross</a></td>
<td class="nump">16,911<span></span>
</td>
<td class="nump">16,061<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember', window );">Furniture</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property Plant And Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Property, plant and equipment, gross</a></td>
<td class="nump">2,969<span></span>
</td>
<td class="nump">2,793<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_EquipmentMember', window );">Equipment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property Plant And Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Property, plant and equipment, gross</a></td>
<td class="nump">10,903<span></span>
</td>
<td class="nump">10,124<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_SoftwareAndSoftwareDevelopmentCostsMember', window );">Capitalized software</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property Plant And Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Property, plant and equipment, gross</a></td>
<td class="nump">$ 62,902<span></span>
</td>
<td class="nump">$ 50,630<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(14))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(13))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 360<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-7A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 360<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-7A<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 360<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478451/942-360-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNet</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandAndLandImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandAndLandImprovementsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingImprovementsMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_EquipmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_SoftwareAndSoftwareDevelopmentCostsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_SoftwareAndSoftwareDevelopmentCostsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380435241072">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 6 - Restricted Cash and Customers' Deposits (Details Textual) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsLineItems', window );"><strong>Cash and Cash Equivalents [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RestrictedCashAndCashEquivalents', window );">Restricted Cash and Cash Equivalents</a></td>
<td class="nump">$ 7,875<span></span>
</td>
<td class="nump">$ 8,431<span></span>
</td>
<td class="nump">$ 13,382<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_FinancialServicesMember', window );">Financial Services [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsLineItems', window );"><strong>Cash and Cash Equivalents [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RestrictedCashAndCashEquivalents', window );">Restricted Cash and Cash Equivalents</a></td>
<td class="nump">42,321<span></span>
</td>
<td class="nump">30,450<span></span>
</td>
<td class="nump">$ 36,142<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RestrictedCash', window );">Restricted Cash</a></td>
<td class="nump">42,300<span></span>
</td>
<td class="nump">30,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_FinancialServicesMember', window );">Financial Services [Member] | Customer Deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsLineItems', window );"><strong>Cash and Cash Equivalents [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RestrictedCash', window );">Restricted Cash</a></td>
<td class="nump">39,200<span></span>
</td>
<td class="nump">28,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_FinancialServicesMember', window );">Financial Services [Member] | Mortgage Warehouse Lines of Credit [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsLineItems', window );"><strong>Cash and Cash Equivalents [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RestrictedCash', window );">Restricted Cash</a></td>
<td class="nump">$ 3,100<span></span>
</td>
<td class="nump">$ 2,400<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsLineItems">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsLineItems</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash restricted as to withdrawal or usage. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-8<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(1)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RestrictedCash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RestrictedCashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash and cash equivalents restricted as to withdrawal or usage. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-8<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(1)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RestrictedCashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=hov_FinancialServicesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=hov_FinancialServicesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis=hov_CustomerDepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis=hov_CustomerDepositsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis=hov_MortgageWarehouseLinesOfCreditMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis=hov_MortgageWarehouseLinesOfCreditMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>72
<FILENAME>R56.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380436047472">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 7 - Mortgage Loans Held for Sale (Details Textual) - Collateralized Debt Obligations [Member]<br></strong></div></th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>USD ($) </div>
<div>NUMBER</div>
</th>
<th class="th">
<div>Oct. 31, 2023 </div>
<div>USD ($) </div>
<div>NUMBER</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritiesBorrowedAllowanceForCreditLossLineItems', window );"><strong>Mortgage Loans Held for Sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCollateralAmount', window );">Mortgages held for sale, pledged | $</a></td>
<td class="nump">$ 145,700<span></span>
</td>
<td class="nump">$ 127,700<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfLoansReservedFor', window );">Number of Loans Reserved For | NUMBER</a></td>
<td class="nump">10<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfLoansReservedFor">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of mortgage loans for which specific reserves exist as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfLoansReservedFor</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentCollateralAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of assets pledged to secure a debt instrument.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477734/942-470-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentCollateralAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesBorrowedAllowanceForCreditLossLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuritiesBorrowedAllowanceForCreditLossLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_CollateralizedDebtObligationsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_CollateralizedDebtObligationsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>73
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<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380430361472">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 7 - Mortgage Loans Held for Sale - Loan Origination Reserves (Details) - Collateralized Debt Obligations [Member] - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritiesBorrowedAllowanceForCreditLossRollForward', window );"><strong>Loan origination reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MortgageLoansOnRealEstateWritedownOrReserveAmount1', window );">Loan origination reserves, beginning of period</a></td>
<td class="nump">$ 2,013<span></span>
</td>
<td class="nump">$ 1,795<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritiesBorrowedCreditLossExpenseReversal', window );">Provisions for losses during the period</a></td>
<td class="nump">439<span></span>
</td>
<td class="nump">187<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritiesBorrowedChangeInMethodCreditLossExpenseReversal', window );">Adjustments to pre-existing provisions for losses from changes in estimates</a></td>
<td class="nump">68<span></span>
</td>
<td class="nump">31<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MortgageLoansOnRealEstateWritedownOrReserveAmount1', window );">Loan origination reserves, end of period</a></td>
<td class="nump">$ 2,520<span></span>
</td>
<td class="nump">$ 2,013<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MortgageLoansOnRealEstateWritedownOrReserveAmount1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of mortgage loan within investment in mortgage loan on real estate by entity with substantial portion of business acquiring and holding investment real estate or interest in real estate, written down.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 948<br> -SubTopic 310<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.12-29(Column G)(Footnote 7))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479628/948-310-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MortgageLoansOnRealEstateWritedownOrReserveAmount1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesBorrowedAllowanceForCreditLossRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuritiesBorrowedAllowanceForCreditLossRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesBorrowedChangeInMethodCreditLossExpenseReversal">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expense (reversal of expense) for expected credit loss on securities borrowed, from change in methodology.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-11<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuritiesBorrowedChangeInMethodCreditLossExpenseReversal</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesBorrowedCreditLossExpenseReversal">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expense (reversal of expense) for expected credit loss on securities borrowed.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuritiesBorrowedCreditLossExpenseReversal</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_CollateralizedDebtObligationsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_CollateralizedDebtObligationsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>74
<FILENAME>R58.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380428758128">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Mortgages (Details Textual) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Jul. 24, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=hov_JPMorganChaseBankMember', window );">JP Morgan Chase Bank [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity', window );">Line of Credit Facility, Maximum Borrowing Capacity</a></td>
<td class="nump">$ 50,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WarehouseAgreementBorrowings', window );">Warehouse Agreement Borrowings</a></td>
<td class="nump">$ 7,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 31,400<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=hov_JPMorganChaseBankMember', window );">JP Morgan Chase Bank [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member] | Minimum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Debt Instrument, Basis Spread on Variable Rate</a></td>
<td class="nump">2.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=hov_JPMorganChaseBankMember', window );">JP Morgan Chase Bank [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member] | Maximum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Debt Instrument, Basis Spread on Variable Rate</a></td>
<td class="nump">2.25%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=hov_CustomersBankMember', window );">Customers Bank [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity', window );">Line of Credit Facility, Maximum Borrowing Capacity</a></td>
<td class="nump">$ 100,000<span></span>
</td>
<td class="nump">$ 75,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WarehouseAgreementBorrowings', window );">Warehouse Agreement Borrowings</a></td>
<td class="nump">$ 78,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">41,100<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod', window );">Line of Credit Facility, Maximum Borrowing Capacity Reversion After Initial Period</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 50,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=hov_CustomersBankMember', window );">Customers Bank [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member] | Minimum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Debt Instrument, Basis Spread on Variable Rate</a></td>
<td class="nump">2.125%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=hov_CustomersBankMember', window );">Customers Bank [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member] | Maximum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Debt Instrument, Basis Spread on Variable Rate</a></td>
<td class="nump">4.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=hov_HinsdaleBankAndTrustCompanyNAMember', window );">Hinsdale Bank &amp; Trust Company, N.A. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity', window );">Line of Credit Facility, Maximum Borrowing Capacity</a></td>
<td class="nump">$ 50,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WarehouseAgreementBorrowings', window );">Warehouse Agreement Borrowings</a></td>
<td class="nump">$ 45,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=hov_HinsdaleBankAndTrustCompanyNAMember', window );">Hinsdale Bank &amp; Trust Company, N.A. [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Debt Instrument, Basis Spread on Variable Rate</a></td>
<td class="nump">1.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_DebtInstrumentVariableRateBasisFloorRate', window );">Debt Instrument Variable Rate Basis Floor Rate</a></td>
<td class="nump">2.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_NonrecourseMortgagesSecuredByInventoryMember', window );">Nonrecourse Mortgages Secured By Inventory [Member] | Mortgages [Member] | Homebuilding [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebt', window );">Secured Debt</a></td>
<td class="nump">$ 90,700<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">91,500<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCollateralAmount', window );">Debt Instrument, Collateral Amount</a></td>
<td class="nump">$ 249,700<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 331,600<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtWeightedAverageInterestRate', window );">Debt, Weighted Average Interest Rate</a></td>
<td class="nump">8.70%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.50%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_DebtInstrumentVariableRateBasisFloorRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Debt instrument variable rate basis floor rat</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_DebtInstrumentVariableRateBasisFloorRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
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<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Maximum borrowing capacity under the credit facility after the initial period without consideration of any current restrictions on the amount that could be borrowed or the amounts currently outstanding under the facility.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage points added to the reference rate to compute the variable rate on the debt instrument.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentBasisSpreadOnVariableRate1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentCollateralAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of assets pledged to secure a debt instrument.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477734/942-470-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentCollateralAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482949/835-30-55-8<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(f))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br><br>Reference 4: 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-Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1I<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1I<br><br>Reference 26: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br><br>Reference 27: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482900/835-30-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtWeightedAverageInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average interest rate of debt outstanding.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtWeightedAverageInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Maximum borrowing capacity under the credit facility without consideration of any current restrictions on the amount that could be borrowed or the amounts currently outstanding under the facility.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(19)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuredDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying value as of the balance sheet date, including the current and noncurrent portions, of collateralized debt obligations (with maturities initially due after one year or beyond the operating cycle, if longer). Such obligations include mortgage loans, chattel loans, and any other borrowings secured by assets of the borrower.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuredDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WarehouseAgreementBorrowings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying value as of the balance sheet date of the outstanding short-term borrowings under a revolving line of credit used by mortgage bankers to finance the origination or purchase of loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(13))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WarehouseAgreementBorrowings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityAxis=hov_JPMorganChaseBankMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LineOfCreditFacilityAxis=hov_JPMorganChaseBankMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_VariableRateAxis=us-gaap_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_VariableRateAxis=us-gaap_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityAxis=hov_CustomersBankMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LineOfCreditFacilityAxis=hov_CustomersBankMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityAxis=hov_HinsdaleBankAndTrustCompanyNAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LineOfCreditFacilityAxis=hov_HinsdaleBankAndTrustCompanyNAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_NonrecourseMortgagesSecuredByInventoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_NonrecourseMortgagesSecuredByInventoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=us-gaap_MortgagesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=us-gaap_MortgagesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomebuildingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=hov_HomebuildingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>75
<FILENAME>R59.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380410484256">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 9 - Senior Notes and Credit Facilities (Details Textual) - USD ($)<br></strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="12">3 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>May 21, 2024</div></th>
<th class="th"><div>Nov. 15, 2023</div></th>
<th class="th"><div>Oct. 05, 2023</div></th>
<th class="th"><div>Aug. 29, 2023</div></th>
<th class="th"><div>May 30, 2023</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Apr. 30, 2024</div></th>
<th class="th"><div>Jan. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th"><div>Jul. 31, 2023</div></th>
<th class="th"><div>Apr. 30, 2023</div></th>
<th class="th"><div>Jan. 31, 2023</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
<th class="th"><div>Jul. 31, 2022</div></th>
<th class="th"><div>Apr. 30, 2022</div></th>
<th class="th"><div>Jan. 31, 2022</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
<th class="th"><div>Sep. 25, 2023</div></th>
<th class="th"><div>Sep. 24, 2023</div></th>
<th class="th"><div>Sep. 07, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Nov. 15,  2025<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_DebtCovenantFixedChargeCoverageRatioMinimum', window );">Debt Covenant Fixed Charge Coverage Ratio Minimum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SecuredDebtLeverageRatio', window );">Secured Debt Leverage Ratio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RepaymentsOfSeniorDebt', window );">Repayments of Senior Debt</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 145,000,000<span></span>
</td>
<td class="nump">$ 752,182,000<span></span>
</td>
<td class="nump">$ 103,875,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainsLossesOnExtinguishmentOfDebt', window );">Gain (loss) on extinguishment of debt, net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,371,000<span></span>
</td>
<td class="num">(25,638,000)<span></span>
</td>
<td class="num">(6,795,000)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfSecuredDebt', window );">Proceeds from Issuance of Secured Debt</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">640,925,000<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock', window );">Preferred dividends paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2,700,000<span></span>
</td>
<td class="nump">$ 2,700,000<span></span>
</td>
<td class="nump">$ 2,700,000<span></span>
</td>
<td class="nump">$ 2,700,000<span></span>
</td>
<td class="nump">$ 2,700,000<span></span>
</td>
<td class="nump">$ 2,700,000<span></span>
</td>
<td class="nump">$ 2,700,000<span></span>
</td>
<td class="nump">$ 2,700,000<span></span>
</td>
<td class="nump">$ 2,700,000<span></span>
</td>
<td class="nump">$ 2,700,000<span></span>
</td>
<td class="nump">$ 2,700,000<span></span>
</td>
<td class="nump">$ 2,700,000<span></span>
</td>
<td class="nump">10,675,000<span></span>
</td>
<td class="nump">10,675,000<span></span>
</td>
<td class="nump">$ 10,675,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtConversionByUniqueDescriptionAxis=hov_PotentialConversionOfSpecifiedJuniorDebtToAdditionalLienNotesMember', window );">Potential Conversion of Specified Junior Debt To Additional Lien Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_DebtInstrumentToBeIssuedAsAPercentageDifferenceOfPrincipalAndPurchasePrice', window );">Debt instrument to Be Issued as a Percentage Difference of Principal and Purchase Price</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtConversionByUniqueDescriptionAxis=hov_PotentialConversionOfSpecifiedJuniorDebtToAdditionalLienNotesMember', window );">Potential Conversion of Specified Junior Debt To Additional Lien Notes [Member] | Maximum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtConversionConvertedInstrumentAmount1', window );">Debt Conversion, Converted Instrument, Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 150,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CreditFacilityAxis=hov_SeniorSecuredRevolvingCreditFacilityMember', window );">Senior Secured Revolving Credit Facility [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity', window );">Line of Credit Facility, Maximum Borrowing Capacity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 125,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 125,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityUnusedCommitmentFeeRate', window );">Line of Credit Facility, Unused Commitment Fee Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCredit', window );">Long-Term Line of Credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CreditFacilityAxis=hov_SeniorSecuredRevolvingCreditFacilityMember', window );">Senior Secured Revolving Credit Facility [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityVariableRateFloor', window );">Line of Credit Facility, Variable Rate Floor</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CreditFacilityAxis=hov_SeniorSecuredRevolvingCreditFacilityMember', window );">Senior Secured Revolving Credit Facility [Member] | Alternate Base Rate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityVariableRateFloor', window );">Line of Credit Facility, Variable Rate Floor</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredTermLoanMember', window );">Senior Secured Term Loan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt Instrument, Face Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 175,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 175,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember', window );">Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainsLossesOnExtinguishmentOfDebt', window );">Gain (loss) on extinguishment of debt, net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">17,900,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_UnsecuredSeniorNotesMember', window );">Unsecured Senior Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt Instrument, Face Amount</a></td>
<td class="nump">$ 51,600,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredRevolvingCreditFacilityMember', window );">Senior Secured Revolving Credit Facility [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Jun. 30,  2026<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity', window );">Line of Credit Facility, Maximum Borrowing Capacity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 125,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityVariableRateFloor', window );">Line of Credit Facility, Variable Rate Floor</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
<td class="nump">1.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityUnusedCommitmentFeeRate', window );">Line of Credit Facility, Unused Commitment Fee Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredRevolvingCreditFacilityMember', window );">Senior Secured Revolving Credit Facility [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityVariableRateFloor', window );">Line of Credit Facility, Variable Rate Floor</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityApplicableMargin', window );">Line of Credit Facility, Applicable Margin</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredRevolvingCreditFacilityMember', window );">Senior Secured Revolving Credit Facility [Member] | Alternate Base Rate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityVariableRateFloor', window );">Line of Credit Facility, Variable Rate Floor</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityApplicableMargin', window );">Line of Credit Facility, Applicable Margin</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienNotesDue2025Member', window );">The 10.0% Senior Secured 1.75 Lien Notes due 2025 [Member] | Senior Secured Term Loan [Member] | Exchange Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Jan. 31,  2028<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienNotesDue2025Member', window );">The 10.0% Senior Secured 1.75 Lien Notes due 2025 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Nov. 15,  2025<span></span>
</td>
<td class="text">Nov. 15,  2025<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_DebtInstrumentRedeemedFaceAmount', window );">Debt Instrument, Redeemed, Face Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 113,500,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RepaymentsOfSeniorDebt', window );">Repayments of Senior Debt</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 119,200,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainsLossesOnExtinguishmentOfDebt', window );">Gain (loss) on extinguishment of debt, net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,400,000<span></span>
</td>
<td class="nump">$ 200,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRepurchasedFaceAmount', window );">Debt Instrument, Repurchased Face Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 45,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRepurchaseAmount', window );">Debt Instrument, Repurchase Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 46,700,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorNotesDue2027Member', window );">The 8.0% Senior Notes Due 2027 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_DebtInstrumentRedeemedFaceAmount', window );">Debt Instrument, Redeemed, Face Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 26,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 26,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorNotesDue2027Member', window );">The 8.0% Senior Notes Due 2027 [Member] | Unsecured Senior Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Nov.  01,  2027<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The775SeniorSecured1125LienNotesDueFebruary152026Member', window );">The 7.75% Senior Secured 1.125 Lien Notes due February 15, 2026 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_DebtInstrumentRedeemedFaceAmount', window );">Debt Instrument, Redeemed, Face Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">50,000,000<span></span>
</td>
<td class="nump">$ 100,000,000<span></span>
</td>
<td class="nump">$ 100,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RepaymentsOfSeniorDebt', window );">Repayments of Senior Debt</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 51,500,000<span></span>
</td>
<td class="nump">102,200,000<span></span>
</td>
<td class="nump">$ 104,200,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainsLossesOnExtinguishmentOfDebt', window );">Gain (loss) on extinguishment of debt, net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (3,800,000)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (4,100,000)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDue2028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes Due 2028 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Sep. 30,  2028<span></span>
</td>
<td class="text">Sep. 30,  2028<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfSecuredDebt', window );">Proceeds from Issuance of Secured Debt</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 225,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Senior Secured Term Loan [Member] | Exchange Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Sep. 30,  2029<span></span>
</td>
<td class="text">Sep. 30,  2029<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfSecuredDebt', window );">Proceeds from Issuance of Secured Debt</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 430,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Senior Secured Notes [Member] | Redeemable Prior to September 30, 2025 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Senior Secured Notes [Member] | Principal Commencing September 30, 2027 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">102.9375%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Senior Secured Notes [Member] | Redeemable Prior to March 30, 2026 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed', window );">Debt Instrument, Redemption Price, Percentage of Principal Amount Redeemed</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">35.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Senior Secured Notes [Member] | Principal Commencing March 30, 2026 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">105.875%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Senior Secured Notes [Member] | Principal Commencing September 30, 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The105SeniorSecured125LienNotesDueFebruary152026Member', window );">The 10.5% Senior Secured 1.25 Lien Notes due February 15, 2026 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_DebtInstrumentRedeemedFaceAmount', window );">Debt Instrument, Redeemed, Face Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 282,300,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RepaymentsOfSeniorDebt', window );">Repayments of Senior Debt</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 293,900,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The105SeniorSecured125LienNotesDueFebruary152026Member', window );">The 10.5% Senior Secured 1.25 Lien Notes due February 15, 2026 [Member] | Senior Secured Notes [Member] | Redemption with Net Cash Proceeds from Certain Equity Offerings [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">111.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1125SeniorSecured15LienNotesDueFebruary152026Member', window );">The 11.25% Senior Secured 1.5 Lien Notes due February 15, 2026 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_DebtInstrumentRedeemedFaceAmount', window );">Debt Instrument, Redeemed, Face Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 162,300,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.25%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RepaymentsOfSeniorDebt', window );">Repayments of Senior Debt</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 164,800,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_SeniorSecuredRevolvingCreditFacilityMember', window );">Senior Secured Revolving Credit Facility [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity', window );">Line of Credit Facility, Maximum Borrowing Capacity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 125,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 125,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityUnusedCommitmentFeeRate', window );">Line of Credit Facility, Unused Commitment Fee Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_SeniorSecuredRevolvingCreditFacilityMember', window );">Senior Secured Revolving Credit Facility [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityVariableRateFloor', window );">Line of Credit Facility, Variable Rate Floor</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityApplicableMargin', window );">Line of Credit Facility, Applicable Margin</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_SeniorSecuredRevolvingCreditFacilityMember', window );">Senior Secured Revolving Credit Facility [Member] | Alternate Base Rate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityVariableRateFloor', window );">Line of Credit Facility, Variable Rate Floor</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityApplicableMargin', window );">Line of Credit Facility, Applicable Margin</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes Due September 30, 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes Due September 30, 2028 [Member] | Redeemable Prior to September 30, 2025 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes Due September 30, 2028 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Sep. 30,  2028<span></span>
</td>
<td class="text">Sep. 30,  2028<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes Due September 30, 2028 [Member] | Senior Secured Notes [Member] | Redeemable Prior to September 30, 2025 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed', window );">Debt Instrument, Redemption Price, Percentage of Principal Amount Redeemed</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">35.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes Due September 30, 2028 [Member] | Senior Secured Notes [Member] | Principal Commencing September 30, 2025 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">104.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes Due September 30, 2028 [Member] | Senior Secured Notes [Member] | Principal Commencing September 30, 2026 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">102.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes Due September 30, 2028 [Member] | Senior Secured Notes [Member] | Principal Commencing September 30, 2027 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes Due September 30, 2028 [Member] | Senior Secured Notes [Member] | Redemption with Net Cash Proceeds from Certain Equity Offerings [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">108.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member', window );">Senior Secured 1.75 Lien Term Loan Credit Facility Due January 31, 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Jan. 31,  2028<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member', window );">Senior Secured 1.75 Lien Term Loan Credit Facility Due January 31, 2028 [Member] | After November 15, 2023 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member', window );">Senior Secured 1.75 Lien Term Loan Credit Facility Due January 31, 2028 [Member] | Senior Secured Term Loan [Member] | Exchange Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">Jan. 31,  2028<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt Instrument, Face Amount</a></td>
<td class="nump">$ 93,500,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 93,500,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 93,500,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The135SeniorNotesDue2026Member', window );">The 13.5% Senior Notes Due 2026 [Member] | Senior Secured Term Loan [Member] | Exchange Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt Instrument, Face Amount</a></td>
<td class="nump">$ 42,500,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The135SeniorNotesDue2026Member', window );">The 13.5% Senior Notes Due 2026 [Member] | Unsecured Senior Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Feb.  01,  2026<span></span>
</td>
<td class="text">Feb.  01,  2026<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">13.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13.50%<span></span>
</td>
<td class="nump">13.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt Instrument, Face Amount</a></td>
<td class="nump">$ 26,600,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The135SeniorNotesDue2026Member', window );">The 13.5% Senior Notes Due 2026 [Member] | Unsecured Senior Notes [Member] | Exchange Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">Feb.  01,  2026<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_DebtInstrumentRedeemedFaceAmount', window );">Debt Instrument, Redeemed, Face Amount</a></td>
<td class="nump">$ 21,500,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">13.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt Instrument, Face Amount</a></td>
<td class="nump">$ 64,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The135SeniorNotesDue2026Member', window );">The 13.5% Senior Notes Due 2026 [Member] | Unsecured Senior Notes [Member] | Debt Instrument, Redemption, Period One [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The135SeniorNotesDue2026Member', window );">The 13.5% Senior Notes Due 2026 [Member] | Unsecured Senior Notes [Member] | Debt Instrument, Redemption, Period Two [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The50SeniorNotesDue2040Member', window );">The 5.0% Senior Notes due 2040 [Member] | Unsecured Senior Term Loan [Member] | Exchange Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt Instrument, Face Amount</a></td>
<td class="nump">$ 31,400,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The50SeniorNotesDue2040Member', window );">The 5.0% Senior Notes due 2040 [Member] | Unsecured Senior Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Feb.  01,  2040<span></span>
</td>
<td class="text">Feb.  01,  2040<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt Instrument, Face Amount</a></td>
<td class="nump">$ 25,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The50SeniorNotesDue2040Member', window );">The 5.0% Senior Notes due 2040 [Member] | Unsecured Senior Notes [Member] | Exchange Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">Feb.  01,  2040<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt Instrument, Face Amount</a></td>
<td class="nump">$ 65,200,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The50SeniorNotesDue2040Member', window );">The 5.0% Senior Notes due 2040 [Member] | Unsecured Senior Notes [Member] | Debt Instrument, Redemption, Period One [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_SeniorUnsecuredTermLoanCreditFacilityDue2027Member', window );">Senior Unsecured Term Loan Credit Facility Due 2027 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Feb.  01,  2027<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_SeniorUnsecuredTermLoanCreditFacilityDue2027Member', window );">Senior Unsecured Term Loan Credit Facility Due 2027 [Member] | Senior Secured Term Loan [Member] | Exchange Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt Instrument, Face Amount</a></td>
<td class="nump">19,600,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_SeniorUnsecuredTermLoanCreditFacilityDue2027Member', window );">Senior Unsecured Term Loan Credit Facility Due 2027 [Member] | Unsecured Senior Term Loan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt Instrument, Face Amount</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_SeniorUnsecuredTermLoanCreditFacilityDue2027Member', window );">Senior Unsecured Term Loan Credit Facility Due 2027 [Member] | Unsecured Senior Term Loan [Member] | Exchange Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">Feb.  01,  2027<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_DebtInstrumentRedeemedFaceAmount', window );">Debt Instrument, Redeemed, Face Amount</a></td>
<td class="nump">$ 10,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt Instrument, Face Amount</a></td>
<td class="nump">$ 39,600,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_DebtCovenantFixedChargeCoverageRatioMinimum">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents minimum fixed coverage ratio on senior secured and senior notes allowed before the entity is restricted from making certain payments and incurring additional indebtedness.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_DebtCovenantFixedChargeCoverageRatioMinimum</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_DebtInstrumentRedeemedFaceAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Face (par) amount of the original debt instrument that was redeemed.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_DebtInstrumentRedeemedFaceAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_DebtInstrumentToBeIssuedAsAPercentageDifferenceOfPrincipalAndPurchasePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Information pertaining to the indenture agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_DebtInstrumentToBeIssuedAsAPercentageDifferenceOfPrincipalAndPurchasePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LineOfCreditFacilityApplicableMargin">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of margin on the variable rate.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LineOfCreditFacilityApplicableMargin</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LineOfCreditFacilityUnusedCommitmentFeeRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage rate of unused commitment fee in line of credit facility.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LineOfCreditFacilityUnusedCommitmentFeeRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LineOfCreditFacilityVariableRateFloor">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the variable rate floor under the line of credit facility.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LineOfCreditFacilityVariableRateFloor</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_SecuredDebtLeverageRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The maximum for payments of dividends on preferred stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_SecuredDebtLeverageRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtConversionConvertedInstrumentAmount1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The value of the financial instrument(s) that the original debt is being converted into in a noncash (or part noncash) transaction. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-3<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtConversionConvertedInstrumentAmount1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentFaceAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Face (par) amount of debt instrument at time of issuance.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482949/835-30-55-8<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69B<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69C<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482900/835-30-50-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentFaceAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateStatedPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Contractual interest rate for funds borrowed, under the debt agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateStatedPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
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-Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1I<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1I<br><br>Reference 26: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br><br>Reference 27: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482900/835-30-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentMaturityDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Date when the debt instrument is scheduled to be fully repaid, in YYYY-MM-DD format.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentMaturityDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentRedemptionPricePercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage price of original principal amount of debt at which debt can be redeemed by the issuer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 470<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477734/942-470-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentRedemptionPricePercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of principal amount of debt redeemed.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentRepurchaseAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value amount of debt instrument that was repurchased.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentRepurchaseAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentRepurchasedFaceAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Face (par) amount of the original debt instrument that was repurchased.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentRepurchasedFaceAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainsLossesOnExtinguishmentOfDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Difference between the fair value of payments made and the carrying amount of debt which is extinguished prior to maturity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481303/470-50-40-2<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481303/470-50-40-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainsLossesOnExtinguishmentOfDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCredit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The carrying value as of the balance sheet date of the current and noncurrent portions of long-term obligations drawn from a line of credit, which is a bank's commitment to make loans up to a specific amount. Examples of items that might be included in the application of this element may consist of letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to a maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line. Includes short-term obligations that would normally be classified as current liabilities but for which (a) postbalance sheet date issuance of a long term obligation to refinance the short term obligation on a long term basis, or (b) the enterprise has entered into a financing agreement that clearly permits the enterprise to refinance the short-term obligation on a long term basis and the following conditions are met (1) the agreement does not expire within 1 year and is not cancelable by the lender except for violation of an objectively determinable provision, (2) no violation exists at the BS date, and (3) the lender has entered into the financing agreement is expected to be financially capable of honoring the agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LineOfCredit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Maximum borrowing capacity under the credit facility without consideration of any current restrictions on the amount that could be borrowed or the amounts currently outstanding under the facility.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(19)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow in the form of ordinary dividends to preferred shareholders of the parent entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfSecuredDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from amounts received from issuance of long-term debt that is wholly or partially secured by collateral. Excludes proceeds from tax exempt secured debt.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-14<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromIssuanceOfSecuredDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfSeniorDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for a long-term debt where the holder has highest claim on the entity's asset in case of bankruptcy or liquidation during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RepaymentsOfSeniorDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtConversionByUniqueDescriptionAxis=hov_PotentialConversionOfSpecifiedJuniorDebtToAdditionalLienNotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtConversionByUniqueDescriptionAxis=hov_PotentialConversionOfSpecifiedJuniorDebtToAdditionalLienNotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CreditFacilityAxis=hov_SeniorSecuredRevolvingCreditFacilityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CreditFacilityAxis=hov_SeniorSecuredRevolvingCreditFacilityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_VariableRateAxis=us-gaap_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_VariableRateAxis=us-gaap_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_VariableRateAxis=hov_AlternateBaseRateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_VariableRateAxis=hov_AlternateBaseRateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredTermLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredTermLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_UnsecuredSeniorNotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_UnsecuredSeniorNotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredRevolvingCreditFacilityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredRevolvingCreditFacilityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienNotesDue2025Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380430738896">
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 9 - Senior Notes and Credit Facilities (Details 2 Textual) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">$ 2.6<span></span>
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<td class="nump">$ 4.9<span></span>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CreditFacilityAxis=hov_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember', window );">Stand-alone Cash Collateralized Letter of Credit Agreements and Facilities [Member] | Restricted Cash [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCollateralAmount', window );">Debt Instrument, Collateral Amount</a></td>
<td class="nump">3.2<span></span>
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<td class="nump">$ 5.1<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=hov_CashAndCashEquivalentsCollateralMember', window );">Cash and Cash Equivalents Collateral [Member] | The Secured Credit Facility, the New Secured Notes, and the Second Lien Notes [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCollateralAmount', window );">Debt Instrument, Collateral Amount</a></td>
<td class="nump">216.2<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=hov_RestrictedCashMember', window );">Restricted Cash [Member] | The Secured Credit Facility, the New Secured Notes, and the Second Lien Notes [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCollateralAmount', window );">Debt Instrument, Collateral Amount</a></td>
<td class="nump">3.2<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCollateralAmount', window );">Debt Instrument, Collateral Amount</a></td>
<td class="nump">655.1<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCollateralAmount', window );">Debt Instrument, Collateral Amount</a></td>
<td class="nump">$ 140.5<span></span>
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<td class="text">&#160;<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LettersOfCreditOutstandingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The total amount of the contingent obligation under letters of credit outstanding as of the reporting date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LettersOfCreditOutstandingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CreditFacilityAxis=hov_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CreditFacilityAxis=hov_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BalanceSheetLocationAxis=hov_RestrictedCashMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BalanceSheetLocationAxis=hov_RestrictedCashMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CollateralAxis=hov_CashAndCashEquivalentsCollateralMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CollateralAxis=hov_RestrictedCashMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CollateralAxis=hov_RestrictedCashMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CollateralAxis=hov_RealPropertyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CollateralAxis=hov_RealPropertyMember</td>
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<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CollateralAxis=hov_EquityInterestsInJointVentureHoldingCompaniesCollateralMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CollateralAxis=hov_EquityInterestsInJointVentureHoldingCompaniesCollateralMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380437071376">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Note 9 - Senior Notes and Credit Facilities - Senior Notes and Credit Facilities Balances (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Senior debt</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 881,556<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 1,070,261<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentUnamortizedDiscountPremiumNet', window );">Net premiums (discounts)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17,340<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(14,563)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredFinanceCostsNet', window );">Unamortized debt issuance costs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,678)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(4,207)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Total senior notes and credit facilities, net of discounts, premiums and unamortized debt issuance costs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">896,218<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,051,491<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember', window );">Senior Secured Notes [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Senior debt</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">655,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">768,502<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_UnsecuredSeniorNotesMember', window );">Unsecured Senior Notes [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Senior debt</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">51,556<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">180,710<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorUnsecuredTermLoanCreditFacilityDue2027Member', window );">Senior Unsecured Term Loan Credit Facility Due 2027 [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Senior debt</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">39,551<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredRevolvingCreditFacilityMember', window );">Senior Secured Revolving Credit Facility [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Senior debt</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienNotesDue2025Member', window );">The 10.0% Senior Secured 1.75 Lien Notes due 2025 [Member] | Senior Secured Notes [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Senior debt</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">113,502<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDue2028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes Due 2028 [Member] | Senior Secured Notes [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Senior debt</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">225,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">225,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Senior Secured Notes [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Senior debt</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">430,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">430,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The135SeniorNotesDue2026Member', window );">The 13.5% Senior Notes Due 2026 [Member] | Unsecured Senior Notes [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Senior debt</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">26,588<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">90,590<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The50SeniorNotesDue2040Member', window );">The 5.0% Senior Notes due 2040 [Member] | Unsecured Senior Notes [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Senior debt</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">24,968<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">90,120<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienTermLoansDue2028Member', window );">The 10.0% Senior Secured 1.75 Lien Term Loans Due 2028 [Member] | Senior Secured Term Loan [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Senior debt</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 175,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 81,498<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Does <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> include our $125.0 million Senior Secured Revolving Credit Facility under which there were no borrowings outstanding as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 31, 2024</em>.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><span style="border-left: none; border-right: none;">On <span>May 21, 2024</span>, K. Hovnanian exchanged $64.0 million aggregate principal amount of 13.5% Senior Notes due February 1, 2026 and cash, $65.2 million aggregate principal amount of 5.0% Senior Notes due February 1, 2040 and all of its $39.6 million aggregate principal amount of loans under the Senior Unsecured Term Loan Credit Facility due February 1, 2027 and cash for an additional $<span style="border-left: none; border-right: none;">93.5</span> million aggregate principal amount of loans under the Senior Secured <span>1.75</span> Lien Term Loan Credit Facility due January 31, 2028.</span></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top"><span style="border-right: none; border-left: none;">At <span>October 31, 2024</span>, provides for up to $125.0 million in aggregate amount of senior secured first lien revolving loans. The revolving loans thereunder have a maturity of <span style="border-left: none; border-right: none;">June 30, 2026 </span>and borrowings bear interest, at K. Hovnanian&#8217;s option, at either (i) a term SOFR (subject to a floor of <span style="border-left: none; border-right: none; line-height: inherit;">3.00</span>%) plus an applicable margin of 4.50% or (ii) an alternate base rate (subject to a floor of <span style="border-left: none; border-right: none; line-height: inherit;">4.00</span>%) plus an applicable margin of 3.50%. In addition, K. Hovnanian will pay an unused commitment fee on the undrawn revolving commitments at a rate of 1.00% per annum.</span></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> November 15, 2023, </em>K. Hovnanian redeemed all of its $113.5 million aggregate principal amount of 10.0% Senior Secured <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>1.75</span></em> Lien Notes due <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> November 15, 2025.</em></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before unamortized (discount) premium and debt issuance costs, of long-term debt. Includes, but is not limited to, notes payable, bonds payable, commercial loans, mortgage loans, convertible debt, subordinated debt and other types of debt.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after accumulated amortization, of debt discount (premium).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-1A<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482900/835-30-50-1<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1D<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1D<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentUnamortizedDiscountPremiumNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredFinanceCostsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after accumulated amortization, of debt issuance costs. Includes, but is not limited to, legal, accounting, underwriting, printing, and registration costs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-1A<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482900/835-30-50-1<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1D<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1D<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredFinanceCostsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after deduction of unamortized premium (discount) and debt issuance cost, of long-term debt. Excludes lease obligation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482949/835-30-55-8<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69B<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69C<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1D<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1D<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_UnsecuredSeniorNotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_UnsecuredSeniorNotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_SeniorUnsecuredTermLoanCreditFacilityDue2027Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredRevolvingCreditFacilityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredRevolvingCreditFacilityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienNotesDue2025Member</td>
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<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDue2028Member</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
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<tr>
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<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380410450080">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 9 - Senior Notes and Credit Facilities - Senior Notes and Credit Facilities Balances (Details) (Parentheticals)<br></strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="2">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Nov. 15, 2023</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th"><div>May 21, 2024</div></th>
<th class="th"><div>Oct. 05, 2023</div></th>
<th class="th"><div>Sep. 07, 2023</div></th>
<th class="th"><div>May 30, 2023</div></th>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">Nov. 15,  2025<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorUnsecuredTermLoanCreditFacilityDue2027Member', window );">Senior Unsecured Term Loan Credit Facility Due 2027 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Feb.  01,  2027<span></span>
</td>
<td class="text">Feb.  01,  2027<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienNotesDue2025Member', window );">The 10.0% Senior Secured 1.75 Lien Notes due 2025 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">10.00%<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Nov. 15,  2025<span></span>
</td>
<td class="text">Nov. 15,  2025<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The775SeniorSecured1125LienNotesDueFebruary152026Member', window );">The 7.75% Senior Secured 1.125 Lien Notes due February 15, 2026 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7.75%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The105SeniorSecured125LienNotesDueFebruary152026Member', window );">The 10.5% Senior Secured 1.25 Lien Notes due February 15, 2026 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1125SeniorSecured15LienNotesDueFebruary152026Member', window );">The 11.25% Senior Secured 1.5 Lien Notes due February 15, 2026 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.25%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDue2028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes Due 2028 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Sep. 30,  2028<span></span>
</td>
<td class="text">Sep. 30,  2028<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Sep. 30,  2029<span></span>
</td>
<td class="text">Sep. 30,  2029<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorNotesDue2027Member', window );">The 8.0% Senior Notes Due 2027 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorNotesDue2027Member', window );">The 8.0% Senior Notes Due 2027 [Member] | Unsecured Senior Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Nov.  01,  2027<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The135SeniorNotesDue2026Member', window );">The 13.5% Senior Notes Due 2026 [Member] | Unsecured Senior Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
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</td>
<td class="nump">13.50%<span></span>
</td>
<td class="nump">13.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Feb.  01,  2026<span></span>
</td>
<td class="text">Feb.  01,  2026<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The50SeniorNotesDue2040Member', window );">The 5.0% Senior Notes due 2040 [Member] | Unsecured Senior Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
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</td>
<td class="text">Feb.  01,  2040<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienTermLoansDue2028Member', window );">The 10.0% Senior Secured 1.75 Lien Term Loans Due 2028 [Member] | Senior Secured Term Loan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Jan. 31,  2028<span></span>
</td>
<td class="text">Jan. 31,  2028<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Contractual interest rate for funds borrowed, under the debt agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateStatedPercentage</td>
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<tr>
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<tr>
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<td>dtr-types:percentItemType</td>
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<tr>
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<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Date when the debt instrument is scheduled to be fully repaid, in YYYY-MM-DD format.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentMaturityDate</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_UnsecuredSeniorNotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_UnsecuredSeniorNotesMember</td>
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<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<tr>
<td><strong> Name:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
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<td><strong> Data Type:</strong></td>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380431397936">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Note 9 - Senior Notes and Credit Facilities - Future Maturities of Borrowings (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtDisclosureAbstract', window );"><strong>Senior Notes and Credit Facilities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths', window );">2025</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo', window );">2026</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">26,588<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree', window );">2027</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour', window );">2028</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">400,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive', window );">2029</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">430,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive', window );">Thereafter</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24,968<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 881,556<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 1,070,261<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Does <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> include our $125.0 million Senior Secured Revolving Credit Facility under which there were no borrowings outstanding as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 31, 2024</em>.</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before unamortized (discount) premium and debt issuance costs, of long-term debt. Includes, but is not limited to, notes payable, bonds payable, commercial loans, mortgage loans, convertible debt, subordinated debt and other types of debt.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-4<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing after fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1E<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1E<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in third fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1E<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1E<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1<br></p></div>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1E<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1E<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380432365824">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 10 - Operating and Reporting Segments (Details Textual)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>USD ($) </div>
<div>Segment</div>
</th>
<th class="th">
<div>Oct. 31, 2023 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Oct. 31, 2022 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NumberOfStatesInWhichEntityOperates', window );">Number of States in which Entity Operates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization', window );">Real Estate Inventory Expense Not Eligible for Capitalization</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 30,752<span></span>
</td>
<td class="nump">$ 54,082<span></span>
</td>
<td class="nump">$ 47,343<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainsLossesOnExtinguishmentOfDebt', window );">Gain (loss) on extinguishment of debt, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,371<span></span>
</td>
<td class="num">(25,638)<span></span>
</td>
<td class="num">(6,795)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NatureOfExpenseAxis=hov_QualifyingAssetsNotExceedingDebtMember', window );">Qualifying Assets Not Exceeding Debt [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization', window );">Real Estate Inventory Expense Not Eligible for Capitalization</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">17,700<span></span>
</td>
<td class="nump">28,600<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ConsolidationItemsAxis=us-gaap_CorporateNonSegmentMember', window );">Corporate, Non-Segment [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GeneralAndAdministrativeExpense', window );">General and Administrative Expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">139,700<span></span>
</td>
<td class="nump">103,200<span></span>
</td>
<td class="nump">102,600<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainsLossesOnExtinguishmentOfDebt', window );">Gain (loss) on extinguishment of debt, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,400)<span></span>
</td>
<td class="num">(25,600)<span></span>
</td>
<td class="num">(6,800)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherNonoperatingIncomeExpense', window );">Other Nonoperating Income (Expense)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">$ (39,900)<span></span>
</td>
<td class="num">(12,700)<span></span>
</td>
<td class="num">(6,500)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ConsolidationItemsAxis=us-gaap_CorporateNonSegmentMember', window );">Corporate, Non-Segment [Member] | Qualifying Assets Not Exceeding Debt [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization', window );">Real Estate Inventory Expense Not Eligible for Capitalization</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 17,700<span></span>
</td>
<td class="nump">$ 28,600<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NumberOfReportableSegments', window );">Number of Reportable Segments | Segment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><span style="line-height: inherit; border-right: none; border-left: none;"><i><span style="line-height: inherit;">O<span style="line-height: inherit;">th</span><span style="line-height: inherit;"><span style="line-height: inherit;">e</span>r</span> interest expensed includes interest that does <em>not</em> qualify for interest capitalization because our assets that qualify for interest capitalization (inventory under development) did <em>not</em> </span></i></span><i style="border-right: none; border-left: none; width: 97.8334%;"><span style="line-height: inherit;">exceed our debt, which amounted to $</span></i><i><span style="line-height: inherit;">17.7 million and $28.6 million for the years ended <span>October 31, 2023</span></span></i><i><span style="line-height: inherit;"> and </span></i><i><span style="line-height: inherit;"><em><span>2022</span></em>, respectively. During the year ended <span>October 31, 2024</span>, our inventory under development exceeded our debt, therefore, all of the related interest incurred qualified for interest capitalization. Other interest also includes interest on completed homes, land in planning and fully developed lots without homes under construction, which does <em style="border-right: none; border-left: none; width: 97.8334%;">not</em> qualify for capitalization, and therefore, is expensed as incurred. This component of other interest was $30.8 million, $36.4 million and $18.8 million for the years ended <em style="border-right: none; border-left: none; width: 97.8334%;"><span>October 31, 2024</span>, </em><em style="border-right: none; border-left: none; width: 97.8334%;"><span>2023</span></em> and <em style="border-right: none; border-left: none; width: 97.8334%;"><span>2022</span></em></span></i><i><span style="line-height: inherit;">, respectively</span></i><i><span style="line-height: inherit;">.</span></i></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest cost which does not qualify for interest capitalization.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_RealEstateInventoryExpenseNotEligibleForCapitalization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainsLossesOnExtinguishmentOfDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Difference between the fair value of payments made and the carrying amount of debt which is extinguished prior to maturity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481303/470-50-40-2<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481303/470-50-40-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainsLossesOnExtinguishmentOfDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GeneralAndAdministrativeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate total of expenses of managing and administering the affairs of an entity, including affiliates of the reporting entity, which are not directly or indirectly associated with the manufacture, sale or creation of a product or product line.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(2)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GeneralAndAdministrativeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NumberOfReportableSegments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of segments reported by the entity. A reportable segment is a component of an entity for which there is an accounting requirement to report separate financial information on that component in the entity's financial statements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 47<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-47<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 54<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-54<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 18<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-18<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NumberOfReportableSegments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NumberOfStatesInWhichEntityOperates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of states the entity operates in as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NumberOfStatesInWhichEntityOperates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNonoperatingIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of income (expense) related to nonoperating activities, classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherNonoperatingIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SegmentReportingInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NatureOfExpenseAxis=hov_QualifyingAssetsNotExceedingDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NatureOfExpenseAxis=hov_QualifyingAssetsNotExceedingDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidationItemsAxis=us-gaap_CorporateNonSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidationItemsAxis=us-gaap_CorporateNonSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>81
<FILENAME>R65.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380435822608">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 10 - Operating and Reporting Segments - Financial Information Relating to Segment Operations (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 3,004,918<span></span>
</td>
<td class="nump">$ 2,756,016<span></span>
</td>
<td class="nump">$ 2,922,231<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income (loss) before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">317,089<span></span>
</td>
<td class="nump">255,951<span></span>
</td>
<td class="nump">319,753<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,605,574<span></span>
</td>
<td class="nump">2,492,940<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures', window );">Investments in and advances to unconsolidated joint ventures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">142,910<span></span>
</td>
<td class="nump">97,886<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">120,684<span></span>
</td>
<td class="nump">134,902<span></span>
</td>
<td class="nump">132,370<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepreciationDepletionAndAmortization', window );">Total depreciation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,730<span></span>
</td>
<td class="nump">8,798<span></span>
</td>
<td class="nump">5,457<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentExpenditureAdditionToLongLivedAssets', window );">Net additions to operating properties and equipment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17,859<span></span>
</td>
<td class="nump">18,821<span></span>
</td>
<td class="nump">12,592<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Equity in earnings from unconsolidated joint ventures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">52,262<span></span>
</td>
<td class="nump">43,160<span></span>
</td>
<td class="nump">29,033<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ConsolidationItemsAxis=us-gaap_CorporateNonSegmentMember', window );">Corporate, Non-Segment [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,009<span></span>
</td>
<td class="nump">10,789<span></span>
</td>
<td class="nump">1,017<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income (loss) before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(98,371)<span></span>
</td>
<td class="num">(133,764)<span></span>
</td>
<td class="num">(144,471)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">552,159<span></span>
</td>
<td class="nump">820,466<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures', window );">Investments in and advances to unconsolidated joint ventures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,559<span></span>
</td>
<td class="nump">1,363<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">17,707<span></span>
</td>
<td class="nump">28,572<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepreciationDepletionAndAmortization', window );">Total depreciation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,371<span></span>
</td>
<td class="nump">2,677<span></span>
</td>
<td class="nump">2,321<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentExpenditureAdditionToLongLivedAssets', window );">Net additions to operating properties and equipment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13,277<span></span>
</td>
<td class="nump">14,241<span></span>
</td>
<td class="nump">8,646<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | Operating Segments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,922,845<span></span>
</td>
<td class="nump">2,685,139<span></span>
</td>
<td class="nump">2,859,674<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income (loss) before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">391,336<span></span>
</td>
<td class="nump">370,350<span></span>
</td>
<td class="nump">445,103<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,849,826<span></span>
</td>
<td class="nump">1,503,803<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures', window );">Investments in and advances to unconsolidated joint ventures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">141,351<span></span>
</td>
<td class="nump">96,523<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">120,559<span></span>
</td>
<td class="nump">117,194<span></span>
</td>
<td class="nump">104,011<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepreciationDepletionAndAmortization', window );">Total depreciation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,108<span></span>
</td>
<td class="nump">6,121<span></span>
</td>
<td class="nump">3,131<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentExpenditureAdditionToLongLivedAssets', window );">Net additions to operating properties and equipment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,961<span></span>
</td>
<td class="nump">3,540<span></span>
</td>
<td class="nump">3,918<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | Northeast [Member] | Operating Segments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,036,049<span></span>
</td>
<td class="nump">968,851<span></span>
</td>
<td class="nump">1,085,081<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income (loss) before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">190,477<span></span>
</td>
<td class="nump">178,516<span></span>
</td>
<td class="nump">177,406<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">664,064<span></span>
</td>
<td class="nump">483,784<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures', window );">Investments in and advances to unconsolidated joint ventures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">79,659<span></span>
</td>
<td class="nump">56,758<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">33,459<span></span>
</td>
<td class="nump">32,071<span></span>
</td>
<td class="nump">31,552<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepreciationDepletionAndAmortization', window );">Total depreciation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,241<span></span>
</td>
<td class="nump">4,352<span></span>
</td>
<td class="nump">1,542<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentExpenditureAdditionToLongLivedAssets', window );">Net additions to operating properties and equipment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,211<span></span>
</td>
<td class="nump">1,678<span></span>
</td>
<td class="nump">1,848<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Equity in earnings from unconsolidated joint ventures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">26,899<span></span>
</td>
<td class="nump">27,253<span></span>
</td>
<td class="nump">12,674<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | Southeast [Member] | Operating Segments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">448,902<span></span>
</td>
<td class="nump">420,296<span></span>
</td>
<td class="nump">323,961<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income (loss) before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">77,613<span></span>
</td>
<td class="nump">77,750<span></span>
</td>
<td class="nump">60,178<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">296,058<span></span>
</td>
<td class="nump">286,701<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures', window );">Investments in and advances to unconsolidated joint ventures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">55,344<span></span>
</td>
<td class="nump">35,262<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21,071<span></span>
</td>
<td class="nump">20,055<span></span>
</td>
<td class="nump">17,403<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepreciationDepletionAndAmortization', window );">Total depreciation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">392<span></span>
</td>
<td class="nump">444<span></span>
</td>
<td class="nump">291<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentExpenditureAdditionToLongLivedAssets', window );">Net additions to operating properties and equipment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,172<span></span>
</td>
<td class="nump">263<span></span>
</td>
<td class="nump">229<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Equity in earnings from unconsolidated joint ventures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">19,459<span></span>
</td>
<td class="nump">15,696<span></span>
</td>
<td class="nump">16,359<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | West [Member] | Operating Segments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,437,894<span></span>
</td>
<td class="nump">1,295,992<span></span>
</td>
<td class="nump">1,450,632<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income (loss) before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">123,246<span></span>
</td>
<td class="nump">114,084<span></span>
</td>
<td class="nump">207,519<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">889,704<span></span>
</td>
<td class="nump">733,318<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures', window );">Investments in and advances to unconsolidated joint ventures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,348<span></span>
</td>
<td class="nump">4,503<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">66,029<span></span>
</td>
<td class="nump">65,068<span></span>
</td>
<td class="nump">55,056<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepreciationDepletionAndAmortization', window );">Total depreciation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,475<span></span>
</td>
<td class="nump">1,325<span></span>
</td>
<td class="nump">1,298<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentExpenditureAdditionToLongLivedAssets', window );">Net additions to operating properties and equipment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,578<span></span>
</td>
<td class="nump">1,599<span></span>
</td>
<td class="nump">1,841<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Equity in earnings from unconsolidated joint ventures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,904<span></span>
</td>
<td class="nump">211<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_FinancialServicesMember', window );">Financial Services [Member] | Operating Segments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">74,064<span></span>
</td>
<td class="nump">60,088<span></span>
</td>
<td class="nump">61,540<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income (loss) before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24,124<span></span>
</td>
<td class="nump">19,365<span></span>
</td>
<td class="nump">19,121<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">203,589<span></span>
</td>
<td class="nump">168,671<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Financial services interest expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">125<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="num">(213)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepreciationDepletionAndAmortization', window );">Total depreciation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">251<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentExpenditureAdditionToLongLivedAssets', window );">Net additions to operating properties and equipment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 621<span></span>
</td>
<td class="nump">$ 1,040<span></span>
</td>
<td class="nump">$ 28<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><span style="border-right: none; border-left: none; line-height: inherit;">Corporate and unallocated for the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span></em> included corporate general and administrative expenses of $139.7 million, gain on extinguishment of debt of $1.4 million and $(39.9) million of other (income) expenses, net. Corporate and unallocated for the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2023</span></em> included corporate general and administrative expenses of $103.2 million, interest expense of $17.7 million, loss on extinguishment of debt of $25.6 million and $(12.7) million of other (income) expenses, net. Corporate and unallocated for the year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2022</span></em> included corporate general and administrative expenses of $102.6 million, interest expense of $28.6 million, loss on extinguishment of debt of $6.8 million and $6.5 million of other (income) expenses, net.</span></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Financial services interest expense (income) is included in Financial services revenue or expense in the Consolidated Statements of Operations.</i></span></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of asset recognized for present right to economic benefit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 48<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-48<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 49<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-49<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name 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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationDepletionAndAmortization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate expense recognized in the current period that allocates the cost of tangible assets, intangible assets, or depleting assets to periods that benefit from use of the assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 48<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-48<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 49<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-49<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepreciationDepletionAndAmortization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 48<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-48<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(11))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 9: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 31<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-31<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-05(b)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-1<br><br>Reference 11: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 12: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(15))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) for proportionate share of equity method investee's income (loss).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481664/323-10-45-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(13)(f))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of interest expense classified as operating and nonoperating. Includes, but is not limited to, cost of borrowing accounted for as interest expense.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 48<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-48<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 49<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-49<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-24<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 835<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483013/835-20-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income (expense) classified as operating.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in equity method investee and investment in and advance to affiliate.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Revenues">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss).</p></div>
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https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-05(b)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-1<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Revenues</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentExpenditureAdditionToLongLivedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expenditure for addition to long-lived assets included in determination of segment assets by chief operating decision maker (CODM) or otherwise regularly provided to CODM. Excludes expenditure for addition to financial instrument, long-term customer relationship of financial institution, mortgage and other servicing rights, deferred policy acquisition cost, and deferred tax assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 48<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-48<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 49<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-49<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 25<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-25<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SegmentExpenditureAdditionToLongLivedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SegmentReportingInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidationItemsAxis=us-gaap_CorporateNonSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidationItemsAxis=us-gaap_CorporateNonSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380436679664">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 11 - Income Taxes (Details Textual) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwardsLineItems', window );"><strong>Operating Loss Carryforwards [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income Tax Expense (Benefit)</a></td>
<td class="nump">$ 75,081<span></span>
</td>
<td class="nump">$ 50,060<span></span>
</td>
<td class="nump">$ 94,263<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsLiabilitiesNet', window );">Deferred Tax Assets, Net</a></td>
<td class="nump">241,064<span></span>
</td>
<td class="nump">302,833<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsValuationAllowance', window );">Deferred Tax Assets, Valuation Allowance</a></td>
<td class="nump">$ 55,698<span></span>
</td>
<td class="nump">71,879<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OpenTaxYear', window );">Open Tax Year</a></td>
<td class="text">2020 2021 2022 2023<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember', window );">Domestic Tax Authority [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwardsLineItems', window );"><strong>Operating Loss Carryforwards [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingIncomeLoss', window );">Operating Income (Loss)</a></td>
<td class="num">$ (290,100)<span></span>
</td>
<td class="num">(221,200)<span></span>
</td>
<td class="num">(306,000)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_OperatingIncomeLossTaxEffect', window );">Operating Income (Loss), Tax Effect</a></td>
<td class="nump">60,900<span></span>
</td>
<td class="nump">46,400<span></span>
</td>
<td class="nump">64,300<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income Tax Expense (Benefit)</a></td>
<td class="nump">64,230<span></span>
</td>
<td class="nump">46,821<span></span>
</td>
<td class="nump">60,064<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsLiabilitiesNet', window );">Deferred Tax Assets, Net</a></td>
<td class="nump">164,493<span></span>
</td>
<td class="nump">228,723<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember', window );">Domestic Tax Authority [Member] | Between 2031 and 2038 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwardsLineItems', window );"><strong>Operating Loss Carryforwards [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwards', window );">Operating Loss Carryforwards</a></td>
<td class="nump">398,800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember', window );">Domestic Tax Authority [Member] | Indefinite Tax Period [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwardsLineItems', window );"><strong>Operating Loss Carryforwards [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwards', window );">Operating Loss Carryforwards</a></td>
<td class="nump">15,700<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember', window );">State and Local Jurisdiction [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwardsLineItems', window );"><strong>Operating Loss Carryforwards [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingIncomeLoss', window );">Operating Income (Loss)</a></td>
<td class="num">(110,000)<span></span>
</td>
<td class="num">(113,300)<span></span>
</td>
<td class="num">(80,100)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_OperatingIncomeLossTaxEffect', window );">Operating Income (Loss), Tax Effect</a></td>
<td class="nump">8,600<span></span>
</td>
<td class="nump">8,300<span></span>
</td>
<td class="nump">5,800<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income Tax Expense (Benefit)</a></td>
<td class="nump">10,851<span></span>
</td>
<td class="nump">3,239<span></span>
</td>
<td class="nump">$ 34,199<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwards', window );">Operating Loss Carryforwards</a></td>
<td class="nump">1,900<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsLiabilitiesNet', window );">Deferred Tax Assets, Net</a></td>
<td class="nump">76,571<span></span>
</td>
<td class="nump">$ 74,110<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember', window );">State and Local Jurisdiction [Member] | Indefinite Tax Period [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwardsLineItems', window );"><strong>Operating Loss Carryforwards [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwards', window );">Operating Loss Carryforwards</a></td>
<td class="nump">45,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember', window );">State and Local Jurisdiction [Member] | Between 2025 and 2029 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwardsLineItems', window );"><strong>Operating Loss Carryforwards [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwards', window );">Operating Loss Carryforwards</a></td>
<td class="nump">853,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember', window );">State and Local Jurisdiction [Member] | Between 2030 and 2034 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwardsLineItems', window );"><strong>Operating Loss Carryforwards [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwards', window );">Operating Loss Carryforwards</a></td>
<td class="nump">694,400<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember', window );">State and Local Jurisdiction [Member] | Between 2035 and 2039 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwardsLineItems', window );"><strong>Operating Loss Carryforwards [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwards', window );">Operating Loss Carryforwards</a></td>
<td class="nump">254,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember', window );">State and Local Jurisdiction [Member] | Between 2040 Through 2044 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwardsLineItems', window );"><strong>Operating Loss Carryforwards [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwards', window );">Operating Loss Carryforwards</a></td>
<td class="nump">$ 5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_OperatingIncomeLossTaxEffect">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents tax effect of operating income (loss)</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_OperatingIncomeLossTaxEffect</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsLiabilitiesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, without jurisdictional netting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsLiabilitiesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsValuationAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsValuationAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-9<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-8<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-10<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -SubTopic 20<br> -Topic 740<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482659/740-20-45-2<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -SubTopic 10<br> -Topic 235<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OpenTaxYear">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tax year that remains open to examination under enacted tax laws, in YYYY format.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OpenTaxYear</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:gYearListItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The net result for the period of deducting operating expenses from operating revenues.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 31<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-31<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLossCarryforwards">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of operating loss carryforward, before tax effects, available to reduce future taxable income under enacted tax laws.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLossCarryforwards</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLossCarryforwardsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLossCarryforwardsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TaxPeriodAxis=hov_Between2031And2038Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TaxPeriodAxis=hov_Between2031And2038Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TaxPeriodAxis=hov_IndefiniteTaxPeriodMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TaxPeriodAxis=hov_IndefiniteTaxPeriodMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TaxPeriodAxis=hov_Between2025And2029Member</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TaxPeriodAxis=hov_Between2030And2034Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TaxPeriodAxis=hov_Between2030And2034Member</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TaxPeriodAxis=hov_Between2035And2039Member</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TaxPeriodAxis=hov_Between2040Through2044Member</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<tr>
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<td></td>
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<DOCUMENT>
<TYPE>XML
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380433775968">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 11 - Income Taxes - Income Taxes Payable (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExaminationLineItems', window );"><strong>Income Tax Examination [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsLiabilitiesNet', window );">Deferred</a></td>
<td class="num">$ (241,064)<span></span>
</td>
<td class="num">$ (302,833)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_IncomeTaxesReceivablePayable', window );">Total</a></td>
<td class="num">(235,585)<span></span>
</td>
<td class="num">(300,972)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember', window );">State and Local Jurisdiction [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExaminationLineItems', window );"><strong>Income Tax Examination [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccruedIncomeTaxesCurrent', window );">Current</a></td>
<td class="nump">5,479<span></span>
</td>
<td class="nump">1,861<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsLiabilitiesNet', window );">Deferred</a></td>
<td class="num">(76,571)<span></span>
</td>
<td class="num">(74,110)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember', window );">Domestic Tax Authority [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExaminationLineItems', window );"><strong>Income Tax Examination [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccruedIncomeTaxesCurrent', window );">Current</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsLiabilitiesNet', window );">Deferred</a></td>
<td class="num">$ (164,493)<span></span>
</td>
<td class="num">$ (228,723)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_IncomeTaxesReceivablePayable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of income taxes (receivable) and payable and deferred tax assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_IncomeTaxesReceivablePayable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccruedIncomeTaxesCurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of the unpaid sum of the known and estimated amounts payable to satisfy all currently due domestic and foreign income tax obligations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(20))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccruedIncomeTaxesCurrent</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsLiabilitiesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, without jurisdictional netting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsLiabilitiesNet</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExaminationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExaminationLineItems</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember</td>
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<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<DOCUMENT>
<TYPE>XML
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<FILENAME>R68.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380430090368">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 11 - Income Taxes - Provision for Income Taxes (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="5">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th" colspan="2"><div>Oct. 31, 2023</div></th>
<th class="th" colspan="2"><div>Oct. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Taxes</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CurrentFederalTaxExpenseBenefit', window );">Federal (1)</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CurrentStateAndLocalTaxExpenseBenefit', window );">State (2)</a></td>
<td class="nump">13,312<span></span>
</td>
<td class="nump">8,101<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">13,377<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CurrentIncomeTaxExpenseBenefit', window );">Total current income tax expense:</a></td>
<td class="nump">13,312<span></span>
</td>
<td class="nump">8,101<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">13,377<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredFederalIncomeTaxExpenseBenefit', window );">Federal</a></td>
<td class="nump">64,230<span></span>
</td>
<td class="nump">46,821<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">60,064<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit', window );">State</a></td>
<td class="num">(2,461)<span></span>
</td>
<td class="num">(4,862)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">20,822<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Total deferred income tax expense:</a></td>
<td class="nump">61,769<span></span>
</td>
<td class="nump">41,959<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">80,886<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Total</a></td>
<td class="nump">$ 75,081<span></span>
</td>
<td class="nump">$ 50,060<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 94,263<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="6"></td></tr>
<tr><td colspan="6"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>The current federal income tax expense is net of the use of federal net operating losses totaling $290.1 million (tax effected $60.9 million), $221.2 million (tax effected $46.4 million) and $306.0 million (tax effected $64.3 million) for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em></i><i>, respectively. </i></span></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>The current state income tax expense is net of the use of state net operating losses totaling $110.0 million (tax effected $8.6 million), $113.3 million (tax effected $8.3 million) and $80.1 million (tax effected $5.8 million) for the years ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span>, </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2023</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2022</span></em>, respectively.</i></span></td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentFederalTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of current federal tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, current national tax expense (benefit) for non-US (United States of America) jurisdiction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(1)(Note 1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 740<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CurrentFederalTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) pertaining to taxable income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(1)(Note 1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CurrentIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentStateAndLocalTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of current state and local tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, current regional, territorial, and provincial tax expense (benefit) for non-US (United States of America) jurisdiction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(1)(Note 1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 740<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CurrentStateAndLocalTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredFederalIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred federal tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, deferred national tax expense (benefit) for non-US (United States of America) jurisdiction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(1)(Note 1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredFederalIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(1)(Note 1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 740<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred state and local tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, deferred regional, territorial, and provincial tax expense (benefit) for non-US (United States of America) jurisdiction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(1)(Note 1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-9<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-8<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-10<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -SubTopic 20<br> -Topic 740<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482659/740-20-45-2<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -SubTopic 10<br> -Topic 235<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380438726528">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 11 - Income Taxes - Deferred Tax Assets and Liabilities (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsGrossAbstract', window );"><strong>Deferred tax assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses', window );">Impairments</a></td>
<td class="nump">$ 22,742<span></span>
</td>
<td class="nump">$ 26,168<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther', window );">Capitalized expenses</a></td>
<td class="nump">4,420<span></span>
</td>
<td class="nump">3,692<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsWarrantyReserves', window );">Warranty reserves</a></td>
<td class="nump">4,319<span></span>
</td>
<td class="nump">4,439<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits', window );">Incentive compensation</a></td>
<td class="nump">13,777<span></span>
</td>
<td class="nump">15,252<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves', window );">Provision for losses</a></td>
<td class="nump">15,236<span></span>
</td>
<td class="nump">16,915<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsDomestic', window );">Federal net operating losses</a></td>
<td class="nump">87,041<span></span>
</td>
<td class="nump">147,841<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal', window );">State net operating losses</a></td>
<td class="nump">123,673<span></span>
</td>
<td class="nump">136,257<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxCreditCarryforwards', window );">Tax credit carryforwards</a></td>
<td class="nump">27,482<span></span>
</td>
<td class="nump">21,260<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOther', window );">Other</a></td>
<td class="nump">10,699<span></span>
</td>
<td class="nump">9,631<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsGross', window );">Total deferred tax assets</a></td>
<td class="nump">309,389<span></span>
</td>
<td class="nump">381,455<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesAbstract', window );"><strong>Deferred tax liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts', window );">Inventory valuation differences</a></td>
<td class="num">(8,610)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates', window );">Joint ventures</a></td>
<td class="num">(4,017)<span></span>
</td>
<td class="num">(6,743)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxLiabilities', window );">Total deferred tax liabilities</a></td>
<td class="num">(12,627)<span></span>
</td>
<td class="num">(6,743)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsValuationAllowance', window );">Valuation allowance</a></td>
<td class="num">(55,698)<span></span>
</td>
<td class="num">(71,879)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsLiabilitiesNet', window );">Deferred tax assets, net</a></td>
<td class="nump">$ 241,064<span></span>
</td>
<td class="nump">$ 302,833<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(26)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-2<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(26)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsGrossAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsGrossAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsLiabilitiesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, without jurisdictional netting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsLiabilitiesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsDomestic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible domestic operating loss carryforwards. Excludes state and local operating loss carryforwards.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsDomestic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible state and local operating loss carryforwards.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences, classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxCreditCarryforwards">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before allocation of a valuation allowances, of deferred tax assets attributable to deductible tax credit carryforwards including, but not limited to, research, foreign, general business, alternative minimum tax, and other deductible tax credit carryforwards.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxCreditCarryforwards</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from compensation and benefits costs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from estimated impairment losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from loss reserves other than estimated credit losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences from reserves and accruals, classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsWarrantyReserves">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from warranty reserves.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsWarrantyReserves</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsValuationAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsValuationAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax consequences attributable to taxable temporary differences derived from inventory.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesDeferredExpenseCapitalizedInventoryCosts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences from investments in unconsolidated subsidiaries and investments in other affiliates which are not controlled nor consolidated.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380431834144">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 11 - Income Taxes - Effective Tax Rate (Details)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Taxes</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate', window );">Federal statutory income tax rate</a></td>
<td class="nump">21.00%<span></span>
</td>
<td class="nump">21.00%<span></span>
</td>
<td class="nump">21.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes', window );">State income taxes, net of federal income tax benefit</a></td>
<td class="nump">6.60%<span></span>
</td>
<td class="nump">6.10%<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost', window );">Non-deductible compensation</a></td>
<td class="nump">2.30%<span></span>
</td>
<td class="nump">1.40%<span></span>
</td>
<td class="nump">1.20%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther', window );">Permanent differences, net</a></td>
<td class="num">(0.10%)<span></span>
</td>
<td class="num">(0.40%)<span></span>
</td>
<td class="num">(0.40%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance', window );">Deferred tax asset valuation allowance</a></td>
<td class="num">(4.10%)<span></span>
</td>
<td class="num">(6.30%)<span></span>
</td>
<td class="nump">4.80%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits', window );">Tax credits</a></td>
<td class="num">(2.00%)<span></span>
</td>
<td class="num">(2.20%)<span></span>
</td>
<td class="num">(2.00%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments', window );">Other</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="num">(0.10%)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateContinuingOperations', window );">Effective tax rate</a></td>
<td class="nump">23.70%<span></span>
</td>
<td class="nump">19.60%<span></span>
</td>
<td class="nump">29.50%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of domestic federal statutory tax rate applicable to pretax income (loss).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.1.Q1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to changes in the valuation allowance for deferred tax assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12A<br> -Subparagraph (a)(6)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12A<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other nondeductible expenses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12A<br> -Subparagraph (b)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12A<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying domestic federal statutory income tax rate to pretax income (loss) from continuing operation, attributable to nondeductible expense for share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12A<br> -Subparagraph (b)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12A<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other adjustments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Subparagraph (b)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations applicable to state and local income tax expense (benefit), net of federal tax expense (benefit).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12A<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12A<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to tax credits. Including, but not limited to, research credit, foreign tax credit, investment tax credit, and other tax credits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12A<br> -Subparagraph (b)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12A<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12A<br> -Subparagraph (a)(5)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12A<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
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</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>87
<FILENAME>R71.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380431164880">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Reduction of Inventory to Fair Value (Details Textual)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>USD ($) </div>
<div>Item </div>
<div>NUMBER</div>
</th>
<th class="th">
<div>Oct. 31, 2023 </div>
<div>USD ($) </div>
<div>Item </div>
<div>NUMBER</div>
</th>
<th class="th">
<div>Oct. 31, 2022 </div>
<div>USD ($) </div>
<div>Item </div>
<div>NUMBER</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateLineItems', window );"><strong>Real Estate [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairmentOfRealEstate', window );">Impairment of Real Estate</a></td>
<td class="nump">$ 10.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 8.4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LandOptionWriteOffs', window );">Land Option Write Offs</a></td>
<td class="nump">$ 1.6<span></span>
</td>
<td class="nump">$ 1.5<span></span>
</td>
<td class="nump">$ 5.7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateLineItems', window );"><strong>Real Estate [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfCommunitiesEvaluatedForImpairment', window );">Number of Communities Evaluated for Impairment | Item</a></td>
<td class="nump">469<span></span>
</td>
<td class="nump">380<span></span>
</td>
<td class="nump">374<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfCommunitiesImpaired', window );">Number of Communities Impaired | Item</a></td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfCommunitiesPerformedDetailedImpairmentCalculations', window );">Number of Communities Performed Detailed Impairment Calculations | NUMBER</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_CarryingValueOfCommunitiesTestedForImpairment', window );">Carrying Value of Communities Tested for Impairment</a></td>
<td class="nump">$ 41.1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 10.6<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairmentOfRealEstate', window );">Impairment of Real Estate</a></td>
<td class="nump">10.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LandOptionWriteOffs', window );">Land Option Write Offs</a></td>
<td class="nump">$ 1.6<span></span>
</td>
<td class="nump">$ 1.5<span></span>
</td>
<td class="nump">$ 5.7<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_CarryingValueOfCommunitiesTestedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate carrying value of communities for which detailed impairment calculatons were performed.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_CarryingValueOfCommunitiesTestedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LandOptionWriteOffs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The charge against earnings in the period to write off costs associated with land options that were terminated.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LandOptionWriteOffs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfCommunitiesEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of communities evaluated for impairment during the period</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfCommunitiesEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfCommunitiesImpaired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the number of communities with impairment losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfCommunitiesImpaired</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfCommunitiesPerformedDetailedImpairmentCalculations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of communities for which detailed impairment calculations were performed during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfCommunitiesPerformedDetailedImpairmentCalculations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairmentOfRealEstate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The charge against earnings in the period to reduce the carrying amount of real property to fair value.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 360<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairmentOfRealEstate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 976<br> -SubTopic 310<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477332/976-310-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>88
<FILENAME>R72.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380522303984">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Reduction of Inventory to Fair Value - Inventory Impairments by Homebuilding Segment (Details)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>USD ($) </div>
<div>Item</div>
</th>
<th class="th">
<div>Oct. 31, 2022 </div>
<div>USD ($) </div>
<div>Item</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateLineItems', window );"><strong>Real Estate [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairmentOfRealEstate', window );">Dollar amount of impairment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 10.0<span></span>
</td>
<td class="nump">$ 8.4<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateLineItems', window );"><strong>Real Estate [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfCommunitiesImpaired', window );">Number of communities | Item</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairmentOfRealEstate', window );">Dollar amount of impairment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 10.0<span></span>
</td>
<td class="nump">$ 8.4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PreimpairmentValue', window );">Pre-impairment value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 41.0<span></span>
</td>
<td class="nump">$ 10.6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | Northeast [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateLineItems', window );"><strong>Real Estate [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfCommunitiesImpaired', window );">Number of communities | Item</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairmentOfRealEstate', window );">Dollar amount of impairment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 4.8<span></span>
</td>
<td class="nump">$ 0.0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PreimpairmentValue', window );">Pre-impairment value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 16.0<span></span>
</td>
<td class="nump">$ 0.0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | Southeast [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateLineItems', window );"><strong>Real Estate [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfCommunitiesImpaired', window );">Number of communities | Item</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairmentOfRealEstate', window );">Dollar amount of impairment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 0.0<span></span>
</td>
<td class="nump">$ 0.0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PreimpairmentValue', window );">Pre-impairment value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.0<span></span>
</td>
<td class="nump">$ 0.0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | West [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateLineItems', window );"><strong>Real Estate [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfCommunitiesImpaired', window );">Number of communities | Item</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairmentOfRealEstate', window );">Dollar amount of impairment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 5.2<span></span>
</td>
<td class="nump">$ 8.4<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PreimpairmentValue', window );">Pre-impairment value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 25.0<span></span>
</td>
<td class="nump">$ 10.6<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><i>Represents carrying value, net of prior period impairments, if any, at the time of recording the applicable period&#8217;s impairments.</i></span></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfCommunitiesImpaired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the number of communities with impairment losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfCommunitiesImpaired</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_PreimpairmentValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Book value of inventory prior to current period impairment charge.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_PreimpairmentValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairmentOfRealEstate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The charge against earnings in the period to reduce the carrying amount of real property to fair value.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 360<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairmentOfRealEstate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 976<br> -SubTopic 310<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477332/976-310-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementGeographicalAxis=hov_NortheastMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementGeographicalAxis=hov_NortheastMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementGeographicalAxis=hov_SoutheastMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementGeographicalAxis=hov_SoutheastMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementGeographicalAxis=hov_WestMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementGeographicalAxis=hov_WestMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
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<head>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380636660576">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Reduction of Inventory to Fair Value - Write-offs and Lots Walked Away From (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateLineItems', window );"><strong>Real Estate [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LandOptionWriteOffs', window );">Amount of write-offs</a></td>
<td class="nump">$ 1.6<span></span>
</td>
<td class="nump">$ 1.5<span></span>
</td>
<td class="nump">$ 5.7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateLineItems', window );"><strong>Real Estate [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LandOptionWriteOffs', window );">Amount of write-offs</a></td>
<td class="nump">1.6<span></span>
</td>
<td class="nump">1.5<span></span>
</td>
<td class="nump">5.7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | Northeast [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateLineItems', window );"><strong>Real Estate [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LandOptionWriteOffs', window );">Amount of write-offs</a></td>
<td class="nump">0.4<span></span>
</td>
<td class="nump">0.5<span></span>
</td>
<td class="nump">0.4<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | Southeast [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateLineItems', window );"><strong>Real Estate [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LandOptionWriteOffs', window );">Amount of write-offs</a></td>
<td class="nump">0.9<span></span>
</td>
<td class="nump">0.5<span></span>
</td>
<td class="nump">0.9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | West [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateLineItems', window );"><strong>Real Estate [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LandOptionWriteOffs', window );">Amount of write-offs</a></td>
<td class="nump">$ 0.3<span></span>
</td>
<td class="nump">$ 0.5<span></span>
</td>
<td class="nump">$ 4.4<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LandOptionWriteOffs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The charge against earnings in the period to write off costs associated with land options that were terminated.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LandOptionWriteOffs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 976<br> -SubTopic 310<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477332/976-310-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementGeographicalAxis=hov_NortheastMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementGeographicalAxis=hov_NortheastMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementGeographicalAxis=hov_SoutheastMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementGeographicalAxis=hov_SoutheastMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementGeographicalAxis=hov_WestMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementGeographicalAxis=hov_WestMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>90
<FILENAME>R74.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380534815264">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 13 - Per Share Calculations (Details Textual)<br> shares in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Oct. 31, 2024 </div>
<div>shares</div>
</th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems', window );"><strong>Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount', window );">Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)</a></td>
<td class="nump">0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>91
<FILENAME>R75.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380435262848">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 13 - Per Share Calculations - Basic and Diluted Earnings Per Share (Details) - USD ($)<br> $ / shares in Units, shares in Thousands, $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersDilutedAbstract', window );"><strong>Numerator:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">$ 242,008<span></span>
</td>
<td class="nump">$ 205,891<span></span>
</td>
<td class="nump">$ 225,490<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Less: preferred stock dividends</a></td>
<td class="num">(10,675)<span></span>
</td>
<td class="num">(10,675)<span></span>
</td>
<td class="num">(10,675)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic', window );">Less: undistributed earnings allocated to participating securities</a></td>
<td class="num">(8,454)<span></span>
</td>
<td class="num">(16,027)<span></span>
</td>
<td class="num">(19,702)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Numerator for basic earnings per share</a></td>
<td class="nump">222,879<span></span>
</td>
<td class="nump">179,189<span></span>
</td>
<td class="nump">195,113<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_UndistributedEarningsDiluted', window );">Plus: undistributed earnings allocated to participating securities</a></td>
<td class="nump">8,454<span></span>
</td>
<td class="nump">16,027<span></span>
</td>
<td class="nump">19,702<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted', window );">Less: undistributed earnings reallocated to participating securities</a></td>
<td class="num">(8,605)<span></span>
</td>
<td class="num">(16,058)<span></span>
</td>
<td class="num">(19,717)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted', window );">Numerator for diluted earnings per share</a></td>
<td class="nump">$ 222,728<span></span>
</td>
<td class="nump">$ 179,158<span></span>
</td>
<td class="nump">$ 195,098<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract', window );"><strong>Denominator:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Denominator for basic earnings per share &#8211; weighted average shares outstanding (in shares)</a></td>
<td class="nump">6,479<span></span>
</td>
<td class="nump">6,230<span></span>
</td>
<td class="nump">6,437<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract', window );"><strong>Effect of dilutive securities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements', window );">Stock-based payments (in shares)</a></td>
<td class="nump">528<span></span>
</td>
<td class="nump">436<span></span>
</td>
<td class="nump">291<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Denominator for diluted earnings per share &#8211; weighted-average shares outstanding (in shares)</a></td>
<td class="nump">7,007<span></span>
</td>
<td class="nump">6,666<span></span>
</td>
<td class="nump">6,728<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic earnings per share (in dollars per share)</a></td>
<td class="nump">$ 34.4<span></span>
</td>
<td class="nump">$ 28.76<span></span>
</td>
<td class="nump">$ 30.31<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings per share (in dollars per share)</a></td>
<td class="nump">$ 31.79<span></span>
</td>
<td class="nump">$ 26.88<span></span>
</td>
<td class="nump">$ 29<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStockCash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -SubTopic 405<br> -Topic 942<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477787/942-405-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsPreferredStockCash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 52<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482635/260-10-55-52<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476176/805-60-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 323<br> -Name 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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 52<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482635/260-10-55-52<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476176/805-60-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 323<br> -Name 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https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-7<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of share based payment arrangements using the treasury stock method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480454/718-10-45-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-22<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 23<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-28A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities; of income (loss) available to common shareholders.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476176/805-60-65-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-3<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-4<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5<br> -Subparagraph (SAB Topic 6.B)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-5<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-10<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-11<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities, and addition from assumption of issuance of common shares for dilutive potential common shares; of income (loss) available to common shareholders.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5<br> -Subparagraph (SAB Topic 6.B)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-5<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 16<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-16<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 40<br> -Subparagraph (b)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-40<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 40<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-40<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 40<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-40<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 40<br> -Subparagraph (b)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-40<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersDilutedAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLossAvailableToCommonStockholdersDilutedAbstract</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UndistributedEarningsDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The earnings that is allocated to common stock and participating securities to the extent that each security may share in earnings as if all of the earnings for the period had been distributed. Includes the adjustments resulting from the assumption that dilutive securities were converted, options or warrants were exercised, or that other shares were issued upon the satisfaction of certain conditions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_UndistributedEarningsDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of undistributed earnings (loss) allocated to participating securities for the basic earnings (loss) per share or per unit calculation under the two-class method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 65<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-65<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 66<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-66<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of undistributed earnings (loss) allocated to participating securities for the diluted earnings (loss) per share or per unit calculation under the two-class method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/recommendedDisclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 65<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-65<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 66<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-66<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 16<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-16<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-10<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380436487440">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 14 - Capital Stock (Details Textual)<br> $ / shares in Units, $ in Thousands</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="3">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Jul. 12, 2005 </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>USD ($) </div>
<div>Item </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th">
<div>Oct. 31, 2023 </div>
<div>USD ($) </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th">
<div>Oct. 31, 2022 </div>
<div>USD ($) </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th">
<div>Sep. 01, 2022 </div>
<div>USD ($)</div>
</th>
<th class="th"><div>Aug. 15, 2018</div></th>
<th class="th"><div>Jan. 11, 2018</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_CommonStockDividendsPercentOfIncreaseFromClassAToClassB', window );">Common Stock Dividends Percent of Increase from Class A to Class B</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">110.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ConversionOfStockFromClassBToClassAConversionRatio', window );">Conversion of Stock From Class B to Class A Conversion Ratio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareholderOwnershipPercentageOfIncrease', window );">Shareholder Ownership Percentage of Increase</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">50.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred Stock, Shares Issued, Total (in shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare', window );">Preferred Stock, Depositary Shares, Number of Shares of Preferred Stock in Each Depositary Share (in shares) | shares</a></td>
<td class="nump">0.001<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsOfDividends', window );">Payments of Dividends</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 10,700<span></span>
</td>
<td class="nump">$ 10,700<span></span>
</td>
<td class="nump">$ 10,700<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount', window );">Defined Contribution Plan, Employer Discretionary Contribution Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8,800<span></span>
</td>
<td class="nump">8,200<span></span>
</td>
<td class="nump">8,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Treasury Stock, Value, Acquired, Cost Method</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 26,528<span></span>
</td>
<td class="nump">$ 4,800<span></span>
</td>
<td class="nump">$ 12,222<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareholderOwnershipPercentage', window );">Shareholder Ownership Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember', window );">Common Class A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_CommonStockVotingRightsVotesPerShareNumber', window );">Common Stock Voting Rights Votes per Share Number | Item</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareholderOwnershipPercentage', window );">Shareholder Ownership Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.90%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfRights', window );">Number of Rights</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareholdersPreExistingOwnershipPercentage', window );">Shareholders Pre Existing Ownership Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareholdersCurrentOwnershipPercentage', window );">Shareholders Current Ownership Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareholdersOwnershipPercentageOnTransfers', window );">Shareholders Ownership Percentage on Transfers</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareholdersOwnershipPercentageThreshold', window );">Shareholders Ownership Percentage Threshold</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StockRepurchaseProgramAuthorizedAmount1', window );">Stock Repurchase Program, Authorized Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 50,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1', window );">Stock Repurchase Program, Remaining Authorized Repurchase Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 6,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Treasury Stock, Shares, Acquired (in shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">188,800<span></span>
</td>
<td class="nump">118,478<span></span>
</td>
<td class="nump">312,471<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Treasury Stock, Value, Acquired, Cost Method</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 26,500<span></span>
</td>
<td class="nump">$ 4,800<span></span>
</td>
<td class="nump">$ 12,200<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockAcquiredAverageCostPerShare', window );">Shares Acquired, Average Cost Per Share (in dollars per share) | $ / shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 140.31<span></span>
</td>
<td class="nump">$ 40.51<span></span>
</td>
<td class="nump">$ 39.12<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember', window );">Common Class B [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_CommonStockVotingRightsVotesPerShareNumber', window );">Common Stock Voting Rights Votes per Share Number | Item</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_PreferredClassAMember', window );">Preferred Class A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred Stock, Shares Issued, Total (in shares) | shares</a></td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Preferred Stock, Dividend Rate, Percentage</a></td>
<td class="nump">7.625%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreference', window );">Preferred Stock, Liquidation Preference Per Share (in dollars per share) | $ / shares</a></td>
<td class="nump">$ 25,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_CommonStockDividendsPercentOfIncreaseFromClassAToClassB">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of the corresponding regular cash dividend payable on a share of Class A Common Stock to the amount of any regular cash dividend payable on a share of Classs B Common Stock</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_CommonStockDividendsPercentOfIncreaseFromClassAToClassB</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_CommonStockVotingRightsVotesPerShareNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represent the number of votes per share of common stock</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_CommonStockVotingRightsVotesPerShareNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ConversionOfStockFromClassBToClassAConversionRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the ratio at which Class B stock must be converted to Class A stock, should such conversion occur.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ConversionOfStockFromClassBToClassAConversionRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfRights">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of rights which, under the company's shareholder rights plan, was distributed for each share of Class A Common Stock and Class B Common Stock outstanding at the close of business on August 15, 2008.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfRights</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the number of shares of preferred stock represented by each depositary share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ShareholderOwnershipPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of ownership of shareholders for which if they increased their collevtive ownership of the aggregate amount of our outstanding shares by more than 50 percentage points over a defined period of time, under Section 382 of the Internal Revenue Code, would limit our ability to use NOLs and built-in losses if there was an "ownership change".</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ShareholderOwnershipPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ShareholderOwnershipPercentageOfIncrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of increase over a defined period of time of percentage of collective ownership of shareholders of 5% or more, which under Section 382 of the Internal Revenue Code would limit our ability to use NOLs and built-in losses if there was an "ownership change".</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ShareholderOwnershipPercentageOfIncrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ShareholdersCurrentOwnershipPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of common stock ownership of which current stockholders exceed, per the company's Certificate of Incorporation would trigger a restriction of any direct or indirect transfer if the effect of the transaction would be to increase the direct or indirect ownership of the company's stock by any person or public group over this percentage.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ShareholdersCurrentOwnershipPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ShareholdersOwnershipPercentageOnTransfers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of common stock ownership which, per the company's Certificate of Incorporation would trigger a restriction of any direct or indirect transfer if the effect of the transaction would be to increase the direct or indirect ownership of the company's stock by any person or public group over this percentage.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ShareholdersOwnershipPercentageOnTransfers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ShareholdersOwnershipPercentageThreshold">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Threshold of percentage of ownership of common stock under the company's amended Certificate of Incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ShareholdersOwnershipPercentageThreshold</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ShareholdersPreExistingOwnershipPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of Class A Common Stock owned by stockholders prior to the amendment of the Company's Certificate of Incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ShareholdersPreExistingOwnershipPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StockRepurchaseProgramAuthorizedAmount1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount authorized for purchase of share under share repurchase plan. Includes, but is not limited to, repurchase of stock and unit of ownership.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 505<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481520/505-30-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StockRepurchaseProgramAuthorizedAmount1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ClassOfStockLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-13<br><br>Reference 2: http://www.xbrl.org/2003/role/recommendedDisclosureRef<br> -Topic 272<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483014/272-10-45-3<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 272<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482987/272-10-50-1<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 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http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-03(i)(2)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479886/946-10-S99-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ClassOfStockLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of discretionary contributions made by an employer to a defined contribution plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividends">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash outflow in the form of capital distributions and dividends to common shareholders, preferred shareholders and noncontrolling interests.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfDividends</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockDividendRatePercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The percentage rate used to calculate dividend payments on preferred stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-13<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.12-12A(Column A)(Footnote 3))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.12-12(Column A)(Footnote 4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-12B(Column A)(Footnote 3))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-3<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 6<br> -Subparagraph (SX 210.12-14(Column A)(Footnote 3))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockDividendRatePercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockLiquidationPreference">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The per share liquidation preference (or restrictions) of nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) that has a preference in involuntary liquidation considerably in excess of the par or stated value of the shares. The liquidation preference is the difference between the preference in liquidation and the par or stated values of the share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-3<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-4<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockLiquidationPreference</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares issued for nonredeemable preferred shares and preferred shares redeemable solely at option of issuer. Includes, but is not limited to, preferred shares issued, repurchased, and held as treasury shares. Excludes preferred shares classified as debt.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesIssued</td>
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<tr>
<td><strong> Period Type:</strong></td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount remaining authorized for purchase of share under share repurchase plan. Includes, but is not limited to, repurchase of stock and unit of ownership.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockAcquiredAverageCostPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total cost of shares repurchased divided by the total number of shares repurchased.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481549/505-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockAcquiredAverageCostPerShare</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockSharesAcquired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares that have been repurchased during the period and are being held in treasury.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -SubTopic 10<br> -Topic 505<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockSharesAcquired</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Equity impact of the cost of common and preferred stock that were repurchased during the period. Recorded using the cost method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -SubTopic 10<br> -Topic 505<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481549/505-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockValueAcquiredCostMethod</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380430530864">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 15 - Share-based Compensation Plans (Details Textual)<br> $ / shares in Units, $ in Thousands</strong></div></th>
<th class="th" colspan="4">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>USD ($) </div>
<div>Item </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th">
<div>Oct. 31, 2023 </div>
<div>USD ($) </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th">
<div>Oct. 31, 2022 </div>
<div>USD ($) </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th"><div>Oct. 31, 2020</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)</a></td>
<td class="nump">500,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross (in shares)</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period, Intrinsic Value | $</a></td>
<td class="nump">$ 1,400<span></span>
</td>
<td class="nump">$ 200<span></span>
</td>
<td class="nump">$ 200<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Vested and Expected to Vest, Outstanding, Weighted Average Exercise Price (in dollars per share) | $ / shares</a></td>
<td class="nump">$ 9.5<span></span>
</td>
<td class="nump">$ 6.29<span></span>
</td>
<td class="nump">$ 16.46<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsYearsOfService', window );">Share-based Compensation Arrangement by Share-based Payment Award, Participants Years of Service (Year)</a></td>
<td class="text">15 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized', window );">Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount | $</a></td>
<td class="nump">$ 9,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1', window );">Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)</a></td>
<td class="text">2 years 9 months 7 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpense', window );">Share-Based Payment Arrangement, Expense | $</a></td>
<td class="nump">$ 25,300<span></span>
</td>
<td class="nump">$ 14,200<span></span>
</td>
<td class="nump">$ 10,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax', window );">Share-Based Payment Arrangement, Expense, after Tax | $</a></td>
<td class="nump">$ 19,300<span></span>
</td>
<td class="nump">11,400<span></span>
</td>
<td class="nump">7,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_TitleOfIndividualAxis=hov_NonemployeeDirectorMember', window );">Nonemployee Director [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfDirectors', window );">Number of Directors | Item</a></td>
<td class="nump">6<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardPostvestingHoldingPeriod', window );">Share-based Compensation Arrangement by Share-based Payment Award, Post-vesting Holding Period (Year)</a></td>
<td class="text">2 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">Share-Based Payment Arrangement, Option [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments', window );">Share-based Compensation Arrangement by Share-based Payment Award, Number of Installments</a></td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period (Year)</a></td>
<td class="text">10 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpense', window );">Share-Based Payment Arrangement, Expense | $</a></td>
<td class="nump">$ 5<span></span>
</td>
<td class="nump">$ 27<span></span>
</td>
<td class="nump">$ 100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">Share-Based Payment Arrangement, Option [Member] | Nonemployee Director [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments', window );">Share-based Compensation Arrangement by Share-based Payment Award, Number of Installments</a></td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">Share-Based Payment Arrangement, Option [Member] | Share-Based Payment Arrangement, Tranche One [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)</a></td>
<td class="text">2 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">Share-Based Payment Arrangement, Option [Member] | Share-Based Payment Arrangement, Tranche One [Member] | Nonemployee Director [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)</a></td>
<td class="text">1 year<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">Share-Based Payment Arrangement, Option [Member] | Share-Based Payment Arrangement, Tranche Two [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)</a></td>
<td class="text">3 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">Share-Based Payment Arrangement, Option [Member] | Share-Based Payment Arrangement, Tranche Two [Member] | Nonemployee Director [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)</a></td>
<td class="text">2 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">Share-Based Payment Arrangement, Option [Member] | Share-Based Payment Arrangement, Tranche Three [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)</a></td>
<td class="text">4 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">Share-Based Payment Arrangement, Option [Member] | Share-Based Payment Arrangement, Tranche Three [Member] | Nonemployee Director [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)</a></td>
<td class="text">3 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">Share-Based Payment Arrangement, Option [Member] | Share-Based Payment Arrangement, Tranche Four [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)</a></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockUnitsRSUMember', window );">Restricted Stock Units (RSUs) [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Shares Issued in Period (in shares)</a></td>
<td class="nump">58,716<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockUnitsRSUMember', window );">Restricted Stock Units (RSUs) [Member] | Officers and Associates [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments', window );">Share-based Compensation Arrangement by Share-based Payment Award, Number of Installments</a></td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockUnitsRSUMember', window );">Restricted Stock Units (RSUs) [Member] | Share-Based Payment Arrangement, Tranche One [Member] | Officers and Associates [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)</a></td>
<td class="text">1 year<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockUnitsRSUMember', window );">Restricted Stock Units (RSUs) [Member] | Share-Based Payment Arrangement, Tranche Two [Member] | Officers and Associates [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)</a></td>
<td class="text">2 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockUnitsRSUMember', window );">Restricted Stock Units (RSUs) [Member] | Share-Based Payment Arrangement, Tranche Three [Member] | Officers and Associates [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)</a></td>
<td class="text">3 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockUnitsRSUMember', window );">Restricted Stock Units (RSUs) [Member] | Share-Based Payment Arrangement, Tranche Four [Member] | Officers and Associates [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)</a></td>
<td class="text">4 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockMember', window );">Restricted Stock [Member] | Participants With Service Requirement [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsAge', window );">Share-based Compensation Arrangement by Share-based Payment Award, Participants Age (Year)</a></td>
<td class="text">58 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockMember', window );">Restricted Stock [Member] | Participants Without Service Requirement [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardPostvestingHoldingPeriod', window );">Share-based Compensation Arrangement by Share-based Payment Award, Post-vesting Holding Period (Year)</a></td>
<td class="text">60 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=hov_TimeBasedShareUnitsMember', window );">Time-based Share Units [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodDeferred', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period, Deferred (in shares)</a></td>
<td class="nump">9,058<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)</a></td>
<td class="nump">62,988<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=hov_PerformanceBasedPerformanceShareUnitsPSUsMember', window );">Performance-based Performance Share Units (PSUs) [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments', window );">Share-based Compensation Arrangement by Share-based Payment Award, Number of Installments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodDeferred', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period, Deferred (in shares)</a></td>
<td class="nump">329,583<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Volatility Rate</a></td>
<td class="nump">64.61%<span></span>
</td>
<td class="nump">66.66%<span></span>
</td>
<td class="nump">78.82%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Risk Free Interest Rate</a></td>
<td class="nump">4.62%<span></span>
</td>
<td class="nump">4.54%<span></span>
</td>
<td class="nump">3.04%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Dividend Rate</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Shares Issued in Period (in shares)</a></td>
<td class="nump">44,887<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=hov_PerformanceBasedPerformanceShareUnitsPSUsMember', window );">Performance-based Performance Share Units (PSUs) [Member] | Share-Based Payment Arrangement, Tranche One [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">2 years<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=hov_PerformanceBasedPerformanceShareUnitsPSUsMember', window );">Performance-based Performance Share Units (PSUs) [Member] | Share-Based Payment Arrangement, Tranche Two [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">3 years<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=hov_PerformanceBasedPerformanceShareUnitsPSUsMember', window );">Performance-based Performance Share Units (PSUs) [Member] | Share-Based Payment Arrangement, Tranche Three [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">4 years<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=hov_PerformanceBasedPerformanceShareUnitsPSUsMember', window );">Performance-based Performance Share Units (PSUs) [Member] | Share-Based Payment Arrangement, Tranche Four [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">5 years<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=hov_PerformanceBasedPerformanceShareUnitsPSUsMember', window );">Performance-based Performance Share Units (PSUs) [Member] | Share-Based Payment Arrangement, Cliff Vesting [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)</a></td>
<td class="text">3 years<span></span>
</td>
<td class="text">3 years<span></span>
</td>
<td class="text">3 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=hov_LTIPSharesMember', window );">LTIP Shares [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Volatility Rate</a></td>
<td class="nump">66.65%<span></span>
</td>
<td class="nump">75.29%<span></span>
</td>
<td class="nump">104.16%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Risk Free Interest Rate</a></td>
<td class="nump">4.32%<span></span>
</td>
<td class="nump">4.19%<span></span>
</td>
<td class="nump">0.67%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Dividend Rate</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=hov_LTIPSharesMember', window );">LTIP Shares [Member] | Share-Based Payment Arrangement, Tranche One [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)</a></td>
<td class="text">3 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=hov_LTIPSharesMember', window );">LTIP Shares [Member] | Share-Based Payment Arrangement, Tranche Two [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)</a></td>
<td class="text">4 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=hov_LTIPSharesMember', window );">LTIP Shares [Member] | Share-Based Payment Arrangement, Tranche Three [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)</a></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=hov_MarketStockUnitsMember', window );">Market Stock Units [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SharebasedCompensationArrangementBySharebasedCompensationAwardFairValueMeasurementPeriod', window );">Share-based Compensation Arrangement By Share-based Compensation Award Fair Value Measurement Period (Day)</a></td>
<td class="text">60 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Shares Issued in Period (in shares)</a></td>
<td class="nump">34,904<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=hov_MarketStockUnitsMember', window );">Market Stock Units [Member] | Minimum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PercentageOfTargetNumberOfSharesCoveredByMSUAwards', window );">Percentage of Target Number of Shares Covered by MSU Awards</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=hov_MarketStockUnitsMember', window );">Market Stock Units [Member] | Maximum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PercentageOfTargetNumberOfSharesCoveredByMSUAwards', window );">Percentage of Target Number of Shares Covered by MSU Awards</a></td>
<td class="nump">200.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=hov_MarketStockUnitsMember', window );">Market Stock Units [Member] | Share-Based Payment Arrangement, Tranche One [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments', window );">Share-based Compensation Arrangement by Share-based Payment Award, Number of Installments</a></td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage</a></td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=hov_PerformanceBasedMsusMember', window );">Performance Based MSUs [Member] | Share-Based Payment Arrangement, Tranche Two [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments', window );">Share-based Compensation Arrangement by Share-based Payment Award, Number of Installments</a></td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage</a></td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=hov_RsusAndPerformanceUnitsMember', window );">RSUs and Performance Units [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodGrantDateFairValue', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period, Grant Date Fair Value | $</a></td>
<td class="nump">$ 14,800<span></span>
</td>
<td class="nump">$ 10,400<span></span>
</td>
<td class="nump">$ 9,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodGrantDateFairValue', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period, Grant Date Fair Value | $</a></td>
<td class="nump">21,200<span></span>
</td>
<td class="nump">25,200<span></span>
</td>
<td class="nump">15,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=hov_NonOptionsMember', window );">Non Options [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpense', window );">Share-Based Payment Arrangement, Expense | $</a></td>
<td class="nump">$ 25,300<span></span>
</td>
<td class="nump">$ 14,200<span></span>
</td>
<td class="nump">$ 10,200<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfDirectors">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the number of directors.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfDirectors</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_PercentageOfTargetNumberOfSharesCoveredByMSUAwards">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The percentage of the target number of shares covered by the MSU awards.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_PercentageOfTargetNumberOfSharesCoveredByMSUAwards</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_SharebasedCompensationArrangementBySharebasedCompensationAwardFairValueMeasurementPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the period for which fair value measurements are calculated.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_SharebasedCompensationArrangementBySharebasedCompensationAwardFairValueMeasurementPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodDeferred">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period but were deferred.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodDeferred</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share-based compensation arrangement by share-based payment award, number of installment</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsAge">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Age that a participant must reach, in some cases along with a minimum service requirement, to vest in restricted stock awards after one year.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsAge</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsYearsOfService">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of years of service that a participant must attain, along with a minimum age requirement, to vest in restricted stock awards after one year.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsYearsOfService</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardPostvestingHoldingPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the post-vesting holding period for share-based payment awards, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_SharebasedCompensationArrangementBySharebasedPaymentAwardPostvestingHoldingPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllocatedShareBasedCompensationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expense for award under share-based payment arrangement. Excludes amount capitalized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 14.F)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479830/718-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(1)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllocatedShareBasedCompensationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after tax, of expense for award under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cost not yet recognized for nonvested award under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted-average period over which cost not yet recognized is expected to be recognized for award under share-based payment arrangement, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Period over which grantee's right to exercise award under share-based payment arrangement is no longer contingent on satisfaction of service or performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days. Includes, but is not limited to, combination of market, performance or service condition.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(01)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The estimated dividend rate (a percentage of the share price) to be paid (expected dividends) to holders of the underlying shares over the option's term.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)(iii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The estimated measure of the percentage by which a share price is expected to fluctuate during a period. Volatility also may be defined as a probability-weighted measure of the dispersion of returns about the mean. The volatility of a share price is the standard deviation of the continuously compounded rates of return on the share over a specified period. That is the same as the standard deviation of the differences in the natural logarithms of the stock prices plus dividends, if any, over the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The risk-free interest rate assumption that is used in valuing an option on its own shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)(iv)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 35<br> -Paragraph 1D<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480483/718-10-35-1D<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 35<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480483/718-10-35-3<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name 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-Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)(iii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)(iv)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 28: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)(v)<br> -Publisher FASB<br> -URI 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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares authorized for issuance under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized</td>
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<tr>
<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated difference between fair value of underlying shares on dates of exercise and exercise price on options exercised (or share units converted) into shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gross number of share options (or share units) granted during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(01)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted-average exercise price, at which grantee can acquire shares reserved for issuance, for fully vested and expected to vest options outstanding. Includes, but is not limited to, unvested options for which requisite service period has not been rendered but that are expected to vest based on achievement of performance condition, if forfeitures are recognized when they occur.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares issued under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of vesting of award under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Period from grant date that an equity-based award expires, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_TitleOfIndividualAxis=hov_NonemployeeDirectorMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_TitleOfIndividualAxis=hov_NonemployeeDirectorMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_VestingAxis=us-gaap_ShareBasedCompensationAwardTrancheOneMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_VestingAxis=us-gaap_ShareBasedCompensationAwardTrancheOneMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_VestingAxis=us-gaap_ShareBasedCompensationAwardTrancheTwoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_VestingAxis=us-gaap_ShareBasedCompensationAwardTrancheTwoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_VestingAxis=us-gaap_ShareBasedCompensationAwardTrancheThreeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_VestingAxis=us-gaap_ShareBasedCompensationAwardTrancheThreeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_VestingAxis=hov_SharebasedPaymentArrangementTrancheFourMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_VestingAxis=hov_SharebasedPaymentArrangementTrancheFourMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockUnitsRSUMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=us-gaap_RestrictedStockUnitsRSUMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_TitleOfIndividualAxis=hov_OfficersAndAssociatesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_TitleOfIndividualAxis=hov_OfficersAndAssociatesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=us-gaap_RestrictedStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetirementPlanTypeAxis=hov_ParticipantsWithServiceRequirementMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RetirementPlanTypeAxis=hov_ParticipantsWithServiceRequirementMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_TitleOfIndividualAxis=hov_ParticipantsWithoutServiceRequirementMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_TitleOfIndividualAxis=hov_ParticipantsWithoutServiceRequirementMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=hov_TimeBasedShareUnitsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=hov_TimeBasedShareUnitsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=hov_PerformanceBasedPerformanceShareUnitsPSUsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=hov_PerformanceBasedPerformanceShareUnitsPSUsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_VestingAxis=hov_SharebasedPaymentArrangementCliffVestingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_VestingAxis=hov_SharebasedPaymentArrangementCliffVestingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=hov_LTIPSharesMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=hov_MarketStockUnitsMember</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=hov_PerformanceBasedMsusMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=hov_RsusAndPerformanceUnitsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=hov_RsusAndPerformanceUnitsMember</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=hov_NonOptionsMember</td>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380432009904">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 15 - Stock-based Compensation Plans - Stock Option Activity (Details) - USD ($)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Stock options outstanding (in shares)</a></td>
<td class="nump">143,547<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Stock options outstanding, weighted average exercise price (in dollars per share)</a></td>
<td class="nump">$ 34.63<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross (in shares)</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice', window );">Granted, weighted average exercise price (in dollars per share)</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Exercised (in shares)</a></td>
<td class="num">(12,533)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice', window );">Exercised, weighted average exercise price (in dollars per share)</a></td>
<td class="nump">$ 70.55<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod', window );">Forfeited (in shares)</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice', window );">Forfeited, weighted average exercise price (in dollars per share)</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod', window );">Expired (in shares)</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice', window );">Expired, weighted average exercise price (in dollars per share)</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Stock options outstanding (in shares)</a></td>
<td class="nump">131,014<span></span>
</td>
<td class="nump">143,547<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Stock options outstanding, weighted average exercise price (in dollars per share)</a></td>
<td class="nump">$ 31.19<span></span>
</td>
<td class="nump">$ 34.63<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2', window );">Stock options outstanding, weighted average contractual life (Year)</a></td>
<td class="text">3 years 7 months 6 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue', window );">Stock options outstanding, intrinsic value</a></td>
<td class="nump">$ 18,977,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber', window );">Stock options exercisable at end of period (in shares)</a></td>
<td class="nump">131,014<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice', window );">Stock options exercisable at end of period, weighted average exercise price (in dollars per share)</a></td>
<td class="nump">$ 31.19<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1', window );">Stock options exercisable, weighted average contractual life (Year)</a></td>
<td class="text">3 years 7 months 6 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1', window );">Stock options exercisable, intrinsic value</a></td>
<td class="nump">$ 18,977,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 35<br> -Paragraph 1D<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480483/718-10-35-1D<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 35<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480483/718-10-35-3<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name 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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of options or other stock instruments for which the right to exercise has lapsed under the terms of the plan agreements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(03)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gross number of share options (or share units) granted during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(01)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount by which the current fair value of the underlying stock exceeds the exercise price of options outstanding.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of options outstanding, including both vested and non-vested options.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which option holders acquired shares when converting their stock options into shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(02)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which grantees could have acquired the underlying shares with respect to stock options of the plan that expired.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
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<tr>
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<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which grantees could have acquired the underlying shares with respect to stock options that were terminated.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(03)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average per share amount at which grantees can acquire shares of common stock by exercise of options.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(01)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of vested portions of options outstanding and currently exercisable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average remaining contractual term for vested portions of options outstanding and currently exercisable or convertible, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average remaining contractual term for option awards outstanding, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 718<br> -SubTopic 10<br> -Subparagraph (e)(1)<br> -Name Accounting Standards Codification<br> -Paragraph 2<br> -Section 50<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of share options (or share units) exercised during the current period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -SubTopic 10<br> -Topic 505<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(02)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380435609120">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 15 - Stock-based Compensation Plans - Non-vested Share Awards (Details)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr><th class="th" colspan="2">
<div>Oct. 31, 2024 </div>
<div>$ / shares </div>
<div>shares</div>
</th></tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=hov_TimeBasedShareUnitsMember', window );">Time-based Share Units [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Nonvested, time-based (in shares) | shares</a></td>
<td class="nump">132,143<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Nonvested, weighted average grant date fair value, time-based (in dollars per share) | $ / shares</a></td>
<td class="nump">$ 52.79<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Granted, time-based (in shares) | shares</a></td>
<td class="nump">62,988<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Granted, weighted average grant date fair value, time-based (in dollars per share) | $ / shares</a></td>
<td class="nump">$ 114.65<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod', window );">Vested, time-based (in shares) | shares</a></td>
<td class="num">(78,627)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue', window );">Vested, weighted average grant date fair value, time-based (in dollars per share) | $ / shares</a></td>
<td class="nump">$ 37.35<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod', window );">Forfeited, time-based (in shares) | shares</a></td>
<td class="num">(4,735)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue', window );">Forfeited, weighted average grant date fair value, time-based (in dollars per share) | $ / shares</a></td>
<td class="nump">$ 92.19<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Nonvested, time-based (in shares) | shares</a></td>
<td class="nump">111,769<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Nonvested, weighted average grant date fair value, time-based (in dollars per share) | $ / shares</a></td>
<td class="nump">$ 96.73<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_PerformanceSharesMember', window );">Performance Shares [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Nonvested, time-based (in shares) | shares</a></td>
<td class="nump">581,500<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Nonvested, weighted average grant date fair value, time-based (in dollars per share) | $ / shares</a></td>
<td class="nump">$ 73.9<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Granted, time-based (in shares) | shares</a></td>
<td class="nump">140,593<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Granted, weighted average grant date fair value, time-based (in dollars per share) | $ / shares</a></td>
<td class="nump">$ 84.51<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod', window );">Vested, time-based (in shares) | shares</a></td>
<td class="num">(358,825)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue', window );">Vested, weighted average grant date fair value, time-based (in dollars per share) | $ / shares</a></td>
<td class="nump">$ 50.92<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod', window );">Forfeited, time-based (in shares) | shares</a></td>
<td class="num">(10,067)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue', window );">Forfeited, weighted average grant date fair value, time-based (in dollars per share) | $ / shares</a></td>
<td class="nump">$ 67.2<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Nonvested, time-based (in shares) | shares</a></td>
<td class="nump">353,201<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Nonvested, weighted average grant date fair value, time-based (in dollars per share) | $ / shares</a></td>
<td class="nump">$ 57.98<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Includes 9,058 time-based vested share awards and 329,583 performance-based vested share awards which were deferred and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> yet issued as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>October 31, 2024</span>.</em></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of equity-based payment instruments, excluding stock (or unit) options, that were forfeited during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(03)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect as a result of the occurrence of a terminating event.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(03)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(01)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(01)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of non-vested equity-based payment instruments, excluding stock (or unit) options, that validly exist and are outstanding as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Per share or unit weighted-average fair value of nonvested award under share-based payment arrangement. Excludes share and unit options.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(02)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted average fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(02)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 35<br> -Paragraph 1D<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480483/718-10-35-1D<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 35<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480483/718-10-35-3<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name 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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380436597520">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 16 - Warranty Costs (Details Textual) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyLiabilityLineItems', window );"><strong>Product Warranty Liability [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_GeneralLiabilityInsuranceDeductible', window );">General Liability Insurance Deductible</a></td>
<td class="nump">$ 30,000<span></span>
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<td class="nump">$ 25,000<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_IncreaseDecreaseInConstructionDefectReserves', window );">Increase (Decrease) In Construction Defect Reserves</a></td>
<td class="nump">3,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=stpr_CA', window );">CALIFORNIA</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyLiabilityLineItems', window );"><strong>Product Warranty Liability [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_BodilyInjuryInsuranceDeductible', window );">Bodily Injury Insurance Deductible</a></td>
<td class="nump">500<span></span>
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<td class="nump">500<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_BodilyInjuryInsuranceLimit', window );">Bodily Injury Insurance Limit</a></td>
<td class="nump">30,000<span></span>
</td>
<td class="nump">5,000<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=hov_AllStatesOtherThanCaliforniaMember', window );">All States Other Than California [Member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyLiabilityLineItems', window );"><strong>Product Warranty Liability [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_BodilyInjuryInsuranceDeductible', window );">Bodily Injury Insurance Deductible</a></td>
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<td class="nump">30,000<span></span>
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<td class="nump">5,000<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ProductOrServiceAxis=hov_OwnercontrolledInsuranceProgramForSubcontractorsMember', window );">Owner-Controlled Insurance Program for Subcontractors [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyLiabilityLineItems', window );"><strong>Product Warranty Liability [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromInsurancePremiumsCollected', window );">Proceeds from Insurance Premiums Collected</a></td>
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<td class="nump">$ 4,300<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Annual deductible for bodily injury claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The limit on our deductible for bodily injury claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Annual deductible under our general liability insurance per occurrence for construction defects and warranty claims on homes delivered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the aggregate increase or decrease during the reporting period in the reserves for construction defects based on annual actuarial estimate.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_IncreaseDecreaseInConstructionDefectReserves</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromInsurancePremiumsCollected">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash received as payments for insurance premiums during the current period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-25<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromInsurancePremiumsCollected</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProductWarrantyLiabilityLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProductWarrantyLiabilityLineItems</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementGeographicalAxis=stpr_CA</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementGeographicalAxis=hov_AllStatesOtherThanCaliforniaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementGeographicalAxis=hov_AllStatesOtherThanCaliforniaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ProductOrServiceAxis=hov_OwnercontrolledInsuranceProgramForSubcontractorsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=hov_OwnercontrolledInsuranceProgramForSubcontractorsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380436207472">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 16 - Warranty Costs - Warranty and General Liability Reserve (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyLiabilityLineItems', window );"><strong>Product Warranty Liability [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyAccrual', window );">Balance, beginning of period</a></td>
<td class="nump">$ 98,919<span></span>
</td>
<td class="nump">$ 97,719<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyAccrualPayments', window );">Charges incurred during the period</a></td>
<td class="num">(32,004)<span></span>
</td>
<td class="num">(22,080)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyAccrualPreexistingIncreaseDecrease', window );">Changes to pre-existing reserves</a></td>
<td class="nump">2,977<span></span>
</td>
<td class="nump">9,333<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyAccrual', window );">Balance, end of period</a></td>
<td class="nump">89,391<span></span>
</td>
<td class="nump">98,919<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeStatementLocationAxis=us-gaap_SellingGeneralAndAdministrativeExpensesMember', window );">Selling, General and Administrative Expenses [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyLiabilityLineItems', window );"><strong>Product Warranty Liability [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyAccrualWarrantiesIssued', window );">Additions</a></td>
<td class="nump">8,891<span></span>
</td>
<td class="nump">7,140<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeStatementLocationAxis=us-gaap_CostOfSalesMember', window );">Cost of Sales [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyLiabilityLineItems', window );"><strong>Product Warranty Liability [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyAccrualWarrantiesIssued', window );">Additions</a></td>
<td class="nump">$ 10,608<span></span>
</td>
<td class="nump">$ 6,807<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProductWarrantyAccrual">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying value as of the balance sheet date of obligations incurred through that date and payable for estimated claims under standard and extended warranty protection rights granted to customers.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 460<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482425/460-10-50-4<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 460<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482425/460-10-50-8<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 460<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (c)(5)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482425/460-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProductWarrantyAccrual</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProductWarrantyAccrualPayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of decrease in the standard and extended product warranty accrual from payments made in cash or in kind to satisfy claims under the terms of the standard and extended product warranty.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 460<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (c)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482425/460-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProductWarrantyAccrualPayments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProductWarrantyAccrualPreexistingIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in the standard and extended product warranty accrual from changes in estimates attributable to preexisting product warranties.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 460<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (c)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482425/460-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProductWarrantyAccrualPreexistingIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProductWarrantyAccrualWarrantiesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase in the standard and extended product warranty accrual from warranties issued.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 460<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (c)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482425/460-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProductWarrantyAccrualWarrantiesIssued</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProductWarrantyLiabilityLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProductWarrantyLiabilityLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
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</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=us-gaap_SellingGeneralAndAdministrativeExpensesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=us-gaap_SellingGeneralAndAdministrativeExpensesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=us-gaap_CostOfSalesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=us-gaap_CostOfSalesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380436595728">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 17 - Transactions With Related Parties (Details Textual) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionAxis=hov_TavitNajarianMember', window );">Tavit Najarian [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionLineItems', window );"><strong>Related Party Transaction [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionAmountsOfTransaction', window );">Related Party Transaction, Amounts of Transaction</a></td>
<td class="nump">$ 1.3<span></span>
</td>
<td class="nump">$ 1.3<span></span>
</td>
<td class="nump">$ 1.1<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RelatedPartyTransactionAmountsOfTransaction">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of transactions with related party during the financial reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 850<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483326/850-10-50-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 850<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483326/850-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RelatedPartyTransactionAmountsOfTransaction</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RelatedPartyTransactionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 13<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481990/310-10-45-13<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(2)(c)(2)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(2)(c)(2)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(2)(g)(3))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RelatedPartyTransactionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RelatedPartyTransactionAxis=hov_TavitNajarianMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380435893408">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Commitments and Contingent Liabilities (Details Textual)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Oct. 31, 2024 </div>
<div>USD ($)</div>
</th></tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_LitigationCaseAxis=hov_SpillFundLawsuitMember', window );">Spill Fund Lawsuit [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LossContingenciesLineItems', window );"><strong>Loss Contingencies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LossContingencyDamagesSoughtValue', window );">Loss Contingency, Damages Sought, Value</a></td>
<td class="nump">$ 5.3<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossContingenciesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 450<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483076/450-20-50-4<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 450<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483076/450-20-50-9<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 720<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483359/720-20-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 460<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 27<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482395/460-10-55-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 450<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483076/450-20-50-9<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 450<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483076/450-20-50-4<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 460<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482425/460-10-50-3<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 450<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483076/450-20-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LossContingenciesLineItems</td>
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</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossContingencyDamagesSoughtValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The value (monetary amount) of the award the plaintiff seeks in the legal matter.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 450<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483076/450-20-50-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 450<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483076/450-20-50-4<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 450<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483076/450-20-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LossContingencyDamagesSoughtValue</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_LitigationCaseAxis=hov_SpillFundLawsuitMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_LitigationCaseAxis=hov_SpillFundLawsuitMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</div>
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<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380433690480">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 19 - Variable Interest Entities (Details Textual) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_VariableInterestEntityDisclosureAbstract', window );"><strong>Variable Interest Entity</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities', window );">Deposits Associated with Land and Lot Options of Unconsolidated Variable Interest Entities</a></td>
<td class="nump">$ 264.8<span></span>
</td>
<td class="nump">$ 192.3<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities', window );">Purchase Price Associated with Land and Lot Options of Unconsolidated Variable Interest Entities</a></td>
<td class="nump">$ 3,000.0<span></span>
</td>
<td class="nump">$ 2,200.0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash and letter of credit deposits associated with land and lot options of unconsolidated variable interest entities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Purchase price associated with land and lot options of unconsolidated variable interest entities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_VariableInterestEntityDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash and letter of credit deposits associated with land and lot options of unconsolidated variable interest entities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_VariableInterestEntityDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
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</body>
</html>
</TEXT>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>101
<FILENAME>R85.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380431959792">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 20 - Investments in Unconsolidated Homebuilding and Land Development Joint Ventures (Details Textual)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="5">3 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Jul. 31, 2024 </div>
<div>USD ($) </div>
<div>Item</div>
</th>
<th class="th">
<div>Apr. 30, 2024 </div>
<div>USD ($) </div>
<div>Item</div>
</th>
<th class="th">
<div>Jul. 31, 2023 </div>
<div>USD ($) </div>
<div>Item</div>
</th>
<th class="th">
<div>Apr. 30, 2023 </div>
<div>Item</div>
</th>
<th class="th">
<div>Jan. 31, 2023 </div>
<div>USD ($) </div>
<div>Item</div>
</th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>USD ($) </div>
<div>Item</div>
</th>
<th class="th">
<div>Oct. 31, 2023 </div>
<div>USD ($) </div>
<div>Item</div>
</th>
<th class="th">
<div>Oct. 31, 2022 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems', window );"><strong>Schedule of Equity Method Investments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfOwnedCommunitiesTransferredToTheJointVenture', window );">Number of Owned Communities Transferred to the Joint Venture | Item</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11<span></span>
</td>
<td class="nump">16<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture', window );">Number of Owned Active Communities Transferred to the Joint Venture | Item</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_JointVenturesConsolidated', window );">Joint Ventures Consolidated | Item</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfNewJointVentures', window );">Number of New Joint Ventures</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ProceedsFromTransferOfLandToJointVenture', window );">Proceeds from Transfer of Land to Joint Venture</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 53,800<span></span>
</td>
<td class="nump">$ 75,700<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 41,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfUnconsolidatedJointVenturesDissolved', window );">Number of Unconsolidated Joint Ventures Dissolved | Item</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_GainOnConsolidationOfJointVenture', window );">Gain on Consolidation of Joint Venture</a></td>
<td class="nump">$ 45,700<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 45,653<span></span>
</td>
<td class="nump">$ 19,102<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EquityMethodInvestmentOtherThanTemporaryImpairment', window );">Equity Method Investment, Other than Temporary Impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,004,918<span></span>
</td>
<td class="nump">2,756,016<span></span>
</td>
<td class="nump">2,922,231<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | Management Fees [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems', window );"><strong>Schedule of Equity Method Investments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 19,500<span></span>
</td>
<td class="nump">$ 16,300<span></span>
</td>
<td class="nump">12,500<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=hov_HomebuildingAndLandDevelopmentJointVenturesMember', window );">Homebuilding and Land Development Joint Ventures [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems', window );"><strong>Schedule of Equity Method Investments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture', window );">Number of Owned Active Communities Transferred to the Joint Venture | Item</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6<span></span>
</td>
<td class="nump">8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=hov_HomebuildingAndLandDevelopmentJointVenturesMember', window );">Homebuilding and Land Development Joint Ventures [Member] | Minimum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems', window );"><strong>Schedule of Equity Method Investments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EquityMethodInvestmentOwnershipPercentage', window );">Equity Method Investment, Ownership Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=hov_HomebuildingAndLandDevelopmentJointVenturesMember', window );">Homebuilding and Land Development Joint Ventures [Member] | Maximum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems', window );"><strong>Schedule of Equity Method Investments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EquityMethodInvestmentOwnershipPercentage', window );">Equity Method Investment, Ownership Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">50.00%<span></span>
</td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=us-gaap_CorporateJointVentureMember', window );">Corporate Joint Venture [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems', window );"><strong>Schedule of Equity Method Investments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdvancesToAffiliate', window );">Advances to Affiliate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2,400<span></span>
</td>
<td class="nump">$ 1,400<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 552,727<span></span>
</td>
<td class="nump">$ 783,298<span></span>
</td>
<td class="nump">$ 351,880<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ConsolidatedEntitiesAxis=hov_NewUnconsolidatedJointVentureMember', window );">New Unconsolidated Joint Venture [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems', window );"><strong>Schedule of Equity Method Investments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture', window );">Number of Owned Active Communities Transferred to the Joint Venture | Item</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_JointVenturesConsolidated', window );">Joint Ventures Consolidated | Item</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ProceedsFromTransferOfLandToJointVenture', window );">Proceeds from Transfer of Land to Joint Venture</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 48,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_GainOnConsolidationOfJointVenture', window );">Gain on Consolidation of Joint Venture</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 19,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_GainOnConsolidationOfJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gain on consolidation of joint venture</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_GainOnConsolidationOfJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_JointVenturesConsolidated">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of previously unconsolidated joint ventures that were consolidated in the period</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_JointVenturesConsolidated</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfNewJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of new joint ventures entered into during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfNewJointVentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of previously owned active communities by the Company which were transferred to the joint venture.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfOwnedCommunitiesTransferredToTheJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of previously owned communities transferred to the joint venture.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfOwnedCommunitiesTransferredToTheJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfUnconsolidatedJointVenturesDissolved">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of unconsolidated joint ventures dissolved during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfUnconsolidatedJointVenturesDissolved</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ProceedsFromTransferOfLandToJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the transfer of land to the joint venture.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ProceedsFromTransferOfLandToJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancesToAffiliate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Long-Term advances receivable from a party that is affiliated with the reporting entity by means of direct or indirect ownership. This does not include advances to clients.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 850<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483326/850-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdvancesToAffiliate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityMethodInvestmentOtherThanTemporaryImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of other-than-temporary decline in value that has been recognized against investment accounted for under equity method of accounting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481664/323-10-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquityMethodInvestmentOtherThanTemporaryImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityMethodInvestmentOwnershipPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The percentage of ownership of common stock or equity participation in the investee accounted for under the equity method of accounting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquityMethodInvestmentOwnershipPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Revenues">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss).</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380436029584">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 20 - Investments in Unconsolidated Homebuilding and Land Development Joint Ventures - Unconsolidated Homebuilding and Land Development Joint Ventures (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
<th class="th"><div>Oct. 31, 2021</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">$ 2,492,940<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
<td class="nump">1,805,225<span></span>
</td>
<td class="nump">1,911,151<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract', window );"><strong>Equity of :</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Hovnanian Enterprises, Inc.</a></td>
<td class="nump">800,349<span></span>
</td>
<td class="nump">581,736<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MinorityInterest', window );">Others</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">53<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Total equity</a></td>
<td class="nump">800,349<span></span>
</td>
<td class="nump">581,789<span></span>
</td>
<td class="nump">$ 383,051<span></span>
</td>
<td class="nump">$ 175,384<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and equity</a></td>
<td class="nump">2,605,574<span></span>
</td>
<td class="nump">2,492,940<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="nump">3,004,918<span></span>
</td>
<td class="nump">2,756,016<span></span>
</td>
<td class="nump">2,922,231<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Joint venture net income</a></td>
<td class="nump">242,008<span></span>
</td>
<td class="nump">205,891<span></span>
</td>
<td class="nump">225,490<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Our share of net income</a></td>
<td class="nump">52,262<span></span>
</td>
<td class="nump">43,160<span></span>
</td>
<td class="nump">29,033<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=us-gaap_CorporateJointVentureMember', window );">Corporate Joint Venture [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
<td class="nump">130,532<span></span>
</td>
<td class="nump">128,369<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InventoryNet', window );">Inventories</a></td>
<td class="nump">402,628<span></span>
</td>
<td class="nump">375,022<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="nump">311,955<span></span>
</td>
<td class="nump">380,989<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">845,115<span></span>
</td>
<td class="nump">884,380<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>Liabilities and equity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsPayableAndOtherAccruedLiabilities', window );">Accounts payable and accrued liabilities</a></td>
<td class="nump">469,320<span></span>
</td>
<td class="nump">525,191<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesPayable', window );">Notes payable</a></td>
<td class="nump">88,653<span></span>
</td>
<td class="nump">101,126<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
<td class="nump">557,973<span></span>
</td>
<td class="nump">626,317<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract', window );"><strong>Equity of :</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Hovnanian Enterprises, Inc.</a></td>
<td class="nump">140,540<span></span>
</td>
<td class="nump">96,491<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MinorityInterest', window );">Others</a></td>
<td class="nump">146,602<span></span>
</td>
<td class="nump">161,572<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Total equity</a></td>
<td class="nump">287,142<span></span>
</td>
<td class="nump">258,063<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and equity</a></td>
<td class="nump">$ 845,115<span></span>
</td>
<td class="nump">$ 884,380<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_JointVentureTotalDebtToCapitalizationRatio', window );">Debt to capitalization ratio</a></td>
<td class="nump">24.00%<span></span>
</td>
<td class="nump">28.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="nump">$ 552,727<span></span>
</td>
<td class="nump">$ 783,298<span></span>
</td>
<td class="nump">351,880<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CostOfRevenue', window );">Cost of sales and expenses</a></td>
<td class="num">(484,522)<span></span>
</td>
<td class="num">(654,217)<span></span>
</td>
<td class="num">(318,825)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Joint venture net income</a></td>
<td class="nump">68,205<span></span>
</td>
<td class="nump">129,081<span></span>
</td>
<td class="nump">33,055<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Our share of net income</a></td>
<td class="nump">52,263<span></span>
</td>
<td class="nump">43,160<span></span>
</td>
<td class="nump">29,033<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LegalEntityAxis=hov_NonconsolidatedInvesteesHomebuildingJointVentureMember', window );">Homebuilding Joint Venture [Member] | Corporate Joint Venture [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
<td class="nump">130,532<span></span>
</td>
<td class="nump">127,547<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InventoryNet', window );">Inventories</a></td>
<td class="nump">402,628<span></span>
</td>
<td class="nump">375,022<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="nump">311,955<span></span>
</td>
<td class="nump">380,989<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">845,115<span></span>
</td>
<td class="nump">883,558<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>Liabilities and equity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsPayableAndOtherAccruedLiabilities', window );">Accounts payable and accrued liabilities</a></td>
<td class="nump">469,320<span></span>
</td>
<td class="nump">524,586<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesPayable', window );">Notes payable</a></td>
<td class="nump">88,653<span></span>
</td>
<td class="nump">101,126<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
<td class="nump">557,973<span></span>
</td>
<td class="nump">625,712<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract', window );"><strong>Equity of :</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Hovnanian Enterprises, Inc.</a></td>
<td class="nump">140,540<span></span>
</td>
<td class="nump">96,281<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MinorityInterest', window );">Others</a></td>
<td class="nump">146,602<span></span>
</td>
<td class="nump">161,565<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Total equity</a></td>
<td class="nump">287,142<span></span>
</td>
<td class="nump">257,846<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and equity</a></td>
<td class="nump">$ 845,115<span></span>
</td>
<td class="nump">$ 883,558<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_JointVentureTotalDebtToCapitalizationRatio', window );">Debt to capitalization ratio</a></td>
<td class="nump">24.00%<span></span>
</td>
<td class="nump">28.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="nump">$ 552,727<span></span>
</td>
<td class="nump">$ 783,298<span></span>
</td>
<td class="nump">351,767<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CostOfRevenue', window );">Cost of sales and expenses</a></td>
<td class="num">(484,967)<span></span>
</td>
<td class="num">(654,217)<span></span>
</td>
<td class="num">(318,788)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Joint venture net income</a></td>
<td class="nump">67,760<span></span>
</td>
<td class="nump">129,081<span></span>
</td>
<td class="nump">32,979<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Our share of net income</a></td>
<td class="nump">52,142<span></span>
</td>
<td class="nump">43,160<span></span>
</td>
<td class="nump">29,002<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LegalEntityAxis=hov_NonconsolidatedInvesteesLandDevelopmentJointVentureMember', window );">Land Development Joint Venture [Member] | Corporate Joint Venture [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">822<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InventoryNet', window );">Inventories</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">822<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>Liabilities and equity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsPayableAndOtherAccruedLiabilities', window );">Accounts payable and accrued liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">605<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesPayable', window );">Notes payable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">605<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract', window );"><strong>Equity of :</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Hovnanian Enterprises, Inc.</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">210<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MinorityInterest', window );">Others</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Total equity</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">217<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and equity</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 822<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_JointVentureTotalDebtToCapitalizationRatio', window );">Debt to capitalization ratio</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">113<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CostOfRevenue', window );">Cost of sales and expenses</a></td>
<td class="nump">445<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(37)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Joint venture net income</a></td>
<td class="nump">445<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">76<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Our share of net income</a></td>
<td class="nump">$ 121<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 31<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_JointVentureTotalDebtToCapitalizationRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total debt to capitalization ratio for the current period, for of all of the company's joint ventures, including the impact of impairments recorded by the joint ventures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_JointVentureTotalDebtToCapitalizationRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsPayableAndOtherAccruedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities incurred and payable to vendors for goods and services received, and accrued liabilities classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(10)(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsPayableAndOtherAccruedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of asset recognized for present right to economic benefit.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483467/210-10-45-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td>instant</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CostOfRevenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate cost of goods produced and sold and services rendered during the reporting period.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CostOfRevenue</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) for proportionate share of equity method investee's income (loss).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481664/323-10-45-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(13)(f))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InventoryNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after valuation and LIFO reserves of inventory expected to be sold, or consumed within one year or operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483467/210-10-45-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InventoryNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of liability recognized for present obligation requiring transfer or otherwise providing economic benefit to others.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MinorityInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of equity (deficit) attributable to noncontrolling interest. Excludes temporary equity.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MinorityInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesPayable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Including the current and noncurrent portions, aggregate carrying amount of all types of notes payable, as of the balance sheet date, with initial maturities beyond one year or beyond the normal operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(17))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesPayable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of assets classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 49<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-49<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-12<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(17))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-9<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476176/805-60-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 323<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478666/740-323-65-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI 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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Revenues">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss).</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Revenues</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of equity (deficit) attributable to parent. Excludes temporary equity and equity attributable to noncontrolling interest.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of equity (deficit) attributable to parent and noncontrolling interest. Excludes temporary equity.</p></div>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380431668848">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 21 - Fair Value of Financial Instruments (Details Textual) - USD ($)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
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<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
<th class="th"><div>Nov. 15, 2023</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th"><div>Oct. 05, 2023</div></th>
<th class="th"><div>Sep. 07, 2023</div></th>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
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<td class="nump">$ 10,000,000<span></span>
</td>
<td class="nump">$ 8,400,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
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<td class="nump">149,400,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 130,400,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CreditFacilityAxis=hov_SeniorSecuredRevolvingCreditFacilityMember', window );">Senior Secured Revolving Credit Facility [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
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<td class="nump">0<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="nump">$ 572,900,000<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_LoanOriginationCommitmentsMember', window );">Loan Origination Commitments [Member] | Maximum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfDaysInCommittment', window );">Number of days in committment (day)</a></td>
<td class="text">60 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=hov_InterestRateCommittedLoanApplicationsMember', window );">Interest Rate Committed Loan Applications [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_InterestRateCommittedLoanApplications', window );">Interest rate committed loan applications</a></td>
<td class="nump">$ 58,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienNotesDue2025Member', window );">The 10.0% Senior Secured 1.75 Lien Notes due 2025 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member] | Fair Value, Inputs, Level 2 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">11.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Fair Value, Inputs, Level 2 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">11.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The502040NotesMember', window );">The 5.0% 2040 Notes [Member] | Fair Value, Inputs, Level 2 [Member] | Unsecured Senior Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_InterestRateCommittedLoanApplications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Value of loan applications in process with committed interest rates at the end of the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_InterestRateCommittedLoanApplications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LoanApplicationsInProcess">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Value of loan applications in process at the end of the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LoanApplicationsInProcess</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LoansHeldForSaleMortgagesUnpaidPrincipal">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Mortgage loans held for sale unpaid principal.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LoansHeldForSaleMortgagesUnpaidPrincipal</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfDaysInCommittment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of days for which loans are committed.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfDaysInCommittment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateStatedPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Contractual interest rate for funds borrowed, under the debt agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The charge against earnings in the period to reduce the carrying amount of real property to fair value.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 360<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-2<br></p></div>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairmentOfRealEstate</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The carrying value as of the balance sheet date of the current and noncurrent portions of long-term obligations drawn from a line of credit, which is a bank's commitment to make loans up to a specific amount. Examples of items that might be included in the application of this element may consist of letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to a maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line. Includes short-term obligations that would normally be classified as current liabilities but for which (a) postbalance sheet date issuance of a long term obligation to refinance the short term obligation on a long term basis, or (b) the enterprise has entered into a financing agreement that clearly permits the enterprise to refinance the short-term obligation on a long term basis and the following conditions are met (1) the agreement does not expire within 1 year and is not cancelable by the lender except for violation of an objectively determinable provision, (2) no violation exists at the BS date, and (3) the lender has entered into the financing agreement is expected to be financially capable of honoring the agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380439501296">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Note 21 - Fair Value of Financial Instruments - Financial Instruments Measured at Fair Value on a Recurring Basis (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
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<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
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<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 148,925<span></span>
</td>
<td class="nump">$ 130,235<span></span>
</td>
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<tr><td colspan="3"></td></tr>
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<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><span style="border-left: none; border-right: none;">The aggregate unpaid principal balance was $<span style="display: inline; line-height: inherit;">149.4</span> million and $130.4 million at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span>October 31, 2024</span> </em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span>2023</span></span></em>, respectively.</span></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The carrying amount of the outstanding balance due under the mortgage loans classified as held for sale.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380428844704">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 21 - Fair Value of Financial Instruments - Changes in Fair Values Included in Income (Loss) (Details) - Financial Services Revenue Line Item [Member] - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="num">$ (497)<span></span>
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<td class="num">$ (177)<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="nump">0<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-3<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For each line item in the statement of financial position, the amounts of gains and losses from fair value changes included in earnings.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-30<br></p></div>
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<td><strong> Period Type:</strong></td>
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380427781152">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 21 - Fair Value of Financial Instruments - Schedule of assets measured at fair value on a nonrecurring basis (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairmentOfRealEstate', window );">Total losses</a></td>
<td class="num">$ (10,000)<span></span>
</td>
<td class="num">$ (8,400)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Land and land options held for future development [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PreImpairmentValueOfInventory', window );">Pre-Impairment Amount</a></td>
<td class="nump">41,061<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairmentOfRealEstate', window );">Total losses</a></td>
<td class="num">(9,992)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_FairValueOfInventory', window );">Fair Value</a></td>
<td class="nump">$ 31,069<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>This element represents the fair value of inventory whose carrying value was adjusted to fair value during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_FairValueOfInventory</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Book value of inventory prior to current period impairment charge.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The charge against earnings in the period to reduce the carrying amount of real property to fair value.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 360<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-2<br></p></div>
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<tr>
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<tr>
<td><strong> Name:</strong></td>
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<TYPE>XML
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<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380436630080">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 21 - Fair Value of Financial Instruments - Fair Value of Notes (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">$ 934,175<span></span>
</td>
<td class="nump">$ 1,077,869<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember', window );">Senior Secured Notes [Member] | The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">231,068<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember', window );">Senior Secured Notes [Member] | The 11.75% Senior Secured 1.25 Lien Notes due September 30, 2029 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">474,561<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember', window );">Senior Secured Notes [Member] | The 10.0% Senior Secured 1.75 Lien Notes due 2025 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">113,843<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember', window );">Senior Secured Notes [Member] | The 8.0% Senior Secured 1.125 Lien Notes Due 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">230,690<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember', window );">Senior Secured Notes [Member] | The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">476,655<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Notes [Member] | The 13.5% 2026 Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">27,020<span></span>
</td>
<td class="nump">95,062<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Notes [Member] | The 5.0% 2040 Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">11,485<span></span>
</td>
<td class="nump">44,843<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_UnsecuredSeniorTermLoanMember', window );">Unsecured Senior Term Loan [Member] | Senior Unsecured Term Loan Credit Facility Due 2027 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">35,034<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredTermLoanMember', window );">Senior Secured Term Loan [Member] | The 10.0% Senior Secured 1.75 Lien Term Loans Due 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">190,041<span></span>
</td>
<td class="nump">81,742<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Senior Secured Notes [Member] | The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Senior Secured Notes [Member] | The 11.75% Senior Secured 1.25 Lien Notes due September 30, 2029 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Senior Secured Notes [Member] | The 10.0% Senior Secured 1.75 Lien Notes due 2025 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Senior Secured Notes [Member] | The 8.0% Senior Secured 1.125 Lien Notes Due 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Senior Secured Notes [Member] | The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Senior Notes [Member] | The 13.5% 2026 Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Senior Notes [Member] | The 5.0% 2040 Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Unsecured Senior Term Loan [Member] | Senior Unsecured Term Loan Credit Facility Due 2027 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Senior Secured Term Loan [Member] | The 10.0% Senior Secured 1.75 Lien Term Loans Due 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">717,114<span></span>
</td>
<td class="nump">590,498<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Senior Secured Notes [Member] | The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">231,068<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Senior Secured Notes [Member] | The 11.75% Senior Secured 1.25 Lien Notes due September 30, 2029 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">474,561<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Senior Secured Notes [Member] | The 10.0% Senior Secured 1.75 Lien Notes due 2025 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">113,843<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Senior Secured Notes [Member] | The 8.0% Senior Secured 1.125 Lien Notes Due 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Senior Secured Notes [Member] | The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">476,655<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Senior Notes [Member] | The 13.5% 2026 Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Senior Notes [Member] | The 5.0% 2040 Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">11,485<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Unsecured Senior Term Loan [Member] | Senior Unsecured Term Loan Credit Facility Due 2027 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Senior Secured Term Loan [Member] | The 10.0% Senior Secured 1.75 Lien Term Loans Due 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">217,061<span></span>
</td>
<td class="nump">487,371<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Senior Secured Notes [Member] | The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Senior Secured Notes [Member] | The 11.75% Senior Secured 1.25 Lien Notes due September 30, 2029 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Senior Secured Notes [Member] | The 10.0% Senior Secured 1.75 Lien Notes due 2025 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Senior Secured Notes [Member] | The 8.0% Senior Secured 1.125 Lien Notes Due 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">230,690<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Senior Secured Notes [Member] | The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Senior Notes [Member] | The 13.5% 2026 Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">27,020<span></span>
</td>
<td class="nump">95,062<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Senior Notes [Member] | The 5.0% 2040 Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">44,843<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Unsecured Senior Term Loan [Member] | Senior Unsecured Term Loan Credit Facility Due 2027 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">35,034<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Senior Secured Term Loan [Member] | The 10.0% Senior Secured 1.75 Lien Term Loans Due 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">$ 190,041<span></span>
</td>
<td class="nump">$ 81,742<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of debt instrument payable, including, but not limited to, notes payable and loans payable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2E<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2E<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69B<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69C<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1D<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1D<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-10<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDueSeptember302029Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDueSeptember302029Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienNotesDue2025Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienNotesDue2025Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDue2028Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDue2028Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The1352026NotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The1352026NotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The502040NotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The502040NotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_UnsecuredSeniorTermLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_UnsecuredSeniorTermLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_SeniorUnsecuredTermLoanCreditFacilityDue2027Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_SeniorUnsecuredTermLoanCreditFacilityDue2027Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredTermLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredTermLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienTermLoansDue2028Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienTermLoansDue2028Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45380410390208">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 21 - Fair Value of Financial Instruments - Fair Value of Notes (Details) (Parentheticals)<br></strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Nov. 15, 2023</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">Nov. 15,  2025<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt Instrument, Stated Interest Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt Instrument, Stated Interest Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Sep. 30,  2028<span></span>
</td>
<td class="text">Sep. 30,  2028<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDueSeptember302029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes due September 30, 2029 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt Instrument, Stated Interest Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Sep. 30,  2029<span></span>
</td>
<td class="text">Sep. 30,  2029<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1352026NotesMember', window );">The 13.5% 2026 Notes [Member] | Senior Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt Instrument, Stated Interest Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13.50%<span></span>
</td>
<td class="nump">13.50%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Feb.  01,  2026<span></span>
</td>
<td class="text">Feb.  01,  2026<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The502040NotesMember', window );">The 5.0% 2040 Notes [Member] | Senior Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt Instrument, Stated Interest Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Feb.  01,  2040<span></span>
</td>
<td class="text">Feb.  01,  2040<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_SeniorUnsecuredTermLoanCreditFacilityDue2027Member', window );">Senior Unsecured Term Loan Credit Facility Due 2027 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Feb.  01,  2027<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienTermLoansDue2028Member', window );">The 10.0% Senior Secured 1.75 Lien Term Loans Due 2028 [Member] | Senior Secured Term Loan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Jan. 31,  2028<span></span>
</td>
<td class="text">Jan. 31,  2028<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienNotesDueNovember152025Member', window );">The 10.0% Senior Secured 1.75 Lien Notes due November 15, 2025 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt Instrument, Stated Interest Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Nov. 15,  2025<span></span>
</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Contractual interest rate for funds borrowed, under the debt agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
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<tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Date when the debt instrument is scheduled to be fully repaid, in YYYY-MM-DD format.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
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&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
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&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: &amp;quot;times new roman&amp;quot;, times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
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&lt;p style="margin: 0pt 0pt 10pt; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;3.&lt;/em&gt; Summary of Significant Accounting Policies&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Use of Estimates&lt;/i&gt; - The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates and these differences could have a significant impact on the Consolidated Financial Statements.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Income Recognition from Home and Land Sales&lt;/i&gt; - We are primarily engaged in the development, construction, marketing and sale of residential single-family and multi-family homes where the planned construction cycle is less than &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;12&lt;/em&gt; months. For these homes, in accordance with ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;606,&lt;/em&gt; &#x201c;Revenue from Contracts with Customers,&#x201d; revenue is recognized when control is transferred to the buyer, which occurs when the buyer takes title to and possession of the home and there is &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;no&lt;/em&gt; continuing involvement. From time to time, as market conditions warrant, we offer sales incentives which enable customers to reduce the base price of a home or to reduce the price of options. These incentives are recorded as a reduction of revenue in accordance with ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;606.&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Income Recognition from Mortgage Loans -&lt;/i&gt; Our financial services segment originates mortgages, primarily for our homebuilding customers. We use mandatory investor commitments and forward sales of mortgage-backed securities (&#x201c;MBS&#x201d;) to hedge our mortgage-related interest rate exposure on agency and government loans.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We elected the fair value option for our mortgage loans held for sale in accordance with ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;825&lt;/span&gt;,&lt;/em&gt; &#x201c;Financial Instruments,&#x201d; which permits us to measure our loans held for sale at fair value. Management believes that the election of the fair value option for loans held for sale improves financial reporting because it mitigates volatility in reported earnings and by measuring the fair value of loans and the derivative instruments used to economically hedge them, we do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; have to apply complex hedge accounting provisions.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Substantially all of the mortgage loans originated are sold within a short period of time in the secondary mortgage market on a servicing released, nonrecourse basis, although the Company remains liable for certain limited representations, such as fraud, and warranties related to loan sales. Mortgage investors could seek to have us buy back loans or compensate them for losses incurred on mortgages we have sold based on claims that we breached our limited representations and warranties. We have established reserves for probable losses.&lt;/span&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Cash and Cash Equivalents&lt;/i&gt; - Cash equivalents include certificates of deposit, U.S. Treasury bills and government money&#x2013;market funds with maturities of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;90&lt;/em&gt; days or less when purchased. Our cash balances are held at a few financial institutions and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may, &lt;/em&gt;at times, exceed insurable amounts. We believe we help to mitigate this risk by depositing our cash in major financial institutions. At &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt; &lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;, $13.6 million and $11.4 million, respectively, of the total cash and cash equivalents was in cash equivalents and restricted cash equivalents.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Fair Value of Financial Instruments&lt;/i&gt; - The fair value of financial instruments is determined by reference to various market data and other valuation techniques as appropriate. Our financial instruments consist of cash and cash equivalents, restricted cash and cash equivalents, receivables, deposits and notes, accounts payable and other liabilities, customers&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x2019;&lt;/span&gt; deposits, mortgage loans held for sale, nonrecourse mortgages, mortgage warehouse lines of credit, senior secured revolving credit facility, accrued interest, senior secured term loan, senior unsecured term loan credit facility, senior secured notes and senior notes. The fair value of the senior secured revolving credit facility, senior secured term loan, senior unsecured term loan credit facility, senior secured notes and senior notes is estimated based on the quoted market prices for the same or similar issues or on the current rates offered to us for debt of the same remaining maturities or when &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; available, are estimated based on &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;third&lt;/em&gt;-party broker quotes or management&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x2019;&lt;/span&gt;s estimate of the fair value based on available trades for similar debt instruments. The fair value of all of our other financial instruments approximates their carrying amounts.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Inventories&lt;/i&gt; - Inventories consist of land, land development, home construction costs, capitalized interest, construction overhead and property taxes. Construction costs are accumulated during the period of construction and charged to cost of sales under the specific identification method. Land, land development and common facility costs are allocated based on buildable acres to product types within each community, then charged to cost of sales equally based upon the number of homes to be constructed for each product type.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We record inventories on our Consolidated Balance Sheets at cost unless the inventory is determined to be impaired, in which case the inventory is written down to its fair value. Our inventories consist of the following components: (&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/em&gt;) sold and unsold homes and lots under development, which includes all construction, land, capitalized interest and land development costs related to started homes and land under development in our active communities; (&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/em&gt;) land and land options held for future development or sale, which includes all costs related to land in our communities in planning or mothballed communities; and (&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/em&gt;) consolidated inventory &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; owned, which consists of model homes financed with an investor and inventory related to land banking arrangements accounted for as financings.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We sell and lease back certain of our model homes with the right to participate in the potential profit when each home is sold to a &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;third&lt;/em&gt;-party at the end of the respective lease. As a result of our continued involvement and the ability to repurchase model homes with below market options, for accounting purposes in accordance with ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;606&lt;/span&gt;,&lt;/em&gt; these sale and leaseback transactions are considered a financing rather than a sale. Our Consolidated Balance Sheets, at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt; &lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;, included inventory of $46.1 million and $41.7 million, respectively, recorded to &#x201c;Consolidated inventory &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; owned&#x201d; with a corresponding amount of $46.2 million (net of debt issuance costs) and $42.0 million, respectively, recorded to &#x201c;Liabilities from inventory &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; owned&#x201d; for the amount of net cash received from the transactions.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We have land banking arrangements, whereby we sell our land parcels to a land banker and they provide us an option to purchase back finished lots on a predetermined schedule. Because of our options to repurchase these parcels, for accounting purposes, in accordance with ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;606&lt;/span&gt;,&lt;/em&gt; these transactions are considered a financing rather than a sale. Our Consolidated Balance Sheets, at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt; &lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;, included inventory of $164.9 million and $183.1 million, respectively, recorded to &#x201c;Consolidated inventory &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; owned&#x201d; with a corresponding amount of $94.1 million (net of debt issuance costs) and $82.3 million, respectively, recorded to &#x201c;Liabilities from inventory &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; owned&#x201d; for the amount of net cash received from the transactions.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The recoverability of inventories and other long-lived assets is assessed in accordance with ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;360&lt;/span&gt;,&lt;/em&gt; &#x201c;Property, Plant and Equipment.&#x201d; ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;360&lt;/span&gt;&lt;/em&gt; requires long-lived assets, including inventories, held for development to be evaluated for impairment based on the undiscounted future cash flows of the assets at the lowest level for which there are identifiable cash flows. We evaluate impairment at the individual community level, which is the lowest level of discrete cash flows that are available.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We evaluate inventories of communities under development and held for future development for impairment when indicators of potential impairment are present. Indicators of impairment include, but are &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; limited to, decreases in local housing market values, decreases in gross margins or sales absorption rates, decreases in net sales prices (base sales price, net of sales incentives), or actual or projected operating or cash flow losses. The assessment of communities for indication of impairment is performed quarterly. As part of this process, we prepare detailed budgets for all of our communities at least semi-annually and identify those communities with a projected operating loss. For those communities with projected losses, we estimate the remaining undiscounted future cash flows and compare those to the carrying value of the community, to determine if the carrying value of the asset is recoverable.&lt;/span&gt;&lt;/p&gt;

&lt;p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The projected operating profits, losses or cash flows of each community can be significantly impacted by our estimates of the following:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt;
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&lt;p style="margin: 0px; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
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&lt;p style="margin: 0px; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; future base selling prices; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
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&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; future home sales incentives; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; future home construction and land development costs; and &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; future sales absorption pace and cancellation rates. &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;These estimates are dependent upon specific market conditions for each community. While we consider available information to determine what we believe to be our best estimates as of the end of each quarter, these estimates are subject to change in future reporting periods as facts and circumstances change. Local market-specific conditions that &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;impact our estimates for a community include:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; the intensity of competition within a market, including available home sales prices and home sales incentives offered by our competitors; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; the current sales absorption pace for both our communities and competitor communities; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 17px;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 17px;"&gt;
&lt;td style="width: 45pt; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 27pt; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; community-specific attributes, such as location, availability of lots in the market, desirability and uniqueness of our community, and the size and style of homes currently being offered; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; potential for alternative product offerings to respond to local market conditions; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; changes by management in the sales strategy of the community; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; current local market economic and demographic conditions and related trends and forecasts; and &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; existing home inventory supplies, including foreclosures and short sales. &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;These and other local market-specific conditions that &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;be present are considered by management in preparing projection assumptions for each community. The sales objectives can differ between our communities, even within a given market. For example, facts and circumstances in a given community &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;lead us to price our homes with the objective of yielding a higher sales absorption pace, while facts and circumstances in another community &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;lead us to price our homes to minimize deterioration in our gross margins, although it &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;result in a slower sales absorption pace. In addition, the key assumptions included in our estimate of future undiscounted cash flows &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;be interrelated. For example, a decrease in estimated base sales price or an increase in homes sales incentives &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;result in a corresponding increase in sales absorption pace. Additionally, a decrease in the average sales price of homes to be sold and closed in future reporting periods for &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;one&lt;/span&gt;&lt;/em&gt; community that has &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; been generating what management believes to be an adequate sales absorption pace &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;impact the estimated cash flow assumptions of a nearby community. Changes in our key assumptions, including estimated construction and development costs, sales absorption pace and selling strategies, could materially impact future cash flow and fair value estimates. Due to the number of possible scenarios that would result from various changes in these factors, we do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; believe it is possible to develop a sensitivity analysis with a level of precision that would be meaningful to an investor.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;If the undiscounted cash flows are more than the carrying value of the community, then the carrying amount is recoverable, and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;no&lt;/em&gt; impairment is recorded. However, if the undiscounted cash flows are less than the carrying amount, then the community is deemed impaired and is written down to its fair value. We determine the estimated fair value of each community by calculating the present value of its estimated future cash flows at a discount rate commensurate with the risk of the respective community, or in limited circumstances, prices for land in recent comparable sale transactions, market analysis studies, which include the estimated price a willing buyer would pay for the land (other than in a forced liquidation sale), and recent bona fide offers received from &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;third&lt;/em&gt; parties. The estimated future cash flow assumptions are virtually the same for both our recoverability and fair value assessments. Should the estimates or expectations used in determining estimated cash flows or fair value, including discount rates, decrease or differ from current estimates in the future, we &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;be required to recognize additional impairments related to current and future communities. The impairment of a community is allocated to each lot on a relative fair value basis.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;From time to time, we write off deposits, approval, engineering and capitalized interest costs when we determine that it is &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;no&lt;/em&gt; longer probable that we will exercise options to buy land in specific locations or when we redesign communities and/or abandon certain engineering costs. In deciding &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; to exercise a land option, we take into consideration changes in market conditions, the timing of required land takedowns, the willingness of land sellers to modify terms of the land option contract (including timing of land takedowns), and the availability and best use of our capital, among other factors.&lt;/span&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Inventories held for sale are land parcels ready for sale in their current condition, where we have decided not to build homes but are instead actively marketing for sale. Land parcels held for sale represented $5.1 million of our total inventories at &lt;span&gt;October 31, 2024&lt;/span&gt; and are reported at the lower of carrying amount or fair value less costs to sell. There were no inventories held for sale at &lt;span&gt;October 31, 2023&lt;/span&gt;. In determining fair value for land held for sale, management considers, among other things, prices for land in recent comparable sale transactions, market analysis studies, which include the estimated price a willing buyer would pay for the land (other than in a forced liquidation sale) and recent bona fide offers received from outside third parties.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Warranty Costs and Construction Defect Reserves&lt;/i&gt; - We accrue warranty costs that are covered under our existing general liability and construction defect policy as part of our general liability insurance deductible. This accrual is expensed as selling, general and administrative costs. &lt;span style="font-size: 11pt; font-family: Aptos, sans-serif; margin: 0pt; text-align: left; text-indent: 45pt; line-height: inherit;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;For homes delivered in fiscal 2024, our deductible under our
general liability insurance was $30.0 million, aggregated for construction
defect and warranty claims, and for homes delivered in fiscal 2023,
our deductible under our general liability insurance was $25.0 million,
aggregated for construction defect, warranty, and bodily injury claims. &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family: Aptos, sans-serif; margin: 0pt; text-align: left; text-indent: 45pt; line-height: inherit;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;As of November
1, 2023, we no longer have an aggregate deductible for bodily injury claims.
For bodily injury claims, our deductible per occurrence in
fiscal 2024 was $0.25 million and $0.5 million for action
over claims, both with a $30.0 million limit, and for
fiscal 2023 it was $0.25 million for all other states and
$0.5 million for California, both with a $5.0 million limit. &lt;/span&gt;&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; have a deductible on our worker&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x2019;&lt;/span&gt;s compensation insurance. Reserves for estimated losses for construction defects, warranty and bodily injury claims have been established using the assistance of a &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;third&lt;/em&gt;-party actuary. The &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;third&lt;/em&gt;-party actuary uses our historical warranty and construction defect data to assist management in estimating our unpaid claims, claim adjustment expenses and incurred but &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; reported claims reserves for the risks that we are assuming under the general liability and construction defect programs. The estimates consider provisions for inflation, claims handling and legal fees. These estimates are subject to a high degree of variability due to uncertainties such as trends in construction defect claims relative to our markets and the types of products we build, claim settlement patterns, insurance industry practices and legal interpretations, among others. Because of the high degree of judgment required in determining these estimated liabilities, actual future costs could differ significantly from our currently estimated amounts. In addition, we establish a warranty accrual for lower cost-related issues to cover home repairs, community amenities and land development infrastructure that are &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; covered under our general liability and construction defect policy. We accrue an estimate for these warranty costs as part of cost of sales at the time each home is closed and control is transferred to the buyer.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Interest&lt;/i&gt; - Interest attributable to properties under development during the land development and home construction period is capitalized and then expensed to cost of sales as the related inventories are sold. Interest that does &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; qualify for capitalization is expensed as incurred in &#x201c;Other interest.&#x201d;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;Interest costs incurred, expensed and capitalized were as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 154px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="10" style="width: 37%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Year Ended&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Interest capitalized at beginning of year &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;52,060&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;59,600&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;58,159&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Plus interest incurred(&lt;span&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;128,777&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;136,535&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;134,024&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Less cost of sales interest expensed &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(89,807&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(80,820&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(85,240&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Less other interest expensed(&lt;span&gt;2&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(30,752&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(54,082&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(47,343&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Less interest contributed to unconsolidated joint ventures(&lt;span&gt;3&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(5,468&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(9,456&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;) &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Plus interest acquired from unconsolidated joint ventures(&lt;span&gt;4&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,861&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;283&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Interest capitalized at end of year(&lt;span&gt;5&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;57,671&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;52,060&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;59,600&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="height: 17px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; padding: 10px 0px 10px; width: 3%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;1&lt;/span&gt;&lt;/em&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; padding: 10px 0px 10px; width: 97%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span&gt;&lt;span style="line-height: inherit; border-right: none; border-left: none;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Does &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; include interest incurred by our mortgage and finance subsidiaries.&lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 3%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(2&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;/em&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="border-right: none; border-left: none; width: 97%;"&gt;
&lt;p style="border-right: none; border-left: none; width: 97.8334%; line-height: 1.2;"&gt;&lt;span&gt;&lt;span style="line-height: inherit; border-right: none; border-left: none;"&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;O&lt;span style="line-height: inherit;"&gt;th&lt;/span&gt;&lt;span style="line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;e&lt;/span&gt;r&lt;/span&gt; interest expensed includes interest that does &lt;em&gt;not&lt;/em&gt; qualify for interest capitalization because our assets that qualify for interest capitalization (inventory under development) did &lt;em&gt;not&lt;/em&gt; &lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;i style="border-right: none; border-left: none; width: 97.8334%;"&gt;&lt;span style="line-height: inherit;"&gt;exceed our debt, which amounted to $&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;17.7 million and $28.6 million for the years ended &lt;span&gt;October 31, 2023&lt;/span&gt;&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt; and &lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;&lt;em&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;, respectively. During the year ended &lt;span&gt;October 31, 2024&lt;/span&gt;, our inventory under development exceeded our debt, therefore, all of the related interest incurred qualified for interest capitalization. Other interest also includes interest on completed homes, land in planning and fully developed lots without homes under construction, which does &lt;em style="border-right: none; border-left: none; width: 97.8334%;"&gt;not&lt;/em&gt; qualify for capitalization, and therefore, is expensed as incurred. This component of other interest was $30.8 million, $36.4 million and $18.8 million for the years ended &lt;em style="border-right: none; border-left: none; width: 97.8334%;"&gt;&lt;span&gt;October 31, 2024&lt;/span&gt;, &lt;/em&gt;&lt;em style="border-right: none; border-left: none; width: 97.8334%;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt; and &lt;em style="border-right: none; border-left: none; width: 97.8334%;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;, respectively&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;.&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;i&gt;&lt;/i&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 3%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="border-right: none; border-left: none; width: 97%;"&gt;&lt;br/&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 17px;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 3%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;3&lt;/span&gt;&lt;/em&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 97%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt; padding: 0px 0px 10px;"&gt;&lt;span&gt;&lt;span style="line-height: inherit; border-right: none; border-left: none;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Represents capitalized interest which was included as part of the assets contributed to joint ventures, as discussed in Note &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;20&lt;/span&gt;.&lt;/em&gt; There was &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;no&lt;/em&gt; impact to the Consolidated Statement of Operations as a result of these capitalized interest transactions.&lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 17px;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 3%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;4&lt;/span&gt;&lt;/em&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 97%; padding: 0px 0px 10px;"&gt;&lt;span&gt;&lt;span style="line-height: inherit; border-right: none; border-left: none;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Represents capitalized interest which was included as part of the assets acquired from joint ventures, as discussed in Note &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;20&lt;/span&gt;.&lt;/em&gt; There was &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;no&lt;/em&gt; impact to the Consolidated Statement of Operations as a result of these capitalized interest transactions.&lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 3%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;5&lt;/span&gt;&lt;/em&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
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&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span&gt;&lt;span style="line-height: inherit; border-right: none; border-left: none;"&gt;&lt;span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Capitalized interest amounts are shown gross before allocating any portion of impairments, if any, to capitalized interest.&lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Land Options -&lt;/i&gt; We have access to land and lots through option contracts. Costs incurred to obtain options to acquire improved or unimproved home sites are capitalized. Such amounts are either included as part of the purchase price if the land is acquired or charged to &#x201c;Inventory impairments and land option write-offs&#x201d; if we determine we will &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; exercise the option. We record costs associated with options on the Consolidated Balance Sheets under &#x201c;Land and land options held for future development or sale.&#x201d;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;In accordance with ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;810&lt;/span&gt;,&lt;/em&gt; &#x201c;Consolidation,&#x201d; we evaluate option contracts for land to determine whether they are with variable interest entities (&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;VIEs&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201d;&lt;/span&gt;) and, if so, whether we are the primary beneficiary. A VIE is an entity in which either (i) the equity investors as a group, if any, lack the power through voting or similar rights to direct the activities of such entity that most significantly impact such entity&#x2019;s economic performance or (ii) the equity investment at risk is insufficient to finance that entity&#x2019;s activities without additional subordinated financial support. VIEs are consolidated when we have a controlling financial interest. A controlling financial interest will have both of the following characteristics: (a) the power to direct the activities of a VIE that most significantly impact the VIE&#x2019;s economic performance and (b) the obligation to absorb losses of the VIE that could potentially be significant to the VIE or the right to receive benefits from the VIE that could potentially be significant to the VIE. If land and lot options are determined to be with VIEs and we are the primary beneficiary or the options have terms that require us to record it as financing, then we record the land and lots under option on the Consolidated Balance Sheets under &#x201c;Consolidated inventory &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; owned&#x201d; with an offset under &#x201c;Liabilities from inventory &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; owned.&#x201d; We perform on-going re-assessments of VIEs based on subsequent events, such as the modification of contracts or other changes in facts and circumstances, which could cause our consolidation conclusions to change.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Unconsolidated Homebuilding and Land Development Joint Ventures -&lt;/i&gt; Investments in unconsolidated entities in which the Company has significant influence over the operating and financial decisions of the entity, but holds less than a controlling financial interest, are accounted for by the equity method. In all periods presented, our investments in unconsolidated homebuilding and land development joint ventures are accounted for under the equity method. Under the equity method, we recognize our proportionate share of income and loss earned by the joint venture upon the delivery of lots or homes to &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;third&lt;/em&gt; parties. Our ownership interests in joint ventures vary but our voting equity interests held are generally 20% to 50%. In determining whether or &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; we must consolidate joint ventures where we are the managing member of the joint venture, we assess whether the other partners have specific rights to overcome the presumption of control by us as the manager of the joint venture. In most cases, the presumption is overcome because the joint venture agreements require that both partners agree on establishing the significant operating and capital decisions of the partnership, including budgets, in the ordinary course of business. The evaluation of whether or &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; we control a joint venture can require significant judgment.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;In accordance with ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;323&lt;/span&gt;,&lt;/em&gt; &#x201c;Investments - Equity Method and Joint Ventures,&#x201d; we assess our investments in unconsolidated joint ventures for recoverability quarterly, and if it is determined that a loss in value of the investment below its carrying amount is other than temporary, we write down the investment to its fair value. We evaluate our equity investments for impairment based on the joint venture&#x2019;s projected cash flows. This process requires significant management judgment and estimates. There were &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;no&lt;/em&gt; write-downs for any periods presented.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Debt Issuance Costs -&lt;/i&gt; Costs associated with borrowings under our credit facilities and term loans and the issuance of senior secured and senior notes are capitalized and amortized over the term of each note&#x2019;s issuance. The capitalized costs are recorded as a contra liability within our debt balances, except for the revolving credit facility costs, which are recorded as a prepaid expense.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Debt Issued at a Discount&lt;/i&gt;&lt;i&gt;/Premium&lt;/i&gt;&lt;i&gt; -&lt;/i&gt; Debt issued at a discount or premium to the face amount is amortized utilizing the effective interest method over the term of the note and recorded as a component of &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;Other interest&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201d;&lt;/span&gt; in the Consolidated Statements of Operations.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Advertising Costs&lt;/i&gt; - Advertising costs are expensed as incurred, primarily to &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;Selling, general and administrative&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201d;&lt;/span&gt; homebuilding expense in the Consolidated Statements of Operations. During the years ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;, &lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;, advertising expenses totaled $17.2 million, $15.4 million and $10.6 million, respectively.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Deferred Income Taxes -&lt;/i&gt; Deferred income taxes are provided for temporary differences between amounts recorded for financial reporting and income tax purposes. If the combination of future years&#x2019; income (or loss) combined with the reversal of the timing differences results in a loss, such losses can be carried forward to future years to recover deferred tax assets. In accordance with ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;740,&lt;/em&gt; &#x201c;Income Taxes,&#x201d; we evaluate our deferred tax assets quarterly to determine if valuation allowances are required. We assess whether valuation allowances should be established based on the consideration of all available evidence using a &#x201c;more-likely-than-&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&#x201d;&lt;/em&gt; standard.&lt;/span&gt;&lt;/p&gt;

&lt;p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;In evaluating the exposures associated with our various tax filing positions, we recognize tax liabilities for more-likely-than-&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; exposures on a quarterly basis. This evaluation is based on factors such as changes in facts or circumstances, changes in tax law, new audit activity by taxing authorities and effectively settled issues. Determining whether an uncertain tax position is effectively settled requires judgment. Such a change in recognition or measurement would result in the recognition of a tax benefit or an additional charge to the tax provision. A number of years &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;elapse before a particular matter for which we have established a liability is audited and fully resolved or clarified. We adjust our liability for unrecognized tax benefits and income tax expense in the period in which an uncertain tax position is effectively settled, the statute of limitations expires for the relevant taxing authority to examine the tax position or when more information becomes available. Due to the complexity of some of these uncertainties, the ultimate resolution &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;result in a liability that is materially different from our current estimate. Any such changes will be reflected as increases or decreases to &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;Income taxes&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201d;&lt;/span&gt; in the Consolidated Statement of Operations for the period in which they are determined. In addition, we record interest and penalties related to unrecognized tax benefits as a component of income tax expense. Accrued interest and penalties are included within &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;Income taxes payable&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201d;&lt;/span&gt; on the Consolidated Balance Sheets. &lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Prepaid Expenses -&lt;/i&gt; Prepaid expenses that relate to specific housing communities (model setup, architectural fees, homeowner warranty program fees, interest rate buydowns, etc.) are amortized to cost of sales as the applicable inventories are sold. All other prepaid expenses are amortized over a specific time period or as used and charged to overhead expense.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Allowance for Credit Losses&lt;/i&gt; &#x2013; We regularly review our receivable balances, which are included in &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;Receivables, deposits and notes, net&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201d;&lt;/span&gt; on the Consolidated Balance Sheets, for collectability. These receivables include receivables from our insurance carriers, receivables from municipalities related to the development of utilities or other infrastructure, and other miscellaneous receivables. Allowances are maintained for potential credit losses based on historical experience, present economic conditions and other factors considered relevant. The allowance for credit losses were $13.0 million and $12.8 million at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt; &lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;, respectively, which primarily related to allowances for receivables from municipalities and an allowance for a receivable for a prior year land sale. &lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;p style="margin: 0pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;i style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt;Property and Equipment&lt;/i&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; - Property and equipment are recorded at cost. Maintenance and repair costs are expensed as incurred. Depreciation is computed using the straight-line method based upon estimated useful lives, generally as follows: Building and building improvements - &lt;/span&gt;39&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; years or life of the lease; Furniture - &lt;/span&gt;5&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;-&lt;/span&gt;7&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; years; Equipment - &lt;/span&gt;5&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;-&lt;/span&gt;7&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; years; Capitalized software - &lt;/span&gt;3&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;-&lt;/span&gt;5&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; years.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Stock-Based Compensation -&lt;/i&gt; We account for our stock-based awards under ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;718,&lt;/em&gt; &#x201c;Compensation - Stock Compensation&#x201d; which requires a fair-value based method to determine the estimated cost of an award. Compensation cost for stock-based awards is measured on the grant date. We recognize compensation cost for time-based awards ratably over the vesting period and performance-based awards ratably over the vesting period when it is probable that the stated performance target will be achieved. Forfeitures of stock-based awards are recognized as they occur.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Per Share Calculations -&lt;/i&gt; Basic earnings per share is computed by dividing net income (loss) (the &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;numerator&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201d;&lt;/span&gt;) by the weighted-average number of common shares outstanding, adjusted for participating securities (the &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;denominator&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201d;&lt;/span&gt;) for the period. Contingently issuable shares are included in basic earnings per share as of the date that all necessary vesting conditions have been satisfied. Computing diluted earnings per share is similar to computing basic earnings per share, except that the denominator is increased to include the dilutive effects of stock options and nonvested shares of restricted stock units (&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;RSUs&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201d;&lt;/span&gt;). Any stock options that have an exercise price greater than the average market price are considered to be anti-dilutive and are excluded from the diluted earnings per share calculation. &lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;All shares that contain non-forfeitable rights to dividends or dividend equivalents that participate in undistributed earnings with common stock are considered participating securities and are included in earnings per share pursuant to the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;two&lt;/span&gt;&lt;/em&gt;-class method. The &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;two&lt;/span&gt;&lt;/em&gt;-class method is an earnings allocation formula that determines earnings per share for each class of common stock and participating securities according to dividends or dividend equivalents and participation rights in undistributed earnings in periods where we have net income.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Recent Accounting Pronouncements&lt;/i&gt; - &lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;In &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; August 2023, &lt;/em&gt;the Financial Accounting Standards Board (&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;FASB&lt;em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#x201d;&lt;/em&gt;) issued Accounting Standards Update (&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;ASU&lt;em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#x201d;&lt;/em&gt;) &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;-&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;05&lt;/span&gt;,&lt;/em&gt; &#x201c;Business Combinations - Joint Venture Formations&#x201d; (&#x201c;ASU &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;-&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;05&lt;/span&gt;&#x201d;&lt;/em&gt;), which addresses the accounting for contributions made to a joint venture. ASU &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;-&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;05&lt;/span&gt;&lt;/em&gt; requires joint ventures to measure all assets and liabilities upon formation at fair value. This guidance will be applied prospectively to all joint venture formations with a formation date on or after &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; January 1, 2025. &lt;/em&gt;We are currently evaluating the potential impact, but we do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; expect the adoption of this guidance to have a material impact on our Consolidated Financial Statements.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;In &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; November 2023, &lt;/em&gt;the FASB issued ASU &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;-&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;07&lt;/span&gt;,&lt;/em&gt; &#x201c;Improvements to Reportable Segment Disclosures&#x201d; (&#x201c;ASU &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;-&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;07&lt;/span&gt;&#x201d;&lt;/em&gt;). ASU &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;-&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;07&lt;/span&gt;&lt;/em&gt; requires disclosure of significant segment expenses that are regularly provided to the chief operating decision maker and included within the segment measure of profit or loss. This guidance will be applied retrospectively and is effective for annual reporting periods in fiscal years beginning after &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; December 15, 2023, &lt;/em&gt;and interim reporting periods in fiscal years beginning after &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; December 15, 2024. &lt;/em&gt;We are currently evaluating the potential impact, but we do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; expect the adoption of this guidance to have a material impact on our Consolidated Financial Statements.&lt;/span&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;In December 2023, the FASB issued ASU &lt;span&gt;2023&lt;/span&gt;-&lt;span&gt;09&lt;/span&gt;, &#x201c;Improvements to Income Tax Disclosures&#x201d; (&#x201c;ASU &lt;span&gt;2023&lt;/span&gt;-&lt;span&gt;09&lt;/span&gt;&#x201d;). ASU &lt;span&gt;2023&lt;/span&gt;-&lt;span&gt;09&lt;/span&gt; requires enhanced disclosures related to the rate reconciliation and information on income taxes paid. This guidance will be applied prospectively and is effective for annual reporting periods in fiscal years beginning after December 15, 2024. We are currently evaluating the potential impact the adoption of this guidance will have on our Consolidated Financial Statements.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="text-indent: 45pt; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif; line-height: 1.2;"&gt;&lt;span style="font-size: 10pt; line-height: inherit;"&gt;In
November 2024, the FASB issued ASU 2024-03, &#x201c;Disaggregation of Income Statement
Expenses&#x201d; (&#x201c;ASU 2024-03&#x201d;). ASU 2024-03 requires disclosure of additional
information about specific cost and expense categories in the notes to the
financial statements. This guidance will be applied either prospectively or
retrospectively and is effective for annual reporting periods in fiscal years beginning
after December 15, 2026, and interim reporting periods in fiscal years
beginning after December 15, 2027. We are currently evaluating
the potential impact the adoption of this guidance will have on our
Consolidated Financial Statements.&lt;/span&gt;&lt;/p&gt;  </us-gaap:SignificantAccountingPoliciesTextBlock>
    <us-gaap:UseOfEstimates contextRef="D20241031" id="Tag1381">
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Use of Estimates&lt;/i&gt; - The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates and these differences could have a significant impact on the Consolidated Financial Statements.&lt;/span&gt;&lt;/p&gt; </us-gaap:UseOfEstimates>
    <us-gaap:RevenueFromContractWithCustomerPolicyTextBlock contextRef="D20241031" id="Tag1326">
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Income Recognition from Home and Land Sales&lt;/i&gt; - We are primarily engaged in the development, construction, marketing and sale of residential single-family and multi-family homes where the planned construction cycle is less than &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;12&lt;/em&gt; months. For these homes, in accordance with ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;606,&lt;/em&gt; &#x201c;Revenue from Contracts with Customers,&#x201d; revenue is recognized when control is transferred to the buyer, which occurs when the buyer takes title to and possession of the home and there is &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;no&lt;/em&gt; continuing involvement. From time to time, as market conditions warrant, we offer sales incentives which enable customers to reduce the base price of a home or to reduce the price of options. These incentives are recorded as a reduction of revenue in accordance with ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;606.&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Income Recognition from Mortgage Loans -&lt;/i&gt; Our financial services segment originates mortgages, primarily for our homebuilding customers. We use mandatory investor commitments and forward sales of mortgage-backed securities (&#x201c;MBS&#x201d;) to hedge our mortgage-related interest rate exposure on agency and government loans.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We elected the fair value option for our mortgage loans held for sale in accordance with ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;825&lt;/span&gt;,&lt;/em&gt; &#x201c;Financial Instruments,&#x201d; which permits us to measure our loans held for sale at fair value. Management believes that the election of the fair value option for loans held for sale improves financial reporting because it mitigates volatility in reported earnings and by measuring the fair value of loans and the derivative instruments used to economically hedge them, we do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; have to apply complex hedge accounting provisions.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Substantially all of the mortgage loans originated are sold within a short period of time in the secondary mortgage market on a servicing released, nonrecourse basis, although the Company remains liable for certain limited representations, such as fraud, and warranties related to loan sales. Mortgage investors could seek to have us buy back loans or compensate them for losses incurred on mortgages we have sold based on claims that we breached our limited representations and warranties. We have established reserves for probable losses.&lt;/span&gt;&lt;/p&gt;
 </us-gaap:RevenueFromContractWithCustomerPolicyTextBlock>
    <us-gaap:CashAndCashEquivalentsPolicyTextBlock contextRef="D20241031" id="Tag1355">
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Cash and Cash Equivalents&lt;/i&gt; - Cash equivalents include certificates of deposit, U.S. Treasury bills and government money&#x2013;market funds with maturities of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;90&lt;/em&gt; days or less when purchased. Our cash balances are held at a few financial institutions and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may, &lt;/em&gt;at times, exceed insurable amounts. We believe we help to mitigate this risk by depositing our cash in major financial institutions. At &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt; &lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;, $13.6 million and $11.4 million, respectively, of the total cash and cash equivalents was in cash equivalents and restricted cash equivalents.&lt;/span&gt;&lt;/p&gt; </us-gaap:CashAndCashEquivalentsPolicyTextBlock>
    <us-gaap:CashEquivalentsAtCarryingValue
      contextRef="I20241031"
      decimals="-5"
      id="Tag1523"
      unitRef="USD">13600000</us-gaap:CashEquivalentsAtCarryingValue>
    <us-gaap:CashEquivalentsAtCarryingValue
      contextRef="I20231031"
      decimals="-5"
      id="Tag1319"
      unitRef="USD">11400000</us-gaap:CashEquivalentsAtCarryingValue>
    <us-gaap:FairValueOfFinancialInstrumentsPolicy contextRef="D20241031" id="Tag1517">
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Fair Value of Financial Instruments&lt;/i&gt; - The fair value of financial instruments is determined by reference to various market data and other valuation techniques as appropriate. Our financial instruments consist of cash and cash equivalents, restricted cash and cash equivalents, receivables, deposits and notes, accounts payable and other liabilities, customers&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x2019;&lt;/span&gt; deposits, mortgage loans held for sale, nonrecourse mortgages, mortgage warehouse lines of credit, senior secured revolving credit facility, accrued interest, senior secured term loan, senior unsecured term loan credit facility, senior secured notes and senior notes. The fair value of the senior secured revolving credit facility, senior secured term loan, senior unsecured term loan credit facility, senior secured notes and senior notes is estimated based on the quoted market prices for the same or similar issues or on the current rates offered to us for debt of the same remaining maturities or when &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; available, are estimated based on &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;third&lt;/em&gt;-party broker quotes or management&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x2019;&lt;/span&gt;s estimate of the fair value based on available trades for similar debt instruments. The fair value of all of our other financial instruments approximates their carrying amounts.&lt;/span&gt;&lt;/p&gt; </us-gaap:FairValueOfFinancialInstrumentsPolicy>
    <us-gaap:InventoryPolicyTextBlock contextRef="D20241031" id="Tag1571">
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Inventories&lt;/i&gt; - Inventories consist of land, land development, home construction costs, capitalized interest, construction overhead and property taxes. Construction costs are accumulated during the period of construction and charged to cost of sales under the specific identification method. Land, land development and common facility costs are allocated based on buildable acres to product types within each community, then charged to cost of sales equally based upon the number of homes to be constructed for each product type.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We record inventories on our Consolidated Balance Sheets at cost unless the inventory is determined to be impaired, in which case the inventory is written down to its fair value. Our inventories consist of the following components: (&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/em&gt;) sold and unsold homes and lots under development, which includes all construction, land, capitalized interest and land development costs related to started homes and land under development in our active communities; (&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/em&gt;) land and land options held for future development or sale, which includes all costs related to land in our communities in planning or mothballed communities; and (&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/em&gt;) consolidated inventory &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; owned, which consists of model homes financed with an investor and inventory related to land banking arrangements accounted for as financings.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We sell and lease back certain of our model homes with the right to participate in the potential profit when each home is sold to a &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;third&lt;/em&gt;-party at the end of the respective lease. As a result of our continued involvement and the ability to repurchase model homes with below market options, for accounting purposes in accordance with ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;606&lt;/span&gt;,&lt;/em&gt; these sale and leaseback transactions are considered a financing rather than a sale. Our Consolidated Balance Sheets, at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt; &lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;, included inventory of $46.1 million and $41.7 million, respectively, recorded to &#x201c;Consolidated inventory &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; owned&#x201d; with a corresponding amount of $46.2 million (net of debt issuance costs) and $42.0 million, respectively, recorded to &#x201c;Liabilities from inventory &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; owned&#x201d; for the amount of net cash received from the transactions.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We have land banking arrangements, whereby we sell our land parcels to a land banker and they provide us an option to purchase back finished lots on a predetermined schedule. Because of our options to repurchase these parcels, for accounting purposes, in accordance with ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;606&lt;/span&gt;,&lt;/em&gt; these transactions are considered a financing rather than a sale. Our Consolidated Balance Sheets, at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt; &lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;, included inventory of $164.9 million and $183.1 million, respectively, recorded to &#x201c;Consolidated inventory &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; owned&#x201d; with a corresponding amount of $94.1 million (net of debt issuance costs) and $82.3 million, respectively, recorded to &#x201c;Liabilities from inventory &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; owned&#x201d; for the amount of net cash received from the transactions.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The recoverability of inventories and other long-lived assets is assessed in accordance with ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;360&lt;/span&gt;,&lt;/em&gt; &#x201c;Property, Plant and Equipment.&#x201d; ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;360&lt;/span&gt;&lt;/em&gt; requires long-lived assets, including inventories, held for development to be evaluated for impairment based on the undiscounted future cash flows of the assets at the lowest level for which there are identifiable cash flows. We evaluate impairment at the individual community level, which is the lowest level of discrete cash flows that are available.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We evaluate inventories of communities under development and held for future development for impairment when indicators of potential impairment are present. Indicators of impairment include, but are &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; limited to, decreases in local housing market values, decreases in gross margins or sales absorption rates, decreases in net sales prices (base sales price, net of sales incentives), or actual or projected operating or cash flow losses. The assessment of communities for indication of impairment is performed quarterly. As part of this process, we prepare detailed budgets for all of our communities at least semi-annually and identify those communities with a projected operating loss. For those communities with projected losses, we estimate the remaining undiscounted future cash flows and compare those to the carrying value of the community, to determine if the carrying value of the asset is recoverable.&lt;/span&gt;&lt;/p&gt;

&lt;p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The projected operating profits, losses or cash flows of each community can be significantly impacted by our estimates of the following:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0px; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0px; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; future base selling prices; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; future home sales incentives; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; future home construction and land development costs; and &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; future sales absorption pace and cancellation rates. &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;These estimates are dependent upon specific market conditions for each community. While we consider available information to determine what we believe to be our best estimates as of the end of each quarter, these estimates are subject to change in future reporting periods as facts and circumstances change. Local market-specific conditions that &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;impact our estimates for a community include:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; the intensity of competition within a market, including available home sales prices and home sales incentives offered by our competitors; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; the current sales absorption pace for both our communities and competitor communities; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 17px;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 17px;"&gt;
&lt;td style="width: 45pt; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 27pt; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; community-specific attributes, such as location, availability of lots in the market, desirability and uniqueness of our community, and the size and style of homes currently being offered; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; potential for alternative product offerings to respond to local market conditions; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; changes by management in the sales strategy of the community; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; current local market economic and demographic conditions and related trends and forecasts; and &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="width: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 27pt; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &#x25cf; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 5px; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; existing home inventory supplies, including foreclosures and short sales. &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;These and other local market-specific conditions that &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;be present are considered by management in preparing projection assumptions for each community. The sales objectives can differ between our communities, even within a given market. For example, facts and circumstances in a given community &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;lead us to price our homes with the objective of yielding a higher sales absorption pace, while facts and circumstances in another community &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;lead us to price our homes to minimize deterioration in our gross margins, although it &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;result in a slower sales absorption pace. In addition, the key assumptions included in our estimate of future undiscounted cash flows &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;be interrelated. For example, a decrease in estimated base sales price or an increase in homes sales incentives &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;result in a corresponding increase in sales absorption pace. Additionally, a decrease in the average sales price of homes to be sold and closed in future reporting periods for &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;one&lt;/span&gt;&lt;/em&gt; community that has &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; been generating what management believes to be an adequate sales absorption pace &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;impact the estimated cash flow assumptions of a nearby community. Changes in our key assumptions, including estimated construction and development costs, sales absorption pace and selling strategies, could materially impact future cash flow and fair value estimates. Due to the number of possible scenarios that would result from various changes in these factors, we do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; believe it is possible to develop a sensitivity analysis with a level of precision that would be meaningful to an investor.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;If the undiscounted cash flows are more than the carrying value of the community, then the carrying amount is recoverable, and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;no&lt;/em&gt; impairment is recorded. However, if the undiscounted cash flows are less than the carrying amount, then the community is deemed impaired and is written down to its fair value. We determine the estimated fair value of each community by calculating the present value of its estimated future cash flows at a discount rate commensurate with the risk of the respective community, or in limited circumstances, prices for land in recent comparable sale transactions, market analysis studies, which include the estimated price a willing buyer would pay for the land (other than in a forced liquidation sale), and recent bona fide offers received from &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;third&lt;/em&gt; parties. The estimated future cash flow assumptions are virtually the same for both our recoverability and fair value assessments. Should the estimates or expectations used in determining estimated cash flows or fair value, including discount rates, decrease or differ from current estimates in the future, we &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;be required to recognize additional impairments related to current and future communities. The impairment of a community is allocated to each lot on a relative fair value basis.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;From time to time, we write off deposits, approval, engineering and capitalized interest costs when we determine that it is &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;no&lt;/em&gt; longer probable that we will exercise options to buy land in specific locations or when we redesign communities and/or abandon certain engineering costs. In deciding &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; to exercise a land option, we take into consideration changes in market conditions, the timing of required land takedowns, the willingness of land sellers to modify terms of the land option contract (including timing of land takedowns), and the availability and best use of our capital, among other factors.&lt;/span&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Inventories held for sale are land parcels ready for sale in their current condition, where we have decided not to build homes but are instead actively marketing for sale. Land parcels held for sale represented $5.1 million of our total inventories at &lt;span&gt;October 31, 2024&lt;/span&gt; and are reported at the lower of carrying amount or fair value less costs to sell. There were no inventories held for sale at &lt;span&gt;October 31, 2023&lt;/span&gt;. In determining fair value for land held for sale, management considers, among other things, prices for land in recent comparable sale transactions, market analysis studies, which include the estimated price a willing buyer would pay for the land (other than in a forced liquidation sale) and recent bona fide offers received from outside third parties.&lt;/span&gt;&lt;/p&gt; </us-gaap:InventoryPolicyTextBlock>
    <hov:InventoryRealEstateOtherOptions
      contextRef="I20241031_ModelSaleLeasebackFinancingArrangementsMember_HomebuildingMember"
      decimals="-5"
      id="Tag1525"
      unitRef="USD">46100000</hov:InventoryRealEstateOtherOptions>
    <hov:InventoryRealEstateOtherOptions
      contextRef="I20231031_ModelSaleLeasebackFinancingArrangementsMember_HomebuildingMember"
      decimals="-5"
      id="Tag1351"
      unitRef="USD">41700000</hov:InventoryRealEstateOtherOptions>
    <hov:LiabilitiesFromInventoryRealEstateNotOwned
      contextRef="I20241031_ModelSaleLeasebackFinancingArrangementsMember_HomebuildingMember"
      decimals="-5"
      id="Tag1536"
      unitRef="USD">46200000</hov:LiabilitiesFromInventoryRealEstateNotOwned>
    <hov:LiabilitiesFromInventoryRealEstateNotOwned
      contextRef="I20231031_ModelSaleLeasebackFinancingArrangementsMember_HomebuildingMember"
      decimals="-5"
      id="Tag1343"
      unitRef="USD">42000000</hov:LiabilitiesFromInventoryRealEstateNotOwned>
    <hov:InventoryRealEstateOtherOptions
      contextRef="I20241031_LandBankingArrangementMember_HomebuildingMember"
      decimals="-5"
      id="Tag1341"
      unitRef="USD">164900000</hov:InventoryRealEstateOtherOptions>
    <hov:InventoryRealEstateOtherOptions
      contextRef="I20231031_LandBankingArrangementMember_HomebuildingMember"
      decimals="-5"
      id="Tag1470"
      unitRef="USD">183100000</hov:InventoryRealEstateOtherOptions>
    <hov:LiabilitiesFromInventoryRealEstateNotOwned
      contextRef="I20241031_LandBankingArrangementMember_HomebuildingMember"
      decimals="-5"
      id="Tag1365"
      unitRef="USD">94100000</hov:LiabilitiesFromInventoryRealEstateNotOwned>
    <hov:LiabilitiesFromInventoryRealEstateNotOwned
      contextRef="I20231031_LandBankingArrangementMember_HomebuildingMember"
      decimals="-5"
      id="Tag1364"
      unitRef="USD">82300000</hov:LiabilitiesFromInventoryRealEstateNotOwned>
    <hov:InventoriesHeldForSale
      contextRef="I20241031_HomebuildingMember"
      decimals="-5"
      id="Tag1320"
      unitRef="USD">5100000</hov:InventoriesHeldForSale>
    <hov:InventoriesHeldForSale
      contextRef="I20231031_HomebuildingMember"
      decimals="-6"
      id="Tag1368"
      unitRef="USD">0</hov:InventoriesHeldForSale>
    <hov:PostdevelopmentCompletionWarrantyCostsAndInsuranceDeductibleReservesPolicyPolicyTextBlock contextRef="D20241031" id="Tag1613">
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Warranty Costs and Construction Defect Reserves&lt;/i&gt; - We accrue warranty costs that are covered under our existing general liability and construction defect policy as part of our general liability insurance deductible. This accrual is expensed as selling, general and administrative costs. &lt;span style="font-size: 11pt; font-family: Aptos, sans-serif; margin: 0pt; text-align: left; text-indent: 45pt; line-height: inherit;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;For homes delivered in fiscal 2024, our deductible under our
general liability insurance was $30.0 million, aggregated for construction
defect and warranty claims, and for homes delivered in fiscal 2023,
our deductible under our general liability insurance was $25.0 million,
aggregated for construction defect, warranty, and bodily injury claims. &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family: Aptos, sans-serif; margin: 0pt; text-align: left; text-indent: 45pt; line-height: inherit;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;As of November
1, 2023, we no longer have an aggregate deductible for bodily injury claims.
For bodily injury claims, our deductible per occurrence in
fiscal 2024 was $0.25 million and $0.5 million for action
over claims, both with a $30.0 million limit, and for
fiscal 2023 it was $0.25 million for all other states and
$0.5 million for California, both with a $5.0 million limit. &lt;/span&gt;&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; have a deductible on our worker&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x2019;&lt;/span&gt;s compensation insurance. Reserves for estimated losses for construction defects, warranty and bodily injury claims have been established using the assistance of a &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;third&lt;/em&gt;-party actuary. The &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;third&lt;/em&gt;-party actuary uses our historical warranty and construction defect data to assist management in estimating our unpaid claims, claim adjustment expenses and incurred but &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; reported claims reserves for the risks that we are assuming under the general liability and construction defect programs. The estimates consider provisions for inflation, claims handling and legal fees. These estimates are subject to a high degree of variability due to uncertainties such as trends in construction defect claims relative to our markets and the types of products we build, claim settlement patterns, insurance industry practices and legal interpretations, among others. Because of the high degree of judgment required in determining these estimated liabilities, actual future costs could differ significantly from our currently estimated amounts. In addition, we establish a warranty accrual for lower cost-related issues to cover home repairs, community amenities and land development infrastructure that are &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; covered under our general liability and construction defect policy. We accrue an estimate for these warranty costs as part of cost of sales at the time each home is closed and control is transferred to the buyer.&lt;/span&gt;&lt;/p&gt; </hov:PostdevelopmentCompletionWarrantyCostsAndInsuranceDeductibleReservesPolicyPolicyTextBlock>
    <hov:GeneralLiabilityInsuranceDeductible
      contextRef="I20241031"
      decimals="-5"
      id="Tag1338"
      unitRef="USD">30000000</hov:GeneralLiabilityInsuranceDeductible>
    <hov:GeneralLiabilityInsuranceDeductible
      contextRef="I20231031"
      decimals="-5"
      id="Tag1535"
      unitRef="USD">25000000</hov:GeneralLiabilityInsuranceDeductible>
    <hov:BodilyInjuryInsuranceDeductible
      contextRef="I20241031_AllStatesOtherThanCaliforniaMember"
      decimals="-4"
      id="Tag1524"
      unitRef="USD">250000</hov:BodilyInjuryInsuranceDeductible>
    <hov:BodilyInjuryInsuranceDeductible
      contextRef="I20241031_CA"
      decimals="-5"
      id="Tag1369"
      unitRef="USD">500000</hov:BodilyInjuryInsuranceDeductible>
    <hov:BodilyInjuryInsuranceLimit
      contextRef="I20241031_AllStatesOtherThanCaliforniaMember"
      decimals="-5"
      id="Tag1704"
      unitRef="USD">30000000</hov:BodilyInjuryInsuranceLimit>
    <hov:BodilyInjuryInsuranceLimit
      contextRef="I20241031_CA"
      decimals="-5"
      id="Tag1358"
      unitRef="USD">30000000</hov:BodilyInjuryInsuranceLimit>
    <hov:BodilyInjuryInsuranceDeductible
      contextRef="I20231031_AllStatesOtherThanCaliforniaMember"
      decimals="-4"
      id="Tag1372"
      unitRef="USD">250000</hov:BodilyInjuryInsuranceDeductible>
    <hov:BodilyInjuryInsuranceDeductible
      contextRef="I20231031_CA"
      decimals="-5"
      id="Tag1340"
      unitRef="USD">500000</hov:BodilyInjuryInsuranceDeductible>
    <hov:BodilyInjuryInsuranceLimit
      contextRef="I20231031_AllStatesOtherThanCaliforniaMember"
      decimals="-5"
      id="Tag1712"
      unitRef="USD">5000000</hov:BodilyInjuryInsuranceLimit>
    <hov:BodilyInjuryInsuranceLimit
      contextRef="I20231031_CA"
      decimals="-5"
      id="Tag1321"
      unitRef="USD">5000000</hov:BodilyInjuryInsuranceLimit>
    <us-gaap:InventoryInterestCapitalizationPolicy contextRef="D20241031" id="Tag1519">
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Interest&lt;/i&gt; - Interest attributable to properties under development during the land development and home construction period is capitalized and then expensed to cost of sales as the related inventories are sold. Interest that does &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; qualify for capitalization is expensed as incurred in &#x201c;Other interest.&#x201d;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;Interest costs incurred, expensed and capitalized were as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 154px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="10" style="width: 37%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Year Ended&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Interest capitalized at beginning of year &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;52,060&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;59,600&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;58,159&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Plus interest incurred(&lt;span&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;128,777&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;136,535&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;134,024&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Less cost of sales interest expensed &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(89,807&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(80,820&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(85,240&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Less other interest expensed(&lt;span&gt;2&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(30,752&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(54,082&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(47,343&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Less interest contributed to unconsolidated joint ventures(&lt;span&gt;3&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(5,468&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(9,456&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;) &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Plus interest acquired from unconsolidated joint ventures(&lt;span&gt;4&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,861&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;283&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Interest capitalized at end of year(&lt;span&gt;5&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;57,671&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;52,060&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;59,600&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="height: 17px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; padding: 10px 0px 10px; width: 3%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;1&lt;/span&gt;&lt;/em&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; padding: 10px 0px 10px; width: 97%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span&gt;&lt;span style="line-height: inherit; border-right: none; border-left: none;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Does &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; include interest incurred by our mortgage and finance subsidiaries.&lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 3%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(2&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;/em&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="border-right: none; border-left: none; width: 97%;"&gt;
&lt;p style="border-right: none; border-left: none; width: 97.8334%; line-height: 1.2;"&gt;&lt;span&gt;&lt;span style="line-height: inherit; border-right: none; border-left: none;"&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;O&lt;span style="line-height: inherit;"&gt;th&lt;/span&gt;&lt;span style="line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;e&lt;/span&gt;r&lt;/span&gt; interest expensed includes interest that does &lt;em&gt;not&lt;/em&gt; qualify for interest capitalization because our assets that qualify for interest capitalization (inventory under development) did &lt;em&gt;not&lt;/em&gt; &lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;i style="border-right: none; border-left: none; width: 97.8334%;"&gt;&lt;span style="line-height: inherit;"&gt;exceed our debt, which amounted to $&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;17.7 million and $28.6 million for the years ended &lt;span&gt;October 31, 2023&lt;/span&gt;&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt; and &lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;&lt;em&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;, respectively. During the year ended &lt;span&gt;October 31, 2024&lt;/span&gt;, our inventory under development exceeded our debt, therefore, all of the related interest incurred qualified for interest capitalization. Other interest also includes interest on completed homes, land in planning and fully developed lots without homes under construction, which does &lt;em style="border-right: none; border-left: none; width: 97.8334%;"&gt;not&lt;/em&gt; qualify for capitalization, and therefore, is expensed as incurred. This component of other interest was $30.8 million, $36.4 million and $18.8 million for the years ended &lt;em style="border-right: none; border-left: none; width: 97.8334%;"&gt;&lt;span&gt;October 31, 2024&lt;/span&gt;, &lt;/em&gt;&lt;em style="border-right: none; border-left: none; width: 97.8334%;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt; and &lt;em style="border-right: none; border-left: none; width: 97.8334%;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;, respectively&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;.&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;i&gt;&lt;/i&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 3%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="border-right: none; border-left: none; width: 97%;"&gt;&lt;br/&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 17px;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 3%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;3&lt;/span&gt;&lt;/em&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 97%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt; padding: 0px 0px 10px;"&gt;&lt;span&gt;&lt;span style="line-height: inherit; border-right: none; border-left: none;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Represents capitalized interest which was included as part of the assets contributed to joint ventures, as discussed in Note &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;20&lt;/span&gt;.&lt;/em&gt; There was &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;no&lt;/em&gt; impact to the Consolidated Statement of Operations as a result of these capitalized interest transactions.&lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 17px;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 3%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;4&lt;/span&gt;&lt;/em&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 97%; padding: 0px 0px 10px;"&gt;&lt;span&gt;&lt;span style="line-height: inherit; border-right: none; border-left: none;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Represents capitalized interest which was included as part of the assets acquired from joint ventures, as discussed in Note &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;20&lt;/span&gt;.&lt;/em&gt; There was &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;no&lt;/em&gt; impact to the Consolidated Statement of Operations as a result of these capitalized interest transactions.&lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt; vertical-align: top;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 3%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;5&lt;/span&gt;&lt;/em&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 97%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span&gt;&lt;span style="line-height: inherit; border-right: none; border-left: none;"&gt;&lt;span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Capitalized interest amounts are shown gross before allocating any portion of impairments, if any, to capitalized interest.&lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
 </us-gaap:InventoryInterestCapitalizationPolicy>
    <hov:ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock contextRef="D20241031" id="Tag1630">
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 154px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="10" style="width: 37%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Year Ended&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Interest capitalized at beginning of year &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;52,060&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;59,600&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;58,159&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Plus interest incurred(&lt;span&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;128,777&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;136,535&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;134,024&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Less cost of sales interest expensed &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(89,807&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(80,820&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(85,240&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Less other interest expensed(&lt;span&gt;2&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(30,752&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(54,082&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(47,343&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Less interest contributed to unconsolidated joint ventures(&lt;span&gt;3&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(5,468&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(9,456&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;) &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Plus interest acquired from unconsolidated joint ventures(&lt;span&gt;4&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,861&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;283&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Interest capitalized at end of year(&lt;span&gt;5&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;57,671&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;52,060&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;59,600&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; </hov:ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock>
    <us-gaap:RealEstateInventoryCapitalizedInterestCosts
      contextRef="I20231031"
      decimals="-3"
      id="Tag1468"
      unitRef="USD">52060000</us-gaap:RealEstateInventoryCapitalizedInterestCosts>
    <us-gaap:RealEstateInventoryCapitalizedInterestCosts
      contextRef="I20221031"
      decimals="-3"
      id="Tag1344"
      unitRef="USD">59600000</us-gaap:RealEstateInventoryCapitalizedInterestCosts>
    <us-gaap:RealEstateInventoryCapitalizedInterestCosts
      contextRef="I20211031"
      decimals="-3"
      id="Tag1371"
      unitRef="USD">58159000</us-gaap:RealEstateInventoryCapitalizedInterestCosts>
    <us-gaap:RealEstateInventoryCapitalizedInterestCostsIncurred
      contextRef="D20241031"
      decimals="-3"
      id="Tag1350"
      unitRef="USD">128777000</us-gaap:RealEstateInventoryCapitalizedInterestCostsIncurred>
    <us-gaap:RealEstateInventoryCapitalizedInterestCostsIncurred
      contextRef="D20231031"
      decimals="-3"
      id="Tag1378"
      unitRef="USD">136535000</us-gaap:RealEstateInventoryCapitalizedInterestCostsIncurred>
    <us-gaap:RealEstateInventoryCapitalizedInterestCostsIncurred
      contextRef="D20221031"
      decimals="-3"
      id="Tag1471"
      unitRef="USD">134024000</us-gaap:RealEstateInventoryCapitalizedInterestCostsIncurred>
    <us-gaap:RealEstateInventoryCapitalizedInterestCostsCostOfSales1
      contextRef="D20241031"
      decimals="-3"
      id="Tag1349"
      unitRef="USD">89807000</us-gaap:RealEstateInventoryCapitalizedInterestCostsCostOfSales1>
    <us-gaap:RealEstateInventoryCapitalizedInterestCostsCostOfSales1
      contextRef="D20231031"
      decimals="-3"
      id="Tag1538"
      unitRef="USD">80820000</us-gaap:RealEstateInventoryCapitalizedInterestCostsCostOfSales1>
    <us-gaap:RealEstateInventoryCapitalizedInterestCostsCostOfSales1
      contextRef="D20221031"
      decimals="-3"
      id="Tag1335"
      unitRef="USD">85240000</us-gaap:RealEstateInventoryCapitalizedInterestCostsCostOfSales1>
    <hov:RealEstateInventoryExpenseNotEligibleForCapitalization
      contextRef="D20241031"
      decimals="-3"
      id="Tag1322"
      unitRef="USD">30752000</hov:RealEstateInventoryExpenseNotEligibleForCapitalization>
    <hov:RealEstateInventoryExpenseNotEligibleForCapitalization
      contextRef="D20231031"
      decimals="-3"
      id="Tag1330"
      unitRef="USD">54082000</hov:RealEstateInventoryExpenseNotEligibleForCapitalization>
    <hov:RealEstateInventoryExpenseNotEligibleForCapitalization
      contextRef="D20221031"
      decimals="-3"
      id="Tag1376"
      unitRef="USD">47343000</hov:RealEstateInventoryExpenseNotEligibleForCapitalization>
    <hov:RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture
      contextRef="D20241031"
      decimals="-3"
      id="Tag1374"
      unitRef="USD">-5468000</hov:RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture>
    <hov:RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture
      contextRef="D20231031"
      decimals="-3"
      id="Tag1348"
      unitRef="USD">-9456000</hov:RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture>
    <hov:RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture
      contextRef="D20221031"
      decimals="-3"
      id="Tag1331"
      unitRef="USD">0</hov:RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture>
    <hov:RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture
      contextRef="D20241031"
      decimals="-3"
      id="Tag1537"
      unitRef="USD">2861000</hov:RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture>
    <hov:RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture
      contextRef="D20231031"
      decimals="-3"
      id="Tag1324"
      unitRef="USD">283000</hov:RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture>
    <hov:RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture
      contextRef="D20221031"
      decimals="-3"
      id="Tag1342"
      unitRef="USD">0</hov:RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture>
    <us-gaap:RealEstateInventoryCapitalizedInterestCosts
      contextRef="I20241031"
      decimals="-3"
      id="Tag1469"
      unitRef="USD">57671000</us-gaap:RealEstateInventoryCapitalizedInterestCosts>
    <us-gaap:RealEstateInventoryCapitalizedInterestCosts
      contextRef="I20231031"
      decimals="-3"
      id="Tag1379"
      unitRef="USD">52060000</us-gaap:RealEstateInventoryCapitalizedInterestCosts>
    <us-gaap:RealEstateInventoryCapitalizedInterestCosts
      contextRef="I20221031"
      decimals="-3"
      id="Tag1367"
      unitRef="USD">59600000</us-gaap:RealEstateInventoryCapitalizedInterestCosts>
    <hov:RealEstateInventoryExpenseNotEligibleForCapitalization
      contextRef="D20231031_QualifyingAssetsNotExceedingDebtMember"
      decimals="-5"
      id="Tag1347"
      unitRef="USD">17700000</hov:RealEstateInventoryExpenseNotEligibleForCapitalization>
    <hov:RealEstateInventoryExpenseNotEligibleForCapitalization
      contextRef="D20221031_QualifyingAssetsNotExceedingDebtMember"
      decimals="-5"
      id="Tag1610"
      unitRef="USD">28600000</hov:RealEstateInventoryExpenseNotEligibleForCapitalization>
    <hov:RealEstateInventoryExpenseNotEligibleForCapitalization
      contextRef="D20241031_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember"
      decimals="-5"
      id="Tag1363"
      unitRef="USD">30800000</hov:RealEstateInventoryExpenseNotEligibleForCapitalization>
    <hov:RealEstateInventoryExpenseNotEligibleForCapitalization
      contextRef="D20231031_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember"
      decimals="-5"
      id="Tag1345"
      unitRef="USD">36400000</hov:RealEstateInventoryExpenseNotEligibleForCapitalization>
    <hov:RealEstateInventoryExpenseNotEligibleForCapitalization
      contextRef="D20221031_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember"
      decimals="-5"
      id="Tag1333"
      unitRef="USD">18800000</hov:RealEstateInventoryExpenseNotEligibleForCapitalization>
    <us-gaap:LandUnderOptionArrangementsPolicy contextRef="D20241031" id="Tag1518">
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Land Options -&lt;/i&gt; We have access to land and lots through option contracts. Costs incurred to obtain options to acquire improved or unimproved home sites are capitalized. Such amounts are either included as part of the purchase price if the land is acquired or charged to &#x201c;Inventory impairments and land option write-offs&#x201d; if we determine we will &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; exercise the option. We record costs associated with options on the Consolidated Balance Sheets under &#x201c;Land and land options held for future development or sale.&#x201d;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;In accordance with ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;810&lt;/span&gt;,&lt;/em&gt; &#x201c;Consolidation,&#x201d; we evaluate option contracts for land to determine whether they are with variable interest entities (&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;VIEs&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201d;&lt;/span&gt;) and, if so, whether we are the primary beneficiary. A VIE is an entity in which either (i) the equity investors as a group, if any, lack the power through voting or similar rights to direct the activities of such entity that most significantly impact such entity&#x2019;s economic performance or (ii) the equity investment at risk is insufficient to finance that entity&#x2019;s activities without additional subordinated financial support. VIEs are consolidated when we have a controlling financial interest. A controlling financial interest will have both of the following characteristics: (a) the power to direct the activities of a VIE that most significantly impact the VIE&#x2019;s economic performance and (b) the obligation to absorb losses of the VIE that could potentially be significant to the VIE or the right to receive benefits from the VIE that could potentially be significant to the VIE. If land and lot options are determined to be with VIEs and we are the primary beneficiary or the options have terms that require us to record it as financing, then we record the land and lots under option on the Consolidated Balance Sheets under &#x201c;Consolidated inventory &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; owned&#x201d; with an offset under &#x201c;Liabilities from inventory &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; owned.&#x201d; We perform on-going re-assessments of VIEs based on subsequent events, such as the modification of contracts or other changes in facts and circumstances, which could cause our consolidation conclusions to change.&lt;/span&gt;&lt;/p&gt; </us-gaap:LandUnderOptionArrangementsPolicy>
    <us-gaap:EquityMethodInvestmentsPolicy contextRef="D20241031" id="Tag1327">
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Unconsolidated Homebuilding and Land Development Joint Ventures -&lt;/i&gt; Investments in unconsolidated entities in which the Company has significant influence over the operating and financial decisions of the entity, but holds less than a controlling financial interest, are accounted for by the equity method. In all periods presented, our investments in unconsolidated homebuilding and land development joint ventures are accounted for under the equity method. Under the equity method, we recognize our proportionate share of income and loss earned by the joint venture upon the delivery of lots or homes to &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;third&lt;/em&gt; parties. Our ownership interests in joint ventures vary but our voting equity interests held are generally 20% to 50%. In determining whether or &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; we must consolidate joint ventures where we are the managing member of the joint venture, we assess whether the other partners have specific rights to overcome the presumption of control by us as the manager of the joint venture. In most cases, the presumption is overcome because the joint venture agreements require that both partners agree on establishing the significant operating and capital decisions of the partnership, including budgets, in the ordinary course of business. The evaluation of whether or &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; we control a joint venture can require significant judgment.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;In accordance with ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;323&lt;/span&gt;,&lt;/em&gt; &#x201c;Investments - Equity Method and Joint Ventures,&#x201d; we assess our investments in unconsolidated joint ventures for recoverability quarterly, and if it is determined that a loss in value of the investment below its carrying amount is other than temporary, we write down the investment to its fair value. We evaluate our equity investments for impairment based on the joint venture&#x2019;s projected cash flows. This process requires significant management judgment and estimates. There were &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;no&lt;/em&gt; write-downs for any periods presented.&lt;/span&gt;&lt;/p&gt; </us-gaap:EquityMethodInvestmentsPolicy>
    <hov:JointVentureVotingInterestPercentage
      contextRef="I20241031_MinimumMember"
      decimals="2"
      id="Tag1329"
      unitRef="Pure">0.20</hov:JointVentureVotingInterestPercentage>
    <hov:JointVentureVotingInterestPercentage
      contextRef="I20241031_MaximumMember"
      decimals="2"
      id="Tag1366"
      unitRef="Pure">0.50</hov:JointVentureVotingInterestPercentage>
    <us-gaap:DeferredChargesPolicyTextBlock contextRef="D20241031" id="Tag1370">
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Debt Issuance Costs -&lt;/i&gt; Costs associated with borrowings under our credit facilities and term loans and the issuance of senior secured and senior notes are capitalized and amortized over the term of each note&#x2019;s issuance. The capitalized costs are recorded as a contra liability within our debt balances, except for the revolving credit facility costs, which are recorded as a prepaid expense.&lt;/span&gt;&lt;/p&gt; </us-gaap:DeferredChargesPolicyTextBlock>
    <us-gaap:DebtPolicyTextBlock contextRef="D20241031" id="Tag116">
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Debt Issued at a Discount&lt;/i&gt;&lt;i&gt;/Premium&lt;/i&gt;&lt;i&gt; -&lt;/i&gt; Debt issued at a discount or premium to the face amount is amortized utilizing the effective interest method over the term of the note and recorded as a component of &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;Other interest&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201d;&lt;/span&gt; in the Consolidated Statements of Operations.&lt;/span&gt;&lt;/p&gt; </us-gaap:DebtPolicyTextBlock>
    <us-gaap:AdvertisingCostsPolicyTextBlock contextRef="D20241031" id="Tag1328">
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Advertising Costs&lt;/i&gt; - Advertising costs are expensed as incurred, primarily to &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;Selling, general and administrative&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201d;&lt;/span&gt; homebuilding expense in the Consolidated Statements of Operations. During the years ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;, &lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;, advertising expenses totaled $17.2 million, $15.4 million and $10.6 million, respectively.&lt;/span&gt;&lt;/p&gt; </us-gaap:AdvertisingCostsPolicyTextBlock>
    <us-gaap:AdvertisingExpense
      contextRef="D20241031"
      decimals="-5"
      id="Tag1323"
      unitRef="USD">17200000</us-gaap:AdvertisingExpense>
    <us-gaap:AdvertisingExpense
      contextRef="D20231031"
      decimals="-5"
      id="Tag1346"
      unitRef="USD">15400000</us-gaap:AdvertisingExpense>
    <us-gaap:AdvertisingExpense
      contextRef="D20221031"
      decimals="-5"
      id="Tag1377"
      unitRef="USD">10600000</us-gaap:AdvertisingExpense>
    <us-gaap:IncomeTaxPolicyTextBlock contextRef="D20241031" id="Tag1611">
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Deferred Income Taxes -&lt;/i&gt; Deferred income taxes are provided for temporary differences between amounts recorded for financial reporting and income tax purposes. If the combination of future years&#x2019; income (or loss) combined with the reversal of the timing differences results in a loss, such losses can be carried forward to future years to recover deferred tax assets. In accordance with ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;740,&lt;/em&gt; &#x201c;Income Taxes,&#x201d; we evaluate our deferred tax assets quarterly to determine if valuation allowances are required. We assess whether valuation allowances should be established based on the consideration of all available evidence using a &#x201c;more-likely-than-&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&#x201d;&lt;/em&gt; standard.&lt;/span&gt;&lt;/p&gt;

&lt;p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;In evaluating the exposures associated with our various tax filing positions, we recognize tax liabilities for more-likely-than-&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; exposures on a quarterly basis. This evaluation is based on factors such as changes in facts or circumstances, changes in tax law, new audit activity by taxing authorities and effectively settled issues. Determining whether an uncertain tax position is effectively settled requires judgment. Such a change in recognition or measurement would result in the recognition of a tax benefit or an additional charge to the tax provision. A number of years &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;elapse before a particular matter for which we have established a liability is audited and fully resolved or clarified. We adjust our liability for unrecognized tax benefits and income tax expense in the period in which an uncertain tax position is effectively settled, the statute of limitations expires for the relevant taxing authority to examine the tax position or when more information becomes available. Due to the complexity of some of these uncertainties, the ultimate resolution &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;result in a liability that is materially different from our current estimate. Any such changes will be reflected as increases or decreases to &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;Income taxes&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201d;&lt;/span&gt; in the Consolidated Statement of Operations for the period in which they are determined. In addition, we record interest and penalties related to unrecognized tax benefits as a component of income tax expense. Accrued interest and penalties are included within &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;Income taxes payable&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201d;&lt;/span&gt; on the Consolidated Balance Sheets. &lt;/span&gt;&lt;/p&gt; </us-gaap:IncomeTaxPolicyTextBlock>
    <hov:PrepaidExpensesPolicyPolicyTextBlock contextRef="D20241031" id="Tag1352">
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Prepaid Expenses -&lt;/i&gt; Prepaid expenses that relate to specific housing communities (model setup, architectural fees, homeowner warranty program fees, interest rate buydowns, etc.) are amortized to cost of sales as the applicable inventories are sold. All other prepaid expenses are amortized over a specific time period or as used and charged to overhead expense.&lt;/span&gt;&lt;/p&gt; </hov:PrepaidExpensesPolicyPolicyTextBlock>
    <us-gaap:CreditLossFinancialInstrumentPolicyTextBlock contextRef="D20241031" id="Tag1354">
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Allowance for Credit Losses&lt;/i&gt; &#x2013; We regularly review our receivable balances, which are included in &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;Receivables, deposits and notes, net&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201d;&lt;/span&gt; on the Consolidated Balance Sheets, for collectability. These receivables include receivables from our insurance carriers, receivables from municipalities related to the development of utilities or other infrastructure, and other miscellaneous receivables. Allowances are maintained for potential credit losses based on historical experience, present economic conditions and other factors considered relevant. The allowance for credit losses were $13.0 million and $12.8 million at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt; &lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;, respectively, which primarily related to allowances for receivables from municipalities and an allowance for a receivable for a prior year land sale. &lt;/span&gt;&lt;/p&gt; </us-gaap:CreditLossFinancialInstrumentPolicyTextBlock>
    <us-gaap:AllowanceForDoubtfulAccountsReceivable
      contextRef="I20241031"
      decimals="-5"
      id="Tag1373"
      unitRef="USD">13000000</us-gaap:AllowanceForDoubtfulAccountsReceivable>
    <us-gaap:AllowanceForDoubtfulAccountsReceivable
      contextRef="I20231031"
      decimals="-5"
      id="Tag1375"
      unitRef="USD">12800000</us-gaap:AllowanceForDoubtfulAccountsReceivable>
    <us-gaap:PropertyPlantAndEquipmentPolicyTextBlock contextRef="D20241031" id="Tag1353">
&lt;p style="margin: 0pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;i style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt;Property and Equipment&lt;/i&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; - Property and equipment are recorded at cost. Maintenance and repair costs are expensed as incurred. Depreciation is computed using the straight-line method based upon estimated useful lives, generally as follows: Building and building improvements - &lt;/span&gt;39&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; years or life of the lease; Furniture - &lt;/span&gt;5&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;-&lt;/span&gt;7&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; years; Equipment - &lt;/span&gt;5&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;-&lt;/span&gt;7&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; years; Capitalized software - &lt;/span&gt;3&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;-&lt;/span&gt;5&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; years.&lt;/span&gt;&lt;/p&gt; </us-gaap:PropertyPlantAndEquipmentPolicyTextBlock>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife
      contextRef="I20241031_BuildingAndBuildingImprovementsMember"
      id="Tag1334">P39Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife
      contextRef="I20241031_FurnitureAndFixturesMember_MinimumMember"
      id="Tag1383">P5Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife
      contextRef="I20241031_FurnitureAndFixturesMember_MaximumMember"
      id="Tag1382">P7Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife
      contextRef="I20241031_EquipmentMember_MinimumMember"
      id="Tag1332">P5Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife
      contextRef="I20241031_EquipmentMember_MaximumMember"
      id="Tag1534">P7Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife
      contextRef="I20241031_SoftwareAndSoftwareDevelopmentCostsMember_MinimumMember"
      id="Tag1339">P3Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife
      contextRef="I20241031_SoftwareAndSoftwareDevelopmentCostsMember_MaximumMember"
      id="Tag1380">P5Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy contextRef="D20241031" id="Tag191">
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Stock-Based Compensation -&lt;/i&gt; We account for our stock-based awards under ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;718,&lt;/em&gt; &#x201c;Compensation - Stock Compensation&#x201d; which requires a fair-value based method to determine the estimated cost of an award. Compensation cost for stock-based awards is measured on the grant date. We recognize compensation cost for time-based awards ratably over the vesting period and performance-based awards ratably over the vesting period when it is probable that the stated performance target will be achieved. Forfeitures of stock-based awards are recognized as they occur.&lt;/span&gt;&lt;/p&gt; </us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy>
    <us-gaap:EarningsPerSharePolicyTextBlock contextRef="D20241031" id="Tag1325">
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Per Share Calculations -&lt;/i&gt; Basic earnings per share is computed by dividing net income (loss) (the &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;numerator&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201d;&lt;/span&gt;) by the weighted-average number of common shares outstanding, adjusted for participating securities (the &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;denominator&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201d;&lt;/span&gt;) for the period. Contingently issuable shares are included in basic earnings per share as of the date that all necessary vesting conditions have been satisfied. Computing diluted earnings per share is similar to computing basic earnings per share, except that the denominator is increased to include the dilutive effects of stock options and nonvested shares of restricted stock units (&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;RSUs&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201d;&lt;/span&gt;). Any stock options that have an exercise price greater than the average market price are considered to be anti-dilutive and are excluded from the diluted earnings per share calculation. &lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;All shares that contain non-forfeitable rights to dividends or dividend equivalents that participate in undistributed earnings with common stock are considered participating securities and are included in earnings per share pursuant to the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;two&lt;/span&gt;&lt;/em&gt;-class method. The &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;two&lt;/span&gt;&lt;/em&gt;-class method is an earnings allocation formula that determines earnings per share for each class of common stock and participating securities according to dividends or dividend equivalents and participation rights in undistributed earnings in periods where we have net income.&lt;/span&gt;&lt;/p&gt; </us-gaap:EarningsPerSharePolicyTextBlock>
    <us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock contextRef="D20241031" id="Tag1356">
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Recent Accounting Pronouncements&lt;/i&gt; - &lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;In &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; August 2023, &lt;/em&gt;the Financial Accounting Standards Board (&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;FASB&lt;em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#x201d;&lt;/em&gt;) issued Accounting Standards Update (&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&#x201c;&lt;/span&gt;ASU&lt;em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#x201d;&lt;/em&gt;) &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;-&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;05&lt;/span&gt;,&lt;/em&gt; &#x201c;Business Combinations - Joint Venture Formations&#x201d; (&#x201c;ASU &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;-&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;05&lt;/span&gt;&#x201d;&lt;/em&gt;), which addresses the accounting for contributions made to a joint venture. ASU &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;-&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;05&lt;/span&gt;&lt;/em&gt; requires joint ventures to measure all assets and liabilities upon formation at fair value. This guidance will be applied prospectively to all joint venture formations with a formation date on or after &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; January 1, 2025. &lt;/em&gt;We are currently evaluating the potential impact, but we do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; expect the adoption of this guidance to have a material impact on our Consolidated Financial Statements.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;In &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; November 2023, &lt;/em&gt;the FASB issued ASU &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;-&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;07&lt;/span&gt;,&lt;/em&gt; &#x201c;Improvements to Reportable Segment Disclosures&#x201d; (&#x201c;ASU &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;-&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;07&lt;/span&gt;&#x201d;&lt;/em&gt;). ASU &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;-&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;07&lt;/span&gt;&lt;/em&gt; requires disclosure of significant segment expenses that are regularly provided to the chief operating decision maker and included within the segment measure of profit or loss. This guidance will be applied retrospectively and is effective for annual reporting periods in fiscal years beginning after &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; December 15, 2023, &lt;/em&gt;and interim reporting periods in fiscal years beginning after &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; December 15, 2024. &lt;/em&gt;We are currently evaluating the potential impact, but we do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; expect the adoption of this guidance to have a material impact on our Consolidated Financial Statements.&lt;/span&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;In December 2023, the FASB issued ASU &lt;span&gt;2023&lt;/span&gt;-&lt;span&gt;09&lt;/span&gt;, &#x201c;Improvements to Income Tax Disclosures&#x201d; (&#x201c;ASU &lt;span&gt;2023&lt;/span&gt;-&lt;span&gt;09&lt;/span&gt;&#x201d;). ASU &lt;span&gt;2023&lt;/span&gt;-&lt;span&gt;09&lt;/span&gt; requires enhanced disclosures related to the rate reconciliation and information on income taxes paid. This guidance will be applied prospectively and is effective for annual reporting periods in fiscal years beginning after December 15, 2024. We are currently evaluating the potential impact the adoption of this guidance will have on our Consolidated Financial Statements.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="text-indent: 45pt; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif; line-height: 1.2;"&gt;&lt;span style="font-size: 10pt; line-height: inherit;"&gt;In
November 2024, the FASB issued ASU 2024-03, &#x201c;Disaggregation of Income Statement
Expenses&#x201d; (&#x201c;ASU 2024-03&#x201d;). ASU 2024-03 requires disclosure of additional
information about specific cost and expense categories in the notes to the
financial statements. This guidance will be applied either prospectively or
retrospectively and is effective for annual reporting periods in fiscal years beginning
after December 15, 2026, and interim reporting periods in fiscal years
beginning after December 15, 2027. We are currently evaluating
the potential impact the adoption of this guidance will have on our
Consolidated Financial Statements.&lt;/span&gt;&lt;/p&gt; </us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock>
    <us-gaap:LesseeOperatingLeasesTextBlock contextRef="D20241031" id="Tag1297">
&lt;div style="border-left: none; border-right: none; z-index: 40;"&gt;
&lt;div id="t_ft_YU0KMB5YEO00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 17px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top; height: 17px;"&gt;
&lt;td style="width: 18pt; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;4.&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;Leases&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: 1.2; margin: 0pt; text-align: left; text-indent: 45pt;"&gt;We rent certain office space for use in our operations. We assess each of these contracts to determine whether the arrangement contains a lease as defined by ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;842&lt;/span&gt;,&lt;/em&gt;&#160;&#x201c;Leases.&#x201d; In order to meet the definition of a lease under ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;842&lt;/span&gt;,&lt;/em&gt; the contractual arrangement must convey to us the right to control the use of an identifiable asset for a period of time in exchange for consideration. We recognize lease expense on a straight-line basis over the lease term and combine lease and non-lease components for all leases. Our office lease terms are typically from &lt;span style="-sec-ix-hidden:Tag1721"&gt;three&lt;/span&gt; to &lt;span style="border-left: none; border-right: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;five years&lt;/span&gt;&lt;/span&gt; and generally contain renewal options. In accordance with ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;842&lt;/span&gt;,&lt;/em&gt; our lease terms include renewals only to the extent that they are reasonably certain to be exercised. The exercise of these lease renewal options is generally at our discretion. In accordance with ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;842&lt;/span&gt;,&lt;/em&gt; the lease liability is equal to the present value of the remaining lease payments while the ROU asset is based on the lease liability, subject to adjustment, such as for lease incentives. Our leases do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; provide a readily determinable implicit interest rate and therefore, we must estimate our incremental borrowing rate. In determining the incremental borrowing rate, we consider the lease period and our collateralized borrowing rates.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt; &lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Our lease population at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt; is comprised of operating leases where we are the lessee, primarily for our corporate office and division offices. As allowed by ASC &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;842&lt;/span&gt;,&lt;/em&gt; we made an accounting policy election to &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; record leases with an initial term of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/em&gt; months or less on our Consolidated Balance Sheets&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Lease costs are included in our Consolidated Statements of Operations, primarily in &#x201c;Selling, general and administrative&#x201d; homebuilding expenses and payments on our lease liabilities are presented in the table below. &lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 68px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; width: 55%; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Operating lease costs &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;11,485&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;11,059&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10,483&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Cash payments on lease liabilities &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;9,344&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;9,293&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;9,605&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;ROU assets are classified within &#x201c;&lt;span style="-sec-ix-hidden:Tag1727"&gt;&lt;span style="-sec-ix-hidden:Tag1724"&gt;Prepaid expenses and other assets&lt;/span&gt;&lt;/span&gt;&#x201d; on our Consolidated Balance Sheets, while lease liabilities are classified within &#x201c;&lt;span style="-sec-ix-hidden:Tag1723"&gt;&lt;span style="-sec-ix-hidden:Tag1726"&gt;Accounts payable and other liabilities&lt;/span&gt;&lt;/span&gt;.&#x201d; We recorded a net increase to both ROU assets and lease liabilities of $13.9 million as a result of new leases and lease renewals that commenced during the year ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;. The following table contains additional information about our leases:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 80px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 70%; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; ROU assets &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;28,765&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;25,745&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Lease liabilities &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;30,868&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;26,470&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Weighted-average remaining lease term (in years) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4.6&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;5.1&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Weighted-average discount rate &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10.3&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10.0&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="margin: 10pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Maturities of our operating lease liabilities as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt; are as follows:&lt;/span&gt;&lt;/p&gt;
&lt;div style="border-right: none; border-left: none;"&gt;

&lt;div id="fs_DL8TP5Z1WW00000000000000000000B"&gt;
&lt;div style="margin: 0pt 0pt 10pt; text-indent: 0pt;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 152px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 15px;"&gt;
&lt;td style="width: 85%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;Fiscal Year Ending October 31,&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;(In thousands)&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 15px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &lt;span&gt;2025&lt;/span&gt; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;11,133&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 15px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &lt;span&gt;2026&lt;/span&gt; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10,102&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 15px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &lt;span&gt;2027&lt;/span&gt; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;7,585&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 15px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &lt;span&gt;2028&lt;/span&gt; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;3,843&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 15px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &lt;span&gt;2029&lt;/span&gt; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,915&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 15px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Thereafter &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 15px;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 15px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4,085&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 15px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 15px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total operating lease payments&#160;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted " style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;38,663&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 15px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Less: imputed interest &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 15px;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 15px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(7,795&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 15px;"&gt;)&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Present value of operating lease liabilities &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;30,868&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px; background-color: #cceeff;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt; &lt;/div&gt;  &lt;/div&gt; &lt;/div&gt; </us-gaap:LesseeOperatingLeasesTextBlock>
    <us-gaap:LesseeOperatingLeaseTermOfContract
      contextRef="I20241031_OfficeLeasesMember_MaximumMember"
      id="Tag1281">P5Y</us-gaap:LesseeOperatingLeaseTermOfContract>
    <us-gaap:LeaseCostTableTextBlock contextRef="D20241031" id="Tag1285">
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 68px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; width: 55%; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Operating lease costs &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;11,485&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;11,059&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10,483&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Cash payments on lease liabilities &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;9,344&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;9,293&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;9,605&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 80px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 70%; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; ROU assets &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;28,765&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;25,745&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Lease liabilities &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;30,868&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;26,470&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Weighted-average remaining lease term (in years) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4.6&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;5.1&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Weighted-average discount rate &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10.3&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10.0&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; </us-gaap:LeaseCostTableTextBlock>
    <us-gaap:OperatingLeaseExpense
      contextRef="D20241031"
      decimals="-3"
      id="Tag1269"
      unitRef="USD">11485000</us-gaap:OperatingLeaseExpense>
    <us-gaap:OperatingLeaseExpense
      contextRef="D20231031"
      decimals="-3"
      id="Tag1547"
      unitRef="USD">11059000</us-gaap:OperatingLeaseExpense>
    <us-gaap:OperatingLeaseExpense
      contextRef="D20221031"
      decimals="-3"
      id="Tag1273"
      unitRef="USD">10483000</us-gaap:OperatingLeaseExpense>
    <us-gaap:OperatingLeasePayments
      contextRef="D20241031"
      decimals="-3"
      id="Tag1265"
      unitRef="USD">9344000</us-gaap:OperatingLeasePayments>
    <us-gaap:OperatingLeasePayments
      contextRef="D20231031"
      decimals="-3"
      id="Tag1589"
      unitRef="USD">9293000</us-gaap:OperatingLeasePayments>
    <us-gaap:OperatingLeasePayments
      contextRef="D20221031"
      decimals="-3"
      id="Tag1598"
      unitRef="USD">9605000</us-gaap:OperatingLeasePayments>
    <us-gaap:IncreaseDecreaseInOperatingLeaseLiability
      contextRef="D20241031"
      decimals="-2"
      id="Tag1266"
      unitRef="USD">13900</us-gaap:IncreaseDecreaseInOperatingLeaseLiability>
    <us-gaap:OperatingLeaseRightOfUseAsset
      contextRef="I20241031"
      decimals="-3"
      id="Tag1270"
      unitRef="USD">28765000</us-gaap:OperatingLeaseRightOfUseAsset>
    <us-gaap:OperatingLeaseRightOfUseAsset
      contextRef="I20231031"
      decimals="-3"
      id="Tag1277"
      unitRef="USD">25745000</us-gaap:OperatingLeaseRightOfUseAsset>
    <us-gaap:OperatingLeaseLiability
      contextRef="I20241031"
      decimals="-3"
      id="Tag1271"
      unitRef="USD">30868000</us-gaap:OperatingLeaseLiability>
    <us-gaap:OperatingLeaseLiability
      contextRef="I20231031"
      decimals="-3"
      id="Tag1171"
      unitRef="USD">26470000</us-gaap:OperatingLeaseLiability>
    <us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1 contextRef="I20241031" id="Tag1283">P4Y7M6D</us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1>
    <us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1 contextRef="I20231031" id="Tag1282">P5Y1M6D</us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1>
    <us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent
      contextRef="I20241031"
      decimals="3"
      id="Tag1274"
      unitRef="Pure">0.103</us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent>
    <us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent
      contextRef="I20231031"
      decimals="3"
      id="Tag1284"
      unitRef="Pure">0.10</us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent>
    <us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock contextRef="D20241031" id="Tag1200">
&lt;div id="fs_DL8TP5Z1WW00000000000000000000B"&gt;
&lt;div style="margin: 0pt 0pt 10pt; text-indent: 0pt;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 152px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 15px;"&gt;
&lt;td style="width: 85%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;Fiscal Year Ending October 31,&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;(In thousands)&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 15px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &lt;span&gt;2025&lt;/span&gt; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;11,133&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff; border-top-width: 1pt; border-top-style: solid; border-top-color: #000000;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 15px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &lt;span&gt;2026&lt;/span&gt; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10,102&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 15px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &lt;span&gt;2027&lt;/span&gt; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;7,585&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 15px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &lt;span&gt;2028&lt;/span&gt; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;3,843&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 15px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &lt;span&gt;2029&lt;/span&gt; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,915&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 15px; background-color: #cceeff;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 15px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Thereafter &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 15px;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 15px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4,085&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 15px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 15px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total operating lease payments&#160;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted " style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;38,663&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; background-color: #cceeff;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 15px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Less: imputed interest &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 15px;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 15px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(7,795&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 15px;"&gt;)&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Present value of operating lease liabilities &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;30,868&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px; background-color: #cceeff;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt; &lt;/div&gt; </us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock>
    <us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
      contextRef="I20241031"
      decimals="-3"
      id="Tag1276"
      unitRef="USD">11133000</us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths>
    <us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
      contextRef="I20241031"
      decimals="-3"
      id="Tag1278"
      unitRef="USD">10102000</us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearTwo>
    <us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearThree
      contextRef="I20241031"
      decimals="-3"
      id="Tag1306"
      unitRef="USD">7585000</us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearThree>
    <us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearFour
      contextRef="I20241031"
      decimals="-3"
      id="Tag1268"
      unitRef="USD">3843000</us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearFour>
    <us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearFive
      contextRef="I20241031"
      decimals="-3"
      id="Tag1272"
      unitRef="USD">1915000</us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearFive>
    <us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
      contextRef="I20241031"
      decimals="-3"
      id="Tag1267"
      unitRef="USD">4085000</us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive>
    <us-gaap:LesseeOperatingLeaseLiabilityPaymentsDue
      contextRef="I20241031"
      decimals="-3"
      id="Tag1280"
      unitRef="USD">38663000</us-gaap:LesseeOperatingLeaseLiabilityPaymentsDue>
    <us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
      contextRef="I20241031"
      decimals="-3"
      id="Tag1275"
      unitRef="USD">7795000</us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount>
    <us-gaap:OperatingLeaseLiability
      contextRef="I20241031"
      decimals="-3"
      id="Tag1279"
      unitRef="USD">30868000</us-gaap:OperatingLeaseLiability>
    <us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock contextRef="D20241031" id="Tag1299">
&lt;p style="margin: 10pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;5.&lt;/em&gt; Property and Equipment&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Property and equipment balances as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&#160;&lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&#160;were as follows:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 192px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Land and land improvements&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,292&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,563&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Buildings&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;5,124&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;7,828&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Building improvements&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;16,911&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;16,061&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Furniture&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,969&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,793&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Equipment&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10,903&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10,124&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Capitalized software&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;62,902&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;50,630&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Property and equipment&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;100,101&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;88,999&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Less: accumulated depreciation&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(56,670&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(55,053&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Property and equipment, net&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;43,431&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;33,946&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;  </us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock>
    <us-gaap:PropertyPlantAndEquipmentTextBlock contextRef="D20241031" id="Tag1298">
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 192px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Land and land improvements&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,292&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,563&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Buildings&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;5,124&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;7,828&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Building improvements&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;16,911&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;16,061&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Furniture&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,969&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,793&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Equipment&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10,903&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10,124&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Capitalized software&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;62,902&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;50,630&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Property and equipment&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;100,101&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;88,999&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Less: accumulated depreciation&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(56,670&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(55,053&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Property and equipment, net&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;43,431&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;33,946&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; </us-gaap:PropertyPlantAndEquipmentTextBlock>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="I20241031_LandAndLandImprovementsMember"
      decimals="-3"
      id="Tag754"
      unitRef="USD">1292000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="I20231031_LandAndLandImprovementsMember"
      decimals="-3"
      id="Tag756"
      unitRef="USD">1563000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="I20241031_BuildingMember"
      decimals="-3"
      id="Tag753"
      unitRef="USD">5124000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="I20231031_BuildingMember"
      decimals="-3"
      id="Tag755"
      unitRef="USD">7828000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="I20241031_BuildingImprovementsMember"
      decimals="-3"
      id="Tag746"
      unitRef="USD">16911000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="I20231031_BuildingImprovementsMember"
      decimals="-3"
      id="Tag743"
      unitRef="USD">16061000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="I20241031_FurnitureAndFixturesMember"
      decimals="-3"
      id="Tag745"
      unitRef="USD">2969000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="I20231031_FurnitureAndFixturesMember"
      decimals="-3"
      id="Tag742"
      unitRef="USD">2793000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="I20241031_EquipmentMember"
      decimals="-3"
      id="Tag744"
      unitRef="USD">10903000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="I20231031_EquipmentMember"
      decimals="-3"
      id="Tag752"
      unitRef="USD">10124000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="I20241031_SoftwareAndSoftwareDevelopmentCostsMember"
      decimals="-3"
      id="Tag748"
      unitRef="USD">62902000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="I20231031_SoftwareAndSoftwareDevelopmentCostsMember"
      decimals="-3"
      id="Tag751"
      unitRef="USD">50630000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="I20241031"
      decimals="-3"
      id="Tag747"
      unitRef="USD">100101000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="I20231031"
      decimals="-3"
      id="Tag750"
      unitRef="USD">88999000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
      contextRef="I20241031"
      decimals="-3"
      id="Tag739"
      unitRef="USD">56670000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
    <us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
      contextRef="I20231031"
      decimals="-3"
      id="Tag740"
      unitRef="USD">55053000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
    <us-gaap:PropertyPlantAndEquipmentNet
      contextRef="I20241031"
      decimals="-3"
      id="Tag741"
      unitRef="USD">43431000</us-gaap:PropertyPlantAndEquipmentNet>
    <us-gaap:PropertyPlantAndEquipmentNet
      contextRef="I20231031"
      decimals="-3"
      id="Tag749"
      unitRef="USD">33946000</us-gaap:PropertyPlantAndEquipmentNet>
    <us-gaap:CashAndCashEquivalentsDisclosureTextBlock contextRef="D20241031" id="Tag1176">
&lt;p style="margin: 0pt; text-align: left; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;6.&lt;/em&gt; Restricted Cash and Customers&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x2019;&lt;/span&gt; Deposits&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Homebuilding &#x201c;Restricted cash and cash equivalents&#x201d; on the Consolidated Balance Sheets totaled $7.9&#160;million and $8.4&#160;million as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&#160;&lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;, respectively, which primarily consists of cash collateralizing our letter of credit agreements and facilities (see Note &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;9&lt;/em&gt;).&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Financial services restricted cash and cash equivalents, which are included in &lt;span&gt;&#x201c;Financial services&#x201d; assets&lt;/span&gt; on the Consolidated Balance Sheets, totaled $42.3&#160;million and $30.5&#160;million as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&#160;&lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;, respectively. Included in these balances were (&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;1&lt;/em&gt;) financial services customers&#x2019; deposits of $39.2&#160;million and $28.1&#160;million as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;&#160;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;,&lt;/em&gt; respectively, which are subject to restrictions&#160;on our use, and (&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;2&lt;/em&gt;) restricted cash under the terms of our mortgage warehouse lines of credit of $3.1&#160;million and $2.4&#160;million as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;&#160;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;,&lt;/em&gt; respectively.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Homebuilding &#x201c;Customers&#x2019; deposits&#x201d; are shown as a liability on the Consolidated Balance Sheets. These liabilities are significantly more than the applicable periods&#x2019; restricted cash balances because&#160;in some states the deposits are &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; restricted from use and, in other states, we are able to release the majority of these customer deposits to cash by pledging letters of credit and surety bonds.&lt;/span&gt;&lt;/p&gt; </us-gaap:CashAndCashEquivalentsDisclosureTextBlock>
    <us-gaap:RestrictedCashAndCashEquivalents
      contextRef="I20241031_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag734"
      unitRef="USD">7900000</us-gaap:RestrictedCashAndCashEquivalents>
    <us-gaap:RestrictedCashAndCashEquivalents
      contextRef="I20231031_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag736"
      unitRef="USD">8400000</us-gaap:RestrictedCashAndCashEquivalents>
    <us-gaap:RestrictedCash
      contextRef="I20241031_FinancialServicesMember"
      decimals="-5"
      id="Tag735"
      unitRef="USD">42300000</us-gaap:RestrictedCash>
    <us-gaap:RestrictedCash
      contextRef="I20231031_FinancialServicesMember"
      decimals="-5"
      id="Tag733"
      unitRef="USD">30500000</us-gaap:RestrictedCash>
    <us-gaap:RestrictedCash
      contextRef="I20241031_CustomerDepositsMember_FinancialServicesMember"
      decimals="-5"
      id="Tag732"
      unitRef="USD">39200000</us-gaap:RestrictedCash>
    <us-gaap:RestrictedCash
      contextRef="I20231031_CustomerDepositsMember_FinancialServicesMember"
      decimals="-5"
      id="Tag738"
      unitRef="USD">28100000</us-gaap:RestrictedCash>
    <us-gaap:RestrictedCash
      contextRef="I20241031_FinancialServicesMember_MortgageWarehouseLinesOfCreditMember"
      decimals="-5"
      id="Tag737"
      unitRef="USD">3100000</us-gaap:RestrictedCash>
    <us-gaap:RestrictedCash
      contextRef="I20231031_FinancialServicesMember_MortgageWarehouseLinesOfCreditMember"
      decimals="-5"
      id="Tag72"
      unitRef="USD">2400000</us-gaap:RestrictedCash>
    <us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock contextRef="D20241031" id="Tag1286">
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;7.&lt;/em&gt; Mortgage Loans Held for Sale&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Our wholly owned mortgage banking subsidiary, K. Hovnanian American Mortgage, LLC (&#x201c;K. Hovnanian Mortgage&#x201d;) originates mortgage loans, primarily from the sale of our homes. Such mortgage loans are sold in the secondary mortgage market within a short period of time of origination. Mortgage loans held for sale are collateralized by the underlying property. Loans held for sale are recorded at fair value with the changes in the value recognized in the Consolidated Statements of Operations in &#x201c;Financial services&#x201d; revenue. We use forward sales of&#160; MBS, interest rate commitments from borrowers and mandatory and/or best-efforts forward commitments to sell loans to &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;third&lt;/em&gt;-party purchasers to protect us from interest rate fluctuations. These short-term instruments do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; require any payments to be made to the counterparty or purchaser in connection with the execution of the commitments.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;At &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&#160;&lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;, $145.7&#160;million and $127.7&#160;million, respectively, of mortgage loans held for sale were pledged against our mortgage warehouse lines of credit (see Note &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;8&lt;/em&gt;). We &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;incur losses with respect to mortgages that were previously sold that are delinquent and which had underwriting defects, but only to the extent the losses are &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; covered by mortgage insurance or the resale value of the home. The reserves for these estimated losses are included in &#x201c;Financial services&#x201d; liabilities on the Consolidated Balance Sheets. At both&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;span&gt;October 31, 2024&lt;/span&gt;&#160;&lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;, we had reserves specifically for 10&#160;identified mortgage loans as well as reserves for an estimate of future losses on mortgages sold but &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; yet identified to us.&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The activity in our loan origination reserves in fiscal &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&#160;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&#160;was as follows:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 128px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Year Ended&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Loan origination reserves, beginning of period&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,013&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,795&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Provisions for losses during the period&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;439&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;187&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Adjustments to pre-existing provisions for losses from changes in estimates&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;68&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;31&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Loan origination reserves, end of period&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,520&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,013&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;  </us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
    <us-gaap:DebtInstrumentCollateralAmount
      contextRef="I20241031_CollateralizedDebtObligationsMember"
      decimals="-2"
      id="Tag729"
      unitRef="USD">145700</us-gaap:DebtInstrumentCollateralAmount>
    <us-gaap:DebtInstrumentCollateralAmount
      contextRef="I20231031_CollateralizedDebtObligationsMember"
      decimals="-2"
      id="Tag728"
      unitRef="USD">127700</us-gaap:DebtInstrumentCollateralAmount>
    <hov:NumberOfLoansReservedFor
      contextRef="I20231031_CollateralizedDebtObligationsMember"
      decimals="0"
      id="Tag1728"
      unitRef="NUMBER">10</hov:NumberOfLoansReservedFor>
    <hov:NumberOfLoansReservedFor
      contextRef="I20241031_CollateralizedDebtObligationsMember"
      decimals="0"
      id="Tag726"
      unitRef="NUMBER">10</hov:NumberOfLoansReservedFor>
    <hov:ScheduleOfActivityInLoanOriginationReservesTableTextBlock contextRef="D20241031" id="Tag1175">
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 128px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Year Ended&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Loan origination reserves, beginning of period&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,013&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,795&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Provisions for losses during the period&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;439&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;187&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Adjustments to pre-existing provisions for losses from changes in estimates&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;68&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;31&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Loan origination reserves, end of period&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,520&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,013&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; </hov:ScheduleOfActivityInLoanOriginationReservesTableTextBlock>
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      unitRef="USD">68000</us-gaap:SecuritiesBorrowedChangeInMethodCreditLossExpenseReversal>
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      unitRef="USD">31000</us-gaap:SecuritiesBorrowedChangeInMethodCreditLossExpenseReversal>
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    <hov:DisclosureOfMortgageLoansTextBlock contextRef="D20241031" id="Tag1181">
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;8.&lt;/em&gt; Mortgages&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Nonrecourse&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We have nonrecourse mortgage loans for certain communities totaling $90.7&#160;million and $91.5&#160;million, net of debt issuance costs, at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&#160;&lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;, respectively, which are secured by the related real property, including any improvements, with an aggregate book value of $249.7 million and $331.6&#160;million, respectively. The weighted-average interest rate on these obligations was 8.7% and 8.5% at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&#160;&lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;, respectively,&#160;and the mortgage loan payments on each community primarily correspond to home deliveries.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Mortgage Loans&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;K. Hovnanian Mortgage originates mortgage loans primarily from the sale of our homes. Such mortgage loans and related servicing rights are generally sold in the secondary mortgage market within a short period of time. K. Hovnanian&#160;Mortgage finances the origination of mortgage loans through various master repurchase agreements, which are recorded in &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201c;&lt;/span&gt;Financial services&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201d;&lt;/span&gt; liabilities on the Consolidated Balance Sheets.&lt;/span&gt;&lt;/p&gt; &#160;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Our secured Master Repurchase Agreement with JPMorgan Chase Bank, N.A. (&#x201c;Chase Master Repurchase Agreement&#x201d;)&#160;is a short-term borrowing facility that provides up to $50.0 million through its maturity on July 31, 2025&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;. &lt;/em&gt;The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors.&#160;Interest is payable monthly on outstanding advances at an adjusted Secured Overnight Financing&#160;Rate (&#x201c;SOFR&#x201d;),&#160;plus the applicable margin of 2.00% to 2.25%. As of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&#160;&lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;, the aggregate principal amount of all borrowings outstanding under the Chase Master Repurchase Agreement was $7.3&#160;million and $31.4&#160;million, respectively.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;K. Hovnanian Mortgage has another secured Master Repurchase Agreement with Customers Bank (&#x201c;Customers Master Repurchase Agreement&#x201d;) which is a short-term borrowing facility that was initially amended&#160;&lt;/span&gt;on July 24, 2024 to provide up to&#160;$75.0&#160;million
through August 30, 2024, and up to $50.0 million from and after August 31, 2024
to maturity on March 5, 2025. On&#160;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt;August 1, 2024 there was a subsequent amendment&#160;to increase the borrowing capacity up to $&lt;/span&gt;100.0&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt; million&#160;through its&#160;maturity on &lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; March 5, 2025. &lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt;The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors.&#160;Interest is payable daily or as loans are sold to permanent investors on outstanding advances at the current SOFR, plus the applicable margin ranging from &lt;/span&gt;2.125&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt;% to &lt;/span&gt;4.5&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt;% based on the type of loan and the number of days outstanding&#160;on the warehouse line. As of &lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&#160;&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt;and &lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt;, the aggregate principal amount of all borrowings outstanding under the Customers Master Repurchase Agreement was $&lt;/span&gt;78.6&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt;&#160;million and $&lt;/span&gt;41.1&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt;&#160;million, respectively.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;K. Hovnanian Mortgage has another secured Master Repurchase Agreement with Hinsdale Bank &amp;amp; Trust Company, N.A. (&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201c;&lt;/span&gt;Hinsdale Master Repurchase Agreement&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201d;&lt;/span&gt;), which is a short-term borrowing facility that provides up to $50.0 million through its maturity on July 14, 2025. The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors. Interest is payable monthly on outstanding advances at the &lt;span&gt;One&lt;/span&gt;-Month Term SOFR, plus an applicable margin of 1.75% subject to a floor of 2.75%. As of &lt;span&gt;October 31, 2024&lt;/span&gt;, the aggregate principal amount of all borrowings outstanding under the Hinsdale Master Repurchase Agreement was $45.5 million.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The Chase Master Repurchase Agreement, Customers Master Repurchase Agreement and Hinsdale Master Repurchase Agreement (together, the &#x201c;Master Repurchase Agreements&#x201d;) require K. Hovnanian Mortgage to satisfy and maintain specified financial ratios and other financial condition tests. Because of the extremely short period of time mortgages are held by K. Hovnanian Mortgage before the mortgages are sold to investors (generally a period of a few weeks), the immateriality to us on a consolidated basis,&#160;the size of the Master Repurchase Agreements, the levels required by these financial covenants, our ability based on our immediately available resources to contribute sufficient capital to cure any default, were such conditions to occur, and our right to cure any conditions of default based on the terms of the applicable agreement, we do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; consider any of these covenants to be substantive or material.&#160;As of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;, we believe we were in compliance with the covenants under the Master Repurchase Agreements.&lt;/span&gt;&lt;/p&gt;
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&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;9&lt;/span&gt;.&lt;/em&gt; Senior Notes and Credit Facilities&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Senior secured notes, senior notes and credit facilities balances as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2023&lt;/span&gt;&lt;/em&gt;, &lt;span&gt;were&lt;/span&gt; as follows:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;

&lt;div style="border-left: none; border-right: none; z-index: 40;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_P5QJV5HFLS00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 201px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.7598%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.9661%;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.9661%;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 9.92167%; border-bottom-color: #000000 !important; text-align: center;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;span style="color: #000000; line-height: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 9.92167%; border-bottom-color: #000000 !important; text-align: center;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;span style="color: #000000; line-height: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Senior Secured Notes: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 9.92167%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 9.92167%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt; 10.0% Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;1.75&lt;/span&gt;&lt;/span&gt; Lien Notes due November 15, 2025 (&lt;span&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.04439%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.04439%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;113,502&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 73.7598%;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 8.0% Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;1.125&lt;/span&gt;&lt;/span&gt; Lien Notes due September 30, 2028 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;225,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;225,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 73.7598%;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 11.75% Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/span&gt; Lien Notes due September 30, 2029 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;430,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;430,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total Senior Secured Notes &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;655,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;768,502&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Senior Notes: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.92167%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.92167%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 13.5% Senior Notes due &lt;span style="border-left: none; border-right: none;"&gt;February 1, 2026 (&lt;span&gt;2&lt;/span&gt;)&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt;$ &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;26,588&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt;$ &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;90,590&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 5.0% Senior Notes due &lt;span style="border-left: none; border-right: none;"&gt;February 1, 2040 (&lt;span&gt;2&lt;/span&gt;)&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;24,968&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;90,120&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total Senior Notes &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;51,556&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;180,710&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Senior Unsecured Term Loan Credit Facility due &lt;span style="border-left: none; border-right: none;"&gt;February 1, 2027 (&lt;span&gt;2&lt;/span&gt;)&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;39,551&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;1.75&lt;/span&gt;&lt;/span&gt; Lien Term Loan Credit Facility due &lt;span style="border-left: none; border-right: none;"&gt;January 31, 2028 (&lt;span&gt;2&lt;/span&gt;)&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;175,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 9.92167%;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;81,498&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Senior Secured Revolving Credit Facility (&lt;span&gt;3&lt;/span&gt;)&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 73.7598%;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Subtotal senior notes and credit facilities &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;881,556&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,070,261&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Net premiums (discounts) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;17,340&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(14,563&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"&gt;)&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Unamortized debt issuance costs &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(2,678&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(4,207&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total senior notes and credit facilities, net of discounts, premiums and unamortized debt issuance costs &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;896,218&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,051,491&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; z-index: 40;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/em&gt;) &lt;span&gt;On &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; November 15, 2023, &lt;/em&gt;K. Hovnanian redeemed all of its $113.5 million aggregate principal amount of 10.0% Senior Secured &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.75&lt;/span&gt;&lt;/em&gt; Lien Notes due &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; November 15, 2025.&lt;/em&gt;&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; z-index: 40;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;span&gt;2&lt;/span&gt;) &lt;span&gt;&lt;span style="border-left: none; border-right: none;"&gt;On &lt;span&gt;May 21, 2024&lt;/span&gt;, K. Hovnanian exchanged $64.0 million aggregate principal amount of 13.5% Senior Notes due February 1, 2026 and cash, $65.2 million aggregate principal amount of 5.0% Senior Notes due February 1, 2040 and all of its $39.6 million aggregate principal amount of loans under the Senior Unsecured Term Loan Credit Facility due February 1, 2027 and cash for an additional $&lt;span style="border-left: none; border-right: none;"&gt;93.5&lt;/span&gt; million aggregate principal amount of loans under the Senior Secured &lt;span&gt;1.75&lt;/span&gt; Lien Term Loan Credit Facility due January 31, 2028.&lt;/span&gt;&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div style="z-index: 40;"&gt;&lt;span style="font-style: italic; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;(&lt;span&gt;3&lt;/span&gt;) &lt;span&gt;&lt;span style="border-right: none; border-left: none;"&gt;At &lt;span&gt;October 31, 2024&lt;/span&gt;, provides for up to $125.0 million in aggregate amount of senior secured first lien revolving loans. The revolving loans thereunder have a maturity of &lt;span style="border-left: none; border-right: none;"&gt;June 30, 2026 &lt;/span&gt;and borrowings bear interest, at K. Hovnanian&#x2019;s option, at either (i) a term SOFR (subject to a floor of &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;3.00&lt;/span&gt;%) plus an applicable margin of 4.50% or (ii) an alternate base rate (subject to a floor of &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;4.00&lt;/span&gt;%) plus an applicable margin of 3.50%. In addition, K. Hovnanian will pay an unused commitment fee on the undrawn revolving commitments at a rate of 1.00% per annum.&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;As of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;, future maturities of our borrowings were as follows (in thousands):&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;

&lt;div id="fo855748191fed4c5184eea223ccda041c"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 129px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;Fiscal Year Ending October 31, (1)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; margin-left: 0.1px; background-color: #cceeff;"&gt;
&lt;td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &lt;span&gt;2025&lt;/span&gt; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; $&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span&gt;2026&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;26,588&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span&gt;2027&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span&gt;2028&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;400,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="height: 17px; margin-left: 0.1px; background-color: #cceeff;"&gt;
&lt;td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;span&gt;2029&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;430,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; margin-left: 0.1px;"&gt;
&lt;td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span&gt; Thereafter &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;24,968&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; margin-left: 0.1px; background-color: #cceeff;"&gt;
&lt;td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;881,556&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; z-index: 40;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/em&gt;) &lt;span&gt;Does &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; include our $125.0 million Senior Secured Revolving Credit Facility under which there were no borrowings outstanding as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; October 31, 2024&lt;/em&gt;.&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;General&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Except for K. Hovnanian, the issuer of the notes and borrower under the credit agreements governing our term loans and revolving credit facilities (collectively, the "Credit Facilities"), our home mortgage subsidiaries, certain of our title insurance subsidiaries, joint ventures and subsidiaries holding interests in our joint ventures, we and each of our subsidiaries are guarantors of the Credit Facilities, the senior secured notes and senior notes outstanding at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt; (&lt;/em&gt;collectively, the &#x201c;Notes Guarantors&#x201d;).&lt;/span&gt;&lt;/p&gt;

&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;The credit agreements governing the Credit Facilities and the indentures governing the senior secured and senior notes (together, the &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201c;&lt;/span&gt;Debt Instruments&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201d;&lt;/span&gt;) outstanding at October 31, 2024, do not contain any financial maintenance covenants, but do contain restrictive covenants that limit, among other things, the ability of HEI and certain of its subsidiaries, including K. Hovnanian, to incur (including through exchanges or certain other types of transactions) indebtedness, pay dividends and make distributions on common and preferred stock, repay/repurchase certain indebtedness prior to its respective stated maturity, repurchase common and preferred stock, make other restricted payments (including investments), sell certain assets (including in certain land banking transactions), incur liens, consolidate, merge, sell or otherwise dispose of all or substantially all of their assets and enter into certain transactions with affiliates. The Debt Instruments also contain customary events of default which would permit the lenders or holders thereof to exercise remedies with respect to the collateral (as applicable), declare the loans (the &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201c;&lt;/span&gt;Secured Term Loans&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201d;&lt;/span&gt;) made under the Senior Secured &lt;span&gt;1.75&lt;/span&gt; Lien Term Loan Credit Facility due January 31, 2028 (the &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201c;&lt;/span&gt;Secured Term Loan Facility&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201d;&lt;/span&gt;) and loans (the &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201c;&lt;/span&gt;Secured Revolving Loans&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201d;&lt;/span&gt;) made under the Senior Secured Revolving Credit Agreement due &lt;span&gt;June 30, 2026&lt;/span&gt; (the &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201c;&lt;/span&gt;Secured Credit Agreement&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201d;&lt;/span&gt;) or notes to be immediately due and payable if not cured within applicable grace periods, including the failure to make timely payments on the Secured Term Loans, Secured Revolving Loans or notes or other material indebtedness, cross default to other material indebtedness, the failure to comply with agreements and covenants and specified events of bankruptcy and insolvency, with respect to the Secured Term Loans and Secured Revolving Loans, material inaccuracy of representations and warranties and with respect to the Secured Term Loans and Secured Revolving Loans, a change of control, and, with respect to the Secured Term Loans, Secured Revolving Loans and senior secured notes, the failure of the documents granting security for the obligations under the secured Debt Instruments to be in full force and effect, and the failure of the liens on any material portion of the collateral securing the obligations under the secured Debt Instruments to be valid and perfected. As of &lt;span&gt;October 31, 2024&lt;/span&gt;, we believe we were in compliance with the covenants of the Debt Instruments.&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;If our consolidated fixed charge coverage ratio is less than 2.0 to &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.0&lt;/span&gt;,&lt;/em&gt; as defined in the applicable Debt Instrument, we are restricted from making certain payments and dividends (in the case of certain of&#160;such payments, our secured debt leverage ratio must also be less than 4.0 to &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.0&lt;/span&gt;&lt;/em&gt;), and from incurring indebtedness other than certain permitted indebtedness and nonrecourse indebtedness. Beginning as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;October 31, 2021&lt;/span&gt;&lt;/span&gt;, &lt;/em&gt;as a result of our improved operating results, we were &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;no&lt;/em&gt; longer restricted from paying dividends. As such, we have made dividend payments of $2.7 million to preferred shareholders in every quarter since the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;first&lt;/em&gt; quarter of fiscal &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;.&lt;/em&gt; Dividends on the Series A preferred stock are &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; cumulative and, accordingly, if for any reason we do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; declare a dividend on the Series A preferred stock for a quarterly dividend period (regardless of our availability of funds), holders of the Series A Preferred Stock will have &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;no&lt;/em&gt; right to receive a dividend for that period, and we will have &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;no&lt;/em&gt; obligation to pay a dividend for that period.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Under the terms of our Debt Instruments, we have the right to make certain redemptions and prepayments and, depending on market conditions, our strategic priorities and covenant restrictions, &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;do so from time to time. We also continue to actively analyze and evaluate our capital structure and explore transactions to simplify our capital structure and to strengthen our balance sheet, including those that reduce leverage, interest rates and/or extend maturities, and will seek to do so with the right opportunity. We &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;also continue to make debt or equity purchases and/or exchanges from time to time through tender offers, exchange offers, redemptions, open market purchases, private transactions, or otherwise, or seek to raise additional debt or equity capital, depending on market conditions and covenant restrictions.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"&gt;&lt;span style="font-style: italic;"&gt; Fiscal &lt;span&gt;2024&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"&gt; On &lt;span&gt;November 15, 2023&lt;/span&gt;, K. Hovnanian redeemed in full all of the $113.5 million aggregate principal amount of its 10.0% Senior Secured &lt;span&gt;1.75 &lt;/span&gt;Lien Notes due &lt;span&gt;2025 &lt;/span&gt;for a redemption price of $119.2 million, which included accrued and unpaid interest. This redemption resulted in a gain on extinguishment of debt of $1.4 million for the fiscal year ended &lt;span&gt;October 31, 2024&lt;/span&gt;, including the write-off of unamortized premiums, debt issuance costs and fees. The gain from the redemption is included in &lt;span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201c;&lt;/span&gt;&lt;span style="background-color: #ffffff;"&gt;Gain (loss) on extinguishment of debt, net&lt;span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201d;&lt;/span&gt;&lt;/span&gt;&#160;in the Consolidated Statement of Operations.&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal;"&gt;On&lt;span style="font-size: 10.0pt; font-family: 'Times New Roman',serif; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;"&gt;&#160;&lt;span&gt;May 21, 2024&lt;/span&gt;, K. Hovnanian and the Notes Guarantors entered into certain exchange agreements, pursuant to which K. Hovnanian, the Notes Guarantors and affiliates of certain investment managers named therein (collectively in respect of the Exchange Agreements, the &#x201c;Investors&#x201d;) completed certain private exchanges (collectively, the &#x201c;Exchanges&#x201d;) of (i) $&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;64.0&lt;/span&gt; &lt;/span&gt;million aggregate principal amount of &lt;span&gt;13.5&lt;/span&gt;% &lt;span&gt;&lt;span&gt;2026&lt;/span&gt;&lt;/span&gt; Notes (as defined below) and $&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;21.5&lt;/span&gt; &lt;/span&gt;million in cash for $&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;&lt;span style="border-left: none; border-right: none;"&gt;42.5&lt;/span&gt;&lt;/span&gt; &lt;/span&gt;million aggregate principal amount of additional Secured Term Loans, (ii) $&lt;span&gt;&lt;span&gt;65.2 &lt;/span&gt;&lt;/span&gt;million aggregate principal amount of &lt;span&gt;5.0&lt;/span&gt;% &lt;span&gt;&lt;span&gt;&lt;span&gt;2040&lt;/span&gt;&lt;/span&gt; &lt;/span&gt;Notes (as defined below) for $&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;31.4&lt;/span&gt; &lt;/span&gt;million aggregate principal amount of additional Secured Term Loans and (iii) $&lt;span&gt;39.6&lt;/span&gt; million aggregate principal amount of Unsecured Term Loans and $&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;&lt;span style="border-left: none; border-right: none;"&gt;10.0 &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;million in cash for $&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;19.6&lt;/span&gt; &lt;/span&gt;million aggregate principal amount of additional Secured Term Loans. Following the consummation of the Exchanges, there are $&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;26.6&lt;/span&gt; &lt;/span&gt;million aggregate principal amount of &lt;span&gt;13.5&lt;/span&gt;% &lt;span&gt;&lt;span&gt;2026&lt;/span&gt;&lt;/span&gt; Notes outstanding, $25.0 million aggregate principal amount of &lt;span&gt;5.0&lt;/span&gt;% &lt;span&gt;&lt;span&gt;&lt;span&gt;2040&lt;/span&gt;&lt;/span&gt; &lt;/span&gt;Notes outstanding and &lt;span&gt;no&lt;/span&gt; Unsecured Term Loans outstanding, in total equaling $51.6 million aggregate principal amount of indebtedness under these instruments outstanding (such amount, the &#x201c;Remaining Unsecured Notes Amount&#x201d;). As a result of the Exchanges, all outstanding obligations in respect of principal, interest and fees under the Unsecured Term Loan Facility and all commitments thereunder were terminated.&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;

&lt;p style="text-indent: 45pt; line-height: 1.2; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10.0pt;"&gt;In connection with the Exchanges, K. Hovnanian, the Notes Guarantors and the Investors entered into the First Amendment to the Secured Term Loan Facility (the &#x201c;First Amendment&#x201d; and the Secured Term Loan Facility as amended, the &#x201c;Amended Secured Term Loan Facility&#x201d;), providing for, among other things, (i) the issuance of the $93.5 million aggregate principal amount of additional Secured Term Loans described above and (ii) certain other modifications and amendments, primarily related to indebtedness permitted to be incurred by K. Hovnanian and the Notes Guarantors thereunder, including providing that the interest rate on all the then outstanding Secured Term Loans shall be increased in certain circumstances when certain priority secured debt is issued, to a weighted-average rate that results from applying (x) an &lt;span&gt;11.75&lt;/span&gt;% per annum rate to the principal amount of the Secured Terms Loans equal to a specified aggregate principal amount of such priority secured debt and (y) a &lt;span&gt;10.0&lt;/span&gt;% per annum rate on the remaining principal amount of Secured Term Loans (the &#x201c;Interest Rate Increase&#x201d;). The Secured Term Loans bear interest at a rate equal to &lt;span&gt;10.0&lt;/span&gt;% per annum (subject to the Interest Rate Increase) and will mature on &lt;span&gt;January 31, 2028&lt;/span&gt;, with interest payable in arrears on the last business day of each fiscal quarter. Following consummation of the Exchanges, the total outstanding principal amount of Secured Term Loans under the Secured Term Loan Facility is $&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;&lt;span style="border-left: none; border-right: none;"&gt;175.0&lt;/span&gt;&lt;/span&gt; &lt;/span&gt;million.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Fiscal &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;On &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; May 30, 2023, &lt;/em&gt;K. Hovnanian redeemed $100.0 million aggregate principal amount of its 7.75% Senior Secured &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.125&lt;/span&gt;&lt;/em&gt; Lien Notes due &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2026&lt;/span&gt;&lt;/em&gt; (the &#x201c;Existing &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.125&lt;/span&gt;&lt;/em&gt; Lien Notes&#x201d;). The aggregate purchase price for this redemption was $104.2 million, which included accrued and unpaid interest and which was funded with cash on hand. This redemption resulted in a loss on extinguishment of debt of $4.1 million for the fiscal year ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;October 31, 2023&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;, &lt;/em&gt;including the write-off of unamortized debt issuance costs and fees. The loss from the redemption is included in the Consolidated Statement of Operations as &#x201c;Loss on extinguishment of debt, net.&#x201d;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; On &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; August 29, 2023, &lt;/em&gt;K. Hovnanian redeemed an additional $100.0 million aggregate principal amount of the Existing &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.125&lt;/span&gt;&lt;/em&gt; Lien Notes. The aggregate purchase price for this redemption was $102.2 million, which included accrued and unpaid interest and which was funded with cash on hand. This redemption resulted in a loss on extinguishment of debt of $3.8 million for the fiscal year ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; October 31, 2023, &lt;/em&gt;including the write-off of unamortized debt issuance costs and fees. The loss from the redemption is included in the Consolidated Statement of Operations as &#x201c;Loss on extinguishment of debt, net&#x201d;.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;On &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; September 7, 2023, &lt;/em&gt;K. Hovnanian repurchased in the open market $45.0 million aggregate principal amount of its 10.0% &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.75&lt;/span&gt;&lt;/em&gt; Lien Notes due &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2025&lt;/span&gt;&lt;/em&gt; (the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#x201c;&lt;span&gt;1.75&lt;/span&gt;&lt;/em&gt; Lien Notes&#x201d;). The aggregate purchase price for this repurchase was $46.7 million, which included accrued and unpaid interest and which was funded with cash on hand. This repurchase resulted in a gain on extinguishment of debt of $0.2 million for the fiscal year ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;October 31, 2023&lt;/span&gt;&lt;/span&gt;, &lt;/em&gt;including the write-off of unamortized debt issuance costs and fees. The gain from the repurchase is included in the Consolidated Statement of Operations as &#x201c;Loss on extinguishment of debt, net&#x201d;.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;On &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; September 25, 2023, &lt;/em&gt;HEI, K. Hovnanian and the Notes Guarantors entered into the Third Amendment (the &#x201c;Third Amendment&#x201d;) to the Secured Credit Agreement, dated as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; October 31, 2019 (&lt;/em&gt;as amended by the First Amendment to the Credit Agreement, dated as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; November 27, 2019, &lt;/em&gt;and by the Second Amendment to the Credit Agreement, dated as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; August 19, 2022), &lt;/em&gt;by and among K. Hovnanian, the Company, the other guarantors party thereto, Wilmington Trust, National Association, as administrative agent, and the lenders party thereto, which provides for up to $125.0 million in aggregate amount of senior secured &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;first&lt;/em&gt; lien revolving loans. The Third Amendment (i) extended the final scheduled maturity of the Revolving Credit Facility from &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;June 30, 2024&lt;/span&gt; &lt;/em&gt;to &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;June 30, 2026&lt;/span&gt;, (&lt;/em&gt;ii) increased the interest rate floor applicable to term secured overnight financing loans from 1.0% to 3.0% and (iii) provided for certain other amendments. Borrowings under the Revolving Credit Facility bear interest, at K. Hovnanian&#x2019;s option, at either (a) term SOFR (subject to a floor of 3.0%) plus an applicable margin of 4.5% or (b) an alternate base rate (subject to a floor of 4.0%) plus an applicable margin of 3.5%. In addition, K. Hovnanian pays an unused commitment fee on the undrawn revolving commitments at a rate of 1.0% per annum. The foregoing amendments took effect on &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; October 5, 2023.&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; On &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; October 5, 2023, &lt;/em&gt;K. Hovnanian issued and sold to investment funds, separate accounts and/or other entities owned (in whole or in part), controlled, managed and/or advised by Angelo, Gordon &amp;amp; Co., L.P. (collectively, &lt;em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#x201c;&lt;/em&gt;Angelo Gordon&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201d;&lt;/span&gt;), investment funds, separate accounts and/or other entities owned (in whole or in part), controlled, managed and/or advised by Apollo Capital Management, L.P. (collectively, &lt;em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#x201c;&lt;/em&gt;Apollo&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201d;&lt;/span&gt; and, together with Angelo Gordon, the &lt;em style="color: #000000; font-family: 'times new roman', times; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; background-color: #ffffff; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#x201c;&lt;/em&gt;Specified Persons&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201d;&lt;/span&gt;), and certain other institutional purchasers, in a private placement, $225.0 million aggregate principal amount of 8.0% Senior Secured &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.125&lt;/span&gt;&lt;/em&gt; Lien Notes due &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2028&lt;/span&gt;&lt;/em&gt; (the &#x201c;New &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.125&lt;/span&gt;&lt;/em&gt; Lien Notes&#x201d;) and $430.0 million aggregate principal amount of 11.75% Senior Secured &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/em&gt; Lien Notes due &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2029&lt;/span&gt;&lt;/em&gt; (the &#x201c;New &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/em&gt; Lien Notes&#x201d;). Under the terms of the indentures governing the New &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.125&lt;/span&gt;&lt;/em&gt; Lien Notes and the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/em&gt; Lien Notes, K. Hovnanian will have the ability to issue additional notes under the indenture that governs the New &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/em&gt; Lien Notes (the &#x201c;Additional &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/em&gt; Lien Notes&#x201d;) in exchange for Specified Junior Debt (as defined below) or to purchase certain Specified Junior Debt. K. Hovnanian has agreed that the Specified Persons &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may, &lt;/em&gt;at their option from time to time, exchange certain junior lien and/or unsecured indebtedness of K. Hovnanian (the &#x201c;Specified Junior Debt&#x201d;) into a principal amount of Additional &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/em&gt; Lien Notes &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; to exceed $150.0 million in the aggregate. In any such exchange, K. Hovnanian will be required to issue a principal amount of Additional &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/em&gt; Lien Notes equal to (i) the price at which the Specified Persons acquired such Specified Junior Debt (the &#x201c;Specified Person Purchase Price&#x201d;) plus (ii) 20% of the difference between the principal amount of such Specified Junior Debt and the Specified Person Purchase Price (such sum, the &#x201c;Company Acquisition Price&#x201d;), provided that, the Company Acquisition Price shall be reduced, if applicable, such that the per annum interest expense on the applicable issuance of Additional &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/em&gt; Lien Notes does &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; exceed the per annum interest expense on the applicable Specified Junior Debt being exchanged. In addition, K. Hovnanian will have the option to purchase such Specified Junior Debt in cash at the Company Acquisition Price in lieu of consummating any such exchange.&lt;/span&gt;&lt;/p&gt;

&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 6pt 0pt 0pt; line-height: 1.2; text-indent: 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; On &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; October 5, 2023, &lt;/em&gt;K. Hovnanian redeemed with the proceeds from the issuances of the New &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.125&lt;/span&gt;&lt;/em&gt; Lien Notes and the New &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/em&gt; Lien Notes all of the remaining (i) $50.0 million aggregate principal amount of its Existing &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.125&lt;/span&gt;&lt;/em&gt; Lien Notes for a redemption price of $51.5 million, which included accrued and unpaid interest, (ii) $282.3 million aggregate principal amount of its 10.5% Senior Secured &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/em&gt; Lien Notes due &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2026&lt;/span&gt;&lt;/em&gt; (the &#x201c;Existing &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/em&gt; Lien Notes&#x201d;) for a redemption price of $293.9 million, which included accrued and unpaid interest, and (iii) $162.3 million aggregate principal amount of its 11.25% Senior Secured &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.5&lt;/span&gt;&lt;/em&gt; Lien Notes due &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2026&lt;/span&gt;&lt;/em&gt; (the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#x201c;&lt;span&gt;1.5&lt;/span&gt;&lt;/em&gt; Lien Notes&#x201d;) for a redemption price of $164.8 million, which included accrued and unpaid interest. These redemptions resulted in a loss on extinguishment of debt of $17.9 million for the fiscal year ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;October 31, 2023&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;, &lt;/em&gt;including the write-off of unamortized debt issuance costs and fees. The loss from the redemptions is included in the Consolidated Statement of Operations as &#x201c;Loss on extinguishment of debt, net&#x201d;.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; On &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;October 31, 2023&lt;/span&gt;&lt;/span&gt;, &lt;/em&gt;K. Hovnanian redeemed in full all of the $26.0 million aggregate principal amount of its 8.0% &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2027&lt;/span&gt;&lt;/em&gt; Notes for a redemption price of 100% of the principal amount thereof, plus accrued and unpaid interest.&lt;/span&gt; &lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt; Secured Obligations&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: 12pt; text-indent: 45pt; margin: 0in;"&gt; The Secured Credit Agreement provides for up to $125.0 million in aggregate amount of Secured Revolving Loans to be used for general corporate purposes, upon the terms and subject to the conditions set forth therein. Secured Revolving Loans are to be borrowed by K. Hovnanian and guaranteed by the Notes Guarantors. The revolving loans under the Secured Credit Agreement have a maturity of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;June 30, 2026&lt;/span&gt; &lt;/em&gt;and borrowings bear interest, at K. Hovnanian&#x2019;s option, at either (i) SOFR (subject to a floor of 3.00%) plus an &lt;span style="font-size: 10.0pt; font-family: 'Times New Roman', serif;"&gt;applicable&lt;/span&gt; margin of 4.5% or (ii) an alternate base rate (subject to a floor of 4.0%) plus an applicable margin of 3.5%. In addition, K. Hovnanian pays an unused commitment fee on the undrawn revolving commitments at a rate of 1.0% per annum.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="text-indent: 45pt; line-height: 1.1; margin: 0pt; font-size: 12pt; font-family: 'Times New Roman', serif; text-align: justify;"&gt;&lt;span style="font-size: 10pt; line-height: 1.2; text-indent: 45pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal;"&gt;&lt;span&gt;The 8.0% Senior Secured &lt;span&gt;&lt;span&gt;1.125&lt;/span&gt; &lt;/span&gt;Lien Notes due &lt;span&gt;2028&lt;/span&gt; (the &lt;em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#x201c;&lt;/em&gt;New &lt;span&gt;1.125 &lt;/span&gt;Lien Notes&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201d;&lt;/span&gt;) have a maturity of September 30, 2028 and bear interest at a rate of 8.0% per annum payable semi-annually on &lt;span&gt;March 30&lt;/span&gt; and &lt;span&gt;September 30&lt;/span&gt; of each year to holders of record at the close of business on &lt;span&gt;March 15 &lt;/span&gt;and &lt;span&gt;September 15&lt;/span&gt;, as the case may be, immediately preceding such interest payment dates. The New &lt;span&gt;1.125 &lt;/span&gt;Lien Notes are redeemable in whole or in part at K. Hovnanian&#x2019;s option at any time prior to &lt;span&gt;September 30, 2025&lt;/span&gt; at a redemption price equal to 100% of their principal amount plus an applicable &lt;em style="color: #000000; font-family: 'times new roman', times; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; text-align: start; background-color: #ffffff; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#x201c;&lt;/em&gt;Make Whole Amount&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201d;&lt;/span&gt;. K. Hovnanian may also redeem some or all of the New &lt;span&gt;&lt;span&gt;1.125&lt;/span&gt; &lt;/span&gt;Lien Notes at 104.0% of their principal amount commencing on &lt;span&gt;September 30, 2025&lt;/span&gt;, at 102.0% of their principal amount commencing on &lt;span&gt;September 30, 2026&lt;/span&gt; and at 100.0% of their principal amount commencing &lt;span&gt;September 30, 2027&lt;/span&gt;. In addition, K. Hovnanian may also redeem up to 35.0% of the aggregate principal amount of New &lt;span&gt;&lt;span&gt;1.125&lt;/span&gt; &lt;/span&gt;Lien Notes prior to &lt;span&gt;September 30, 2025&lt;/span&gt; with the net cash proceeds from certain equity offerings at 108.0% of their principal amount&lt;/span&gt;.&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="text-indent: 45pt; line-height: 12pt; margin: 0pt; font-size: 12pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10.0pt;"&gt;The &lt;span&gt;&lt;span style="border-left: none; border-right: none;"&gt;11.75&lt;/span&gt;&lt;/span&gt;% Senior Secured &lt;span&gt;&lt;span&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/span&gt;&lt;/span&gt; &lt;/span&gt;Lien Notes due &lt;span&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;2029&lt;/span&gt;&lt;/span&gt;&lt;/span&gt; (the &lt;em style="color: #000000; font-family: 'times new roman', times; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; text-align: start; background-color: #ffffff; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#x201c;&lt;/em&gt;New &lt;span&gt;&lt;span&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;1.25&lt;/span&gt; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;Lien Notes&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201d;&lt;/span&gt;) have a maturity of &lt;span style="border-left: none; border-right: none;"&gt;September 30, 2029&lt;/span&gt; and bear interest at a rate of &lt;span&gt;&lt;span style="border-left: none; border-right: none;"&gt;11.75&lt;/span&gt;&lt;/span&gt;% per annum payable semi-annually on &lt;span style="border-left: none; border-right: none;"&gt;March 30&lt;/span&gt; and &lt;span style="border-left: none; border-right: none;"&gt;September 30&lt;/span&gt; of each year to holders of record at the close of business on March 15 and September 15, as the case may be, immediately preceding such interest payment dates. The New &lt;span&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/span&gt;&lt;/span&gt; Lien Notes are redeemable in whole or in part at K. Hovnanian&#x2019;s option at any time prior to &lt;span style="border-left: none; border-right: none;"&gt;March 30, 2026&lt;/span&gt; at a redemption price equal to &lt;span&gt;100&lt;/span&gt;% of their principal amount plus an applicable &#x201c;Make Whole Amount&#x201d;. K. Hovnanian may also redeem some or all of the New &lt;span&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/span&gt;&lt;/span&gt; Lien Notes at &lt;span&gt;105.875&lt;/span&gt;% of their principal amount commencing on &lt;span style="border-left: none; border-right: none;"&gt;March 30, 2026&lt;/span&gt;, at &lt;span&gt;102.9375&lt;/span&gt;% of their principal amount commencing on &lt;span style="border-left: none; border-right: none;"&gt;September 30, 2027 &lt;/span&gt;and at &lt;span&gt;100.0&lt;/span&gt;% of their principal amount commencing on &lt;span style="border-left: none; border-right: none;"&gt;September 30, 2028&lt;/span&gt;. In addition, K. Hovnanian may also redeem up to &lt;span&gt;35.0&lt;/span&gt;% of the aggregate principal amount of New &lt;span&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/span&gt;&lt;/span&gt; Lien Notes prior to &lt;span style="border-left: none; border-right: none;"&gt;March 30, 2026&lt;/span&gt;, with the net cash proceeds from certain equity offerings at &lt;span&gt;111.75&lt;/span&gt;% of their principal amount.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="text-indent: 45pt; line-height: 12pt; margin: 0pt; font-size: 12pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10.0pt;"&gt;The Secured Term Loans&#160;bear interest at a rate equal to 10.0% per annum (subject to increase as described above under &lt;em style="color: #000000; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'times new roman', times; font-size: 13.3333px; background-color: #ffffff; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#x201c;&lt;/em&gt;- Fiscal &lt;span&gt;2024&lt;/span&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201d;&lt;/span&gt;) and will mature on January 31, 2028, with interest payable in arrears on the last business day of each fiscal quarter. At any time and from time to time after&#160;&lt;span&gt;November 15, 2023&lt;/span&gt;, K. Hovnanian&#160;may voluntarily prepay some or all of the Secured Term Loans at a prepayment price equal to 100.0% of their principal amount.&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10.0pt;"&gt;Each series of secured notes and the guarantees thereof, the Secured Term Loans and the guarantees thereof and the Secured Credit Agreement and the guarantees thereof are secured by the same assets. Among the secured debt (in each case, with respect to the assets securing such&lt;span style="color: #000000;"&gt; debt)&lt;/span&gt;: the liens securing the Secured Credit Agreement are senior to the liens securing all of K. Hovnanian&#x2019;s other secured notes and the Secured Term Loans; the liens securing the New &lt;span&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;1.125&lt;/span&gt;&lt;/span&gt;&lt;/span&gt; Lien Notes are senior to the liens securing the New &lt;span&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/span&gt;&lt;/span&gt; Lien Notes, the Secured Term Loans and any other future secured obligations that are junior in priority with respect to the assets securing the New &lt;span&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;1.125&lt;/span&gt;&lt;/span&gt;&lt;/span&gt; Lien Notes; the liens securing the New &lt;span&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/span&gt;&lt;/span&gt; Lien Notes are senior to the liens securing the Secured Term Loans and any other future secured obligations that are junior in priority with respect to the assets securing the New &lt;span&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/span&gt;&lt;/span&gt; Lien Notes; and the liens securing the Secured Term Loans are senior to any other future secured obligations that are junior in priority with respect to the assets securing the Secured Term Loans.&lt;/span&gt;&lt;/p&gt; &lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.1;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="text-indent: 45pt; line-height: 12pt; margin: 0pt; font-size: 12pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10.0pt;"&gt;As of &lt;span&gt;&lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/span&gt;, the collateral securing the Secured Credit Agreement, the Secured Term Loan Facility and the senior secured notes included (&lt;span&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;) $&lt;span&gt;216.2&lt;/span&gt; million of cash and cash equivalents, which included $&lt;span&gt;3.2&lt;/span&gt; million of restricted cash collateralizing certain letters of credit (subsequent to such date, fluctuations as a result of cash uses include general business operations and real estate and other investments along with cash inflow primarily from deliveries); (&lt;span&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;) $&lt;span&gt;655.1&lt;/span&gt;&#160;million aggregate book value of real property, which does not include the impact of inventory investments, home deliveries or impairments thereafter and which may differ from the value if it were appraised; and (&lt;span&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;) equity interests in joint venture holding companies with an aggregate book value of $&lt;span&gt;140.5&lt;/span&gt; million.&lt;/span&gt;&lt;/p&gt;

&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt; Unsecured Obligations&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The 13.5% Senior Notes due &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2026&lt;/span&gt;&lt;/em&gt; (the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#x201c;13.5%&lt;/em&gt; &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2026&lt;/span&gt;&lt;/em&gt; Notes&#x201d;) bear interest at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;13.5%&lt;/em&gt; per annum and mature on &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; February 1, 2026. &lt;/em&gt;Interest on the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;13.5%&lt;/em&gt; &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2026&lt;/span&gt;&lt;/em&gt; Notes is payable semi-annually on &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;February 1 &lt;/span&gt;&lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;August 1&lt;/span&gt; &lt;/em&gt;of each year to holders of record at the close of business on &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;January 15&lt;/span&gt; &lt;/em&gt;or &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;July 15&lt;/span&gt;, &lt;/em&gt;as the case &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;be, immediately preceding each such interest payment date. The &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;13.5%&lt;/em&gt; &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2026&lt;/span&gt;&lt;/em&gt; Notes are redeemable in whole or in part at K. Hovnanian&#x2019;s option at any time prior to &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;February 1, 2025&lt;/span&gt; &lt;/em&gt;at a redemption price equal to 100% of their principal amount plus an applicable &#x201c;Make Whole Amount&#x201d;. At any time and from time to time on or after &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;February 1, 2025&lt;/span&gt;, &lt;/em&gt;K. Hovnanian &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;also redeem some or all of the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;13.5%&lt;/em&gt; &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2026&lt;/span&gt;&lt;/em&gt; Notes at a redemption price equal to 100.0% of their principal amount.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The 5.0% Senior Notes due &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2040&lt;/span&gt;&lt;/em&gt; (the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#x201c;5.0%&lt;/em&gt; &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2040&lt;/span&gt;&lt;/em&gt; Notes&#x201d;) bear interest at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;5.0%&lt;/em&gt; per annum and mature on &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; February 1, 2040. &lt;/em&gt;Interest on the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;5.0%&lt;/em&gt; &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2040&lt;/span&gt;&lt;/em&gt; Notes is payable semi-annually on &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;February 1&lt;/span&gt; &lt;/em&gt;&lt;span&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; August 1&lt;/em&gt;&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;/em&gt;of each year to holders of record at the close of business on &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;January 15&lt;/span&gt; &lt;/em&gt;or &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;July 15&lt;/span&gt;, &lt;/em&gt;as the case &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;be, immediately preceding each such interest payment date. At any time and from time to time, K. Hovnanian &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;redeem some or all of the 5.0% &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2040&lt;/span&gt;&lt;/em&gt; Notes at a redemption price equal to 100.0% of their principal amount. &lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Other&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; We have certain stand-alone cash collateralized letter of credit agreements and facilities under which there was a total of $2.6 million and $4.9 million letters of credit outstanding at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt; &lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2023&lt;/span&gt;, &lt;/em&gt;respectively. These agreements and facilities require us to maintain specified amounts of cash as collateral in segregated accounts to support the letters of credit issued thereunder, which will affect the amount of cash we have available for other uses. At &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt; &lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2023&lt;/span&gt;, &lt;/em&gt;the amount of cash collateral in these segregated accounts was $3.2 million and $5.1 million, respectively, which is reflected in &#x201c;Restricted cash and cash equivalents&#x201d; on the Consolidated Balance Sheets.&lt;/span&gt;&lt;/p&gt; </us-gaap:LongTermDebtTextBlock>
    <us-gaap:ScheduleOfDebtInstrumentsTextBlock contextRef="D20241031" id="Tag1459">
&lt;div style="border-left: none; border-right: none; z-index: 40;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_P5QJV5HFLS00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 201px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.7598%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.9661%;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.9661%;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 9.92167%; border-bottom-color: #000000 !important; text-align: center;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;span style="color: #000000; line-height: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 9.92167%; border-bottom-color: #000000 !important; text-align: center;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;span style="color: #000000; line-height: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Senior Secured Notes: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 9.92167%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 9.92167%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt; 10.0% Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;1.75&lt;/span&gt;&lt;/span&gt; Lien Notes due November 15, 2025 (&lt;span&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.04439%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1.04439%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;113,502&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 73.7598%;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 8.0% Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;1.125&lt;/span&gt;&lt;/span&gt; Lien Notes due September 30, 2028 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;225,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;225,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 73.7598%;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 11.75% Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/span&gt; Lien Notes due September 30, 2029 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;430,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;430,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total Senior Secured Notes &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;655,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;768,502&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Senior Notes: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.92167%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 9.92167%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 13.5% Senior Notes due &lt;span style="border-left: none; border-right: none;"&gt;February 1, 2026 (&lt;span&gt;2&lt;/span&gt;)&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt;$ &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;26,588&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1.04439%;"&gt;$ &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;90,590&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 5.0% Senior Notes due &lt;span style="border-left: none; border-right: none;"&gt;February 1, 2040 (&lt;span&gt;2&lt;/span&gt;)&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;24,968&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;90,120&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total Senior Notes &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;51,556&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;180,710&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Senior Unsecured Term Loan Credit Facility due &lt;span style="border-left: none; border-right: none;"&gt;February 1, 2027 (&lt;span&gt;2&lt;/span&gt;)&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;39,551&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;1.75&lt;/span&gt;&lt;/span&gt; Lien Term Loan Credit Facility due &lt;span style="border-left: none; border-right: none;"&gt;January 31, 2028 (&lt;span&gt;2&lt;/span&gt;)&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;175,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 9.92167%;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;81,498&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Senior Secured Revolving Credit Facility (&lt;span&gt;3&lt;/span&gt;)&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 73.7598%;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Subtotal senior notes and credit facilities &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;881,556&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.04439%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 9.92167%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,070,261&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Net premiums (discounts) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;17,340&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(14,563&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"&gt;)&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Unamortized debt issuance costs &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(2,678&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(4,207&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.7598%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total senior notes and credit facilities, net of discounts, premiums and unamortized debt issuance costs &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;896,218&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.04439%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 9.92167%;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,051,491&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.30548%;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; z-index: 40;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/em&gt;) &lt;span&gt;On &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; November 15, 2023, &lt;/em&gt;K. Hovnanian redeemed all of its $113.5 million aggregate principal amount of 10.0% Senior Secured &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1.75&lt;/span&gt;&lt;/em&gt; Lien Notes due &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; November 15, 2025.&lt;/em&gt;&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; z-index: 40;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;span&gt;2&lt;/span&gt;) &lt;span&gt;&lt;span style="border-left: none; border-right: none;"&gt;On &lt;span&gt;May 21, 2024&lt;/span&gt;, K. Hovnanian exchanged $64.0 million aggregate principal amount of 13.5% Senior Notes due February 1, 2026 and cash, $65.2 million aggregate principal amount of 5.0% Senior Notes due February 1, 2040 and all of its $39.6 million aggregate principal amount of loans under the Senior Unsecured Term Loan Credit Facility due February 1, 2027 and cash for an additional $&lt;span style="border-left: none; border-right: none;"&gt;93.5&lt;/span&gt; million aggregate principal amount of loans under the Senior Secured &lt;span&gt;1.75&lt;/span&gt; Lien Term Loan Credit Facility due January 31, 2028.&lt;/span&gt;&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div style="z-index: 40;"&gt;&lt;span style="font-style: italic; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;(&lt;span&gt;3&lt;/span&gt;) &lt;span&gt;&lt;span style="border-right: none; border-left: none;"&gt;At &lt;span&gt;October 31, 2024&lt;/span&gt;, provides for up to $125.0 million in aggregate amount of senior secured first lien revolving loans. The revolving loans thereunder have a maturity of &lt;span style="border-left: none; border-right: none;"&gt;June 30, 2026 &lt;/span&gt;and borrowings bear interest, at K. Hovnanian&#x2019;s option, at either (i) a term SOFR (subject to a floor of &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;3.00&lt;/span&gt;%) plus an applicable margin of 4.50% or (ii) an alternate base rate (subject to a floor of &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;4.00&lt;/span&gt;%) plus an applicable margin of 3.50%. In addition, K. Hovnanian will pay an unused commitment fee on the undrawn revolving commitments at a rate of 1.00% per annum.&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt; </us-gaap:ScheduleOfDebtInstrumentsTextBlock>
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&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;Fiscal Year Ending October 31, (1)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; margin-left: 0.1px; background-color: #cceeff;"&gt;
&lt;td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &lt;span&gt;2025&lt;/span&gt; &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; $&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span&gt;2026&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;26,588&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span&gt;2027&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span&gt;2028&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;400,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="height: 17px; margin-left: 0.1px; background-color: #cceeff;"&gt;
&lt;td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;span&gt;2029&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;430,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; margin-left: 0.1px;"&gt;
&lt;td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span&gt; Thereafter &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;24,968&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; margin-left: 0.1px; background-color: #cceeff;"&gt;
&lt;td style="width: 87%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;881,556&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; z-index: 40;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/em&gt;) &lt;span&gt;Does &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; include our $125.0 million Senior Secured Revolving Credit Facility under which there were no borrowings outstanding as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; October 31, 2024&lt;/em&gt;.&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; </us-gaap:ScheduleOfMaturitiesOfLongTermDebtTableTextBlock>
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&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;10.&lt;/em&gt; Operating and Reporting Segments &lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;HEI&#x2019;s operating segments are components of the Company&#x2019;s business for which discrete financial information is available and reviewed regularly by the chief operating decision maker, our Chief Executive Officer, to evaluate performance and make resource allocations.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We currently have homebuilding operations in 13 states that are aggregated into reportable segments based primarily upon geographic proximity.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;HEI&#x2019;s reportable segments consist of the following three homebuilding segments and a financial services segment.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt 0pt 16.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Homebuilding:&lt;/span&gt;&lt;/p&gt;
&lt;div id="t_ft_UVLTTJBGWG00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top;"&gt;
&lt;td style="width: 36pt;"&gt; &lt;/td&gt;
&lt;td style="width: 39px;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; (&lt;span&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1130px;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast (Delaware, Maryland, New Jersey, Ohio, Pennsylvania, Virginia and West Virginia) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: top;"&gt;
&lt;td style="width: 36pt;"&gt; &lt;/td&gt;
&lt;td style="width: 39px;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; (&lt;span&gt;2&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1130px;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast (Florida, Georgia and South Carolina) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: top;"&gt;
&lt;td style="width: 36pt;"&gt; &lt;/td&gt;
&lt;td style="width: 39px;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; (&lt;span&gt;3&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1130px;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West (Arizona, California and Texas) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Operations of the homebuilding segments primarily include the sale and construction of single-family attached and detached homes, attached townhomes and condominiums, urban infill and active lifestyle homes in planned residential developments. In addition, from time to time, operations of the homebuilding segments include sales of land. Operations of the financial services segment include mortgage banking and title services provided to the homebuilding operations&#x2019; customers. Our financial services subsidiaries do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; typically retain or service mortgages that we originate but sell the mortgages and related servicing rights to investors. &lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Corporate and unallocated primarily represents operations at our headquarters in New Jersey. This includes our executive offices, information services, human resources, corporate accounting, training, treasury, process redesign, internal audit, construction services, administration of insurance, quality and safety. It also includes interest income and interest expense resulting from interest incurred that cannot be capitalized in inventory in the homebuilding segments, as well as the gains or losses on extinguishment of debt from any debt repurchases or exchanges.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Evaluation of segment performance is based primarily on income (loss) before income taxes. Income (loss) before income taxes for the homebuilding segments consist of revenues generated from the sales of homes and land, income (loss) from unconsolidated entities, management fees and other income, less the cost of homes and land sold, selling, general and administrative expenses and interest expense. Income (loss) before income taxes for the financial services segment consist of revenues generated from mortgage financing, title insurance and closing services, less the cost of such services and corporate general and administrative expenses. &lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Operational results of each segment are &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; necessarily indicative of the results that would have occurred had the segment been an independent stand-alone entity during the periods presented.&lt;/span&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;Financial information relating to our reportable segments are as follows:&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;

&lt;div&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_7NSO4KZUW000000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 306px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Revenues: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,036,049&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;968,851&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,085,081&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;448,902&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;420,296&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;323,961&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,437,894&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,295,992&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,450,632&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total homebuilding &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,922,845&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,685,139&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,859,674&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Financial services &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;74,064&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;60,088&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;61,540&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Corporate and unallocated &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;8,009&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10,789&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,017&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total revenues &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;3,004,918&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,756,016&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,922,231&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Income before income taxes: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;190,477&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;178,516&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;177,406&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;77,613&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;77,750&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;60,178&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;123,246&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;114,084&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;207,519&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total homebuilding &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;391,336&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;370,350&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;445,103&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Financial services &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;24,124&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;19,365&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;19,121&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Corporate and unallocated (&lt;span&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(98,371&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;)&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(133,764&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(144,471&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double black; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Income before income taxes &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;317,089&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;255,951&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;319,753&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/em&gt;) &lt;span&gt;&lt;span style="border-right: none; border-left: none; line-height: inherit;"&gt;Corporate and unallocated for the year ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt; included corporate general and administrative expenses of $139.7 million, gain on extinguishment of debt of $1.4 million and $(39.9) million of other (income) expenses, net. Corporate and unallocated for the year ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2023&lt;/span&gt;&lt;/em&gt; included corporate general and administrative expenses of $103.2 million, interest expense of $17.7 million, loss on extinguishment of debt of $25.6 million and $(12.7) million of other (income) expenses, net. Corporate and unallocated for the year ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2022&lt;/span&gt;&lt;/em&gt; included corporate general and administrative expenses of $102.6 million, interest expense of $28.6 million, loss on extinguishment of debt of $6.8 million and $6.5 million of other (income) expenses, net.&lt;/span&gt;&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div id="foe052b82ff7ff45bc97dbbb6c19c28083"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 163px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="6" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 74%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Assets: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 10%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 10%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;664,064&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;483,784&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;296,058&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;286,701&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;889,704&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;733,318&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total homebuilding &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,849,826&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,503,803&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Financial services &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;203,589&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;168,671&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Corporate and unallocated &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;552,159&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;820,466&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total assets &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,605,574&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,492,940&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;div id="fo10c03647b06842a8b63866a2e44e1ada"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px; height: 163px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr style="height: 17px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="6" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Investments in and advances to unconsolidated joint ventures: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;79,659&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;56,758&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;55,344&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;35,262&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;6,348&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4,503&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total homebuilding &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;141,351&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;96,523&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Corporate and unallocated &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,559&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,363&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total investments in and advances to unconsolidated joint ventures &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;142,910&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;97,886&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;

&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div id="fo952ac0ea2b2f4a99b9abb1c21d07d810"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 170px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 37.9718%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11.4859%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Homebuilding interest expense: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;33,459&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;32,071&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;31,552&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;21,071&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;20,055&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;17,403&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;66,029&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;65,068&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;55,056&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total homebuilding &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;120,559&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;117,194&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;104,011&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Corporate and unallocated &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;17,707&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;28,572&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Financial services interest expense (income) (&lt;span&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;125&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(213&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total interest expense, net &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;120,684&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;134,902&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;132,370&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div id="t_ft_LRKRH1CPDC00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top;"&gt;
&lt;td style="width: 18pt;"&gt; &lt;/td&gt;
&lt;td style="width: 18pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/em&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Financial services interest expense (income) is included in Financial services revenue or expense in the Consolidated Statements of Operations.&lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div id="foe97138b18e2147258444db6a341611b3"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 170px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Depreciation: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,241&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4,352&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,542&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;392&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;444&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;291&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,475&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,325&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,298&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total homebuilding &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;3,108&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;6,121&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;3,131&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Financial services &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;251&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;5&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Corporate and unallocated &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4,371&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,677&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,321&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total depreciation &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;7,730&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;8,798&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;5,457&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div id="fo2657540ba719451abee9da5700bd9792"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 170px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Net additions to property and equipment: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,211&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,678&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,848&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,172&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;263&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;229&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,578&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,599&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,841&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total homebuilding &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;3,961&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;3,540&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;3,918&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Financial services &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;621&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,040&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;28&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Corporate and unallocated &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;13,277&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;14,241&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;8,646&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total net additions to property and equipment &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;17,859&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;18,821&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;12,592&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div id="fodb7517d5cec1458385e913e7e2fa7971"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 119px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Equity in earnings from unconsolidated joint ventures: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;26,899&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;27,253&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;12,674&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;19,459&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;15,696&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;16,359&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;5,904&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;211&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total equity in earnings from unconsolidated joint ventures &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;52,262&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;43,160&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;29,033&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt; &lt;/div&gt;  </us-gaap:SegmentReportingDisclosureTextBlock>
    <us-gaap:NumberOfStatesInWhichEntityOperates
      contextRef="I20241031"
      decimals="0"
      id="Tag481"
      unitRef="Pure">13</us-gaap:NumberOfStatesInWhichEntityOperates>
    <us-gaap:NumberOfReportableSegments
      contextRef="D20241031_HomeBuildingSegmentMember"
      decimals="0"
      id="Tag510"
      unitRef="Segment">3</us-gaap:NumberOfReportableSegments>
    <us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock contextRef="D20241031" id="Tag1300">
&lt;div&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_7NSO4KZUW000000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 306px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Revenues: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,036,049&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;968,851&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,085,081&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;448,902&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;420,296&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;323,961&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,437,894&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,295,992&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,450,632&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total homebuilding &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,922,845&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,685,139&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,859,674&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Financial services &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;74,064&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;60,088&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;61,540&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Corporate and unallocated &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;8,009&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10,789&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,017&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total revenues &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;3,004,918&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,756,016&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,922,231&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Income before income taxes: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;190,477&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;178,516&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;177,406&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;77,613&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;77,750&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;60,178&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;123,246&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;114,084&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;207,519&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total homebuilding &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;391,336&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;370,350&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;445,103&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Financial services &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;24,124&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;19,365&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;19,121&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Corporate and unallocated (&lt;span&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(98,371&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;)&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(133,764&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(144,471&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double black; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Income before income taxes &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double black; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;317,089&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;255,951&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;319,753&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/em&gt;) &lt;span&gt;&lt;span style="border-right: none; border-left: none; line-height: inherit;"&gt;Corporate and unallocated for the year ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt; included corporate general and administrative expenses of $139.7 million, gain on extinguishment of debt of $1.4 million and $(39.9) million of other (income) expenses, net. Corporate and unallocated for the year ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2023&lt;/span&gt;&lt;/em&gt; included corporate general and administrative expenses of $103.2 million, interest expense of $17.7 million, loss on extinguishment of debt of $25.6 million and $(12.7) million of other (income) expenses, net. Corporate and unallocated for the year ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2022&lt;/span&gt;&lt;/em&gt; included corporate general and administrative expenses of $102.6 million, interest expense of $28.6 million, loss on extinguishment of debt of $6.8 million and $6.5 million of other (income) expenses, net.&lt;/span&gt;&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div id="foe052b82ff7ff45bc97dbbb6c19c28083"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 163px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="6" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 74%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Assets: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 10%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 10%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;664,064&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;483,784&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;296,058&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;286,701&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;889,704&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;733,318&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total homebuilding &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,849,826&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,503,803&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Financial services &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;203,589&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;168,671&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Corporate and unallocated &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;552,159&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;820,466&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total assets &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,605,574&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,492,940&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;div id="fo10c03647b06842a8b63866a2e44e1ada"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px; height: 163px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr style="height: 17px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="6" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Investments in and advances to unconsolidated joint ventures: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;79,659&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;56,758&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;55,344&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;35,262&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;6,348&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4,503&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total homebuilding &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;141,351&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;96,523&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Corporate and unallocated &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,559&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,363&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total investments in and advances to unconsolidated joint ventures &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;142,910&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;97,886&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;

&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div id="fo952ac0ea2b2f4a99b9abb1c21d07d810"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 170px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 37.9718%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11.4859%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Homebuilding interest expense: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;33,459&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;32,071&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;31,552&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;21,071&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;20,055&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;17,403&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;66,029&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;65,068&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;55,056&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total homebuilding &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;120,559&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;117,194&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;104,011&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Corporate and unallocated &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;17,707&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;28,572&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Financial services interest expense (income) (&lt;span&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;125&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(213&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total interest expense, net &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;120,684&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;134,902&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;132,370&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div id="t_ft_LRKRH1CPDC00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top;"&gt;
&lt;td style="width: 18pt;"&gt; &lt;/td&gt;
&lt;td style="width: 18pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/em&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Financial services interest expense (income) is included in Financial services revenue or expense in the Consolidated Statements of Operations.&lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div id="foe97138b18e2147258444db6a341611b3"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 170px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Depreciation: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,241&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4,352&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,542&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;392&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;444&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;291&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,475&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,325&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,298&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total homebuilding &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;3,108&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;6,121&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;3,131&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Financial services &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;251&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;5&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Corporate and unallocated &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4,371&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,677&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,321&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total depreciation &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;7,730&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;8,798&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;5,457&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div id="fo2657540ba719451abee9da5700bd9792"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 170px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Net additions to property and equipment: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,211&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,678&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,848&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,172&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;263&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;229&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,578&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,599&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,841&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total homebuilding &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;3,961&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;3,540&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;3,918&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Financial services &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;621&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,040&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;28&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Corporate and unallocated &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;13,277&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;14,241&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;8,646&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total net additions to property and equipment &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;17,859&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;18,821&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;12,592&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div id="fodb7517d5cec1458385e913e7e2fa7971"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 119px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Equity in earnings from unconsolidated joint ventures: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;26,899&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;27,253&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;12,674&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;19,459&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;15,696&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;16,359&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;5,904&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;211&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total equity in earnings from unconsolidated joint ventures &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;52,262&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;43,160&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;29,033&lt;/span&gt;&lt;/td&gt;
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&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;11.&lt;/em&gt; Income Taxes&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Income taxes (receivable) payable, including deferred benefits, consists of the following:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 138px;"&gt;
&lt;tbody&gt;
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&lt;td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; State income taxes: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Current &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;5,479&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,861&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Deferred &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(76,571&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(74,110&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Federal income taxes: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Current &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Deferred &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(164,493&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(228,723&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(235,585&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(300,972&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The (benefit) provision for income taxes is composed of the following:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman'; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;div style="border-left: none; border-right: none; z-index: 40;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 160px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 61%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Current income tax expense: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 10%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 10%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 10%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Federal (&lt;span&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; State (&lt;span&gt;2&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;13,312&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;8,101&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;13,377&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total current income tax expense: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;13,312&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;8,101&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;13,377&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Federal &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;64,230&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;46,821&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;60,064&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; State &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(2,461&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(4,862&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;20,822&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total deferred income tax expense: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;61,769&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;41,959&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;80,886&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;75,081&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;50,060&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;94,263&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;div id="t_ft_1RYMNNKFW000000000000000000000b"&gt;
&lt;p style="margin:0pt"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 3%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/em&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 97%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;The current federal income tax expense is net of the use of federal net operating losses totaling $290.1 million (tax effected $60.9 million), $221.2 million (tax effected $46.4 million) and $306.0 million (tax effected $64.3 million) for the years ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;, &lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/i&gt;&lt;i&gt;, respectively. &lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div id="t_ft_V375T6HAG000000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 25px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; height: 25px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 25px; width: 3%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/em&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 25px; width: 97%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;The current state income tax expense is net of the use of state net operating losses totaling $110.0 million (tax effected $8.6 million), $113.3 million (tax effected $8.3 million) and $80.1 million (tax effected $5.8 million) for the years ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;, &lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;, respectively.&lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The total income tax expense of $75.1 million, $50.1 million and $94.3 million for the years ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;,&#160;&lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&#160;and 2022, respectively, was primarily driven by federal and state tax expense on income before income taxes and non-deductible executive compensation, partially offset by the generation of energy efficient home tax credits. Income tax expense for fiscal years 2024 and 2023 also includes the favorable impact of releasing state valuation allowances. The federal tax expense for all periods presented was&#160;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; paid in cash as it was offset by the use of our existing net operating loss (&#x201c;NOL&#x201d;) carryforwards.&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;As of October 31, 2024, we have remaining federal NOL carryforwards of $398.8 million that expire between &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2031&lt;/span&gt;&lt;/em&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2038&lt;/span&gt;,&lt;/em&gt; and $15.7 million have an indefinite carryforward period. Our total remaining state NOL carryforwards are $1.9 billion: $853.6 million that expire between &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2025&lt;/span&gt;&lt;/em&gt; through &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2029&lt;/span&gt;&#x37e;&lt;/em&gt; $694.4&#160;million that expire between &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2030&lt;/span&gt;&lt;/em&gt; through &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2034&lt;/span&gt;&#x37e;&lt;/em&gt; $254.0 million that expire between &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2035&lt;/span&gt;&lt;/em&gt; through &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2039&lt;/span&gt;&#x37e;&lt;/em&gt; $5.6 million that expire between &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2040&lt;/span&gt;&lt;/em&gt; through &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2044&lt;/span&gt;;&lt;/em&gt; and $45.0 million that have an indefinite carryforward period.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="text-indent: 45pt; margin: 0pt; font-size: 10pt;"&gt;&lt;span style="font-size: 10.0pt; font-family: 'times new roman', times;"&gt;The Company recognizes deferred income taxes for deferred tax benefits arising from NOL carryforwards and temporary differences between book and tax income which will be recognized in future years as an offset against future taxable income. As part of our analysis, we considered both positive and negative factors that impact profitability and whether those factors would lead to a change in estimate of our deferred tax assets (&#x201c;DTAs&#x201d;) that may be realized in the future. As of October 31, 2024, the Company has determined that it is more likely than not that sufficient taxable income will be generated in the future to realize its DTAs, net of any valuation allowance.&lt;/span&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: left; text-indent: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Deferred tax assets and liabilities have been recognized on the Consolidated Balance Sheets as follows:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: -2px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 304px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Deferred tax assets: &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Impairments&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;22,742&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;26,168&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Capitalized expenses&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4,420&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;3,692&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Warranty reserves &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4,319&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4,439&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Incentive compensation &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;13,777&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;15,252&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Provision for losses &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;15,236&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;16,915&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Federal net operating losses &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;87,041&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;147,841&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; State net operating losses &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;123,673&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;136,257&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Tax credit carryforwards &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;27,482&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;21,260&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Other &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10,699&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;9,631&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total deferred tax assets &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;309,389&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;381,455&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Deferred tax liabilities: &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt;Inventory valuation differences&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; text-align: right; background-color: #cceeff;"&gt;(8,610&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Joint ventures&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(4,017&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(6,743&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total deferred tax liabilities &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(12,627&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(6,743&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Valuation allowance &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(55,698&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(71,879&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Deferred tax assets, net &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;241,064&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;302,833&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/tbody&gt;
&lt;/table&gt;

&lt;p style="margin: -2px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Our effective tax rate varied from the statutory federal income tax rate. The effective tax rate is affected by a number of factors. The sources of these factors were as follows:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: -2px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 161px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="10" style="width: 37.4771%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Federal statutory income tax rate &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;21.0&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;21.0&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;21.0&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; State income taxes, net of federal income tax benefit &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;6.6&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;6.1&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;5.0&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 17px; background-color: #cceeff;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;Non-deductible compensation&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;2.3&lt;/td&gt;
&lt;td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;1.4&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;1.2&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Permanent differences, net &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(0.1&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(0.4&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;(0.4&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Deferred tax asset valuation allowance&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(4.1&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(6.3&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;4.8&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Tax credits &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(2.0&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(2.2&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;(2.0&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;Other&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;(0.1&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Effective tax rate &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;23.7&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;19.6&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;29.5&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;%&lt;/td&gt;
&lt;/tr&gt;
&lt;/tbody&gt;
&lt;/table&gt;

&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt; &lt;/p&gt;
&lt;p style="margin: 0pt; text-indent: 45pt;"&gt;&lt;span style="font-size: 10.0pt; font-family: 'times new roman', times;"&gt;At October 31, 2024, and 2023, we do not have any unrecognized tax benefits or open tax positions. Our policy is to accrue interest and penalties on unrecognized tax benefits and include them in the provision for income taxes.&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-indent: 45pt;"&gt;&lt;span style="font-size: 10.0pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="text-indent: 45pt; margin: 0pt;"&gt;&lt;span style="font-size: 10.0pt; font-family: 'times new roman', times;"&gt;The consolidated federal tax returns have been audited through&lt;i&gt; &lt;/i&gt;October 31, 2023 and these years are closed. We are also subject to various income tax examinations in the states in which we do business. The outcome for a particular audit cannot be determined with certainty prior to the conclusion of the audit, appeal, and in some cases, litigation process. As each audit is concluded, adjustments, if any, are recorded in the period determined.&#160;To provide for potential exposures, tax reserves are recorded, if applicable, based on reasonable estimates of potential audit results.&#160;However, if the reserves are insufficient upon completion of an audit, there could be an adverse impact on our financial position and results of operations.&#160;The statute of limitations for our major tax jurisdictions remains open for examination for tax years&lt;i&gt; &lt;/i&gt;&lt;span style="-sec-ix-hidden:Tag1709"&gt;2020 to 2023&lt;/span&gt;.&lt;/span&gt;&lt;/p&gt;
</us-gaap:IncomeTaxDisclosureTextBlock>
    <hov:ScheduleOfComponentsOfIncomeTaxPayableReceivableTableTextBlock contextRef="D20241031" id="Tag1174">
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 138px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; State income taxes: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Current &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;5,479&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,861&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Deferred &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(76,571&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(74,110&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Federal income taxes: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Current &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Deferred &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(164,493&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(228,723&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(235,585&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(300,972&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; </hov:ScheduleOfComponentsOfIncomeTaxPayableReceivableTableTextBlock>
    <us-gaap:AccruedIncomeTaxesCurrent
      contextRef="I20241031_StateAndLocalJurisdictionMember"
      decimals="-3"
      id="Tag393"
      unitRef="USD">5479000</us-gaap:AccruedIncomeTaxesCurrent>
    <us-gaap:AccruedIncomeTaxesCurrent
      contextRef="I20231031_StateAndLocalJurisdictionMember"
      decimals="-3"
      id="Tag394"
      unitRef="USD">1861000</us-gaap:AccruedIncomeTaxesCurrent>
    <us-gaap:DeferredTaxAssetsLiabilitiesNet
      contextRef="I20241031_StateAndLocalJurisdictionMember"
      decimals="-3"
      id="Tag384"
      unitRef="USD">76571000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
    <us-gaap:DeferredTaxAssetsLiabilitiesNet
      contextRef="I20231031_StateAndLocalJurisdictionMember"
      decimals="-3"
      id="Tag428"
      unitRef="USD">74110000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
    <us-gaap:AccruedIncomeTaxesCurrent
      contextRef="I20241031_DomesticCountryMember"
      decimals="-3"
      id="Tag418"
      unitRef="USD">0</us-gaap:AccruedIncomeTaxesCurrent>
    <us-gaap:AccruedIncomeTaxesCurrent
      contextRef="I20231031_DomesticCountryMember"
      decimals="-3"
      id="Tag454"
      unitRef="USD">0</us-gaap:AccruedIncomeTaxesCurrent>
    <us-gaap:DeferredTaxAssetsLiabilitiesNet
      contextRef="I20241031_DomesticCountryMember"
      decimals="-3"
      id="Tag421"
      unitRef="USD">164493000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
    <us-gaap:DeferredTaxAssetsLiabilitiesNet
      contextRef="I20231031_DomesticCountryMember"
      decimals="-3"
      id="Tag382"
      unitRef="USD">228723000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
    <hov:IncomeTaxesReceivablePayable
      contextRef="I20241031"
      decimals="-3"
      id="Tag405"
      unitRef="USD">-235585000</hov:IncomeTaxesReceivablePayable>
    <hov:IncomeTaxesReceivablePayable
      contextRef="I20231031"
      decimals="-3"
      id="Tag463"
      unitRef="USD">-300972000</hov:IncomeTaxesReceivablePayable>
    <us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock contextRef="D20241031" id="Tag140">
&lt;div style="border-left: none; border-right: none; z-index: 40;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 160px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 61%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Current income tax expense: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 10%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 10%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 10%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Federal (&lt;span&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; State (&lt;span&gt;2&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;13,312&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;8,101&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;13,377&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total current income tax expense: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;13,312&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;8,101&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;13,377&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Federal &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;64,230&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;46,821&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;60,064&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; State &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(2,461&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(4,862&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;20,822&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total deferred income tax expense: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;61,769&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;41,959&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;80,886&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;75,081&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;50,060&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;94,263&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;div id="t_ft_1RYMNNKFW000000000000000000000b"&gt;
&lt;p style="margin:0pt"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 3%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/em&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 97%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;The current federal income tax expense is net of the use of federal net operating losses totaling $290.1 million (tax effected $60.9 million), $221.2 million (tax effected $46.4 million) and $306.0 million (tax effected $64.3 million) for the years ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;, &lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/i&gt;&lt;i&gt;, respectively. &lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div id="t_ft_V375T6HAG000000000000000000000b"&gt;
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&lt;tbody&gt;
&lt;tr style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; height: 25px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 25px; width: 3%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/em&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 25px; width: 97%;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;The current state income tax expense is net of the use of state net operating losses totaling $110.0 million (tax effected $8.6 million), $113.3 million (tax effected $8.3 million) and $80.1 million (tax effected $5.8 million) for the years ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;, &lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;, respectively.&lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt; </us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock>
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&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 304px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="6" style="width: 14%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Deferred tax assets: &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Impairments&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;22,742&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;26,168&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Capitalized expenses&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4,420&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;3,692&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Warranty reserves &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4,319&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4,439&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Incentive compensation &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;13,777&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;15,252&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Provision for losses &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;15,236&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;16,915&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Federal net operating losses &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;87,041&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;147,841&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; State net operating losses &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;123,673&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;136,257&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Tax credit carryforwards &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;27,482&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;21,260&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Other &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10,699&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;9,631&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total deferred tax assets &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;309,389&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;381,455&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Deferred tax liabilities: &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt;Inventory valuation differences&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; text-align: right; background-color: #cceeff;"&gt;(8,610&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Joint ventures&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(4,017&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(6,743&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total deferred tax liabilities &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(12,627&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(6,743&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Valuation allowance &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(55,698&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(71,879&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Deferred tax assets, net &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;241,064&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;302,833&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/tbody&gt;
&lt;/table&gt;
</us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock>
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      id="Tag392"
      unitRef="USD">4017000</us-gaap:DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates>
    <us-gaap:DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates
      contextRef="I20231031"
      decimals="-3"
      id="Tag1627"
      unitRef="USD">6743000</us-gaap:DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates>
    <us-gaap:DeferredIncomeTaxLiabilities
      contextRef="I20241031"
      decimals="-3"
      id="Tag1532"
      unitRef="USD">12627000</us-gaap:DeferredIncomeTaxLiabilities>
    <us-gaap:DeferredIncomeTaxLiabilities
      contextRef="I20231031"
      decimals="-3"
      id="Tag412"
      unitRef="USD">6743000</us-gaap:DeferredIncomeTaxLiabilities>
    <us-gaap:DeferredTaxAssetsValuationAllowance
      contextRef="I20241031"
      decimals="-3"
      id="Tag444"
      unitRef="USD">55698000</us-gaap:DeferredTaxAssetsValuationAllowance>
    <us-gaap:DeferredTaxAssetsValuationAllowance
      contextRef="I20231031"
      decimals="-3"
      id="Tag390"
      unitRef="USD">71879000</us-gaap:DeferredTaxAssetsValuationAllowance>
    <us-gaap:DeferredTaxAssetsLiabilitiesNet
      contextRef="I20241031"
      decimals="-3"
      id="Tag468"
      unitRef="USD">241064000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
    <us-gaap:DeferredTaxAssetsLiabilitiesNet
      contextRef="I20231031"
      decimals="-3"
      id="Tag414"
      unitRef="USD">302833000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
    <us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock contextRef="D20241031" id="Tag1388">
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 161px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="10" style="width: 37.4771%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Federal statutory income tax rate &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;21.0&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;21.0&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;21.0&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; State income taxes, net of federal income tax benefit &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;6.6&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;6.1&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;5.0&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 17px; background-color: #cceeff;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;Non-deductible compensation&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;2.3&lt;/td&gt;
&lt;td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;1.4&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;1.2&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Permanent differences, net &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(0.1&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(0.4&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;(0.4&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Deferred tax asset valuation allowance&lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(4.1&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(6.3&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;4.8&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Tax credits &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(2.0&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(2.2&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;(2.0&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr class="GFJY4-DFU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;Other&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;(0.1&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
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&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Effective tax rate &lt;/span&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;23.7&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.4771%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;19.6&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;29.5&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;%&lt;/td&gt;
&lt;/tr&gt;
&lt;/tbody&gt;
&lt;/table&gt;
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&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;12.&lt;/em&gt; Reduction&lt;span&gt; of Inventory to Fair Value&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"&gt;&lt;span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;br/&gt;&lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We had 469, &lt;/span&gt;380&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; and &lt;/span&gt;374 &lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt;communities under development and held for future development or sale at &lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;, &lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;&lt;span&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/span&gt;&lt;/span&gt; &lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt;and &lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;, respectively,&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt; which we evaluated for impairment indicators (i.e., those with a projected operating loss). We identified impairment indicators in four of our communities with an aggregate carrying value of $41.1 million during the year ended &lt;span&gt;October 31, 2024&lt;/span&gt;. The impairment analyses resulted in impairment charges of $10.0 million. We performed an undiscounted future cash flow analysis for one community during&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt; the year ended &lt;/span&gt;&lt;span&gt;October 31, 2023&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;, for&#160;&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt;which we had recorded an impairment in the prior year. As a result of such analysis, we did &lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt; identify any additional impairment for the community. During the year ended &lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2022&lt;/span&gt;, &lt;/span&gt;one&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt; community, with a carrying value of $&lt;/span&gt;10.6&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt; million, had an impairment indicator. The impairment analysis resulted in an impairment charge of $&lt;/span&gt;8.4&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt; million. &lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt;Our aggregate impairment charges are included within &#x201c;Inventory impairments and land option write-offs&#x201d; in the Consolidated Statement of Operations and deducted from inventory.&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;

&lt;div&gt;&lt;br/&gt;&lt;/div&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The following table represents impairments by segment for fiscal &lt;span&gt;2024&lt;/span&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;:&lt;/em&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"&gt;&lt;span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;br/&gt;&lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;

&lt;div style="border-left: none; border-right: none;"&gt;
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&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(Dollars in millions)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 38.4576%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;Year Ended &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Dollar&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11.4859%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Pre-&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Number of&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Amount of&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11.4859%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Impairment&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Communities&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Impairment&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11.4859%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont " style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Value (&lt;span&gt;1&lt;/span&gt;)&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4.8&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;16.0&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;5.2&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;25.0&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10.0&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;41.0&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt; &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"&gt; &lt;br/&gt;&lt;/p&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_I6EDRKTJUO00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 128px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(Dollars in millions)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="10" style="width: 37.4859%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;Year Ended &lt;span&gt;October 31, 2022&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Dollar&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Pre-&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Number of&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Amount of&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Impairment&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Communities&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Impairment&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Value (&lt;span&gt;1&lt;/span&gt;)&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;8.4&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10.6&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;8.4&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10.6&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt; &lt;/div&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"&gt;&lt;span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;br/&gt;&lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;div id="t_ft_QZI86O9ZG000000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top;"&gt;
&lt;td style="width: 36pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/em&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Represents carrying value, net of prior period impairments, if any, at the time of recording the applicable period&#x2019;s impairments.&lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"&gt;&lt;span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;br/&gt;&lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Write-offs of options, engineering and capitalized interest costs are also recorded in &#x201c;Inventory impairments and land option write-offs&#x201d; when we redesign communities, abandon certain engineering costs or do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; exercise options in various locations because the pro forma profitability is &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; projected to produce adequate returns on investment commensurate with the risk. The total aggregate write-offs related to these items were $1.6 million, $1.5 million and $5.7 million for the years ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;, &lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;, respectively. Occasionally, these write-offs are offset by recovered deposits, sometimes through legal action, which had been written off in a prior period as walk-away costs. Historically, these recoveries have &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; been significant in comparison to the total costs written off.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The following table represents write-offs of such costs by segment for fiscal &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;, &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"&gt;&lt;span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;br/&gt;&lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt; &lt;/td&gt;
&lt;td colspan="10" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="width: 55%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In millions)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;0.4&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;0.5&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;0.4&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;0.9&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;0.5&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;0.9&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;0.3&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;0.5&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4.4&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1.6&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1.5&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;5.7&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;  </hov:InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock>
    <hov:NumberOfCommunitiesEvaluatedForImpairment
      contextRef="D20241031_HomeBuildingSegmentMember"
      decimals="0"
      id="Tag340"
      unitRef="Item">469</hov:NumberOfCommunitiesEvaluatedForImpairment>
    <hov:NumberOfCommunitiesEvaluatedForImpairment
      contextRef="D20231031_HomeBuildingSegmentMember"
      decimals="0"
      id="Tag354"
      unitRef="Item">380</hov:NumberOfCommunitiesEvaluatedForImpairment>
    <hov:NumberOfCommunitiesEvaluatedForImpairment
      contextRef="D20221031_HomeBuildingSegmentMember"
      decimals="0"
      id="Tag1522"
      unitRef="Item">374</hov:NumberOfCommunitiesEvaluatedForImpairment>
    <hov:NumberOfCommunitiesPerformedDetailedImpairmentCalculations
      contextRef="D20241031_HomeBuildingSegmentMember"
      decimals="0"
      id="Tag351"
      unitRef="NUMBER">4</hov:NumberOfCommunitiesPerformedDetailedImpairmentCalculations>
    <hov:CarryingValueOfCommunitiesTestedForImpairment
      contextRef="D20241031_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag359"
      unitRef="USD">41100000</hov:CarryingValueOfCommunitiesTestedForImpairment>
    <us-gaap:ImpairmentOfRealEstate
      contextRef="D20241031_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag338"
      unitRef="USD">10000000</us-gaap:ImpairmentOfRealEstate>
    <hov:NumberOfCommunitiesPerformedDetailedImpairmentCalculations
      contextRef="D20231031_HomeBuildingSegmentMember"
      decimals="0"
      id="Tag347"
      unitRef="NUMBER">1</hov:NumberOfCommunitiesPerformedDetailedImpairmentCalculations>
    <hov:NumberOfCommunitiesPerformedDetailedImpairmentCalculations
      contextRef="D20221031_HomeBuildingSegmentMember"
      decimals="0"
      id="Tag368"
      unitRef="NUMBER">1</hov:NumberOfCommunitiesPerformedDetailedImpairmentCalculations>
    <hov:CarryingValueOfCommunitiesTestedForImpairment
      contextRef="D20221031_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag372"
      unitRef="USD">10600000</hov:CarryingValueOfCommunitiesTestedForImpairment>
    <us-gaap:ImpairmentOfRealEstate
      contextRef="D20221031_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag343"
      unitRef="USD">8400000</us-gaap:ImpairmentOfRealEstate>
    <hov:InventoryImpairmentTableTextBlock contextRef="D20241031" id="Tag1296">
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_SJNRZ6KPC000000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 80px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(Dollars in millions)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 38.4576%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;Year Ended &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Dollar&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11.4859%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Pre-&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Number of&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Amount of&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11.4859%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Impairment&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Communities&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Impairment&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11.4859%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont " style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Value (&lt;span&gt;1&lt;/span&gt;)&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4.8&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;16.0&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;5.2&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;25.0&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10.0&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;41.0&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt; &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"&gt; &lt;br/&gt;&lt;/p&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_I6EDRKTJUO00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 128px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(Dollars in millions)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="10" style="width: 37.4859%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;Year Ended &lt;span&gt;October 31, 2022&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Dollar&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Pre-&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Number of&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Amount of&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Impairment&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Communities&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Impairment&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Value (&lt;span&gt;1&lt;/span&gt;)&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;8.4&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10.6&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.48588%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;8.4&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10.6&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt; &lt;/div&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"&gt;&lt;span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;br/&gt;&lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;div id="t_ft_QZI86O9ZG000000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top;"&gt;
&lt;td style="width: 36pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/em&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Represents carrying value, net of prior period impairments, if any, at the time of recording the applicable period&#x2019;s impairments.&lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt; </hov:InventoryImpairmentTableTextBlock>
    <hov:NumberOfCommunitiesImpaired
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      contextRef="D20241031_WestMember_HomeBuildingSegmentMember"
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    <us-gaap:ImpairmentOfRealEstate
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    <hov:PreimpairmentValue
      contextRef="D20241031_WestMember_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag367"
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    <us-gaap:ImpairmentOfRealEstate
      contextRef="D20241031_HomeBuildingSegmentMember"
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      id="Tag364"
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    <hov:PreimpairmentValue
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      id="Tag365"
      unitRef="USD">41000000</hov:PreimpairmentValue>
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      id="Tag342"
      unitRef="Item">0</hov:NumberOfCommunitiesImpaired>
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      decimals="-6"
      id="Tag363"
      unitRef="USD">0</us-gaap:ImpairmentOfRealEstate>
    <hov:PreimpairmentValue
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      contextRef="D20221031_SoutheastMember_HomeBuildingSegmentMember"
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      id="Tag373"
      unitRef="Item">0</hov:NumberOfCommunitiesImpaired>
    <us-gaap:ImpairmentOfRealEstate
      contextRef="D20221031_SoutheastMember_HomeBuildingSegmentMember"
      decimals="-6"
      id="Tag361"
      unitRef="USD">0</us-gaap:ImpairmentOfRealEstate>
    <hov:PreimpairmentValue
      contextRef="D20221031_SoutheastMember_HomeBuildingSegmentMember"
      decimals="-6"
      id="Tag1490"
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    <us-gaap:ImpairmentOfRealEstate
      contextRef="D20221031_WestMember_HomeBuildingSegmentMember"
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      id="Tag362"
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    <hov:PreimpairmentValue
      contextRef="D20221031_WestMember_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag345"
      unitRef="USD">10600000</hov:PreimpairmentValue>
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      unitRef="Item">1</hov:NumberOfCommunitiesImpaired>
    <us-gaap:ImpairmentOfRealEstate
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      id="Tag1391"
      unitRef="USD">8400000</us-gaap:ImpairmentOfRealEstate>
    <hov:PreimpairmentValue
      contextRef="D20221031_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag1357"
      unitRef="USD">10600000</hov:PreimpairmentValue>
    <hov:LandOptionWriteOffs
      contextRef="D20241031"
      decimals="-5"
      id="Tag352"
      unitRef="USD">1600000</hov:LandOptionWriteOffs>
    <hov:LandOptionWriteOffs
      contextRef="D20231031"
      decimals="-5"
      id="Tag375"
      unitRef="USD">1500000</hov:LandOptionWriteOffs>
    <hov:LandOptionWriteOffs
      contextRef="D20221031"
      decimals="-5"
      id="Tag341"
      unitRef="USD">5700000</hov:LandOptionWriteOffs>
    <hov:WriteOffsAndLotsWalkedAwayFromTableTextBlock contextRef="D20241031" id="Tag1173">
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt; &lt;/td&gt;
&lt;td colspan="10" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="width: 55%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In millions)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Northeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;0.4&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;0.5&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;0.4&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Southeast &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;0.9&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;0.5&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;0.9&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; West &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;0.3&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;0.5&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;4.4&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; background-color: #cceeff;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1.6&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1.5&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;5.7&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom-color: #000000; border-bottom-width: 3px; border-bottom-style: double;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; </hov:WriteOffsAndLotsWalkedAwayFromTableTextBlock>
    <hov:LandOptionWriteOffs
      contextRef="D20241031_NortheastMember_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag358"
      unitRef="USD">400000</hov:LandOptionWriteOffs>
    <hov:LandOptionWriteOffs
      contextRef="D20231031_NortheastMember_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag374"
      unitRef="USD">500000</hov:LandOptionWriteOffs>
    <hov:LandOptionWriteOffs
      contextRef="D20221031_NortheastMember_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag350"
      unitRef="USD">400000</hov:LandOptionWriteOffs>
    <hov:LandOptionWriteOffs
      contextRef="D20241031_SoutheastMember_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag1620"
      unitRef="USD">900000</hov:LandOptionWriteOffs>
    <hov:LandOptionWriteOffs
      contextRef="D20231031_SoutheastMember_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag349"
      unitRef="USD">500000</hov:LandOptionWriteOffs>
    <hov:LandOptionWriteOffs
      contextRef="D20221031_SoutheastMember_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag344"
      unitRef="USD">900000</hov:LandOptionWriteOffs>
    <hov:LandOptionWriteOffs
      contextRef="D20241031_WestMember_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag1485"
      unitRef="USD">300000</hov:LandOptionWriteOffs>
    <hov:LandOptionWriteOffs
      contextRef="D20231031_WestMember_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag1492"
      unitRef="USD">500000</hov:LandOptionWriteOffs>
    <hov:LandOptionWriteOffs
      contextRef="D20221031_WestMember_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag355"
      unitRef="USD">4400000</hov:LandOptionWriteOffs>
    <hov:LandOptionWriteOffs
      contextRef="D20241031_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag366"
      unitRef="USD">1600000</hov:LandOptionWriteOffs>
    <hov:LandOptionWriteOffs
      contextRef="D20231031_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag353"
      unitRef="USD">1500000</hov:LandOptionWriteOffs>
    <hov:LandOptionWriteOffs
      contextRef="D20221031_HomeBuildingSegmentMember"
      decimals="-5"
      id="Tag356"
      unitRef="USD">5700000</hov:LandOptionWriteOffs>
    <us-gaap:EarningsPerShareTextBlock contextRef="D20241031" id="Tag1303">
&lt;p style="margin: 6pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;13.&lt;/em&gt; Per Share Calculations&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;&#160;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Basic and diluted earnings per share for the periods presented below were calculated as follows:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;

&lt;table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 0pt; height: 293px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="10" style="text-align: center; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands, except per share data)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 61%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Numerator: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 19px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 19px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Net income &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;242,008&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;205,891&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;225,490&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Less: preferred stock dividends &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(10,675&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(10,675&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(10,675&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Less: undistributed earnings allocated to participating securities &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(8,454&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(16,027&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(19,702&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Numerator for basic earnings per share &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;222,879&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;179,189&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;195,113&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Plus: undistributed earnings allocated to participating securities &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;8,454&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;16,027&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;19,702&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Less: undistributed earnings reallocated to participating securities &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(8,605&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(16,058&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(19,717&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Numerator for diluted earnings per share &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;222,728&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;179,158&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;195,098&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Denominator: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 20px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Denominator for basic earnings per share &#x2013; weighted average shares outstanding &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;6,479&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;6,230&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;6,437&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Effect of dilutive securities: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Stock-based payments &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;528&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;436&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;291&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 19px;"&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Denominator for diluted earnings per share &#x2013; weighted-average shares outstanding &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;7,007&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;6,666&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;6,728&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Basic earnings per share &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;34.40&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;28.76&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;30.31&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Diluted earnings per share &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;31.79&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;26.88&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;29.00&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; padding-left: 0px; text-indent: 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160; &#160;There were no anti-dilutive shares in fiscal 2024. Anti-dilutive shares were immaterial in fiscal 2023 and 2022.&lt;/span&gt;&lt;/p&gt; </us-gaap:EarningsPerShareTextBlock>
    <us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock contextRef="D20241031" id="Tag1302">
&lt;table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 0pt; height: 293px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="10" style="text-align: center; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands, except per share data)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 61%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Numerator: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 19px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 19px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Net income &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;242,008&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;205,891&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;225,490&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Less: preferred stock dividends &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(10,675&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(10,675&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(10,675&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Less: undistributed earnings allocated to participating securities &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(8,454&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(16,027&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(19,702&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Numerator for basic earnings per share &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;222,879&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;179,189&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;195,113&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Plus: undistributed earnings allocated to participating securities &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;8,454&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;16,027&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;19,702&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Less: undistributed earnings reallocated to participating securities &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(8,605&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(16,058&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(19,717&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Numerator for diluted earnings per share &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;222,728&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;179,158&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;195,098&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Denominator: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 20px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Denominator for basic earnings per share &#x2013; weighted average shares outstanding &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;6,479&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;6,230&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;6,437&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 20px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Effect of dilutive securities: &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Stock-based payments &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;528&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;436&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;291&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 19px;"&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Denominator for diluted earnings per share &#x2013; weighted-average shares outstanding &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;7,007&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;6,666&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;6,728&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 19px;border-bottom-width:1px; border-bottom-style: solid; border-bottom-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Basic earnings per share &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;34.40&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;28.76&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;30.31&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Diluted earnings per share &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;31.79&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;26.88&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;29.00&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; </us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock>
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    <us-gaap:ProfitLoss
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      id="Tag1628"
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    <us-gaap:ProfitLoss
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      id="Tag1603"
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    <us-gaap:DividendsPreferredStockCash
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      id="Tag1604"
      unitRef="USD">10675000</us-gaap:DividendsPreferredStockCash>
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      id="Tag313"
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      id="Tag337"
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    <us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic
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      decimals="-3"
      id="Tag318"
      unitRef="USD">16027000</us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic>
    <us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic
      contextRef="D20221031"
      decimals="-3"
      id="Tag1605"
      unitRef="USD">19702000</us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
      contextRef="D20241031"
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      id="Tag330"
      unitRef="USD">222879000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
      contextRef="D20231031"
      decimals="-3"
      id="Tag317"
      unitRef="USD">179189000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
      contextRef="D20221031"
      decimals="-3"
      id="Tag332"
      unitRef="USD">195113000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
    <us-gaap:UndistributedEarningsDiluted
      contextRef="D20241031"
      decimals="-3"
      id="Tag334"
      unitRef="USD">8454000</us-gaap:UndistributedEarningsDiluted>
    <us-gaap:UndistributedEarningsDiluted
      contextRef="D20231031"
      decimals="-3"
      id="Tag333"
      unitRef="USD">16027000</us-gaap:UndistributedEarningsDiluted>
    <us-gaap:UndistributedEarningsDiluted
      contextRef="D20221031"
      decimals="-3"
      id="Tag1608"
      unitRef="USD">19702000</us-gaap:UndistributedEarningsDiluted>
    <us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted
      contextRef="D20241031"
      decimals="-3"
      id="Tag312"
      unitRef="USD">8605000</us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted>
    <us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted
      contextRef="D20231031"
      decimals="-3"
      id="Tag323"
      unitRef="USD">16058000</us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted>
    <us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted
      contextRef="D20221031"
      decimals="-3"
      id="Tag315"
      unitRef="USD">19717000</us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted
      contextRef="D20241031"
      decimals="-3"
      id="Tag324"
      unitRef="USD">222728000</us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted
      contextRef="D20231031"
      decimals="-3"
      id="Tag328"
      unitRef="USD">179158000</us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted
      contextRef="D20221031"
      decimals="-3"
      id="Tag1600"
      unitRef="USD">195098000</us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted>
    <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic
      contextRef="D20241031"
      decimals="-3"
      id="Tag319"
      unitRef="Shares">6479000</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
    <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic
      contextRef="D20231031"
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&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;14.&lt;/em&gt; Capital Stock&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: -2px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Common Stock&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: -2pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Each share of Class&#160;A common stock entitles its holder to &lt;span style="border-left: none; border-right: none;"&gt;one&lt;/span&gt; vote per share, and each share of Class&#160;B common stock generally entitles its holder to &lt;span style="border-left: none; border-right: none;"&gt;ten&lt;/span&gt; votes per share. The amount of any regular cash dividend payable on a share of Class&#160;A common stock will be an amount equal to 110% of the corresponding regular cash dividend payable on a share of Class&#160;B common stock. If a shareholder desires to sell shares of Class&#160;B common stock, such stock must be converted into shares of Class&#160;A common stock at a &lt;span style="border-left: none; border-right: none;"&gt;one&lt;/span&gt;-to-&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;one&lt;/em&gt; conversion rate.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: -2pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10.0pt;"&gt;On August&#160;&lt;span&gt;4&lt;/span&gt;, &lt;span&gt;2008&lt;/span&gt;,&#160;the Board of Directors of the Company (the &lt;span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201c;&lt;/span&gt;Board&lt;em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#x201d;&lt;/em&gt;) adopted a shareholder rights plan
(the &#x201c;Rights Plan&#x201d;), which was amended on January 11, 2018,&#160;January 18,
2021 and January 11, 2024,&#160;designed to preserve shareholder value and the
value of certain tax assets primarily associated with NOL&#160;carryforwards and built-in losses under Section&#160;&lt;span&gt;382&lt;/span&gt; of the Internal Revenue Code. Our ability to use
NOLs and built-in losses would be limited if there was an &#x201c;ownership change&#x201d;
under Section&#160;&lt;span&gt;382&lt;/span&gt;. This would occur if
shareholders owning (or deemed under Section&#160;&lt;span&gt;382&lt;/span&gt;
to own) &lt;span&gt;5&lt;/span&gt;% or more of our stock increase their
collective ownership of the aggregate amount of our outstanding shares by more
than &lt;span&gt;50&lt;/span&gt;&#160;percentage points over a defined
period of time. The Rights Plan was adopted to reduce the likelihood of an
&#x201c;ownership change&#x201d; occurring as defined by Section&#160;&lt;span&gt;382&lt;/span&gt;.
Under the Rights Plan, &lt;span&gt;one&lt;/span&gt; right was distributed
for each share of Class&#160;A common stock and Class&#160;B common stock
outstanding as of the close of business on August&#160;&lt;span&gt;15&lt;/span&gt;,
&lt;span&gt;2008&lt;/span&gt;. Effective August&#160;&lt;span&gt;15&lt;/span&gt;, &lt;span&gt;2008&lt;/span&gt;, if any person
or group acquires &lt;span&gt;4.9&lt;/span&gt;% or more of the outstanding
shares of Class&#160;A common stock without the approval of the Board, there
would be a triggering event causing significant dilution in the voting power of
such person or group. However, existing shareholders who owned, at the time of
the Rights Plan&#x2019;s initial adoption on August 4, 2008, &lt;span&gt;4.9&lt;/span&gt;%
or more of the outstanding shares of Class&#160;A common stock will trigger a
dilutive event only if they acquire additional shares. The approval of the
Board&#x2019;s decision to adopt the Rights Plan may be terminated by the Board at any
time prior to the Rights being triggered. The Rights Plan will continue in
effect until August&#160;&lt;span&gt;14&lt;/span&gt;, &lt;span&gt;2027&lt;/span&gt;, unless it expires earlier in accordance with its
terms. The approval of the Board&#x2019;s decision to initially adopt the Rights Plan
and Amendment&#160;Nos. &lt;span&gt;1&lt;/span&gt;, &lt;span&gt;2&lt;/span&gt;
and &lt;span&gt;3&lt;/span&gt; thereto were&#160;approved by shareholders.
Our shareholders also approved an amendment to our Certificate of Incorporation
to restrict certain transfers of Class A common stock in order to preserve the
tax treatment of our NOLs and built-in losses under Section&#160;&lt;span&gt;382&lt;/span&gt; of the Internal Revenue Code. Subject to certain
exceptions pertaining to pre-existing&lt;span style="border-left: none; border-right: none;"&gt; &lt;span&gt;5&lt;/span&gt;&lt;/span&gt;%
shareholders and holders of Class B common stock, the transfer restrictions in
our Restated Certificate of Incorporation generally restrict any direct or
indirect transfer (such as transfers of our stock that result from the transfer
of interests in other entities that own our stock) if the effect would be to
(i) increase the direct or indirect ownership of our stock by any person (or
public group) from less than &lt;span&gt;5&lt;/span&gt;% to &lt;span&gt;5&lt;/span&gt;% or more of our common stock; (ii) increase the
percentage of our common stock owned directly or indirectly by a person (or
public group) owning or deemed to own &lt;span&gt;5&lt;/span&gt;% or more
of our common stock; or (iii) create a new &#x201c;public group&#x201d; (as defined in the
applicable U.S. Treasury regulations). Transfers included under the transfer
restrictions include sales to persons (or public groups) whose resulting
percentage ownership (direct or indirect) of common stock would exceed the &lt;span&gt;5&lt;/span&gt;% thresholds discussed above, or to persons whose
direct or indirect ownership of common stock would by attribution cause another
person (or public group) to exceed such threshold.&#160;&lt;/span&gt;&lt;/p&gt;

&lt;div&gt;&lt;br/&gt;&lt;/div&gt;
&lt;p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; text-indent: 45pt;"&gt;On September 1, 2022,&#160;the Board authorized a
repurchase program for up to $&lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt;"&gt;50.0&lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt;"&gt;&#160;million
of our Class A common stock. Under the program, repurchases&#160;may&#160;be
made from time to time in open market transactions, in privately negotiated
transactions or otherwise. The timing and the actual dollar amount repurchased
will depend on a variety of factors, including legal requirements, price,
future tax implications and economic and market conditions. The repurchase
program&#160;may&#160;be changed, suspended or discontinued at any time and
does&#160;not&#160;have a specified expiration date.&#160;&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="float: none; display: inline !important;"&gt;As of&#160;&lt;/span&gt;October 31, 2024,&#160;&lt;span style="float: none; display: inline !important;"&gt;$6.5&#160;million of our Class A common stock is available for repurchase under the stock repurchase program.&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Preferred Stock &lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: 1.2; margin: 0pt; text-align: left; text-indent: 45pt;"&gt;On &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; July&#160;&lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;12,&lt;/em&gt; &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;2005,&lt;/em&gt; we issued 5,600 shares of 7.625% Series&#160;A preferred stock, with a liquidation preference of $25,000 per share. Dividends on the Series&#160;A preferred stock are &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; cumulative and are payable at an annual rate of 7.625%. The Series&#160;A preferred stock is &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; convertible into the Company&#x2019;s common stock and is redeemable in whole or in part at our option at the liquidation preference of the shares. The Series&#160;A preferred stock is traded as depositary shares, with each depositary share representing &lt;span style="-sec-ix-hidden:Tag1653"&gt;1/1000th&lt;/span&gt;&#160;of a share of Series&#160;A preferred stock. The depositary shares are listed on the NASDAQ Global Market under the symbol &#x201c;HOVNP.&#x201d; During each of fiscal 2024,&#160;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;2023&lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;and 2022&#160;&lt;/em&gt;we paid dividends of&#160;$&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;10.7&lt;/span&gt; million&#160;on the Series A preferred stock.&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;&#160;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Retirement Plan&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We have established a tax-qualified, defined contribution savings and investment retirement plan (&lt;span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201c;&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;401&lt;/em&gt;(k) plan&lt;span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201d;&lt;/span&gt;).&#160;All associates are eligible to participate in the retirement plan, and employer contributions are based on a percentage of associate contributions and our operating results. &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;401&lt;/em&gt;(k) plan expenses were $8.8&#160;million, $8.2 million and $8.3 million for the years ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;, &lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&#160;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;, respectively.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Treasury Stock&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;During the year ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;, &lt;/em&gt;we repurchased 188,800 shares under our stock repurchase program, with a market value of $26.5 million, or $140.31 per share, which were added to &#x201c;Treasury stock&#x201d; on our Consolidated Balance Sheets as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;/em&gt;&lt;span&gt;October 31, 2024&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;.&lt;/em&gt; During the year ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2023&lt;/span&gt;, &lt;/em&gt;we repurchased 118,478 shares under our stock repurchase program, with a market value of $4.8&#160;million, or $40.51 per share&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;.&lt;/em&gt;&#160;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;During the year ended&lt;span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31, 2022&lt;/span&gt;,&lt;span&gt;&#160;&lt;/span&gt;&lt;/em&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;we repurchased 312,471&#160;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;shares under our stock repurchase program, with a market value of $&lt;/span&gt;&lt;span style="border-right: none; border-left: none;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;12.2&lt;/span&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;million, or $39.12&lt;/span&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; 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&lt;div style="border-left: none; border-right: none;"&gt;
&lt;p style="margin: 4pt 0pt 10pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;15.&lt;/em&gt; Stock-Based Compensation Plans&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We have stock incentive plans for certain officers, key employees and directors that are approved by a committee appointed by the Board or its delegate. As of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;, &lt;/em&gt;we had 0.5 million shares authorized and remaining for future issuance under our stock incentive plans. Based on the terms of our stock incentive plans, awards that are forfeited become available to us for future grants.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Stock Options&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Prior to fiscal &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;,&lt;/em&gt; stock options were granted. There have been no stock option grants during fiscal years &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;,&lt;/em&gt; &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt; or &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;.&lt;/em&gt; The exercise price of all stock options is at least equal to the fair market value of an underlying share of our Class A common stock on the date of the grant. The fair value of each stock option is estimated using the Black-Scholes option-pricing model. Stock options granted to officers and associates generally vest in &lt;span style="border-left: none; border-right: none;"&gt;four&lt;/span&gt; equal installments on the &lt;span style="border-left: none; border-right: none;"&gt;&lt;span style="-sec-ix-hidden:Tag1708"&gt;second&lt;/span&gt;&lt;/span&gt;, &lt;span style="-sec-ix-hidden:Tag1674"&gt;third&lt;/span&gt;, &lt;span style="-sec-ix-hidden:Tag1673"&gt;fourth&lt;/span&gt; and &lt;span style="-sec-ix-hidden:Tag1672"&gt;fifth&lt;/span&gt; anniversaries of the date of the grant. Non-employee directors&#x2019; stock options vest in three equal installments on the &lt;span style="-sec-ix-hidden:Tag1671"&gt;first&lt;/span&gt;, &lt;span style="-sec-ix-hidden:Tag1670"&gt;second&lt;/span&gt; and &lt;span style="-sec-ix-hidden:Tag1669"&gt;third&lt;/span&gt; anniversaries of the date of the grant. All stock options expire on the &lt;span style="-sec-ix-hidden:Tag1668"&gt;tenth&lt;/span&gt; anniversary from the date of grant.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The following table summarizes stock option activity as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;:&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 120px; margin: 0px;"&gt;
&lt;tbody&gt;
&lt;tr class="finHeading" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="height: 10px;"&gt;
&lt;p style="text-align: right;"&gt;&lt;span style="font-weight: bold;"&gt;Weighted-Average&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; height: 10px;"&gt;
&lt;p&gt;&lt;span style="font-weight: bold;"&gt;&lt;span style="color: #000000; font-family: 'times new roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;Weighted-&lt;br/&gt;Average&lt;br/&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style="font-weight: bold;"&gt;&lt;span style="color: #000000; font-family: 'times new roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;Remaining&lt;br/&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style="font-weight: bold;"&gt;Contractual&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Aggregate &lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="finHeading" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Exercise Price&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p&gt;&lt;span style="font-weight: bold;"&gt;Life (Years)&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Intrinsic Value&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 32%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Stock options outstanding at beginning of period &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 13%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;143,547&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 15%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$34.63&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 15%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 13%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ffffff; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Granted &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Exercised &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(12,533&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$ 70.55&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ffffff; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Forfeited &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Expired &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ffffff; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Stock options outstanding at end of period &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;131,014&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$ 31.19&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;3.6&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$18,977,000&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Stock options exercisable at end of period &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;131,014&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$ 31.19&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;3.6&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$18,977,000&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
 &lt;/div&gt;
&lt;div&gt;

&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The total intrinsic value of stock options exercised during fiscal &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt; was &lt;span style="border-right: none; border-left: none;"&gt;$1.4&lt;/span&gt; million and in both fiscal &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt; and 2022, it was $0.2 million. The intrinsic value of a stock option is the amount by which the market value of the underlying stock exceeds the exercise price. &lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Based on the fair value at the time of grant, the per share weighted-average fair value of stock options vested in fiscal &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;,&lt;/em&gt; &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt; was $&lt;span&gt;9.50&lt;/span&gt;, $6.29 and $16.46, respectively.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;RSUs and Performance Units&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;RSUs are measured based upon the fair value of a share of our Class A common stock on the date of grant. Shares underlying RSUs granted to officers and associates generally vest in four equal installments on the &lt;span style="-sec-ix-hidden:Tag1667"&gt;first&lt;/span&gt;, &lt;span style="-sec-ix-hidden:Tag1666"&gt;second&lt;/span&gt;, &lt;span style="-sec-ix-hidden:Tag1665"&gt;third&lt;/span&gt;, and &lt;span style="-sec-ix-hidden:Tag1664"&gt;fourth&lt;/span&gt; anniversaries of the grant date. During fiscal year &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;,&lt;/em&gt; each of our six existing non-employee directors were granted RSUs subject to a &lt;span style="border-left: none; border-right: none;"&gt;&lt;span style="-sec-ix-hidden:Tag1648"&gt;two&lt;/span&gt;&lt;/span&gt;-year post-vesting holding period. Generally, participants aged 60 years or older, or aged &lt;span style="-sec-ix-hidden:Tag1647"&gt;58&lt;/span&gt; with 15 years of service, are eligible to vest in their awards on an accelerated basis upon their retirement.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Grants of market share units (&#x201c;MSUs&#x201d;), performance share units (&#x201c;PSUs&#x201d;) and the stock portion of long-term incentive plans (&#x201c;LTIPs&#x201d;) (each discussed below), are also awarded as compensation.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The following table summarizes nonvested time-based RSU and MSU share activity as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;/em&gt;&lt;span&gt;October 31, 2024&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;/em&gt;:&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;

&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 94px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom;height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 69.514%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.03093%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 13%;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;October 31,&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.4771%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.03093%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt; line-height: 1.1;"&gt;&lt;span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Weighted-Average Grant Date&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.03093%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom;height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 69.514%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.03093%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 13%;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.4771%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.03093%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 13%;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Fair Value&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.03093%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.514%; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Nonvested time-based at beginning of period &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;132,143&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$52.79&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom;height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.514%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Granted &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;62,988&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$114.65&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.514%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Vested (&lt;span&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(78,627&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$37.35&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom;height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.514%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Forfeited &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(4,735&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt;)&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$92.19&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 69.514%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Nonvested time-based at end of period &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;111,769&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$96.73&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The following table summarizes nonvested performance-based LTIP, PSU and MSU share activity as of &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;/em&gt;:&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 106px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 15px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 69.9254%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 0.9942%;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px; width: 13%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;October 31,&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 0.9942%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 0.9942%;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px; width: 13%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Weighted-Average Grant Date&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 0.9942%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 69.9254%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 17px; width: 0.9942%;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 13%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.9942%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 17px; width: 0.9942%;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 13%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Fair Value&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.9942%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.9254%; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Nonvested performance-based at beginning of period &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;581,500&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$73.90&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.9254%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Granted &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;140,593&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$84.51&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff; width: 69.9254%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Vested (&lt;span&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(358,825&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;)&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$50.92&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.9254%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Forfeited &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(10,067&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt;)&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$67.20&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important; width: 69.9254%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Nonvested performance-based at end of period &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;353,201&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$57.98&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: black !important;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/em&gt;) &lt;span&gt;Includes 9,058 time-based vested share awards and 329,583 performance-based vested share awards which were deferred and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; yet issued as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31, 2024&lt;/span&gt;.&lt;/em&gt;&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;LTIP awards include share adjustments for the difference between target performance metrics at the time of grant and the final performance outcome. Share adjustments are reflected in the &#x201c;Granted&#x201d; line above at the time the performance is finalized. Each of the 2024, 2023 and 2022 LTIP awards are subject to cliff vesting at the end of the performance period.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The fair value of LTIP and PSUs (discussed below) is determined using the Finnerty model, which uses an arithmetic average strike, put option. The strike price is based on the predetermined period average value of the underlying asset. &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;The following assumptions were used for the &lt;/span&gt;&lt;em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt; LTIP grants: historical volatility factor of&lt;span&gt; 66.65&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;% based on the expected market price of our Class A common stock for the &lt;/span&gt;&lt;em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;two&lt;/span&gt;&lt;/em&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;-year period ending on the valuation date, concluded stock price assumption of &lt;/span&gt;&lt;span&gt;4.32&lt;/span&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;% equal to the continuously compounded &lt;/span&gt;&lt;em style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;two&lt;/span&gt;&lt;/em&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;-year yield and a dividend yield of zero&lt;/span&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;.&lt;/span&gt; The following assumptions were used for the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt; LTIP grants: historical volatility factor of 75.29% based on the expected market price of our Class A common stock for the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;two&lt;/span&gt;&lt;/em&gt;-year period ending on the valuation date, concluded stock price assumption of 4.19% equal to the continuously compounded &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;two&lt;/span&gt;&lt;/em&gt;-year yield and a dividend yield of zero. The following assumptions were used for the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt; LTIP grants: historical volatility factor of 104.16% based on the expected market price of our Class A common stock for the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;two&lt;/span&gt;&lt;/em&gt;-year period ending on the valuation date, concluded stock price assumption of 0.67% equal to the continuously compounded &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;two&lt;/span&gt;&lt;/em&gt;-year yield and a dividend yield of zero. &lt;/span&gt;&lt;/p&gt;
 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div style="margin: 0pt; text-indent: 45pt; line-height: 1.2; font-family: 'times new roman', times; font-size: 10pt;"&gt;PSUs&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; granted in fiscal &lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2020&lt;/span&gt;&lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; vest in &lt;/span&gt;four&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; equal installments commencing on the &lt;/span&gt;&lt;span style="-sec-ix-hidden:Tag1660"&gt;second&lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;, &lt;/span&gt;&lt;span style="-sec-ix-hidden:Tag1659"&gt;third&lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;, &lt;/span&gt;&lt;span style="-sec-ix-hidden:Tag1658"&gt;fourth&lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; and &lt;/span&gt;&lt;span style="-sec-ix-hidden:Tag1657"&gt;fifth&lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; anniversary of the grant date, except that &lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;no&lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; portion of the award will vest unless the Board determines that the Company achieved specified earnings goals. &lt;/span&gt;PSUs&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; granted subsequent to fiscal 2020 are subject to cliff vesting on the &lt;/span&gt;&lt;span style="-sec-ix-hidden:Tag1656"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;third&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; year after the grant date. The following assumptions were used for the &lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; PSU grants: historical volatility factor of 64.61&lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;% based on the expected market price of our Class A common stock for the &lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;two&lt;/span&gt;&lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;-year period ending on the valuation date, concluded stock price assumption of 4.62&lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;% equal to the continuously compounded &lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;two&lt;/span&gt;&lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;-year yield and a dividend yield of &lt;/span&gt;zero&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;. The following assumptions were used for the&lt;span style="line-height: inherit;"&gt; 2023&lt;/span&gt; PSU grants: historical volatility factor of&lt;span style="line-height: inherit;"&gt; 66.66&lt;/span&gt;% based on the expected market price of our Class A common stock for the &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: inherit; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;two&lt;/span&gt;&lt;/span&gt;-year period ending on the valuation date, concluded stock price assumption of&lt;span style="line-height: inherit;"&gt; 4.54&lt;/span&gt;% equal to the continuously compounded &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: inherit; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;two&lt;/span&gt;&lt;/span&gt;-year yield and a dividend yield of&lt;span style="line-height: inherit;"&gt; zero&lt;/span&gt;. The following assumptions were used for the 2022 PS&lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;U grants: historical volatility factor of &lt;/span&gt;78.82&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;% based on the expected market price of our Class A common stock for the &lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;two&lt;/span&gt;&lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;-year period ending on the valuation date, concluded stock price assumption of &lt;/span&gt;3.04&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;% equal to the continuously compounded &lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;two&lt;/span&gt;&lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;-year yield and a dividend yield of &lt;/span&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;zero&lt;/span&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;. &lt;/span&gt;&lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div style="margin: 0pt; text-indent: 45pt; line-height: 1.2; font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span style="font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;There were no MSUs granted in fiscal &lt;span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;,&lt;/span&gt; &lt;span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/span&gt; and &lt;span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;.&lt;/span&gt; The fair value of MSUs is determined using the Monte-Carlo simulation model. The &lt;span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;first&lt;/span&gt; 50% of an MSU grant vests in four equal annual installments, commencing on the &lt;span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;second&lt;/span&gt; anniversary from the date of grant, subject to stock price performance conditions, pursuant to which the actual number of shares issuable with respect to vested MSUs &lt;span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/span&gt;range from 0% to 200% of the target number of shares under each MSU award, generally depending on the growth in the 60-day average trading price of the Company&#x2019;s shares during the period between the grant date and the relevant vesting dates. The remaining 50% of an MSU grant is subject to financial performance conditions in addition to the stock price performance conditions. These remaining MSUs vest in four equal installments with the &lt;span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;first&lt;/span&gt; installment vesting on the &lt;span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;third &lt;/span&gt;&lt;span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; January &lt;/span&gt;&lt;span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;1&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt;st after the grant date, and the remaining annual installments commencing on the &lt;/span&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: inherit; text-indent: 45pt; font-style: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;third&lt;/span&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; anniversary from the date of grant, except that &lt;/span&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: inherit; text-indent: 45pt; font-style: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;no&lt;/span&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 45pt; line-height: inherit;"&gt; portion of the award will vest unless the Board determines the Company achieved certain specified performance goals.&lt;/span&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The total grant date fair value of RSU and performance unit awards granted during fiscal &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;,&lt;/em&gt; &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt; was $14.8 million, $10.4 million and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;$9.6&lt;/em&gt; million, respectively. The total fair value of these awards vested during fiscal &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;,&lt;/em&gt; &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt; was $21.2&#160;million, $25.2 million and $15.6 million, respectively.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;During the year-ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; October 31, 2024 &lt;/em&gt;we issued 58,716 RSUs, 34,904 MSUs and 44,887 PSU shares. As of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;, there was $9.3 million of unrecognized stock-based compensation, which is primarily comprised of unrecognized expenses for RSUs, PSUs, and the stock portion of LTIPs. The cost is expected to be recognized over a weighted-average period of 2.77 years. &lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;Stock-Based Compensation Expense&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;For the years ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;, &lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;,&lt;/em&gt; stock-based compensation expense was $25.3 million ($19.3 million post tax), $14.2 million ($11.4 million post tax) and $10.3 million ($7.3 million post tax), respectively. Stock-based compensation for RSUs, MSUs, PSUs, and the stock portion of LTIPs was &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;$25.3&lt;/span&gt; million, $14.2 million and $10.2 million for fiscal &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;,&lt;/em&gt; &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;,&lt;/em&gt; respectively. In addition, stock option compensation expense was $5 thousand, $27 &lt;span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;thousand&lt;/span&gt; and $0.1 million for the years ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;, &lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;,&lt;/em&gt; respectively.&lt;/span&gt;&lt;/p&gt; &lt;/div&gt; </us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
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&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 120px; margin: 0px;"&gt;
&lt;tbody&gt;
&lt;tr class="finHeading" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="height: 10px;"&gt;
&lt;p style="text-align: right;"&gt;&lt;span style="font-weight: bold;"&gt;Weighted-Average&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; height: 10px;"&gt;
&lt;p&gt;&lt;span style="font-weight: bold;"&gt;&lt;span style="color: #000000; font-family: 'times new roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;Weighted-&lt;br/&gt;Average&lt;br/&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style="font-weight: bold;"&gt;&lt;span style="color: #000000; font-family: 'times new roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;Remaining&lt;br/&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style="font-weight: bold;"&gt;Contractual&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Aggregate &lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="finHeading" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Exercise Price&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p&gt;&lt;span style="font-weight: bold;"&gt;Life (Years)&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Intrinsic Value&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 32%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Stock options outstanding at beginning of period &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 13%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;143,547&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 15%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$34.63&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 15%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 13%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ffffff; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Granted &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Exercised &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(12,533&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$ 70.55&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ffffff; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Forfeited &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Expired &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ffffff; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Stock options outstanding at end of period &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;131,014&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$ 31.19&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;3.6&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$18,977,000&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Stock options exercisable at end of period &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;131,014&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$ 31.19&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;3.6&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$18,977,000&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; </us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock>
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&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 94px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom;height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 69.514%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.03093%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 13%;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;October 31,&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.4771%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.03093%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt; line-height: 1.1;"&gt;&lt;span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Weighted-Average Grant Date&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.03093%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom;height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 69.514%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.03093%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 13%;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.4771%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.03093%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 13%;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Fair Value&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.03093%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.514%; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Nonvested time-based at beginning of period &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;132,143&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$52.79&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom;height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.514%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Granted &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;62,988&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$114.65&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.514%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Vested (&lt;span&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(78,627&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;)&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$37.35&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom;height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.514%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Forfeited &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(4,735&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt;)&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$92.19&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 69.514%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Nonvested time-based at end of period &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;111,769&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.4771%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$96.73&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.03093%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: black !important;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The following table summarizes nonvested performance-based LTIP, PSU and MSU share activity as of &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;/em&gt;:&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 106px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 15px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 69.9254%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 0.9942%;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px; width: 13%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;October 31,&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 0.9942%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 0.9942%;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 15px; width: 13%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Weighted-Average Grant Date&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; width: 0.9942%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 69.9254%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 17px; width: 0.9942%;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 13%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.9942%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 17px; width: 0.9942%;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 13%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Fair Value&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.9942%;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 69.9254%; height: 16px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Nonvested performance-based at beginning of period &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;581,500&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$73.90&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.9254%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Granted &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;140,593&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$84.51&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff; width: 69.9254%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Vested (&lt;span&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(358,825&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;)&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$50.92&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 69.9254%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Forfeited &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(10,067&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt;)&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$67.20&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important; width: 69.9254%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Nonvested performance-based at end of period &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;353,201&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 12%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;$57.98&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.9942%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: black !important;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/em&gt;) &lt;span&gt;Includes 9,058 time-based vested share awards and 329,583 performance-based vested share awards which were deferred and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; yet issued as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31, 2024&lt;/span&gt;.&lt;/em&gt;&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; </us-gaap:ScheduleOfNonvestedShareActivityTableTextBlock>
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&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;16.&lt;/em&gt; Warranty Costs &lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: -4px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;General liability insurance for homebuilding companies and their suppliers and subcontractors is very difficult to obtain. The availability of general liability insurance is limited due to a decreased number of insurance companies willing to underwrite for the industry. In addition, those few insurers willing to underwrite liability insurance have significantly increased the premium costs. To date, we have been able to obtain general liability insurance but at higher premium costs with higher deductibles. Our subcontractors and suppliers have advised us that they have also had difficulty obtaining insurance that also provides us coverage. As a result, we have an owner-controlled insurance program for certain of our subcontractors whereby the subcontractors pay us an insurance premium (through a reduction of amounts we would otherwise owe such subcontractors for their work on our homes) based on the risk type of the trade. We absorb the liability associated with their work on our homes as part of our overall general liability insurance at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;no&lt;/em&gt; additional cost to us because our existing general liability and construction defect insurance policy and related reserves for amounts under our deductible covers construction defects regardless of whether we or our subcontractors are responsible for the defect. For the years ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&#160;&lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;, we received $4.7 million and $4.3 million, respectively, from subcontractors related to the owner controlled-insurance program, which we accounted for as reductions to inventory.&lt;/span&gt; &lt;/p&gt;
&lt;p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Additions and charges in the warranty reserve and general liability reserve for the years ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt; &lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt; were as follows:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: -2pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;

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&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
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&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
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&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
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&lt;td colspan="2" style="width: 11%; text-align: center; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
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&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Balance, beginning of period &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;98,919&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;97,719&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Additions: Selling, general and administrative &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;8,891&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;7,140&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Additions: Cost of sales &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10,608&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;6,807&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Charges incurred during the period &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(32,004&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(22,080&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Changes to pre-existing reserves &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,977&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;9,333&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="width: 74%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;Balance, end of period&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; padding-bottom: 3px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;89,391&lt;/td&gt;
&lt;td style="width: 1%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; padding-bottom: 3px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;98,919&lt;/td&gt;
&lt;td style="width: 1%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;br/&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="margin: -2px; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/p&gt;
&lt;div&gt;
 &lt;/div&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Warranty accruals are based upon historical experience. In fiscal&#160;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;, we recorded an increase of $3.5 million to our construction defect reserves as a result of our claims history. This increase is reflected in the changes to pre-existing reserves in the table above.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The majority of the charges incurred during fiscal &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&#160;represented payments for construction defects related to the settlement of one litigation matter.&#160;&lt;/span&gt;&lt;/p&gt; </us-gaap:ProductWarrantyDisclosureTextBlock>
    <us-gaap:ProceedsFromInsurancePremiumsCollected
      contextRef="D20241031_OwnercontrolledInsuranceProgramForSubcontractorsMember"
      decimals="-5"
      id="Tag6"
      unitRef="USD">4700000</us-gaap:ProceedsFromInsurancePremiumsCollected>
    <us-gaap:ProceedsFromInsurancePremiumsCollected
      contextRef="D20231031_OwnercontrolledInsuranceProgramForSubcontractorsMember"
      decimals="-5"
      id="Tag1476"
      unitRef="USD">4300000</us-gaap:ProceedsFromInsurancePremiumsCollected>
    <us-gaap:ScheduleOfProductWarrantyLiabilityTableTextBlock contextRef="D20241031" id="Tag7">
&lt;table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: &amp;quot;times new roman&amp;quot;; font-size: 10pt; margin-right: 0pt; height: 97px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="6" style="width: 24%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;Year Ended October 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: center; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; padding-bottom: 1px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: center; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Balance, beginning of period &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;98,919&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;97,719&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Additions: Selling, general and administrative &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;8,891&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;7,140&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Additions: Cost of sales &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;10,608&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;6,807&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Charges incurred during the period &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(32,004&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(22,080&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="width: 74%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Changes to pre-existing reserves &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;2,977&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;9,333&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="width: 74%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;Balance, end of period&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; padding-bottom: 3px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;89,391&lt;/td&gt;
&lt;td style="width: 1%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; padding-bottom: 3px; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;98,919&lt;/td&gt;
&lt;td style="width: 1%; font-family: &amp;quot;Times New Roman&amp;quot;, Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 2.8pt double rgb(0, 0, 0);border-top-width:1px; border-top-style: solid; border-top-color:rgb(0, 0, 0) !important;"&gt;&lt;br/&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; </us-gaap:ScheduleOfProductWarrantyLiabilityTableTextBlock>
    <us-gaap:ProductWarrantyAccrual
      contextRef="I20231031"
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      contextRef="I20221031"
      decimals="-3"
      id="Tag1461"
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      contextRef="D20241031_SellingGeneralAndAdministrativeExpensesMember"
      decimals="-3"
      id="Tag237"
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      decimals="-3"
      id="Tag651"
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      contextRef="D20241031_CostOfSalesMember"
      decimals="-3"
      id="Tag236"
      unitRef="USD">10608000</us-gaap:ProductWarrantyAccrualWarrantiesIssued>
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      contextRef="D20231031_CostOfSalesMember"
      decimals="-3"
      id="Tag240"
      unitRef="USD">6807000</us-gaap:ProductWarrantyAccrualWarrantiesIssued>
    <us-gaap:ProductWarrantyAccrualPayments
      contextRef="D20241031"
      decimals="-3"
      id="Tag8"
      unitRef="USD">32004000</us-gaap:ProductWarrantyAccrualPayments>
    <us-gaap:ProductWarrantyAccrualPayments
      contextRef="D20231031"
      decimals="-3"
      id="Tag238"
      unitRef="USD">22080000</us-gaap:ProductWarrantyAccrualPayments>
    <us-gaap:ProductWarrantyAccrualPreexistingIncreaseDecrease
      contextRef="D20241031"
      decimals="-3"
      id="Tag235"
      unitRef="USD">2977000</us-gaap:ProductWarrantyAccrualPreexistingIncreaseDecrease>
    <us-gaap:ProductWarrantyAccrualPreexistingIncreaseDecrease
      contextRef="D20231031"
      decimals="-3"
      id="Tag239"
      unitRef="USD">9333000</us-gaap:ProductWarrantyAccrualPreexistingIncreaseDecrease>
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      contextRef="I20241031"
      decimals="-3"
      id="Tag10"
      unitRef="USD">89391000</us-gaap:ProductWarrantyAccrual>
    <us-gaap:ProductWarrantyAccrual
      contextRef="I20231031"
      decimals="-3"
      id="Tag9"
      unitRef="USD">98919000</us-gaap:ProductWarrantyAccrual>
    <hov:IncreaseDecreaseInConstructionDefectReserves
      contextRef="D20241031"
      decimals="-5"
      id="Tag5"
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    <us-gaap:RelatedPartyTransactionsDisclosureTextBlock contextRef="D20241031" id="Tag1559">
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;17&lt;/span&gt;.&lt;/em&gt; Transactions with Related Parties&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;During the years ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;, &lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&#160;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/em&gt;,&#160;an engineering firm owned by Tavit Najarian, a relative of Ara K. Hovnanian, our Chairman of the Board and our Chief Executive Officer, provided services to the Company totaling $1.3&#160;million, $1.3&#160;million and $1.1&#160;million, respectively. Neither the Company nor Mr. Hovnanian has a financial interest in the relative&#x2019;s company from whom the services were provided.&lt;/span&gt;&lt;/p&gt; </us-gaap:RelatedPartyTransactionsDisclosureTextBlock>
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      contextRef="D20241031_TavitNajarianMember"
      decimals="-5"
      id="Tag1587"
      unitRef="USD">1300000</us-gaap:RelatedPartyTransactionAmountsOfTransaction>
    <us-gaap:RelatedPartyTransactionAmountsOfTransaction
      contextRef="D20231031_TavitNajarianMember"
      decimals="-5"
      id="Tag233"
      unitRef="USD">1300000</us-gaap:RelatedPartyTransactionAmountsOfTransaction>
    <us-gaap:RelatedPartyTransactionAmountsOfTransaction
      contextRef="D20221031_TavitNajarianMember"
      decimals="-5"
      id="Tag234"
      unitRef="USD">1100000</us-gaap:RelatedPartyTransactionAmountsOfTransaction>
    <us-gaap:CommitmentsAndContingenciesDisclosureTextBlock contextRef="D20241031" id="Tag1560">
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;18.&lt;/em&gt; Commitments and Contingent Liabilities&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;We are involved in litigation arising in the ordinary
course of business, none of which is expected to have a material adverse effect
on our financial position, results of operations or cash flows, and we are
subject to extensive and complex laws and regulations that affect the
development of land and home building, sales and customer financing processes,
including zoning, density, building standards and mortgage
financing.&#160;These laws and regulations often provide broad discretion to
the administering governmental authorities.&#160;This can delay or increase the
cost of development or homebuilding. The significant majority of our litigation
matters are related to construction defect claims. Our estimated losses from
construction defect litigation matters, if any, are included in our
construction defect reserves.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 10pt 0in; text-indent: 45pt; line-height: 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10.0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;We also are subject to a variety of local, state,
federal and foreign laws and regulations concerning protection of health and
the environment, including those regulating the emission or discharge of
materials into the environment, the management of storm water runoff at
construction sites, the handling, use, storage and disposal of hazardous
substances, impacts to wetlands and other sensitive environments, and the
remediation of contamination at properties that we have owned or developed or
currently own or are developing (&#x201c;environmental laws&#x201d;).&#160;The particular
environmental laws that apply to a site may vary greatly according to the
community site, for example, due to the community, the environmental conditions
at or near the site, and the present and former uses of the site.&#160;These
environmental laws may result in delays, may cause us to incur substantial
compliance, remediation and/or other costs, and can prohibit or severely
restrict development and homebuilding activity.&#160;In addition, noncompliance
with these laws and regulations could result in fines and penalties,
obligations to remediate or take corrective action, permit revocations or other
sanctions; and contamination or other environmental conditions at or in the
vicinity of our developments may result in claims against us for personal
injury, property damage or other losses.&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 10pt 0in; text-indent: 45pt; line-height: 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10.0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;We anticipate that increasingly stringent requirements
will continue to be imposed on developers and homebuilders in the future. In
addition, some of these laws and regulations that significantly affect how
certain properties may be developed are contentious, attract intense political
attention, and may be subject to significant changes over time. For example,
regulations governing wetlands permitting under the federal Clean Water Act
have been the subject of extensive rulemakings for many years, resulting in
several major joint rulemakings by the EPA and the U.S. Army Corps of Engineers
that have expanded and contracted the scope of wetlands subject to regulation;
and such rulemakings have been the subject of many legal challenges, some of
which remain pending. It is unclear how these and related developments,
including at the state or local level, ultimately may affect the scope of
regulated wetlands where we operate. Although we cannot reliably predict the
extent of any effect these developments regarding wetlands, or any other
requirements that may take effect, may have on us, they could result in
time-consuming and expensive compliance programs and in substantial
expenditures, which could cause delays and increase our cost of operations. In
addition, our ability to obtain or renew permits or approvals and the continued
effectiveness of permits already granted or approvals already obtained is
dependent upon many factors, some of which are beyond our control, such as
changes in policies, rules and regulations and their interpretations and
application.&lt;/span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-indent: 45pt; line-height: 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10.0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;In December 2020, the New Jersey
Department of Environmental Protection (&lt;span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201c;&lt;/span&gt;NJDEP&lt;span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201d;&lt;/span&gt;) and the
Administrator of the New Jersey Spill Compensation Fund (the &#x201c;Spill Fund&#x201d;)
filed a lawsuit in the Superior Court of New Jersey, Law Division, Union County
against Hovnanian Enterprises, Inc., in addition to other unrelated parties, in
connection with contamination at Hickory Manor, a residential condominium
development. Alleged predecessors of certain defendants had used the Hickory
Manor property for decades for manufacturing purposes.&#160;In&#160;1998, NJDEP confirmed that groundwater at this site was
impacted from an off-site source. The site was later remediated, resulting in
the NJDEP issuing an unconditional site-wide No Further Action determination
letter and Covenant Not to Sue in&#160;1999.
Subsequently,&#160;one&#160;of our affiliates was
involved in redeveloping the property as a residential community. The complaint
asserts claims under the New Jersey Spill Act and other state law claims and
alleges that the NJDEP and the Spill Fund have incurred over $5.3&#160;million since&#160;2009&#160;to
investigate vapor intrusion at the development and to install vapor mitigation
systems. Among other things, the complaint seeks recovery of the costs
incurred, an order that defendants perform additional required remediation and
disgorgement of profits on our affiliate&#x2019;s sales of the units in the
development. Discovery has commenced.&#160;Hovnanian Enterprises, Inc. intends
to defend these claims vigorously.&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
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    <us-gaap:VariableInterestEntityDisclosureTextBlock contextRef="D20241031" id="Tag1292">
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;19.&lt;/em&gt; Variable Interest Entities&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We enter into land and lot option purchase contracts to procure land or lots for the construction of homes. Under these contracts, the Company will fund a stated deposit in consideration for the right, but &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; the obligation, to purchase land or lots at a future point in time with predetermined terms. Under the terms of the option purchase contracts, many of the option deposits are &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; refundable at the Company&lt;span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x2019;&lt;/span&gt;s discretion.&#160;Under the requirements of ASC&#160;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;810,&lt;/em&gt; certain option purchase contracts &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;result in the creation of a VIE that owns the land parcel under option.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Although the Company does &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; have legal title to the underlying land, in compliance with ASC&#160;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;810,&lt;/em&gt; we analyze our option purchase contracts to determine whether the corresponding land and lot sellers are VIEs and, if so, whether we are the primary beneficiary. The&#160;significant factors we consider in determining if the power to direct the activities of a VIE that most significantly impact the VIE&lt;span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x2019;&lt;/span&gt;s economic performance are shared include, among other things, our ability in determining or limiting the scope or purpose of the VIE, selling or transferring property owned or controlled by the VIE, changing the terms of the contract or arranging financing for the VIE. As a result of our analyses, we have concluded there are &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;no&lt;/em&gt;&#160;VIEs that required consolidation at either October&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;31,&lt;/em&gt; &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;2024&lt;/em&gt;&#160;or &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;2023&lt;/em&gt;&#160;because we are &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; the primary beneficiary of the land or lots under option purchase contracts.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We will continue to secure land and lots using options, some of which are with VIEs where we have determined power is shared among the partners and we do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; have a controlling financial interest. Including deposits on our unconsolidated VIEs, at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&#160;&lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;,&lt;/em&gt; we had total cash deposits amounting to $264.8&#160;million and $192.3 million, respectively, to purchase land and lots with a total purchase price of $3.0&#160;billion and $2.2 billion, respectively. The maximum exposure to loss with respect to our land and lot options is limited to the deposits plus any pre-development costs invested in the property, although some deposits are refundable at our request or refundable if certain conditions are &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; met.&lt;/span&gt;&lt;/p&gt; </us-gaap:VariableInterestEntityDisclosureTextBlock>
    <hov:DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities
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    <hov:DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities
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    <hov:PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities
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    <hov:PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities
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&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;20&lt;/span&gt;.&lt;/em&gt; Investments in Unconsolidated Homebuilding and Land Development Joint Ventures&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We enter into homebuilding and land development joint ventures from time to time as a means of accessing lot positions, expanding our market opportunities, establishing strategic alliances, managing our risk profile, leveraging our capital base and enhancing returns on capital. Our investments in homebuilding and land development joint ventures consist of equity interests that, in total, provide us with partner investment returns and management fees.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;During the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;first&lt;/em&gt;&#160;quarter of fiscal &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;,&lt;/em&gt; we contributed four communities we owned, including one active selling community, to one new unconsolidated joint venture for $41.1&#160;million of net cash.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; During the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;second&lt;/em&gt; quarter of fiscal &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;,&lt;/em&gt; one of the Company&lt;span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x2019;&lt;/span&gt;s unconsolidated joint ventures was dissolved, and we assumed control of the remaining assets and liabilities.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; During the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;third&lt;/em&gt; quarter of fiscal &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;,&lt;/em&gt; we contributed 16 communities we owned, including eight active selling communities, to one new unconsolidated joint venture for $75.7 million of net cash.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Also, during the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;third&lt;/em&gt; quarter of fiscal &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;,&lt;/em&gt; we assumed control of one of our unconsolidated joint ventures after the partner received their final cash distribution. We consolidated the remaining assets and liabilities that were in the unconsolidated joint venture at fair value on the date of distribution. Upon consolidation, we recorded a gain of $19.1 million in &#x201c;Other (income) expense, net.&#x201d; Subsequent to consolidation, we contributed the same &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;three&lt;/em&gt; active selling communities to an unconsolidated joint venture for $48.0 million of net cash.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="line-height: 1.2; margin: 0pt; text-indent: 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;During the second quarter of fiscal &lt;span&gt;2024&lt;/span&gt;, we contributed 11 communities we owned, including three active selling communities to a new unconsolidated joint venture for $53.8 million of net cash.&lt;/span&gt;&lt;/p&gt;
&lt;p style="line-height: 1.2; margin: 0pt; text-indent: 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="line-height: 1.2; margin: 0pt; text-indent: 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;During the third quarter of fiscal &lt;span&gt;2024&lt;/span&gt;, we assumed control of one of our unconsolidated joint ventures after the partner received their final cash distribution. We consolidated the remaining assets and liabilities that were in the unconsolidated joint venture at fair value on the date of distribution. Upon consolidation, we recorded a gain of $45.7 million in &#x201c;Other (income) expense, net.&#x201d;&lt;/span&gt;&lt;/p&gt;

&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The tables set forth below summarize the combined financial information related to our unconsolidated homebuilding and land development joint ventures that are accounted for under the equity method:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 270px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&#160;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Land&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&#160;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Homebuilding&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Development&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Total&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Assets:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Cash and cash equivalents&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;130,532&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;130,532&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="padding: 0pt 0pt 0pt 45pt; width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Inventories&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;402,628&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;402,628&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Other assets&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;311,955&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;311,955&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Total assets&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;845,115&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;845,115&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Liabilities and equity:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Accounts payable and accrued liabilities&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;469,320&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;469,320&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Notes payable&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;88,653&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;88,653&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Total liabilities&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;557,973&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;557,973&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Equity of:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Hovnanian Enterprises, Inc.&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;140,540&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;140,540&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Others&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;146,602&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;146,602&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Total equity&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;287,142&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;287,142&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Total liabilities and equity&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;845,115&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;845,115&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Debt to capitalization ratio&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;24&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;0&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;24&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 282px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 37.1468%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31, 2023&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&#160;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Land&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&#160;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Homebuilding&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Development&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Total&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Assets:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Cash and cash equivalents&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;127,547&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;822&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;128,369&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Inventories&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;375,022&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;375,022&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Other assets&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;380,989&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;380,989&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Total assets&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;883,558&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;822&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;884,380&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Liabilities and equity:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Accounts payable and accrued liabilities&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;524,586&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;605&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;525,191&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Notes payable&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;101,126&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;101,126&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Total liabilities&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;625,712&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;605&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;626,317&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Equity of:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Hovnanian Enterprises, Inc.&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;96,281&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;210&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;96,491&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Others&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;161,565&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;7&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;161,572&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Total equity&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;257,846&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;217&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;258,063&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Total liabilities and equity&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;883,558&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;822&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;884,380&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Debt to capitalization ratio&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;28&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;0&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;28&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;As of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&#160;&lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/span&gt;,&lt;/em&gt; we had outstanding advances to unconsolidated joint ventures of $2.4 million and $1.4 million, respectively. These amounts were included in &#x201c;Accounts payable and accrued liabilities&#x201d; in the tables above. In some cases, our net investment in unconsolidated joint ventures is less than our proportionate share of the equity reflected in the table above because of the differences between asset impairments recorded against our unconsolidated joint venture investments and any impairments recorded in the applicable unconsolidated joint venture. During the years ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&#160;&lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/span&gt;,&lt;/em&gt; we did &lt;span style="-sec-ix-hidden:Tag1652"&gt;&lt;span style="line-height: inherit;"&gt;not&lt;/span&gt;&lt;/span&gt; write-down any of our unconsolidated joint venture investments.&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div style="line-height: 1.2;"&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt; &lt;/div&gt;

&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 105px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;For The Year Ended &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&#160;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Land&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&#160;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Homebuilding&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Development&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Total&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Revenues&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;552,727&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;552,727&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Cost of sales and expenses&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(484,967&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;445&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(484,522&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Joint venture net income&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;67,760&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;445&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;68,205&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Our share of net income&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;52,142&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;121&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;52,263&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;

&lt;div&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 119px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;For The Year Ended &lt;span&gt;October 31, 2023&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&#160;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Land&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&#160;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Homebuilding&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Development&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Total&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Revenues&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;783,298&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;783,298&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Cost of sales and expenses&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(654,217&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(654,217&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Joint venture net income&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;129,081&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;129,081&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Our share of net income&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;43,160&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;43,160&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 105px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;For The Year Ended &lt;span&gt;October 31, 2022&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&#160;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Land&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&#160;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Homebuilding&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Development&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Total&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Revenues&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;351,767&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;113&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;351,880&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Cost of sales and expenses&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(318,788&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(37&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(318,825&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Joint venture net income&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;32,979&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;76&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;33,055&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Our share of net income&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;29,002&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;31&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;29,033&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The reason &#x201c;Our share of net income&#x201d; is higher or lower&#160;than the &#x201c;Joint venture net&#160;income&#x201d; in the tables above is a result of our varying ownership percentages in each investment. For the years ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&#160;&lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/span&gt;,&lt;/em&gt; we had investments in six and eight unconsolidated joint ventures, respectively, and our ownership in these joint ventures ranged from 20% to over &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;50%&lt;/span&gt; for both periods. Therefore, depending on mix, if the unconsolidated joint ventures in which we have higher sharing percentages are more profitable than our other unconsolidated joint ventures, that results in us having a higher overall percentage of income in the aggregate than would occur if all joint ventures had the same sharing percentage; conversely, if the unconsolidated joint ventures in which we have lower sharing percentages are more profitable than our other unconsolidated joint ventures, that results in us having a lower overall percentage of income in the aggregate than would occur if all joint ventures had the same sharing percentage. &lt;span style="font-size: 10.0pt; font-family: 'Times New Roman',serif; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;"&gt;For the year ended &lt;span&gt;October 31, 2024&lt;/span&gt;, &#x201c;Our share of net income&#x201d; was less
than the &#x201c;Joint venture net income&#x201d; due to &lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;five&lt;/span&gt;&#160;&lt;/span&gt;unconsolidated joint
ventures with increased income during the period for which we currently
recognize a lower profit-sharing percentage based on the joint venture
agreements, partially offset by &lt;span&gt;one &lt;/span&gt;unconsolidated joint venture with increased
income during the period for which we recognized a higher
profit-sharing percentage based on the joint venture agreements.&#160;&lt;/span&gt;&lt;span style="background-color: #ffffff; line-height: inherit;"&gt;For the year ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2023&lt;/span&gt;, &#x201c;&lt;/em&gt;Our share of net income&#x201d; was lower than the &#x201c;Joint venture net income&#x201d; due to &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;four&lt;/span&gt;&lt;/em&gt; unconsolidated joint ventures with increased income during the period for which we currently recognize a lower profit-sharing percentage as well as a &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;fifth&lt;/em&gt;&#160;unconsolidated joint venture for which we were recognizing all of the net loss.&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;To compensate us for the administrative services we provide as the manager of certain unconsolidated joint ventures, we receive a management fee based on a percentage of the applicable unconsolidated joint venture&#x2019;s revenue. These management fees, which totaled $19.5 million, $16.3 million and $12.5 million for the years ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;, &lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&#160;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/span&gt;,&lt;/em&gt; are recorded in &#x201c;Selling, general and administrative&#x201d; homebuilding expenses in the Consolidated Statements of Operations.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&#160;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Typically, our unconsolidated joint ventures obtain separate project specific mortgage financing. For some of our unconsolidated joint ventures, obtaining financing was challenging, therefore, some of our unconsolidated joint ventures are capitalized only with equity. Any unconsolidated joint venture financing is on a nonrecourse basis, with guarantees from us limited only to&#160;performance and completion of development, environmental warranties and indemnification, standard indemnification for fraud, misrepresentation and other similar actions, including a voluntary bankruptcy filing. In some instances, the unconsolidated joint venture entity is considered a VIE due to the returns being capped to the equity holders; however, in these instances, we have determined that we are &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; the primary beneficiary, and therefore we do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; consolidate these entities.&lt;/span&gt;&lt;/p&gt; </us-gaap:EquityMethodInvestmentsDisclosureTextBlock>
    <hov:NumberOfOwnedCommunitiesTransferredToTheJointVenture
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    <hov:ProceedsFromTransferOfLandToJointVenture
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    <hov:ProceedsFromTransferOfLandToJointVenture
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    <hov:ProceedsFromTransferOfLandToJointVenture
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      unitRef="USD">53800000</hov:ProceedsFromTransferOfLandToJointVenture>
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    <hov:GainOnConsolidationOfJointVenture
      contextRef="D20240731"
      decimals="-5"
      id="Tag34"
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&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 270px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&#160;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Land&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&#160;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Homebuilding&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Development&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Total&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Assets:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Cash and cash equivalents&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;130,532&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;130,532&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="padding: 0pt 0pt 0pt 45pt; width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Inventories&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;402,628&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;402,628&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Other assets&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;311,955&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;311,955&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Total assets&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;845,115&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;845,115&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Liabilities and equity:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Accounts payable and accrued liabilities&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;469,320&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;469,320&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Notes payable&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;88,653&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;88,653&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Total liabilities&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;557,973&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;557,973&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Equity of:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Hovnanian Enterprises, Inc.&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;140,540&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;140,540&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Others&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;146,602&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;146,602&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Total equity&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;287,142&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;287,142&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Total liabilities and equity&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;845,115&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;845,115&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Debt to capitalization ratio&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;24&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;0&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;24&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 282px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 37.1468%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31, 2023&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&#160;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Land&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&#160;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Homebuilding&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Development&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Total&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Assets:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Cash and cash equivalents&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;127,547&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;822&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;128,369&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Inventories&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;375,022&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;375,022&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Other assets&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;380,989&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;380,989&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Total assets&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;883,558&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;822&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;884,380&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Liabilities and equity:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Accounts payable and accrued liabilities&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;524,586&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;605&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;525,191&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Notes payable&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;101,126&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;101,126&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Total liabilities&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;625,712&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;605&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;626,317&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Equity of:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Hovnanian Enterprises, Inc.&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;96,281&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;210&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;96,491&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Others&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;161,565&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;7&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;161,572&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Total equity&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;257,846&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;217&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;258,063&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 18pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Total liabilities and equity&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;883,558&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;822&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;884,380&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Debt to capitalization ratio&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;28&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;0&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1.14679%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;28&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;padding: 0px;margin: 0px;height: 10px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;%&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 105px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;For The Year Ended &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&#160;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Land&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&#160;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Homebuilding&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Development&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Total&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Revenues&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;552,727&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;552,727&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Cost of sales and expenses&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(484,967&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;445&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(484,522&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Joint venture net income&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;67,760&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;445&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;68,205&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Our share of net income&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;52,142&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;121&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;52,263&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;

&lt;div&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 119px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;For The Year Ended &lt;span&gt;October 31, 2023&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&#160;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Land&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&#160;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Homebuilding&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Development&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Total&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Revenues&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;783,298&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;783,298&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Cost of sales and expenses&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(654,217&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(654,217&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Joint venture net income&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;129,081&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;129,081&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Our share of net income&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;43,160&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;43,160&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 17px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; &lt;/div&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 105px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;For The Year Ended &lt;span&gt;October 31, 2022&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&#160;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Land&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&#160;&lt;/b&gt;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Homebuilding&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Development&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Total&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Revenues&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;351,767&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;113&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;351,880&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #ffffff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Cost of sales and expenses&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(318,788&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(37&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(318,825&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 15px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Joint venture net income&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;32,979&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;76&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;33,055&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 15px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt; &lt;/tr&gt;
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&lt;td class="highlightCont" style="width: 61%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 18pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Our share of net income&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;29,002&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%;text-align: right;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;31&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%;font-family: 'Times New Roman', Times, serif;font-size: 10pt;margin-left: 0pt;height: 15px;border-bottom-width: 2px;border-bottom-style: double;border-bottom-color: #000000 !important;border-bottom: 3px double #000000;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
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&lt;p style="margin: 10pt 0pt 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2; text-indent: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="display: inline; line-height: inherit;"&gt;21&lt;/span&gt;.&lt;/em&gt; Fair Value of Financial Instruments&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We use a fair-value hierarchy which prioritizes the inputs used in measuring fair value as follows:&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Level &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1&lt;/span&gt;:&lt;/em&gt; Fair value determined based on quoted prices in active markets for identical assets.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.5pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; &lt;/span&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Level &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2&lt;/span&gt;:&lt;/em&gt; Fair value determined using significant other observable inputs.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Level &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;3&lt;/span&gt;: &lt;/em&gt;Fair value determined using significant unobservable inputs.&lt;/span&gt;&lt;/p&gt;

&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Our financial instruments measured at fair value on a recurring basis are summarized below:&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 56px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Fair Value at&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Fair Value at&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Fair Value&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Hierarchy&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="height: 16px;"&gt; &lt;/td&gt;
&lt;td style="height: 16px;"&gt; &lt;/td&gt;
&lt;td style="height: 16px;"&gt; &lt;/td&gt;
&lt;td style="height: 16px;"&gt; &lt;/td&gt;
&lt;td style="height: 16px;"&gt; &lt;/td&gt;
&lt;td style="height: 16px;"&gt; &lt;/td&gt;
&lt;td style="height: 16px;"&gt; &lt;/td&gt;
&lt;td style="height: 16px;"&gt; &lt;/td&gt;
&lt;td style="height: 16px;"&gt; &lt;/td&gt;
&lt;td style="height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 54%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt; Mortgage loans held for sale (1) &lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 18%;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span&gt; Level 2 &lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;148,925&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;130,235&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;1&lt;/span&gt;&lt;/em&gt;) &lt;span&gt;&lt;span style="border-left: none; border-right: none;"&gt;The aggregate unpaid principal balance was $&lt;span style="display: inline; line-height: inherit;"&gt;149.4&lt;/span&gt; million and $130.4 million at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt; &lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;, respectively.&lt;/span&gt;&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Fair value of mortgage loans held for sale is based on independent quoted market prices, where available, or the prices for other mortgage loans with similar characteristics.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The financial services segment had a pipeline of loan applications in process of $572.9 million at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;. Loans in process for which interest rates were committed to the borrowers totaled $58.0 million as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;. Substantially all of these commitments were for periods of 60 days or less. Since a portion of these commitments is expected to expire without being exercised by the borrowers, the total commitments do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; necessarily represent future cash requirements.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0pt 10pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;In addition, the financial services segment uses investor commitments and forward sales of mandatory MBS to hedge its mortgage-related interest rate exposure. These instruments involve, to varying degrees, elements of credit and interest rate risk. Credit risk is managed by entering into MBS forward commitments, option contracts with investment banks, federally regulated bank affiliates and loan sales transactions with permanent investors meeting the segment&#x2019;s credit standards. Our risk, in the event of default by the purchaser, is the difference between the contract price and fair value of the MBS forward commitments and option contracts. At &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;, we had &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;no&lt;/em&gt; open mandatory investor commitments to sell MBS.&lt;/span&gt;&lt;/p&gt;
&lt;div style="line-height: 1.2;"&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt;Changes in fair value that are included in income are shown, by financial instrument and financial statement line item, below:&lt;/span&gt;&lt;/p&gt; &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px; height: 84px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Year Ended &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Mortgage&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Interest Rate&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Loans Held&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Lock&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Forward&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;for Sale&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Commitments&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Contracts&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Change in fair value included in financial services revenue&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(497)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px; height: 78px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Year Ended &lt;span&gt;October 31, 2023&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Mortgage&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Interest Rate&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Loans Held&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Lock&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Forward&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;for Sale&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Commitments&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Contracts&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Change in fair value included in financial services revenue&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(177&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 90px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px; margin-left: 0.1px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="10" style="width: 37.1325%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Year Ended &lt;span&gt;October 31, 2022&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Mortgage&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Interest Rate&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Loans Held&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Lock&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Forward&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;for Sale&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Commitments&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Contracts&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1.1325%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Change in fair value included in financial services revenue&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;385&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;752&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Assets measured at fair value on a nonrecurring basis are those assets for which we have recorded valuation adjustments and write-offs during the year ended &lt;span&gt;October 31, 2024&lt;/span&gt;. We did &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; have assets measured at fair value on a nonrecurring basis during the year ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;October 31, 2023&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;. The assets measured at fair value on a nonrecurring basis are all within our homebuilding operations and are summarized below:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/p&gt;


&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 106px; width: 100%; margin-right: 0px; margin-left: 0.1px; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 47%; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="12" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 52.1287%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;Year Ended&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.14943%; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 47%; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="12" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 52.1287%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1.14943%; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 47%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 11%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Fair &lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 12%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Pre-&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; width: 11%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.12867%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; width: 11%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.14943%; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 47%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 11%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Value&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 12%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Impairment&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; width: 11%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.12867%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; width: 11%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.14943%; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 47%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 11%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Hierarchy&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 12%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Amount&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 12%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Total Losses&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 12.1287%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Fair Value&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1.14943%; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 47%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 11%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 11%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 11%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1.12867%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 11%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1.14943%; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 47%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Land and land options held for future development or sale&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 11%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level 3&lt;/em&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted " style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;41,061&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(9,992)&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1.12867%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted " style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;31,069&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.14943%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;We recorded inventory impairments, which are included in the Consolidated Statements of Operations as &#x201c;Inventory impairments and land option write-offs&#x201d; and deducted from inventory of $10.0 million and $8.4 million for the years ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span style="border-right: none; border-left: none;"&gt;October &lt;span&gt;2024&lt;/span&gt;&lt;/span&gt; &lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;2022&lt;/span&gt;&lt;/span&gt;,&lt;/em&gt; respectively. We did &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; have any assets measured at fair value on a nonrecurring basis during the year ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;October 31, 2023&lt;/span&gt;&lt;/span&gt;&lt;/em&gt; (see Note &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/em&gt;).&lt;/span&gt;&lt;/p&gt;
&lt;div&gt;&lt;br/&gt;&lt;/div&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The fair value of our cash equivalents, restricted cash and cash equivalents and customers&lt;span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x2019;&lt;/span&gt; deposits approximates their carrying amount, based on Level &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/em&gt; inputs.&lt;/span&gt;&lt;/p&gt;
&lt;div style="line-height: 1.2;"&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;br/&gt;&lt;/p&gt; &lt;/div&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The fair value of each series of our notes and credit facilities are listed below. Level &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/em&gt; measurements are estimated based on recent trades or quoted market prices for the same issues or based on recent trades or quoted market prices for our debt of similar security and maturity to achieve comparable yields. Level &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/em&gt; measurements are estimated based on &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;third&lt;/em&gt;-party broker quotes or management&#x2019;s estimate of the fair value based on available trades for similar debt instruments. &lt;span&gt;As shown in the table below, our 8.0% Senior Secured &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;1.125&lt;/span&gt;&lt;/span&gt;&lt;/em&gt; Lien Notes due &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;2028&lt;/span&gt;,&lt;/span&gt;&lt;/em&gt; &lt;span style="border-left: none; border-right: none;"&gt;11.75&lt;/span&gt;% Senior Secured &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/span&gt;&lt;/em&gt; Lien Notes due &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;2029&lt;/span&gt;&lt;/span&gt;&lt;/em&gt; and 5.0% Senior Notes due &lt;span&gt;2040&lt;/span&gt; were a Level &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/em&gt; measurement at&lt;span style="border-right: none; border-left: none;"&gt; &lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;/em&gt;due to recent trades for the same notes.&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;

&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;Fair Value as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;hr style="margin: 3pt 0px; border: currentColor; width: 100%; height: 1px; color: #000000; background-color: #000000;"/&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 152px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 8%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span&gt;1&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 8%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span&gt;2&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 8%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span&gt;3&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 8%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Total&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;"&gt;
&lt;td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Senior Secured Notes:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-indent: 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 8.0% Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;1.125&lt;/span&gt; Lien Notes due September 30, 2028 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;231,068&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;231,068&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;"&gt;
&lt;td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 11.75% Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;1.25&lt;/span&gt; Lien Notes due September 30, 2029 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;474,561&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;474,561&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Senior Notes:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;"&gt;
&lt;td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-indent: 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 13.5% Senior Notes due February 1, 2026 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;27,020&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;27,020&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 5.0% Senior Notes due February 1, 2040 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;11,485&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;11,485&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;"&gt;
&lt;td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-indent: 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Senior Credit Facilities:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 13px;"&gt;
&lt;td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt;
&lt;p style="margin: 0pt; text-indent: 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;1.75&lt;/span&gt; Lien Term Loan Credit Facility due January 31, 2028 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;190,041&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;190,041&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;"&gt;
&lt;td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Total fair value&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;717,114&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;217,061&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;934,175&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.2pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;Fair Value as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;hr style="margin: 3pt 0px; border: currentColor; width: 100%; height: 1px; color: #000000; background-color: #000000;"/&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 176px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level 1&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont " style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span&gt;2&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont " style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span&gt;3&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Total&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Senior Secured Notes:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 9pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 10.0% Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;1.75&lt;/span&gt;&lt;/span&gt; Lien Notes due November 15, 2025 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;113,843&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;113,843&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 8.0% Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;1.125&lt;/span&gt;&lt;/span&gt; Lien Notes due September 30, 2028 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;230,690&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;230,690&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 11.75% Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/span&gt; Lien Notes due September 30, 2029 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;476,655&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;476,655&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Senior Notes:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 9pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 13.5% Senior Notes due February 1, 2026 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;95,062&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;95,062&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 5.0% Senior Notes due February 1, 2040 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;44,843&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;44,843&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 9pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Senior Credit Facilities:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Senior Unsecured Term Loan Credit Facility due February 1, 2027 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;35,034&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;35,034&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 9pt; height: 10px; border-bottom: 1px solid #000000;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;1.75&lt;/span&gt;&lt;/span&gt; Lien Term Loan Credit Facility due January 31, 2028 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;81,742&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;81,742&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Total fair value&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;590,498&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;487,371&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;1,077,869&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; text-indent: 45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The Senior Secured Revolving Credit Facility is &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; included in the above tables because there were no borrowings outstanding thereunder as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt; &lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;.&lt;/span&gt;&lt;/p&gt; </us-gaap:FairValueDisclosuresTextBlock>
    <us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock contextRef="D20241031" id="Tag1244">
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 56px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Fair Value at&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Fair Value at&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Fair Value&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Hierarchy&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="height: 16px;"&gt; &lt;/td&gt;
&lt;td style="height: 16px;"&gt; &lt;/td&gt;
&lt;td style="height: 16px;"&gt; &lt;/td&gt;
&lt;td style="height: 16px;"&gt; &lt;/td&gt;
&lt;td style="height: 16px;"&gt; &lt;/td&gt;
&lt;td style="height: 16px;"&gt; &lt;/td&gt;
&lt;td style="height: 16px;"&gt; &lt;/td&gt;
&lt;td style="height: 16px;"&gt; &lt;/td&gt;
&lt;td style="height: 16px;"&gt; &lt;/td&gt;
&lt;td style="height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 54%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt; Mortgage loans held for sale (1) &lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 18%;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;span&gt; Level 2 &lt;/span&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;148,925&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;130,235&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;i&gt;(&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;1&lt;/span&gt;&lt;/em&gt;) &lt;span&gt;&lt;span style="border-left: none; border-right: none;"&gt;The aggregate unpaid principal balance was $&lt;span style="display: inline; line-height: inherit;"&gt;149.4&lt;/span&gt; million and $130.4 million at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt; &lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;2023&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;, respectively.&lt;/span&gt;&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt; </us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock>
    <hov:MortgageLoansHeldForSaleCarryingValue
      contextRef="I20241031_FairValueInputsLevel2Member_FairValueMeasurementsRecurringMember"
      decimals="-3"
      id="Tag158"
      unitRef="USD">148925000</hov:MortgageLoansHeldForSaleCarryingValue>
    <hov:MortgageLoansHeldForSaleCarryingValue
      contextRef="I20231031_FairValueInputsLevel2Member_FairValueMeasurementsRecurringMember"
      decimals="-3"
      id="Tag1235"
      unitRef="USD">130235000</hov:MortgageLoansHeldForSaleCarryingValue>
    <hov:LoansHeldForSaleMortgagesUnpaidPrincipal
      contextRef="I20241031"
      decimals="-5"
      id="Tag210"
      unitRef="USD">149400000</hov:LoansHeldForSaleMortgagesUnpaidPrincipal>
    <hov:LoansHeldForSaleMortgagesUnpaidPrincipal
      contextRef="I20231031"
      decimals="-5"
      id="Tag1199"
      unitRef="USD">130400000</hov:LoansHeldForSaleMortgagesUnpaidPrincipal>
    <hov:LoanApplicationsInProcess
      contextRef="I20241031_LoanOriginationCommitmentsMember"
      decimals="-5"
      id="Tag145"
      unitRef="USD">572900000</hov:LoanApplicationsInProcess>
    <hov:InterestRateCommittedLoanApplications
      contextRef="I20241031_InterestRateCommittedLoanApplicationsMember"
      decimals="-5"
      id="Tag165"
      unitRef="USD">58000000</hov:InterestRateCommittedLoanApplications>
    <hov:NumberOfDaysInCommittment
      contextRef="D20241031_LoanOriginationCommitmentsMember_MaximumMember"
      id="Tag1222">P60D</hov:NumberOfDaysInCommittment>
    <us-gaap:FairValueOptionQuantitativeDisclosuresTextBlock contextRef="D20241031" id="Tag1318">
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px; height: 84px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Year Ended &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Mortgage&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Interest Rate&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Loans Held&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Lock&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Forward&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;for Sale&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Commitments&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Contracts&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Change in fair value included in financial services revenue&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(497)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-left: 0.1px; height: 78px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="width: 27%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Year Ended &lt;span&gt;October 31, 2023&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Mortgage&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Interest Rate&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Loans Held&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Lock&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Forward&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;for Sale&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Commitments&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Contracts&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 10%; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Change in fair value included in financial services revenue&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(177&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont " style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 90px; width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; margin-right: 5%px; margin-left: 0.1px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="10" style="width: 37.1325%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Year Ended &lt;span&gt;October 31, 2022&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Mortgage&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Interest Rate&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Loans Held&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Lock&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Forward&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;for Sale&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Commitments&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 11%; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 16px;"&gt;
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Contracts&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1.1325%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 10%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 61%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Change in fair value included in financial services revenue&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;385&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.1325%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;752&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; </us-gaap:FairValueOptionQuantitativeDisclosuresTextBlock>
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&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 106px; width: 100%; margin-right: 0px; margin-left: 0.1px; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 47%; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="12" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 52.1287%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;Year Ended&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.14943%; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 47%; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="12" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 52.1287%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1.14943%; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 47%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 11%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Fair &lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 12%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Pre-&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; width: 11%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.12867%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; width: 11%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.14943%; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 47%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 11%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Value&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 12%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Impairment&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; width: 11%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.12867%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; width: 11%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1.14943%; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 47%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 11%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Hierarchy&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 12%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Amount&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 12%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Total Losses&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; width: 12.1287%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Fair Value&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 1px solid #000000; width: 1.14943%; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="width: 47%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 11%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 11%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 11%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1.12867%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 11%; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1.14943%; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 47%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Land and land options held for future development or sale&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 11%; height: 16px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level 3&lt;/em&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted " style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;41,061&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;(9,992)&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td style="width: 1.12867%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted " style="width: 11%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;31,069&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1.14943%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt; </us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock>
    <hov:PreImpairmentValueOfInventory
      contextRef="D20241031_FairValueInputsLevel3Member_FairValueMeasurementsNonrecurringMember_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember"
      decimals="-3"
      id="Tag51"
      unitRef="USD">41061000</hov:PreImpairmentValueOfInventory>
    <us-gaap:ImpairmentOfRealEstate
      contextRef="D20241031_FairValueInputsLevel3Member_FairValueMeasurementsNonrecurringMember_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember"
      decimals="-3"
      id="Tag170"
      unitRef="USD">9992000</us-gaap:ImpairmentOfRealEstate>
    <hov:FairValueOfInventory
      contextRef="D20241031_FairValueInputsLevel3Member_FairValueMeasurementsNonrecurringMember_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember"
      decimals="-3"
      id="Tag208"
      unitRef="USD">31069000</hov:FairValueOfInventory>
    <us-gaap:ImpairmentOfRealEstate
      contextRef="D20241031"
      decimals="-5"
      id="Tag1197"
      unitRef="USD">10000000</us-gaap:ImpairmentOfRealEstate>
    <us-gaap:ImpairmentOfRealEstate
      contextRef="D20221031"
      decimals="-5"
      id="Tag1311"
      unitRef="USD">8400000</us-gaap:ImpairmentOfRealEstate>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="I20241031_FairValueInputsLevel2Member_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member"
      decimals="3"
      id="Tag17"
      unitRef="Pure">0.08</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="I20241031_The1175SeniorSecured125LienNotesDue2029Member_FairValueInputsLevel2Member_SeniorSecuredNotesMember"
      decimals="4"
      id="Tag55"
      unitRef="Pure">0.1175</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="I20241031_The502040NotesMember_FairValueInputsLevel2Member_UnsecuredSeniorNotesMember"
      decimals="3"
      id="Tag1231"
      unitRef="Pure">0.05</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <hov:FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock contextRef="D20241031" id="Tag1232">
&lt;p style="margin: 0pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;Fair Value as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;hr style="margin: 3pt 0px; border: currentColor; width: 100%; height: 1px; color: #000000; background-color: #000000;"/&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 152px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 8%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span&gt;1&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 8%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span&gt;2&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 8%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span&gt;3&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td colspan="2" style="width: 8%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Total&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;"&gt;
&lt;td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Senior Secured Notes:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-indent: 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 8.0% Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;1.125&lt;/span&gt; Lien Notes due September 30, 2028 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;231,068&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;231,068&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;"&gt;
&lt;td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 11.75% Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;1.25&lt;/span&gt; Lien Notes due September 30, 2029 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;474,561&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;474,561&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Senior Notes:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;"&gt;
&lt;td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-indent: 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 13.5% Senior Notes due February 1, 2026 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;27,020&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;27,020&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 5.0% Senior Notes due February 1, 2040 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;11,485&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;11,485&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff; height: 17px;"&gt;
&lt;td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt;
&lt;p style="margin: 0pt; text-indent: 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Senior Credit Facilities:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 13px;"&gt;
&lt;td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt;
&lt;p style="margin: 0pt; text-indent: 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;1.75&lt;/span&gt; Lien Term Loan Credit Facility due January 31, 2028 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;190,041&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;190,041&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 13px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #cceeff; height: 10px;"&gt;
&lt;td style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Total fair value&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;717,114&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;217,061&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;934,175&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; background-color: #cceeff; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt; &lt;/table&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 7.2pt; text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;Fair Value as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span&gt;October 31, 2023&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;hr style="margin: 3pt 0px; border: currentColor; width: 100%; height: 1px; color: #000000; background-color: #000000;"/&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 176px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;(In thousands)&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level 1&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont " style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span&gt;2&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont " style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span&gt;3&lt;/span&gt;&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="width: 1%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b class="highlightCont"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Total&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Senior Secured Notes:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 9pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 10.0% Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;1.75&lt;/span&gt;&lt;/span&gt; Lien Notes due November 15, 2025 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;113,843&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;113,843&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 8.0% Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;1.125&lt;/span&gt;&lt;/span&gt; Lien Notes due September 30, 2028 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;230,690&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;230,690&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 11.75% Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;1.25&lt;/span&gt;&lt;/span&gt; Lien Notes due September 30, 2029 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;476,655&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;476,655&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Senior Notes:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 9pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 13.5% Senior Notes due February 1, 2026 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;95,062&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;95,062&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; 5.0% Senior Notes due February 1, 2040 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;44,843&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;44,843&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid #000000; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 9pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Senior Credit Facilities:&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Senior Unsecured Term Loan Credit Facility due February 1, 2027 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;35,034&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;35,034&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-indent: 9pt; height: 10px; border-bottom: 1px solid #000000;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt; Senior Secured &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span&gt;1.75&lt;/span&gt;&lt;/span&gt; Lien Term Loan Credit Facility due January 31, 2028 &lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;81,742&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt;
&lt;td class="highlightCont " style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;81,742&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom: 1px solid #000000;"&gt; &lt;/td&gt; &lt;/tr&gt;
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&lt;td class="highlightCont" style="width: 60%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Total fair value&lt;/span&gt;&lt;/p&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;590,498&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 7%; text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont " style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;487,371&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; border-bottom: 3px double #000000; height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="width: 1%; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double #000000; height: 17px;"&gt;&lt;span class="highlightCont" style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;$&lt;/span&gt;&lt;/td&gt;
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